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Underwriter jobs in Durham, NC

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  • Commercial/ Agriculture Underwriter II

    First Busey Corporation 4.5company rating

    Underwriter job in Clayton, NC

    The Commercial/ Agriculture Underwriter II provides accurate, timely, and succinct credit underwriting to support the company's portfolio management and new business development efforts for the Relationship Managers they are assigned to support. Duties & Responsibilities * Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines. * Use financial data such as cash flow, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to businesses and individuals. * Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos including pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of the Borrower. * Evaluate collateral, industry data and other relevant credit information. * Assist with Portfolio Management duties to include testing financial covenants, monitoring monthly borrowing base reports, preparing portfolio reviews and sensitive asset reports, as assigned. * Assist Commercial Relationship Managers with the preparation of opportunity memos for new and existing relationships. * Maintain a working knowledge of the Commercial Banking Loan Policy and systems, including nCino. * Assist in the sales process, including accompanying Relationship Managers on customer and prospect calls. * Approve loans that are within defined authority levels; recommend loan approval outside of defined authority levels. * Participate in pipeline meetings to develop knowledge of prospective opportunities as well as upcoming renewals. * Assist with other duties or special projects as assigned. * Performs all outlined duties under minimal supervision. * Demonstrates independent thinking and handles complex issues. Education & Experience * Knowledge of: * Strong oral and written communication skills * Proficiency in Microsoft Office * Knowledge of financial accounting * Ability to: * Multi-task and work independently * Analyze and solve problems * Take independent action within established guidelines and develop new procedures and approaches when needed * Perform duties under frequent time pressures * Education and Training: * Requires Bachelor's degree with a concentration in Business or Finance. * Requires 5 or more years of Commercial Credit experience. * Requires 2 or more years of experience in the Commercial Underwriter role with a focus in Agriculture. Compensation and Benefits Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $80,000 - $115,000 annually) Application Deadline: December 15, 2025 Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.
    $80k-115k yearly Auto-Apply 44d ago
  • Market Underwriter

    Highmark Health 4.5company rating

    Underwriter job in Raleigh, NC

    This job serves as the single-point-of-contact for sales teams and assigned customers, delivering insights and recommendations to sales in order to aid customer acquisition/retention while maintaining performance goals. This incumbent will collaborate with cross functional team members on client-level quotes and function as a trusted adviser by providing financial and risk management support to sales as well as strategic insight. **ESSENTIAL RESPONSIBILITIES** + Understand department and the company'sstrategic goals and competitive position and drives client-level results towards these ends. Actively work with Sales team to manage portfolio of clients towards financial and business targets, e.g. membership, revenue, margin, etc. + Proactively draw insights from quote details, client understanding and regional insights to deliver best-possible recommendation to Sales. State and maintain independent perspective, including under pressure from more senior individuals, identifying opportunities and concerns. + Responsible for portfolio of clients through underwriting engagement, from identification through documentation of final sold-contract details + Assess risk by looking at various risk measures such as risk scores, demographic analysis, and turnover considerations. + Serve as the accountable owner for all quotes delivered to sales partners. Develop a perspective on each client package deliverable. Clearly and confidently communicates Underwriting's position on the risk profile of each client + Identify tool improvement needs and communicates needs to Product Development teams + Maintain accurate book management details including concession budget + Other duties as assigned or requested. **Required** + Bachelor's Degree in Science, Technology, Mathematics or related field **Substitutions** + Six (6) years additional experience required in lieu of degree **Preferred** + None **EXPERIENCE** **Required** + 3 years of Health Care Underwriting OR risk mgmt OR actuary work OR applying advanced mathematics to include + 1 years of external client interaction or comparable external interactions **Preferred** + 1 year in Risk Management **OR** of Actuary work **OR** of applying Advanced Mathematics **LICENSES or CERTIFICATIONS** **Required** + None **Preferred** + None **SKILLS** + Understanding of health products, services, risk assessment and techniques + Consultative mindset + Strong Oral and Written Communications skills **Language (Other than English):** None **Travel Requirement:** 0% - 25% **PHYSICAL, MENTAL DEMANDS and WORKING CONDITIONS** **Position Type** Office-based Teaches / trains others regularly Rarely Travel regularly from the office to various work sites or from site-to-site Occasionally Works primarily out-of-the office selling products/services (sales employees) Never Physical work site required Yes Lifting: up to 10 pounds Constantly Lifting: 10 to 25 pounds Rarely Lifting: 25 to 50 pounds Never **_Disclaimer:_** _The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job._ **_Compliance Requirement_** _: This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies._ _As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times. In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within the Company's Handbook of Privacy Policies and Practices and Information Security Policy._ _Furthermore, it is every employee's responsibility to comply with the company's Code of Business Conduct. This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements._ **Pay Range Minimum:** $50,200.00 **Pay Range Maximum:** $91,200.00 _Base pay is determined by a variety of factors including a candidate's qualifications, experience, and expected contributions, as well as internal peer equity, market, and business considerations. The displayed salary range does not reflect any geographic differential Highmark may apply for certain locations based upon comparative markets._ Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on any category protected by applicable federal, state, or local law. We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the email below. For accommodation requests, please contact HR Services Online at ***************************** California Consumer Privacy Act Employees, Contractors, and Applicants Notice Req ID: J272541
    $50.2k-91.2k yearly 25d ago
  • Underwriter, Wholesale, Specialty Products

    Carrington 4.4company rating

    Underwriter job in Raleigh, NC

    **Come join our amazing team and work Remote !** We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan. **What you'll do:** + A thorough knowledge of **Non Agency or NON QM** mortgage loan underwriting. + Maintains highly confidential information concerning loan applicants. + Requires high level of organizational skills and ability to work on several tasks simultaneously + Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. + Applies and interprets company underwriting guidelines and makes sound credit decision. + Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. + Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. + Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. + Determines any conditions, stipulations or pre-funding requirements. + Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. + Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise **What you'll need:** + 5+ years mortgage underwriting work experience. + Experience Underwriting Non Agency or Non QM Loans + Paperless Loan Origination System experience preferred. + DU and LP experience required. + Experience working in a paperless environment preferred. **Our Company:** Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** . **What is the value proposition to joining the team?** + Increased earning capacity due to access to our 48 state territory. + Ability to market faster and more efficiently inside the operation. + Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible. + Professional account manager's partner with you and your brokers to add value every step of the way. + Base pay plus an industry leading commission plan. + Take over existing accounts. **What We Offer:** + Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. + Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. + Customized training programs to help you advance your career. + Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. + Educational Reimbursement. + Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.
    $90k-120k yearly 60d+ ago
  • Case Underwriter II

    Trustmark 4.6company rating

    Underwriter job in Raleigh, NC

    Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
    $61.4k-88.7k yearly 30d ago
  • Group Underwriter Senior

    Carebridge 3.8company rating

    Underwriter job in Durham, NC

    Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Group Underwriter Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for 51-99 groups in accordance with Corporate Underwriting Guidelines and Authority Limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Calculates renewal rates for complex group cases based on thorough analysis of the group's experience, industry, location, size, and demographic nature. * Coordinates with other departments to ensure the accuracy and consistency of account reporting. * Proposes rates and terms for group prospects, utilizing a combination of other carrier experience, demographic data and manual rates. * Prepares or supervises the preparation of annual settlements, ERISA reports, rate projections, or benefit change increments or decrement. * Communicates with sales, administration and claims to assess the rating and administrative impact or benefit and plan changes. Minimum Requirements: Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: * CPCU, CLU, LOMA, HIAA or other insurance related courses preferred. * Risk rating experience preferred. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $69k-107k yearly est. Auto-Apply 60d+ ago
  • Mortgage Underwriter

    Solomonedwards 4.5company rating

    Underwriter job in Raleigh, NC

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************
    $26-36 hourly Easy Apply 60d+ ago
  • Senior Credit Underwriter - Small Business (Durham)

    Latino Credit Union

    Underwriter job in Durham, NC

    Full-time Description LCCU is hiring! Your Contribution: The Senior Credit Underwriter - Small Business is responsible for analyzing, underwriting, and managing a portfolio of small business loans. This role assesses borrower and guarantor creditworthiness; structures loans aligned with risk appetite and ensures compliance with internal policies and regulatory standards. The underwriter makes independent credit recommendations, identifies emerging portfolio risks, and partners with internal teams to support responsible growth and profitability. As a vital member of the LCCU team, your responsibilities include the following: Analyze financial statements, tax returns, and cash flow projections to assess repayment capacity. Conduct comprehensive credit and risk analyses for small business applicants and guarantors. Prepare detailed and persuasive credit narratives with clear recommendations. Underwrite new, renewal, and modification requests within assigned authority levels. Review and verify supporting documentation, ensuring accuracy and compliance. Evaluate collateral adequacy, lien positions, and Uniform Commercial Code filings. Identify potential credit weaknesses and recommend risk mitigation strategies. Detect and prevent fraudulent applications through due diligence and verification. Collaborate with branches and regional staff to structure sound credit solutions. Monitor portfolio performance for covenant compliance and early warning signs. Ensure underwriting complies with policies, procedures, and regulatory requirements (e.g., ECOA, UDAAP, FCRA). Stay informed about market conditions and small business lending trends. Support internal audits, loan reviews, and risk rating assessments. Recommend process improvements to enhance underwriting quality and efficiency. Uphold high ethical standards and sound judgment in every credit decision. Requirements Curious about joining our LCCU team? Here's what you'll need to bring along: Bachelor's degree in finance, business, or related field. Minimum 5 years of experience in small business or mortgage lending, with at least 2 years of underwriting capacity. Strong understanding of underwriting principles, credit regulations, and loan structures. Advanced financial analysis and credit risk evaluation skills. Proficient in interpreting complex financial data and assessing collateral. Excellent written and verbal communication skills in English; Spanish proficiency is a plus. Highly organized, analytical, and capable of independent decision-making. Strong collaboration and relationship management abilities. Commitment to compliance with BSA, ECOA, UDAAP, FCRA, and related regulations. LCCU is the perfect fit for you if: You are motivated to learn and grow into the best version of your professional and personal self. Your core values resonate with pursuing meaningful results to make a positive difference in your community. You thrive in an environment with team members who work from the heart. With employees from 20 different countries, we are a fun and multicultural team that comes together to embrace and learn from our differences. Organizational initiatives are constant. What does LCCU have to offer you? We provide a challenging and friendly work environment as well as a competitive salary and benefits package, including an employer-paid medical insurance plan, 401(k) plan (with a substantial company match), employer-paid life and disability plan, and generous paid time off to maintain a healthy work/life balance. We foster a culture that incites creativity, encourages collaboration, and provides the opportunity for our employees to be their best and build their careers. Don't wait! Come and experience the purpose that comes with being part of the movement towards a stronger, more inclusive community. Apply Now! To learn more about Latino Community Credit Union visit our webpage, ****************** and to view available opportunities, please visit the Careers section. Latino Community Credit Union is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
    $52k-90k yearly est. 60d+ ago
  • Group Underwriter, Senior

    Elevance Health

    Underwriter job in Durham, NC

    **Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The **Group Underwriter, Sr** is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. **How You Will Make an Impact** Primary duties may include, but are not limited to: + Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage. + Coordinates with other departments to ensure accuracy and consistency of overall account reporting. + Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. + Performs post-sale reviews. + Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. **Minimum Requirements:** Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. **Preferred Skills, Capabilities and Experiences:** + CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred + Level Funded medical underwriting experience strongly preferred. + Small group experience preferred. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $52k-90k yearly est. 8d ago
  • Business Banking Underwriter IV

    Huntington Bancshares Inc. 4.4company rating

    Underwriter job in Raleigh, NC

    The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: * Supports Business Banking production by maintaining an individual pipeline of work. * Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. * Utilizes single approval authority up to $4MM. * Appropriately assess risk profile of borrower. * Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed. * Tasks as needed to support the line of business and job family. * Act as primary back up for their manager as needed for team huddles & meetings. * Is positioned with knowledge and expertise to represent direct manager outside of function group as needed. * Collaborate with both credit and segment risk to meet or exceed department goals. * Performs other duties as assigned. Basic Qualifications: * Bachelor's degree * 7+years' experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: * Bachelor's degree in business related field * 3-4 years leadership / management experience * Ability to underwrite credit exposures in excess of $4MM. * Previous authority to underwrite and decision credits without additional signers. * Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner. * Proficient use of Microsoft Office and other internet resources * Excellence in customer service, highly motivated, focused and goal oriented. * Excellent written and verbal communication skills, including grammar and demeanor. * Strong organizational skills with attention to detail, planning and follow-up. * Ability to work independently on multiple tasks without compromising quality. * Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
    $73k-110k yearly est. Auto-Apply 10d ago
  • Senior Underwriter

    UNUM 4.4company rating

    Underwriter job in Raleigh, NC

    When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: + Award-winning culture + Inclusion and diversity as a priority + Performance Based Incentive Plans + Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability + Generous PTO (including paid time to volunteer!) + Up to 9.5% 401(k) employer contribution + Mental health support + Career advancement opportunities + Student loan repayment options + Tuition reimbursement + Flexible work environments **_*All the benefits listed above are subject to the terms of their individual Plans_** **.** And that's just the beginning... With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! **General Summary:** The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. **Principal Duties and Responsibilities** + Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. + Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. + Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these + Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences + Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners + Assist with training, technical development and mentoring more junior underwriters **Job Specifications** + Bachelors degree or equivalent, relevant business experience + Demonstrated, consistent proficiency at Underwriter level + Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits + Strong technical expertise in risk selection + Demonstrated understanding of top-line and bottom-line objectives + Exhibit strong knowledge of sales/distribution process and market trends + Solid mentoring and coaching skills + Strong creative problem solving skills + Strong critical thinking/analytical reasoning skills + Strong communication skills, both verbal and written + Strong organizational skills and ability to handle multiple priorities + Strong ability to be persuasive and to negotiate + Demonstrated ability to work both independently and in a team environment + Exhibit a strong commitment to quality and personal ownership of results \#LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$100,700.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum
    $53.3k-100.7k yearly 60d+ ago
  • Underground C Lineperson Step2

    Asplundh 4.4company rating

    Underwriter job in Durham, NC

    at Utility Lines Construction Services, LLC We are currently seeking an Underground Lineperson to join our team in Utility Lines Construction Services, Inc. We offer excellent opportunities for career-oriented individuals that want to be a part of our team. Our goal is to provide a safe work environment for all of our employees to perform quality work with our many clients. Our employees share in Productivity and Safety Incentive programs. We also offer an excellent compensation package that includes a competitive benefits package, paid holidays, and paid vacation. Flame Retardant clothing is provided for all employees at no cost to them. Various work locations do offer employee payroll deduct programs for work boots and tools for the job. We offer year round employment with a company that values the team approach toward building quality projects. If you are looking for your next career advancement and are a goal oriented person that wants to work for a company that values safety and appreciates good employees, please apply today. Essential Functions: Directs and assists crew with setting poles and anchors. Directs and assists crew with installing transformers, lightening arrestors, cutouts, crossarms, insulators, switches and switchgear. Directs and assists crew with troubleshooting trouble in primary and secondary systems. Directs and assists crew with replaces cutout fuses and clears faulted circuits and systems. Works with energized high voltage systems requiring skill. Assist with setting pad mount transformers. Working in underground manholes and trenches. Comply with all safety and health rules. Perform work or operate vehicle/equipment only where training and qualification has been provided. Demonstrate safe work behavior. Stopping work when unsafe acts or conditions are identified. Reports all injuries no matter how minor to the Foreperson Immediately. Report all incidents and near misses to Foreperson. Assuring tools, equipment and vehicles are in safe working order. Obtaining daily job description from Foreperson. Ensuring proper equipment and materials are loaded for the job. Ensuring equipment and material are used correctly at the job site. Enter onto personal/commercial property. Ensuring the prints are competed for each specific job and always returning prints to the Foreperson. Safely complete the job while performing new construction, maintenance or repair work of energized and de-energized underground work. Able to lead crew members in absence of Foreperson. Ensure daily testing and inspection of assigned tools and equipment. Maintain company equipment in a safe and efficient manner. Weather permitting, this is a 40 hour per week job. Any other duties related to the installation of underground power supply. Minimum Requirements: Due to the inherently dangerous nature of the industry and the requirements to work with or around hazardous equipment, employees must be able to maintain attention and concentration for extended periods of time. Must have a basic knowledge of reading prints/google earth images. (ie. Proper sense of direction). Must be able to problem solve with unidentified circumstances with a particular job. Must wear approved Fire Retardant clothing. Must be able to inspect/wear PPE as necessary. Must be able to safely drive an approved company vehicle. Must be able to enter and exit a vehicle numerous times a day. Must be able to withstand exposure to all kinds of weather while completing work assignments, i.e., rain, heat, sun, cold. Must be able to traverse various terrains. Must be able to write, read and comprehend written and verbal job instructions/information. Must possess strong communication skills both written and spoken. Must be able to communicate and handle confrontations professionally. Must have transportation to and from the show up location. Must be able to maintain attention during dangerous tasks. Must be able to lift, move and maneuver 50 pounds or more on an frequent basis. Must have endurance necessary to perform these duties throughout a standard eight or ten hour day. Must be able to work long hours and overtime during emergencies (including holidays, weekends, etc. Subject to call out work). Must have sufficient eyesight to judge distances and coordination to get and use the appropriate equipment and tools. Must have proven knowledge of installing and removing a service Must be able to prove identity of primary and secondary voltage. Must be able to prove identity of induced voltage. Must have proven knowledge of checking voltage on transformers. Must be able to prove understanding of a one shot on a recloser. Must be able to prove understanding of grounding procedures. Must have proven understanding of flag and tag procedures. Must be able to identify different materials used in linework. Must have proven understanding of Kellum grips. Must be able to prove understanding of phasing sticks. Must have proven understanding of load break tool. Must have proven understanding of a reconductoring job. Must be capable of working heights or confined spaces. Must have proven understanding of trenching and shoring. Must have proven understanding of basic rigging, hand lines, and lineman knot tying. Must have proven understanding of assisting hooking up a single or three phase transformer. Must be able to inspect/use proper cover up. Must demonstrate knowledge of minimum approach distance. Must be capable of bucket rescue. Must have proven understanding of safely installing and removing a mechanical jumper. Must be able to climb different structures and possess the tools to do the climb. Must be able to operate and service all required tools and equipment.(i.e., backhoe, boring machine, excavator, trencher) Must be willing to travel out of state for emergency storm work. Must be able to pass a pre-employment drug screen. Must be able to pass a background check. Must have a valid CDL driver's license. Physical Requirements: Activity: R O F C Activity: R O F C Standing X Seeing X Walking X Reading X Sitting X Reaching X Stooping X Range of Motion X Kneeling X Hearing - Speech Range X Squatting X Depth Perception X Body Twisting X Color Vision X Crawling X Lifting X Sense of Touch X Carrying X Manual Dexterity X Pushing X Speaking Clearly X Pulling X Seeing Distant X Climbing Ladders X Climbing On/Off Truck X Climbing Stairs X Climbing Poles X Balancing X Gripping X Lifting Up to 10 lbs. X Lifting Over 10 lbs. to 50 lbs. X Lifting Up to 50 lbs. X
    $66k-103k yearly est. Auto-Apply 60d+ ago
  • Title Insurance Underwriter

    Investors Title Company 4.2company rating

    Underwriter job in Durham, NC

    Investors Title Insurance Company Durham, NC (in office) Investors Title Insurance Company is looking for a Title Insurance Underwriter that is detail-oriented, organized, and looking to grow in the real estate and title insurance industry. As an Underwriter, you'll play a crucial role in ensuring smooth and accurate title underwriting, customer service, and administrative support. This role requires strong analytical skills, attention to detail, and the ability to manage multiple tasks efficiently. Why You'll Love This Role: * Hands-On Impact: Directly contribute to the underwriting process, ensuring smooth real estate transactions. * Customer-Focused: Work with clients, attorneys, and lenders to provide accurate and timely support. * Diverse Responsibilities: Engage in underwriting, workflow administration, customer service, and document recording. * Growth Potential: Work alongside experienced professionals and expand your expertise in title insurance. * Fast-Paced & Collaborative: Join a high-energy team and play a key role in real estate transactions. What You'll Do: * Provide professional and courteous customer service, responding to inquiries via phone and email. * Receive and process title insurance orders, ensuring accuracy and timely execution. * Maintain accurate reports, client records, and account receivables. * Ensure compliance with underwriting principles and guidelines. * Review and produce commitments, policies, and endorsements with precision. * Coordinate document recording with attorneys and recording offices. * Communicate with leadership regarding workflow, challenges, and process improvements. What We're Looking For: * Experience: 2+ years of administrative or underwriting experience in title insurance, mortgage lending, legal support, or loan processing preferred. * Industry Knowledge: Familiarity with title insurance, legal instruments, and real estate transactions a plus. * Skills: Strong analytical ability, attention to detail, and organizational skills. * Communication: Excellent verbal and written communication skills. * Technical Proficiency: Comfortable with underwriting systems and general office software. Benefits Overview: We believe in taking care of our team, both personally and professionally. Here's what we offer to support your well-being and career growth: * Medical Insurance - Includes a free plan option, plus additional choices for employees and their families. * Dental & Vision Insurance - Comprehensive coverage to keep you and your family covered. * 401(k) with Employer Contribution & Profit Sharing - Plan for your future with our retirement benefits. * Maternity & Adoption Leave - Support for growing families with paid leave options. * Employer Provided Life Insurance & Long-Term Disability - Financial protection and peace of mind. * Comprehensive Hands-On Training - Get the tools and support you need to succeed and grow in your role. If you're looking for a role where you can develop your expertise, work with a dynamic team, and play a key part in real estate transactions, we'd love to hear from you! Recognized as an industry leader, Investors Title Insurance Company provides residential and commercial title insurance and innovative business solutions for our partners. The company's financial strength is consistently recognized by rating agencies such as A.M. Best as being among the highest rated in the industry. The Company is an equal-opportunity employer. As such, the Company offers equal employment opportunities without regard to race, color, religion, sex (including pregnancy), national origin, age, disability, genetic information, veteran status, and other protected class characteristics. #801835 #LI-Onsite
    $61k-113k yearly est. 4d ago
  • Field Underwriter (Insurance)

    WB Agency 4.5company rating

    Underwriter job in Raleigh, NC

    The Field Underwriter serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect application information, and evaluate initial risk factors. This role involves conducting in-person or virtual consultations, ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting guidelines. Key Responsibilities Conduct client interviews to gather personal, financial, and medical information for insurance applications. Explain insurance products, coverage options, and policy terms clearly and accurately. Assess potential risks and identify factors that may influence underwriting decisions. Complete and submit applications in compliance with company policies and industry regulations. Act as a liaison between clients and the underwriting department to resolve questions or obtain additional information. Maintain accurate and confidential client records. Stay informed about industry trends, underwriting guidelines, and product updates. Qualifications High school diploma or equivalent; bachelor's degree preferred. Prior experience in insurance sales, underwriting, or financial services is highly desirable. State insurance license (Life/Health) or ability to obtain one. Strong communication, presentation, and interpersonal skills. Detail-oriented with excellent organizational abilities. Proficient in using CRM software and digital applications for client management. Work Environment Combination of fieldwork (meeting clients at their location) and remote/office-based work. May require evening or weekend availability to accommodate client schedules as needed.
    $28k-44k yearly est. 54d ago
  • Underground C Lineperson Step1

    Utilities Service, LLC 4.1company rating

    Underwriter job in Burlington, NC

    We are currently seeking an **Underground Lineperson** to join our team in Utility Lines Construction Services, Inc. We offer excellent opportunities for career-oriented individuals that want to be a part of our team. Our goal is to provide a safe work environment for all of our employees to perform quality work with our many clients. Our employees share in Productivity and Safety Incentive programs. We also offer an excellent compensation package that includes a competitive benefits package, paid holidays, and paid vacation. Flame Retardant clothing is provided for all employees at no cost to them. Various work locations do offer employee payroll deduct programs for work boots and tools for the job. We offer year round employment with a company that values the team approach toward building quality projects. If you are looking for your next career advancement and are a goal oriented person that wants to work for a company that values safety and appreciates good employees, please apply today. **Essential Functions:** + Directs and assists crew with setting poles and anchors. + Directs and assists crew with installing transformers, lightening arrestors, cutouts, crossarms, insulators, switches and switchgear. + Directs and assists crew with troubleshooting trouble in primary and secondary systems. + Directs and assists crew with replaces cutout fuses and clears faulted circuits and systems. + Works with energized high voltage systems requiring skill. + Assist with setting pad mount transformers. + Working in underground manholes and trenches. + Comply with all safety and health rules. + Perform work or operate vehicle/equipment only where training and qualification has been provided. + Demonstrate safe work behavior. + Stopping work when unsafe acts or conditions are identified. + Reports all injuries no matter how minor to the Foreperson Immediately. + Report all incidents and near misses to Foreperson. + Assuring tools, equipment and vehicles are in safe working order. + Obtaining daily job description from Foreperson. + Ensuring proper equipment and materials are loaded for the job. + Ensuring equipment and material are used correctly at the job site. + Enter onto personal/commercial property. + Ensuring the prints are competed for each specific job and always returning prints to the Foreperson. + Safely complete the job while performing new construction, maintenance or repair work of energized and de-energized underground work. + Able to lead crew members in absence of Foreperson. + Ensure daily testing and inspection of assigned tools and equipment. + Maintain company equipment in a safe and efficient manner. + Weather permitting, this is a 40 hour per week job. + Any other duties related to the installation of underground power supply. **Minimum Requirements:** + Due to the inherently dangerous nature of the industry and the requirements to work with or around hazardous equipment, employees must be able to maintain attention and concentration for extended periods of time. + Must have a basic knowledge of reading prints/google earth images. (ie. Proper sense of direction). + Must be able to problem solve with unidentified circumstances with a particular job. + Must wear approved Fire Retardant clothing. + Must be able to inspect/wear PPE as necessary. + Must be able to safely drive an approved company vehicle. + Must be able to enter and exit a vehicle numerous times a day. + Must be able to withstand exposure to all kinds of weather while completing work assignments, i.e., rain, heat, sun, cold. + Must be able to traverse various terrains. + Must be able to write, read and comprehend written and verbal job instructions/information. + Must possess strong communication skills both written and spoken. + Must be able to communicate and handle confrontations professionally. + Must have transportation to and from the show up location. + Must be able to maintain attention during dangerous tasks. + Must be able to lift, move and maneuver 50 pounds or more on an frequent basis. + Must have endurance necessary to perform these duties throughout a standard eight or ten hour day. Must be able to work long hours and overtime during emergencies (including holidays, weekends, etc. Subject to call out work). + Must have sufficient eyesight to judge distances and coordination to get and use the appropriate equipment and tools. + Must have proven knowledge of installing and removing a service + Must be able to prove identity of primary and secondary voltage. + Must be able to prove identity of induced voltage. + Must have proven knowledge of checking voltage on transformers. + Must be able to prove understanding of a one shot on a recloser. + Must be able to prove understanding of grounding procedures. + Must have proven understanding of flag and tag procedures. + Must be able to identify different materials used in linework. + Must have proven understanding of Kellum grips. + Must be able to prove understanding of phasing sticks. + Must have proven understanding of load break tool. + Must have proven understanding of a reconductoring job. + Must be capable of working heights or confined spaces. + Must have proven understanding of trenching and shoring. + Must have proven understanding of basic rigging, hand lines, and lineman knot tying. + Must have proven understanding of assisting hooking up a single or three phase transformer. + Must be able to inspect/use proper cover up. + Must demonstrate knowledge of minimum approach distance. + Must be capable of bucket rescue. + Must have proven understanding of safely installing and removing a mechanical jumper. + Must be able to climb different structures and possess the tools to do the climb. + Must be able to operate and service all required tools and equipment.(i.e., backhoe, boring machine, excavator, trencher) + Must be willing to travel out of state for emergency storm work. + Must be able to pass a pre-employment drug screen. + Must be able to pass a background check. + Must have a valid CDL driver's license. **Physical Requirements:** **Activity:** **R** **O** **F** **C** **Activity:** **R** **O** **F** **C** Standing X Seeing X Walking X Reading X Sitting X Reaching X Stooping X Range of Motion X Kneeling X Hearing - Speech Range X Squatting X Depth Perception X Body Twisting X Color Vision X Crawling X Lifting X Sense of Touch X Carrying X Manual Dexterity X Pushing X Speaking Clearly X Pulling X Seeing Distant X Climbing Ladders X Climbing On/Off Truck X Climbing Stairs X Climbing Poles X Balancing X Gripping X Lifting Up to 10 lbs. X Lifting Over 10 lbs. to 50 lbs. X Lifting Up to 50 lbs. X **Benefits** We offer a competitive range of benefits to support our employees' health, well-being, and financial security. Medical, dental, and vision benefits are available to all eligible employees on the first day of employment. For more information on the benefits available for this role, please contact the recruiter or hiring manager. **Individuals with a disability who desire a reasonable accommodation can contact the ADA Coordinator by calling **************. We partner with the Department of Homeland Security/U.S. Customs and Immigration Service to e-Verify all newly hired employees.** **An Equal Opportunity Employer.** **Please note:** + _All job offers are subject to pre-employment drug screening and a background check._ + _Unless otherwise noted, we do not sponsor employees for work authorization in the U.S. for this position._ **Notice to Agencies:** We only accept resumes from recruiters, employment agencies, or staffing services if a Service Agreement has been signed and we have requested recruitment/staffing services for the specific position. Any unsolicited resumes will become the property of the company, and no fees or compensation will be paid to the recruiter, employment agency, or staffing service.
    $66k-104k yearly est. 60d+ ago
  • Large Account Underwriting Specialist

    Builders Mutual 3.8company rating

    Underwriter job in Raleigh, NC

    At Builders Mutual, we believe in the power of a team to get the job done right. Our team does their best work each day, creating a one-stop resource for all commercial insurance solutions and construction safety resources, leading to powerful results. Our cultural elements of teamwork, inclusion, expertise, and community aren't just words on a page-it's integral to who we are, how we work, and what sets us apart. We live out our values every day, striving to serve better and achieve more. The Opportunity Leverage your industry expertise and join our expanding team in this Large Account Underwriting Specialist role. We are seeking candidates who reside in North Carolina, South Carolina, Virginia, Tennessee, Maryland, Florida, Mississippi, or Georgia area. The Large Account Underwriting Specialist is responsible for developing, growing, and managing a profitable, diversified book of complex construction business. This role targets large contractor accounts with premiums greater than $250,000 and combines advanced risk analysis, significant individual underwriting authority, and strategic broker and client relationship management to drive growth and profitability. The success of our company is rooted in teamwork, the way we care about the people we work with and serve. This remote role will allow you to do your best work from your home office, collaborating virtually with your team daily. You will travel to our Raleigh office for meetings and company events up to four times a year. Your WORK as a Large Account Specialist will make a difference by: Performs underwriting for large accounts by applying large account modeling and conducting comprehensive account reviews. Prepares and documents file strategy, underwriting rationale, and final decisions while exercising assigned individual underwriting authority. Underwrites highly complex risks with an entrepreneur mindset, identifying opportunities to improve growth, profitability, rate, retention, diversification, and executing targeted marketing plans. Develops and maintains strong agency/and or broker relationships with large producers through responsive service, office/site visits, and in person and virtual meetings; assists agents/brokers with pipeline management strategies. Develops and maintains key client relationships, coordinating service team efforts and proactively anticipating issues, proposing creative, and practical solutions. Determines, coordinates, and directs account management activities with internal partners to deliver a cohesive account experience. Stays current on state/territory issues and regulations, industry activity and market trends; may participate in industry trade groups and external networking activities. Makes recommendations on underwriting policy, appetite, and pricing strategy based on portfolio and market insights. Mentors and guides less experienced underwriters and assist in the development of underwriting training. Skills to get the JOB done RIGHT: Bachelor's degree with 5-7 years of commercial lines underwriting experience. Advanced level knowledge of insurance products/coverage, market segments and marketplace Insurance finance and actuarial concepts including loss trending and development. Advanced-level knowledge of underwriting, pricing, risk selection, territory management Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems, establish, and build healthy working relationships, lead mentoring relationships, and negotiate, as normally acquired. Ability to deal with ambiguous situations and issues. Travel Requirements At least 25% travel required WHY YOU'LL LOVE TO WORK HERE Builders Mutual cares about you, and we offer comprehensive employee benefits built to support your success and wellbeing, including: Market-driven compensation and bonus plan 3 weeks of paid time off (and your birthday too!) 37.5-hour work week; end your Friday at 2:30 PM Builders University for employees, dedicated to supporting the development and enhancing expertise Earn swag and extra time off through peer recognition Builders Bucks program LIFE at Builders Mutual Collaboration| You are part of a team working together to reach a common goal. Empowerment| You will feel trusted, valued, and given the resources to be successful. Flexibility| You will be part of a dynamic work environment designed to allow you to do your best work while also creating the best possible customer experience. Impact| You will positively influence our business, customers, and industry. Sense of pride | You will tell others how much you enjoy working at Builders Mutual. Builders Mutual is an Equal Opportunity Employer.
    $38k-76k yearly est. Auto-Apply 8d ago
  • Loan Underwriter

    State Employees' Credit Union 3.8company rating

    Underwriter job in Wake Forest, NC

    If you are motivated and believe in the credit union philosophy of "People Helping People," join our team! Review and approval of daily volume of loans to ensure proper documentation is included. Must have the ability to work closely with technicians, underwriters, and management. Is expected to have a comprehensive knowledge of all Real Estate Lending department functions and procedures. Must be familiar with primary functions of all Loan Administration departments. May be called upon to train entry level employees. Primary purpose: • Provide front-line support to lending personnel on the interpretation of lending policies, guidelines, and procedures related to all Real Estate Lending products • Assume a leadership role and provide guidance to other employees within the department. Job Duties: • Comprehensive underwriting of HELOC files and Mortgage files. • Document outstanding conditions to the loan processing team. • Document closing stipulations to the loan closing team. • Assist the Real Estate Team Leader maintaining procedures, manuals, checklists, and resources as delegated. • Train and mentor other employees as needed. • Assist branch personnel with real estate questions and concerns. • Intermediate training/exposure to all Loan Origination Systems. •Perform reviews and verifications of documents (credit reports, sales contracts, flood certificates, income documents, insurance documents, asset statements, appraisals, title reports, etc.). • Willingness to assist in all areas of operation as needed. • Accept other duties and responsibilities as assigned. Requirements/Qualifications: •Minimum of one (1) year in Mortgage Lending (Branch or Operations) or equivalent experience and at least six (6) months in current position (promotion or lateral). • Four-year degree, CCUE certification, or associate degree via the NC-CTP preferred. • Must have completed the Lending Certification Courses and Exam. • Basic understanding of MCC and FHLBA programs. • Have basic knowledge of MAP program and SECU*RE as it relates to underwriting. • Must meet department production and quality standards. • Maintain knowledge of real estate lending products, policies, and guidelines. • Maintain knowledge of secondary market guidelines (FNMA/FHLMC). • Meets compliance and regulatory standards in terms of loan processing and underwriting. •Demonstrate the ability to perform comprehensive underwriting/review of both HELOC and First Mortgage files assigned by management to ensure documentation is obtained and verified in accordance with Credit Union policy and guidelines. • Must be organized and detail oriented. • Must possess highest level of integrity and objectivity. • Must possess strong verbal and written communication skills, problem solving ability, and critical thinking skills. • Must understand and be dedicated to the Credit Union philosophy and work ethic. • Must be able to cooperate and collaborate with co-workers and others. • Must adhere to the work schedule and attendance policies established by the Credit Union. • Must be able to speak and write English fluently. Job Environment •Office setting with physical proximity to other employees. Some background noise from other employees, copy machine, and telephone. • Possibility of remote/hybrid work. Physical Demands • Must be able to comprehend and carry out job demands. • Job requires a substantial amount of sitting and viewing computer screen. • Use hands and fingers to press keys on a computer keyboard to enter or retrieve information. • Use hands and fingers to press telephone keypad and lift telephone receiver. • Answer and operate a telephone. • Lift up to 25 lbs. SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law. Disclaimer State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.
    $48k-61k yearly est. Auto-Apply 9d ago
  • Group Underwriter, Senior

    Carebridge 3.8company rating

    Underwriter job in Durham, NC

    Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. The Group Underwriter, Sr is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage. * Coordinates with other departments to ensure accuracy and consistency of overall account reporting. * Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. * Performs post-sale reviews. * Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. Minimum Requirements: Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities and Experiences: * CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred * Level Funded medical underwriting experience strongly preferred. * Small group experience preferred. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $69k-107k yearly est. Auto-Apply 60d+ ago
  • Group Underwriter, Senior

    Elevance Health

    Underwriter job in Durham, NC

    Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. The Group Underwriter, Sr is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage. * Coordinates with other departments to ensure accuracy and consistency of overall account reporting. * Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. * Performs post-sale reviews. * Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. Minimum Requirements: Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities and Experiences: * CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred * Level Funded medical underwriting experience strongly preferred. * Small group experience preferred. Job Level: Non-Management Exempt Workshift: 1st Shift (United States of America) Job Family: UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $52k-90k yearly est. 8d ago
  • Business Banking Underwriter IV

    Huntington National Bank 4.4company rating

    Underwriter job in Raleigh, NC

    The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: + Supports Business Banking production by maintaining an individual pipeline of work. + Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. + Utilizes single approval authority up to $4MM. + Appropriately assess risk profile of borrower. + Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed. + Tasks as needed to support the line of business and job family. + Act as primary back up for their manager as needed for team huddles & meetings. + Is positioned with knowledge and expertise to represent direct manager outside of function group as needed. + Collaborate with both credit and segment risk to meet or exceed department goals. + Performs other duties as assigned. Basic Qualifications: + Bachelor's degree + 7+years' experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: + Bachelor's degree in business related field + 3-4 years leadership / management experience + Ability to underwrite credit exposures in excess of $4MM. + Previous authority to underwrite and decision credits without additional signers. + Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner. + Proficient use of Microsoft Office and other internet resources + Excellence in customer service, highly motivated, focused and goal oriented. + Excellent written and verbal communication skills, including grammar and demeanor. + Strong organizational skills with attention to detail, planning and follow-up. + Ability to work independently on multiple tasks without compromising quality. + Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
    $73k-110k yearly est. 49d ago
  • Title Insurance Underwriter

    Investors Title Company 4.2company rating

    Underwriter job in Raleigh, NC

    Investors Title Insurance Company Raleigh, NC (in office) Investors Title Insurance Company is looking for a Title Insurance Underwriter that is detail-oriented, organized, and looking to grow in the real estate and title insurance industry. As an Underwriter, you'll play a crucial role in ensuring smooth and accurate title underwriting, customer service, and administrative support. This role requires strong analytical skills, attention to detail, and the ability to manage multiple tasks efficiently. Why You'll Love This Role: * Hands-On Impact: Directly contribute to the underwriting process, ensuring smooth real estate transactions. * Customer-Focused: Work with clients, attorneys, and lenders to provide accurate and timely support. * Diverse Responsibilities: Engage in underwriting, workflow administration, customer service, and document recording. * Growth Potential: Work alongside experienced professionals and expand your expertise in title insurance. * Fast-Paced & Collaborative: Join a high-energy team and play a key role in real estate transactions. What You'll Do: * Provide professional and courteous customer service, responding to inquiries via phone and email. * Receive and process title insurance orders, ensuring accuracy and timely execution. * Maintain accurate reports, client records, and account receivables. * Ensure compliance with underwriting principles and guidelines. * Review and produce commitments, policies, and endorsements with precision. * Coordinate document recording with attorneys and recording offices. * Communicate with leadership regarding workflow, challenges, and process improvements. What We're Looking For: * Experience: 2+ years of administrative or underwriting experience in title insurance, mortgage lending, legal support, or loan processing preferred. * Industry Knowledge: Familiarity with title insurance, legal instruments, and real estate transactions a plus. * Skills: Strong analytical ability, attention to detail, and organizational skills. * Communication: Excellent verbal and written communication skills. * Technical Proficiency: Comfortable with underwriting systems and general office software. Benefits Overview: We believe in taking care of our team, both personally and professionally. Here's what we offer to support your well-being and career growth: * Medical Insurance - Includes a free plan option, plus additional choices for employees and their families. * Dental & Vision Insurance - Comprehensive coverage to keep you and your family covered. * 401(k) with Employer Contribution & Profit Sharing - Plan for your future with our retirement benefits. * Maternity & Adoption Leave - Support for growing families with paid leave options. * Employer Provided Life Insurance & Long-Term Disability - Financial protection and peace of mind. * Comprehensive Hands-On Training - Get the tools and support you need to succeed and grow in your role. If you're looking for a role where you can develop your expertise, work with a dynamic team, and play a key part in real estate transactions, we'd love to hear from you! Recognized as an industry leader, Investors Title Insurance Company provides residential and commercial title insurance and innovative business solutions for our partners. The company's financial strength is consistently recognized by rating agencies such as A.M. Best as being among the highest rated in the industry. The Company is an equal-opportunity employer. As such, the Company offers equal employment opportunities without regard to race, color, religion, sex (including pregnancy), national origin, age, disability, genetic information, veteran status, and other protected class characteristics. #801835 #LI-Onsite
    $61k-113k yearly est. 9d ago

Learn more about underwriter jobs

How much does an underwriter earn in Durham, NC?

The average underwriter in Durham, NC earns between $39,000 and $109,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Durham, NC

$65,000
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