Underwriter jobs in Des Moines, IA

WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

**Come join our amazing team and work Remote !** We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan. **What you'll do:** + A thorough knowledge of **Non Agency or NON QM** mortgage loan underwriting. + Maintains highly confidential information concerning loan applicants. + Requires high level of organizational skills and ability to work on several tasks simultaneously + Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. + Applies and interprets company underwriting guidelines and makes sound credit decision. + Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. + Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. + Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. + Determines any conditions, stipulations or pre-funding requirements. + Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. + Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise **What you'll need:** + 5+ years mortgage underwriting work experience. + Experience Underwriting Non Agency or Non QM Loans + Paperless Loan Origination System experience preferred. + DU and LP experience required. + Experience working in a paperless environment preferred. **Our Company:** Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** . **What is the value proposition to joining the team?** + Increased earning capacity due to access to our 48 state territory. + Ability to market faster and more efficiently inside the operation. + Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible. + Professional account manager's partner with you and your brokers to add value every step of the way. + Base pay plus an industry leading commission plan. + Take over existing accounts. **What We Offer:** + Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. + Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. + Customized training programs to help you advance your career. + Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. + Educational Reimbursement. + Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

Essential Job Duties and Responsibilities: Examines insurance documents such as applications, production reports, acreage reports, and applies underwriting rules. Enters information into the computer, including policy information, production data, acreage report data, etc. and updates records. Confirms accuracy of information against edits and corrects errors. Communicates by phone and by letter with agents, FSA county offices, field personnel, and policyholders to obtain information, records, and to answer questions and inquiries. Reviews and analyzes scanned document images and routes to appropriate work queues. Prepares, prints, and analyzes a variety of reports and policy forms. Assists with training of Underwriting Assistant and part-time personnel, as necessary. Assists with other duties as necessary. Knowledge, Skills, and Abilities Knowledge of or the ability to learn MPCI program and the applicable underwriting rules and procedures. Ability to learn and understand what information is needed to process insurance policies, FCIC rules and regulations, policy provision, etc. Ability to understand printed policy information, such as manuals, handbooks, and actuarial documents and to apply information to work tasks. Basic keyboarding skills, ten-key skills, and the ability to rapidly and accurately enter information into the computer. Ability to comprehend agents' questions and concerns over the telephone and to provide correct, courteous answers. Ability to organize and prioritize multiple tasks. Ability to effectively communicate and maintain business relationships with company personnel, outside resources and customers. Ability to learn and apply company terminology, processes, and systems. Ability to learn and develop skills in the use of department equipment. Ability to perform basic and complex mathematical calculations. Ability to remain calm and professional. Ability to work well with people in a team environment. Ability to work from oral and written communications. Ability to maintain confidentiality. Ability to assist in other work-related areas as required. Job Qualifications High School or GED required and at least 6 months as an Underwriter Assistant at Rain and Hail or at least one year of previous crop underwriting experience or a baccalaureate degree.

If you're passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide's Property and Casualty team could be the place for you! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. Ideally, looking for someone based in Des Moines, IA, but willing to consider qualified candidates based in other areas of the contiguous US specifically the Southwest, West, or Pacific Northwest. #LI-CL1 #LI-Remote Summary Do you thrive in an environment where you can put your critical thinking and communication skills to work every day? Do you appreciate being able to contribute individually as well as collaboratively? Our Surety Underwriting team values initiative, the ambition to grow and learn, a broad skill set that includes everything from marketing to finance to risk analysis and a solutions focused approach. We're technology savvy and highly motivated to grow our business with excellent career advancement opportunities. If you can see yourself as a member of our team, in a company that wants to grow in this space, then we want to know more about you! Markets, manages and underwrites new, profitable surety business production, through direct and in person contact with select agencies or brokers. Drives profit and premium to meet financial goals and objectives through development, negotiation and execution of business plans. Collaborates with internal partners to extract new business from the agency force to review, quote, inspect and issue. Expands and enhances agency/company relationships for the purposes of writing new business. Under limited direction, underwrites accounts based on authority level granted to the role and underwriting appetite. Authority is granted based on experience and expertise. Job Description Key Responsibilities: Monitors market conditions, competitive landscape, and confirms information gathered within market space. Researches risk, environment and factors necessary to win the account. Additional and more complex research may be required to appropriately assess more complex accounts. Analyzes quality and quantity of risks underwritten and prepares reports accordingly. Accurately evaluates complex risk exposures and ensures review of financial documents, credit reports, bank and other underwriting documents. Accepts, rejects, or modifies new commercial lines business to ensure profitability. Prices business according to company underwriting and pricing guidelines, and ensures standards for timelines are met. Reviews for acceptability and handles those within authority using company underwriting guidelines and standards. Manages workflow and intricacies of underwriting more complex assigned work, utilizing company tools and systems to meet service level agreements. Ensures file handling quality and workflow efficiency with a thorough understanding of overall surety strategic direction and operating plans. Key contributor to robust agency business development planning discussions. Develops annual DWP goals with assigned agents and develops plans in partnership with agents to achieve annual production goals. Markets surety products to help drive agency and company results. Assists agency with strategies for pipeline management and to develop new business in targeted industries and preferred markets. Responds effectively to assess accounts and develop business propositions to win the business. Makes accurate assessments of future agency potential and is able to communicate/discuss the assessment with agency partners in a positive and professional manner. Consults with agents, accounts and internal partners to resolve business issues and makes recommendations based on findings. Shares understanding of organizational capabilities and opportunities to drive maximum value of relationships. Consults regarding the appetite, acceptability, terms, conditions, pricing and sales techniques of large or complex accounts. Provides industry trend observations to leadership. Effectively communicates with agencies to establish the company as the surety provider of choice for the territory. Communicates product, technology changes and company objectives. Communicates and collaborates actively with leadership to share industry trends and field underwriting experience. Completes agency visits, as appropriate, to develop new accounts, service existing accounts, review agency performance and enhance agency relationship. Establishes and maintains strong business relationships with agencies, producers and key groups. Leads delivery of appropriate customer service levels. Follows up and ensures proper handling of advanced customer service requests. Ensures that tools, training and support are in place to positively impact success for assigned agencies. Identifies and communicates training needs and opportunities. Participates in program and product orientation meetings in conjunction with Sales/Marketing partners as the underwriting subject matter authority. Provides professional development knowledge and insight to team members. May help mentor new field underwriters and provide coaching. Proven ability to manage heavy workload effectively and backup other team members as needed. May perform other responsibilities as assigned. Reporting Relationships: Reports to manager or director. No direct reports. Typical Skills and Experiences: Education: Undergraduate degree in business or a related field preferred. License/Certification/Designation: Pursuit of technical insurance coursework such as AFSB is highly desirable. Experience: Five years experience in surety underwriting preferred. Knowledge, Abilities and Skills: Knowledge of Surety's overall strategic direction and plan, including goals and objectives to achieve profit and growth. Requires advanced knowledge on all aspects of surety underwriting practices, procedures, policies, and company Excellent interpersonal and sales skills, including ability to make presentations and meet with all levels of agency personnel. Ability to build and maintain cooperative and mutually rewarding internal and external partnerships. Must have the ability to perform duties with independent judgment with underwriting authority and company underwriting standards. Demonstrated decision making ability and strong drive for results. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and HR Business Partner. Values: Regularly and consistently demonstrates the Nationwide Values. Job Conditions: Overtime Eligibility: Not eligible (Exempt). Working Conditions: Extended and/or non-standard work hours may be required as well as extensive travel in the field. May require the ability to relocate. Must have a valid driver's license with satisfactory driving record in accordance with Nationwide standards. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 10/31/2025. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Underwriter - Business Development - Surety : $75,500.00-$156,000.00The expected starting salary range for Sr Underwriter - Business Development - Surety : $84,000.00 - $126,000.00

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

Works closely with relationship managers, senior underwriters, and credit department staff to analyze and structure loan requests. Oversees Credit Approval Form (CAF) completion per guidelines. May lead (or assist) in presenting requests to loan committee or credit staff when necessary. Essential Functions: Works with loan officers to structure credit requests per policy guidelines. Prepares loan pre-flight and loan committee presentation items, including detailed financial and collateral analysis. Performs annual credit reviews of existing commercial, agricultural and SBA borrowers, including analyzing financial statements, cash flows, covenant compliance and communicating results to the credit team and relationship managers. Proactively engage with relationship managers and borrowers to ensure customer centered loan approval process. Possesses thorough knowledge of LSB's lending policies and practices. Represents Lincoln Savings Bank in a positive light in all professional duties. This includes participating in civic, community and networking event to cultivate productive relationships for the bank. Performs other duties and responsibilities as defined by Management. Key Attributes: Ability to multitask and manage multiple loan transactions simultaneously. Strong written & oral communication skills. Detail oriented with good time management skills. Required Qualifications: Bachelor's degree in finance, accounting, business, or related field required. 3 - 5 years analysis experience, preferable in commercial lending. Proficient with Microsoft Office (Outlook, Word, Excel, PowerPoint). Preferred Qualifications: Experience with SBA lending. Equal Opportunity Employer, including Veterans and Individuals with Disabilities.

Works closely with relationship managers, senior underwriters, and credit department staff to analyze and structure loan requests. Oversees Credit Approval Form (CAF) completion per guidelines. May lead (or assist) in presenting requests to loan committee or credit staff when necessary. Essential Functions: Works with loan officers to structure credit requests per policy guidelines. Prepares loan pre-flight and loan committee presentation items, including detailed financial and collateral analysis. Performs annual credit reviews of existing commercial, agricultural and SBA borrowers, including analyzing financial statements, cash flows, covenant compliance and communicating results to the credit team and relationship managers. Proactively engage with relationship managers and borrowers to ensure customer centered loan approval process. Possesses thorough knowledge of LSB's lending policies and practices. Represents Lincoln Savings Bank in a positive light in all professional duties. This includes participating in civic, community and networking event to cultivate productive relationships for the bank. Performs other duties and responsibilities as defined by Management. Key Attributes: Ability to multitask and manage multiple loan transactions simultaneously. Strong written & oral communication skills. Detail oriented with good time management skills. Required Qualifications: Bachelor's degree in finance, accounting, business, or related field required. 3 - 5 years analysis experience, preferable in commercial lending. Proficient with Microsoft Office (Outlook, Word, Excel, PowerPoint). Preferred Qualifications: Experience with SBA lending. Equal Opportunity Employer, including Veterans and Individuals with Disabilities.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

Job DescriptionDescription: AMBA is seeking a talented Underwriter to join our growing Client Delivery Team! We are looking for someone who thrives in an agile, team-oriented environment, is a critical thinker, and has a data driven mindset. About AMBA Since 1981, AMBA has been a trusted provider of essential coverage for retired public servants nationwide. Our reach extends to diverse groups, including hardworking public employees, state retirees, educators, military personnel, trade professionals, firefighters, law enforcement, Unions, Alumni groups, Allied Healthcare, and other non-profit associations. As a full-service marketing and membership development company, we proudly offer outstanding insurance services to our vast network of 44 million members across 450+ associations in all 50 states. Benefits Comprehensive benefits package including medical, dental, and vision insurance, spending accounts, and other voluntary benefits. Annual Bonus Program. Corporate 401k Matching. Generous time off including vacation days, 10 paid company holidays, and paid parental leave. Sick time that can be used for both physical and mental wellness days. Community Involvement perks, including 1 paid day off each year to volunteer with a local charity of your choice and company volunteer events. Free, confidential counseling and support through our Employee Assistance Program (EAP). Support & development to cultivate your knowledge and continuing education to support your professional designations. Business casual dress code. Hybrid work arrangement. About the Role As part of a growing team, you will bring a positive attitude and energy to our team. The primary duties are ensuring we are providing excellent service, product knowledge, and presenting the best possible coverage options to our new and existing clients. The Underwriter applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a commercial insurance risk. This role is responsible for providing ongoing service and account maintenance for multiple programs and/or products. The Day-to-Day Applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a risk with limited supervision. Contributes to the profitability of the business through the underwriting of new and renewal applications. Determines appropriate coverages and rates and prepares quote documents. Makes logical and precise recommendations to the carrier when required. Provides ongoing service and account maintenance for multiple programs and/or products. Assists with projects as needed. Ensures that all regulatory, compliance and transparency requirements are met and complies with all internal policies and procedures. Manages workload within established service levels and/or production requirements. Handles less complex accounts typically for one P&C program. Has limited underwriting authority and works within pre-stated rating structures as defined by the carrier. Requirements: Underwriting background and experience preferred Insurance Industry experience preferred High School Diploma Must be Property and Casualty Licensed or pass licensing test within 1 year Proficient in MS Excel and Word Ability to work well in team-based environment with a positive attitude Excellent written and verbal communication skills Excellent organizational and time-management skills to handle multiple tasks in a fast-paced environment AMBA is an equal opportunity employer committed to providing a workplace free from harassment and discrimination. We celebrate the unique differences of our employees because that is what drives curiosity, innovation, and the success of our business. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, pregnancy, parental status, genetic information, political affiliation, or any other status protected by the laws or regulations in the locations where we operate. We value diversity and the skills, knowledge, and experience that difference brings to our culture, attracting top talent with shared values and forming the foundation for a great place to work.

When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: + Award-winning culture + Inclusion and diversity as a priority + Performance Based Incentive Plans + Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability + Generous PTO (including paid time to volunteer!) + Up to 9.5% 401(k) employer contribution + Mental health support + Career advancement opportunities + Student loan repayment options + Tuition reimbursement + Flexible work environments **_*All the benefits listed above are subject to the terms of their individual Plans_** **.** And that's just the beginning... With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! **General Summary:** The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. **Principal Duties and Responsibilities** + Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. + Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. + Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these + Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences + Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners + Assist with training, technical development and mentoring more junior underwriters **Job Specifications** + Bachelors degree or equivalent, relevant business experience + Demonstrated, consistent proficiency at Underwriter level + Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits + Strong technical expertise in risk selection + Demonstrated understanding of top-line and bottom-line objectives + Exhibit strong knowledge of sales/distribution process and market trends + Solid mentoring and coaching skills + Strong creative problem solving skills + Strong critical thinking/analytical reasoning skills + Strong communication skills, both verbal and written + Strong organizational skills and ability to handle multiple priorities + Strong ability to be persuasive and to negotiate + Demonstrated ability to work both independently and in a team environment + Exhibit a strong commitment to quality and personal ownership of results \#LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$100,700.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum

Job Details West Des Moines, IADescription Underwriting Analysis & Documentation: Determines the acceptability of surety risks, based on the Merchant's guidelines and marketing strategy. Operates within the authority established by the Senior Vice President - Contract Underwriting. Reviews agent submissions/applications and assures that business statements, personal statements and work-on hand schedules are analyzed and noted properly. Accurately evaluates for future profit or loss potential and verifies appropriate rates for the risk. Obtains background information and references in order to analyze and properly evaluate the risk. Prepares contract bond quotations. Responds to questions regarding the proposed program and rate. Creates year end updates on accounts and provides direction to the agent regarding further handling of the account. Assures an accurate count of our contract bond backlog by keeping existing files and the status of existing bonds up to date. Maintains current File Notes, reflecting significant events and important information regarding the account. Reviews specific contract bond forms and contracts to assess acceptability of risk. Recommends potential contract wording or revisions to make the risk more acceptable to the Company. Presents account terms and conditions properly so they are easily distinguishable and understood. Maintains current data on Underwriting Information Sheet for all major accounts. Serves as backup to other team underwriters in their absence to respond to client questions and issues. Is assigned a greater number of agencies as the backup underwriter. Works effectively within their assigned level of authority. Prepares documented recommendations on requests that are outside their level of authority. Prepares quarterly team production reports and travel recaps based on team specifications. Marketing & Relationship Building: Maintains positive relationships with existing agencies and major accounts, including regular on-site visits. Continues to build premium and business opportunities with key agents and accounts. Solicits feedback regarding our service levels and performance. Typically, is assigned a larger territory that includes more than one state. Maintains current account and relationship information. Completes meeting summaries in a timely fashion. Develops new business opportunities by prospecting for new agency relationships. Effectively utilizes marketing materials in presentations, proposals and other marketing efforts. Represents Merchants Bonding and their interests professionally at industry functions. Networks with industry peers and experts to stay up-to-date on industry developments and potential legislative issues. Plans and manages effective meetings with agents and/or contractors using effective meeting management tools. May be asked to take Contract Underwriters and Territory Contract Underwriters with them to provide training to less senior team members. Establishes and achieves quarterly and annual production goals. Typically handles up to $2.5 million in production. Qualifications Education and Experience: Bachelor's degree or equivalent work experience in business, underwriting, insurance or a related field plus 5- 12 years of experience in bond underwriting or a similar role in the Surety industry. knowledge of construction techniques, contract terms/variations, financial institution/ construction accounting. Coursework in math, statistics and financial analysis would be helpful. Competencies: Leadership skills, able to work well with diverse groups of peers; communicate positively and respectfully; provide excellent customer service to external and internal stakeholders; excellent written and verbal communication skills; uses analytical and critical thinking skills; balance workload assignments within time constraints; business acumen, and retain strict confidentiality. Experience with word processing, spreadsheets, and a working knowledge of Microsoft Office products preferred. Essential Functions: The associate must be able to analyze and rate contract surety bonds, travel to assigned regions and market the Company and their products.

Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. The Group Underwriter, Sr is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage. * Coordinates with other departments to ensure accuracy and consistency of overall account reporting. * Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. * Performs post-sale reviews. * Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. Minimum Requirements: Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities and Experiences: * CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred * Level Funded medical underwriting experience strongly preferred. * Small group experience preferred. Job Level: Non-Management Exempt Workshift: 1st Shift (United States of America) Job Family: UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Farmer Mac is looking to hire a driven, analytical, and personable individual with five (5) or more years of credit, lending, and structuring experience or three (3) or more years of relevant renewable energy experience for the position of Credit Underwriter for its Infrastructure Finance team. Team Summary Farmer Mac's Infrastructure Finance team is a fast-paced, knowledgeable, mission-oriented team lending to organizations that finance renewable energy project finance transactions, power and utility entities and broadband companies, in addition to providing wholesale lending to a select group of financial institutions. Infrastructure Finance has delivered significant growth and is a crucial business in the execution of Farmer Mac's strategic plan. The segment's focus is on deepening existing client relationships, developing new customer relationships, and diversifying the products offered to clients. Position Summary The primary responsibilities of the Credit Underwriter include underwriting new loan opportunities, writing analytical credit recommendations, running sensitivity models, and portfolio management as it pertains to the Renewable Energy segment. The Credit Underwriter will maintain power and utilities industry knowledge with an emphasis on renewable energy and help to maintain key relationships with customers and business partners. The Credit Underwriter will develop internal relationships to help conduct portfolio activities leading up to credit approval, as well as post-approval processing; and be a part of the team driving new product innovation. This role is expected to contribute immediately towards accelerating growth within Farmer Mac's Renewable Energy segment and contribute significantly to Farmer Mac's strategic objectives and initiatives. Who You Will Work With The Renewable Energy Credit Underwriter will report directly to the Senior Director - Credit Underwriting. The position holds a high level of visibility within the company and will have regular interaction with Senior Managing Director of Infrastructure Finance, Managing Director of Renewable Energy, Relationship Managers, Transaction Management, and Farmer Mac internal and external counsel. The position will also have a high degree of interaction with Farmer Mac credit committee, including the Chief Credit Officer, and Farmer Mac clients. Where and When You Will Work The position can be remote or based in Farmer Mac's Washington, DC or Johnston, IA, locations. Work outside of core hours may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events. Key Responsibilities * Primary contributor in the underwriting, portfolio management process, serving as a direct point of contact for client interaction during the underwriting and structuring phase. * Review, analyze, and assess complex transactions from a variety of counterparties across project finance space within the United States, with a focus on renewable energy. * Review and critically evaluate potential transactions including structure, key counterparties, technology, contracts, and financial projection models. * Review loan documentation and consultant reports of potential opportunities for acceptability of terms and conditions and advise on structural considerations. * Prepare and conduct credit presentations, recommending new or incremental credit exposure to the credit committee. * Work with Relationship Manager, Transaction Management, Loan Operations, and Legal to coordinate the close of transactions. * Manage an existing portfolio of borrowers, track ongoing financial performance and trends, report on covenant compliance, and ensure accurate borrower risk ratings. * Secondary contributor in preparing annual reviews with risk rating rationale, managing portfolio credit actions including amendments, waivers, and consents. * Develop and maintain knowledge of specific industries, economy, market conditions, rates, and competition. Professional Experience/Qualifications * Bachelor's degree in finance, accounting or related. * Five (5) or more years of credit underwriting experience or three (3) or more years of relevant renewable experience (e.g. development, finance, project management). * General understanding or willingness to learn specific dynamics of power industries and project finance structures. * Ability and desire to eventually handle renewable energy deal opportunities largely autonomously, including sensitizing financial models, calculating financial ratios, reviewing third-party reports and financing agreements, having awareness of power industry technologies and key participants, identifying key strengths and weaknesses, developing reasonable credit solutions, and providing credit recommendations. * Excellent skills in credit analysis, quantitative and qualitative assessments, valuation, loan underwriting, and documentation review. * Ability to work well in a team environment. * Must have strong written and verbal communication abilities. * Self-starter with strong work ethic and the ability to work on one or more tasks efficiently and effectively with minimal supervision. * Broad knowledge of risk management processes and functions. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. The typical base pay range for this role is $115,000 to $145,000 per year. Compensation will vary based on experience and geographic work location.

Your Team Allianz Commercial (AzC) is one of the largest marine insurers in the world and is a leader in inland marine insurance and related property coverage across North America and various worldwide locations. With a depth and breadth of marine capabilities that are unmatched in the industry. Allianz offers a broad portfolio of highly customizable products and an almost unlimited appetite for complex marine accounts that demand innovative solutions. Our Inland Marine and Related Property Insurance solutions cover over 100 classes of business, covering all aspects of moving or movable property. Whether it's a building under construction or a shipment of an original Picasso, our inland marine insurance underwriters provide flexible and creative solutions for the most challenging of inland marine exposures. The Impact You Will Have Reporting to the Senior Underwriting Team Lead Midwest, this position will underwrite profitable new and renewal business to meet the inland marine line of business targets regionally including global elements. Ownership of large accounts/clients including negotiation of participation, pricing and terms and conditions. Training and development of team and referral point for underwriters. Develop and maintain strong relationships with brokers and clients. Specialized technical expertise/lead for at least one sub-line of business. Some of your specific responsibilities could include: * Underwrite new and renewal accounts to meet top and bottom-line targets. Negotiate price and terms and conditions with producers. Proactively manage capacity. Underwrite and evaluate Natural Catastrophe Accumulation, ensuring an understanding of catastrophe modelling and interpretation of scenarios (for relevant LOBs). Underwrite International Insurance Programs (for relevant LOBs). * Underwrite in line with LoB governance framework - e.g. Underwriting Authorities, global MSU, Underwriting Guidelines, Rules and Principles. Ensure contract certainty is achieved on all accounts at time of inception. Ensure utilization of global pricing tools. Ensure placing and binding of FAC Reinsurance prior to policy inception. * Ensure accurate policy documentation issued to producers (where AzC responsibility to do so) or producers has issued documentation (where producer responsibility). File maintenance - ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled. Proactively support completion of policy administration and credit control processes. * Contribute to development and execution of regional Underwriting strategy for LoB regionally. Training, developing and coaching of less experienced staff (including Underwriters). Manage complex referrals from underwriters and spokes and re-underwrite complex business as appropriate. Delegate work as appropriate. * Proactively support acquisition of new business and retention of existing business (including client and producer negotiations where necessary). Proactively liaise with MMC on market management initiatives. * Positively represent AzC externally to the market. Proactively drive involvement of functional areas in Underwriting process, including e.g. MMC, ARC, Claims, Operations. Develop and maintain strong relationships with key producers and clients and other relevant stakeholders (e.g. risk managers). What You'll Bring to the Role - * A minimum 5 years' significant experience in underwriting profitable inland marine business. Specialized expert understanding of sub-LoB products and portfolio. Specialized understanding of regional/local LoB insurance markets and competitor landscape, including global elements. * Recognized relationships with brokers at peer group level and well established within market * Ideal candidate will have worked as an underwriter or account executive and be well versed in multiple inland marine products such as construction, transportation, miscellaneous coverages, and property (i.e., builder's risk, contractor's equipment, motortruck cargo, physical damage, mono line property for small to medium risks, and scheduled property floaters). * Good understanding of legal and regulatory framework. Experience working in complex, global matrix organization. * Preferably a bachelor's degree in Risk Management, Insurance, Business Administration, Finance or Economics. And completion of a professional insurance qualification. * Ability to assess risk inherent exposures and natural hazards relevant to LoB. Analyze current performance against various benchmarks applying how the market operates and functions, the business needs and customer needs. * Design, develop and implement consistent, robust wordings. Robust understanding of policy administration life cycle, information collection, policy issuance, premium bookings, credit control, cancellation. * Ability to analyze highly complex data from multiple sources, in detail; identify and resolve issues before they transpire * Ability to express ideas and messages clearly, both written and verbally. Ability to "sell" an improvised or prepared audience winning story. Ability to persuade and motivate others to act, without executive authority. * Use of general office application tools (i.e. PowerPoint, Excel, Word). * The ability to utilize AI tools to support day-today tasks, improve efficiency, and contribute to data-driven decision-making is valuable. A willingness to learn and explore how AI can enhance your role and the broader organization is expected. Applicants must be legally authorized to work in the United States without the need for current or future employment-based sponsorship. We are unable to sponsor or take over sponsorship of employment visas at this time, nor can we guarantee future sponsorship. The annualized base pay range for this role is $103,461 - $161,017. The annual base salary range represents a nationwide market range. The actual salary for this position may be above and will be determined by several factors, including the scope, complexity and location of the role, the skills, education, training, credentials, and experience of the candidate. The base pay is just one component of the AzC total compensation package. As part of our comprehensive compensation and highly rated benefits programs, employees are also eligible for annual performance-based cash incentive awards. What's in it for you? At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matters, and nurture a culture grounded in integrity, fairness, inclusion and trust. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations. Let's care about everything that makes you, you We are committed to nurturing an inclusive environment where everyone feels they belong. We offer a hybrid working model, which recognizes the value of striking a balance between in-person collaboration and remote working. Please feel free to discuss flexible working arrangements with us. Let's care for your financial wellbeing We believe in rewarding performance with a great compensation and benefits package (details vary by location), including a generous bonus scheme and pension. Let's care for your opportunities to progress From career development and digital learning programs to international career mobility, we offer lifelong learning for our employees worldwide and an environment where innovation, delivery and empowerment are fostered. Let's care for life's twists and turns From our support for flexible working, health, and wellbeing (including private healthcare and generous parental leave benefits), to helping people return from career breaks with experience that nothing else can teach. We've got your back. Let's care for our society and our planet With opportunities to be engaged in shaping a future that is safe, inclusive, and sustainable, we care for the tomorrows of our people, our industry, and our clients. Care to join us? Allianz Commercial (AzC) is a global corporate insurance carrier and part of Allianz Group. We provide risk consultancy, Property-Casualty insurance solutions and alternative risk transfer for a wide spectrum of commercial, corporate and specialty risks across 10 dedicated lines of business. Learn more about us by clicking here. Allianz is an equal opportunity employer, and therefore welcomes applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability, sexual orientation, or any other protected characteristic. Diversity of thinking is an important part of our company culture. Recruitment Agencies: AzC has an in-house recruitment team, which focuses on sourcing great candidates directly. AzC does not accept unsolicited resumes from agency or search firm recruiters. Fees will not be paid in the event a candidate submitted by a recruiter without an agreement in place is hired. When we do use agencies, we have a PSL in place, so please do not contact managers directly. Failure to comply could/may result in the disqualification of the candidates and/or the termination of our contract and/or fees not being paid. #LI-PT1 #LI-Remote

If you're passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide's Property and Casualty team could be the place for you! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. This position may be filled at a different level based on experience and qualifications of the candidate. This position will be accountable for profitable Small Commercial new business growth for assigned agencies within their local geography. This position will report to the Small Commercial Underwriting Director responsible for the Eastern Field, Field, or Western Field Underwriting teams, dependent on location. We are hiring field underwriters in the following areas (subject to change): New England; NY/NJ; TN/KY; NC,/Southern VA; GA/SC; DC/MD/Northern VA; IL/WI; MI/IN; CO/NE; KS/MO; CA; TX; ID/UT Regular travel is expected. Candidates must reside in the geography served by this position. Summary JOB SUMMARY: Responsible for independently generating new, profitable commercial lines business production from agencies in assigned territory. Has an expert level of knowledge in commercial insurance contracts and is familiar with the various policy languages and endorsements. Works in partnership with sales managers in assigned territory to extract new business from the agency force to review, quote, inspect and issue. Continues to expand and enhance agency/company relationships for the purposes of writing new business. Achieve the territorial strategic and operating plan objectives for profit, production, and service Job Description Reports to: Manager or Director. Key Responsibilities: 1. Within delegated authority levels and company guidelines, accepts, rejects, or modifies new commercial lines business to ensure profitability. Prices business according to company underwriting and pricing guidelines, and ensures standards for timelines are met. 2. Accurately evaluate risk exposures of the most complex nature. Underwrite new business, review apps., select business to quote and reject the business that is unacceptable, class and price according to guidelines. Underwriting also includes reviewing MVR's, financial reports and loss control reports. 3. Gather competitive data, prepare reports, and perform loss control inspections. 4. Conduct routine field inspections of accounts, with and without agents. Make recommendations based on findings. Make accurate assessments of future agency potential and be able to communicate/discuss the assessment with agency partners in a positive and professional manner. 5. Expected to maintain frequent visitation schedule with all assigned agents and establish the company as the commercial lines provider of choice for the agencies in the territory. 6. Proven ability to manage heavy workload effectively and backup other team members as needed. 7. Thorough understanding of regional office strategic direction and operating plans, including goals and objectives to achieve profit and growth. 8. Serve as a top underwriting resource. Provide professional development knowledge and insight to team members. May help train new field underwriters and provide them coaching as they develop in their role. 9. Conduct program and product orientation meetings in conjunction with the sales managers. JOB REQUIREMENTS: Education: Undergraduate degree preferred. Pursuit of technical insurance coursework such as CPCU highly desirable. Experience: Four to six years experience in commercial underwriting and/or portfolio management. Knowledge: Requires advance knowledge on all aspects of commercial underwriting practices, procedures, and policies. Thorough knowledge of agency operations and field agency support needs. Strong proficiency in loss control and risk management techniques. Skills/Competencies: Strong sales skills to match the emphasis on production, including the ability to make presentations and meet with all agency personnel (owners and employees). Requires strong oral and written communication skills; able to convey the commercial message in a positive manner to agents. Staffing Exception to the above minimum job requirements must be approved by: Office of Human Resources JOB CONDITIONS: Overtime Eligibility: Not eligible, (Exempt) Working conditions: Requires the ability to travel regularly in the field, service centers, agency offices, and customer business locations. Must have and maintain a safe driving record. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. Job Evaluation Activity: DEK 02/05 We currently anticipate accepting applications until 11/16/2025. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Field Underwriter, Commercial Lines : $72,000.00-$148,500.00The expected starting salary range for Sr Field Underwriter, Commercial Lines : $80,000.00 - $120,000.00

Full-time Description AMBA is seeking a talented Underwriter to join our growing Client Delivery Team! We are looking for someone who thrives in an agile, team-oriented environment, is a critical thinker, and has a data driven mindset. About AMBA Since 1981, AMBA has been a trusted provider of essential coverage for retired public servants nationwide. Our reach extends to diverse groups, including hardworking public employees, state retirees, educators, military personnel, trade professionals, firefighters, law enforcement, Unions, Alumni groups, Allied Healthcare, and other non-profit associations. As a full-service marketing and membership development company, we proudly offer outstanding insurance services to our vast network of 44 million members across 450+ associations in all 50 states. Benefits Comprehensive benefits package including medical, dental, and vision insurance, spending accounts, and other voluntary benefits. Annual Bonus Program. Corporate 401k Matching. Generous time off including vacation days, 10 paid company holidays, and paid parental leave. Sick time that can be used for both physical and mental wellness days. Community Involvement perks, including 1 paid day off each year to volunteer with a local charity of your choice and company volunteer events. Free, confidential counseling and support through our Employee Assistance Program (EAP). Support & development to cultivate your knowledge and continuing education to support your professional designations. Business casual dress code. Hybrid work arrangement. About the Role As part of a growing team, you will bring a positive attitude and energy to our team. The primary duties are ensuring we are providing excellent service, product knowledge, and presenting the best possible coverage options to our new and existing clients. The Underwriter applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a commercial insurance risk. This role is responsible for providing ongoing service and account maintenance for multiple programs and/or products. The Day-to-Day Applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a risk with limited supervision. Contributes to the profitability of the business through the underwriting of new and renewal applications. Determines appropriate coverages and rates and prepares quote documents. Makes logical and precise recommendations to the carrier when required. Provides ongoing service and account maintenance for multiple programs and/or products. Assists with projects as needed. Ensures that all regulatory, compliance and transparency requirements are met and complies with all internal policies and procedures. Manages workload within established service levels and/or production requirements. Handles less complex accounts typically for one P&C program. Has limited underwriting authority and works within pre-stated rating structures as defined by the carrier. Requirements Underwriting background and experience preferred Insurance Industry experience preferred High School Diploma Must be Property and Casualty Licensed or pass licensing test within 1 year Proficient in MS Excel and Word Ability to work well in team-based environment with a positive attitude Excellent written and verbal communication skills Excellent organizational and time-management skills to handle multiple tasks in a fast-paced environment AMBA is an equal opportunity employer committed to providing a workplace free from harassment and discrimination. We celebrate the unique differences of our employees because that is what drives curiosity, innovation, and the success of our business. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, pregnancy, parental status, genetic information, political affiliation, or any other status protected by the laws or regulations in the locations where we operate. We value diversity and the skills, knowledge, and experience that difference brings to our culture, attracting top talent with shared values and forming the foundation for a great place to work.

**Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The **Group Underwriter, Sr** is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. **How You Will Make an Impact** Primary duties may include, but are not limited to: + Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage. + Coordinates with other departments to ensure accuracy and consistency of overall account reporting. + Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. + Performs post-sale reviews. + Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. **Minimum Requirements:** Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. **Preferred Skills, Capabilities and Experiences:** + CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred + Level Funded medical underwriting experience strongly preferred. + Small group experience preferred. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Farmer Mac is looking to hire a driven, analytical, and personable individual with five (5) or more years of credit, lending, and structuring experience or three (3) or more years of relevant renewable energy experience for the position of Credit Underwriter for its Infrastructure Finance team. Team Summary Farmer Mac's Infrastructure Finance team is a fast-paced, knowledgeable, mission-oriented team lending to organizations that finance renewable energy project finance transactions, power and utility entities and broadband companies, in addition to providing wholesale lending to a select group of financial institutions. Infrastructure Finance has delivered significant growth and is a crucial business in the execution of Farmer Mac's strategic plan. The segment's focus is on deepening existing client relationships, developing new customer relationships, and diversifying the products offered to clients. Position Summary The primary responsibilities of the Credit Underwriter include underwriting new loan opportunities, writing analytical credit recommendations, running sensitivity models, and portfolio management as it pertains to the Renewable Energy segment. The Credit Underwriter will maintain power and utilities industry knowledge with an emphasis on renewable energy and help to maintain key relationships with customers and business partners. The Credit Underwriter will develop internal relationships to help conduct portfolio activities leading up to credit approval, as well as post-approval processing; and be a part of the team driving new product innovation. This role is expected to contribute immediately towards accelerating growth within Farmer Mac's Renewable Energy segment and contribute significantly to Farmer Mac's strategic objectives and initiatives. Who You Will Work With The Renewable Energy Credit Underwriter will report directly to the Senior Director - Credit Underwriting. The position holds a high level of visibility within the company and will have regular interaction with Senior Managing Director of Infrastructure Finance, Managing Director of Renewable Energy, Relationship Managers, Transaction Management, and Farmer Mac internal and external counsel. The position will also have a high degree of interaction with Farmer Mac credit committee, including the Chief Credit Officer, and Farmer Mac clients. Where and When You Will Work The position can be remote or based in Farmer Mac's Washington, DC or Johnston, IA, locations. Work outside of core hours may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events. Key Responsibilities Primary contributor in the underwriting, portfolio management process, serving as a direct point of contact for client interaction during the underwriting and structuring phase. Review, analyze, and assess complex transactions from a variety of counterparties across project finance space within the United States, with a focus on renewable energy. Review and critically evaluate potential transactions including structure, key counterparties, technology, contracts, and financial projection models. Review loan documentation and consultant reports of potential opportunities for acceptability of terms and conditions and advise on structural considerations. Prepare and conduct credit presentations, recommending new or incremental credit exposure to the credit committee. Work with Relationship Manager, Transaction Management, Loan Operations, and Legal to coordinate the close of transactions. Manage an existing portfolio of borrowers, track ongoing financial performance and trends, report on covenant compliance, and ensure accurate borrower risk ratings. Secondary contributor in preparing annual reviews with risk rating rationale, managing portfolio credit actions including amendments, waivers, and consents. Develop and maintain knowledge of specific industries, economy, market conditions, rates, and competition. Professional Experience/Qualifications Bachelor's degree in finance, accounting or related. Five (5) or more years of credit underwriting experience or three (3) or more years of relevant renewable experience (e.g. development, finance, project management). General understanding or willingness to learn specific dynamics of power industries and project finance structures. Ability and desire to eventually handle renewable energy deal opportunities largely autonomously, including sensitizing financial models, calculating financial ratios, reviewing third-party reports and financing agreements, having awareness of power industry technologies and key participants, identifying key strengths and weaknesses, developing reasonable credit solutions, and providing credit recommendations. Excellent skills in credit analysis, quantitative and qualitative assessments, valuation, loan underwriting, and documentation review. Ability to work well in a team environment. Must have strong written and verbal communication abilities. Self-starter with strong work ethic and the ability to work on one or more tasks efficiently and effectively with minimal supervision. Broad knowledge of risk management processes and functions. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. The typical base pay range for this role is $115,000 to $145,000 per year. Compensation will vary based on experience and geographic work location.

Essential Job Duties and Responsibilities: Effectively assess risk and price business according to the company's underwriting and pricing guidelines and ensure time standards are met. Develop and maintain relationships with agents, monitor agency growth, profitability and quality of submissions; review loss activity (frequency and severity) for each agent in the assigned territory; consider mix of business, loss ratios by line of business, fit of business with company guidelines; identify problems or patterns that might predict problems and work with the agent to correct. Acquire reinsurance as needed. Effectively use all available systems, tools and resources in making sound underwriting decisions. Participate in development of new products and coverages. Participate in training for new underwriters. Assist underwriters in the handling of high hazard or more complex accounts. Assist Marketing staff in identifying new opportunities consistent with risk appetite. Visit agency plant to build and maintain strong working relationships. Knowledge, Skills, and Abilities: MS Word, Excel, PowerPoint Solid knowledge of commercial underwriting policies, practices and procedures. Strong underwriting aptitude and ability to make informed decisions. Ability to work with webinars. Excellent verbal and written communication skills and strong negotiation skills. Ability to advise agency plant on commercial contracts and procedures. Excellent time-management skills and ability to multi-task. BA or BS degree preferred. Knowledge in underwriting all commercial lines exposures for all lines of business. CPCU, AU or equivalent work experience.