Underwriter jobs in Florida - 314 jobs

Merchants Mortgage & Trust Merchants Mortgage & Trust Corporation (“Merchants”) is a private real estate lender headquartered in Denver, Colorado. Merchants specializes in short-term residential bridge loans for investors, multi-family loans, commercial loans, construction loans, and rental property loans. Merchants was acquired by KKR, a leading global investment firm, in 2022 and is on pace to originate nearly $1 billion in 2025. Position Summary Mortgage Underwriter Location: Tampa, FL Full Time Roles and Responsibilities Underwrite loans in accordance with Merchants' guidelines. Responsibilities will include: Review and reconcile loan applications to ensure the loan meets program requirements. Analysis of loan application, credit profile/report(s), background reports, financial statements, leverage ratios, appraisal reports, renovation budgets, entity documents, purchase agreements, borrower experience, collateral, and supporting documentation. Manage an ongoing pipeline of loans through the Merchant's loan origination process. Report on the status of loans within the pipeline on a regular basis. Communicate effectively with Loan Originators, Underwriters, and the Credit Committee. Present loans to the Credit Committee for exceptions, escalations, and approval. Condition files for missing/supporting documentation according to Merchants' guidelines. Perform a preliminary review of all underwriting documents, including third-party reports. Collect, analyze, and approve all required due diligence. Perform property and market assessments to evaluate property conditions and market/submarket dynamics. Communicate and document the reasons for approving or rejecting loans so that clients and loan officers are well-informed about the decisions made. Mentor and train junior staff. Qualifications/Job Requirements Bachelor's degree required. Minimum 5 years of mortgage underwriting experience. Strong preference for experience with underwriting commercial and business purpose loans Experience with institutional lending and secondary market loan trading preferred. Effective pipeline management skills Proven track record of taking ownership and successfully delivering results in a fast-paced, dynamic environment. Exceptional interpersonal, written, and verbal communication skills Proficient in Microsoft Office, especially in Excel and Word Other Must be authorized to work in the US. Must be available to work in the office as required by management

About Us: American Integrity Insurance (NYSE: AII) is a leading provider of homeowners insurance, proudly serving over 400,000 policyholders across the Southeast. Comprised of more than 300 insurance professionals, most of whom work in our Tampa-area headquarters, and exclusively represented by more than 3,000 independent agents, we offer sound and comprehensive property and dwelling insurance to families throughout Florida, Georgia, and South Carolina. Our organization derives its Strength From IntegrityTM, and we are proud to have been recognized as a Top Place to Work in Tampa by the Tampa Bay Times and a Best Place to Work in Insurance by Business Insurance Magazine for the past twelve years. We have also rated among the Top Workplaces in the USA by USA Today for the past five years. A Day in the Life: Who knew Insurance could be this fun? From company picnics to charity events, no one can ever say American Integrity Insurance doesn't understand the importance of having fun, helping others, or giving back. Our company culture is priceless, and it's built around our six core values: Integrity, Commitment, Teamwork, Humility, Passion, and Fun. As a team working to provide home insurance solutions to our policyholders, together we aim to achieve greater heights each day and celebrate each other's accomplishments along the way. It is our mission to continue providing reliable, customer-centric homeowners insurance and paying claims in a timely manner when our customers suffer a loss - and to do so with Integrity. Learn more about American Integrity Insurance and our job opportunities at ************************ Participate in the renewal and new business activities that support underwriting decisions which are consistent with growth, retention and expense management goals. Review and critique new and renewal business accounts including inspections, endorsements and cancellations. Meet with appropriate internal/external contacts to establish support needs for new and renewal policies, inspections and reports. Respond to inquiries and questions from agents, vendors, customers and internal departments. Research problems and assists with solutions. Provide administrative services as required to support the renewal and new business activities. Maintain superior level of customer service. Education: Bachelor's Degree in Business, Insurance, Risk Management or other related field preferred. Experience: Two (2) years of residential property insurance experience, or combination of education and experience. Licensure: Florida 20-44 license minimum requirement, with a preference towards Florida 2-20 license holders. Knowledge: Demonstrated skills in the use of computer software applications. Specific knowledge in a particular line of business and / or additional education may be required by the hiring business unit. Familiarity with various types of insurance policies preferred. Skills: Proven ability in customer service required. Strong decision-making skills. Ability to communicate interpersonally with individuals and groups via telephone and in writing. Ability to communicate effectively with a wide variety of technical / professional / consumer clients. Demonstrated ability to work independently and in a team environment. Ability to balance timeliness and accuracy. Aptitude to provide prompt, correct responses and documentation when requested. Ability to share information while determining and maintaining appropriate confidentiality. Innovative in developing new methods or approaches to tasks and / or processes. Resourceful in seeking information and gaining input to solve problems.

We are changing FINANCE to finance CHANGE! Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it. We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members. We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are! Come join our team as an SBA Underwriter to support our SBA operations. This remote position will act as the primary liaison between the SBA Lending Division's business development officers, the borrower, and the US Small Business Administration (SBA) with respect to accessing and documenting credit risk of term loans. Incumbents will be accountable for managing risks to the bank by obtaining, analyzing, researching, reviewing, and evaluating various documents supplied by the applicant, from internal information as well as third party reports. Join us in this exciting start-up experience and take your career to a level unattainable in a traditional bank environment. Please send a resume to apply. Job Responsibilities * Underwrite and recommend action on loan applications to small and mid-size commercial businesses and professional practices based on current SBA guidelines. Loans range in size from $200,000 to $5,000,000 and include loans to purchase owner-occupied commercial real estate, equipment, business and professional practice acquisitions, business expansions and debt refinancing. * Apply conventional judgmental analysis as the primary underwriting method. * Provide detailed requests for credit approval including financial statement analysis, business history, collateral adequacy, credit background & management's ability in order to determine credit worthiness. * Identify and properly mitigate credit weaknesses and policy exceptions. * Act as a liaison between credit administration and the sales team with frequent direct client contact, as necessary. * Determine and assign credit risk ratings. * Review and evaluate third party reports. * As directed, provide ongoing portfolio management of the loan portfolio through annual reviews, renewal of existing credit facilities, monitoring financial and covenant compliance, and servicing modification requests. Requirements: * Solid analytical skills and a proven ability to properly structure SBA loans. * Proven understanding of real estate loans and processes, including appraisals, title, land surveys, etc. * Knowledge of SBA loan products and Standard Operating Procedures (SOP). * Ability and desire to work in a team environment. * Proven ability to work under pressure, prioritize workloads and work independently in a highly organized and efficient manner. * Ability to effectively communicate with customers and other key stakeholders. * Ability to efficiently identify and resolve problems and process slowdowns. * Proven ability to learn new technological systems and applications quickly. Ability to navigate MS Office environment with ease. Desired Qualifications and Skills: * Ideal candidates will have a college degree, or equivalent training and experience, with a specialization in accounting, finance or other business-related fields. * Formal Credit training is preferred. Physical Demands: Sustained standing and sitting; Frequent use of PC, including typing or sustained attention to monitor; Occasional lifting of basic office files or equipment up to 20 lbs. Equal Opportunity Statement: At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. Equal Opportunity Employer/Disability/Veterans E-Verify Statement: This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.

*Job Title: Mortgage Underwriter (GPO/WCC/HQ)**Job Description*Evaluate and underwrite all mortgage loan types according to specific state and federal requirements to limit risk exposure. *Responsibilities* * Manage a pipeline of appraisals, keeping track of pending due dates, and ensuring member service expectations are met. * Communicate changes, revisions, or corrections to production staff, appraisers, and appraisal vendors after initial delivery. * Respond to inquiries from production staff and other business units about appraisals in review and advanced underwriting issues. * Review and make decisions on appraisal reports, including adding conditions, issuing counter offers, and denials. * Consider effects of property-related contracts such as age restrictions, HOAs, and private water/septic/roads. * Conduct thorough examinations of appraisal reports to ensure deficiencies, repairs, or special requirements are noted. * Determine the acceptability and marketability of properties to ensure sufficient collateral for securing loans. * Utilize information from various resources to ensure an exceptional member experience without compromising risk. * Make decisions on investment risk acceptability using established guidelines and recommend denial or exception for properties that do not meet them. * Communicate professionally and proactively with appraisers, vendors, and business partners. * Provide timely, accurate, and clear information based on research or existing knowledge. *Essential Skills* * Strong mortgage and appraisal knowledge. * Experience in managing a pipeline. * Understanding of equity and debt-to-income ratios. * Ability to communicate effectively with various stakeholders. * Proficiency in evaluating property contracts and conditions. *Additional Skills & Qualifications* * Familiarity with International Building Code and local building and zoning regulations. * Experience in using online real estate databases and tax records. *Why Work Here?*Join the largest credit union in the world, serving the financial needs of military personnel and their families globally, with over 343 branches worldwide. *Work Environment*Hybrid work model with on-campus presence 2 times per week, transitioning to onsite 3 times per week in April 2026. Work hours are from 8 AM to 4:30 PM local time. *Job Type & Location*This is a Contract to Hire position based out of Pensacola, FL. *Pay and Benefits*The pay range for this position is $19.29 - $36.29/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: * Medical, dental & vision * Critical Illness, Accident, and Hospital * 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available * Life Insurance (Voluntary Life & AD&D for the employee and dependents) * Short and long-term disability * Health Spending Account (HSA) * Transportation benefits * Employee Assistance Program * Time Off/Leave (PTO, Vacation or Sick Leave) *Workplace Type*This is a hybrid position in Pensacola,FL. *Application Deadline*This position is anticipated to close on Jan 16, 2026. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Commercial Underwriters support the revenue growth and asset quality of the commercial lending line of business by participating in new client relationship development activities, functioning as part of the lending partnership, monitoring existing client relationships, and managing credit risk to ensure that loans are quality assets and well-structured so as to mitigate portfolio risk. Understand the nature of the businesses and industries which the line of business serves. Promote and support the loan policies, credit culture, and strategic initiatives of the bank. Examine, evaluate, authorize, or recommend approval of customer applications for commercial loans. Effectively manage a commercial loan portfolio. Underwriters will utilize strong analytical skills, high-level understanding of business finance, and extensive knowledge to propose and provide solutions to meet customer needs. ESSENTIAL DUTIES AND RESPONSIBILITIES: Analyze the financial information on existing and potential customers to assess the borrower's and guarantor's financial condition and ability to repay a loan request, perform periodic or annual reviews and covenant tests, or a loan modification. Investigate all available sources of credit and financial information including reporting services, credit bureaus, and other companies for trade references. Understand the market(s) and industry in which the customer does business. Assess the collateral pledged as security. Meet with and/or call borrower and accountants. Prepare and present financial information, industry data, economic influences, and other market information in the required format and analyze in detail for trends, ratios, cash flow, etc. Prepare analytical credit memoranda which are accurate and insightful, which identify and examine all risks, analyze sources of repayment, cite policy exceptions, and evaluate collateral. Become subject matter expert. Maintain a thorough understanding of the credit culture and loan policy to inform, articulate, and advise of risk appetite and policy adherence and exceptions. Underwriters should be able to handle all loan types, including complex borrowers, with little to no direction, and should be able to negotiate structure with Commercial Bankers on underwriting assignments. Ensure loan agreements are complete and accurate according to loan approval. Support timely loan closing and funding activities. Manage loan portfolio to ensure conformity and servicing with approved terms and compliance with all loan documents. Be cognizant of any developing trends. Proactively work to identify weakness in loans to minimize the bank's exposure, reduce credit risk, and mitigate delinquency and loss. This includes an on-going understanding of any changes in the risk profile of all loans, monitoring borrowers' compliance to the loan documents, obtaining and reviewing any required documentation or reports in a timely fashion, monitoring loan payments, tracking covenant compliance, and performing periodic borrower reviews on a regular basis. Utilize designated authorities judiciously. Assist the Special Assets Department in the management of problem loans, supervision of Watch Loan plan execution, administration of non-accruals, and minimization of charge-offs. Remain current on market and industry issues, trends, regulatory pronouncements, and analytical techniques. Exercise time management and organizational skills. Responsible for assisting other Underwriters to aid in covering overflow. Adhere to Seacoast Bank's Code of Conduct. EDUCATION and/or EXPERIENCE: A bachelor's degree (BS or BA) degree or higher from a four year accredited institution with a major in finance, accounting, or business preferred. Minimum of ten years of relevant experience with commercial credit analysis, commercial lending, loan structuring, finance, underwriting, and portfolio management or equivalent. Competence may be demonstrated through one or a combination of the following: work experience, training, military experience, and/or education. Formal commercial credit training preferred. Ability to develop and sustain analytic and risk management skills while actively participating in the successful execution of complex transactions. Ability to apply sound judgment in the application of analytical conclusions to credit approval, loan structure, and management recommendations. Familiarity with various industries and commercial property types. Experience evaluating economic and market conditions in the markets or lines of business served. Experience analyzing collateral and collateral valuation. Knowledge of policies, procedures and operations of commercial lending including originations, underwriting, documentation, and credit risk analysis. Formal credit training preferred. The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities. #LI-PF1 Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

General Job Title: Underwriter - Miscellaneous Medical Division: Specialty Risks Reports To: As per Beazley's organisation chart Key Relationships: Brokers, Underwriters, Claims staff, Coverholders, external Clients and Suppliers Job Summary: To underwrite a Miscellaneous Medical & Life Sciences account within the Healthcare Team and provide counsel and advice on Underwriting related issues. Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand. Key Responsibilities: Underwriting Develop and underwrite a profitable portfolio of Miscellaneous Medical & Life Sciences business as part of the Healthcare team. Structure tailor-made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing. Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level. Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability, using rating models as applicable. Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost effective administration of the French and continental European Miscellaneous Medical & Life Sciences account. Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Specialty Risks. Comply with Beazley's underwriting control standards for business written through Lloyd's, or Beazley's internal MGAs. Develop a good working relationship with the claims managers on this class of business. Client Management Advise, assist and service clients on insurance and risk matters to ensure clients' satisfaction. Foster positive relationships with clients to get a mutual understanding of both their and Beazley's needs. Maintenance of good business relationships with brokers. Maintain awareness of overall Beazley product range and take advantages of opportunities to introduce other Beazley products to clients. General Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley. Develop best practice and disseminate business and class knowledge within the Healthcare and Specialty Risks team. Work with peers within Healthcare and Specialty Risks to maximise business opportunities and profitability within the department. This will include but not be limited to sharing market information, marketing sources and cross selling opportunities. Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group. Production of presentations and marketing literature as required. Production of business plans/research documents for the Miscellaneous Medical & Life Sciences account as required. It is important that within all your interactions both internally and externally you adhere to Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers. We also expect Beazley employees to: Comply with Beazley procedures, policies and regulations including the code of conduct Undertake training on Beazley policies and procedures as delivered by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system Display business ethics that uphold the interests of all our customers Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs Comply with any specific responsibilities necessary for your role as outlined by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas. This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups Personal Specification: Skills and Abilities Proficient underwriting skills Accurate and numerate Computer skills - good working knowledge of MS Office, advanced Excel skills Strong analytical skills with attention to detail Able to communicate effectively with others, both verbally and in writing Ability to manage time, meet deadlines and prioritise Motivational skills Knowledge and Experience General commercial and financial knowledge Experience in insurance industry Experience of Healthcare underwriting Thorough knowledge of underwriting policy, philosophy and practice Advanced knowledge of underwriting processes and systems Client service experience Aptitude and Disposition Result focused, self-motivated, flexible and enthusiastic Professional approach to interact successfully with managers/colleagues/external suppliers Team worker as well as able to work on own initiative Customer focused, with a strong ethic of service and fairness to the customer Competencies Achievement drive Analytical thinking Strategic thinking Service focus Team working Forward thinking Conceptual thinking Essential Criteria Minimum 5 years of underwriting experience in healthcare-related insurance segments such as Miscellaneous Medical, Allied Healthcare, or Healthcare Professional Liability, including risk assessment, pricing, and portfolio management. Advanced analytical and financial skills with the ability to interpret underwriting guidelines, perform exposure evaluations, and make data-driven decisions. High proficiency in Microsoft Excel (including pivot tables, VLOOKUP, and complex formulas) and strong communication skills for negotiating terms and presenting underwriting decisions to brokers, clients, and internal stakeholders. Who We Are: Beazley is a specialist insurance company with over 30 years' experience helping people, communities and businesses to manage risk all around the world. Our mission is to inspire our clients and people with the confidence and freedom to explore, create and build - to enable businesses to thrive. Our clients want to live and work freely and fully, knowing they are benefitting from the most advanced thinking in the insurance market. Our goal is to become the highest performing sustainable specialist insurer. Our products are wide ranging, from cyber & tech insurance to marine, healthcare, financial institutions and contingency; covering risks such as the weather, film production or protection from deadly weapons. Our Culture We have a wonderful mix of cultures, experiences, and backgrounds at Beazley with over 2,000 of us working around the world.Employee's diversity,experience and passion allow us to keep innovating and moving forward, delivering the best. We are proud of our family-feel culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that is big on collaboration, diversity of thought and personal accountability. Our three core values inspire the way we work and how we treat our people and customers. Be bold Strive for better Do the right thing Upholding these values every day has enabled us to become an innovative and responsive organization in touch with the changing world around us - our ambitious inclusion & diversity and sustainability targets are testament to this. We are a flexible and innovative employer offering a friendly, collaborative, and inclusive working environment. We actively encourage and expect applications from all backgrounds. Our commitment to fostering a supportive and dynamic workplace ensures that every employee can thrive and contribute to our collective success. Explore a variety of networks to assist with professional and/or personal development. Our Employee Networks include: Beazley RACE - Including, understanding and celebrating People of Colour Beazley SHE - Successful, High potential, Empowered women in insurance Beazley Proud - Our global LGBTQ+ community Beazley Wellbeing - Supporting employees with their mental wellbeing Beazley Families - Supporting families and parents-to-be We encourage internal career progression at Beazley, giving you all the tools you need to drive your own career here, such as: Internal Pathways (helping you grow into an underwriting role) iLearn (our own learning & development platform) LinkedIn Learning Mentorship program External qualification sponsorship Continuing education and tuition reimbursement Secondment assignments The Rewards The opportunity to connect and build long-lasting professional relationships while advancing your career with a growing, dynamic organization Attractive base compensation and discretionary performance related bonus Competitively priced medical, dental and vision insurance Company paid life, and short- and long-term disability insurance 401(k) plan with 5% company match and immediate vesting 22 days PTO (prorated for 1st calendar year of employment), 11 paid holidays per year, with the ability to flex the religious bank holidays to suit your religious beliefs Up to $700 reimbursement for home office setup Free in-office lunch, travel reimbursement for travel to office, and monthly lifestyle allowance Up to 26 weeks of fully paid parental leave Up to 2.5 days paid annually for volunteering at a charity of your choice Flexible working policy, trusting our employees to do what works best for them and their teams Salary for this role will be tailored to the successful individual's location and experience. The expected compensation range for this position is $120,000K - $160,000K per year plus discretionary annual bonus. Don't meet all the requirements? At Beazley we're committed to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't perfectly align with every requirement and qualification in the job specification, we encourage you to apply anyway. You might just be the right candidate for this, or one of our other roles.

Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Group Underwriter II (Stop Loss) is responsible for determining acceptability of insurance risks and appropriate premium rates for renewal and prospect employer groups in accordance with corporate underwriting guidelines and authority limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Calculates stop loss rates for group cases based on analysis of group's experience, industry and demographics. * Prepares post-sale reviews. Minimum Requirements: Requires a BA/BS in a related field; Minimum 3 years of experience in underwriting; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: * CPCU, CLU, LOMA, HIAA or other insurance related courses preferred. * Stop Loss underwriting experience preferred For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $61,404 to $105,264. Locations: California, Colorado, District of Columbia (Washington, DC), Maryland, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Job Description Are you ready to advance your career in a dynamic, industry-leading environment? Join NQM Funding, LLC, a top secondary market investor renowned for our expertise and innovation in the Non-QM space. We operate both wholesale and correspondent channels, backed by our strong partnership with a global investment management firm. At NQM Funding, LLC, we offer cutting-edge programs, exceptional service, and highly competitive pricing. By joining our team, you'll have the opportunity to work with a focused and passionate group of professionals who are committed to shaping the future of Non-QM lending. We offer an environment where your expertise is valued and your career aspirations can flourish. If you're looking for a place to grow and make a tangible impact in the industry, NQM Funding, LLC is the perfect fit for you. Apply now to be part of a company that's redefining excellence in Non-QM lending! Our TPO Underwriting Department is looking to hire a Non-QM Exception Desk Underwriter. ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 100 MBPS. Job Title: Non-QM Exception Desk Underwriter Reports To: AVP Non-QM Credit Risk FLSA Status: Non-Exempt Department: TPO Underwriting Division: TPO Salary Range: $90K to $110K per year Summary: Responsible for reviewing exception requests, gathering sufficient compensating factors, and making recommendations to Credit Leadership on exception requests. In addition, the Exception Desk Underwriter may be asked to review various loan components such as entity vesting documents, Power of Attorneys and Trusts. Finally, the Exception Desk Underwriter may help to resolve post-closing underwriting related issues. Duties and Responsibilities: Review Exception Requests and ensure sufficient compensating factors are identified for exception consideration, ensuring the Exception Request form is accurately completed, and approving exception requests within authority and/or escalating for leadership review Working with sales and operations partners on viability of exception requests and providing guidance on how to best structure a loan to obtain an exception. Reviewing entity documents to ensure all documents are present and executed property to comply with guidelines. Review Power Of Attorney requests to ensure compliance with guidelines. Review Trust Documentation to ensure compliance with guidelines. Provide rebuttals to investor conditions. Assist in obtaining necessary documents from TPOs as needed to satisfy investor requirement. Respond to audits and post-closing issues in a timely manner Maintain working knowledge of Non-QM/TPO guidelines and policies. Performs other related duties as assigned. Skills: Math and critical thinking skills Strong Communication Skills Ability to apply a flexible approach when problem solving Financial analysis Ability to analyze complex Corporate Tax Returns Education/Experience: Degree: High School Diploma or Equivalent. 5+ years Non-QM underwriting experience required. NQM Funding, LLC offers the following benefits: Medical Plan Dental Plan Vision Plan GAP Insurance Life Insurance paid by the company Voluntary Life Insurance 401K Pet Insurance Legal Shield/ID Shield Equal Employment Opportunity: NQM Funding, LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. NQM Funding, LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. NQM Funding, LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to NQM Funding, LLC.

Are you ready to advance your career in a dynamic, industry-leading environment? Join NQM Funding, LLC, a top secondary market investor renowned for our expertise and innovation in the Non-QM space. We operate both wholesale and correspondent channels, backed by our strong partnership with a global investment management firm. At NQM Funding, LLC, we offer cutting-edge programs, exceptional service, and highly competitive pricing. By joining our team, you ll have the opportunity to work with a focused and passionate group of professionals who are committed to shaping the future of Non-QM lending. We offer an environment where your expertise is valued and your career aspirations can flourish. If you re looking for a place to grow and make a tangible impact in the industry, NQM Funding, LLC is the perfect fit for you. Apply now to be part of a company that s redefining excellence in Non-QM lending! Our TPO Underwriting Department is looking to hire a Non-QM Exception Desk Underwriter. ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 100 MBPS. Job Title: Non-QM Exception Desk Underwriter Reports To: AVP Non-QM Credit Risk FLSA Status: Non-Exempt Department: TPO Underwriting Division: TPO Salary Range: $90K to $110K per year Summary: Responsible for reviewing exception requests, gathering sufficient compensating factors, and making recommendations to Credit Leadership on exception requests. In addition, the Exception Desk Underwriter may be asked to review various loan components such as entity vesting documents, Power of Attorneys and Trusts. Finally, the Exception Desk Underwriter may help to resolve post-closing underwriting related issues. Duties and Responsibilities: Review Exception Requests and ensure sufficient compensating factors are identified for exception consideration, ensuring the Exception Request form is accurately completed, and approving exception requests within authority and/or escalating for leadership review Working with sales and operations partners on viability of exception requests and providing guidance on how to best structure a loan to obtain an exception. Reviewing entity documents to ensure all documents are present and executed property to comply with guidelines. Review Power Of Attorney requests to ensure compliance with guidelines. Review Trust Documentation to ensure compliance with guidelines. Provide rebuttals to investor conditions. Assist in obtaining necessary documents from TPOs as needed to satisfy investor requirement. Respond to audits and post-closing issues in a timely manner Maintain working knowledge of Non-QM/TPO guidelines and policies. Performs other related duties as assigned. Skills: Math and critical thinking skills Strong Communication Skills Ability to apply a flexible approach when problem solving Financial analysis Ability to analyze complex Corporate Tax Returns Education/Experience: Degree: High School Diploma or Equivalent. 5+ years Non-QM underwriting experience required. NQM Funding, LLC offers the following benefits: Medical Plan Dental Plan Vision Plan GAP Insurance Life Insurance paid by the company Voluntary Life Insurance 401K Pet Insurance Legal Shield/ID Shield Equal Employment Opportunity: NQM Funding, LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. NQM Funding, LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. NQM Funding, LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to NQM Funding, LLC.

Our War & Terrorism insurance provides coverage for businesses against property damage and business interruptions caused by politically, religiously, or ideologically motivated attacks. As an Underwriter, you will assist the underwriting team in evaluating risks, servicing accounts, and contributing to the growth of our specialty portfolio. This is an excellent opportunity to develop expertise in a niche product line and build strong relationships with brokers. Depending on your experience, we will consider candidates for either the Underwriter or Senior Underwriter level. Role Responsibilities: Risk Selection: Review, rate, underwrite, evaluate, and assess businesses applying for insurance. This includes qualifying accounts, identifying and assessing risks, determining premiums, establishing policy terms and conditions, obtaining approvals, creating and presenting proposals to agents/brokers, and successfully negotiating deals. Agent/Broker Relationships: Establish, develop, and maintain successful relationships with agents and brokers to facilitate the marketing of products and services. Provide stewardship with service partners, including initial setup of service commitments and regular visits. Personal Branding: Develop a strong personal brand to build and maintain a quality pipeline with agents and brokers. Portfolio Management: Manage a book of business by analyzing the portfolio, identifying opportunities for growth, profit, and diversification, and executing marketing plans to increase market share with preferred brokers. Documenting the Deal: Document files clearly to reflect a solid thought process and decision-making through comprehensive account reviews, sign-offs, and referrals that comply with state regulations, letters of authority, and underwriting guidelines. Qualifications A degree in Business or a related field is typically required. Candidates should have at least 1 year (preferably 1.5 or more years) of underwriting experience or related business experience. Active pursuit of professional insurance designations is encouraged. The ideal candidate will have the ability to develop and maintain effective internal and external relationships. Strong analytical skills to evaluate underwriting risks within defined authority are essential. Effective communication and interpersonal skills are required to successfully develop and maintain productive relationships with producers and customers. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.

Overall Demeanor/Goals - Loan underwriting is one of the most essential components of the overall process and function for FBDC. Loan underwriting demonstrates one's institutional credit quality which is corollary to the loan portfolio's risk and return consistent to that of the Board's risk appetite, SBA objective, and basic sound credit analyses. As for any financial institution, underwriting sets the foundation in the process of defining the level of creditworthiness and standard to which we assess our loan portfolio's ability to withstand the anticipated or unforeseen changes to the economic and market conditions. At a minimum, it is expected that underwriters meet the requirements set forth in the FBDC credit policy. These standards comply with those identified in the SBA SOP and ratified by the Board. Additionally, it is absolute that each underwriter exert the desired characteristics and commitment to hard work, industry expertise, professionalism, integrity and dedication to excellence that is imbedded within our culture. The result of this commitment will be measured by how well we perform relative to our competition in terms of SBA 504 loan volume in dollars and units as well as on going audits both internal and external. Leadership - As a member of the FBDC team, we exhibit the standards of a well-established leader in the SBA 504 industry. For that reason, we must always represent FBDC in a professional and respectful manner, in and out of the office environment. Furthermore, as team members of one of the top performing CDCs in the nation, we must strive to meet our client's expectations and be a resource for those that need assistance and insight to the program. We are all equally accountable for the performance and reputation of FBDC. Underwriting/SBA Knowledge - It cannot be emphasized enough that all underwriters must adhere and effectively comply with all applicable FBDC policies and procedures. Underwriters must be able to comprehend and interpret the SBA SOP as this is essential to daily operations and defined role. Underwriters are held responsible to insure all necessary documents, with applicable signature(s), are in file in order to comply with random audits both internal and external. It is essential to keep abreast of economic conditions and changes in the market and SBA industry, including any updates to underwriting standards in order to deliver a sound risk decision. SBA eligibility requirements, risk identification, credit analysis, remediation, process loan package and procurement of an SBA guarantee is not the Business Development Officer's responsibility, this is a credit determination and accountability lies with the underwriting team. Performance - Responsibilities to include: •Effectively communicate with customers and fellow co-workers both written and verbally. •Understand and retain SBA eligibility/procedure requirements. •Must execute in a fast paced, high demand, environment while managing multiple obligations/tasks. •Ability to interpret and discuss analytical financial data and reports. •Ability to timely identify, document, and/or mitigate credit risk. •Ability to underwrite, structure, and determine credit worthiness while meeting lender and borrower expectations. •Thoroughly and independently analyze simple to complex credit situations and conform a sound credit decision/recommendation. •Comply with reasonable set expectations and completion of loan processing in all stages from initial underwriting, submission, authorization, verification, document storage and funding. •Must be able to excel in a team environment and be willing to take on additional tasks or roles for the betterment of the company. •Knowledge of FBDC's loan management software (currently Ventures+) Underwriter: (4+ years of SBA credit experience or equivalent): •Must possess the skills to underwrite the loan request and package the application according to SBA guidelines and FBDC standards. •Must perform all necessary tasks and responsibilities required to insure SBA and FBDC compliance which include but not limited to successfully obtain SBA authorization, perform 327 change action, review and receive acceptable appraisal and environmental reports, insure verification of necessary documentation, and other tasks as required. •Maintain all 327 action changes in the loan management software so that it reflects the Authorization requirements at all times. •Application packages are audited internally and externally. Exceptions are to be minimal. The underwriter will be held accountable for any and all exceptions to the application package. •Ability to assist in any additional project(s) or task(s) upon request. •Mentor or review loan requests and documentation of less experienced underwriter(s). •Share knowledge and expertise within the company. •Production volume - it is expected that a senior level underwriter(s) has capacity to perform all the above tasks and responsibilities for 48 loan requests per fiscal year. Market/Industry Intelligence - It is expected that every underwriter keeps abreast to the ever changing market and industry, not just SBA but all developments in their sector. There are several resources that all team members can take advantage of within the company and in the industry, such as RMA, Coleman, NAGGL, NADCO, etc. An underwriter should initiate insightful research in order to have a deeper analytical understanding of key industries. This continuous development and improvement of our knowledge along with sharing information, skills, and expertise is essential to our competitive advantage in the SBA 504 industry. Time Management - As our company environment allows to self-manage our time, it nonetheless requires delivery of quality write-ups to internal and external parties within deadlines. This requires that we all pay attention to details and are accountable for the accuracy of our work to ensure completion within expectations. We must always recognize the urgency of each situation and respond appropriately and efficiently in order to consistently deliver on time. The underwriter must possess the organizational skills to manage workflow efficiently as they should have multiple deals (including funding analyses and 327s) at a time in different stages of completion. It is imperative that an underwriter know how to prioritize various tasks. Management understands they will need to stop on one task and pick up on another based upon the situation. Conclusion - Every member of FBDC is essential to our operation but none more so than the underwriters as they are the primary liaisons between the BDO and the SBA. Based upon the high expectations FBDC has in terms of dollar volume and unit volume, it is inherent that each underwriter be an industry expert. Each credit we oversee makes an impact not just within the company but more so in our communities and in our States. Annual Production Expectation The expectation is to review 1 deal per week or 45 per year factoring in vacations & holidays. FBDC conducts annual performance reviews every September. Education/Experience • 4-year degree required in Finance, Business Administration or related field • Minimum 4 years of SBA 7a/504 experience required. Benefits • 100% company-paid healthcare, dental, vision for the entire family • Life insurance policy for the employee • Production bonuses paid bi-annually • 3% safe harbor 401(k) • Up to 9% profit sharing to the 401(k) based on company results • 15 paid vacation days and 7 sick days per year ************

National Account Chief UW GB - UO07FESr UW Natl Acct - UO08GE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. Experience: + Responsible for the overall management of Group Life & Disability underwriting (5,000 or more lives) for National Accounts. + Includes all pre and post-sale underwriting, profit management, renewal processing, policy issue and changes for assigned business segment. + Demonstrates a solid, consistent technical proficiency of underwriting guidelines and underlying risk management philosophy. + Establishes solid relationships with all internal and external business partners. + Actively drives and participates in an assigned amount of project work and special assignments. + Partners with the field to ensure deliver on service goals. + Quotes new business opportunities for Core products and underwrites renewals. + Works directly with sales representatives and brokers on new business, renewals, and service issues + Demonstrates advanced understanding of the elements of pricing to include risk factors, retention, and reinsurance. + Interfaces with the sales force regarding underwriting issues and decisions + Negotiates prices and benefits with sales representatives and brokers. + Mentors Regional Account underwriters and other staff members + Look to leverage additional resources around key cases to facilitate better risk management, stimulate innovative thinking, provide creative solutions and potentially different perspectives. + Seek to understand your individual marketplace dynamics and those of the general market to maximize our chances of success. You'll Be a Good Match if You Have: + A customer-first mindset, putting our customers at the center of everything you do. + A passion for making decisions through both analyzing h data and employing critical thinking skills. + A team spirit and desire to work collaboratively. + A financial mindset to help make the best decisions. + Ability to own our work and following through on commitments. Qualifications: + Bachelor's Degree strongly preferred, or equivalent combination of education, training, and experience + 5 years of Employee Benefits underwriting experience + Demonstrated success in developing and maintaining solid relationships with all internal and external business partners. + Excellent communication, interpersonal and presentation skills + An ability to think analytically about business problems, make recommendations and propose solutions. + High energy self-starter, who is resilient and has an entrepreneurial spirit. + Demonstration of solid time, organizational, and desk management skills + Goal-oriented and delivers outcomes. + Ability to challenge the status quo and compete to win. + Superior technical knowledge and sound decision-making and analytical skills ***This position can be filled at different levels depending on experience. Salary - $88,080 - $149,400 Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $88,080 - $149,400 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (********************************************* Every day, a day to do right. Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day. About Us (************************************* Our Culture What It's Like to Work Here (************************************************** Perks & Benefits Legal Notice (***************************************** Accessibility Statement Producer Compensation (************************************************** EEO Privacy Policy (************************************************** California Privacy Policy Your California Privacy Choices (****************************************************** International Privacy Policy Canadian Privacy Policy (**************************************************** Unincorporated Areas of LA County, CA (Applicant Information) MA Applicant Notice (******************************************** Hartford India Prospective Personnel Privacy Notice

HomeXpress - Your Leading Non-QM Mortgage Lender Join our growing team and be part of the Top Non-QM Lender in the Business We are known for closing mortgage loans with Speed, Ease, and Convenience Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, FNMA, & FHLMC HomeX also has a great company culture, tremendous growth opportunities, and competitive employee benefits Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel! Job Description ESSENTIAL DUTIES AND RESPONSIBILITIES: Clear conditions, including but not limited to credit and title conditions Prep loan files for review by an Underwriter to determine eligibility within HomeXpress' guidelines Assisting Underwriters as needed to move pipeline in a forward trajectory Verify completeness of credit file Calculate income Confirm qualified Change of Circumstances and reprice loans as needed Run reports and interact with various third-party vendors Job Functions: Capable of underwriting a minimum of 3-4 new loans per day. Review conditions in a timely manner to remain in compliance with posted turn times. Analyze all areas of the mortgage loan application; including credit, income, assets, collateral, and compliance documents to ensure loan meets company, investor and regulatory guidelines. Review Income documentation and calculate income per investor and company guidelines. Review Assets to determine reserves and cash to close per investor and company guidelines. Required Knowledge: Conforming and Non-QM Underwriting Guidelines Strong verbal & written communications skills Strong problem solving skills Excellent interpersonal, customer service and organizational skills High level math aptitude Ability to move between tasks quickly is preferred; being able to respond to pressure situations easily and work productively in a fast paced, sometimes stressful environment. Knowledge of Conventional loan products, underwriting procedures, creditor financial analysis techniques, investor requirements and escrow/title practices, as well as regulatory compliance laws as they apply to mortgage transactions. Superior knowledge of personal computers and applicable software. Job Type: Full-time Pay: $70,000.00 - $80,000.00 per year Benefits: 401(k) matching Dental insurance Health insurance Paid time off Vision insurance Schedule: Monday to Friday Experience: Wholesale Underwriting: 1 year (Required) Non-QM: 2 years (Required) Work Location: In person Additional Information All your information will be kept confidential according to EEO guidelines.

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Hull and Company is seeking an Underwriter/ Broker to join team in St. Petersburg, FL. How You Will Contribute: Build agent and broker relationships Manage current book of business Provide excellent customer service Seek opportunities to access and cultivate new markets Effectively manage carrier relationships Provide guidance and training to Assistant Broker Review and analyze risks, ensuring all required information is obtained Foster and seek relationships with teammates across all levels of Hull & Company and Brown & Brown Ensure compliance with government agencies and corporate policies and procedures Attend training sessions, courses, etc. to maintain up-to-date skills Always conduct the highest level of confidentiality Other duties as needed Skills and Experience to be Successful: 2 - 5 years' experience in Commercial Multi-Line Insurance Sales and production driven mentality Experience working in a paperless environment preferred Must be detail-oriented and possess the ability to multi-task Proficiency in Microsoft Office 365 Exceptional customer service and interpersonal skills Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

ABOUT US: HGreg is one of the fastest growing automotive groups in North America. Founded in 1993, HGreg operates 31 new and used dealerships throughout the United States and Canada, and plans to continue expansion in the U.S. The Auto Underwriter is responsible for facilitating the submission of credit applications to HGreg's preferred lenders with the aim of obtaining approval for car purchases. This position involves analyzing credit data, financial statements, income documents, proof of residency, and other pertinent documents of individuals to assess the level of risk involved in extending credit and securing loan approval. ESSENTIAL DUTIES: * Submit credit applications to HGreg's preferred lenders to obtain approvals for car purchases. * Analyze credit data, financial statements, income documents, proof of residency, and other relevant documents to determine the level of risk involved in extending credit. * Review credit reports and ensure the accuracy of the information. * Communicate with lenders, customers, and other departments to facilitate timely and efficient processing of credit applications. * Maintain accurate records of credit applications, approvals, and rejections. * Provide guidance and assistance to customers regarding credit requirements and loan options. * Stay up-to-date with lending regulations and credit policies to ensure compliance. * Collaborate with team members to optimize the credit application process and improve customer experience. * Adhere to established performance metrics and goals. * Possess basic knowledge of computers and programs such as Microsoft Office applications, Dealer socket, DealerTrack, Google applications and Reynolds. SCHEDULE: 5 days a week including weekends 2 days off. PAY: Salary plus commission up to $ 150,000.00 EXPERIENCE DESIRED: * Minimum of three (3) years current Auto Credit experience with background in loan processing is preferred. * Demonstrates analytical thinking - analyzes information, identifies key issues and draws logical conclusions * Strategic thinker - identifies opportunities to achieve goals while anticipating impacts and consequences to the business * Must be able to work independently in a fast-paced, goal-oriented environment LICENSE: Must maintain a valid in-state Driver's License and be considered insurable with the dealerships insurance policy. WHAT WE OFFER: * Dental insurance * 401(K) * Health insurance * Vision insurance * Paid Time Off * Paid Group Term Life Insurance * Paid Training to promote professional growth * Employee Assistance Program (EAP) * Supplemental Personal Accident Insurance PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. * Sit and/or stand interchangeably throughout the day. * Sit and/or stand for long periods at a time. * Use hands, fingers and arms continually, frequently and throughout the day. * Bend, crouch, crawl, stoop and kneel continually, frequently and throughout the day. * Operate and drive vehicles or equipment in a safe manner. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Reasonable accommodation will be made to enable individuals with disabilities to perform the essential functions.

ABOUT US: HGreg is one of the fastest growing automotive groups in North America. Founded in 1993, HGreg operates 31 new and used dealerships throughout the United States and Canada, and plans to continue expansion in the U.S. SUMMARY: The Auto Underwriter is responsible for facilitating the submission of credit applications to HGreg's preferred lenders with the aim of obtaining approval for car purchases. This position involves analyzing credit data, financial statements, income documents, proof of residency, and other pertinent documents of individuals to assess the level of risk involved in extending credit and securing loan approval. ESSENTIAL DUTIES: Submit credit applications to HGreg's preferred lenders to obtain approvals for car purchases. Analyze credit data, financial statements, income documents, proof of residency, and other relevant documents to determine the level of risk involved in extending credit. Review credit reports and ensure the accuracy of the information. Communicate with lenders, customers, and other departments to facilitate timely and efficient processing of credit applications. Maintain accurate records of credit applications, approvals, and rejections. Provide guidance and assistance to customers regarding credit requirements and loan options. Stay up-to-date with lending regulations and credit policies to ensure compliance. Collaborate with team members to optimize the credit application process and improve customer experience. Adhere to established performance metrics and goals. Possess basic knowledge of computers and programs such as Microsoft Office applications, Dealer socket, DealerTrack, Google applications and Reynolds. SCHEDULE: 5 days a week including weekends 2 days off. PAY: Salary plus commission up to $ 150,000.00 EXPERIENCE DESIRED: Minimum of three (3) years current Auto Credit experience with background in loan processing is preferred. Demonstrates analytical thinking - analyzes information, identifies key issues and draws logical conclusions Strategic thinker - identifies opportunities to achieve goals while anticipating impacts and consequences to the business Must be able to work independently in a fast-paced, goal-oriented environment LICENSE: Must maintain a valid in-state Driver's License and be considered insurable with the dealerships insurance policy. WHAT WE OFFER: Dental insurance 401(K) Health insurance Vision insurance Paid Time Off Paid Group Term Life Insurance Paid Training to promote professional growth Employee Assistance Program (EAP) Supplemental Personal Accident Insurance PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Sit and/or stand interchangeably throughout the day. Sit and/or stand for long periods at a time. Use hands, fingers and arms continually, frequently and throughout the day. Bend, crouch, crawl, stoop and kneel continually, frequently and throughout the day. Operate and drive vehicles or equipment in a safe manner. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Reasonable accommodation will be made to enable individuals with disabilities to perform the essential functions.

J INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.

Reviews, evaluates, and rates insurance applications. Determines eligibility of risks when compared to guidelines of programs available. Evaluates the degree of risk involved anddetermine appropriate course(s) of action. Participates in surveys and studies to produce production and loss analysis reports as required. Essential Duties and Responsibilities: Teamwork Communicates with co-workers, management, vendors, and others in a courteous and professional manner. Effectively collaborate within the Underwriting, Operations, Product Management, Claims, and Sales teams. Proactively initiates and participates in various Underwriting related projects. Customer Focus Build, maintain, and manage successful producer relationships to achieve new business development and retention. Assist agents with comments or questions about applications and the likelihood of acceptance by the company. Participates in agency management activities. Answers questions from policyholders and prospects. Risk Evaluation Reviews applications and additional information to determine risk acceptability for the program(s)available within underwriting authority. Evaluate individual prior loss experience for selected risks. Evaluate the loss potential due to catastrophe, severity, and/or frequency. Handles high value risks and exceptions within authority. Reviews requests for cancellation, endorsements, etc. Reviews inspections for eligibility. Reviews policies for renewal consideration. Rate policies or check previously rated policies for proper rating. Utilizes knowledge of available systems to develop information for new or renewal policies. Requests additional documentation necessary for the processing of an application, endorsement or cancellation. Maintains the integrity of the company and products offered by complying with federal and state regulations as well as company policies and procedures. Job Qualifications: Associate's Degree or Bachelor's Degree preferred. 2-20, 20-44PL, or 4-40 Licensure preferred. Three years of property and casualty agency or company experience required. One year of property and casualty underwriting experience required. Knowledge of departmental regulations and policies and standard accepted underwriting practices. Proficiency with Microsoft Office products and internet research tools required. Excellent communication skills and ability to interact on a professional level with internal and external personnel. Demonstrated customer service focus / superior customer service skills. Resourceful and skilled in gaining consensus to solve problems. Results driven with strong problem solving and analytical skills. Ability to work independently in afast-pacedenvironment; and manages changingpriorities effectively. Detail-oriented and exceptionally organized. Collaborative partner; ability to contribute to a positive work environment. General Information: All employees must pass a pre-employment background check. Other checks may be needed based on position: driving history, credit report, etc. The preceding has been designed to indicate the general nature of work performed; the level of knowledge and skills typically required; and usual working conditions of this position. It is not designed to contain, or be interpreted as, a comprehensive listing of all requirements or responsibilities that may be required by employees in this job. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Heritage Insurance Holdings, Inc. is an Equal Opportunity Employer. We will not discriminate unlawfully against qualified applicants or employees with respect to any term or condition of employment based on race, color, national origin, ancestry, sex, sexual orientation, age, religion, physical or mental disability, marital status, place of birth, military service status, or other basis protected by law.

Job Title: Underwriter I What you'll do: As a Mortgage Underwriter I you'll perform a limited review of Conventional (Conforming, Conforming-High Balance and Non-Conforming Jumbo), Non-Agency and Government (FHA, VA, and USDA) loans for specific issues such as appraisal, property flip, insurability, DTI, etc. Additionally, you'll be accountable for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays. Manage individual pipeline on a daily basis by completing sufficient underwriting reviews, appraisal reviews, flip reviews, and conditions. Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from clients as needed. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process. Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans. What you'll need: 3+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field. High school diploma required. Intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations and/or other residential mortgage products and services. Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. Entry level to intermediate knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines. Entry level to intermediate knowledge of MS Office products. Entry level to intermediate knowledge of Encompass. Intermediate speaking and writing communication skills. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation