Underwriter remote jobs - 362 jobs

A leading insurance provider is seeking an experienced Executive Underwriter specializing in Excess Casualty to manage broker relationships and underwrite complex risks. The candidate should have over 7 years of underwriting experience, particularly within the E&S marketplace, and possess strong sales and technical skills. This role offers competitive compensation and a full benefits package, emphasizing a culture of collaboration and accountability. #J-18808-Ljbffr

The salary range for this job posting is $61,742.00 - $110,642.00 annually + bonus + benefits. Pay Type: Salary The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process. Candidates will work remote in any of our listed approved payroll states and have underwriting experience with Package Lines and Workers' Compensation. Ideal candidates will have experience working with agents in Indiana or Kentucky. We may hire a senior level depending on candidate qualifications. (compensation shown is inclusive of the non-senior and senior level). This role will report to a Regional Vice President, Commercial Lines. Are you a Referral? If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team. Unique residence requirements are listed in each job posting, please review closely for details. Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes: Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin. JOB OBJECTIVE: The Underwriter, Small Business's objective is to review routine risks, determine acceptability, and successfully write profitable business accounts. The underwriter, within designated authority, reviews insurance applications to evaluate, classify and rate each risk to determine acceptability, coverage and pricing. The underwriter is responsible for the financial performance of the assigned book of business and is expected to achieve profitable retention and growth. The underwriter is focused on taking action to achieve results that positively impact sales and profitability. ESSENTIAL FUNCTIONS: 1. Determine the acceptability, quality, pricing, profitability and opportunity for new and existing business. 2. Complete thorough risk analysis on designated accounts using appropriate Encova, NCCI, ISO and industry rules, policies, procedures, and guidelines, etc. 3. Underwrites and assesses risk for routine, small business renewals and new business items. 4. Uses the predictive model for straight through processing of a high volume of accounts. 5. Utilizes Encova systems to transact requests and endorsements. 6. Communicates with agents electronically through internal Encova systems. 7. Identify, create and initiate new business opportunities within assigned book of business. 8. Gather and analyze information necessary to make an accurate evaluation of risk. 9. Determine appropriate pricing based on risk exposures, risk quality, loss potential and coverage provided. 10. Utilize available resources including company underwriting guidelines, business unit strategies, and consultations with others to ensure adequate understanding of risk exposures. 11. Prepare proposals to producers, including negotiation of terms and conditions. 12. Ensure the proper issuance of policies, certificates, filings and notifications. 13. Seek the guidance of management on risks exceeding assigned authority levels. 14. Effectively utilize industry rules and guidance to ensure proper policy construction 15. Identify underwriting issues; recommend and develop plans for problem resolution and implement where appropriate. 16. Manage existing and prospective accounts by actively participating in account renewals, new business presentations as needed and discussion with agents. 17. Participate in monitoring and analyzing performance of assigned agents; initiate actions and understand downstream impact of alternatives. 18. Serve as a resource for other team members and units. 19. Apply discretionary pricing appropriately based on the account exposures, predictive model indications and letter of authority. 20. Communicate all underwriting decisions or changes on coverage, limits, exposures and/or pricing, discussing alternatives with agents as needed. OTHER FUNCTIONS: 1. Travel to various locations to support business objectives whenever necessary. 2. Perform other duties as assigned. KNOWLEDGE, SKILLS AND ABILITIES: Bachelor's degree from an accredited college or university preferred, demonstrated significant professional or insurance experience may substitute for educational requirements. Two years insurance experience in the property and casualty insurance market preferred. Interpersonal skills are required including the ability to demonstrate professionalism, adaptability, accountability, collaboration, and problem solving. Insurance designations or insurance education course work (i.e. AINS-Associate in General Insurance) is strongly preferred. Critical thinking: Ability to assess an individual situation and select applicable rules from an array of options, resulting in the most appropriate and sustainable decision. Strong oral and written communication skills. Knowledge of underwriting laws and rules and their application. Knowledge of policy and procedures regarding risk administration and risk management, underwriting and loss control. Knowledge of the insurance industry and the business environment in which it operates in order to develop an effective business strategy and remain technically current. Thorough understanding of business exposure calculations, classifications, experience rating or other plan modifications. Ability to develop and implement account, territorial, producer and book strategies to acquire and retain business. Ability to work effectively in a team environment. Ability to use logic and reasoning to identify strengths and weaknesses of alternative solutions, conclusions or approaches to problems. Ability to identify problems and review related information to develop and evaluate options and implement solutions. Ability to make sound decisions after considering all facts, potential risks, customer needs and alternative solutions. Ability to initiate and build relationships and tailor services to meet customer needs. Ability to present ideas and information to individuals and groups in a clear, concise, influential, organized and diplomatic manner and address concerns or needs. Ability to adjust priorities based on changing situations. Ability to effectively manage multiple assignments while meeting established guidelines. Proficient in Excel. This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons. Ready to join our team? At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential. What you can expect from us In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to: Health, Dental & Vision Insurance Company-provided life and income protection plans Eligibility to participate in a company incentive bonus program 401(k) Retirement Plan - 100% company match up to 7% on annual salary Paid Time Off, Paid Holidays, and Floating Holidays Flexible Work Arrangements - Hybrid and remote depending on the role We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally. Encova Insurance is an EOE/E-Verify employer. #LI-Remote#LI-MF1

With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients. The Opportunity: This role entails underwriting agency and non-agency loans (including both Manual and AUS), alongside Alternative Doc loans. You'll play a crucial part in evaluating supporting documentation to determine borrowers' creditworthiness and their capacity to fulfill mortgage obligations. This includes reviewing a variety of documents such as credit reports, income and asset documentation, appraisals, collateral reports, and fraud prevention tools, as well as any other necessary paperwork to make informed decisions. This is a Full-Time/Fully Remote opportunity with working hours from 8:00am-5:00pm PT Monday-Friday offering competitive pay ranging from $90,000 to $110,000 annually plus bonus. Key Responsibilities: Conduct a comprehensive and precise analysis of all loan documents, including the AUS decision report, credit report, various income sources (both complex personal and business returns), assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, as well as performing checks for red flags and potential fraud. Underwrite NON-QM, Jumbo, and Fixed Rate Second Mortgage programs. Review multiple income types including Full Doc, DSCR, Asset Utilization, Asset Depletion, Bank Statements(Business, Personal, and Co-mingled), P&L, 1099, Foreign National. Complete income calculations using both manual and system-based methods for all listed income types. Meticulously manage loan files and clear any conditions, demonstrating both attention to detail and a sense of urgency to meet customer needs. Accurately log loan data and decisions into our operating system, ensuring precision at every step. Review transaction matrices and internal investor overlays to guarantee compliance with all investor guidelines. Apply and uphold effective fraud detection methods. Proactively request additional information or documentation as needed, and identify risk factors that may affect the quality of the loan file. Assist in resolving any pre-funding or post-purchase loan issues by collaborating with the post-closing department to address any outstanding conditions or concerns. Communicate loan decisions clearly and professionally via phone or email to foster positive and productive relationships with colleagues and clients. Maintain open channels of communication with brokers and sales staff to ensure all inquiries are addressed promptly, showcasing exceptional customer service skills. Requirements Must have recent underwriting experience with all Conventional loans products for a minimum of 5 years and is current on all updated guidelines, policies, and procedures. Current jumbo, non-agency, and alternative document experience for at least 3 years. Must be able to multi-task in a fast-paced environment while maintaining a high level of quality. Extensive knowledge of all FNMA/FHLMC and investor guidelines. Extensive knowledge of complex tax returns including multiple businesses and multiple financed properties. Able to multitask within multiple product suites. Maintain quality and production standards as set forth by management. Strong attention to detail, organization, and communication skills. Ability to work independently and adapt to a constantly changing environment Communication skills, verbal and written, capable of expressing complex issues and soliciting input from a broad audience. Must comply with all BSA/AML requirements as well as any mandatory changes. Benefits Comprehensive Health Care Plan (including Medical, Dental, & Vision) Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment) Generous Paid Time Off (for Vacation & Holidays) Secure Retirement Plan (401k) Short-Term & Long-Term Disability Coverage Family Leave Benefits Access to Wellness Resources JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin. DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

About Judi Health Judi Health is an enterprise health technology company providing a comprehensive suite of solutions for employers and health plans, including: Capital Rx, a public benefit corporation delivering full-service pharmacy benefit management (PBM) solutions to self-insured employers, Judi Health™, which offers full-service health benefit management solutions to employers, TPAs, and health plans, and Judi , the industry's leading proprietary Enterprise Health Platform (EHP), which consolidates all claim administration-related workflows in one scalable, secure platform. Together with our clients, we're rebuilding trust in healthcare in the U.S. and deploying the infrastructure we need for the care we deserve. To learn more, visit **************** Position Summary: This role supports pricing and underwriting and ensuring timely and accurate RFP responses. The position involves collaborating with various teams to refine financial models and reporting, presenting final underwriting to leadership, and driving continuous improvement in pricing and underwriting practices. Position Responsibilities: Direct and execute day-to-day pricing and underwriting for new and renewing business opportunities Coordinate with Sales, RFP response, and other business functions to submit timely and complete RFP responses Collaborate with Executive Team and other business functions to design, refine, and maintain internal underwriting, financial modeling, and financial reporting SOPs Support client contracting, including validation that contract terms align with proposal underwriting parameters Present final underwriting to Sales and Executive Team and be able to articulate any potential risk Support continued development and maintenance of underwriting and financial reporting system infrastructure Mine external data to determine best underwriting practices for each business opportunity Manage multiple projects and deadlines as needed Work collaboratively across the organization to communicate and support ongoing financial analytics and reporting needs Support analysis and development of pricing models for new products Support general business needs, as required Responsible for adherence to the Capital Rx Code of Conduct including reporting of noncompliance Required Qualifications Bachelor's degree, with record of strong academic performance in Accounting, Finance, Actuarial Science, Statistics, or Economics (In lieu of a degree, equivalent relevant work experience may be considered) 2+ years of proven experience in financial analysis, actuarial services, accounting, pricing & underwriting Pharmacy, PBM, or Health Plan experience required Knowledge of risk management, statistics, financial modeling Experience manipulating large data sets, including the ability to analyze and interpret historical claims data Proficient in Excel and data visualization tools Experience in either SQL, SAS, or R preferred Track record of leading cross-functional initiatives, driving high performance, meeting deadlines, and executing on deliverables Ability to balance multiple complex projects simultaneously Exceptional technical, analytical, and problem-solving skills Exceptional written and verbal communication skills Extremely flexible, highly organized, and able to shift priorities easily Attention to detail & commitment to delivering high quality work product Salary Range$95,000-$110,000 USD All employees are responsible for adherence to the Capital Rx Code of Conduct including the reporting of non-compliance. This position description is designed to be flexible, allowing management the opportunity to assign or reassign duties and responsibilities as needed to best meet organizational goals. Judi Health values a diverse workplace and celebrates the diversity that each employee brings to the table. We are proud to provide equal employment opportunities to all employees and applicants for employment and prohibit discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, medical condition, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. By submitting an application, you agree to the retention of your personal data for consideration for a future position at Judi Health. More details about Judi Health's privacy practices can be found at *********************************************

Why MSI? MSI Management Liability is a boutique MGA powered by MSI, dedicated to providing best-in-class management liability insurance solutions. We're committed to simplifying the insurance process and delivering exceptional service and support, empowering our clients to effectively protect their assets. MSI is seeking a talented and driven Underwriter to manage and underwrite management liability policies (D&O, EPL, FID) for private and non-profit clients. If you're an analytical thinker with a keen eye for detail, and you thrive in a fast-paced environment where you can make a significant impact, this is the perfect opportunity. You will report directly to the Underwriting Team Lead and will learn and apply MSI's underwriting philosophy and process to your own book of business. The role will require you to make critical underwriting decisions and articulate your analysis and approach to the Underwriting Team Lead. As an Underwriter at MSI, you'll be a key contributor to our team, directly impacting our growth and the success of our clients. You'll have the opportunity to control your own book of business, learn, grow, and shape the future of our management liability offerings. Responsibilities include: Making strategic, sound underwriting decisions Managing a book of business Clearly and effectively communicating with brokers and team members Maintaining a high level of service and product knowledge to sell the benefits of our policies Build and leverage professional relationships to grow your book of business About you: 3-5 years of experience and a proven track record of being a high-level underwriter Experience with D&O insurance (private or public) Strong communication and organizational skills Detail-oriented Strong knowledge of the insurance industry Desire to network and grow the business Strong work ethic and adaptability What we offer: Competitive compensation package Massive scalability and growth opportunities Incomparable company culture Flexible WFH/Remote policy #LI-BM1 #LI-REMOTE IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

We're seeking an experienced Mortgage Underwriter to work closely with the Underwriting Manager to ensure all loan files are complete, accurate, and meet company and regulatory guidelines. This remote position requires strong communication skills, sound independent judgment, and technical proficiency in mortgage underwriting. Key Responsibilities: Apply internal loan approval policies and investor guidelines during the underwriting process. Accurately calculate Loan-to-Value (LTV) and Debt-to-Income (DTI) ratios. Approve loans that meet company standards and document any conditions for closing. Outline all closing conditions to ensure compliance with applicable regulations and complete file documentation. Conduct a holistic evaluation of each borrower's profile, assessing beyond isolated figures to understand the full credit picture. Collaborate with the Underwriting Manager to ensure consistency, compliance, and quality in underwriting decisions. Exercise sound decision-making discretion in complex or borderline cases. Ensure all required fields are filled and supporting documentation is included Communicate clear conditions for approval Work with processing and closing teams to ensure continued collaboration Qualifications: Minimum of 5 years of mortgage underwriting experience with FHA, Conventional, and VA loan products DE (Direct Endorsement) Certification required VA LAPP/SAR Certification preferred Experience with USDA loans preferred Proven experience underwriting both manually underwritten and AUS (DU/LP) decisioned government loans Proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP) required Experience using Encompass Loan Origination System preferred Strong understanding of investor and agency guidelines, credit risk, and compliance standards Demonstrated ability to collaborate effectively with sales teams, processors, and other operational partners Strong communication, organizational, and problem-solving skills High level of accuracy, integrity, and sound judgment in underwriting decisions Must be capable of working independently in a remote and/or office environment

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Collateral Underwriter is responsible for the assessment of all subject collateral originated though the retail platform for conventional loans. Job Responsibilities: Analyze, evaluate, and decision appraisal reports in accordance with all agency and investor guidelines and standards. Complete comprehensive collateral reviews in a timely manner to meet service level expectations. Maintain a pipeline and communicate issues to Appraisers, Processor, and Originators. Remain informed and current on all agency and investor guidelines and updates. Maintain a high level of customer service. Collaborate with the Post Closing Department on any stipulations for closed files. Perform other duties as assigned. Qualifications and Skills: 3 years' mortgage underwriting experience. Experience in collateral underwriting, preferred. Working knowledge of all agency and investor underwriting policies. Excellent prioritization and time management skills. Excellent communication and customer service skills. Advanced analytical skills. Proficient in Microsoft Office Suite. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $33.65-$38.46 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Job Title: Underwriter III - Non Delegated Non-Agency Jumbo/High-Net Worth What you'll do: As a Mortgage Underwriter III you'll be responsible for underwriting Jumbo and High-Net Worth loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards. You'll be responsible for reviewing and clearing underwriting conditions on Jumbo and High-Net Worth loans in compliance with current guidelines and overlays. Manage individual pipeline on a daily basis by completing Jumbo and High-Net Worth loans, Non-Agency and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times. Identify any document deficiencies, request additional information and/or documentation from Clients as needed. Analyze complex income sources, including self-employed income, K-1s, and tax returns. Evaluate credit reports, asset statements, and complex appraisals. Ensure compliance with investor, federal, and internal guidelines. Maintain awareness of regulatory changes and investor overlays. Navigate and interpret all Agency, Non-Agency and company guidelines. Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans. Experience associated with client-initiated scenario questions and ability to provide live assistance with loan structure and solution-based guidance. What you'll need: Encompass LOS experience preferred Must have experience in mortgage underwriting, especially with Non-QM and Jumbo loans. Ability to communicate effectively and professionally Basic proficiency in Microsoft Office products (Excel, Word, etc.) Loan quality and risk management experience Excellent Customer/Client service skills Ability to work in a fast-paced production environment Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints Excellent written and verbal communication skills Prioritization and Time Management skills Ability to learn and adapt to guideline changes Knowledge of FNMA and FHLMC guidelines Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor Compensation: Hourly range for new hires is generally $57.00 for Northern California. Salary amount is determined by specific job location. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation

Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation. Primary Function The Underwriter III is responsible for responding to internal and external customers on questions regarding loans underwritten by the company. This position will underwrite loans in a timely manner for completeness and compliance with company guidelines, polices, and procedures. This position will also provide training, guidance, and support for all team members Direct Reports: ☐ Yes ☒ No If yes, list what positions report into the role. Examples below. N/A Principal Duties: List of required duties below. Distinguish on-site duties with an *. Examples below. Review, analyze and make final determination on loan submissions using manual underwriting guidelines as well as validating recommendations. Underwrite loans as determined by lending authority set by management. Work with Lending Teams to identify potential solutions/alternatives for difficult/denied loan files. Communicate with internal and external clients on inquiries on loans underwritten by Vendors. Research and respond to team lead on loans requiring additional escalation and review and ability to summarize issues, concerns, and recommendations. Proactively addresses underwriting submission deficiencies. Provide back-up support to Team Leader as necessary to ensure efficient operations and smooth and timely flow of work. Review and maintain guidelines to stay up to date with all requirements. Maintain department resource library to maintain reference material. Review of audit files for Quality/Funding issues to determine compliance and acceptance of loan. Assist in correction of delivery violations and government ensuring deficiencies on specific files as required. Analyze Trust agreements as needed. Participate in the orientation of new personnel to ensure consistency. Provide technical support for systems as necessary. Performs related duties as assigned by supervisor. *These essential functions are fundamental to the role, and must be performed on-site, as they cannot physically be performed remotely. In addition, the Company has determined that an in-person presence is important to critical components of our work, including oversight, training, collaboration, and productivity. Items not marked (*) as essential on-site, may still require partial on-site work to perform the role satisfactorily. Education and Experience Required education and experience. Examples below. High School Diploma or equivalent required; 4-year college degree preferred. Minimum of three- five (3-5) years underwriting experience with conforming and non-conforming loans required. Minimum six (6) years of mortgage banking required, including Jumbo Loans and/or Government Products. Knowledge, Skills, and Abilities Required knowledge, skills, and ability. Examples below. FHA and/or VA Designations Required Ability to differentiate between first and second mortgage underwriting. Ability to handle secure and private information. Technical experience necessary: Windows, Excel, Word, PowerPoint, Underwriting software and systems. Ability to stay current with the business environment within third party lending. Excellent customer service skills and analytical skills. Excellent verbal and written communication skills. Ability to work independently and adapt to a constantly changing environment. Ability to be a creative and innovative problem solver. Additional Information: While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement. Company Benefits: Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them! Medical, dental, and vision insurance Health Savings Account with employer contribution 401(k) Retirement plan with employer match Paid Maternity Leave/Parental Bonding Leave Pet insurance Adoption Assistance Tuition reimbursement Employee Loan Program The Newrez Employee Emergency and Disaster Fund is a new program to support our team members Newrez NOW: Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection

- The role will be responsible for underwriting Excess Casualty products being placed via StarStone's award winning broker portal Key Accountabilities/Deliverables: Communicate StarStone's risk appetite to brokers. Rapidly complete a targeted risk evaluation for each referral and promptly relay the proper underwriting position. Provide guidance and support to the junior underwriters and underwriting assistants. Strong underwriting service skills as demonstrated by rapid responses (“quick yes” and “quick no”) Negotiate pricing, terms & conditions, and deal structure with brokers based on underwriting guidelines. Strong ability to multi-task by handling emails, LiveChats, and phone calls. Highly motivated and results-oriented Willingness to be flexible, learn on the job, and maintain a positive attitude. Strong collaboration skills Strong verbal and written communication skills. Strong problem-solving skills Technical Knowledge and Understanding: Knowledge of Property-Casualty Insurance industry (Preferred) Knowledge of Excess Casualty underwriting practices, coverage & pricing/rating methodologies (Preferred) Experience: Bachelors degree or equivalent experience 2 years in the Casualty marketplace (Underwriting or Brokerage)- Preferred Experience working with support services, including IT and operations The expected pay range for the role is $65,000 - $75,000. The specific offer will depend on an applicant's skills and experiences. The disclosed pay range estimate may also be adjusted for the applicable geographic differential for the location in which the position is filled. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa for this position. #LI-Hybrid - At Core Specialty, you will receive a competitive salary and opportunities for professional development and advancement. We offer medical, dental, vision, and life insurances; short and long-term disability; a Company-match of 100% of a 6% contribution 401(k) plan; an Employee Assistance Plan; Health Savings Account, Flexible Spending Account, Health Reimbursement Account, and a wellness program

Come join our amazing team and work remote from home! The Loss Mitigation Underwriter II will be responsible for underwriting loss mitigation applications in accordance with Treasury, Company and Investor guidelines while following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter II level is the Intermediate level role in the job family and generally handles the moderately complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $25.00-$27.00 per hour. . What you'll do: Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines. Conduct Verification of Income (VOI). Calculate customer's front and back-end debt to income ratio. Verify occupancy, hardship and income. Apply payment waterfall to determine workout eligibility (repurchase plans, forbearances, modifications or liquidation options). If applicable, identify the type(s) and amounts of liquid assets the borrower holds. Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.). Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines. Document final decision and update system of record. Perform other duties as assigned. What you'll need: High school diploma or equivalent required. Two (2) to three (3) years of underwriting background or servicing/loss mitigation experience Our Company: Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. #LI-GV1

An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $105,000 per year Exempt role (no paid overtime0 Discretionary bonus Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

NOTICE This position is funded through the HomeGrown Grant Program for a defined term of 1-3 years. While NHS intends for the role to remain active for the duration of the grant, employment with NHS is strictly at-will. Continued employment is contingent upon ongoing grant funding. BASIC JOB FUNCTION The Program Grant Underwriter is responsible for evaluating and determining eligibility for the HomeGrown Purchase Assistance Grant Program. This role conducts comprehensive application reviews, analyzes supporting documentation, verifies program compliance, and issues grant approval or denial decisions. The Underwriter ensures that each applicant meets all City of Chicago Department of Housing requirements and provides clear communication throughout the application lifecycle. In addition, the Underwriter monitors the grant from application through closing and remains responsible for compliance tracking during the five-year recapture period. PRINCIPAL JOB DUTIES & RESPONSIBILITIES Application Intake & Documentation Review Request, collect, and review all required application documentation from prospective homebuyers, ensuring completeness and accuracy. Verify eligibility based on income, household composition, property characteristics, and other HomeGrown program criteria. Identify missing or unclear information and follow up with applicants promptly to obtain clarifications or additional documentation. Application Communication & Case Management Serve as the primary point of contact for prospective homebuyers throughout the underwriting review. Communicate status updates, application issues, and final determinations in a clear and timely manner. Provide guidance to applicants regarding documentation requirements and next steps. Underwriting & Eligibility Determination Analyze applicant documentation, including income verification, mortgage details, homebuyer education certificates, property information, and credit considerations. Assess applications using established underwriting standards, program rules, and City of Chicago. Issue formal grant approval or denial letters in accordance with eligibility outcomes. Team Leadership & Workflow Oversight Establish and manage an application review team, ensuring consistency, accuracy, and compliance in all underwriting decisions. Provide training, support, and quality control for team members involved in application intake and review. Collaborate with Program Administration and other internal teams to maintain coordinated program operations. Grant Monitoring & Compliance Oversight Monitor the status of approved grants through the mortgage loan closing process. Ensure all required documentation is collected and properly recorded before closing. Track grant compliance during the five-year recapture period, documenting changes in occupancy status, property transfers, or other triggering events. COMPENSATION & BENEFITS: $25/hour Health, dental, vision insurance Paid time off We also offer a team spirit, which strives for excellence in customer service. POSITION QUALIFICATIONS Education Bachelor's degree in finance, business, public administration, urban planning, or related field preferred. Experience Minimum of 3-5 years of underwriting, lending, housing program administration, or grant eligibility determination experience. Desired Skills Experience with income verification, mortgage documentation, or affordable housing programs strongly preferred. Familiarity with HUD requirements, down payment assistance programs, or government-funded housing initiatives is a plus. Strong analytical and decision-making skills, with the ability to interpret financial and eligibility documentation. High attention to detail and accuracy in reviewing sensitive documentation. Ability to manage deadlines and coordinate multiple applications simultaneously. Demonstrated cultural competence and ability to work with diverse populations. Technology: Proficiency with Microsoft Office Suite, database systems, and digital documentation management. COMPENTENCIES To succeed in this role, an individual must demonstrate the following competencies: Strong commitment to equity, confidentiality, and high-quality service to diverse applicants. Customer/Client Focus Excellent communication skills, both written and verbal. Problem-Solving Time Management Adaptability Collaboration & Teamwork PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is: Regularly required to talk or hear. Frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms. The employee may occasionally lift and/or move up to 25 pounds. WORK ENVIRONMENT This position involves a combination of office-based work, virtual communication, and occasionally community-based engagement. Some evening or weekend availability may be required for special events or outreach activities. May include periodic meetings with partner agencies, lending institutions, or program staff. REMOTE WORK POLICY The HomeGrown Program staff are required to work full-time in the office. Remote work arrangements are not available for this position. Employees must be present in-office for all scheduled workdays and attend meetings as needed. NHS' COMMITMENT TO DIVERSITY, RACIAL EQUITY, AND INCLUSION Neighborhood Housing Services of Chicago (NHS) is deeply committed to building and sustaining a diverse, equitable, and inclusive organization that reflects the communities we serve. We believe that diversity of backgrounds, perspectives, and experiences strengthens our work and advances our mission. NHS provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, age, disability, veteran status, genetic information, or any other characteristic protected by federal, state, or local law.

Job Description ----------------- We are seeking a Remote Field Underwriter to join our team in the Financial Services industry. As a Remote Field Underwriter, you will be responsible for assessing and evaluating insurance applications, determining coverage amounts and premiums, and ensuring that all underwriting guidelines are followed. This is a great opportunity for someone with 1-3 years of experience in sales or customer service who is a self-directed and entrepreneurial individual with excellent communication skills. Key Responsibilities: Assess and evaluate insurance applications Determine coverage amounts and premiums Ensure compliance with underwriting guidelines Communicate with clients to gather necessary information Work independently to underwrite policies RequirementsRequirements: 1-3 years of experience in sales or customer service Computer knowledge Excellent communication skills Self-directed and able to work independently Entrepreneurial mindset Ethical decision-making skills If you are a motivated and detail-oriented individual with a passion for helping others, we encourage you to apply for this remote position. Salary: $55,000 - $150,000 This is a 1099 position with a 100% Commission pay structure. Benefits Medical, Dental, Vision coverage available Life insurance High earning opportunity Trips Mentorship Training

Job Title: Senior Mortgage Underwriter Division: Operations Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss. Direct Reports: None Core Responsibilities: Underwriting Respond to investor repurchase and quality review requests. Support loan shipping process to clear underwriting purchase issues. Underwrite residential loans while ensuring compliance with appropriate company and secondary market investor standards as well as compliance with lending regulations. Render underwriting decisions and subsequent clearing conditions to ensure credit and investor guidelines are met. Evaluate and examine transactions to ensure accuracy and completeness Contact customers and partners to gather information to make appropriate decisions Proactively communicate the decisions to the Residential Lending Specialists and Community Bank Partners with an explanation behind credit decision 2.Training/Help Desk Serve as a resource to Residential Mortgage personnel on underwriting questions and provide training for investor, underwriting and compliance related issues. Recommends modifications to underwriting procedures. Provide training as needed to Residential Lending Specialists and Community Bank Partners as requested by Channel Manager. Underwriting Management Prepare formal reports for review. Provide feedback on new investor candidates as it relates to underwriting guidelines and delivery procedures. Coordinate third party quality control of mortgage loans and evaluate reports providing feedback concerning closed loan quality and process improvements. Ensure that contractors are trained on investor specific eligibility requirements and guidelines. Negotiate with third party service providers and manage contracts. Compliance Implement fraud detection techniques and other evaluation tools to mitigate mortgage lending risk. Performing compliance reviews and comply with regulatory requirements Respond to individual and investor audits Coordinate HMDA reporting and evaluation. Role Specific Competencies Computer Skills Skilled in the use of computers, adapts to new technology, keeps abreast of changes, learns new programs quickly, use computers to improve productivity. Job Knowledge Understands duties and responsibilities, has necessary job knowledge, has necessary technical skills, understands company mission/values, keeps job knowledge current, is in command of critical issues. Personal Organization Keeps information organized and accessible, maintains clean/functional work space, works systematically/efficiently, and manages time well. Minimum Requirements: Bachelor's degree or equivalent experience 3 - 5 years underwriting experience DE Certification with a CHUMS number and VA LAPP Approval including FHA and/or VA underwriting experience. Extensive knowledge of quality service discipline. Retail banking experience. Proven communication and customer relation skills. Ability and desire to interact and contribute in a team environment. Ability to use a variety of software tools.

The Company Cover Genius is a Series E insurtech that protects the global customers of the world's largest digital companies including Booking Holdings, owner of Priceline, Kayak and Booking.com, Intuit, Uber, Hopper, Ryanair, Turkish Airlines, Descartes ShipRush, Zip and SeatGeek. We're also available at Amazon, Flipkart, eBay, Wayfair and SE Asia's largest company, Shopee. Our partners integrate with XCover, our award-winning insurance distribution platform, to embed protection for millions of customers worldwide each year. Our team and products have been recognized with dozens of awards including by the Financial Times which ranked Cover Genius as the #1 fastest-growing company in APAC in 2020. Our diverse team across 20+ countries and many language groups commit itself to diverse cultural programs, in particular "CG Gives" which makes social entrepreneurs out of us all and funds development initiatives in global communities. Our People are Bold, Authentic, Purposeful and Inspired Our People are not Perfect, Traditional, Complacent or Cautious About the role As an Insurance Underwriter / Product Innovation Specialist for the EMEA region, you will own the insurance product innovation roadmap. You are the primary resource for coverage analysis, innovation, and pricing, leading customer-centric designs that maximise value while achieving business objectives. You will manage all aspects of new protection product design and collaborate across partnership and vertical teams to ensure successful market entry. To drive success in this role, you will have a clear understanding of product design and proposition and a proven track record in developing insurance products. Insurance Underwriter / Product Innovation Specialist you will be responsible for leading and managing all aspects of new insurance and protection product design within our operations. You will lead customer centric product designs to maximise value delivered to customers while achieving our business objectives. Regular collaboration with the partnership team, the partner service team and vertical teams will be key in ensuring successful product innovations are achieved. What will your day look like? You will... * Handle the development of customer-centric insurance solutions across various business verticals to support regional growth. * Partner with Go-To-Market and vertical teams to design product solutions, prepare proposals, and conduct financial modeling for new and existing partnerships. * Own the go-live execution and technical launch of new insurance solutions from an operational perspective. * Execute the strategic product roadmap by collaborating with internal teams to enhance customer experience and meet partner goals. * Drive continuous improvement of key product metrics, including NPS, operational costs, and loss ratios. * Standardize insurance products by creating repeatable templates and portfolios to accelerate regional speed-to-market. * Maintain deep subject matter expertise in specific product lines, including coverage innovations, pricing trends, and regulatory developments. To help us level up, you'll ideally have: * Ideal candidate will possess a minimum of 6 years' experience in insurance product design, having pricing or actuarial background is a plus. * Track record in developing innovative protection products. * Experience working cross-functionally to deliver large and complex projects. * Bachelor's degree in a relevant field, A postgraduate degree and/or record of academic achievement is also desirable * Ability to adapt quickly to a start-up pace environment and culture. Why Cover Genius? Cover Genius not only cares about being the best in our industry, we care about our team. We're a business that understands life can be fluid and so we flex to ensure we provide the environment to suit that. What does that mean? * Flexible Work Environment - Our teams are hybrid. We work from home on a Wednesday and Thursday and attend the office on Monday, Tuesday and Friday with flexibility around start/finish times. * Employee Stock Options - we want our people to share in our success, we reward them with ownership for their contribution in creating a world-class company. * Work with like-minded people who are passionate about both the work we're doing and giving back. Our CG Gives programs enables us to all become philanthropists through our peer recognition and rewards system. * Social Initiatives - pictures speak a thousand words! Sound interesting? If you think you have the best composition of the above, send us your resume and let's chat! * Cover Genius promotes diversity and inclusivity. We don't tolerate discrimination, demeaning treatment of anyone, or harassment due to race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or any other legally protected status. By submitting your application, you acknowledge that we may collect, store and process your personal data for recruitment purposes. To ensure a fair evaluation, we may use AI to assist in sorting applications, but all final decisions are made by our hiring team and no candidate dispositions are automated. We will keep your information on file for three years from the date of your application. For detailed information about how we handle your data and our use of AI, please review our full Privacy Policy.

Job description Commercial Lines Assistant We are a successful General Insurance Agency and Wholesale Broker looking for a dedicated Commercial Lines Assistant to join our organization. This position assists Underwriters and Brokers with miscellaneous tasks including rating; binding; requesting information; issuing Certificate of Insurance; reviewing applications, inspections, and other file documentation; building relationships; etc. In this position there is a great deal of email, phone, and overall computer work. Duties (including but not limited to): Effectively communicate information to both internal and external customers and ensure that standards of excellence are maintained. Assist in developing, enhancing, and maintaining standards and processes and procedures as required. Participate in ongoing training and educational opportunities. Assist in the training of other assistants as required. Maintain a book of assigned renewals or carriers, and retain existing accounts that meet underwriting guidelines or carrier guidelines. Market accounts with the underwriter/broker's approval. Maintain electronic files in accordance with the company's guidelines. Refer renewal files to underwriter/broker along with a summary and recommended course of action for accounts falling outside of underwriting authority and/or carrier guidelines. Follow carrier issuance instructions for renewal policies, endorsements, and notices of cancellation, non-renewal and offers to renew on those transactions that are handled in-house. Process endorsements, both money and non-money, including additional insured requests. Request & process binders in-house or carrier-issued binders, and follow up on outstanding subjectivities until the policy is issued. Ensure that the risk is in the system correctly and completely. Issue policies and endorsements for any companies that the department issues in-house. Review policies to confirm they are issued accurately and in compliance with underwriting guidelines, or policies issued by carrier are correct and address discrepancies as needed. Process loss runs requests. Confirm need, and work with agent to see if insured is shopping and try to hold on to renewals as needed. Review and process audits. Review and evaluate inspections within established guidelines to ensure accuracy of premium basis exposures. Correspond with agents regarding inspectors' recommendations as necessary. Prepare statements of values as needed. Maintain familiarity with surplus lines tax calculations and state filing requirements. Answer phone calls regarding all aspects of business. Document all conversations and delegate or follow up on work for each inquiry. Assist these customers to correct departments. Maintain confidentiality with discretion and integrity with both internal and external information. Process/issue certificates. Advise agents on fees for additional insureds and special wording. Assist with routing when needed. Perform other duties as assigned. Qualifications: Prior insurance industry experience of 1-3 years or the equivalent Effective verbal and written communication skills Ability to work independently in a fast paced environment Ability to work in a team environment and have an exceptional work ethic Must be extremely detail-oriented and possess critical thinking skills Computer skills, including proficiency in Microsoft Office Basic math knowledge, ability to compute rates, ratios, and percentages Ability to prioritize tasks and ensure that deadlines are met in connection with department goals Proficiency in insurance terminology and the ability to review coverage forms This position is Full time, Monday-Friday, 40 hours per week. The above is a “summary” of qualifications but additional job duties and qualifications may be required. At Chris-Leef General Agency, Inc, we foster an environment of accountability, teamwork and integrity. Our motivated employees have built an impeccable reputation for our firm serving the Excess and Surplus Lines industry. We offer a comprehensive benefits package which includes medical insurance, dental, life/AD&D, long-term disability, short-term disability, vision, accident, cancer and a 401(k)/Profit Sharing plan. Qualified candidates should submit their resumes along with salary requirements. Salary is open and negotiable based upon experience. Job Type: Full-time This is a remote position. Compensation: $18.00 per hour YOUR FUTURE as an Independent Insurance Agent Starts Here If you're looking for a career that offers flexibility, job stability, competitive compensation, and more, then you've come to the right place! Working with an independent agency is a great career choice. Independent insurance agents protect our customers by providing home, auto, business, life and health insurance policies to fit their individual needs. Independent agencies are not bound to offering products from only one insurance company. Instead, we can offer customers a choice of policies from a variety of insurance companies to provide the best protection at a competitive price. The demand for insurance professionals is growing every day! Is this career right for you? This agency is independently owned and operated. Your application will go directly to the agency, and all hiring decisions will be made by the management of this agency. All inquiries about employment at this agency should be made directly to the location, and not to the Kansas Association of Insurance Agents.

At Globe Life, we are committed to empowering our employees with the support and opportunities they need to succeed at every stage of their career. We take pride in fostering a caring and innovative culture that enables us to collectively grow and overcome challenges in a connected, collaborative, and mutually respectful environment that calls us to help Make Tomorrow Better. Role Overview: Could you be our next Sr. Life Insurance Underwriter? Globe Life is actively networking with experienced Sr. Life Insurance Underwriters who are open to new opportunities! In this role, you will be responsible for evaluating life insurance applications, making critical decisions on risk selection, and determining whether to issue standard rates or decline applications. Guided by underwriting standards and written guidelines, you'll implement underwriting policies and procedures to efficiently process new business while also collaborating with other departments. This is a remote / work-from-home position. What You Will Do: Screen life insurance applications, including trial applications, to select risks and determine standard, rate, or reject disposition. Implement underwriting policies and procedures for new business processing and other department processes. Utilize Swiss Re Underwriting manual and internal company notes to implement medical guidelines. Report and interpret MIB codes, as well as evaluate results of oral saliva tests and agent verification calls. Review and assess motor vehicle records (MVRs), prescription histories (Rx), medical records (APSs), and paramedical exams/lab results. Respond to customer inquiries regarding dispositions and evaluate health information received with add-ons, modifications, and reinstatements. Act as the underwriting contact for top-level Agents for information and escalated issues, handling sensitive cases and positive drug screens. Manage aging cases and referrals from other underwriters and screeners. Assist in training underwriters and screeners and support other necessary underwriting areas as directed by department management. What You Can Bring: Some college coursework; Bachelor's degree preferred; will consider 5+ years of life insurance experience in place of a degree. Required certifications: LOMA 280/281, LOMA 290/291; pursuit of FLMI preferred; consideration given to other industry courses. Mandatory certification in LOMA Underwriting (UND) and knowledge of medical terminology. Minimum of 3 years' experience in an Underwriter role or above. Daily application of critical thinking and complex problem-solving skills. Strong verbal and written communication skills. Proficiency in PC skills, including Excel, MS Word, and MS Outlook; familiarity with MS Access is a plus. Applicable To All Employees of Globe Life Family of Companies: Reliable and predictable attendance of your assigned shift. Ability to work full time and/or part time based on the position specifications. How Globe Life Will Support You: Looking to continue your career in an environment that values your contribution and invests in your growth? We've curated a benefits package that helps to ensure that you don't just work, but thrive at Globe Life: Competitive compensation designed to reflect your expertise and contribution. Comprehensive health, dental, and vision insurance plans because your well-being is fundamental to your performance. Robust life insurance benefits and retirement plans, including company-matched 401k and pension plan. Paid holidays and time off to support a healthy work-life balance. Parental leave to help our employees welcome their new additions. Subsidized all-in-one subscriptions to support your fitness, mindfulness, nutrition, and sleep goals. Company-paid counseling for assistance with mental health, stress management, and work-life balance. Continued education reimbursement eligibility and company-paid FLMI and ICA courses to grow your career. Discounted Texas Rangers tickets for a proud visit to Globe Life Field. Opportunity awaits! Invest in your professional legacy, realize your path, and see the direct impact you can make in a workplace that celebrates and harnesses your unique talents and perspectives to their fullest potential. At Globe Life, your voice matters.

As a part of our construction product offerings and portfolio, Liberty Mutual is hiring a Subcontract Default Insurance (SDI) Underwriter to join our team. The SDI Underwriter will work in support of the Underwriting Team in analyzing and managing new and existing SDI accounts of all sizes and complexities, in support of SDI's national strategy. SDI is a growing team within Liberty Mutual Surety. Liberty Mutual Surety, a business unit of Liberty Mutual Insurance, is the world's largest globally Surety, including in the United States. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 18 countries. Responsibilities: Review and analysis of financial, capacity, and operational systems and controls in conjunction with current SDI practices. Help execute the SDI vision and value proposition that recognizes changing business and competitive environment dynamics, key business drivers, and financial elements. Leverage strong United States and Canadian broker relationships to effectively promote and represent Liberty Mutual with customers and at industry events. Support and execute SDI business strategy to successfully propel the product and client segments into a significant, profitable, sustainable, and long-term marketplace leadership position. Develop, leverage, and maintain internal and external stakeholder relationships. Assist with new product development, implementation, and oversight; actively engage with others in the Liberty Mutual suite of construction surety and insurance offerings as well as collaborate with other underwriters, claims, and actuarial teams to share insights and best practices across the organization. Utilizing data, analytics, and technology to improve Underwriting risk selection and portfolio management. Special projects as assigned. Experience in the construction industry is highly preferred! Qualifications Bachelor's Degree in Finance, Construction Management, Accounting, Risk Management and Insurance or business related field typically required. A minimum of 3 years experience preferably in the construction industry. Analytical ability and decision-making skills Demonstrated ability to make and clearly communicate sound recommendations that includes complex analyses, both verbal and written Displays strong interpersonal skills in dealing with internal and external stakeholders, including leading presentations with senior leadership. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.