Underwriter jobs in Miramar, FL - 34 jobs

Job Description Are you ready to advance your career in a dynamic, industry-leading environment? Join NQM Funding, LLC, a top secondary market investor renowned for our expertise and innovation in the Non-QM space. We operate both wholesale and correspondent channels, backed by our strong partnership with a global investment management firm. At NQM Funding, LLC, we offer cutting-edge programs, exceptional service, and highly competitive pricing. By joining our team, you'll have the opportunity to work with a focused and passionate group of professionals who are committed to shaping the future of Non-QM lending. We offer an environment where your expertise is valued and your career aspirations can flourish. If you're looking for a place to grow and make a tangible impact in the industry, NQM Funding, LLC is the perfect fit for you. Apply now to be part of a company that's redefining excellence in Non-QM lending! Our TPO Underwriting Department is looking to hire a Non-QM Exception Desk Underwriter. ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 100 MBPS. Job Title: Non-QM Exception Desk Underwriter Reports To: AVP Non-QM Credit Risk FLSA Status: Non-Exempt Department: TPO Underwriting Division: TPO Salary Range: $90K to $110K per year Summary: Responsible for reviewing exception requests, gathering sufficient compensating factors, and making recommendations to Credit Leadership on exception requests. In addition, the Exception Desk Underwriter may be asked to review various loan components such as entity vesting documents, Power of Attorneys and Trusts. Finally, the Exception Desk Underwriter may help to resolve post-closing underwriting related issues. Duties and Responsibilities: Review Exception Requests and ensure sufficient compensating factors are identified for exception consideration, ensuring the Exception Request form is accurately completed, and approving exception requests within authority and/or escalating for leadership review Working with sales and operations partners on viability of exception requests and providing guidance on how to best structure a loan to obtain an exception. Reviewing entity documents to ensure all documents are present and executed property to comply with guidelines. Review Power Of Attorney requests to ensure compliance with guidelines. Review Trust Documentation to ensure compliance with guidelines. Provide rebuttals to investor conditions. Assist in obtaining necessary documents from TPOs as needed to satisfy investor requirement. Respond to audits and post-closing issues in a timely manner Maintain working knowledge of Non-QM/TPO guidelines and policies. Performs other related duties as assigned. Skills: Math and critical thinking skills Strong Communication Skills Ability to apply a flexible approach when problem solving Financial analysis Ability to analyze complex Corporate Tax Returns Education/Experience: Degree: High School Diploma or Equivalent. 5+ years Non-QM underwriting experience required. NQM Funding, LLC offers the following benefits: Medical Plan Dental Plan Vision Plan GAP Insurance Life Insurance paid by the company Voluntary Life Insurance 401K Pet Insurance Legal Shield/ID Shield Equal Employment Opportunity: NQM Funding, LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. NQM Funding, LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. NQM Funding, LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to NQM Funding, LLC.

Our War & Terrorism insurance provides coverage for businesses against property damage and business interruptions caused by politically, religiously, or ideologically motivated attacks. As an Underwriter, you will assist the underwriting team in evaluating risks, servicing accounts, and contributing to the growth of our specialty portfolio. This is an excellent opportunity to develop expertise in a niche product line and build strong relationships with brokers. Depending on your experience, we will consider candidates for either the Underwriter or Senior Underwriter level. Role Responsibilities: * Risk Selection: Review, rate, underwrite, evaluate, and assess businesses applying for insurance. This includes qualifying accounts, identifying and assessing risks, determining premiums, establishing policy terms and conditions, obtaining approvals, creating and presenting proposals to agents/brokers, and successfully negotiating deals. * Agent/Broker Relationships: Establish, develop, and maintain successful relationships with agents and brokers to facilitate the marketing of products and services. Provide stewardship with service partners, including initial setup of service commitments and regular visits. * Personal Branding: Develop a strong personal brand to build and maintain a quality pipeline with agents and brokers. * Portfolio Management: Manage a book of business by analyzing the portfolio, identifying opportunities for growth, profit, and diversification, and executing marketing plans to increase market share with preferred brokers. * Documenting the Deal: Document files clearly to reflect a solid thought process and decision-making through comprehensive account reviews, sign-offs, and referrals that comply with state regulations, letters of authority, and underwriting guidelines. Qualifications A degree in Business or a related field is typically required. Candidates should have at least 1 year (preferably 1.5 or more years) of underwriting experience or related business experience. Active pursuit of professional insurance designations is encouraged. The ideal candidate will have the ability to develop and maintain effective internal and external relationships. Strong analytical skills to evaluate underwriting risks within defined authority are essential. Effective communication and interpersonal skills are required to successfully develop and maintain productive relationships with producers and customers. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices * California * Los Angeles Incorporated * Los Angeles Unincorporated * Philadelphia * San Francisco

Are you ready to advance your career in a dynamic industry leading environment Join NQM Funding LLC a top secondary market investor renowned for our expertise and innovation in the Non QM space We operate both wholesale and correspondent channels backed by our strong partnership with a global investment management firm At NQM Funding LLC we offer cutting edge programs exceptional service and highly competitive pricing By joining our team youll have the opportunity to work with a focused and passionate group of professionals who are committed to shaping the future of Non QM lending We offer an environment where your expertise is valued and your career aspirations can flourish If youre looking for a place to grow and make a tangible impact in the industry NQM Funding LLC is the perfect fit for you Apply now to be part of a company thats redefining excellence in Non QM lending Our TPO Underwriting Department is looking to hire a Non QM Exception Desk Underwriter ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 100 MBPS Job Title Non QM Exception Desk Underwriter Reports To AVP Non QM Credit Risk FLSA Status Non Exempt Department TPO Underwriting Division TPO Salary Range 90K to 110K per year Summary Responsible for reviewing exception requests gathering sufficient compensating factors and making recommendations to Credit Leadership on exception requests In addition the Exception Desk Underwriter may be asked to review various loan components such as entity vesting documents Power of Attorneys and Trusts Finally the Exception Desk Underwriter may help to resolve post closing underwriting related issues Duties and Responsibilities Review Exception Requests and ensure sufficient compensating factors are identified for exception consideration ensuring the Exception Request form is accurately completed and approving exception requests within authority andor escalating for leadership review Working with sales and operations partners on viability of exception requests and providing guidance on how to best structure a loan to obtain an exception Reviewing entity documents to ensure all documents are present and executed property to comply with guidelines Review Power Of Attorney requests to ensure compliance with guidelines Review Trust Documentation to ensure compliance with guidelines Provide rebuttals to investor conditions Assist in obtaining necessary documents from TPOs as needed to satisfy investor requirement Respond to audits and post closing issues in a timely manner Maintain working knowledge of Non QMTPO guidelines and policies Performs other related duties as assigned Skills Math and critical thinking skills Strong Communication SkillsAbility to apply a flexible approach when problem solving Financial analysis Ability to analyze complex Corporate Tax ReturnsEducationExperience Degree High School Diploma or Equivalent 5 years Non QM underwriting experience required NQM Funding LLC offers the following benefits Medical PlanDental PlanVision PlanGAP InsuranceLife Insurance paid by the company Voluntary Life Insurance 401K Pet InsuranceLegal ShieldID ShieldEqual Employment Opportunity NQM Funding LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race color creed age sex gender gender identity gender expression religion national origin ancestry marital status military or veteran status or obligation the presence of a physical andor mental disability or medical condition genetic information sexual orientation and all statuses protected by applicable state or local law in all recruiting hiring training compensation overtime position classifications work assignments facilities promotions transfers employee treatment and in all other terms and conditions of employment NQM Funding LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same NQM Funding LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to NQM Funding LLC

About the role Looking for a career with growth potential in a thriving, fast-paced industry? Dynagen Lending is expanding, and we're seeking a Mortgage Loan Officer Assistant to help us deliver exceptional service to our clients. This is an entry level sales position that does not require previous mortgage experience! This is your chance to build a rewarding career with a company that values its people and promotes from within. Comprehensive Paid Training to Set You Up for Success We believe that your success is our success-which is why we offer fully paid, hands-on training to get you up to speed and confident in your role. Expert-Led Learning: You'll receive personalized instruction from experienced mortgage professionals who will guide you through every step of the process. Real-World Scenarios: Our training includes practical, on-the-job exercises, so you'll gain firsthand experience with the systems, tools, and processes you'll use every day. Continuous Support: You won't be thrown into the deep end-we'll be with you every step of the way, offering mentorship and support as you learn and grow. Skill Development: From mastering loan applications to understanding compliance regulations, you'll develop a well-rounded skill set that will prepare you for long-term success. Our goal is to empower you with the knowledge and confidence you need to excel-while earning a paycheck from day one! What you'll do Support Loan Officers by gathering and reviewing client documents. Communicate with clients, underwriters, and processors to keep loans on track. Maintain accurate records and update loan files. Deliver outstanding customer service and follow up on applications. Ensure all lending processes comply with regulations and company policies. Qualifications Previous Sales Experience Strong organizational skills and sharp attention to detail. Excellent communication and customer service skills. Willingness to learn and be responsive to feedback Availability: Monday through Friday, 9 AM - 6 PM, with two late nights until 9 PM. What We Offer Competitive pay based on experience. Health, dental, and vision insurance after 90 days. 401(k) with company match. Opportunities for career growth in a rapidly expanding company. Supportive and collaborative work environment.

We are partnering with a fast-growing financing firm to hire a Senior Underwriter for their revenue-based financing business. This is the first senior underwriting hire and a ground-floor opportunity to define underwriting standards, protect the portfolio, and partner directly with leadership as the company scales. Defined As a Senior Underwriter, you will be the trusted final decision-maker on merchant cash advance and revenue-based financing deals (average size ~$50k). You'll run merchant interviews, conduct deep risk analysis, and structure offers that balance competitiveness with repayment sustainability. This role sets the tone for risk culture and has a clear path to Director of Underwriting or CRO. Why This Role is Essential Sound underwriting is the backbone of sustainable financing. Your ability to analyze repayment capacity, evaluate risks, and protect the portfolio ensures capital is deployed responsibly and the business can scale with integrity. Background Great candidates for this role may come from: 5+ years of revenue-based financing or merchant cash advance underwriting experience Proven ownership of final underwriting decisions, not just junior or pre-fill work Experience with A/B paper deals (~$1M revenue businesses, 600-700 FICO, strong payment history) Track record of conducting merchant interviews and probing repayment risk Steady career progression without chronic job-hopping What You'll Do Lead final underwriting for MCA/revenue-based financing deals (~$50k average size) Conduct repayment capacity reviews, default analysis, and portfolio risk assessments Run direct interviews with merchants to evaluate needs, risks, and financing suitability Collaborate with junior underwriters and pricers to structure balanced offers Protect the firm's capital by acting with a portfolio manager mindset Skills and Competencies Required: 5+ years of MCA/revenue-based financing experience with final underwriting responsibility Strong analytical skills for repayment, default, and risk evaluation Comfort running direct merchant interviews and assessing repayment honesty Integrity, resilience, and ability to thrive in a competitive industry Willingness to be onsite daily in Miami (relocation supported) Desired: Experience mentoring junior underwriters or leading risk culture Background in firms such as Credibly, Fox Funding, Vox, Libertas, Wallstreet Funding, Simply (avoid CFG/Specialty Capital) Portfolio protection mindset with a record of long-term success in deal screening What's In It for You Competitive base salary ($80k-$120k) plus performance upside (OTE: 150-$200K) Direct CEO exposure and leadership visibility Ground-floor role with clear growth into Director or CRO Relocation assistance and medical benefits provided

K. Hovnanian American Mortgage is uniquely positioned to deliver the keys to making our customer's dream of home ownership a reality better than any other lender. Why? Because K. Hovnanian Homes is celebrating over 65 years of quality and leadership in the home building industry and their homebuyers are our exclusive clients. These families have put their dreams in our hands, and you can as well. Acceptance or denial of a loan rests upon your analysis. Applicants, inspectors and creditors alike await the judgments of your keen examination of their forms and reports. Your findings weigh heavily on decisions that mean profit or loss and your ability to reason, analyze, calculate and draw fair and valid conclusions is well documented. Not only are you adept at weighing a multitude of factors to determine the degree of risk, but you have the communication skills to effectively present this information and respond to questions from customers and the general public, as well as to groups of managers and other Associates. Qualifications for this position include high school diploma or general education degree (GED) and two years government and conventional experience and/or training with a minimum of two years underwriting government and conventional products. Our commitment K. Hovnanian American Mortgage, LLC, an indirect subsidiary of Hovnanian Enterprises, Inc., a well-respected publicly traded company, is committed to providing an environment and programs that help our associates flourish. You can look forward to professional support and extensive benefits-including medical/dental/vision coverage, discounts on mortgages and home appliances, and a 401(k) plan with company match. Note to Search Firms K. Hovnanian American Mortgage, LLC is not accepting unsolicited assistance from search firms for this employment opportunity. Please, no phone calls or emails. All resumes submitted by search firms to any associate at K. Hovnanian via email, the Internet or in any form and/or method without a valid written search agreement in place for this position will be deemed the sole property of K. Hovnanian. No fee will be paid in the event the candidate is hired by K. Hovnanian as a result of the referral or through other means.

Are you ready to advance your career in a dynamic, industry-leading environment? Join NQM Funding, LLC, a top secondary market investor renowned for our expertise and innovation in the Non-QM space. We operate both wholesale and correspondent channels, backed by our strong partnership with a global investment management firm. At NQM Funding, LLC, we offer cutting-edge programs, exceptional service, and highly competitive pricing. By joining our team, you ll have the opportunity to work with a focused and passionate group of professionals who are committed to shaping the future of Non-QM lending. We offer an environment where your expertise is valued and your career aspirations can flourish. If you re looking for a place to grow and make a tangible impact in the industry, NQM Funding, LLC is the perfect fit for you. Apply now to be part of a company that s redefining excellence in Non-QM lending! Our TPO Underwriting Department is looking to hire a Non-QM Senior Underwriter supporting PST business hours. ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 100 MBPS. Job Title: Non-QM Senior Underwriter Reports To: Non-QM Underwriting Team Lead/ AVP of Non-QM Underwriting FLSA Status: Non-Exempt Department: TPO Underwriting Division: TPO Salary Range: $105K to $125K per year Summary: Responsible for reviewing complex Non-QM mortgage applications, analyzing the applicants credit history, employment history, income, assets and collateral to access risk and make a final loan decision. Duties and Responsibilities: Complete thorough manual analysis of mortgage loan files to determine compliance with company guidelines, matrices, and procedures. Analyzing loan risk and requesting additional documentation as necessary. Calculate the borrower s income and analyze their ability to repay the mortgage obligation. Candidate must be familiar with not only traditional income doc types, but also non-traditional doc types offered in NonQM (bank statements, P&L, asset depletion, DSCR Cash Flow). Reviewing loan conditions as resubmitted. Making loan eligibility decisions by approving or rejecting loans, documenting the loan file appropriately and communicating the decisions effectively to all necessary parties. Maintain company productivity, service level and turn-time standards. Communicate effectively with sales, business partners (Brokers/NDC Clients), and internal team members. Respond to audits and post-closing issues in a timely manner. Maintain working knowledge of Non-QM, TPO and/or NDC guidelines and policies. Request exceptions and scenarios as needed. Mentor operations staff on underwriting deficiencies and calculation errors. Performs other related duties as assigned. Skills: Math and critical thinking skills Financial analysis Ability to analyze complex Corporate Tax Returns Strong Communication skills Ability to adapt to technology Working knowledge of Microsoft office Education/Experience: 5+ years prior underwriting experience Non-QM underwriting experience required Bachelor s Degree preferred NQM Funding, LLC offers the following benefits: Medical Plan Dental Plan Vision Plan GAP Insurance Life Insurance paid by the company Voluntary Life Insurance 401K Pet Insurance Legal Shield/ID Shield Equal Employment Opportunity: NQM Funding, LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. NQM Funding, LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. NQM Funding, LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to NQM Funding, LLC

Job Description Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, focused on helping mortgage brokers grow their loan origination volume with simplified processes and intuitive, tech-based solutions. We emphasize a modern, customer-centric approach, offering competitive rates, a diverse range of products, and rapid turnaround times. Committed to delivering a world-class experience for our broker partners, we streamline the lending process to ensure a smooth journey from application to closing. Our core values-Thrive Together, Act Like an Owner, and Exceed Expectations-cultivate a collaborative, high-performance culture that drives our pursuit to become the undeniable leader in mortgage lending. Lendz is proud to be certified as a Great Place to Work! Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, built to help mortgage brokers grow their businesses through simplified processes, intuitive technology, and a modern, customer-first approach. We provide competitive rates, a diverse Non-QM product suite, and fast turnaround times-backed by a collaborative, high-performance culture. Our core values-Thrive Together, Act Like an Owner, and Exceed Expectations-guide how we work, how we lead, and how we support one another. Lendz is proud to be certified as a Great Place to Work, and we're committed to developing talent that grows with us. About the Role Lendz Financial is seeking a motivated and detail-oriented Non-QM Underwriter to join our growing operations team. This role is ideal for an underwriter with a strong foundation in mortgage credit who is eager to deepen their Non-QM expertise and grow within a supportive, high-accountability environment. You'll underwrite complex loan files across Non-QM programs such as Bank Statement, DSCR, Asset Utilization, and 1099 income, while partnering closely with Sales, Account Managers, and Operations to deliver thoughtful, well-supported underwriting decisions. This is a fully remote position with clear performance expectations, ongoing coaching, and opportunities for professional growth. What You'll Do Underwrite residential mortgage loan applications in compliance with company, investor, and regulatory guidelines Analyze borrower credit, assets, and income, including complex income scenarios such as: Self-employed borrowers 1099 income Bank Statement programs Asset depletion and utilization Review and evaluate personal and business documentation, including 12- and 24-month bank statements, P&Ls, and cash flow statements Maintain an underwriting pipeline that meets established SLAs and productivity benchmarks Deliver clear, well-documented underwriting decisions and conditions aligned with program guidelines Provide written justification for loan decisions and required conditions Partner with Loan Officers, Account Managers, and Operations to resolve file-level questions and move loans efficiently toward closing Support quality control standards, including: Pre-closing defect rate below 10% Post-closing defect rate below 5% Stay current on Non-QM guideline updates, investor overlays, and regulatory requirements Contribute to a collaborative team environment focused on continuous improvement and shared success What We're Looking For 2-5 years of mortgage underwriting experience, including exposure to Non-QM or alternative documentation loans Working knowledge of Non-QM products such as: Bank Statement programs DSCR Asset Utilization 1099 income Strong analytical skills with the ability to evaluate complex borrower profiles Clear, professional written and verbal communication skills A coachable mindset with a desire to learn, grow, and evolve within the role Strong time management skills and the ability to prioritize in a fast-paced environment Sound judgment, attention to detail, and a high level of accountability What We Offer Highly subsidized medical insurance Low-cost dental and vision insurance 401(k) program Health Savings Account (HSA) Generous paid time off and company holidays Ongoing training, mentorship, and professional development opportunities A collaborative, supportive work environment that values ownership and growth

Our mortgage company is expanding, and we are seeking an experienced mortgage underwriter to join our growing team. You'll be responsible for ensuring real estate loan applications are completed with all required documents submitted correctly and loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines. Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files. Responds to post-closing reviews and audits in a timely fashion. 10+ Years of mortgage underwriting experience required.

Reporting Relationships The Senior Underwriter reports directly to the Sr. Operations Manager - Underwriting, and directly influences loan funding by offering or withholding approval of pending deals. The Sr. UW works independently and as part of an underwriting team that is skilled at providing financing options for small and mid-sized businesses. Primary Responsibilities The Sr. UW will: • Evaluate loan applications using a variety of reports and tools to make strong credit decisions (approval and funding amount decisions) • Demonstrate excellent due diligence and attention to detail when processing deals by placing emphasis on time, quantity of contracts processed, and quality of contracts approved • Make recommendations on applications to approve or decline when the application exceeds their funding authority, and be able to defend the recommendation with supporting detail • Review and interpret Commercial and Consumer Credit reports • Review all legal filings including UCC's, suits, judgments, liens, bankruptcies, and charge-offs and consider in the underwriting decision • Review bank statements to confirm monthly deposit volumes, sales volumes and account balances, and note any non-revenue items, suspicious transactions and consistent payments in or out of the account • Conduct social media searches to confirm that the business has a web presence, and relevant social media reviews of the business • Conduct merchant interviews when appropriate to better understand the business, the potential use of funds and the overall business viability • Review and interpret financial statements, including income statement, balance sheet and cash flow, and be able to calculate and interpret key financial ratios to understand the health of a business • Partner with multiple departments to create best practices and to expedite loan processing • Take ownership of funding decisions by understanding the risk/reward tradeoff and be able to support decisions with facts • Understand current trends and patterns to recognize emerging fraud and emerging early default indicators • Follow workflow processes to correctly identify needed supporting documentation, and perform all tasks accurately in accordance with the workflow • Review available reporting to identify opportunities to improve the business by lowering losses, increasing approvals, lowering costs or increasing revenue Knowledge, Skills and Abilities • BA/BS in Business, finance or accounting; MBA or Master's in finance/Accounting preferred • Minimum three years of experience in underwriting working for a reputable small business lending/funding company as an underwriter • Extensive experience in financial analysis • Previous experience in a lead or supervisory role is a plus • Ability to interpret and apply lending documentation, credit reports and income/asset calculations to make credit decisions • Strong communicator with excellent written and verbal communication skills • Exceptional attention to detail, and analytical skills • Exceptional organizational skills, adept multi-tasker and must maintain a heightened sense of urgency • Proficient in risk analysis, loss mitigation and understanding of loan profitability • Effective team player with the ability to work independently, exercise initiative and take ownership of projects, as well as work across functions to close loans • Commitment to learn about key internal operating units at BFS Capital and how they relate to the underwriting function and how the underwriting process can be improved • Willingness to adopt best practices and to participate in continuous improvement of the underwriting function • Word, Excel, PowerPoint, Outlook, Skype and Internet proficiency Compensation BFS offers competitive salaries and benefits, including medical, dental and vision insurance options.

About MS Reinsurance MS Reinsurance is a global reinsurer domiciled in Switzerland with underwriting offices in Zurich, Bermuda, Miami, and New York. The Company underwrites non-life treaty reinsurance solutions on a worldwide basis through its three business units: Americas, International, and Specialty Lines. As part of the world-leading insurance group MS&AD, MS Reinsurance combines reliability and agility to make its clients' businesses stronger. With a drive to move quickly and a commitment to long term partnership, MS Reinsurance supports its partners with the momentum and stability they can build on. About the role This high-impact, influential role offers a unique opportunity to lead a dedicated team and serve as a key member of the Latin America Leadership team. The successful candidate will play a pivotal role in driving the underwriting and strategic management of a critical business portfolio, ensuring alignment with the rigorous guidelines set by the MSARMi Board of Directors. You will hold principal responsibility for the high-growth Caribbean markets, reporting directly to the Head of Underwriting Latin America. This senior position requires deep, specialized expertise and a proven track record of success within the Caribbean Treaty reinsurance market. Your responsibilities Quote, underwrite, service and process the Caribbean Reinsurance Treaty account as per the company Underwriting Policies and Guidelines as modified from time to time. Deputize other Underwriters as required and expressly authorized. Maintain a suitable working knowledge of all classes of business. Analyze the market and target potential new clients, brokers, and products. Maintain and build relationships with existing clients and brokers through regular visits and conferences - extensive travel to Caribbean countries required. Monitor market developments and assist in the construction of annual income and profit plans for classes of business. Review a broad cross section of risks, quotes, and endorsements within assigned parameters. Check renewals regularly and review by exception. Review underwriting figures on a regular basis in order that unusual trends, data integrity issues, and/or adverse movements may be dealt with by appropriate action. Remain alert to developments affecting the business, potential profitability, and opportunities for the company, and to report on such matters as appropriate. Provide effective oversight and input into underwriting performance; ensure compliance with relevant risk, regulatory and legal requirements, and Group policies. Your profile Minimum of 10 years' experience working with or in Latin America, with proven and extensive expertise in the Caribbean Treaty reinsurance market. Existing strong working relationships with clients and brokers in the Caribbean region. Detailed and extensive working knowledge of the Caribbean Treaty reinsurance sector. Must have hands-on portfolio control experience including the use of technical rating and catastrophe aggregation systems. Well-developed business and social skills and capabilities for strengthening client/broker relationships. Excellent oral and written communication skills coupled with strong negotiation skills. Full proficiency in English and Spanish required. Proficient with the Microsoft Suite of applications. Advanced skills in Excel are a plus. Must be willing to travel and work extended hours where and when appropriate. Why work with us Make your mark with us. At MS Reinsurance, we're big enough to make a difference and small enough that everyone counts. We offer an entrepreneurial culture, where there's less hierarchy and more action, and room for innovation. Here, you'll have the power to drive real change and shape our path ahead. Join a place where ambition can become reality, with development and platforms that support where you want to go next. Together, we'll help you discover your potential as we expand ours. We live day-to-day by our values: collaborative, progressive, empowering, and responsible. This means you'll join a team which upholds mutual trust and treats each other with respect. While teamwork is at the heart of our approach to reinsurance, we don't expect our team to think alike; at MS Re, we don't just welcome your differences, we believe they're essential to our success. Does this sound like a culture you want to be part of? Find out more about what we offer on our website and apply today! In case of questions, please contact us via email: ************************* Note that we will only consider applicants eligible to work in the United States. MS Reinsurance is the market-facing brand of the risk carrying legal entity MS Amlin AG, a global reinsurer domiciled in Switzerland and operating in Bermuda as MS Amlin AG, Bermuda Branch, in the United States through MS Amlin Reinsurance Managers, Inc, and in Labuan, Malaysia as MS Amlin AG, Labuan Branch. #LI-DNI

Sr. A&E Underwriting Professional - (25000066) Description Senior A&E Underwriting ProfessionalLocation: The position can be located in any Allied World US office including New York, Iselin, NJ, Boston, Farmington, Houston, Dallas, Chicago, Philadelphia, Los Angeles, San Francisco, MiamiJob Summary:The AVP will be proficient in evaluating, analyzing and determining the appropriate terms and conditions for the various products within the A&E Division. This will include A&E, Contractors, Project placements and Excess placements on all lines. The position will focus, in part, on facilitating and developing producer and insured contacts specific to Architects and Engineers within the ENR 500 group. Job Duties & Responsibilities:Job Duties & Responsibilities:· Review and analyze underwriting submissions· Establish a network of market contacts and act as the lead marketer of A&E and Construction Professional in your territory· Underwrite to appropriate terms and conditions following the Company business strategy to quote selected risks· Present accounts to customers· Price and analyze coverage, structure and exposures· Authorize quotes/binders/invoices as appropriate· Attend client/broker meetings as applicable· Negotiate with brokers and clients for new and renewal business· Assist in the development and formulation of data/reports as needed· Ensure that underwriting pricing and discipline are followed to meet profitability goals, complying with underwriting guidelines, systems and procedures· Attend underwriting audits as needed· Liaise with brokers, internal auditors and Claims, Accounting, IT and Legal departments as appropriate· Attend important industry conferences and seminars as appropriate Qualifications Compensation:The annualized base pay range is a broad range based on analysis of similar positions in the market. The actual base pay for the position may be above or below he listed range and determined by a number of considerations, including but now limited to complexity, location, and scope of the role, along with experience, skills, education, training, and other conditions of employment. Base salary represents one compensation of Allied World comprehensive total reward package, which may also include annual incentive compensation rewards. The base salary range for this role is $150,000 - $210,000. The base salary range for this role is $150,000 - $210,000. Qualifications · 7+ years Professional liability underwriting experience, or equivalent broker experience· Experience in architects and engineers (A/E) exposure analysis, Contractors exposure analysis, project specific professional liability placements and a working knowledge of A/E/Contractors specialty producers and brokers· Solid communication skills, computer skills, and organizational skills· Insurance certification preferred (CPCU or RPLU) Allied World Assurance Company Holdings, Ltd, through its subsidiaries, is a global provider of insurance and reinsurance solutions. We operate under the brand Allied World and have supported clients, cedents and trading partners with thoughtful service and meaningful coverages since 2001. We are a subsidiary of Fairfax Financial Holdings, Limited and benefit from a strong capital base and a worldwide network of affiliated entities that allow us to think and respond in non-traditional ways. Our generous benefits package includes: Health, Dental and Disability Insurance, a company match 401k plan, and Group Term Life Insurance. Allied World is an Equal Opportunity Employer. All qualified applicants will be considered for employment without consideration of any disability, veteran status or any other characteristic protected by law. To learn more, visit awac. com, or follow us on Facebook at facebook. com/alliedworld and LinkedIn at linkedin. com/company/allied-world. Primary Location: US-NY-New YorkOther Locations: US-MA-Boston, US-CA-San Francisco, US-CT-Farmington, US-NJ-Iselin, US-NY-Jericho, US-PA-Philadelphia, US-FL-Miami, US-CA-Los Angeles, US-CA-Costa Mesa, US-TX-Dallas, US-IL-Chicago, US-TX-Houston, US-GA-AtlantaWork Locations: New York 199 Water Street New York 10038Job: UnderwritingEmployee Status:RegularJob Type:StandardJob Posting: Jan 7, 2026, 3:40:34 PMMaximum Salary210,000. 00Pay BasisYearly

Payabli's mission is to enable any software company to become a payments company through its payment infrastructure and monetization platform. With Payabli, software companies can make payments a core part of their business model to drive revenue, enhance customer lifetime value, and boost enterprise value. Our Founders are Serial Entrepreneurs who have built and scaled successful technology companies like RevoPay (Acquired), Seamless.com (IPO), and ServiceTitan. We are backed by top venture capital investors Fika Ventures, Bling Capital, and TTV Capital. As an Underwriting Specialist at Payabli, you will be instrumental in protecting the company by rigorously assessing the creditworthiness and risk profiles of potential clients. Your thorough evaluations and due diligence will help identify and mitigate potential risks, ensuring adherence to regulatory standards and company policies. By preventing fraud, reducing financial exposure, and maintaining robust risk management practices, you will safeguard the company's financial health and uphold its reputation in the industry Job Overview: Payabli is seeking a detail-oriented and analytically minded Underwriting Specialist to join our CRU team. In this role, you will be responsible for reviewing and analyzing merchant applications to determine their risk profile and processing eligibility. You will work closely with senior team members to assess high-risk accounts, optimize underwriting workflows, and provide exceptional communication and guidance to applicants. This is a high-impact role ideal for someone who thrives in fast-paced fintech environments and is passionate about managing financial risk while supporting business growth. Key Responsibilities: Application Review & Risk Assessment Conduct thorough analysis of merchant applications, including financial statements, processing history, and KYC documentation. Verify business legitimacy through entity formation documents, EIN verification, and ownership structure validation. Evaluate creditworthiness, processing behavior, and potential exposure risk for both credit card and ACH transactions. Flag and escalate high-risk or unusual business models to the Director of CRU for deeper review. Maintain comprehensive documentation of underwriting decisions, ensuring compliance with internal policies and regulatory standards. Client Communication & Guidance Interact with merchants to gather missing information, clarify discrepancies, or provide feedback on required improvements. Respond promptly and professionally to application-related inquiries and proactively guide applicants through the process. Educate merchants on underwriting expectations and provide tailored advice on best practices for application success. Internal Collaboration Partner with Compliance and Risk Analysts to support deeper risk investigations or chargeback-related assessments. Collaborate with CRU leadership to refine risk models, underwriting criteria, and approval matrices. Mentor and support junior team members by reviewing applications, offering feedback, and leading knowledge-sharing sessions. We'd love to hear from you if you: Have 2-5 years of experience in KYC/KYB, compliance, onboarding, or underwriting within a payments, fintech, or financial services organization Are well-versed in identity verification protocols, including the review of business formation documents, beneficial ownership, and government-issued identification Have working knowledge of AML/BSA regulatory frameworks, sanctions screening (OFAC), and customer due diligence (CDD/EDD) requirements Are confident reviewing business models and legal structures, and can validate entity legitimacy and expected transaction behavior Are detail-oriented and understand the importance of regulatory adherence across onboarding and ongoing monitoring Are comfortable communicating with clients to collect and validate sensitive documentation, while maintaining a high degree of professionalism and care Thrive in a collaborative, fast-paced environment and bring a mindset of continuous improvement to workflows, tools, and procedures Bonus: Experience with compliance tools such as Alloy, Middesk, ComplyAdvantage, or similar vendor platforms We think you'll love being part of our team because: At Payabli, you'll have a front row seat into building a high-growth venture backed fintech company. You'll work directly with the Founders and be considered an integral part of our leadership team. You'll stretch yourself every day, learn a ton, grow alongside the company, and have a lot of fun building Payabli with us. We're a values driven company that cares deeply about our team, partners, and customers. Our north star values are: Team First: We invest in our people to foster a vibrant culture where we all love coming to work everyday Customer Love: We go above and beyond to woo Customers so that they write us love letters Small Giant: We plan to build a massive business; however, we are also building a sustainable organization that has a strong sense of purpose and practices long-term thinking Run to the Fire: We embrace difficult situations and lean in when confronted with adversity. We don't shy away from doing the right thing even if it's hard Bias for Action: We operate with urgency; we don't leave for tomorrow what can be done today Little Things Count: We differentiate ourselves by focusing on the little things. We believe small but thoughtful considerations and gestures can have an outsized impact Punch Above our Weight: We don't fear the competition, rather we see our nimbleness as a competitive advantage. We carry ourselves with confidence and conviction in our abilities Truth Seekers: We seek truth above pride and ego. We hold each other accountable with respect and in the open. We don't talk behind each other's backs. One team member's problem is the whole team's problem What we can offer you: Executive level responsibilities that grow with the company as we scale Competitive base and strong upside potential Stock options with the potential to unlock more equity as we grow Flexible PTO Medical, dental, & vision insurance 401K, HSA, pre-tax savings programs Option to be fully remote or hybrid Monthly education fund to spend on anything that enhances your skills or gets you one step closer to your passion goals Payabli is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We prohibit discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Principals only. No external agency submissions. Candidates must apply directly; We will not accept submissions from third-party recruiters or staffing agencies.

We are seeking a Financial Analyst to analyze and interpret financial and market data. As a Financial Analyst you will be responsible for preparing financial reports, implementation of the budgeting and forecasting process, financial and variance analysis. Role Description This is a full-time role for a Mortgage Analyst at Mortgage Lender in Fort Lauderdale, FL. The Mortgage Analyst will be responsible for performing day-to-day tasks related to mortgage industry analysis and mortgage servicing. They will utilize their analytical skills to assess data, communicate effectively with stakeholders, and contribute to the underwriting process. Qualifications Mortgage Industry and Mortgage Servicing skills Strong analytical skills Effective communication skills Experience in underwriting Attention to detail Ability to work independently and collaboratively Proficient in relevant software and tools Knowledge of regulatory requirements Bachelor's degree in a related field YOU'RE GOING TO Assist in the preparation of financial reports With the help of computer spreadsheets, draw charts and graphs to illustrate technical reports Develop automated accounting and reporting applications to improve productivity Analyze and interpret key financial measurements (revenue, expense, profit, cash, yield, assets, liabilities) Interpret data on yield, price trends, risk, stability, economic influences, and other factors affecting company's investment programs Analyze financial performance and develop financial models Implement and perform budget and cashflow analysis Monitor variances, follow up on discrepancies Conduct business studies, review accounts, vendor reports, contractual terms, prices, and market oscillations Communicate or liaise with direct management, finance personnel and other analysts in meeting task assigned by the company Prepare ad-hoc analysis and reports as requested by the company IT'S IMPORTANT TO US THAT YOU HAVE Critical thinking and problem-solving abilities Data analytics and good IT skills Proficiency in SPSS, big data analysis, MS Access, Excel, Power-Point, accounting software (Oracle, Longvision), project management software, financial modelling, and analysis applications Good interpersonal skills, detail oriented, self-motivated, and organized Well-grounded in portfolio management, financial modelling, and statistical concepts Good research, quantitative, and analytical skills Good communication and presentation skills verbal and oral Ability to prioritize task, multitask, and work in a fast-paced environment Minimum of two year experience in a financial-related role is required, mortgage industry experience preferred Bachelor's degree in business, finance, accounting, or economics, or any finance related degree Thank you for illuminating hiring with Quanta Search! ********************

Job DescriptionBenefits: 401(k) Flexible schedule Opportunity for advancement GoldenTrust Insurance is one of South Floridas fastest-growing agencies, known for delivering trusted insurance solutions with professionalism, transparency, and care. We are expanding our team and seeking a detail-oriented and analytical Insurance Underwriter Agent to join our high-performing operation. This role is ideal for licensed professionals who thrive on evaluating risk, making informed decisions, and supporting the agency's production goals by ensuring quality and compliance. As an Insurance Underwriter Agent, you will be responsible for assessing risks, reviewing applications, ensuring compliance with underwriting guidelines, and collaborating with sales agents to issue accurate and timely quotes and policies. Your insight will be essential in maintaining the integrity of our portfolio while supporting the agencys growth. Required Qualifications Valid Florida 4-40 or 2-20 Insurance License (Required) Minimum 1 year of experience in insurance underwriting or insurance sales Strong analytical and decision-making skills High attention to detail and accuracy in documentation Effective communication skills, both written and verbal Bilingual (English/Spanish) preferred Familiarity with various carrier portals and underwriting platforms Responsibilities Review and evaluate new insurance applications in line with carrier guidelines Analyze inspection reports, and other documents to determine risk acceptability Ensure underwriting decisions comply with the Insurance Companys Guidelines Work closely with the sales team to clarify underwriting requirements and support timely policy issuance Monitor active policies for risk exposure and recommend appropriate action Maintain accurate and organized records of underwriting activities Stay current with industry trends, carrier changes, and market dynamics Why Join GoldenTrust Insurance? Supportive, collaborative team culture Opportunities for professional growth and advancement Access to top-tier training and carrier resources Competitive compensation structure with potential performance incentives Compensation & Benefits Base Pay: $16$17 per hour (commensurate with experience) Paid Time Off and Flexible Scheduling 401(k) Retirement Plan Professional development and continuing education support

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Position Summary: Are you tired of losing business to Group Captives? Well, come join our team! As an Underwriter within Arch Alternative Markets, this position is responsible for the technical underwriting, account management and client management of our casualty group captive programs. We have been growing steadily 20% per year with no shortage of opportunities. We exceeded $1 Billion of GWP and are looking for more team members. Responsibilities and Accountabilities: * Technical Underwriting - Solicits and reviews new and renewal account information required to evaluate a risk. Identifies all potential exposures and hazards in relation to coverage requested and individual and program risk characteristics. Assesses insurance and related financial risk in order to structure appropriate captive programs to effectively protect against frequency, severity, catastrophic and credit risk. Engage other internal resources as necessary. Underwrites, prices and prepares proposals within authority and with necessary input of Arch Actuarial, Credit and Alt Market team. Prepares program binders and presents to captive manager/producer and or prospective insured. Coordinates all administrative duties related to existing and prospective accounts. * Account Management - Quarterbacks all pre and post bind activities including policy production, compliance issues, audits and adjustments, legal agreements, receipt of collateral, legal agreement execution, TPA coordination and any other related items. Together with internal team members, takes responsibility to deliver promised service to customers. Responsible for the renewal and retention management and manages the renewal process to achieve targeted retention and price change goals. Initiates, coordinates and conducts a mid term account review. * Client Management - Develops and maintains relationships with producers and insured's to achieve overall production and profitability goals. Meets with producers and insureds to discuss individual account issues, uncover critical customer needs and financial buying characteristics. Develops a strategic plan for positioning and selling Arch at both the producer and the insured level. Engages and introduces other team members or management team as appropriate. Develops and maintains relationships with producers to generate a flow of qualified submissions. * Administrative - Responsible for all underwriting and policy file documentation which is in compliance with Arch's internal audit process. Completes ad hoc projects as assigned by management. Required Skills and Abilities: * Understanding and knowledge of the intent, scope and purpose of the Workers Compensation, General Liability, and Automobile coverage forms and endorsements with the ability to tailor to the sold captive program design. * Possess a thorough understanding of loss sensitive programs, excess & surplus lines programs. * An understanding of captive programs is desired, but not required. This would include products, pricing, expensing, actuarial loss projecting techniques, retention and aggregate setting, limit profiles, ALAE, credit risk, and effective utilization of facultative reinsurance. * Understanding and knowledge of exposure identification and analysis. * Possess a cross functional generalist knowledge of other disciplines including claims, risk control, audit, premium accounting, finance and legal. Knowledge of regulatory and compliance issues. Education & Experience: * Bachelor's degree or equivalent training required * CPCU or other similar designation a plus. * Three (3) to Five (5) years underwriting experience and/or experience in the Loss Sensitive, Excess & Surplus marketplace, or captive insurance marketplace. * Proficiency with Excel, Word and PowerPoint. * Established broker or captive program relationships not necessary. #LI-Remote #LI-AM3 For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible. $125,000 - $145,000/year + 10% target bonus * Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future. * Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits. Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team. 14400 Arch Insurance Group Inc.

A leading insurance brokerage firm is seeking an Underwriter/Broker in New York to foster revenue growth through efficient underwriting services and building relationships with Retail Agents and Specialty Carriers. The ideal candidate will have a Bachelor's degree and at least 3 years of relevant experience. Responsibilities include business development, analyzing submissions, and ensuring competitive market access. We offer a competitive salary and comprehensive benefits, including medical coverage and flexible work hours. #J-18808-Ljbffr

Job Description Are you ready to advance your career in a dynamic, industry-leading environment? Join NQM Funding, LLC, a top secondary market investor renowned for our expertise and innovation in the Non-QM space. We operate both wholesale and correspondent channels, backed by our strong partnership with a global investment management firm. At NQM Funding, LLC, we offer cutting-edge programs, exceptional service, and highly competitive pricing. By joining our team, you'll have the opportunity to work with a focused and passionate group of professionals who are committed to shaping the future of Non-QM lending. We offer an environment where your expertise is valued and your career aspirations can flourish. If you're looking for a place to grow and make a tangible impact in the industry, NQM Funding, LLC is the perfect fit for you. Apply now to be part of a company that's redefining excellence in Non-QM lending! Our TPO Underwriting Department is looking to hire a Non-QM Junior Underwriter. ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 100 MBPS. Job Title: Non-QM Junior Underwriter Reports To: Non-QM Underwriting Team Lead/ AVP of Non-QM Underwriting FLSA Status: Non-Exempt Department: TPO Underwriting Division: TPO Salary Range: $75K to $95K per year Summary: Responsible for assisting underwriting team by reviewing conditions and completing clear to close reviews on loans. Duties and Responsibilities: Review and clear underwriting conditions to ensure documents provided meet the guideline requirements. Update LOS based on documents received and ensure the doc imaging system is properly updated as well. Print final loan documents into the file as required. Complete Checklist while reviewing loans for clear to close. Ensure all requirements have been satisfied prior to issuing the clear to close. Work with closing department to resolve discrepancies between final loan approval and closing terms (i.e. - PITIA, cash to close, seller credits, etc.). Review and clear post-closing underwriting conditions to allow for timely funding or purchasing of loans. Ensure once all information is gathered that it is accurate, compliance standards are met, and the decision is in line with company policies and guidelines. Communicate effectively with sales, business partners (Brokers/NDC Clients), and internal team members. Maintain company productivity, service level and turn-time standards. Respond to audits and post-closing issues in a timely manner. Maintain working knowledge of Non-QM, TPO and/or NDC guidelines and policies. Performs other related duties as assigned. Skills: Math and critical thinking skills Financial analysis Strong Communication skills Ability to adapt to technology Working knowledge of Microsoft office Ability to meet deadlines Education/Experience: 3+ years prior mortgage experience 2+ years processing or junior underwriting experience Non-QM underwriting experience preferred Bachelor's Degree preferred NQM Funding, LLC offers the following benefits: Medical Plan Dental Plan Vision Plan GAP Insurance Life Insurance paid by the company Voluntary Life Insurance 401K Pet Insurance Legal Shield/ID Shield Equal Employment Opportunity: NQM Funding, LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. NQM Funding, LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. NQM Funding, LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to NQM Funding, LLC

Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, focused on helping mortgage brokers grow their loan origination volume with simplified processes and intuitive, tech-based solutions. We emphasize a modern, customer-centric approach, offering competitive rates, a diverse range of products, and rapid turnaround times. Committed to delivering a world-class experience for our broker partners, we streamline the lending process to ensure a smooth journey from application to closing. Our core values-Thrive Together, Act Like an Owner, and Exceed Expectations-cultivate a collaborative, high-performance culture that drives our pursuit to become the undeniable leader in mortgage lending. Lendz is proud to be certified as a Great Place to Work! Job Summary: Lendz Financial is seeking a knowledgeable and resourceful Underwriting Scenario Desk Specialist to act as a trusted internal partner to our Account Executives. Reporting directly to the VP of Lending, you'll play a vital role in helping our sales team confidently navigate complex loan scenarios and align borrower profiles with the right non-QM loan offerings. As a key member of our sales support function, you'll serve as the go-to expert for scenario reviews - offering clear, accurate guidance on program eligibility, structuring, and guideline interpretation. You'll bridge the gap between Sales and Operations, using your deep product knowledge and strong communication skills to ensure quick, reliable answers that keep deals moving. If you're known as the person others turn to for tricky files and have a background in working closely with AEs or in a scenario desk-type environment (preferably non-QM), this is your opportunity to shine. Responsibilities: submitting loan prequalifications in our PQ system Serve as a subject matter expert on all non-QM loan programs, guidelines, and eligibility criteria. Provide scenario-based support to Account Executives to determine loan viability and product fit across multiple channels, including in-person consultations, active monitoring and engagement in the Scenario Slack Channel, and timely management of the Scenario Inbox. Collaborate closely with Operations, Underwriting, and Sales to streamline communication and resolve guideline-related questions quickly. Maintain up-to-date knowledge of program updates and translate changes into clear guidance for the sales team. Partner with the VP of Lending to identify trends in inquiries, provide feedback on guideline pain points, and recommend training or updates. Document common scenarios and create reference materials or FAQ content to support AE enablement. Support the sales with escalated or complex cases as needed. Perform other related duties and projects as assigned. Qualifications: 5+ years in a mortgage lending role such as Underwriter, Account Manager, Processing Manager, or Sales Support. 1+ year non-QM experience. Strong knowledge of non-QM guidelines and loan program structuring. Excellent communication and problem-solving skills - you enjoy helping others understand the “why.” Ability to analyze loan scenarios and give clear, confident recommendations. Comfortable working cross-functionally and independently in a fast-paced environment. Tech-savvy and adaptable - we use platforms like Salesforce, Slack and Dialpad. High School diploma or GED is required. Ability to demonstrate a sense of urgency and good judgement Benefits: Competitive compensation structure Highly subsidized medical insurance Low-cost dental and vision insurance 401k program HSA Dynamic and friendly environment Learning and development opportunities