E&S Underwriter
Underwriter job in Dallas, TX
*This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.*
About Us:
Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous lines of business including professional liability, general liability, and commercial multi-peril risks. This structure provides maximum flexibility in responding to business opportunities as they arise. We pride ourselves on delivering exceptional service and innovative products to our clients. As part of our commitment to excellence, we are seeking a dynamic and experienced individual to join our team as an E&S Underwriter.
Role Overview:
As a Contract Bind Underwriter, you will play a critical role in driving the growth and profitability of our Contract Binding Division. You will be responsible for marketing our Property, Casualty and Inland Marine products to an exclusive wholesale broker, building and maintaining strong relationships, and underwriting risks in accordance with company guidelines and standards.
Responsibilities:
Develop and execute marketing strategies to promote our products to an exclusive wholesale broker.
Build and nurture relationships with key stakeholders, including brokers, agents, and internal teams, to drive business growth and retention.
Evaluate and underwrite P&C risks, ensuring adherence to underwriting guidelines, policies, and procedures.
Analyze and interpret data to determine risks and potential exposures.
Analyze market trends, competitive landscape, and emerging risks to identify opportunities for product enhancement and innovation.
Collaborate with the underwriting team to assess and price risks effectively while maintaining profitability targets.
Provide exceptional customer service by responding to inquiries, resolving issues, and delivering timely underwriting decisions.
Qualifications:
Bachelor's degree in Business, Finance, Insurance, or related field.
2-8 years of experience in the Excess & Surplus Lines Insurance Industry
Strong knowledge of insurance principles, underwriting practices, and industry regulations.
Proven track record of building and managing relationships with brokers and agents.
Excellent analytical, negotiation, and decision-making skills.
Ability to travel: 10 - 15%
Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment.
Effective communication and presentation skills, with the ability to influence and persuade stakeholders.
About Our Company
A premier national provider of property and casualty insurance, Atain is an A.M. Best “A” rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team!
Equal Opportunity Employer
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
Production Underwriter- Ocean Marine
Underwriter job in Plano, TX
About Tokio Marine:
Tokio Marine has been conducting business in the U.S. market for over a century and we are licensed in all states, Puerto Rico and the District of Columbia, and write all major lines of Commercial Property and Casualty Insurance. We provide unique insurance and risk management tools from our experienced staff of account executives, underwriters and loss prevention engineers and fair and timely claim settlement from a skilled team of claim professionals. We work with major brokers and leading independent insurance agents throughout the United States to serve the world's largest and most distinguished organizations.
We are committed to creating value for our customers by providing ANSHIN (safety, security and peace of mind). We strive to be creative and passionate as we work towards our long-term success.
Tokio Marine Holdings is Japan's oldest, and one of the largest property and casualty insurers. Founded in 1879, TMNF operates worldwide in 47 countries. With annual revenues of approximately $50 billion and an A.M. Best rating of A++, one of the highest in the industry, we are one of the top 20 insurance providers worldwide.
Job Summary
Responsible for the marketing, development and management of producer distribution and new business and renewal underwriting for Ocean Cargo in an assigned territory.
Essential Job Functions:
Initiates and manages relationships with the Producers who fit Tokio Marine Guidelines.
Performs all marketing duties for respective Producers including, in-person visits to producers, and establishes production goals by Producer. Monitors the results of respective Producers and adjusts goals if necessary to ensure Production objectives are met.
Produce new business and renew existing portfolio in accordance with plan.
Achieve plan loss ratio by determining acceptability of risk based on underwriting guidelines and sound judgment.
Work within established work-flows to meet region time service goals.
Services designated book of business within company's underwriting guidelines.
Evaluates reviews and makes corrective actions on existing accounts, including midterm reviews as necessary.
Makes recommendations on risks which exceed their letter of authority using established referral procedures.
Controls new business, renewals, endorsements so that all related handling is processed timely and accurately. Gathering/evaluating information to determine acceptability of new accounts.
Issuing quotations, Issuing policies and endorsements
Issuing new business and cancellation/non-renewal notices
Ordering Loss Control surveys
Recommending and placing proper reinsurance (including facultative) when necessary and authorized
Promotes activities between the Marine Department, AEOs and producers to maximize renewals and new opportunities. Maintains good communications and relations with all AEOs, producers and clients.
Assist Corporate Reinsurance, Accounting and Claims on problems as they arise.
Assist in the training of other staff members.
Prioritize and delegate work to meet department deadlines. Reviews previously performed work for quality, as necessary.
Adheres to department goals and objectives.
Assist Accounting in the timely collection of overdue premiums, keeping 90 day overdue premiums at a minimum. Assist junior members of staff in the timely collection of overdue premium reports.
Reduce administration level within all areas of the department.
Create new business ideas and systems to achieve overall Department Business Plan.
Responsible for complying with proper internal controls as necessary to conduct job functions and/or carry out responsibilities and/or administrative activities at Company.
Qualifications
College degree preferred
Minimum of 10 years of ocean cargo experience.
Good oral and written communication skills
Ability to innovate and apply new ideas
Familiarity with Microsoft Office products (Excel, Word and Outlook).
Participation in insurance related courses
CPCU designation preferred
Salary range of $109-150k. Ultimate salary offered will be based on factors such as applicant experience and geographic location. Our company offers a competitive benefits package and bonus eligibility on top of base.
TMA believes the perfect candidate is more than just a resume. If you don't meet every single requirement, but are still interested in the job, we encourage you to apply.
Benefits:
We offer a comprehensive benefit package, which includes a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities.
EEO Statement
Tokio Marine Management is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, or sexual orientation.
Underwriter - Texas
Underwriter job in Irving, TX
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
A Better Opportunity
Better is seeking a Mortgage Underwriter to join our growing team! In this role, you'll use established underwriting guidelines to assess borrower financials and credit information alongside property valuations to guide lending decisions. As an Underwriter, your responsibility will be to make informed, yet bold risk decisions based on your expertise and experience. You'll collaborate closely with the production team throughout the loan process to ensure seamless and timely closings. This position offers a unique opportunity to take on various roles, from reimagining the complex mortgage process, analyzing data for maximum impact, to working with skilled engineers and industry experts to tackle technical and operational challenges.Responsibilities
Underwrite and decision agency conforming and jumbo residential mortgage loans
Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents
Review appraisal reports to identify and resolve any discrepancies discovered within
Conduct thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations to confirm loan eligibility
Calculate qualifying ratios, assess creditworthiness, and provide risk assessments
Work closely and effectively with cross-functional teams and departments on a daily basis
Qualifications
Must be located in Irving, Texas area
3+ years of recent experience underwriting FNMA and FHLMC mortgages
Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
Ability to work well in a high pressure, fast paced environment
Must be able to carry a pipeline of 200+ loans
Ability to carry out requisite loan calculations (DTI, LTV, etc.)
Proven ability to thrive in a remote setting
Manage multiple loan files simultaneously in a high-volume setting
Strong written and verbal communication
The drive to build something new
HELOC & Non-Conforming experience a plus
Excellent attention to detail, the ability to work efficiently under pressure, and a deep understanding of loan processes are essential in this role
Company Benefits
We are thrilled to offer all our full-time employees the following benefit offerings:
- Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Auto-ApplyUnderwriter
Underwriter job in Irving, TX
Company Details
At Berkley Entertainment, we have over 25 years of underwriting risks in Entertainment & Sports. Our one focus is entertainment insurance. We bring our decades of entertainment experience together to go beyond the basics, providing crafted coverage solutions to protect our clients.
Our team's industry experience and collaborative approach leads to great client solutions - and this is by design. We are here to assist with customizing products and services that are tailored to respond to each client's unique exposures.
Responsibilities
Berkley Entertainment is seeking an Entertainment Underwriter to join its team in Irving, Texas.
The Entertainment Underwriter has responsibility for new and renewal business for his/her own book of business. The position will be responsible for driving profitable growth with specific Entertainment brokers in multiple regions of the country. Lines of business include entertainment packages, property, inland marine, general liability, automobile, umbrella, and workers' compensation. We are looking for a candidate who is highly motivated, results oriented with solid business and underwriting acumen.
Underwriting duties will include developing and negotiating price, coverage, terms and conditions for all new business and renewals.
Essential skills include collaborating/innovating with underwriters, operations, claims, loss control, marketing, regulatory and senior management.
Must implement and manage effective pricing and rate strategies that will produce profitability, book growth, and successful producer relations
Develop and maintain strong relationships with key producers, clients and relevant stakeholders.
Qualifications
Bachelor's degree or equivalent experience
Minimum of 2 years of underwriting experience, preferably in entertainment multi-line packages including Flim and Television.
Strong sales and marketing capabilities with a track record of closing deals.
Demonstrate success in marketing, producer management, new business development, and the ability to successfully negotiate on all levels with both internal and external partners.
Solid background in risk analysis and experience with complex accounts.
Possess a high degree of proficiency with the underwriting process and partner effectively with an Underwriting Assistant.
Strong communication skills with the ability to effectively interact with all levels of customers and coworkers.
Knowledge and proficiency with technical issues, compliance, coverage, products and pricing strategies expected.
Adaptability and creativity in a dynamic business environment.
Additional Company Details The Company is an equal employment opportunity employer.
We do not accept any unsolicited resumes from external recruiting agencies or firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.
Auto-ApplyUnderwriter
Underwriter job in Dallas, TX
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The Underwriter will analyze Excess Casualty submissions from broker partners to determine eligibility of risk within Core Specialty Excess Casualty appetite and subsequently to determine appropriate limits, attachment point, pricing & terms that will provide Core Specialty with adequate underwriting profit on each risk. Execution of (LOB) business plans and objectives.
Key Accountabilities/Deliverables:
Enhance Core Specialty's reputation in the market
Provide prompt and accurate customer service on policy transactions
Ensure all risks considered and bound are within delegated authority, underwriting standards, risk selection, peer review and pricing methodologies
Provide documented evidence of underwriting activities and decisions in files as required
Support Company and Department goals and objectives
In addition to the above key responsibilities, you may be required to undertake other duties from time to time as the Company may reasonably require.
Carry out duties within our internal policies and procedures in accordance with applicable law, rules, regulation, good governance, and Core Specialty's shared values, including putting clients at the heart of our business.
Technical Knowledge and Understanding:
Knowledge of Excess Casualty underwriting industry & current market environment
Knowledge of Excess Casualty underwriting practices, coverage & pricing/rating methodologies
Knowledge of producer & competitor marketplace
Knowledge of targeted industries
Knowledge of insurance company operations
Familiarity with company systems, procedures & processes
Solid understanding of policy wordings and clauses
Understanding of all pricing/underwriting tools available
Experience:
Bachelor's degree (preferably with a Risk Management & Insurance Major)
Achieved or working towards an industry designation such as CPCU, CRM, ARM, CIC
Ability to travel monthly within the region to meet assigned brokers in the region
3+ years in the Casualty Underwriting or Broking field
Experience working with support services, including IT, claims, actuarial and operations
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa for this position.
#LI-Hybrid
#LI-Remote
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At Core Specialty, you will receive a competitive salary and opportunities for professional development and advancement. We offer medical, dental, vision, and life insurances; short and long-term disability; a Company-match of 100% of a 6% contribution 401(k) plan; an Employee Assistance Plan; Health Savings Account, Flexible Spending Account, Health Reimbursement Account, and a wellness program
Auto-ApplyMortgage Loan Underwriter; BR 10; 10.7.25
Underwriter job in Dallas, TX
JOB SUMMARY: This position requires a thorough working knowledge of and ability to analyze credit reports, income documentation, assets, liabilities, property appraisals, and title reports, to insure loans meet company standards for sale into the secondary market. This person will identify, analyze, and balance transactional, borrower and property related risks and offsets to arrive at a loan decision of approval, suspense, counter offer or denial.
ESSENTIAL FUNCTIONS:
Review loan application package using verified data in the loan submission package.
Evaluate borrower's income relative to financial obligations.
Review adequacy of credit quality and borrower qualifications.
Access sources of funds and the security property.
Analyze loan terms, LTV and ratios making sure they meet the program guidelines.
Notify processor and loan officer of decision made. Approve loan in accordance with appropriate terms and conditions, counter-offers if the term does not meet company ending standards and guidelines, or deny the loan.
Review and clears all conditions.
Maintain current knowledge of all loan products and origination requirements.
Ensure accuracy of loan disclosures and documentation.
Ensure the quality of loans conforms to government regulation, company standards, and standards for sale to the secondary market.
Requirements
QUALIFICATIONS:
Minimum of 5 years Residential Mortgage Underwriting.
College degree preferred but not required.
Excellent understanding of secondary market guidelines (FNMA/FHLMC/GNMA).
Effective analytical and mathematical skills.
Strong understanding of mortgage process flow of 1-4 family, condo and co-op from processing to closing.
Must have a strong understanding of multiple investor guidelines and regulatory compliance.
Knowledge of mortgage insurance.
Self-starter, self-reliant dependable ability to work within and meet specific time constraints..
Excellent organizational and communication skills.
Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.
Texana Bank Mortgage
1698 Keller Rd
Suite 100
Dallas, TX 76248
E&S Underwriter
Underwriter job in Dallas, TX
* This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.* About Us: Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous lines of business including professional liability, general liability, and commercial multi-peril risks. This structure provides maximum flexibility in responding to business opportunities as they arise. We pride ourselves on delivering exceptional service and innovative products to our clients. As part of our commitment to excellence, we are seeking a dynamic and experienced individual to join our team as an E&S Underwriter.
Role Overview:
As a Contract Bind Underwriter, you will play a critical role in driving the growth and profitability of our Contract Binding Division. You will be responsible for marketing our Property, Casualty and Inland Marine products to an exclusive wholesale broker, building and maintaining strong relationships, and underwriting risks in accordance with company guidelines and standards.
Responsibilities
* Develop and execute marketing strategies to promote our products to an exclusive wholesale broker.
* Build and nurture relationships with key stakeholders, including brokers, agents, and internal teams, to drive business growth and retention.
* Evaluate and underwrite P&C risks, ensuring adherence to underwriting guidelines, policies, and procedures.
* Analyze and interpret data to determine risks and potential exposures.
* Analyze market trends, competitive landscape, and emerging risks to identify opportunities for product enhancement and innovation.
* Collaborate with the underwriting team to assess and price risks effectively while maintaining profitability targets.
* Provide exceptional customer service by responding to inquiries, resolving issues, and delivering timely underwriting decisions.
Qualifications
* Bachelor's degree in Business, Finance, Insurance, or related field.
* 2-8 years of experience in the Excess & Surplus Lines Insurance Industry
* Strong knowledge of insurance principles, underwriting practices, and industry regulations.
* Proven track record of building and managing relationships with brokers and agents.
* Excellent analytical, negotiation, and decision-making skills.
* Ability to travel: 10 - 15%
* Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment.
* Effective communication and presentation skills, with the ability to influence and persuade stakeholders.
About Our Company
A premier national provider of property and casualty insurance, Atain is an A.M. Best "A" rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team!
Equal Opportunity Employer
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
Auto-ApplyCD Underwriter
Underwriter job in Dallas, TX
Hilltop Securities is currently looking to hire an Underwriter, Sr. in Dallas, Texas. The Underwriter, Sr. manages and expands the Hilltop Securities brokered CD business. They lead new issue CD underwriting, maintain relationships with depository customers, and collaborate with various teams to ensure competitive pricing and balance sheet solutions. They also develop and execute funding strategies for bank clients through different market conditions.
Bachelor's degree in finance, economics, business, or a related field preferred.
Advanced degrees or certifications (e.g., CFA) could be advantageous.
Minimum 5 years' experience in underwriting CDs and building relationships with bank clients.
Active Series 7 and 63 licenses.
Proven history of managing a book of existing depository bank business.
Strong analytical and decision-making skills.
Excellent communication and interpersonal skills.
Ability to work independently and as part of a team.
Ability to travel as required.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required and may be changed at the discretion of the Company.
Underwrite brokered Certificates of Deposit (CDs) by assessing risk and viability of CD issuers, reviewing financial statements, conducting due diligence, and ensuring compliance with regulatory standards.
Develop and execute funding strategies that attract & maintain bank clients.
Negotiate terms, resolve issues and ensure customer satisfaction.
Collaborate with the trading desk to ensure that the pricing of brokered CDs is competitive and aligns with Hilltop's balance sheet strategies. Analyzing market trends, pricing models, and financial data.
Work closely with the Financial Strategies Team to develop and enhance relationships with internal issuers.
Approve or deny business based on underwriting assessments, which involves making informed decisions on whether to accept new issuers or continue relationships with existing ones.
Travel required to visit existing clients and potential clients to understand their needs, present solutions, and build relationships. This includes attending industry conferences, conducting site visits, and holding meetings.
Auto-ApplyUnderwriter-TX
Underwriter job in Dallas, TX
Underwriter II - Remote, TX Agility 360 is searching for remote Underwriters within the State of Texas for a contract position. The ideal candidates will have experience underwriting Agency Conventional loans with a high-level attention to detail. You will be responsible for reviewing the credit, capacity and collateral characteristics of loan files to ensure they meet company and investor quality standards. Candidates must be currently living in Texas for consideration.
Responsibilities:
Manage individual pipeline on a daily basis by completing Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times
Identify any document deficiencies, request additional information and/or documentation from Clients as needed
Expert ability to navigate and interpret all agency and company guidelines
Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan.
Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans
Other duties as assigned
Qualifications:
5+ years of mortgage industry experience
3+ years recent underwriting or loan review experience
Bachelors Degree preferred, High School or GED equivalent required
Experience in Retail or Non-Delegated Underwriting
Ability to communicate effectively and professionally
Basic proficiency in Microsoft Office products (Excel, Word, etc.)
Loan quality and risk management
Knowledge of FNMA and FHLMC guidelines
Knowledge of FHA, VA and USDA guidelines a plus, but not required
DE or LAPP/SAR a plus, but not required
Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector
Excellent Customer and Client service skills
Ability to work in a fast-paced production environment
Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
Excellent written and verbal communication skills
Prioritization and Time Management skills
Ability to learn and adapt to guideline change
Details:
3-6 Month Contract (contract extension possible based on performance / company needs)
Schedule: Monday - Friday, 8am - 5pm CST (40 hours/week)
MUST have access to high-speed internet
Pay rate range between $32-$37
Employment consideration is contingent on passing a background, credit, and drug test
Underwriter - III
Underwriter job in Dallas, TX
Job Title: Underwriter - III What you'll do: As a Mortgage Underwriter III you'll responsible for underwriting Government and Conventional loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards. You'll be responsible for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.
* Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable.
* Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.
* Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
* Other duties as assigned.
What you'll need:
* 7+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field.
* High school diploma required.
* Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending;, including sales, operations, capital markets and/or other residential mortgage products and services.
* Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
* Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines.
* Intermediate knowledge of MS Office products.
* Intermediate knowledge of Encompass.
* Advanced speaking and writing communication skills.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
Auto-ApplySr. Mortgage Loan Underwriter; BR 10; 10.14.25
Underwriter job in Keller, TX
Requirements
QUALIFICATIONS:
5+ years of Residential Mortgage Underwriting.
Conventional Agency experience required. Non-Conforming, Jumbo, FHA, VA, Bond Program experience preferred.
Experience with customer service, decision making, and analyzing information.
Excellent organizational, written and telephone communication skills.
Deep understanding of pipeline management and system supported workflows is required.
Must have a strong understanding of multiple investor guidelines and regulatory compliance
Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.
Texana Bank Mortgage
1680 Keller Pkwy
Keller, TX 76248
Underwriter
Underwriter job in Irving, TX
About the Role:
As a Underwriter specializing in Tech E&O risks, you will be responsible for evaluating, pricing, and managing a diverse book of business across multiple sectors. You'll play a key role in driving strategic growth, ensuring underwriting discipline, and maintaining profitability. This position is ideal for a results-driven individual with a deep understanding of cyber exposures and a passion for building broker partnerships.
Key Responsibilities:
Assess and underwrite primary and excess cyber liability and technology E&O submissions.
Analyze risk profiles across industries to determine coverage terms, pricing, and conditions in alignment with underwriting guidelines.
Collaborate with leadership to monitor portfolio performance and contribute to strategic planning.
Develop and maintain strong relationships with wholesale brokers to generate new business opportunities.
Participate in client meetings, industry conferences, and networking events to enhance market presence.
Prepare and deliver competitive proposals while ensuring compliance with internal standards.
Stay informed on emerging cyber threats, regulatory changes, and claims trends to support sound underwriting decisions.
Qualifications:
Bachelor's degree in Business, Finance, Risk Management, or a related discipline.
Proven experience in underwriting technology E&O and cyber liability insurance.
Background in specialty or wholesale insurance markets is essential.
Demonstrated success in achieving underwriting profitability.
Strong analytical skills and ability to interpret complex data sets.
Willingness to travel for business development and industry engagement.
Auto-ApplyUnderwriter - Mortgage Fulfillment
Underwriter job in Plano, TX
PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U.
S.
mortgage market.
At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture.
Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.
A Typical Day The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations.
As the Underwriter, you will be held accountable for quality and accuracy of decisions.
The Underwriter will: Decisions full range of mortgage loans, preferably including FHA loans Review all mortgage applications and documentation for accuracy and completeness Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials Approve or deny mortgages on a timely basis Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring Bachelor's degree or equivalent work experience 3+ years of mortgage underwriting experience required Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated underwriting systems Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act Knowledge of state and federal agency mortgage loan guidelines and regulations helpful Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home.
Our vision is to be the most trusted partner for home.
Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do.
Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.
Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered.
Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: *********************
page.
link/benefits For residents with state required benefit information, additional information can be found at: ************
pennymac.
com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.
Salary $55,000 - $85,000 Work Model REMOTE
Auto-ApplyMortgage Underwriter
Underwriter job in Plano, TX
The Mortgage Underwriter evaluates loan applications by industry and business unit standards to support the extension of credit for residential and residential construction loans based on agency and investor guidelines. The individual also gathers information to make sound credit decisions through automated scoring systems or traditional underwriting using independent judgement and knowledge to ensure that the portfolio meets risk, regulatory, and quality standards.
Maintains primary responsibility for the accuracy and complete analysis of financial and credit information to support the extension of credit for residential and residential construction loans
Applies and maintains expert knowledge of product, regulatory and risk mitigation criteria
Justifies, documents, and communicates loan decisions and risk levels
Completes reports pertaining to Mortgage Loans including but not limited to credit bureau reporting and secondary market investors through direction of the Mortgage Operations Manager
Resolves title issues and survey irregularities as the arise
Assists customers in person, by telephone, by mail, and on the web
Conducts audit and quality processes and reports to management on timely responses to loan processing requests and related matters
Position subject to SAFE Act registration requirements
Position will office in either Plano or Terrell, TX
Qualifications:
Bachelor's Degree - preferred
5 years of residential Mortgage underwriting experience demonstrated qualifying experience in a mortgage or financial institution; working knowledge of laws, regulations, policies and procedures governing Banking and pertaining to residential Real Estate, including RESPA, TILA, ECOA and HMDA requirements
Position requires registrations with the National Mortgage Licensing and Registry (NMLS)
Preferred FHA underwriting experience
Skills:
Working knowledge in the use of MS Excel and Word; basic keyboarding and calculator skills; must be able to perform simple math and carry out written instructions
Work occasionally requires more than 40 hours per week to perform the essential functions of the job
Lifting in an office setting up to 30lbs.
ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.
Mortgage Underwriter
Underwriter job in Plano, TX
Insight Global is looking to hire a Mortgage Underwriter to work for a client in Plano, TX. Duties include -, Perform complex data and document validation - Troubleshoot third party orders (title, appraisal, hazard, flood cert, credit, etc.) - Handle more complex calls, emails or chat sessions
- Complete appraisal eligibility tasks
- Evaluate loan applications for compliance with product guidelines
- Perform other related duties as required and assigned
- Demonstrate behaviors which are aligned with the organization's desired culture and values
We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to ********************.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: ****************************************************
Skills and Requirements
Associate's degree or equivalent work experience
3+ years of relevant work experience
Proficiency in Microsoft Office
Financial Services and, if possible, mortgage industry experience preferred
General understanding of applicable Federal, State and Local regulations
Non-QM Underwriter
Underwriter job in Dallas, TX
Who you are: We are seeking a highly experienced Non-QM and Non-Conforming underwriting expert who is ready to transition into a mortgage technology and pricing engine environment. This role centers on converting complex underwriting guidelines into structured logic and validating pricing/eligibility outputs. The ideal candidate has deep underwriting and credit knowledge, strong communication skills, and an aptitude for learning technology.
Does this sound like you? If so, keep reading and apply today!What you'll do:
Serve as the subject-matter expert for investor guidelines (Non-QM, Conforming, Jumbo) and program eligibility.
Analyze, interpret, and translate complex investor guidelines including those for bank statements, DSCR, P&L, 1099s, and asset depletion into clear, structured logic for the pricing and eligibility engine.
Update, maintain, and validate rules within the pricing engine to ensure all pricing (LLPAs, Spec Payups) and eligibility outputs are accurate and consistent with investor requirements.
Proactively recommend improvements to guideline logic and system behavior to enhance efficiency and accuracy.
Monitor, review, and interpret all investor communications (e.g., daily emails, notifications) for guideline, rate sheet (LLPA), and product changes.
Determine the pricing and eligibility impact of changes and promptly implement them within the system (Polly), including adding new products and adjusting payups, often under same-day deadlines.
Conduct systematic validation and testing of pricing and eligibility engine outputs.
Troubleshoot and resolve escalated customer support tickets, which may involve full audits of existing investor configurations for content accuracy in eligibility and pricing.
What you have:
7+ years of recent mortgage industry experience, with the last 5+ years focused on Non-QM, Non-Conforming, and Jumbo underwriting.
Deep, practical expertise in investor guidelines for FNMA, FHLMC, and Non-QM programs, with the ability to accurately interpret and apply them.
Specialized experience underwriting complex income, including bank statements, DSCR, 1099s, tax returns, and asset depletion.
Technically adept and eager to transition into tech, with a desire to master rule engines, pricing models, workflow systems, and new platforms quickly. Savvy with tools like Excel.
Analytical problem-solver with the ability to anticipate edge cases, think like both an underwriter and a systems analyst, and maintain a high level of detail and accuracy.
Exceptional customer-centric communication skills, combining strong writing and verbal ability with empathy, diplomacy, and poise under pressure to resolve issues and explain technical concepts clearly.
Why join Polly?
We are attacking a trillion-dollar market with gross inefficiencies and seeking to transform the way an entire industry operates
We have an experienced leadership team that previously built large and impactful platforms
Outstanding opportunity for professional growth and upward mobility
Direct engagement with the decision makers and senior business leaders
Competitive salaries
100% paid medical/vision/dental/disability/life insurance for full time employees
Flexible vacation
Let's get to know each other.
Polly has pioneered the next generation of mortgage capital markets technology with its cutting-edge, data-driven platform. Its enterprise-grade solutions, including the industry's only cloud-native, commercially scalable product, pricing, and eligibility (PPE) engine and first-of-its-kind Polly/™ AI platform, empower the nation's top banks, credit unions, and mortgage lenders to increase profitability, automate workflows, and revolutionize the loan officer and broker experiences. As a mortgage technology trailblazer, Polly is committed to driving meaningful value and ROI through best-in-class innovation that enables unlimited configurability, flexibility, granularity, and scalability. Polly was founded by a seasoned team of mortgage capital markets and technology experts and is headquartered in San Francisco, California. Recognized as a pioneer in mortgage capital markets, as well as in culture and career development, Polly was named to Forbes' America's Best Startup Employers in 2025. This evaluation was based on three key criteria: Employer Reputation, Employee Satisfaction, and Company Growth.
To learn more, follow Polly on LinkedIn or visit ************* Polly is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, age, color, national origin, religion, sex, gender identity, sexual orientation, marital status, pregnancy status, disability status, veteran status, or any other legally protected status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruitment scams impersonating the Polly brand or our employees. Our team communicates only through official Polly channels, and we will never ask for sensitive information over text or conduct text-only interviews. If you are ever suspicious or in doubt, reach out to us directly at *******************. We care deeply about this network and your experience.
Auto-ApplyUnderwriter - Texas
Underwriter job in Irving, TX
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
* We've funded over $100 billion in loans for our customers, more than any other fintech
* Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval
* Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender
* Fintech Breakthrough Award: Best Lending Innovation Award
* Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing
* We are Forbes' Best Online Mortgage Lender for 2023
* We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
A Better Opportunity
Better is seeking a Mortgage Underwriter to join our growing team! In this role, you'll use established underwriting guidelines to assess borrower financials and credit information alongside property valuations to guide lending decisions. As an Underwriter, your responsibility will be to make informed, yet bold risk decisions based on your expertise and experience. You'll collaborate closely with the production team throughout the loan process to ensure seamless and timely closings. This position offers a unique opportunity to take on various roles, from reimagining the complex mortgage process, analyzing data for maximum impact, to working with skilled engineers and industry experts to tackle technical and operational challenges.
Responsibilities
* Underwrite and decision agency conforming and jumbo residential mortgage loans
* Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents
* Review appraisal reports to identify and resolve any discrepancies discovered within
* Conduct thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations to confirm loan eligibility
* Calculate qualifying ratios, assess creditworthiness, and provide risk assessments
* Work closely and effectively with cross-functional teams and departments on a daily basis
Qualifications
* Must be located in Irving, Texas area
* 3+ years of recent experience underwriting FNMA and FHLMC mortgages
* Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
* Ability to work well in a high pressure, fast paced environment
* Must be able to carry a pipeline of 200+ loans
* Ability to carry out requisite loan calculations (DTI, LTV, etc.)
* Proven ability to thrive in a remote setting
* Manage multiple loan files simultaneously in a high-volume setting
* Strong written and verbal communication
* The drive to build something new
* HELOC & Non-Conforming experience a plus
* Excellent attention to detail, the ability to work efficiently under pressure, and a deep understanding of loan processes are essential in this role
Company Benefits
We are thrilled to offer all our full-time employees the following benefit offerings:
* Benefits eligibility effective DAY ONE
* *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)
* Flexible PTO
* Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!
* Personalized care for every fertility and family care journey for our employees and their partner!
* Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match!
* Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
E&S Regional Underwriter
Underwriter job in Dallas, TX
Company Details
Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients.
From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers.
Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states.
Benefit Highlights
• Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro.
• Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding.
• We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire!
• Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together.
• We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun.
*********************
Responsibilities
The Central Region E&S Regional Underwriter supports new business production within an assigned regional underwriting territory.
Ideally this role will be located in Dallas, TX though could also be performed from AR, LA, MO, NM, KS, NE, OK or other surrounding states.
The Regional Underwriter plays a key role in driving profitable growth by underwriting new business, identifying new opportunities, and managing agency relationships.
The Regional Underwriter plays a key role in driving profitable growth by underwriting new business submissions alongside the Business Development Underwriter and Small Business Underwriter.
Responsibilities:
Agency Engagement: Maintain strong agency relationships through regular outreach, education, and strategic collaboration.
Underwriting Excellence: Evaluate and underwrite new business within authority, maintaining a 30%+ quote-to-bind ratio and 50% or better loss ratio.
Performance Goals: Meet or exceed targets for new business production.
Service Standards:Deliver timely, accurate quotes ensuring expeditious response times and consistent service excellence.
Risk Management: Use underwriting tools to assess risk, pricing, and coverage; review inspections and endorsements to ensure premium adequacy.
Tools & Skills:
Experience: 10+ years in E&S underwriting; strong background in commercial P&C insurance and customer service.
Agency Relations: Skilled in working with independent agents and managing agency partnerships.
Technical Proficiency: Comfortable with Windows-based tools (Word, Excel, Outlook) and online underwriting platforms.
Communication: Strong written and verbal communication skills with a customer-first mindset.
Mindset: Entrepreneurial, adaptable, and collaborative with the ability to work independently or as part of a team.
Travel: Occasional travel may be required.
May perform other functions as assigned.
Qualifications
Bachelor's degree preferred.
10 plus years related insurance experience, or equivalent combination of education and experience.
Minimum ten years of experience in E&S underwriting.
Must have a strong customer service background in a professional environment.
Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done.
Fosters teamwork. Provides welcoming, open, honest, respectful, and constructive feedback.
Ability to work independently and in a team environment.
Ability to communicate effectively.
Demonstrate strong written and verbal communication skills.
Berkley Core Competencies
Accountability
Communication
Customer Focus and Teamwork
Flexibility
Innovation and Initiative
Additional Requirements • Travel may be required on occasion.
• While performing the duties of this job, the employee is typically required to sit and talk or listen. The employee is infrequently required to stand; walk; reach with hands and arms and stoop, kneel, crouch, or crawl.
• The employee must occasionally lift and/or move up to 10 pounds.
• Specific vision abilities required by this job typically include close vision, occasional use of depth perception, infrequent need for distance vision, color vision, and ability to adjust focus.
• The noise level in the work environment is usually moderate.
• Most functions of this position are completed while sitting at one's desk and working on a computer. Sponsorship Details Sponsorship not Offered for this Role
Auto-ApplySBA Underwriter
Underwriter job in Dallas, TX
The SBA Underwriter at PlainsCapital Bank is responsible for underwriting SBA 7a and 504 originations, modifications and servicing actions. The SBA Underwriter also performs portfolio monitoring activities needed and is responsible for administering the Bank's small business lending platform, working closely with the SBA Credit Officer and SBA Director.
Bachelor's degree in business related field required. Strong preference for Finance or Accounting major or concentration.
5 or more years' experience underwriting SBA 7a and 504 loans with proven ability to comprehend, analyze, and interpret information regarding financial statements, tax returns, and other information for the more complicated commercial loan transactions
Completion of a formal Credit Training program at a large bank is a plus
Deep understanding of Small Business Administration's Standard Operating Procedures and the ability to stay up to date of current and changing regulations related to the banking industry, SBA 7a, and 504 loan programs.
Excellent verbal, written and interpersonal communication skills with the ability to interact with all levels of customers, clients, vendors, and internal partners.
Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
Excellent analytical, time management, organizational and problem-solving skills with the ability to manage multiple projects and work in a deadline-driven, dynamic environment.
Must be self-motivated with strong initiative, accountability, and attention to detail with the ability to work both independently and as a member of a team.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required and may be changed at the discretion of the Company.
Underwrite SBA 7a and 504 loan requests to ensure they adhere to the Bank's and SBA's credit policies and procedures.
Prepare cash flow, spreads, sensitivity testing, financial and industry analysis as appropriate to verify business's ability to service debt.
Evaluate the creditworthiness of prospective Borrower(s) and Guarantor(s).
Analyze proposed collateral for sufficiency and compliance with Bank's and SBA's lending standards.
Analyze third-party reports and other due diligence documentation to ensure support of credit recommendations.
Determines whether the proposed loan, as structured, conforms to the Bank's and SBA's current lending parameters and eligibility requirements
Communicate with Lenders concerning applicant's creditworthiness and/or additional needs items to finalize analysis.
Prepare a detailed loan write-up including cash flow analysis, business and guarantor analysis, collateral analysis, and detail all conditions that underwriting is imposing on the closing or funding of the loan.
Responsible for reviewing and/or drafting term letters; ensuring that the terms and conditions of the loan approval are accurately reflected
Review SBA loan documents for accuracy and conformance with SBA authorization and loan approval
Provide support to SBA Loan Closers and Loan Servicing to ensure loan all pre and post-closing conditions are met and the loan is closed and boarded smoothly and accurately
Underwrite and recommend approval/denial of loan modifications and servicing requests
Promote and provide excellent customer service by effectively communicating and cooperating with all internal and external customers
Provide support in the acquisition of new clientele and the maintenance of existing relationships; promote close working relationships with clients
Maintain a thorough understanding of the Bank's lending objectives, credit policies and procedures, underwriting guidelines, and various lending products. Understands and complies with requirements of all laws and regulations applicable to the position.
Complete tasks created by workflow items from Small Business Lending Platform
Administration of Small Business Lending platform (work with vendor on any platform/application issues, review/respond to workflow errors, work/delegate workflow items that need to be addressed outside of the system)
Other duties as required.
Auto-ApplyE&S Underwriter
Underwriter job in Arlington, TX
* This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.* About Us: Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous lines of business including professional liability, general liability, and commercial multi-peril risks. This structure provides maximum flexibility in responding to business opportunities as they arise. We pride ourselves on delivering exceptional service and innovative products to our clients. As part of our commitment to excellence, we are seeking a dynamic and experienced individual to join our team as an E&S Underwriter.
Role Overview:
As a Contract Bind Underwriter, you will play a critical role in driving the growth and profitability of our Contract Binding Division. You will be responsible for marketing our Property, Casualty and Inland Marine products to an exclusive wholesale broker, building and maintaining strong relationships, and underwriting risks in accordance with company guidelines and standards.
Responsibilities
* Develop and execute marketing strategies to promote our products to an exclusive wholesale broker.
* Build and nurture relationships with key stakeholders, including brokers, agents, and internal teams, to drive business growth and retention.
* Evaluate and underwrite P&C risks, ensuring adherence to underwriting guidelines, policies, and procedures.
* Analyze and interpret data to determine risks and potential exposures.
* Analyze market trends, competitive landscape, and emerging risks to identify opportunities for product enhancement and innovation.
* Collaborate with the underwriting team to assess and price risks effectively while maintaining profitability targets.
* Provide exceptional customer service by responding to inquiries, resolving issues, and delivering timely underwriting decisions.
Qualifications
* Bachelor's degree in Business, Finance, Insurance, or related field.
* 2-8 years of experience in the Excess & Surplus Lines Insurance Industry
* Strong knowledge of insurance principles, underwriting practices, and industry regulations.
* Proven track record of building and managing relationships with brokers and agents.
* Excellent analytical, negotiation, and decision-making skills.
* Ability to travel: 10 - 15%
* Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment.
* Effective communication and presentation skills, with the ability to influence and persuade stakeholders.
About Our Company
A premier national provider of property and casualty insurance, Atain is an A.M. Best "A" rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team!
Equal Opportunity Employer
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
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