Underwriter jobs in Berkeley, CA

Our client is seeking a Temporary Consumer Loan Funder I for a contract opportunity. The Temporary Consumer Loan Funder I, who will be responsible for planning, preparing and organizing consumer loan documentation to ensure accurate and expeditious loan closings while providing superior Member service. Key Responsibilities Funding Loans: o Responsible for the timely and accurate coordination, processing and funding of all loan files including reviewing and interpreting underwriting conditions. o Receive funding packets as assigned by department and manage funding from various incoming channels. o Analyze Loan approval conditions in loan origination system (LOS). Verify the accuracy and integrity of all loan data entered into the system including but not limited to Membership, names, addresses, government monitoring information, loan information (i.e. loan amount, interest rate, terms, KBB/NADA/Black Book/MSRP information, income, etc.). o Manage and continue to maintain all data and updates within the LOS throughout the funding process. o Communicate and follow-up with Members/vendors regarding loan status and request and manage the timely return of required documentation needed to fund loan. o Discuss loan options and programs with Members and vendors to ensure quality Member service. o Identify cross sell opportunities that will benefit Member. o Analyze credit report, credit applications to ensure credit requirements and loan policies are met. o Verify Members income by paystubs and/or analyze personal and business tax returns to ensure income and loan policy requirements are met. Department and Consumer Loan Officer Support: o Utilize queue management system, within LOS, in conjunction with Consumer Loan Officers to ensure high quality Member/vendor service. o Report daily any problems or concerns with specific loan files. o Propose new or improved processes that will improve current file flow. o Provide exceptional service to all Members, volunteers, internal team members, and vendors. o Review and complete lending reports as needed or assigned. Other functions: o Research and resolve Member or team member concerns as directed. o Compose and type general correspondence including emails, letters, memo communication for staff, vendors and Members. Minimum Qualification: Knowledge, Skills and Abilities 2 years of experience in consumer lending industry or closely related field. Thorough knowledge in the use of Internet-based loan origination software. Knowledge of lending principles, practices, rules, regulations, and sales. Ability to calculate income from paystubs, tax returns and or business returns. Knowledge of compliance requirements. Skill in the operation of personal computers and general office equipment. Ability to communicate effectively both verbally and in writing. Ability to establish and maintain effective working relationships with a diverse group of people including vendors and other Credit Union team members. Ability to act independently and confidentially, using discretion and tact. Ability to analyze situations and recommend workable solutions. Ability to coordinate a variety of activities simultaneously and prioritize work. Ability and desire to work in and contribute to a team environment.

At CompScience, we're not just building software, we're saving lives. We're a high-growth startup on a mission to prevent 1 million workplace injuries through bold technological innovations, ensuring that everyone can go home safe at the end of the day. Founded in 2019 and backed by investors from SpaceX, Tesla, and Anduril, we've assembled a powerhouse team that bridges two worlds: Cutting-Edge Technology: Our product, design, and engineering teams are composed of distinguished computer vision engineers, software architects, data scientists and product and design leaders from Amazon R&D, Meta, and the self-driving car industry. They bring unparalleled expertise in AI, machine learning, and design to the realm of workplace safety. Insurance Acumen: Our insurance team is made up of seasoned professionals who understand the nuances of workers' compensation policies. They work hand-in-hand with our tech experts to translate advanced analytics into tangible insurance products that truly serve our clients' needs. Our groundbreaking perception-based risk assessment program, the first of its kind, provides the most comprehensive data stream available for risk analysis and monitoring and has proven to significantly reduce accidents in some of the world's most hazardous occupations. About the Role As a Production Underwriter at CompScience you will leverage groundbreaking AI-powered underwriting tools for evaluating, pricing, and underwriting workers' compensation insurance for new and renewal business. Using underwriting guidelines and industry expertise, you will determine eligibility and appropriate pricing for prospective policyholders. You will review, analyze, quote, or decline policies within a letter of authority granted by capacity partner(s) and serve as a liaison with company personnel regarding opportunities and problem resolution. You will also manage and build relationships with agents, developing new business opportunities, and ensuring profitability and retention of existing business in a designated territory. Responsibilities Prepares and develops premium quotations utilizing underwriting guidelines within letter of authority Determines underwriting eligibility for prospective policyholders and develops appropriate pricing for new business, renewals, and endorsements Analyzes and reviews prospective accounts for insurability and accepts or rejects within letter of authority Develops and manages agency relationships Addresses agents' and policyholders' concerns/needs Responsible for development of new business, profitability and retention of existing business in a given territory Required Experience Minimum of 5 years experience in an insurance organization with demonstrated technical knowledge in Workers Compensation experience is required Ability to exercise advanced judgment skills in evaluating and determining the proper pricing for prospective policyholders using underwriting guidelines by accepting or rejecting risks for the purposes of issuing workers' compensation insurance coverage Ability to manage agency relationships and demonstrated ability to make sound underwriting decisions Ability to calculate expected pricing, dividends, and premium quotations for agents and policyholders Ability to analyze territory in order to identify problems and take the appropriate corrective action Working at CompScience Compensation: CompScience is committed to fair and equitable compensation practices. The annual salary range for this role is $96,000 - $140,000. Compensation is determined within the range based on your qualifications and experience. Our total compensation package also includes equity and comprehensive benefits. Benefits at CompScience: Fast-paced startup environment where your ideas can quickly become reality Opportunity to wear multiple hats and grow beyond your job description Remote-first culture with home office support Comprehensive health benefits (Medical, Dental, Vision, HSA) 401(k) plan and life insurance Flexible time off and 12 weeks parental leave Professional development reimbursement Our Ideal Teammate: Thrives in a fast-paced startup and is comfortable navigating ambiguity Excited to wear multiple hats and grow rapidly Committed to our mission of saving lives through technology

IAT Insurance Group has an immediate opening for a Commercial Surety Underwriter in our Walnut Creek, California location. This role will serve as a point member of our underwriting team, handling routine underwriting responsibilities including but not limited to the below, in a fashion consistent with the company policy and procedures. This involves interfacing with regional office Underwriters, various home office personnel, agents, and principals. This role works a hybrid schedule from an IAT Office. The hybrid requires working from the office Monday through Wednesday, with the option of working remotely on Thursday and Friday. Responsibilities: Financial and account analysis of pertinent financial data, authority, and referral requirements for consideration of new, existing and renewal business Requesting and gathering financial information on assigned accounts Bond renewal preparation and determination on whether bonds should be cancelled Market independently to our agent and broker partners with an emphasis on production Maintain Agency relationships and provide exceptional service and support. May have authority to underwrite low-value bonds and renewals Provide general direction to the Bond Underwriting Assistants for bond processing. Provide quality recommendations to Branch and Home Office Reports on assigned accounts and agents Rate and review bonds for premium and classification accuracy Ensure accuracy and completeness of files and verify that all necessary documentation is complete in the file Act as the primary service contact and visit agents assigned by the Regional Manager in order to foster and maintain an ongoing relationship Accurately communicate knowledge of assigned accounts to Branch and Home Office personnel via written and verbal means Prioritize workflow to ensure work is done in a timely fashion and all deadlines are met Perform other duties as needed Qualifications: Must-Have: Bachelor's degree in Accounting, Finance, Mathematics, Business, or related with at least 2 years of surety underwriting experience Equivalent is defined as 6 years of relevant commercial surety experience We will consider internal IAT employees with the appropriate level of experience for this role Credit/financial analysis will be considered in lieu of surety underwriting experience Strong marketing skills and ability to obtain new business Strong competency in quantitative and financial analysis Requires strong math aptitude, excellent verbal and written communication, interpersonal and negotiating skills Must be customer service oriented and have the utmost integrity Must be a self-starter with the ability to operate independently To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes Preferred to Have: AFSB industry designation Our Culture IAT is the largest private, family-owned property and casualty insurer in the U.S. I nsurance A nswers T ogether is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers. At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships, and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent. We offer comprehensive benefits like: 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off 7% 401(k) Company Match and additional Profit Sharing Hybrid work environment Numerous training and development opportunities to assist you in furthering your career Healthcare and Wellness Programs Opportunity to earn performance-based bonuses College Loan Assistance Support Plan Educational Assistance Program Mentorship Program Dress for Your Day Policy All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify. Compensation: Please note, that the annual gross salary range associated with this posting is $85,000 - $100,000. This range represents the anticipated low and high end of the base salary for this position. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more. To view details of our full benefits, please visit **************************************************

Klassic Recruiting is partnering with Hiscox in the search for an Underwriter - General/Professional Liability to join their team based San Francisco, CA. Hiscox USA Hiscox USA was established in 2006 to focus primarily on the needs of small and middle market commercial clients, via both the broker and direct distribution channels. It is headquartered in New York City and is today the fastest-growing business unit within the Hiscox Group. Today, Hiscox USA has a talent force of about 350 employees mostly operating out of 5 major cities - New York, Atlanta, Chicago, Los Angeles and San Francisco. Hiscox USA offers a broad portfolio of commercial products, including technology, cyber & data risk, multiple professional liability lines, media, entertainment, management liability, crime, kidnap & ransom, commercial property and terrorism. If you thrive in a challenging and collaborative environment where you are trusted to work instinctively and know the company will stretch you to your full potential look no further. Job Description Underwriter - General/Professional Liability Summary: Hiscox USA is currently searching for an experienced, dynamic, engaging and sharp General Liability / Professional Liability Underwriter in San Francisco to drive new business for the Northern California and Pacific Northwest region. This position provides an opportunity to thrive in an entrepreneurial climate that values and rewards thoughtful risk-taking and excellence in execution. Underwriter - General/Professional Liability Responsibilities include: Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the company's strategy and guidelines for the Professional Risks and General Liability product lines Develop new relationships and maintain existing relationships with wholesale brokers throughout the Northern California and Pacific Northwest Region (NoCal, OR, WA, etc) Work with operations, claims, finance and marketing to build or enhance products and contribute to the financial performance of the business unit Maintain excellent customer service standards Monitor product results and develop ideas to increase productivity and profitability Be part of a larger professional team in San Francisco, collaborating to drive regional results and develop new opportunities At times, 10-25% travel required Qualifications Qualifications 3-5 years of general liability / professional liability insurance underwriting experience with strong Northern California and Pacific Northwest US broker relationships B.A. / B.S degree from an accredited College or University required Outgoing, driven, high attention to detail and results-focused mentality Strong understanding of basic sales principles, negotiation skills and demonstrate a competitive drive Strong interpersonal skills and ability to work independently in a collaborative environment Innate service focus which enables one to effectively interact with all levels of internal and external customers and partners What Hiscox USA Offers: Competitive salary and bonus (based on personal & company performance) Comprehensive health insurance, Vision, Dental and FSA 401(k) with competitive company matching 24 Paid time off days 10 Paid Holidays Paid sabbaticals after 10 years of service Dynamic, creative and values-driven culture Modern and open office spaces, complimentary fruit and drinks Spirit of volunteerism, social responsibility and community involvement, including matching charitable donations for qualifying non-profits via our sister non-profit company, the Hiscox USA Foundation We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and the basis of disability or any other federal, state or local protected class. Job Type: Full-time Required education: Bachelor's Required experience: General/Professional Liability Underwriting: 3 years Property/Casualty Insurance Underwriting: 3 years Additional Information All your information will be kept confidential according to EEO guidelines.

About Rippling Rippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system. Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365-all within 90 seconds. Based in San Francisco, CA, Rippling has raised $1.4B+ from the world's top investors-including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock-and was named one of America's best startup employers by Forbes. We prioritize candidate safety. Please be aware that all official communication will only be sent from @Rippling.com addresses. About the role The Risk team is looking for an Associate to conduct customer level credit risk assessments and support risk mitigation initiatives across numerous Rippling products, including but not limited to the Spend Management corporate card portfolio. The Associate will play a crucial role in supporting and carrying out risk control functions according to internal policies as Rippling continues to expand its offerings to new customer segments. What you will do * Learn, understand, and implement Rippling's risk policies and procedures across all relevant products. * Perform customer-level credit reviews using both external and proprietary data sources. * Oversee customer escalations and respond to questions/requests from the Sales + Support functions. * Investigate and take action on high-risk customer credit situations, as needed. * Formulate and present credit recommendations to senior team members and credit committee. * Monitor portfolio-level performance against internal targets and required thresholds. * Work effectively with cross-functional partners to resolve credit issues. * Help drive projects related to improving efficiency and scalability of risk control practices. What you will need * Strong financial analytics background: degree in Finance, Economics, or related field, progress towards CFA charter, or relevant on-the-job experience. * Minimum 4 years of credit risk experience, ideally related to SMB/MM commercial lending; working knowledge of financial and bank statements. * Experience working cross-functionally with Sales and/or Support teams. * Highly organized with the ability to deliver on multiple priorities simultaneously. * Ability to operate independently in a fast-paced environment and meet aggressive deadlines. * SQL acumen is highly-valued but not required. Additional Information Rippling is an equal opportunity employer. We are committed to building a diverse and inclusive workforce and do not discriminate based on race, religion, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, veteran or military status, or any other legally protected characteristics, Rippling is committed to providing reasonable accommodations for candidates with disabilities who need assistance during the hiring process. To request a reasonable accommodation, please email accommodations@rippling.com Rippling highly values having employees working in-office to foster a collaborative work environment and company culture. For office-based employees (employees who live within a defined radius of a Rippling office), Rippling considers working in the office, at least three days a week under current policy, to be an essential function of the employee's role. This role will receive a competitive salary + benefits + equity. The salary for US-based employees will be aligned with one of the ranges below based on location; see which tier applies to your location here. A variety of factors are considered when determining someone's compensation-including a candidate's professional background, experience, and location. Final offer amounts may vary from the amounts listed below.

About SAIGroup SAIGroup is a private investment firm that has committed $1 billion to incubate and scale revolutionary AI-powered enterprise software application companies. Our portfolio, a testament to our success, comprises rapidly growing AI companies that collectively cater to over 2,000+ major global customers, approaching $800 million in annual revenue, and employing a global workforce of over 4,000 individuals. SAIGroup invests in new ventures based on breakthrough AI-based products that have the potential to disrupt existing enterprise software markets. SAIGroup's latest investment, JazzX AI, is a pioneering technology company on a mission to shape the future of work through an AGI platform purpose-built for the enterprise. JazzX AI is not just building another AI tool-it's reimagining business processes from the ground up, enabling seamless collaboration between humans and intelligent systems. The result is a dramatic leap in productivity, efficiency, and decision velocity, empowering enterprises to become pacesetters who lead their industries and set new benchmarks for innovation and excellence. Role Overview As a Part‑Time Residential Mortgage Loan Underwriter Consultant at JazzX AI, you will leverage your deep expertise in underwriting to build AI-technology to support mortgage underwriting activities. You will work closely with engineering, and product teams to convert real-world underwriting decisions into robust AI logic. Contract Duration: 3-6 months (potential to extend up to 12 months) Time Commitment: up to 20 hours/week (flexible) Key Responsibilities Underwriting & File Assessment Underwrite a variety of residential mortgage loan files (purchase, rate‑term refinance, cash‑out refinance) per Fannie Mae DU and Freddie Mac LP guidelines. Document underwriting rationale, risk profiles, and exception handling. Process Mapping & Rule Development Deconstruct end-to-end underwriting workflows-from borrower qualification and income/asset verification to AUS findings and final approval. Identify critical decision points and edge cases crucial for AI modeling. Model Validation & Feedback Blind-test AI-generated underwriting recommendations against manual assessments. Provide granular feedback to engineering teams to fine-tune decision rules and confidence thresholds. Knowledge Transfer & Training Create clear, actionable guides on complex topics (e.g., compensating factors, manual AUS overrides, GSE compliance). Host virtual workshops or Q&A sessions to transfer domain knowledge to cross-functional teams. Required Qualifications Experience: 5-10 years in residential mortgage underwriting at a senior or specialist level. GSE Mastery: Deep, hands-on knowledge of Fannie Mae DU and/or Freddie Mac LP guidelines. Analytical Acumen: Proven ability to assess borrower credit, income, assets, and collateral with accuracy and consistency. Communication: Exceptional verbal and written skills to articulate underwriting logic and decision processes. Consulting Approach: Comfortable in an iterative environment, providing structured feedback to product and engineering teams. Preferred Qualifications Experience at large retail or independent mortgage lenders (e.g., Wells Fargo, Rocket Mortgage, Chase). Background in manual underwriting, AUS overrides, or secondary market delivery. Familiarity with post-closing QC, servicing reviews, and secondary market delivery processes. Prior involvement in technology or automation initiatives within mortgage operations. Why Join Us At JazzX AI, you have the opportunity to join the foundational team that is pushing the boundaries of what's possible to create an autonomous intelligence driven future. We encourage our team to pursue bold ideas, foster continuous learning, and embrace the challenges and rewards that come with building something truly innovative. Your work will directly contribute to pioneering solutions that have the potential to transform industries and redefine how we interact with technology. As an early member of our team, your voice will be pivotal in steering the direction of our projects and culture, offering an unparalleled chance to leave your mark on the future of AI. We offer a competitive salary, equity options, and an attractive benefits package, including health, dental, and vision insurance, flexible working arrangements, and more.

Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. Hours: Must work Pacific Standard time or Mountain Standard time schedule. The Group Underwriter II is responsible for determining acceptability of insurance risks and appropriate premium rates for renewal and prospect employer groups in accordance with corporate underwriting guidelines and authority limits. How you will make an impact: * Calculates renewal rates for group cases based on analysis of group's experience, industry and demographics. * Prepares annual settlements, ERISA reports, rate projections and post sale review. Minimum Requirements: Requires a BA/BS in a related field; Minimum 3 years of experience in underwriting; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities and Experiences: CPCU, CLU, LOMA, HIAA or other insurance related courses preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $61,404 to $87,720 Locations: California, Colorado, Nevada, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we're hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking an Underwriter. What you'd be doing: * Perform day-to-day underwriting activities; track underwriting actions for company referrals, make recommendations and ensure timely resolution of underwriting referrals; handle policy change requests and process data entry evaluate underwriting considerations; and execute follow-up action as needed. * Review and analyze error reports and provide resolution. * Evaluate risks for insurance to value to comply with product specific requirements. * Review property inspections for new business and/or renewals for property or liability concerns, recommend action, and track inspection status to take timely action. * Provide insights and trends from inspection report reviews for underwriting and product development enhancements. * Review, evaluate and monitor inspection reports for compliance and loss prevention. * Review and summarize content of claim files for claim coverage, handle claims referrals from adjusters, assess claim and underwriting files for recission action, and review prior claim & litigation disputes. Also assist in reviewing claim files to evaluate the application of critical endorsements at the time of loss. * Communicate with wholesalers, retail agents and individual insureds as necessary to assure high quality of data, underwrite exception risks, analyze and interpret coverage, and explain underwriting requirements and philosophies. Will communicate directly with policyholders as needed to answer questions or present information. * Contribute to preparing detailed business requirements for underwriting related projects for new products, system changes and enhancements. * Perform and validate system testing and communicate results. * Conduct policy reviews ensuring compliance with underwriting rules, policies, practices, and procedures. * Support Senior Underwriters, Data and Risk Analysts on projects, workflows, and underwriting data quality related procedures. * Execute underwriting project research to develop and improve underwriting policies, practices, procedures, workflows, and systems. * Perform other related duties and special projects as assigned or requested. We're looking for someone who has: * 3-5 years of Personal Lines Property-Casualty underwriting experience. * Effective verbal and written communication skills * Demonstrates an aptitude for expanding their underwriting knowledge. * Experience using Microsoft products including Excel, Word, and Teams and familiarity with other insurance software. About SageSure: Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed markets in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 50 competitively priced home, flood, earthquake, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $1.9 billion of inforce premium and helps protect 640,000 policyholders. SageSure has more than 1000 employees working remotely or in-office across nine offices: Cheshire, Connecticut; Chicago, Illinois; Cincinnati, Ohio; Houston, Texas; Jersey City, New Jersey; Mountain View, California; Marlton, New Jersey; Tallahassee, Florida; and Seattle, Washington. SageSure offers generous health benefits and perks, including tuition reimbursement, wellness allowance, paid volunteer time off, a matching 401K plan, and more. SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work. Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.

Job Description This is a position on our West Coast team for someone in California. This position could be either remote or hybrid depending on proximity to the office. * *We may consider someone for a Senior Underwriter role with the right experience**. #LI-Hybrid At CapSpecialty, we are a specialty underwriting company being driven by well-informed, entrepreneurial and proactive employees. Come join our exciting company where you can really make an impact, and each individual's unique skills and talents are recognized and valued. You will find an accessible leadership team that welcomes opinions and ideas. We owe much of our success to our collaborative environment and set of three guiding principles rooted in customer-centricity, employee excellence and corporate culture. We offer competitive compensation and benefits packages - including an innovative open vacation plan, generous paid sick and parental leave, fully vested matching 401k, company-paid group term life insurance and short- & long-term disability plans, professional and educational growth opportunities, flexible and casual work environment, and recognition for exceptional performance. Please see our full list of Total Rewards here. CapSpecialty is seeking an Underwriter for our West Coast Surety Team who will generate profitable commercial Surety & Fidelity business by managing the book of business through underwriting assigned territory, building working relationships with agents and co-workers, and participating in account underwriting and manager's meetings. Duties/Responsibilities: Independently produce more complex accounts/programs from startups to Fortune 500 account types. Analyze all facets of a financial statement and forecast the future impact the financial results will have on any account within its industry. Independently compile all underwriting information to assess overall risk, making a sound credit decision w/appropriate pricing, collateral, or other security. Approve and maintain good accounts for profitability by underwriting new submissions, renewals, and credit drawers. Research and generate new business leads & independently develop business relationships, cultivating them through strong customer service. Articulate CapSpecialty's risk appetite & business philosophies to assigned agents/brokers. Demonstrate leadership skills in everyday business environment by training and mentoring underwriting team in underwriting concepts & corporate philosophies. Exhibit understanding of the “big picture” and overall goals of our organization. Review and respond to recommendations of Underwriters, working with them to help them learn more in depth principles of underwriting to advance in their respective careers. Determine what underwriting guideline changes are needed by investigating and reporting on bond claims and losses. Participate in the account underwriting meetings to assist in the approval of large risks and the establishment of departmental policies and procedures. Participate in off-site training seminars to develop leadership skills. Perform industry networking by participating in agency functions and visits. Supervisory Responsibilities: None. Core Competencies: Bond analysis skills, including an understanding of procedures and rates, as well as knowledge of specified territory including agency plant, accounts, and competition and general business climate. Working knowledge of Capitol's reinsurance treaty (ies) and limitations. Ability to utilize MS Office software and communicate effectively, both verbally and in writing. Ability to effectively collaborate in a team environment, while working independently. Fundamental ability to analyze all facets of a financial statement and tie together all statements including the statement notes. Fundamental knowledge on how to apply both vertical and horizontal financial trending (i.e. liquidity, profitability, and debt coverage ratios, etc.) to forecast the future impact the financial results will have on any account within its industry. Ability to analyze and demonstrate thorough understanding of credit as it relates to the risk. Understanding of contracts and statutes. Fundamental understanding of indemnity agreements. Education and Experience: Bachelor's Degree, or equivalent. 1+ years of direct underwriting experience. Completed or working towards an Associate in Fidelity and Surety Bonding (AFSB) designation preferred. Physical Demands: Prolonged periods of sitting at a desk and working on a computer. May be required to lift up to 15 lbs. at times. May require business travel up to 20%. CapSpecialty is a leading provider of specialty insurance and bonds for small- to mid-sized businesses in the U.S., offering casualty, professional liability, surety and fidelity products in all 50 states and the District of Columbia. By working with select partners through a limited distribution model, CapSpecialty's creative, hard-working team provides personalized service and cultivates mutually successful partnerships to deliver positive results. CapSpecialty is an operating subsidiary of Berkshire Hathaway, and its carriers have an A ("Excellent") rating from A.M. Best, writing both admitted and non-admitted policies. For more information, please visit CapSpecialty.com. Powered by ExactHire:188525

WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Sr. A&E Underwriting Professional - (25000066) Description Senior A&E Underwriting ProfessionalLocation: The position can be located in any Allied World US office including New York, Iselin, NJ, Boston, Farmington, Houston, Dallas, Chicago, Philadelphia, Los Angeles, San Francisco, MiamiJob Summary:The AVP will be proficient in evaluating, analyzing and determining the appropriate terms and conditions for the various products within the A&E Division. This will include A&E, Contractors, Project placements and Excess placements on all lines. The position will focus, in part, on facilitating and developing producer and insured contacts specific to Architects and Engineers within the ENR 500 group. Job Duties & Responsibilities:Job Duties & Responsibilities:· Review and analyze underwriting submissions· Establish a network of market contacts and act as the lead marketer of A&E and Construction Professional in your territory· Underwrite to appropriate terms and conditions following the Company business strategy to quote selected risks· Present accounts to customers· Price and analyze coverage, structure and exposures· Authorize quotes/binders/invoices as appropriate· Attend client/broker meetings as applicable· Negotiate with brokers and clients for new and renewal business· Assist in the development and formulation of data/reports as needed· Ensure that underwriting pricing and discipline are followed to meet profitability goals, complying with underwriting guidelines, systems and procedures· Attend underwriting audits as needed· Liaise with brokers, internal auditors and Claims, Accounting, IT and Legal departments as appropriate· Attend important industry conferences and seminars as appropriate Qualifications Compensation:The annualized base pay range is a broad range based on analysis of similar positions in the market. The actual base pay for the position may be above or below he listed range and determined by a number of considerations, including but now limited to complexity, location, and scope of the role, along with experience, skills, education, training, and other conditions of employment. Base salary represents one compensation of Allied World comprehensive total reward package, which may also include annual incentive compensation rewards. The base salary range for this role is $150,000 - $210,000. The base salary range for this role is $150,000 - $210,000. Qualifications · 7+ years Professional liability underwriting experience, or equivalent broker experience· Experience in architects and engineers (A/E) exposure analysis, Contractors exposure analysis, project specific professional liability placements and a working knowledge of A/E/Contractors specialty producers and brokers· Solid communication skills, computer skills, and organizational skills· Insurance certification preferred (CPCU or RPLU) Allied World Assurance Company Holdings, Ltd, through its subsidiaries, is a global provider of insurance and reinsurance solutions. We operate under the brand Allied World and have supported clients, cedents and trading partners with thoughtful service and meaningful coverages since 2001. We are a subsidiary of Fairfax Financial Holdings, Limited and benefit from a strong capital base and a worldwide network of affiliated entities that allow us to think and respond in non-traditional ways. Our generous benefits package includes: Health, Dental and Disability Insurance, a company match 401k plan, and Group Term Life Insurance. Allied World is an Equal Opportunity Employer. All qualified applicants will be considered for employment without consideration of any disability, veteran status or any other characteristic protected by law. To learn more, visit awac. com, or follow us on Facebook at facebook. com/alliedworld and LinkedIn at linkedin. com/company/allied-world. Primary Location: US-NY-New YorkOther Locations: US-MA-Boston, US-CA-San Francisco, US-CT-Farmington, US-NJ-Iselin, US-NY-Jericho, US-PA-Philadelphia, US-FL-Miami, US-CA-Los Angeles, US-CA-Costa Mesa, US-TX-Dallas, US-IL-Chicago, US-TX-Houston, US-GA-AtlantaWork Locations: New York 199 Water Street New York 10038Job: UnderwritingEmployee Status:RegularJob Type:StandardJob Posting: Dec 12, 2025, 3:14:23 PMMaximum Salary210,000. 00Pay BasisYearly

About Everest Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling businesses to survive and thrive, and economies to function and flourish. We are underwriters of risk, growth, progress and opportunity. We are a global team focused on disciplined capital allocation and long-term value creation for all stakeholders, who care deeply about our impact on communities and the wider world. About Everest Evolution Everest Evolution is the Wholesale-Exclusive arm of Everest, serving the dynamic and rapidly growing US E&S market. Everest Evolution offers Property and Casualty insurance products across multiple business units, with wholesale-exclusivity for various products within the Construction, Energy, Environmental, Real Estate & Hospitality, and Public Entity sectors. Overview: Everest Evolution, a member of the Everest Group, Ltd. (Everest), is looking for a Senior Underwriter to join our Primary Construction Casualty team, with a position available in our New Jersey, New York, Atlanta, Los Angeles, San Francisco, Boston, Chicago, Philadelphia, or Houston office. This role will report to the Head of Primary Construction. In this role, you will possess a strong background in underwriting construction casualty risks, have established market relationships, and be committed to delivering outstanding service and underwriting results. Responsibilities include but not limited to: * Underwriting and pricing Primary Casualty policies for US construction-based risks for various program types. * Cultivating strong relationships with brokers, clients and key industry stakeholders. * Collaboratively working with our internal Claims, Actuarial, Risk Engineering, Regional Leadership and Sales & Distribution teams to effectively meet quality servicing standards and to achieve underwriting goals. * Adhering to portfolio management goals and objectives to ensure underwriting discipline and book profitability. * Conducting thorough risk assessments for construction-related accounts and ensuring timely and accurate file documentation. * Growing the construction portfolio in preferred casualty construction business. * Supporting construction industry practice initiatives across the broader organization and other underwriting business units. * Participating in relevant industry events and conferences. Qualifications, Education & Experience: * Bachelor's Degree preferred. * At least 4-7 years of casualty insurance industry underwriting experience, with construction experience preferred. * Experience in working on various program types, such as wrap-up programs, project-specific placements and annual renewable contractor programs. * Existing market relationships with construction casualty producers and agents. * Strong analytical as well as communication and presentation skills. * Able to think creatively around risks and program design. The base salary range for this position is $120,000-$160,000 annually. The rate of compensation offered will be based on individual education, experience, qualifications and work location. All offers include access to a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO). What if I don't meet every requirement? At Everest we are dedicated to building an inclusive and authentic workplace. So, if you are excited about this role but your past experience doesn't align perfectly with every element in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Please let us know if you need any accommodations throughout the application or interview process. Our Culture At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Click here to learn more about our culture. * Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging. * Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together. All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve. Type: Regular Time Type: Full time Primary Location: Warren, NJ Additional Locations: Atlanta, GA, Boston, MA, Chicago, IL - South Riverside, Houston, TX, Los Angeles, CA, New York, NY, Philadelphia, PA, San Francisco, CA Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law. As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at *********************************. Everest U.S. Privacy Notice | Everest (everestglobal.com)

ABOUT USWith more than 50 years in business, BHHC has grown from a regional organization to a national insurance group, offering insurance products from coast to coast. Relationships are the cornerstone of our culture, and we believe in doing the right thing. That means we invest in our business in every way possible to deliver on our mission and demonstrate that people are what powers our success. Our commitment to financial strength and integrity means our customers can rest assured that we will be there when it counts. At BHHC we embrace diversity and foster an environment where our people can be their authentic selves. Our differences make us stronger and better together, which fosters a harmonious workplace-something we truly value. We've created an approachable and collaborative atmosphere. Here you'll find a welcoming workplace where everyone can feel valued, supported, and inspired to do great work. Together, we raise the bar by being curious, remaining customer-focused, and operating with integrity. BASIC FUNCTIONUpon successful completion of training, the Underwriter 1 will apply basic underwriting concepts and best practices in evaluating new and renewal business in accordance with established guidelines and aide senior members in developing and maintaining agency relationships. This will involve evaluating policy endorsements, executing policy transactions with accuracy, and providing superb customer service. This individual will be expected to continue to build on industry knowledge and accounts will increase in number and complexity. ONSITE REQUIREMENT This is a hybrid opportunity, requiring initial onsite training and, upon successful completion of same, a minimum requirement of three days per work week in our Walnut Creek, CA office. TEAMWORK RESPONSIBILITIESRelies primarily on instruction, pre-established guidelines, and judgment to perform the functions of the job and accomplish goals. Performs a variety of tasks directly under the supervision of designated team members as well as autonomously, with proficiency. Works under direct supervision. Possesses strong verbal and written communication skills with internal and external customers and collaboration with peers in an effort to provide the highest level of service. Executes responsibilities professionally and in accordance with the Company's policies and applicable laws.ESSENTIAL RESPONSIBILITIES Successfully completes the Underwriting training curriculum, introducing workers compensation law, rating and pricing regulations, negotiation techniques, and service standards. Reviews applications for insurance coverage proficiently, ensuring applicable information is accurate and complete for pricing determination. Works with the Underwriting Support Specialist team to gather appropriate information needed and reaches out to agency partners to request any additional information required. Analyzes current and prospective policyholders to determine appropriate quotation, indication or declination of policy. Communicates pricing within a predetermined authority level to brokers and producers using industry standards and proprietary software and databases. Ensures profitability and new business goals are met. Makes prompt, sound decisions on issues that arise in submissions based on the best information available. Properly escalates issues timely to Supervisor. Coordinates with Underwriting Support Specialists to bind agreed upon policies. Prepares Loss Control requests for appropriate accounts. Communicates effectively with external clientele and internal resource partners telephonically, via electronic correspondence and if appropriate, in the field. Contributes to productive agency relationships and client retention. Ensures deadlines are met and prompt response is provided. Accompanies other Underwriters and Marketing Managers to agency visits aimed at learning and promoting improved agency relationships. Performs special assignments and projects as assigned. QUALIFICATIONS EDUCATION: Bachelor's degree from an accredited college or university is required. LANGUAGE ABILITY: Able to read, analyze, and interpret general business periodicals, professional journals, technical procedures and governmental regulations. Able to write detailed reports, business correspondence and procedure manuals. Able to effectively present information to management and public groups. MATH ABILITY: Able to work with mathematical concepts such as probability and statistical inference. Able to apply concepts such as addition, subtraction, multiplication, division, fractions, percentages, ratios, and proportions to practical situations. REASONING ABILITY: Able to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Able to deal with problems involving several concrete variables in standardized situations. COMPUTER SKILLS: To perform this job successfully, the individual should be proficient on the Microsoft Office Suite and able to quickly master proprietary and vended software applications. In accordance with the California Equal Pay Act, the starting hourly wage for this job is $34.6154. This hourly wage is what the employer reasonably expects to pay for the position based on potential employee qualifications, operational needs and other considerations consistent with applicable law. The pay scale applies only to this position and only if it is filled in California. The pay scale may be different for other positions or in other locations.

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join on our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. Weekly Working Hours: 40 Underwriter I is responsible for reviewing and evaluating low-risk FSP account applications to ensure they meet internal risk standards, industry regulations, and card brand rules. This role supports decisioning new accounts by analyzing applicant's information, financial documentations, processing history, and risk indicators. Essential Functions: Underwrites new low-risk FSP account applications: Reviews applications for completeness accuracy, and compliance with company policies, card brand rules, and underwriting guidelines Assess merchant risk by evaluating models, process volumes, financial stability, chargeback exposure, and historical processing behavior Analyze supporting documents such as bank statements, financial reports, compliance details, etc. to verify legitimacy and risk alignment Identify potential fraud or high-risk indicators and escalate application as necessary Determine application outcome such as approval, denial, etc. Answers inquiries from FSP and ISOs to clarify account conditions and procedures Keeps informed of current practices in underwriting and current program guidelines and development, card brand rules, applicable regulations, and industry best practices Meet productivity and turnaround time SLAs while maintaining high accuracy standards “Shadow Underwrites” FSPs for low risk/low volume applications to ensure underwriting process and guidelines are managed to expected quality assurance level Follows up on missing items from various sales channels and/or merchants Handles exceptions and escalates cases as necessary Provides outbound customer service with sales partners to resolve pending items Compliance Specific: Maintain awareness of federal and state regulations applicable to designated areas of responsibility, stay current with compliance training, adhere to bank's compliance practices, support implementation of necessary changes to policies, procedures, and controls to ensure ongoing adherence. Marginal Functions: Provides backup to Underwriter II as needed Other duties as assigned Requirements Experience working in a fast-paced environment, preferably but not required in banking or financial services industry Effectively manage assigned underwriting through completion, and escalate issues proactively to leadership Ability to effectively analyze spreadsheets, reports, and other sources of financial data Working knowledge and experience using computer and Microsoft Office applications Ability to continuously adhere to multiple compliance regulations and card brand rules Natural inquisitive mindset with an infinity to learn Strong attention to detail and accuracy Strong written and verbal communication skills, as well as interpersonal skills are required Excellent multi-tasking and time management skills Self-motivated, able to work independently and as part of a team Regular on-site attendance required during regular business hours PHYSICAL DEMANDS: Sitting for extended periods of time while using computer Frequent hand, wrist, and finger movements for tasks such as keyboarding, data entry, and mouse use Continuous close visual work is required for tasks such as data analysis, computer use, and reading Frequent communication in-person and via phone, talking and hearing for such interactions Occasional movement within the office is necessary to access files or office machinery Occasional lifting, pushing, and pulling (up to 20 lbs) Occasional stooping and reaching Occasional standing and walking MENTAL DEMANDS: Continuously prioritizing multiple demands and meet deadlines while maintaining high level of compliance Continuously applying analytical skills Ability to make sound decision and determine when to escalate issues to leadership Remind external customers of approaching deadlines and requirements ENVIRONMENTAL DEMANDS: Work in a climate-controlled building Office environment typically has a moderate noise level Work area has standard office ventilation and air quality EQUIPMENT USED TO PERFORM FUNCTIONS: Computer, Phone, Common Office Equipment EOE Westamerica Bank's Privacy Policy may be found at: ********************************* Salary Description $16.50 - $22.00

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Job Summary Underwrite profitable new and renewal business to meet LoB targets regionally including global elements Ownership of large accounts / clients including negotiation of participation, pricing and terms and conditions Training and development resource for Underwriters & Senior Underwriters Develop and maintain strong relationships with brokers and clients Specialized technical expertise / lead for at least one sub-LoB, Industry, or Product Line such as General Liability, Umbrella, Commercial Auto, Commercial Property, Workers Compensation Responsibilities: Manage assigned broker portfolio of accounts to achieve efficient returns of profitability and growth Underwrite new and renewal accounts to meet top and bottom line targets Negotiate price and terms and conditions with producers Proactively manage capacity Underwrite and evaluate Natural Catastrophe Accumulation, ensuring an understanding of catastrophe modeling and interpretation of scenarios (for relevant LoBs) Specialist / Technical Expert in Product Line within Middle Market Business Underwrite International Insurance Programs (for relevant LoBs) Underwrite in line with LoB governance framework - e.g. Underwriting Authorities, global MSU, Underwriting Guidelines, Rules and Principles Ensure placing and binding of FAC Reinsurance prior to policy inception File maintenance - ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled Proactively develop relationships with brokers and agents assigned within the territory to either pursue new business acquisition and / or large renewal retention Acquisition of new business and retention of existing business including client and broker negotiations Training, developing and coaching of less experienced staff (including Underwriters) Manage complex referrals from underwriters and spokes and re-underwrite complex business as appropriate Delegate work as appropriate Positively represent Arch externally to the market Proactively drive involvement of functional areas in Underwriting process, including e.g. MMC, ARC, Claims, Operations Develop and maintain strong relationships with key brokers and clients and other relevant stakeholders (e.g. risk managers) Skills: Risk Assessment and Management: Ability to assess risk inherent exposures and natural hazards relevant to LoB Pricing and Market Mgt: Analyze current performance against benchmarks applying how the market operates and functions, the business needs and customer needs Contract Drafting and Interpretation: Design, develop and implement consistent, robust wordings Policy Management: Robust understanding of policy administration life cycle, information collection, policy issuance, premium bookings, credit control, cancellation. Communication skills: Clearly and effectively express ideas and messages via speech or writing. Influencing Skills: Ability to persuade and motivate others to act, without executive authority Analytical Skills: Ability to effectively absorb information from various sources, then analyze, study or examine data in detail, and draw appropriate conclusions. IT Skills (Office applications): Use general office application tools e.g. Power Point, Excel, Word. Requirements: A minimum of 4+ years or Commercial Property & Casualty Underwriting experience. Middle Market experience is preferred Recognized established relationships with brokers at peer group level and within market Specialized understanding of regional / local insurance markets and competitor landscape Good understanding of legal and regulatory framework Undergraduate degree required. Economics, Finance, Insurance Management, or Business Administration is preferred Completion of professional insurance qualification (e.g. CPCU) is preferred #LI-AM3 #LI-Hybrid For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible. $129,500 - $174,800/year Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future. Click here to learn more on available benefits. Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team. 14400 Arch Insurance Group Inc.

At Amwins, we succeed together - and have a good time doing it. We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs. First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders. Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service. Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply. At Amwins, we win together - and have a good time doing it. Learn more about us at amwins.com. We see you in Amwins blue! Launch Your Sales & Underwriting Career with Amwins Pursuant to California regulation, the compensation for this position is within the $70,000 - $75,000 annually range. At Amwins, we're not just developing underwriters - we're building elite sales professionals. Our Underwriter Development Program (UDP) at Amwins Access is a 2.5-year intensive training track designed to fast-track your career as a Production Underwriter - a role that combines strategic sales with technical underwriting. Participants will build strong sales acumen, master underwriting processes, and learn to grow a profitable book of business through relationship-driven selling. If you're entrepreneurial, thrive in a competitive environment, and want a career where your effort drives your income, this is your runway. This position is part of our Underwriter Development Program, scheduled to begin in June 2026. The earliest possible start date is January 2026. Key Responsibilities: * Build and manage your own book of business. * Drive new revenue through relationship-based sales with retail agents. * Get real-world training in sales strategy, negotiation, and market development. * Analyze risk and underwrite accounts across Personal Lines * Leverage exclusive carrier relationships and state-of-the-art technology * Travel to industry events, build your network, and learn from the best in the business. * Mentor new hires after completing the program What You'll Gain: * Immersive sales and underwriting training * Mentorship and career coaching from industry leaders * Access to exclusive markets and cutting-edge underwriting tools * Real-world exposure through client and carrier interaction What We're Looking For: * Recent grads (Bachelor's preferred) with fewer than 3 years of work experience. * Competitive, goal-oriented individuals with an interest in sales. * Strong communicators who love solving problems and building relationships. What You'll Get: * Base salary + performance-based pay - your success is your earning power. * Full benefits on day one. * Career advancement opportunities in a $30B+ industry. * Access to exclusive insurance markets and powerful tech to help you win. At Amwins, we win together - and have a good time doing it.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Sr. Loan Processor is responsible for providing customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Sr. Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. This position operates within Pacific time zone working hours to support the Pacific region. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the particular loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices received, and in the applicant's E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and help supervise new loan processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. Qualifications and Skills: High School Diploma or equivalent. A minimum of 5 years' residential mortgage processing experience. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. Excellent math and analytical skills. Excellent communication skills. Ability to prioritize and meet deadlines. Available to work varying hours and overtime if needed. Encompass experience. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Base Pay: $28.00-35.00 Bonus: Eligible for per file bonus incentive The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

The Supervisor, Consumer Loan Underwriting provides support and assistance to the AVP, Consumer Lending to ensure all daily consumer loan underwriting functions are completed in a timely manner and within established Service Level Agreements of Technology Credit Union (Tech CU). The incumbent provides next level expertise to colleagues and members, assesses departmental needs and proactively self-assigns or assigns tasks based on identified needs. The Supervisor's primary focus is the day-to-day operations of the underwriting team to ensure timely processing of direct and/or indirect loan applications and related processes, auditing/reporting functions, enhanced project responsibilities, and performing risk analysis and decisions on complex loan applications in a fast-paced environment. This role maintains a thorough understanding of Tech CU's underwriting standards, risk philosophy, credit culture, and market conditions. Responsibilities Essential Duties Underwriting Team Leadership Leads efforts to enhance the consumer loan originations experience and deliver exceptional member/applicant service. Supports underwriting staff by overseeing daily operations, including work distribution, scheduling, and training to meet performance expectations. Serves as a subject matter expert and first point of contact for underwriting questions; provides feedback and updates to consumer lending procedures. Handles escalated consumer loan underwriting issues from internal and external stakeholders, escalating to management when necessary. Identifies and recommends automation and process improvements for direct and indirect loan originations. Conducts audit reviews, testing, validation, and loan research as needed. Coordinates materials for compliance audits and examinations related to consumer loans. Participates in cross-functional and departmental projects related to consumer lending. Manages vendor processes and reviews complex member, applicant, partner, or vendor requests. Serves as an active underwriter supporting daily operational tasks and processes. Daily Duties Collaborates with own manager to ensure that the daily functions of the department are completed within Service Level Agreements. Evaluates, underwrites, and analyzes application requests received through the Direct and Indirect Lending channels as well as documents and communicates the reason for the decision. . Calculates lending ratios, conducts loan risk analysis and properly identifies credit issues, fraud and/or other associated lending risks. Makes sound lending decisions within assigned lending authority and in keeping with the goals and direction of Tech CU. Researches, spreads, and analyzes pertinent financial statements of individuals, businesses, and other entities. Seeks alternative and viable solutions for overcoming obstacles to approving loans for applicants and acts with a sense of urgency when requests are received. Makes fully supported recommendations to management for approvals outside own maximum individual lending authority. Reviews and understands complex financials with accuracy and ensures decisions meet Retail Credit Administration Standards, Board Policies, and compliance with state and federal regulatory guidelines. Identifies cross-sell opportunities for loan products or services when reviewing applications and advises Retail Branch Staff. Contributes to the overall success of the Consumer Lending Originations area through commitment and provides exceptional service to internal and external stakeholders, partners and vendors. Provides functional support and communicates with others in a respectful and professional manner, fostering a supportive environment to build relationships with both internal and external partners. Acts as a subject matter expert for other team members, answering questions, providing guidance, and offering solutions. Act as mentor to all underwriters, including in-depth coaching and training. Identifies and makes recommendations for process and procedural improvements in relation to position and functions. Prepares and monitors various loan reports and performs other duties as assigned. May provide underwriting support to other lending divisions as needed. Supervisory Functions Establishes scope of authority, schedule and responsibility for direct reports. Engages with direct reports and peers to align goals with organizational goals and objectives, establish performance metrics, provide feedback and develop talent. Manages and monitors budget to maximize operating efficiencies. Reviews and responds to issues identified in audit and regulatory reports. Supports established policies and procedures, recommending changes as needed. Effectively manages a hybrid workforce (onsite and remote) through strong communication, collaboration and engagement practices. Work Schedule Full-time; typically, 40 hours/week 8:30am-5:30pm Pacific, M-F (or as directed by management) Flexibility to occasionally work early or late hours, and extended weekend hours, typically with advance notice Workplace Essentials Supports Tech CU's Mission and Vision and consistently demonstrates Tech CU's Values (Accelerate, Collaborate, Innovate and Cultivate). Meets with manager on a regular basis to discuss goal alignment, performance metrics and development plans. Complies with Tech CU policies and procedures. Upholds employee Code of Conduct and Business Ethics and ensures confidentiality of the workplace. Complies with requirements imposed by federal, state and local regulatory agencies. Adheres to internal control and security measures designed to ensure regulatory compliance and to mitigate losses and errors. Qualifications Education: Associate's Degree or equivalent job experience (Bachelor's Degree preferred with emphasis in finance or business). Experience: 3+ years' Supervisory experience and 5+ years' increasingly responsible experience in related disciplines including; Underwriting direct and indirect consumer loans for a financial institution Underwriting experience in identifying layered risk Understanding of risk mitigants Understanding exposure when analyzing unsecured, collateralized, credit cards, and other lending products Indirect lending experience preferred Knowledge/Skills/Abilities: Excellent ability to deal with abstract and concrete variables. Excellent ability to define problems, establish facts, and draw conclusions using a set of data. Strong independent judgment and sound decision-making within assigned lending authority. Strong PC skills including Windows, Word, Excel, Imaging and Credit Scoring. Strong ability to apply mathematical concepts. Solid ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines in a high-volume production environment. Strong ability to analyze complex financial documents such as personal and business tax returns. Strong verbal and written communication skills, including being highly skilled in de-escalation techniques. Service oriented with good ability to collaborate with others. In-depth knowledge of consumer lending products, applications, rules, regulations, policies, and procedures. Solid proficiency with technology. Travel: May be required to occasionally attend offsite training, meetings or events, typically with advance notice. Typical Working Conditions: Office environment with member phone or email interaction. May work remotely as determined by business needs and individual performance. Equipment Used: Equipment used in the workplace may include computers, mouse, keyboard and other devices requiring repetitive hand motions. Physical Requirements: This position requires: Ability to sit 85% of the day. Keyboard and computer screen use for 90% of time during which one is seated. Ability to stand 10% of the day and periodically lifts files weighing up to 5 lbs. Communicate via phone 10% of the day. EQUAL EMPLOYMENT OPPORTUNITY Technology Credit Union is an Equal Opportunity Employer. All qualified employees and applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetic information, age, disability, veteran status or any other legally protected basis. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Pay and Benefits Position Grade: 106 Salary Range: minimum-$97,000, midpoint-$116,000, maximum-$135,000 Work Location: The salary range listed is based on working in San Jose, CA. If you work remotely, your salary will be adjusted based on your geographic location. Typical Starting Pay: Most new hires start between the minimum and midpoint of the range (adjusted for work location if applicable), based on experience and qualifications. Bonus Potential: Target 10% of base salary based on company and individual performance Tech CU is a pay-for-performance organization. We benchmark base pay to the 50th percentile of our market and offer incentive-based compensation tied to individual and company goals. Tech CU offers a comprehensive benefits package, including: Health Coverage: Medical, dental, and vision plans Income Protection: Life and disability insurance Retirement: 401(k) plan with company match Paid Holidays: 12 days annually Paid Time Off (PTO): Accrues at 7.08 hours per bi-weekly paycheck (approximately 23 days per year) Increases with length of service Voluntary Time Off (VTO): 8 hours annually for full-time employees to support charitable organizations Additional Benefits: Flexible Spending Accounts Employee-paid voluntary benefits Leaves of absence in compliance with state and federal regulations

Job Description To provide quality service as part of KeyPoint Credit Union's Consumer Lending department. Work closely with Dealers, Loan Officers, Branches, Digital Lending Team and other staff to ensure quality service along with accurate and timely loan funding.. Additional duties as assigned, which may include but are not limited to any of the following: Responsibilities: Complete the review of all incoming loan packets for accuracy and completeness; this includes verifying approval rate and amount, ensuring documents have all appropriate signatures and that all necessary documents are included in the loan packet and are properly verified prior to funding Responsible for monitoring incoming applications received through the Dealer Track, CUDL, email and e-faxes. This includes logging all packets received and web-messaging dealers “documents received” Complete all required primary and secondary input on all loan applications, including the follow-up on pending documents, creating new disclosures as needed and maintaining Consumer Lending time and accuracy commitments Prepare any necessary letters, which are uploaded for the loan file and mailed to the member with all required disclosures, brochures, etc. Also, to accurately maintain any funding logs Responsible for daily balancing of CUDL ACH Report Responsible for maintaining relationships with participating dealerships and branches, to include answering and returning calls received through the funding phone queue Assist as needed within the Digital Lending Processors duties related to processing and funding loan applications and the phone queue Follow all appropriate Policies and Procedures and management directives related to the Consumer Lending Department Perform other related duties as assigned Physical Requirements: (Including lifting, sitting, walking, bending, reaching and squatting % of time in each function) Work environment: indoor office Work position: standing 15%, walking 15%, and sitting 70%. Minimal lifting ~30lbs. and some carrying, bending, reaching, kneeling/squatting and climbing stairs/ladders. Minimum Requirements: Excellent command of written and verbal skills. High School diploma or equivalent. Two years' experience in a high touch customer service excellent oriented role within a financial institution is desirable, however, is not required. Passing of all computer-based tutorials required by KeyPoint CU. Obtain and maintain all applicable licensing required to process all loan types offered by KeyPoint Credit Union.