Post job

Underwriter jobs in Jersey City, NJ

- 234 jobs
All
Underwriter
Senior Underwriter
Commercial Lines Underwriter
Insurance Underwriter
  • FM Affiliated Production Underwriter (I, II, III, SR.)

    FM 3.9company rating

    Underwriter job in Cliffside Park, NJ

    FM is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property insurance solutions. FM helps clients maintain continuity in their business operations by drawing upon state-of-the-art loss-prevention engineering and research; risk management skills and support services; tailored risk transfer capabilities; and superior financial strength. To do so, we rely on a dynamic, culturally diverse group of employees, working in more than 100 countries, in a variety of challenging roles. This exciting opportunity is with FM Affiliated, our "best-in-class" middle market property insurer. FM Affiliated is exploring new ways to expand and tailor coverage to meet our brokers' and client's ever-evolving business challenges. Drawing on the full strength of the FM Group, we help our clients choose how to best identify, prioritize and reduce future loss in a way that makes practical and affordable sense. We distribute our property insurance products and engineering solutions ( exclusively through a network of brokers. We value long-term relationships ( that provide the realization of greater value by deploying the skills of our highly trained Account Engineers and Production Underwriters. We are open to considering candidates with a variety of experience levels for this role. Both mid-level and senior-level candidates are encouraged to apply. In addition, the role works closely with Account Engineers to review renewal and new business opportunities to ensure proper risk identification, selection and assessment in order to ensure the development and growth of a profitable portfolio of business. FM Affiliated Production Underwriters primary relationships are with brokers and reinsurers for insurance related issues. Responsibilities include meeting specific profit, retention, and production goals. Business relationships and a network of contacts must be established and an effective program of calls must be executed to meet an average of 10 external calls a month to ensure high visibility. Travel is required for marketing and training including out of state travel. New risks must be pre-qualified based on acceptability today and its future potential, this includes a thorough analysis of the broker submission, desired pricing, terms and conditions, financial condition, adequacy of reported values, and loss experience. The company's assets must be protected by adhering to company underwriting standards and procedures, this will include determining the amount subject, net capacity commitment, checking cross liability, management of catastrophe aggregate retentions, negotiating and purchasing reinsurance and establishing commissions in a manner most advantageous to the company. This position requires someone with a bachelor's degree or equivalent. 2-5 Years industry experience (broker/insurance company) as Underwriter for commercial property accounts of varying occupancies and sizes. Candidate must also have experience dealing with a variety of occupancies as well as current engineering and underwriting issues such as current property coverages and forms, and/or quickly learn and keep updated on industry state of the art. Additionally, this person will be proficient in and have excellent organizational, time management, problem solving, decision making, interpersonal and selling skills and a working knowledge of MS Office products. The final salary offer will vary based on individual education, skills, and experience. The position is eligible to participate in FM's comprehensive Total Rewards program that includes an incentive plan, generous health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances and much more. By applying, you consent to your information being transmitted by Get It to the Employer, as data controller, through the Employer's data processor SonicJobs. See FM Terms & Conditions at and Privacy Policy at and SonicJobs Privacy Policy at and Terms of Use at
    $44k-88k yearly est. 18h ago
  • Excess Underwriter / Broker

    C. Winchell Agency, Inc.

    Underwriter job in Morris, NJ

    Property and Casualty Insurance Industry Morris County, NJ Become part of an expanding and vibrant wholesale operation. Evaluate insurance applications, alongside (APD/MTC) reports from loss control consultants and other relevant data, to ascertain their appropriateness for available programs. Assess the risk experience against the specific business category under examination. Analyze potential loss related to catastrophes, their severity, and frequency. Responsibilities may include rating policies or verifying that previous ratings were accurate. Apply knowledge of automated systems to gather information for new or renewal policies. Prepare quotes for agents and respond to inquiries from agents, policyholders, or potential clients. Aid agents by addressing their inquiries regarding applications and the likelihood of the company's acceptance. Review requests for cancellations, endorsements, and similar matters. Examine policies for renewal purposes. Request additional documentation required for processing applications, endorsements, or cancellations. Conduct marketing visits to agents. A New Jersey Producer's License is required. Must have over 10 years of experience in E&S brokerage. Previous involvement in insurance underwriting activities is essential. Strong oral and written communication skills are necessary. Possess solid analytical abilities with an aptitude for detail-oriented tasks. Proven negotiation skills are a must. Familiarity with insurance coverage forms and their relevance to specific exposures is required. Awareness of departmental regulations and internal policies is important. Should be capable of working independently and completing tasks as per the provided guidelines, standard procedures, and accepted underwriting practices. Strong interpersonal skills are needed for collaborative work with staff and company underwriters. Experience with standard underwriting policies and procedures is essential. Relevant courses, classes, industry licenses, or designations are preferred.
    $52k-89k yearly est. 4d ago
  • Commercial Lines Underwriter

    Burns & Wilcox 4.6company rating

    Underwriter job in New York, NY

    When someone needs coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Burns & Wilcox offers unparalleled resources and exposure for those looking to excel in the specialty insurance industry. Interested? Join our team! Responsibilities Build, maintain, and grow a book of business Manage agency relationships and serve as lead client contact Create and execute marketing plan to increase new and renewal business Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio Lead, train, and develop Assistant and Associate Underwriters Qualifications Bachelor's degree or equivalent combination of education and experience Minimum 3 years of commercial lines underwriting experience required, excess & surplus experience preferred Demonstrated proficiency in sales and marketing Proven organization skills and ability with a strong attention to detail Interest in continued education and professional development Insurance license, CPCU, CIC or comparable designations preferred Compensation Package Base compensation for position ranges between $105,000 to $130,000 based on qualifications Flexible, hybrid & remote options Health benefits & 401K with employer match Employer paid continuing education courses and designations Many opportunities for career advancement About our Company Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
    $105k-130k yearly 3d ago
  • Underwriter, New York City

    Jimcor Agency Inc. 3.3company rating

    Underwriter job in New York, NY

    Job Description This position is focused on generating opportunities, client relationships and brokerage placements of their area of coverage specialty. Creates relationships with existing and new brokerage carriers, to negotiate terms and pricing with a high sense of urgency. Interacts with Companies and Brokers via telephone, e-mail, in-person visits, networking and regular mail. Essential Duties and Responsibilities: Develop client relationships to generate submission opportunities and a regular flow of business. Review submission documents received to prepare additional information including; loss pics/summaries, loss stratifications, risk summaries, narratives, online research and requesting additional information needed from the client. Select and market the risk, by line of coverage, to markets to negotiate terms & pricing. Provide comparisons and illustrations to compare options and support client presentation process. Utilizes knowledge of automated systems to develop information for new or renewal policies. Prepares quotations for agents and answers inquiries from agents, policyholder, or prospects. Reviews requests for cancellation, endorsements, etc. Reviews policies for renewal consideration and remarketing. Request additional documentation necessary for the processing of an application, endorsement or cancellation. Conduct marketing visits to agents and attend industry events. Work with support associates, assistants and central processing to assure work is completed in a timely manor and with accuracy. This may include mentorship and guidance of the team member working with you on risks. Performs other duties as assigned. Qualifications/Requirements: Must have Producer's License. 3 plus years of insurance experience. Prior exposure to insurance brokerage type activities. Basic familiarity with computers. Good oral and written communications skills. Strong analytical skills and the ability to pay attention to details. A high sense of urgency. Resourceful and controlled assertive behavior characteristics. Must have demonstrated negotiation & sales skills. Technical knowledge of insurance coverage forms and their application to exposure. Knowledge of departmental regulations and policies. Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices. Strong interpersonal skills working with Staff and Company Underwriters Experience in standard underwriting practices and procedures. Associated classes or courses and/or industry license, or designation. We offer a total compensation package which includes salary (range 65k-85k) plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. Visit Us On LinkedIn: ************************************************* View All Openings: ************************************ Website: ************** Powered by JazzHR ja DljUTNbj
    $86k-128k yearly est. 31d ago
  • E&S Underwriter

    Berkley 4.3company rating

    Underwriter job in New York, NY

    Company Details Berkley One exists to insure and protect the lifestyles of a modern generation of affluence who have unique exposures that are best served in the non-admitted market. We seek clients that are sophisticated individuals and families who require world-class risk and claims management customized to their needs, a team of select expert independent agents and innovative digital tools to keep it simple and easy. We'll blend our partners, products and capabilities with all that is Berkley, generating a modern solution for the customers we serve. This role will be based in one of our offices: New York City (47th & 3rd) Chicago, IL Morristown, NJ Scottsdale/Phoenix, AZ We offer a hybrid work schedule with 4 days in the office; and 1 day remote where it makes sense to do so. #LI-AV1 #LI-hybrid The company is an equal employment opportunity employer. Responsibilities As an Excess & Surplus Underwriter, you'll join a small yet dynamic and rapidly growing team. This is a unique opportunity for an entrepreneurial professional who thrives in a fast-paced environment and is eager to play a foundational role in building a best-in-class E&S underwriting practice. As an early member of our E&S team, you will be responsible for driving new business production, managing broker relationships, and underwriting complex risks with a focus on large accounts. Your expertise and sound judgment will be critical in selecting profitable risks, collaborating with risk management to enhance exposures, and leveraging advanced technology to monitor and manage your portfolio. We offer a high degree of autonomy, a collaborative culture, and the opportunity to make a meaningful impact. If you are a strategic thinker with a builder's mindset and a passion for underwriting excellence, we invite you to join us. What you can expect: Culture of innovation, teamwork, supportive colleagues and leaders willing to invest in talent Internal mobility opportunities Visibility to senior leaders and partnership with cross functional teams Opportunity to impact change Benefits - competitive compensation, paid time off, comprehensive wellness benefits and programs, employer funded health savings account, profit sharing, 401k, paid parental leave, employee stock purchase plan, tuition assistance and professional continuing education We'll count on you to: Collaborate with colleagues across the organization: Work with colleagues to deploy Berkley One's E&S Underwriting capability Use your previous extensive experience to determine individual risk acceptability, pricing, coverage, terms and conditions with a goal of growing a profitable portfolio Develop, analyze and evaluate information and exposures for complex risks Interface with Enterprise Risk Management, Actuarial and other business functions to actively manage CAT property exposure Measure and optimize portfolio progress by reviewing and analyzing underwriting data and monitoring industry best practices to identify opportunities for continuous improvement Partner with Brokers: Develop, maintain and manage broker relationships based on trust, the value of your expertise, and your responsiveness Work with producers to solicit, underwrite and price new and renewal surplus lines personal property and casualty business Create Berkley One agency champions by building strong relationships, coaching on new business solutions, and taking time to understand what's most important to the broker and client Implement annual goals and strategies for brokers and track progress to plan Other duties as assigned. Qualifications What you need to have: 5+ years of high net worth personal lines E&S or MGA underwriting experience required. Must hold appropriate agent/broker licensing (specifically, P&C and SL Broker licenses in your home state and non-resident licenses in other states in which we do business) Ability to travel as needed, including overnight travel. Exceptional verbal and written communication skills. Your communication style is flexible to the situation. You communicate clearly and with a purpose. A strong customer service bias. You want to get to yes. You are known for your super responsiveness. You can say no and preserve your relationships. An analytical mind. You love to dive into the details of an account in order to craft pricing and coverage that meet underwriting guidelines, profitability models and customer needs. What makes you stand out: Incredible empathy and understanding of the needs of our customers, both insureds and their brokers alike. You will be an excellent, pro-active advocate for Berkley One customers and are passionate about their brand experience. Calm under pressure. You have excellent organizational skills, integrity, and great follow-through on tasks. You are comfortable challenging norms while working collaboratively with colleagues at all levels of the organization. Natural curiosity. You love learning how things work and you are always looking for innovative improvements. You have a strong sense of accountability, fun and adventure. Additional Company Details We do not accept any unsolicited resumes from external recruiting firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees including: • Base Salary Range: $80,000 - $120,000 • Elgible to participate in annual discretionary bonus. • Benefits include: Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and generous profit-sharing plan The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Job Description 2025- E&S Underwriter
    $80k-120k yearly Auto-Apply 60d+ ago
  • Underwriter - JGS

    Baldwin Group Colleague 3.9company rating

    Underwriter job in Holmdel, NJ

    JGS Insurance partnered with The Baldwin Group to provide a heightened level of service and support to our clients in New Jersey, New York, Pennsylvania and throughout the country. Together, with our partner firms, we are innovating the industry by taking a holistic and tailored approach to risk management, insurance, and employee benefits. The two principal owners of JGS, Kenneth Hager and Vincent Hager, represent an excess of 40 carriers both national and regional. We recognize the complexities and demands of a comprehensive insurance program for our clients. We realize that very often cost is a decisive factor in determining your selection of an insurance carrier. Our growth path includes increased geographic representation across the U.S., expanded client value propositions and new lines of insurance to meet the needs of evolving lifestyles, business risks, and healthcare funding. This position is responsible for the underwriting, rating, binding and servicing of accounts as assigned to them, in a prompt, courteous and professional manner. This includes providing the necessary support to the overall production and profit objectives of the program. ESSENTIAL FUNCTIONS: Maintain up to date on all PPP department's and carriers' procedures. Maintain up to date on all items in Preferred Property Program's Underwriting Guidelines; including underwriting and rating changes. Refer accounts to carriers when risks are “outside” the underwriting box. Respond to all brokers inquires in a professional and timely manner. Review and process all incoming mail for assigned accounts. Document all correspondence and phone calls in our agency management system. Underwrite accounts to ensure compliance of our guidelines; and discuss risks “outside the box” internally for possible referral to carrier(s). Market accounts when necessary, and monitor status of quotes to make sure “need by date” is met. Quote accounts and present timely proposals to brokers. Review bind requests and binding documents received from brokers, to assure adherence to the program requirements. Request policies issuance as requested by broker. Process legal notice of non-renewal or cancellation (as need); while adhering to all state and company rules. Maintain positive relationships with appropriate company representatives through proper contacts and effective communication. Provide assistance to our Tech Support team, Underwriting Assistants or company Underwriters as necessary, in preparation of policy or endorsement processing. Respond to Live Chat system inquiries. Able and willing to travel (1-2 times per year or as required by management). Share new company information/changes with department. Adhere to all ethical and State Insurance Department guidelines and procedures. Participate in seminars and other training to maintain required licenses and for knowledge and skill development in a timely manner (minimum 45 days prior to expiration). Report to manager needs for updates to websites, letters and training. Perform other duties as requested at the discretion of management. QUALIFICATIONS: Minimum 3-5 years of experience underwriting commercial insurance Education: college degree preferred. High school diploma or equivalent is required. Valid New Jersey Property & Casualty Producer license. Knowledge of Commercial Insurance and Products is essential. Knowledge of computer systems and operations. Able to travel. Good listening/writing skills and overall good communication skills a must. Good attention to detail a must. Professional designation is a plus. #LI-BM1 #LI-HYBRID IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.
    $65k-101k yearly est. Auto-Apply 60d+ ago
  • Cyber Liability Underwriter

    South Bay Search 4.0company rating

    Underwriter job in New York, NY

    5+ years Cyber Liability Underwriting experience primary and excess experience a plus large account experience $250 million to $2 billion revenue production mindset leadership team is on the east coast compensation: depends on years of experience and production
    $70k-106k yearly est. 60d+ ago
  • Underwriter (Brick City Capital)

    Leverage Companies

    Underwriter job in Newark, NJ

    We are seeking a detail-oriented Real Estate Loan Underwriter to support our underwriting and loan processing functions. This role involves reviewing new loan files, issuing underwriting conditions, coordinating with third-party reviewers, and assisting in post-close conditions for loan sales. The ideal candidate will have strong analytical skills, a keen eye for risk assessment, and a continuous improvement mindset to enhance underwriting and loan processing efficiency. The anticipated annual base cash compensation for this role is $60,000 per year. This role also has a variable cash compensation component, making the total on-target cash compensation from $80,000 - $100,000 What you will do: Underwriting & Condition Review: Underwrite new loan files and issue underwriting conditions based on loan requirements. Review borrower and property-related documentation to ensure compliance with lending guidelines. Pre-Close & Post-Close Coordination: Clear pre-close conditions in collaboration with third-party reviewers. Assist in post-close requirements to satisfy note buyer conditions for loan sales. Maintain underwriting SLA within 1 business day. Process Improvement & Risk Assessment: Identify areas for improvement in underwriting and loan processing procedures. Work closely with internal teams to enhance efficiency and streamline workflows. Ensure LOS (loan operating system) accuracy with deal economics and figures. Collaboration & Communication: Coordinate with internal teams and third-party stakeholders to facilitate smooth loan transactions. Maintain clear documentation and communication regarding loan conditions and underwriting decisions. Create credit memos for the investment committee to review for more complex files that require escalated reviews. Full Ownership of the Underwriting Process Assemble, underwrite, and delivery full packages, coordinating with Brick City Capital sales, processing, capital markets, and closing teams. Exert creativeness to underwrite - full ownership of the underwriting process allows maximum flexibility to creatively underwrite in accordance to Brick City Capital's guidelines. What you will bring to the table: We encourage you to apply, even if you don't meet all of the listed criteria. Bachelor's degree in finance, real estate, business, or a related field (or equivalent experience). 2-4+ years of experience in real estate underwriting or private lending, experience in DSCR loans is a plus. Strong knowledge of investment property lending and loan structuring. Ability to analyze risk factors and apply lending guidelines effectively. Excellent attention to detail, organizational, and communication skills. Proficiency in loan origination systems and underwriting software. Experience working with private lenders or note buyers is a plus. Knowledge of real estate market trends and investment financing. What we bring to the table: A company culture that you can actually enjoy being immersed in. Direct access to executive leadership and strategic decision-making. Opportunity to grab destiny by its horns and to create your own path. Fast-paced, mission-driven environment with serious growth opportunity. A team that values integrity, entrepreneurialspirit, overall excellence, accountability, and ownership. What we look for in all our staff: A demonstrated track record of winning; we never stop at "just enough". An insatiable eagerness to continuously learn and to be coached; we are lifelong learners and always make ourselves available to others to teach us something new. A possession of strong entrepreneurial spirit; we have a burning passion for building something great out of nothing. A big vision for themselves and those around them; we always strive to be the best version of ourselves and help those around us do the same. An unwavering sense of integrity; an individual who roots oneself with a core belief that how one does anything is how one does everything. Additional Information Leverage Companies is an equal opportunity and an E-verify employer. We are committed to building a diverse, inclusive, and equitable workforce and do not discriminate based on characteristics of any kind. Leverage Companies is committed to providing reasonable accommodations for any candidates with disabilities who may need assistance during the talent acquisition process. To request a reasonable accommodation, pleaseemail ************************ Leverage Companies highly values having employees working in-office to foster a collaborative work environment and company culture. Under certain circumstances, a hybrid working arrangement with a minimum of 3 days in office in Newark, NJ may be arranged.
    $80k-100k yearly 9d ago
  • E&S Production Underwriter

    Amwins Group 4.8company rating

    Underwriter job in Edison, NJ

    We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, our people are high-achieving, top performers who believe in collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs. We've built a workplace where talent is valued and success is celebrated. In this team-driven environment, Amwins creates the perfect place for you to grow your career with built-in support and opportunity to advance your knowledge base. We, like you, recognize that your team plays an integral part of the success of your book. You will have the opportunity to curate and mentor an outstanding group. Amwins is the industry leader because we hold ourselves accountable to deliver results - for our employees, our clients, our markets and our shareholders. Amwins is seeking qualified candidates for a Production Underwriter position for our nationwide E&S Binding Authority Commercial and Personal Lines Insurance division, Amwins Access. Available Office Locations: Edison, NJ New York, NY Bedford, NH Baltimore, MD Westborough, MA Grand Rapids, MI Chicago, IL Waukesha, WI Columbus, OH Each Underwriter is a vital member of our teams, providing: Successfully create and manage a profitable book of new and renewal business Prospect for new business by developing relationships with retail agents through both traditional and creative marketing strategies Remain up to date with new insurance companies' offers and how to leverage them Prospect for new business markets and/or lines to write with sales techniques based in trust and relationship building Mentor and train new team members We are looking for people with: 2-3 years of E&S binding authority experience Bachelor's degree not required but preferred Knowledge of the sales process and pipeline management Ability to travel Licensed preferred Snapshot of what Amwins provides to our team members: Compensation includes a competitive base plus an industry-leading bonus plan Broad benefits package available, with eligibility starting the first day of employment Most benefits available first day of employment Medical, Dental, Vision, Life, etc Paternal Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc Generous Paid Time Off and Company Holiday Schedule Collaborative, continuing education focused work environment Career advancement opportunities No direct inquiries, please
    $66k-104k yearly est. 60d+ ago
  • Healthcare Underwriter

    Angott Search Group

    Underwriter job in Paramus, NJ

    Park Avenue Group is pleased to partner with a global bank in New Jersey in their search for a Healthcare Underwriter. This is a critical role responsible for underwriting a wide range of healthcare loans, with a focus on transactions from $5 million to $30 million. The ideal candidate will have a strong background in credit analysis and a deep understanding of the unique financial dynamics of the healthcare industry. You'll be working on a variety of healthcare sub-sectors, including senior living, physician and dental practices, pharmaceutical companies, and behavioral health facilities. This position offers the opportunity to play a key role in the bank's growth within this specialized and vital sector.
    $52k-89k yearly est. 60d+ ago
  • Underwriter

    Topaz HR

    Underwriter job in Newark, NJ

    Our client is a dynamic financial services company dedicated to funding growth and innovation across a range of businesses. With a strong focus on expansion, franchising, and unique financial products the company empowers clients to secure successful, scalable futures. Position Overview Our client is seeking a skilled Underwriter to join their credit and risk team. This role is ideal for professionals with experience in merchant cash advance, small business lending, or broader credit/risk management from banking, specialty finance, or private equity environments. The Underwriter will evaluate funding opportunities, assess portfolio risk, and help refine the firm's credit frameworks. Location: Newark, NJ Schedule: Onsite Employment Type: Full-Time Salary Range: $80,000.00 - $90,000.00 USD/Annually Key Responsibilities Analyze merchant and SMB funding applications, including bank statements, cash flow trends, and credit profiles. Evaluate transaction structures, pricing, and repayment terms to align with risk-adjusted yield targets. Apply sound credit judgment to originate, syndicate, or purchase participations in MCA and other short-duration credit assets. Collaborate with originations, collections, and finance teams to improve underwriting models and post-funding performance monitoring. Contribute to the development of underwriting policies, loss forecasting, and exposure management practices. Ensure compliance with internal credit policies and applicable state commercial finance regulations. Qualifications 3-7 years of experience in underwriting, credit analysis, or risk management within MCA, commercial lending, banking, or PE/credit funds. Strong quantitative and analytical skills; proficiency in Excel or other financial modeling tools required. Understanding of small-business cash flow dynamics, repayment behavior, and risk-based pricing. Excellent communication skills and ability to make timely, defensible credit decisions. Comfortable working in a high-velocity, data-driven lending environment. Compensation The published salary range is used as a guide to provide prospective candidates with a level of compensation that is competitive with today's market. The salary range for this position is a good faith estimate that allows for flexibility to align with various levels of experience, education, and performance. EEO Statement Topaz HR is an Equal Opportunity Employer, and we do not discriminate on the basis of race, color, religion, gender, national origin, age, disability, or any other status protected by applicable law. We value and are committed to creating an inclusive environment for all employees. Please Note: Topaz HR is conducting this search on behalf of one of our clients. The employer's name will be disclosed during the interview process, and all hiring decisions will be made directly by the client. Powered by JazzHR x10F8NRcE0
    $80k-90k yearly 3d ago
  • Underwriter II - Seneca Specialty Package

    Cfins

    Underwriter job in Morristown, NJ

    Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description Underwriter - Seneca (New York, NY) - hybrid role in our NYC, Uniondale NY, or Morristown NJ office 3 days per week, remote balance of week. Summary: Performs risk selection and pricing on new business, renewals and endorsements, reviews quotes prior to issuance and makes marketing calls to agents. This position requires underwriting acumen and relationship management skills. Manages agency relationships through continued customer service and marketing activities. Responsibilities: • Lines of business underwritten include: primary property, general liability, umbrella and other lines on occasion. • Meet profitability, retention and written premium goals determined by the branch. • Make independent decisions within underwriting letter of authority and maintain proper file documentation. • Manage assigned agents efficiently including: o Regular production visits o Quarterly review of assigned brokers' profitability o Identification to Profit Center Manager of potential broker conflicts & successes o Focus on service and being responsive o Work jointly with other profit centers within the organization as needed to promote cross selling and enterprise awareness. • Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the branch. • Has an in-depth knowledge of branch's products and services. • Can clearly articulate Seneca's value proposition and underwriting appetite. • Participate in training and initiatives to develop knowledge base. • May participate in projects. • Travel - up to 20%. • Other duties as assigned. Requirements: • Bachelor's degree and 4+ years of P&C underwriting experience. • Possesses strong communication and analytical skills to pursue new business and manager overall relationships. • Proficient in software needed to succeed. • Excellent organizational and time management skills. • Possesses, or is pursuing, underwriting and industry designations applicable to area of specialization. • Will abide by branch policies and procedures, including authority levels, to comply with Seneca's risk control procedures. • Knowledge of commercial insurance products. What C&F will bring to you At C&F you will BELONG We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $71,600 to a maximum of $112,300. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. Flexible work arrangements. Competitive compensation package. Generous 401K employer match. Employee Stock Purchase plan with employer matching. Generous Paid Time Off. Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you. A dynamic, ambitious, fun and exciting work environment. A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving. #LI-JA1 #LI-Hybrid
    $71.6k-112.3k yearly Auto-Apply 1d ago
  • Credit Risk Underwriter

    Jeeves

    Underwriter job in Bogota, NJ

    Jeeves is a groundbreaking financial operating system built for global businesses that provides corporate cards, cross-border payments, and spend management software within one unified platform. The company operates across 20+ countries including Brazil, Canada, Colombia, Mexico, the United Kingdom, across Europe, and the United States, and serves over 5,000 clients ranging from venture-backed startups to SMBs around the world. With a mission to empower businesses with more efficient and cost-effective financial solutions worldwide, Jeeves combines cutting-edge financial technology with exceptional team expertise to transform the business financial landscape. Jeeves has been recognized as one of The Information's 50 Most Promising Startups in 2023, as well as a Y Combinator Top Company 2021-2023 and won "Fintech of the Year" at the European Fintech Awards. Since graduating from Y Combinator in 2020, Jeeves has successfully raised over $380 million and is backed by top world-class investors including Andreessen Horowitz, Y Combinator, CRV, Tencent, Stanford University, Clocktower Ventures, and founders of more than 15 unicorns including David Velez (Nubank), Carlos Garcia (Kavak) and Sebastián Mejía (Rappi). We are looking for a seasoned Credit Underwriter to join our team, focusing on supporting the expansion of Jeeves' global credit portfolio within the Colombian market. In this role, you will be responsible for commercial credit underwriting, leveraging cutting-edge models and alternative data to assess risk and structure deals for businesses of various scales. A key part of your contribution will involve continuously enhancing our underwriting policies and processes to ensure risk assessment quality while improving efficiency. You will combine local market expertise with advanced underwriting practices to ensure robust risk assessment and portfolio health. As a global organization, Jeeves is committed to building a team as diverse as the companies we serve. Jeeves is a global company and English is the language we use internally to communicate between regions therefore, fluency in English is required for this position. Location: This role is based out of Bogotá, Colombia, and is a full-time hybrid position where it is required to come into our office in the Parque de la 93 area (2-3 days/week). #LI-HYBRID Job Responsibilities: * Responsible for underwriting commercial loans for new and existing customers leveraging provided software cutting-edge models and alternative data to assess businesses of various scales. * Conduct in-depth analysis of financial statements (Balance Sheet, P&L, Cash Flow) to determine debt service capacity, leverage, and liquidity positions. * Prepare comprehensive credit memos and present recommendations to the Credit Committee, clearly articulating key risks, mitigants, and structuring rationales. * Structure complex credit facilities, including recommending appropriate covenants, collateral requirements, and terms that align with the borrower's risk profile Assists team members in evaluating new data sources in Colombia. * Provide input for improving efficiency for the underwriting team. * Establishes rapport; maintains and grows important relationship within the portfolio. Requirements: * 5+ years in credit underwriting, with experience in commercial credit risk in the Colombian market. * Solid understanding of the Colombian regulatory landscape (e.g., SARLAFT) and legal frameworks regarding commercial lending, guarantees, and collateral enforcement. * Expertise working with local credit bureaus (e.g., DataCrédito, TransUnion) and interpreting local tax/legal documents (Rut, Cámara de Comercio, Declaración de Renta). * Advanced proficiency in financial modeling and 'spreading' financial statements; ability to reconstruct cash flows from raw data. * Understanding of how risk models operate and how to explain components of underwriting assessment. * Must have the ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower's ability to repay loans. * Demonstrated ability to work well with internal sales teams and balance need for prudent underwriting and following guidelines with a mindset and bias to enable growth. * Experience with corporate credit cards, payments, lending, or related industries. * Intellectual curiosity. * Excellent written and verbal communication skills conducted in English. * Strong interpersonal skills to develop and maintain internal and external relationships within their portfolio. * Experience in high growth startups preferred. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
    $52k-89k yearly est. 7d ago
  • FHA/VA 203k Underwriter- Active designations required- In Office

    National Mortgage Staffing 3.9company rating

    Underwriter job in Edison, NJ

    Job Title: DE/VA Underwriter In office Overview: We're working with a reputable lender seeking an experienced DE VA Underwriter to join their team. Key Requirements (Must-Have): Must have actively underwritten and signed off loans using both DE CHUMS ID and VA LAPP/SAR designations within the past 11 months Active DE CHUMS ID and VA LAPP/SAR credentials 203k underwriting experience Responsibilities: Underwrite VA, 203k and FHA loans in accordance with agency, investor, and company guidelines Review and clear conditions; issue final loan approvals using DE and VA credentials Analyze credit, income, asset, and collateral documentation to determine risk and loan eligibility Ensure underwriting decisions meet compliance, quality, and timeline standards Collaborate with internal teams to resolve loan issues and support successful closings Stay up to date on all regulatory changes, agency updates, and internal policy shifts Please note: NMS is recruiting on behalf of the hiring company. We do not set requirements compensation, work schedules, or employment policies.Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $51k-82k yearly est. 60d+ ago
  • Insurance Underwriters

    Mercor

    Underwriter job in New York, NY

    Job Description Mercor is seeking experienced insurance underwriting professionals to collaborate with a technology-driven risk analytics partner. Freelancers will support the development and evaluation of automated insurance workflows, contributing expert insight to improve AI systems handling underwriting, risk assessment, and rating logic. This opportunity is ideal for professionals with property and casualty underwriting experience looking to apply their knowledge in a forward-looking, project-based environment. Key Responsibilities Evaluate application data, loss history, and third-party reports (e.g., CLUE, MVR, LexisNexis) to determine underwriting acceptability. Calculate insurance premiums using ISO manuals, class codes, and company-specific rating algorithms. Analyze historical claims to assess loss trends and calculate loss ratios against industry benchmarks. Draft policy terms and compile coverage documents including endorsements and declarations. Review referred cases and provide documented decisions with clear rationale and risk treatment recommendations. Ideal Qualifications 5+ years in commercial or personal lines underwriting, preferably with experience using platforms like Guidewire or Duck Creek. Familiarity with ISO classification codes, rating manuals, and policy forms. Strong attention to detail and ability to assess risk across various data inputs. Proven track record of working with multi-line policies (property, auto, general liability). Experience reviewing and interpreting third-party reports (CLUE, MVR, LexisNexis, etc.). More About the Opportunity Remote and asynchronous - control your own work schedule Expected commitment: min 30 hours/week Project duration: ~6 weeks Compensation & Contract Terms $50-80/hour Independent contractor arrangement Paid weekly via Stripe Connect Application Process Submit your resume followed by domain expertise interview and short form About Mercor Mercor is a talent marketplace that connects top experts with leading AI labs and research organizations. Our investors include Benchmark, General Catalyst, Adam D'Angelo, Larry Summers, and Jack Dorsey. Thousands of professionals across domains like law, creatives, engineering, and research have joined Mercor to work on frontier projects shaping the next era of AI
    $50-80 hourly 12d ago
  • Senior Underwriter, Risk Management

    FM 3.9company rating

    Underwriter job in Cliffside Park, NJ

    FM is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property insurance solutions. FM helps clients maintain continuity in their business operations by drawing upon state-of-the-art loss-prevention engineering and research; risk management skills and support services; tailored risk transfer capabilities; and superior financial strength. Drawing on the full strength of the FM Group, we help our clients choose how to best identify, prioritize and reduce future loss in a way that makes practical and affordable sense. We distribute our property insurance products and engineering solutions ( exclusively through a network of brokers. We value long-term relationships ( that provide the realization of greater value by deploying the skills of our highly trained Account Engineers and Production Underwriters. In addition, the role works closely with Account Engineers to review renewal and new business opportunities to ensure proper risk identification, selection and assessment in order to ensure the development and growth of a profitable portfolio of business. FM Affiliated Production Underwriters primary relationships are with brokers and reinsurers for insurance related issues. Responsibilities include meeting specific profit, retention, and production goals. Business relationships and a network of contacts must be established and an effective program of calls must be executed to meet an average of 10 external calls a month to ensure high visibility. Travel is required for marketing and training including out of state travel. New risks must be pre-qualified based on acceptability today and its future potential, this includes a thorough analysis of the broker submission, desired pricing, terms and conditions, financial condition, adequacy of reported values, and loss experience. The company's assets must be protected by adhering to company underwriting standards and procedures, this will include determining the amount subject, net capacity commitment, checking cross liability, management of catastrophe aggregate retentions, negotiating and purchasing reinsurance and establishing commissions in a manner most advantageous to the company. This position requires someone with a bachelor's degree or equivalent. 2-5 Years industry experience (broker/insurance company) as Underwriter for commercial property accounts of varying occupancies and sizes. Additionally, this person will be proficient in and have excellent organizational, time management, problem solving, decision making, interpersonal and selling skills and a working knowledge of MS Office products. The position is eligible to participate in FM's comprehensive Total Rewards program that includes an incentive plan, generous health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances and much more. By applying, you consent to your information being transmitted by Get It to the Employer, as data controller, through the Employer's data processor SonicJobs. See FM Terms & Conditions at and Privacy Policy at and SonicJobs Privacy Policy at and Terms of Use at
    $53k-101k yearly est. 18h ago
  • Senior Casualty Construction Underwriter

    C. Winchell Agency, Inc.

    Underwriter job in Bergenfield, NJ

    This is a fantastic opportunity for an expert in construction underwriting to become part of an esteemed organization. Assess the terms and conditions for both new and renewing accounts by gathering, reviewing, and analyzing account data while conducting comprehensive risk evaluations consistent with the defined risk appetite. Cultivate and showcase in-depth knowledge and skills related to specific lines of business. Keep an ongoing watch on trends and chances within the line of business. Actively engage with suitable carriers, wholesalers, and cedants, take part in customer account renewal discussions and underwriting assessments, and deliver high-quality customer service. Create internal pricing and modeling instruments to determine suitable pricing options for accounts across various lines and structures. Negotiate effectively with carriers and clients, provide valuable feedback, and suggest alternative risk solutions when necessary. Present to senior management regarding more significant accounts, clearly and cohesively conveying your thought processes. Implement strategic growth initiatives that align with premium and profitability goals, alongside maintaining service excellence. Collaborate efficiently with Account Management, Actuarial, Claims, Legal, and Accounting teams on matters related to pricing, contract language, premium and loss entries, and claims to guarantee account profitability and adherence to corporate policies. Requirements: A Bachelor's degree in Business, Management, Finance, or a similar field from an accredited institution is required. Applicants should have at least 8-10 years of experience as an insurance underwriter, particularly with a focus on large casualty construction accounts. Familiarity with pro rata and excess of loss business ratings and analysis is advantageous. Knowledge of insurance policies or reinsurance agreements, along with related market practices, is essential. Strong mathematical skills and excellent computer proficiency are also required.
    $61k-101k yearly est. 18h ago
  • Underwriter, Montvale

    Jimcor Agency 3.3company rating

    Underwriter job in Montvale, NJ

    This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact. Essential Duties and Responsibilities: Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available. Evaluate the experience of a risk against the class of business under review. Evaluate the loss potential due to catastrophe, severity, and/or frequency. May rate policies or check previously rated policies for proper rating. Utilizes knowledge of automated systems to develop information for new or renewal policies. Prepares quotations for agents and answers questions from agents, policyholder, or prospects. Assists agents with comments or questions about applications and the likelihood of acceptance by the company. Reviews requests for cancellation, endorsements, etc. Reviews policies for renewal consideration. Request additional documentation necessary for the processing of an application, endorsement or cancellation. Conduct marketing visits to agents. Performs other duties as assigned. Qualifications/Requirements: Must have Producer's License. 3 plus years of insurance experience. Prior exposure to insurance underwriting type activities. Basic familiarity with computers. Good oral and written communications skills. Strong analytical skills and the ability to pay attention to details. Resourceful and controlled assertive behavior characteristics. Must have demonstrated negotiation skills Technical knowledge of insurance coverage forms and their application to exposure. Knowledge of departmental regulations and policies. Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices. Strong interpersonal skills working with Staff and Company Underwriters Experience in standard underwriting practices and procedures. Associated classes or courses and/or industry license, or designation. We offer a total compensation package which includes salary (range 65k-85k) plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. Visit Us On LinkedIn: ************************************************* View All Openings: ************************************ Website: **************
    $72k-107k yearly est. Auto-Apply 60d+ ago
  • P&C Contract Binding Underwriter

    South Bay Search 4.0company rating

    Underwriter job in New York, NY

    $70k-106k yearly est. 60d+ ago
  • Underwriter - S&S Small Business Habitational

    Cfins

    Underwriter job in Morristown, NJ

    Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description Underwriter Job Summary Preferred location would be NJ, PA, MA, VA or Chicago area. Summary Responsible for review and analysis of underwriting data to build and maintain a profitable book of primary liability business under direct supervision within the Small Business Habitational department. Continues training and educational activities to build underwriting knowledge base. Manages wholesale broker relationships through continued customer service and marketing activities. Collaborates with colleagues to achieve departmental goals. Minimum Duties & Responsibilities Works with manager/mentor to meet profitability, retention, and written premium goals determined by the department. Builds skills to make independent underwriting decisions and maintain proper file documentation. Works within assigned letter of authority. Develops knowledge of department products and services. Gain analytical and strategic decision-making skills by working closely with mentor. Participates in training and initiatives to develop knowledge base. May participate in projects. Effectively displays ability to build and foster wholesale broker relationships through marketing activities. Manages assigned territory, wholesale brokers, and accounts. Travel required. Expected quarterly Other duties as assigned. Recommended Education & Skill Requirements · Bachelor's degree and 3+ years of underwriting experience or equivalent training program, with exposure to habitational risk beneficial · Pursuing or having insurance industry designations such as AINS, CPCU, CRIS, etc. a plus. · Possesses strong communication and analytical skills to pursue new business and manage a renewal book. · Proficient in software needed to succeed in department. · Strong organizational and time management skills. What C&F will bring to you At C&F you will BELONG We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $53,200 to a maximum of $100,000. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. Flexible work arrangements. Competitive compensation package. Generous 401K employer match. Employee Stock Purchase plan with employer matching. Generous Paid Time Off. Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you. A dynamic, ambitious, fun and exciting work environment. A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving. #LI-JA1 #LI-Remote
    $53.2k-100k yearly Auto-Apply 1d ago

Learn more about underwriter jobs

How much does an underwriter earn in Jersey City, NJ?

The average underwriter in Jersey City, NJ earns between $41,000 and $113,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Jersey City, NJ

$68,000

What are the biggest employers of Underwriters in Jersey City, NJ?

The biggest employers of Underwriters in Jersey City, NJ are:
  1. Chubb
  2. Berkshire Hathaway Specialty Insurance
  3. Bank of America
  4. F & M Enterprises Inc
  5. Ryan Specialty Group
  6. South Bay Construction
  7. FM Global
  8. Jimcor Agencies
  9. Cfins
  10. W. R. Berkley
Job type you want
Full Time
Part Time
Internship
Temporary