Underwriter jobs in Franklin, NJ

Responsible for assisting Underwriters in reviewing, underwriting and rating broker submissions for new and renewal business. Ensures content of submissions is complete; obtains additional information from Brokers and Account Managers as needed. Works with Underwriters and markets to obtain quotes, negotiate pricing, define coverages, and determine taxes, fees & commissions. Performs all duties in accordance with all company policies and procedures, and all federal, state and local laws, wherein the Company operates. ESSENTIAL DUTIES AND RESPONSIBILITIES Reviews policies, contracts and/or programs to identify errors and omissions and discrepancies to insure agreement with application, quote, proposal, and/or binder; Assists in Underwriting risks, suggesting rates and premiums based on coverage and performs demographic analysis for new and/or renewal business; Coordinates the preparation of policy delivery with all related documents; Assists in Underwriting a book of new and renewal business; Communicates with markets to ascertain all necessary documentation for new and renewal business; Participates in Meetings with brokers, underwriters, account executives and carrier representatives; Assists in preparing Renewal Specifications as required by Management; Services Account Manager calls, researches & collaborates with underwriters to answer questions; regarding client coverage, limits and deductibles; Maintains files for submissions, and written/lost business; Maintains client suspense; conducts follow-ups as appropriate; Assists Account Managers to resolve complex issues; Computes rates and premiums for policies, compiles appropriate declarations, coverage forms, national/local forms, and optional endorsements to complete a policy in accordance with underwriting guidelines; Assists in the issuance of appropriate documents and assembling of policies; Complies with agency management system data standards and data integrity (enters and maintains complete and accurate information); Other duties as assigned. QUALIFICATIONS EDUCATION / EXPERIENCE Bachelor's Degree or equivalent combination of education and experience Three (3) or more years related work experience; Valid driver's license SKILLS Excellent verbal and written communication skills Good customer service skills, including telephone and listening skills Ability to perform complex mathematical functions Good problem solving and time management skills Ability to work within a team and to foster teamwork Good planning, organizational and prioritization skills Proficient in Microsoft Office products#LI-DR1

We are seeking a detail-oriented Real Estate Loan Underwriter to support our underwriting and loan processing functions. This role involves reviewing new loan files, issuing underwriting conditions, coordinating with third-party reviewers, and assisting in post-close conditions for loan sales. The ideal candidate will have strong analytical skills, a keen eye for risk assessment, and a continuous improvement mindset to enhance underwriting and loan processing efficiency. The anticipated annual base cash compensation for this role is $60,000 per year. This role also has a variable cash compensation component, making the total on-target cash compensation from $80,000 - $100,000 What you will do: Underwriting & Condition Review: Underwrite new loan files and issue underwriting conditions based on loan requirements. Review borrower and property-related documentation to ensure compliance with lending guidelines. Pre-Close & Post-Close Coordination: Clear pre-close conditions in collaboration with third-party reviewers. Assist in post-close requirements to satisfy note buyer conditions for loan sales. Maintain underwriting SLA within 1 business day. Process Improvement & Risk Assessment: Identify areas for improvement in underwriting and loan processing procedures. Work closely with internal teams to enhance efficiency and streamline workflows. Ensure LOS (loan operating system) accuracy with deal economics and figures. Collaboration & Communication: Coordinate with internal teams and third-party stakeholders to facilitate smooth loan transactions. Maintain clear documentation and communication regarding loan conditions and underwriting decisions. Create credit memos for the investment committee to review for more complex files that require escalated reviews. Full Ownership of the Underwriting Process Assemble, underwrite, and delivery full packages, coordinating with Brick City Capital sales, processing, capital markets, and closing teams. Exert creativeness to underwrite - full ownership of the underwriting process allows maximum flexibility to creatively underwrite in accordance to Brick City Capital's guidelines. What you will bring to the table: We encourage you to apply, even if you don't meet all of the listed criteria. Bachelor's degree in finance, real estate, business, or a related field (or equivalent experience). 2-4+ years of experience in real estate underwriting or private lending, experience in DSCR loans is a plus. Strong knowledge of investment property lending and loan structuring. Ability to analyze risk factors and apply lending guidelines effectively. Excellent attention to detail, organizational, and communication skills. Proficiency in loan origination systems and underwriting software. Experience working with private lenders or note buyers is a plus. Knowledge of real estate market trends and investment financing. What we bring to the table: A company culture that you can actually enjoy being immersed in. Direct access to executive leadership and strategic decision-making. Opportunity to grab destiny by its horns and to create your own path. Fast-paced, mission-driven environment with serious growth opportunity. A team that values integrity, entrepreneurialspirit, overall excellence, accountability, and ownership. What we look for in all our staff: A demonstrated track record of winning; we never stop at "just enough". An insatiable eagerness to continuously learn and to be coached; we are lifelong learners and always make ourselves available to others to teach us something new. A possession of strong entrepreneurial spirit; we have a burning passion for building something great out of nothing. A big vision for themselves and those around them; we always strive to be the best version of ourselves and help those around us do the same. An unwavering sense of integrity; an individual who roots oneself with a core belief that how one does anything is how one does everything. Additional Information Leverage Companies is an equal opportunity and an E-verify employer. We are committed to building a diverse, inclusive, and equitable workforce and do not discriminate based on characteristics of any kind. Leverage Companies is committed to providing reasonable accommodations for any candidates with disabilities who may need assistance during the talent acquisition process. To request a reasonable accommodation, pleaseemail ************************ Leverage Companies highly values having employees working in-office to foster a collaborative work environment and company culture. Under certain circumstances, a hybrid working arrangement with a minimum of 3 days in office in Newark, NJ may be arranged.

This is your opportunity to join AXIS Capital - a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry. At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex, pregnancy, sexual orientation, gender identity or expression, national origin or ancestry, citizenship, physical or mental disability, age, marital status, civil union status, family or parental status, or any other characteristic protected by law. Accommodation is available upon request for candidates taking part in the selection process. Leisure Travel UnderwriterHow does this role contribute to our collective success? AXIS Specialty A&H works with various Managing General Underwriters (MGUs) and Program Managers that are or will generate significant Accident & Health business in the U.S. and Canada in addition to new opportunities in 2026. This individual, will act within established guidelines to develop, analyze, review, evaluate and monitor new and renewal accounts, process accounts and handle underwriting activities. What will you do in this role? Perform all underwriting roles for Leisure Travel business. Underwriting existing A&H Partners: Evaluates cases as received from MGUs and Program Managers. For complex opportunities/programs, reviews and evaluates submissions to determine risk acceptability and coverage levels. Then works with Actuarial team for approval. Works closely with program manager and external MGUs/Program Mangers to obtain additional required information in determining either our new business or renewal position. Works with Legal, Product, Operations and Business Development to modify existing MGUs/Programs. Develops and maintains both internal and external producer/program relationships. Sets appropriate premium rates, issues proposals for programs/cases, and letters of intent when appropriate. Performs a portfolio review on an annual basis to determine renewal position for the book of business. Reporting: Updates and Maintains Monthly Specialty A&H UW Reports. Creates ad hoc reports when necessary. Policy Issuance: Creates and issues all policies that are not within the Template authority delegated to MGUs/MGAs Achieve targeted loss ratios and combined ratios by maintaining underwriting discipline through the underwriting selection and renewal process. Manages day-to-day tasks of assigned risk portfolio. Acts as liaison between internal functional departments and external vendors. Handles special projects and assignments at the request of A&H leadership team. Ensure digital files are maintained per AXIS Insurance procedures including but not limited to proper documentation, structure, and authorizations. You may also be required to take on additional duties, responsibilities and activities appropriate to the nature of this role. About You: We encourage you to bring your own experience and expertise to the table, so while there are some qualifications and experiences, we need you to have, we are open to discussing how your individual knowledge might lend itself to fulfilling this role and help us achieve our goals. What you need to have: Bachelor's degree in Business, Accounting, Mathematics, Finance, Risk Management, Insurance or related field preferred Requires at least two (2) years Accident & Health Underwriting experience. P&C insurance is not required but helpful. Requires at least three (3) years of experience working with and overseeing MGAs/MGUs or Program Managers. Market Segment knowledge: Leisure Travel. Product knowledge: Accidental Death, Accident Medical Expense, Catastrophic Medical, Disability, Participant Accident, Out of Country Medical Insurance and Leisure Travel Insurance a plus. Other product knowledge helpful but not required: Corporate Accident (Business Travel Accident, Voluntary Accident), Occupational Accident, Critical Illness, Life, Supplemental Medical, Dental and Vision. Ability to work with large data sets to evaluate past performance and use data to determine acceptable rating metrics. What we prefer you to have: Strong project management skills Experience in Power BI or other Dashboard reporting system. Strong presentation skills Strong financial acumen Demonstrated communication skills to interact well with Senior Management & external partners. Demonstrated attention to detail and accuracy. Excellent negotiation and interpersonal communication skills. Ability to work in fast-paced environment. Team player. Displays initiative and ability to work independently. Role Factors: Travel required (10%) Attend broker events in evenings and occasionally at weekends as required. What we offer: For this position, we currently expect to offer a base salary in the range of $110k to $150k. Your salary offer will be based on an assessment of a variety of factors including your specific experience and work location. In addition, you will be offered competitive target incentive compensation, with awards based on overall corporate and individual performance. On top of this, you will be eligible for a comprehensive and competitive benefits package which includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more. Where this role is based in the United States of America, this role is Exempt for FLSA purposes.

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

At Coaction, we're a unique mix of leaders, achievers, thinkers, and team players with a high-performance mindset and a diverse skillset. We bring our industry expertise together to continually push the boundaries of what insurance can be for our clients. Underwriter - Professional Liability (Tech E&O, Misc. E&O, Cyber, A&E) The Underwriter for Professional Liability plays a critical role in driving profitable growth and maintaining underwriting excellence across multiple specialty segments, including Technology Errors & Omissions, Miscellaneous Professional Liability, Cyber, and Architects & Engineers (A&E). This role requires deep expertise in professional lines, strategic thinking, and strong analytical and interpersonal skills to position Coaction as a premier provider of comprehensive E&O and Cyber solutions. This will be responsible for shaping underwriting strategy, establishing measurable production goals, and fostering relationships with key brokers and distribution partners. You will serve as a subject matter expert on emerging trends, regulatory developments, and evolving risk exposures across the broader professional liability landscape, ensuring that Coaction's product offerings remain competitive, innovative, and responsive to market needs. Additionally, you will lead and mentor underwriting staff, promoting technical excellence, sound risk selection, and consistent adherence to underwriting guidelines. This position requires a proactive approach to navigating market dynamics, identifying strategic growth opportunities, and supporting product evolution to meet the changing demands of insureds across diverse industries. Job Description Risk Analysis & Underwriting Assess, evaluate, and underwrite complex risks across Tech E&O, Misc. E&O, Cyber, and A&E segments, ensuring profitable growth and alignment with underwriting guidelines and portfolio objectives. Market Leadership Position Coaction as a market leader in Professional Liability by staying ahead of industry trends, competitive pressures, technology-driven exposures, cyber threats, and evolving client needs. Broker Relationship Management Build and maintain strong relationships with key brokers and distribution partners, acting as a primary point of contact for submissions, negotiations, and product or coverage education across all supported Professional Lines segments. Team Leadership & Development Mentor and guide underwriting team members on technical underwriting concepts, risk analysis, emerging exposures, and best practices across Tech E&O, Misc. E&O, Cyber, and A&E lines. Strategic Growth Drive profitable growth across the Professional Lines portfolio by identifying new business opportunities, evaluating distribution strategies, and implementing targeted marketing and portfolio-development initiatives. Qualifications • Minimum of 5 years' experience underwriting professional liability lines of business • Bachelor's degree or equivalent experience preferably in finance, insurance, risk management, accounting, economics or related field of study • Proven ability to underwrite complex E&O, Architects & Engineers, and Cyber risks • Strong negotiation skills • Superior communication and organizational skills • Strong decision-making skills • RPLU and/or CPCU Salary range specific to for this role : $80,000-$130,000 + discretionary incentive bonus + benefits depends on various factors including, without limitation, individual and organizational performance. The offered rate of compensation will be based on individual education, experience, and qualifications. In addition, employees are eligible for standard benefits package including paid time off, medical, dental and retirement. Equal Opportunity Employer Coaction is an Equal Employment Opportunity employer. Coaction's policy is not to discriminate against any applicant or employee based on race, color, religion, national origin, gender, age, sexual orientation, gender identity or expression, marital status, mental or physical disability, and genetic information, or any other basis protected by applicable law. Coaction also prohibits harassment of applicants or employees based on any of these protected categories. If your application is selected, you will receive an email directly from the Coaction Recruiting Team at ********************** asking you to contact a member of the Coaction Recruiting Team. Any other method of contact may be fraudulent.

As a leading provider of insurance and reinsurance with worldwide operations and employees in Bermuda, U.S., U.K., Continental Europe and Asia, we recognize that our success is derived directly from those who matter the most: our people. At Sompo International, our values of integrity, collaboration, agility, execution and excellence underpin our culture and our commitment to providing an employee experience that attracts and engages the best talent in the industry. As we continue to grow, we strive to find diverse, innovative and driven professionals to join our teams and offer a broad range of career and development opportunities at all levels, in multiple business areas, in each of our locations throughout the world. Our compensation and benefits programs are market driven and competitive, with excellent family friendly policies and flexible working provisions. Job Description Are you looking for your next opportunity? Sompo has a unique opportunity for an Underwriter in our Energy team. This position will support the North America Energy Team to service, develop premium quote, and bind business in accordance to the underwriting strategy that identifies profitable market opportunities, in addition to working with a select group of wholesale and retail brokers and our experienced specialists tailor solutions to meet the unique needs of each client. Providing individual risk policies as well as products for niche classes, we deliver risk solutions effectively and responsively. Location: This position will be based in our Morristown, NJ office. We strive for collaboration, which is why we offer a work environment where our employees thrive and develop long-lasting careers. Our business, your impact, our opportunity: What you'll be doing: * Able to quickly review applications and financial requirements to determine acceptability of risk in accordance with Sompo guidelines and standards; * Understand pricing components, rating methodology and use of rating tools to price risks based on exposures and risk analysis. * Demonstrate technical underwriting skills through strategic, thorough account review and file documentation. * Use all appropriate underwriting tools, disciplines, and knowledge of strategies to ensure underwriting guidelines are followed. * Prepare quote for new and renewal business, service accounts throughout the policy term, provide exemplary service to brokers. * Keep current on state/territory Insurance issues, trends, and regulations. What you'll bring: * 3+ years of Energy underwriting experience * Bachelor's Degree preferred * Experience in working, production; and underwriting all sizes of accounts with large brokerage houses and specialty retailers * Experience successfully underwriting, quoting, and binding profitable business * Proficiency in Microsoft Office Suite (Excel, Word and PowerPoint); * Excellent communication (both written and verbal) skills; * Strong analytical and organizational skills; * Strong negotiation skills; * Team player willing to contribute to the whole of the company Salary Range: $65,000 - $125,000 Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience. At Sompo, we recognize that the talent, skills, and commitment of our employees drive our success. This is why we offer competitive, high-quality compensation and benefit programs to eligible employees. Our compensation program is built on a foundation that promotes a pay-for-performance culture, resulting in higher incentive awards, on average, when the Company does well and lower incentive awards when the Company underperforms. The total compensation opportunity for all regular, full-time employees is a combination of base salary and incentives that gets adjusted upfront based on overall Company performance with final awards based on individual performance. We continuously evaluate and update our benefit programs to ensure that our plans remain competitive and meet the needs of our employees and their dependents. Below is a summary of our current comprehensive U.S. benefit programs: * Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution * Pharmacy benefits with mail order options * Dental benefits including orthodontia benefits for adults and children * Vision benefits * Health Care & Dependent Care Flexible Spending Accounts * Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children * Company-paid Disability benefits with very competitive salary continuation payments * 401(k) Retirement Savings Plan with competitive employer contributions * Competitive paid-time-off programs, including company-paid holidays * Competitive Parental Leave Benefits & Adoption Assistance program * Employee Assistance Program * Tax-Free Commuter Benefit * Tuition Reimbursement & Professional Qualification benefits In today's world, what do we stand for? Ethics and integrity are the foundation of delivering on our commitment to you. We believe that core values drive success, and that when relationships are held in the highest regard, there is nothing that cannot be accomplished. At Sompo, our ring is more than a logo, it is a symbol of our promise. Click here to learn more about life at Sompo. Sompo is an equal opportunity employer and we intentionally value inclusion and diversity. Above all, we want you to work in an environment that respects everyone's unique contributions - we are passionately committed to equal opportunities. We do not discriminate based on race, color, religion, sex orientation, national origin, or age.

WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

At Coface, we make trade happen everyday. Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world. With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring - all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy. Joining Coface means being part of a close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions. Shape the future of trade with us. Join our Happeners! Job Description THE ROLE We are looking for a Risk Underwriter to join our team. As a member of the US Risk Underwriting team you will be expected to perform the following: Realize counterpart's financial analysis based on information provided by our infoline and on your sectorial and macroeconomic knowledge. Approve credit limits with your individual delegation taking into account policies characteristics. Closely and proactively monitor the portfolio in order to mitigate losses. Inform and explain credit decisions to policyholders. Support the Commercial Team to retain existing business and develop new client relationship. Liaison/coordination with Coface entities in other countries. Perform industry reviews. In addition, open to hiring someone in a Senior Risk Underwriter role if qualified. This would be someone with a higher technical background and years of service. The individual in this position is expected to develop relationships with credit managers and Brokers and to liaise with Commercial, Information, Organization and Claims employees as needed to achieve regional and group objectives. You may represent the company in different occasions: visit clients, prospects, brokers, participate to industry events, conferences. Qualifications THE CANDIDATE You have strong relationship and communication skills in addition to a good team spirit. To be considered you must possess the following: Bachelor's degree in Business Administration or any other discipline with financial, economical, insurance focus. Four-year College degree in Finance and MBA is preferred. Minimum 5 years in a financial analysis role. Working knowledge of credit insurance industry is a plus. Ability to gather and analyze information from various external/internal sources: financial statements, sector and country economic reports, other departments' data, etc. Ability to work a hybrid work schedule to one of our three offices in Princeton, NJ, Hunt Valley, MD or New York, NY. Our Flexplace schedule is 2 days onsite, 3 days remote.

At Coface, we make trade happen everyday. Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world. With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring - all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy. Joining Coface means being part of a close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions. Shape the future of trade with us. Join our Happeners! Job Description THE ROLE We are looking for a Risk Underwriter to join our team. As a member of the US Risk Underwriting team you will be expected to perform the following: Realize counterpart's financial analysis based on information provided by our infoline and on your sectorial and macroeconomic knowledge. Approve credit limits with your individual delegation taking into account policies characteristics. Closely and proactively monitor the portfolio in order to mitigate losses. Inform and explain credit decisions to policyholders. Support the Commercial Team to retain existing business and develop new client relationship. Liaison/coordination with Coface entities in other countries. Perform industry reviews. In addition, open to hiring someone in a Senior Risk Underwriter role if qualified. This would be someone with a higher technical background and years of service. The individual in this position is expected to develop relationships with credit managers and Brokers and to liaise with Commercial, Information, Organization and Claims employees as needed to achieve regional and group objectives. You may represent the company in different occasions: visit clients, prospects, brokers, participate to industry events, conferences. Qualifications THE CANDIDATE You have strong relationship and communication skills in addition to a good team spirit. To be considered you must possess the following: Bachelor's degree in Business Administration or any other discipline with financial, economical, insurance focus. Four-year College degree in Finance and MBA is preferred. Minimum 5 years in a financial analysis role. Working knowledge of credit insurance industry is a plus. Ability to gather and analyze information from various external/internal sources: financial statements, sector and country economic reports, other departments' data, etc. Ability to work a hybrid work schedule to one of our three offices in Princeton, NJ, Hunt Valley, MD or New York, NY. Our Flexplace schedule is 2 days onsite, 3 days remote.

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description Underwriter - Seneca (New York, NY) - hybrid role in our NYC, Uniondale NY, or Morristown NJ office 3 days per week, remote balance of week. Summary: Performs risk selection and pricing on new business, renewals and endorsements, reviews quotes prior to issuance and makes marketing calls to agents. This position requires underwriting acumen and relationship management skills. Manages agency relationships through continued customer service and marketing activities. Responsibilities: • Lines of business underwritten include: primary property, general liability, umbrella and other lines on occasion. • Meet profitability, retention and written premium goals determined by the branch. • Make independent decisions within underwriting letter of authority and maintain proper file documentation. • Manage assigned agents efficiently including: o Regular production visits o Quarterly review of assigned brokers' profitability o Identification to Profit Center Manager of potential broker conflicts & successes o Focus on service and being responsive o Work jointly with other profit centers within the organization as needed to promote cross selling and enterprise awareness. • Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the branch. • Has an in-depth knowledge of branch's products and services. • Can clearly articulate Seneca's value proposition and underwriting appetite. • Participate in training and initiatives to develop knowledge base. • May participate in projects. • Travel - up to 20%. • Other duties as assigned. Requirements: • Bachelor's degree and 4+ years of P&C underwriting experience. • Possesses strong communication and analytical skills to pursue new business and manager overall relationships. • Proficient in software needed to succeed. • Excellent organizational and time management skills. • Possesses, or is pursuing, underwriting and industry designations applicable to area of specialization. • Will abide by branch policies and procedures, including authority levels, to comply with Seneca's risk control procedures. • Knowledge of commercial insurance products. What C&F will bring to you At C&F you will BELONG We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $71,600 to a maximum of $112,300. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. Flexible work arrangements. Competitive compensation package. Generous 401K employer match. Employee Stock Purchase plan with employer matching. Generous Paid Time Off. Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you. A dynamic, ambitious, fun and exciting work environment. A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving. #LI-JA1 #LI-Hybrid

Our client, a company specializing in private lending for businesses, is seeking a meticulous Senior Underwriter with expertise in private loan underwriting and risk assessment within the financial services industry. The ideal candidate will be responsible for reviewing loan requests, evaluating financial information, and approving loans to support business growth while ensuring minimal risk exposure for the company. Responsibilities: Review and analyze loan requests, assessing the financial health and creditworthiness of applicants. Evaluate business financial statements, credit reports, and other relevant data to determine loan eligibility. Approve or deny loan applications based on thorough analysis and established lending criteria. Ensure compliance with company policies, industry regulations, and legal requirements throughout the underwriting process. Prepare detailed underwriting reports and documentation to support loan decisions. Collaborate with sales and customer service teams to provide clear and accurate information regarding loan approvals and denials. Stay informed about industry trends, market conditions, and regulatory changes to maintain up-to-date underwriting practices. Provide guidance and support to junior underwriters, fostering a collaborative and knowledgeable team environment. Qualifications: Minimum of 5 years of experience in private loan underwriting, with a focus on cash advance or private lending for businesses. Strong understanding of financial statements, credit analysis, and risk assessment to make informed underwriting decisions. Exceptional attention to detail and analytical skills, ensuring accurate evaluations and minimal risk exposure. Proficiency in underwriting software and financial analysis tools to streamline the review process. Excellent communication and interpersonal skills, capable of conveying complex financial concepts to stakeholders. Proven ability to work independently and manage a high volume of loan requests efficiently. Strong organizational and time management skills, enabling the handling of multiple tasks and priorities. In-depth knowledge of industry regulations and compliance requirements, ensuring adherence to legal standards. Location: Jersey City, NJ Salary: $75K

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

Spieldenner Financial Group is a part of the fastest-growing insurance organization in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success. Job Duties: Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage. Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability. Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage. Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting Qualifications: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position. What We Do: We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation. We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income. We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community! What Sets us Apart: We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work If you feel this might be the home you have been looking for. Click APPLY! Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results. ***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

Responsible for underwriting and approving mortgage loan applications that maximize organizational profit and minimize risk. The position supports the branches, sales and operations functions of the Bank through accurate, timely and professional communication and rendering of sound credit decisions. Essential Functions Underwrite and approve Residential Mortgage loans, Construction loans, and Consumer loans and evaluate credit risk Conduct loan-level due diligence and ensure each loan conforms to bank underwriting and/or investor guidelines. Manage a pipeline of loans submitted for closing Interact with other areas of the bank, including processing, sales, and the closing / funding teams, as well as servicing and secondary sales teams. Perform a thorough review and analysis of all loan applicants in rendering a sound credit decision on all loans to ensure the Bank's ability to sell the loan on the secondary market or retain as a performing asset in its portfolio Review and analyze credit, income, assets and collateral to ensure compliance FNMA, investor or Bank portfolio guidelines Collaborate with team members and Management to identify or recommend potential solutions/exceptions for non-sellable or denied loan files Examine all loan documentation to ensure accuracy and compliance with all state and federal policies and regulations Communicate with mortgage sales, operations and branches to maintain a high level of customer service Serve as a leader/trainer/mentor to processors and less experienced Operations staff Maintain a high level of efficiency to ensure excellent turnaround times Maintain current knowledge of all industry and bank program changes, policies and procedures Communicates with Management on a loan by loan basis in recommending exceptions to policy Additional Functions Assist with loan delivery and servicing in resolving any port-closing/delivery issues with FNMA or investor Assist Loan Officers by reviewing loan scenarios to ensure loan is placed in correct program Education and Experience BA/BS 7 years conventional underwriting experience required FHA processing or underwriting experience a plus Ability to analyze title reports, tax returns and appraisals is required Detailed knowledge of FNMA/FHLMC guidelines is required Extensive knowledge of Automated Underwriting Systems LP/DU is required Excellent communication skills, both written and verbal, are required Excellent proficiency with MS Word Suite Knowledge, Skills, and Abilities Ability, familiarity and competence to perform all aspects of a loan transaction, from opening through closing Ability to analyze credit, income, assets, appraisals Ability to calculate figures and amounts Ability to read, analyze and interpret legal documents, government regulations and professional publications Ability to effectively present information and respond to inquiries from Senior Management, attorneys, vendors, government agents and the general public Ability to create and generate reports Ability to work independently with little supervision All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job , unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

What part will you play? If you're looking for a place where you can make a meaningful difference, you've found it. The work we do at Markel gives people the confidence to move forward and seize opportunities, and you'll find your fit amongst our global community of optimists and problem-solvers. We're always pushing each other to go further because we believe that when we realize our potential, we can help others reach theirs. Join us and play your part in something special! The primary purpose of this position is to underwrite renewal business and new business in a profitable manner and according to authority level and established guidelines. Utilize underwriting tools to determine accurate classifications, rates, and premium charges. Understand state laws, including cancellation and non-renewal, within assigned territory to properly transact business within each state. Knowledgeable in coverage forms and policy language; appropriate utilization of forms and exclusions. Assist with resolving premium audit disputes within assigned agents/brokers.Responsibilities: Review, analyze, accept, and decline wholesale environmental risks to ensure profitability for Markel. Underwrite and select new business that will produce an underwriting profit. Manage the existing renewal book and implement corrective measures, as needed, to meet profitability expectations. Communicate with regional managers and national Environmental product line leaders on individual accounts, current and proposed producers, and make recommendations concerning operations, systems and procedures when appropriate. Participate in audits and/or underwriting meetings as required. Build and maintain quality relationships with key producers while simultaneously monitoring the entire appointed producer base for profitability and production. Review forms and pricing of competitors and be able to effectively market the Markel product within the competitive landscape Provide training or technical assistance to department underwriting staff Desired Background: 1-3 years of environmental underwriting experience in the Northeast Region required Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility. Demonstrated marketing and relationship building skills. Four year college degree and/or CPCU or similar designation preferred. Excellent oral and written communication skills. Microsoft Office skills to include MS Word and MS Excel. Strong analytical and organizational skills. Must be a team player that enjoys a flexible and spontaneous business environment with a desire to succeed. Up to 25% travel (when appropriate) #LI-Hybrid US Work Authorization US Work Authorization required. Markel does not provide visa sponsorship for this position, now or in the future. Pay information: The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, demonstrated competencies, geographic location, and other factors. The base salary range for the Underwriter position is $74k - $102k with a 20% bonus. Who we are: Markel Group (NYSE - MKL) a fortune 500 company with over 60 offices in 20+ countries, is a holding company for insurance, reinsurance, specialist advisory and investment operations around the world. We're all about people | We win together | We strive for better We enjoy the everyday | We think further What's in it for you: In keeping with the values of the Markel Style, we strive to support our employees in living their lives to the fullest at home and at work. We offer competitive benefit programs that help meet our diverse and changing environment as well as support our employees' needs at all stages of life. All full-time employees have the option to select from multiple health, dental and vision insurance plan options and optional life, disability, and AD&D insurance. We also offer a 401(k) with employer match contributions, an Employee Stock Purchase Plan, PTO, corporate holidays and floating holidays, parental leave. Are you ready to play your part? Choose ‘Apply Now' to fill out our short application, so that we can find out more about you. Caution: Employment scams Markel is aware of employment-related scams where scammers will impersonate recruiters by sending fake job offers to those actively seeking employment in order to steal personal information. Frequently, the scammer will reach out to individuals who have posted their resume online. These "job offers" include convincing offer letters and frequently ask for confidential personal information. Therefore, for your safety, please note that: All legitimate job postings with Markel will be posted on Markel Careers. No other URL should be trusted for job postings. All legitimate communications with Markel recruiters will come from Markel.com email addresses. We would also ask that you please report any job employment scams related to Markel to ***********************. Markel is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of any protected characteristic. This includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Should you require any accommodation through the application process, please send an e-mail to the ***********************. No agencies please.

As an In-Office Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to Bank Statement, DSCR (Debt Service Coverage Ratio), and Asset Depletion loans. Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy. Key Responsibilities: Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans. Underwrite and approve or deny loan applications based on the company's guidelines, policies, and regulatory requirements. Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues. Ensure loan files are complete, accurate, and compliant before final approval or denial. Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products. Provide guidance and support to junior underwriters and other team members as needed. Maintain a high level of productivity and quality assurance while meeting deadlines. Requirements: Minimum of 3+ years of experience in underwriting Non-QM loans. Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products. Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans. Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. Excellent communication skills, both written and verbal. Ability to work independently and as part of a collaborative team. Strong organizational and problem-solving skills. Salary: 90-110kThank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

The Consumer and Residential Loan Underwriter is responsible for gathering and analyzing credit information on current and potential borrowers, determines the advisability of granting credit for diversified types of loans and assists loan officers in writing loan requests. Key Responsibilities Evaluates mortgage and consumer loan packages and provides loan approval with conditions to close or underwrite. Conducts comprehensive risk assessments, analyzing debt-to-income and loan-to-value ratios, credit scores, and property valuations. Performs in-depth analysis of credit reports, appraisals, and supporting documentation to qualify and classify loans according to company and regulatory guidelines. Identifies potential risk issues and fraudulent activity throughout the application process. Ensures all conditions are met and completed before final sign-off on mortgage documents. Maintains knowledge of lending requirements, internal policies and procedures, and compliance and regulatory requirements. Analyze collateral as a secondary repayment source to assess the secured position of the Bank. Education and Experience College degree preferred; related work experience required Basic computer skills and knowledge Excellent interpersonal skills: including use of professional and clear verbal communication and writing skills. Advanced planning, organizing, coordinating, and implementation skills. Physical Requirements & Working Conditions Professional work environment with moderate noise. Ability to sit and stand to extended lengths of time EOE m/f/d/v

5-10+ years experience Surplus lines knowledge Commercial property knowledge Wholesale relationships a plus

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Bridge Specialty Group is seeking a Personal Lines Underwriter to join our growing team in Morristown, NJ! The Personal Lines Underwriter reports to a manager and operates at an advanced level of underwriting expertise, requiring minimal supervision. This role primarily involves evaluating both routine and complex risk scenarios to determine their acceptability on behalf of the carrier and often includes negotiating coverage terms and pricing. How You Will Contribute Review new business applications to confirm that information is appropriate to determine underwriting actions and when exceptions or opportunities for presentation of additional coverages exist. Appropriately determines opportunities to operate outside of standard carrier and/or agency criteria and coordinates negotiations to resolve. Recommend acceptance or declination of risks based on evaluation of application data and information gathered from Broker and client. Review all risks for new and renewal business for any securities law practice exposure. Workflow includes creation and maintenance of reports, appeals, files, correspondence, or contacts as assigned. Recommend methods for promotion of policies or improvements to processes. Skills & Experience to Be Successful Proficient with MS Office Suite 1 - 3 years' experience in a similar position Great attention to detail About Us: Bridge Specialty Group creates a more seamless way to connect the varying needs of our retail partners with the market clout and talents of our wholesale entities. Our more than 25 niche-focused brands reflect our deep experience and specialization in construction, general casualty, environmental liability, professional liability, health care, public entity, workers' comp, property and personal lines. With more than 50 locations and more than 2,000 team members throughout the United States and Europe, Bridge has access to more than 200 standard and excess & surplus lines carriers that support our $7+ billion premium book. Our focus is on bringing the power of collective size and specialty to the wholesale brokerage marketplace. Bridge Specialty Group - aligning risk with greater reach. Pay Range $33.65 - $38.46 Hourly The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.