Underwriter Resume Examples And Tips

The average resume reviewer spends between 5 to 7 seconds looking at a single resume, which leaves the average job applicant with roughly six seconds to make a killer first impression. Thanks to this, a single typo or error on your resume can disqualify you right out of the gate.

At Zippia, we went through over 29,899 Underwriter resumes and compiled some information about how best to optimize them. Here are some suggestions based on what we found, divided by the individual sections of the resume itself.

Five Key Resume Tips For Landing An Underwriter Job:

1.
Relevant Experience
Make sure that the jobs, experience, and accolades that you do include are relevant to the position you’re applying for.
2.
The Right Skills
This is a great time to run wild with those keywords found in the job description. If they’re looking for someone with Loan Portfolio, be sure to list it as a skill.
3.
Quantifiable Achievements
Achievements and awards relevant to the position speak louder than a high GPA, especially if you can quantify your achievement with a number.
4.
Your Unique Qualities
Recruiters and hiring managers are looking at hundreds of resumes. Let yours stand out, and try not to sound too boring.
5.
Strong Content
If you’ve had a lot of jobs, this shouldn’t necessarily be a list of all of them. This is a document designed to market you to a potential employer, so choose the strongest content.

How To Write An Underwriter Resume

1
Contact Information
Name
First things first — employers only spend about six seconds looking at resumes before they decide to keep them or throw them away, so you should definitely let them know whose it is.
Address
Commute and relocation are things that employers take into consideration when sifting through candidates, so provide your current address in your resume header so that employers have an idea of where you are in relation to their office.
LinkedIn Profile
If you feel that a link to your social media profile could further your standing as a candidate, go ahead and include it. This doesn’t mean you should throw in a link to your hilarious Twitter profile, but instead provide your LinkedIn profile.
2
Professional Summary (Objective)
Career objective statements are one of the most overlooked pieces of otherwise stellar resumes. It’s not that every Underwriter CV out there needs one — it’s just that the ones that really do need them typically never think to include them.
The goal of this section is simple: to summarize the resume in a few short sentences. Through your resume summary you enable employers to quickly learn whether you are a good match for the job. Here are a few things to keep in mind when writing a professional summary:
Keep it short: it should be 4 sentences max
Highlight your most impressive skills or achievements
3
Skills

Not sure which skills are really important?

3 Big Tips For Listing Skills On Your Resume
Make sure to only include your hard skills on your resume. In addition, include the most in-demand underwriter skills. Below we have listed the top skills for an underwriter : The more keywords your resume can “match,” the more likely it is that your resume will be selected for review by human eyes.
Top Skills for an Underwriter
Here are a few key points of to keep in mind while writing your skills section:
Include between 6 to 12 skills
Make sure to only include hard skills
Highlight your most impressive skills or achievements
4
Experience
The work experience section of a resume is all about highlighting the achievements that an employer would want to see. Here are some examples from different Underwriters:

Example # 1

Underwriting Associate

American International Group
  • Insure that all policies, endorsements and cancellations are process within a timely manner.
  • Process policy change for BOR's and cancellations.
  • Worked in conjunction with Underwriters servicing Environmental accounts in the AIG Multinational Casualty Division.
  • Processed commercial notice of cancellations and contract status inquiries using AIWCS application Maintain incoming / outgoing mail and files.
  • Utilized eWorldSource and OMEGA systems and supported the coordination and delivery of overseas admitted insurance policies throughout the AIG global network.

Example # 2

Underwriter

State Farm
  • Evaluated medical history, lab work, and consumer reports on applications to classify risk and determine premium.
  • Underwrite homeowners insurance, evaluate price to risk.
  • Provided support to both State Farm Agents as well as external clients along with Medical Underwriting on all policies.
  • Acted as liaison between in house underwriters and agents.
  • Act as advisor for agents and agent office personnel on company and industry policies.

Example # 3

Mortgage Service Specialist (Part-Time)

Springleaf Financial Holdings
  • Prepared and reviewed financial spreadsheets using MS Excel, Score and LPS Desktop.
  • Completed all appropriate documentation associated with REO sale or foreclosure.
  • Worked directly with the Short Sale and Deed in Lieu departments to ensure customer's needs were met.
  • Reviewed and researched over 6,000 mortgages monthly for foreclosure referrals, requiring pragmatic decision making and judgment.
  • Assisted with training and coaching of associates to provide a better understanding of processes and procedures within the Foreclosure environment.

Example # 4

Junior Underwriter

PHH
  • Learned FNMA requirements as well as Charles Schwab Bank regulations for underwriting first mortgage loans.
  • Reviewed HUD-1 Settlement Statement prior to disbursement of funds.
  • Update Automated Underwriting System (AUS) per new information received, assess results and generate necessary loan conditions using DU.
  • Prepared detailed write-up to support underwriting findings Approved conforming and jumbo loans in accordance with credit policy and credit culture.
  • Recruited to initiate training & development for federally sanctioned HAMP Program.

Show More
We compared 29,899 sample underwriter resumes with job offers and found that the average years of experience required for an underwriter job required by employers is 3.0 years.
How much work experience do employers want to see?
The average underwriter job listing asks for 3.0 years of work experience.
How much work experience does the average underwriter candidate have?
The average underwriter resume contains 6.0 years of work experience.
Write your work experience section in a way that embraces your underwriter skills. Sounds easier said than done? Take a look at how other people have done it. Below are real examples from underwriter resumes that people have included in their work experience section to demonstrate their knowledge of key skills:
5
Education
As an underwriter, you may be curious how your education stacks up against other applicants. As long as you have a bachelor's degree, you're in the majority. Our research showed that most Underwriters have a 4-year degree as the highest education level.
Overwhelmingly, those applying to underwriter positions majored in Business. Some of the other common majors that appear on underwriter resumes include Finance, Accounting, and Management.
Majors
Finance11.2%
Show More
As shown above, the Education section can be very brief. However make sure to include the following:
The name of the school you attended
The year you attended
Your major
Your GPA
The level of education you attained

Underwriter Salary

Did your resume land you an interview? Be prepared to talk salary.

How To Answer "What Are Your Salary Requirements"

When you are ready to send your resume to employers, it's important to be aware of the current market conditions for Underwriters. Salary can vary based on factors such as location, company, and industry. Check out our detailed salary information for Underwriters to learn more.

Average Employee Salary
$64,000
$41,000
Min 10%
$64,000
Median 50%
$98,000
Max 90%
Updated May 19, 2020