Underwriter resume examples from 2025
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How to write an underwriter resume
Craft a resume summary statement
A well-written resume summary is basically an elevator pitch. You are summing up your skills and experience in a few sentences to wow recruiters, hiring managers, and decision makers into giving you an interview. Here are some tips to putting your best foot first with your resume summary:
Step 1: Start with your professional title, or the one you aspire to.
Step 2: Detail your years of experience in underwriter-related roles and your industry experience.
Step 3: What are your biggest professional wins? Here is your opportunity to highlight your strongest accomplishments by placing them at the start of your resume.
Step 4: Don't forget, your goal is to summarize your experience. Keep it short and sweet, so it's easy for recruiters to quickly understand why you're a great hire.
These four steps should give you a strong elevator pitch and land you some underwriter interviews.Please upload your resume so Zippia’s job hunt AI can draft a summary statement for you.
List the right project manager skills
Your Skills section is a place to list all relevant skills and abilities. Here is how to make the most of your skills section and make sure you have the right keywords:
- You often need to include the exact keywords from the job description in your resume. Look at the job listing and consider which of the listed skills you have experience with, along with related skills.
- Include as many relevant hard skills and soft skills as possible from the listing.
- Use the most up to date and accurate terms. Don't forget to be specific.
Here are example skills to include in your “Area of Expertise” on an underwriter resume:
- Customer Service
- Investor Guidelines
- Mortgage Loans
- Underwriting Guidelines
- Financial Statements
- FHA
- Credit Decisions
- Underwriting Process
- Financial Analysis
- Excellent Interpersonal
- Strong Analytical
- Income Documentation
- Loan Applications
- Tax Returns
- Excellent Organizational
- Credit Worthiness
- Credit Reports
- Credit Analysis
- Credit Risk
- Origination
- Underwriting Decisions
- Renewal Business
- Due Diligence
- Return Analysis
- Strong Negotiation
- Automated Underwriting
- Insurance Policies
- Fannie MAE
- Loan Packages
- Underwriting Authority
Zippia’s AI can customize your resume for you.
How to structure your work experience
A work experience section is a vital part of your resume because it shows you have the experience to succeed in your next job.
- Put your most recent experience first. Prospective employers care about your most recent accomplishments the most.
- Put the job title, company name, city, and state on the left. Align dates in month and year format on the right-hand side.
- Include only recent, relevant jobs. This means if you're a fairly experienced worker, you might need to leave off that first internship or other positions in favor of highlighting more pertinent positions.
How to write underwriter experience bullet points
Your resume is your chance to show your biggest accomplishments. Don't just list your job responsibilities, instead take the opportunity to show why you're really good at what you do. Here is how you do that:
- Start with strong action verbs like managed, spearheaded, created, etc. Your goal is to show what you did and verbs will help demonstrate your contributions.
- Use numbers to quantify your achievements. Did you save time with a new report? Increase revenue? How large was the team you managed?
- Keep it concise. You're highlighting your achievements. Consider if all details you are sharing are relevant, or can be written more efficiently.
Here are examples from great underwriter resumes:
Work history example #1
Personal Lines Underwriter
State Farm
- Initiated cancellations and non-renewals in accordance with company procedures and state laws to ensure compliance.
- Applied effective oral and written communication in regular dialogue with prospects and customers.
- Trained in handling cancellations, mortgagee requests, added endorsements, additional insured, and all aspects of client business insurance.
- Selected to serve on a multi-state task force for procedural variance recommendations.
- Collaborated with agents to determine which State Farm products best meets their customers' needs and identified multi-line/package opportunities.
Work history example #2
Mortgage Loan Specialist
Wells Fargo
- Proceeded with skip tracing efforts and assisted with locating borrowers who vacated properties or foreclosures.
- Prepared Conventional, FHA and VA loan documents for underwriting.
- Used to determine DTI (Debt to Income) ratios to qualify clients for a specific repayment program.
- Collaborated with peers in the Engagement Committee that helps promote morale within the department.
- Responded to foreclosure inquiries from attorneys and legal staff related to customer's bankruptcy and court proceedings.
Work history example #3
Underwriter
Wells Fargo
- Volunteered to move to the FHA portfolio again to help assist with a backlog of files.
- Trained to underwrite FHA/VA and Jumbo Loans.
- Demonstrated ability to calculate loan to value ratios, utilize market extraction, and derive gross rent multipliers.
- Reviewed VA disclosure items: VA Questionnaire, VA Addendum, Nearest Living Relative and more.
- Provided clients with high levels of service through professionalism and resourcefulness.
Work history example #4
Underwriter
1st United Credit Union
- Evaluated 75% more loan documents than peer teams.
- Processed conforming residential and FHA loans using automated underwriting programs as well as lenders guidelines.
- Reviewed and prepared submissions for the IRB/PB Committee agenda.
- Scheduled the closing of loans with lenders, clients, real estate agents and title companies.
- Tracked underwritten evaluations of medical conditions to maintain consistency.
Zippia’s AI can customize your resume for you.
Add an education section to your resume
The education section should display your highest degree first.
Place your education section appropriately on your resume. If you graduated over 5 years ago, this section should be at the bottom of your resume. If you just graduated and lack relevant work experience, the education section should go to the top.
If you have a bachelor's or master's degree, do not list your high school education. If your graduation year is more than 15-20 years ago, it's better not to include dates in this section.
Here are some examples of good education entries for resumes:
Bachelor's Degree in business
Ashford University, San Diego, CA
2008 - 2011
Highlight your underwriter certifications on your resume
Certifications are a great way to showcase special expertise or niche skills. Some jobs even require certifications to be hired.
Start simple. Include the full name of the certification. It's also good to mention the organization that issued the certification. Next, specify when you obtained the certification.
Here are some of the best certifications to have on underwriter resumes:
- Chartered Property Casualty Underwriter (CPCU)
- Certified Professional, Life and Health Insurance Program (CPLHI)
- Certified Residential Underwriter (CRU)
- International Accredited Business Accountant (IABA)
- Associate in Commercial Underwriting (AU)
- Associate in Insurance Services (AIS)
- Associate in Risk Management (ARM)
- Certified Medical Office Manager (CMOM)
- Registered Professional Liability Underwriter (RPLU)
- Chartered Life Underwriter (CLU)