Essential Functions
Point of contact for all parties regarding Title Review/Clearances, Property Insurance and Closing statuses
Engaging Title and Insurance contacts
Review the results of the title search, copies of all easements, encumbrances, and any other related title work
Request and review closing protection letters and place orders for funding shield certificate
Confirm title requirements are met and confirm issuance of required title endorsements, and exceptions to be omitted
Request, review and approve pro forma or marked up title work prior to closing
Request, review and approve property and liability insurance certificates
Request and analyze current real estate tax information
Maintaining lenders LOS up to date with current statuses, ensuring data integrity, ie. Property Addresses, APNs, County, Vendor Contacts etc.
Perform duties under moderate to close supervision and actively engage supervisor and/or manager to resolve complex issues
Remain current on all closing guidelines and compliance requirements
Adhering to established SLA's and deadlines
Effectively communicate status and expectations to internal staff, attorneys, and escrow/title
Utilize time management skills to stay on track with multiple loans at various stages of the funding process
Competencies/Skills
Strong attention to detail with the ability to stay organized and problem solve in a fast-paced environment
Ability to articulate issues, problem solve and analyze with creative and outside of the box thinking
Strong communication skills (written and verbal) with internal and external partners; ability to convey findings in a concise and comprehensive manner
Effective organization and time management skills
Capability to build trusting relationships internally and externally and elicit confidence by demonstrating reliability
Strong team player with the ability to work effectively in a cooperative and diverse environment
Capacity to analyze processes, support change and think operationally and strategically to achieve business goals
Advanced use of Microsoft Office Suite
Education and Experience
Associate or bachelor's degree
Minimum 2 years of direct experience in Title/Escrow or Funding
Working knowledge of lending practices and industry standard processes
Accessibility:
At Archwest, we will make reasonable accommodations to enable individuals with disabilities to perform essential functions. Please just let us know by contacting us at ***************************.
$35k-55k yearly est. 5d ago
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Non-QM Underwriter
JBA International 4.1
Underwriter job in Brea, CA
The Underwriter is responsible for performing a complete credit assessment review to ensure compliance with appropriate company, agency, and secondary market investor standards to issue a loan decision. The Underwriter must evaluate loans to minimize risk and loss, maximize organizational profit, and clearly communicate a sound credit decision.
Responsibilities
Review assigned loans and issue a credit decision based on program guidelines and risk evaluation.
Validate accuracy of information presented on consumer's loan application.
Evaluate documentation to verify authenticity and consistency based on information presented within the consumer's loan application.
Request supporting documentation as necessary to satisfy all necessary guidelines and requirements.
Investigate applicant credit and employment history, calculate income, evaluate assets, assess consumer's ability to repay, and ensure collateral is supported.
Perform due diligence using provided tools, searches, and other methods to identify any discrepancies and minimize risk of misrepresentation or fraud on any given loan.
Monitor pipeline of various loan types to ensure loans are reviewed within a timely manner.
Review resubmissions and conditions and provide appropriate loan status updates to team members.
Provide excellent customer service and communication with both internal and external customers.
Respond to status requests, clarifications, and other service-related questions.
Ensure use of company's credit and underwriting policies and follow all applicable regulations, policies, procedures, and protocol when making credit decisions.
Recognize and escalate issues for second level review to a manager as necessary.
Complete final credit approval and sign off, ensuring all documentation within the loan file is satisfactory and in a deliverable state.
Review aged or problem loans as needed to assist with difficult loans to ensure they are saleable.
Review and respond to post-closing inquiries or errors as needed to resolve issues.
Participate in various department meetings and trainings (procedure changes, new programs, etc.).
Carry out other tasks as assigned.
Knowledge and Skills Required
Working knowledge and understanding of agency/industry regulations.
Working knowledge of Mortgage Loan Origination and Underwriting processes.
Ability to learn and follow company policies, procedures, and Underwriting protocol.
Ability to embrace technology and utilize a task-based workflow.
Excellent customer service and written/oral communication skills.
Excellent work ethic.
Credentials and Experience Required
Prior Underwriting experience in a traditional retail lending environment, including but not limited to conventional and non-conforming (non-QM loans).
Minimum 3-5 years' experience underwriting Non-QM loans.
Supervisory Responsibilities, If Any
N/A
Physical Demands
While performing the duties of this job, employee is regularly required to:
Sit for extended periods of time
Reach with arms and grasp with hands
Perform tasks using a computer and peripherals (keyboard, mouse, monitor)
Hear, talk, read, and write
Vision requirements include:
Close vision (computer monitor, paperwork)
$77k-121k yearly est. 60d+ ago
Underwriter, Wholesale, Specialty Products
Carrington Mortgage 4.5
Underwriter job in Anaheim, CA
Come join our amazing team and work Remote !
We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED!
The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan.
What you'll do:
A thorough knowledge of Non Agency or NON QM mortgage loan underwriting.
Maintains highly confidential information concerning loan applicants.
Requires high level of organizational skills and ability to work on several tasks simultaneously
Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable.
Applies and interprets company underwriting guidelines and makes sound credit decision.
Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.
Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.
Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs.
Determines any conditions, stipulations or pre-funding requirements.
Reviews and clears underwriting conditions, stipulations or pre-funding requirements received.
Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise
What you'll need:
5+ years mortgage underwriting work experience.
Experience Underwriting Non Agency or Non QM Loans
Paperless Loan Origination System experience preferred.
DU and LP experience required.
Experience working in a paperless environment preferred.
Our Company:
Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: ****************************
What is the value proposition to joining the team?
Increased earning capacity due to access to our 48 state territory.
Ability to market faster and more efficiently inside the operation.
Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible.
Professional account manager's partner with you and your brokers to add value every step of the way.
Base pay plus an industry leading commission plan.
Take over existing accounts.
What We Offer:
Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
Customized training programs to help you advance your career.
Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
Educational Reimbursement.
Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
$90k-120k yearly Auto-Apply 60d+ ago
Underwriter, Professional Risks
Hiscox
Underwriter job in Los Angeles, CA
Job Type:
Permanent
Build a brilliant future with Hiscox
Underwriter, Professional Risks - Allied Healthcare
Underwriter
Reporting to Regional Manager - AHC
The Role:
Hiscox USA is currently searching for a dynamic, engaging and solutions-oriented Underwriter to drive new business and underwrite complex renewal business within the Allied Healthcare sector. This position provides a unique opportunity for an Allied Healthcare specialist or a professional liability generalist to join a fast paced, dynamic team to write policies tailored to the specific requirements of the Allied Healthcare sector. We specialize in medical imaging centers, pharmacies, occupational/speech/physical therapists, home healthcare, counselors, medical consultants, medi spas, day spas, social services, dentists, veterinarians, staffing firms, and much more! Policies will be rooted in Allied Healthcare E&O, with cross sold SAM, Cyber, GL, and other PL coverages offered for qualifying risks. Risks vary greatly in size and complexity (from start-ups to large, multinational entities). We provide an entrepreneurial climate that values and rewards thoughtful risk taking, excellence in execution and ownership in body of work.
What You'll Be Doing:
Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the company's strategy and guidelines for the product line: ***********************************************************************
Develop new broker relationships and increase depth of existing broker relationships throughout region to increase production
Engage with the national Allied Healthcare team to learn and teach collaboratively
Maintain excellent customer service standards
Play a key role in executing on regional plan i.e. serving as relationship manager for several key Allied Healthcare brokers and spearheading broker turnarounds.
Obtain & maintain underwriting authority in Allied Healthcare practice area.
Spearhead in office quoting days with top broker partners
Monitor product results and develop ideas to increase productivity and profitability
Consistently exceed minimum quote output numbers established by national Allied Heathcare manager
At times, regional travel required including industry events and broker visits
**Please provide a cover letter and resume which clearly communicates that you are the person to take on this challenge at Hiscox USA**
Here Are Some of The Requirements We Would Ideally Like to See:
2+ years of experience in Allied Healthcare coverage; experience preferred
Customer-centric mind-set and passionate about the power of superior customer service and offerings
Strong understanding of sales principles, presentation, negotiation skills and demonstrate a competitive drive
Team-oriented, ability to collaborate and desire to share information across divisions and teams to further the overall goals of the company
Proven track record of understanding and delivering meaningful underwriting profit
Outgoing, driven, high attention to detail and results focused mentality
The ability to identify business needs
Excellent written and verbal communication skills
Strong interpersonal skills and ability to work independently in a collaborative environment
Innate service focus which enables one to effectively interact with all levels of internal and external customers and partners
B.A./B.S degree is preferred
Willingness to develop business, with travel throughout the U.S. up to 25%, required
What We Offer:
401(k) with competitive company matching
Comprehensive health insurance, vision, dental and FSA plans (medical, limited purpose, and dependent care)
Company paid group term life, short- term disability and long-term disability coverage
24 Paid time off days plus 2 Hiscox days,10 paid holidays plus 1 paid floating holiday, and ability to purchase up to 5 PTO days
Paid parental leave
4-week paid sabbatical after every 5 years of service
Financial Adoption Assistance and Medical Travel Reimbursement Programs
Annual reimbursement up to $600 for health club membership or fees associated with any fitness program
Company paid subscription to Headspace to support employees' mental health and wellbeing
2023 Gold level recipient of Cigna's Healthy Workforce Designation for having a best-in-class health and wellness program
Dynamic, creative, and values-driven culture
Modern and open office spaces, complimentary drinks
Spirit of volunteerism, social responsibility, and community involvement, including matching charitable donations for qualifying non-profits via our sister non-profit company, the Hiscox USA Foundation
Salary Range: $100-$120k
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.
**Please note that this position is hybrid and requires two (2) days in our office weekly**
#LI-RM1
Work with amazing people and be part of a unique culture
$100k-120k yearly Auto-Apply 3d ago
Condo Underwriter
Cake Mortgage Corp
Underwriter job in Los Angeles, CA
CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments.
The Condo Underwriter is responsible for reviewing and approving condominium projects for Non-QM loans in alignment with internal guidelines and investor requirements. This role conducts detailed assessments of project documentation, identifies potential risks, and ensures project eligibility to support accurate and salable loan decisions.
Key Responsibilities
Review and underwrite condominium project approvals for Non-QM loans in accordance with company guidelines and investor standards.
Analyze HOA documents, budgets, insurance policies, and legal project materials to determine project eligibility and financial stability.
Evaluate key project characteristics such as occupancy ratios, litigation, special assessments, and reserve funding.
Collaborate with collateral, credit, and operations teams to ensure all documentation required for condo review is complete and accurate.
Maintain up-to-date knowledge of Non-QM condo project requirements and regulatory guidelines impacting condominium financing.
Identify, assess, and mitigate potential project risks that could affect loan salability or investor acceptance.
Prepare detailed project review summaries and communicate findings clearly to internal teams and management.
Provide guidance and support to underwriters and account managers regarding condominium eligibility standards.
Partner with management to recommend enhancements to condo review policies, procedures, and workflows.
Assist in developing review templates, job aids, and process improvements to promote accuracy, consistency, and efficiency.
Participate in quality control reviews and audits related to condominium underwriting.
Maintain accurate records of all condo reviews and approvals in accordance with company documentation standards.
Coordinate with internal and external stakeholders to resolve pending items and obtain final condo approval decisions.
Requirements
3-5 years of experience in condominium underwriting, project review, or collateral analysis within the mortgage industry.
Strong understanding of condominium project eligibility requirements for Non-QM or portfolio lending programs.
Familiarity with investor and regulatory guidelines related to condo approvals (e.g., FNMA, FHLMC, and Non-QM equivalents).
Experience with loan origination systems (LOS), preferably Encompass.
Excellent analytical and problem-solving skills with strong attention to detail.
Strong written and verbal communication skills.
Ability to work independently while contributing effectively within a team environment.
Proven ability to manage multiple condo reviews in a fast-paced, deadline-driven environment.
Why Join CAKE Mortgage?
Be part of a fast-growing company changing the game in Non-QM.
Competitive compensation and performance-based bonuses.
Collaborative and entrepreneurial culture.
Opportunities for career advancement and innovation.
Cake Mortgage does not tolerate discrimination of any type. Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law. Cake Mortgage provides eligible and qualified employees with opportunities to advance. Cake Mortgage is an at will employer. Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment.
Salary Description $90,000.00 to $100,000.00
$90k-100k yearly 54d ago
Mortgage Loan Underwriter - Remote Opportunity
Summithr
Underwriter job in Pasadena, CA
Job Description
Mortgage Loan Underwriter
Our client is a fast-growing national Lender and looking for a new member to join their team. Using established Conventional, Jumbo and Government underwriting guidelines, the potential employee will evaluate borrower financial and credit information in tandem with property valuations to inform lending decisions. The underwriters work closely with all members of the production team throughout the process to bring loans to closing.
*****Ability to work from a local office or a remote opportunity*****
Responsibilities and duties
Underwrite and decision agency conforming, jumbo FHA/VA residential mortgage loans.
Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents.
Review appraisal reports to identify and resolve any discrepancies.
Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan.
Calculate qualifying ratios, determine creditworthiness; provide risk opinions
Qualifications/Requirements:
Must be able to underwrite VA, FHA, Conventional & Jumbo Loans
4+ years of Underwriting Experience
4+ years of experience underwriting FNMA, FHLMC, and Non-Conforming mortgages is a plus
Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
Categorical understanding of the mortgage lending process
Ability to carry out requisite loan calculations (DTI, LTV, etc.)
Capable of preparing findings reports
Ability to handle multiple files simultaneously.
Strong written and verbal communication.
Perform well in team environments.
Always looking for ways to grow into the future.
Benefits:
Offering a full benefit package (health insurance + 401K), and competitive salaries and a upbeat team environment.
To see new and updated job postings and job postings similar to this, please follow us on LinkedIn: *****************************************
Job Posted by ApplicantPro
$56k-96k yearly est. 17d ago
STRONG CRE C&I underwriter
Scale Search Group
Underwriter job in Los Angeles, CA
Experienced Portfolio Officer/Manager CRE and/or C&I - (FT) positions open at our LA Headquarters Branch. Underwriting medium to large C&I or CRE loan portfolio. Participates in the development and recommendation of loan objectives. Only strong C&I and CRE experience welcomed.
Qualifications
Strong C&I and CRE experience
Additional Information
All your information will be kept confidential according to EEO guidelines.
$56k-97k yearly est. 60d+ ago
Underwriter - General/Professional Liability
Klassic Recruitng
Underwriter job in Los Angeles, CA
Klassic Recruiting is partnering with Hiscox in the search for an Underwriter - General/Professional Liability to join their team based in Los Angeles, CA. Hiscox USA Hiscox USA was established in 2006 to focus primarily on the needs of small and middle market commercial clients, via both the broker and direct distribution channels. It is headquartered in New York City and is today the fastest-growing business unit within the Hiscox Group.
Today, Hiscox USA has a talent force of about 350 employees mostly operating out of 5 major cities - New York, Atlanta, Chicago, Los Angeles and San Francisco. Hiscox USA offers a broad portfolio of commercial products, including technology, cyber & data risk, multiple professional liability lines, media, entertainment, management liability, crime, kidnap & ransom, commercial property and terrorism.
If you thrive in a challenging and collaborative environment where you are trusted to work instinctively and know the company will stretch you to your full potential look no further.
Job Description
Underwriter - General/Professional Liability Summary:
Hiscox USA is currently searching for an experienced, dynamic, engaging and sharp General Liability / Professional Liability Underwriter in Los Angeles to drive new business for the Southwest region. This position provides an opportunity to thrive in an entrepreneurial climate that values and rewards thoughtful risk-taking and excellence in execution.
Underwriter - General/Professional Liability Responsibilities include:
Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the company's strategy and guidelines for the Professional Risks and General Liability product lines
Develop new relationships and maintain existing relationships with wholesale brokers throughout the Southwest Region (SoCal, AZ, NV, NM and HI)
Work with operations, claims, finance and marketing to build or enhance products and contribute to the financial performance of the business unit
Maintain excellent customer service standards
Monitor product results and develop ideas to increase productivity and profitability
Be part of a larger professional team in Los Angeles, collaborating to drive regional results and develop new opportunities
At times, 10-25% travel required
Qualifications
Qualifications
3-5 years of general liability / professional liability insurance underwriting experience with strong Southwest US broker relationships
B.A. / B.S degree from an accredited College or University required
Outgoing, driven, high attention to detail and results-focused mentality
Strong understanding of basic sales principles, negotiation skills and demonstrate a competitive drive
Strong interpersonal skills and ability to work independently in a collaborative environment
Innate service focus which enables one to effectively interact with all levels of internal and external customers and partners
What Hiscox USA Offers:
Competitive salary and bonus (based on personal & company performance)
Comprehensive health insurance, Vision, Dental and FSA
401(k) with competitive company matching
24 Paid time off days
10 Paid Holidays
Paid sabbaticals after 10 years of service
Dynamic, creative and values-driven culture
Modern and open office spaces, complimentary fruit and drinks
Spirit of volunteerism, social responsibility and community involvement, including matching charitable donations for qualifying non-profits via our sister non-profit company, the Hiscox USA Foundation
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.
Job Type:
Full-time
Required education:
Bachelor's
Required experience:
General Liability Underwriting: 3 years
Property/Casualty Insurance Underwriting: 3 years
Additional Information
All your information will be kept confidential according to EEO guidelines.
$56k-97k yearly est. 1d ago
Private Banking Credit Underwriter
Sunflower Financial Inc.
Underwriter job in Ontario, CA
Apply Description
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the full-time position of Private Banking Credit Underwriter.
2+ years experience in Private Wealth Lending is a MUST.
Description:
The Private Banking Credit Underwriter position is responsible for gathering, analyzing and interpreting financial and credit information in order to assess the creditworthiness of the company's commercial customers, focusing on the company's moderately complex credit relationships. The position assists Business/Commercial Bankers in supporting new and existing assigned loan relationships with an emphasis on maximizing credit quality and minimizing risk.
Responsibilities:
Review and analyze financial and credit information, such as financial statements, tax returns and credit reports to determine creditworthiness for borrowers and guarantors. Determine the need for a more thorough investigation or additional information and contact appropriate sources for such information.
Prepare detailed financial and analytical reports for each entity analyzed, including historical financial data and trends, detailed cash flow analysis, global cash flow analysis, and simple projections.
Research pertinent industry and market information relevant to customers' lines of business.
Prepare a written summary of analysis for new and existing loan relationships, especially in regards to the sufficiency of cash flow, collateral and other repayment sources. Assess overall strengths and weaknesses of credit relationship.
Communicate key analytical finding and opinions to Business/Commercial Bankers, management or credit officers.
Assist in monitoring assigned moderately complex credit files for periodic financial statements, borrowing base certificates, accounts receivable aging, and other items as required by the loan documents. Ensure that covenant compliance and financial reporting requirements are addressed.
Exercise independent judgement on client relationship credit analysis and take appropriate resulting action.
Participate in departmental or company-wide projects. Seek and propose process improvements.
Provide technical advice and assistance to Business/Commercial Bankers and customers.
Attend joint calls with the Commercial Banker to gather more information about the business.
Assist in the training and development of the Underwriter I.
Remain educated and informed about industry trends, community developments, market conditions and regulatory requirements and understand their effect on the company's lending criteria.
Understand and adhere to all applicable federal and state laws and regulations, including, but not limited to, the Bank Secrecy Act (BSA) and related anti-money laundering laws and Office of Foreign Asset Controls (OFAC).
Education / Experience Preferred:
Bachelor's Degree in Accounting, Business, Economics, Finance, or similar field, in lieu of a degree, applicant must have a high school diploma or equivalent and have completed a formal credit training program or certification.
2+ years of experience in credit analysis/portfolio management in a commercial lending environment required with experience in private wealth lending.
Must possess specific area of underwriting expertise in at least one area of lending, such as commercial real estate, commercial and industrial lending or SBA lending.
Must possess proven ability to successfully understand and analyze financial statements, including balance sheets, income statements, cash flow, and tax returns.
Must be proficient in Microsoft Office Suite.
Must possess strong business math skills.
Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
Must possess ability to multi-task, prioritize and meet deadlines.
Must have ability to work collaboratively by finding common ground to solve problems with the ability to represent his/her own opinion.
Must remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
Must possess excellent verbal, written, interpersonal and customer service skills to tactfully and professionally assist with customers, employees, senior management, auditors and regulators.
Must have the ability to travel to branch offices as needed.
Must be able to work flexible hours.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
Associates enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
If you qualify, apply online at ******************************
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
$56k-96k yearly est. 7d ago
Bcs Underwriter IV
Direct Staffing
Underwriter job in Monterey Park, CA
Monterey Park, CA
Financial Services - Commercial Banking
Exp 10 -15 yrs
Degree Bach
Relo
Bonus
Job Description
Responsible for making credit worthy decisions on complex commercial transactions to determine acceptability of risk in accordance with the company guidelines and standards.
Advanced expertise on commercial loans
Position Accountabilities
Evaluates all financial statements (business and personal tax returns, fiscal year-end and interim statements and personal financial statements) for credit worthiness. Identifies recurring and non-recurring income/expenses. Comprehend all schedules, notes, and K-1's. Differentiates between cash and accrual method as well as comprehend UCA cash flow analysis. Consolidates related entities and summarizes results.
Identifies credit strengths, weaknesses, industry risks, and anomalies that lead to further investigation. Determines or amends applicable loan agreement covenant and monitoring requirements.
Collaborates with Relationship Managers on reasoning for a particular decision, answering potential loan request questions, identifiying/resolving potential problem loans.
Prepares a comprehensive credit summary in conjunction with the Relationship Managers and Credit Manager to address all material aspect of the request.
Supports management of the Relationship Manager portfolio by addressing convenant violations, completing annual review/renewals, and identifiying opportunities.
Performs other duties as assigned.
Qualifications
Required Education or Equivalent Experience
Bachelor's Degree Required
Required Experience
Years of functional/professional experience: At least 10 years
Field of Experience
Expert knowledge of information and data processing systems. Expert in evaluating business and credit reports
Expert knowledge of our Policy and Procedures
Expert understanding of various regulatory/compliance policy and procedure including but not limited to Fair Lending, OFAC, Flood, Regulation O, highly leveraged transactions, etc.
Meet and/or exceed our Service Level Agreement commitment
Proficiency in MS Office and other system applications
Excellent written and verbal communication skills
Excellent organizational skills
Additional Information
All your information will be kept confidential according to EEO guidelines.
Direct Staffing Inc
$56k-96k yearly est. 60d+ ago
DE Underwriter- in Office
National Mortgage Staffing 3.9
Underwriter job in Brea, CA
DE Underwriter - On-site/Hybrid (North Hollywood or Brea, CA)
Salary: $70,000-$100,000 (DOE) Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Employment Type: Full-time (eligible for overtime) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year
Our client, a California-based mortgage lender, is seeking an experienced DE Underwriter to join their growing underwriting team. This role may be based on-site or hybrid from either the North Hollywood or Brea office.
Key Responsibilities
Review and underwrite residential mortgage applications including Agency, FHA, and Non-QM products.
Verify credit, income, and asset documentation with a focus on accuracy and compliance.
Analyze tax returns, self-employed income, P&L statements, and business cash flow.
Review WVOE, Bank Statement, DSCR, and Asset-based loans.
Ensure all files meet FHA DE requirements and investor guidelines.
Collaborate with Account Managers, Loan Officers, Processors, and Brokers to support timely loan decisions.
Maintain updated knowledge of underwriting standards and investor policies.
Qualifications
Active FHA DE (Direct Endorsement) designation required.
Minimum 5 years of residential mortgage underwriting experience.
3+ years of Non-QM underwriting experience required.
Proficient in Encompass LOS, CoreLogic FraudGuard, and running AUS (DU, LPA, Total Scorecard).
Experience analyzing self-employed income and complex loan structures.
In-depth knowledge of Agency (Fannie/Freddie) and FHA guidelines.
Have worked as a front line underwriter within the past 12 months.
Please note: National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are set forth by our client and must be followed exactly.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
$70k-100k yearly 11d ago
Underwriter I
Quantum Electronic Payments
Underwriter job in Anaheim, CA
Job Description
Unlock your potential with Quantum ePay a fast growing fintech company that helps business owners lower costs, increase revenue, and improve their quality of life.
We provide innovative payment processing solutions and an ever expanding suite of products that boost productivity, efficiency, and confidence. With a focus on exceptional merchant service, we value integrity, teamwork, passion, and reliability. As our company continues to grow, we are looking for driven professionals ready to take the next step in their career. If you are motivated by success and eager to grow, join us and maximize your potential with Quantum ePay.
The Underwriter I plays a key role in reviewing merchant applications for payment processing, evaluating risk, and ensuring compliance with bank and industry requirements. This role is ideal for someone early in their underwriting career who is eager to learn, grow, and make an impact in a fast paced environment.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Review merchant applications to assess risk and determine acceptance based on underwriting guidelines
Interpret and analyze credit reports, business registrations, financial statements, and tax returns
Verify and confirm information submitted on merchant applications
Ensure daily applications are processed accurately and in a timely manner
Communicate with agents regarding pending applications and required documentation
Identify patterns, potential risks, and process improvements
Navigate multiple systems and platforms to update and track application status
Support team initiatives and perform additional duties as assigned
QUALIFICATIONS
Previous experience in credit, risk, finance, or a related field preferred
Merchant underwriting experience a plus but not required
Experience with TSYS a plus
Strong working knowledge of Microsoft Office Suite and Adobe PDF
Ability to quickly learn new proprietary software (CRM) and third party vendor systems
Strong problem solving skills with the ability to apply innovative solutions
Customer focused mindset with excellent verbal and written communication skills
Strong research and analytical skills with great attention to detail
Ability to read, interpret, and apply business documents, industry standards, and regulations
Proficient in basic business math including percentages, ratios, and volume calculations
SALARY:
This role includes quarterly profit-sharing bonuses as part of a total compensation package, in addition to a full range of medical, dental, retirement planning, and/or other benefits.
Base salary range: $48,000 - $55,000
Salary including quarterly profit-sharing bonus and comprehensive benefits program range (annualized): $67,725 - $ 73,725
WHY WORK HERE?
Awarded Top Workplace of Orange County by the OC Register!
New state of the art, open-concept facility with stand-up desks, balance boards, stationary bikes and more!
Work hard, play hard culture!
Monthly Beer Socials and BBQs!
Proven "promote from within" mentality!
Benefit offerings:
Medical, dental, vision, acupuncture and chiropractic
401k Safe Harbor; 100% employer match processed semi-monthly, up to 4%
Profit Sharing; paid on a quarterly basis
$67.7k-73.7k yearly 8d ago
Casualty Facultative Underwriter
South Bay Search 4.0
Underwriter job in Los Angeles, CA
Casualty Facultative Reinsurance Underwriter Los Angeles
2-15 years of production casualty, excess casualty, or package underwriting experience
Great training program to aid in the transition to facultative underwriting.
A++ carrier with a superior culture. Opportunity to market to clients/professional sporting games/30% travel.
$67k-102k yearly est. 60d+ ago
Surety Underwriter II (Walnut Creek, Pasadena, Mission Viejo, and San Diego)
Philadelphia Insurance Companies 4.8
Underwriter job in Pasadena, CA
Marketing Statement:
Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites commercial property/casualty and professional liability insurance products for select industries. We have been in operation since 1962 and are nationally recognized as a member of Ward's Top 50 and rated A++ by A.M.Best.
We are looking for a Sr. Surety Underwriter to join our team in either our Walnut Creek, Pasadena, Mission Viejo or San Diego offices!
Summary:
Under limited direction and supervision, underwrites and markets assigned products by providing high levels of risk assessment and technical underwriting expertise to determine underwriting acceptability. May provide high level of financial analysis to determine credit quality.
A typical day will include the following:
Participates in the producer management process which may include, but is not limited to, premium collections.
Prepares underwriting submissions, making recommendations and/or decisions within established authority limits. Minimum authority is $1,000,000 (Surety).
Prepares and participates in marketing activities within the region to promote the development of new business.
Gathers and analyzing information, applies appropriate underwriting techniques necessary to make an accurate evaluation of acceptability of risk. May evaluate credit quality.
Prepares and participates in proposals to producers and/or accounts negotiating terms and conditions.
May ensure credit quality of accounts managed while maintaining and updating underwriting files.
Qualifications:
Bachelor's Degree
At least three years of contract surety underwriting experience preferably with a carrier.
AFSB designation preferred.
The ability to manage multiple priorities, generate new business and be detail oriented.
EEO Statement:
Tokio Marine Group of Companies (including, but not limited to the Philadelphia Insurance Companies, Tokio Marine America, Inc., TMNA Services, LLC, TM Claims Service, Inc. and First Insurance Company of Hawaii, Ltd.) is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, sexual orientation and/or any other status protected by law.
Benefits:
We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. If you enjoy working in a fast paced work environment with growth potential please apply online.
Additional information on Volunteer Benefits, Paid Vacation, Medical Benefits, Educational Incentives, Family Friendly Benefits and Investment Incentives can be found at *****************************************
$69k-114k yearly est. Auto-Apply 60d+ ago
Private Banking Credit Underwriter
Sunflower Bank, N.A 4.3
Underwriter job in Ontario, CA
Job DescriptionDescription:
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the full-time position of Private Banking Credit Underwriter.
2+ years experience in Private Wealth Lending is a MUST.
Description:
The Private Banking Credit Underwriter position is responsible for gathering, analyzing and interpreting financial and credit information in order to assess the creditworthiness of the company's commercial customers, focusing on the company's moderately complex credit relationships. The position assists Business/Commercial Bankers in supporting new and existing assigned loan relationships with an emphasis on maximizing credit quality and minimizing risk.
Responsibilities:
Review and analyze financial and credit information, such as financial statements, tax returns and credit reports to determine creditworthiness for borrowers and guarantors. Determine the need for a more thorough investigation or additional information and contact appropriate sources for such information.
Prepare detailed financial and analytical reports for each entity analyzed, including historical financial data and trends, detailed cash flow analysis, global cash flow analysis, and simple projections.
Research pertinent industry and market information relevant to customers' lines of business.
Prepare a written summary of analysis for new and existing loan relationships, especially in regards to the sufficiency of cash flow, collateral and other repayment sources. Assess overall strengths and weaknesses of credit relationship.
Communicate key analytical finding and opinions to Business/Commercial Bankers, management or credit officers.
Assist in monitoring assigned moderately complex credit files for periodic financial statements, borrowing base certificates, accounts receivable aging, and other items as required by the loan documents. Ensure that covenant compliance and financial reporting requirements are addressed.
Exercise independent judgement on client relationship credit analysis and take appropriate resulting action.
Participate in departmental or company-wide projects. Seek and propose process improvements.
Provide technical advice and assistance to Business/Commercial Bankers and customers.
Attend joint calls with the Commercial Banker to gather more information about the business.
Assist in the training and development of the Underwriter I.
Remain educated and informed about industry trends, community developments, market conditions and regulatory requirements and understand their effect on the company's lending criteria.
Understand and adhere to all applicable federal and state laws and regulations, including, but not limited to, the Bank Secrecy Act (BSA) and related anti-money laundering laws and Office of Foreign Asset Controls (OFAC).
Education / Experience Preferred:
Bachelor's Degree in Accounting, Business, Economics, Finance, or similar field, in lieu of a degree, applicant must have a high school diploma or equivalent and have completed a formal credit training program or certification.
2+ years of experience in credit analysis/portfolio management in a commercial lending environment required with experience in private wealth lending.
Must possess specific area of underwriting expertise in at least one area of lending, such as commercial real estate, commercial and industrial lending or SBA lending.
Must possess proven ability to successfully understand and analyze financial statements, including balance sheets, income statements, cash flow, and tax returns.
Must be proficient in Microsoft Office Suite.
Must possess strong business math skills.
Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
Must possess ability to multi-task, prioritize and meet deadlines.
Must have ability to work collaboratively by finding common ground to solve problems with the ability to represent his/her own opinion.
Must remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
Must possess excellent verbal, written, interpersonal and customer service skills to tactfully and professionally assist with customers, employees, senior management, auditors and regulators.
Must have the ability to travel to branch offices as needed.
Must be able to work flexible hours.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
Associates enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
If you qualify, apply online at ******************************
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
Requirements:
$39k-51k yearly est. 5d ago
National Accounts Strategic Underwriter
Elevance Health
Underwriter job in Los Angeles, CA
Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office.
Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.
The National Accounts Strategic Underwriter is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities.
How You Will Make an Impact
Primary duties may include, but are not limited to:
* Create competitive, financially sound proposals for business growth and renewals.
* Collaborate on RFPs.
* Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation.
* Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements.
Minimum Requirements:
Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance.
Preferred Skills, Capabilities, and Experiences:
* ASA/FSA, CFA, or CEBS credentials preferred.
For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864.
Locations: California, Colorado, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State
In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws.
* The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law.
Job Level:
Non-Management Exempt
Workshift:
Job Family:
UND > Analysis
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
$105.5k-180.9k yearly 8d ago
Junior Underwriter
United Auto Credit Corporation 3.4
Underwriter job in Newport Beach, CA
Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application. Using UACC's common-sense lending approach, you will build strong dealer relationships over the phone, deliver outstanding service, and help drive business growth while representing a trusted brand in the auto finance industry.
Essential Duties and Responsibilities
As a Junior Underwriter, you'll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships. You will:
Close the loop - Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application.
Match the right fit - Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly
Be a trusted partner - Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success.
Add value to every deal - Review deals with dealers and help structure or restructure them for the best possible outcome.
Bring solutions to the table - Gather key information to recommend alternative products or programs when appropriate.
Educate and empower - Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership.
Aim high - Consistently hit or exceed monthly goals for production, quality, and customer satisfaction.
Collaborate for success - Work closely with internal teams like Funding and Sales to keep deals moving smoothly.
Stay adaptable - Jump in where needed to support the team and company goals.
Qualifications
We're looking for a motivated professional who thrives in a fast-paced, relationship-driven environment.
Skills & Abilities
Excellent communication and interpersonal skills
Strong organizational and time management abilities
Proven ability to build relationships with dealers, sales/marketing teams, and peers
Skilled negotiator with a drive to win in a competitive market and ability to think outside the box
Compensation Range:
$17.00 - $21.00 an hour, based on Location and Experience
Uncapped Bonuses, Averaging $1,100 - $1,500 monthly
Expected Total Compensation including Average Bonuses = $50K - $60k
Education/Experience
Bachelor's degree preferred (or equivalent combination of education and experience)
Auto finance or financial services experience preferred but not required
No certifications or licenses required
Technical Skills
Proficient in Microsoft Office, Google G Suite, and Teams
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is regularly required to sit. The employee is occasionally required to walk.
Job Type: Full-time
Commitment to Diversity and Equal Employment Opportunity
United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully.
UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring.
UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices.
UACC complies with all applicable federal, state, and/or local laws relating to equal employment.
Other Things to Note
This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice.
Please review our privacy and CCPA policies.
$50k-60k yearly Auto-Apply 17d ago
Insurance and tax prep
Fiesta Insurance and Tax Service
Underwriter job in South Gate, CA
Must have reliable transportation Bi-lingual (English and Spanish) is a must Management opportunities
Insurance and Tax Prep Specialist - Fiesta Insurance and Tax Service
Are you highly skilled in insurance and tax preparation? Do you enjoy providing excellent customer service? If you answered yes, then we have the perfect opportunity for you!
Fiesta Auto Insurance and Tax provides top notch, affordable insurance and tax products with a level of customer service that is second to none! Join our dynamic team and become part of a company that values its employees and offers a fun and loving work environment. We offer top pay and have room for quick advancement. At Fiesta we have a strong team environment and make it fun for the staff and customers.
Job Overview:
Prepare and file tax returns for individuals and small businesses
Assist clients in selecting the right insurance products for their needs
Provide exceptional customer service and build long-term relationships with clients
What's in it for you:
Competitive pay with commission and bonus opportunities
401K, Health, dental, and vision insurance
Opportunity to learn and grow in the insurance and tax industry
Requirements:
No education required
Experience in insurance and tax preparation is preferred
Location: Locations thru out Los Angeles
If you are a motivated and talented individual with a passion for insurance and tax preparation, apply now and join our team at Fiesta Insurance and Tax Service!
Work schedule
8 hour shift
Supplemental pay
Commission pay
Bonus pay
Benefits
Health insurance
Dental insurance
Vision insurance
$39k-83k yearly est. 60d+ ago
Loan Closing Analyst
Archwest Capital
Underwriter job in Irvine, CA
Essential Functions
Draft real estate loan documents (including closing instructions) and review executed versions to ensure accuracy and compliance with closing procedures
Review formation documents to determine signing authority and prepare signature blocks
Coordinate closing, and delivery phases of loans originated or acquired to ensure requirements are satisfied within a specified timeframe while maintaining internal checklists in real-time
Be the point of contact between all parties involved in the funding transaction
Data Entry to maintain Salesforce updated in real time
Responsible to request, review and approve settlement statements
Request and analyze current real estate tax information
Perform duties under moderate to close supervision and actively engage supervisor and/or manager to resolve complex issues
Remain current on funding guidelines and compliance requirements
Effectively communicate status and expectations to internal staff, attorneys, and escrow/title
Utilize time management skills to stay on track with multiple loans at various stages of the funding process
Competencies/Skills
Strong attention to detail with the ability to stay organized and problem solve in a fast-paced environment
Ability to articulate issues, problem solve and analyze with creative and outside of the box thinking
Strong communication skills (written and verbal) with internal and external partners; ability to convey findings in a concise and comprehensive manner
Effective organization and time management skills
Capability to build trusting relationships internally and externally and elicit confidence by demonstrating reliability
Strong team player with the ability to work effectively in a cooperative and diverse environment
Capacity to analyze processes, support change and think operationally and strategically to achieve business goals
Advanced use of Microsoft Office Suite
Education and Experience
Associate or bachelor's degree
Minimum 2 years of direct experience closing/funding loans
Working knowledge of lending practices and industry standard processes
Title or Escrow experience is a plus
Accessibility:
At Archwest, we will make reasonable accommodations to enable individuals with disabilities to perform essential functions. Please just let us know by contacting us at ***************************
$35k-55k yearly est. 5d ago
In Office Non-QM Underwriter
National Mortgage Staffing 3.9
Underwriter job in Brea, CA
Non-QM Underwriter (DSCR / Bank Statement / Alt-Doc) - On-Site only- NOT REMOTE OR HYBRID
Our client, a growing California-based mortgage lender, is seeking an experienced Non-QM Underwriter with expertise in DSCR, Bank Statement, and alternative documentation loan products.
Key Responsibilities
Review and underwrite Non-QM, DSCR, Bank Statement, VOE, P&L, and Asset-based mortgage loans.
Analyze self-employed and alternative documentation income calculations.
Ensure all files meet company, investor, and regulatory guidelines.
Run AUS findings and evaluate risk using DU, LPA, and Total Scorecard.
Communicate effectively with processors, account managers, and loan officers to resolve file conditions.
Manage a consistent underwriting pipeline, maintaining strong accuracy and turnaround times.
Stay current on investor guidelines and evolving Non-QM products.
Qualifications
Minimum 5 years of residential mortgage underwriting experience.
3+ years of Non-QM underwriting experience (required).
Advanced understanding of DSCR, Bank Statement, VOE, P&L, and Asset-based loans.
Strong experience underwriting self-employed borrowers and complex income structures.
Proficiency with Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard).
Must have underwritten front line loans within the past 12 months.
Compensation & Benefits
Base salary: $70,000-$100,000 (DOE)
Bonus: Monthly eligibility after 2 years based on funding quota
Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year
National Mortgage Staffing does not determine the requirements or compensation for this role. All criteria are set forth by our client and must be followed exactly.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
How much does an underwriter earn in La Puente, CA?
The average underwriter in La Puente, CA earns between $44,000 and $122,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.
Average underwriter salary in La Puente, CA
$73,000
What are the biggest employers of Underwriters in La Puente, CA?
The biggest employers of Underwriters in La Puente, CA are: