Underwriter jobs in Idaho - 23 jobs

Job Title: Mortgage Loan Underwriter Department: Underwriting Employment Type: Full-Time DE Required. SAR Preferred Underwrite mortgage loans that adhere to various agency underwriting policy and procedures. Additionally, responsible for answering questions and assist with problem solving with loan officers and processors, and respond to both internal and external QC audit findings in a timely and proficient manner. Responsible for providing efficient, timely, consistent, accurate quality loan decisions daily. Key Responsibilities: Adhere to various agency underwriting policy and procedures Answer questions and assist with problem solving with loan officers and processors Respond to both internal and external QC audit findings in a timely and proficient manner Responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis Qualifications/Skills: Three years' underwriting experience FHA/Conventional Mandatory VA/USDA highly preferred Multi state highly preferred Ability to effectively communicate both verbal and written Capable of working under pressure and meeting strict deadlines on a consistent basis Strong mathematical aptitude Ability to calculate income via W-2/Tax Returns Adept at analyzing issues and determining best approach for solution General experience and understanding of the following products: Byte Loan Origination Software Microsoft Word, Excel, and Outlook Internet Navigation Strong Interpersonal and customer service skills Ability to work with a diverse client base (Loan Originators, processors etc)\Detail Oriented Adept at working in a high volume, fast paced environment Salary Range: $70,000.00 - $90,000.00 per year (compensation to commensurate with experience) Benefits: 401(k) Dental insurance Disability insurance Employee assistance program Employee discount Flexible spending account Health insurance Health savings account Life insurance Paid time off Referral program Retirement plan Vision insurance

This position offers an optional hybrid work schedule, with three days working in the office and two days working remotely. Are you looking to kick-start your career at a company that is committed to your long-term success? Do you enjoy building relationships and working as part of a team while also working independently? Join our team as a Small Business Underwriter. As a Small Business Underwriter, you will build a profitable book of business specializing in commercial trucking. With underwriting goals, growth, and premium objectives in mind, you will select and monitor risk while maintaining quality business relationships. Responsibilities: Directly impact the profitability and success of our business. Underwrite, determine price, and rate endorsements. Have autonomy in your work and manage your book of business in a fast-paced environment. Become a trusted partner with our agents and insureds through your relationship-building skills. Participate in a training program that includes one-on-one mentoring, classroom instruction, and self-study. Qualifications: Prior experience in sales, a position building relationships, or experience in insurance is desirable, but not required. Negotiation skills and the ability to analyze risk. The ability to identify customer needs and market Great West products and services to them. Your Future Starts Here: Benefits That Support Your Lifestyle Competitive Compensation Generous paid time off and paid company holiday schedule Medical, Dental, Vision, Life, Long-Term Disability, Company Match 401(k), HSA, FSA Paternal Leave, Adoption Assistance, Fertility and Family Planning Assistance, Pet Insurance, Retail Discount Programs Community volunteer opportunities Wellness programs, gym subsidies, and support for maintaining a healthy lifestyle Scholarships for dependents and tuition reimbursement to further your education Company paid continuing education and monetary awards for professional development Opportunities for a hybrid work schedule (three days in the office, two days remote) Who we are: For over 65 years, Great West Casualty Company has provided premier insurance products and services to thousands of truck drivers and trucking companies across America. We have offices located around the country, and over 1,200 professionals are proud to call us an employer of choice. We are dedicated to the success, happiness, and wellness of our employees. If you are looking for a company where your contributions are valued, your continued learning is financially supported, and customer service is a priority, we want to talk to you. Apply today and join one of America's largest insurers of trucking companies as we help keep the nation's economy moving forward one mile at a time. Location: Boise, ID To learn more about Great West and our office locations, please visit our website **************** Great People Great Careers Great West Casualty Company Great West Casualty Company is an Equal Opportunity Employer.

**Come join our amazing team and work Remote !** We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan. **What you'll do:** + A thorough knowledge of **Non Agency or NON QM** mortgage loan underwriting. + Maintains highly confidential information concerning loan applicants. + Requires high level of organizational skills and ability to work on several tasks simultaneously + Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. + Applies and interprets company underwriting guidelines and makes sound credit decision. + Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. + Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. + Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. + Determines any conditions, stipulations or pre-funding requirements. + Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. + Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise **What you'll need:** + 5+ years mortgage underwriting work experience. + Experience Underwriting Non Agency or Non QM Loans + Paperless Loan Origination System experience preferred. + DU and LP experience required. + Experience working in a paperless environment preferred. **Our Company:** Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** . **What is the value proposition to joining the team?** + Increased earning capacity due to access to our 48 state territory. + Ability to market faster and more efficiently inside the operation. + Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible. + Professional account manager's partner with you and your brokers to add value every step of the way. + Base pay plus an industry leading commission plan. + Take over existing accounts. **What We Offer:** + Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. + Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. + Customized training programs to help you advance your career. + Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. + Educational Reimbursement. + Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

Job Title: Non-Delegated Mortgage Underwriter III What you'll do: A Non-Delegated Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards. Manage individual pipeline on a daily basis by completing Conventional loans, simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times Identify any document deficiencies, request additional information and/or documentation from Clients as needed Expert ability to navigate and interpret all agency and company guidelines Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans Other duties as assigned What you'll need: 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment. Ability to communicate effectively and professionally Basic proficiency in Microsoft Office products (Excel, Word, etc.) Encompass LOS experience preferred Project management experience College degree preferred but not required Loan quality and risk management Knowledge of FNMA and FHLMC guidelines Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor Excellent Customer/Client service skills Ability to work in a fast paced production environment Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints Excellent written and verbal communication skills Prioritization and Time Management skills Ability to learn and adapt to guideline changes Compensation: Hourly range for new hires is generally $54.00 for Nevada. Salary amount is determined by specific job location. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation

Work a Hybrid schedule within Oregon, Washington, Idaho or Utah Build a career with purpose. Join our Cause to create a person-focused and economically sustainable health care system. Who We Are Looking For: Every day, Cambia's dedicated team of Underwriters is living our mission to make health care easier and lives better. As a member of the Underwriting team, our Underwriters evaluates each assigned group's risk and attaches the appropriate rate- all in service of creating an economically sustainable health care system]. Do you have a passion for serving others and learning new things? Do you thrive as part of a collaborative, caring team? Then this role may be the perfect fit. What You Bring to Cambia: Qualifications: The Underwriter I would have a Bachelor's degree in business, math, statistics or related discipline or an equivalent combination of education and experience. The Underwriter II would have a Bachelor's degree in business, math, statistics or related discipline and a minimum of 2 years related experience or an equivalent combination of education and experience. The Underwriter III would have a Bachelor's degree in business, math, statistics or related discipline and a minimum of 4 years related experience or an equivalent combination of education and experience. The Underwriter Senior would have a Bachelor's degree in business, math, statistics or related discipline and a minimum of 6 years related experience or an equivalent combination of education and experience. Skills and Attributes: Demonstrated analytical and problem solving skills. Business sense including: finance, accounting, economics, and risk management principles. Effective verbal and written communications. Ability to build and maintain positive internal and external customer interactions. Ability to prioritize tasks and meet deadlines. Demonstrated technology proficiency, including Excel, Word, and applicable software applications. Experience with AI tools and technologies to enhance productivity and decision-making in professional settings highly desired Additional Requirements for Underwriter II: Demonstrated success with managing competing priorities and workload. Additional Requirements for Underwriter III: Demonstrated proficiency working with complex computer software systems and automation. Ability to effectively explain complex mathematical and abstract concepts to a variety of stakeholders, including those with less familiarity and/or understanding. Additional Requirements for Underwriter Senior: Proven understanding of business, including: finance, accounting, economics, and risk management. Demonstrated attainment of a high level of independent, consistent performance. Ability to organize, plan, prioritize and complete complex assignments with little or no supervision. Demonstrated ability to read the marketplace and competitive environment. What You Will Do at Cambia: Approves renewal changes after verifying rates and product selection. Audits both new and renewing groups as necessary. Determines rates for alternative benefit variations. Ensures that group participation requirements are met. Prepare rate filings. Follows underwriting guidelines, policies, procedures and formulas in developing rates for new and renewal groups. Gathers the appropriate data used to determine the status of account refunds. Maintains spreadsheet information on group renewal history. Prepares memos and other correspondence to communicate changes in rates or benefits which have been approved by underwriting management. Processes the appropriate paperwork associated with renewal rate action and proposal closing. Supports internal sales staff regarding underwriting questions and/or resolves issues. Effectively communicates Underwriting decisions to other departments when necessary. Additional Responsibilities for Underwriter II: May determine rates for alternative benefit variations and funding arrangements. Assist in the training process and mentoring of more junior level Underwriters. Prepares contingent premium settlements. Prepares the rate quotations and completes bid specifications. Processes group financial settlement calculations. Reviews and determines whether or not to grant exception requests. Supports management reporting efforts and the development of automated rating and analysis tools. Additional Responsibilities for Underwriter III: May determine rates for alternative benefit variations and more complex funding arrangements. Actively involved in the preparation and maintenance of underwriting guidelines and rating policy. Actively involved with testing new rating, underwriting and front end systems. Answers questions regarding the basic factors used in developing rates, (group size, type of benefits, age/gender composition, large claims, experience provided from the prior carrier, current rates). Answers questions regarding the rate model and how it impacts rates in accordance with particular group demographic changes. Assesses health risk in a group environment (performs large claim analysis for ongoing claim cost). Develops prospective and renewal rates for group accounts in accordance with corporate and underwriting guidelines. Reviews and determines whether or not to grant exceptions to underwriting policy. Ensures the proper administration of underwriting and legislative guidelines for new and renewing groups. Handles large volume production with account specific issues (I.e. reinstatements, eligibility standards, group identification criteria, etc) Maintains a working knowledge of State and Federal regulations affecting group rating. Prepares rate breakouts and hierarchy definitions for group setups. Reviews and directs the preparation of experience reports for fiscal, ERISA and contingent premium settlements. May meet with external customers, brokers or account representatives to review underwriting calculations and provide explanations for rating principles. May prepare written summaries of recommendations and/or conditions of coverage for the group after completion of each analysis. May prepare an explanation of the past rating history, documenting benefit and enrollment changes, and providing a recommendation for benefit and financial options. Additional Responsibilities for Underwriter Senior: Contribute to timely and accurate productivity by assisting the Manager in education to new Underwriters. Attends broker meetings, as well as meetings with sales executives, agents and/or groups to provide explanations of rating principles or rationale of rating positions. Contributes to the development of new rating formulas, methodologies and guidelines. Represent underwriting on Cambia workgroups and strategy sessions and serves as department representative where applicable. The expected hourly hiring range for a Underwriter I is $22.70 - $33.35 depending on skills, experience, education, and training; relevant licensure / certifications; performance history; and work location. The bonus target for this position is 5%. The current full hourly range for this role is $21.30 to $37.70. The expected hiring range for a Underwriter II is $58,000.00 - $77,050.00 depending on skills, experience, education, and training; relevant licensure / certifications; performance history; and work location. The bonus target for this position is 5%. The current full salary range for this role is $53,000.00 to $88,000.00. The expected hiring range for a Underwriter III is $68,900.00 - $93,150.00 depending on skills, experience, education, and training; relevant licensure / certifications; performance history; and work location. The bonus target for this position is 10%. The current full salary range for this role is $64,000.00 to $106,000.00. The expected hiring range for a Underwriter Sr is $83,300.00 - $111,600.00 depending on skills, experience, education, and training; relevant licensure / certifications; performance history; and work location. The bonus target for this position is 10%. The current full salary range for this role is $78,000.00 to $128,000.00. About Cambia Working at Cambia means being part of a purpose-driven, award-winning culture built on trust and innovation anchored in our 100+ year history. Our caring and supportive colleagues are some of the best and brightest in the industry, innovating together toward sustainable, person-focused health care. Whether we're helping members, lending a hand to a colleague or volunteering in our communities, our compassion, empathy and team spirit always shine through. Why Join the Cambia Team? At Cambia, you can: Work alongside diverse teams building cutting-edge solutions to transform health care. Earn a competitive salary and enjoy generous benefits while doing work that changes lives. Grow your career with a company committed to helping you succeed. Give back to your community by participating in Cambia-supported outreach programs. Connect with colleagues who share similar interests and backgrounds through our employee resource groups. We believe a career at Cambia is more than just a paycheck - and your compensation should be too. Our compensation package includes competitive base pay as well as a market-leading 401(k) with a significant company match, bonus opportunities and more. In exchange for helping members live healthy lives, we offer benefits that empower you to do the same. Just a few highlights include: Medical, dental and vision coverage for employees and their eligible family members, including mental health benefits. Annual employer contribution to a health savings account. Generous paid time off varying by role and tenure in addition to 10 company-paid holidays. Market-leading retirement plan including a company match on employee 401(k) contributions, with a potential discretionary contribution based on company performance (no vesting period). Up to 12 weeks of paid parental time off (eligibility requires 12 months of continuous service with Cambia immediately preceding leave). Award-winning wellness programs that reward you for participation. Employee Assistance Fund for those in need. Commute and parking benefits. Learn more about our benefits. We are happy to offer work from home options for most of our roles. To take advantage of this flexible option, we require employees to have a wired internet connection that is not satellite or cellular and internet service with a minimum upload speed of 5Mb and a minimum download speed of 10 Mb. We are an Equal Opportunity employer dedicated to a drug and tobacco-free workplace. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, age, sex, sexual orientation, gender identity, disability, protected veteran status or any other status protected by law. A background check is required. If you need accommodation for any part of the application process because of a medical condition or disability, please email ******************************. Information about how Cambia Health Solutions collects, uses, and discloses information is available in our Privacy Policy.

Back to Open Opportunities Returning Applicant? Login Now Notice: Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. However, USLI reserves its right to provide employment-based immigrant visa assistance on a discretionary basis. Explore USLI's extensive company benefits, perks, and more below! *Not applicable to External Customer Program U.S. Benefits Canada Benefits Underwriter Travel- Hospitality & Liquor -Boise Location:Boise, ID Team:Hospitality & Liquor Job Type:Underwriting FT/PT Status:Full Time Job Title: Underwriter Travel - Hospitality & Liquor Location: Boise, ID About Us: At USLI, we're not just about insurance - we are committed to making a difference, both internally and externally. Our community is built upon five values: Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration, and growth. Here, you'll have the opportunity to shape the future of insurance and make a meaningful impact. Your Role: As an underwriter, you'll be at the heart of our operations, driving success by evaluating submissions, handling customer requests, and building strong relationships. You'll work in a dynamic environment where creativity and strategic thinking are highly valued. Join us to be part of a team that's respected for delivering exceptional service and innovative solutions. Key Responsibilities: * Evaluate and underwrite: Assess and manage submissions with precision, adhering to our guidelines and delegated authority. * Customer engagement: Address quotes, re-quotes, and endorsements with a customer-first mindset, ensuring top-tier service. * Relationship building: Cultivate and maintain strong relationships with customers, addressing their needs and driving business growth. * Collaborative approach: Partner with teams across Underwriting as well as Business Development, Claims, IT, and more, contributing to a unified and effective operation. * Innovative contribution: Stay ahead of the curve by researching market trends, analyzing competitive information, and supporting product development. Additional Responsibilities: * Mentorship: Guide and support new underwriters, sharing your expertise and fostering a collaborative environment. * Continuous Learning: Engage in ongoing professional development, including completion of required underwriting classes, exams, designations, and training within 24 months of hire. What You'll Bring: * Attitude: A positive and growth-focused mindset combined with a caring attitude committed to USLI's success, with the grit and resiliency to make it happen. * Customer-centric focus: A dedication to placing our customers at the center of everything you do. * Analytical mindset: Strong decision-making abilities, with a blend of data analysis and critical thinking. * Team collaboration: A proactive, team-oriented approach with excellent relationship-building skills. * Adaptability: Ability to navigate and thrive in a fast-paced, evolving business landscape. Qualifications: * Experience: 3+ years of underwriting experience in Commercial Property and Casualty, Personal, or Management and Professional Liability lines * Insurance-related course work (CPCU, RPLU, etc.) is a plus * Or: 5+ years in any of the following: * Travel: Willingness to travel as needed to maintain effective customer interactions (for travel roles). What We Offer: One of the advantages of working at USLI is the competitive salary and benefits program we offer full-time and eligible part-time employees. Benefits include performance-based triannual bonuses, medical benefits paid at 100% for full-time employees and 80% for eligible part-time employees, a profit-sharing program, free lunch every day while onsite, and more than 450 annual personal and professional development courses. Explore more company benefits. Why USLI? At USLI, we are committed to fostering a vibrant and inclusive community that celebrates the rich diversity of all ethnicities, nationalities, abilities, genders, gender identities, sexual orientations, ages, religions, socioeconomic backgrounds, and life experiences. We understand the importance of continuous learning, self-reflection, acknowledging our biases, and expanding our perspectives beyond our own. We actively encourage open dialogue on diversity, equity, inclusion, and belonging to support a workplace where every individual feels valued, respected, and empowered to contribute at their fullest potential. Join us in building a diverse and inclusive environment where our shared values drive us toward excellence.

Make a difference with a career in insurance At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person. If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow. Build your future with us Our Cincinnati Specialty Underwriters Insurance Company has an immediate opening for an experienced excess and surplus lines underwriter in Idaho. The candidate is required to reside within this territory or in proximity to our Fairfield, OH Headquarters. The pay range for this position is $75,000 - $161,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. Be ready to: * working in partnership with producers and an assigned underwriting assistant to solicit, underwrite and price new and renewal surplus lines commercial property and casualty business * determine individual risk acceptability, pricing, coverage, terms and conditions * develop, analyze and evaluate information and exposures for complex risks * achieve production and loss ratio goals within assigned regional territory * work independently with a high level of authority and judgment * determine need for and secure appropriate reinsurance on individual accounts * mentor and train underwriters and underwriting assistants * develop successful business relationships with producers and reinsurers * research new products and coverage forms * travel within assigned territory which may include some overnight stays Be equipped with: * property and casualty underwriting experience * proficient use of Microsoft Word, Excel and Outlook * strong interpersonal skills * organizational and time management skills * strong decision-making, analytical, and negotiating abilities * desire to build relationships and listen effectively * ability to develop positive working relationships with team members and agents by working to find possible solutions that are beneficial to all * skilled use of verbal communication to explain, negotiate and present information and an understanding of when to use verbal or written * a valid driver's license. Final candidates will also be subject to a Motor Vehicle Record background check, because the position may include a company vehicle Bring education or experience from: * bachelor's degree or extensive relevant excess and surplus lines underwriting experience * 5 years of experience working with commercial lines property and casualty products is required * prior excess and surplus casualty underwriting experience with a carrier, broker, or MGA is preferred * ASLI or CPCU designations preferred * candidates with a carrier background will be given preference; complete training is provided in Cincinnati, OH, prior to deployment to regional territory Enhance your talents Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career. Enjoy benefits and amenities Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Embrace a diverse team As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.

WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

UFG is hiring for a Sr. Surety Underwriter who is actively working towards building and maintaining a profitable mix of new and existing surety business by developing and maintaining strong working relationships with the agency force. Demonstrate strong analytical skills to evaluate risks for acceptability within their higher authority and company underwriting parameters. Independently Underwrite more complex submissions. Make regular agency visits and calls to assess growth and profitability of agents in their territory. Prospect and appoint new quality agents in the territory. Visit current and potential contractor's place of business to better assess acceptability and quality of the accounts. The ideal candidate will be located in one of the following locations: Washington, Oregon or Idaho. Essential Duties & Responsibilities: * Demonstrate successful growth of business independently and responsibly utilize the higher authority granted. * Underwrite more complex submissions independently. * Independently underwrite new submissions and existing accounts with the assistance from mentors. Evaluate and assess financial status, credit standing, and organization profile to analyze and determine acceptability of the risk within framework of UFG underwriting policies and procedures. * Develop and maintain strong relationships with agents/brokers. * Oversee a book of contract surety business within defined territory. Meet production, marketing, and profitability goals and develop marketing plan using the territory management tool. * Upload and update file information electronically and purge obsolete data per department guidelines. * Handles all confidential information with discretion. * Provide high quality customer service in all interactions with internal and external customers. * Request underwriting information from agencies. Review and process information received. * Perform annual review of accounts including financial analysis, obtaining current bank line of credit letters, preparing profiles, and recommendation of line of authority. * Instruct, assign, and review work completed by support staff. * Create record of communications concerning activities per department standards. * Provide training, direction, and assistance to underwriters, associate underwriters, and underwriter trainees. * Stay current on industry information regarding trends, competition, pertinent laws and legal occurrences, etc., and share the information with the department. Job Specifications: Education: * Bachelor's degree, or combination of education and surety experience. * Bachelor's degree in business administration, economics, finance or accounting preferred. Certifications/Designations: * Certified, or working towards, AFSB designation. * Must have a valid and current drivers' license and must have acceptable driving record in accordance with Company practice. * Employees are expected to participate in continuing education throughout their careers. Experience: * 5+ years of contract surety underwriting experience. Working Conditions: * General office environment. * Up to 25% of travel is required, by accompanying surety representatives to visit agency force and contract accounts. Overnight trips included. * May be exposed to weather conditions, and/or results and debris of adverse weather conditions, during agency/contract visits. Pay Transparency Statement: UFG Insurance is committed to fair and equitable compensation practices. The base salary range for this position is $103,222, - $136,105 annually, which represents the typical range for new hires in this role. Individual pay within this range will be determined based on a variety of factors, including relevant experience, education, certifications, skills, internal equity, geography and market data. In addition to base salary, UFG Insurance offers a comprehensive total rewards package that includes: * Annual incentive compensation * Medical, dental, vision & life insurance * Accident, critical Illness & short-term disability insurance * Retirement plans with employer contributions * Generous time-off program * Programs designed to support the employee well-being and financial security. This pay range disclosure is provided in accordance with applicable state and local pay transparency laws.

Do you have a passion for underwriting risk which supports the climate transition such as renewable energy, alternative fuels and climate technologies? Background: This is an exciting opportunity to join our newly created Industry Practice in France. The practice has been developed to support and accelerate growth in the broad range of energy and climate transition technologies by developing industry specialism across lines of business. The practice has two components: >Renewable Energy & Alternative Fuel (REAF) which includes developers and operators of renewable power assets (wind, solar, geothermal, biomass, hydro, wave & tidal), alternative fuel assets (biofuels, hydrogen, nuclear), the power grid, energy storage, alternative fuel distribution and storage, and other transition technologies such as heating and cooling networks, and carbon capture and storage projects. >Climate Technology which includes organizations that develop products, technology, and services with a core focus to (1) reduce greenhouse gas emissions, (2) to adapt to an altered environment, or (3) address the impact of climate change. Industry Practices differentiate Chubb as an industry specialist, including specialist underwriting expertise, differentiated products and propositions across multiple risk areas, and tailored service delivery. Role Purpose: The primary purpose of this newly created role is to underwrite Casualty and Professional Indemnity construction and operational risks for REAF occupancies, and P&C risks for climate technology companies. The successful candidate will have a good market presence, representing the Industry Practice in broker and client meetings, and assist the Industry practice leader. They will also work closely with other internal stakeholders across all lines of business plus extending to colleagues in claims, risk engineering and global services to provide excellent service to our brokers and clients. They will also work closely with our other underwriting teams to provide multi-line solutions. Key responsibilities: * Underwriting - Underwrite new business and renewal accounts according to defined underwriting guidelines and strategies, working closely with risk engineers where appropriate in line with guidance. * Industry Knowledge - Keep appraised of developments in the industry, including projected investment across different REAF & Climate technologies, industry specific challenges and loss activity. * Financial - Contribute towards achieving the Industry Practice financial plan. * Training & Mentoring - working to continuously increase knowledge of REAF & Climate technology underwriting, participating in learning and development. * Compliance and Procedures - Meet company standards in respect of policy documentation, contract certainty, peer review, audit, compliance, legal and regulatory requirements. * Leadership - As an experienced underwriter, you will support the Industry Practice Leader in establishing and promoting best practice within the team. * Chubb Representative - Represent and promote Chubb to brokers and the value-added proposition the IP brings to brokers and clients. * Business Development - Proactively maintain relationships with key brokers and clients to ensure profitable and sustainable growth, in conjunction with distribution and other key stakeholders. Develop and grow pipeline of opportunities. Contribute towards strategic growth plans with key brokers. * Cross-sell - Pro-actively maximise cross-selling opportunities through collaboration with Chubb colleagues across lines of business. Have a good understanding of Chubb's risk appetite across core lines of business and a high-level understanding across non-core lines. Skills & Experience required: * Good working knowledge of the insurance market, including competitor and broker analysis. * An experienced professional whose expertise is recognised in the market. * Results driven with ability to make decisions and work on your own initiative. * Highly motivated and with a solutions mindset and a keen interest in the subject matter including macro and micro factors that impact the industry. * Desire to continue to develop technical and broader business skills (technical lines, property, casualty). * Ability to assist when needed the Industry Practice Climate manager on strategic project * Significant experience of underwriting risks for Casualty and Professional Indemnity. * Good presentation and development skills * Fluent English - native French language * Position is located in Paris, France.

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

Culture rules at Delta Dental. It's key to our becoming the leading dental benefits carrier in the state, reaching over 500,000 Idahoans with our dental plans and community outreach programs. We're small on ego and big on grins. You'll see us involved in community events and "Did you make someone smile today?" on our To-Do lists. Our employees have the opportunity to make a difference in people's lives while working in an environment full of challenge, collaboration, flexibility, and industry-leading growth potential. Join our team committed to better oral health for all Idahoans. The Dental Underwriter at Delta Dental of Idaho is responsible for executing a wide range of underwriting tasks, including rate analysis, Department of Insurance (DOI) and Affordable Care Act (ACA) compliance, regulatory form filings, and contract support management. In addition, this position will coordinate with third party actuaries and internal resources such as product managers, sales, IT and finance to ensure accuracy and timeliness in all underwriting activities. ESSENTIAL FUNCTIONS Develop an understanding of dental terminology, dental benefits, risk assessment, underwriting guidelines, contract language and the underwriting process and procedures. Analyze and set rates for pool-related plans, individual, ACA (Affordable Care Act), self-insured (ASC) and experience rated groups, and perform special rating requests as they arise. Identify and complete group renewals, including pools, Administrative Services Contract (ASC), and experience rated groups. Recommend renewal rating and quote alternate options as needed. Collaborate with the sales team to ensure new business quotes are accurate and timely. Review group termination requests for accuracy and to ensure contractual requirements are met. Support Underwriting Assistant with approving new group applications, terminating groups, producer appointments or reassignments. May supervise Underwriting Assistant, including hiring, coaching, developing, and engaging employees. Embrace and utilize AI to improve processes and drive efficiency. Develop a robust working knowledge of Proclaim and supporting software required to perform the underwriting and group setup activities. Coordinate with third party actuaries and finance to establish the IBNR reserves. Ensure regulatory and policy compliance by filing required rates and forms; adhering to DOI, CMS/ACA, and Delta Dental Plans Association (DDPA) guidelines; supporting audits; and staying current on regulatory changes. Demonstrate a commitment to the organization's vision, mission, values, code of ethics, and compliance/security standards. Other duties as assigned. Requirements KNOWLEDGE, SKILLS, AND ABILITIES Bachelor's degree in accounting, finance, math/statistics or equivalent experience required. 3 to 5 years' experience in insurance underwriting or a related industry. Strong analytical, organizational, and communication skills, with attention to detail and sound judgment. Experience with regulatory filings, rate analysis, and contract management. Ability to prioritize, work with deadlines, and manage multiple tasks. Proficiency in Microsoft Office (especially Excel) and ability to embrace new AI-enabled software tools to improve underwriting efficiency. Ability to use approved AI tools to extract, structure, and validate data from underwriting reports (including PDF-based outputs and ProClaim reporting) to reduce manual re-keying and support renewal rate analysis. Ability to apply AI-assisted analysis to identify renewal rate drivers, trends, and variances, including reconciling ProClaim outputs with Accounting/financial outputs and flagging anomalies for follow-up. Demonstrated responsible AI use in a regulated/confidential environment, including validating outputs for accuracy and following compliance/security standards when handling sensitive information. PHYSICAL AND MENTAL REQUIREMENTS Sitting/Standing (alternatively) continuously Keyboard Use/Repetitive Hand motion continuously Skill/ability related to comprehension, organization, reasoning/decision-making and communication appropriate to position/level Benefits Delta Dental of Idaho offers a competitive benefits plan including: Medical, dental, and vision 401K with up to 6% company contribution Generous PTO and up to 9 paid holidays Community Service Time Flexible schedule and 1/2 day Fridays Tuition and continuing education reimbursement Casual dress code ...and more! OUR CULTURE AHS/DDID seeks to provide a positive workplace where employees are treated with respect and all are accountable for living our values and Code of Ethics while empowered to help the organization succeed in achieving its mission and vision. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Individuals that may need assistance with the applicant or interview process may contact human resources at ************************ or by phone: ************.

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow. At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best. Great American's Bond Division has been underwriting surety bonds for 100 years. We are known for expert underwriting, solid financial strength, market leadership and creative solutions to bonding needs. Great American is one of the top surety companies in the United States. Bonds - Great American Insurance Group Our Bonds Division is hiring a Transactional Commercial Surety Underwriters to join their team! We are seeking candidates in the Pacific Northwest or Western region of the United States. Candidates local to the Seattle, WA area will work on a hybrid schedule. Candidates not local to the Seattle area will work fully remote. Essential Job Functions and Responsibilities Underwrites and services existing small to mid-size financial accounts. Has responsibility for risk selection/rejection, pricing, retention, and profitability within scope of authority and per divisional objectives. Uses independent judgment and initiative to support business goals. Maintains a high level of customer service. Receives and analyzes submissions and determines terms to offer (policy limits, credit limits, deductibles, coverage options and conditions, work programs, etc.). Prices business in accordance with company guidelines. May conduct investigations of new and existing accounts through credit reports, online filings, criminal records etc. Orders and analyzes miscellaneous business reports needed in the rating and underwriting processes, including credit checks, bank agreements, financial statements, and underwriting surveys. Makes recommendations on risks over authority. Enters, maintains, and monitors accounts using analysis system. Develops and maintains effective business relationships with internal and external customers/coworkers to attract and retain profitable business. Provides production support to field personnel through interacting with the producers/insureds assisting in marketing calls and participating in underwriting/production calls. Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations. Job Requirements Education: Bachelor's Degree or equivalent experience. Field of Study: Finance, Accounting or a related discipline Experience: Generally, a minimum of 3 years of related experience. This job is non-exempt in Washington. Business Unit: Bond Salary Range: $38.48 -$51.09 Benefits: We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits. Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at **************************** *Excludes seasonal employees and interns.

- Responsibilities/Duties/Functions/Tasks The purpose of this position is to review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards. The processor will then approve or deny mortgage loans based on their evaluations. Evaluates acceptability of loan to corporations that buy real estate loans on secondary mortgage markets where existing mortgages are bought and sold by investors Determines acceptability of risk of prospective business Negotiates directly with mortgage loan officers and processors Reviews and completes a minimum of four loans each day or the department manager must be notified Reviews conditions for approved files the Junior Underwriter was unable to sign off on within the 24-hour review window Notifies the branch by fax, e-mail, or phone of the status of files and adds notes immediately to DataTrac Approves or rejects loan applications and requests additional information if necessary Records loan rejections, specifying investor and institution guidelines as the basis for declining application, such as insufficient cash reserves, etc. Assembles documents in loan files, including acceptance or denial and disposition sheet, for the originating mortgage loan office Maintains database on new and existing business Answers e-mails and phone calls within 1 hour to 2 hours of time received Assists the underwriting coordinator and Jr. Underwriter with status questions Qualifications 3 years (minimum) full time recent experience reviewing both credit applications and property appraisals Currently using DE Must be a reliable and responsible professional, skilled in mortgage evaluation Must be able to demonstrate knowledge and experience regarding the principles of mortgage underwriting Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. To maintain and ensure secure privacy of borrower (and other protected) information, an essential function of this job may require physical attendance in a defined office space. (i.e. branch or corporate office location). Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

Company Details Berkley North Pacific is a regional insurance company that offers niche products and specialized coverages through local independent agency partners. We differentiate ourselves in the marketplace with our customer-obsessed approach that exceeds timeliness and responsiveness expectations. With local leadership, conversational underwriting, and responsive claims services, we truly are relationship driven. Our mission is to provide financial protection to our customers by offering premier insurance solutions, products, and services through our select independent agents. BNP is a proud member of W. R. Berkley Corporation, a Fortune 500 company. While we are regionally focused, we have the security and financial backing of one of the largest commercial lines' writers in the United States. In 2023, BNP was named in the annual Best Places to Work in Insurance program, which recognizes employers for their outstanding performance in establishing workplaces where employees can thrive, enjoy their work and help their companies grow. **************************** Responsibilities The Senior Commercial Underwriter Middle Market Construction directly impacts the company's growth and profitability goals within an assigned territory and book of business. Underwrites commercial property and casualty accounts by determining risk acceptability and pricing in accordance with established underwriting guidelines and within established authority level. Maintains autonomy in work and management of book of business in a fast-paced environment. Serves as the point of contact for assigned agencies and is responsible for the agency relationship. We'll count on you to: * Manages a book of business with autonomy to make decisions within authority level consistently achieving company strategies and goals. * Assesses Construction insurance risks and determines accurate classification of business, policy contract forms and pricing of risk. Accepts and prices risk in accordance with established underwriting guidelines and within authority level. * Reviews renewal accounts for acceptability by examining business operations, classification, contract forms and loss activity. Determines price in accordance with established underwriting guidelines and within authority level. Reviews endorsement requests and takes appropriate action. * Maintains accurate underwriting documentation and information to meet quality review standards. * Develops, expands and enhances agency relationships to promote profitability and growth of new business and the retention of existing business. Travel within or to assigned territory to meet with agents to enhance business relationships. * Leads or participates in agency training sessions. * Leverages agent relationships to drive new business opportunities via existing relationships as well as where there is no existing relationship; continually prospects for new opportunities through pipeline development. * Achieves or surpasses agency visibility goals to include both in person and virtual sales calls. * Acts as a business partner to agents. Uses strong negotiation skills and deep product knowledge to meet the needs of the customer. * Collaborates with claims, risk management and other underwriting team members as needed to ensure prompt and professional underwriting service is provided. * Participates in, and may lead, underwriting and agency meetings. * Identifies, innovates, and suggests new procedures, and opportunities to streamline department processes and workflows. * Cultivates strong customer service skills including consistency, timeliness, and product knowledge. Qualifications * Bachelor's Degree from a 4-year college or university; or more than five years related experience and/or training; or equivalent combination of education and experience. * Advanced insurance education desired, i.e., CPCU, CIC, CRIS * Ability to represent Berkley North Pacific to external customers in a positive and effective manner * Thrive in a highly competitive and results-driven environment * Effectively organize, prioritize and manage multiple priorities * Communicate with a high level of professionalism with internal and external customers * Develop and maintain strong business relationships; and travel on a regular basis, including overnight. * Ability to work outside normal work schedule to fulfill responsibilities * Reasonable, regular, predictable attendance is essential * Familiarity with construction industry and corresponding insurance products The Company is an equal employment opportunity employer. Additional Company Details The Company is an equal employment opportunity employer. We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees including: • Eligible to participate in annual discretionary bonus • Benefits include Health, dental, vision, life, disability, wellness, paid time off, 401(k) and profit-sharing plans The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Responsibilities The Senior Commercial Underwriter Middle Market Construction directly impacts the company's growth and profitability goals within an assigned territory and book of business. Underwrites commercial property and casualty accounts by determining risk acceptability and pricing in accordance with established underwriting guidelines and within established authority level. Maintains autonomy in work and management of book of business in a fast-paced environment. Serves as the point of contact for assigned agencies and is responsible for the agency relationship. We'll count on you to: - Manages a book of business with autonomy to make decisions within authority level consistently achieving company strategies and goals. - Assesses Construction insurance risks and determines accurate classification of business, policy contract forms and pricing of risk. Accepts and prices risk in accordance with established underwriting guidelines and within authority level. - Reviews renewal accounts for acceptability by examining business operations, classification, contract forms and loss activity. Determines price in accordance with established underwriting guidelines and within authority level. Reviews endorsement requests and takes appropriate action. - Maintains accurate underwriting documentation and information to meet quality review standards. - Develops, expands and enhances agency relationships to promote profitability and growth of new business and the retention of existing business. Travel within or to assigned territory to meet with agents to enhance business relationships. - Leads or participates in agency training sessions. - Leverages agent relationships to drive new business opportunities via existing relationships as well as where there is no existing relationship; continually prospects for new opportunities through pipeline development. - Achieves or surpasses agency visibility goals to include both in person and virtual sales calls. - Acts as a business partner to agents. Uses strong negotiation skills and deep product knowledge to meet the needs of the customer. - Collaborates with claims, risk management and other underwriting team members as needed to ensure prompt and professional underwriting service is provided. - Participates in, and may lead, underwriting and agency meetings. - Identifies, innovates, and suggests new procedures, and opportunities to streamline department processes and workflows. - Cultivates strong customer service skills including consistency, timeliness, and product knowledge.

When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: + Award-winning culture + Inclusion and diversity as a priority + Performance Based Incentive Plans + Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability + Generous PTO (including paid time to volunteer!) + Up to 9.5% 401(k) employer contribution + Mental health support + Career advancement opportunities + Student loan repayment options + Tuition reimbursement + Flexible work environments **_*All the benefits listed above are subject to the terms of their individual Plans_** **.** And that's just the beginning... With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! **General Summary:** The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. **Principal Duties and Responsibilities** + Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. + Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. + Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these + Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences + Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners + Assist with training, technical development and mentoring more junior underwriters **Job Specifications** + Bachelors degree or equivalent, relevant business experience + Demonstrated, consistent proficiency at Underwriter level + Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits + Strong technical expertise in risk selection + Demonstrated understanding of top-line and bottom-line objectives + Exhibit strong knowledge of sales/distribution process and market trends + Solid mentoring and coaching skills + Strong creative problem solving skills + Strong critical thinking/analytical reasoning skills + Strong communication skills, both verbal and written + Strong organizational skills and ability to handle multiple priorities + Strong ability to be persuasive and to negotiate + Demonstrated ability to work both independently and in a team environment + Exhibit a strong commitment to quality and personal ownership of results \#LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$100,700.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum

Company Details Berkley North Pacific is a regional insurance company that offers niche products and specialized coverages through local independent agency partners. We differentiate ourselves in the marketplace with our customer-obsessed approach that exceeds timeliness and responsiveness expectations. With local leadership, conversational underwriting, and responsive claims services, we truly are relationship driven. Our mission is to provide financial protection to our customers by offering premier insurance solutions, products, and services through our select independent agents. BNP is a proud member of W. R. Berkley Corporation, a Fortune 500 company. While we are regionally focused, we have the security and financial backing of one of the largest commercial lines' writers in the United States. In 2023, BNP was named in the annual Best Places to Work in Insurance program, which recognizes employers for their outstanding performance in establishing workplaces where employees can thrive, enjoy their work and help their companies grow. **************************** Responsibilities The Senior Commercial Underwriter Middle Market Construction directly impacts the company's growth and profitability goals within an assigned territory and book of business. Underwrites commercial property and casualty accounts by determining risk acceptability and pricing in accordance with established underwriting guidelines and within established authority level. Maintains autonomy in work and management of book of business in a fast-paced environment. Serves as the point of contact for assigned agencies and is responsible for the agency relationship. We'll count on you to: Manages a book of business with autonomy to make decisions within authority level consistently achieving company strategies and goals. Assesses Construction insurance risks and determines accurate classification of business, policy contract forms and pricing of risk. Accepts and prices risk in accordance with established underwriting guidelines and within authority level. Reviews renewal accounts for acceptability by examining business operations, classification, contract forms and loss activity. Determines price in accordance with established underwriting guidelines and within authority level. Reviews endorsement requests and takes appropriate action. Maintains accurate underwriting documentation and information to meet quality review standards. Develops, expands and enhances agency relationships to promote profitability and growth of new business and the retention of existing business. Travel within or to assigned territory to meet with agents to enhance business relationships. Leads or participates in agency training sessions. Leverages agent relationships to drive new business opportunities via existing relationships as well as where there is no existing relationship; continually prospects for new opportunities through pipeline development. Achieves or surpasses agency visibility goals to include both in person and virtual sales calls. Acts as a business partner to agents. Uses strong negotiation skills and deep product knowledge to meet the needs of the customer. Collaborates with claims, risk management and other underwriting team members as needed to ensure prompt and professional underwriting service is provided. Participates in, and may lead, underwriting and agency meetings. Identifies, innovates, and suggests new procedures, and opportunities to streamline department processes and workflows. Cultivates strong customer service skills including consistency, timeliness, and product knowledge. Qualifications Bachelor's Degree from a 4-year college or university; or more than five years related experience and/or training; or equivalent combination of education and experience. Advanced insurance education desired, i.e., CPCU, CIC, CRIS Ability to represent Berkley North Pacific to external customers in a positive and effective manner Thrive in a highly competitive and results-driven environment Effectively organize, prioritize and manage multiple priorities Communicate with a high level of professionalism with internal and external customers Develop and maintain strong business relationships; and travel on a regular basis, including overnight. Ability to work outside normal work schedule to fulfill responsibilities Reasonable, regular, predictable attendance is essential Familiarity with construction industry and corresponding insurance products The Company is an equal employment opportunity employer. Additional Company Details The Company is an equal employment opportunity employer. We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees including: • Benefits include Health, dental, vision, life, disability, wellness, paid time off, 401(k) and profit-sharing plans The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role

Job Title: Non-Delegated Mortgage Underwriter III What you'll do: A Non-Delegated Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards. * Manage individual pipeline on a daily basis by completing Conventional loans, simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times * Identify any document deficiencies, request additional information and/or documentation from Clients as needed * Expert ability to navigate and interpret all agency and company guidelines * Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. * Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans * Other duties as assigned What you'll need: * 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment. * Ability to communicate effectively and professionally * Basic proficiency in Microsoft Office products (Excel, Word, etc.) * Encompass LOS experience preferred * Project management experience * College degree preferred but not required * Loan quality and risk management * Knowledge of FNMA and FHLMC guidelines * Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor * Excellent Customer/Client service skills * Ability to work in a fast paced production environment * Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints * Excellent written and verbal communication skills * Prioritization and Time Management skills * Ability to learn and adapt to guideline changes Compensation: Hourly range for new hires is generally $54.00 for Nevada. Salary amount is determined by specific job location. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation