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Underwriter jobs in Meridian, ID - 57 jobs

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  • Mortgage Loan Underwriter

    Premier Mortage Resources

    Underwriter job in Meridian, ID

    Job Title: Mortgage Loan Underwriter Department: Underwriting Employment Type: Full-Time DE Required. SAR Preferred Underwrite mortgage loans that adhere to various agency underwriting policy and procedures. Additionally, responsible for answering questions and assist with problem solving with loan officers and processors, and respond to both internal and external QC audit findings in a timely and proficient manner. Responsible for providing efficient, timely, consistent, accurate quality loan decisions daily. Key Responsibilities: Adhere to various agency underwriting policy and procedures Answer questions and assist with problem solving with loan officers and processors Respond to both internal and external QC audit findings in a timely and proficient manner Responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis Qualifications/Skills: Three years' underwriting experience FHA/Conventional Mandatory VA/USDA highly preferred Multi state highly preferred Ability to effectively communicate both verbal and written Capable of working under pressure and meeting strict deadlines on a consistent basis Strong mathematical aptitude Ability to calculate income via W-2/Tax Returns Adept at analyzing issues and determining best approach for solution General experience and understanding of the following products: Byte Loan Origination Software Microsoft Word, Excel, and Outlook Internet Navigation Strong Interpersonal and customer service skills Ability to work with a diverse client base (Loan Originators, processors etc)\Detail Oriented Adept at working in a high volume, fast paced environment Salary Range: $70,000.00 - $90,000.00 per year (compensation to commensurate with experience) Benefits: 401(k) Dental insurance Disability insurance Employee assistance program Employee discount Flexible spending account Health insurance Health savings account Life insurance Paid time off Referral program Retirement plan Vision insurance
    $70k-90k yearly 8d ago
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  • Small Business Underwriter

    Great West Casualty Company 4.6company rating

    Underwriter job in Meridian, ID

    This position offers an optional hybrid work schedule, with three days working in the office and two days working remotely. Are you looking to kick-start your career at a company that is committed to your long-term success? Do you enjoy building relationships and working as part of a team while also working independently? Join our team as a Small Business Underwriter. As a Small Business Underwriter, you will build a profitable book of business specializing in commercial trucking. With underwriting goals, growth, and premium objectives in mind, you will select and monitor risk while maintaining quality business relationships. Responsibilities: Directly impact the profitability and success of our business. Underwrite, determine price, and rate endorsements. Have autonomy in your work and manage your book of business in a fast-paced environment. Become a trusted partner with our agents and insureds through your relationship-building skills. Participate in a training program that includes one-on-one mentoring, classroom instruction, and self-study. Qualifications: Prior experience in sales, a position building relationships, or experience in insurance is desirable, but not required. Negotiation skills and the ability to analyze risk. The ability to identify customer needs and market Great West products and services to them. Your Future Starts Here: Benefits That Support Your Lifestyle Competitive Compensation Generous paid time off and paid company holiday schedule Medical, Dental, Vision, Life, Long-Term Disability, Company Match 401(k), HSA, FSA Paternal Leave, Adoption Assistance, Fertility and Family Planning Assistance, Pet Insurance, Retail Discount Programs Community volunteer opportunities Wellness programs, gym subsidies, and support for maintaining a healthy lifestyle Scholarships for dependents and tuition reimbursement to further your education Company paid continuing education and monetary awards for professional development Opportunities for a hybrid work schedule (three days in the office, two days remote) Who we are: For over 65 years, Great West Casualty Company has provided premier insurance products and services to thousands of truck drivers and trucking companies across America. We have offices located around the country, and over 1,200 professionals are proud to call us an employer of choice. We are dedicated to the success, happiness, and wellness of our employees. If you are looking for a company where your contributions are valued, your continued learning is financially supported, and customer service is a priority, we want to talk to you. Apply today and join one of America's largest insurers of trucking companies as we help keep the nation's economy moving forward one mile at a time. Location: Boise, ID To learn more about Great West and our office locations, please visit our website **************** Great People Great Careers Great West Casualty Company Great West Casualty Company is an Equal Opportunity Employer.
    $52k-75k yearly est. 5h ago
  • Case Underwriter II

    Trustmark 4.6company rating

    Underwriter job in Salem, OR

    Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
    $61.4k-88.7k yearly 60d+ ago
  • Non-Delegated Mortgage Underwriter III

    Amerihome Mortgage Company 4.0company rating

    Underwriter job in Idaho

    Job Title: Non-Delegated Mortgage Underwriter III What you'll do: A Non-Delegated Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards. * Manage individual pipeline on a daily basis by completing Conventional loans, simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times * Identify any document deficiencies, request additional information and/or documentation from Clients as needed * Expert ability to navigate and interpret all agency and company guidelines * Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. * Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans * Other duties as assigned What you'll need: * 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment. * Ability to communicate effectively and professionally * Basic proficiency in Microsoft Office products (Excel, Word, etc.) * Encompass LOS experience preferred * Project management experience * College degree preferred but not required * Loan quality and risk management * Knowledge of FNMA and FHLMC guidelines * Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor * Excellent Customer/Client service skills * Ability to work in a fast paced production environment * Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints * Excellent written and verbal communication skills * Prioritization and Time Management skills * Ability to learn and adapt to guideline changes Compensation: Hourly range for new hires is generally $54.00 for Nevada. Salary amount is determined by specific job location. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation
    $54 hourly Auto-Apply 32d ago
  • Underwriter

    Primary Residential Careers 4.7company rating

    Underwriter job in Meridian, ID

    - Responsibilities/Duties/Functions/Tasks The purpose of this position is to review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards. The processor will then approve or deny mortgage loans based on their evaluations. Evaluates acceptability of loan to corporations that buy real estate loans on secondary mortgage markets where existing mortgages are bought and sold by investors Determines acceptability of risk of prospective business Negotiates directly with mortgage loan officers and processors Reviews and completes a minimum of four loans each day or the department manager must be notified Reviews conditions for approved files the Junior Underwriter was unable to sign off on within the 24-hour review window Notifies the branch by fax, e-mail, or phone of the status of files and adds notes immediately to DataTrac Approves or rejects loan applications and requests additional information if necessary Records loan rejections, specifying investor and institution guidelines as the basis for declining application, such as insufficient cash reserves, etc. Assembles documents in loan files, including acceptance or denial and disposition sheet, for the originating mortgage loan office Maintains database on new and existing business Answers e-mails and phone calls within 1 hour to 2 hours of time received Assists the underwriting coordinator and Jr. Underwriter with status questions Qualifications 3 years (minimum) full time recent experience reviewing both credit applications and property appraisals Currently using DE Must be a reliable and responsible professional, skilled in mortgage evaluation Must be able to demonstrate knowledge and experience regarding the principles of mortgage underwriting Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. To maintain and ensure secure privacy of borrower (and other protected) information, an essential function of this job may require physical attendance in a defined office space. (i.e. branch or corporate office location). Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
    $38k-53k yearly est. 60d+ ago
  • Senior Commercial Underwriter Middle Market Construction

    W.R. Berkley Corporation 4.2company rating

    Underwriter job in Meridian, ID

    Company Details Berkley North Pacific is a regional insurance company that offers niche products and specialized coverages through local independent agency partners. We differentiate ourselves in the marketplace with our customer-obsessed approach that exceeds timeliness and responsiveness expectations. With local leadership, conversational underwriting, and responsive claims services, we truly are relationship driven. Our mission is to provide financial protection to our customers by offering premier insurance solutions, products, and services through our select independent agents. BNP is a proud member of W. R. Berkley Corporation, a Fortune 500 company. While we are regionally focused, we have the security and financial backing of one of the largest commercial lines' writers in the United States. In 2023, BNP was named in the annual Best Places to Work in Insurance program, which recognizes employers for their outstanding performance in establishing workplaces where employees can thrive, enjoy their work and help their companies grow. **************************** Responsibilities The Senior Commercial Underwriter Middle Market Construction directly impacts the company's growth and profitability goals within an assigned territory and book of business. Underwrites commercial property and casualty accounts by determining risk acceptability and pricing in accordance with established underwriting guidelines and within established authority level. Maintains autonomy in work and management of book of business in a fast-paced environment. Serves as the point of contact for assigned agencies and is responsible for the agency relationship. We'll count on you to: * Manages a book of business with autonomy to make decisions within authority level consistently achieving company strategies and goals. * Assesses Construction insurance risks and determines accurate classification of business, policy contract forms and pricing of risk. Accepts and prices risk in accordance with established underwriting guidelines and within authority level. * Reviews renewal accounts for acceptability by examining business operations, classification, contract forms and loss activity. Determines price in accordance with established underwriting guidelines and within authority level. Reviews endorsement requests and takes appropriate action. * Maintains accurate underwriting documentation and information to meet quality review standards. * Develops, expands and enhances agency relationships to promote profitability and growth of new business and the retention of existing business. Travel within or to assigned territory to meet with agents to enhance business relationships. * Leads or participates in agency training sessions. * Leverages agent relationships to drive new business opportunities via existing relationships as well as where there is no existing relationship; continually prospects for new opportunities through pipeline development. * Achieves or surpasses agency visibility goals to include both in person and virtual sales calls. * Acts as a business partner to agents. Uses strong negotiation skills and deep product knowledge to meet the needs of the customer. * Collaborates with claims, risk management and other underwriting team members as needed to ensure prompt and professional underwriting service is provided. * Participates in, and may lead, underwriting and agency meetings. * Identifies, innovates, and suggests new procedures, and opportunities to streamline department processes and workflows. * Cultivates strong customer service skills including consistency, timeliness, and product knowledge. Qualifications * Bachelor's Degree from a 4-year college or university; or more than five years related experience and/or training; or equivalent combination of education and experience. * Advanced insurance education desired, i.e., CPCU, CIC, CRIS * Ability to represent Berkley North Pacific to external customers in a positive and effective manner * Thrive in a highly competitive and results-driven environment * Effectively organize, prioritize and manage multiple priorities * Communicate with a high level of professionalism with internal and external customers * Develop and maintain strong business relationships; and travel on a regular basis, including overnight. * Ability to work outside normal work schedule to fulfill responsibilities * Reasonable, regular, predictable attendance is essential * Familiarity with construction industry and corresponding insurance products The Company is an equal employment opportunity employer. Additional Company Details The Company is an equal employment opportunity employer. We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees including: • Benefits include Health, dental, vision, life, disability, wellness, paid time off, 401(k) and profit-sharing plans The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Responsibilities The Senior Commercial Underwriter Middle Market Construction directly impacts the company's growth and profitability goals within an assigned territory and book of business. Underwrites commercial property and casualty accounts by determining risk acceptability and pricing in accordance with established underwriting guidelines and within established authority level. Maintains autonomy in work and management of book of business in a fast-paced environment. Serves as the point of contact for assigned agencies and is responsible for the agency relationship. We'll count on you to: - Manages a book of business with autonomy to make decisions within authority level consistently achieving company strategies and goals. - Assesses Construction insurance risks and determines accurate classification of business, policy contract forms and pricing of risk. Accepts and prices risk in accordance with established underwriting guidelines and within authority level. - Reviews renewal accounts for acceptability by examining business operations, classification, contract forms and loss activity. Determines price in accordance with established underwriting guidelines and within authority level. Reviews endorsement requests and takes appropriate action. - Maintains accurate underwriting documentation and information to meet quality review standards. - Develops, expands and enhances agency relationships to promote profitability and growth of new business and the retention of existing business. Travel within or to assigned territory to meet with agents to enhance business relationships. - Leads or participates in agency training sessions. - Leverages agent relationships to drive new business opportunities via existing relationships as well as where there is no existing relationship; continually prospects for new opportunities through pipeline development. - Achieves or surpasses agency visibility goals to include both in person and virtual sales calls. - Acts as a business partner to agents. Uses strong negotiation skills and deep product knowledge to meet the needs of the customer. - Collaborates with claims, risk management and other underwriting team members as needed to ensure prompt and professional underwriting service is provided. - Participates in, and may lead, underwriting and agency meetings. - Identifies, innovates, and suggests new procedures, and opportunities to streamline department processes and workflows. - Cultivates strong customer service skills including consistency, timeliness, and product knowledge.
    $56k-70k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Underwriter Senior

    City National Bank 4.9company rating

    Underwriter job in Boise, ID

    WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
    $41.8-66.8 hourly 60d+ ago
  • Dental Underwriter

    Delta Dental of Idaho 3.6company rating

    Underwriter job in Boise, ID

    Culture rules at Delta Dental. It's key to our becoming the leading dental benefits carrier in the state, reaching over 500,000 Idahoans with our dental plans and community outreach programs. We're small on ego and big on grins. You'll see us involved in community events and "Did you make someone smile today?" on our To-Do lists. Our employees have the opportunity to make a difference in people's lives while working in an environment full of challenge, collaboration, flexibility, and industry-leading growth potential. Join our team committed to better oral health for all Idahoans. The Dental Underwriter at Delta Dental of Idaho is responsible for executing a wide range of underwriting tasks, including rate analysis, Department of Insurance (DOI) and Affordable Care Act (ACA) compliance, regulatory form filings, and contract support management. In addition, this position will coordinate with third party actuaries and internal resources such as product managers, sales, IT and finance to ensure accuracy and timeliness in all underwriting activities. ESSENTIAL FUNCTIONS Develop an understanding of dental terminology, dental benefits, risk assessment, underwriting guidelines, contract language and the underwriting process and procedures. Analyze and set rates for pool-related plans, individual, ACA (Affordable Care Act), self-insured (ASC) and experience rated groups, and perform special rating requests as they arise. Identify and complete group renewals, including pools, Administrative Services Contract (ASC), and experience rated groups. Recommend renewal rating and quote alternate options as needed. Collaborate with the sales team to ensure new business quotes are accurate and timely. Review group termination requests for accuracy and to ensure contractual requirements are met. Support Underwriting Assistant with approving new group applications, terminating groups, producer appointments or reassignments. May supervise Underwriting Assistant, including hiring, coaching, developing, and engaging employees. Embrace and utilize AI to improve processes and drive efficiency. Develop a robust working knowledge of Proclaim and supporting software required to perform the underwriting and group setup activities. Coordinate with third party actuaries and finance to establish the IBNR reserves. Ensure regulatory and policy compliance by filing required rates and forms; adhering to DOI, CMS/ACA, and Delta Dental Plans Association (DDPA) guidelines; supporting audits; and staying current on regulatory changes. Demonstrate a commitment to the organization's vision, mission, values, code of ethics, and compliance/security standards. Other duties as assigned. Requirements KNOWLEDGE, SKILLS, AND ABILITIES Bachelor's degree in accounting, finance, math/statistics or equivalent experience required. 3 to 5 years' experience in insurance underwriting or a related industry. Strong analytical, organizational, and communication skills, with attention to detail and sound judgment. Experience with regulatory filings, rate analysis, and contract management. Ability to prioritize, work with deadlines, and manage multiple tasks. Proficiency in Microsoft Office (especially Excel) and ability to embrace new AI-enabled software tools to improve underwriting efficiency. Ability to use approved AI tools to extract, structure, and validate data from underwriting reports (including PDF-based outputs and ProClaim reporting) to reduce manual re-keying and support renewal rate analysis. Ability to apply AI-assisted analysis to identify renewal rate drivers, trends, and variances, including reconciling ProClaim outputs with Accounting/financial outputs and flagging anomalies for follow-up. Demonstrated responsible AI use in a regulated/confidential environment, including validating outputs for accuracy and following compliance/security standards when handling sensitive information. PHYSICAL AND MENTAL REQUIREMENTS Sitting/Standing (alternatively) continuously Keyboard Use/Repetitive Hand motion continuously Skill/ability related to comprehension, organization, reasoning/decision-making and communication appropriate to position/level Benefits Delta Dental of Idaho offers a competitive benefits plan including: Medical, dental, and vision 401K with up to 6% company contribution Generous PTO and up to 9 paid holidays Community Service Time Flexible schedule and 1/2 day Fridays Tuition and continuing education reimbursement Casual dress code ...and more! OUR CULTURE AHS/DDID seeks to provide a positive workplace where employees are treated with respect and all are accountable for living our values and Code of Ethics while empowered to help the organization succeed in achieving its mission and vision. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Individuals that may need assistance with the applicant or interview process may contact human resources at ************************ or by phone: ************.
    $46k-67k yearly est. Auto-Apply 11d ago
  • Climate Underwriter France (Casualty & Professional Indemnity)

    Chubb 4.3company rating

    Underwriter job in Grace, ID

    Do you have a passion for underwriting risk which supports the climate transition such as renewable energy, alternative fuels and climate technologies? Background: This is an exciting opportunity to join our newly created Industry Practice in France. The practice has been developed to support and accelerate growth in the broad range of energy and climate transition technologies by developing industry specialism across lines of business. The practice has two components: >Renewable Energy & Alternative Fuel (REAF) which includes developers and operators of renewable power assets (wind, solar, geothermal, biomass, hydro, wave & tidal), alternative fuel assets (biofuels, hydrogen, nuclear), the power grid, energy storage, alternative fuel distribution and storage, and other transition technologies such as heating and cooling networks, and carbon capture and storage projects. >Climate Technology which includes organizations that develop products, technology, and services with a core focus to (1) reduce greenhouse gas emissions, (2) to adapt to an altered environment, or (3) address the impact of climate change. Industry Practices differentiate Chubb as an industry specialist, including specialist underwriting expertise, differentiated products and propositions across multiple risk areas, and tailored service delivery. Role Purpose: The primary purpose of this newly created role is to underwrite Casualty and Professional Indemnity construction and operational risks for REAF occupancies, and P&C risks for climate technology companies. The successful candidate will have a good market presence, representing the Industry Practice in broker and client meetings, and assist the Industry practice leader. They will also work closely with other internal stakeholders across all lines of business plus extending to colleagues in claims, risk engineering and global services to provide excellent service to our brokers and clients. They will also work closely with our other underwriting teams to provide multi-line solutions. Key responsibilities: * Underwriting - Underwrite new business and renewal accounts according to defined underwriting guidelines and strategies, working closely with risk engineers where appropriate in line with guidance. * Industry Knowledge - Keep appraised of developments in the industry, including projected investment across different REAF & Climate technologies, industry specific challenges and loss activity. * Financial - Contribute towards achieving the Industry Practice financial plan. * Training & Mentoring - working to continuously increase knowledge of REAF & Climate technology underwriting, participating in learning and development. * Compliance and Procedures - Meet company standards in respect of policy documentation, contract certainty, peer review, audit, compliance, legal and regulatory requirements. * Leadership - As an experienced underwriter, you will support the Industry Practice Leader in establishing and promoting best practice within the team. * Chubb Representative - Represent and promote Chubb to brokers and the value-added proposition the IP brings to brokers and clients. * Business Development - Proactively maintain relationships with key brokers and clients to ensure profitable and sustainable growth, in conjunction with distribution and other key stakeholders. Develop and grow pipeline of opportunities. Contribute towards strategic growth plans with key brokers. * Cross-sell - Pro-actively maximise cross-selling opportunities through collaboration with Chubb colleagues across lines of business. Have a good understanding of Chubb's risk appetite across core lines of business and a high-level understanding across non-core lines. Skills & Experience required: * Good working knowledge of the insurance market, including competitor and broker analysis. * An experienced professional whose expertise is recognised in the market. * Results driven with ability to make decisions and work on your own initiative. * Highly motivated and with a solutions mindset and a keen interest in the subject matter including macro and micro factors that impact the industry. * Desire to continue to develop technical and broader business skills (technical lines, property, casualty). * Ability to assist when needed the Industry Practice Climate manager on strategic project * Significant experience of underwriting risks for Casualty and Professional Indemnity. * Good presentation and development skills * Fluent English - native French language * Position is located in Paris, France.
    $69k-94k yearly est. Auto-Apply 60d+ ago
  • Mortgage Protection

    Spieldenner Financial Group

    Underwriter job in Eugene, OR

    Spieldenner Financial Group is a financial services company serving mid-market families that work hard to provide a life and lifestyle worth protecting from the everyday worries of life. We help them by putting a shield of protection between their families and the financial losses that occur when unexpected downturns in the economy, critical illness, disability, or death make an unwelcome entry into their lives. That's where we come in. Armed with a full suite of simple, easy to understand programs we are able to: Identify and meet their needs with a simple, proven process Help them to protect their families in comprehensive, budget conscious ways Give them clarity and peace of mind, and Build client for life relationships that are exceptionally valuable for them and very profitable for our top tier Enrollment Specialists We are currently hiring both Entry Level and Licensed Insurance Enrollment Specialists to help the families who have requested our assistance. We offer industry leading compensation, support and advancement opportunities to attract, retain, and develop quality people into highly trained specialists that are growing with our company for the long term. Do you qualify: Are you coachable? Are you a hard worker who is eager to learn how to be a high value pro? Are you willing to grow and challenge yourself personally and professionally to be able to add value and make a great income for your work? Are you self-disciplined, so you can get the most out of a flexible schedule? Are you ready? We put the future back in your hands by empowering you to get the most out of your career. You will learn how to give the most to it, while keeping your family life central. If you answered yes to all these questions and are ready to get trained, get paid, and most importantly GET FREE, apply now to schedule an interview with one of our Regional Sales Managers within 24-48 hours. ***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.
    $50k-76k yearly est. Auto-Apply 7d ago
  • Mortgage Underwriter

    Solomonedwards 4.5company rating

    Underwriter job in Salem, OR

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************
    $26-36 hourly Easy Apply 60d+ ago
  • Senior Commercial Underwriter Middle Market Construction

    Berkley 4.3company rating

    Underwriter job in Meridian, ID

    Company Details Berkley North Pacific is a regional insurance company that offers niche products and specialized coverages through local independent agency partners. We differentiate ourselves in the marketplace with our customer-obsessed approach that exceeds timeliness and responsiveness expectations. With local leadership, conversational underwriting, and responsive claims services, we truly are relationship driven. Our mission is to provide financial protection to our customers by offering premier insurance solutions, products, and services through our select independent agents. BNP is a proud member of W. R. Berkley Corporation, a Fortune 500 company. While we are regionally focused, we have the security and financial backing of one of the largest commercial lines' writers in the United States. In 2023, BNP was named in the annual Best Places to Work in Insurance program, which recognizes employers for their outstanding performance in establishing workplaces where employees can thrive, enjoy their work and help their companies grow. **************************** Responsibilities The Senior Commercial Underwriter Middle Market Construction directly impacts the company's growth and profitability goals within an assigned territory and book of business. Underwrites commercial property and casualty accounts by determining risk acceptability and pricing in accordance with established underwriting guidelines and within established authority level. Maintains autonomy in work and management of book of business in a fast-paced environment. Serves as the point of contact for assigned agencies and is responsible for the agency relationship. We'll count on you to: Manages a book of business with autonomy to make decisions within authority level consistently achieving company strategies and goals. Assesses Construction insurance risks and determines accurate classification of business, policy contract forms and pricing of risk. Accepts and prices risk in accordance with established underwriting guidelines and within authority level. Reviews renewal accounts for acceptability by examining business operations, classification, contract forms and loss activity. Determines price in accordance with established underwriting guidelines and within authority level. Reviews endorsement requests and takes appropriate action. Maintains accurate underwriting documentation and information to meet quality review standards. Develops, expands and enhances agency relationships to promote profitability and growth of new business and the retention of existing business. Travel within or to assigned territory to meet with agents to enhance business relationships. Leads or participates in agency training sessions. Leverages agent relationships to drive new business opportunities via existing relationships as well as where there is no existing relationship; continually prospects for new opportunities through pipeline development. Achieves or surpasses agency visibility goals to include both in person and virtual sales calls. Acts as a business partner to agents. Uses strong negotiation skills and deep product knowledge to meet the needs of the customer. Collaborates with claims, risk management and other underwriting team members as needed to ensure prompt and professional underwriting service is provided. Participates in, and may lead, underwriting and agency meetings. Identifies, innovates, and suggests new procedures, and opportunities to streamline department processes and workflows. Cultivates strong customer service skills including consistency, timeliness, and product knowledge. Qualifications Bachelor's Degree from a 4-year college or university; or more than five years related experience and/or training; or equivalent combination of education and experience. Advanced insurance education desired, i.e., CPCU, CIC, CRIS Ability to represent Berkley North Pacific to external customers in a positive and effective manner Thrive in a highly competitive and results-driven environment Effectively organize, prioritize and manage multiple priorities Communicate with a high level of professionalism with internal and external customers Develop and maintain strong business relationships; and travel on a regular basis, including overnight. Ability to work outside normal work schedule to fulfill responsibilities Reasonable, regular, predictable attendance is essential Familiarity with construction industry and corresponding insurance products The Company is an equal employment opportunity employer. Additional Company Details The Company is an equal employment opportunity employer. We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees including: • Benefits include Health, dental, vision, life, disability, wellness, paid time off, 401(k) and profit-sharing plans The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role
    $60k-78k yearly est. Auto-Apply 60d+ ago
  • Senior Underwriter

    Unum Group 4.4company rating

    Underwriter job in Boise, ID

    When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: + Award-winning culture + Inclusion and diversity as a priority + Performance Based Incentive Plans + Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability + Generous PTO (including paid time to volunteer!) + Up to 9.5% 401(k) employer contribution + Mental health support + Career advancement opportunities + Student loan repayment options + Tuition reimbursement + Flexible work environments **_*All the benefits listed above are subject to the terms of their individual Plans_** **.** And that's just the beginning... With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! **General Summary:** The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. **Principal Duties and Responsibilities** + Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. + Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. + Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these + Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences + Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners + Assist with training, technical development and mentoring more junior underwriters **Job Specifications** + Bachelors degree or equivalent, relevant business experience + Demonstrated, consistent proficiency at Underwriter level + Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits + Strong technical expertise in risk selection + Demonstrated understanding of top-line and bottom-line objectives + Exhibit strong knowledge of sales/distribution process and market trends + Solid mentoring and coaching skills + Strong creative problem solving skills + Strong critical thinking/analytical reasoning skills + Strong communication skills, both verbal and written + Strong organizational skills and ability to handle multiple priorities + Strong ability to be persuasive and to negotiate + Demonstrated ability to work both independently and in a team environment + Exhibit a strong commitment to quality and personal ownership of results \#LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$100,700.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum
    $53.3k-100.7k yearly 60d+ ago
  • Underwriting Manager

    Guild Holdings Company

    Underwriter job in Portland, OR

    Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary Responsible for managing underwriting and achieving metrics for production and quality in assigned region(s). Supervise Underwriters to ensure timely completion of loans. Ensure compliance with Company secondary market investor, and government agency standards. Support and manage credit escalations and interpretations. Work with Regional Manager, Operations Managers and Branch Managers to identify and refine best practices, ensure quality and efficiency and respond to questions. Manage, coach and retain employees. Essential Functions * Monitor overall pipeline and ensure workloads are adjusted. * Ensure loans are underwritten in accordance with underwriting standards, risk management factors, regulations and within expected timeframes. * Coach team to achieve/exceed optimal performance against metrics; take action to optimize productivity, quality, efficiency and service-levels. * Conduct monthly reviews of approved and declined loan applications to ensure compliance with underwriting standards and risk management factors, quality decision standards, and provide coaching and training to team to build capabilities. * Review and respond promptly to address/clear outstanding finding in audit reports received from Post Closing,Quality Assurance, Secondary Investors; assist Corporate in clearing Shipping and Suspense deficiencies. * Monitor various reports to identify possible training opportunities. * Assist Operations Managers with training branch/region employees regarding disclosures, use of company software systems, and branch-specific procedures related to underwriting. * Monitor changes in regulations and industry that affect underwriting compliance; recommend updates to policies as required. * Manage automated underwriting tools to ensure optimal performance to underwriting standards, productivity objectives and risk management parameters.(managing underwriting systems would not apply unless it referred to training or communicating updates) * Analyzes reports to assess quantitative risk measures of loans originated and future performance expectations; identify areas of risk and opportunity in originations activities. * Conduct research using proprietary systems, subscriber databases and internet resources to resolve issues and verify compliance with regulations. * Continuously monitor and assess underwriter staffing levels, recruitment, performance management, and retention in accordance with Company requirements, processes and policies. * Oversee all training, underwriter development and career growth. * Perform other duties as assigned. Qualifications * Bachelor's degree in Business Administration, Finance/Accounting or related field or equivalent experience. * 8 - 10 years total work experience in progressively responsible positions underwriting loans (Conventional, FHA, VA, USDA, new-construction documentation and condominium projects), 3 - 5 years of which include supervisory/management/region management position(s) with multiple direct reports. * Expert level knowledge of overall mortgage lending process, underwriting loan requirements, federal, state, and regulatory requirements/guidelines related to consumer mortgage lending and internal processes, controls, and asset protection. * Endorsements including FHA Direct Endorsement, VA, Auto and SAR endorsements; must have current certifications for any region with state-specific requirements to underwrite loans. * Expert level knowledge of valid documentation related to the processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.). * Results and metric driven, ability to clearly communicate issues and expectations, and capable of motivating a team to reach goals and drive initiatives. * Strong management and critical thinking skills, including the ability to evaluate facts and data to draw conclusions and determine the downstream impact of decisions and associated risks. * Ability to prioritize multiple tasks for self and others in a deadline-driven environment; strong sense of urgency and responsiveness. * Ability to be patient and train less experienced team members, respond to questions, build capability. * Strong verbal and written communication skills. * Strong detail orientation and highly organized. * Prior experience using internal data entry systems, Microsoft Word, PowerPoint and Excel. * Intermediate math skills. Supervision * General supervision of work * High level of independent judgment and discretion * Provide guidance and has authority to resolve issues of high complexity * Researches and makes policy and protocol recommendations with Company-wide impact * Responsible for supervision and management of all team members and overall department performance * Project work related to overall metrics and process improvement * Travel: Less than 5% Requirements * Physical: Work is primarily sedentary; occasionally walks and/or stands. * Manual Dexterity: Frequent use of computer keyboard and mouse. * Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. * Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location. This position offers eligibility for incentive compensation.
    $57k-89k yearly est. 5d ago
  • Senior Loan Processor

    Crosscountry Mortgage 4.1company rating

    Underwriter job in Eagle, ID

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Sr. Loan Processor is responsible for reviewing and validating loan files, obtaining and organizing necessary documentation, and ordering third-party documentation in order to submit decision-ready files to underwriting and request clear-to-close. The Sr. Loan Processor works closely with the Loan Officer, LP2 (Contract to Close), and branch leadership, and communicates with approved third-party vendors (title/escrow, HOI, HOA/condo, AMC, VOE vendors, etc.). Borrower and agent communication is handled by the LO/LP2. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the particular loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, LP2, underwriter, and approved third-party vendors to obtain initial and any missing documentation required to qualify for the loan. Provide feedback on approval conditions related to what has been ordered/date ordered by processing. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices received, and in the applicant's E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and help supervise new loan processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. Qualifications and Skills: High School Diploma or equivalent. A minimum of 5 years' residential mortgage processing experience. Encompass experience. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. Excellent math and analytical skills. Excellent communication skills. Ability to prioritize and meet deadlines. Available to work varying hours and overtime if needed. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 24.00 - 29.00 Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $36k-47k yearly est. Auto-Apply 49d ago
  • Senior Underwriter, Surety

    Markel 4.8company rating

    Underwriter job in Lake Oswego, OR

    What part will you play? If you're looking for a place where you can make a meaningful difference, you've found it. The work we do at Markel gives people the confidence to move forward and seize opportunities, and you'll find your fit amongst our global community of optimists and problem-solvers. We're always pushing each other to go further because we believe that when we realize our potential, we can help others reach theirs. Join us and play your part in something special! Primary responsibilities include: 1) independently underwrite contract bonds adhering to Markel Surety's underwriting philosophy, appropriately assessing the risk presented and properly managing that risk and 2) conduct all forms of marketing to strategically build a profitable book in a designated territory. The underwriter is to have the knowledge and apply the skills required of this position, including knowledge of required and normal ratios, risks associated with various types of construction activities, competition's underwriting attitudes and industry norms for all issues. The underwriter is the source for knowledge and information concerning bonding.What you'll be doing: Assigned larger and more important agents/brokers Consistently achieves budgeted financial results through superior service, account retention and responsiveness to new business submissions Considers different approaches towards risks based upon class of business Participates on projects having an impact on the business Identifies and captures new business opportunities Able to create tactical sales plans; track results and execute necessary corrective action Open to regular visits to agents What we're looking for: Bachelor's degree preferred Incumbent should have completed 3 - 5 years in an underwriting capacity Qualified candidate has demonstrated a solid understanding of contract and subdivision bond underwriting Ability to write and articulate in a concise and clear manner to convey complex information Underwrites for profitable premium growth Associate learns the nuances of the surety rate manual Under minimal supervision makes quick sound decisions and negotiates terms and conditions consistent with underwriting authority limits, standards and within submission timeframes. Self-sufficient with demonstrated ability to overcome obstacles Takes ownership and responsibility for decisions and outcomes Provides guidance and coaching to others Assigned larger and more important agents/brokers US Work Authorization US Work Authorization required. Markel does not provide visa sponsorship for this position, now or in the future. Who we are: Markel Group (NYSE - MKL) a fortune 500 company with over 60 offices in 20+ countries, is a holding company for insurance, reinsurance, specialist advisory and investment operations around the world. We're all about people | We win together | We strive for better We enjoy the everyday | We think further What's in it for you: In keeping with the values of the Markel Style, we strive to support our employees in living their lives to the fullest at home and at work. We offer competitive benefit programs that help meet our diverse and changing environment as well as support our employees' needs at all stages of life. All full-time employees have the option to select from multiple health, dental and vision insurance plan options and optional life, disability, and AD&D insurance. We also offer a 401(k) with employer match contributions, an Employee Stock Purchase Plan, PTO, corporate holidays and floating holidays, parental leave. Are you ready to play your part? Choose ‘Apply Now' to fill out our short application, so that we can find out more about you. Caution: Employment scams Markel is aware of employment-related scams where scammers will impersonate recruiters by sending fake job offers to those actively seeking employment in order to steal personal information. Frequently, the scammer will reach out to individuals who have posted their resume online. These "job offers" include convincing offer letters and frequently ask for confidential personal information. Therefore, for your safety, please note that: All legitimate job postings with Markel will be posted on Markel Careers. No other URL should be trusted for job postings. All legitimate communications with Markel recruiters will come from Markel.com email addresses. We would also ask that you please report any job employment scams related to Markel to ***********************. Markel is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of any protected characteristic. This includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Should you require any accommodation through the application process, please send an e-mail to the ***********************. No agencies please.
    $61k-75k yearly est. Auto-Apply 6d ago
  • Underwriting Specialist, Middle Market Solutions

    Arch Capital Group Ltd. 4.7company rating

    Underwriter job in Oregon

    With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Job Summary * Underwrite profitable new and renewal business to meet LoB targets regionally including global elements * Ownership of large accounts / clients including negotiation of participation, pricing and terms and conditions * Training and development resource for Underwriters & Senior Underwriters * Develop and maintain strong relationships with brokers and clients * Specialized technical expertise / lead for at least one sub-LoB, Industry, or Product Line such as General Liability, Umbrella, Commercial Auto, Commercial Property, Workers Compensation Responsibilities: * Manage assigned broker portfolio of accounts to achieve efficient returns of profitability and growth * Underwrite new and renewal accounts to meet top and bottom line targets * Negotiate price and terms and conditions with producers * Proactively manage capacity * Underwrite and evaluate Natural Catastrophe Accumulation, ensuring an understanding of catastrophe modeling and interpretation of scenarios (for relevant LoBs) * Specialist / Technical Expert in Product Line within Middle Market Business * Underwrite International Insurance Programs (for relevant LoBs) * Underwrite in line with LoB governance framework - e.g. Underwriting Authorities, global MSU, Underwriting Guidelines, Rules and Principles * Ensure placing and binding of FAC Reinsurance prior to policy inception * File maintenance - ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled * Proactively develop relationships with brokers and agents assigned within the territory to either pursue new business acquisition and / or large renewal retention * Acquisition of new business and retention of existing business including client and broker negotiations * Training, developing and coaching of less experienced staff (including Underwriters) * Manage complex referrals from underwriters and spokes and re-underwrite complex business as appropriate * Delegate work as appropriate * Positively represent Arch externally to the market * Proactively drive involvement of functional areas in Underwriting process, including e.g. MMC, ARC, Claims, Operations * Develop and maintain strong relationships with key brokers and clients and other relevant stakeholders (e.g. risk managers) Skills: * Risk Assessment and Management: Ability to assess risk inherent exposures and natural hazards relevant to LoB * Pricing and Market Mgt: Analyze current performance against benchmarks applying how the market operates and functions, the business needs and customer needs * Contract Drafting and Interpretation: Design, develop and implement consistent, robust wordings * Policy Management: Robust understanding of policy administration life cycle, information collection, policy issuance, premium bookings, credit control, cancellation. * Communication skills: Clearly and effectively express ideas and messages via speech or writing. * Influencing Skills: Ability to persuade and motivate others to act, without executive authority * Analytical Skills: Ability to effectively absorb information from various sources, then analyze, study or examine data in detail, and draw appropriate conclusions. * IT Skills (Office applications): Use general office application tools e.g. Power Point, Excel, Word. Requirements: * A minimum of 4+ years or Commercial Property & Casualty Underwriting experience. Middle Market experience is preferred * Recognized established relationships with brokers at peer group level and within market * Specialized understanding of regional / local insurance markets and competitor landscape * Good understanding of legal and regulatory framework * Undergraduate degree required. Economics, Finance, Insurance Management, or Business Administration is preferred * Completion of professional insurance qualification (e.g. CPCU) is preferred #LI-AM3 #LI-Hybrid For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible. $123,400 - $191,628/year * Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future. * Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits. Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team. 14400 Arch Insurance Group Inc.
    $49k-75k yearly est. Auto-Apply 10d ago
  • Dental Underwriter

    Delta Dental of Idaho 3.6company rating

    Underwriter job in Boise, ID

    Job Description Culture rules at Delta Dental. It's key to our becoming the leading dental benefits carrier in the state, reaching over 500,000 Idahoans with our dental plans and community outreach programs. We're small on ego and big on grins. You'll see us involved in community events and "Did you make someone smile today?" on our To-Do lists. Our employees have the opportunity to make a difference in people's lives while working in an environment full of challenge, collaboration, flexibility, and industry-leading growth potential. Join our team committed to better oral health for all Idahoans. The Dental Underwriter at Delta Dental of Idaho is responsible for executing a wide range of underwriting tasks, including rate analysis, Department of Insurance (DOI) and Affordable Care Act (ACA) compliance, regulatory form filings, and contract support management. In addition, this position will coordinate with third party actuaries and internal resources such as product managers, sales, IT and finance to ensure accuracy and timeliness in all underwriting activities. ESSENTIAL FUNCTIONS Develop an understanding of dental terminology, dental benefits, risk assessment, underwriting guidelines, contract language and the underwriting process and procedures. Analyze and set rates for pool-related plans, individual, ACA (Affordable Care Act), self-insured (ASC) and experience rated groups, and perform special rating requests as they arise. Identify and complete group renewals, including pools, Administrative Services Contract (ASC), and experience rated groups. Recommend renewal rating and quote alternate options as needed. Collaborate with the sales team to ensure new business quotes are accurate and timely. Review group termination requests for accuracy and to ensure contractual requirements are met. Support Underwriting Assistant with approving new group applications, terminating groups, producer appointments or reassignments. May supervise Underwriting Assistant, including hiring, coaching, developing, and engaging employees. Embrace and utilize AI to improve processes and drive efficiency. Develop a robust working knowledge of Proclaim and supporting software required to perform the underwriting and group setup activities. Coordinate with third party actuaries and finance to establish the IBNR reserves. Ensure regulatory and policy compliance by filing required rates and forms; adhering to DOI, CMS/ACA, and Delta Dental Plans Association (DDPA) guidelines; supporting audits; and staying current on regulatory changes. Demonstrate a commitment to the organization's vision, mission, values, code of ethics, and compliance/security standards. Other duties as assigned. Requirements KNOWLEDGE, SKILLS, AND ABILITIES Bachelor's degree in accounting, finance, math/statistics or equivalent experience required. 3 to 5 years' experience in insurance underwriting or a related industry. Strong analytical, organizational, and communication skills, with attention to detail and sound judgment. Experience with regulatory filings, rate analysis, and contract management. Ability to prioritize, work with deadlines, and manage multiple tasks. Proficiency in Microsoft Office (especially Excel) and ability to embrace new AI-enabled software tools to improve underwriting efficiency. Ability to use approved AI tools to extract, structure, and validate data from underwriting reports (including PDF-based outputs and ProClaim reporting) to reduce manual re-keying and support renewal rate analysis. Ability to apply AI-assisted analysis to identify renewal rate drivers, trends, and variances, including reconciling ProClaim outputs with Accounting/financial outputs and flagging anomalies for follow-up. Demonstrated responsible AI use in a regulated/confidential environment, including validating outputs for accuracy and following compliance/security standards when handling sensitive information. PHYSICAL AND MENTAL REQUIREMENTS Sitting/Standing (alternatively) continuously Keyboard Use/Repetitive Hand motion continuously Skill/ability related to comprehension, organization, reasoning/decision-making and communication appropriate to position/level Benefits Delta Dental of Idaho offers a competitive benefits plan including: Medical, dental, and vision 401K with up to 6% company contribution Generous PTO and up to 9 paid holidays Community Service Time Flexible schedule and 1/2 day Fridays Tuition and continuing education reimbursement Casual dress code ...and more! OUR CULTURE AHS/DDID seeks to provide a positive workplace where employees are treated with respect and all are accountable for living our values and Code of Ethics while empowered to help the organization succeed in achieving its mission and vision. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Individuals that may need assistance with the applicant or interview process may contact human resources at ************************ or by phone: ************.
    $46k-67k yearly est. 12d ago
  • Case Underwriter II

    Trustmark 4.6company rating

    Underwriter job in Boise, ID

    Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
    $61.4k-88.7k yearly 60d+ ago
  • Mortgage Underwriter

    Solomonedwards 4.5company rating

    Underwriter job in Boise, ID

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************
    $26-36 hourly Easy Apply 60d+ ago

Learn more about underwriter jobs

How much does an underwriter earn in Meridian, ID?

The average underwriter in Meridian, ID earns between $33,000 and $80,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Meridian, ID

$51,000

What are the biggest employers of Underwriters in Meridian, ID?

The biggest employers of Underwriters in Meridian, ID are:
  1. Great West Casualty Company
  2. Primary Residential Mortgage
  3. Premier Mortage Resources
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