Underwriter jobs in Cerritos, CA

Essential Job Functions: Communication: Liaises among borrowers, investors and escrow companies to communicate decisions on loans. Equipment: Uses such office equipment as computer terminals, copiers and FAX machines. Physical: Sits for extended time periods. Hearing and vision within normal ranges. Responsibilities Completes a thorough analysis of loan files to determine compliance with company and investor guidelines. Evaluates the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in FastTrac 360 Resource Center. Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation. Maintains company standard for productivity level and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions. Strives to meet 2 decisions/day within allotted time. Communicates decision on loans to appropriate parties both verbally and in writing. Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager. Frontline underwriting of non-QM loan products. Perform a thorough analysis of the applicant's income and expense data, asset documentation, credit reports, and property valuations. Performing manual underwriting, requiring a detailed familiarity with various loan programs. Executing an appraisal analysis to determine that acceptable collateral standards are met. Additional related duties may be assigned, as required. Available to processors for general guideline interpretations and questions on specific loan files. Responds to post closing reviews and audits in a timely fashion. Performs related duties, as directed by Underwriting or Operations Manager. Qualifications Minimum five years of recent NON-QM mortgage underwriting experience, with solid working knowledge of underwriting guidelines to include FNMA, FHLMC, and NON-QM Investors. Ability to review & calculate complex personal and/or business financials and tax profiles. Excellent written and verbal communication. Experience working in a fast-paced team environment. Encompass loan origination system experience required 5+ years Skills: Strong interpersonal-communication and business-relationship skills Detail oriented Excellent written and verbal communication skills Technologically proficient in MS Windows software Education: High school diploma Travel: None

Come join our amazing team and work Remote ! We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan. What you'll do: A thorough knowledge of Non Agency or NON QM mortgage loan underwriting. Maintains highly confidential information concerning loan applicants. Requires high level of organizational skills and ability to work on several tasks simultaneously Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. Applies and interprets company underwriting guidelines and makes sound credit decision. Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. Determines any conditions, stipulations or pre-funding requirements. Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise What you'll need: 5+ years mortgage underwriting work experience. Experience Underwriting Non Agency or Non QM Loans Paperless Loan Origination System experience preferred. DU and LP experience required. Experience working in a paperless environment preferred. Our Company: Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: **************************** What is the value proposition to joining the team? Increased earning capacity due to access to our 48 state territory. Ability to market faster and more efficiently inside the operation. Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible. Professional account manager's partner with you and your brokers to add value every step of the way. Base pay plus an industry leading commission plan. Take over existing accounts. What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.

Job Type: Permanent Build a brilliant future with Hiscox Underwriter, Professional Risks - Allied Healthcare Underwriter Reporting to Regional Manager - AHC The Role: Hiscox USA is currently searching for a dynamic, engaging and solutions-oriented Underwriter to drive new business and underwrite complex renewal business within the Allied Healthcare sector. This position provides a unique opportunity for an Allied Healthcare specialist or a professional liability generalist to join a fast paced, dynamic team to write policies tailored to the specific requirements of the Allied Healthcare sector. We specialize in medical imaging centers, pharmacies, occupational/speech/physical therapists, home healthcare, counselors, medical consultants, medi spas, day spas, social services, dentists, veterinarians, staffing firms, and much more! Policies will be rooted in Allied Healthcare E&O, with cross sold SAM, Cyber, GL, and other PL coverages offered for qualifying risks. Risks vary greatly in size and complexity (from start-ups to large, multinational entities). We provide an entrepreneurial climate that values and rewards thoughtful risk taking, excellence in execution and ownership in body of work. What You'll Be Doing: * Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the company's strategy and guidelines for the product line: *********************************************************************** * Develop new broker relationships and increase depth of existing broker relationships throughout region to increase production * Engage with the national Allied Healthcare team to learn and teach collaboratively * Maintain excellent customer service standards * Play a key role in executing on regional plan i.e. serving as relationship manager for several key Allied Healthcare brokers and spearheading broker turnarounds. * Obtain & maintain underwriting authority in Allied Healthcare practice area. * Spearhead in office quoting days with top broker partners * Monitor product results and develop ideas to increase productivity and profitability * Consistently exceed minimum quote output numbers established by national Allied Heathcare manager * At times, regional travel required including industry events and broker visits Please provide a cover letter and resume which clearly communicates that you are the person to take on this challenge at Hiscox USA Here Are Some of The Requirements We Would Ideally Like to See: * 2+ years of experience in Allied Healthcare coverage; experience preferred * Customer-centric mind-set and passionate about the power of superior customer service and offerings * Strong understanding of sales principles, presentation, negotiation skills and demonstrate a competitive drive * Team-oriented, ability to collaborate and desire to share information across divisions and teams to further the overall goals of the company * Proven track record of understanding and delivering meaningful underwriting profit * Outgoing, driven, high attention to detail and results focused mentality * The ability to identify business needs * Excellent written and verbal communication skills * Strong interpersonal skills and ability to work independently in a collaborative environment * Innate service focus which enables one to effectively interact with all levels of internal and external customers and partners * B.A./B.S degree is preferred * Willingness to develop business, with travel throughout the U.S. up to 25%, required What We Offer: * 401(k) with competitive company matching * Comprehensive health insurance, vision, dental and FSA plans (medical, limited purpose, and dependent care) * Company paid group term life, short- term disability and long-term disability coverage * 24 Paid time off days plus 2 Hiscox days,10 paid holidays plus 1 paid floating holiday, and ability to purchase up to 5 PTO days * Paid parental leave * 4-week paid sabbatical after every 5 years of service * Financial Adoption Assistance and Medical Travel Reimbursement Programs * Annual reimbursement up to $600 for health club membership or fees associated with any fitness program * Company paid subscription to Headspace to support employees' mental health and wellbeing * 2023 Gold level recipient of Cigna's Healthy Workforce Designation for having a best-in-class health and wellness program * Dynamic, creative, and values-driven culture * Modern and open office spaces, complimentary drinks * Spirit of volunteerism, social responsibility, and community involvement, including matching charitable donations for qualifying non-profits via our sister non-profit company, the Hiscox USA Foundation Salary Range: $100-$120k The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Please note that this position is hybrid and requires two (2) days in our office weekly #LI-RM1 Work with amazing people and be part of a unique culture

HomeXpress - Your Leading Non-QM Mortgage Lender. Join our growing team and be part of the Top Non-QM Lender in the Business. We are known for closing mortgage loans with speed, ease, and convenience. Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, & FHLMC. If you have a service first mentality and thrive in a fast-paced environment, HomeXpress is the place for you. Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel! Job Description Job Title: Change Request Underwriter Department: Operations Reports To: Operations Manager - Underwriting Position Summary: The Change Request Underwriter plays a critical role in managing customer-initiated requests to update key loan information. This position acts as the primary liaison between HomeXpress internal departments and customers, ensuring accurate and timely processing of change requests and disclosures. The ideal candidate will be detail-oriented, responsive, and knowledgeable in mortgage operations practices. Key Responsibilities: Monitor and manage the Change Request queue to ensure timely processing. Review and analyze change requests for accuracy and completeness. Collaborate with Account Executives, Brokers, Disclosure Specialists, Underwriters, and management to fulfill requests. Ensure all requests are completed within established Service Level Agreements (SLAs). Provide prompt and professional responses to internal and external inquiries. Generate and send appropriate disclosure or redisclosure packages based on file status and customer needs. Accurately update the system of record with changes, disclosures, and decisions. Maintain a strong understanding of HomeXpress loan products and underwriting guidelines. Consistently meet daily production and quality performance standards. Qualifications: In-depth knowledge of mortgage underwriting and industry regulations, including TRID requirements. Strong organizational skills with the ability to manage multiple priorities and clients simultaneously. Excellent verbal and written communication skills. Proficiency in Loan Origination Systems (LOS), CRM platforms, and Microsoft Office Suite. Ability to work effectively in a fast-paced, dynamic environment with a high level of professionalism. Experience: 3-5 years of experience in mortgage operations, preferably in underwriting or a related role. Physical Requirements: This role is based in an office environment and involves regular use of computers and standard office equipment. Must be able to move freely within the department and collaborate with other teams as needed. Additional Information All your information will be kept confidential according to EEO guidelines.

Apply Description At Sunflower Bank, we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the full-time position of Credit Underwriter II. 2+ years experience in Private Wealth Lending is a MUST The salary range for this position is $70,000 to $130,000 depending on knowledge, skills, abilities, experience, and location. Description: The Credit Underwriter II position is responsible for gathering, analyzing and interpreting financial and credit information in order to assess the creditworthiness of the company's commercial customers, focusing on the company's moderately complex credit relationships. The position assists Business/Commercial Bankers in supporting new and existing assigned loan relationships with an emphasis on maximizing credit quality and minimizing risk. Responsibilities: Review and analyze financial and credit information, such as financial statements, tax returns and credit reports to determine creditworthiness for borrowers and guarantors. Determine the need for a more thorough investigation or additional information and contact appropriate sources for such information. Prepare detailed financial and analytical reports for each entity analyzed, including historical financial data and trends, detailed cash flow analysis, global cash flow analysis, and simple projections. Research pertinent industry and market information relevant to customers' lines of business. Prepare a written summary of analysis for new and existing loan relationships, especially in regards to the sufficiency of cash flow, collateral and other repayment sources. Assess overall strengths and weaknesses of credit relationship. Communicate key analytical finding and opinions to Business/Commercial Bankers, management or credit officers. Assist in monitoring assigned moderately complex credit files for periodic financial statements, borrowing base certificates, accounts receivable aging, and other items as required by the loan documents. Ensure that covenant compliance and financial reporting requirements are addressed. Exercise independent judgement on client relationship credit analysis and take appropriate resulting action. Participate in departmental or company-wide projects. Seek and propose process improvements. Provide technical advice and assistance to Business/Commercial Bankers and customers. Attend joint calls with the Commercial Banker to gather more information about the business. Assist in the training and development of the Underwriter I. Remain educated and informed about industry trends, community developments, market conditions and regulatory requirements and understand their effect on the company's lending criteria. Understand and adhere to all applicable federal and state laws and regulations, including, but not limited to, the Bank Secrecy Act (BSA) and related anti-money laundering laws and Office of Foreign Asset Controls (OFAC). Education / Experience Preferred: Bachelor's Degree in Accounting, Business, Economics, Finance, or similar field, in lieu of a degree, applicant must have a high school diploma or equivalent and have completed a formal credit training program or certification. 2+ years of experience in credit analysis/portfolio management in a commercial lending environment required with experience in private wealth lending. Must possess specific area of underwriting expertise in at least one area of lending, such as commercial real estate, commercial and industrial lending or SBA lending. Must possess proven ability to successfully understand and analyze financial statements, including balance sheets, income statements, cash flow, and tax returns. Must be proficient in Microsoft Office Suite. Must possess strong business math skills. Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing. Must possess ability to multi-task, prioritize and meet deadlines. Must have ability to work collaboratively by finding common ground to solve problems with the ability to represent his/her own opinion. Must remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally. Must possess excellent verbal, written, interpersonal and customer service skills to tactfully and professionally assist with customers, employees, senior management, auditors and regulators. Must have the ability to travel to branch offices as needed. Must be able to work flexible hours. Pay is dependent on knowledge, skills, abilities, experience, and location. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: Rooted in Strength Propelled by Growth Individuals in a Great Whole Creating Possibility Community Focused Associates enjoy outstanding benefits, including: 401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more associate perks & incentives! If you qualify, apply online at ****************************** You've never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Group Underwriter II (Stop Loss) is responsible for determining acceptability of insurance risks and appropriate premium rates for renewal and prospect employer groups in accordance with corporate underwriting guidelines and authority limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Calculates stop loss rates for group cases based on analysis of group's experience, industry and demographics. * Prepares post-sale reviews. Minimum Requirements: Requires a BA/BS in a related field; Minimum 3 years of experience in underwriting; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: * CPCU, CLU, LOMA, HIAA or other insurance related courses preferred. * Stop Loss underwriting experience preferred For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $61,404 to $105,264. Locations: California, Colorado, District of Columbia (Washington, DC), Maryland, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments. The Condo Underwriter is responsible for reviewing and approving condominium projects for Non-QM loans in alignment with internal guidelines and investor requirements. This role conducts detailed assessments of project documentation, identifies potential risks, and ensures project eligibility to support accurate and salable loan decisions. Key Responsibilities Review and underwrite condominium project approvals for Non-QM loans in accordance with company guidelines and investor standards. Analyze HOA documents, budgets, insurance policies, and legal project materials to determine project eligibility and financial stability. Evaluate key project characteristics such as occupancy ratios, litigation, special assessments, and reserve funding. Collaborate with collateral, credit, and operations teams to ensure all documentation required for condo review is complete and accurate. Maintain up-to-date knowledge of Non-QM condo project requirements and regulatory guidelines impacting condominium financing. Identify, assess, and mitigate potential project risks that could affect loan salability or investor acceptance. Prepare detailed project review summaries and communicate findings clearly to internal teams and management. Provide guidance and support to underwriters and account managers regarding condominium eligibility standards. Partner with management to recommend enhancements to condo review policies, procedures, and workflows. Assist in developing review templates, job aids, and process improvements to promote accuracy, consistency, and efficiency. Participate in quality control reviews and audits related to condominium underwriting. Maintain accurate records of all condo reviews and approvals in accordance with company documentation standards. Coordinate with internal and external stakeholders to resolve pending items and obtain final condo approval decisions. Requirements 3-5 years of experience in condominium underwriting, project review, or collateral analysis within the mortgage industry. Strong understanding of condominium project eligibility requirements for Non-QM or portfolio lending programs. Familiarity with investor and regulatory guidelines related to condo approvals (e.g., FNMA, FHLMC, and Non-QM equivalents). Experience with loan origination systems (LOS), preferably Encompass. Excellent analytical and problem-solving skills with strong attention to detail. Strong written and verbal communication skills. Ability to work independently while contributing effectively within a team environment. Proven ability to manage multiple condo reviews in a fast-paced, deadline-driven environment. Why Join CAKE Mortgage? Be part of a fast-growing company changing the game in Non-QM. Competitive compensation and performance-based bonuses. Collaborative and entrepreneurial culture. Opportunities for career advancement and innovation. Cake Mortgage does not tolerate discrimination of any type. Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law. Cake Mortgage provides eligible and qualified employees with opportunities to advance. Cake Mortgage is an at will employer. Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment. Salary Description $90,000.00 to $100,000.00

Experienced Portfolio Officer/Manager CRE and/or C&I - (FT) positions open at our LA Headquarters Branch. Underwriting medium to large C&I or CRE loan portfolio. Participates in the development and recommendation of loan objectives. Only strong C&I and CRE experience welcomed. Qualifications Strong C&I and CRE experience Additional Information All your information will be kept confidential according to EEO guidelines.

Klassic Recruiting is partnering with Hiscox in the search for an Underwriter - General/Professional Liability to join their team based in Los Angeles, CA. Hiscox USA Hiscox USA was established in 2006 to focus primarily on the needs of small and middle market commercial clients, via both the broker and direct distribution channels. It is headquartered in New York City and is today the fastest-growing business unit within the Hiscox Group. Today, Hiscox USA has a talent force of about 350 employees mostly operating out of 5 major cities - New York, Atlanta, Chicago, Los Angeles and San Francisco. Hiscox USA offers a broad portfolio of commercial products, including technology, cyber & data risk, multiple professional liability lines, media, entertainment, management liability, crime, kidnap & ransom, commercial property and terrorism. If you thrive in a challenging and collaborative environment where you are trusted to work instinctively and know the company will stretch you to your full potential look no further. Job Description Underwriter - General/Professional Liability Summary: Hiscox USA is currently searching for an experienced, dynamic, engaging and sharp General Liability / Professional Liability Underwriter in Los Angeles to drive new business for the Southwest region. This position provides an opportunity to thrive in an entrepreneurial climate that values and rewards thoughtful risk-taking and excellence in execution. Underwriter - General/Professional Liability Responsibilities include: Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the company's strategy and guidelines for the Professional Risks and General Liability product lines Develop new relationships and maintain existing relationships with wholesale brokers throughout the Southwest Region (SoCal, AZ, NV, NM and HI) Work with operations, claims, finance and marketing to build or enhance products and contribute to the financial performance of the business unit Maintain excellent customer service standards Monitor product results and develop ideas to increase productivity and profitability Be part of a larger professional team in Los Angeles, collaborating to drive regional results and develop new opportunities At times, 10-25% travel required Qualifications Qualifications 3-5 years of general liability / professional liability insurance underwriting experience with strong Southwest US broker relationships B.A. / B.S degree from an accredited College or University required Outgoing, driven, high attention to detail and results-focused mentality Strong understanding of basic sales principles, negotiation skills and demonstrate a competitive drive Strong interpersonal skills and ability to work independently in a collaborative environment Innate service focus which enables one to effectively interact with all levels of internal and external customers and partners What Hiscox USA Offers: Competitive salary and bonus (based on personal & company performance) Comprehensive health insurance, Vision, Dental and FSA 401(k) with competitive company matching 24 Paid time off days 10 Paid Holidays Paid sabbaticals after 10 years of service Dynamic, creative and values-driven culture Modern and open office spaces, complimentary fruit and drinks Spirit of volunteerism, social responsibility and community involvement, including matching charitable donations for qualifying non-profits via our sister non-profit company, the Hiscox USA Foundation We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class. Job Type: Full-time Required education: Bachelor's Required experience: General Liability Underwriting: 3 years Property/Casualty Insurance Underwriting: 3 years Additional Information All your information will be kept confidential according to EEO guidelines.

Casualty Facultative Reinsurance Underwriter Los Angeles 2-15 years of production casualty, excess casualty, or package underwriting experience Great training program to aid in the transition to facultative underwriting. A++ carrier with a superior culture. Opportunity to market to clients/professional sporting games/30% travel.

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Bridge Specialty Group is seeking a Renewal Underwriter to join our growing team in Irvine, CA! The Renewal Underwriter is responsible for analyzing, underwriting, and servicing primarily renewal accounts, with support for new business as directed. This role evaluates risk exposures, determines appropriate premiums and terms, and ensures compliance with carrier guidelines and state regulations. The Renewal Underwriter works closely with brokers, agents, and internal teams to market and negotiate placements, issue accurate policies and supporting documents, and deliver exceptional service to clients. In addition to managing renewals, the position provides guidance and training to team members, contributes to departmental sales and production efforts, and fosters strong relationships with producers, carriers, and industry partners to support profitable growth. How You Will Contribute: Examine application forms, inspection reports, insurance maps, medical reports, and related documents to assess risk based on financial standing, age, occupation, accident history, and property value/condition. Review company records to confirm existing coverage on single risks or groups of related risks, while evaluating potential for catastrophic or excessive losses. Underwrite or broker renewal accounts, ensuring compliance with carrier guidelines, accuracy of applications, timely issuance of quotes, binders, and policies, and completion of state filings and tax payments. Assist Underwriters/Brokers with reviewing, analyzing, and underwriting renewal and new business accounts; determine premiums and terms, analyze exposures, and issue written indications, quotes, and binders. Utilize inspection companies to gather additional information, support rate development, and communicate company underwriting policies. Partner with Underwriters/Brokers to market services, meet with retail agency clients, and cultivate relationships that grow and retain business. Leverage binding authorities or broker risks when necessary to negotiate successful placements and support overall underwriting results. Ensure proper coding and completion of required forms and documentation. Service and maintain existing business with strong awareness of departmental priorities. Train and mentor processors and assistants by reviewing submissions, indications, quotes, binders, and policies for accuracy and completeness. Licenses and Certifications: P&C State licensed. Pursue the CIC or CPCU designation, thorough familiarity with applicable ISO manuals, forms, rating plans, policy forms i.e. coverages, exclusions, conditions, and terms. Skills & Experience to Be Successful: Bachelor's degree (B. A.) from four-year College or university is desired or five years insurance experience, two years of which is as an underwriting assistant Proficient with MS Office Suite Exceptional telephone demeanor. 1-3 years' experience with excess and surplus lines underwriting agency or company. About Us: Bridge Specialty Group creates a seamless way to connect the varying needs of our retail partners with the market clout and talents of our wholesale entities. Our more than 25 niche-focused brands reflect our deep experience and specialization in construction, general casualty, environmental liability, professional liability, health care, public entity, workers' comp, property and personal lines. With more than 50 locations and more than 2,000 team members throughout the United States and Europe, Bridge has access to more than 200 standard and excess & surplus lines carriers that support our $7+ billion premium book. Our focus is on bringing the power of collective size and specialty to the wholesale brokerage marketplace. Bridge Specialty Group - aligning risk with greater reach. Pay Range $75,000 - $100,000 Annual The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

Unlock your potential with Quantum ePay a fast growing fintech company that helps business owners lower costs, increase revenue, and improve their quality of life. We provide innovative payment processing solutions and an ever expanding suite of products that boost productivity, efficiency, and confidence. With a focus on exceptional merchant service, we value integrity, teamwork, passion, and reliability. As our company continues to grow, we are looking for driven professionals ready to take the next step in their career. If you are motivated by success and eager to grow, join us and maximize your potential with Quantum ePay. The Underwriter I plays a key role in reviewing merchant applications for payment processing, evaluating risk, and ensuring compliance with bank and industry requirements. This role is ideal for someone early in their underwriting career who is eager to learn, grow, and make an impact in a fast paced environment. ESSENTIAL DUTIES AND RESPONSIBILITIES Review merchant applications to assess risk and determine acceptance based on underwriting guidelines Interpret and analyze credit reports, business registrations, financial statements, and tax returns Verify and confirm information submitted on merchant applications Ensure daily applications are processed accurately and in a timely manner Communicate with agents regarding pending applications and required documentation Identify patterns, potential risks, and process improvements Navigate multiple systems and platforms to update and track application status Support team initiatives and perform additional duties as assigned QUALIFICATIONS Previous experience in credit, risk, finance, or a related field preferred Merchant underwriting experience a plus but not required Experience with TSYS a plus Strong working knowledge of Microsoft Office Suite and Adobe PDF Ability to quickly learn new proprietary software (CRM) and third party vendor systems Strong problem solving skills with the ability to apply innovative solutions Customer focused mindset with excellent verbal and written communication skills Strong research and analytical skills with great attention to detail Ability to read, interpret, and apply business documents, industry standards, and regulations Proficient in basic business math including percentages, ratios, and volume calculations SALARY: This role includes quarterly profit-sharing bonuses as part of a total compensation package, in addition to a full range of medical, dental, retirement planning, and/or other benefits. Base salary range: $48,000 - $55,000 Salary including quarterly profit-sharing bonus and comprehensive benefits program range (annualized): $67,725 - $ 73,725 WHY WORK HERE? Awarded Top Workplace of Orange County by the OC Register! New state of the art, open-concept facility with stand-up desks, balance boards, stationary bikes and more! Work hard, play hard culture! Monthly Beer Socials and BBQs! Proven "promote from within" mentality! Benefit offerings: Medical, dental, vision, acupuncture and chiropractic 401k Safe Harbor; 100% employer match processed semi-monthly, up to 4% Profit Sharing; paid on a quarterly basis

Non-QM Underwriter (DSCR / Bank Statement / Alt-Doc) - On-Site only- NOT REMOTE OR HYBRID Our client, a growing California-based mortgage lender, is seeking an experienced Non-QM Underwriter with expertise in DSCR, Bank Statement, and alternative documentation loan products. Key Responsibilities Review and underwrite Non-QM, DSCR, Bank Statement, VOE, P&L, and Asset-based mortgage loans. Analyze self-employed and alternative documentation income calculations. Ensure all files meet company, investor, and regulatory guidelines. Run AUS findings and evaluate risk using DU, LPA, and Total Scorecard. Communicate effectively with processors, account managers, and loan officers to resolve file conditions. Manage a consistent underwriting pipeline, maintaining strong accuracy and turnaround times. Stay current on investor guidelines and evolving Non-QM products. Qualifications Minimum 5 years of residential mortgage underwriting experience. 3+ years of Non-QM underwriting experience (required). Advanced understanding of DSCR, Bank Statement, VOE, P&L, and Asset-based loans. Strong experience underwriting self-employed borrowers and complex income structures. Proficiency with Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard). Must have underwritten front line loans within the past 12 months. Compensation & Benefits Base salary: $70,000-$100,000 (DOE) Bonus: Monthly eligibility after 2 years based on funding quota Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year National Mortgage Staffing does not determine the requirements or compensation for this role. All criteria are set forth by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Marketing Statement: Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites commercial property/casualty and professional liability insurance products for select industries. We have been in operation since 1962 and are nationally recognized as a member of Ward's Top 50 and rated A++ by A.M.Best. We are looking for a Sr. Surety Underwriter to join our team in either our Pasadena, Mission Viejo or San Diego offices! Summary: Under limited direction and supervision, underwrites and markets assigned products by providing high levels of risk assessment and technical underwriting expertise to determine underwriting acceptability. May provide high level of financial analysis to determine credit quality. A typical day will include the following: Participates in the producer management process which may include, but is not limited to, premium collections. Prepares underwriting submissions, making recommendations and/or decisions within established authority limits. Minimum authority is $1,000,000 (Surety). Prepares and participates in marketing activities within the region to promote the development of new business. Gathers and analyzing information, applies appropriate underwriting techniques necessary to make an accurate evaluation of acceptability of risk. May evaluate credit quality. Prepares and participates in proposals to producers and/or accounts negotiating terms and conditions. May ensure credit quality of accounts managed while maintaining and updating underwriting files. Qualifications: Bachelor's Degree At least three years of contract surety underwriting experience preferably with a carrier. AFSB designation preferred. The ability to manage multiple priorities, generate new business and be detail oriented. EEO Statement: Tokio Marine Group of Companies (including, but not limited to the Philadelphia Insurance Companies, Tokio Marine America, Inc., TMNA Services, LLC, TM Claims Service, Inc. and First Insurance Company of Hawaii, Ltd.) is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, sexual orientation and/or any other status protected by law. Benefits: We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. If you enjoy working in a fast paced work environment with growth potential please apply online. Additional information on Volunteer Benefits, Paid Vacation, Medical Benefits, Educational Incentives, Family Friendly Benefits and Investment Incentives can be found at *****************************************

Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The National Accounts Strategic Underwriter is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities. How You Will Make an Impact Primary duties may include, but are not limited to: * Create competitive, financially sound proposals for business growth and renewals. * Collaborate on RFPs. * Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation. * Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. Minimum Requirements: Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance. Preferred Skills, Capabilities, and Experiences: * ASA/FSA, CFA, or CEBS credentials preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864. Locations: California, Colorado, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Job Level: Non-Management Exempt Workshift: Job Family: UND > Analysis Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application. Using UACC's common-sense lending approach, you will build strong dealer relationships over the phone, deliver outstanding service, and help drive business growth while representing a trusted brand in the auto finance industry. Essential Duties and Responsibilities As a Junior Underwriter, you'll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships. You will: Close the loop - Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application. Match the right fit - Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly Be a trusted partner - Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success. Add value to every deal - Review deals with dealers and help structure or restructure them for the best possible outcome. Bring solutions to the table - Gather key information to recommend alternative products or programs when appropriate. Educate and empower - Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership. Aim high - Consistently hit or exceed monthly goals for production, quality, and customer satisfaction. Collaborate for success - Work closely with internal teams like Funding and Sales to keep deals moving smoothly. Stay adaptable - Jump in where needed to support the team and company goals. Qualifications We're looking for a motivated professional who thrives in a fast-paced, relationship-driven environment. Skills & Abilities Excellent communication and interpersonal skills Strong organizational and time management abilities Proven ability to build relationships with dealers, sales/marketing teams, and peers Skilled negotiator with a drive to win in a competitive market and ability to think outside the box Compensation Range: $17.00 - $21.00 an hour, based on Location and Experience Uncapped Bonuses, Averaging $1,100 - $1,500 monthly Expected Total Compensation including Average Bonuses = $50K - $60k Education/Experience Bachelor's degree preferred (or equivalent combination of education and experience) Auto finance or financial services experience preferred but not required No certifications or licenses required Technical Skills Proficient in Microsoft Office, Google G Suite, and Teams Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit. The employee is occasionally required to walk. Job Type: Full-time Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully. UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring. UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices. UACC complies with all applicable federal, state, and/or local laws relating to equal employment. Other Things to Note This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice. Please review our privacy and CCPA policies.

Must have reliable transportation Bi-lingual (English and Spanish) is a must Management opportunities Insurance and Tax Prep Specialist - Fiesta Insurance and Tax Service Are you highly skilled in insurance and tax preparation? Do you enjoy providing excellent customer service? If you answered yes, then we have the perfect opportunity for you! Fiesta Auto Insurance and Tax provides top notch, affordable insurance and tax products with a level of customer service that is second to none! Join our dynamic team and become part of a company that values its employees and offers a fun and loving work environment. We offer top pay and have room for quick advancement. At Fiesta we have a strong team environment and make it fun for the staff and customers. Job Overview: Prepare and file tax returns for individuals and small businesses Assist clients in selecting the right insurance products for their needs Provide exceptional customer service and build long-term relationships with clients What's in it for you: Competitive pay with commission and bonus opportunities 401K, Health, dental, and vision insurance Opportunity to learn and grow in the insurance and tax industry Requirements: No education required Experience in insurance and tax preparation is preferred Location: Locations thru out Los Angeles If you are a motivated and talented individual with a passion for insurance and tax preparation, apply now and join our team at Fiesta Insurance and Tax Service! Work schedule 8 hour shift Supplemental pay Commission pay Bonus pay Benefits Health insurance Dental insurance Vision insurance

Essential Functions Draft real estate loan documents (including closing instructions) and review executed versions to ensure accuracy and compliance with closing procedures Review formation documents to determine signing authority and prepare signature blocks Coordinate closing, and delivery phases of loans originated or acquired to ensure requirements are satisfied within a specified timeframe while maintaining internal checklists in real-time Be the point of contact between all parties involved in the funding transaction Data Entry to maintain Salesforce updated in real time Responsible to request, review and approve settlement statements Request and analyze current real estate tax information Perform duties under moderate to close supervision and actively engage supervisor and/or manager to resolve complex issues Remain current on funding guidelines and compliance requirements Effectively communicate status and expectations to internal staff, attorneys, and escrow/title Utilize time management skills to stay on track with multiple loans at various stages of the funding process Competencies/Skills Strong attention to detail with the ability to stay organized and problem solve in a fast-paced environment Ability to articulate issues, problem solve and analyze with creative and outside of the box thinking Strong communication skills (written and verbal) with internal and external partners; ability to convey findings in a concise and comprehensive manner Effective organization and time management skills Capability to build trusting relationships internally and externally and elicit confidence by demonstrating reliability Strong team player with the ability to work effectively in a cooperative and diverse environment Capacity to analyze processes, support change and think operationally and strategically to achieve business goals Advanced use of Microsoft Office Suite Education and Experience Associate or bachelor's degree Minimum 2 years of direct experience closing/funding loans Working knowledge of lending practices and industry standard processes Title or Escrow experience is a plus Accessibility: At Archwest, we will make reasonable accommodations to enable individuals with disabilities to perform essential functions. Please just let us know by contacting us at ***************************

DE Underwriter - On-site/Hybrid (North Hollywood or Brea, CA) Salary: $70,000-$100,000 (DOE) Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Employment Type: Full-time (eligible for overtime) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year Our client, a California-based mortgage lender, is seeking an experienced DE Underwriter to join their growing underwriting team. This role may be based on-site or hybrid from either the North Hollywood or Brea office. Key Responsibilities Review and underwrite residential mortgage applications including Agency, FHA, and Non-QM products. Verify credit, income, and asset documentation with a focus on accuracy and compliance. Analyze tax returns, self-employed income, P&L statements, and business cash flow. Review WVOE, Bank Statement, DSCR, and Asset-based loans. Ensure all files meet FHA DE requirements and investor guidelines. Collaborate with Account Managers, Loan Officers, Processors, and Brokers to support timely loan decisions. Maintain updated knowledge of underwriting standards and investor policies. Qualifications Active FHA DE (Direct Endorsement) designation required. Minimum 5 years of residential mortgage underwriting experience. 3+ years of Non-QM underwriting experience required. Proficient in Encompass LOS, CoreLogic FraudGuard, and running AUS (DU, LPA, Total Scorecard). Experience analyzing self-employed income and complex loan structures. In-depth knowledge of Agency (Fannie/Freddie) and FHA guidelines. Have worked as a front line underwriter within the past 12 months. Please note: National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are set forth by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.