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Underwriter jobs in Jacksonville, FL

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  • Underwriter, Ategrity Small Business

    Ategrity Specialty Insurance Company

    Underwriter job in Atlanta, GA

    Company Overview: Ategrity Specialty Insurance Company specializes in property and casualty insurance, with a strong emphasis on the excess and surplus (“E&S”) lines market, partnering with brokers and wholesale agents throughout the U.S. to provide insurance solutions for small and medium-sized enterprises (SMEs). Our aim is to establish ourselves as the premier E&S carrier, leveraging robust technical underwriting, intelligent operational efficiencies, sound risk management, and intensive specialization to excel in the marketplace. We are firmly on track to achieve this success. Ategrity is a proactive organization, driven by data obsession, and guided by a culture of innovation. Our team is comprised of individuals who take action with unwavering determination and conviction to establish our “right to win” in the SME space. Ategrity's underwriting strategy focused on becoming a leader in specific segments of E&S through efficient operationalization of technical underwriting practices and a strong value proposition. Function This function is responsible for the application of knowledge and understanding of coverage forms, rating plans and guidelines in the selection and pricing of individual risks. This role will ensure adequate pricing of individual risks through proper classification, accuracy of information and adherence to company underwriting standards and philosophies. The role will be responsible for the administration and management of insurance programs written through GA's, including production, underwriting, monitoring, and servicing the business in order to achieve profitability goals. Role The role will be responsible for managing production in a growing underwriting territory while utilizing marketing, and agency management skills in order to achieve profitability goals. Success in the role requires proficiency with interpersonal skills and the ability to work in a team environment which upholds adherence to underwriting standards. This is a fantastic opportunity to join Ategrity, a growing business where you will serve as a valuable asset to the underwriting team. This role will report to the AVP, Small Business/Digital. There will be approximately 25% travel for this position. Responsibilities Underwriting Assess new and renewal accounts to determine acceptability based on underwriting guidelines and authority granted. Underwrite and monitor various classes of insurance business while achieving profitability targets Creates, analyzes, and interprets data from various systems and underwriting resources. Responsible for monitoring production, profitability and maintaining agency relationships. Effectively communicate (written/verbal) information to both internal and external customers to ensure our standards of excellence are maintained. Promotes consistency among underwriting team by contributing knowledge and soliciting feedback relative to underwriting philosophy and company goals. Provides guidance and support to our Service & Delivery team members Develop, market, and maintain and enhance existing general agent relationships Qualifications/Requirements Minimum of two (2) years of experience as an Underwriter in P&C Insurance for an E&S carrier Strong knowledge of General Liability and Property Insurance Demonstrated knowledge of commercial lines underwriting, risk and agency Strong interpersonal and team building skills Effective written and verbal communication skills Ability to maintain strong internal and external business relationships Approximately 25% travel for this position Organized with the ability to multi-task and independently prioritize competing demands/requests CPCU, AU or CIC, continuing insurance education, preferred Benefits: Competitive salary commensurate with experience Comprehensive benefits package including medical, dental, and vision coverage 401(k) retirement savings plan with employer match Paid time off and company holidays Professional development opportunities Collaborative and inclusive work environment with opportunities for career growth and advancement Ategrity Specialty Insurance Company is an equal opportunity employer and values diversity in the workplace. We encourage candidates from all backgrounds to apply.
    $43k-74k yearly est. 4d ago
  • Senior Underwriter

    James Search Group

    Underwriter job in Atlanta, GA

    Senior Underwriter - Primary Construction Lines - Global P&C Insurance Carrier (Atlanta, GA) About the Opportunity: James Search Group is working with a leading global property & casualty (P&C) insurance carrier to recruit a Senior Underwriter specializing in Primary Construction Lines. This is an on-site position based in Atlanta from either their Buckhead or Alpharetta offices, offering the chance to underwrite complex construction accounts, collaborate with top-tier brokers, and contribute directly to a profitable, growing portfolio. The company is known for its financial stability, underwriting excellence, and strong broker relationships-making this an exceptional environment for an experienced underwriter to further their career within a highly regarded construction-focused team. Compensation: Base salary range: $120,000 - $160,000 (commensurate with experience), plus annual bonus potential and a full suite of benefits, including medical, dental, vision, PTO, and 401(k) with match. Key Responsibilities: Underwrite and price new and renewal Primary Construction business, including general liability and related coverages. Evaluate risk quality through detailed exposure analysis and adherence to underwriting guidelines. Manage and expand a profitable book of construction business while maintaining underwriting discipline. Develop and strengthen relationships with brokers and agents to drive submission flow and market presence. Collaborate with claims, actuarial, and risk engineering teams to craft customized insurance solutions. Represent the company at industry and client events, promoting its construction expertise and capabilities. Qualifications: 5+ years of underwriting experience in primary construction lines or commercial casualty, with strong technical knowledge of construction-related risks. Proven track record of building and maintaining broker relationships and driving profitable growth. Excellent analytical, negotiation, and communication skills. Bachelor's degree in Risk Management, Insurance, Business, or related field preferred. Why This Role? This is an opportunity to join a top-tier global insurer and take ownership of a specialized construction portfolio within a collaborative and performance-driven environment. The role offers visibility with senior leadership, direct market influence, and the ability to make a tangible impact in one of the industry's most dynamic segments. To learn more or apply confidentially, please contact James Search Group today.
    $120k-160k yearly 1d ago
  • Mortgage Underwriter

    Merchants Mortgage & Trust Corporation

    Underwriter job in Tampa, FL

    Merchants Mortgage & Trust Merchants Mortgage & Trust Corporation (“Merchants”) is a private real estate lender headquartered in Denver, Colorado. Merchants specializes in short-term residential bridge loans for investors, multi-family loans, commercial loans, construction loans, and rental property loans. Merchants was acquired by KKR, a leading global investment firm, in 2022 and is on pace to originate nearly $1 billion in 2025. Position Summary Mortgage Underwriter Location: Tampa, FL Full Time Roles and Responsibilities Underwrite loans in accordance with Merchants' guidelines. Responsibilities will include: Review and reconcile loan applications to ensure the loan meets program requirements. Analysis of loan application, credit profile/report(s), background reports, financial statements, leverage ratios, appraisal reports, renovation budgets, entity documents, purchase agreements, borrower experience, collateral, and supporting documentation. Manage an ongoing pipeline of loans through the Merchant's loan origination process. Report on the status of loans within the pipeline on a regular basis. Communicate effectively with Loan Originators, Underwriters, and the Credit Committee. Present loans to the Credit Committee for exceptions, escalations, and approval. Condition files for missing/supporting documentation according to Merchants' guidelines. Perform a preliminary review of all underwriting documents, including third-party reports. Collect, analyze, and approve all required due diligence. Perform property and market assessments to evaluate property conditions and market/submarket dynamics. Communicate and document the reasons for approving or rejecting loans so that clients and loan officers are well-informed about the decisions made. Mentor and train junior staff. Qualifications/Job Requirements Bachelor's degree required. Minimum 5 years of mortgage underwriting experience. Strong preference for experience with underwriting commercial and business purpose loans Experience with institutional lending and secondary market loan trading preferred. Effective pipeline management skills Proven track record of taking ownership and successfully delivering results in a fast-paced, dynamic environment. Exceptional interpersonal, written, and verbal communication skills Proficient in Microsoft Office, especially in Excel and Word Other Must be authorized to work in the US. Must be available to work in the office as required by management
    $40k-70k yearly est. 2d ago
  • New Business Underwriter/P&C Binding

    Jencap 4.2company rating

    Underwriter job in Atlanta, GA

    Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture - with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career. The New Business Underwriter role is focused on new business development including marketing, managing and retaining a consistently growing book of business in keeping with agency and individual goals while building relationships with clients and maintaining a high level of responsive client service. The New Business Underwriter/Producer will work from our Atlanta, GA office. Responsibilities: Effectively develop and present proposals on a timely basis. Negotiate/execute new and renewal production and goals as established with management. Develop and pursue prospects through solicitation, referral, target marketing and industry affiliations. Secure information, recommendations for prospective accounts, present proposals and new accounts while adhering to prescribed policies and procedures and document electronic file accordingly. Efficiently coordinate, present and process new business on timely basis. Properly document all conversation and materials with insureds and/or carriers regarding exposures and coverages in the electronic file. Assist in resolving any coverage issues/questions, audits, endorsements, accounting, claims or marketing issues as needed. Requirements: Bachelor's degree or equivalent industry experience 5 Plus years Underwriting, Broker, or Sr. Underwriting experience with multi line binding experience Experienced in Packaged & Monoline Polices; P&C, Transportation and Garage. Experience in developing new business and growing the book of business and territory Willingness to travel within territory Maintain state-issued P&C license Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place. Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together. Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.
    $61k-103k yearly est. Auto-Apply 10d ago
  • E&S Business Development Underwriter

    Berkley 4.3company rating

    Underwriter job in Georgia

    Company Details Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients. From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers. Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states. Benefit Highlights • Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro. • Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding. • We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire! • Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together. • We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun. ********************* Responsibilities We're seeking a Territory Underwriter for Georgia This role drives profitable growth across the state of Georgia, by underwriting new business, managing agency relationships, and identifying new opportunities. Key Responsibilities: Agency Engagement: Build and strengthen agency relationships through education, outreach, and strategic collaboration. Underwriting Excellence: Evaluate risks, set terms, and price policies within authority to meet profitability goals. Performance Goals: Achieve targets for new business, rate changes, and underwriting quality. Service Standards: Deliver timely quotes, endorsements, audits, and policy issuance with precision and consistency. Risk Management: Review inspections, audits, and endorsements to ensure accurate coverage and premium adequacy. Mentorship: Support and coach junior underwriters to build team capability. Reinsurance Coordination: Assess facultative reinsurance needs and manage cession processes. #LI-Remote Qualifications Proven success in commercial P&C underwriting with 5+ years of experience; E&S and surplus lines expertise strongly preferred. Skilled in working with independent agents and managing agency relationships. Strong analytical, communication, and relationship-building skills. Proficient in Windows-based tools (Word, Excel, Email); experienced in paperless environments and online underwriting platforms (e.g., SAGE, Silver Plume, Reference Connect). This role requires regular travel within the assigned territory-up to 50%-to support business needs, client engagement, and operational effectiveness. Candidates must demonstrate flexibility and readiness to travel approximately 1-2 weeks per month. Travel requirements support making approximately 120 in-person agency visits annually, averaging around 10 visits per month. Additional Company Details The company is an equal opportunity employer. We do not accept any unsolicited resumes from external recruiting firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role include: • Base Salary • Eligibility to participate in annual discretionary bonus • Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Not ready to apply? Connect with us for general consideration.
    $79k-105k yearly est. Auto-Apply 26d ago
  • RAC Underwriter II

    Truist Financial Corporation 4.5company rating

    Underwriter job in Jacksonville, FL

    The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The position is responsible for achieving asset quality objectives, underwriting standards via credit and loan originations, internal sales and marketing, profit objectives, volume and growth goals for the center. This is the initial line in ensuring we manage Risk per Truist expectations. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Responsible for making quality credit decisions in fast paced environment. 2. Comply with all stated guidelines, policies and procedures as well as all State and Federal rules and regulations. 3. Perform internal and external sales and marketing to present our Value Promise to effectively develop profitable Dealer Client Relationships. 4. Assist Loan Processing teammates to ensure efficient and compliant funding procedures. 5. Visit assigned Dealer Clients independently or jointly with Relationship Manager to develop stronger relationships to enhance volume. 6. Review all early payment defaults and document findings. In addition, follow-up with dealership personnel on any fraudulent items (e.g. straw purchases, missing options). 7. Provide a high level of customer service to customers and clients in support of our Perfect Client Experience (PCE) initiatives. 8. Maintain application approval rates at an acceptable level as set by corporate standard. 9. Other Critical Tasks and Duties assigned, including, but not limited to documentation of marketing activities in client relationship management. Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree or equivalent education and related training or experience. 2. Three years of industry related experience 3. Good problem-solving and analytical abilities. 4. Interpersonal skills to build dealer and customer relations 5. Excellent communication skills to be able to relate to dealership and office personnel 6. Ability to multitask in a fast-paced environment 7. Ability to work independently during periods of limited supervision 8. Ability to work flexible schedules including weekends and evenings 9. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products 10. Ability to travel, occasionally overnight Preferred Qualifications: 1. Proficient at calculating numerous formulas and ratios 2. Knowledge of all facets of automotive industry 3. Marketing skills 4. Working knowledge of operational systems (Salesforce, Origenate, etc.) 5. Bilingual General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work
    $63k-104k yearly est. 27d ago
  • Underwriter, Wholesale, Specialty Products

    Carrington 4.4company rating

    Underwriter job in Jacksonville, FL

    **Come join our amazing team and work Remote !** We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan. **What you'll do:** + A thorough knowledge of **Non Agency or NON QM** mortgage loan underwriting. + Maintains highly confidential information concerning loan applicants. + Requires high level of organizational skills and ability to work on several tasks simultaneously + Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. + Applies and interprets company underwriting guidelines and makes sound credit decision. + Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. + Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. + Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. + Determines any conditions, stipulations or pre-funding requirements. + Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. + Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise **What you'll need:** + 5+ years mortgage underwriting work experience. + Experience Underwriting Non Agency or Non QM Loans + Paperless Loan Origination System experience preferred. + DU and LP experience required. + Experience working in a paperless environment preferred. **Our Company:** Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** . **What is the value proposition to joining the team?** + Increased earning capacity due to access to our 48 state territory. + Ability to market faster and more efficiently inside the operation. + Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible. + Professional account manager's partner with you and your brokers to add value every step of the way. + Base pay plus an industry leading commission plan. + Take over existing accounts. **What We Offer:** + Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. + Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. + Customized training programs to help you advance your career. + Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. + Educational Reimbursement. + Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.
    $90k-120k yearly 60d+ ago
  • Underwriter I

    Amerihome Mortgage Company 4.0company rating

    Underwriter job in Florida

    Job Title: Underwriter I What you'll do: As a Mortgage Underwriter I you'll perform a limited review of Conventional (Conforming, Conforming-High Balance and Non-Conforming Jumbo), Non-Agency and Government (FHA, VA, and USDA) loans for specific issues such as appraisal, property flip, insurability, DTI, etc. Additionally, you'll be accountable for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays. * Manage individual pipeline on a daily basis by completing sufficient underwriting reviews, appraisal reviews, flip reviews, and conditions. * Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from clients as needed. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process. * Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans. What you'll need: * 3+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field. * High school diploma required. * Intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations and/or other residential mortgage products and services. * Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. * Entry level to intermediate knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines. * Entry level to intermediate knowledge of MS Office products. * Entry level to intermediate knowledge of Encompass. * Intermediate speaking and writing communication skills. Compensation: Hourly range for new hires is generally $31.00 for Nevada. Salary amount is determined by specific job location. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation
    $31 hourly Auto-Apply 24d ago
  • SBA Underwriter

    Florida Business Development Corp 3.6company rating

    Underwriter job in Tampa, FL

    Overall Demeanor/Goals - Loan underwriting is one of the most essential components of the overall process and function for FBDC. Loan underwriting demonstrates one's institutional credit quality which is corollary to the loan portfolio's risk and return consistent to that of the Board's risk appetite, SBA objective, and basic sound credit analyses. As for any financial institution, underwriting sets the foundation in the process of defining the level of creditworthiness and standard to which we assess our loan portfolio's ability to withstand the anticipated or unforeseen changes to the economic and market conditions. At a minimum, it is expected that underwriters meet the requirements set forth in the FBDC credit policy. These standards comply with those identified in the SBA SOP and ratified by the Board. Additionally, it is absolute that each underwriter exert the desired characteristics and commitment to hard work, industry expertise, professionalism, integrity and dedication to excellence that is imbedded within our culture. The result of this commitment will be measured by how well we perform relative to our competition in terms of SBA 504 loan volume in dollars and units as well as on going audits both internal and external. Leadership - As a member of the FBDC team, we exhibit the standards of a well-established leader in the SBA 504 industry. For that reason, we must always represent FBDC in a professional and respectful manner, in and out of the office environment. Furthermore, as team members of one of the top performing CDCs in the nation, we must strive to meet our client's expectations and be a resource for those that need assistance and insight to the program. We are all equally accountable for the performance and reputation of FBDC. Underwriting/SBA Knowledge - It cannot be emphasized enough that all underwriters must adhere and effectively comply with all applicable FBDC policies and procedures. Underwriters must be able to comprehend and interpret the SBA SOP as this is essential to daily operations and defined role. Underwriters are held responsible to insure all necessary documents, with applicable signature(s), are in file in order to comply with random audits both internal and external. It is essential to keep abreast of economic conditions and changes in the market and SBA industry, including any updates to underwriting standards in order to deliver a sound risk decision. SBA eligibility requirements, risk identification, credit analysis, remediation, process loan package and procurement of an SBA guarantee is not the Business Development Officer's responsibility, this is a credit determination and accountability lies with the underwriting team. Performance - Responsibilities to include: •Effectively communicate with customers and fellow co-workers both written and verbally. •Understand and retain SBA eligibility/procedure requirements. •Must execute in a fast paced, high demand, environment while managing multiple obligations/tasks. •Ability to interpret and discuss analytical financial data and reports. •Ability to timely identify, document, and/or mitigate credit risk. •Ability to underwrite, structure, and determine credit worthiness while meeting lender and borrower expectations. •Thoroughly and independently analyze simple to complex credit situations and conform a sound credit decision/recommendation. •Comply with reasonable set expectations and completion of loan processing in all stages from initial underwriting, submission, authorization, verification, document storage and funding. •Must be able to excel in a team environment and be willing to take on additional tasks or roles for the betterment of the company. •Knowledge of FBDC's loan management software (currently Ventures+) Underwriter: (4+ years of SBA credit experience or equivalent): •Must possess the skills to underwrite the loan request and package the application according to SBA guidelines and FBDC standards. •Must perform all necessary tasks and responsibilities required to insure SBA and FBDC compliance which include but not limited to successfully obtain SBA authorization, perform 327 change action, review and receive acceptable appraisal and environmental reports, insure verification of necessary documentation, and other tasks as required. •Maintain all 327 action changes in the loan management software so that it reflects the Authorization requirements at all times. •Application packages are audited internally and externally. Exceptions are to be minimal. The underwriter will be held accountable for any and all exceptions to the application package. •Ability to assist in any additional project(s) or task(s) upon request. •Mentor or review loan requests and documentation of less experienced underwriter(s). •Share knowledge and expertise within the company. •Production volume - it is expected that a senior level underwriter(s) has capacity to perform all the above tasks and responsibilities for 48 loan requests per fiscal year. Market/Industry Intelligence - It is expected that every underwriter keeps abreast to the ever changing market and industry, not just SBA but all developments in their sector. There are several resources that all team members can take advantage of within the company and in the industry, such as RMA, Coleman, NAGGL, NADCO, etc. An underwriter should initiate insightful research in order to have a deeper analytical understanding of key industries. This continuous development and improvement of our knowledge along with sharing information, skills, and expertise is essential to our competitive advantage in the SBA 504 industry. Time Management - As our company environment allows to self-manage our time, it nonetheless requires delivery of quality write-ups to internal and external parties within deadlines. This requires that we all pay attention to details and are accountable for the accuracy of our work to ensure completion within expectations. We must always recognize the urgency of each situation and respond appropriately and efficiently in order to consistently deliver on time. The underwriter must possess the organizational skills to manage workflow efficiently as they should have multiple deals (including funding analyses and 327s) at a time in different stages of completion. It is imperative that an underwriter know how to prioritize various tasks. Management understands they will need to stop on one task and pick up on another based upon the situation. Conclusion - Every member of FBDC is essential to our operation but none more so than the underwriters as they are the primary liaisons between the BDO and the SBA. Based upon the high expectations FBDC has in terms of dollar volume and unit volume, it is inherent that each underwriter be an industry expert. Each credit we oversee makes an impact not just within the company but more so in our communities and in our States. Annual Production Expectation The expectation is to review 1 deal per week or 45 per year factoring in vacations & holidays. FBDC conducts annual performance reviews every September. Education/Experience • 4-year degree required in Finance, Business Administration or related field • Minimum 4 years of SBA 7a/504 experience required. Benefits • 100% company-paid healthcare, dental, vision for the entire family • Life insurance policy for the employee • Production bonuses paid bi-annually • 3% safe harbor 401(k) • Up to 9% profit sharing to the 401(k) based on company results • 15 paid vacation days and 7 sick days per year ************
    $54k-97k yearly est. 60d+ ago
  • Field Underwriter

    Luminous Financial

    Underwriter job in Jacksonville, FL

    J INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.
    $40k-69k yearly est. 60d+ ago
  • Underwriter/Broker

    Arthur J Gallagher & Co 3.9company rating

    Underwriter job in Jacksonville, FL

    Introduction At RPS, we don't just embrace bold ideas, we make them happen. We're a team of entrepreneurs, big-picture thinkers, and passionate experts who thrive on possibility. Every day, we collaborate across teams, challenge convention, and push boundaries to design innovative solutions for our clients. With access to top-rated carriers and a dynamic marketplace, we bring strategy and creativity together to deliver what others might call impossible. Here, every voice counts, every perspective matters, and every challenge is an opportunity to grow. You'll be supported by a culture that celebrates ownership, curiosity, and high performance, where you're trusted to do your best work and encouraged to keep learning along the way. Overview The Underwriter/Broker is responsible for fostering revenue growth by delivering Retail Agents an efficient underwriting service and facilitating access to national markets through established relationships with Specialty Carriers. How you'll make an impact * Prospect for new business by actively networking and building relationships with Independent Retail Agents and Carrier Underwriters to achieve production goals. * Build strong relationships with Specialty Carriers to ensure competitive pricing and access to coverage on various types of risk. * Pre-qualify submissions and ensure focus on high probability sales opportunities, while following Carrier guidelines to maintain a profitable book of business. * Develop and maintain deep expertise on insurance solutions for specific product lines, industry segments and business types. * Analyze submissions from Retail Agents and quickly determine the best available Carrier, coverage, forms and premium. * Gather information on client risks and determine potential areas of exposure RPS could also quote. * Proactively stay abreast on relevant industry and market trends that impact underwriting guidelines, pricing and premiums. * Ensure business partners understand RPS' full-range of risk solutions as their business needs evolve. * May be assigned a support team to lead, train and oversee work product. * Able to travel as needed. * Detail-oriented; strong analytical skills and excellent communication and interpersonal skills. * Business development skills. Builds relationships with Retail Brokers. * Demonstrates appropriate urgency in driving towards production goals. * Sets challenging revenue growth goals and develops and executes sales plans to ensure success. * Leverages data and tools to identify client risks and develop a comprehensive insurance solution. * Sets a high standard for responsiveness and commitment to meet the needs of Retailers and their clients. * Conveys insurance and risk management expertise in ways that build trust, credibility and establishes RPS as the "one source" insurance provider. About You Required: Bachelor's degree and 3 years related experience required. Working knowledge of Microsoft Windows applications and Microsoft Office. Behaviors: Assignments are broad in nature and usually require originality and ingenuity. Compensation and benefits We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits. Below are the minimum core benefits you'll get, depending on your job level these benefits may improve: * Medical/dental/vision plans, which start from day one! * Life and accident insurance * 401(K) and Roth options * Tax-advantaged accounts (HSA, FSA) * Educational expense reimbursement * Paid parental leave Other benefits include: * Digital mental health services (Talkspace) * Flexible work hours (availability varies by office and job function) * Training programs * Gallagher Thrive program - elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing * Charitable matching gift program * And more... The benefits summary above applies to fulltime positions. If you are not applying for a fulltime position, details about benefits will be provided during the selection process. We value inclusion and diversity Click Here to review our U.S. Eligibility Requirements Inclusion and diversity (I&D) is a core part of our business, and it's embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work. Gallagher embraces our employees' diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest. Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as "protected characteristics") by applicable federal, state, or local laws. Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.
    $54k-95k yearly est. 38d ago
  • Senior Underwriter

    First Federal Bank 3.3company rating

    Underwriter job in Jacksonville, FL

    Job Description Remote / Hybrid opportunity if within commuting distance of Jacksonville FL Area. Core values speak to the heart of an organization and are the essence of a company's identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future. Offering a dynamic benefit package that includes but is not limited to: Four Medical Plan Offerings to choose from Employer HSA Contributions (Coverage/Plan exclusions) Employer Provided Life Insurance Policy Annual Health Incentive Annual Wellness Reimbursement Tuition Reimbursement program Generous Match 401k Retirement Plan Paid Sick Leave Paid Vacation Leave 11 Paid Holidays based on the Federal Reserve Calendar If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity. ESSENTIAL FUNCTIONS: Underwrites Conventional, FHA, VA, USDA Residential mortgage loan requests that binds bank for commitment. Recommends improvements to institution's residential lending policies and procedures. Evaluate loan risks through application information and request additional information as necessary. Verify application information against loan criteria guidelines and standards. Make loan eligibility decisions and approving or rejecting application. Ensure compliance with company policies and guidelines. Document and effectively communicating reasons for the approval/denial of loans. Respond to questions, queries and requests with suitable information. Evaluate residential mortgage loans risk on a timely basis based on sound underwriting decisions. Provide prompt, quality service to originating branches and correspondents professionally. Upgrade information or processing and underwriting systems to verify, add, delete or waive conditions. Authorized to underwrite all conventional and jumbo loans to delegated authority. Respond to product questions and scenarios with suitable answers. Assist in training new underwriters. Provides the best service to our customers with innovative and creative solutions. JOB REQUIREMENTS: Bachelor's degree in business administration, finance, or related area preferred. Five to seven years of experience in all areas of the residential mortgage lending area preferred. CP Loan experience not required, but preferred Excellent computer, communication, analytical, and interpersonal skills. Good understanding of financial institution products and services. Ability to deal with time constraints and strong attention to detail. Extended hours sitting and performing computer tasks may be required. Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank. Bilingual candidates encouraged to apply. EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY E - Verify Employer Powered by ExactHire:173535
    $63k-114k yearly est. 8d ago
  • Underwriter II - Group Benefits Priority Account

    The Hartford 4.5company rating

    Underwriter job in Lake Mary, FL

    Underwriter I - UO08KEUnderwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies. - In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves. - Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy - Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral. - Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers - Actively drive and participate in an assigned amount of project work and special assignments - Ensure data integrity reports are promptly completed - Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance - Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools) QUALIFICATIONS: - Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math - Strong interpersonal and business communication skills - Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred - Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables) - Strong communication, presentation, interpersonal, analytical and research skills **This position can be filled at different levels depending on experience** This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $49,920 - $83,160 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (********************************************* Every day, a day to do right. Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day. About Us (************************************* Our Culture What It's Like to Work Here (************************************************** Perks & Benefits Legal Notice (***************************************** Accessibility Statement Producer Compensation (************************************************** EEO Privacy Policy (************************************************** California Privacy Policy Your California Privacy Choices (****************************************************** International Privacy Policy Canadian Privacy Policy (**************************************************** Unincorporated Areas of LA County, CA (Applicant Information) MA Applicant Notice (******************************************** Hartford India Prospective Personnel Privacy Notice
    $49.9k-83.2k yearly 19d ago
  • Personal Lines Underwriter

    Kaufman Financial Group

    Underwriter job in Jacksonville, FL

    Responsibilities * Develop and execute marketing plan to drive new and renewal business, including in-person visits, telemarketing and distribution of marketing materials for insurance company partners * Evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing * Develop and submit underwriting referrals, where required, to company brokerage facilities and Burns & Wilcox management * Monitor key metrics, such as, new business hit ratio, renewal retention ratio, premium growth, and loss ratio, formulating corrective action where necessary * Mentor and train Assistant Underwriters as needed Qualifications * Bachelor's degree or equivalent combination of education and experience * Minimum 3 years of multi-line underwriting experience, excess & surplus experience preferred * Strong sales and marketing skills a must, business acumen, interest in continued education and professional development * Insurance license, CPCU, CIC or comparable designations preferred * Required to be in Jacksonville, FL or surrounding cities COMPENSATION PACKAGE: * Competitive base compensation & highly lucrative sales incentive bonus plan * Health benefits & 401K with employer match * Employer paid continuing education courses and designations * Many opportunities for career advancement About Our Company Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
    $45k-82k yearly est. Auto-Apply 39d ago
  • Personal Lines Underwriter

    H.W. Kaufman Group 4.1company rating

    Underwriter job in Jacksonville, FL

    Responsibilities Develop and execute marketing plan to drive new and renewal business, including in-person visits, telemarketing and distribution of marketing materials for insurance company partners Evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing Develop and submit underwriting referrals, where required, to company brokerage facilities and Burns & Wilcox management Monitor key metrics, such as, new business hit ratio, renewal retention ratio, premium growth, and loss ratio, formulating corrective action where necessary Mentor and train Assistant Underwriters as needed Qualifications Bachelor's degree or equivalent combination of education and experience Minimum 3 years of multi-line underwriting experience, excess & surplus experience preferred Strong sales and marketing skills a must, business acumen, interest in continued education and professional development Insurance license, CPCU, CIC or comparable designations preferred Required to be in Jacksonville, FL or surrounding cities COMPENSATION PACKAGE: Competitive base compensation & highly lucrative sales incentive bonus plan Health benefits & 401K with employer match Employer paid continuing education courses and designations Many opportunities for career advancement About Our Company Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
    $54k-100k yearly est. Auto-Apply 40d ago
  • National Accounts Strategic Underwriter

    Elevance Health

    Underwriter job in Tallahassee, FL

    **Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The **National Accounts Strategic Underwriter** is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities. **How You Will Make an Impact** Primary duties may include, but are not limited to: + Create competitive, financially sound proposals for business growth and renewals. + Collaborate on RFPs. + Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation. + Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. **Minimum Requirements:** Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance. **Preferred Skills, Capabilities, and Experiences:** + ASA/FSA, CFA, or CEBS credentials preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864. Locations: California, Colorado, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $50k-88k yearly est. 7d ago
  • Mortgage Underwriter

    Solomonedwards 4.5company rating

    Underwriter job in Tallahassee, FL

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************
    $26-36 hourly Easy Apply 60d+ ago
  • Senior Commercial Loan Underwriter

    DLP Bank

    Underwriter job in Saint Augustine, FL

    The Senior Commercial Loan Underwriter will lead the underwriting for loans considered by DLP Bank. Loans will be focused in residential CRE project types (residential project construction, multifamily, build to rent portfolios, manufactured housing, etc)., but will include other common commercial and consumer loan types. This individual will need to exemplify sound critical reasoning and conviction. This role will be tasked with assisting with first-look valuation and execution analysis for incoming submissions, and following through with a comprehensive underwriting of proposed borrowers and guarantors, including project level CRE underwriting, cash flow analyses and sensitizations, debt service coverage analyses, and guarantor global cash flow analyses. Role will include underwriting loans of various sizes including loans $25MM+. Background in CRE underwriting is required and other Bank underwriting experience is beneficial. Role will include helping to build out underwriting procedures and tools to facilitate the Bank's growing lending platform. The Senior Underwriter is also expected to help train and develop junior underwriters as the Bank continues to expand. This role will support the Chief Credit Officer. What you have already achieved: (Requirements) Bachelor's degree in finance, economics, business, or a related field. 6-10+ years experience in bank lending, private credit, or credit underwriting with experience in multifamily lending. Strong credit analysis skills such as analyzing financial statements, conducting due diligence, and evaluating the financial health of owner/operator or developers organization. Experience in understanding lending regulations, disclosure requirements, and compliance frameworks. Experience leading and training credit analysts. Proficiency in financial modeling to include building financial models, conducting sensitivity analysis, and stress testing assumptions. What you are great at: (Responsibilities) Play an integral part of the Bank Credit team and provide direct support to the Chief Credit Officer, mentor junior team members, while remaining a resource to the Loan Officers, Portfolio Managers and other Operating departments. Maintain a “first contact point,” of the pipeline and quickly provide support on loan sizing based on projected cash flows and estimated valuation. Help to develop loan structures that mitigate risk including covenants, guarantees, collateral packages, and reporting requirements. Lead comprehensive underwriting analyses of Borrowers and Guarantors to ensure loans meet credit and regulatory standards. Perform comprehensive review of projections and related credit statistics in consideration of historical performance, budgets, industry/market data, and appraisals and other third party reports. Craft analytical narratives highlighting the Borrower's ability to perform and exit. Conduct global cash flow analyses of owners/guarantors in order to determine aggregate cash flows and their related ability to support a subject loan. Review and validate third party reports (appraisals, environmental, field exams, PCRs, etc). Participate in Credit Committee meetings and provide written support toward actionable recommendations. Continuously provide feedback and suggestions on ways that DLP Bank can improve its processes and procedures. Establish, and execute on, meaningful goals for personal performance and achievements along with company-wide initiatives. What you are motivated by: A fast pace. We've grown exponentially and new team members continue to join our DLP family. A leadership team that trusts each other, communicates effectively, and is committed to helping team members grow, both personally and professionally. Visionary, smart, and innovative CEO. Ours is the kind of leader you read about, hope to work with, and learn from. A culture focused on developing and investing in team members - coaching, training, and supporting each other. We have a mantra of “Leaders made here” at DLP, focused on developing and growing leaders. Our Mission: DLP Bank - where Dream, Live, Prosper isn't just our name, it's our philosophy. Our commitment is to deliver a banking experience that helps you dream bigger, live better, and prosper more. Benefits and Perks: Health/dental/vision/life insurance, 401(k) matching, learning/educational incentives, Volunteer Time Off, well-being programs, company events, self improvement/productivity tools, & the incredible feeling of making a difference. DLP is a committed Equal Opportunity Employer. If you are a qualified individual with a disability and require assistance in searching for a position or submitting an application, please contact HR at *****************. Offers of employment are conditional upon satisfactory completion of pre-employment background verification (including E-Verify). California applicants can view our California Data Privacy Policy here.
    $48k-78k yearly est. Auto-Apply 10d ago
  • Underwriter, Homeowners Insurance

    Slide Insurance

    Underwriter job in Tampa, FL

    Slide Insurance - Fun. Innovation Driven. Fueled by Passion, Purpose and Technology. At Slide, you will not only be part of a successful team, but you will also be a part of our Slide Vibe/award winning culture where collaboration and innovation are expected, recognized and awarded! What you will be doing: * Review inspections, process changes, process cancellations and non-renewals. * Analyze new and existing personal lines business to evaluate degree of risk and potential exposure. * Obtain and analyze additional applicant information to determine coverage needs. * Evaluate the level of risk for insuring each property. * Provide recommendations regarding the approval of an application. * Assist agents with premium cost determination. * Evaluate insurance claims for accuracy and ensure appropriate coverage amounts. * Perform other duties, as assigned What you already have: Education, Experience, and Licensing: * Bachelor's degree or an equivalent combination of a High School diploma and pertinent work experience is required. * Minimum 3 years' experience in the Property & Casualty Homeowner's insurance industry. * Minimum 1-2 years of personal lines underwriting experience. Qualifications/Skills and Competencies: * In-depth understanding of insurance coverage and policy writing. * Proficiency in technical underwriting and associated skills. * Ability to make complex decisions using critical thinking in the assessment and management of risk according to established guidelines and authority. * Strong written and verbal communication skills with the ability to interact on a professional level. * Ability and desire to deliver exceptional customer service. * Exceptional organizational and time management skills with the ability to plan and prioritize effectively. * Project management and organization skills. * Proficient in MSO/365 applications such as Microsoft Teams, SharePoint, Word, Excel, PowerPoint, and Outlook. * Desire to live Slide's Core Values. What Slide offers to you: The Slide Vibe - An opportunity to be a part of a fun and innovation-driven culture fueled by Passion, Purpose and Technology! Slide offers many opportunities to collaborate and innovate across the company and departments, as well as get to know other Sliders. From coffee chats, to clubs, to social events - we plan it, so all Sliders feel included and Enjoy their Journey. Benefits - Created using Slider feedback, Slide offers a comprehensive and affordable benefits package to cover all aspects of health...Physical, Emotional, Financial, Social and Professional. A Lifestyle Spending Account is set up for each Slider and Slide contributes to it monthly for use on any benefit that individually suits you - Health Your Way! 2023, 2024 & 2025 BEST PLACE TO WORK - Tampa Bay Business Journal 2024 & 2025 TOP WORKPLACE - Tampa Bay Times (Local) & 2024 TOP WORKPLACE - USA Today (National)
    $37k-85k yearly est. 48d ago
  • Insurance Underwriter Agent

    Goldentrust Insurance

    Underwriter job in Miami, FL

    Job DescriptionBenefits: 401(k) Flexible schedule Opportunity for advancement GoldenTrust Insurance is one of South Floridas fastest-growing agencies, known for delivering trusted insurance solutions with professionalism, transparency, and care. We are expanding our team and seeking a detail-oriented and analytical Insurance Underwriter Agent to join our high-performing operation. This role is ideal for licensed professionals who thrive on evaluating risk, making informed decisions, and supporting the agency's production goals by ensuring quality and compliance. As an Insurance Underwriter Agent, you will be responsible for assessing risks, reviewing applications, ensuring compliance with underwriting guidelines, and collaborating with sales agents to issue accurate and timely quotes and policies. Your insight will be essential in maintaining the integrity of our portfolio while supporting the agencys growth. Required Qualifications Valid Florida 4-40 or 2-20 Insurance License (Required) Minimum 1 year of experience in insurance underwriting or insurance sales Strong analytical and decision-making skills High attention to detail and accuracy in documentation Effective communication skills, both written and verbal Bilingual (English/Spanish) preferred Familiarity with various carrier portals and underwriting platforms Responsibilities Review and evaluate new insurance applications in line with carrier guidelines Analyze inspection reports, and other documents to determine risk acceptability Ensure underwriting decisions comply with the Insurance Companys Guidelines Work closely with the sales team to clarify underwriting requirements and support timely policy issuance Monitor active policies for risk exposure and recommend appropriate action Maintain accurate and organized records of underwriting activities Stay current with industry trends, carrier changes, and market dynamics Why Join GoldenTrust Insurance? Supportive, collaborative team culture Opportunities for professional growth and advancement Access to top-tier training and carrier resources Competitive compensation structure with potential performance incentives Compensation & Benefits Base Pay: $16$17 per hour (commensurate with experience) Paid Time Off and Flexible Scheduling 401(k) Retirement Plan Professional development and continuing education support
    $16-17 hourly 13d ago

Learn more about underwriter jobs

How much does an underwriter earn in Jacksonville, FL?

The average underwriter in Jacksonville, FL earns between $31,000 and $89,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Jacksonville, FL

$53,000

What are the biggest employers of Underwriters in Jacksonville, FL?

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