Senior Workers' Compensation Underwriter (SBDS) - FIELD - Indiana
Emergent Holdings, Inc.
Underwriter job in Indianapolis, IN
Develops and manages independent agency relationships including the development of new business and retention of existing business in greater Indianapolis, IN. Reviews, analyzes, approves or rejects complex business within letter of authority. Serve as liaison with company personnel regarding company business opportunities and problem resolution. Responsible for assisting in establishing the territory's or region's overall agency plan.
RESPONSIBILITIES/TASKS:
* Calculates, prepares and develops premium quotations using corporate underwriting guidelines within letter of authority.
* Determines underwriting eligibility for prospective policyholders and develops appropriate pricing for new business, renewals, and endorsements.
* Analyzes and reviews prospective accounts for insurability and accepts or rejects within letter of authority.
* Develops and manages agency relationships.
* Develops agency plans in cooperation with other staff.
* Addresses agents' and policyholders' concerns/needs.
* Responsible for development of new business, profitability and retention of existing business in a given territory or region.
* Explains and emphasizes benefit of workers' compensation insurance products and services to customers.
* Works with all internal departments to resolve problems and maintain company relations.
* Participates as necessary on special committees and task forces.
* Interprets and develops territory reports which reflect the status of the territory.
* Participates in promotional plans for both company and agent activities.
* Analyzes and reviews production and loss information for agents, determines exposure and proper pricing to develop corrective action plans as needed to correct poor performance.
* Prepares periodic reports as requested.
* Manages small territory or region under close supervision.
* Research and coordinates responses to agents, policyholders and regulatory entities.
* Appoints and trains new agents and new agency employees on the use of company specific automation systems.
* Reviews loss trends and develops action plans to correct problem areas.
* Gathers competitive and product information from the field.
* Represents company at trade associations and exhibits to promote corporate product.
* Conducts annual agency audits.
* Provides training sessions for team, other Business Development Consultants, other business units, agents and policyholders as required.
* Mentors other team members by providing guidance, advice, encouragement, and motivation employees in their daily efforts.
* Serves as technical expert or regional advisor for region or territory.
This position description identifies the responsibilities and tasks typically associated with the performance of the position. Other relevant essential functions may be required.
EDUCATION AND EXPERIENCE
Relevant combination of education and experience may be considered in lieu of degree.
* Bachelor's degree in marketing, insurance or related field. MBA or other advanced degree is preferred.
* Certification, or progress toward, highly preferred and encouraged. MBA or other advanced degree is preferred.
* A minimum of seven to ten years' experience in an insurance organization with demonstrated technical knowledge in one or more of the following areas: underwriting, marketing, loss prevention, auditing or similar knowledge that provide the necessary skills and abilities.
* Continuous learning required, as defined by the Company's learning philosophy.
* Workers' Compensation experience required. Management experience preferred.
OTHER SKILLS AND ABILITIES
* Demonstrated superior judgment in evaluating and determining the proper pricing for prospective policyholders using corporate underwriting guidelines by accepting or rejecting risks for the purposes of issuing workers' compensation insurance coverage.
* Demonstrated superior judgment and analytical abilities to analyze regions and/or territories and identify corrective action.
* Thorough knowledge of departmental procedures, processes and workflow.
* Extensive knowledge of appropriate jurisdictional workers' compensation laws, regulatory authorities, industry trends and their impact.
* Ability to take a lead role and/or assist in training and mentoring of others.
* Ability to understand business needs and conceptualize and implement processes and procedures that support business strategies.
* Ability to research workers compensation laws, regulations or issues specific, in order to offer guidance and/or direction to others.
* Ability to train and mentor others.
* Demonstrated ability to communicate our value proposition as a carrier.
* Demonstrated leadership abilities.
* Demonstrated expertise regarding territory or region.
* Expert knowledge of workers compensation insurance and underwriting techniques.
* Demonstrated expertise in Risk Management techniques, strategies and market segment nuances.
* Ability to effectively communicate and formally present programs and concepts to high level contacts from agents, brokers and risk management customers.
* Ability to take a lead role on Risk Management new business acquisition and renewal retention strategies.
* Ability to understand customers' business needs and customize pricing and services strategies accordingly while also achieving Enterprise profitability goals.
* Knowledge of claims and loss control concepts, including impact of treatment of Allocated Loss Adjustment Expense and market differentiators.
* Knowledge of insurance operations including state jurisdictional requirements.
* In-depth knowledge of various rating plans and pricing mechanisms (retro's, retention plans, large deductibles).
* Demonstrated superior judgment in evaluating and determining the proper pricing for prospective policyholders using Enterprise underwriting guidelines. Extensive knowledge of appropriate jurisdictional workers' compensation laws, regulatory authorities, industry trends and their impact.
* Ability to understand business needs and conceptualize and implement processes and procedures that support business strategies.
* Ability to train and mentor others.
* Demonstrated leadership abilities.
ADDITIONAL INFORMATION
The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. This job description does not constitute a contract for employment.
WORKING CONDITIONS:
Work is performed in a virtual office setting with no unusual hazards. Market, event, and corporate travel required. Drivers license required.
Pay Range
Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $107,000 and $179,300 (P4C).
We are an Equal Opportunity Employer. We will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract.
#LI-TM1 #UWIC
$107k-179.3k yearly Auto-Apply 49d ago
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E&S Production Underwriter
Amwins 4.8
Underwriter job in Indianapolis, IN
Job DescriptionWe know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, our people are high-achieving, top performers who believe in collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.We've built a workplace where talent is valued and success is celebrated. In this team-driven environment, Amwins creates the perfect place for you to grow your career with built-in support and opportunity to advance your knowledge base. We, like you, recognize that your team plays an integral part of the success of your book. You will have the opportunity to curate and mentor an outstanding group. Amwins is the industry leader because we hold ourselves accountable to deliver results - for our employees, our clients, our markets and our shareholders. Amwins is seeking qualified candidates for a Production Underwriter position for our nationwide E&S Binding Authority Commercial and Personal Lines Insurance division, Amwins Access.Each Underwriter is a vital member of our teams, providing:
Successfully create and manage a profitable book of new and renewal business
Prospect for new business by developing relationships with retail agents through both traditional and creative marketing strategies
Remain up to date with new insurance companies' offers and how to leverage them
Prospect for new business markets and/or lines to write with sales techniques based in trust and relationship building
Mentor and train new team members
We are looking for people with:
2-3 years of E&S binding authority experience
Bachelor's degree not required but preferred
Knowledge of the sales process and pipeline management
Ability to travel
Licensed preferred
Snapshot of what Amwins provides to our team members:
Compensation includes a competitive base plus an industry-leading bonus plan
Broad benefits package available, with eligibility starting the first day of employment
Most benefits available first day of employment
Medical, Dental, Vision, Life, etc
Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc
Generous Paid Time Off and Company Holiday Schedule
Collaborative, continuing education focused work environment
Career advancement opportunities
No direct inquiries, please
$46k-75k yearly est. 18d ago
Underwriter
Auto-Owners Insurance 4.3
Underwriter job in Marion, IN
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:
Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
Analyze loss experience, financial conditions and physical characteristics of risks
Acquire a working knowledge of supporting sections of the underwriting department
Effectively communicate with independent agents and other associates through verbal and/or written means
Participate in and successfully complete the Company underwriter training program
Desired Skills & Experience
Bachelor's degree or direct equivalent experience with property/casualty underwriting
Ability to organize data, multi-task and make decisions independently
Above average communication skills (written and verbal)
Ability to write reports and compose correspondence
Ability to resolve complex issues
Continually develop product knowledge through participation in approved educational programs
Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
#LI-DNI #IN-DNI
$44k-72k yearly est. Auto-Apply 14d ago
Mortgage Loan Underwriter Senior
City National Bank 4.9
Underwriter job in Indianapolis, IN
WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews.
What you will do
* Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies
* Identifies issues and recommends appropriate resolution within policy service level agreements
* Analyzes and determines the financial capacity of the borrower's ability to repay:
* Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads
* Reviews for stability of residency and employment
* Verifies income per established policy
* Identifies any exceptions to current policies
* Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid
* Accurately sets and clears conditions
* Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required
* Updates System(s) with pertinent information and appropriate data as required
* Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority
* Originates appropriate client letters; Commitment, Counter Offer, Declination
* Certifies and provides a final Workbook to the Processor
* Ensures compliance with bank and statutory/regulatory guidelines
* Client Satisfaction
* Promotes a team environment fostering a positive working environment
* Functions as a collaborator and innovator to drive continuous improvement
* Provides guidance and support to the RLC and Processor when required
* Utilizes systems and tools to ensure that the RLC's are updated on the status of loans
* Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met
* Provides timely, complete and accurate response to inquiries
* Handles all situations in a professional and ethical manner
* Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions
* Supports and contributes to the quality and customer satisfaction goals of the bank
* Productivity
* Ensures all goals and service level agreements (SLAs) are met
* Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management
* Consistently meets quality control and data integrity standards
* Effectively utilizes available systems, workflow and imaging tools
* Mentor and train Underwriters I and II
* 2nd level review of Underwriters I and IIs' work
* Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc.
*Must-Have**
* Minimum 7 years of experience as an Underwriterin a financial services or mortgage banking environment required.
* Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required
* Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.).
*Skills and Knowledge*
* Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required
* Familiar with FNMA/FHLMC guidelines
* Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher.
* Superior ability to communicate effectively in both verbal and written form
* Strong time management skills to plan and organize a high daily loan volume
* Strong ability to be very detail oriented
* Must be a team player and work constructively with their fellow colleagues
* Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives
*Compensation*
Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
ABOUT CITY NATIONAL
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
For more information about City National, visit *********************
*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*
City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. **************************************************************************************************
If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
$41.8-66.8 hourly 60d+ ago
Field Underwriter
Luminous Financial
Underwriter job in Indianapolis, IN
INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE!
We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals.
WHO WE ARE
We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve.
What do distributors do?
We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency.
The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales!
We have an unmatched and proven hiring and onboarding system in place.
Great carrier overrides and bonuses!
Job requirements
Life insurance license or willing to obtain one.
You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well.
What do we offer?
If you currently have a Life Insurance license, then you can be in the field within one week
If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less!
There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program.
Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position
Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office.
We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads.
Renewals are 100% vested from day one - there is no waiting period!
Flexible schedule - you are your own boss and you set your own schedule
Opportunity for advancement into leadership and management roles.
$41k-69k yearly est. 60d+ ago
Underwriter, Wholesale, Specialty Products
Carrington 4.4
Underwriter job in Westfield, IN
**Come join our amazing team and work Remote !** We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan.
**What you'll do:**
+ A thorough knowledge of **Non Agency or NON QM** mortgage loan underwriting.
+ Maintains highly confidential information concerning loan applicants.
+ Requires high level of organizational skills and ability to work on several tasks simultaneously
+ Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable.
+ Applies and interprets company underwriting guidelines and makes sound credit decision.
+ Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.
+ Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.
+ Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs.
+ Determines any conditions, stipulations or pre-funding requirements.
+ Reviews and clears underwriting conditions, stipulations or pre-funding requirements received.
+ Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise
**What you'll need:**
+ 5+ years mortgage underwriting work experience.
+ Experience Underwriting Non Agency or Non QM Loans
+ Paperless Loan Origination System experience preferred.
+ DU and LP experience required.
+ Experience working in a paperless environment preferred.
**Our Company:**
Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** .
**What is the value proposition to joining the team?**
+ Increased earning capacity due to access to our 48 state territory.
+ Ability to market faster and more efficiently inside the operation.
+ Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible.
+ Professional account manager's partner with you and your brokers to add value every step of the way.
+ Base pay plus an industry leading commission plan.
+ Take over existing accounts.
**What We Offer:**
+ Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
+ Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
+ Customized training programs to help you advance your career.
+ Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
+ Educational Reimbursement.
+ Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.
$90k-120k yearly 60d+ ago
Case Underwriter II
Trustmark 4.6
Underwriter job in Indianapolis, IN
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities.
**About the role**
Trustmark is looking for a Case Underwriter to join the organization.
Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes.
**Key Accountabilities**
+ Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium.
+ Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk.
+ Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases.
+ Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions.
+ Understands non-standard broker arrangements and enrollment company strengths and weaknesses.
+ Identifies elements of a successful enrollment and makes recommendations that will create value.
+ Works with reinsurer on cases that require facultative review.
**Minimum Requirements**
+ Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience.
The compensation range for this role is (based on the corporate location in Lake Forest, Illinois):
$61,412.00 - $88,706.00 per year
The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market.
Brand: Trustmark
In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview.
Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status.
Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves.
Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.
When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives.
At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
$61.4k-88.7k yearly 60d+ ago
Inside Underwriter - Entertainment
R t Specialty, LLC 3.9
Underwriter job in Carmel, IN
Alive Risk specializes in unique insurance programs for the entertainment industry, including live events, film productions, music tours, and other creative ventures. We partner with brokers and clients to deliver innovative risk solutions that protect the experiences people love.
The Inside Underwriter manages renewal business for entertainment-related risks. This role requires strong analytical skills, sound judgment, and the ability to craft tailored solutions for a dynamic industry. Acting as the right-hand to an Underwriter, this role is responsible for regular, direct client interactions while supporting the growth of our Entertainment Program.
What will your job entail?
Key Responsibilities
Renewal Management
Own and manage the renewal portfolio for entertainment-related property and casualty accounts.
Review expiring policies, assess changes in exposure, and negotiate terms to maximize retention and profitability.
Ensure timely delivery of renewal quotes and binders, maintaining exceptional service standards.
Underwriting & Risk Assessment
Underwrite accounts within delegated authority limits, applying company guidelines and industry best practices.
Escalate risks exceeding authority or requiring specialized expertise to the Principal Underwriter.
Analyze submissions, policy forms, endorsements, and supporting documentation; request additional information as needed.
Client & Broker Engagement
Act as a primary point of contact for brokers on renewal business, fostering strong relationships and trust.
Collaborate with brokers to identify client needs and craft tailored solutions for entertainment exposures.
Represent Alive Risk professionally in client meetings, calls, and industry events.
Portfolio Oversight & Compliance
Monitor renewal performance metrics, ensuring alignment with profitability and retention goals.
Maintain compliance with carrier requirements, state regulations, and surplus lines laws.
Prepare renewal forecasts and contribute to business planning.
Industry Expertise & Collaboration
Stay informed on entertainment industry trends, emerging risks, and regulatory changes.
Partner with internal teams to streamline processes and deliver exceptional client experiences.
Qualifications
Education:
Bachelor's degree preferred.
Experience:
Minimum 3+ years of underwriting experience at a carrier; entertainment or specialty program experience preferred.
Strong background in renewal management and client-facing roles.
Licenses & Certifications:
Must meet state P&C and/or surplus lines licensing requirements.
CPCU or other industry designations are a plus.
Why Join Alive Risk?
Work on unique, high-profile entertainment risks.
Be a trusted partner to brokers and clients in a dynamic industry.
Competitive compensation, benefits, and growth opportunities.
Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.
How We Support Our Teammates
Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.
The target salary range for this position is $78,050.00 - $90,000.00 annually.
The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website *****************************
We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at *************
The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
$78.1k-90k yearly Auto-Apply 52d ago
Inside Underwriter - Entertainment
Ryan Specialty 4.6
Underwriter job in Carmel, IN
Alive Risk specializes in unique insurance programs for the entertainment industry, including live events, film productions, music tours, and other creative ventures. We partner with brokers and clients to deliver innovative risk solutions that protect the experiences people love.
The Inside Underwriter manages renewal business for entertainment-related risks. This role requires strong analytical skills, sound judgment, and the ability to craft tailored solutions for a dynamic industry. Acting as the right-hand to an Underwriter, this role is responsible for regular, direct client interactions while supporting the growth of our Entertainment Program.
What will your job entail?
Key Responsibilities
Renewal Management
Own and manage the renewal portfolio for entertainment-related property and casualty accounts.
Review expiring policies, assess changes in exposure, and negotiate terms to maximize retention and profitability.
Ensure timely delivery of renewal quotes and binders, maintaining exceptional service standards.
Underwriting & Risk Assessment
Underwrite accounts within delegated authority limits, applying company guidelines and industry best practices.
Escalate risks exceeding authority or requiring specialized expertise to the Principal Underwriter.
Analyze submissions, policy forms, endorsements, and supporting documentation; request additional information as needed.
Client & Broker Engagement
Act as a primary point of contact for brokers on renewal business, fostering strong relationships and trust.
Collaborate with brokers to identify client needs and craft tailored solutions for entertainment exposures.
Represent Alive Risk professionally in client meetings, calls, and industry events.
Portfolio Oversight & Compliance
Monitor renewal performance metrics, ensuring alignment with profitability and retention goals.
Maintain compliance with carrier requirements, state regulations, and surplus lines laws.
Prepare renewal forecasts and contribute to business planning.
Industry Expertise & Collaboration
Stay informed on entertainment industry trends, emerging risks, and regulatory changes.
Partner with internal teams to streamline processes and deliver exceptional client experiences.
Qualifications
Education:
Bachelor's degree preferred.
Experience:
Minimum 3+ years of underwriting experience at a carrier; entertainment or specialty program experience preferred.
Strong background in renewal management and client-facing roles.
Licenses & Certifications:
Must meet state P&C and/or surplus lines licensing requirements.
CPCU or other industry designations are a plus.
Why Join Alive Risk?
Work on unique, high-profile entertainment risks.
Be a trusted partner to brokers and clients in a dynamic industry.
Competitive compensation, benefits, and growth opportunities.
Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.
How We Support Our Teammates
Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.
The target salary range for this position is $78,050.00 - $90,000.00 annually.
The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website *****************************
We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at *************
The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
$78.1k-90k yearly Auto-Apply 46d ago
Group Underwriter
International Medical Group 4.7
Underwriter job in Indianapolis, IN
As one of the world's top International Medical Insurance companies, IMG helps individuals and companies of all sizes. Every second of every day, vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence use our products to give themselves global peace of mind
We are looking to grow our teams with people who share our energy and enthusiasm for creating the best experience for travelers.
JOB SUMMARY
The Group Underwriter is responsible for the review and analysis of risk presented on group product platforms. This position involves the use of various pricing models and analysis techniques. This position will work closely with members of the sales team, account services team, product team, operations and legal team.
JOB DETAILS
Location: Flexible work options: Indianapolis, IN (in office), Hybrid, or Remote
Relocation Expenses Reimbursed: No
Qualified candidates must be legally authorized to be employed in the United States. IMG will not be providing sponsorship for employment visa status (e.g., H-1B or TN status) for this position.
PERKS
Comprehensive benefits package including Medical/RX/Dental/Vision Insurance
401k Plan with company match
Paid Time Off and Company Holidays
Free employee parking
On site fitness center
Casual dress environment
Tuition reimbursement plan
DUTIES AND RESPONSIBILITIES
Review new business RFP's for various product lines and determine appropriate pricing
Request and review medical records on medically underwritten programs
Review sold cases for complete information and verify rates as needed
Evaluate renewals and make pricing recommendations
Prepare formal proposals for prospects and renewals
Review policy change requests and perform plan change calculations
Complete financial exhibits and develop group performance reports when requested
Work directly with risk carrier and pricing actuaries on large opportunities
Work within authority limits and underwriting guidelines
QUALIFICATIONS
Minimum of 3 years' experience related to group underwritingin an insurance environment
Understanding of underwriting principles and rating methodologies
Ability to interpret and assess risk within company guidelines
Ability to establish priorities and manage multiple projects simultaneously
Requires strong mathematical and analytical skills
Advanced MS Office skills, especially in using Excel, Word, PowerBI and PowerPoint
PREFERRED SKILLS
BA/BS in Insurance or related field
Insurance industry experience working with Accident & Health and major medical products a plus
Working knowledge of medical terminology
IMG is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, ethnicity, national origin, religion, gender, gender identity or expression, sexual orientation, genetic information, disability, age, veteran status, and other protected statuses as required by applicable law.
$51k-77k yearly est. Auto-Apply 60d+ ago
Mortgage Underwriter
Solomonedwards 4.5
Underwriter job in Indianapolis, IN
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Moorpark, CA
Pasadena, CA
Essential Duties:
- Decisions full range of mortgage loans, preferably including FHA loans.
- Review all mortgage applications and documentation for accuracy and completeness.
- Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues.
- Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials.
- Approve or deny mortgages on a timely basis.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Bachelor's degree or equivalent work experience.
- 3+ years of mortgage underwriting experience required.
- Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act.
- Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful.
Skills and Job-Specific Competencies:
- Solid knowledge of mortgage underwriting and basic automated underwriting systems.
- Proficiency with basic automated underwriting systems.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141866
### Place of Work
On-site
### Requisition ID
141866
### Application Email
****************************
$26-36 hourly Easy Apply 60d+ ago
Underwriter, GSE
Merchants Bancorp 4.1
Underwriter job in Carmel, IN
Full-time Description
Position is responsible for ensuring the timely and accurate underwriting of multifamily mortgage loan transactions in accordance with Agency and Bank guidelines. Responsibilities include but are not limited to reviewing customer data, making sound credit decisions and ensuring they are documented to secondary market guidelines where applicable, as well as assisting loan officers and processors with gathering of loan documents.
Under moderate supervision, work closely with the Review Underwriterunderwriting new loan originations for Fannie Mae/Freddie Mac. Perform evaluation of proposed Agency loans for credit risk; obtain deal approvals from Merchants credit committee and respective Agency.
Requirements
Underwrite multifamily Agency loans originated by Merchants Capital.
Manage underwriting process for new loans from origination to closing.
Adhere to Agency loan requirements, reviewing updates on an ongoing basis, to stay current on changes made by respective Agencies and/or Merchants.
Perform site inspections of underwritten assets.
Manage third party vendors and evaluate third party reports including appraisal reports, engineering reports, environmental reports, zoning reports, flood certifications, preliminary title, etc.
Coordinate and manage communication with internal Merchants staff including the Review Underwriter, originations and closings team; Agency; third party vendors, including but not limited to, the appraiser, engineer and environmental consultant; Merchants legal counsel; insurance consultant; borrower and any others that are pertinent to the success of the transaction.
Evaluate Borrower financial statements, bank statements, credit reports, legal searches, real estate owned (REO) schedules, resumes, etc., and determine any potential credit risks.
Together with other members of the team, generate a Due Diligence checklist along with monitoring receipt of and processing due diligence as it is received. Review files for completeness and identify critical missing information.
Analyze historical operating statements, rent rolls, market characteristics, etc., and complete the underwriting loan submission template.
Alert appropriate persons to potential deal issues as soon as they arise.
Prepare the loan package for evaluation and approval by Merchants Credit Committee and Agency Lenders.
Collaborate closely with the Underwriting Team Lead, origination, and closing teams to align on underwriting approach, open issues, and next steps throughout the transaction lifecycle.
Maintain clear, accurate, and up-to-date documentation of underwriting analysis, assumptions, and deal status to ensure transparency, continuity, and alignment across a distributed team environment.
Follow established review and escalation protocols, including aligning with the Underwriting Team Lead before advancing workstreams or communicating material credit positions.
Communicate underwriting conclusions, deal status, and approvals clearly and consistently with internal teams and external partners.
Perform other related duties as assigned.
Expected Experience, Skills and Education:
Bachelor's degree in Finance, Economics, Real Estate or another related field required.
Minimum three-years of multifamily loan underwriting experience required; knowledge of Fannie Mae and Freddie Mac loan products is preferred.
Knowledge and understanding of Agency lending guidelines, including applying applicable credit parameters in order to minimize credit risk required.
Knowledge and understanding of Agency pricing standards in order to determine the all-in interest rate preferred.
Knowledge and understanding of various organizational structures such as LLCs, LPs, Corporations, Trusts, etc. preferred.
Exceptional analytical, problem solving, and organizational skills required.
Requires critical thinking skills and multitasking
The ability to successfully work as a team in a fast-paced environment and demonstrate strong listening, negotiating, and leadership skills required.
Effective written and oral communication skills required.
An expertise in Microsoft Word, Excel, PowerPoint and Adobe required.
ABOUT MERCHANTS CAPITAL
With over 30 years of success built on putting people first, Merchants Capital is a proven leader in financing for multifamily housing nationwide. Our licenses with Fannie Mae, Freddie Mac, and HUD/FHA, in addition to our bank's balance sheet products, allow us to offer custom solutions with agility and ease of execution, expanding access to housing in meaningful and impactful ways. Recognized as a top five affordable lender, Merchants Capital pairs our comprehensive debt offerings with in-house tax credit equity to provide a one-stop-shop for developers and owners. To learn more about Merchants Capital, visit *************************
$36k-54k yearly est. 22d ago
Business Banking Underwriter IV
Huntington National Bank 4.4
Underwriter job in Indianapolis, IN
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: + Supports Business Banking production by maintaining an individual pipeline of work.
+ Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
+ Utilizes single approval authority up to $4MM.
+ Appropriately assess risk profile of borrower.
+ Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
+ Tasks as needed to support the line of business and job family.
+ Act as primary back up for their manager as needed for team huddles & meetings.
+ Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
+ Collaborate with both credit and segment risk to meet or exceed department goals.
+ Performs other duties as assigned.
Basic Qualifications:
+ Bachelor's degree
+ 7+years' experience with business or commercial underwritingin a centralized lending environment
Preferred Qualifications:
+ Bachelor's degree in business related field
+ 3-4 years leadership / management experience
+ Ability to underwrite credit exposures in excess of $4MM.
+ Previous authority to underwrite and decision credits without additional signers.
+ Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
+ Proficient use of Microsoft Office and other internet resources
+ Excellence in customer service, highly motivated, focused and goal oriented.
+ Excellent written and verbal communication skills, including grammar and demeanor.
+ Strong organizational skills with attention to detail, planning and follow-up.
+ Ability to work independently on multiple tasks without compromising quality.
+ Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Applications Accepted Through:
02/02/2026
Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled.
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Compensation Range:
$70,000-$140,000 Annual Salary
The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
$70k-140k yearly 18d ago
Senior Underwriter, Middle Market Multi-Industry
Liberty Mutual 4.5
Underwriter job in Indianapolis, IN
The Senior Underwriter for Middle Market Multi-Industry underwrites policies within underwriting authority, with limited guidance from leadership as needed. Makes decisions on whether to underwrite business by making analytical, data-driven decisions based on data and information provided, including pricing the risk.
Responsibilities
Manages portfolio of brokers/agents and clients. Leverages market presence and knowledge to develop and underwrite profitable business, acting as a representative for Liberty.
Maintains a strong market presence, including established relationships with agents and brokers. Looks to strengthen these relationships and develop new ones.
Contributes ideas for product development and participates in development and execution. Contributes to team projects (e.g., process / tool improvement).
Understands the work implications of relevant legislation and regulation. Collaborates effectively across teams, stakeholders, and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwritingin GRS North America).
Mentors junior underwriters and new hires (not as a line manager).
May analyze department`s portfolio and make suggestions for development. May recognize and communicate emerging trends of exposures within line of business expertise.
Qualifications
Degree in Business or equivalent typically required
A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience
CPCU or professional insurance designation preferred
Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques
Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues
Proven track record of developing and underwriting profitable business
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: ***********************
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
California
Los Angeles Incorporated
Los Angeles Unincorporated
Philadelphia
San Francisco
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$69k-94k yearly est. Auto-Apply 1d ago
Senior Underwriter
Unum Group 4.4
Underwriter job in Indianapolis, IN
When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:
+ Award-winning culture
+ Inclusion and diversity as a priority
+ Performance Based Incentive Plans
+ Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
+ Generous PTO (including paid time to volunteer!)
+ Up to 9.5% 401(k) employer contribution
+ Mental health support
+ Career advancement opportunities
+ Student loan repayment options
+ Tuition reimbursement
+ Flexible work environments
**_*All the benefits listed above are subject to the terms of their individual Plans_** **.**
And that's just the beginning...
With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!
**General Summary:**
The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners.
**Principal Duties and Responsibilities**
+ Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
+ Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
+ Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these
+ Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences
+ Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
+ Assist with training, technical development and mentoring more junior underwriters
**Job Specifications**
+ Bachelors degree or equivalent, relevant business experience
+ Demonstrated, consistent proficiency at Underwriter level
+ Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits
+ Strong technical expertise in risk selection
+ Demonstrated understanding of top-line and bottom-line objectives
+ Exhibit strong knowledge of sales/distribution process and market trends
+ Solid mentoring and coaching skills
+ Strong creative problem solving skills
+ Strong critical thinking/analytical reasoning skills
+ Strong communication skills, both verbal and written
+ Strong organizational skills and ability to handle multiple priorities
+ Strong ability to be persuasive and to negotiate
+ Demonstrated ability to work both independently and in a team environment
+ Exhibit a strong commitment to quality and personal ownership of results
\#LI-JQ1
~IN1
Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.
Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.
The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.
$53,300.00-$100,700.00
Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.
Company:
Unum
Responsible for managing and monitoring daily work flow of assigned residential loan files. The senior underwriter is to make sound decisions within the risk parameters, investor guidelines and WesBanco Credit Policy. ESSENTIAL FUNCTION: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
ESSENTIAL DUTIES AND RESPONSIBLITIES:
Managing and monitoring daily workflow of assigned files.
Make sound underwriting decisions on loans regarding credit worthiness.
Work closely with MLOs, processors and the senior management team.
Assist processors and MLOs with complex questions.
Ability to review and comprehend complex personal and business tax returns.
Consistently meet underwriting milestones as established by the bank.
Complete all bank training courses that are required in a timely manner.
Must provide exceptional, professional service to mortgage customers, originators, processors and closers.
QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
CERTIFICATES, LICENSES, REGISTRATIONS:
FHA delegated underwriter
VA automatic underwriter
VA staff appraisal reviewer
Able to obtain approval from secondary market investors as delegated underwriter if needed
OTHER SKILLS AND ABILITIES:
Strong customer service skills
Ability to process all portfolio and all secondary market loans
Ability to review personal and business tax returns to determine qualifying income
Strong organizational and management skills
Ability to multi-task under sometimes stressful conditions
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's degree from four year college or university preferred.
Minimum of 5 years of residential underwriting experience required.
DE/SARS/LAPP highly preferred.
Current knowledge of RESPA regulations required.
Strong knowledge in FNMA/FHLMC, FHA,VA,USDA programs preferred.
Minimum of 5 years of AUS experience required.
Experience and proficiency with Encompass software preferred.
$38k-46k yearly est. 60d+ ago
Commercial Lines Underwriter
Kaufman Financial Group
Underwriter job in Indianapolis, IN
Responsibilities * Build, maintain, and grow a book of business * Manage agency relationships and serve as lead client contact * Create and execute marketing plan to increase new and renewal business * Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business
* Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management
* Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio
* Lead, train, and develop Assistant and Associate Underwriters
Qualifications
* Bachelor's degree or equivalent combination of education and experience
* Minimum 3 years of commercial lines underwriting or brokerage experience required, excess & surplus experience preferred
* Demonstrated proficiency in sales and marketing
* Proven organization skills and ability with a strong attention to detail
* Interest in continued education and professional development
* Insurance license, CPCU, CIC or comparable designations preferred
Compensation Package:
* Competitive Compensation
* Flexible, hybrid & remote options
* Health benefits & 401K with employer match
* Employer paid continuing education courses and designations
* Many opportunities for career advancement
About Our Company
Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector.
Equal Opportunity Employer
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
#LI-PD1
$54k-88k yearly est. Auto-Apply 15d ago
Underwriting Specialist/Underwriting Manager
Arch Capital Group Ltd. 4.7
Underwriter job in Homecroft, IN
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.
Position Summary:
Are you tired of losing business to Group Captives? Well, come join our team! As an Underwriter within Arch Alternative Markets, this position is responsible for the technical underwriting, account management and client management of our casualty group captive programs. We have been growing steadily 20% per year with no shortage of opportunities. We exceeded $1 Billion of GWP and are looking for more team members.
Responsibilities and Accountabilities:
* Technical Underwriting - Solicits and reviews new and renewal account information required to evaluate a risk. Identifies all potential exposures and hazards in relation to coverage requested and individual and program risk characteristics. Assesses insurance and related financial risk in order to structure appropriate captive programs to effectively protect against frequency, severity, catastrophic and credit risk. Engage other internal resources as necessary. Underwrites, prices and prepares proposals within authority and with necessary input of Arch Actuarial, Credit and Alt Market team. Prepares program binders and presents to captive manager/producer and or prospective insured. Coordinates all administrative duties related to existing and prospective accounts.
* Account Management - Quarterbacks all pre and post bind activities including policy production, compliance issues, audits and adjustments, legal agreements, receipt of collateral, legal agreement execution, TPA coordination and any other related items. Together with internal team members, takes responsibility to deliver promised service to customers. Responsible for the renewal and retention management and manages the renewal process to achieve targeted retention and price change goals. Initiates, coordinates and conducts a mid term account review.
* Client Management - Develops and maintains relationships with producers and insured's to achieve overall production and profitability goals. Meets with producers and insureds to discuss individual account issues, uncover critical customer needs and financial buying characteristics. Develops a strategic plan for positioning and selling Arch at both the producer and the insured level. Engages and introduces other team members or management team as appropriate. Develops and maintains relationships with producers to generate a flow of qualified submissions.
* Administrative - Responsible for all underwriting and policy file documentation which is in compliance with Arch's internal audit process. Completes ad hoc projects as assigned by management.
Required Skills and Abilities:
* Understanding and knowledge of the intent, scope and purpose of the Workers Compensation, General Liability, and Automobile coverage forms and endorsements with the ability to tailor to the sold captive program design.
* Possess a thorough understanding of loss sensitive programs, excess & surplus lines programs.
* An understanding of captive programs is desired, but not required. This would include products, pricing, expensing, actuarial loss projecting techniques, retention and aggregate setting, limit profiles, ALAE, credit risk, and effective utilization of facultative reinsurance.
* Understanding and knowledge of exposure identification and analysis.
* Possess a cross functional generalist knowledge of other disciplines including claims, risk control, audit, premium accounting, finance and legal. Knowledge of regulatory and compliance issues.
Education & Experience:
* Bachelor's degree or equivalent training required
* CPCU or other similar designation a plus.
* Three (3) to Five (5) years underwriting experience and/or experience in the Loss Sensitive, Excess & Surplus marketplace, or captive insurance marketplace.
* Proficiency with Excel, Word and PowerPoint.
* Established broker or captive program relationships not necessary.
#LI-Remote
#LI-AM3
For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.
$125,000 - $145,000/year + 10% target bonus
* Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.
* Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits.
Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team.
14400 Arch Insurance Group Inc.
$125k-145k yearly Auto-Apply 11d ago
Commercial Underwriter C&I
Old National Bank 4.4
Underwriter job in Indianapolis, IN
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of
Impact Network Groups
led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
Salary Range
The salary range for this position is $60,000 - $165,100 per year plus bonus. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled.
We are growing and have opportunities for Commercial Underwriters/Credit Analysts/Portfolio Managers for C&I. This role has the primary responsibility of underwriting lending opportunities, balancing risk and growth ensuring loan structures are appropriate and consistent with bank lending standards. You will assign an appropriate asset quality rating, in a fast-paced, high volume environment completing a detailed financial analysis to obtain a deeper understanding of an application's credit risk. You will collaborate with Relationship Managers, and internal support staff to provide credit expertise to underwrite and monitor the portfolio.
We are an in-office working enviornment with the following locations for you to work with team members; Evansville IN, 8750 W. Bryn Mawr Chicago (near Rosemont and the Cumberland Blue line station), 180 N. LaSalle Chicago, Hickory Hills IL, McHenry IL, Gurnee IL, Sycamore IL, Milwaukee on Capital Drive and 76th, Madison Capital Square, Troy MI, Nashville Gulch TN, and Indianapolis 900 E. 96th at Parkwood.
Key Accountabilities
Underwrite Loans
Underwrite credit requests focusing on appropriate due diligence, risk assessment and asset quality ratings (AQR)
Meet quality standards as outlined in ONB underwriting guidelines and policy; evaluation by Loan Review, OCC, and/or others may identify unacceptable underwriting or inaccurate asset quality ratings (AQR)
Meet or exceed productivity expectations for annual credit approval memorandum (CAM) volume
Produce a high quality and accurate analysis while also not sacrificing efficiency in a fast-paced, high volume environment juggling multiple requests while adhering to client driven response timelines, etc.
Partner with respective Relationship Managers as well as Treasury Management Partners
Provide credit expertise using a consultative approach; assist in structuring loans applying proficient knowledge, understanding, and application of ONB guidelines/standards/policies, risk assessment and analysis; effectively communicate risks, questions, and options to RM seeking win-win solutions.
Deliver exceptional internal customer service and adopt new processes and new tools, as available.
Develop and enhance knowledge of assigned segmentation and portfolio by leveraging internal and external resources and expertise
Partner well with associates on revenue generating sales team, support teams and others in Credit to ensure a collaborative, team, and empowered environment
Monitor Portfolio
Accurately assign asset quality ratings (AQR)
Work with assigned Relationship Managers to monitor the credit portfolio to maintain strong asset quality; review trend analysis reports, address default situations, delinquencies, review maturing notes, receipt of financial information, review covenant default and Borrowing Base Certificate (BBC) reports and other reports as appropriate.
Prepare credit data in Special Assets Assessment and Action Summary (SAAAS) and Upgrade Hurdles, as necessary, working with assigned Relationship Managers
Commercial Underwriters may monitor overlines and Treasury Management/ACH risk reports or other trends, as appropriate
Key Competencies for Position
Cultural Leadership:
Communication - effectively shares information and ideas with individuals and groups; displays self-awareness and self-management, tailors the delivery to the audience, and selects suitable delivery methods.
Collaboration - actively seeks, develops and maintains trusted relationships with others to achieve business goals and objectives.
Execution Leadership:
Drive and Execution - committed to achieving established goals, overcoming obstacles, and continuously learning; focuses on ways to succeed by changing strategies, increasing effort, using varying approaches; seeks and leverages opportunities to collaborate with others to achieve results; consistently achieves performance targets.
Problem Solving/Decision Making - with minimal oversight, seeks to identify what caused an issue; incorporates input from multiple sources (e.g., lines of business, subject matter experts, data, policies, procedures, etc.) to ensure effective action and shared ownership; decisions are sound based on what was known at the time and are based on a blend of analysis, wisdom, experience, and judgement.
Adaptability - flexible and agile (can be a utility player); modifies behavior and approach in order to deal effectively with changing business needs, conditions, work responsibilities and requirements, and client needs; maintains effectiveness when experiencing change; accepts new challenges/shifts/change in a "can-do" way; focuses on the beneficial aspects of change
Technical Knowledge - possesses the required technical knowledge to perform the role effectively; continuous learning to adopt new trends or expertise; applies credit and banking expertise, industry knowledge, skills and abilities to demonstrate and sustain a depth and breadth of applicable technical underwriting knowledge
Client Leadership:
Client Leadership - Puts the (internal and/or external) client in the forefront; strives to delight clients/partners by becoming a trusted advisor, establishes long-term productive relationships by viewing and understanding outcomes and operations through the eyes of the client, identifying and acting upon needs, and delivering increased value
Qualifications and Education Requirements
Demonstrate at least 3-7 years progressive experience within Commercial Credit for C&I is required with each incremental level of responsibility.
Demonstrated ability to independently (with limited oversight), understand, analyze and interpret financial statements
Understands and takes appropriate action related to risks associated with lending to various types of industries.
Basic knowledge of loan structuring, borrowing causes and lending regulations; ability to comply and conform to ONB lending policies, guidelines and standards
Must be able to make sound independent decisions and communicate those decisions clearly and effectively to the internal/external client quickly given the high volume, fast-paced environment
Must be able to actively listen, quickly identify issues as well as opportunities when they arise, and problem solve in real-time to move the work accordingly
Must feel comfortable working in a collaborative team environment along with being an independent thinker.
Bachelor's degree in finance, accounting or equivalent experience
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team
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If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)
$43k-54k yearly est. Auto-Apply 1d ago
Electrical Lineperson
Gaylor Electric 4.3
Underwriter job in Muncie, IN
OUR VISION The HIGHEST PERFORMING NATIONAL CONTRACTOR OF EXCELLENCE, delivering on our Cornerstone of Reliable Resources, Outcomes, and Insights; dedicated to innovation, quality, and our genuine care for people. OUR VALUESIntegrity >Customer Service >Safety >Sales Growth >Teamwork >Return on Investment >Performance >Personnel DevelopmentOUR PROMISEGAYLOR ELECTRIC is committed to the safety, well-being & future of its employees!WHAT WE OFFER
Weekly Pay
Per Diem
Medical, Dental, & Vision Insurance
Company Match Health Savings Account
Paid Holidays
Paid Time Off
Company Match 401K
Life Insurance
Short-term Disability
Long-term Disability
Best in Class Craft & Management Training
SCOPE OF WORK:
Performs skilled duties related to the installation and maintenance of all voltages of electrical power line systems and equipment in addition to electrical substation construction and maintenance.
RESPONSIBILITIES:
Responsible for the construction/maintenance of distribution and transmission of electrical power. Demonstrates safe work habits and proper care for tools and equipment.
WHAT YOU OFFER
EDUCATION: High school graduate, holder of G.E.D., or equivalent studies/experience. Completion of BAT approved electrical line apprenticeship program.)
EXPERIENCE: Must have Journeyman Lineman Certification or equivalent experience and state endorsed Class A CDL.
GAYLOR ELECTRIC, INC. is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to race, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability or protected veteran status.
EOE AA M/F/Vet/Disability
The average underwriter in Carmel, IN earns between $33,000 and $88,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.
Average underwriter salary in Carmel, IN
$54,000
What are the biggest employers of Underwriters in Carmel, IN?
The biggest employers of Underwriters in Carmel, IN are: