LIHTC Underwriter
Remote job
Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $80.9 billion and created 1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands - all to make home and community places of pride, power and belonging.
Join us at enterprisecommunity.org
Working at Enterprise
At Enterprise, you'll be part of a diverse, committed team making a difference every day. You will collaborate with some of the smartest minds and biggest hearts in our field. You'll be empowered to drive systems change and take bold steps to advance racial equity. And you will find a career home where you're valued and supported in your growth journey.
Enterprise offers career opportunities in our offices across the country with an exceptional benefits package.
Summary
Enterprise Community Investment is seeking an experienced individual with affordable housing and/or LIHTC experience to underwrite low-income housing tax credit investments. Extensive knowledge of LIHTC (Low Income Housing Tax Credits) along with strong financial analysis skill is required.
Job Description
Responsibilities:
Underwrite tax credit investments as assigned including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval and investor review including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment.
Under the direction of the originator and director of underwriting, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities.
Provide regular communication to originator and director of underwriting regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist.
Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator or director of underwriting) and help to complete and organize closed deal files for transition to Asset Management.
Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business).
Participate in and contribute to group meetings and discussions.
Performs other duties as assigned.
Qualifications:
Bachelor's degree in Business, Accounting or Finance, or related field required. Master's degree preferred.
3-5+ years' experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs
Extensive knowledge of LIHTC and strong financial analysis skill is required.
Experience in closing real estate transactions highly preferred.
Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines.
Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus.
Strong writing /editing skills needed to produce correspondence and reports.
Demonstrated verbal communication and interpersonal skills to represent company to all parties.
Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations.
Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines.
Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills.
Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member.
Ability to maintain big picture focus while attending to detailed work and providing thorough documentation.
Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines.
Ability to work evening and weekend hours during peak periods.
Total Rewards at Enterprise:
You will be working with a group of talented professionals who are motivated by serving the community and addressing the need for affordable housing.
Enterprise offers a comprehensive total rewards package for you and your family.
The base salary for this role is $116,000 to $130,000, depending on level of skills and experience.
The salary range for this position is represented by the low and high end of the range for the amount to be paid for the position. Salaries paid at Enterprise will vary based on factors that may include skills, education, location, experience, and performance. The salary range is just a part of the total rewards package provided to employees at Enterprise, and other rewards may include annual performance bonuses and generous paid leave programs.
At Enterprise, our benefits form a major component of our total rewards package. Benefits include dental, health, and vision care plans, as well as family-building benefits, such as adoption and surrogacy support. Enterprise allows flexible work arrangements to promote a better work-life balance. We offer health advocacy, EAP, and mental health benefits. We round out our total rewards package by offering financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions. Finally, you will have learning and development opportunities, including tuition reimbursement for job-related courses and certifications. Thank you for your interest in joining the Enterprise team in our effort and commitment to serve others.
#LI-JW1 #ID
Auto-ApplyRemote Field Underwriter - 100% Commission (TSG-262008)
Remote job
Job DescriptionAbout The Strickland Group The Strickland Group is a family-driven, vision-first insurance and financial services agency backed by a major national carrier. We combine modern technology, AI-assisted systems, and real human connection to change how families protect their futures.
Our mission is simple: serve people and leave them better than we found them.
Why this role is different This isn't a corporate seat - it's a pathway to ownership.
You're building your own book of business with the support, training, and infrastructure of a proven organization.
We specialize in life insurance, mortgage protection, final expense, and retirement solutions, helping middle-America families create generational wealth.
What you'll do - Call and connect with warm leads who have requested information.
- Conduct virtual or in-person appointments to understand clients' goals.
- Present tailored insurance and financial protection solutions.
- Submit applications, follow up with carriers, and serve clients long-term.
What we provide - Remote, flexible schedule (full-time or part-time).
- Commission-only structure with uncapped earning potential.
- World-class training, mentorship, and personal development culture.
- Clear path to build and grow your own agency if desired.
Who this is for - Self-motivated, coachable individuals with strong integrity.
- People who want more time, freedom, and income than a traditional W-2 job.
- Those who are serious about personal growth and breaking generational poverty.
Compensation is 100% commission with scalable income based on activity, skill, and leadership development.
Real Estate Underwriter
Remote job
Internal Job Title: Real Estate Loan Underwriter Type of Employment: Full Time Desired No. of Hours per Week: 40 Job Level: Mid-Senior Level Who We Are
Our client is a private lending firm based in Carlsbad, CA, specializing in fast and flexible financing solutions for real-estate developers and entrepreneurs across the western United States. They take pride in cutting through red tape and structuring deals that traditional banks can't, thanks to their agility and deep expertise in commercial and construction lending. This is a chance to join a dynamic team that helps bring real projects to life and drives lasting impact in the industry.
Who You Are
We are seeking a leader with an entrepreneurial spirit to help evaluate private and hard money loans involving commercial properties, construction projects, bridge financing, site development, and real estate acquisitions.
What You'll Do
Assess and underwrite commercial loan requests including land entitlement, site development, construction budgets, and construction schedules
Identify risks and recommend clear mitigants
Coordinate with third parties during the closing process• Analyze market and property data and monitor market trends
Build and review loan budget summaries
Review property reports including appraisals, environmental reports, land use documents, title reports, loan documents, and construction materials
Review borrower documents including financials, tax returns, credit information, and business background
Communicate with borrowers and brokers to gather information and ask open ended questions that uncover risks not shown in documents
Compare multiple data sources to validate assumptions
Prepare concise credit memos and present underwriting conclusions to leadership
Provide guidance on LTV, LTC, rates, fees, reserves, and loan controls
Review draw requests for construction projects and support active loan monitoring
Suggest improvements to underwriting templates, workflows, and due diligence processes
Represent the firm with professionalism and support strong working relationships
What We're Looking For
Five to ten years of experience in real estate, lending, investing, underwriting, acquisitions, dispositions, commercial construction, land use, or real estate finance
Strong financial analysis skills with excellent critical thinking and problem solving ability
Ability to work in a fast moving environment with firm deadlines while maintaining professionalism
Proficiency in Excel, Zoho CRM, and the Microsoft suite
Knowledge of real estate financing, acquisition, investing, and development
Understanding of submarkets, zoning, pro formas, construction terminology, and development cycles
Familiarity with debt and equity structures
Experience with collateral risk evaluation and related legal concepts
Strong verbal and written communication
Tools
Zoho One Suite: CRM, Projects, Flow
Microsoft 365: Excel, Teams, SharePoint
File Management: Dropbox, title and escrow portals
Internal Checklists and Trackers
What We Offer:
Free HMO Coverage: Premium healthcare access at no cost
Work From Home: Fully remote setup with local support
Generous Paid Time Off: Start with 18 paid leaves annually
U.S. Holiday Observance: Enjoy U.S. holidays off
Professional Environment: Join a supportive, growth-oriented global team
Underwriter, Management Liability - MSI
Remote job
Why MSI? MSI Management Liability is a boutique MGA powered by MSI, dedicated to providing best-in-class management liability insurance solutions. We're committed to simplifying the insurance process and delivering exceptional service and support, empowering our clients to effectively protect their assets.
MSI is seeking a talented and driven Underwriter to manage and underwrite management liability policies (D&O, EPL, FID) for private and non-profit clients. If you're an analytical thinker with a keen eye for detail, and you thrive in a fast-paced environment where you can make a significant impact, this is the perfect opportunity.
You will report directly to the Underwriting Team Lead and will learn and apply MSI's underwriting philosophy and process to your own book of business. The role will require you to make critical underwriting decisions and articulate your analysis and approach to the Underwriting Team Lead. As an Underwriter at MSI, you'll be a key contributor to our team, directly impacting our growth and the success of our clients. You'll have the opportunity to control your own book of business, learn, grow, and shape the future of our management liability offerings.
Responsibilities include:
Making strategic, sound underwriting decisions
Managing a book of business
Clearly and effectively communicating with brokers and team members
Maintaining a high level of service and product knowledge to sell the benefits of our policies
Build and leverage professional relationships to grow your book of business
About you:
3-5 years of experience and a proven track record of being a high-level underwriter
Experience with D&O insurance (private or public)
Strong communication and organizational skills
Detail-oriented
Strong knowledge of the insurance industry
Desire to network and grow the business
Strong work ethic and adaptability
What we offer:
Competitive compensation package
Massive scalability and growth opportunities
Incomparable company culture
Flexible WFH/Remote policy
#LI-BM1
#LI-REMOTE
IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons.
Click here for some insight into our culture!
The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.
Auto-ApplyQC Underwriter (Remote Position)
Remote job
QC Mortgage Underwriter (Remote)
Agility 360 is looking for qualified and experienced Underwriters for our client. The underwriter will ensure that the assets reviewed meet all applicable investor guidelines, through complete knowledge of requirements and regulations which they will be held accountable for quality and accuracy of decisions.
Job Duties
Decisions full range of mortgage loans, preferably including FHA loans
Review all mortgage applications and documentation for accuracy and completeness
Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues
Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials
Approve or deny mortgages on a timely basis
Ensure the quality and accuracy of each loan
Perform other related duties as required and assigned
Demonstrate behaviors which are aligned with the organization's desired culture and values
Knowledge Areas
Need to have a thorough understanding and experience in:
Experience with underwriting to multiple lender guidelines and requirements
Knowledge of Fannie Mae/DU and Freddie Mac guidelines and automated underwriting systems
Critically examine credit, income and asset documents and review title policy and appraisals
Requirements
Min 3 years of mortgage underwriting experience required
Solid knowledge of mortgage underwriting and basic automated underwriting systems.
Demonstrated computer skills, including proficiency with basic automated underwriting systems
Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act
Knowledge of state and federal agency mortgage loan guidelines and regulations helpful
Organized and detail-oriented
Ability to effectively prioritize workload and meet deadlines
Ability to maintain the confidentiality of sensitive information
Strong communication skills, both verbal and written
Position Details
Location: Remote
Job Type: Contract
Pay: $35.00 - $38.00 per hour
<< Compensation level is based on years experience and qualifications related to the position >>
Distributed Retail - Underwriter (Remote)
Remote job
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
About NEO Home Loans
NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence.
The Mortgage Underwriter is responsible for evaluating and assessing loan applications to determine borrower creditworthiness and compliance with company and investor guidelines. This role involves detailed analysis of financial documents, credit reports, and property appraisals to ensure sound lending decisions and mitigate risk.Essential Job Duties and Responsibilities
Review and analyze mortgage loan applications for completeness, accuracy, and compliance with underwriting standards (e.g., Fannie Mae, Freddie Mac, FHA, VA, and company-specific guidelines).
Evaluate borrower income, assets, credit history, and collateral to determine loan eligibility.
Review supporting documentation including tax returns, W-2s, pay stubs, bank statements, and credit reports.
Ensure all loans meet internal and regulatory requirements (e.g., RESPA, TILA, HMDA).
Issue conditional approvals, suspensions, or denials with clear, detailed explanations.
Collaborate with loan officers, processors, and closers to obtain required documentation and resolve issues.
Maintain knowledge of current underwriting guidelines, mortgage products, and investor requirements.
Manage a pipeline of loans efficiently to meet service level agreements and closing deadlines.
Participate in ongoing training and audits to ensure compliance and accuracy.
Non-Essential Job Duties and Responsibilities
Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions.
Promotes interdepartmental communication and culture.
Lead, develop and motivate the team across all locations and operational functions.
Continued focus to ensure all families (Internal and External) are receiving the best possible service
Qualifications and Skills
2-5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo).
DE/SAR/LAPP certification preferred for government loan programs.
Strong analytical and decision-making skills with attention to detail.
Excellent written and verbal communication abilities.
Ability to work independently in a fast-paced environment with strict deadlines.
Company Benefits
Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings:
- Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Auto-ApplyCasualty Underwriter
Remote job
Does it ever feel like you're underwriting with one hand tied behind your back? Tired of the struggles and inefficiencies associated with legacy systems and processes? Spending too much of your time and energy navigating corporate politics? All leaving your efforts to innovate and deliver underwriting excellence languishing?
At Ledgebrook, we believe a career in underwriting can be so much more. You bring the passion and entrepreneurial spirit; we'll provide the platform to unleash the very best of your talents and skills. Together, we'll celebrate and reward success! Are you intrigued? Then read on and apply now to advance your career at Ledgebrook.
Ledgebrook is seeking experienced Casualty Underwriters, for both General Liability and Unsupported Excess lines, to join our growing team whose mission is focused on building a profitable book of casualty business. Ledgebrook's vision is to deliver market relevant solutions to our key wholesale trading partners in a more frictionless environment that places an emphasis on efficiencies and quality to meet or exceed our broker's overall needs in a risk differentiated manner. If you possess an entrepreneurial passion that includes a proven track history of delivering underwriting excellence and are seeking an opportunity to break out of the traditional insurance company mold, we're looking for you!
As a member of the Ledgebrook Casualty team, you will regularly interact with our wholesale trading partners over the phone, virtually and in-person to drive in-appetite submission flow and convert on the best opportunities quoted. We are looking for disciplined underwriting candidates that possess a strong overall E&S casualty background with experience across multiple industry segments, i.e. manufacturing, distributors, construction, real estate, retail, mercantile, habitational and hospitality.
We are flexible with both a candidate's experience level and physical work location. The actual position title (Underwriter, Senior UW, Executive UW, etc.) and role (Individual Contributor, Team Lead, etc.) will be dependent on a candidate's specific experience and qualifications. We currently operate in a fully remote work environment, so we're more focused on your experience and cultural fit than where you physically sit!
As a future Ledgebrook Casualty Underwriter, your experience and qualifications must include:
5+ years experience as a Casualty underwriter
Experience working with admitted and non-admitted paper
Ability to work as a team player or independently in a fast-paced work environment
Ability to underwrite new business and renewal policies for Casualty
Deep wholesale broker trading relationships
Effective communication skills to articulate the Ledgebrook appetite and value proposition to develop and advance wholesale broker relationships
Understanding of pricing and risk selection criteria to achieve profitable loss ratios
Advanced understanding of data analysis and execution of portfolio management objectives
Innovative problem solving and solutioning skills
Responsive, customer service focused mindset and behaviors
Intellectual curiosity and comfort in dealing with the concept of a blank sheet of paper
Ability to make timely decisions with appropriate information and consultation
A strong entrepreneurial drive and desire to build and win together as a high performing team
Ability to travel independently to meet with assigned brokers or with the broader Ledgebrook team to participate in industry conference or events
Important - only for candidates applying from the U.S.:
Please note: This position is open only to candidates who are authorized to work in the United States without the need for current or future employer-sponsored work authorization. We are unable to offer visa sponsorship at this time.
Competitive salary and meaningful equity ownership
Health Insurance - 100% employer-paid option available
Additional benefits available include 401k plan, dental, vision & other options
Remote work, flexible hours
Unlimited time off policy
Ownership, autonomy, purpose
Underwriter III
Remote job
Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation.
Primary Function
The Underwriter III is responsible for responding to internal and external customers on questions regarding loans underwritten by the company. This position will underwrite loans in a timely manner for completeness and compliance with company guidelines, polices, and procedures. This position will also provide training, guidance, and support for all team members
Direct Reports: ☐ Yes ☒ No
If yes, list what positions report into the role. Examples below.
N/A
Principal Duties:
List of required duties below. Distinguish on-site duties with an *. Examples below.
Review, analyze and make final determination on loan submissions using manual underwriting guidelines as well as validating recommendations.
Underwrite loans as determined by lending authority set by management.
Work with Lending Teams to identify potential solutions/alternatives for difficult/denied loan files.
Communicate with internal and external clients on inquiries on loans underwritten by Vendors.
Research and respond to team lead on loans requiring additional escalation and review and ability to summarize issues, concerns, and recommendations.
Proactively addresses underwriting submission deficiencies.
Provide back-up support to Team Leader as necessary to ensure efficient operations and smooth and timely flow of work.
Review and maintain guidelines to stay up to date with all requirements.
Maintain department resource library to maintain reference material.
Review of audit files for Quality/Funding issues to determine compliance and acceptance of loan.
Assist in correction of delivery violations and government ensuring deficiencies on specific files as required.
Analyze Trust agreements as needed.
Participate in the orientation of new personnel to ensure consistency.
Provide technical support for systems as necessary.
Performs related duties as assigned by supervisor.
*These essential functions are fundamental to the role, and must be performed on-site, as they cannot physically be performed remotely. In addition, the Company has determined that an in-person presence is important to critical components of our work, including oversight, training, collaboration, and productivity. Items not marked (*) as essential on-site, may still require partial on-site work to perform the role satisfactorily.
Education and Experience
Required education and experience. Examples below.
High School Diploma or equivalent required; 4-year college degree preferred.
Minimum of three- five (3-5) years underwriting experience with conforming and non-conforming loans required.
Minimum six (6) years of mortgage banking required, including Jumbo Loans and/or Government Products.
Knowledge, Skills, and Abilities
Required knowledge, skills, and ability. Examples below.
FHA and/or VA Designations Required
Ability to differentiate between first and second mortgage underwriting.
Ability to handle secure and private information.
Technical experience necessary: Windows, Excel, Word, PowerPoint, Underwriting software and systems.
Ability to stay current with the business environment within third party lending.
Excellent customer service skills and analytical skills.
Excellent verbal and written communication skills.
Ability to work independently and adapt to a constantly changing environment.
Ability to be a creative and innovative problem solver.
Additional Information:
While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.
All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement.
Company Benefits:
Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them!
Medical, dental, and vision insurance
Health Savings Account with employer contribution
401(k) Retirement plan with employer match
Paid Maternity Leave/Parental Bonding Leave
Pet insurance
Adoption Assistance
Tuition reimbursement
Employee Loan Program
The Newrez Employee Emergency and Disaster Fund is a new program to support our team members
Newrez NOW:
Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
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Auto-ApplyRemote DE FHA Underwriter
Remote job
Full-time Description
Ruoff Mortgage is hiring an experienced DE FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented professional with at least 3 years of mortgage underwriting experience and a current DE certification, we want to hear from you! You'll be responsible for reviewing both government and conventional mortgage loan applications to ensure compliance, creditworthiness, and investor eligibility. This is a key role in supporting fast, accurate closings.
Essential Responsibilities
Underwrite FHA, VA, and conventional mortgage loans
Ensure loans meet company, investor, and agency guidelines
Analyze full credit packages and verify loan quality
Recommend decisions on loans exceeding authority levels
Support processors and correspondents with guideline interpretation
Respond to post-closing audits and quality control reviews
Assist with training of new underwriters when needed
Maintain a professional image and standard consistent with company policies and procedures
Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation
Perform other tasks as requested
Knowledge, Skills and Abilities
Strong verbal and written communication skills, with the ability to interpret legal documents and explain details to both technical and non-technical staff
Excellent organizational skills with the ability to manage multiple files and priorities simultaneously while maintaining accuracy
Proficient in identifying and resolving discrepancies, understanding relevant lending laws and regulations, and performing accurate financial calculations
Tech-savvy and able to quickly learn and adapt to new systems and underwriting tools
Critical thinker with sound judgment and decision-making ability under deadlines
Self-motivated, goal-oriented, and committed to delivering high-quality work
Detail-oriented with strong recordkeeping and document retrieval skills
Experience and Training
3+ years of mortgage underwriting experience - Required
DE/FHA Certification - Required
SAR designation - Preferred
Deep knowledge of FHA/VA/agency underwriting guidelines
High attention to detail and quality control
Proficient in Microsoft Office (Word, Excel, Outlook)
Bachelor's degree preferred (HS diploma required)
Requirements
Physical Demands and Work Environment
Physical Demands:
This is a remote, primarily sedentary position that involves extended periods of computer use and screen time (50% or more)
Occasional movement such as walking, reaching, or light lifting (up to 15 lbs) may be required
Clear and effective verbal and written communication is essential, especially via phone, video calls, and messaging platforms
Regular, reliable attendance during standard business hours (8am-5pm EST) is required
Work Environment:
Fully remote position - work from a dedicated home office environment
Must have access to reliable internet and a quiet, professional space suitable for handling sensitive information
Daily use of standard remote office technology, including a computer, phone, and secure digital systems
Why Choose a Career at Ruoff Mortgage?
At Ruoff Mortgage, we believe that where you work, and how you feel about your work, matters. That's why we're committed to providing the tools, support, and environment you need to thrive. When you join our team, you're not just taking a job, you're building a career with a company that values your expertise, encourages growth, and treats people like people.
We're proud to offer a collaborative, team-oriented culture alongside meaningful work that helps individuals and families achieve homeownership.
What You'll Get: Ruoff Strong Total Rewards
Our comprehensive benefits package is designed to support your personal well-being and professional success:
Health & Wellness: Medical, dental, and vision plans to keep you and your family covered
Retirement Savings: 401(k) with company match to help you plan for the future
Time Off: Paid vacation, holidays, and personal time for a healthy work-life balance
Career Growth: Access to training, education, and advancement opportunities
Employee Assistance Program (EAP): Free, confidential support for personal or professional challenges
Additional Information:
Ruoff Mortgage is an equal opportunity employer committed to fostering a diverse and inclusive workplace. We consider applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other protected characteristic under law.
We provide reasonable accommodations to qualified individuals with disabilities throughout the hiring process. If you need assistance or accommodation, please contact us.
Employment with Ruoff Mortgage is “at-will,” meaning either the employee or the company may end the employment relationship at any time, with or without cause or notice.
This job description is intended to describe the general nature and level of work performed and is not a contract or guarantee of employment. Duties may be modified based on business needs.
This is a remote position with working hours of 8am-5pm EST.
The pay range for this position is $70,000 to $80,000 base salary, plus production bonuses. This range represents the minimum and maximum pay we anticipate offering. Actual pay will be based on qualifications, experience, and business needs.
Applicants have the right to inquire about the actual pay offered for the position. We also offer a comprehensive benefits package, including health insurance, 401(k) plan, and paid time off.
Only candidates selected for an interview will be contacted.
Salary Description $70,000-$80,000/year, plus production bonuses
Loss Mitigation, Underwriter l
Remote job
Come join our amazing team and work remote from home!
The Loss Mitigation Underwriter l will be responsible for underwriting Loan Modifications applications in accordance with Treasury, Company and Investor guidelines while following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter I level is the entry level role in the job family and generally handles the least complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $24.00 - $26.00 per hour.
What you'll do:
Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines.
Conduct Verification of Income (VOI).
Calculate customer's front and back-end debt to income ratio.
Verify occupancy, hardship and income.
Apply payment waterfall to determine workout eligibility (repayment plan, forbearance, modification or liquidation options).
If applicable, identify the type(s) and amounts of liquid assets the borrower holds.
Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.).
Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines.
Document final decision and update system of record.
What you'll need:
High school diploma or equivalent required.
1 to 2 years of underwriting background or servicing/loss mitigation experience
Our Company:
Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: ***************************
What We Offer:
Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
Customized training programs to help you advance your career.
Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!).
Educational Reimbursement.
Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
#Carrington
#LI-GV1
Auto-ApplyRisk Underwriter
Remote job
Job Title: Remote Risk Underwriter
Hourly Pay: $35 $40/hour
We are looking for an experienced Risk Underwriter to join our remote team. In this role, you will assess and manage the risks associated with loan applications, insurance policies, and financial transactions. If you have expertise in risk evaluation, financial analysis, and underwriting, this is an excellent opportunity to apply your skills in a flexible, remote work environment.
Key Responsibilities:
Evaluate and assess risk factors for loan, insurance, or financial product applications
Analyze applicant data, credit reports, and financial statements to determine potential exposure
Use risk management tools and methodologies to assess transaction risks
Approve, deny, or recommend modifications to applications based on risk evaluation
Collaborate with risk and underwriting teams to ensure consistency with company policies
Deliver risk assessments and strategic recommendations to senior leadership
Ensure compliance with regulatory requirements and internal underwriting standards
Qualifications:
Proven experience as a Risk Underwriter or in a similar risk management/underwriting role
Strong understanding of credit assessment, financial analysis, and risk modeling
Proficiency in risk management systems, underwriting platforms, and analytical tools
Excellent judgment, problem-solving, and decision-making capabilities
Ability to work independently and manage complex assessments in a remote environment
Reliable internet connection and a quiet, dedicated workspace
Perks & Benefits:
100% remote work flexibility
Competitive hourly pay: $35 - $40
Paid training and ongoing professional development
Flexible working hours, including evening and weekend options
Career growth opportunities in risk management and financial underwriting
A collaborative, supportive team environment
Cyber Underwriter (VP) - Fully Remote / WeWork
Remote job
The cyber insurance experts at Measured protect businesses using AI-driven analytics to mitigate risk with constant vigilance.
Our Mission: To provide cyber insurance and technology risk solutions that make businesses more secure
Measured Analytics and Insurance is a U.S.-based cyber insurance provider that utilizes proprietary, AI-rich data analytics and national security grade threat intelligence to deliver smarter cyber insurance products. The combination of flexible cyber underwriting solutions, data-driven insights and strategic partnerships with leading cybersecurity companies makes Measured the cyber risk solutions provider of choice.
Job Description
Production. Achieve your individual premium and productions targets which include:
Management and underwriting of your renewal book, achieving a target renewal retention ratio and servicing your renewals throughout the year.
New business premium goals, quote and workflow management targets.
Marketing & Relationship Development - In this role you will be responsible for proactively fostering and developing positive relationships with key customers.
Maintain profitability with appropriate risk selection, analysis and service of accounts based on Measured guidelines
Unparalleled customer service
Qualifications
4-year BA/BS
Cyber Insurance experience with at least 4+ years of underwriting experience.
Technical expertise and product knowledge in Cyber and Commercial Insurance
Demonstrated ability to develop new renewable Cyber business profitably over a significant period of time
Additional Information
Independent and self-motivated
Articulate and analytical
Detail-oriented and results-driven
Creative solution driven problem solver
Strong interpersonal skills and a collaborative team player
Strong organizational skills and the ability to manage/prioritize effectively in a fast-paced environment
We offer:
Market leading competitive salary packages including comprehensive Benefits
Fully remote working
Customized, cutting-edge technology and processes
Early round equity
Professional growth and continual learning opportunities
(Actual) Unlimited PTO
All your information will be kept confidential according to EEO guidelines.
Homegrown Program Grant Underwriter
Remote job
NOTICE This position is funded through the HomeGrown Grant Program for a defined term of 1-3 years. While NHS intends for the role to remain active for the duration of the grant, employment with NHS is strictly at-will. Continued employment is contingent upon ongoing grant funding.
BASIC JOB FUNCTION
The Program Grant Underwriter is responsible for evaluating and determining eligibility for the HomeGrown Purchase Assistance Grant Program. This role conducts comprehensive application reviews, analyzes supporting documentation, verifies program compliance, and issues grant approval or denial decisions. The Underwriter ensures that each applicant meets all City of Chicago Department of Housing requirements and provides clear communication throughout the application lifecycle. In addition, the Underwriter monitors the grant from application through closing and remains responsible for compliance tracking during the five-year recapture
period.
PRINCIPAL JOB DUTIES & RESPONSIBILITIES
Application Intake & Documentation Review
Request, collect, and review all required application documentation from prospective homebuyers, ensuring completeness and accuracy.
Verify eligibility based on income, household composition, property characteristics, and other HomeGrown program criteria.
Identify missing or unclear information and follow up with applicants promptly to obtain clarifications or additional documentation.
Application Communication & Case Management
Serve as the primary point of contact for prospective homebuyers throughout the underwriting review.
Communicate status updates, application issues, and final determinations in a clear and timely manner.
Provide guidance to applicants regarding documentation requirements and next steps.
Underwriting & Eligibility Determination
Analyze applicant documentation, including income verification, mortgage details, homebuyer education certificates, property information, and credit considerations.
Assess applications using established underwriting standards, program rules, and City of Chicago.
Issue formal grant approval or denial letters in accordance with eligibility outcomes.
Team Leadership & Workflow Oversight
Establish and manage an application review team, ensuring consistency, accuracy, and compliance in all underwriting decisions.
Provide training, support, and quality control for team members involved in application intake and review.
Collaborate with Program Administration and other internal teams to maintain coordinated program operations.
Grant Monitoring & Compliance Oversight
Monitor the status of approved grants through the mortgage loan closing process.
Ensure all required documentation is collected and properly recorded before closing.
Track grant compliance during the five-year recapture period, documenting changes in occupancy status, property transfers, or other triggering events.
COMPENSATION & BENEFITS:
$25/hour
Health, dental, vision insurance
Paid time off
We also offer a team spirit, which strives for excellence in customer service.
POSITION QUALIFICATIONS
Education
Bachelor's degree in finance, business, public administration, urban planning, or related field preferred.
Experience
Minimum of 3-5 years of underwriting, lending, housing program administration, or grant eligibility determination experience.
Desired Skills
Experience with income verification, mortgage documentation, or affordable housing programs strongly preferred.
Familiarity with HUD requirements, down payment assistance programs, or government-funded housing initiatives is a plus.
Strong analytical and decision-making skills, with the ability to interpret financial and eligibility documentation.
High attention to detail and accuracy in reviewing sensitive documentation.
Ability to manage deadlines and coordinate multiple applications simultaneously.
Demonstrated cultural competence and ability to work with diverse populations.
Technology: Proficiency with Microsoft Office Suite, database systems, and digital documentation management.
COMPENTENCIES
To succeed in this role, an individual must demonstrate the following competencies:
Strong commitment to equity, confidentiality, and high-quality service to diverse applicants.
Customer/Client Focus
Excellent communication skills, both written and verbal.
Problem-Solving
Time Management
Adaptability
Collaboration & Teamwork
PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is:
Regularly required to talk or hear.
Frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms.
The employee may occasionally lift and/or move up to 25 pounds.
WORK ENVIRONMENT
This position involves a combination of office-based work, virtual communication, and occasionally community-based engagement. Some evening or weekend availability may be required for special events or outreach activities. May include periodic meetings with partner agencies, lending institutions, or program staff.
REMOTE WORK POLICY
The HomeGrown Program staff are required to work full-time in the office. Remote work arrangements are not available for this position. Employees must be present in-office for all scheduled workdays and attend meetings as needed.
NHS' COMMITMENT TO DIVERSITY, RACIAL EQUITY, AND INCLUSION
Neighborhood Housing Services of Chicago (NHS) is deeply committed to building and sustaining a diverse, equitable, and inclusive organization that reflects the communities we serve. We believe that diversity of backgrounds, perspectives, and experiences strengthens our work and advances our mission. NHS provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, age, disability, veteran status, genetic information, or any other characteristic protected by federal, state, or local law.
Condo Underwriter
Remote job
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Condo Underwriter is responsible for reviewing documentation for all new and existing condominium and cooperative projects to ensure compliance with internal policies and procedures, as well as the requirements of Fannie Mae, Freddie Mac, FHA and VA.
This position primarily operates within Pacific Time zone working hours to support the West Coast region.
Job Responsibilities:
Ensure condominium and cooperative projects are underwritten accurately and in a timely manner.
Maintain approved and declined condominium and cooperative projects lists and manage expiration dates.
Manage lender concentration.
Maintain condominium and cooperative projects documentation and requirements as dictated by the agencies and investors.
Retain and manage project files.
Ensure cooperatives meet Fannie Mae and Freddie Mac guidelines.
Ensure condominiums meet Fannie Mae, Freddie Mac, and FHA/ VA guidelines.
Determine eligibility of a project (underwrite budget, financials, questionnaire, etc.).
Perform legal reviews of the projects (i.e. review by laws, offering plan, etc.).
Deliver excellent customer service to Sales and Operations staff.
Qualifications and Skills:
5+ years' project review experience.
5+ years' experience related to mortgage credit guidelines, policies and procedures.
5 years' experience with FNMA/ Freddie/ FHA underwriting guidelines.
Experience with investor guidelines.
Knowledge of Fannie Mae, Freddie Mac and FHA/ VA condominium's websites and all regulations.
Excellent organizational skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: 33.65 - 38.46
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyUnderwriter III
Remote job
Chase Auto is a leading provider of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S. franchised automotive dealers. The business is part of the JPMorgan Chase franchise and serves auto dealers, consumers, and vehicle manufacturers. It offers a range of products and services to meet the financial needs of its clients from retail lending, captive financing, and floorplan products to cash management, private banking, and payment processing.
As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring decisions to optimize profit and strengthen relationships, processing automobile applications with a focus on response time, application volume, and approval quality. You will aim to meet or exceed targets for return on equity (ROE), volume, conversion ratios, and other business metrics. Additionally, you will initiate sales calls, prepare written follow-ups when necessary, and provide prompt, accurate responses to both internal and external customer inquiries.
Job responsibilities
Review credit applications and make credit decisions in compliance with credit policy requirements and regulations.
Assist in daily operations by reviewing policy and pricing exceptions.
Structure decisions to maximize profit and enhance relationships.
Process automobile applications, emphasizing response time, application volume, and approval quality.
Meet or exceed targets for ROE, volume, conversion ratios, and other business metrics.
Initiate sales calls and prepare written follow-ups as needed.
Provide prompt, accurate responses to customer inquiries.
Required qualifications, capabilities, and skills
5+ years of experience in auto credit.
Experience reviewing credit bureau reports.
Proficiency in credit decisioning and a solid understanding of consumer credit and relevant federal and state regulations.
Comprehensive knowledge of indirect loan, refinance, direct and lease programs, bank products, and services.
Expert knowledge of credit philosophy, policies, loan documentation, and related legal issues.
Thorough understanding of the bank's policies, procedures, products, and inherent risks.
Superior analytical skills with excellent written and verbal communication abilities.
Results-oriented with high personal initiative and proven leadership skills.
Preferred qualifications, capabilities, and skills
Experience in sales and/or leasing.
Proven ability to manage multiple tasks and projects in a fast-paced environment.
Experience collaborating with cross-functional teams to achieve common goals.
Strong interpersonal and communication skills for effective teamwork with diverse stakeholders.
Demonstrate judgment and decisiveness.
THIS IS A WORK FROM HOME ROLE IN TEXAS
Auto-ApplyMortgage Underwriter
Remote job
Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You'll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today!
Remote work is available.
Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines.
Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product.
Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists
Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files.
Responds to post-closing reviews and audits in a timely fashion.
10+ Years of mortgage underwriting experience required
Remote DE Underwriter- California Residents only
Remote job
Senior DE Underwriter (Remote - California)
Our client is seeking an experienced Senior DE Underwriter to join a growing California-based mortgage lender. This position is fully remote but requires residency in the state of California.
The ideal candidate will have a strong underwriting background across both Agency and FHA products, an active Direct Endorsement (DE) certification, and the ability to analyze complex borrower profiles including self-employed income and alternative documentation loans.
Key Responsibilities
Underwrite and issue loan decisions for Fannie Mae, Freddie Mac, and FHA mortgage loans.
Analyze personal and business tax returns, income, assets, credit, and collateral.
Evaluate WVOE, P&L, Bank Statement, DSCR, and Asset-based documentation.
Ensure loans meet investor and agency compliance standards.
Communicate underwriting decisions and conditions clearly to internal teams.
Collaborate with Account Managers, Loan Officers, and Brokers to resolve conditions quickly.
Maintain accuracy, efficiency, and strong turn times in a high-volume environment.
Qualifications
Minimum 5 years of residential mortgage underwriting experience.
Active FHA Direct Endorsement (DE) required. (used within past 11 months)
Proficient in Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard).
Strong working knowledge of Agency and FHA guidelines.
Skilled at income calculation for self-employed borrowers.
Experience with Non-QM or alternative documentation loans preferred.
Must be currently employed in the mortgage industry (no gaps exceeding 12 months).
Must reside in California.
Compensation & Benefits
Base Salary: $70,000-$100,000 (based on experience)
Bonus: Monthly eligibility after 2 years (based on funding volume)
Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days
Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST
Work Model: Remote - California residents only
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Underwriter - Environmental Insurance (Hybrid)
Remote job
Century Insurance Group is a premier provider of excess and surplus lines insurance and is a division of AF Group, whose brands are premier providers of innovative, specialty insurance solutions nationwide. We manage business across three distinct segments - core commercial, specialty lines underwriting and specialized programs. We underwrite general liability, commercial property, and multi-peril insurance for small and mid-sized businesses through a select network of general agents and brokers.
SUMMARY:
This is an environmental underwriter role small to mid-size non-admitted market. Reviews, analyzes, approves, or rejects complex business within letter of authority. Serve as liaison with company personnel regarding company business opportunities and problem resolution.
The preferred residency for this hybrid role is in or near Westerville, Ohio.
RESPONSIBILITIES / TASKS:
* Calculates, prepares and develops premium quotations using corporate underwriting guidelines within letter of authority
* Determines underwriting eligibility for prospective policyholders and develops appropriate pricing for new business, renewals, and endorsements
* Analyzes and reviews prospective accounts for insurability and accepts or rejects within letter of authority.
* Supports agency relationships.
* Supports agency plans in cooperation with other staff.
* Addresses agents' and policyholders' concerns/needs.
* Develops new business and retention of existing business in a given territory or region.
* Explains and emphasizes benefit of workers' compensation insurance products and services to customers (agents and policyholders).
* Works with all internal departments to resolve problems and maintain company relations.
* Participates as necessary on special committees and task forces.
* Interprets and develops territory reports which reflect the status of the territory.
* Participates in promotional plans for both Century Insurance Group and agent activities.
* Analyzes and reviews production and loss information for agents.
* Prepares periodic reports as requested
* Researches and coordinates responses to agents, policyholders and regulatory entities
* Analyzes agency performance and develop corrective action plans as needed to correct poor performance.
* Analyze accounts to determine exposure and proper pricing
* Gathers competitive and product information from the field
* Responsible for profitability of territory.
* Trains agency employees on the use of company specific automation systems
* Reviews loss trends and develops action plans to correct problem areas
* Supports schedule for large account service plans with claims, loss control, premium audit, and other departments as needed
* Provides input for agency advisory council meetings
* Assists in the development of regional goal.
This position description identifies the responsibilities and tasks typically associated with the performance of the position. Other relevant essential functions may be required.
EMPLOYMENT QUALIFICATIONS:
EDUCATION:
Bachelor's degree in marketing, insurance or related field. Combinations of relevant education and experience in the following areas may be considered in lieu of a degree: Underwriting, marketing, loss prevention, and/or auditing. Continuous learning required, as defined by the Company's learning philosophy. Certification, or progress toward, highly preferred and encouraged.
EXPERIENCE:
One-year of relevant experience which provides the necessary skills, knowledge and abilities is required. Agency management and marketing experience preferred or with proper education, successful completion of the trainee program.
SKILLS/KNOWLEDGE/ABILITIES REQUIRED:
* Ability to exercise good judgment in evaluating and determining the proper pricing for prospective policyholders using corporate underwriting guidelines by accepting or rejecting risks for the purposes of issuing workers' compensation insurance coverage
* Ability to initiate insurance transactions in compliance with all policies, procedures, legal and ethical guidelines.
* Ability to negotiate while establishing a personal rapport and maintaining an effective working and client relationship.
* Knowledge of workers' compensation insurance and the independent agency system.
* Ability to apply creative and persuasive techniques to generate new, and maintain, existing business and ability to be creative when presented with unique situation.
* Ability and proficiency in the use of computers and company standard software.
* Strong interpersonal skills and ability to create and maintain mutually beneficial relationships.
* Ability to work with minimum supervision and balance demands of a field position by supporting agents while keeping current with underwriting workload.
* Ability to perform other assignments at locations outside the office.
* Ability to support agency relationships and to make sound underwriting decisions.
* knowledge of appropriate jurisdictional workers compensation laws
* Ability to calculate expected pricing, dividends, and premium quotations for agents and policyholders
* Ability to analyze territory or region in order to identify problems and take the appropriate corrective action
* Ability to comprehend the consequences of various problem situations and address them or refer them for appropriate decision making.
* Ability to effectively exchange information clearly and concisely, and present ideas, reports, facts and other information, and respond to questions as appropriate.
* Ability to analyze and solve practical problems which deal with a variety of variables.
* Ability to make and implement competent, independent decisions and to build consensus.
* Ability to understand and implement audit procedures and processes for agencies.
* Ability to relocate.
WORKING CONDITIONS:
Work is performed in the office and occasionally in the field with minimal hazards. Minimal travel is required with occasional overnight stays. May be required to lift and carry computer equipment and other marketing promotional items weighing up to 35 lbs. Must be willing and able to relocate.
PAY RANGE: Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $52,700 and $88,300.
The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description.
We are an Equal Opportunity Employer. We will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract.
#LI-TM1
#CIG
Auto-ApplyRemote Underwriter - Flood Insurance
Remote job
The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one.
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to
Accessibility
(accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st Shift (United States of America)
Please review the following job description:
Underwrites new and renewal business, approves policy changes, maintain workload, and controls written business up to and including the time of binding according to Company guidelines and established CRC procedures. Provides leadership to a production/underwriting team. Provides high quality professional service to Agents and Carrier Partners.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Develop, cultivate, and maintain strong and effective client and broker relationships.
2. Market the company's full suite of products and services to clients and distribution partners.
3. Underwrite new and renewal business.
4. Develop and maintain excellent relationships with clients.
5. Market all products and services to clients.
6. Communicate properly and timely with all producers regarding submissions and decisions for new or renewal business.
7. Evaluate modeling outputs and third-party data at binding; take appropriate underwriting actions and communicate effectively with producing agents.
8. Monitor accounts to ensure compliance with the firm's policies and procedures.
9. Monitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success.
10. Proof and quality-check policies, endorsements, audits, cancellations, and related documents, ensuring accuracy and consistency.11. Review inspection reports and compare to the conditions that were represented at the time of binding and take appropriate or needed actions.
12. Meet or exceed file documentation standards, comply with underwriting authority level standards and pass all audits - both internal and external.
13. Maintain necessary licenses to produce business.
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor's degree or appropriate insurance designation
2. Three years of experience in production and marketing of new accounts
3. Must be licensed in corresponding areas of insurance
4. Must be able to understand and analyze necessary components of insurance policies
5. Ability to understand the client's needs and have knowledge of the risk exposures associated
6. Recognize new trends and developments in the insurance industry and be able to incorporate into strategies
7. Must have knowledge of commercial multi-line underwriting and rating
8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software
9. Ability to develop, foster, and maintain an excellent working relationship with agencies
10. Provide necessary instruction to underwriting support staff
11. Exercise discretion in making decisions
12. Leadership and team playing skills
13. Maintain current knowledge of the insurance industry
14. Good written and verbal skills
15. Maintain travel schedule depending on the needs of clients, Agents, and new business
16. Ability to work extended hours when necessary
General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.
CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace.
EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify
Auto-ApplyRemote Underwriter - Flood Insurance
Remote job
The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one.
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to
Accessibility
(accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st Shift (United States of America)
Please review the following job description:
Underwrites new and renewal business, approves policy changes, maintain workload, and controls written business up to and including the time of binding according to Company guidelines and established CRC procedures. Provides leadership to a production/underwriting team. Provides high quality professional service to Agents and Carrier Partners.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Develop, cultivate, and maintain strong and effective client and broker relationships.
2. Market the company's full suite of products and services to clients and distribution partners.
3. Underwrite new and renewal business.
4. Develop and maintain excellent relationships with clients.
5. Market all products and services to clients.
6. Communicate properly and timely with all producers regarding submissions and decisions for new or renewal business.
7. Evaluate modeling outputs and third-party data at binding; take appropriate underwriting actions and communicate effectively with producing agents.
8. Monitor accounts to ensure compliance with the firm's policies and procedures.
9. Monitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success.
10. Proof and quality-check policies, endorsements, audits, cancellations, and related documents, ensuring accuracy and consistency.11. Review inspection reports and compare to the conditions that were represented at the time of binding and take appropriate or needed actions.
12. Meet or exceed file documentation standards, comply with underwriting authority level standards and pass all audits - both internal and external.
13. Maintain necessary licenses to produce business.
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor's degree or appropriate insurance designation
2. Three years of experience in production and marketing of new accounts
3. Must be licensed in corresponding areas of insurance
4. Must be able to understand and analyze necessary components of insurance policies
5. Ability to understand the client's needs and have knowledge of the risk exposures associated
6. Recognize new trends and developments in the insurance industry and be able to incorporate into strategies
7. Must have knowledge of commercial multi-line underwriting and rating
8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software
9. Ability to develop, foster, and maintain an excellent working relationship with agencies
10. Provide necessary instruction to underwriting support staff
11. Exercise discretion in making decisions
12. Leadership and team playing skills
13. Maintain current knowledge of the insurance industry
14. Good written and verbal skills
15. Maintain travel schedule depending on the needs of clients, Agents, and new business
16. Ability to work extended hours when necessary
General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.
CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace.
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