Underwriter jobs in Miami Beach, FL - 50 jobs

Job Description Are you ready to advance your career in a dynamic, industry-leading environment? Join NQM Funding, LLC, a top secondary market investor renowned for our expertise and innovation in the Non-QM space. We operate both wholesale and correspondent channels, backed by our strong partnership with a global investment management firm. At NQM Funding, LLC, we offer cutting-edge programs, exceptional service, and highly competitive pricing. By joining our team, you'll have the opportunity to work with a focused and passionate group of professionals who are committed to shaping the future of Non-QM lending. We offer an environment where your expertise is valued and your career aspirations can flourish. If you're looking for a place to grow and make a tangible impact in the industry, NQM Funding, LLC is the perfect fit for you. Apply now to be part of a company that's redefining excellence in Non-QM lending! Our TPO Underwriting Department is looking to hire a Non-QM Exception Desk Underwriter. ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 100 MBPS. Job Title: Non-QM Exception Desk Underwriter Reports To: AVP Non-QM Credit Risk FLSA Status: Non-Exempt Department: TPO Underwriting Division: TPO Salary Range: $90K to $110K per year Summary: Responsible for reviewing exception requests, gathering sufficient compensating factors, and making recommendations to Credit Leadership on exception requests. In addition, the Exception Desk Underwriter may be asked to review various loan components such as entity vesting documents, Power of Attorneys and Trusts. Finally, the Exception Desk Underwriter may help to resolve post-closing underwriting related issues. Duties and Responsibilities: Review Exception Requests and ensure sufficient compensating factors are identified for exception consideration, ensuring the Exception Request form is accurately completed, and approving exception requests within authority and/or escalating for leadership review Working with sales and operations partners on viability of exception requests and providing guidance on how to best structure a loan to obtain an exception. Reviewing entity documents to ensure all documents are present and executed property to comply with guidelines. Review Power Of Attorney requests to ensure compliance with guidelines. Review Trust Documentation to ensure compliance with guidelines. Provide rebuttals to investor conditions. Assist in obtaining necessary documents from TPOs as needed to satisfy investor requirement. Respond to audits and post-closing issues in a timely manner Maintain working knowledge of Non-QM/TPO guidelines and policies. Performs other related duties as assigned. Skills: Math and critical thinking skills Strong Communication Skills Ability to apply a flexible approach when problem solving Financial analysis Ability to analyze complex Corporate Tax Returns Education/Experience: Degree: High School Diploma or Equivalent. 5+ years Non-QM underwriting experience required. NQM Funding, LLC offers the following benefits: Medical Plan Dental Plan Vision Plan GAP Insurance Life Insurance paid by the company Voluntary Life Insurance 401K Pet Insurance Legal Shield/ID Shield Equal Employment Opportunity: NQM Funding, LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. NQM Funding, LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. NQM Funding, LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to NQM Funding, LLC.

Are you ready to advance your career in a dynamic, industry-leading environment? Join NQM Funding, LLC, a top secondary market investor renowned for our expertise and innovation in the Non-QM space. We operate both wholesale and correspondent channels, backed by our strong partnership with a global investment management firm. At NQM Funding, LLC, we offer cutting-edge programs, exceptional service, and highly competitive pricing. By joining our team, you ll have the opportunity to work with a focused and passionate group of professionals who are committed to shaping the future of Non-QM lending. We offer an environment where your expertise is valued and your career aspirations can flourish. If you re looking for a place to grow and make a tangible impact in the industry, NQM Funding, LLC is the perfect fit for you. Apply now to be part of a company that s redefining excellence in Non-QM lending! Our TPO Underwriting Department is looking to hire a Non-QM Exception Desk Underwriter. ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 100 MBPS. Job Title: Non-QM Exception Desk Underwriter Reports To: AVP Non-QM Credit Risk FLSA Status: Non-Exempt Department: TPO Underwriting Division: TPO Salary Range: $90K to $110K per year Summary: Responsible for reviewing exception requests, gathering sufficient compensating factors, and making recommendations to Credit Leadership on exception requests. In addition, the Exception Desk Underwriter may be asked to review various loan components such as entity vesting documents, Power of Attorneys and Trusts. Finally, the Exception Desk Underwriter may help to resolve post-closing underwriting related issues. Duties and Responsibilities: Review Exception Requests and ensure sufficient compensating factors are identified for exception consideration, ensuring the Exception Request form is accurately completed, and approving exception requests within authority and/or escalating for leadership review Working with sales and operations partners on viability of exception requests and providing guidance on how to best structure a loan to obtain an exception. Reviewing entity documents to ensure all documents are present and executed property to comply with guidelines. Review Power Of Attorney requests to ensure compliance with guidelines. Review Trust Documentation to ensure compliance with guidelines. Provide rebuttals to investor conditions. Assist in obtaining necessary documents from TPOs as needed to satisfy investor requirement. Respond to audits and post-closing issues in a timely manner Maintain working knowledge of Non-QM/TPO guidelines and policies. Performs other related duties as assigned. Skills: Math and critical thinking skills Strong Communication Skills Ability to apply a flexible approach when problem solving Financial analysis Ability to analyze complex Corporate Tax Returns Education/Experience: Degree: High School Diploma or Equivalent. 5+ years Non-QM underwriting experience required. NQM Funding, LLC offers the following benefits: Medical Plan Dental Plan Vision Plan GAP Insurance Life Insurance paid by the company Voluntary Life Insurance 401K Pet Insurance Legal Shield/ID Shield Equal Employment Opportunity: NQM Funding, LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. NQM Funding, LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. NQM Funding, LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to NQM Funding, LLC.

Are you ready to advance your career in a dynamic industry leading environment Join NQM Funding LLC a top secondary market investor renowned for our expertise and innovation in the Non QM space We operate both wholesale and correspondent channels backed by our strong partnership with a global investment management firm At NQM Funding LLC we offer cutting edge programs exceptional service and highly competitive pricing By joining our team youll have the opportunity to work with a focused and passionate group of professionals who are committed to shaping the future of Non QM lending We offer an environment where your expertise is valued and your career aspirations can flourish If youre looking for a place to grow and make a tangible impact in the industry NQM Funding LLC is the perfect fit for you Apply now to be part of a company thats redefining excellence in Non QM lending Our TPO Underwriting Department is looking to hire a Non QM Exception Desk Underwriter ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 100 MBPS Job Title Non QM Exception Desk Underwriter Reports To AVP Non QM Credit Risk FLSA Status Non Exempt Department TPO Underwriting Division TPO Salary Range 90K to 110K per year Summary Responsible for reviewing exception requests gathering sufficient compensating factors and making recommendations to Credit Leadership on exception requests In addition the Exception Desk Underwriter may be asked to review various loan components such as entity vesting documents Power of Attorneys and Trusts Finally the Exception Desk Underwriter may help to resolve post closing underwriting related issues Duties and Responsibilities Review Exception Requests and ensure sufficient compensating factors are identified for exception consideration ensuring the Exception Request form is accurately completed and approving exception requests within authority andor escalating for leadership review Working with sales and operations partners on viability of exception requests and providing guidance on how to best structure a loan to obtain an exception Reviewing entity documents to ensure all documents are present and executed property to comply with guidelines Review Power Of Attorney requests to ensure compliance with guidelines Review Trust Documentation to ensure compliance with guidelines Provide rebuttals to investor conditions Assist in obtaining necessary documents from TPOs as needed to satisfy investor requirement Respond to audits and post closing issues in a timely manner Maintain working knowledge of Non QMTPO guidelines and policies Performs other related duties as assigned Skills Math and critical thinking skills Strong Communication SkillsAbility to apply a flexible approach when problem solving Financial analysis Ability to analyze complex Corporate Tax ReturnsEducationExperience Degree High School Diploma or Equivalent 5 years Non QM underwriting experience required NQM Funding LLC offers the following benefits Medical PlanDental PlanVision PlanGAP InsuranceLife Insurance paid by the company Voluntary Life Insurance 401K Pet InsuranceLegal ShieldID ShieldEqual Employment Opportunity NQM Funding LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race color creed age sex gender gender identity gender expression religion national origin ancestry marital status military or veteran status or obligation the presence of a physical andor mental disability or medical condition genetic information sexual orientation and all statuses protected by applicable state or local law in all recruiting hiring training compensation overtime position classifications work assignments facilities promotions transfers employee treatment and in all other terms and conditions of employment NQM Funding LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same NQM Funding LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to NQM Funding LLC

About Us At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward. As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible. But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work. So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit. About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process. We are currently seeking an experienced Mid Level Underwriter to join our team at the NY Office. In this role, you will be responsible for performing comprehensive financial analysis on small businesses, including trend and ratio analysis. Your expertise will be crucial in interpreting financial information to assess credit quality and cash flow, enabling us to make informed lending decisions. Responsibilities Review loan applications and supporting documentation to determine eligibility and creditworthiness of borrowers. Analyze financial statements, credit reports, tax returns, and other relevant data to assess risk and make informed lending decisions. Conduct comprehensive due diligence and verify accuracy of information provided by applicants. Responsible for full cycle underwriting of assigned small business financing. Collaborate with the Underwriting team to identify potential red flags and mitigate risk. Stay updated with industry trends, regulations, and underwriting guidelines to ensure compliance. Communicate effectively with internal stakeholders, including Relationship Managers, to gather necessary information and clarify requirements. Maintain accurate and detailed documentation of underwriting decisions and findings. Requirements Bachelor's degree preferred but not mandatory in finance, accounting, or a related field Previous experience in underwriting, credit analysis, or a similar role is preferred. 3 or more year of experience Strong analytical skills with the ability to interpret complex financial data and make informed decisions. Familiarity with financial statements, tax returns, and credit reports. Knowledge of underwriting principles, lending regulations, and risk assessment methodologies. Excellent attention to detail and the ability to work in a fast-paced environment. Strong organizational and time management skills, with the ability to prioritize tasks effectively. Excellent written and verbal communication skills. Proficient in using MS Office suite and other relevant software applications. Why Join Us Opportunity to work in a fast-growing and innovative fintech company. Exposure to a diverse range of clients and industries. Collaborative and inclusive work environment. Competitive salary and benefits package. Continuous learning and professional development opportunities. Opportunity for growth and advancement within the company. Benefits & Perks Generous medical, dental, and vision insurance. 401K match, stock options, commuter benefits, and employee incentive plan. Catered lunch and team events. In the News Named to Deloitte Technology Fast 500. Inc 5000 - fastest growing private companies in 2022. Crain's New York Fast 50. Great Place to Work Certified. Salary Range $70k-$85k

About the role Looking for a career with growth potential in a thriving, fast-paced industry? Dynagen Lending is expanding, and we're seeking a Mortgage Loan Officer Assistant to help us deliver exceptional service to our clients. This is an entry level sales position that does not require previous mortgage experience! This is your chance to build a rewarding career with a company that values its people and promotes from within. Comprehensive Paid Training to Set You Up for Success We believe that your success is our success-which is why we offer fully paid, hands-on training to get you up to speed and confident in your role. Expert-Led Learning: You'll receive personalized instruction from experienced mortgage professionals who will guide you through every step of the process. Real-World Scenarios: Our training includes practical, on-the-job exercises, so you'll gain firsthand experience with the systems, tools, and processes you'll use every day. Continuous Support: You won't be thrown into the deep end-we'll be with you every step of the way, offering mentorship and support as you learn and grow. Skill Development: From mastering loan applications to understanding compliance regulations, you'll develop a well-rounded skill set that will prepare you for long-term success. Our goal is to empower you with the knowledge and confidence you need to excel-while earning a paycheck from day one! What you'll do Support Loan Officers by gathering and reviewing client documents. Communicate with clients, underwriters, and processors to keep loans on track. Maintain accurate records and update loan files. Deliver outstanding customer service and follow up on applications. Ensure all lending processes comply with regulations and company policies. Qualifications Previous Sales Experience Strong organizational skills and sharp attention to detail. Excellent communication and customer service skills. Willingness to learn and be responsive to feedback Availability: Monday through Friday, 9 AM - 6 PM, with two late nights until 9 PM. What We Offer Competitive pay based on experience. Health, dental, and vision insurance after 90 days. 401(k) with company match. Opportunities for career growth in a rapidly expanding company. Supportive and collaborative work environment.

Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Group Underwriter Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for 51-99 groups in accordance with Corporate Underwriting Guidelines and Authority Limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Calculates renewal rates for complex group cases based on thorough analysis of the group's experience, industry, location, size, and demographic nature. * Coordinates with other departments to ensure the accuracy and consistency of account reporting. * Proposes rates and terms for group prospects, utilizing a combination of other carrier experience, demographic data and manual rates. * Prepares or supervises the preparation of annual settlements, ERISA reports, rate projections, or benefit change increments or decrement. * Communicates with sales, administration and claims to assess the rating and administrative impact or benefit and plan changes. Minimum Requirements: Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: * CPCU, CLU, LOMA, HIAA or other insurance related courses preferred. * Risk rating experience preferred. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

At Space Coast Credit Union (SCCU), our members are at the heart of everything we do. Since 1951, we've been committed to delivering financial services founded on integrity and a people-first philosophy. As an Underwriter II in our Miramar Operations Center you'll play a vital role in delivering quality, timely, and thorough underwriting for the Credit Union. Your primary focus will be on indirect loan applications; approving or rejecting within limit of authority. You will communicate directly with automotive dealer employees on loan decisions and program guidelines. You will provide exceptional quality service to members and SCCU Team Members. Why Join SCCU? Member-Focused Mission: Be part of a not-for-profit organization that reinvests in its members. Hybrid and Flexible Schedule Options: This position is Hybrid with 2 days per week required in office. Career Growth: We prioritize internal promotions and offer on-the-job training. Underwriter II Key Responsibilities Analyzes loan applications, credit bureau reports, collateral evaluation, member account data, financial statements, tax returns, and other loan documentation in order to make consistent, sound, lending decision. Communicates directly with dealer employees on loan decisions and negotiates with them to mitigate the risk associated with the application. Clearly explains reasons for stipulating or denying the loan request. Effectively educates dealer employees on indirect program guidelines and strengthens dealer relationships through regular verbal and written communication. Maintains higher credit authority and decisions larger or more complicated loans. Maintains loan approval portfolio delinquency and charge-off ratios within established standards. Reviews, evaluates and properly documents decisions on loan applications within established standards. Assists with underwriting other Consumer Loan products as needed. Underwriter II Requirements 3 to 5 years prior experience in consumer lending underwriting required with full approval/denial authority including a minimum of 2 years underwriting indirect loans through indirect dealers. High school diploma or equivalent experience required. Underwriter II Compensation Starting Salary: $31.25 - $33.09/hour (or $65,000 - $68,835/year). Bonus Opportunity: Eligible for a 4% ONE SCCU Annual Bonus. SCCU Benefits Health & Wellness: Medical, dental, and vision insurance, plus an Employee Assistance Program. Financial Perks: 401(k) match (5%), HSA match, and SCCU-paid insurance (short/long-term disability, life insurance). Education Support: Tuition reimbursement after one year of service. Generous Time Off: 20+ days of PTO, birthday PTO, and 11 federal holidays. Exclusive Discounts: Lower rates on loans, credit cards, and no fee SCCU accounts! Work Schedule Monday - Friday: 8:00 a.m. - 6:30 p.m. Rotating Saturdays: 8:00 a.m. - 5:00 p.m This position works Holidays on a rotating basis (except Christmas, Thanksgiving, and New Years Day). About SCCU Since 1951, Space Coast Credit Union (SCCU) has proudly served our community, growing to over 685,000 members and managing $9 billion in assets. With 67 branches spanning Florida's east coast, we are the third-largest credit union in the state. In 2025, we expanded into Orange County to better serve the growing East Orlando market. As a not-for-profit financial institution, SCCU is dedicated to putting our members first. Unlike traditional banks, we return profits to our members through better rates, lower fees, and enhanced services. While we offer the same financial products-like checking, savings, and loans-our focus remains on empowering our members and supporting their financial well-being. With local decision-making and a commitment to exceptional service, we strive to make a meaningful difference in the lives of those we serve. At SCCU, we also prioritize our team members by fostering a supportive and collaborative environment that encourages career growth and development. As we continue to grow, we are seeking talented, member-focused professionals to join our team and help deliver innovative financial solutions and outstanding service. I UNDERSTAND this application a legal document for purposes of your employment. Upon acceptance of an offer with SCCU, I UNDERSTAND that I will be required to complete background, employment verifications, and drug screening. I UNDERSTAND further that any misstatements or omissions in this application and pre-employment process can be considered falsification and will result in a decision not to hire me, or to discharge me if discovered after I am hired. I UNDERSTAND that the information requested regarding date of birth, race and sex is for the sole purpose of gathering the above information accurately, and will not be used to discriminate against me in violation of any law. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hired. SCCU is a drug-free workplace. I understand that as a condition of my employment, I will be required to submit to any testing for the presence of drugs, and to submit to any procedure to assess my qualifications for employment. If hired, I ALSO AGREE that if I am hired, my employment is for no definite time and may be terminated at any time without prior notice.

Job Description Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, focused on helping mortgage brokers grow their loan origination volume with simplified processes and intuitive, tech-based solutions. We emphasize a modern, customer-centric approach, offering competitive rates, a diverse range of products, and rapid turnaround times. Committed to delivering a world-class experience for our broker partners, we streamline the lending process to ensure a smooth journey from application to closing. Our core values-Thrive Together, Act Like an Owner, and Exceed Expectations-cultivate a collaborative, high-performance culture that drives our pursuit to become the undeniable leader in mortgage lending. Lendz is proud to be certified as a Great Place to Work! Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, built to help mortgage brokers grow their businesses through simplified processes, intuitive technology, and a modern, customer-first approach. We provide competitive rates, a diverse Non-QM product suite, and fast turnaround times-backed by a collaborative, high-performance culture. Our core values-Thrive Together, Act Like an Owner, and Exceed Expectations-guide how we work, how we lead, and how we support one another. Lendz is proud to be certified as a Great Place to Work, and we're committed to developing talent that grows with us. About the Role Lendz Financial is seeking a motivated and detail-oriented Non-QM Underwriter to join our growing operations team. This role is ideal for an underwriter with a strong foundation in mortgage credit who is eager to deepen their Non-QM expertise and grow within a supportive, high-accountability environment. You'll underwrite complex loan files across Non-QM programs such as Bank Statement, DSCR, Asset Utilization, and 1099 income, while partnering closely with Sales, Account Managers, and Operations to deliver thoughtful, well-supported underwriting decisions. This is a fully remote position with clear performance expectations, ongoing coaching, and opportunities for professional growth. What You'll Do Underwrite residential mortgage loan applications in compliance with company, investor, and regulatory guidelines Analyze borrower credit, assets, and income, including complex income scenarios such as: Self-employed borrowers 1099 income Bank Statement programs Asset depletion and utilization Review and evaluate personal and business documentation, including 12- and 24-month bank statements, P&Ls, and cash flow statements Maintain an underwriting pipeline that meets established SLAs and productivity benchmarks Deliver clear, well-documented underwriting decisions and conditions aligned with program guidelines Provide written justification for loan decisions and required conditions Partner with Loan Officers, Account Managers, and Operations to resolve file-level questions and move loans efficiently toward closing Support quality control standards, including: Pre-closing defect rate below 10% Post-closing defect rate below 5% Stay current on Non-QM guideline updates, investor overlays, and regulatory requirements Contribute to a collaborative team environment focused on continuous improvement and shared success What We're Looking For 2-5 years of mortgage underwriting experience, including exposure to Non-QM or alternative documentation loans Working knowledge of Non-QM products such as: Bank Statement programs DSCR Asset Utilization 1099 income Strong analytical skills with the ability to evaluate complex borrower profiles Clear, professional written and verbal communication skills A coachable mindset with a desire to learn, grow, and evolve within the role Strong time management skills and the ability to prioritize in a fast-paced environment Sound judgment, attention to detail, and a high level of accountability What We Offer Highly subsidized medical insurance Low-cost dental and vision insurance 401(k) program Health Savings Account (HSA) Generous paid time off and company holidays Ongoing training, mentorship, and professional development opportunities A collaborative, supportive work environment that values ownership and growth

Reporting Relationships The Senior Underwriter reports directly to the Sr. Operations Manager - Underwriting, and directly influences loan funding by offering or withholding approval of pending deals. The Sr. UW works independently and as part of an underwriting team that is skilled at providing financing options for small and mid-sized businesses. Primary Responsibilities The Sr. UW will: • Evaluate loan applications using a variety of reports and tools to make strong credit decisions (approval and funding amount decisions) • Demonstrate excellent due diligence and attention to detail when processing deals by placing emphasis on time, quantity of contracts processed, and quality of contracts approved • Make recommendations on applications to approve or decline when the application exceeds their funding authority, and be able to defend the recommendation with supporting detail • Review and interpret Commercial and Consumer Credit reports • Review all legal filings including UCC's, suits, judgments, liens, bankruptcies, and charge-offs and consider in the underwriting decision • Review bank statements to confirm monthly deposit volumes, sales volumes and account balances, and note any non-revenue items, suspicious transactions and consistent payments in or out of the account • Conduct social media searches to confirm that the business has a web presence, and relevant social media reviews of the business • Conduct merchant interviews when appropriate to better understand the business, the potential use of funds and the overall business viability • Review and interpret financial statements, including income statement, balance sheet and cash flow, and be able to calculate and interpret key financial ratios to understand the health of a business • Partner with multiple departments to create best practices and to expedite loan processing • Take ownership of funding decisions by understanding the risk/reward tradeoff and be able to support decisions with facts • Understand current trends and patterns to recognize emerging fraud and emerging early default indicators • Follow workflow processes to correctly identify needed supporting documentation, and perform all tasks accurately in accordance with the workflow • Review available reporting to identify opportunities to improve the business by lowering losses, increasing approvals, lowering costs or increasing revenue Knowledge, Skills and Abilities • BA/BS in Business, finance or accounting; MBA or Master's in finance/Accounting preferred • Minimum three years of experience in underwriting working for a reputable small business lending/funding company as an underwriter • Extensive experience in financial analysis • Previous experience in a lead or supervisory role is a plus • Ability to interpret and apply lending documentation, credit reports and income/asset calculations to make credit decisions • Strong communicator with excellent written and verbal communication skills • Exceptional attention to detail, and analytical skills • Exceptional organizational skills, adept multi-tasker and must maintain a heightened sense of urgency • Proficient in risk analysis, loss mitigation and understanding of loan profitability • Effective team player with the ability to work independently, exercise initiative and take ownership of projects, as well as work across functions to close loans • Commitment to learn about key internal operating units at BFS Capital and how they relate to the underwriting function and how the underwriting process can be improved • Willingness to adopt best practices and to participate in continuous improvement of the underwriting function • Word, Excel, PowerPoint, Outlook, Skype and Internet proficiency Compensation BFS offers competitive salaries and benefits, including medical, dental and vision insurance options.

About MS Reinsurance MS Reinsurance is a global reinsurer domiciled in Switzerland with underwriting offices in Zurich, Bermuda, Miami, and New York. The Company underwrites non-life treaty reinsurance solutions on a worldwide basis through its three business units: Americas, International, and Specialty Lines. As part of the world-leading insurance group MS&AD, MS Reinsurance combines reliability and agility to make its clients' businesses stronger. With a drive to move quickly and a commitment to long term partnership, MS Reinsurance supports its partners with the momentum and stability they can build on. About the role This high-impact, influential role offers a unique opportunity to lead a dedicated team and serve as a key member of the Latin America Leadership team. The successful candidate will play a pivotal role in driving the underwriting and strategic management of a critical business portfolio, ensuring alignment with the rigorous guidelines set by the MSARMi Board of Directors. You will hold principal responsibility for the high-growth Caribbean markets, reporting directly to the Head of Underwriting Latin America. This senior position requires deep, specialized expertise and a proven track record of success within the Caribbean Treaty reinsurance market. Your responsibilities Quote, underwrite, service and process the Caribbean Reinsurance Treaty account as per the company Underwriting Policies and Guidelines as modified from time to time. Deputize other Underwriters as required and expressly authorized. Maintain a suitable working knowledge of all classes of business. Analyze the market and target potential new clients, brokers, and products. Maintain and build relationships with existing clients and brokers through regular visits and conferences - extensive travel to Caribbean countries required. Monitor market developments and assist in the construction of annual income and profit plans for classes of business. Review a broad cross section of risks, quotes, and endorsements within assigned parameters. Check renewals regularly and review by exception. Review underwriting figures on a regular basis in order that unusual trends, data integrity issues, and/or adverse movements may be dealt with by appropriate action. Remain alert to developments affecting the business, potential profitability, and opportunities for the company, and to report on such matters as appropriate. Provide effective oversight and input into underwriting performance; ensure compliance with relevant risk, regulatory and legal requirements, and Group policies. Your profile Minimum of 10 years' experience working with or in Latin America, with proven and extensive expertise in the Caribbean Treaty reinsurance market. Existing strong working relationships with clients and brokers in the Caribbean region. Detailed and extensive working knowledge of the Caribbean Treaty reinsurance sector. Must have hands-on portfolio control experience including the use of technical rating and catastrophe aggregation systems. Well-developed business and social skills and capabilities for strengthening client/broker relationships. Excellent oral and written communication skills coupled with strong negotiation skills. Full proficiency in English and Spanish required. Proficient with the Microsoft Suite of applications. Advanced skills in Excel are a plus. Must be willing to travel and work extended hours where and when appropriate. Why work with us Make your mark with us. At MS Reinsurance, we're big enough to make a difference and small enough that everyone counts. We offer an entrepreneurial culture, where there's less hierarchy and more action, and room for innovation. Here, you'll have the power to drive real change and shape our path ahead. Join a place where ambition can become reality, with development and platforms that support where you want to go next. Together, we'll help you discover your potential as we expand ours. We live day-to-day by our values: collaborative, progressive, empowering, and responsible. This means you'll join a team which upholds mutual trust and treats each other with respect. While teamwork is at the heart of our approach to reinsurance, we don't expect our team to think alike; at MS Re, we don't just welcome your differences, we believe they're essential to our success. Does this sound like a culture you want to be part of? Find out more about what we offer on our website and apply today! In case of questions, please contact us via email: ************************* Note that we will only consider applicants eligible to work in the United States. MS Reinsurance is the market-facing brand of the risk carrying legal entity MS Amlin AG, a global reinsurer domiciled in Switzerland and operating in Bermuda as MS Amlin AG, Bermuda Branch, in the United States through MS Amlin Reinsurance Managers, Inc, and in Labuan, Malaysia as MS Amlin AG, Labuan Branch. #LI-DNI

Spieldenner Financial Group is a part of the fastest-growing insurance organization in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success. Job Duties: Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage. Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability. Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage. Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting Qualifications: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position. What We Do: We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation. We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income. We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community! What Sets us Apart: We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work If you feel this might be the home you have been looking for. Click APPLY! Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results. ***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

Job Description Our mortgage company is expanding, and we are seeking an experienced mortgage underwriter to join our growing team. You'll be responsible for ensuring real estate loan applications are completed with all required documents submitted correctly and loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! Compensation: $75,000 plus per file bonus of underwritten files Responsibilities: Provide necessary documentation/communication regarding approval or rejection of loans to loan officers Research applicant's employment and financial history to help determine the accuracy of application and documents Make sure that after information is collected that it is correct, compliance standards are met, and it is in alignment with company policies Send requests as needed for any additional information that will help determine loan risk Review all mortgage applications and supporting documents to ensure all necessary information is included for approval Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines. Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files. Responds to post-closing reviews and audits in a timely fashion. Qualifications: Knowledgeable in automated underwriting systems and Microsoft office Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products Must hold a Bachelor's degree in business, banking or similar field Excellent decision-making and communication skills 2+ years of mortgage underwriting experience or mortgage lending experience is required 10+ Years of mortgage underwriting experience required. About Company Choice Mortgage Group is not your typical lender. We're a forward-thinking, growth-driven company leveraging innovative technology and creative sales strategies to deliver a streamlined, customer-first mortgage experience. While others have slowed down, we've accelerated - and now we're looking for the right person to grow with us. Our Core Values are simple: we want to create a WOW experience for clients, our referral partners, and our employees.

Sr. A&E Underwriting Professional - (25000066) Description Senior A&E Underwriting ProfessionalLocation: The position can be located in any Allied World US office including New York, Iselin, NJ, Boston, Farmington, Houston, Dallas, Chicago, Philadelphia, Los Angeles, San Francisco, MiamiJob Summary:The AVP will be proficient in evaluating, analyzing and determining the appropriate terms and conditions for the various products within the A&E Division. This will include A&E, Contractors, Project placements and Excess placements on all lines. The position will focus, in part, on facilitating and developing producer and insured contacts specific to Architects and Engineers within the ENR 500 group. Job Duties & Responsibilities:Job Duties & Responsibilities:· Review and analyze underwriting submissions· Establish a network of market contacts and act as the lead marketer of A&E and Construction Professional in your territory· Underwrite to appropriate terms and conditions following the Company business strategy to quote selected risks· Present accounts to customers· Price and analyze coverage, structure and exposures· Authorize quotes/binders/invoices as appropriate· Attend client/broker meetings as applicable· Negotiate with brokers and clients for new and renewal business· Assist in the development and formulation of data/reports as needed· Ensure that underwriting pricing and discipline are followed to meet profitability goals, complying with underwriting guidelines, systems and procedures· Attend underwriting audits as needed· Liaise with brokers, internal auditors and Claims, Accounting, IT and Legal departments as appropriate· Attend important industry conferences and seminars as appropriate Qualifications Compensation:The annualized base pay range is a broad range based on analysis of similar positions in the market. The actual base pay for the position may be above or below he listed range and determined by a number of considerations, including but now limited to complexity, location, and scope of the role, along with experience, skills, education, training, and other conditions of employment. Base salary represents one compensation of Allied World comprehensive total reward package, which may also include annual incentive compensation rewards. The base salary range for this role is $150,000 - $210,000. The base salary range for this role is $150,000 - $210,000. Qualifications · 7+ years Professional liability underwriting experience, or equivalent broker experience· Experience in architects and engineers (A/E) exposure analysis, Contractors exposure analysis, project specific professional liability placements and a working knowledge of A/E/Contractors specialty producers and brokers· Solid communication skills, computer skills, and organizational skills· Insurance certification preferred (CPCU or RPLU) Allied World Assurance Company Holdings, Ltd, through its subsidiaries, is a global provider of insurance and reinsurance solutions. We operate under the brand Allied World and have supported clients, cedents and trading partners with thoughtful service and meaningful coverages since 2001. We are a subsidiary of Fairfax Financial Holdings, Limited and benefit from a strong capital base and a worldwide network of affiliated entities that allow us to think and respond in non-traditional ways. Our generous benefits package includes: Health, Dental and Disability Insurance, a company match 401k plan, and Group Term Life Insurance. Allied World is an Equal Opportunity Employer. All qualified applicants will be considered for employment without consideration of any disability, veteran status or any other characteristic protected by law. To learn more, visit awac. com, or follow us on Facebook at facebook. com/alliedworld and LinkedIn at linkedin. com/company/allied-world. Primary Location: US-NY-New YorkOther Locations: US-MA-Boston, US-CA-San Francisco, US-CT-Farmington, US-NJ-Iselin, US-NY-Jericho, US-PA-Philadelphia, US-FL-Miami, US-CA-Los Angeles, US-CA-Costa Mesa, US-TX-Dallas, US-IL-Chicago, US-TX-Houston, US-GA-AtlantaWork Locations: New York 199 Water Street New York 10038Job: UnderwritingEmployee Status:RegularJob Type:StandardJob Posting: Jan 7, 2026, 3:40:34 PMMaximum Salary210,000. 00Pay BasisYearly

We are seeking a Financial Analyst to analyze and interpret financial and market data. As a Financial Analyst you will be responsible for preparing financial reports, implementation of the budgeting and forecasting process, financial and variance analysis. Role Description This is a full-time role for a Mortgage Analyst at Mortgage Lender in Fort Lauderdale, FL. The Mortgage Analyst will be responsible for performing day-to-day tasks related to mortgage industry analysis and mortgage servicing. They will utilize their analytical skills to assess data, communicate effectively with stakeholders, and contribute to the underwriting process. Qualifications Mortgage Industry and Mortgage Servicing skills Strong analytical skills Effective communication skills Experience in underwriting Attention to detail Ability to work independently and collaboratively Proficient in relevant software and tools Knowledge of regulatory requirements Bachelor's degree in a related field YOU'RE GOING TO Assist in the preparation of financial reports With the help of computer spreadsheets, draw charts and graphs to illustrate technical reports Develop automated accounting and reporting applications to improve productivity Analyze and interpret key financial measurements (revenue, expense, profit, cash, yield, assets, liabilities) Interpret data on yield, price trends, risk, stability, economic influences, and other factors affecting company's investment programs Analyze financial performance and develop financial models Implement and perform budget and cashflow analysis Monitor variances, follow up on discrepancies Conduct business studies, review accounts, vendor reports, contractual terms, prices, and market oscillations Communicate or liaise with direct management, finance personnel and other analysts in meeting task assigned by the company Prepare ad-hoc analysis and reports as requested by the company IT'S IMPORTANT TO US THAT YOU HAVE Critical thinking and problem-solving abilities Data analytics and good IT skills Proficiency in SPSS, big data analysis, MS Access, Excel, Power-Point, accounting software (Oracle, Longvision), project management software, financial modelling, and analysis applications Good interpersonal skills, detail oriented, self-motivated, and organized Well-grounded in portfolio management, financial modelling, and statistical concepts Good research, quantitative, and analytical skills Good communication and presentation skills verbal and oral Ability to prioritize task, multitask, and work in a fast-paced environment Minimum of two year experience in a financial-related role is required, mortgage industry experience preferred Bachelor's degree in business, finance, accounting, or economics, or any finance related degree Thank you for illuminating hiring with Quanta Search! ********************

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Position Summary: Are you tired of losing business to Group Captives? Well, come join our team! As an Underwriter within Arch Alternative Markets, this position is responsible for the technical underwriting, account management and client management of our casualty group captive programs. We have been growing steadily 20% per year with no shortage of opportunities. We exceeded $1 Billion of GWP and are looking for more team members. Responsibilities and Accountabilities: * Technical Underwriting - Solicits and reviews new and renewal account information required to evaluate a risk. Identifies all potential exposures and hazards in relation to coverage requested and individual and program risk characteristics. Assesses insurance and related financial risk in order to structure appropriate captive programs to effectively protect against frequency, severity, catastrophic and credit risk. Engage other internal resources as necessary. Underwrites, prices and prepares proposals within authority and with necessary input of Arch Actuarial, Credit and Alt Market team. Prepares program binders and presents to captive manager/producer and or prospective insured. Coordinates all administrative duties related to existing and prospective accounts. * Account Management - Quarterbacks all pre and post bind activities including policy production, compliance issues, audits and adjustments, legal agreements, receipt of collateral, legal agreement execution, TPA coordination and any other related items. Together with internal team members, takes responsibility to deliver promised service to customers. Responsible for the renewal and retention management and manages the renewal process to achieve targeted retention and price change goals. Initiates, coordinates and conducts a mid term account review. * Client Management - Develops and maintains relationships with producers and insured's to achieve overall production and profitability goals. Meets with producers and insureds to discuss individual account issues, uncover critical customer needs and financial buying characteristics. Develops a strategic plan for positioning and selling Arch at both the producer and the insured level. Engages and introduces other team members or management team as appropriate. Develops and maintains relationships with producers to generate a flow of qualified submissions. * Administrative - Responsible for all underwriting and policy file documentation which is in compliance with Arch's internal audit process. Completes ad hoc projects as assigned by management. Required Skills and Abilities: * Understanding and knowledge of the intent, scope and purpose of the Workers Compensation, General Liability, and Automobile coverage forms and endorsements with the ability to tailor to the sold captive program design. * Possess a thorough understanding of loss sensitive programs, excess & surplus lines programs. * An understanding of captive programs is desired, but not required. This would include products, pricing, expensing, actuarial loss projecting techniques, retention and aggregate setting, limit profiles, ALAE, credit risk, and effective utilization of facultative reinsurance. * Understanding and knowledge of exposure identification and analysis. * Possess a cross functional generalist knowledge of other disciplines including claims, risk control, audit, premium accounting, finance and legal. Knowledge of regulatory and compliance issues. Education & Experience: * Bachelor's degree or equivalent training required * CPCU or other similar designation a plus. * Three (3) to Five (5) years underwriting experience and/or experience in the Loss Sensitive, Excess & Surplus marketplace, or captive insurance marketplace. * Proficiency with Excel, Word and PowerPoint. * Established broker or captive program relationships not necessary. #LI-Remote #LI-AM3 For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible. $125,000 - $145,000/year + 10% target bonus * Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future. * Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits. Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team. 14400 Arch Insurance Group Inc.

At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. Underwriter Specialist provides cursory analytical support for Consumer/Portfolio Mortgage underwriting groups including spreading and preliminary analysis of existing customers and prospects. **ESSENTIAL DUTIES AND RESPONSIBILITIES** + Ensures the consumer loan application information provided is accurate and complete + Performs credit analysis and makes credit decisions within authority limits + Ensures accuracy of any preliminary analysis presented + Reviews and analyzes applicable ratios (i.e., DTI, PTI, & LTV) + Reviews proof of income and financial statement documentation when required by policy + Provides financial statement spreading on loan request when necessary + Contacts bankers to gather information to make appropriate decisions and explains loan decision + Performs other duties as assigned **Requirements** + Bachelor (4-year college) degree and 5+ years of experience or equivalent combination of education and experience + Microsoft Office suite **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.

Job DescriptionDescription: About Us At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward. As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible. But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work. So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit. About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process. We are currently seeking an experienced Mid Level Underwriter to join our team at the NY Office. In this role, you will be responsible for performing comprehensive financial analysis on small businesses, including trend and ratio analysis. Your expertise will be crucial in interpreting financial information to assess credit quality and cash flow, enabling us to make informed lending decisions. Responsibilities Review loan applications and supporting documentation to determine eligibility and creditworthiness of borrowers. Analyze financial statements, credit reports, tax returns, and other relevant data to assess risk and make informed lending decisions. Conduct comprehensive due diligence and verify accuracy of information provided by applicants. Responsible for full cycle underwriting of assigned small business financing. Collaborate with the Underwriting team to identify potential red flags and mitigate risk. Stay updated with industry trends, regulations, and underwriting guidelines to ensure compliance. Communicate effectively with internal stakeholders, including Relationship Managers, to gather necessary information and clarify requirements. Maintain accurate and detailed documentation of underwriting decisions and findings. Requirements: Bachelor's degree preferred but not mandatory in finance, accounting, or a related field Previous experience in underwriting, credit analysis, or a similar role is preferred. 3 or more year of experience Strong analytical skills with the ability to interpret complex financial data and make informed decisions. Familiarity with financial statements, tax returns, and credit reports. Knowledge of underwriting principles, lending regulations, and risk assessment methodologies. Excellent attention to detail and the ability to work in a fast-paced environment. Strong organizational and time management skills, with the ability to prioritize tasks effectively. Excellent written and verbal communication skills. Proficient in using MS Office suite and other relevant software applications. Why Join Us Opportunity to work in a fast-growing and innovative fintech company. Exposure to a diverse range of clients and industries. Collaborative and inclusive work environment. Competitive salary and benefits package. Continuous learning and professional development opportunities. Opportunity for growth and advancement within the company. Benefits & Perks Generous medical, dental, and vision insurance. 401K match, stock options, commuter benefits, and employee incentive plan. Catered lunch and team events. In the News Named to Deloitte Technology Fast 500. Inc 5000 - fastest growing private companies in 2022. Crain's New York Fast 50. Great Place to Work Certified. Salary Range $70k-$85k

Our War & Terrorism underwriters focus on answering two fundamental questions: Should we issue a policy for a business? What is a fair price for the risk we would incur by providing that policy? At first glance, these questions may seem straightforward, but as a Liberty Mutual Insurance War & Terrorism underwriter, you will need a curiosity that drives you to dig deeper for answers. You will utilize your strong analytical, communication, and negotiation skills while thriving in a fast-paced, collaborative environment. Underwriters are natural problem solvers who are dedicated to understanding our customers and determining how we can profitably accept the risks associated with our policies. Our War & Terrorism insurance protects businesses against property damage and business interruption resulting from attacks that are politically, religiously, or ideologically motivated. As an Underwriting Specialist, you will contribute to the growth and profitability of the portfolio through marketing, underwriting, and servicing our policyholders' risks. Underwriters are accountable for the business performance of the entire global product line within Liberty Specialty Markets, and for specific individual entities in North America, including Liberty Mutual and Ironshore. Role Responsibilities: Risk Selection: Review, rate, underwrite, evaluate, or assess businesses applying for insurance by qualifying accounts, identifying and assessing risks, determining premiums, policy terms, and conditions, obtaining necessary approvals, and creating/presenting proposals to agents/brokers while successfully negotiating deals. Agent/Broker Relationships: Establish, develop, and maintain successful relationships with agents and brokers to facilitate marketing of products and services. Provide stewardship with service partners, including the initial setup of service commitments and regular visits. Brand Development: Cultivate a strong personal brand to build and maintain a long-term, high-quality pipeline with agents and brokers. Portfolio Management: Manage a book of business by analyzing the portfolio, identifying areas for improved growth, profit, and diversification, and executing marketing plans to increase market share with preferred brokers. Documentation: Document files thoroughly to reflect a solid thought process and decision-making, ensuring compliance with state regulations, letters of authority, and underwriting guidelines through comprehensive account reviews, sign-offs, and referrals. Leadership: Actively participate as a team member, contributing expertise to fellow underwriters and account analysts, both technically and professionally. Continuous Improvement: Participate in continuous improvement initiatives by generating suggestions, engaging in problem-solving activities, and employing continuous improvement tools to support team efforts. Qualifications Qualifications: Expert knowledge of insurance products and coverage, underwriting, pricing, risk selection, market segments, and the marketplace. Familiarity with insurance finance and actuarial concepts, loss control/risk engineering, marketing techniques, the regulatory environment, and reinsurance is essential. Underwiring experience in War & Terrorism strongly preferred. Ability to apply underwriting appetites, tools, systems, and resources to achieve goals, solve complex problems, establish and maintain healthy working relationships, and negotiate effectively. A related bachelor's degree and five to ten years of relevant experience are preferred. Actively pursuing professional insurance designations is encouraged. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. 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At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. Underwriter Specialist provides cursory analytical support for Consumer/Portfolio Mortgage underwriting groups including spreading and preliminary analysis of existing customers and prospects. **ESSENTIAL DUTIES AND RESPONSIBILITIES** + Ensures the consumer loan application information provided is accurate and complete + Performs credit analysis and makes credit decisions within authority limits + Ensures accuracy of any preliminary analysis presented + Reviews and analyzes applicable ratios (i.e., DTI, PTI, & LTV) + Reviews proof of income and financial statement documentation when required by policy + Provides financial statement spreading on loan request when necessary + Contacts bankers to gather information to make appropriate decisions and explains loan decision + Performs other duties as assigned **Requirements** + Bachelor (4-year college) degree and 5+ years of experience or equivalent combination of education and experience + Microsoft Office suite **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.