Underwriter jobs in Fort Wayne, IN - 22 jobs

Job Title: Underwriter I FLSA Status: Exempt Job Family: Underwriting Department: UW - Data & Quality Responsible within assigned authority to evaluate, classify and price new and renewal church and related ministry business, consistent with company established standards for growth and profitability. Provide assistance to agents in resolving issues with existing policies and/or answer questions with respect to coverage existence or availability. POSITION ESSENTIAL FUNCTIONS AND RESPONSIBILITIES To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Evaluate, classify and price new and renewal church and related ministry accounts that are of small to medium size and/or minor to moderate complexity in order to achieve company growth and profitability goals. Appropriately document underwriting files to reflect significant actions taken, thought process, pricing, and exposure analysis. Effectively and professionally communicate underwriting decisions with agents in a professional manner. Travel as needed to meet with agents and policyholders, and attend conferences or other training events. Adhere to all state and federal regulations with respect to the completion of new and renewal church and related ministry accounts. Meet individual processing/workflow standards established by the department and company management to meet agent and policyholder service needs. Appropriately document all files so that other underwriters, department and company management, and external auditors can identify and understand action taken with respect to policy issuance, renewal and changes/maintenance. Order risk control inspections as needed. Present agents with risk control guidelines when hazardous activities are identified and recommend available risk management services to achieve increased profitability. Contribute to the development and maintenance of the Underwriting Resource Center. Complete other projects as assigned. KNOWLEDGE, SKILLS, AND ABILITIES The requirements listed below are representative of the knowledge, skills, and/or abilities required to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Demonstrated ability to meet basic math and professional writing competency. Proficiency in using computers and business software applications. Must be able to make independent decisions. Must have strong analytical, negotiation, and organizational skills. Must have the ability to handle difficult situations in a diplomatic manner and use negotiation skills in the resolution of underwriting and agency differences. Must be able to effectively and professionally communicate complex concepts both orally and in writing. Must be able to develop creative solutions to problems and be comfortable working in a dynamic environment. Must possess strong interpersonal skills and present a positive and professional image of the company. Effectively interface with external contacts, Brotherhood employees, managers, and department staff members. EDUCATION AND/OR EXPERIENCE List Degree Requirement, Years' Experience, and Certifications Must have a Bachelor's degree. Must have two to five years of general business, insurance or related experience. AU, CPCU, CIC or other equivalent insurance related coursework is desired. Two to five years of relevant Property and Casualty underwriting experience is desired. Terms and Conditions This description is intended to describe the general content of and requirements for the performance of this position. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Because the company's niche is the church and related ministries market, and because effective service requires a thorough understanding of this market, persons in this position must be familiar with church operations and must conduct themselves in a manner that will neither alienate nor offend persons within this target niche. Brotherhood Mutual Insurance Company reserves the right to modify, interpret, or apply this position description in any way the company desires. This job description in no way implies that these are the only duties, including essential duties, to be performed by the employee occupying this position. This position description is not an employment contract, implied or otherwise. The employment relationship remains “at-will”.

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team. Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to: Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment Analyze loss experience, financial conditions and physical characteristics of risks Acquire a working knowledge of supporting sections of the underwriting department Effectively communicate with independent agents and other associates through verbal and/or written means Participate in and successfully complete the Company underwriter training program Desired Skills & Experience Bachelor's degree or direct equivalent experience with property/casualty underwriting Ability to organize data, multi-task and make decisions independently Above average communication skills (written and verbal) Ability to write reports and compose correspondence Ability to resolve complex issues Continually develop product knowledge through participation in approved educational programs Benefits Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you! Equal Employment Opportunity Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law. *Please note that the ability to work in the U.S. without current or future sponsorship is a requirement. #LI-DNI #IN-DNI

What You'll Be Doing: Risk Selection and Pricing: Evaluate individual risks based on our company philosophy and guidelines. Apply your analytical skills to determine appropriate pricing. Business Approval and Processing: Review, approve, or decline business submissions. Ensure efficient and accurate processing of policies. Agency Performance Monitoring: Monitor the overall results of assigned agencies. Identify trends and opportunities for improvement. Agency Visits and Relationship Building: Foster strong relationships with agents in your assigned territory. Conduct quarterly agency visits. What We're Looking For: Qualifications: Computer Proficiency: Comfortable using computers and current technology. Customer Experience Commitment: Passionate about providing exceptional customer experience. Self-Motivation and Interpersonal Skills: Thrives in a collaborative environment. Effective Communication: Can communicate clearly with agents and customers. Preferred Education and Experience: Bachelor's Degree: In business, insurance, or a related field, or equivalent experience. Professional Designations: Be willing to actively pursue Insurance Institute or America's AU and/or CPCU certifications. Why Join Our Team? Growth Opportunities: We invest in our employees' professional development. Collaborative Environment: Work alongside talented professionals. Competitive Compensation: Enjoy a competitive salary and benefits package. Casual Dress Code: Our workplace follows a casual dress code, which includes jeans. We simply ask that you maintain a neat and professional appearance throughout the day. If you're ready to make an impact and contribute to our success, apply today!

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Arrowhead Intermediaries is Seeking Underwriter to join our growing team in Ft. Wayne, IN. The Underwriter operates at an intermediate level of underwriting skill and difficulty and will work independently under moderate direction from their assigned Underwriting Team Leader. The Underwriter will operate within its assigned intermediate level of Underwriting Authority to evaluate, qualify and rate individual insurance applications/ supporting documentation for assigned underwriting files to determine the acceptability of risk factors on behalf of the carrier. This individual is expected to maintain a high level of accuracy within their work product. The Underwriter will also contribute toward the achievement of the company's premium and profitability goals as defined by its underwriting leader How You Will Contribute Underwrite standard level of new and renewal accounts in accordance with all applicable guidelines and procedures. Moderate contribution toward the achievement of American Specialty's premium and profitability objectives. Evaluate client's entire range of exposures (general liability, excess/umbrella, property, and automobile) ensuring each exposure has been properly assessed. Ensure effective, comprehensive approaches are developed, recommended, and implemented to address the exposures. This is accomplished by examination and evaluation of documents such as application forms, inspection reports, product brochures, financial reports, loss information, and other data to determine degree of risk, underwriting and market selection. Develop and communicate informed, sound underwriting decisions. Monitor results to identify trends and developments on assigned accounts. Coordinate account servicing through interaction with Client Services, Risk Services and Claims Services in such a way as to meet American Specialty service objectives. Any other job-related duties may be assigned by your underwriting leader. Licenses and Certifications: Active Indiana Property and Casualty License. Skills & Experience to Be Successful Bachelor's degree in insurance & risk management OR possess 2+ years of on-the-job underwriting experience, including developed technical knowledge and underwriting philosophy. Solid understanding of underwriting commercial exposures and insurance coverages. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

Full-time Description Responsible for the review of conventional and government mortgage loan applications ensuring quality and compliance with company, investor & appraisal guidelines and meeting closing schedules. Essential Responsibilities Completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines. Evaluate the entire appraisal package and collateral for residential mortgage loans and ultimately ensure an “investment” quality loan product. Check accuracy of calculations. Assists with training of new underwriters. Recommend the loan disposition for loan amounts in excess of authority limitations to underwriting manager. Communicate decision on loans to appropriate parties both verbally and in writing. Be available to processors and correspondents for general guideline interpretations and questions on specific loan files. Respond to post-closing reviews and audits in a timely fashion. Maintains a professional image and standards consistent with company policies and procedures. Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation. Performs other tasks as requested. Knowledge, Skills and Abilities Ability to read, write, and communicate at a level consistent with the requirements of this position, including legal documents and to non-technical staff. Ability to clearly organize information, understand relevant laws, identify and fix any financial discrepancies that may arise, and perform mathematical equations accurately. Ability to learn and support new systems and applications, and use critical thinking to make good decisions and meet deadlines. Demonstrated ability to handle multiple projects and details simultaneously; holds self to a high level of quality. Must be self-motivated and enthusiastic to obtain personal and company goals. Ability to stay organized to easily retrieve information and documents as needed. Job Dimensions Reporting to this position: No direct reports Internal Relationships: All internal operations staff and management, loan officers, underwriting, and compliance. External Relationships: Credit and title companies, Realtors, appraisers, and other outside professionals. Requirements Experience and Training Bachelor's degree in related field, preferred. High school diploma or equivalent is required. Minimum of three years' mortgage loan underwriting experience, required. DE designation, required. Proficient with MS Office including Word, Excel and PowerPoint. Must maintain industry standard training according to company policies. Physical Demands and Work Environment Physical Demands: Mostly sedentary, however, while performing the duties of this job, the employee is occasionally required to walk; reach with hands and arms; stoop; talk and hear. Extensive reading and computer use is expected more than 50% of the time. Receiving and expressing detailed information verbally, in person and by telephone is essential. Must be able to verbally communicate effectively with others. Occasionally lift and/or move up to 15 pounds. Regular attendance is necessary and essential to this position. Work Environment: Professional atmosphere in a branch environment Routinely uses office equipment such as computers, phones, photocopiers, filing cabinet and fax machine. Why is Ruoff Mortgage the right career choice? At Ruoff Mortgage, we truly believe that where you work and loving your job matters, so you will receive all the vital resources necessary for your career to take off! Our team is focused on helping our clients achieve their home borrowing goals while providing our employees with a rewarding, professional experience, and a friendly team-oriented work environment. We offer a comprehensive Ruoff Total Rewards benefits package designed to support the well-being and success of our employees. Health & Wellness: Enjoy comprehensive health insurance plans, including medical, dental, and vision coverage, to keep you and your family healthy. Retirement Savings: Take advantage of a 401(k) plan with company match to help you plan for your future. Paid Time Off: Benefit from paid vacation, holidays, and sick leave to ensure you maintain a healthy work-life balance. Professional Development: We support your growth with training, education, and opportunities for career advancement. Employee Assistance Program (EAP): Access confidential counseling and support services for personal or professional challenges. We're committed to providing our employees with the tools and resources they need to thrive both personally and professionally. Ruoff Mortgage reserves the right to modify, interpret, or apply this in any manner the company desires. This in no way implies that these are the only duties, including essential duties, to be performed by the employee occupying this position. This job description is not an employment contract, implied or otherwise. The employment relationship remains “At Will.” The aforementioned job requirements are subject to change to reasonably accommodate qualified individuals with disabilities. While we thank all candidates for your interest in our company, only those selected for interviews will be contacted. Ruoff Mortgage is an equal opportunity employer.

Mortgage Underwriter Reports To: Mortgage Underwriting Manager Location: Onsite Position Type: Non-Exempt Pay: $63,450- $92,250/yr ***Note - Pay is dependent on pay and experience, with the top of the pay range reflecting someone who has held a similar position with a similar title and responsibilities for 10+ years. Variable Incentive Pay / Merit: This position is eligible for variable incentive pay based on individual and credit union performance. In addition, the position is also eligible for merit-based pay adjustments after the completion of one year of service, based on personal performance. Reviews, analyzes, and underwrites 1st and 2 nd mortgage loan requests utilizing sound lending decisions. Measures expectations for fraud, delinquency and loss. Utilizes approved lending and credit evaluation guidelines adopted by the Credit Union. Assists in supervising the system of checks and balances associated with pricing, rates, fees, and rate-locks for lending requests. Maintains communication with the mortgage team members working with the membership. Obtains and evaluates credit information on applicants to render sound credit lending decisions. Enters and processes assigned internal software applications in a timely and accurate fashion. Supports reasons for denials and follow-up with required regulatory adverse action notifications to applicants. Responsible for the Credit Union's consumer credit granting decisions. Examines current credit history and member relationship to suggest additional products and services (cross-sell). Recommends lending products that would better suit the member's needs at the time of the request. Knowledge Requirements Extensive experience and thorough knowledge of the 1st mortgage lending industry FHA underwriting experience and endorsement Working knowledge of lending practices and procedures. Knowledge of office procedures and equipment. Computer knowledge with exposure to Microsoft Excellent verbal and written communication skills. Exceptional organizational skills. Ability to maintain composure and positive attitude at all times. Good knowledge of loans, types and purposes Must be able to use sound judgment at all times Exercises judgment with management team to make decisions based on data and process knowledge. Ability to analyze work flow and develop procedural modifications. Focused on quality and problem resolution. Adheres to all federal, state and credit union regulations and policies. Work Environment & Physical Effort Required Normal Education and/or Experience Minimum of 5 to 7 years of mortgage lending experience 3-5 years' history of underwriting 1st mortgage loans at a pace of 5 to 8 per day High School diploma or equivalent Bachelor's Degree in a related field Core Values Commitment - Be all in. Consistency - Be all in EVERY DAY. Innovation - Think (UYH) and ASK WHY. Integrity - Do the RIGHT thing, not the easy or quick thing. Quality - Do an OUTSTANDING job, don't run out of GAS. Trust - Hold trust and be trustworthy. Value - Make members lives better, easier, safer; help them fulfill dreams; help them to do what they don't know how to or think isn't possible even if it's not here (see integrity above); make them wiser; help them build wealth (beyond saving $$)

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Arrowhead Intermediaries is Seeking Underwriter to join our growing team in Ft. Wayne, IN. The Underwriter operates at an intermediate level of underwriting skill and difficulty and will work independently under moderate direction from their assigned Underwriting Team Leader. The Underwriter will operate within its assigned intermediate level of Underwriting Authority to evaluate, qualify and rate individual insurance applications/ supporting documentation for assigned underwriting files to determine the acceptability of risk factors on behalf of the carrier. This individual is expected to maintain a high level of accuracy within their work product. The Underwriter will also contribute toward the achievement of the company's premium and profitability goals as defined by its underwriting leader How You Will Contribute * Underwrite standard level of new and renewal accounts in accordance with all applicable guidelines and procedures. * Moderate contribution toward the achievement of American Specialty's premium and profitability objectives. * Evaluate client's entire range of exposures (general liability, excess/umbrella, property, and automobile) ensuring each exposure has been properly assessed. * Ensure effective, comprehensive approaches are developed, recommended, and implemented to address the exposures. This is accomplished by examination and evaluation of documents such as application forms, inspection reports, product brochures, financial reports, loss information, and other data to determine degree of risk, underwriting and market selection. * Develop and communicate informed, sound underwriting decisions. * Monitor results to identify trends and developments on assigned accounts. * Coordinate account servicing through interaction with Client Services, Risk Services and Claims Services in such a way as to meet American Specialty service objectives. * Any other job-related duties may be assigned by your underwriting leader. Licenses and Certifications: * Active Indiana Property and Casualty License. Skills & Experience to Be Successful * Bachelor's degree in insurance & risk management OR possess 2+ years of on-the-job underwriting experience, including developed technical knowledge and underwriting philosophy. * Solid understanding of underwriting commercial exposures and insurance coverages. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: * Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance * Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement * Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services * Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, "The Power to Be Yourself".

Description The Opportunity:The Underwriter is responsible for evaluating individual account risk in relation to coverage granted to price and set terms for accounts that will balance written premium, rate, and profitability goals. This position will support management and coworkers with projects through leadership, teamwork, training, and implementation. In This Role You Will Execute On: Effectively implement the underwriting standards, procedures, coverage forms and rating plans established for each HAS program Identify acceptable accounts from those submitted by HAS appointed agencies/producers utilizing the HAS Underwriting Guidelines established for each program or plan Utilize all resources available to determine the terms and premium for each account submitted, including but not limited to: account application, schedules, web-site, driver data, motor vehicle driver reports, news articles, risk management reports, MSB valuations, independent appraisals, IRMI and other resources; Determine the terms and premium for each account and release a quotation utilizing the HAS underwriting system by or prior to the agent/producer due date Place necessary reinsurance when exposures exceed program or program delegated authority / capacity Demonstrate knowledge of coverage forms specific to each assigned program Demonstrate sound underwriting decisions as demonstrated by file documentation and discussions on facts leading to the decision Maintain effective file organization Demonstrate effective planning and organization skills utilized to manage the assigned accounts, projects and performance requirements In This Role You Will Need: 5+ years of insurance underwriting experience Bachelor's degree or equivalent combination of education and experience Excellent communication skills, including listening, speaking and writing Flexibility and creativity for developing innovative and customized business solutions Exceptional relationship development and interpersonal skills Ability to balance diverse and competing workloads Ability to work well with others in solution of mutual problems; respect the opinions, abilities, and contributions of others; cooperative and open minded in working with others. Computer literacy for Word, Excel, Outlook and Internet with the ability to create and edit spreadsheets, presentations and correspondence, perform data entry and access data. Why Hylant? A multi-year recipient of Best Places to Work in Insurance, Hylant is a full-service insurance brokerage with 21 offices in eight states. And since the founding of our family-owned business over 85 years ago, we made a promise to strengthen and protect the businesses, employees and communities of our client family by embracing them as our own. We're more than an insurance brokerage firm and you're more than a client, employee or neighbor. You're family. And that's just the way we treat you. Hylant is proud to be an equal opportunity workplace. All qualified applicants will receive consideration for employment without regard to race, marital status, sex, age, color, religion, national origin, Veteran status, disability or any other characteristic protected by law. If you have a disability or special need that requires accommodation, please let us know. Hylant participates in E-Verify. #LI-Hybrid

Responsible for managing and monitoring daily work flow of assigned residential loan files. The senior underwriter is to make sound decisions within the risk parameters, investor guidelines and WesBanco Credit Policy. ESSENTIAL FUNCTION: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. ESSENTIAL DUTIES AND RESPONSIBLITIES: Managing and monitoring daily workflow of assigned files. Make sound underwriting decisions on loans regarding credit worthiness. Work closely with MLOs, processors and the senior management team. Assist processors and MLOs with complex questions. Ability to review and comprehend complex personal and business tax returns. Consistently meet underwriting milestones as established by the bank. Complete all bank training courses that are required in a timely manner. Must provide exceptional, professional service to mortgage customers, originators, processors and closers. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. CERTIFICATES, LICENSES, REGISTRATIONS: FHA delegated underwriter VA automatic underwriter VA staff appraisal reviewer Able to obtain approval from secondary market investors as delegated underwriter if needed OTHER SKILLS AND ABILITIES: Strong customer service skills Ability to process all portfolio and all secondary market loans Ability to review personal and business tax returns to determine qualifying income Strong organizational and management skills Ability to multi-task under sometimes stressful conditions PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree from four year college or university preferred. Minimum of 5 years of residential underwriting experience required. DE/SARS/LAPP highly preferred. Current knowledge of RESPA regulations required. Strong knowledge in FNMA/FHLMC, FHA,VA,USDA programs preferred. Minimum of 5 years of AUS experience required. Experience and proficiency with Encompass software preferred.

Education A high school diploma or equivalent required; a B. A. degree in a related field of study preferred; specialized bank consumer lending education/training preferred. Experience A minimum of three (3) years of experience in accounting, lending, or related positions. Formal credit training program or certification preferred. Preferred Skills Knowledge and experience working with nCino lending platform. Proficient reading, writing, grammar, and mathematics skills. Proficient interpersonal relations and communicative skills. Knowledge of current loan servicing procedures, lending laws, and regulations. Sound judgment and risk assessment Moderate computer skills. Role and Responsibilities Responsible for performing administrative and underwriting duties to support the consumer lending function; achieving goals as established in the bank's business objectives; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the consumer loan function; communicating with appropriate personnel; maintaining appropriate records and providing assigned reports Essential Duties Performs administrative and underwriting duties to support the consumer lending function of which the following are illustrative: Evaluates consumer loan requests; determines debt-to-income ratio, collateral valuation, and general loan quality. Approves or denies consumer loans based on consumer loan standards. Ensures that all loan decisions are based on an accurate and thorough understanding of each customer's financial needs and conditions, and that they are made in accordance with guidance contained in the policies and procedures manual. Properly analyzes and maintains the creditworthiness and documentation of all loans that are originated; coordinates the elimination of any obstacles to closing. Partners with internal personnel and lending customers to resolve issues, provide guidance, and support positive client experiences. Maintains an accurate record of all loan decisions and actions taken. Prepares and analyzes reports on portfolio performance, delinquency trends, and loan quality to identify areas of improvement. Recommends process improvements, system enhancements (e.g., nCino), automation, and workflow changes to increase efficiency and accuracy. Provides input on credit policy development and training initiatives to ensure consistent application of standards across consumer lending. Performs additional duties and responsibilities as directed by the Director of Consumer Lending Participates in testing and validation of system upgrades or new features. Suggest strategic and innovative strategies to achieve goals assigned to the department as established in the annual operating plan. Provide exceptional customer service to internal stakeholders and support cross-functional projects as needed. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the workplace. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Equal Credit Opportunity Act, etc.; ensures that the department and all personnel adhere to the same. Responds to inquiries relating to his/her particular area, or to requests from customers, other personnel, etc., within give time frames and within established policy. Ancillary Duties Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual or departmental circumstances. Serve as backup to the Credit Department for tasks such as credit file maintenance, loan reviews, risk rating updates, monitoring/tracking, and preparation of management reports. Physical Requirements Must be able to remain in a stationary position more than two-thirds of the time. The person in this position needs to occasionally move about inside the office to accomplish tasks. Frequently communicates with others to exchange information. Constantly moves wrists, hands, and/or fingers. Must be able to assess the accuracy, neatness, and thoroughness of the work assigned. Sedentary work that primarily involves sitting/standing.

Aon Is Looking For A Underwriting Specialist I We currently have an exciting hybrid career opportunity for a Underwriting Specialist I in our Ft. Wayne, IN office. This position will support Aon's K&K Insurance group within Aon Affinity. Aon is in the business of better decisions: At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed. What the day will look like: Answer client phone calls that are received within the division and effectively communicate program guidelines to the client as well as answering any questions related to the specific programs. Review, evaluate and approve insurance applications and related documents Follow up with client or agent on pending information needed for a complete submission following the specific guidelines for the cash with application program Prepare files for renewal solicitation. Verify accounts are still within the parameters of underwriting guidelines. Order loss runs and send non-renewals as needed Communicate with policy operations on the execution of tasks needed to bind an account or complete a client's request Develop and maintain positive and constructive working relationships with underwriters, marketing professionals, brokers, and policy operations associates to provide high quality service to clients Assist in review and assignments of e-mails in unit shared e-mail boxes, including e-commerce websites (transaction confirmations) Skills and experience that will lead to success: Property and Casualty insurance license is required - must be acquired within 90 days of hire date Prefer 3 years commercial property/casualty experience, preferably in MGU or carrier environment Understanding of commercial auto, liability and workers compensation coverages. Computer capabilities to include Microsoft Word and Excel. Develop and maintain positive and constructive working relationships with underwriting coworkers and managers, direct insureds and insurance broker clients, and carrier partners to efficiently execute assigned responsibilities Prioritize work and possess effective time management skills. Education: Bachelors Degree preferred or equivalent industry experience How we support our colleagues: In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognize that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working! Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. People with criminal histories are encouraged to apply. We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. The salary range for this position (intended for U.S. applicants) is $35,000 to $47,000 annually. The actual salary will vary based on applicant's education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant's geographic location. Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon's discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance program that includes free counseling sessions. Eligibility for benefits is governed by the applicable plan documents and policies. #LI-AM4 2570831

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Arrowhead Intermediaries is Seeking Underwriter to join our growing team in Ft. Wayne, IN. The Underwriter operates at an intermediate level of underwriting skill and difficulty and will work independently under moderate direction from their assigned Underwriting Team Leader. The Underwriter will operate within its assigned intermediate level of Underwriting Authority to evaluate, qualify and rate individual insurance applications/ supporting documentation for assigned underwriting files to determine the acceptability of risk factors on behalf of the carrier. This individual is expected to maintain a high level of accuracy within their work product. The Underwriter will also contribute toward the achievement of the company's premium and profitability goals as defined by its underwriting leader How You Will Contribute Underwrite standard level of new and renewal accounts in accordance with all applicable guidelines and procedures. Moderate contribution toward the achievement of American Specialty's premium and profitability objectives. Evaluate client's entire range of exposures (general liability, excess/umbrella, property, and automobile) ensuring each exposure has been properly assessed. Ensure effective, comprehensive approaches are developed, recommended, and implemented to address the exposures. This is accomplished by examination and evaluation of documents such as application forms, inspection reports, product brochures, financial reports, loss information, and other data to determine degree of risk, underwriting and market selection. Develop and communicate informed, sound underwriting decisions. Monitor results to identify trends and developments on assigned accounts. Coordinate account servicing through interaction with Client Services, Risk Services and Claims Services in such a way as to meet American Specialty service objectives. Any other job-related duties may be assigned by your underwriting leader. Licenses and Certifications: Active Indiana Property and Casualty License. Skills & Experience to Be Successful Bachelor's degree in insurance & risk management OR possess 2+ years of on-the-job underwriting experience, including developed technical knowledge and underwriting philosophy. Solid understanding of underwriting commercial exposures and insurance coverages. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

Responsible for managing and monitoring daily work flow of assigned residential loan files. The senior underwriter is to make sound decisions within the risk parameters, investor guidelines and WesBanco Credit Policy. ESSENTIAL FUNCTION: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. ESSENTIAL DUTIES AND RESPONSIBLITIES: Managing and monitoring daily workflow of assigned files. Make sound underwriting decisions on loans regarding credit worthiness. Work closely with MLOs, processors and the senior management team. Assist processors and MLOs with complex questions. Ability to review and comprehend complex personal and business tax returns. Consistently meet underwriting milestones as established by the bank. Complete all bank training courses that are required in a timely manner. Must provide exceptional, professional service to mortgage customers, originators, processors and closers. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. CERTIFICATES, LICENSES, REGISTRATIONS: FHA delegated underwriter VA automatic underwriter VA staff appraisal reviewer Able to obtain approval from secondary market investors as delegated underwriter if needed OTHER SKILLS AND ABILITIES: Strong customer service skills Ability to process all portfolio and all secondary market loans Ability to review personal and business tax returns to determine qualifying income Strong organizational and management skills Ability to multi-task under sometimes stressful conditions PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Job DescriptionEducation A high school diploma or equivalent required; a B. A. degree in a related field of study preferred; specialized bank consumer lending education/training preferred. Experience A minimum of three (3) years of experience in accounting, lending, or related positions. Formal credit training program or certification preferred. Preferred Skills Knowledge and experience working with nCino lending platform. Proficient reading, writing, grammar, and mathematics skills. Proficient interpersonal relations and communicative skills. Knowledge of current loan servicing procedures, lending laws, and regulations. Sound judgment and risk assessment Moderate computer skills. Role and Responsibilities Responsible for performing administrative and underwriting duties to support the consumer lending function; achieving goals as established in the bank's business objectives; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the consumer loan function; communicating with appropriate personnel; maintaining appropriate records and providing assigned reports Essential Duties Performs administrative and underwriting duties to support the consumer lending function of which the following are illustrative: Evaluates consumer loan requests; determines debt-to-income ratio, collateral valuation, and general loan quality. Approves or denies consumer loans based on consumer loan standards. Ensures that all loan decisions are based on an accurate and thorough understanding of each customer's financial needs and conditions, and that they are made in accordance with guidance contained in the policies and procedures manual. Properly analyzes and maintains the creditworthiness and documentation of all loans that are originated; coordinates the elimination of any obstacles to closing. Partners with internal personnel and lending customers to resolve issues, provide guidance, and support positive client experiences. Maintains an accurate record of all loan decisions and actions taken. Prepares and analyzes reports on portfolio performance, delinquency trends, and loan quality to identify areas of improvement. Recommends process improvements, system enhancements (e.g., nCino), automation, and workflow changes to increase efficiency and accuracy. Provides input on credit policy development and training initiatives to ensure consistent application of standards across consumer lending. Performs additional duties and responsibilities as directed by the Director of Consumer Lending Participates in testing and validation of system upgrades or new features. Suggest strategic and innovative strategies to achieve goals assigned to the department as established in the annual operating plan. Provide exceptional customer service to internal stakeholders and support cross-functional projects as needed. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the workplace. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Equal Credit Opportunity Act, etc.; ensures that the department and all personnel adhere to the same. Responds to inquiries relating to his/her particular area, or to requests from customers, other personnel, etc., within give time frames and within established policy. Ancillary Duties Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual or departmental circumstances. Serve as backup to the Credit Department for tasks such as credit file maintenance, loan reviews, risk rating updates, monitoring/tracking, and preparation of management reports. Physical Requirements Must be able to remain in a stationary position more than two-thirds of the time. The person in this position needs to occasionally move about inside the office to accomplish tasks. Frequently communicates with others to exchange information. Constantly moves wrists, hands, and/or fingers. Must be able to assess the accuracy, neatness, and thoroughness of the work assigned. Sedentary work that primarily involves sitting/standing.

Aon is looking for a Underwriting Professional l We have an opportunity for an Underwriting Professional with our Events & Attractions Division, K&K Insurance Group is a subsidiary of Aon. K&K has been recognized as the leading provider of sports, leisure, and entertainment insurance products. This is a hybrid role with the flexibility to work both virtually and one to two days per week in office at our Fort Wayne, IN location. Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed. What the day will look like Within stipulated underwriting authority limits, this position is accountable for reviewing and evaluating applications for insurance coverage in order to classify the degree of insurable risk and determine appropriate premium amounts. Review and evaluate insurance applications and related documents, including inspection reports, financial statements, loss data, MVRs and other information needed to properly evaluate and classify the degree of risk in relation to proposed coverage limits. Obtain all relevant information not included with the initial submission to ensure a thorough evaluation of the risk. Review and evaluate renewal business and recommend appropriate actions to attain premium rate and loss ratio objectives. Prepare and review quotations to ensure accuracy prior to presentation to potential clients. Approve the coverages requested within specified underwriting authority, either as submitted or on a modified basis, or decline the risk in its entirely; refer with recommended action if risk exceeds underwriting authority. Review policy forms used in specific programs to ensure consistency. Manage a book of business with goals for production, net revenue, rate increase, loss ratio and underwriting audit results. Complete a variety of underwriting projects at the direction of the Underwriting Director and Senior Vice President. Skills and experience that will lead to success P&C License required 5 years commercial insurance underwriting experience Computer skill with Microsoft Products (Word, Excel, Outlook) Understanding of commercial property, liability, crime, inland marine, auto and workers compensation coverage Computer skills to include Microsoft Word, Outlook and Excel Excellent math, oral and written English communication skills Must be well organized, able to prioritize work and possess effective time management skills in a fast-paced environment Work well with co-workers, participate in and support an underwriting team environment, advance your knowledge with educational courses, and interact with management when necessary Education: Bachelor's Degree or commensurate education and/or work experience How we support our colleagues: In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognize that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working! Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. People with criminal histories are encouraged to apply. We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email ReasonableAccommodations@Aon.com For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances. Nothing in this restricts management's right to assign or reassign duties and responsibilities to this job at any time. The salary range for this position (intended for U.S. applicants) is $55,000 to $65,000 annually. The actual salary will vary based on applicant's education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant's geographic location. This position is eligible to participate in one of Aon's annual incentive plans to receive an annual discretionary bonus in addition to base salary. The amount of any bonus varies and is subject to the terms and conditions of the applicable incentive plan. Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon's discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance program that includes free counseling sessions. Eligibility for benefits is governed by the applicable plan documents and policies. #LI-AM4 2571309 Aon is looking for a Underwriting Professional l We have an opportunity for an Underwriting Professional with our Events & Attractions Division, K&K Insurance Group is a subsidiary of Aon. K&K has been recognized as the leading provider of sports, leisure, and entertainment insurance products. This is a hybrid role with the flexibility to work both virtually and one to two days per week in office at our Fort Wayne, IN location. Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed. What the day will look like Within stipulated underwriting authority limits, this position is accountable for reviewing and evaluating applications for insurance coverage in order to classify the degree of insurable risk and determine appropriate premium amounts. Review and evaluate insurance applications and related documents, including inspection reports, financial statements, loss data, MVRs and other information needed to properly evaluate and classify the degree of risk in relation to proposed coverage limits. Obtain all relevant information not included with the initial submission to ensure a thorough evaluation of the risk. Review and evaluate renewal business and recommend appropriate actions to attain premium rate and loss ratio objectives. Prepare and review quotations to ensure accuracy prior to presentation to potential clients. Approve the coverages requested within specified underwriting authority, either as submitted or on a modified basis, or decline the risk in its entirely; refer with recommended action if risk exceeds underwriting authority. Review policy forms used in specific programs to ensure consistency. Manage a book of business with goals for production, net revenue, rate increase, loss ratio and underwriting audit results. Complete a variety of underwriting projects at the direction of the Underwriting Director and Senior Vice President. Skills and experience that will lead to success P&C License required 5 years commercial insurance underwriting experience Computer skill with Microsoft Products (Word, Excel, Outlook) Understanding of commercial property, liability, crime, inland marine, auto and workers compensation coverage Computer skills to include Microsoft Word, Outlook and Excel Excellent math, oral and written English communication skills Must be well organized, able to prioritize work and possess effective time management skills in a fast-paced environment Work well with co-workers, participate in and support an underwriting team environment, advance your knowledge with educational courses, and interact with management when necessary Education: Bachelor's Degree or commensurate education and/or work experience How we support our colleagues: In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognize that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working! Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. People with criminal histories are encouraged to apply. We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email ReasonableAccommodations@Aon.com For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. The salary range for this position (intended for U.S. applicants) is $55,000 to $65,000 annually. The actual salary will vary based on applicant's education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant's geographic location. This position is eligible to participate in one of Aon's annual incentive plans to receive an annual discretionary bonus in addition to base salary. The amount of any bonus varies and is subject to the terms and conditions of the applicable incentive plan. Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon's discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance program that includes free counseling sessions. Eligibility for benefits is governed by the applicable plan documents and policies. #LI-AM4

Responsible for managing and monitoring daily work flow of assigned residential loan files. The senior underwriter is to make sound decisions within the risk parameters, investor guidelines and WesBanco Credit Policy. ESSENTIAL FUNCTION: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. ESSENTIAL DUTIES AND RESPONSIBLITIES: Managing and monitoring daily workflow of assigned files. Make sound underwriting decisions on loans regarding credit worthiness. Work closely with MLOs, processors and the senior management team. Assist processors and MLOs with complex questions. Ability to review and comprehend complex personal and business tax returns. Consistently meet underwriting milestones as established by the bank. Complete all bank training courses that are required in a timely manner. Must provide exceptional, professional service to mortgage customers, originators, processors and closers. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. CERTIFICATES, LICENSES, REGISTRATIONS: FHA delegated underwriter VA automatic underwriter VA staff appraisal reviewer Able to obtain approval from secondary market investors as delegated underwriter if needed OTHER SKILLS AND ABILITIES: Strong customer service skills Ability to process all portfolio and all secondary market loans Ability to review personal and business tax returns to determine qualifying income Strong organizational and management skills Ability to multi-task under sometimes stressful conditions PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree from four year college or university preferred. Minimum of 5 years of residential underwriting experience required. DE/SARS/LAPP highly preferred. Current knowledge of RESPA regulations required. Strong knowledge in FNMA/FHLMC, FHA,VA,USDA programs preferred. Minimum of 5 years of AUS experience required. Experience and proficiency with Encompass software preferred.

Education A high school diploma or equivalent required; a B. A. degree in a related field of study preferred; specialized bank consumer lending education/training preferred. Experience A minimum of three (3) years of experience in accounting, lending, or related positions. Formal credit training program or certification preferred. Preferred Skills Knowledge and experience working with nCino lending platform. Proficient reading, writing, grammar, and mathematics skills. Proficient interpersonal relations and communicative skills. Knowledge of current loan servicing procedures, lending laws, and regulations. Sound judgment and risk assessment Moderate computer skills. Role and Responsibilities Responsible for performing administrative and underwriting duties to support the consumer lending function; achieving goals as established in the bank's business objectives; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the consumer loan function; communicating with appropriate personnel; maintaining appropriate records and providing assigned reports Essential Duties Performs administrative and underwriting duties to support the consumer lending function of which the following are illustrative: Evaluates consumer loan requests; determines debt-to-income ratio, collateral valuation, and general loan quality. Approves or denies consumer loans based on consumer loan standards. Ensures that all loan decisions are based on an accurate and thorough understanding of each customer's financial needs and conditions, and that they are made in accordance with guidance contained in the policies and procedures manual. Properly analyzes and maintains the creditworthiness and documentation of all loans that are originated; coordinates the elimination of any obstacles to closing. Partners with internal personnel and lending customers to resolve issues, provide guidance, and support positive client experiences. Maintains an accurate record of all loan decisions and actions taken. Prepares and analyzes reports on portfolio performance, delinquency trends, and loan quality to identify areas of improvement. Recommends process improvements, system enhancements (e.g., nCino), automation, and workflow changes to increase efficiency and accuracy. Provides input on credit policy development and training initiatives to ensure consistent application of standards across consumer lending. Performs additional duties and responsibilities as directed by the Director of Consumer Lending Participates in testing and validation of system upgrades or new features. Suggest strategic and innovative strategies to achieve goals assigned to the department as established in the annual operating plan. Provide exceptional customer service to internal stakeholders and support cross-functional projects as needed. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the workplace. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Equal Credit Opportunity Act, etc.; ensures that the department and all personnel adhere to the same. Responds to inquiries relating to his/her particular area, or to requests from customers, other personnel, etc., within give time frames and within established policy. Ancillary Duties Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual or departmental circumstances. Serve as backup to the Credit Department for tasks such as credit file maintenance, loan reviews, risk rating updates, monitoring/tracking, and preparation of management reports. Physical Requirements Must be able to remain in a stationary position more than two-thirds of the time. The person in this position needs to occasionally move about inside the office to accomplish tasks. Frequently communicates with others to exchange information. Constantly moves wrists, hands, and/or fingers. Must be able to assess the accuracy, neatness, and thoroughness of the work assigned. Sedentary work that primarily involves sitting/standing.

K&K Insurance Group, a subsidiary of Aon, has been recognized as the leading provider of sports, leisure, and entertainment insurance products. We have an exciting opportunity for an Underwriting Professional to join our K&K Motorsports Division. Within stipulated underwriting authority limits, this position is accountable for reviewing and evaluating applications for insurance coverages in order to classify the degree of insurable risk and determine appropriate premium amounts. This position is responsible for handling submissions involving complex exposures and medium to high coverage limits. In addition, this position is responsible for sales/marketing and premium production objectives in an assigned region/territory and programs. The role may also require an ability to effectively conduct loss control surveys and make recommendations within the parameters of the insurability guidelines for the carrier. This is a hybrid role working out of our Fort Wayne, Indiana office. Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed. What the day will look like: Review and evaluate insurance applications and related documents, including inspection reports, financial statements, loss data, MVR's, and other information needed to properly evaluate and classify the degree of risk in relation to proposed coverage limits Obtain all relevant information not included with the initial submission to ensure a thorough evaluation of the risk Review and evaluate new/renewal business and recommended appropriate actions to attain premium/rate and loss ratio objectives Prepare own or review other quotations/proposals for presentation to clients Approve coverages requested within specified underwriting authority, either as submitted or on a modified basis, or decline the risk in its entirety; refer with recommended action if risk exceeds underwriting authority Review policy forms used in specific programs to ensure consistency and keep clients and brokers informed of coverage issues Complete underwriting assignments at the direction of the Underwriting Manager or Underwriting Director Light travel may be part of assigned accounts including client visits, sales presentations, and industry conventions Conduct and complete or order all loss control surveys/reports in the required timelines for each assigned program Sell and market all coverage lines and products available to direct clients and brokers when applicable Skills and experience that will lead to success: P&C/ A&H licenses preferred, or the ability to secure licenses within 6 months of hire 3-5 years of underwriting experience or experience within the motorsports industry Direct sales/marketing experience Advanced verbal and written communication skills Education: Bachelor's degree or relevant education and/or equivalent years of industry experience How we support our colleagues: In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions for our colleagues as well. Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. People with criminal histories are encouraged to apply. We are committed to providing equal employment opportunities and fostering an inclusive workplace. If you require accommodations during the application or interview process, please let us know. You can request accommodations by emailing us at ReasonableAccommodations@Aon.com or your recruiter. We will work with you to meet your needs and ensure a fair and equitable experience. For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances. Aon is not accepting unsolicited resumes from search firms for this position. If you are a search firm, you will not be compensated in any way for your submission of a candidate, even if Aon hires that candidate. Nothing in this restricts management's right to assign or reassign duties and responsibilities to this job at any time. The salary range for this position (intended for U.S. applicants) is $55,000 to $75,000 annually. The actual salary will vary based on applicant's education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant's geographic location. This position is eligible to participate in one of Aon's annual incentive plans to receive [an annual discretionary bonus] [production incentives] in addition to base salary. The amount of any [bonus] [production incentives] varies and is subject to the terms and conditions of the applicable incentive plan. A summary of all the benefits offered for this position: Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon's discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance program that includes free counseling sessions. Eligibility for benefits is governed by the applicable plan documents and policies. #LI-KH2 #LI-HYBRID 2571052 K&K Insurance Group, a subsidiary of Aon, has been recognized as the leading provider of sports, leisure, and entertainment insurance products. We have an exciting opportunity for an Underwriting Professional to join our K&K Motorsports Division. Within stipulated underwriting authority limits, this position is accountable for reviewing and evaluating applications for insurance coverages in order to classify the degree of insurable risk and determine appropriate premium amounts. This position is responsible for handling submissions involving complex exposures and medium to high coverage limits. In addition, this position is responsible for sales/marketing and premium production objectives in an assigned region/territory and programs. The role may also require an ability to effectively conduct loss control surveys and make recommendations within the parameters of the insurability guidelines for the carrier. This is a hybrid role working out of our Fort Wayne, Indiana office. Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed. What the day will look like: Review and evaluate insurance applications and related documents, including inspection reports, financial statements, loss data, MVR's, and other information needed to properly evaluate and classify the degree of risk in relation to proposed coverage limits Obtain all relevant information not included with the initial submission to ensure a thorough evaluation of the risk Review and evaluate new/renewal business and recommended appropriate actions to attain premium/rate and loss ratio objectives Prepare own or review other quotations/proposals for presentation to clients Approve coverages requested within specified underwriting authority, either as submitted or on a modified basis, or decline the risk in its entirety; refer with recommended action if risk exceeds underwriting authority Review policy forms used in specific programs to ensure consistency and keep clients and brokers informed of coverage issues Complete underwriting assignments at the direction of the Underwriting Manager or Underwriting Director Light travel may be part of assigned accounts including client visits, sales presentations, and industry conventions Conduct and complete or order all loss control surveys/reports in the required timelines for each assigned program Sell and market all coverage lines and products available to direct clients and brokers when applicable Skills and experience that will lead to success: P&C/ A&H licenses preferred, or the ability to secure licenses within 6 months of hire 3-5 years of underwriting experience or experience within the motorsports industry Direct sales/marketing experience Advanced verbal and written communication skills Education: Bachelor's degree or relevant education and/or equivalent years of industry experience How we support our colleagues: In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions for our colleagues as well. Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. People with criminal histories are encouraged to apply. We are committed to providing equal employment opportunities and fostering an inclusive workplace. If you require accommodations during the application or interview process, please let us know. You can request accommodations by emailing us at ReasonableAccommodations@Aon.com or your recruiter. We will work with you to meet your needs and ensure a fair and equitable experience. For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances. Aon is not accepting unsolicited resumes from search firms for this position. If you are a search firm, you will not be compensated in any way for your submission of a candidate, even if Aon hires that candidate. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. The salary range for this position (intended for U.S. applicants) is $55,000 to $75,000 annually. The actual salary will vary based on applicant's education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant's geographic location. This position is eligible to participate in one of Aon's annual incentive plans to receive [an annual discretionary bonus] [production incentives] in addition to base salary. The amount of any [bonus] [production incentives] varies and is subject to the terms and conditions of the applicable incentive plan. A summary of all the benefits offered for this position: Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon's discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance program that includes free counseling sessions. Eligibility for benefits is governed by the applicable plan documents and policies. #LI-KH2 #LI-HYBRID

Aon Is Looking For An Underwriting Specialist II We currently have an exciting hybrid career opportunity for an Underwriting Specialist II in our Ft. Wayne, IN office. This position will support Aon's K&K Insurance group Mass Merchandising business group within Aon Affinity. Aon is in the business of better decisions: At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed. What the day will look like: Answer client phone calls that are received within the division and effectively communicate program guidelines to the client as well as answering any questions related to the specific programs. Review, evaluate and approve insurance applications and related documents. Follow up with client or agent on pending information needed for a complete submission following the specific guidelines for the cash with application program. Prepare files for renewal solicitation. Verify accounts are still within the parameters of underwriting guidelines. Order loss runs and send non-renewals as needed. Communicate with policy operations on the execution of tasks needed to bind an account or complete a client's request. Develop and maintain positive and constructive working relationships with underwriters, marketing professionals, brokers, and policy operations associates to provide high quality service to clients. Assist in review and assignments of e-mails in unit shared e-mail boxes, including e-commerce websites (transaction confirmations). Meet minimum performance standards determined by Key Performance Indicators. Support a tier based phone support system answering calls from agents or insured's as needed. Skills and experience that will lead to success: 1+ years of office and/or administrative background. P&C license preferred/must be obtained within 6 months of hire. Customer Service experience including verbal/telephone skills. 1- 2 years Insurance industry experience preferred Strong organizational and interpersonal skills with attention to detail. Ability to work with frequent and multiple policy, procedure, and regulation changes. Proficiency at keying alpha and numeric information with accuracy and speed. Knowledge of basic equipment functions, such as how to create and maintain files, printing, copying, faxing, phone messaging and voicemail. Education: High School Diploma or Equivalent. College Degree preferred. How we support our colleagues: In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognize that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working! Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. People with criminal histories are encouraged to apply. We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email ReasonableAccommodations@Aon.com For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances. Nothing in this restricts management's right to assign or reassign duties and responsibilities to this job at any time. The salary range for this position (intended for U.S. applicants) is $55,000 to $65,000 annually. The actual salary will vary based on applicant's education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant's geographic location. Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon's discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance program that includes free counseling sessions. Eligibility for benefits is governed by the applicable plan documents and policies. #LI-AM 2570829 Aon Is Looking For An Underwriting Specialist II We currently have an exciting hybrid career opportunity for an Underwriting Specialist II in our Ft. Wayne, IN office. This position will support Aon's K&K Insurance group Mass Merchandising business group within Aon Affinity. Aon is in the business of better decisions: At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed. What the day will look like: Answer client phone calls that are received within the division and effectively communicate program guidelines to the client as well as answering any questions related to the specific programs. Review, evaluate and approve insurance applications and related documents. Follow up with client or agent on pending information needed for a complete submission following the specific guidelines for the cash with application program. Prepare files for renewal solicitation. Verify accounts are still within the parameters of underwriting guidelines. Order loss runs and send non-renewals as needed. Communicate with policy operations on the execution of tasks needed to bind an account or complete a client's request. Develop and maintain positive and constructive working relationships with underwriters, marketing professionals, brokers, and policy operations associates to provide high quality service to clients. Assist in review and assignments of e-mails in unit shared e-mail boxes, including e-commerce websites (transaction confirmations). Meet minimum performance standards determined by Key Performance Indicators. Support a tier based phone support system answering calls from agents or insured's as needed. Skills and experience that will lead to success: 1+ years of office and/or administrative background. P&C license preferred/must be obtained within 6 months of hire. Customer Service experience including verbal/telephone skills. 1- 2 years Insurance industry experience preferred Strong organizational and interpersonal skills with attention to detail. Ability to work with frequent and multiple policy, procedure, and regulation changes. Proficiency at keying alpha and numeric information with accuracy and speed. Knowledge of basic equipment functions, such as how to create and maintain files, printing, copying, faxing, phone messaging and voicemail. Education: High School Diploma or Equivalent. College Degree preferred. How we support our colleagues: In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognize that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working! Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. People with criminal histories are encouraged to apply. We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email ReasonableAccommodations@Aon.com For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. The salary range for this position (intended for U.S. applicants) is $55,000 to $65,000 annually. The actual salary will vary based on applicant's education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant's geographic location. Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon's discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance program that includes free counseling sessions. Eligibility for benefits is governed by the applicable plan documents and policies. #LI-AM