Underwriter jobs in Buffalo, NY - 543 jobs

If you are looking for a great place to work, and reach your potential, look to Peoples Security Bank & Trust. We continue to grow and are always looking for the right people to join our team. #TeamPSBT Our Mortgage Loan Underwriters are responsible for performing administrative and underwriting duties to support the mortgage loan function; acquiring intricate knowledge of underwriting and selling guidelines, especially those associated with the secondary market; achieving goals as established in the Bank's business objectives; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the mortgage loan function; communicating with appropriate personnel; maintaining appropriate records and providing assigned reports. Essential Duties: Performs administrative and underwriting duties to support the mortgage loan function of which the following are illustrative: Assists with pre-qualification underwriting and loan structuring. Performs of due diligence and underwriting once loans are under application. Verifies and reviews financial loan documents. Assesses borrower(s) credit worthiness. Processes and issues all required disclosures. Communicates changes in loan terms as necessary. Prepares recommendations for credit review committee or loan originators. Reviews loan documents for completeness. Assembles loan documents in loan file, including acceptance or denial and returns file to origination mortgage loan office. Notifies all required personnel of disposition of underwriting results. Performs credit analysis and approves mortgage loans within established lending authority. Maintains knowledge of FHA, VA, and USDA lending guidelines. Perform Administrative Compliance Reviews of subject property appraisals for completeness, accuracy, adequacy and validity in accordance with financial institution policy Maintains intricate knowledge of underwriting and selling guidelines, especially those associated with the secondary market. Ancillary Duties: Perform tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Benefits Offered to Peoples Security Bank Employees **Our College Tuition Reimbursement Benefit can help you achieve your long-term career and educational goals** Medical Plans Dental Plan Vision Plan Life Insurance Disability Insurance 401(K) Plan Paid Time Off Paid Holidays Paid Volunteer Time Off Employee Assistance Program Banking Classes Internal Advancement Opportunities Company Overview Community has and always will be our purpose. We were founded on the principle to be a bank that people can trust. We would not be where we are today without the dedication that our employees have had since we first opened our doors. Our values still hold true to this day, and we are making strides to continue to grow with our amazing team. We believe that operating with a core set of values will be integral to the success of Peoples Security Bank & Trust for our employees, customers, shareholders and communities. PEOPLE | Working together for a common good by engaging our customers and communities. SERVICE | Consistently deliver a safe, reliable and positive banking experience for our customers. BETTER | A commitment to excellence in every interaction. TRUST | Integrity, accountability, guidance, and support form the foundation for every customer engagement. We believe our team is what makes our organization successful. Hearing their stories show a path of growth and enrichment in their careers. Every single team member truly makes a difference within our company and we're grateful for each employee who chooses to work with us. Peoples Security Bank and Trust Company is an Equal Opportunity Employer Requirements: Education/Training: Associate degree or equivalent knowledge normally required; specialized bank education/training related to mortgage lending. Experience: A minimum of 5 years' related experience normally required. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the essential job functions of this position, the employee is regularly required to sit, stand, talk, hear, walk, use hands and fingers, handle or feel objects, and reach with hands and arms. At times required to stoop, kneel, bend, crouch and lift up to 25 pounds. This position requires regular use of a computer.

A leading insurance company is seeking an Underwriting Director to lead the Ocean Marine Northeast underwriting group. This role involves managing staff, developing business strategies, and maintaining broker relationships. Candidates should possess a minimum of ten years' underwriting experience and an MBA. This hybrid position is based in Melville, NY, offering a competitive salary range of $97,000 to $189,000 annually and a comprehensive benefits package. #J-18808-Ljbffr

About the firm: This firm focuses on commercial real estate (CRE) lending, providing tailored financing solutions for a range of projects, including multifamily, office, and industrial properties. They offer a variety of lending products, such as bridge loans, mezzanine financing, and preferred equity, to meet the specific needs of real estate developers and investors. With a strategic approach to risk management, the firm aims to deliver competitive returns by targeting high-potential opportunities in the CRE market. Their expertise lies in structuring flexible financing options while maintaining a focus on underwriting discipline and market insight. About the role: Analyze financial statements and cash flow projections. Prepare underwriting reports on potential investments. Conduct market research on property trends. Help structure loan terms and assess risk. Monitor the performance of existing loans.

Argo Group International Holdings, Inc.and American National, US based specialty P&C companies, (together known as BP&C, Inc.) are wholly owned subsidiaries of Brookfield Wealth Solutions, Ltd. ("BWS"), a New York and Toronto-listed public company. BWS is a leading wealth solutions provider, focused on securing the financial futures of individuals and institutions through a range of wealth protection and retirement services, and tailored capital solutions. Job Description Argo Group has an exciting opportunity for an Underwriter within our Excess Casualty business. This is a production-focused underwriting role responsible for underwriting, marketing, and growing a profitable portfolio while building strong broker and client relationships. This position is onsite, five days per week, in our New York City office (centrally located in Midtown Manhattan, approximately five blocks from Penn Station). What You'll Do Underwrite and analyze new and renewal Excess Casualty submissions within assigned authority Drive profitable growth through active marketing and broker engagement Build and expand strong retail and wholesale broker relationships in targeted territories Participate in broker and client meetings and leverage market insight to generate opportunities Maintain a healthy submission pipeline to achieve production and portfolio mix goals Contribute to special projects and support team development as needed Qualifications and Skills Bachelor's degree or equivalent experience, with underwriting authority appropriate to experience level; professional designations (CPCU, IIA) preferred Experience underwriting Excess Casualty or related lines, with established wholesale broker relationships (Northeast U.S. preferred) Strong analytical and negotiation skills with the ability to underwrite complex risks profitably Execution-focused, adaptable, and customer-driven mindset with a track record of results Proficiency in Xactimate, Microsoft Excel, Outlook, and Word Compensation The base salary range listed below applies to the specified geographic area and will be commensurate with experience. Compensation for other locations may vary based on local labor market conditions. In addition to base salary, employees are eligible for an annual performance-based bonus and a comprehensive benefits package. New York: $80,000 - $204,500 PLEASE NOTE: Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas. If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at . Notice to Recruitment Agencies: Resumes submitted for this or any other position without prior authorization from Human Resources will be considered unsolicited. BWS and / or its affiliates will not be responsible for any fees associated with unsolicited submissions. We are an Equal Opportunity Employer. We do not discriminate on the basis of age, ancestry, color, gender, gender expression, gender identity, genetic information, marital status, national origin or citizenship (including language use restrictions), denial of family and medical care leave, disability (mental and physical) , including HIV and AIDS, medical condition (including cancer and genetic characteristics), race, religious creed (including religious dress and grooming practices), sex (including pregnancy, child birth, breastfeeding, and medical conditions related to pregnancy, child birth or breastfeeding), sexual orientation, military or veteran status, or other status protected by laws or regulations in the locations where we operate. We do not tolerate discrimination or harassment based on any of these characteristics. The collection of your personal information is subject to our HR Privacy Notice Benefits and Compensation We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.

Requisition ID 2026-19709 Category Underwriting Type Regular Full-Time The Nonprofit Underwriter administers the underwriting and servicing of new and renewal accounts for assigned Nonprofit agents and producers in compliance with Company underwriting, authority, and pricing standards. Responsibilities Write and retain a profitable book of business through solid risk analysis, pricing and servicing. This includes but is not limited to: timely review of referrals, performing risk and portfolio quality audits, and managing overall agent portfolio as relates to profitability, hit ratios and pricing initiatives. Maintain compliance with state filings and adhere to corporate underwriting and pricing guidelines. Operate within written authority grant and make referrals to Nonprofit and Home Office Underwriting as required. In collaboration with Nonprofit Management, develop and implement a business plan for the assigned agents and geographic area and share accountability with team in meeting goals. Coach agents on underwriting appetite and protocols in conjunction with corporate training guidelines. Collaborate with the Nonprofit and Regional teams to develop, manage and maintain outside client relationships. This may include traveling in the territory to meet with agents, producers and nonprofit associations or organizations. Provide professional, timely and courteous communication and service to external clients and cross-departmental staff to successfully resolve issues pertaining to policyholders and agents. Provide pertinent information and guidance to support staff required to process coverage requests in accordance with service guidelines. Assist in gathering and communicating competitive market information. Qualifications 3-5 years of commercial lines property and casualty experience Proven track record of building strong relationships with agency partners through exceptional performance and unmatched reliability Bachelor's degree from an accredited college or university or equivalent Insurance Industry experience. Technical command of underwriting liability, professional, property, automobile, and umbrella exposures. Nonprofit specific experience is a plus, but not required Ability to interpret and analyze information to make an informed risk selection and pricing decisions Ability to participate in and contribute to organizational business planning Respect for confidential information Excellent organizational and time management skills Enjoyment of being part of a team of like-minded nonprofit insurance professionals Ability to travel within the assigned territory and to the Home Office as required Openess to attain a CPCU, CIC or similar insurance designation This is designed to provide a general overview of the requirements of the job and does not entail a comprehensive listing of all activities, duties, or responsibilities that will be required in this position. AmTrust has the right to revise this job description at any time. The expected salary range for this role is $85K-$125K/year. Please note that the salary information shown above is a general guideline only. Salaries are based upon a wide range of factors considered in making the compensation decision, including, but not limited to, candidate skills, experience, education and training, the scope and responsibilities of the role, as well as market and business considerations. #LI-BL1 #AmTrust What We Offer AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off. AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities. AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future. Connect With Us! Not ready to apply? Connect with us for general consideration.

General Job Title: Underwriter - Crime & Fidelity Division: Specialty Risk Key Relationships: Brokers, underwriters, claims, wordings, insureds, external clients and suppliers Job Summary: To underwrite a US Executive Risk account within Specialty Risks and provide counsel and advice on underwriting related issues. Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand. FLSA: Exempt Key Responsibilities: Underwriting Develop and underwrite a profitable portfolio of US Executive Risk business as part of Specialty Risks. Structure tailor-made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing. Manage innovation and development of non-insurance service offerings to insureds and others. Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level. Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability, using rating models as applicable. Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost effective administration of the US Executive Risk Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Specialty Risks. Comply with Beazley's underwriting control standards for business written through Lloyd's, Beazley's subsidiaries or internal MGAs. Develop a good working relationship with the claims managers on this class of business. Client Management Advise, assist and service clients on insurance and risk matters to ensure clients' satisfaction. Foster positive relationships with clients to get a mutual understanding of both their and Beazley's needs. Maintenance of good business relationships with brokers. Maintain awareness of overall Beazley product range and take advantages of opportunities to introduce other Beazley products to clients. General Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley. Develop best practice and disseminate business and class knowledge within US Executive Risk and Specialty Risks. Work with peers within the US Executive Risk and Specialty Risks to maximise business opportunities and profitability within the department. This will include but not be limited to sharing market information, marketing sources and cross selling opportunities. Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group. Production of presentations and marketing literature as required. Production of business plans/research documents for the US Executive Risk account as required. It is important that within all your interactions both internally and externally you adhere to Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers. We also expect Beazley employees to: Comply with Beazley procedures, policies and regulations including the code of conduct, which incorporates the PRA and FCA Conduct. Undertake training on Beazley policies and procedures as delivered by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system. Display business ethics that uphold the interests of all our customers. Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs. Comply with any specific responsibilities necessary for your role as outlined by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas. This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management. Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups. Personal Specification: Essential Criteria 3-5 years of direct underwriting experience in Crime or Crime & Fidelity products, with this line representing a significant portion of the candidate's portfolio. Proven experience in underwriting US Executive Risk accounts, including risk assessment, pricing, and portfolio management within a regulated insurance environment. Strong analytical and financial skills, advanced knowledge of underwriting policy and practice, and proficiency in Microsoft Excel (pivot tables, VLOOKUP, complex formulas) with excellent communication skills for broker and client negotiations. Skills & Abilities Proficient underwriting skills Accurate and numerate Strong analytical skills with attention to detail Able to communicate effectively with others, both verbally and in writing Ability to manage time, meet deadlines and prioritise Motivational skills Knowledge & Experience General commercial and financial knowledge Experience in insurance industry Experience of US Executive Risk underwriting or broking Thorough knowledge of underwriting policy, philosophy and practice Advanced knowledge of underwriting processes and systems Client service experience Aptitude & Disposition Result focused, self-motivated, flexible and enthusiastic Professional approach to interact successfully with managers/colleagues/external suppliers Team worker as well as able to work on own initiative Customer focused, with a strong ethic of service and fairness to the customer Competencies Achievement drive Analytical thinking Strategic thinking Service focus Team working Conceptual thinking Forward thinking Who We Are: Beazley is a specialist insurance company with over 30 years' experience helping people, communities and businesses to manage risk all around the world. Our mission is to inspire our clients and people with the confidence and freedom to explore, create and build - to enable businesses to thrive. Our clients want to live and work freely and fully, knowing they are benefitting from the most advanced thinking in the insurance market. Our goal is to become the highest performing sustainable specialist insurer. Our products are wide ranging, from cyber & tech insurance to marine, healthcare, financial institutions and contingency; covering risks such as the weather, film production or protection from deadly weapons. Our Culture We have a wonderful mix of cultures, experiences, and backgrounds at Beazley with over 2,000 of us working around the world. Employee's diversity, experience and passion allow us to keep innovating and moving forward, delivering the best. We are proud of our family-feel culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that is big on collaboration, diversity of thought and personal accountability. Our three core values inspire the way we work and how we treat our people and customers. Be bold Strive for better Do the right thing Upholding these values every day has enabled us to become an innovative and responsive organization in touch with the changing world around us - our ambitious inclusion & diversity and sustainability targets are testament to this. We are a flexible and innovative employer offering a friendly, collaborative, and inclusive working environment. We actively encourage and expect applications from all backgrounds. Our commitment to fostering a supportive and dynamic workplace ensures that every employee can thrive and contribute to our collective success. Explore a variety of networks to assist with professional and/or personal development. Our Employee Networks include: Beazley RACE - Including, understanding and celebrating People of Colour Beazley SHE - Successful, High potential, Empowered women in insurance Beazley Proud - Our global LGBTQ+ community Beazley Wellbeing - Supporting employees with their mental wellbeing Beazley Families - Supporting families and parents-to-be We encourage internal career progression at Beazley, giving you all the tools you need to drive your own career here, such as: Internal Pathways (helping you grow into an underwriting role) iLearn (our own learning & development platform) LinkedIn Learning Mentorship program External qualification sponsorship Continuing education and tuition reimbursement Secondment assignments The Rewards The opportunity to connect and build long-lasting professional relationships while advancing your career with a growing, dynamic organization Attractive base compensation and discretionary performance related bonus Competitively priced medical, dental and vision insurance Company paid life, and short- and long-term disability insurance 401(k) plan with 5% company match and immediate vesting 22 days PTO (prorated for 1st calendar year of employment), 11 paid holidays per year, with the ability to flex the religious bank holidays to suit your religious beliefs Up to $700 reimbursement for home office setup Free in-office lunch, travel reimbursement for travel to office, and monthly lifestyle allowance Up to 26 weeks of fully paid parental leave Up to 2.5 days paid annually for volunteering at a charity of your choice Flexible working policy, trusting our employees to do what works best for them and their teams Salary for this role will be tailored to the successful individual's location and experience. The expected compensation range for this position is $75,000 - $120,000 per year plus discretionary annual bonus. Don't meet all the requirements? At Beazley we're committed to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't perfectly align with every requirement and qualification in the job specification, we encourage you to apply anyway. You might just be the right candidate for this, or one of our other roles.

The Underwriter develops and fosters positive, professional relationships with the company's agency partners, as well as achieves company growth and profitability objectives. The underwriter is expected to exhibit a medium level of technical expertise, while exercising sound judgment, and delivering consistent results. Essential Duties and Responsibilities: Develops and maintain a strong working knowledge of company underwriting guidelines, coverage forms, enhancements, rating plans, and workflow Determine the acceptability of commercial lines package and umbrella policies based on company underwriting guidelines Uses underwriting information such as inspection reports, claims history, and commercial applications to make appropriate underwriting decision Determine appropriate premium levels and coverages for commercial package and umbrella policies based on filed rates and individual risk characteristics Responsible for maintaining strong business relationships with assigned agencies, which will include agency travel and agency management responsibilities Meet or exceed all company service standards for underwriting and processing commercial lines applications, endorsements, renewal policies, and new business policies Participates in special projects and performs additional duties as required. QualificationsEducation and Experience: Bachelors degree required. Minimum of 4 years commercial multi-line and/or package underwriting experience required; Workers compensation and casualty experience preferred. Excellent computer skills and working knowledge of Microsoft 365 required. Completed or in process of completing a Professional Designation such as CPCU, CIC, ARM, AU preferred. Experience with ImageRight preferred. Skills: Excellent interpersonal, verbal and written communication skills required. Strong organizational and time management skills required. Proficient negotiation and analytical skills required. Demonstrated ability to exhibit sound judgment and decision making as per company underwriting guidelines and philosophy. The salary range for this role is $74,600 - $145,500. The listed annual salary range posted for this position is subject to change and may vary depending on performance, education, experience, skills, geographic location, travel requirements, demonstrated proficiency in the competencies required for the role and business needs. Base pay is just one component of GNY's total compensation package for employees. Other rewards include eligibility for an annual discretionary bonus based on performance.

About Us At Selective, we don't just insure uniquely, we employ uniqueness. Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work in 2025 for the sixth consecutive year. Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs. Overview Support business growth and profitability goals within authority guidelines in a fast-paced environment with a focus on exceptional service to agency partners. Effectively manage incoming submissions from assigned agents through underwriting rules and guidelines, rating manual rules, and insurance laws and regulations. Manage an agency book of business as well as profit/growth results and trends. Provide expedient underwriting responses, service and guidance to General Agents. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements. Responsibilities Manage, underwrite and drive new business growth in accordance with company goals. Gather, analyze and evaluate risk exposure for submissions that fall outside agent authority. Document through appropriate risk documentation and work within stated authority to provide quotes that support growth and profitability goals. Demonstrate knowledge and understanding of coverage forms, rating plans, and guidelines in the selection and pricing of individual risks. Evaluate risk hazards and ensure adequate pricing of individual risks through proper classification, accuracy of information and adherence to company underwriting standards and pricing philosophy. Determine appropriate solution for the agent and take necessary measure to obtain information needed to resolve inquires/transactions efficiently. Work in unison with managing General Agents and other departments to grow and maintain a profitable book of business. Work with renewal staff supporting company goals of premium and retention. Provide guidance to General Agents and other departments regarding various underwriting information. Effectively communicate underwriting decisions and appetite to agents within assigned territory. Reinforce the ease of doing business with MUSIC by meeting or exceeding agent expectations and service quality on a consistent basis. Develop, build and maintain collaborative working relationships with internal and external customers. Work collaboratively with the regional teams to provide a seamless experience for our agency partners. Participate in the development of team goals, support team decisions, and work diligently to achieve them. Conduct continuous profit and growth analysis by territory and agency as assigned. Monitor premium retention with the use of electronic reporting tools. Provide internal reports for management as required. Effectively manage workflows to ensure submissions are resolved within SLA (Service level agreement) and that open quotes are handled efficiently to bind new business accounts. Develop knowledge of industry information, products, and competitors. Conduct agency visits as required. Must have a valid license and be able to drive an automobile to support company travel within territory. Car travel represents approximately 15% of employee's time. Qualifications Knowledge and Requirements Proficient in usage of all supplied desktop tools, including the automated underwriting and email systems. Ability to effectively communicate with internal and external customers/peers. Ability to adapt to change as the company moves forward in its strategic vision. Must have valid state-issued driver's license in good standing and be able to drive an automobile. Education and Experience College degree preferred 1-3 years of underwriting experience preferred. Total Rewards Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and 20 days of paid time off. Additional details about our total rewards package can be found by visiting our benefits page. The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs. Pay Range USD $60,000.00 - USD $83,000.00 /Yr. Additional Information Selective is an Equal Employment Opportunity employer. That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions. For Massachusetts Applicants It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Primary Office Location:626 Washington Place. Pittsburgh, Pennsylvania. 15219.Join our team. Make a difference - for us and for your future. ** At First National Bank, we value related, relevant experience and what you've accomplished in your career. For this position, we will accept four (4) years of commensurate experience or two (2) years of commensurate experience with an associate degree in lieu of the education requirement below. ** Position Title: Retail Lending Loan Underwriter 1 Business Unit: Retail Lending Reports To: Varies Based on Assignment Position Overview: This position description covers underwriting positions for Direct, Indirect or Small Business Lending. This position is primarily responsible for new loan application analysis, underwriting and declination review noting that the importance of this function impacts long term company goals and objectives. The incumbent plays a major role in the acquisition of loan assets utilizing appropriate risk management discipline. Primary Responsibilities: Reviews loan applications from consumers and small businesses within the Bank's delivery channels or directly through dealer channels to evaluate a degree of risk involved and determines the acceptance of applications. Verifies all application information for accuracy and completeness though validation of loan data against documentation provided. Pays appropriate attention to proper ordering of documentation to lessen the Bank's potential risk of loss considering a broad array of credit related information including repayment capacity, collateral valuations, credit histories, other banking relationships and regulatory impact in reaching final credit decisions. Takes responsibility for compliance to Bank's policies and procedures for underwriting loans depending on assignment. Complies with regulations regarding declinations and notification is sent within stated time frames. Develops partnerships with loan processors and Bank branch personnel to improve overall customer satisfaction. Maintains the customer relationships that were developed by the loan originators including Bank branch personnel and the Business Development and Underwriter. Performs tax return analysis to develop the self-employed borrower's income. Obtains and compiles copies of loan applicants' credit histories, corporate financial statements, tax returns, collateral valuations and other financial information. Reviews the appraisal report for accuracy and completeness. Takes responsibility for final approval of documents. Continually educates other Bank personnel on policy, credit risk tolerance and regulatory factors involving all relevant loan issues. Stays abreast of new types of loans and other financial services and products to better meet customers' needs. Approves loans up to and including a set loan authority. Performs other related duties and projects as assigned. All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions. Minimum Education: BA or BS Minimum Years Experience: 3 Special Skills: Excellent project management skills Excellent communication skills, both written and verbal Excellent organizational, analytical and interpersonal skills Excellent customer service skills Ability to use a personal computer and job-related software MS Word - Basic Level MS Excel - Intermediate Level MS PowerPoint - Basic Level Special Licenses and Certificates: N/A Physical Requirements: N/A Equal Employment Opportunity (EEO): It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

About Judi Health Judi Health is an enterprise health technology company providing a comprehensive suite of solutions for employers and health plans, including: Capital Rx, a public benefit corporation delivering full-service pharmacy benefit management (PBM) solutions to self-insured employers, Judi Health, which offers full-service health benefit management solutions to employers, TPAs, and health plans, and Judi, the industry's leading proprietary Enterprise Health Platform (EHP), which consolidates all claim administration-related workflows in one scalable, secure platform. Together with our clients, we're rebuilding trust in healthcare in the U.S. and deploying the infrastructure we need for the care we deserve. To learn more, visit **************** Position Summary: This role supports pricing and underwriting and ensuring timely and accurate RFP responses. The position involves collaborating with various teams to refine financial models and reporting, presenting final underwriting to leadership, and driving continuous improvement in pricing and underwriting practices. Position Responsibilities: Direct and execute day-to-day pricing and underwriting for new and renewing business opportunities Coordinate with Sales, RFP response, and other business functions to submit timely and complete RFP responses Collaborate with Executive Team and other business functions to design, refine, and maintain internal underwriting, financial modeling, and financial reporting SOPs Support client contracting, including validation that contract terms align with proposal underwriting parameters Present final underwriting to Sales and Executive Team and be able to articulate any potential risk Support continued development and maintenance of underwriting and financial reporting system infrastructure Mine external data to determine best underwriting practices for each business opportunity Manage multiple projects and deadlines as needed Work collaboratively across the organization to communicate and support ongoing financial analytics and reporting needs Support analysis and development of pricing models for new products Support general business needs, as required Responsible for adherence to the Capital Rx Code of Conduct including reporting of noncompliance Required Qualifications Bachelor's degree, with record of strong academic performance in Accounting, Finance, Actuarial Science, Statistics, or Economics (In lieu of a degree, equivalent relevant work experience may be considered) 2+ years of proven experience in financial analysis, actuarial services, accounting, pricing & underwriting Pharmacy, PBM, or Health Plan experience required Knowledge of risk management, statistics, financial modeling Experience manipulating large data sets, including the ability to analyze and interpret historical claims data Proficient in Excel and data visualization tools Experience in either SQL, SAS, or R preferred Track record of leading cross-functional initiatives, driving high performance, meeting deadlines, and executing on deliverables Ability to balance multiple complex projects simultaneously Exceptional technical, analytical, and problem-solving skills Exceptional written and verbal communication skills Extremely flexible, highly organized, and able to shift priorities easily Attention to detail & commitment to delivering high quality work product Salary Range$95,000-$110,000 USD All employees are responsible for adherence to the Capital Rx Code of Conduct including the reporting of non-compliance. This position description is designed to be flexible, allowing management the opportunity to assign or reassign duties and responsibilities as needed to best meet organizational goals. Judi Health values a diverse workplace and celebrates the diversity that each employee brings to the table. We are proud to provide equal employment opportunities to all employees and applicants for employment and prohibit discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, medical condition, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. By submitting an application, you agree to the retention of your personal data for consideration for a future position at Judi Health. More details about Judi Health's privacy practices can be found at*********************************************

Insurance Programs Underwriter We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our business units and clients. The Company Welcome to Munich Re Specialty - North America, a leading specialty insurance provider dedicated to delivering exceptional underwriting, claims, and risk management expertise to our partners and customers. As a trusted industry expert, we offer a broad range of comprehensive and customized solutions, including casualty, professional lines, property, surety, and public entity coverages. With the financial strength and global resources of our A+ Superior (A.M. Best) rated organization, we provide unmatched stability and reliability. Our team is committed to superior service levels, a distinctive approach to specialty solutions, and a deep understanding of the complex risks our clients face. Join our team and be part of a dynamic and experienced organization that is shaping the future of specialty insurance in North America. The Opportunity Future focused and always one step ahead! This is a senior underwriting position and we are looking for a person well versed in the property and casualty space. Reinsurance knowledge/experience would be a plus. As a member of our Programs underwriting team, this role is responsible for management and administration of insurance programs written through MGA's, including production, underwriting, monitoring, and servicing the business to achieve profitability goals. Key to the achievement of our goals to become a digital enterprise which leverages data analytics to make decisions about current and future risks, you will be empowered and expected to support and add to our culture of innovation and our data-driven vision for the future. Responsibilities In this position you will: Underwrite and monitor various lines and classes of insurance program business while achieving profitability targets Maintain professional relationships with existing or prospective clients, including MGAs, brokers, fronting carriers, captive managers, etc. Develop new or potential program business clients, including cultivating current and prospective client relationships, understanding their business needs, and performing initial vetting of opportunities Develop monitoring program/schedule to administer existing insurance programs, which includes results monitoring, audits, referrals, and program expansion Establish/maintain production/underwriting strategies for assigned programs Possess a clear understanding of our underwriting guidelines and pricing guidelines; maintain an in-depth knowledge of all tools and models used in the underwriting process; maintain compliance with Corporate Underwriting (CU) and Divisional underwriting guidelines Handle individual risk referrals within underwriting authority, as appropriate As directed, serve on "ad hoc" committees to provide input and assistance to management, i.e., Line of business expert groups Participate in the development of policy/contract language, underwriting guidelines, and rating plans Collaborate with actuarial colleagues to develop rating plans and pricing tools when necessary Qualifications: Successful candidates will possess the following experience/skills/qualifications: Bachelor's degree Minimum ten (10) years of Property and Casualty Underwriting experience Insurance carrier underwriting experience in MGA program business preferred Ability to independently lead multi-disciplinary teams including claims, financial, actuarial, operations and legal disciplines who participate as key stakeholder and team members on program business Proven analytical and problem-solving skills. Strong technical aptitude in general liability and property risks Strong analytical abilities including mathematics and statistical concepts Experience managing projects and teams in non-direct reporting relationships Excellent negotiation skills Superior communication skills Effective time management and project management skills related to evaluation of new insurance programs and their in-force management Strong working knowledge of Microsoft suite of products, especially Excel Entrepreneurial spirit and a solutions-based approach with the ability for complex problem solving and the desire to be part of an evolving data driven organization Willingness to travel (~ 25%) for client and prospect visits, conferences, audits, etc. The Company is open to considering candidates in numerous locations, including New York City (NY), Princeton (NJ), Philadelphia (PA), and Chicago (IL). The salary range posted below reflects market variations across various locations. The offer will be adjusted per geography. The base salary range anticipated for this position is $138,400-$230,700, plus opportunity for company bonus based upon a percentage of eligible pay. In addition, the company makes available a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO). The salary estimate is adjusted to reflect the varying market conditions across different locations, with the with the higher end being more aligned with the NYC job market. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range. We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits: Two options for your health insurance plan (PPO or High Deductible). Prescription drug coverage (included in your health insurance plan). Vision and dental insurance plans. Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary. Short and Long Term Disability coverage. Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children). Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity). In addition to the above insurance offerings, our employees also enjoy: A robust 401k plan with up to a 5% employer match A retirement savings plan that is 100% company funded. Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries. Eligibility to receive a yearly bonus as a Munich Re employee. A variety of health and wellness programs provided at no cost. Paid time off for eligible family care needs. Tuition assistance and educational achievement bonuses. A corporate matching gifts program that further enhances your charitable donation. Paid time off to volunteer in your community. At Munich Re, we see Diversity, Equity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Apply Now Save job

FM is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property insurance solutions. FM helps clients maintain continuity in their business operations by drawing upon state-of-the-art loss-prevention engineering and research; risk management skills and support services; tailored risk transfer capabilities; and superior financial strength. To do so, we rely on a dynamic, culturally diverse group of employees, working in more than 100 countries, in a variety of challenging roles. This exciting opportunity is with FM Affiliated, our “best-in-class” middle market property insurer. FM Affiliated is exploring new ways to expand and tailor coverage to meet our brokers' and client's ever-evolving business challenges. Drawing on the full strength of the FM Group, we help our clients choose how to best identify, prioritize and reduce future loss in a way that makes practical and affordable sense. We distribute our property insurance products and engineering solutions exclusively through a network of brokers. We value long-term relationships that provide the realization of greater value by deploying the skills of our highly trained Account Engineers and Production Underwriters. We are open to considering candidates with a variety of experience levels for this role. Both mid-level and senior-level candidates are encouraged to apply. In addition, the role works closely with Account Engineers to review renewal and new business opportunities to ensure proper risk identification, selection and assessment in order to ensure the development and growth of a profitable portfolio of business. FM Affiliated Production Underwriters primary relationships are with brokers and reinsurers for insurance related issues. Responsibilities include meeting specific profit, retention, and production goals. Business relationships and a network of contacts must be established and an effective program of calls must be executed to meet an average of 10 external calls a month to ensure high visibility. Travel is required for marketing and training including out of state travel. New risks must be pre-qualified based on acceptability today and its future potential, this includes a thorough analysis of the broker submission, desired pricing, terms and conditions, financial condition, adequacy of reported values, and loss experience. The company's assets must be protected by adhering to company underwriting standards and procedures, this will include determining the amount subject, net capacity commitment, checking cross liability, management of catastrophe aggregate retentions, negotiating and purchasing reinsurance and establishing commissions in a manner most advantageous to the company. This position requires someone with a bachelor's degree or equivalent. 2-5 Years industry experience (broker/insurance company) as Underwriter for commercial property accounts of varying occupancies and sizes. Candidate must also have experience dealing with a variety of occupancies as well as current engineering and underwriting issues such as current property coverages and forms, and/or quickly learn and keep updated on industry state of the art. Additionally, this person will be proficient in and have excellent organizational, time management, problem solving, decision making, interpersonal and selling skills and a working knowledge of MS Office products. The final salary offer will vary based on individual education, skills, and experience. The position is eligible to participate in FM's comprehensive Total Rewards program that includes an incentive plan, generous health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances and much more.

Job Description This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact. Essential Duties and Responsibilities: Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available. Evaluate the experience of a risk against the class of business under review. Evaluate the loss potential due to catastrophe, severity, and/or frequency. May rate policies or check previously rated policies for proper rating. Utilizes knowledge of automated systems to develop information for new or renewal policies. Prepares quotations for agents and answers questions from agents, policyholder, or prospects. Assists agents with comments or questions about applications and the likelihood of acceptance by the company. Reviews requests for cancellation, endorsements, etc. Reviews policies for renewal consideration. Request additional documentation necessary for the processing of an application, endorsement or cancellation. Conduct marketing visits to agents. Performs other duties as assigned. Qualifications/Requirements: Must have Producer's License. 3 plus years of insurance experience. Prior exposure to insurance underwriting type activities. Basic familiarity with computers. Good oral and written communications skills. Strong analytical skills and the ability to pay attention to details. Resourceful and controlled assertive behavior characteristics. Must have demonstrated negotiation skills Technical knowledge of insurance coverage forms and their application to exposure. Knowledge of departmental regulations and policies. Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices. Strong interpersonal skills working with Staff and Company Underwriters Experience in standard underwriting practices and procedures. Associated classes or courses and/or industry license, or designation. We offer a total compensation package which includes salary (65k-85k) plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. Visit Us On LinkedIn: ************************************************* View All Openings: ************************************ Website: ************** Powered by JazzHR cDdMK04hmc

Kismet client, Synergy Comp, an innovative, growing monoline Workers' Compensation Insurance Carrier, is seeking a Production Underwriter for the Upstate New York (NY) and Western Pennsylvania (PA) territory. Synergy Comp has an AM Best A (Excellent) VII rating. This role is a key opportunity for a dynamic individual to drive business growth and develop strong agency relationships. The position involves evaluating risks, growing premium volume, and communicating Synergy Comp's unique value proposition. Synergy Comp's focus is on accounts with premiums ranging from $100,000 to $2M. Key Responsibilities & Functions: Risk Management & Analysis: Maintain loss ratio profitability by conducting thorough risk assessments and risk analysis on new and renewal submissions. Agency & Broker Relationships: Develop, strengthen, and grow relationships with insurance agents and brokers who have a book in line with Synergy's target markets in the Upstate NY/W PA territory. Business Growth & Retention: Drive new business growth and ensure customer retention. Underwriting Review - New Submissions: Present account review details that meet growth and profitability expectations and model. Geographical Expansion - Field Representation & Education: Represent Synergy Comp in the field, educate agency partners, and ensure all activities adhere to compliance and regulatory requirements. Synergy Comp Offers (Benefits & Culture): Comprehensive Health Benefits: Medical, Dental, Vision insurance Work-Life Balance & PTO: Self-managed Paid Time Off (PTO) for necessary downtime Family-Focused Leave: 100% paid maternity, paternity, and parental leave Future Preparation: 401K contributions with company match and immediate vesting (no vesting period) Wellness and Self-Care: Personalized wellness coach and fitness facility reimbursement Career Investment: College loan and professional development reimbursement Performance Recognition: Profit sharing based on company performance Equal Opportunity Employer

Underwriter Job Type: Full-Time Our client, a well-established insurance provider, is seeking an experienced Underwriter to join their team. This is a full-time position based in Buffalo, NY. The ideal candidate will play a key role in evaluating insurance applications, assessing risk, and ensuring sound underwriting decisions that align with company guidelines. Key Responsibilities: Review and evaluate applications for insurance coverage, assessing risk eligibility based on company underwriting guidelines. Analyze risk factors, including experience, loss potential, and exposure to catastrophes. Collaborate with agents and brokers via phone, email, and in-person meetings to provide quotes, answer inquiries, and assist with policy applications. Utilize automated systems to process new and renewal policies, endorsements, and cancellations. Conduct underwriting assessments for policy renewals and review supporting documentation as needed. Maintain strong relationships with agency partners through effective communication and marketing visits. Ensure compliance with industry regulations, company policies, and underwriting best practices. Perform other duties as assigned. Qualifications & Experience: Active Producer's License required. 3+ years of experience in insurance underwriting or related field. Strong knowledge of underwriting principles, risk assessment, and policy coverage forms. Excellent analytical skills and attention to detail. Strong negotiation and communication skills, both written and verbal. Ability to work independently and make informed underwriting decisions. Experience working with agency partners and maintaining strong business relationships. Proficiency in Microsoft Office and underwriting software. Professional insurance designations (e.g., CPCU) are a plus. Benefits & Compensation: Competitive salary based on experience. Hybrid work schedule with flexibility. Comprehensive benefits package, including health, dental, and vision insurance. 401(k) with employer matching. Generous paid time off and paid holidays. Professional development and continuing education assistance. Wellness programs, mental health support, and Employee Assistance Program (EAP). This is an excellent opportunity to join a dynamic team and contribute to a growing organization. If you are an experienced Underwriter looking for your next career move, please send your resume to louis@instrideagency.com

The Senior Underwriter is responsible for to provide pricing and plan design for companies with 1,000 or more lives utilizing prior claim experience and manual rates. Products include Group Dental, Vision, FMLA, STD, LTD, Life, Accident, Critical Illness and Hospital Indemnity insurance. The underwriter will possess top technical competence, the ability to learn how to underwrite new lines of coverage and the ability to deeply analyze the key drivers of insurance plan performance. The underwriter will be an excellent negotiator who builds collaborative relationships with Sales and other areas of Guardian in order to solve business issues and win. The underwriter will be both a confident communicator and an independent decision-maker. You will Recommend competitively priced products, funding arrangements, and services to meet customer requirements Determine pricing of new business and/or renewal business, including alternate plan of benefit options Communicate rate/fee development and plan design offered. Assess contract comparisons for takeover business Negotiate with sales representatives or agents/brokers to resolve rate questions and risk related concerns Handles administrative processing of cases. Utilize underwriting systems and databases for quotes, sales, renewals to track results Document case decisions and underwriting rationale Effectively works as part of a regional Underwriting Team Provide mentoring/coaching to help develop technical skills of others, support team growth and development initiatives. Conducts training for sales and/or underwriting staff as needed Participates in project work or on teams to develop or improve underwriting processes You have 5+ years of experience with Group Life, Disability and/or Dental underwriting College degree preferred or equivalent related work experience Background in experience-based rating and risk assessment Ability to prioritize and efficiently handle multiple work items and due dates Experience with Underwriting tools and systems Thorough knowledge of Group Insurance products/processes Knowledge of local market competition and strategy (e.g., impact on claim pricing and product choices) Excellent analytical and mathematical skills and ability to apply them to complex cases and issues Ability to make decisions, solve problems and meet challenges in completing work Strong negotiation and conflict resolution skills Proven ability to work independently Excellent verbal and written communication and presentation skills Effective use of Word, Excel, and PowerPoint applications Leadership Behaviors Continuously strives to provide superior products and customer service Takes ownership for meeting individual performance objectives Upholds Guardian's commitment to ethical business practices LOCATION Hybrid role - This position requires 3 days in a Guardian office. Salary Range: $68,970.00 - $113,310.00 The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation. Our Promise At Guardian, you'll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards. Inspire Well-Being As part of Guardian's Purpose - to inspire well-being - we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at ************************************************ Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits. Equal Employment Opportunity Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law. Accommodations Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact *************. Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site. Visa Sponsorship Guardian is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant. you must be legally authorized to work in the United States, without the need for employer sponsorship. Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.

Job DescriptionDescription:About the job Responsibilities We are seeking an experienced Mortgage Underwriter with proficiency in both conventional and government loan programs. The ideal candidate will possess a thorough understanding of mortgage lending guidelines, strong analytical skills, and the ability to make sound lending decisions while adhering to regulatory requirements. Qualifications Review and analyze mortgage loan applications to ensure accuracy, completeness, and adherence to underwriting guidelines for both conventional and government loan programs (FHA, VA, USDA). Assess borrower's financial documents including income, assets, credit history, and employment to determine creditworthiness and risk. Evaluate property appraisals and collateral to ensure they meet lending requirements and guidelines. Calculate debt-to-income ratios and other financial metrics to assess borrower's ability to repay the loan. Communicate effectively with loan officers, processors, and other stakeholders to obtain additional information or clarification on loan files. Issue loan approvals or denials based on underwriting findings, providing clear and concise explanations for decisions. Stay updated on changes in mortgage lending regulations, underwriting guidelines, and industry trends. Collaborate with compliance and risk management teams to ensure loan files are in compliance with regulatory standards and company policies. Requirements:

Senior Underwriter, Retail Property Join us as a Senior Underwriter to make a greater impact through your technical expertise and people skills. This could be the ideal chance to step up into your first Senior level role. Make your mark in Underwriting AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague - empowering our people to grow as insurance professionals and add more value to our customers and AIG. How you will create an impact This role is your opportunity to drive profitable growth in Retail Property by working on creative solutions for complex risks. You will be responsible for underwriting a range of new and renewal business, using your proven relationship building skills. We want you to work closely with brokers to communicate risk appetite and our value proposition - and to understand the deal structures, terms and products that best meets clients' needs. You will then negotiate pricing, terms & conditions, and deal structure with brokers and clients. It will be important to generate new business by expanding your broker network, attending broker events, and building new relationships across the market. You will collaborate with AIG Distribution, territory managers, and underwriters in other business lines to target desirable accounts and cross-selling opportunities. As a senior member of the team, you will set a high standard of customer service to brokers and clients - providing an example for junior colleagues to follow. You will also provide guidance, mentoring and training to less-experienced underwriters - and support them in building their broker network. What you'll need to succeed Proven underwriting experience, with good knowledge of Large Commercial Property. The ability to analyze financial statements. Strong communication, networking and relationship building skills. Good organizational and time management skills. Customer and Sales orientated behaviors: motivated, tenacious, focused, technically skilled, proactive, and accountable. An interest in mentoring and training if you have not held these duties previously. Ready to step up to new challenges? We would love to hear from you. For positions based in New York, NY, the base salary range is $118,000 - $178,000 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. In addition, we're proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview. At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of inclusion We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to *********************. Functional Area: UW - UnderwritingRisk Specialists Companies Insurance Agency, Inc.

General Job Title: Underwriter - Crime & Fidelity Division: Specialty Risk Key Relationships: Brokers, underwriters, claims, wordings, insureds, external clients and suppliers Job Summary: To underwrite a US Executive Risk account within Specialty Risks and provide counsel and advice on underwriting related issues. Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand. FLSA: Exempt Key Responsibilities: Underwriting Develop and underwrite a profitable portfolio of US Executive Risk business as part of Specialty Risks. Structure tailor-made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing. Manage innovation and development of non-insurance service offerings to insureds and others. Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level. Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability, using rating models as applicable. Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost effective administration of the US Executive Risk Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Specialty Risks. Comply with Beazley's underwriting control standards for business written through Lloyd's, Beazley's subsidiaries or internal MGAs. Develop a good working relationship with the claims managers on this class of business. Client Management Advise, assist and service clients on insurance and risk matters to ensure clients' satisfaction. Foster positive relationships with clients to get a mutual understanding of both their and Beazley's needs. Maintenance of good business relationships with brokers. Maintain awareness of overall Beazley product range and take advantages of opportunities to introduce other Beazley products to clients. General Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley. Develop best practice and disseminate business and class knowledge within US Executive Risk and Specialty Risks. Work with peers within the US Executive Risk and Specialty Risks to maximise business opportunities and profitability within the department. This will include but not be limited to sharing market information, marketing sources and cross selling opportunities. Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group. Production of presentations and marketing literature as required. Production of business plans/research documents for the US Executive Risk account as required. It is important that within all your interactions both internally and externally you adhere to Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers. We also expect Beazley employees to: Comply with Beazley procedures, policies and regulations including the code of conduct, which incorporates the PRA and FCA Conduct. Undertake training on Beazley policies and procedures as delivered by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system. Display business ethics that uphold the interests of all our customers. Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs. Comply with any specific responsibilities necessary for your role as outlined by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas. This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management. Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups. Personal Specification: Essential Criteria 3-5 years of direct underwriting experience in Crime or Crime & Fidelity products, with this line representing a significant portion of the candidate's portfolio. Proven experience in underwriting US Executive Risk accounts, including risk assessment, pricing, and portfolio management within a regulated insurance environment. Strong analytical and financial skills, advanced knowledge of underwriting policy and practice, and proficiency in Microsoft Excel (pivot tables, VLOOKUP, complex formulas) with excellent communication skills for broker and client negotiations. Skills & Abilities Proficient underwriting skills Accurate and numerate Strong analytical skills with attention to detail Able to communicate effectively with others, both verbally and in writing Ability to manage time, meet deadlines and prioritise Motivational skills Knowledge & Experience General commercial and financial knowledge Experience in insurance industry Experience of US Executive Risk underwriting or broking Thorough knowledge of underwriting policy, philosophy and practice Advanced knowledge of underwriting processes and systems Client service experience Aptitude & Disposition Result focused, self-motivated, flexible and enthusiastic Professional approach to interact successfully with managers/colleagues/external suppliers Team worker as well as able to work on own initiative Customer focused, with a strong ethic of service and fairness to the customer Competencies Achievement drive Analytical thinking Strategic thinking Service focus Team working Conceptual thinking Forward thinking Who We Are: Beazley is a specialist insurance company with over 30 years' experience helping people, communities and businesses to manage risk all around the world. Our mission is to inspire our clients and people with the confidence and freedom to explore, create and build - to enable businesses to thrive. Our clients want to live and work freely and fully, knowing they are benefitting from the most advanced thinking in the insurance market. Our goal is to become the highest performing sustainable specialist insurer. Our products are wide ranging, from cyber & tech insurance to marine, healthcare, financial institutions and contingency; covering risks such as the weather, film production or protection from deadly weapons. Our Culture We have a wonderful mix of cultures, experiences, and backgrounds at Beazley with over 2,000 of us working around the world. Employee's diversity, experience and passion allow us to keep innovating and moving forward, delivering the best. We are proud of our family-feel culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that is big on collaboration, diversity of thought and personal accountability. Our three core values inspire the way we work and how we treat our people and customers. Be bold Strive for better Do the right thing Upholding these values every day has enabled us to become an innovative and responsive organization in touch with the changing world around us - our ambitious inclusion & diversity and sustainability targets are testament to this. We are a flexible and innovative employer offering a friendly, collaborative, and inclusive working environment. We actively encourage and expect applications from all backgrounds. Our commitment to fostering a supportive and dynamic workplace ensures that every employee can thrive and contribute to our collective success. Explore a variety of networks to assist with professional and/or personal development. Our Employee Networks include: Beazley RACE - Including, understanding and celebrating People of Colour Beazley SHE - Successful, High potential, Empowered women in insurance Beazley Proud - Our global LGBTQ+ community Beazley Wellbeing - Supporting employees with their mental wellbeing Beazley Families - Supporting families and parents-to-be We encourage internal career progression at Beazley, giving you all the tools you need to drive your own career here, such as: Internal Pathways (helping you grow into an underwriting role) iLearn (our own learning & development platform) LinkedIn Learning Mentorship program External qualification sponsorship Continuing education and tuition reimbursement Secondment assignments The Rewards The opportunity to connect and build long-lasting professional relationships while advancing your career with a growing, dynamic organization Attractive base compensation and discretionary performance related bonus Competitively priced medical, dental and vision insurance Company paid life, and short- and long-term disability insurance 401(k) plan with 5% company match and immediate vesting 22 days PTO (prorated for 1st calendar year of employment), 11 paid holidays per year, with the ability to flex the religious bank holidays to suit your religious beliefs Up to $700 reimbursement for home office setup Free in-office lunch, travel reimbursement for travel to office, and monthly lifestyle allowance Up to 26 weeks of fully paid parental leave Up to 2.5 days paid annually for volunteering at a charity of your choice Flexible working policy, trusting our employees to do what works best for them and their teams Salary for this role will be tailored to the successful individual's location and experience. The expected compensation range for this position is $75,000 - $120,000 per year plus discretionary annual bonus. Don't meet all the requirements? At Beazley we're committed to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't perfectly align with every requirement and qualification in the job specification, we encourage you to apply anyway. You might just be the right candidate for this, or one of our other roles.