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  • Specialty Underwriter - Staffing Program

    W.R. Berkley Corporation 4.2company rating

    Underwriter job in High Point, NC

    Company Details With over 35 years of proven expertise in the workers' compensation industry, Key Risk delivers innovative and responsive solutions that provide our clients the freedom to do what they do best. Offering guaranteed cost options to employers nationwide, Key Risk focuses on delivering products and services within specialized verticals to reduce workers' compensation exposures and deliver industry-leading results. All products and services are distributed through appointed insurance agents and brokers. Key Risk is a member company of W. R. Berkley Corporation, whose insurance company subsidiaries are rated A+ (Superior), Financial Size Category XV by A.M. Best Company and A+ (Strong), by S&P. For further information about Key Risk please visit *************** The company is an equal opportunity employer. Responsibilities Key Risk is looking for an enthusiastic and experienced Underwriter to join our Specialty team. The successful candidate will be responsible for contributing to achieving and exceeding the division's profit plan through proper risk selection, agency/broker management, and communication of Key Risk's value proposition. Key functions include but are not limited to the following: * Underwrite temporary staffing accounts within established underwriting authority * Manage a book of business totaling a minimum of $10,000,000 * Develop and maintain relationships with assigned brokers and agents * Achieves/exceeds planned accident year loss ratio, rate change, renewal retention and enforce premium goals * Takes initiative to recommend potential improvements in underwriting principles, techniques or appetite * Comply with insurance filings and regulatory requirements * Establishes a knowledge base of broker needs, staff, and contracted insurers * Participates effectively in new and renewal team sales activities to obtain and retain profitable business Contributes to agency evaluations, goal setting and development plans Qualifications * BA/BS Degree * CPCU, CIC, or AU designation preferred * Min of 3 years of workers compensation underwriting experience with the full array of industrial classes, deductibles and dividend plans as well as an understanding of loss development and the ability to objectively assess workplace hazards, hazard controls and employer financials * Temporary staffing experience preferred * Min of 3 years of marketing experience working with independent agents and/or wholesale brokers * Self-motivated and results oriented * Strong managerial skills with the ability to work independently and as a team member * Capable of working with internal and external teams and partners * Superior customer service skills * Excellent vendor management skills * Ability to remain positive and calm in times of stress * Demonstrated ability to meet deadlines, determine priorities and adapt to changing priorities as needed Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role include: • Base Salary Range: $80,000 - $135,000 • Eligible to participate in annual discretionary bonus. • Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Responsibilities Key Risk is looking for an enthusiastic and experienced Underwriter to join our Specialty team. The successful candidate will be responsible for contributing to achieving and exceeding the division's profit plan through proper risk selection, agency/broker management, and communication of Key Risk's value proposition. Key functions include but are not limited to the following: - Underwrite temporary staffing accounts within established underwriting authority - Manage a book of business totaling a minimum of $10,000,000 - Develop and maintain relationships with assigned brokers and agents - Achieves/exceeds planned accident year loss ratio, rate change, renewal retention and enforce premium goals - Takes initiative to recommend potential improvements in underwriting principles, techniques or appetite - Comply with insurance filings and regulatory requirements - Establishes a knowledge base of broker needs, staff, and contracted insurers - Participates effectively in new and renewal team sales activities to obtain and retain profitable business Contributes to agency evaluations, goal setting and development plans
    $80k-135k yearly Auto-Apply 14d ago
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  • High Net Worth Underwriter I

    Truist Bank 4.5company rating

    Underwriter job in Winston-Salem, NC

    The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description:Provide comprehensive and skilled underwriting and decisioning support to the Bank's Wealth Division Advisors and Lenders, focused on maximizing strategic Wealth Credit opportunities within acceptable risk and profitability expectations. Execute upon the Wealth Lending process with a focus on consistency, quality, growth, and profitability. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Provide exceptional underwriting analysis, structuring, pricing and decisioning for all Wealth Division credit requests requiring co-approval within acceptable risk parameters. 2. Demonstrate a deep understanding of complex cash flow and tax returns for clients with multiple revenue streams. 3. Exhibit the knowledge and ability to underwrite "specialty products" to include marine, recreation vehicles, securities, Regulation O, Regulation U, and airplanes. Includes knowledge related to lending to non-US citizens. 4. Utilize high level of credit knowledge to understand and justify situations that would warrant policy exceptions based on appropriate compensating factors. 5. Facilitate coaching and training to new advisors and lenders, and reinforce where applicable, to appropriately structure and document complex credit facilities with emphasis on identifying and mitigating exceptions. 6. Assist in underwriting Premier segmented clients when necessary and maintain the knowledge to underwrite all consumer products offered by Consumer Lending. 7. Share feedback and ideas to management that would help improve process and decisioning functions of the Wealth Lending Process. 8. Complete annual regulatory, compliance, job-related and career advancing training. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree in business or related field and seven years of wealth, commercial and/or complex retail lending experience or equivalent education with related training. 2. Proficient analytical and problem-solving ability 3. Excellent interpersonal, verbal, and written communication skills 4. Advanced proficiency in credit underwriting analysis, problem-solving, deal-making, and risk management 5. Demonstrated proficiency in basic computer applications such as Microsoft Officer software products 6. Ability to travel, occasionally overnight Preferred Qualifications: 1. Graduate of a Leadership Development Program or similar training program at a financial institution. 2. Knowledge of Bank's operations, systems, compliance and regulatory issues 3. Experience in credit administration, risk management, commercial or small business underwriting analysis and relationship management. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work
    $78k-120k yearly est. Auto-Apply 16d ago
  • Field Underwriter

    Luminous Financial

    Underwriter job in Greensboro, NC

    INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.
    $49k-84k yearly est. 60d+ ago
  • Mortgage Underwriter

    Fidelity Bank 3.3company rating

    Underwriter job in Cary, NC

    This position will ensure loans meet company standards for sale to the secondary market. A person will identify, analyze and balance transactional, borrower and property related risks to arrive at a loan decision of approval, suspense, counteroffer, or denial. PRINCIPAL ACCOUNTABILITIES: Time: Description: 10% Reviews all items and conditions provided by borrowers and ensures they meet the required guidelines by utilizing internal and external (e.g., agency) policies and procedures [e.g., automated underwriting systems such as DU or LPA] 10% Reviews applications and all pertinent disclosures to ensure compliance with all Federal, State and investor requirements are met and upheld. 10% Monitors property appraisal process to ensure value of property is accurately presented. 10% Analyzes documentation such as credit, income, assets, and appraisals to make sound underwriting decisions based on this analysis by using internal checklist. 10% Analyzes loan applications to identify any risk issues and/or potential misrepresentation. 10% Reviews documentation and ensures documents are properly classified and organized. 10% Makes quality underwriting decisions while maintaining Company turn-time expectations. 10% Reviews and clears conditions on all loans to ensure a complete loan package prior to closing. 10% Have the ability to rework loans to new terms, and identify additional conditions as needed. 10% Ability to work in a fast-paced, high-volume environment, while practicing sound lending judgment. BASIC QUALIFICATIONS: Bachelor's degree with 4 years of experience in mortgage underwriting or an equivalent combination of education and experience. ADDITIONAL QUALIFICATIONS: Must have an active DE CHUMS and SAR number. Must be familiar with all investor guidelines. Working experience with DU, LP and GUS underwriting systems Extensive knowledge of residential appraisal deficiencies according to USPAP Experience with FHA/VA new-construction documentation, and condominium project approval requirements. Experience handling multiple investors. Possess excellent communication and organizational skills. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Affirmative Action/Equal Opportunity Employer
    $67k-108k yearly est. Auto-Apply 21d ago
  • Senior Underwriter

    HCi Advisory Group 4.6company rating

    Underwriter job in Winston-Salem, NC

    Partner Community Capital is seeking a Senior Underwriter to play a pivotal role in evaluating, structuring, and managing our small business lending portfolio. This is an exciting opportunity to help make a meaningful difference for entrepreneurs in underserved markets. The Senior Underwriter reports to the EVP, Chief Credit Officer. The Senior Underwriter is a key member of PCAP's lending team, responsible for evaluating and underwriting loan requests, managing the loan pipeline, and ensuring the delivery of high-quality financial services to small business clients. This role works closely with lenders, analysts, referral partners, and community stakeholders to advance PCAP's mission while maintaining strong portfolio performance and compliance standards. You will bring deep credit expertise, sound judgment, and strong relationship management skills to help PCAP scale responsibly and deliver flexible, mission-centered capital to those who need it most. Education, Experience and Technical Skill Requirements: Bachelor's degree in finance, business, or related field 5 to 7 years of experience in commercial lending, underwriting, or a related field 2 to 3 years of supervisory or team leadership experience Experience with CDFIs, SBA lending, or mission-based finance strongly preferred Expertise in commercial credit analysis, financial modeling, and risk assessment Proficiency with loan origination and portfolio management systems Strong Excel skills and proficiency in Word, Outlook, and analytical tools Salesforce experience and data integration knowledge preferred Familiarity with CDFI Fund reporting and SBA lending processes a plus Our ideal candidate is a collaborative, mission-driven professional who demonstrates integrity and a strong commitment to ethical lending. They bring advanced analytical skills and a deep understanding of credit risk and loan structuring, with a proven track record of managing high-quality portfolios and achieving strong performance outcomes. They communicate clearly and build trust with diverse clients, staff, and partners, while leading with high emotional intelligence and a team-oriented mindset. Detail-oriented, strategic, and able to manage multiple priorities, they continuously seek opportunities to improve processes and leverage technology. Above all, they are deeply committed to PCAP's mission and the values that guide our work as a CDFI. Key Responsibilities: Build and maintain relationships with lenders, borrowers, referral sources, lending partners, and technical assistance providers. Review credit memos for financing over $100,000 to ensure compliance with lending policies, grant requirements, and regulations. Analyze financial statements, tax returns, and documentation to evaluate creditworthiness and business viability. Exercise delegated loan approval authority and provide data-supported recommendations to the Chief Credit Officer and Investment Committee. Supervise, coach, and provide technical guidance to Credit Analysts and team members. Improve operational efficiency through process innovation, technology adoption, and cross-training. Collaborate with lenders to structure loans that meet client needs while managing risk. Monitor portfolio performance, analyze trends, and ensure adherence to quality metrics. Provide subject-matter expertise, mentoring, and support for staff development. Stay current on industry-related trends, market conditions, regulatory updates, and credit risk best practices. Engage with clients on credit evaluation, loan structuring, and portfolio management questions. Assist with cross-sales opportunities, servicing information, credit documentation, and client calls as needed. Represent PCAP with referral partners, technical assistance providers, government agencies, and community stakeholders. Contribute to ongoing improvements in underwriting procedures, documentation standards, and risk assessment frameworks. Compensation, Benefits, and Location: This position offers a competitive salary, $83,000 to $110,000 commensurate with experience. This is a full-time, hybrid position; candidates must be within a commutable distance to Winston-Salem, Durham or Asheville, North Carolina. PCAP offers a generous slate of benefits including medical, dental, vision, life, short-term, and long-term disability insurances, 403(b) retirement plan, Flexible Spending Account (medical and dependent care), paid time-off and holidays, and professional development, as well as other benefits and perks. About PCAP: Partner Community Capital is a US Treasury-certified Community Development Financial Institution (“CDFI”) established in 2000 to provide financing and advisory services to triple bottom line businesses and communities in the Southeastern US, primarily in West Virginia (WV) and North Carolina (NC). PCAP's business clients are predominantly located in underserved communities and are unable to access adequate capital from traditional sources. We deliver flexible, empowering loans to borrowers, connecting clients to strategic advisory services so they can make the best use of our capital. As a certified Community Development Financial Institution (CDFI) we focus on locally owned, environmentally responsible small businesses because they employ and build wealth for entrepreneurs, their families, and their communities. To learn more about PCAP, visit ********************** Partner Community Capital, a Non-Profit Corporation, is an Equal Opportunity Employer who fully and actively supports equal access for all people regardless of Race, Color, Religion, Gender, Age, National Origin, Veteran Status, Disability, Genetic Information or Testing, Family and Medical Leave status, Sexual Orientation and Gender Identity or Expression. Partner Community Capital prohibits retaliation against individuals who bring forth any complaint, orally or in writing, to the employer or the government, or against any individuals who assist or practice in the investigation of any complaint or otherwise oppose discrimination.
    $83k-110k yearly 60d+ ago
  • Group Underwriter Senior

    Carebridge 3.8company rating

    Underwriter job in Durham, NC

    Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Group Underwriter Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for 51-99 groups in accordance with Corporate Underwriting Guidelines and Authority Limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Calculates renewal rates for complex group cases based on thorough analysis of the group's experience, industry, location, size, and demographic nature. * Coordinates with other departments to ensure the accuracy and consistency of account reporting. * Proposes rates and terms for group prospects, utilizing a combination of other carrier experience, demographic data and manual rates. * Prepares or supervises the preparation of annual settlements, ERISA reports, rate projections, or benefit change increments or decrement. * Communicates with sales, administration and claims to assess the rating and administrative impact or benefit and plan changes. Minimum Requirements: Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: * CPCU, CLU, LOMA, HIAA or other insurance related courses preferred. * Risk rating experience preferred. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $69k-107k yearly est. Auto-Apply 60d+ ago
  • National Accounts Strategic Underwriter

    Elevance Health

    Underwriter job in Winston-Salem, NC

    Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The National Accounts Strategic Underwriter is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities. How You Will Make an Impact Primary duties may include, but are not limited to: * Create competitive, financially sound proposals for business growth and renewals. * Collaborate on RFPs. * Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation. * Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. Minimum Requirements: Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance. Preferred Skills, Capabilities, and Experiences: * ASA/FSA, CFA, or CEBS credentials preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864. Locations: California, Colorado, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Job Level: Non-Management Exempt Workshift: Job Family: UND > Analysis Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $105.5k-180.9k yearly 14d ago
  • Senior Underwriter, Small Commercial

    Liberty Mutual 4.5company rating

    Underwriter job in Greensboro, NC

    Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts-at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a Small Commercial Underwriter in property casualty insurance, you'll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals. We encourage you to apply and bring your expertise if you're a: Strategic Account Manager: As part of your portfolio strategy, you'll ensure a profitable book of Property and Casualty insurance by writing new accounts with premiums of $100,000 and below, and growing successful agent and broker relationships and pursuing renewals Problem solver: You'll crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification Clear communicator: You'll maintain and nurture successful relationships with agents and brokers, while presenting proposals, negotiating deals and obtaining approvals Collaborative teammate: Contributing to overall team success, you'll mentor underwriters in both a technical and professional capacity-sharing best practices and identifying opportunities for continuous improvement Conscientious professional: Understanding that the deal isn't done until the paperwork is complete, you'll document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines Qualifications Experience 3-5+ years of relevant commercial lines underwriting experience Experience with multi-line insurance products Skills Analytical, problem-solving capabilities Strong territory management skills Excellent communication skills An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters Knowledge Command of insurance finance and actuarial concepts Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories Understanding of contract language, including regulatory and policy differences among applicable states Familiarity with continuous improvement processes and tools Education A bachelor's degree in a related field Chartered Property Casual Underwriter or other professional insurance designation preferred About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.
    $68k-94k yearly est. Auto-Apply 5d ago
  • Small Business Commercial Lines Underwriter

    PNI

    Underwriter job in Greensboro, NC

    Come see why people love working at Penn National Insurance! We have an excellent opportunity for a Small Business Commercial Lines Underwriter to join our Greensboro, NC team! This is a hybrid position reporting to our Greensboro, NC office. The Small Business Commercial Lines Underwriter analyzes information, developments, and trends on new and renewal accounts with premiums up to $25,000 to determine the risks associated with insuring the accounts. Within this segment of business, automated underwriting edits enable the routine/low risk accounts to be processed without underwriter involvement - leaving only the accounts with conditions requiring extra scrutiny for the Commercial Small Business Unit Underwriter to review and determine risk acceptability while ensuring compliance with established underwriting strategies and regulatory requirements. The Small Business Commercial Lines Underwriter exercises their authority to decide whether to offer, continue, modify, or reject insurance; finalizing the amounts and types of coverage; and determining the appropriate premiums. This position builds relationships with assigned agents to generate quoting activity. COMPETENCIES AND ESSENTIAL DUTIES OF THE SMALL BUSINESS COMMERCIAL LINES UNDERWRITER Business Acumen Reviews new business, renewals, endorsements, and quote requests to determine acceptability using established underwriting authority and company guidelines. Communicates underwriting decisions, techniques, and interpretation of policy forms and coverages with agents and company personnel regarding risk acceptability, incomplete information, etc. Provides feedback to the Underwriting Manager and designated Territory Manager on quality of submissions and interactions with agency personnel. Communicates underwriting and marketing philosophy or practices to agents and assists with education/training issues within agency. Documents the underwriting files where required, including the actions taken, reasons for decisions, and any follow-up diary needed. Provides input to the Branch Management team about individual agency underwriting performance (i.e., Agency Review meeting, Quarterly Results Management meeting, etc.). Embraces Data Analytics Applies data to solve common business problems. Compiles, manipulates, and analyzes data of varying complexity. Knowledgeable and proficient about what tools are available for data analysis and when they are appropriate to use. Negotiation Visits agencies with the designated Territory Manager to discuss underwriting matters, assist in the development of new business, and to strengthen agency relations. Responds to Insurance Department complaints and attend periodic hearings. Results Oriented For more complex risks that fall outside of Straight Through Processing, provides additional scrutiny with regard to exposure and coverage analysis in order to determine acceptability. Travels independently to visit agencies as necessary Drives profitable new business growth. Time & Priority Management Provides ongoing support to Sr. TM and/or middle market underwriter on non-risk selection and pricing decisions. Supports special underwriting projects and initiatives. These may include, but not limited to, loss prevention, targeted re-underwriting programs, and book rollovers. Decision Making Establishes appropriate account pricing in accordance with established underwriting authority and company guidelines. Orders and/or analyzes loss control reports, financial reports, MVRs, and other underwriting reports. Evaluates the need for and secure appropriate facultative reinsurance in accordance with established company guidelines. Contributes to the development of company underwriting policy, procedures, and guidelines to assure they reflect current market conditions and contribute to the attainment of division goals. Performs various projects requested or assigned by the Underwriting Manager SPECIAL RELATIONSHIPS OF THE SMALL BUSINESS COMMERCIAL LINES UNDERWRITER This position reports to the Underwriting Manager Direct contact with various levels of underwriting, loss control, premium audit, and claims personnel Direct contact with agents and insureds QUALIFICATIONS FOR THE SMALL BUSINESS COMMERCIAL LINES UNDERWRITER Education/Credentials 4 - year degree or equivalent work experience or continuing education in specialized insurance courses such as IIA & AU preferred Experience Successful completion of Commercial Lines Underwriter Trainee curriculum; or 1 to 3 years in a relevant property/casualty underwriting position such as an Commercial Lines Assistant Underwriter, etc., preferred Technical/Professional Knowledge Good working knowledge of underwriting and pricing risks Good working knowledge of company underwriting standards and philosophy Good working knowledge of all insurance coverages Good math aptitude Excellent research, analytical and problem-solving skills Excellent oral and written communication skills Good PC skills, with an emphasis on Microsoft Office Suite; along with demonstrated proficiency in all supplied desktop tools including the automated underwriting and email systems JOB REQUIREMENTS (as required by ADA - Americans with Disabilities Act) This position is primarily a sedentary position that requires occasional standing and walking throughout the office environment. Must be able to see and effectively use a computer monitor. Must be able to operate a computer, keyboard and applicable printers and other general office equipment. Must be able to access and enter information accurately using automated systems. Must be able to hear and communicate via the telephone and/or monitoring devices to both internal and external clients. Must be able to present information to individuals and groups. Must be able to interpret and apply concepts that may or may not be based upon established guidelines. Must be able to maintain acceptable attendance and adhere to scheduled work hours. Must have a valid driver's license and be able to operate a motor vehicle. Must be able to travel with overnight stays as required.
    $53k-90k yearly est. Auto-Apply 23d ago
  • Underground C Lineperson Step1

    Utilities Service, LLC 4.1company rating

    Underwriter job in Burlington, NC

    We are currently seeking an **Underground Lineperson** to join our team in Utility Lines Construction Services, Inc. We offer excellent opportunities for career-oriented individuals that want to be a part of our team. Our goal is to provide a safe work environment for all of our employees to perform quality work with our many clients. Our employees share in Productivity and Safety Incentive programs. We also offer an excellent compensation package that includes a competitive benefits package, paid holidays, and paid vacation. Flame Retardant clothing is provided for all employees at no cost to them. Various work locations do offer employee payroll deduct programs for work boots and tools for the job. We offer year round employment with a company that values the team approach toward building quality projects. If you are looking for your next career advancement and are a goal oriented person that wants to work for a company that values safety and appreciates good employees, please apply today. **Essential Functions:** + Directs and assists crew with setting poles and anchors. + Directs and assists crew with installing transformers, lightening arrestors, cutouts, crossarms, insulators, switches and switchgear. + Directs and assists crew with troubleshooting trouble in primary and secondary systems. + Directs and assists crew with replaces cutout fuses and clears faulted circuits and systems. + Works with energized high voltage systems requiring skill. + Assist with setting pad mount transformers. + Working in underground manholes and trenches. + Comply with all safety and health rules. + Perform work or operate vehicle/equipment only where training and qualification has been provided. + Demonstrate safe work behavior. + Stopping work when unsafe acts or conditions are identified. + Reports all injuries no matter how minor to the Foreperson Immediately. + Report all incidents and near misses to Foreperson. + Assuring tools, equipment and vehicles are in safe working order. + Obtaining daily job description from Foreperson. + Ensuring proper equipment and materials are loaded for the job. + Ensuring equipment and material are used correctly at the job site. + Enter onto personal/commercial property. + Ensuring the prints are competed for each specific job and always returning prints to the Foreperson. + Safely complete the job while performing new construction, maintenance or repair work of energized and de-energized underground work. + Able to lead crew members in absence of Foreperson. + Ensure daily testing and inspection of assigned tools and equipment. + Maintain company equipment in a safe and efficient manner. + Weather permitting, this is a 40 hour per week job. + Any other duties related to the installation of underground power supply. **Minimum Requirements:** + Due to the inherently dangerous nature of the industry and the requirements to work with or around hazardous equipment, employees must be able to maintain attention and concentration for extended periods of time. + Must have a basic knowledge of reading prints/google earth images. (ie. Proper sense of direction). + Must be able to problem solve with unidentified circumstances with a particular job. + Must wear approved Fire Retardant clothing. + Must be able to inspect/wear PPE as necessary. + Must be able to safely drive an approved company vehicle. + Must be able to enter and exit a vehicle numerous times a day. + Must be able to withstand exposure to all kinds of weather while completing work assignments, i.e., rain, heat, sun, cold. + Must be able to traverse various terrains. + Must be able to write, read and comprehend written and verbal job instructions/information. + Must possess strong communication skills both written and spoken. + Must be able to communicate and handle confrontations professionally. + Must have transportation to and from the show up location. + Must be able to maintain attention during dangerous tasks. + Must be able to lift, move and maneuver 50 pounds or more on an frequent basis. + Must have endurance necessary to perform these duties throughout a standard eight or ten hour day. Must be able to work long hours and overtime during emergencies (including holidays, weekends, etc. Subject to call out work). + Must have sufficient eyesight to judge distances and coordination to get and use the appropriate equipment and tools. + Must have proven knowledge of installing and removing a service + Must be able to prove identity of primary and secondary voltage. + Must be able to prove identity of induced voltage. + Must have proven knowledge of checking voltage on transformers. + Must be able to prove understanding of a one shot on a recloser. + Must be able to prove understanding of grounding procedures. + Must have proven understanding of flag and tag procedures. + Must be able to identify different materials used in linework. + Must have proven understanding of Kellum grips. + Must be able to prove understanding of phasing sticks. + Must have proven understanding of load break tool. + Must have proven understanding of a reconductoring job. + Must be capable of working heights or confined spaces. + Must have proven understanding of trenching and shoring. + Must have proven understanding of basic rigging, hand lines, and lineman knot tying. + Must have proven understanding of assisting hooking up a single or three phase transformer. + Must be able to inspect/use proper cover up. + Must demonstrate knowledge of minimum approach distance. + Must be capable of bucket rescue. + Must have proven understanding of safely installing and removing a mechanical jumper. + Must be able to climb different structures and possess the tools to do the climb. + Must be able to operate and service all required tools and equipment.(i.e., backhoe, boring machine, excavator, trencher) + Must be willing to travel out of state for emergency storm work. + Must be able to pass a pre-employment drug screen. + Must be able to pass a background check. + Must have a valid CDL driver's license. **Physical Requirements:** **Activity:** **R** **O** **F** **C** **Activity:** **R** **O** **F** **C** Standing X Seeing X Walking X Reading X Sitting X Reaching X Stooping X Range of Motion X Kneeling X Hearing - Speech Range X Squatting X Depth Perception X Body Twisting X Color Vision X Crawling X Lifting X Sense of Touch X Carrying X Manual Dexterity X Pushing X Speaking Clearly X Pulling X Seeing Distant X Climbing Ladders X Climbing On/Off Truck X Climbing Stairs X Climbing Poles X Balancing X Gripping X Lifting Up to 10 lbs. X Lifting Over 10 lbs. to 50 lbs. X Lifting Up to 50 lbs. X **Benefits** We offer a competitive range of benefits to support our employees' health, well-being, and financial security. Medical, dental, and vision benefits are available to all eligible employees on the first day of employment. For more information on the benefits available for this role, please contact the recruiter or hiring manager. **Individuals with a disability who desire a reasonable accommodation can contact the ADA Coordinator by calling **************. We partner with the Department of Homeland Security/U.S. Customs and Immigration Service to e-Verify all newly hired employees.** **An Equal Opportunity Employer.** **Please note:** + _All job offers are subject to pre-employment drug screening and a background check._ + _Unless otherwise noted, we do not sponsor employees for work authorization in the U.S. for this position._ **Notice to Agencies:** We only accept resumes from recruiters, employment agencies, or staffing services if a Service Agreement has been signed and we have requested recruitment/staffing services for the specific position. Any unsolicited resumes will become the property of the company, and no fees or compensation will be paid to the recruiter, employment agency, or staffing service.
    $66k-104k yearly est. 60d+ ago
  • Title Insurance Underwriter

    Investors Title Company 4.2company rating

    Underwriter job in Durham, NC

    Investors Title Insurance Company Durham, NC (in office) Investors Title Insurance Company is looking for a Title Insurance Underwriter that is detail-oriented, organized, and looking to grow in the real estate and title insurance industry. As an Underwriter, you'll play a crucial role in ensuring smooth and accurate title underwriting, customer service, and administrative support. This role requires strong analytical skills, attention to detail, and the ability to manage multiple tasks efficiently. Why You'll Love This Role: * Hands-On Impact: Directly contribute to the underwriting process, ensuring smooth real estate transactions. * Customer-Focused: Work with clients, attorneys, and lenders to provide accurate and timely support. * Diverse Responsibilities: Engage in underwriting, workflow administration, customer service, and document recording. * Growth Potential: Work alongside experienced professionals and expand your expertise in title insurance. * Fast-Paced & Collaborative: Join a high-energy team and play a key role in real estate transactions. What You'll Do: * Provide professional and courteous customer service, responding to inquiries via phone and email. * Receive and process title insurance orders, ensuring accuracy and timely execution. * Maintain accurate reports, client records, and account receivables. * Ensure compliance with underwriting principles and guidelines. * Review and produce commitments, policies, and endorsements with precision. * Coordinate document recording with attorneys and recording offices. * Communicate with leadership regarding workflow, challenges, and process improvements. What We're Looking For: * Experience: 2+ years of administrative or underwriting experience in title insurance, mortgage lending, legal support, or loan processing preferred. * Industry Knowledge: Familiarity with title insurance, legal instruments, and real estate transactions a plus. * Skills: Strong analytical ability, attention to detail, and organizational skills. * Communication: Excellent verbal and written communication skills. * Technical Proficiency: Comfortable with underwriting systems and general office software. Benefits Overview: We believe in taking care of our team, both personally and professionally. Here's what we offer to support your well-being and career growth: * Medical Insurance - Includes a free plan option, plus additional choices for employees and their families. * Dental & Vision Insurance - Comprehensive coverage to keep you and your family covered. * 401(k) with Employer Contribution & Profit Sharing - Plan for your future with our retirement benefits. * Maternity & Adoption Leave - Support for growing families with paid leave options. * Employer Provided Life Insurance & Long-Term Disability - Financial protection and peace of mind. * Comprehensive Hands-On Training - Get the tools and support you need to succeed and grow in your role. If you're looking for a role where you can develop your expertise, work with a dynamic team, and play a key part in real estate transactions, we'd love to hear from you! Recognized as an industry leader, Investors Title Insurance Company provides residential and commercial title insurance and innovative business solutions for our partners. The company's financial strength is consistently recognized by rating agencies such as A.M. Best as being among the highest rated in the industry. The Company is an equal-opportunity employer. As such, the Company offers equal employment opportunities without regard to race, color, religion, sex (including pregnancy), national origin, age, disability, genetic information, veteran status, and other protected class characteristics. #801835 #LI-Onsite
    $61k-113k yearly est. 50d ago
  • Underground B Lineperson

    Asplundh 4.4company rating

    Underwriter job in Durham, NC

    at Utility Lines Construction Services, LLC We are currently seeking an Underground Lineperson to join our team in Utility Lines Construction Services, Inc. We offer excellent opportunities for career-oriented individuals that want to be a part of our team. Our goal is to provide a safe work environment for all of our employees to perform quality work with our many clients. Our employees share in Productivity and Safety Incentive programs. We also offer an excellent compensation package that includes a competitive benefits package, paid holidays, and paid vacation. Flame Retardant clothing is provided for all employees at no cost to them. Various work locations do offer employee payroll deduct programs for work boots and tools for the job. We offer year round employment with a company that values the team approach toward building quality projects. If you are looking for your next career advancement and are a goal oriented person that wants to work for a company that values safety and appreciates good employees, please apply today. Essential Functions: Directs and assists crew with setting poles and anchors. Directs and assists crew with installing transformers, lightening arrestors, cutouts, crossarms, insulators, switches and switchgear. Directs and assists crew with troubleshooting trouble in primary and secondary systems. Directs and assists crew with replaces cutout fuses and clears faulted circuits and systems. Works with energized high voltage systems requiring skill. Assist with setting pad mount transformers. Working in underground manholes and trenches. Comply with all safety and health rules. Perform work or operate vehicle/equipment only where training and qualification has been provided. Demonstrate safe work behavior. Stopping work when unsafe acts or conditions are identified. Reports all injuries no matter how minor to the Foreperson Immediately. Report all incidents and near misses to Foreperson. Assuring tools, equipment and vehicles are in safe working order. Obtaining daily job description from Foreperson. Ensuring proper equipment and materials are loaded for the job. Ensuring equipment and material are used correctly at the job site. Enter onto personal/commercial property. Ensuring the prints are competed for each specific job and always returning prints to the Foreperson. Safely complete the job while performing new construction, maintenance or repair work of energized and de-energized underground work. Able to lead crew members in absence of Foreperson. Ensure daily testing and inspection of assigned tools and equipment. Maintain company equipment in a safe and efficient manner. Weather permitting, this is a 40 hour per week job. Any other duties related to the installation of underground power supply. Minimum Requirements: Due to the inherently dangerous nature of the industry and the requirements to work with or around hazardous equipment, employees must be able to maintain attention and concentration for extended periods of time. Must have a basic knowledge of reading prints/google earth images. (ie. Proper sense of direction). Must be able to problem solve with unidentified circumstances with a particular job. Must wear approved Fire Retardant clothing. Must be able to inspect/wear PPE as necessary. Must be able to safely drive an approved company vehicle. Must be able to enter and exit a vehicle numerous times a day. Must be able to withstand exposure to all kinds of weather while completing work assignments, i.e., rain, heat, sun, cold. Must be able to traverse various terrains. Must be able to write, read and comprehend written and verbal job instructions/information. Must possess strong communication skills both written and spoken. Must be able to communicate and handle confrontations professionally. Must have transportation to and from the show up location. Must be able to maintain attention during dangerous tasks. Must be able to lift, move and maneuver 50 pounds or more on an frequent basis. Must have endurance necessary to perform these duties throughout a standard eight or ten hour day. Must be able to work long hours and overtime during emergencies (including holidays, weekends, etc. Subject to call out work). Must have sufficient eyesight to judge distances and coordination to get and use the appropriate equipment and tools. Must have proven knowledge of installing and removing a service Must be able to prove identity of primary and secondary voltage. Must be able to prove identity of induced voltage. Must have proven knowledge of checking voltage on transformers. Must be able to prove understanding of a one shot on a recloser. Must be able to prove understanding of grounding procedures. Must have proven understanding of flag and tag procedures. Must be able to identify different materials used in linework. Must have proven understanding of Kellum grips. Must be able to prove understanding of phasing sticks. Must have proven understanding of load break tool. Must have proven understanding of a reconductoring job. Must be capable of working heights or confined spaces. Must have proven understanding of trenching and shoring. Must have proven understanding of basic rigging, hand lines, and lineman knot tying. Must have proven understanding of assisting hooking up a single or three phase transformer. Must be able to inspect/use proper cover up. Must demonstrate knowledge of minimum approach distance. Must be capable of bucket rescue. Must have proven understanding of safely installing and removing a mechanical jumper. Must be able to climb different structures and possess the tools to do the climb. Must be able to operate and service all required tools and equipment.(i.e., backhoe, boring machine, excavator, trencher) Must be willing to travel out of state for emergency storm work. Must be able to pass a pre-employment drug screen. Must be able to pass a background check. Must have a valid CDL driver's license. Physical Requirements: Activity: R O F C Activity: R O F C Standing X Seeing X Walking X Reading X Sitting X Reaching X Stooping X Range of Motion X Kneeling X Hearing - Speech Range X Squatting X Depth Perception X Body Twisting X Color Vision X Crawling X Lifting X Sense of Touch X Carrying X Manual Dexterity X Pushing X Speaking Clearly X Pulling X Seeing Distant X Climbing Ladders X Climbing On/Off Truck X Climbing Stairs X Climbing Poles X Balancing X Gripping X Lifting Up to 10 lbs. X Lifting Over 10 lbs. to 50 lbs. X Lifting Up to 50 lbs. X
    $66k-103k yearly est. Auto-Apply 60d+ ago
  • Mortgage Underwriter

    Fidelity Bank of North Carolina 4.1company rating

    Underwriter job in Cary, NC

    This position will ensure loans meet company standards for sale to the secondary market. A person will identify, analyze and balance transactional, borrower and property related risks to arrive at a loan decision of approval, suspense, counteroffer, or denial. PRINCIPAL ACCOUNTABILITIES: Time: Description: 10% Reviews all items and conditions provided by borrowers and ensures they meet the required guidelines by utilizing internal and external (e.g., agency) policies and procedures [e.g., automated underwriting systems such as DU or LPA] 10% Reviews applications and all pertinent disclosures to ensure compliance with all Federal, State and investor requirements are met and upheld. 10% Monitors property appraisal process to ensure value of property is accurately presented. 10% Analyzes documentation such as credit, income, assets, and appraisals to make sound underwriting decisions based on this analysis by using internal checklist. 10% Analyzes loan applications to identify any risk issues and/or potential misrepresentation. 10% Reviews documentation and ensures documents are properly classified and organized. 10% Makes quality underwriting decisions while maintaining Company turn-time expectations. 10% Reviews and clears conditions on all loans to ensure a complete loan package prior to closing. 10% Have the ability to rework loans to new terms, and identify additional conditions as needed. 10% Ability to work in a fast-paced, high-volume environment, while practicing sound lending judgment. BASIC QUALIFICATIONS: Bachelor's degree with 4 years of experience in mortgage underwriting or an equivalent combination of education and experience. ADDITIONAL QUALIFICATIONS: * Must have an active DE CHUMS and SAR number. * Must be familiar with all investor guidelines. * Working experience with DU, LP and GUS underwriting systems * Extensive knowledge of residential appraisal deficiencies according to USPAP * Experience with FHA/VA new-construction documentation, and condominium project approval requirements. * Experience handling multiple investors. * Possess excellent communication and organizational skills. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Affirmative Action/Equal Opportunity Employer
    $43k-50k yearly est. 22d ago
  • Commercial Credit Underwriter

    Allegacy Federal Credit Union 3.7company rating

    Underwriter job in Winston-Salem, NC

    At Allegacy, there's a common thread that runs through all of us. It's our commitment to doing right and our promise to members to always do the right thing for their wellbeing. Every employee in our organization is accountable to living out our brand in meaningful ways as our promise motivates our beliefs, our behaviors, and the benefits we share together. In order to achieve this state of success, this position will counsel our commercial lenders with regard to cash flow, risk analysis, loan structure, and resource referrals. Additionally, this position will identify problem loans and direct these to the VP, Commercial Credit Officer in a timely fashion. Major Duties and Responsibilities: Support lending staff in the identification and assessment of business-purpose loan opportunities. Complete financial statement analysis, spreads, projections, personal cash flow analysis, consolidated cash flow analysis, and risk grade documentation. Demonstrate mentoring regarding loan structure, eligibility, credit issues and underwriting to members of the commercial banking department. Assist in the evaluation of loan requests by performing initial underwriting and risk grade analysis in preparation for approval. Perform industry research and assessment when needed by the VP, Commercial Credit Officer. Identify problem loans and direct this to the VP, Commercial Credit Officer in a timely fashion. Support the VP, Commercial Credit Officer in NCUA Examinations and CUNA Risk Assessments Monitor Special Asset credits and work with Commercial Credit Officer to develop and execute viable exit strategies and business plans. Develop a network for information exchange with other financial institutions to insure best practices. Develop and refine underwriting and analysis tools for Commercial/Industrial, Commercial Real Estate, and other business purpose loans. Ensure and manage the portfolio for accurate loan documentation, exception issues and loan processing in accordance with NCUA regulations and standard operating procedures and Allegacy Lending policy. Completion of all required compliance training to include BSA. Represent AFCU in the communities we serve by actively participating in civic affairs and local and professional organizations to enhance AFCU's image. Assume additional responsibilities as requested. Requirements Knowledge, Skills and Abilities Advanced computer skills in Excel, Word, and database applications. Written and oral communication skills with all levels of organization Regulatory knowledge and understanding Proven analytical and judgmental skills Education / Experience: Education Required: 4 year college degree in Finance, Accounting, or Economics or related field from an accredited college or university, and related training, such as: Commercial Bank Lending School (or similar program) Experience Required: 7-10 years of financial analytical experience with business/commercial loans to include a complete understanding of the lending process, laws and regulations, credit and risk assessment. Knowledge/Skills/Abilities: Extensive knowledge of PC applications, to include excel and PowerPoint. Proven ability to create and work well in a teamwork environment. Excellent phone, oral, written and presentation skills. Must be able to travel as necessary, and project a positive and professional image of Allegacy Federal Credit Union.
    $48k-60k yearly est. 60d+ ago
  • Underwriter III

    W.R. Berkley Corporation 4.2company rating

    Underwriter job in Durham, NC

    Company Details As an elite Excess and Surplus Lines market, Nautilus Insurance Group offers commercial property and casualty insurance solutions to appointed wholesale surplus lines producers countrywide. We have specialized in providing these solutions for more than 35 years. We have more flexible policy terms and premium rates on a non-admitted basis. Our focus is small to medium Property and Casualty risks on both an admitted and a non-admitted basis. Our offerings are distributed through partnerships with appointed wholesale surplus lines producers. Our relationships are defined by mutual success, speed to market, customer-centric focus and an expanded appetite. Coverage placed by Nautilus Insurance Group is provided by Nautilus Insurance Company and Great Divide Insurance Company, both W. R. Berkley Corporation members with A.M. Best (Superior) A+ XV ratings. Benefit Highlights: * Paid Parental Leave! At Nautilus, we offer Childbirth Recovery Leave as well as Primary Caregiver Leave, for up to a maximum of 12 weeks of paid leave. * Nautilus offers Medical, Dental, and Vision coverage options, along with Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) choices * We help our employees feel secure by providing a 401(k) program, profit sharing, stock purchase plan, life insurance, and travel accident insurance options. * One of our core values is "Committed to Serve" and these aren't idle words. We provide every employee one paid day off per year to volunteer at a local charity. That's serving with a smile! * We take risk management excellence and your professional growth seriously by offering Tuition Assistance and Industry-Related Education and Exam programs. * Can you hear us now? Employees are eligible for special cell phone service discounts with Verizon and AT&T. We've got a plum position for you! We participate in the Plum Benefits program offering employees cost-free access to thousands of exclusive travel and entertainment discounts. * Flexible work arrangements * On site newly renovated fitness center - free to use for employees. Yoga and other classes available for a nominal fee. Responsibilities Nautilus Insurance is seeking an Underwriter III for our Southeast Region. The Underwriter III provides support to the underwriting process, making appropriate decisions within own underwriting assigned authority levels. Reviews insurance applications and processes accounts. Projects a professional company image through internal and external customer interaction. This role can be located in our Scottsdale office on a hybrid schedule or remotely in the Southeast US. * Assesses new and renewal accounts to determine acceptability based upon NIC underwriting guidelines and authority granted. * Reviews new and renewal accounts to verify issuance is in compliance with NIC underwriting guidelines, addresses discrepancies as needed, and enters information into appropriate systems. * Establishes types and limits of coverage to be provided. * Creates, analyzes and interprets data from various systems and underwriting resources. * Responsible for monitoring production, profitability, and maintaining agency relationships. * Collaborates with underwriting team as well as other departments on underwriting philosophy. * Effectively communicates (written/verbal) information to both internal and external customers to ensure our standards of excellence are maintained. * Consults with agency staff to obtain additional information on existing accounts. * Promotes consistency amongst underwriting teams by contributing knowledge and soliciting feedback relative to underwriting philosophy and company goals. * Maintains confidentiality with discretion and integrity with both internal and external information. * Maintains familiarity with state laws and filing requirements within assigned territory to properly transact business within a state. * Consults with underwriting team to determine if reinsurance is needed, and negotiates terms with designated reinsurer companies. * Identifies and recommends changes to policy verbiage when standard text is not appropriate. Seeks manager approval before implementing. * Monitors the amount of insurance in force on a single risk or group of closely related risks. Evaluates possibility of catastrophe losses and takes necessary action, as needed. * Occasionally requested to assist with the development of special programs, underwriting procedures, and educational seminars. * Composes reports and business correspondence such as travel summaries, agendas, and meeting minutes. * Coordinates internal and/or external visits including but not limited to scheduling meetings, confirming staff availability, and arranging meals/entertainment. * Provides guidance and support to less experienced team members within the department. * Travel to agent offices and/or other external events is required. * Performs other duties as assigned. LI#-RS1 LI#-Remote LI#-Hybrid Qualifications * Strong relationships with brokers in the Southeast United States. * Bachelor's degree; or at least two years of experience in a business or related field; or an equivalent combination of training and experience that provides the required knowledge, skills, and abilities. * AIS, ASLI, AU, and CPCU designations or completion of other insurance related classes is preferred. * A minimum of five (5) years of experience as an insurance underwriter in commercial property and casualty. * Basic knowledge of computer programs in a Windows environment, including Word, Excel and email. * Capability to learn and utilize various underwriting applications to determine accurate classifications and calculate rates and premium charges using approved rating methods. * Excess and Surplus lines background is beneficial. * Ability to compute rates, ratios, and percentages. Additional Company Details The Company is an equal employment opportunity employer. We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Responsibilities Nautilus Insurance is seeking an Underwriter III for our Southeast Region. The Underwriter III provides support to the underwriting process, making appropriate decisions within own underwriting assigned authority levels. Reviews insurance applications and processes accounts. Projects a professional company image through internal and external customer interaction. This role can be located in our Scottsdale office on a hybrid schedule or remotely in the Southeast US. - Assesses new and renewal accounts to determine acceptability based upon NIC underwriting guidelines and authority granted. - Reviews new and renewal accounts to verify issuance is in compliance with NIC underwriting guidelines, addresses discrepancies as needed, and enters information into appropriate systems. - Establishes types and limits of coverage to be provided. - Creates, analyzes and interprets data from various systems and underwriting resources. - Responsible for monitoring production, profitability, and maintaining agency relationships. - Collaborates with underwriting team as well as other departments on underwriting philosophy. - Effectively communicates (written/verbal) information to both internal and external customers to ensure our standards of excellence are maintained. - Consults with agency staff to obtain additional information on existing accounts. - Promotes consistency amongst underwriting teams by contributing knowledge and soliciting feedback relative to underwriting philosophy and company goals. - Maintains confidentiality with discretion and integrity with both internal and external information. - Maintains familiarity with state laws and filing requirements within assigned territory to properly transact business within a state. - Consults with underwriting team to determine if reinsurance is needed, and negotiates terms with designated reinsurer companies. - Identifies and recommends changes to policy verbiage when standard text is not appropriate. Seeks manager approval before implementing. - Monitors the amount of insurance in force on a single risk or group of closely related risks. Evaluates possibility of catastrophe losses and takes necessary action, as needed. - Occasionally requested to assist with the development of special programs, underwriting procedures, and educational seminars. - Composes reports and business correspondence such as travel summaries, agendas, and meeting minutes. - Coordinates internal and/or external visits including but not limited to scheduling meetings, confirming staff availability, and arranging meals/entertainment. - Provides guidance and support to less experienced team members within the department. - Travel to agent offices and/or other external events is required. - Performs other duties as assigned. LI#-RS1 LI#-Remote LI#-Hybrid
    $97k-124k yearly est. Auto-Apply 53d ago
  • Group Underwriter, Senior

    Carebridge 3.8company rating

    Underwriter job in Winston-Salem, NC

    Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. The Group Underwriter, Sr is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage. * Coordinates with other departments to ensure accuracy and consistency of overall account reporting. * Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. * Performs post-sale reviews. * Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. Minimum Requirements: Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities and Experiences: * CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred * Level Funded medical underwriting experience strongly preferred. * Small group experience preferred. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $68k-106k yearly est. Auto-Apply 60d+ ago
  • Senior Underwriter, Small Commercial

    Liberty Mutual 4.5company rating

    Underwriter job in Winston-Salem, NC

    Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts-at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a Small Commercial Underwriter in property casualty insurance, you'll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals. We encourage you to apply and bring your expertise if you're a: * Strategic Account Manager: As part of your portfolio strategy, you'll ensure a profitable book of Property and Casualty insurance by writing new accounts with premiums of $100,000 and below, and growing successful agent and broker relationships and pursuing renewals * Problem solver: You'll crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification * Clear communicator: You'll maintain and nurture successful relationships with agents and brokers, while presenting proposals, negotiating deals and obtaining approvals * Collaborative teammate: Contributing to overall team success, you'll mentor underwriters in both a technical and professional capacity-sharing best practices and identifying opportunities for continuous improvement * Conscientious professional: Understanding that the deal isn't done until the paperwork is complete, you'll document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines Qualifications Experience * 3-5+ years of relevant commercial lines underwriting experience * Experience with multi-line insurance products Skills * Analytical, problem-solving capabilities * Strong territory management skills * Excellent communication skills * An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters Knowledge * Command of insurance finance and actuarial concepts * Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories * Understanding of contract language, including regulatory and policy differences among applicable states * Familiarity with continuous improvement processes and tools Education * A bachelor's degree in a related field * Chartered Property Casual Underwriter or other professional insurance designation preferred About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices * California * Los Angeles Incorporated * Los Angeles Unincorporated * Philadelphia * San Francisco
    $68k-94k yearly est. Auto-Apply 3d ago
  • Underground C Lineperson Step2

    Utilities Service, LLC 4.1company rating

    Underwriter job in Durham, NC

    We are currently seeking an **Underground Lineperson** to join our team in Utility Lines Construction Services, Inc. We offer excellent opportunities for career-oriented individuals that want to be a part of our team. Our goal is to provide a safe work environment for all of our employees to perform quality work with our many clients. Our employees share in Productivity and Safety Incentive programs. We also offer an excellent compensation package that includes a competitive benefits package, paid holidays, and paid vacation. Flame Retardant clothing is provided for all employees at no cost to them. Various work locations do offer employee payroll deduct programs for work boots and tools for the job. We offer year round employment with a company that values the team approach toward building quality projects. If you are looking for your next career advancement and are a goal oriented person that wants to work for a company that values safety and appreciates good employees, please apply today. **Essential Functions:** + Directs and assists crew with setting poles and anchors. + Directs and assists crew with installing transformers, lightening arrestors, cutouts, crossarms, insulators, switches and switchgear. + Directs and assists crew with troubleshooting trouble in primary and secondary systems. + Directs and assists crew with replaces cutout fuses and clears faulted circuits and systems. + Works with energized high voltage systems requiring skill. + Assist with setting pad mount transformers. + Working in underground manholes and trenches. + Comply with all safety and health rules. + Perform work or operate vehicle/equipment only where training and qualification has been provided. + Demonstrate safe work behavior. + Stopping work when unsafe acts or conditions are identified. + Reports all injuries no matter how minor to the Foreperson Immediately. + Report all incidents and near misses to Foreperson. + Assuring tools, equipment and vehicles are in safe working order. + Obtaining daily job description from Foreperson. + Ensuring proper equipment and materials are loaded for the job. + Ensuring equipment and material are used correctly at the job site. + Enter onto personal/commercial property. + Ensuring the prints are competed for each specific job and always returning prints to the Foreperson. + Safely complete the job while performing new construction, maintenance or repair work of energized and de-energized underground work. + Able to lead crew members in absence of Foreperson. + Ensure daily testing and inspection of assigned tools and equipment. + Maintain company equipment in a safe and efficient manner. + Weather permitting, this is a 40 hour per week job. + Any other duties related to the installation of underground power supply. **Minimum Requirements:** + Due to the inherently dangerous nature of the industry and the requirements to work with or around hazardous equipment, employees must be able to maintain attention and concentration for extended periods of time. + Must have a basic knowledge of reading prints/google earth images. (ie. Proper sense of direction). + Must be able to problem solve with unidentified circumstances with a particular job. + Must wear approved Fire Retardant clothing. + Must be able to inspect/wear PPE as necessary. + Must be able to safely drive an approved company vehicle. + Must be able to enter and exit a vehicle numerous times a day. + Must be able to withstand exposure to all kinds of weather while completing work assignments, i.e., rain, heat, sun, cold. + Must be able to traverse various terrains. + Must be able to write, read and comprehend written and verbal job instructions/information. + Must possess strong communication skills both written and spoken. + Must be able to communicate and handle confrontations professionally. + Must have transportation to and from the show up location. + Must be able to maintain attention during dangerous tasks. + Must be able to lift, move and maneuver 50 pounds or more on an frequent basis. + Must have endurance necessary to perform these duties throughout a standard eight or ten hour day. Must be able to work long hours and overtime during emergencies (including holidays, weekends, etc. Subject to call out work). + Must have sufficient eyesight to judge distances and coordination to get and use the appropriate equipment and tools. + Must have proven knowledge of installing and removing a service + Must be able to prove identity of primary and secondary voltage. + Must be able to prove identity of induced voltage. + Must have proven knowledge of checking voltage on transformers. + Must be able to prove understanding of a one shot on a recloser. + Must be able to prove understanding of grounding procedures. + Must have proven understanding of flag and tag procedures. + Must be able to identify different materials used in linework. + Must have proven understanding of Kellum grips. + Must be able to prove understanding of phasing sticks. + Must have proven understanding of load break tool. + Must have proven understanding of a reconductoring job. + Must be capable of working heights or confined spaces. + Must have proven understanding of trenching and shoring. + Must have proven understanding of basic rigging, hand lines, and lineman knot tying. + Must have proven understanding of assisting hooking up a single or three phase transformer. + Must be able to inspect/use proper cover up. + Must demonstrate knowledge of minimum approach distance. + Must be capable of bucket rescue. + Must have proven understanding of safely installing and removing a mechanical jumper. + Must be able to climb different structures and possess the tools to do the climb. + Must be able to operate and service all required tools and equipment.(i.e., backhoe, boring machine, excavator, trencher) + Must be willing to travel out of state for emergency storm work. + Must be able to pass a pre-employment drug screen. + Must be able to pass a background check. + Must have a valid CDL driver's license. **Physical Requirements:** **Activity:** **R** **O** **F** **C** **Activity:** **R** **O** **F** **C** Standing X Seeing X Walking X Reading X Sitting X Reaching X Stooping X Range of Motion X Kneeling X Hearing - Speech Range X Squatting X Depth Perception X Body Twisting X Color Vision X Crawling X Lifting X Sense of Touch X Carrying X Manual Dexterity X Pushing X Speaking Clearly X Pulling X Seeing Distant X Climbing Ladders X Climbing On/Off Truck X Climbing Stairs X Climbing Poles X Balancing X Gripping X Lifting Up to 10 lbs. X Lifting Over 10 lbs. to 50 lbs. X Lifting Up to 50 lbs. X **Benefits** We offer a competitive range of benefits to support our employees' health, well-being, and financial security. Medical, dental, and vision benefits are available to all eligible employees on the first day of employment. For more information on the benefits available for this role, please contact the recruiter or hiring manager. **Individuals with a disability who desire a reasonable accommodation can contact the ADA Coordinator by calling **************. We partner with the Department of Homeland Security/U.S. Customs and Immigration Service to e-Verify all newly hired employees.** **An Equal Opportunity Employer.** **Please note:** + _All job offers are subject to pre-employment drug screening and a background check._ + _Unless otherwise noted, we do not sponsor employees for work authorization in the U.S. for this position._ **Notice to Agencies:** We only accept resumes from recruiters, employment agencies, or staffing services if a Service Agreement has been signed and we have requested recruitment/staffing services for the specific position. Any unsolicited resumes will become the property of the company, and no fees or compensation will be paid to the recruiter, employment agency, or staffing service.
    $66k-104k yearly est. 60d+ ago
  • Commercial Loan Servicing Analyst II

    Truist Financial Corporation 4.5company rating

    Underwriter job in Greensboro, NC

    The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: If located in a Truist hub city location, the work style will be: In Office (5 days/week). Under administrative supervision, identify, assess, research, and resolve complex issues related but not limited to accounts, systems, vendors, processes & procedures of a particular business unit supporting the commercial lending portfolios by providing an exceptional level of quality, risk management, client service and efficiency. Follow procedures and conduct follow-up with assigned analyst/vendor/owner and requestors to ensure agreed service level agreements are met, and escalate potential issues to senior analysts/management. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Lead/support project-oriented work efforts of problem identification and resolution, performance, productivity improvement and quality enhancements and delivery. Proactively participate and assist with cross-training within the department and maintaining written procedures to processes to meet business unit changes, ensuring compliance with policies and government regulations. Exhibit superior knowledge of banking policies and procedures as well as a cross-functional understanding of all regulatory/compliance requirements related to the business unit for risk mitigation and monitoring. Act as a catalyst for change in making recommendations for streamlining functions and processes, providing input and support for business unit's systems, processes, and policies. Motivate, train, counsel, and encourage lower level teammate's consistency of operations. Demonstrate an exceptional knowledge of systems and processes while maintaining a growth mindset and risk mitigation. Observe, measure and delegate daily workload to ensure Service Level Agreement adherence and works with technology teams on enhancements Develop positive communication and relationships with peers, partners, and external clients in resolving expedited work and supports initiatives and other duties as assigned. Master the complex commercial products, processes and systems. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or work related experience, or equivalent education and related training Five years of training or work-related experiences in business, finance, lending, compliance/risk or operations Expert ability to identify, analyze, and resolve issues and draw sound conclusions Proficient in basic computer applications such as Microsoft Office software products Professional, courteous, and effective verbal and written communication skills Adaptability to changing & competing priorities based on business needs and conditions including strong time management, problem solving and organizational skills and the ability to work independently Ability to initiate positive change, and coordinate or direct the activities of others; which may include training fellow associates Ability to work and participate in a mutually supporting teamwork environment Preferred Qualifications: Experience specific to commercial life of loan servicing Process improvement Certification General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work
    $35k-57k yearly est. 4d ago
  • Senior Underwriter, Small Commercial

    Liberty Mutual 4.5company rating

    Underwriter job in Winston-Salem, NC

    Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts-at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a Small Commercial Underwriter in property casualty insurance, you'll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals. We encourage you to apply and bring your expertise if you're a: Strategic Account Manager: As part of your portfolio strategy, you'll ensure a profitable book of Property and Casualty insurance by writing new accounts with premiums of $100,000 and below, and growing successful agent and broker relationships and pursuing renewals Problem solver: You'll crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification Clear communicator: You'll maintain and nurture successful relationships with agents and brokers, while presenting proposals, negotiating deals and obtaining approvals Collaborative teammate: Contributing to overall team success, you'll mentor underwriters in both a technical and professional capacity-sharing best practices and identifying opportunities for continuous improvement Conscientious professional: Understanding that the deal isn't done until the paperwork is complete, you'll document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines Qualifications Experience 3-5+ years of relevant commercial lines underwriting experience Experience with multi-line insurance products Skills Analytical, problem-solving capabilities Strong territory management skills Excellent communication skills An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters Knowledge Command of insurance finance and actuarial concepts Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories Understanding of contract language, including regulatory and policy differences among applicable states Familiarity with continuous improvement processes and tools Education A bachelor's degree in a related field Chartered Property Casual Underwriter or other professional insurance designation preferred About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.
    $68k-94k yearly est. Auto-Apply 5d ago

Learn more about underwriter jobs

How much does an underwriter earn in Burlington, NC?

The average underwriter in Burlington, NC earns between $38,000 and $108,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Burlington, NC

$64,000
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