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Underwriter I, II, III, or Senior
Cambia Health Solutions 3.9
Underwriter job in Renton, WA
Work a Hybrid schedule within Oregon, Washington, Idaho or Utah Build a career with purpose. Join our Cause to create a person-focused and economically sustainable health care system. Who We Are Looking For: Every day, Cambia's dedicated team of Underwriters is living our mission to make health care easier and lives better. As a member of the Underwriting team, our Underwriters evaluates each assigned group's risk and attaches the appropriate rate- all in service of creating an economically sustainable health care system]. Do you have a passion for serving others and learning new things? Do you thrive as part of a collaborative, caring team? Then this role may be the perfect fit. What You Bring to Cambia: Qualifications: The Underwriter I would have a Bachelor's degree in business, math, statistics or related discipline or an equivalent combination of education and experience. The Underwriter II would have a Bachelor's degree in business, math, statistics or related discipline and a minimum of 2 years related experience or an equivalent combination of education and experience. The Underwriter III would have a Bachelor's degree in business, math, statistics or related discipline and a minimum of 4 years related experience or an equivalent combination of education and experience. The Underwriter Senior would have a Bachelor's degree in business, math, statistics or related discipline and a minimum of 6 years related experience or an equivalent combination of education and experience. Skills and Attributes: Demonstrated analytical and problem solving skills. Business sense including: finance, accounting, economics, and risk management principles. Effective verbal and written communications. Ability to build and maintain positive internal and external customer interactions. Ability to prioritize tasks and meet deadlines. Demonstrated technology proficiency, including Excel, Word, and applicable software applications. Experience with AI tools and technologies to enhance productivity and decision-making in professional settings highly desired Additional Requirements for Underwriter II: Demonstrated success with managing competing priorities and workload. Additional Requirements for Underwriter III: Demonstrated proficiency working with complex computer software systems and automation. Ability to effectively explain complex mathematical and abstract concepts to a variety of stakeholders, including those with less familiarity and/or understanding. Additional Requirements for Underwriter Senior: Proven understanding of business, including: finance, accounting, economics, and risk management. Demonstrated attainment of a high level of independent, consistent performance. Ability to organize, plan, prioritize and complete complex assignments with little or no supervision. Demonstrated ability to read the marketplace and competitive environment. What You Will Do at Cambia: Approves renewal changes after verifying rates and product selection. Audits both new and renewing groups as necessary. Determines rates for alternative benefit variations. Ensures that group participation requirements are met. Prepare rate filings. Follows underwriting guidelines, policies, procedures and formulas in developing rates for new and renewal groups. Gathers the appropriate data used to determine the status of account refunds. Maintains spreadsheet information on group renewal history. Prepares memos and other correspondence to communicate changes in rates or benefits which have been approved by underwriting management. Processes the appropriate paperwork associated with renewal rate action and proposal closing. Supports internal sales staff regarding underwriting questions and/or resolves issues. Effectively communicates Underwriting decisions to other departments when necessary. Additional Responsibilities for Underwriter II: May determine rates for alternative benefit variations and funding arrangements. Assist in the training process and mentoring of more junior level Underwriters. Prepares contingent premium settlements. Prepares the rate quotations and completes bid specifications. Processes group financial settlement calculations. Reviews and determines whether or not to grant exception requests. Supports management reporting efforts and the development of automated rating and analysis tools. Additional Responsibilities for Underwriter III: May determine rates for alternative benefit variations and more complex funding arrangements. Actively involved in the preparation and maintenance of underwriting guidelines and rating policy. Actively involved with testing new rating, underwriting and front end systems. Answers questions regarding the basic factors used in developing rates, (group size, type of benefits, age/gender composition, large claims, experience provided from the prior carrier, current rates). Answers questions regarding the rate model and how it impacts rates in accordance with particular group demographic changes. Assesses health risk in a group environment (performs large claim analysis for ongoing claim cost). Develops prospective and renewal rates for group accounts in accordance with corporate and underwriting guidelines. Reviews and determines whether or not to grant exceptions to underwriting policy. Ensures the proper administration of underwriting and legislative guidelines for new and renewing groups. Handles large volume production with account specific issues (I.e. reinstatements, eligibility standards, group identification criteria, etc) Maintains a working knowledge of State and Federal regulations affecting group rating. Prepares rate breakouts and hierarchy definitions for group setups. Reviews and directs the preparation of experience reports for fiscal, ERISA and contingent premium settlements. May meet with external customers, brokers or account representatives to review underwriting calculations and provide explanations for rating principles. May prepare written summaries of recommendations and/or conditions of coverage for the group after completion of each analysis. May prepare an explanation of the past rating history, documenting benefit and enrollment changes, and providing a recommendation for benefit and financial options. Additional Responsibilities for Underwriter Senior: Contribute to timely and accurate productivity by assisting the Manager in education to new Underwriters. Attends broker meetings, as well as meetings with sales executives, agents and/or groups to provide explanations of rating principles or rationale of rating positions. Contributes to the development of new rating formulas, methodologies and guidelines. Represent underwriting on Cambia workgroups and strategy sessions and serves as department representative where applicable. The expected hourly hiring range for a Underwriter I is $22.70 - $33.35 depending on skills, experience, education, and training; relevant licensure / certifications; performance history; and work location. The bonus target for this position is 5%. The current full hourly range for this role is $21.30 to $37.70. The expected hiring range for a Underwriter II is $58,000.00 - $77,050.00 depending on skills, experience, education, and training; relevant licensure / certifications; performance history; and work location. The bonus target for this position is 5%. The current full salary range for this role is $53,000.00 to $88,000.00. The expected hiring range for a Underwriter III is $68,900.00 - $93,150.00 depending on skills, experience, education, and training; relevant licensure / certifications; performance history; and work location. The bonus target for this position is 10%. The current full salary range for this role is $64,000.00 to $106,000.00. The expected hiring range for a Underwriter Sr is $83,300.00 - $111,600.00 depending on skills, experience, education, and training; relevant licensure / certifications; performance history; and work location. The bonus target for this position is 10%. The current full salary range for this role is $78,000.00 to $128,000.00. About Cambia Working at Cambia means being part of a purpose-driven, award-winning culture built on trust and innovation anchored in our 100+ year history. Our caring and supportive colleagues are some of the best and brightest in the industry, innovating together toward sustainable, person-focused health care. Whether we're helping members, lending a hand to a colleague or volunteering in our communities, our compassion, empathy and team spirit always shine through. Why Join the Cambia Team? At Cambia, you can: Work alongside diverse teams building cutting-edge solutions to transform health care. Earn a competitive salary and enjoy generous benefits while doing work that changes lives. Grow your career with a company committed to helping you succeed. Give back to your community by participating in Cambia-supported outreach programs. Connect with colleagues who share similar interests and backgrounds through our employee resource groups. We believe a career at Cambia is more than just a paycheck - and your compensation should be too. Our compensation package includes competitive base pay as well as a market-leading 401(k) with a significant company match, bonus opportunities and more. In exchange for helping members live healthy lives, we offer benefits that empower you to do the same. Just a few highlights include: Medical, dental and vision coverage for employees and their eligible family members, including mental health benefits. Annual employer contribution to a health savings account. Generous paid time off varying by role and tenure in addition to 10 company-paid holidays. Market-leading retirement plan including a company match on employee 401(k) contributions, with a potential discretionary contribution based on company performance (no vesting period). Up to 12 weeks of paid parental time off (eligibility requires 12 months of continuous service with Cambia immediately preceding leave). Award-winning wellness programs that reward you for participation. Employee Assistance Fund for those in need. Commute and parking benefits. Learn more about our benefits. We are happy to offer work from home options for most of our roles. To take advantage of this flexible option, we require employees to have a wired internet connection that is not satellite or cellular and internet service with a minimum upload speed of 5Mb and a minimum download speed of 10 Mb. We are an Equal Opportunity employer dedicated to a drug and tobacco-free workplace. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, age, sex, sexual orientation, gender identity, disability, protected veteran status or any other status protected by law. A background check is required. If you need accommodation for any part of the application process because of a medical condition or disability, please email ******************************. Information about how Cambia Health Solutions collects, uses, and discloses information is available in our Privacy Policy.
$83.3k-111.6k yearly Auto-Apply 57d ago

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Mortgage Lending Underwriter - Residential Loans (Non-QM & Jumbo)
NW Recruiting Partners
Underwriter job in Kirkland, WA
Job Description Mortgage Lending Underwriter - Residential Loans (Non-QM & Jumbo) Kirkland, WA Bring your residential underwriting experience to a lender focused on residential and construction mortgages. As a Mortgage Lending Underwriter, you will review complex mortgage applications submitted through internal and external channels. This role requires strong analytical expertise, attention to detail, and a solid understanding of credit risk and lending guidelines to make sound underwriting decisions. Mortgage Lending Underwriter Responsibilities: File Triage: Scrub mortgage packages for completeness and quality, pulling insights from income docs, statements, and credit data. Credit Judgment: Weigh borrower strength, deal context, and capacity to repay to form a clear go/no-go view. Policy Alignment: Keep decisions inside house credit guardrails, investor expectations, and applicable regs. Decision Messaging: Deliver outcomes and rationale to origination and ops so everyone knows the “why” and next steps. Valuation & Collateral Check: Validate property reports and supporting materials against program criteria and valuation logic. Disposition Calls: Greenlight, rework, or decline based on quantified risk and compensating factors. Market & Rule Tracking: Monitor shifts in underwriting norms, product overlays, and regulatory updates; adjust practices accordingly. Exit Financing Matchmaking: Pair eligible files with the right permanent/agency programs to ensure a viable take-out. Workflow Partnering: Coordinate with internal counterparts to keep files moving and cut cycle time. Mortgage Lending Underwriter Qualifications: At least 8 years of experience in mortgage underwriting (including conventional, non-QM, and construction loans) Bachelor's degree or equivalent experience in finance or related field Strong knowledge of underwriting principles, risk assessment, and industry regulations Experience with Encompass and must have manual underwriting experience Excellent analytical, communication, and problem-solving skills Detail-oriented with the ability to meet deadlines under pressure Company Benefits: Medical, Dental, and Vision Insurance Annual bonus 401k with a 3% match Compensation: $85k-$110k
$85k-110k yearly 10d ago
Underwriter - Multifamily Affordable
CBRE 4.5
Underwriter job in Seattle, WA
Job ID 234170 Posted 22-Dec-2025 Service line Advisory Segment Role type Full-time Areas of Interest Capital Markets **About the Role:** As a CBRE Underwriter, you will be responsible for assisting the Chief Underwriter, Deputy Chief Underwriter and Senior Underwriter in evaluating Multifamily Affordable Housing loan requests, assessing key areas of risks and conformance with CMC, Fannie Mae and Freddie Mac credit standards and program requirements. Prepares underwriting submissions for loan committee. Strong work ethic and drive for excellence are essential to join this high-performance team. **What You'll Do:** + Responsible for credit and real estate analysis, processing incoming exhibits and preparing final delivery underwriting packages. Preparation of Borrower credit analysis including determination of net worth, liquidity, overall financial strength and acceptability of proposed borrower structure. + Prepares narrative and underwriting packages on new loan requests. + Reviews underwriting due diligence information and integrates real estate information from market research reports and other third-party sources. + Trains, plans and supervises assignments of underwriting analysts. + Interfaces and collaborates with other internal teams, including production analysts, insurance and closing. + Apply general knowledge of standard principles and techniques/procedures to accomplish assigned tasks and solve problems. + Lead by example and model behaviors that are consistent with CBRE RISE values. + Explain complex information to others in clear work products. **What You'll Need:** + Bachelor's degree and 2+ years' experience in the evaluation of commercial real estate properties including property inspections, reviewing financial statements, and underwriting loan transactions. Willingness to travel as needed. + Experience underwriting Targeted Affordable Housing loans with a Fannie Mae DUS Lender or Freddie Mac TAH Seller/Servicer is highly desirable. + Candidates must possess a strong work ethic, excellent written communication and analytical skills, must be detail-oriented and possess the ability to work effectively with other team members and Freddie Mac/Fannie Mae in a fast-paced environment. + Strong organizational skills required. Ability to provide efficient, timely, reliable and courteous service to customers. Ability to effectively present information. + Requires knowledge of financial terms and principles. Requires intermediate analytical and quantitative skills to conduct financial analysis. + Ability to comprehend, analyze, and interpret documents. + Ability to use existing procedures to solve standard problems. + Experience with analyzing information and standard practices to make judgments. + In-depth knowledge of Microsoft Office products. Examples include Word, Excel, Outlook, etc. + Strong inquisitive mindset. + **In addition to a resume, please submit a cover letter outlining your interest in Multifamily Affordable Housing and how your professional as well as academic background is relevant.** **Why CBRE?** When you join CBRE, you become part of the global leader in commercial real estate services and investment that helps businesses and people thrive. We are dynamic problem solvers and forward-thinking professionals who create significant impact. Our collaborative culture is built on our shared values - respect, integrity, service and excellence - and we value the diverse perspectives, backgrounds and skillsets of our people. At CBRE, you have the opportunity to chart your own course and realize your potential. We welcome all applicants. **Our Values in Hiring** At CBRE, we are committed to fostering a culture where everyone feels they belong. We value diverse perspectives and experiences, and we welcome all applications. **Applicant AI Use Disclosure** We value human interaction to understand each candidate's unique experience, skills and aspirations. We do not use artificial intelligence (AI) tools to make hiring decisions, and we ask that candidates disclose any use of AI in the application and interview process. **Disclaimers** Applicants must be currently authorized to work in the United States without the need for visa sponsorship now or in the future. **About CBRE Group, Inc.** CBRE Group, Inc. (NYSE:CBRE), a Fortune 500 and S&P 500 company headquartered in Dallas, is the world's largest commercial real estate services and investment firm (based on 2024 revenue). The company has more than 140,000 employees (including Turner & Townsend employees) serving clients in more than 100 countries. CBRE serves clients through four business segments: Advisory (leasing, sales, debt origination, mortgage serving, valuations); Building Operations & Experience (facilities management, property management, flex space & experience); Project Management (program management, project management, cost consulting); Real Estate Investments (investment management, development). Please visit our website at ************* _CBRE carefully considers multiple factors to determine compensation, including a candidate's education, training, and experience. The minimum salary for the Underwriter position is $80,000 annually and the maximum salary for the position is $125,000 annually. The compensation that is offered to a successful candidate will depend on the candidate's skills, qualifications, and experience. Successful candidates will also be eligible for a discretionary bonus based on CBRE's applicable benefit program._ **Equal Employment Opportunity:** CBRE has a long-standing commitment to providing equal employment opportunity to all qualified applicants regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, pregnancy, age, citizenship, marital status, disability, veteran status, political belief, or any other basis protected by applicable law. **Candidate Accommodations:** CBRE values the differences of all current and prospective employees and recognizes how every employee contributes to our company's success. CBRE provides reasonable accommodations in job application procedures for individuals with disabilities. If you require assistance due to a disability in the application or recruitment process, please submit a request via email at recruitingaccommodations@cbre.com or via telephone at *************** (U.S.) and *************** (Canada). CBRE, Inc. is an Equal Opportunity and Affirmative Action Employer (Women/Minorities/Persons with Disabilities/US Veterans)
$80k-125k yearly 60d+ ago
Underwriter, Wholesale, Specialty Products
Carrington 4.4
Underwriter job in Olympia, WA
**Come join our amazing team and work Remote !** We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan. **What you'll do:** + A thorough knowledge of **Non Agency or NON QM** mortgage loan underwriting. + Maintains highly confidential information concerning loan applicants. + Requires high level of organizational skills and ability to work on several tasks simultaneously + Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. + Applies and interprets company underwriting guidelines and makes sound credit decision. + Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. + Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. + Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. + Determines any conditions, stipulations or pre-funding requirements. + Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. + Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise **What you'll need:** + 5+ years mortgage underwriting work experience. + Experience Underwriting Non Agency or Non QM Loans + Paperless Loan Origination System experience preferred. + DU and LP experience required. + Experience working in a paperless environment preferred. **Our Company:** Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** . **What is the value proposition to joining the team?** + Increased earning capacity due to access to our 48 state territory. + Ability to market faster and more efficiently inside the operation. + Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible. + Professional account manager's partner with you and your brokers to add value every step of the way. + Base pay plus an industry leading commission plan. + Take over existing accounts. **What We Offer:** + Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. + Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. + Customized training programs to help you advance your career. + Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. + Educational Reimbursement. + Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.
$90k-120k yearly 60d+ ago
Case Underwriter II
Trustmark 4.6
Underwriter job in Olympia, WA
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
$61.4k-88.7k yearly 60d+ ago
Mortgage Loan Underwriter Senior
City National Bank 4.9
Underwriter job in Olympia, WA
WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
$41.8-66.8 hourly 60d+ ago
Sr Surety Underwriter
UFG Career
Underwriter job in Seattle, WA
UFG is hiring for a Sr. Surety Underwriter who is actively working towards building and maintaining a profitable mix of new and existing surety business by developing and maintaining strong working relationships with the agency force. Demonstrate strong analytical skills to evaluate risks for acceptability within their higher authority and company underwriting parameters. Independently Underwrite more complex submissions. Make regular agency visits and calls to assess growth and profitability of agents in their territory. Prospect and appoint new quality agents in the territory. Visit current and potential contractor's place of business to better assess acceptability and quality of the accounts. The ideal candidate will be located in one of the following locations: Washington, Oregon or Idaho. Essential Duties & Responsibilities: Demonstrate successful growth of business independently and responsibly utilize the higher authority granted. Underwrite more complex submissions independently. Independently underwrite new submissions and existing accounts with the assistance from mentors. Evaluate and assess financial status, credit standing, and organization profile to analyze and determine acceptability of the risk within framework of UFG underwriting policies and procedures. Develop and maintain strong relationships with agents/brokers. Oversee a book of contract surety business within defined territory. Meet production, marketing, and profitability goals and develop marketing plan using the territory management tool. Upload and update file information electronically and purge obsolete data per department guidelines. Handles all confidential information with discretion. Provide high quality customer service in all interactions with internal and external customers. Request underwriting information from agencies. Review and process information received. Perform annual review of accounts including financial analysis, obtaining current bank line of credit letters, preparing profiles, and recommendation of line of authority. Instruct, assign, and review work completed by support staff. Create record of communications concerning activities per department standards. Provide training, direction, and assistance to underwriters, associate underwriters, and underwriter trainees. Stay current on industry information regarding trends, competition, pertinent laws and legal occurrences, etc., and share the information with the department. Job Specifications: Education: Bachelor's degree, or combination of education and surety experience. Bachelor's degree in business administration, economics, finance or accounting preferred. Certifications/Designations: Certified, or working towards, AFSB designation. Must have a valid and current drivers' license and must have acceptable driving record in accordance with Company practice. Employees are expected to participate in continuing education throughout their careers. Experience: 5+ years of contract surety underwriting experience. Working Conditions: General office environment. Up to 25% of travel is required, by accompanying surety representatives to visit agency force and contract accounts. Overnight trips included. May be exposed to weather conditions, and/or results and debris of adverse weather conditions, during agency/contract visits. Pay Transparency Statement: UFG Insurance is committed to fair and equitable compensation practices. The base salary range for this position is $103,222, - $136,105 annually, which represents the typical range for new hires in this role. Individual pay within this range will be determined based on a variety of factors, including relevant experience, education, certifications, skills, internal equity, geography and market data. In addition to base salary, UFG Insurance offers a comprehensive total rewards package that includes: Annual incentive compensation Medical, dental, vision & life insurance Accident, critical Illness & short-term disability insurance Retirement plans with employer contributions Generous time-off program Programs designed to support the employee well-being and financial security. This pay range disclosure is provided in accordance with applicable state and local pay transparency laws.
$103.2k-136.1k yearly 49d ago
Underwriter I
Premera
Underwriter job in Mountlake Terrace, WA
Workforce Classification: Hybrid Join Our Team: Do Meaningful Work and Improve People's Lives Our purpose, to improve customers' lives by making healthcare work better, is far from ordinary. And so are our employees. Working at Premera means you have the opportunity to drive real change by transforming healthcare. Premera is committed to being a workplace where people feel empowered to grow, innovate, and lead with purpose. By investing in our employees and fostering a culture of collaboration and continuous development, we're able to better serve our customers. It's this commitment that has earned us recognition as one of the best companies to work for. Learn more about our recent awards and recognitions as a greatest workplace. Learn how Premera supports our members, customers and the communities that we serve through our Healthsource blog: ********************************** As an Underwriter I, you will support Premera's corporate financial and membership goals by evaluating and selecting risk, using internal systems, formulas, and data and data sources, in addition to external data and data sources. This role offers the opportunity to acquire a specialized skill set, continued career growth, and a collaborative work environment. This is a hybrid role and can be located on either of our campuses (Mountlake Terrace or Spokane). What you'll do: Evaluate, develop rates, and accept or reject risk after examining appropriate information required to underwrite proposals and renewals. Work is often focused on smaller groups and support for senior underwriters on self-funding cases. Use judgment (with appropriate level of peer/manager review) to evaluate system-generated rate calculations for reasonability of the risk. Review requests for alternate benefit packages, determine feasibility and anticipated risk impact, and provide support for refunding and minimum premium cases. Suggest alternative options as necessary and develop final rates for benefit offerings. Verify sold group information for new and existing business. Utilize applications to support the rating and underwriting process, including but not limited to systems, claims reporting, and reporting databases. Under direction and approval by management, enforce underwriting guidelines and rules, and administrative rules under which Premera will accept a risk. Monitor and direct activities on case specific issues and/or projects. Test systems, update procedures before and after implementation, and troubleshoot/test errors/update with others. Document procedures/processes for various rating and other systems. Utilize data from Siebel, Trizetto, and Optum systems. Learn to navigate and extract data from the systems. Recommend solutions to improve procedures/processes for various rating and other systems. May participate on intradepartmental projects. What you'll bring: Required Qualifications Bachelor's Degree in Business Administration, Mathematics, or related field of study, or (4) years of related work experience. (1) year of underwriting or analytical experience. Preferred Qualifications (3) years of health insurance underwriting experience. Intermediate to advanced Excel skills. Knowledge of self-funding arrangements and underwriting. Ability to present to the underwriting department both internally and externally on case specific issues. Knowledge, Skills, and Abilities In-depth knowledge of mathematical principles used in underwriting function. General knowledge of healthcare/Life/DI benefits and programs. Ability to process information using rating, pricing, and data gathering programs. Ability to create ad hoc reports using spreadsheet and database applications, as well as third party software applications as required. Strong data mining capabilities. Strong verbal and written communication skills. Physical Requirements The following have been identified as essential physical requirements of this job and must be performed with or without an accommodation: This is primarily a sedentary role which requires the ability to exert up to 10 lbs. of force occasionally and/or a negligible amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects, including the human body. This role requires the ability to keyboard and to communicate clearly and understandably in person and over the telephone. Premera total rewards Our comprehensive total rewards package provides support, resources, and opportunities to help employees thrive and grow. Our total rewards are more than a collection of perks, they're a reflection of our commitment to your health and well-being. We offer a broad array of rewards including physical, financial, emotional, and community benefits, including: Medical, vision, and dental coverage with low employee premiums. Voluntary benefit offerings, including pet insurance for paw parents. Life and disability insurance. Retirement programs, including a 401K employer match and, believe it or not, a pension plan that is vested after 3 years of service. Wellness incentives with a wide range of mental well-being resources for you and your dependents, including counseling services, stress management programs, and mindfulness programs, just to name a few. Generous paid time off to reenergize. Looking for continuing education? We have tuition assistance for both undergraduate and graduate degrees. Employee recognition program to celebrate anniversaries, team accomplishments, and more. For our hybrid employees, our on-campus model provides flexibility to create your own routine with access to on-site resources, networking opportunities, and team engagement. Commuter perks make your trip to work less impactful on the environment and your wallet. Free convenient on-site parking. Subsidized on-campus cafes make lunchtime connections with colleagues fun and affordable. Participate in engaging on-site activities such as health and wellness events, coffee connects, disaster preparedness fairs and more. Our complementary fitness & well-being center offers both in-person and virtual workouts and nutritional counseling. Need a brain break? Challenge someone to a game of shuffleboard or ping pong while on campus. Equal employment opportunity/affirmative action: Premera is an equal opportunity/affirmative action employer. Premera seeks to attract and retain the most qualified individuals without regard to race, color, religion, sex, national origin, age, disability, marital status, veteran status, gender or gender identity, sexual orientation, genetic information or any other protected characteristic under applicable law. If you need an accommodation to apply online for positions at Premera, please contact Premera Human Resources via email at ******************* or via phone at ************. The pay for this role will vary based on a range of factors including, but not limited to, a candidate's geographic location, market conditions, and specific skills and experience. The salary range for this role is posted below; we generally target up to and around the midpoint of the range. National Plus Salary Range: $62,000.00 - $99,200.00 *National Plus salary range is used in higher cost of labor markets including Western Washington and Alaska . We're happy to discuss compensation further during the interview because we believe that open communication leads to better outcomes for all. We're committed to creating an environment where all employees are celebrated for their unique skills and contributions.
$62k-99.2k yearly Auto-Apply 16d ago
Underwriter I
Premera Blue Cross
Underwriter job in Mountlake Terrace, WA
**Workforce Classification:** Hybrid **Join Our Team: Do Meaningful Work and Improve People's Lives** Our purpose, to improve customers' lives by making healthcare work better, is far from ordinary. And so are our employees. Working at Premera means you have the opportunity to drive real change by transforming healthcare. Premera is committed to being a workplace where people feel empowered to grow, innovate, and lead with purpose. By investing in our employees and fostering a culture of collaboration and continuous development, we're able to better serve our customers. It's this commitment that has earned us recognition as one of the best companies to work for. Learn more about our recent awards and recognitions as a greatest workplace. (*********************************************** Learn how Premera supports our members, customers and the communities that we serve through our Healthsource blog: ********************************* . As an **Underwriter I** , you will support Premera's corporate financial and membership goals by evaluating and selecting risk, using internal systems, formulas, and data and data sources, in addition to external data and data sources. This role offers the opportunity to acquire a specialized skill set, continued career growth, and a collaborative work environment. **This is a hybrid role and can be located on either of our campuses (Mountlake Terrace or Spokane).** **What you'll do:** + Evaluate, develop rates, and accept or reject risk after examining appropriate information required to underwrite proposals and renewals. Work is often focused on smaller groups and support for senior underwriters on self-funding cases. + Use judgment (with appropriate level of peer/manager review) to evaluate system-generated rate calculations for reasonability of the risk. + Review requests for alternate benefit packages, determine feasibility and anticipated risk impact, and provide support for refunding and minimum premium cases. + Suggest alternative options as necessary and develop final rates for benefit offerings. + Verify sold group information for new and existing business. + Utilize applications to support the rating and underwriting process, including but not limited to systems, claims reporting, and reporting databases. + Under direction and approval by management, enforce underwriting guidelines and rules, and administrative rules under which Premera will accept a risk. + Monitor and direct activities on case specific issues and/or projects. + Test systems, update procedures before and after implementation, and troubleshoot/test errors/update with others. + Document procedures/processes for various rating and other systems. + Utilize data from Siebel, Trizetto, and Optum systems. Learn to navigate and extract data from the systems. + Recommend solutions to improve procedures/processes for various rating and other systems. + May participate on intradepartmental projects. **What you'll bring:** **Required Qualifications** + Bachelor's Degree in Business Administration, Mathematics, or related field of study, or (4) years of related work experience. + (1) year of underwriting or analytical experience. **Preferred Qualifications** + (3) years of health insurance underwriting experience. + Intermediate to advanced Excel skills. + Knowledge of self-funding arrangements and underwriting. + Ability to present to the underwriting department both internally and externally on case specific issues. **Knowledge, Skills, and Abilities** + In-depth knowledge of mathematical principles used in underwriting function. + General knowledge of healthcare/Life/DI benefits and programs. + Ability to process information using rating, pricing, and data gathering programs. + Ability to create ad hoc reports using spreadsheet and database applications, as well as third party software applications as required. + Strong data mining capabilities. + Strong verbal and written communication skills. **Physical Requirements** The following have been identified as essential physical requirements of this job and must be performed with or without an accommodation: + This is primarily a sedentary role which requires the ability to exert up to 10 lbs. of force occasionally and/or a negligible amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects, including the human body. + This role requires the ability to keyboard and to communicate clearly and understandably in person and over the telephone. **Premera total rewards** Our comprehensive total rewards package provides support, resources, and opportunities to help employees thrive and grow. Our total rewards are more than a collection of perks, they're a reflection of our commitment to your health and well-being. We offer a broad array of rewards including physical, financial, emotional, and community benefits, including: + Medical, vision, and dental coverage with low employee premiums. + Voluntary benefit offerings, including pet insurance for paw parents. + Life and disability insurance. + Retirement programs, including a 401K employer match and, believe it or not, a pension plan that is vested after 3 years of service. + Wellness incentives with a wide range of mental well-being resources for you and your dependents, including counseling services, stress management programs, and mindfulness programs, just to name a few. + Generous paid time off to reenergize. + Looking for continuing education? We have tuition assistance for both undergraduate and graduate degrees. + Employee recognition program to celebrate anniversaries, team accomplishments, and more. For our hybrid employees, our on-campus model provides flexibility to create your own routine with access to on-site resources, networking opportunities, and team engagement. + Commuter perks make your trip to work less impactful on the environment and your wallet. + Free convenient on-site parking. + Subsidized on-campus cafes make lunchtime connections with colleagues fun and affordable. + Participate in engaging on-site activities such as health and wellness events, coffee connects, disaster preparedness fairs and more. + Our complementary fitness & well-being center offers both in-person and virtual workouts and nutritional counseling. + Need a brain break? Challenge someone to a game of shuffleboard or ping pong while on campus. **Equal employment** **opportunity/affirmative** **action:** Premera is an equal opportunity/affirmative action employer. Premera seeks to attract and retain the most qualified individuals without regard to race, color, religion, sex, national origin, age, disability, marital status, veteran status, gender or gender identity, sexual orientation, genetic information or any other protected characteristic under applicable law. If you need an accommodation to apply online for positions at Premera, please contact Premera Human Resources via email at ******************* or via phone at ************. The pay for this role will vary based on a range of factors including, but not limited to, a candidate's geographic location, market conditions, and specific skills and experience. The salary range for this role is posted below; we generally target up to and around the midpoint of the range. **National Plus Salary Range:** $62,000.00 - $99,200.00 _*National Plus salary range is used in higher cost of labor markets including Western Washington and Alaska_ _._ We're happy to discuss compensation further during the interview because we believe that open communication leads to better outcomes for all. We're committed to creating an environment where all employees are celebrated for their unique skills and contributions. At Premera, we make healthcare work better. By focusing on improving our customers' experience purposefully and serving their needs passionately, we make the process easier, less costly, and more positive. Through empathy and advocacy, we change lives. As the leading health plan in the Pacific Northwest, we provide comprehensive health benefits and services to more than 2 million customers, from individuals to Fortune 100 companies. Our services include innovative programs focused on health management, wellness, prevention, and patient safety. We deliver these programs through health, life, vision, dental, disability, and other related products and services. Premera Blue Cross is headquartered in Mountlake Terrace, WA, with operations in Spokane and Anchorage. The company has operated in Washington since 1933 and in Alaska since 1952. With more than 80 years of experience in the region, we deliver innovation, choice, and expertise.
$62k-99.2k yearly 15d ago
Sr Surety Underwriter
UFG Insurance 4.7
Underwriter job in Seattle, WA
UFG is hiring for a Sr. Surety Underwriter who is actively working towards building and maintaining a profitable mix of new and existing surety business by developing and maintaining strong working relationships with the agency force. Demonstrate strong analytical skills to evaluate risks for acceptability within their higher authority and company underwriting parameters. Independently Underwrite more complex submissions. Make regular agency visits and calls to assess growth and profitability of agents in their territory. Prospect and appoint new quality agents in the territory. Visit current and potential contractor's place of business to better assess acceptability and quality of the accounts. The ideal candidate will be located in one of the following locations: Washington, Oregon or Idaho. Essential Duties & Responsibilities: * Demonstrate successful growth of business independently and responsibly utilize the higher authority granted. * Underwrite more complex submissions independently. * Independently underwrite new submissions and existing accounts with the assistance from mentors. Evaluate and assess financial status, credit standing, and organization profile to analyze and determine acceptability of the risk within framework of UFG underwriting policies and procedures. * Develop and maintain strong relationships with agents/brokers. * Oversee a book of contract surety business within defined territory. Meet production, marketing, and profitability goals and develop marketing plan using the territory management tool. * Upload and update file information electronically and purge obsolete data per department guidelines. * Handles all confidential information with discretion. * Provide high quality customer service in all interactions with internal and external customers. * Request underwriting information from agencies. Review and process information received. * Perform annual review of accounts including financial analysis, obtaining current bank line of credit letters, preparing profiles, and recommendation of line of authority. * Instruct, assign, and review work completed by support staff. * Create record of communications concerning activities per department standards. * Provide training, direction, and assistance to underwriters, associate underwriters, and underwriter trainees. * Stay current on industry information regarding trends, competition, pertinent laws and legal occurrences, etc., and share the information with the department. Job Specifications: Education: * Bachelor's degree, or combination of education and surety experience. * Bachelor's degree in business administration, economics, finance or accounting preferred. Certifications/Designations: * Certified, or working towards, AFSB designation. * Must have a valid and current drivers' license and must have acceptable driving record in accordance with Company practice. * Employees are expected to participate in continuing education throughout their careers. Experience: * 5+ years of contract surety underwriting experience. Working Conditions: * General office environment. * Up to 25% of travel is required, by accompanying surety representatives to visit agency force and contract accounts. Overnight trips included. * May be exposed to weather conditions, and/or results and debris of adverse weather conditions, during agency/contract visits. Pay Transparency Statement: UFG Insurance is committed to fair and equitable compensation practices. The base salary range for this position is $103,222, - $136,105 annually, which represents the typical range for new hires in this role. Individual pay within this range will be determined based on a variety of factors, including relevant experience, education, certifications, skills, internal equity, geography and market data. In addition to base salary, UFG Insurance offers a comprehensive total rewards package that includes: * Annual incentive compensation * Medical, dental, vision & life insurance * Accident, critical Illness & short-term disability insurance * Retirement plans with employer contributions * Generous time-off program * Programs designed to support the employee well-being and financial security. This pay range disclosure is provided in accordance with applicable state and local pay transparency laws.
$103.2k-136.1k yearly 50d ago
Excess & Surplus - Production Underwriter
Cincinnati Financial Corporation 4.4
Underwriter job in Seattle, WA
Make a difference with a career in insurance At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person. If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow. Build your future with us Our Cincinnati Specialty Underwriters Insurance Company has an immediate opening for an experienced excess and surplus lines underwriter in Washington. The candidate is required to reside within this territory or in proximity to our Fairfield, OH Headquarters. The pay range for this position is $75,000 - $161,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. Be ready to: * working in partnership with producers and an assigned underwriting assistant to solicit, underwrite and price new and renewal surplus lines commercial property and casualty business * determine individual risk acceptability, pricing, coverage, terms and conditions * develop, analyze and evaluate information and exposures for complex risks * achieve production and loss ratio goals within assigned regional territory * work independently with a high level of authority and judgment * determine need for and secure appropriate reinsurance on individual accounts * mentor and train underwriters and underwriting assistants * develop successful business relationships with producers and reinsurers * research new products and coverage forms * travel within assigned territory which may include some overnight stays Be equipped with: * property and casualty underwriting experience * proficient use of Microsoft Word, Excel and Outlook * strong interpersonal skills * organizational and time management skills * strong decision-making, analytical, and negotiating abilities * desire to build relationships and listen effectively * ability to develop positive working relationships with team members and agents by working to find possible solutions that are beneficial to all * skilled use of verbal communication to explain, negotiate and present information and an understanding of when to use verbal or written * a valid driver's license. Final candidates will also be subject to a Motor Vehicle Record background check, because the position may include a company vehicle Bring education or experience from: * bachelor's degree or extensive relevant excess and surplus lines underwriting experience * 5 years of experience working with commercial lines property and casualty products is required * prior excess and surplus casualty underwriting experience with a carrier, broker, or MGA is preferred * ASLI or CPCU designations preferred * candidates with a carrier background will be given preference; complete training is provided in Cincinnati, OH, prior to deployment to regional territory Enhance your talents Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career. Enjoy benefits and amenities Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Embrace a diverse team As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.
$46k-61k yearly est. 60d+ ago
Mortgage Underwriter
Solomonedwards 4.5
Underwriter job in Olympia, WA
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************
$26-36 hourly Easy Apply 60d+ ago
National Accounts Strategic Underwriter
Elevance Health
Underwriter job in Seattle, WA
Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The National Accounts Strategic Underwriter is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities. How You Will Make an Impact Primary duties may include, but are not limited to: * Create competitive, financially sound proposals for business growth and renewals. * Collaborate on RFPs. * Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation. * Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. Minimum Requirements: Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance. Preferred Skills, Capabilities, and Experiences: * ASA/FSA, CFA, or CEBS credentials preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864. Locations: California, Colorado, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Job Level: Non-Management Exempt Workshift: Job Family: UND > Analysis Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
$105.5k-180.9k yearly 14d ago
CRE Underwriter
Columbia Bank 4.5
Underwriter job in Kirkland, WA
**About the Role:** Underwrites new and renewal Commercial Real Estate affordable housing credit requests primarily comprised of construction and permanent loans for affordable housing projects throughout Columbia's footprint.. Collaborates with Relationship Managers to accurately present findings, including business rationale and risk mitigations, in order to obtain credit approval and meet customer needs. + Analyzes business, industry, financial data and other supporting credit information concerning an applicant's affordable housing credit request; identifies key business and financial risks that may impact the repayment prospects by the borrower; derives conclusions supporting the credit recommendation based on documented facts and/or sound judgement. + Prepares timely, concise and accurate credit recommendations, with limited supervision or revision. Includes: (1) quantitative components within the underwriting narrative documenting the credit analysis; (2) accurate use of risk rating scoring models (aka Dual Risk Rating), both quantitative and qualitative rating elements, to ensure customers and loans are properly risk-rated; (3) accurate identification and mitigation of all exceptions to Bank tracked policies exceptions (TPE), tracked guidelines exceptions (TGE), procedures and compliance regulations; and (4) accurate loan coding consistent with nature of the borrowing relationship and terms of the credit(s). + Presents facts and offers opinions/recommendations to Relationship Managers concerning applicant's credit worthiness. + Monitors borrower and guarantor financial performance in line with real estate loan documents; spreads financial statement and/or ensures required financial statements are spread in accordance with Bank Guidelines and resulting covenant calculations are accurate, complete and adhere to approval conditions and loan documentation. Collaborates with Relationship Managers to ensure borrower notifications are sent and approvals are obtained to resolve any violations in a timely manner. + Conducts periodic market analysis and other projects to support the lending and monitoring efforts of the team. + Partners with Relationship Managers to offer insights into customer financial needs, including opportunities identified using Line of Business-approved relationship expansion tools. May also offer opinions related to a loan structure's effectiveness to mitigate risks, appropriate to prevailing competitive market environment and Bank risk tolerances. + Partners with Relationship Managers in customer and prospect calls as appropriate and with the approval of the Affordable Housing Manager. + May work with Relationship Manager and outside legal counsel to obtain correct and accurate loan documentation that memorializes the terms and conditions of approved credit actions. + Reviews and monitors commercial and/or real estate loan documents for accuracy, completeness, and adherence to approval conditions. + Prepares and presents construction monitoring reports, assists in gathering, updating, and tracking ticklers, and annual term loan reviews.. + Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. + Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training. + Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description. + May be asked to coach, mentor, or train others and teach coursework as subject matter expert. + Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words. + Takes personal initiative and is a positive example for others to emulate. + Embraces our vision to become "Business Bank of Choice" + May perform other duties as assigned. **About You:** + Bachelor's degree in Business, Finance, Accounting, or equivalent work experience. + 6+ years of commercial underwriting/credit analysis experience or relevant lending experience specifically in the field of Affordable Housing Finance. + Advanced analytical and problem-solving skills. + Advanced credit and credit quality skills including accounting, financial statement spreading, and cash flow analysis experience for non profit and for profit businesses, as well as individuals. + Advanced knowledge of credit policies, procedures, practices and documentation. + Excellent written, verbal, interpersonal and presentation skills + Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships + Demonstrated time management skills, reflecting the ability to juggle multiple tasks simultaneously while delivering work product on time. + Ability to train and present to small and large audiences or has the interest in learning to train and present The pay range for this role is $85,543.00 to $150,000.00. The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process. **Primary Location:** Ability to work fully onsite at posted location(s). 278 Central Way Kirkland WA 98033 **Our Benefits:** We are proud to offer a competitive total rewards package including base wages and comprehensive benefits. We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly. **Our Commitment to Diversity:** Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: http://******************** **To Staffing and Recruiting Agencies:** Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.
$48k-57k yearly est. 36d ago
Senior Underwriter
Unum Group 4.4
Underwriter job in Olympia, WA
When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: + Award-winning culture + Inclusion and diversity as a priority + Performance Based Incentive Plans + Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability + Generous PTO (including paid time to volunteer!) + Up to 9.5% 401(k) employer contribution + Mental health support + Career advancement opportunities + Student loan repayment options + Tuition reimbursement + Flexible work environments **_*All the benefits listed above are subject to the terms of their individual Plans_** **.** And that's just the beginning... With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! **General Summary:** The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. **Principal Duties and Responsibilities** + Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. + Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. + Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these + Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences + Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners + Assist with training, technical development and mentoring more junior underwriters **Job Specifications** + Bachelors degree or equivalent, relevant business experience + Demonstrated, consistent proficiency at Underwriter level + Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits + Strong technical expertise in risk selection + Demonstrated understanding of top-line and bottom-line objectives + Exhibit strong knowledge of sales/distribution process and market trends + Solid mentoring and coaching skills + Strong creative problem solving skills + Strong critical thinking/analytical reasoning skills + Strong communication skills, both verbal and written + Strong organizational skills and ability to handle multiple priorities + Strong ability to be persuasive and to negotiate + Demonstrated ability to work both independently and in a team environment + Exhibit a strong commitment to quality and personal ownership of results \#LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$100,700.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum
$53.3k-100.7k yearly 60d+ ago
Senior Underwriter, Excess Casualty
Chubb 4.3
Underwriter job in Seattle, WA
We are seeking a highly motivated, results oriented Commercial Lines Excess Casualty Underwriter to join our industry leading casualty practice. We offer customized umbrella and excess layer programs tailored to our client's business needs and operations. The position would reside in our San Francisco Branch and service our Bay Area territory Underwriter Responsibilities: Generate new business of approximately $1.2M annually and manage a $3M-5M renewal book Meet or exceed financial goals including rate, growth, profit, retention, and new business Build and maintain successful producer relationships to achieve retention and new business development Meet with brokers and customers, individually or as part of a Chubb team, to make sales presentations and present on marketplace conditions & Chubb capabilities Utilize agency travel to build a robust prospect pipeline Collaborate with underwriters, operations, claims, marketing, and home office leadership as necessary Work in a team environment with other Underwriters and Underwriting Associates Strong sales, marketing, and negotiation skills Proven track record of building strong business relationships with agents and insureds Demonstrated strong written and oral communication skills Proven ability in complex account analysis, prioritization, organization, and detail orientation Ability to work both independently and within a team environment using multiple internal and external resources appropriately, effectively, and efficiently Knowledge of Microsoft Office Suite as well as other business-related software Education and Experience: Bachelor's degree or equivalent work experience Ideal candidate will have a minimum of 3 years of underwriting experience The pay range for the role is $114,600 to $194,800. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package, more details on which can be found on our careers website. The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.
$114.6k-194.8k yearly Auto-Apply 60d+ ago
Hull & Liability Marine Underwriting Director
Rli Insurance Company 4.8
Underwriter job in Seattle, WA
About Us We're not like other insurance companies. From our specialty products to our business model, our culture to our results - we're different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn't just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us. RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar - a testament to our culture and validation of our reputation as an excellent underwriting company We are seeking a highly experienced Hull & Liability (H&L) Underwriter for the West Coast. This position will be responsible for hands-on underwriting for complex marine accounts, with a focus on commercial marine operations.The ideal candidate brings deep technical knowledge in Hull & Liability, broad market relationships and proven experience in writing profitable business.Principal Duties & Responsibilities Underwrite and oversee complex new and renewal submissions across commercial marine risks, including tugs, barges, workboats, and marine liabilities. Develop and maintain strong relationships with key producers, particularly regional retail agents and marine specialty wholesalers, to increase quality submission flow. Drive regional distribution by identifying underserved markets and building broker relationships. Monitor market trends, loss experience, and legal developments to support pricing, coverage, and product strategy. Represent the company at industry functions and with key accounts to strengthen market presence and reputation. Participate in strategic projects and lead initiatives related to process improvement, systems enhancement, or market expansion. Education & Experience Bachelor's degree in Insurance, Business, or a related field required; advanced degrees or marine insurance certifications preferred. Minimum 8+ years of commercial marine underwriting experience. Expertise in Hull & Liability underwriting is essential; cargo experience is a plus. Demonstrated track record of profitable portfolio management and broker development. Existing relationships with marine wholesalers and regional retail agents preferred. Knowledge, Skills, & Competencies Deep technical understanding of Ocean Marine underwriting, especially Hull & Liability exposures, rating methodologies, and loss trends. Strong market presence and ability to generate new business opportunities through trusted broker relationships. Strategic thinker with the ability to make sound risk decisions. Excellent communication and negotiation skills with the ability to represent the company externally and advocate internally. Analytical skills to assess complex risks and inform pricing, coverage terms, and portfolio-level decisions. Comfortable with data tools and technology platforms to monitor performance and support reporting needs. Compensation OverviewThe base salary range for the position is listed below. Please note that the base salary is only one component of our robust total rewards package at RLI. The salary offered will take into account a number of factors including, but not limited to, geographic location, experience, scope & responsibilities of the role, qualifications/credentials, talent availability & specialization, as well as business needs. The below range may be modified in the future. Base Pay Range$145,535.00 - $212,117.00Total RewardsAt RLI, we're all owners. We hire the best and the brightest employees and allow them to share in the company's success through our Total Rewards. With the Employee Stock Ownership plan at its core, the Total Rewards program includes all compensation, benefits and perks that come with being an RLI employee.Financial Incentives Annual bonus plans Employee stock ownership plan (ESOP) 401(k) - automatic 3% company contribution Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings) Work & Life Paid time off (PTO) and holidays Paid volunteer time off (VTO) to support our communities Parental and family care leave Flexible & hybrid work arrangements Fitness center discounts and free virtual fitness platform Employee assistance program Health & Wellness Comprehensive medical, dental and vision benefits Flexible spending and health savings accounts 2x base salary for group life and AD&D insurance Voluntary life, critical illness, & accident insurance for purchase Short-term and long-term disability benefits Personal & Professional GrowthRLI encourages its employees to pursue professional development work in insurance and job-related areas. We make a commitment to employees to provide educational opportunities that help them enhance their skills and further their career advancement. RLI fosters a true learning culture and encourages professional growth through insurance courses, in-house training and other educational programs. RLI covers the cost for most programs and employees typically earn a bonus upon successful completion of approved courses and certifications. Our personal and professional growth benefits include: Training & certification opportunities Tuition reimbursement Education bonuses Diversity & InclusionOur goal is to attract, develop and retain the best employee talent from diverse backgrounds while promoting an environment where all viewpoints are valued and individuals feel respected, are treated fairly, and have an opportunity to excel in their chosen careers. We actively support, and participate in, initiatives led by the American Property Casualty Insurance Association that aim to increase diversity in the insurance industry. Cultivating an exceptional and diverse workforce to deliver excellent customer service reinforces our culture and is a key to achieving superior business results.RLI is an equal opportunity employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law.
$40k-67k yearly est. Auto-Apply 44d ago
Senior Loan Processor
Crosscountry Mortgage 4.1
Underwriter job in Gig Harbor, WA
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Senior Loan Processor is responsible for providing customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Senior Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: • Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the particular loan program before submitting to underwriting. • Assemble the complete loan package in proper order for underwriting. • Verify all required documentation (pre-underwrite) in the file. • Complete the required loan checklist. • Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. • Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. • Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan. • Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. • Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. • Verify that vendor orders are complete, invoices received, and in the applicant's E-file. • Manage pipeline by completing and submitting reports within allotted turn-around times. • Assist set-up of loans. • Document all communication related to the loan application in the conversation log. • Train and help supervise new loan processors and other processing personnel. • Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. Qualifications and Skills: • High School Diploma or equivalent. • A minimum of 5 years' residential mortgage processing experience. • Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. • Excellent math and analytical skills. • Excellent communication skills. • Ability to prioritize and meet deadlines. • Available to work varying hours and overtime if needed. • Encompass experience. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 28.84 - 38.46 Eligible for per file monthly bonus incentive. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
$56k-72k yearly est. Auto-Apply 10d ago
Senior Processor
Global Credit Union 3.6
Underwriter job in Renton, WA
Reports To: Mortgage Processing Supervisor Functions Supervised: None Primary Functions: Process mortgage loan applications and assist assigned originator. Act as a coach and mentor to other Processors within the department. Duties and Responsibilities: Verify all information received in the mortgage loan application via letters to employers, banks, creditors, etc. Maintain logs and files as necessary regarding mortgage loan applications processed. Order appraisals, surveys and updated credit reports, as directed by the Underwriter. Communicate and coordinate with originators and members, collection of documentation and information, stipulations/conditions or any other pertinent data needed to submit to underwriting and obtain approval. Address member concerns and inquiries quickly, professionally and courteously. Input, validate and confirm all required data into appropriate Automated Underwriting (AU) system(s) required for approval and closing. Order items timely and accurately to ensure processing time frames are met and production standards and goals are achieved. Respond to Quality Control and Loan Delivery requests within specified time lines as directed by each department. Provide assistance to and help in the training of other processors as necessary. Review processed loan packages prior to submission to ensure completeness, quality and accuracy. Participate in seminars and other training to maintain required knowledge and skill development. Complete all required training within specified deadlines. Act as a Team Lead within your department. Coach, train and mentor other Processors. Expert pipeline management and meeting deadlines. Perform other duties as assigned. Qualifications Education: High school graduate or equivalent. Creditable Experience in Lieu of Education: Not Applicable Experience/Skills: One to two years in the Processor III position or prior mortgage experience. Two plus years direct public contact preferred. Expert proficient at typing with a knowledge of office machines, some math aptitude and letter composition familiarity. One year experience in mortgage loan processing with basic knowledge of most program processing requirements. Personal computer experience preferred. Tenure: Processor I (Category 13) requires 12 months tenure in a Category 14 mortgage position with a meets or exceeds expectations. Processor II (Category 12) requires 12 months tenure in Processor I (Category 13) position with a meets or exceeds expectations. Processor III (Category 11) requires 1-2 years tenure in a Processor II (Category 12) position with a meets or exceeds expectations. Senior Processor (Category 10) requires 1-2 years in a Processor III (Category 11) position with a meets or exceeds expectations. Directly related work experience and/or accelerated training completion may be substituted for tenure for all positions. Compensation Salary Pay Range: Processor I (Category 13): $49,284 - $73,391 annually Processor II (Category 12): $53,226 - $81,405 annually Processor III (Category 11): $57,484 - $90,230 annually Senior Processor (Category 10): $63,233 - $99,908 annually Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range. Benefits Short-term and long-term incentives Comprehensive medical, dental and vision insurance plan that has HSA and FSA options 401(k) plan with a 5% match Employee Assistance Program (EAP) Life and disability coverage Voluntary cash benefits for accident, hospitalization and critical illness Tuition Reimbursement Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays Click here to view Global's comprehensive Benefits Programs Equal Opportunity Employer
$63.2k-99.9k yearly Auto-Apply 21d ago
Mortgage Lending Underwriter - Residential Loans (Non-QM & Jumbo)
NW Recruiting Partners
Underwriter job in Kirkland, WA
Kirkland, WA Bring your residential underwriting experience to a lender focused on residential and construction mortgages. As a Mortgage Lending Underwriter, you will review complex mortgage applications submitted through internal and external channels. This role requires strong analytical expertise, attention to detail, and a solid understanding of credit risk and lending guidelines to make sound underwriting decisions. Mortgage Lending Underwriter Responsibilities: File Triage: Scrub mortgage packages for completeness and quality, pulling insights from income docs, statements, and credit data. Credit Judgment: Weigh borrower strength, deal context, and capacity to repay to form a clear go/no-go view. Policy Alignment: Keep decisions inside house credit guardrails, investor expectations, and applicable regs. Decision Messaging: Deliver outcomes and rationale to origination and ops so everyone knows the “why” and next steps. Valuation & Collateral Check: Validate property reports and supporting materials against program criteria and valuation logic. Disposition Calls: Greenlight, rework, or decline based on quantified risk and compensating factors. Market & Rule Tracking: Monitor shifts in underwriting norms, product overlays, and regulatory updates; adjust practices accordingly. Exit Financing Matchmaking: Pair eligible files with the right permanent/agency programs to ensure a viable take-out. Workflow Partnering: Coordinate with internal counterparts to keep files moving and cut cycle time. Mortgage Lending Underwriter Qualifications: At least 8 years of experience in mortgage underwriting (including conventional, non-QM, and construction loans) Bachelor's degree or equivalent experience in finance or related field Strong knowledge of underwriting principles, risk assessment, and industry regulations Experience with Encompass and must have manual underwriting experience Excellent analytical, communication, and problem-solving skills Detail-oriented with the ability to meet deadlines under pressure Company Benefits: Medical, Dental, and Vision Insurance Annual bonus 401k with a 3% match Compensation: $85k-$110k
$85k-110k yearly 60d+ ago

Learn more about underwriter jobs

How much does an underwriter earn in Kent, WA?

The average underwriter in Kent, WA earns between $42,000 and $104,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Kent, WA

$66,000

$42,00010%

$66,000Median

$104,00090%

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Underwriter jobs in Kent, WA - 26 jobs

Underwriter I, II, III, or Senior

Mortgage Lending Underwriter - Residential Loans (Non-QM & Jumbo)

Underwriter - Multifamily Affordable

Underwriter, Wholesale, Specialty Products

Case Underwriter II

Mortgage Loan Underwriter Senior

Sr Surety Underwriter

Underwriter I

Underwriter I

Sr Surety Underwriter

Excess & Surplus - Production Underwriter

Mortgage Underwriter

National Accounts Strategic Underwriter

CRE Underwriter

Senior Underwriter

Senior Underwriter, Excess Casualty

Hull & Liability Marine Underwriting Director

Senior Loan Processor

Senior Processor

Mortgage Lending Underwriter - Residential Loans (Non-QM & Jumbo)

Learn more about underwriter jobs

How much does an underwriter earn in Kent, WA?