Underwriter jobs in Memphis, TN

Job Description Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture - with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career. Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture - with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career. At Jencap Insurance Services, we are driven to develop innovative and customized business solutions, offering ease of business with broad underwriting appetite, all the while backed by our tenured and highly skilled support teams. Combine that with product expertise, geographic knowledge, and deep market intelligence and you get the right policy every time, regardless of the coverage or complexity. The Renewal Underwriter will work on a hybrid schedule. The Renewal Underwriter is integral to maintaining our high level of service and responsiveness on current accounts. Underwriter will work with agent, broker clients, and internal teams to underwrite profitable business consisting of renewal commercial P&C insurance within authority level. Responsibilities: Determine the acceptability, quality and profitability of existing business based on company underwriting guidelines and objectives within authority level Collect, maintain and analyze data in order to make informed underwriting decisions Manage assigned territory so that items such as renewals, endorsements, claim reviews and related transactions are completed accurately within accepted corporate time frames Treats all inquiries on a professional basis, providing timely, courteous and efficient customer service to agents, policyholders, team members and other departments Make recommendations to Senior Underwriter or Supervisor on selected risks beyond assigned authority level Address assigned workload within quality, productivity and service standards as established by the company underwriting guidelines Meet regularly with the broker/underwriting teams on strategy and follow-up Special projects as needed. Requirements: Bachelor's Degree or equivalent. Minimum of 3 years of work-related experience in P&C renewal underwriting process Participate in company organized, prescribed or designated insurance seminars and workshops on or off premises. Travel as needed. The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. Discretionary incentive compensation may be awarded. Jencap also offers a range of benefits and programs, based on eligibility, which currently include but are not limited to; comprehensive health care coverage, a 401k plan, and tuition reimbursement. Jencap is an emerging and rapidly growing leader in the industry and as such, we approach talent acquisition as an opportunity to identify the best talent. Therefore, the level of the role and compensation may vary depending upon the best available candidate. Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place. Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together. Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.

We are seeking a detail-oriented and analytical Underwriter to join our team in Nashville. The ideal candidate will be responsible for evaluating and assessing risks associated with potential clients to determine their eligibility for insurance coverage. Responsibilities: Analyze and evaluate insurance applications Assess risks and make decisions on coverage Examine relevant information such as medical reports and financial statements Collaborate with other team members to ensure accuracy and efficiency Requirements: Bachelor's degree in Finance, Business, or related field Proven experience in underwriting or similar role Strong analytical and decision-making skills Excellent attention to detail Good communication and interpersonal abilities If you are a meticulous individual with a keen eye for detail and good judgment, we encourage you to apply for this position. The pay listed for this role is $95k.

Company Details With over 35 years of proven expertise in the workers' compensation industry, Key Risk delivers innovative and responsive solutions that provide our clients the freedom to do what they do best. Offering guaranteed cost options to employers nationwide, Key Risk focuses on delivering products and services within specialized verticals to reduce workers' compensation exposures and deliver industry-leading results. All products and services are distributed through appointed insurance agents and brokers. Key Risk is a member company of W. R. Berkley Corporation, whose insurance company subsidiaries are rated A+ (Superior), Financial Size Category XV by A.M. Best Company and A+ (Strong), by S&P. For further information about Key Risk please visit *************** The company is an equal opportunity employer. Responsibilities Key Risk is looking for an enthusiastic and experienced Production Underwriter with established relationships to join our team. The successful candidate will be responsible for contributing to the achievement of the team's profit plan through proper risk selection, agency management, and communication of Key Risk's value proposition. Key functions include but are not limited to the following: Underwrite accounts over $25,000 within established underwriting authority Manage a book of business totaling a minimum of $10,000,000 Develops and maintains relationships with 10-20 retail agencies or wholesalers Responsible for a moderate number of agencies including President's Club producers Achieves/exceeds planned accident year loss ratio, rate change, renewal retention and new business goals Takes initiative to recommend potential improvements in underwriting principles, techniques or appetite Complies with insurance filings and regulatory requirements Researches new market niches, serves as an industry lead, and participates in special projects Establishes a knowledge base of agency needs, staff, target markets, and contracted insurers Performs agency evaluations and establishes agency goals within required time frames and expectations Participates effectively in new and renewal team sales activities and client meetings to obtain and retain profitable business Qualifications BA/BS Degree CPCU, CIC, or AU designation preferred 3+ years of workers compensation underwriting and/or sales experience with the full array of industrial classes, deductibles and dividend plans. Understands loss development and can objectively assess workplace hazards, hazard controls and employer financials Self-motivated and results oriented Strong book management skills with the ability to work independently and as a team member Capable of working with internal and external teams and partners Superior customer service skills Additional Company Details We do not accept unsolicited resumes from third party recruiting agencies or firms. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Not ready to apply? Connect with us for general consideration.

INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.

Critical features of this job are described under the headings below. They may be subject to change due to changes in our business processes or other business-related reasons. Reviews mortgage loan applications submitted by Originating Agents, assessing compliance/conformity with organization regulations and Federal Housing Administration (FHA), Veterans Administration (VA), United States Department of Agriculture/Rural Development (USDA/RD), Federal Home Loan Mortgage Corporation (Freddie Mac), Federal National Mortgage Association (Fannie Mae) and Private Mortgage Insurance (PMI) regulations and determining action to be taken; maintains on-going communication and relationships with lenders, realtors, consumers, etc. ESSENTIAL DUTIES AND RESPONSIBILITIES * Essential duties and responsibilities include the following. Other duties may be assigned. * Reviews loan applications timely to determine conformity and compliance to Agency and THDA's guidelines; determines actions to be taken. * Accurately reviews and determines household and qualifying income eligibility for potential homeowners for the Mortgage Revenue Bond (MRB) and Mortgage Backed Security (MBS) programs; works directly with OA regarding any inaccuracies with the income. * Accurately verifies loan information in loan origination system, updates information if needed; reviews automated underwriting findings to verify accurate and complete documentation provided in the mortgage loan file; works directly with the lender regarding any deficiencies. * Reviews application disclosures to ensure loan and timing meets CFPB, RESPA and other federal guidelines. * Reviews appraisals to determine properties meet Agency and THDA's guidelines. * Seeks guidance from the Mortgage Underwriting Manager and/or Director of Loan Operations as needed. Maintains a high level of written and oral professional communication with Originating Agents to ensure accurate and timely receipt of all required documentation for a timely loan closing. * Reviews outstanding/pended documentation in a timely manner; transmits commitments, and Enforceable Obligation Letter (if required) to lender Provides initial review of exception requests and obtains final approval from Manager and/or Director; including extension and/or modification of commitment requests. * Manages pipeline in a timely manner to ensure closing deadlines and rate lock expirations are not exceeded. * Establishes and maintains relationships by answering the General Information Underwriting Line or SFAsk email box, in a businesslike manner; subject matter expert providing technical program support to lenders, realtors, potential new Originating Agents, borrowers and other internal Divisions. * Offers support to other areas in the division, as necessary or as time allows. * Works closely with post-closing section to update commitments, review "at closing" conditions or resolve closing issues. MINIMUM QUALIFICATIONS The requirements listed below are representative of the knowledge, skills, and/or abilities required. Education and Experience: * High school diploma or equivalent GED. * Three years of directly related mortgage underwriting approval experience or quality control compliance required, five years preferred. * Government delegated underwriting authority, preferred. * Experience working in a deadline-driven, fast paced environment. * Recent employment in the mortgage banking underwriting/compliance field is required. The above qualifications express the minimum standards of education and/or experience for this position. Other combinations of education and experience, if evaluated as equivalent, may be taken into consideration. Knowledge, Skills, Abilities, and Competencies: * Proficient in underwriting guidelines for FHA, VA, USDA/RD, Freddie Mac, Fannie Mae and PMI companies. * Knowledge of mortgage regulatory requirements; RESPA, TIL, TRID, CFPB * Ability to successfully and accurately complete assigned work in a fast-paced environment. * Strong interpersonal skills. * Excellent verbal and written communication skills. * Maintains credibility through sincerity, honesty, and discretion. * Maintains a high level of confidentiality. * Builds and maintains positive relationships with internal and external constituents. * Strong organizational skills. * Strong time management skills; uses time effectively; consistently meets deadlines. * Ability to exercise good judgment in evaluating complex situations while implementing agencies requirements/ guidelines. * Ability to adjust to frequent procedural changes. * Documents regularly, thoroughly, accurately, and completely. * High level of detail and accuracy. * Exercises good and consistently fair judgment, courtesy, and tact in dealing with the staff and public in giving and obtaining information. * Computer literate; proficient in Microsoft Word, Excel, Outlook, Allregs and the internet; able to effectively adapt to and use other computer systems as needed for daily activities. * Special Demands: * The special demands described here are representative of those that must be met by a staff member to successfully perform the essential functions of this job. * While performing the duties of this job, the employee is regularly required to sit; stand; use hands to finger, handle or feel; and talk and hear. * The employee is occasionally required to walk; reach with hands and arms, and stoop, kneel, or crouch. * Specific vision abilities required by this job include close vision, distance vision, and the ability to adjust focus.

127364 Zurich is seeking an experienced Senior Environmental Underwriter, (Senior Level III or AVP Level IV)to join our National Accounts Environmental team in Zurich's Atlanta office.We may, at the sole discretion of the Hiring Manager, be willing to hire at other Zurich offices or remotely in the Southern territory. This role will be filled at either the Senior Environmental Underwriter (Level III) or AVP, Environmental Underwriter (Level IV). The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position. As a Senior Environmental Underwriter,(Sr. Level III or AVP Level IV)you will handle complex new and renewal domestic Environmental accounts and serve as a Subject Matter Expert on the team. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships with Select Brokers focused in the southern territory. In this role, you will: + Administer and monitor underwriting rules and guidelines, insurance laws and regulations, and rating annual rules. + Develop, maintain & collaborate with Line of Business representatives on referrals and other business related needs, as appropriate. + May provide guidance to lower level associates. + Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition and works with customers and distributors (agents & brokers) to determine their insurance related needs and provide solutions. + Supports the sales culture by being a Help Point for agents, brokers and customers. + Proactively seek renewal and new account opportunities. + Complete detailed opportunity assessment with key distributors to identify growth opportunities + Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity. + Make broker/customer and on-sight calls with a planned and well-prepared purpose Basic Qualifications, Senior Level III: + High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area OR + High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area AND + Knowledge of Microsoft Office + Experience working on time restraints for quotes on new and renewal business + Experience working in a team environment OR Basic Qualifications, AVP Level IV: + High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Market Facing area OR + High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area AND + Experience with Microsoft Office Preferred Qualifications (Both Levels): + Bachelor's Degree + Technical knowledge of Environmental Underwriting + Established broker relationships (retail brokers) within the south region + Sales execution mindset + Creative problem solving skills + Strong verbal and written communication skills At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere (****************************************** . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply as they will be considered based on their experience, skills, and education. The compensation indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The combined salary range for this position is $98,500.00- $215,000.00. The proposed salary range for the Senior is $98,500.00 - $165,000.00, with short-term incentive bonus eligibility set at 15%. For the AVP is $130,000.00- $215,000.00, with short-term incentive bonus eligibility set at 20%. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500 . Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere (********************************* to learn more. Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - Georgia Virtual Office, AM - Atlanta, AM - Dallas, AM - Houston, AM - Florida Virtual Office, AM - St. Louis, AM - Nashville, AM - Ft. Lauderdale, AM - Jacksonville, AM - Memphis, AM - Miami Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-BN1 #LI-DIRECTOR #LI-HYBRID EOE Disability / Veterans

Spieldenner Financial Group is a part of the fastest-growing insurance organization in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success. Job Duties: Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage. Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability. Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage. Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting Qualifications: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position. What We Do: We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation. We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income. We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community! What Sets us Apart: We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work If you feel this might be the home you have been looking for. Click APPLY! Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results. ***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

Typical business work hours are 8:00 A.M. to 5:00 P.M. Monday through Friday, this will depend on time-zone support needed and some over-time may be required. As a Mortgage Underwriter, you will be expected to demonstrate a sense of urgency, willingness to work closely with others, and be part of a team whose primaryfocus is service to our internal and external customers. Purpose : The position is responsible for the underwriting of portfolio and secondary market loans that comply with Bank of England/Bank of England Mortgage loan policy andinvestor guidelines. This position provides administrative support for the Residential Loan Underwriting Department which includes: reviewing mortgage files for accuracy and compliance, underwriting and presenting loans to senior management for approval, preparing files for loan closing, reviewing and analyzing reports, sending internal and intra-company correspondence, inputting data, and meeting all scheduling requirements. Other responsibilities include providing working direction to the loan officers and processors and complying with internal and external guidelines and requirements. This position is non-exempt. Essential Functions/Duties: · Perform loan file review and underwriting to determine compliance with investor guidelines, underwriting philosophy, policy and procedures. Ensure timeliness, accuracy and productivity levels established by management. · Review sources of income and verifiable income amount in order to ascertain correct debt-to-income calculation. Assess the overall risk and credit quality of loansbased on transaction type, analysis of income, assets, credit and collateral. · Ability to review, interpret and analyze loan applicants' credit histories, income and assets, tax returns, financial statements, and other complex financialinformation to render a loan decision, and effectively present loans to higher lending authorities. · Review documentation including flood certification, insurance documentation and property tax information to ascertain that correct proposed loan payment amountwas calculated correctly. Use of a financial calculator. · Thorough understanding of residential real estate appraisal report requirements and the ability to review appraisals for accuracy. · Demonstrated ability to be flexible and open minded in restructuring a loan to mitigate risks. · A thorough understanding of FDIC compliance regulations, as related to lending practices with a general knowledge of the bank secrecy act, branch security and safety requirements and other regulations. A general knowledge of financial principles and concepts to interpret financial reports as it relates to loan underwriting and use of a financial calculator. · Determine if LTV, DTI and other criteria comply with lending parameters of various loan programs and investor requirements. · For loans declined, forward file and findings to second reviewer and communicate results to Loan Officer. For loans conditionally approved, communicate conditions to close to Loan Processor and review additional information once it is provided. For loans approved as submitted, document work and approval and communicate results to Loan Processor. · Comply and stay abreast with Bank Secrecy Act rules, regulations, loan program requirements and investor requirements that may affect underwriting standards or processes. · Assist in any quality control audit findings. · Assist as needed with annual HUD and financial audits. · Other duties as assigned. Essential Requirements: Ø High School Diploma or GED equivalent required, some college preferred; BS degree desired. Ø A minimum of three (3) years current Mortgage Underwriting work experience in Underwriting Conforming and/or Non-Conforming mortgage loans. Ø Excellent Proficiency in computer skills with Microsoft Office/Word, Excel, Financial Calculator and Mortgage Loan Applications/Software) Encompass 360. Ø Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivitywhen dealing with changing work demand. Ø Working knowledge of various fraud tools Ø Working knowledge of mortgage insurance (MI) guidelines Ø Possess strong analytical and decision making skills. Ø Ability to multi-task and operate in a high-volume, fast-paced environment. Ø FHA, FNMA, FHLMC, VA, and/or RD experience is preferred. Ø Must be able to perform essential responsibilities with or without reasonable accommodation.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

The Field Underwriter serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect application information, and evaluate initial risk factors. This role involves conducting in-person or virtual consultations, ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting guidelines. Key Responsibilities Conduct client interviews to gather personal, financial, and medical information for insurance applications. Explain insurance products, coverage options, and policy terms clearly and accurately. Assess potential risks and identify factors that may influence underwriting decisions. Complete and submit applications in compliance with company policies and industry regulations. Act as a liaison between clients and the underwriting department to resolve questions or obtain additional information. Maintain accurate and confidential client records. Stay informed about industry trends, underwriting guidelines, and product updates. Qualifications High school diploma or equivalent; bachelor's degree preferred. Prior experience in insurance sales, underwriting, or financial services is highly desirable. State insurance license (Life/Health) or ability to obtain one. Strong communication, presentation, and interpersonal skills. Detail-oriented with excellent organizational abilities. Proficient in using CRM software and digital applications for client management. Work Environment Combination of fieldwork (meeting clients at their location) and remote/office-based work. May require evening or weekend availability to accommodate client schedules as needed.

**Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The **National Accounts Strategic Underwriter** is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities. **How You Will Make an Impact** Primary duties may include, but are not limited to: + Create competitive, financially sound proposals for business growth and renewals. + Collaborate on RFPs. + Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation. + Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. **Minimum Requirements:** Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance. **Preferred Skills, Capabilities, and Experiences:** + ASA/FSA, CFA, or CEBS credentials preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864. Locations: California, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

The No Surprises Act (NSA) Revenue Recovery Analyst is responsible for working within the NSA Team to ensure open negotiation notices and Independent Dispute Resolutions (IDR) notices are handled in a timely and accurate manner in accordance with departmental and governmental guidelines. Responsibilities Responsible for learning and becoming an expert in all NSA business office processes and workflows Responsible for following all NSA business office processes Responsible for ensuring Open Negotiation notices are handled in a timely and accurate manner Responsible for ensuring IDR notices are handled in a timely and accurate manner Responsible for ensuring IDR Final Offers are handled in a timely and accurate manner Performs other duties as assigned. Specifications Experience Minimum Required One (1) year of previous revenue cycle experience in a healthcare or insurance setting Preferred/Desired Experience working in Epic Minimum Required Associate degree in Accounting, Finance or Business or an equivalent combination of previous related payment reimbursement experience and education Preferred/Desired Training Minimum Required Preferred/Desired Special Skills Minimum Required Strong analytical skills. Good verbal and written communication skills in the English language. Excellent computer skills and knowledge of Microsoft Office software. Knowledge of healthcare receivables. Preferred/Desired Licensure Minimum Required Preferred/Desired

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

The No Surprises Act (NSA) Revenue Recovery Analyst is responsible for working within the NSA Team to ensure open negotiation notices and Independent Dispute Resolutions (IDR) notices are handled in a timely and accurate manner in accordance with departmental and governmental guidelines. Responsibilities Responsible for learning and becoming an expert in all NSA business office processes and workflows Responsible for following all NSA business office processes Responsible for ensuring Open Negotiation notices are handled in a timely and accurate manner Responsible for ensuring IDR notices are handled in a timely and accurate manner Responsible for ensuring IDR Final Offers are handled in a timely and accurate manner Performs other duties as assigned. Specifications Experience Minimum Required One (1) year of previous revenue cycle experience in a healthcare or insurance setting Preferred/Desired Experience working in Epic Minimum Required Associate degree in Accounting, Finance or Business or an equivalent combination of previous related payment reimbursement experience and education Preferred/Desired Training Minimum Required Preferred/Desired Special Skills Minimum Required Strong analytical skills. Good verbal and written communication skills in the English language. Excellent computer skills and knowledge of Microsoft Office software. Knowledge of healthcare receivables. Preferred/Desired Licensure Minimum Required Preferred/Desired

At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. Summary The Centralized Commercial Lending - Renewal Team is searching for a Commercial Underwriter II responsible for evaluating business loan applications based on established Bank policies and procedures. Candidate will evaluate the merits of an existing loan request in the $1MM-$3MM range of total exposure, and either recommend a decision to a senior credit officer or use their own authority to decision the application. Key Responsibilities * Review cash flows and Moody's spreads either self-prepared or prepared by the Credit Analyst, conduct in-depth analyses of financial information to form a recommendation of approval or denial of new loans in accordance with the Bank's policy and procedures. Prepare Credit Origination Memorandum in a clearly written concise manner, identifying strengths, risks and mitigating factors. Review, analyze and evaluate financial and pertinent data to determine credit worthiness of loan prospects and merits of specific loan requests. Collaborate with Relationship Managers, leaders and Relationship Managers to gather all necessary information to present an accurate and complete assessment of the loan presented. * Ability to prepare high quality, detailed credit approval documents that contain an in-depth analysis, an understanding of and identification of credit issues and risks. Ability to spread and interpret financial statements, tax returns, and projections using Excel. * Ability to provide recommendations on loan structuring and alternative structures that may be more appropriate for the transaction. * Ability to work in a high-volume environment, meeting or exceeding Service Level Agreements and turn time goals throughout the process, providing credit decisions in a timely manner. * Work independently on special projects related to credit topics and issues as requested by Bank Credit team(s). * Support the Bank's strong relationship banking culture through on-going internal partner contact, quality customer service, and superior product knowledge. Understand and adhere to the Bank's Bank Secrecy Act policy and procedures and "know your customer/enhanced due diligence" guidelines. Brings any suspicious activity to the attention of a supervisor, or the Bank Secrecy Act Officer. Follow all Bank policies and procedures to ensure compliance with all laws and regulations. * May perform other duties as assigned. Requirements * Bachelor's degree required for consideration or equivalent combination of education and experience * Three (3) to five (5) years of commercial credit underwriting experience Knowledge/Skills/Abilities/Training/Systems * Fundamental understanding of commercial credit underwriting. * Ability to interact with all levels of clients, staff and management. * Ability to work successfully in a deadline driven team environment. * Strong MS Office skills, especially with Excel. * Must be organized and detail oriented with the ability to multitask. * Must be able to work independently and make sound decisions. * Good written and oral communication skills. * Good fundamental understanding of general bank operations, proficient understanding of the components of financial planning, deposit products, small business products, investment and insurance products. * Knowledge of Moody's CreditLens preferred * Knowledge of nCino preferred About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Main Responsibilities for this role include: Underwrite Profitable business Underwrite new and renewal accounts to meet top and bottom line targets Negotiate price and terms and conditions with producers Proactively manage capacity Underwrite and evaluate Natural Catastrophe Accumulation, ensuring an understanding of catastrophe modeling and interpretation of scenarios for relevant Lines of Business (LoB's) Underwriting Approach and Compliance Underwrite in line with LoB governance framework - e.g. Underwriting Authorities, Underwriting Guidelines, Rules and Principles Ensure contract certainty is achieved on all accounts at time of inception Ensure utilization of global pricing tools Ensure placing and binding of FAC Reinsurance prior to policy inception Policy Documentation and Administration Ensure accurate policy documentation issued to producers or producers has issued documentation (where producer responsibility) File maintenance - ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled Proactively support completion of policy administration and credit control processes Underwriting Strategy & Leadership Contribute to development and execution of regional Underwriting strategy for LoB regionally Training, developing and coaching of less experienced staff (including Underwriters) Delegate work as appropriate Requirements: A minimum of 3+ years of direct experience in underwriting profitable business Specialized expert understanding of sub-LoB products and portfolio Recognized relationships with brokers at peer group level and well established within market Specialized understanding of regional / local LoB insurance markets and competitor landscape, including global elements Preferably a degree in Economics, Finance, Insurance Management, or Business Administration Professional insurance qualification (e.g. CPCU) is a plus #LI-AM3 #LI-Remote Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits. Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team. 14400 Arch Insurance Group Inc.

At Amwins, we succeed together - and have a good time doing it. We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs. First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders. Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service. Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply. Learn more about us at amwins.com. Join our Amwins Access team in Springfield as an Associate Underwriter! This is a full time, in office position in our Springfield, MO office. We are looking for people with: 1 year experience as support staff in an office environment Strong time management skills and work habits A passion for supporting and contributing to the team Exceptional communication skills, organization, professionalism and customer-service mentality Microsoft Office proficiency with an emphasis in Excel spreadsheets Each Associate Underwriter provides vital team functions: Review submission information required to issue new or renewal quotes Rate and prepare new or renewal quotes as directed by Underwriter Review and handle inspection recommendations and discrepancies Monitor various reports for consistency Potential for policy issuance and endorsement processing, including audits Assist in accounting procedures such as invoicing Data entry into multiple internet based systems Snapshot of what Amwins provides to our team members: Compensation includes a salary commensurate with experience Annual bonus potential Broad benefits package available Most benefits available first day of employment Medical, Dental, Vision, Life, etc Paternal Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc. Generous Paid Time Off and Company Holiday Schedule Collaborative, continuing education focused work environment Career advancement opportunities The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Company Details With over 35 years of proven expertise in the workers' compensation industry, Key Risk delivers innovative and responsive solutions that provide our clients the freedom to do what they do best. Offering guaranteed cost options to employers nationwide, Key Risk focuses on delivering products and services within specialized verticals to reduce workers' compensation exposures and deliver industry-leading results. All products and services are distributed through appointed insurance agents and brokers. Key Risk is a member company of W. R. Berkley Corporation, whose insurance company subsidiaries are rated A+ (Superior), Financial Size Category XV by A.M. Best Company and A+ (Strong), by S&P. For further information about Key Risk please visit *************** The company is an equal opportunity employer. Responsibilities Key Risk is looking for an enthusiastic and experienced Production Underwriter with established relationships to join our team. The successful candidate will be responsible for contributing to the achievement of the team's profit plan through proper risk selection, agency management, and communication of Key Risk's value proposition. Key functions include but are not limited to the following: Underwrite accounts over $25,000 within established underwriting authority Manage a book of business totaling a minimum of $10,000,000 Develops and maintains relationships with 10-20 retail agencies or wholesalers Responsible for a moderate number of agencies including President's Club producers Achieves/exceeds planned accident year loss ratio, rate change, renewal retention and new business goals Takes initiative to recommend potential improvements in underwriting principles, techniques or appetite Complies with insurance filings and regulatory requirements Researches new market niches, serves as an industry lead, and participates in special projects Establishes a knowledge base of agency needs, staff, target markets, and contracted insurers Performs agency evaluations and establishes agency goals within required time frames and expectations Participates effectively in new and renewal team sales activities and client meetings to obtain and retain profitable business Qualifications BA/BS Degree CPCU, CIC, or AU designation preferred 3+ years of workers compensation underwriting and/or sales experience with the full array of industrial classes, deductibles and dividend plans. Understands loss development and can objectively assess workplace hazards, hazard controls and employer financials Self-motivated and results oriented Strong book management skills with the ability to work independently and as a team member Capable of working with internal and external teams and partners Superior customer service skills Additional Company Details We do not accept unsolicited resumes from third party recruiting agencies or firms. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role

At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. Summary The Centralized Commercial Lending - Renewal Team is searching for a Commercial Underwriter II responsible for evaluating business loan applications based on established Bank policies and procedures. Candidate will evaluate the merits of an existing loan request in the $1MM-$3MM range of total exposure, and either recommend a decision to a senior credit officer or use their own authority to decision the application. Key Responsibilities * Review cash flows and Moody's spreads either self-prepared or prepared by the Credit Analyst, conduct in-depth analyses of financial information to form a recommendation of approval or denial of new loans in accordance with the Bank's policy and procedures. Prepare Credit Origination Memorandum in a clearly written concise manner, identifying strengths, risks and mitigating factors. Review, analyze and evaluate financial and pertinent data to determine credit worthiness of loan prospects and merits of specific loan requests. Collaborate with Relationship Managers, leaders and Relationship Managers to gather all necessary information to present an accurate and complete assessment of the loan presented. * Ability to prepare high quality, detailed credit approval documents that contain an in-depth analysis, an understanding of and identification of credit issues and risks. Ability to spread and interpret financial statements, tax returns, and projections using Excel. * Ability to provide recommendations on loan structuring and alternative structures that may be more appropriate for the transaction. * Ability to work in a high-volume environment, meeting or exceeding Service Level Agreements and turn time goals throughout the process, providing credit decisions in a timely manner. * Work independently on special projects related to credit topics and issues as requested by Bank Credit team(s). * Support the Bank's strong relationship banking culture through on-going internal partner contact, quality customer service, and superior product knowledge. Understand and adhere to the Bank's Bank Secrecy Act policy and procedures and "know your customer/enhanced due diligence" guidelines. Brings any suspicious activity to the attention of a supervisor, or the Bank Secrecy Act Officer. Follow all Bank policies and procedures to ensure compliance with all laws and regulations. * May perform other duties as assigned. Requirements * Bachelor's degree required for consideration or equivalent combination of education and experience * Three (3) to five (5) years of commercial credit underwriting experience Knowledge/Skills/Abilities/Training/Systems * Fundamental understanding of commercial credit underwriting. * Ability to interact with all levels of clients, staff and management. * Ability to work successfully in a deadline driven team environment. * Strong MS Office skills, especially with Excel. * Must be organized and detail oriented with the ability to multitask. * Must be able to work independently and make sound decisions. * Good written and oral communication skills. * Good fundamental understanding of general bank operations, proficient understanding of the components of financial planning, deposit products, small business products, investment and insurance products. * Knowledge of Moody's CreditLens preferred * Knowledge of nCino preferred About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube