Underwriter jobs in Charlotte, NC - 45 jobs

WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Primary Office Location:401 S Graham St. Charlotte, North Carolina. 28202.Join our team. Make a difference - for us and for your future. Business Banking Underwriter 1 Business Unit: Credit Reports to: Business Banking Underwriting Team Leader Position Overview: Responsible for preparing financial analyses of current and prospective commercial loan customers, spreading financial statements, analyzing industry and economic conditions, completing cash flow analysis, completing full underwriting presentation and performing credit investigations to make appropriate recommendations as to the creditworthiness of borrowers and protect the Bank from loss. The incumbent provides the highest quality of service to every customer. The incumbent typically works on loans/portfolios of lower complexity as the incumbent's work requires significant oversight. Primary Responsibilities: Analyzes the creditworthiness of borrowers, identifies key credit issues and prepares full written analysis according to available information and established policies and procedures accurately and timely including completion of the entire underwriting document. Utilizes software to complete financial spreads, risk ratings, covenant tests, cash flow and global cash flow accurately and timely to aid in the analysis of a borrower's creditworthiness according to established policies and procedures. Research available data including internet sources and subscription-based utilities as available and summarizes information regarding current and projected status of certain industries and borrowers of Bank services along with general economic trends and conditions according to the availability of research data to aid in the quality of lending decisions. Develops a personal program for maintaining an adequate level of knowledge in banking matters, compliance, credit analysis, policies and procedures and personal skills and demonstrates interpersonal behavior, attitude, judgment, communication and initiative with customers and employees to ensure an acceptable degree of performance. Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements. Performs other related duties and projects as assigned. All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions. Minimum Level of Education Required to Perform the Primary Responsibilities of this Position: BA or BS Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position: 1 Skills Required to Perform the Primary Responsibilities of this Position: Excellent project management skills Excellent communication skills, both written and verbal Excellent organizational, analytical and interpersonal skills Excellent customer service skills Ability to use a personal computer and job-related software MS Word - Basic Level MS Excel - Intermediate Level MS PowerPoint - Basic Level Knowledge of a wide range of commercial lending (C&I, IRE, Muni, and NFP), underwriting practices, and banking practices Knowledge of commercial banking policies, procedures and government regulations Licensures/Certifications Required to Perform the Primary Responsibilities of this Position: N/A Physical Requirements or Work Conditions Beyond Traditional Office Work: N/A Equal Employment Opportunity (EEO): It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

Chubb is seeking a dynamic and results-oriented Senior Underwriter to drive growth initiatives in the consolidation team and manage large portfolio opportunities. This role requires leveraging Chubb's full suite of Property and Casualty products to craft tailored solutions for our clients, in a growing market opportunity. The ideal candidate will possess a strong commercial multi-line underwriting acumen and demonstrate exceptional problem-solving skills, with a focus on profitability and growth. Major Duties & Responsibilities: * Underwriting responsibilities include evaluating, accepting, rejecting, or modifying Small Business risks within established underwriting guidelines and authority * Demonstrate strong underwriting quality and profitability through appropriate risk assessment and documentation * Takes ownership for an assigned territory and communicates underwriting decisions quickly and effectively with assigned agents. Assigned territory to include specific book consolidation deal by producer. * Develop and maintain strategic relationships with Business Development Leaders and Operations Leads to enhance profitability and growth within the assigned territory * Identify and capitalize on enterprise cross-sell opportunities using Chubb's comprehensive product suite * Understand the unique needs of large portfolio clients and collaborate with agents to deliver Chubb's value proposition effectively * Create, implement, and execute strategic agency plans in partnership with Operations Leads to drive business results * Minimum 3 years experience in multi-line underwriting within the Small and Lower Middle Market space, with a proven track record in managing large portfolios * Must possess a strong commercial multi-line underwriting acumen with the ability to handle and make rapid decisions on small business risks * Demonstrate tenacious problem solving skills and the ability to adapt to change as the company advances its strategic vision * Strong sales acumen, effective communication and creative marketing skills are critical; must be able to demonstrate success with managing tight time frames, high volumes of work, agency relationships and positioning Chubb's strengths within Small Business and Lower Middle Market * Exhibit a strong entrepreneurial attitude needed to build a high performing territory * A strong track record of service orientation is required. * Knowledge and proficiency with technical issues, compliance, coverage, products and pricing strategies expected * Proficient in using the company's commercial rating and policy issuance systems and software programs (MS Word, Excel) needed to conduct daily business * Travel * Bachelor's degree or equivalent work experience

Why Deephaven Mortgage? Deephaven Mortgage has been a pioneer and leader in non-QM since our origin in 2012. Our longevity and strength in the non-QM space has allowed a significant number of borrowers to achieve homeownership who otherwise would not have under traditional requirements. Deephaven champions mortgage borrowers whose independence, entrepreneurial drive and determination are often the very reason they cannot qualify for a traditional loan. We continuously and responsibly innovate new mortgage products and programs that put homeownership within reach of millions of borrowers and investors that need and deserve financing through lending ingenuity that is supported by common-sense underwriting. Deephaven is comprised of two lending platforms. Our wholesale channel offers loans through a network of over 1,000 independent mortgage brokers. Our correspondent channel buys loans from over 200 correspondent partners. Deephaven's headquarters are in Charlotte, North Carolina. To learn more about our innovative loan solutions please visit ************************* or email us at **************************. Job Overview In this role, you will be responsible for evaluating complex mortgage loan applications that fall outside traditional Qualified Mortgage (QM) guidelines. You will assess borrower risk based on alternative documentation, ensure compliance with company policies and investor guidelines, and play a key role in decision-making for loan approvals. What You'll Do Manually underwrite mortgage loan transactions submitted by our Correspondent and Wholesale lending clients to company and investor credit guidelines Perform quality control audits of our third-party vendor to ensure mortgage loans met all company and investor credit guidelines and requirements Review loan scenarios and communicate purchase/funding eligibility requirements to our Correspondent and Wholesale lending clients Collaborate with internal staff (e.g., Underwriters, Account Managers, Processors, Closers, Operations Management, etc.) of our correspondent lending clients, brokers and third party-vendors throughout the review process to clear purchase/funding eligibility conditions Work closely with processing staff to clear loan conditions throughout the process Assist in handling loan-level credit and compliance questions & issues and in the preparation and dissemination of updated mortgage underwriting and compliance standards and procedures Job Requirements Recent, hands-on Non-QM underwriting experience is required, including, but not limited to: DSCR Bank Statement (personal & business) P&L-only qualification Asset Depletion Multi-family Experience underwriting HELOCs and 2nd mortgages strongly preferred. 15+ years of experience as an underwriter Ability to manually calculate income across all Non-QM programs, including complex self-employed borrower profiles, layered income sources, and variable cash flow. Demonstrated ability to independently review and clear: Title commitments & supporting documentation Appraisal reports (including complex or unique property types) Full condo project reviews (warrantable, non-warrantable, new construction, and small projects) Proficiency in Encompass, with the ability to navigate workflows, analyze documentation, and manage conditions efficiently. High-volume underwriting background, managing 50+ initial underwrites per month while maintaining quality, accuracy, and fast SLAs. Strong understanding of Non-QM guidelines, investor overlays, compensating factors, and risk layering. Excellent communication skills with the ability to clearly document decisions and collaborate with sales, processors, and closers. Strong critical-thinking, independent-decision-making, and problem-solving skills. Commitment to loan quality, compliance, and responsible lending. Compensation The compensation band for this role begins at $52.88 per hour, plus a performance based monthly bonus plan. This organization participates in E-Verify Our Perks Flexible Time to Recharge - Personalized Time Off for What Matters (because rest isn't one-size fits all) Future Finance Focused - Generous employer-matched 401(k) plan Community Connect- Philanthropy Committee that creates charitable initiatives Health from Day One - Comprehensive health insurance starting on day one of employment Family Matters - Competitive maternity and paternity leave Culture & Celebrations - Culture Committee with team-building events and celebrations Ideas Welcome - Encouraging thought leadership and innovation Guidance & Growth - Mentorship opportunities for career development Perk Up - Exclusive discounts on travel, tech, pets, legal, and more

Primary Office Location: 401 S Graham St. Charlotte, North Carolina. 28202. Join our team. Make a difference - for us and for your future. Business Banking Underwriter 1 Business Unit: Credit Reports to: Business Banking Underwriting Team Leader Position Overview: Responsible for preparing financial analyses of current and prospective commercial loan customers, spreading financial statements, analyzing industry and economic conditions, completing cash flow analysis, completing full underwriting presentation and performing credit investigations to make appropriate recommendations as to the creditworthiness of borrowers and protect the Bank from loss. The incumbent provides the highest quality of service to every customer. The incumbent typically works on loans/portfolios of lower complexity as the incumbent's work requires significant oversight. Primary Responsibilities: Analyzes the creditworthiness of borrowers, identifies key credit issues and prepares full written analysis according to available information and established policies and procedures accurately and timely including completion of the entire underwriting document. Utilizes software to complete financial spreads, risk ratings, covenant tests, cash flow and global cash flow accurately and timely to aid in the analysis of a borrower's creditworthiness according to established policies and procedures. Research available data including internet sources and subscription-based utilities as available and summarizes information regarding current and projected status of certain industries and borrowers of Bank services along with general economic trends and conditions according to the availability of research data to aid in the quality of lending decisions. Develops a personal program for maintaining an adequate level of knowledge in banking matters, compliance, credit analysis, policies and procedures and personal skills and demonstrates interpersonal behavior, attitude, judgment, communication and initiative with customers and employees to ensure an acceptable degree of performance. Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements. Performs other related duties and projects as assigned. All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions. Minimum Level of Education Required to Perform the Primary Responsibilities of this Position: BA or BS Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position: 1 Skills Required to Perform the Primary Responsibilities of this Position: Excellent project management skills Excellent communication skills, both written and verbal Excellent organizational, analytical and interpersonal skills Excellent customer service skills Ability to use a personal computer and job-related software MS Word - Basic Level MS Excel - Intermediate Level MS PowerPoint - Basic Level Knowledge of a wide range of commercial lending (C&I, IRE, Muni, and NFP), underwriting practices, and banking practices Knowledge of commercial banking policies, procedures and government regulations Licensures/Certifications Required to Perform the Primary Responsibilities of this Position: N/A Physical Requirements or Work Conditions Beyond Traditional Office Work: N/A Equal Employment Opportunity (EEO): It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

BITCO Corporation, headquartered in Davenport, Iowa, is seeking an Underwriter or Senior Underwriter in Atlanta GA, Charlotte NC, Dallas TX, Davenport IA, Des Moines IA, Indianapolis IN, Little Rock AR, San Antonio TX, or St. Louis MO . With a strong national presence and 11 branch offices in 10 states, BITCO delivers tailored insurance services to specialized industries including construction, forest products, oil & gas, and public entity. This position is eligible for a hybrid work schedule with required business travel to BITCO agent and customer offices. Position Summary : We are seeking a detail-oriented and strategic Commercial Underwriter responsible for evaluating insurance applications and underwriting new and renewal business from an assigned group of agencies. This position would be in our Public Entity Program for monoline Workers Compensation accounts. This role requires timely, accurate decision-making and a commitment to fostering strong agency partnerships. Primary Responsibilities: Decide whether to accept, decline, or modify applications or requests to sell an insurance policy and once sold, recognize and evaluate exposure changes as they occur during a policy period Evaluate, quote, and negotiate prices on applications from new and renewal customers and requests for changes in policies which requires an understanding of statutory requirements, ISO, company and NCCI coverage forms and endorsements and commercial line reference materials, including Best's Underwriting Guide Manage a group of agencies, including prospecting for new agencies, agency appointment, growth and development, maximization of agency profit sharing opportunities and credit management; evaluating agency factors, including agency personnel, line diversification, loss ratio, agency book of business, volume and profit potential and which agencies to appoint or terminate Solicit new business and retain renewal business through effective presentations to agency and customer audiences Manage and develop business in an assigned territory, including achieving profitable underwriting results, sales development and customer service functions Formulate, plan and achieve sales budgets, with objectives to support business planning, for assigned accounts and territory, including setting and achieving premium and loss ratio goals, agency and prospecting calls and business forecasting Working with a structured referral process, maintain, promote and increase profitable sales from current and prospective customer accounts through, among other activities, regular agency visits, developing agency relationships and agency reviews Make decisions within stated levels of authority and company guidelines, seek exceptions to guidelines as needed when supported by appropriate data Identify and take appropriate action on changes in customer operations or financial conditions Maintain and promote profitable business relationships with current and prospective customer accounts, through effective marketing, sales and service efforts Coordinate, promote and market claims, risk control and premium audit service plans to current and prospective customers Maintain knowledge of corporate, regulatory, and competitive changes in lines of business written Other duties assigned Qualifications: The qualified candidate will have experience with the following: Field Underwriting- Worker's Compensation experience required Underwriting New & Renewal Business - determine pricing and understanding commercial lines policy forms and coverages Analyzing & Managing Exposures - Develop action plans to manage risks and changes during a policy period Agency Management - Growth and development; prospecting; appointment; and maximization of opportunities and responsibilities External Sales - Cultivate new business while demonstrating retention of current customers through presentations to agencies and customers Valid Driver's License with acceptable Motor Vehicle Report Benefits: Competitive salary and benefits Paid Time Off and 12 paid holidays a year Health, dental, and vision insurance Company paid life insurance - 2x annual earnings Old Republic 401(k) Savings and Profit Sharing Plan Education and training opportunities Insurance designations encouraged with financial assistance available Daily two-hour flexible start and end time for 7.5-hour workday Employee Fitness Program

Applies Underwriting policy, philosophy and procedures to evaluate the acceptability of submitted or existing business. Based on qualifications and experience, this position can be filled at either an Underwriting Specialist or Senior Underwriting Specialist level. What You'll Do In this role, you will: Work closely with agency partners and internal sales partners to obtain information needed to properly underwrite, price, and program individual policies/accounts. Through the use of manuals, established procedures, and information collected works on the more complex underwriting assignments. Refer business outside of authority limit. Responsible for underwriting of the more complex, larger accounts. Evaluate established procedures for effectiveness and recommends change. Work closely with other business products functions to ensure service and quality objectives are met. These units include rating, general services, audit, safety sciences, customer accounting and customer service. Demonstrate an understanding of the insurance marketplace, and emerging industry issues. Train other underwriters, give presentations and conduct training on underwriting procedures. What it Takes Bachelor's degree or equivalent work experience Minimum of 5 years of related work experience Previous insurance underwriting experience Completion or in the process of taking insurance courses such as IIA and CPCU preferred Demonstrated knowledge of specific product line insurance concepts and terminology Comprehensive knowledge of reinsurance procedures Effective analytical, human relations, and communication skills Limited Travel What You'll Receive At Sentry, your total rewards go beyond competitive compensation. Below are some benefits and perks that you'll receive. Sentry is happy to offer flexibility through a scheduled Hybrid work model. Monday and Friday work form home if you choose to, Tuesday through Thursday in office. 401(K) plan with a dollar for dollar match on your first eight percent, plus immediate vesting to help strengthen your financial future Continue your education and career development through Sentry University (SentryU) and utilize our Tuition Reimbursement program Generous Paid-Time Off plan for you to enjoy time out of the office as well as Volunteer-Time off Group Medical, Dental, Vision, Life insurance, Parental leave, and our Health and Wellness benefits to encourage a healthy lifestyle. Well-being and Employee Assistance programs Sentry Foundation gift matching program to encourage charitable giving About Sentry We take great pride in making Forbes' list of America's Best Midsize Employers. A lot of different factors go into that honor, many of which contribute to your job satisfaction. Our bright future is built on a long track record of success. We got our start in 1904 and have been helping businesses succeed and protect their futures ever since. Because of the trust placed in us, we're one of the largest and financially strongest mutual insurance companies in the United States. We're rated A+ by A.M. Best, the industry's leading rating authority. Our headquarters is in Stevens Point, Wisconsin, with offices located throughout the United States. From sales to claims, and information technology to marketing, we enjoy a rewarding and challenging work environment with opportunities for ongoing professional development and growth. Get ready to own your future at Sentry. Opportunities await! Joe Larsen ********************* Senior Talent Acquisition Specialist Equal Employment Opportunity Sentry is an Equal Opportunity Employer. It is our policy that there be no discrimination in employment based on race, color, national origin, religion, sex, disability, age, marital status, or sexual orientation.

The Mortgage Loan Underwriter position is responsible for underwriting Conventional, FHA, and VA loans following established company, agency and investor guidelines. The underwriter evaluates mortgage loan files and assesses risk based on compliance, agency, investor, and company guidelines to ensure salability with minimal loss. Individuals in this role are required to keep current with regulatory and market changes. Ideal candidates will be service-focused with superior time-management and communication skills, have the ability to multi-task. Key responsibilities Complete thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans Review resubmitted files and documents Make and issue independent compliant loan decisions Maintain company service level and turn-time standards Respond to audits and post-closing issues in a timely manner Maintain working knowledge of agency and investor guidelines and policies Mentor processing staff on underwriting deficiencies and calculation errors Other duties as assigned Compensation -Initial hours 9-5 + OT at month end. Ability to work from home after 6 months (with one day a week in office). -Starting salary begins at $36.00/hr+ based on credentials and interview -Quarterly bonuses offered -Full Benefit package offered Qualifications 2 years' experience underwriting with strong credit, collateral, and risk analysis background preferred FHA, VA designations preferred Strong analytical decision-making and problem-solving abilities Demonstrated success in a fast-paced, high-stakes environment Excellent verbal and written communication skills Additional Information All your information will be kept confidential according to EEO guidelines.

As a leading provider of insurance and reinsurance with worldwide operations and employees in Bermuda, U.S., U.K., Continental Europe and Asia, we recognize that our success is derived directly from those who matter the most: our people. At Sompo International, our values of integrity, collaboration, agility, execution and excellence underpin our culture and our commitment to providing an employee experience that attracts and engages the best talent in the industry. As we continue to grow, we strive to find diverse, innovative and driven professionals to join our teams and offer a broad range of career and development opportunities at all levels, in multiple business areas, in each of our locations throughout the world. Our compensation and benefits programs are market driven and competitive, with excellent family friendly policies and flexible working provisions. Job Description Are you looking for your next opportunity? Sompo has a unique opportunity for a Senior Underwriter for our Excess Casualty Retail team. Our U.S. Excess Casualty team brings significant expertise and deep-seated relationships with select appointed retail brokers. We offer meaningful in-house capacity, a consistent underwriting approach, timely and efficient turnaround, and a seasoned claims team. Location: This position will be based out of our Charlotte, NC office. We strive for collaboration, which is why we offer a work environment where our employees thrive and develop long-lasting careers. Our business, your impact, our opportunity: What you'll be doing: * Manage Retail Excess Casualty portfolio, underwriting new and renewal business to drive profitable growth aligned with risk appetite and business strategy. * Evaluate, structure, and price risks by determining capacity, attachment points, terms, and conditions across diverse Large Account and Middle Market accounts. * Utilize underwriting authority to quote, bind, and manage accounts while ensuring pricing discipline and profitability. * Serve as a market-facing underwriter, building strong broker and client relationships and representing the company in meetings and industry events. * Collaborate with Claims, Legal, Actuarial, and Business Development to deliver informed underwriting decisions and a consistent value proposition. * Leverage data, analytics, and underwriting tools to improve decision-making, workflow efficiency, and portfolio performance. * Monitor market trends, regulatory developments, and competitive dynamics within the assigned territory. What you'll bring: * 5+ years of Commercial Excess Casualty underwriting experience. * Skilled in Commercial Casualty insurance with experience in Large Account and Upper Middle Market accounts strongly preferred. * Proven ability to evaluate risk, negotiate terms, and make sound business decisions within assigned authority. * Strong relationship management and communication skills with brokers, insureds, and internal partners. * Strong financial acumen, organizational skills, and accountability with exceptional verbal and written communication abilities. * Bachelors degree or equivalent experience. * Ability to travel up to 25% as needed to support broker and client relationships. Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience. At Sompo, we recognize that the talent, skills, and commitment of our employees drive our success. This is why we offer competitive, high-quality compensation and benefit programs to eligible employees. Our compensation program is built on a foundation that promotes a pay-for-performance culture, resulting in higher incentive awards, on average, when the Company does well and lower incentive awards when the Company underperforms. The total compensation opportunity for all regular, full-time employees is a combination of base salary and incentives that gets adjusted upfront based on overall Company performance with final awards based on individual performance. We continuously evaluate and update our benefit programs to ensure that our plans remain competitive and meet the needs of our employees and their dependents. Below is a summary of our current comprehensive U.S. benefit programs: * Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution * Pharmacy benefits with mail order options * Dental benefits including orthodontia benefits for adults and children * Vision benefits * Health Care & Dependent Care Flexible Spending Accounts * Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children * Company-paid Disability benefits with very competitive salary continuation payments * 401(k) Retirement Savings Plan with competitive employer contributions * Competitive paid-time-off programs, including company-paid holidays * Competitive Parental Leave Benefits & Adoption Assistance program * Employee Assistance Program * Tax-Free Commuter Benefit * Tuition Reimbursement & Professional Qualification benefits In today's world, what do we stand for? Ethics and integrity are the foundation of delivering on our commitment to you. We believe that core values drive success, and that when relationships are held in the highest regard, there is nothing that cannot be accomplished. At Sompo, our ring is more than a logo; it is a symbol of our promise. Click here to learn more about life at Sompo. Sompo is an equal opportunity employer, and we intentionally value inclusion and diversity. Above all, we want you to work in an environment that respects everyone's unique contributions - we are passionately committed to equal opportunities. We do not discriminate based on race, color, religion, sex orientation, national origin, or age.

Responsibilities * Develop and execute marketing plan to drive new and renewal business, including in-person visits, telemarketing and distribution of marketing materials for insurance company partners * Evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing * Develop and submit underwriting referrals, where required, to company brokerage facilities and Burns & Wilcox management * Monitor key metrics, such as, new business hit ratio, renewal retention ratio, premium growth, and loss ratio, formulating corrective action where necessary * Mentor and train Assistant Underwriters as needed Qualifications * Bachelor's degree or equivalent combination of education and experience * Minimum 3 years of multi-line underwriting experience, excess & surplus experience preferred * Strong sales and marketing skills a must, business acumen, interest in continued education and professional development * Insurance license, CPCU, CIC or comparable designations preferred COMPENSATION PACKAGE: * Competitive base compensation & highly lucrative sales incentive bonus plan * Flexible and hybrid work options * Health benefits & 401K with employer match * Employer paid continuing education courses and designations * Many opportunities for career advancement About Our Company Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector. #LI-EG1

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our Personal Lines team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to: Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment Analyze loss experience, financial conditions and physical characteristics of risks Acquire a working knowledge of supporting sections of the underwriting department Effectively communicate with independent agents and other associates through verbal and/or written means Participate in and successfully complete the Company underwriter training program Desired Skills & Experience Bachelor's degree or direct equivalent experience with property/casualty underwriting Ability to organize data, multi-task and make decisions independently Above average communication skills (written and verbal) Ability to write reports and compose correspondence Ability to resolve complex issues Continually develop product knowledge through participation in approved educational programs Benefits Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you! Equal Employment Opportunity Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law. *Please note that the ability to work in the U.S. without current or future sponsorship is a requirement. #LI-DNI

The Index Analyst role sits within the Benchmark and Index Management division! The Index Review team are ultimately responsible for the daily management of the FTSE Russell index / product portfolio, specifically the data management, corporate action & event management, constituent portfolio management and the production of client content. It is a global group, with teams in Hong Kong, Taipei, London, and Fort Mill. The group operates a follow the sun model with work as a single team across the different time-zones. Key Responsibilities As a member of the Index Management team, the individual will be responsible for the support/assisting of the day-to-day management of the FTSE Russell Indexes and Products. Key areas of responsibility will include: Completion of daily FTSE Russell production checklists including creating and checking FTSE Russell Products, to strict deadlines as assigned by your line manager. Supporting the quarterly rebalance process of indexes and/or the associated implementation of any changes, in accordance with review schedule. Using all available data sources including data vendors, stock exchanges and regulatory filings to research and analyze corporate actions and the respective impact on the FTSE Russell indexes. Detailed research and analysis of corporate event information and compilation of client notifications. Maintain and update stock information and other required data in a timely and accurate manner, ensuring the highest quality to FTSE Russell data. Escalate any issues/concerns to the line manager and report exceptions in a timely manner. Accurate monitoring of FTSE Russell real time indexes and timely resolution of issues. Timely investigation and resolution of any client queries relevant to your role and areas of expertise. Highlight and recommend process improvements to your line manager that will improve the levels of quality, productivity & client service. Participate in projects or initiatives as needed such as writing procedures. Ensure that all of your tasks have been completed in accordance with your checklist(s) and procedures. Strive to constantly improve your skills through training & development. Support the onboarding of new business to the team. Actively contribute to the training and onboarding of new team members. Promote teamwork and collaboration across teams (including other offices), actively encouraging interaction and providing assistance to others where required. Please note that the working hours for this position can vary as the business needs require. This means that weekend work, extended hours, and market holiday coverage can and will be expected to meet critical business deadlines. Candidate Profile / Key Skills Qualifications/Experience It is expected that with limited supervision the individual will deliver each of the key objectives of the role identified above, working to strict deadlines and to the highest degree of accuracy. A minimum of a Bachelor degree preferred. Proficient in Microsoft Excel Experience within the financial industry, ideally working with corporate actions and company data. Working knowledge and understanding of global financial markets and products, incorporating indexes, is essential. Ability to work to strict deadlines and manage workloads effectively in a pressured environment. A proven track record for achievement in delivering a high quality service. TYPE OF PERSON Ability to multi-task and work on multiple systems simultaneously. Dynamic, enthusiastic and responsive to change. Ability to work to tight deadlines and under pressure. Logical and structured approach. Excellent interpersonal, communication and motivational skills. Ability to pay meticulous attention to detail. Effective written and spoken communication and presentation skills. GENERAL Comfortable with flexible hours team player Highly motivated Self-starter Join us and be part of a team that values innovation, quality, and continuous improvement. If you're ready to take your career to the next level and make a significant impact, we'd love to hear from you. LSEG is a leading global financial markets infrastructure and data provider. Our purpose is driving financial stability, empowering economies and enabling customers to create sustainable growth. Our purpose is the foundation on which our culture is built. Our values of Integrity, Partnership, Excellence and Change underpin our purpose and set the standard for everything we do, every day. They go to the heart of who we are and guide our decision making and everyday actions. Working with us means that you will be part of a dynamic organisation of 25,000 people across 65 countries. However, we will value your individuality and enable you to bring your true self to work so you can help enrich our diverse workforce. We are proud to be an equal opportunities employer. This means that we do not discriminate on the basis of anyone's race, religion, colour, national origin, gender, sexual orientation, gender identity, gender expression, age, marital status, veteran status, pregnancy or disability, or any other basis protected under applicable law. Conforming with applicable law, we can reasonably accommodate applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. You will be part of a collaborative and creative culture where we encourage new ideas. We are committed to sustainability across our global business and we are proud to partner with our customers to help them meet their sustainability objectives. Our charity, the LSEG Foundation provides charitable grants to community groups that help people access economic opportunities and build a secure future with financial independence. Colleagues can get involved through fundraising and volunteering. LSEG offers a range of tailored benefits and support, including healthcare, retirement planning, paid volunteering days and wellbeing initiatives. Please take a moment to read this privacy notice carefully, as it describes what personal information London Stock Exchange Group (LSEG) (we) may hold about you, what it's used for, and how it's obtained, your rights and how to contact us as a data subject. If you are submitting as a Recruitment Agency Partner, it is essential and your responsibility to ensure that candidates applying to LSEG are aware of this privacy notice.

The Commercial Underwriter underwrites medium to complex commercial relationships mainly in the area of Commercial & Industrial and Investment Real Estate relationships in excess of $1 million. The Commercial Underwriter is responsible for completing spreads and financial analysis, understanding and identifying policy and guideline exceptions, evaluating the repayment capacity of the borrower and understanding basic loan structure and documentation in order to evaluate terms and conditions of loan proposals. This position works directly with lending professionals such as our Commercial Lenders, Commercial Regional Executives and Regional Credit Executives. The Commercial Underwriter may be asked to supplement analysis and discussion at the bank's loan committee. Analysis includes, but is not limited to, the financial condition of the borrower, likelihood of achieving projections, relevant market and industry data, evaluation of repayment capacity, and complex individual tax returns. The Commercial Underwriter also interacts with a variety of external professionals and represents the bank in interactions with bank clients and other professionals, including client-facing responsibilities. ESSENTIAL JOB FUNCTIONS: Works independently on moderate to complex financial analysis with minimal guidance from members of the credit leadership team and other Commercial Underwriters Underwrites commercial loan relationships within established service levels Independently constructs financial models and performs financial analysis, including but not limited to, repayment capacity, discounted cash flows, and enterprise valuation Identifies underwriting policy and guideline exceptions using working knowledge of established policies and procedures Maintains working knowledge of best practice and regulatory issues Assists in the preparation of Industry Studies as assigned that include, but are not limited to, i) a review of the regional and national markets, ii) analysis of the performance of the bank's portfolio, iii) analysis of the financial stability of the industry and key risks, iv) recommendation to senior and executive management regarding segment limits which ultimately are presented to the bank's board of directors for approval May be asked to participate in internal or cross-functional process improvement projects and other management reports May be asked to participate in or lead the validation of various reports and industry information Authors annual reviews of assigned relationships with minimal supervision Assists with industry research as assigned JOB REQUIREMENTS: Bachelor's degree in Finance or Accounting and/or Economics with sufficient credits in Accounting Demonstrates an understanding of credit management, credit operations, and commercial lending Demonstrates a basic understanding of commercial loan structure and documentation Prior experience in credit analysis or financial analysis KNOWLEDGE/SKILLS REQUIRED: Excellent customer service skills Excellent business writing skills Strong verbal and written communication skills Excellent interpersonal skills High level of attention to detail, with strong problem solving & organizational skills Ability to perform effectively in fast-paced environment, multi-task and prioritize workflow Working Knowledge of Microsoft Office, especially Word, Excel Working knowledge of loan accounting systems and financial statement spreading systems preferred PHYSICAL AND MENTAL QUALIFICATIONS: Standing, walking, bending and stooping required Must be able to sit at a desk for long periods of time and use a computer Must be able to occasionally move or lift up to 10 pounds May be asked to work supplemental hours periodically Limited travel required occasionally during and after business hours The above statements are intended to describe the general nature and level of work being performed by the incumbent assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and/or skills required of all personnel so classified. NOT A CONTRACT

New York, New York;Chicago, Illinois; Charlotte, North Carolina; Atlanta, Georgia **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (*************************************************************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for performing risk assessment and repayment capacity analysis (i.e., financial, borrower, industry, etc.) and preparing transaction justification for moderately complex/complex transactions with limited oversight. Key responsibilities include documenting credit analysis, independently assessing historic and projected borrower financial information, evaluating adherence to policy and procedure, providing loan structure analysis and recommendations, and monitoring portfolio performance. **Responsibilities:** + Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility + Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions + Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities + Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process + Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements + Analyzing new prospects for credit quality and ABL potential, including financials and projections + Evaluate collateral from a broad spectrum of industries for suitability for asset-based facilities. + Assist in negotiation of term sheets and credit agreements with prospective clients. + Prepare internal documentation to evaluate new opportunities to include pre-screens and final approval documentation. + Work closely with risk management on approvals; present borrower and structure to risk committee in order to secure deal approval + Work with outside counsel and other third parties, including appraisers and field examiners, to document and close transactions **Required Qualifications:** + 7+ years' experience credit, underwriting, and structuring of corporate lending transactions. + Deep knowledge of and ability to work with Legal Documentation (commitment papers, term sheets, credit agreements, intercreditor agreements, etc.) + Able to establish and maintain collaborative partnerships with both internal and external clients. + Demonstrates strong team-minded behavior; can work constructively to create win-win solutions that build trust. + Demonstrates deep and broad business acumen - a strong businessperson with credit and technical skills. + Easily navigates multiple client and support organizations; able to engage and gather resources through various business partners in order to achieve successful outcomes. **Desired Qualifications:** + 10+ years asset-based experience + Familiarity with asset-based lending across broad industries, including specific sector risks and nuances + BA/BS Degree with concentration in Finance, Accounting or related **Skills:** + Attention to Detail + Credit and Risk Assessment + Financial Analysis + Underwriting + Written Communications + Analytical Thinking + Credit Documentation Requirements + Financial Forecasting and Modeling + Recording/Organizing Information + Business Acumen + Collaboration + Collateral Management + Loan Structuring + Prioritization **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Chubb is seeking a dynamic and results-oriented Senior Underwriter to drive growth initiatives in the consolidation team and manage large portfolio opportunities. This role requires leveraging Chubb's full suite of Property and Casualty products to craft tailored solutions for our clients, in a growing market opportunity. The ideal candidate will possess a strong commercial multi-line underwriting acumen and demonstrate exceptional problem-solving skills, with a focus on profitability and growth. Major Duties & Responsibilities: Underwriting responsibilities include evaluating, accepting, rejecting, or modifying Small Business risks within established underwriting guidelines and authority Demonstrate strong underwriting quality and profitability through appropriate risk assessment and documentation Takes ownership for an assigned territory and communicates underwriting decisions quickly and effectively with assigned agents. Assigned territory to include specific book consolidation deal by producer. Develop and maintain strategic relationships with Business Development Leaders and Operations Leads to enhance profitability and growth within the assigned territory Identify and capitalize on enterprise cross-sell opportunities using Chubb's comprehensive product suite Understand the unique needs of large portfolio clients and collaborate with agents to deliver Chubb's value proposition effectively Create, implement, and execute strategic agency plans in partnership with Operations Leads to drive business results Qualifications Minimum 3 years experience in multi-line underwriting within the Small and Lower Middle Market space, with a proven track record in managing large portfolios Must possess a strong commercial multi-line underwriting acumen with the ability to handle and make rapid decisions on small business risks Demonstrate tenacious problem solving skills and the ability to adapt to change as the company advances its strategic vision Strong sales acumen, effective communication and creative marketing skills are critical; must be able to demonstrate success with managing tight time frames, high volumes of work, agency relationships and positioning Chubb's strengths within Small Business and Lower Middle Market Exhibit a strong entrepreneurial attitude needed to build a high performing territory A strong track record of service orientation is required. Knowledge and proficiency with technical issues, compliance, coverage, products and pricing strategies expected Proficient in using the company's commercial rating and policy issuance systems and software programs (MS Word, Excel) needed to conduct daily business Travel Bachelor's degree or equivalent work experience

The Mortgage Loan Underwriter position is responsible for underwriting Conventional, FHA, and VA loans following established company, agency and investor guidelines. The underwriter evaluates mortgage loan files and assesses risk based on compliance, agency, investor, and company guidelines to ensure salability with minimal loss. Individuals in this role are required to keep current with regulatory and market changes. Ideal candidates will be service-focused with superior time-management and communication skills, have the ability to multi-task. Key responsibilities Complete thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans Review resubmitted files and documents Make and issue independent compliant loan decisions Maintain company service level and turn-time standards Respond to audits and post-closing issues in a timely manner Maintain working knowledge of agency and investor guidelines and policies Mentor processing staff on underwriting deficiencies and calculation errors Other duties as assigned Compensation -Initial hours 9-5 + OT at month end. Ability to work from home after 6 months (with one day a week in office). -Starting salary begins at $36.00/hr+ based on credentials and interview -Quarterly bonuses offered -Full Benefit package offered Qualifications 2 years' experience underwriting with strong credit, collateral, and risk analysis background preferred FHA, VA designations preferred Strong analytical decision-making and problem-solving abilities Demonstrated success in a fast-paced, high-stakes environment Excellent verbal and written communication skills Additional Information All your information will be kept confidential according to EEO guidelines.

As a leading provider of insurance and reinsurance with worldwide operations and employees in Bermuda, U.S., U.K., Continental Europe and Asia, we recognize that our success is derived directly from those who matter the most: our people. At Sompo International, our values of integrity, collaboration, agility, execution and excellence underpin our culture and our commitment to providing an employee experience that attracts and engages the best talent in the industry. As we continue to grow, we strive to find diverse, innovative and driven professionals to join our teams and offer a broad range of career and development opportunities at all levels, in multiple business areas, in each of our locations throughout the world. Our compensation and benefits programs are market driven and competitive, with excellent family friendly policies and flexible working provisions. Job Description Sompo has a unique opportunity for a Sr. Underwriter in our Large Property team. This position will support our Industry Practice business. Sompo North America provides a client-centric white-glove service approach by offering comprehensive multi-line capabilities to accounts in select industry verticals including real estate, hospitality, financial institutions, and professional services. Taking a holistic approach to risk management, the unit offers commercial property, primary casualty (general liability, commercial auto, workers' compensation), lead umbrella, and environmental coverages, as well as parametric natural catastrophe products to small, middle-market and large accounts across target industry verticals in the U.S. We also offer the same level of sophisticated services and coverages to Asian-interest accounts in the U.S. Location: This position will be based out of one of our Alpharetta, GA, Conshohocken, PA and Charlotte, NC offices. We strive for collaboration which is why we offer a work environment where our employees thrive and develop long lasting careers. Our business, your impact, our opportunity: What you'll be doing: * Effectively drive acceptable submission activity and quickly determine acceptability of risk in accordance with Sompo guidelines and standards; * Good understanding of pricing components and rating methodology; prices risk based on financial and competitive analysis; * Ability to analyze joint venture partners and underwrite foreign parents of US subsidiaries on reverse flow business. * Uses all appropriate underwriting tools, disciplines and knowledge of strategies to ensure underwriting guidelines are followed; * Exhibits strong technical underwriting skills through strategic, thorough account reviews and file documentation; * Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory; * Adheres to guidelines and underwriting discipline to minimize exposure and appropriately price risks; * Keeps current on state/territory issues, regulations and trends; and * Complete understanding and ability to use sophisticated pricing models across various structures: guaranteed cost, captives, SIRs, deductibles, etc. * Ability to navigate varying program structures: shared and layered (primary, excess or quota share) placements or single carrier placements What you'll bring: * Minimum 5 plus years of underwriting/insurance experience * Bachelor's Degree preferred * Shared and layered experience, preferably in a primary position * Well versed and experienced in working, producing, and underwriting all sizes of accounts with the large brokerage houses, agents and specialty retailers * Experience in underwriting real estate, hospitality, financial institutions and professional services * Established underwriting, quoting, and binding track record of profitable business * Well established relationships with brokers and agents on both a regional and national level * Ability to thrive in a fast-paced and dynamic environment * Strong expertise in working with broker manuscript forms and have exposure to top-tier brokers, demonstrating a deep understanding of the insurance market and client needs. * This role involves a blend of field marketing with broker partners and direct client interactions * Strong negotiation skills * Team player and collaborative by nature * Strong attention to detail * Hybrid work model Salary Range: Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience. At Sompo, we recognize that the talent, skills, and commitment of our employees drive our success. This is why we offer competitive, high-quality compensation and benefit programs to eligible employees. Our compensation program is built on a foundation that promotes a pay-for-performance culture, resulting in higher incentive awards, on average, when the Company does well and lower incentive awards when the Company underperforms. The total compensation opportunity for all regular, full-time employees is a combination of base salary and incentives that gets adjusted upfront based on overall Company performance with final awards based on individual performance. We continuously evaluate and update our benefit programs to ensure that our plans remain competitive and meet the needs of our employees and their dependents. Below is a summary of our current comprehensive U.S. benefit programs: * Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution * Pharmacy benefits with mail order options * Dental benefits including orthodontia benefits for adults and children * Vision benefits * Health Care & Dependent Care Flexible Spending Accounts * Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children * Company-paid Disability benefits with very competitive salary continuation payments * 401(k) Retirement Savings Plan with competitive employer contributions * Competitive paid-time-off programs, including company-paid holidays * Competitive Parental Leave Benefits & Adoption Assistance program * Employee Assistance Program * Tax-Free Commuter Benefit * Tuition Reimbursement & Professional Qualification benefits In today's world, what do we stand for? Ethics and integrity are the foundation of delivering on our commitment to you. We believe that core values drive success, and that when relationships are held in the highest regard, there is nothing that cannot be accomplished. At Sompo, our ring is more than a logo, it is a symbol of our promise. Click here to learn more about life at Sompo. Sompo is an equal opportunity employer and we intentionally value inclusion and diversity. Above all, we want you to work in an environment that respects everyone's unique contributions - we are passionately committed to equal opportunities. We do not discriminate based on race, color, religion, sex orientation, national origin, or age.

Company Details Berkley Southeast is a member company of W. R. Berkley Corporation, a Fortune 500 Company, whose insurance company subsidiaries are rated A+(Superior) by A. M. Best Company. BSIG provides local underwriting, risk services, claim, marketing and audit services for agents and policyholders in Alabama, Georgia, Mississippi, South Carolina, North Carolina and Tennessee. We take a broad approach to underwriting for ‘best in class' businesses, primarily in: construction, light manufacturing, wholesale, distribution and business service industries. The Company is an equal employment opportunity employer. ************************ Responsibilities Seeking a Director, Corporate Underwriter who will provide expertise, guidance, and support to our regional offices to ensure that the Underwriting team is adequately equipped and supported to achieve Company growth and profitability objectives. You will develop underwriting guidance as a key member of the underwriting team and administer underwriting best practices consistent with Berkley Southeast Insurance Group profit and production objectives. Key functions include but are not limited to the following: • Provides underwriting guidance that demonstrates an effective balancing of corporate profit and production objectives. • Develops and implements underwriting guidelines; monitors underwriting quality to ensure proper execution of underwriting guidelines and underwriting appetite, and potential new program opportunities. • Monitors product, class, state, and Profit Center performance for assigned areas of responsibility. • Conducts portfolio reviews to identify loss drivers, makes recommendations to improve underwriting quality. • Works in conjunction with actuarial staff, systems, and Corporate Underwriting Directors to develop/revise proprietary forms; reviews and completes necessary Rate, Rules, Forms and State filings. • Collaborates with Corporate Underwriting Directors and underwriters on referral accounts. • Develops and conducts regular training sessions designed to increase technical proficiency of underwriting staff. • Promotes consistency and quality of underwriting performance through the execution of the BSIG Quality Control Program and Profit Center audits. Consults with Underwriting Leadership concerning changes to Underwriter authority based on quality review information and assessment of Underwriter technical knowledge. • Keeps abreast of industry developments, including participation in appropriate industry meetings, seminars, and education sessions. • Understands BSIG's business and the factors that affect its success. • Other underwriting related projects as assigned. Qualifications Bachelors Degree in relevant discipline or equivalent combination of education and experience. Five or more years of progressive Commercial Lines Insurance experience, demonstrating a high level of technical underwriting skills. Casualty and/or Property underwriting experience including the following lines of business; Property, General Liability, Automobile, Worker's Compensation and Umbrella Preferred CPCU or CIC designation Demonstrates the ability to analyze a variety of situations effectively and to present logical solutions to problems. Demonstrates strong communication, interpersonal and negotiation skills to deal with all levels of staff and management. Demonstrates organizational skills necessary to prioritize and handle multiple tasks. Solid knowledge of insurance products/coverage, market segments and marketplace. Action oriented with a strong drive to achieve results. The Company is an equal employment opportunity employer. Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for performing risk assessment and repayment capacity analysis (i.e., financial, borrower, industry, etc.) and preparing transaction justification for moderately complex/complex transactions with limited oversight. Key responsibilities include documenting credit analysis, independently assessing historic and projected borrower financial information, evaluating adherence to policy and procedure, providing loan structure analysis and recommendations, and monitoring portfolio performance. Responsibilities: * Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility * Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions * Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities * Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process * Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements * Analyzing new prospects for credit quality and ABL potential, including financials and projections * Evaluate collateral from a broad spectrum of industries for suitability for asset-based facilities. * Assist in negotiation of term sheets and credit agreements with prospective clients. * Prepare internal documentation to evaluate new opportunities to include pre-screens and final approval documentation. * Work closely with risk management on approvals; present borrower and structure to risk committee in order to secure deal approval * Work with outside counsel and other third parties, including appraisers and field examiners, to document and close transactions Required Qualifications: * 7+ years' experience credit, underwriting, and structuring of corporate lending transactions. * Deep knowledge of and ability to work with Legal Documentation (commitment papers, term sheets, credit agreements, intercreditor agreements, etc.) * Able to establish and maintain collaborative partnerships with both internal and external clients. * Demonstrates strong team-minded behavior; can work constructively to create win-win solutions that build trust. * Demonstrates deep and broad business acumen - a strong businessperson with credit and technical skills. * Easily navigates multiple client and support organizations; able to engage and gather resources through various business partners in order to achieve successful outcomes. Desired Qualifications: * 10+ years asset-based experience * Familiarity with asset-based lending across broad industries, including specific sector risks and nuances * BA/BS Degree with concentration in Finance, Accounting or related Skills: * Attention to Detail * Credit and Risk Assessment * Financial Analysis * Underwriting * Written Communications * Analytical Thinking * Credit Documentation Requirements * Financial Forecasting and Modeling * Recording/Organizing Information * Business Acumen * Collaboration * Collateral Management * Loan Structuring * Prioritization Shift: 1st shift (United States of America) Hours Per Week: 40