Underwriter remote jobs

Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $80.9 billion and created 1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands - all to make home and community places of pride, power and belonging. Join us at enterprisecommunity.org Working at Enterprise At Enterprise, you'll be part of a diverse, committed team making a difference every day. You will collaborate with some of the smartest minds and biggest hearts in our field. You'll be empowered to drive systems change and take bold steps to advance racial equity. And you will find a career home where you're valued and supported in your growth journey. Enterprise offers career opportunities in our offices across the country with an exceptional benefits package. Summary Enterprise Community Investment is seeking an experienced individual with affordable housing and/or LIHTC experience to underwrite low-income housing tax credit investments. Extensive knowledge of LIHTC (Low Income Housing Tax Credits) along with strong financial analysis skill is required. Job Description Responsibilities: Underwrite tax credit investments as assigned including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval and investor review including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment. Under the direction of the originator and director of underwriting, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities. Provide regular communication to originator and director of underwriting regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist. Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator or director of underwriting) and help to complete and organize closed deal files for transition to Asset Management. Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business). Participate in and contribute to group meetings and discussions. Performs other duties as assigned. Qualifications: Bachelor's degree in Business, Accounting or Finance, or related field required. Master's degree preferred. 3-5+ years' experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs Extensive knowledge of LIHTC and strong financial analysis skill is required. Experience in closing real estate transactions highly preferred. Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines. Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus. Strong writing /editing skills needed to produce correspondence and reports. Demonstrated verbal communication and interpersonal skills to represent company to all parties. Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations. Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines. Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills. Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member. Ability to maintain big picture focus while attending to detailed work and providing thorough documentation. Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines. Ability to work evening and weekend hours during peak periods. Total Rewards at Enterprise: You will be working with a group of talented professionals who are motivated by serving the community and addressing the need for affordable housing. Enterprise offers a comprehensive total rewards package for you and your family. The base salary for this role is $116,000 to $130,000, depending on level of skills and experience. The salary range for this position is represented by the low and high end of the range for the amount to be paid for the position. Salaries paid at Enterprise will vary based on factors that may include skills, education, location, experience, and performance. The salary range is just a part of the total rewards package provided to employees at Enterprise, and other rewards may include annual performance bonuses and generous paid leave programs. At Enterprise, our benefits form a major component of our total rewards package. Benefits include dental, health, and vision care plans, as well as family-building benefits, such as adoption and surrogacy support. Enterprise allows flexible work arrangements to promote a better work-life balance. We offer health advocacy, EAP, and mental health benefits. We round out our total rewards package by offering financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions. Finally, you will have learning and development opportunities, including tuition reimbursement for job-related courses and certifications. Thank you for your interest in joining the Enterprise team in our effort and commitment to serve others. #LI-JW1 #ID

Chase Auto is a leading provider of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S. franchised automotive dealers. The business is part of the JPMorgan Chase franchise and serves auto dealers, consumers, and vehicle manufacturers. It offers a range of products and services to meet the financial needs of its clients from retail lending, captive financing, and floorplan products to cash management, private banking, and payment processing. As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring decisions to optimize profit and strengthen relationships, processing automobile applications with a focus on response time, application volume, and approval quality. You will aim to meet or exceed targets for return on equity (ROE), volume, conversion ratios, and other business metrics. Additionally, you will initiate sales calls, prepare written follow-ups when necessary, and provide prompt, accurate responses to both internal and external customer inquiries. **Job responsibilities** + Review credit applications and make credit decisions in compliance with credit policy requirements and regulations. + Assist in daily operations by reviewing policy and pricing exceptions. + Structure decisions to maximize profit and enhance relationships. + Process automobile applications, emphasizing response time, application volume, and approval quality. + Meet or exceed targets for ROE, volume, conversion ratios, and other business metrics. + Initiate sales calls and prepare written follow-ups as needed. + Provide prompt, accurate responses to customer inquiries. **Required qualifications, capabilities, and skills** + 5+ years of experience in **auto** **credit.** + Experience reviewing credit bureau reports. + Proficiency in credit decisioning and a solid understanding of consumer credit and relevant federal and state regulations. + Comprehensive knowledge of indirect loan, refinance, direct and lease programs, bank products, and services. + Expert knowledge of credit philosophy, policies, loan documentation, and related legal issues. + Thorough understanding of the bank's policies, procedures, products, and inherent risks. + Superior analytical skills with excellent written and verbal communication abilities. + Results-oriented with high personal initiative and proven leadership skills. **Preferred qualifications, capabilities, and skills** + Experience in sales and/or leasing. + Proven ability to manage multiple tasks and projects in a fast-paced environment. + Experience collaborating with cross-functional teams to achieve common goals. + Strong interpersonal and communication skills for effective teamwork with diverse stakeholders. + Demonstrate judgment and decisiveness. THIS IS A WORK FROM HOME ROLE IN TEXAS Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Credit Underwriter is to issue credit decisions based on the documented borrower profile within the guidelines of the program and client requirements. Underwriters are to meet the minimum daily production goals plus clearing conditions and perform within department audit standards. This position is classified as a Transactional Employee (TE). Transactional Employees are assigned to work on an “as needed” or project basis. The variable nature of the transactional role cannot guarantee a 40-hour work week. Transactional employees are typically designated to work on a deal or a particular client assignment. At times, work may be reduced, and there may be occasional periods of no work. Efforts will be made to assign work, but work is entirely dependent on client needs. Essential Functions Underwrite residential mortgage loans in accordance with Conventional guidelines. Input of data and analysis of findings in Loan Prospector, Desktop Underwriter, Asset wise, other AUS engines, and OES. Identify and assess overall risk and potential fraud exposure resulting from clients' underlying business practices. Meet the minimum daily production goals and quality targets plus clearing conditions and perform within department audit standards. Review of credit reports to determine credit patterns, current liabilities, outstanding judgments, and collections. Review of residential mortgage appraisal forms and calculations of Loan to Value ratios. Analyze income from salaried, commissioned, self-employed, investments, fixed income sources. Analyze assets statements for all types of asset accounts. Ability to work overtime and weekends if needed. Perform other related duties as assigned. Essential Knowledge, Skills, & Abilities Ability to work in a fast-paced, metrics driven environment. Strong analytical and problem-solving skills. Ability to prioritize multiple objectives to meet client deadlines and department goals. Excellent verbal and written communication skills. Proficient knowledge of Microsoft Office Suite, including Word, Excel, and PowerPoint. Strong underwriting knowledge of Prime or standard Full Documentation. Ability audit standard full documentation program clients. In-depth knowledge HVCC, guidelines and requirements along with all federal, state, and local compliance regulations to include, Truth in Lending and Equal Credit Opportunity laws. In-depth knowledge of the total closing function to include, underwriting conditions prior to closing, closing instructions and procedures, and RESPA. Up-to-date knowledge in Fannie/Freddie guidelines, back-end quality control and fraud audit experience. Must be able to use Desktop Underwriter (DU), Loan Prospector (LP) and other LOS (loan operations systems). Commitment and ability to cultivate a diverse and inclusive work environment. Education High School Diploma or equivalent. Associate degree or equivalent industry experience required. Experience 3+ years of relevant industry experience required. 3+ years securitization experience required. 3+ years of recent frontline (manual and automated) underwriting experience with Conventional, FHA and/or VA Knowledge along with A Paper, B/C Paper, Non-Confirming and Conforming, and Sub-Prime residential, Non-QM and QM products. Compensation and Benefits Covius offers an extensive benefits package for all employees, including medical, dental, vision and 401(k)! Compensation: $32.00 - $40.00 / hour Application Guidelines: For best consideration, please submit your resume and application materials as soon as possible. Review of applications will begin immediately. Working Conditions Work is performed in a climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon the office or meeting location. Physical Demands and Activities While performing the duties of this job, the employee is frequently required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to move about the office, operate a computer and other office machinery, such as calculator, copy machine, and computer printer; occasionally position self to maintain files; occasionally moves boxes weighing up to 10 lbs. Close and distance observation required with ability to observe objects at close range in presence of glare or bright lighting (e.g., computer screen). Must possess the ability to communicate information and ideas so others will understand and have the ability to interact with external and internal stakeholders. Covius is committed to equal opportunity in all employment practices to all qualified applicants and employees without regard to race, color, religion, gender, gender identity, age, national origin, pregnancy, disability, genetics, marital status, military or veteran status or any other protected category as established by local, state, and federal law. This policy applies to all aspects of the employment relationship including recruitment and hiring, placement, promotion, transfer, compensation, disciplinary action, layoff, leaves of absence, training, and termination. All such employment decisions will be made without unlawful discrimination based on any prohibited basis. The essential functions, working conditions and physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position. Please note that all s are not intended to be all-inclusive. This job description is not designed to cover all activities, duties or responsibilities that are required of the employee for this job. Employees may be required to perform other duties at any time with or without notice to meet the ongoing needs of the organization. If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!

Job Description As an underwriter at Amalgamated Bank, you'll have opportunities to puzzle through how to finance world-changing projects led by clients who are striving for a more inclusive, just, and equitable society. We tackle today's most pressing social issues and use finance as a tool to bring the future our clients envision into the present. When we come to work, our passion for socially responsible lending means we analyze cash flows and want to know whether deals create affordable housing for working families. We ask whether secondary repayment sources mean that women and their partners can access high-quality healthcare. We are in the fight against climate change, and when we come to work, we structure loans to bring the clean energy future closer day-by-day. We are searching for applicants who are driven by purpose, who crave impact, and possess the analytical skills necessary to solve complex business problems. Purpose of Position: To support the underwriting of our mission driven loans to institutions that are values aligned and include foundations, unions, social advocacy organizations, progressive companies, and clean energy projects. To support business development officers in the origination and execution of new loans. The person who fills this position will work closely with origination and credit risk management teams to review and analyze financial statement reports, conduct due diligence, assess credit risk, prepare deal screen presentations, write credit approval memorandums, present recommendations to the credit committee, help structure transactions, and monitor and manage the credit portfolio. Essential Job Functions: Collaborate with potential borrowing customers to determine credit needs and develop appropriate loan structures that meet both client needs and bank requirements Prepare comprehensive credit memorandums that provide rationale, opinions and in-depth analysis of new credit requests Assist in the presentation of transactions to credit committee in support of approval Maintain a thorough understanding of the Bank's lending policies and procedures, identifying any exceptions to credit policy Recommend appropriate risk ratings in accordance with credit policy guidelines Participate in meetings and conference calls on transactions, lead due diligence discussions, and develop deal indicative term sheets and deal screen presentations Prepare comprehensive credit memorandums that provide rationale, opinions and recommendations regarding proposed loans. Present transactions to credit committee in support of approval Assist in quarterly and annual credit reviews as needed Perform other duties as directed Knowledge, Skills and Experience Requirements: Bachelor's degree in accounting, finance, or related field with proven academic excellence; MBA preferred Formal credit training and minimum of six (6) years of underwriting and/or portfolio management experience within a U.S. regulated commercial banking lending environment Knowledge of middle market C&I cash flow lending, owner occupied mortgages, non-profit lending, CDFIs, New Market Tax Credit Finance and structured lending preferred A passion to support socially minded organizations Highly proficient financial analysis skills, including financial modeling and understanding of financial data (e.g., balance sheets, income statements, cash flow statements, financial ratios) Strong verbal, written, inter-personal, and public presentation skills Proven organizational skills; able to work independently and be detail oriented Ability to manage multiple long-term transactions simultaneously and prioritize assignments to meet deadlines Proficiency in the Microsoft Office suite (including Excel, Word, PowerPoint, etc.) and familiarity with Moody's Credit Lens is a plus Our job titles may span more than one career level. The starting base salary for this role is between $110,000.00 - $120,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas. Hybrid Work Model Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”. Search Firm Representatives- Please Read Carefully Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.

BASIC JOB FUNCTION Evaluate and analyze mortgage loan requests for all Conventional mortgage products, and Portfolio mortgage products to ensure they meet all investor guidelines, regulatory requirements, and Neighborhood Lending Services (NLS) policies. Approve or deny applications according to the terms of NLS's standards, procedures, regulatory underwriting guidelines, and secondary market requirements while meeting the commitment of delivering high-quality loans that satisfy our applicant's financial needs while mitigating risk. PRINCIPAL JOB DUTIES & RESPONSIBILITIES Underwrite mortgage loans in accordance with NLS and investor guidelines and timelines. Recommend approval, modification and/or denial of loans for potential sale to Freddie Mac, other investors or for retention in the NLS Portfolio. Complete understanding and adherence to mortgage loan policies, investor requirements, compliance standards and lending procedures; allowing NLS to sell loans directly into secondary markets, correspondent investors, or consider for portfolio lending. Make recommendations to NLS's Real Estate Loan Policy and update underwriting and quality control procedures to maintain compliance with industry guidelines and standards in a timely manner. Assist in training processors, loan officers, and other front line origination sources to maintain compliance with changes in guidelines, quality control standards, and policy/procedures. Actively participate in our pre-close and post-close quality control process and vendor relationship. Maintains required job skills and core professional competencies. Attends and participates in required educational programs and staff meetings. Performs other duties as assigned. COMPENSATION & BENEFITS: $75,000 annually Health, vision, and dental insurance Paid time off We also offer a team spirit, which strives for excellence in customer service. POSITION QUALIFICATIONS Education Bachelor's degree (preferred). Experience Minimum of 3 years of underwriting experience. Desired Skills Experience working with Encompass loan software preferred Experience with automated underwriting systems such as DU/LPA Familiar with Freddie Mac/Fannie Mae underwriting, and quality control standards Ability to adapt to change within working responsibilities, be it internal, market, or regulatory driven Excellent credit analysis skills and knowledge of loan products and policy Technology: Proficiency in MS Office; database systems. COMPENTENCIES To succeed in this role, an individual must demonstrate the following competencies: Ability to work effectively and communicate with management, members, internal/external contacts and vendors. Ability to perform in a multi-tasked environment while effectively prioritizing workload and maintaining a high level of service. PERFORMANCE MEASURES: Timely, courteous, and informative responses and follow-up on customers' requests. Timely and accurate execution of disclosures. Applications underwritten according to established guidelines and timelines. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is: Regularly required to talk or hear. Frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms. The employee may occasionally lift and/or move up to 25 pounds. WORK ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate and is of a typical office environment. REMOTE WORK POLICY The Lending Department staff work on a 3/2 schedule requiring a minimum of 3 days in-office, in addition to any in-office time as necessary for important meetings, team meetings, all staff meetings, audits, site visits by funders, agency events, etc., including twice monthly in-person team meetings. NHS' COMMITMENT TO DIVERSITY, RACIAL EQUITY, AND INCLUSION Neighborhood Housing Services of Chicago (NHS) is deeply committed to building and sustaining a diverse, equitable, and inclusive organization that reflects the communities we serve. We believe that diversity of backgrounds, perspectives, and experiences strengthens our work and advances our mission. NHS provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, age, disability, veteran status, genetic information, or any other characteristic protected by federal, state, or local law.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The FHA Collateral Underwriter is responsible for the assessment of all subject collateral originated though the retail platform for conventional loans. Job Responsibilities: Analyze, evaluate, and decision appraisal reports in accordance with all agency and investor guidelines and standards. Complete comprehensive collateral reviews in a timely manner to meet service level expectations. Maintain a pipeline and communicate issues to Appraisers, Processor, and Originators. Remain informed and current on all agency and investor guidelines and updates. Maintain a high level of customer service. Collaborate with the Post Closing Department on any stipulations for closed files. Perform other duties as assigned. Qualifications and Skills: 3 years' mortgage underwriting experience. FHA DE, required. Experience in collateral underwriting, preferred. Working knowledge of all agency and investor underwriting policies. Excellent prioritization and time management skills. Excellent communication and customer service skills. Advanced analytical skills. Proficient in Microsoft Office Suite. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $38.00 - $43.26 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

We're thrilled that you are interested in joining us here at the Amynta Group! To be filled To be filled The Amynta Group (the “Company”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of any ground of discrimination protected by applicable human rights legislation. The information collected is solely used to determine suitability for employment, verify identity and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation throughout the recruitment process in accordance with applicable human rights and accessibility legislation. A reasonable accommodation is an adjustment to processes, procedures, methods of conveying information and/or the physical environment, which may include the provision of additional support, in order to remove barriers a candidate may face during recruitment such that each candidate has an equal employment opportunity. The Company will accommodate a candidate to the point of undue hardship. Please inform the Company's personnel representative if you require any accommodation in the application process.

Does it ever feel like you're underwriting with one hand tied behind your back? Tired of the struggles and inefficiencies associated with legacy systems and processes? Spending too much of your time and energy navigating corporate politics? All leaving your efforts to innovate and deliver underwriting excellence languishing? At Ledgebrook, we believe a career in underwriting can be so much more. You bring the passion and entrepreneurial spirit; we'll provide the platform to unleash the very best of your talents and skills. Together, we'll celebrate and reward success! Are you intrigued? Then read on and apply now to advance your career at Ledgebrook. Ledgebrook is seeking experienced Casualty Underwriters, for both General Liability and Unsupported Excess lines, to join our growing team whose mission is focused on building a profitable book of casualty business. Ledgebrook's vision is to deliver market relevant solutions to our key wholesale trading partners in a more frictionless environment that places an emphasis on efficiencies and quality to meet or exceed our broker's overall needs in a risk differentiated manner. If you possess an entrepreneurial passion that includes a proven track history of delivering underwriting excellence and are seeking an opportunity to break out of the traditional insurance company mold, we're looking for you! As a member of the Ledgebrook Casualty team, you will regularly interact with our wholesale trading partners over the phone, virtually and in-person to drive in-appetite submission flow and convert on the best opportunities quoted. We are looking for disciplined underwriting candidates that possess a strong overall E&S casualty background with experience across multiple industry segments, i.e. manufacturing, distributors, construction, real estate, retail, mercantile, habitational and hospitality. We are flexible with both a candidate's experience level and physical work location. The actual position title (Underwriter, Senior UW, Executive UW, etc.) and role (Individual Contributor, Team Lead, etc.) will be dependent on a candidate's specific experience and qualifications. We currently operate in a fully remote work environment, so we're more focused on your experience and cultural fit than where you physically sit! As a future Ledgebrook Casualty Underwriter, your experience and qualifications must include: 5+ years experience as a Casualty underwriter Experience working with admitted and non-admitted paper Ability to work as a team player or independently in a fast-paced work environment Ability to underwrite new business and renewal policies for Casualty Deep wholesale broker trading relationships Effective communication skills to articulate the Ledgebrook appetite and value proposition to develop and advance wholesale broker relationships Understanding of pricing and risk selection criteria to achieve profitable loss ratios Advanced understanding of data analysis and execution of portfolio management objectives Innovative problem solving and solutioning skills Responsive, customer service focused mindset and behaviors Intellectual curiosity and comfort in dealing with the concept of a blank sheet of paper Ability to make timely decisions with appropriate information and consultation A strong entrepreneurial drive and desire to build and win together as a high performing team Ability to travel independently to meet with assigned brokers or with the broader Ledgebrook team to participate in industry conference or events Important - only for candidates applying from the U.S.: Please note: This position is open only to candidates who are authorized to work in the United States without the need for current or future employer-sponsored work authorization. We are unable to offer visa sponsorship at this time. Competitive salary and meaningful equity ownership Health Insurance - 100% employer-paid option available Additional benefits available include 401k plan, dental, vision & other options Remote work, flexible hours Unlimited time off policy Ownership, autonomy, purpose

Internal Job Title: Real Estate Loan Underwriter Type of Employment: Full Time Desired No. of Hours per Week: 40 Job Level: Mid-Senior Level Who We Are Our client is a private lending firm based in Carlsbad, CA, specializing in fast and flexible financing solutions for real-estate developers and entrepreneurs across the western United States. They take pride in cutting through red tape and structuring deals that traditional banks can't, thanks to their agility and deep expertise in commercial and construction lending. This is a chance to join a dynamic team that helps bring real projects to life and drives lasting impact in the industry. Who You Are We are seeking a leader with an entrepreneurial spirit to help evaluate private and hard money loans involving commercial properties, construction projects, bridge financing, site development, and real estate acquisitions. What You'll Do Assess and underwrite commercial loan requests including land entitlement, site development, construction budgets, and construction schedules Identify risks and recommend clear mitigants Coordinate with third parties during the closing process• Analyze market and property data and monitor market trends Build and review loan budget summaries Review property reports including appraisals, environmental reports, land use documents, title reports, loan documents, and construction materials Review borrower documents including financials, tax returns, credit information, and business background Communicate with borrowers and brokers to gather information and ask open ended questions that uncover risks not shown in documents Compare multiple data sources to validate assumptions Prepare concise credit memos and present underwriting conclusions to leadership Provide guidance on LTV, LTC, rates, fees, reserves, and loan controls Review draw requests for construction projects and support active loan monitoring Suggest improvements to underwriting templates, workflows, and due diligence processes Represent the firm with professionalism and support strong working relationships What We're Looking For Five to ten years of experience in real estate, lending, investing, underwriting, acquisitions, dispositions, commercial construction, land use, or real estate finance Strong financial analysis skills with excellent critical thinking and problem solving ability Ability to work in a fast moving environment with firm deadlines while maintaining professionalism Proficiency in Excel, Zoho CRM, and the Microsoft suite Knowledge of real estate financing, acquisition, investing, and development Understanding of submarkets, zoning, pro formas, construction terminology, and development cycles Familiarity with debt and equity structures Experience with collateral risk evaluation and related legal concepts Strong verbal and written communication Tools Zoho One Suite: CRM, Projects, Flow Microsoft 365: Excel, Teams, SharePoint File Management: Dropbox, title and escrow portals Internal Checklists and Trackers What We Offer: Free HMO Coverage: Premium healthcare access at no cost Work From Home: Fully remote setup with local support Generous Paid Time Off: Start with 18 paid leaves annually U.S. Holiday Observance: Enjoy U.S. holidays off Professional Environment: Join a supportive, growth-oriented global team

Come join our amazing team and work remote from home! The Loss Mitigation Underwriter l will be responsible for underwriting Loan Modifications applications in accordance with Treasury, Company and Investor guidelines while following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter I level is the entry level role in the job family and generally handles the least complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $24.00 - $26.00 per hour. What you'll do: Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines. Conduct Verification of Income (VOI). Calculate customer's front and back-end debt to income ratio. Verify occupancy, hardship and income. Apply payment waterfall to determine workout eligibility (repayment plan, forbearance, modification or liquidation options). If applicable, identify the type(s) and amounts of liquid assets the borrower holds. Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.). Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines. Document final decision and update system of record. What you'll need: High school diploma or equivalent required. 1 to 2 years of underwriting background or servicing/loss mitigation experience Our Company: Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!). Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. #Carrington #LI-GV1

Full-time Description Ruoff Mortgage is hiring an experienced DE FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented professional with at least 3 years of mortgage underwriting experience and a current DE certification, we want to hear from you! You'll be responsible for reviewing both government and conventional mortgage loan applications to ensure compliance, creditworthiness, and investor eligibility. This is a key role in supporting fast, accurate closings. Essential Responsibilities Underwrite FHA, VA, and conventional mortgage loans Ensure loans meet company, investor, and agency guidelines Analyze full credit packages and verify loan quality Recommend decisions on loans exceeding authority levels Support processors and correspondents with guideline interpretation Respond to post-closing audits and quality control reviews Assist with training of new underwriters when needed Maintain a professional image and standard consistent with company policies and procedures Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation Perform other tasks as requested Knowledge, Skills and Abilities Strong verbal and written communication skills, with the ability to interpret legal documents and explain details to both technical and non-technical staff Excellent organizational skills with the ability to manage multiple files and priorities simultaneously while maintaining accuracy Proficient in identifying and resolving discrepancies, understanding relevant lending laws and regulations, and performing accurate financial calculations Tech-savvy and able to quickly learn and adapt to new systems and underwriting tools Critical thinker with sound judgment and decision-making ability under deadlines Self-motivated, goal-oriented, and committed to delivering high-quality work Detail-oriented with strong recordkeeping and document retrieval skills Experience and Training 3+ years of mortgage underwriting experience - Required DE/FHA Certification - Required SAR designation - Preferred Deep knowledge of FHA/VA/agency underwriting guidelines High attention to detail and quality control Proficient in Microsoft Office (Word, Excel, Outlook) Bachelor's degree preferred (HS diploma required) Requirements Physical Demands and Work Environment Physical Demands: This is a remote, primarily sedentary position that involves extended periods of computer use and screen time (50% or more) Occasional movement such as walking, reaching, or light lifting (up to 15 lbs) may be required Clear and effective verbal and written communication is essential, especially via phone, video calls, and messaging platforms Regular, reliable attendance during standard business hours (8am-5pm EST) is required Work Environment: Fully remote position - work from a dedicated home office environment Must have access to reliable internet and a quiet, professional space suitable for handling sensitive information Daily use of standard remote office technology, including a computer, phone, and secure digital systems Why Choose a Career at Ruoff Mortgage? At Ruoff Mortgage, we believe that where you work, and how you feel about your work, matters. That's why we're committed to providing the tools, support, and environment you need to thrive. When you join our team, you're not just taking a job, you're building a career with a company that values your expertise, encourages growth, and treats people like people. We're proud to offer a collaborative, team-oriented culture alongside meaningful work that helps individuals and families achieve homeownership. What You'll Get: Ruoff Strong Total Rewards Our comprehensive benefits package is designed to support your personal well-being and professional success: Health & Wellness: Medical, dental, and vision plans to keep you and your family covered Retirement Savings: 401(k) with company match to help you plan for the future Time Off: Paid vacation, holidays, and personal time for a healthy work-life balance Career Growth: Access to training, education, and advancement opportunities Employee Assistance Program (EAP): Free, confidential support for personal or professional challenges Additional Information: Ruoff Mortgage is an equal opportunity employer committed to fostering a diverse and inclusive workplace. We consider applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other protected characteristic under law. We provide reasonable accommodations to qualified individuals with disabilities throughout the hiring process. If you need assistance or accommodation, please contact us. Employment with Ruoff Mortgage is “at-will,” meaning either the employee or the company may end the employment relationship at any time, with or without cause or notice. This job description is intended to describe the general nature and level of work performed and is not a contract or guarantee of employment. Duties may be modified based on business needs. This is a remote position with working hours of 8am-5pm EST. The pay range for this position is $70,000 to $80,000 base salary, plus production bonuses. This range represents the minimum and maximum pay we anticipate offering. Actual pay will be based on qualifications, experience, and business needs. Applicants have the right to inquire about the actual pay offered for the position. We also offer a comprehensive benefits package, including health insurance, 401(k) plan, and paid time off. Only candidates selected for an interview will be contacted. Salary Description $70,000-$80,000/year, plus production bonuses

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better: - We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive. About NEO Home Loans NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence. The Mortgage Underwriter is responsible for evaluating and assessing loan applications to determine borrower creditworthiness and compliance with company and investor guidelines. This role involves detailed analysis of financial documents, credit reports, and property appraisals to ensure sound lending decisions and mitigate risk.Essential Job Duties and Responsibilities Review and analyze mortgage loan applications for completeness, accuracy, and compliance with underwriting standards (e.g., Fannie Mae, Freddie Mac, FHA, VA, and company-specific guidelines). Evaluate borrower income, assets, credit history, and collateral to determine loan eligibility. Review supporting documentation including tax returns, W-2s, pay stubs, bank statements, and credit reports. Ensure all loans meet internal and regulatory requirements (e.g., RESPA, TILA, HMDA). Issue conditional approvals, suspensions, or denials with clear, detailed explanations. Collaborate with loan officers, processors, and closers to obtain required documentation and resolve issues. Maintain knowledge of current underwriting guidelines, mortgage products, and investor requirements. Manage a pipeline of loans efficiently to meet service level agreements and closing deadlines. Participate in ongoing training and audits to ensure compliance and accuracy. Non-Essential Job Duties and Responsibilities Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions. Promotes interdepartmental communication and culture. Lead, develop and motivate the team across all locations and operational functions. Continued focus to ensure all families (Internal and External) are receiving the best possible service Qualifications and Skills 2-5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo). DE/SAR/LAPP certification preferred for government loan programs. Strong analytical and decision-making skills with attention to detail. Excellent written and verbal communication abilities. Ability to work independently in a fast-paced environment with strict deadlines. Company Benefits Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings: - Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance! The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided. Disclaimer Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Job Description Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You'll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! Remote work is available. Compensation: $75,000 plus per file bonus of underwritten files Responsibilities: Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines. Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files. Responds to post-closing reviews and audits in a timely fashion. Qualifications: Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products Knowledgeable in automated underwriting systems and Microsoft office Strong decision-making and communication skills B.S. in business or related field required 10+ Years of mortgage underwriting experience required About Company Choice Mortgage Group is not your typical lender. We're a forward-thinking, growth-driven company leveraging innovative technology and creative sales strategies to deliver a streamlined, customer-first mortgage experience. While others have slowed down, we've accelerated - and now we're looking for the right person to grow with us. Our Core Values are simple: we want to create a WOW experience for clients, our referral partners, and our employees.

Job Description ----------------- We are seeking a Remote Field Underwriter to join our team in the Financial Services industry. As a Remote Field Underwriter, you will be responsible for assessing and evaluating insurance applications, determining coverage amounts and premiums, and ensuring that all underwriting guidelines are followed. This is a great opportunity for someone with 1-3 years of experience in sales or customer service who is a self-directed and entrepreneurial individual with excellent communication skills. Key Responsibilities: Assess and evaluate insurance applications Determine coverage amounts and premiums Ensure compliance with underwriting guidelines Communicate with clients to gather necessary information Work independently to underwrite policies RequirementsRequirements: 1-3 years of experience in sales or customer service Computer knowledge Excellent communication skills Self-directed and able to work independently Entrepreneurial mindset Ethical decision-making skills If you are a motivated and detail-oriented individual with a passion for helping others, we encourage you to apply for this remote position. Salary: $55,000 - $150,000 This is a 1099 position with a 100% Commission pay structure. Benefits Medical, Dental, Vision coverage available Life insurance High earning opportunity Trips Mentorship Training

Senior DE Underwriter (Remote - California) Our client is seeking an experienced Senior DE Underwriter to join a growing California-based mortgage lender. This position is fully remote but requires residency in the state of California. The ideal candidate will have a strong underwriting background across both Agency and FHA products, an active Direct Endorsement (DE) certification, and the ability to analyze complex borrower profiles including self-employed income and alternative documentation loans. Key Responsibilities Underwrite and issue loan decisions for Fannie Mae, Freddie Mac, and FHA mortgage loans. Analyze personal and business tax returns, income, assets, credit, and collateral. Evaluate WVOE, P&L, Bank Statement, DSCR, and Asset-based documentation. Ensure loans meet investor and agency compliance standards. Communicate underwriting decisions and conditions clearly to internal teams. Collaborate with Account Managers, Loan Officers, and Brokers to resolve conditions quickly. Maintain accuracy, efficiency, and strong turn times in a high-volume environment. Qualifications Minimum 5 years of residential mortgage underwriting experience. Active FHA Direct Endorsement (DE) required. (used within past 11 months) Proficient in Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard). Strong working knowledge of Agency and FHA guidelines. Skilled at income calculation for self-employed borrowers. Experience with Non-QM or alternative documentation loans preferred. Must be currently employed in the mortgage industry (no gaps exceeding 12 months). Must reside in California. Compensation & Benefits Base Salary: $70,000-$100,000 (based on experience) Bonus: Monthly eligibility after 2 years (based on funding volume) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Work Model: Remote - California residents only Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Job Description We are seeking a Conventional Underwriter to join a well established Mortgage/Financial services company. This is a 100% remote position. The ideal candidate will have 5+ years of experience, D.E./CHUMS ceritifcation and conventional and FHA experience. This company offers great benefits, high per file bonuses, annual bonuses and sign on bonuses! Apply now for consideration! Qualification: · Minimum 5 years conventional underwriting experience. · Minimum 2 years FHA experience. · D.E./Chums ID required. · Ten or more years mortgage lending experience preferred. Responsibilities include: · Underwriting of FHA loans to county high balance loan limits. · Complete understanding of FHA guidelines and comprehensive familiarity with FHA Connection.

This position is remote, working primarily from home. Candidate must be based in the Southeastern United States. Our Company Voyager Lending, a division of Merchants & Marine Bank, partners with small businesses by offering government-guaranteed lending solutions. Deeply committed to helping communities sustain and grow, we deliver knowledgeable and personalized service for a seamless experience. Job Purpose Responsible for providing accurate credit analysis and risk assessment of SBA & USDA loans to determine their creditworthiness. Duties and Responsibilities * Knowledge of SBA SOP. * Underwriting SBA Loans in accordance with the Bank's policies and procedures. * Attend and participate in vetting and credit approval discussions. * Work with BDO's and Management to perform and document the Bank's formal credit analysis for new loan requests - credit memo creation, financial spreads, cash flow statements, collateral analysis, global cash flow analysis, support of strengths, mitigation of weaknesses, and eligibility of new and existing credit facilities. * Be capable of maintaining a mixed portfolio of underwriting new loans and modification requests. * Review and approve all underwriting conditions in a timely manner. * Request required documentation, financials, etc. from the borrower and guarantors as needed. * Providing frequent communication to all parties involved in transactions in a positive and constructive manner. * Delivering excellent service to customers both inside and outside the Bank. * Attend appropriate training and conferences in order to build and maintain expert credit and SBA specific knowledge. * Manage Underwriting deal flow between the bank and Lender Service Provider as needed. * Other duties as assigned. Qualifications Minimum * Bachelor's degree * Thorough knowledge of SBA lending rules, regulations and practices * 3 years of SBA 7a loan underwriting experience * Word and Excel proficiency * Excellent interpersonal and written skills * Verbal and written communication and presentation skills * Participate and complete all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc. Preferred * Experience with Moody's * USDA B&I loan underwriting experience * 5+ years of SBA 7a loan underwriting experience * Formal credit training * Ability to underwrite and handle a large volume of loans Working Conditions * Frequently required to operate a computer, printer, copy machine, calculator, telephone, and/or other office equipment. * the employee frequently exchanges information with others and must be able to do so in an effective manner. Must have the ability to communicate clearly and effectively, both verbally and in writing, and across a variety of audiences. * May frequently move up to 20 pounds and occasionally move items up to 40 pounds. * Frequently reaches for files, books, and comparable items in high or low places and must have the ability to bend, stoop, or reach. * Typical schedule is 40 hours per week, Monday through Friday. Extended hours may be occasionally required. * We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description Surplus and Specialty - Transportation - Specialty Auto - Fully remote Summary Responsible for review and analysis of underwriting data to build and maintain a profitable book of business within the Transportation - Specialty Auto segment. Manages broker and agent relationships through continued customer service and marketing activities. Collaborates with colleagues to achieve departmental goals. Minimum Duties & Responsibilities • Meet profitability, retention, and written premium goals determined by the department • Makes independent decisions within underwriting letter of authority and maintains proper file documentation • Assist in managing renewals of the existing Specialty Auto portfolio • Assist team lead in triaging and underwriting new business opportunities • Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the department • Has an in-depth knowledge of department products and services • Can clearly articulate the department's value proposition • Participates in training and initiatives to develop knowledge base. May participate in projects • Travel may be required • Other duties as assigned Recommended Education & Requirements • Bachelor's degree and 5+ years of underwriting experience preferred and/or 5+ years of related insurance experience with pursuit of underwriting certifications (e.g., CPCU) • Experience underwriting tow truck operations preferred • Effectively displays ability to build and foster broker and agency relationships and manage accounts and referrals for assigned territory • Possess a solid understanding of the transportation related coverage forms and endorsements (e.g., Motor Carrier Coverage Form, Motor Truck Cargo Coverage form, Commercial General Liability, UM/UIM/PIP/Med Pay rules, and endorsements) • Possesses strong communication and analytical skills to pursue new business and manage a renewal book. • Strong knowledge of Transportation underwriting, within primary transportation • Experience operating independently within their given authority level • Proficient in software needed to succeed in department. • Excellent organizational and time management skills. • Possesses or is pursuing underwriting and industry designations applicable to area of specialization. • Demonstrated ability to work autonomously in a remote work setting What C&F will bring to you At C&F you will BELONG We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $50,600 to a maximum of $95,300. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. Flexible work arrangements. Competitive compensation package. Generous 401K employer match. Employee Stock Purchase plan with employer matching. Generous Paid Time Off. Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you. A dynamic, ambitious, fun and exciting work environment. A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving. #LI-JA1 #LI-Remoterosc

The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America) Please review the following job description: Underwrites new and renewal business, approves policy changes, maintain workload, and controls written business up to and including the time of binding according to Company guidelines and established CRC procedures. Provides leadership to a production/underwriting team. Provides high quality professional service to Agents and Carrier Partners. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Develop, cultivate, and maintain strong and effective client and broker relationships. 2. Market the company's full suite of products and services to clients and distribution partners. 3. Underwrite new and renewal business. 4. Develop and maintain excellent relationships with clients. 5. Market all products and services to clients. 6. Communicate properly and timely with all producers regarding submissions and decisions for new or renewal business. 7. Evaluate modeling outputs and third-party data at binding; take appropriate underwriting actions and communicate effectively with producing agents. 8. Monitor accounts to ensure compliance with the firm's policies and procedures. 9. Monitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success. 10. Proof and quality-check policies, endorsements, audits, cancellations, and related documents, ensuring accuracy and consistency.11. Review inspection reports and compare to the conditions that were represented at the time of binding and take appropriate or needed actions. 12. Meet or exceed file documentation standards, comply with underwriting authority level standards and pass all audits - both internal and external. 13. Maintain necessary licenses to produce business. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree or appropriate insurance designation 2. Three years of experience in production and marketing of new accounts 3. Must be licensed in corresponding areas of insurance 4. Must be able to understand and analyze necessary components of insurance policies 5. Ability to understand the client's needs and have knowledge of the risk exposures associated 6. Recognize new trends and developments in the insurance industry and be able to incorporate into strategies 7. Must have knowledge of commercial multi-line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an excellent working relationship with agencies 10. Provide necessary instruction to underwriting support staff 11. Exercise discretion in making decisions 12. Leadership and team playing skills 13. Maintain current knowledge of the insurance industry 14. Good written and verbal skills 15. Maintain travel schedule depending on the needs of clients, Agents, and new business 16. Ability to work extended hours when necessary General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify