Underwriter jobs in Mount Pleasant, SC

**Come join our amazing team and work Remote !** We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan. **What you'll do:** + A thorough knowledge of **Non Agency or NON QM** mortgage loan underwriting. + Maintains highly confidential information concerning loan applicants. + Requires high level of organizational skills and ability to work on several tasks simultaneously + Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. + Applies and interprets company underwriting guidelines and makes sound credit decision. + Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. + Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. + Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. + Determines any conditions, stipulations or pre-funding requirements. + Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. + Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise **What you'll need:** + 5+ years mortgage underwriting work experience. + Experience Underwriting Non Agency or Non QM Loans + Paperless Loan Origination System experience preferred. + DU and LP experience required. + Experience working in a paperless environment preferred. **Our Company:** Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** . **What is the value proposition to joining the team?** + Increased earning capacity due to access to our 48 state territory. + Ability to market faster and more efficiently inside the operation. + Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible. + Professional account manager's partner with you and your brokers to add value every step of the way. + Base pay plus an industry leading commission plan. + Take over existing accounts. **What We Offer:** + Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. + Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. + Customized training programs to help you advance your career. + Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. + Educational Reimbursement. + Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

Job Description: The Mortgage Loan Underwriter is responsible for evaluating and analyzing loan applications to determine the creditworthiness of borrowers and ensure compliance with lending policies and investor guidelines. This position plays a critical role in the mortgage process by making informed decisions that balance risk and customer service. Analyze residential mortgage loan applications including credit reports, income documentation, asset statements, property appraisals, and other supporting documents. Determine whether borrowers qualify for loan products based on investor and regulatory guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA, etc.). Review and assess risk on conventional and government-backed loans, ensuring sound underwriting judgment and adherence to underwriting standards. Issue loan approvals, counteroffers, suspensions, or denials and document underwriting rationale. Work closely with loan processors, originators, and closers to obtain missing information or clarify documentation. Maintain current knowledge of loan program guidelines, compliance requirements, and market trends. Ensure loans meet applicable federal and state regulations (e.g., TRID, RESPA, ECOA). Utilize automated underwriting systems (e.g., DU, LP) and perform manual underwriting when necessary. Maintain productivity, quality, and turn-time standards as defined by management. Participate in internal and external audits by providing documentation and responses as requested. Qualifications: High school diploma or equivalent required; bachelor's degree in finance, business, or related field preferred. 3+ years of experience underwriting residential mortgage loans. Proficiency with loan origination systems (e.g., Encompass) and automated underwriting systems (DU, LP). In-depth knowledge of mortgage lending regulations and underwriting guidelines. Strong analytical and decision-making skills with a high level of accuracy and attention to detail. Excellent written and verbal communication skills. Ability to work independently and manage a high volume of files in a fast-paced environment. DE (Direct Endorsement) certification for FHA loans. SAR/LAPP approval for VA loans (Preferred). Standard Benefits Include: Group health insurance, including long-term disability with optional dental, vision, and short-term disability Bank-sponsored retirement program Paid vacation First Palmetto Bank is an equal opportunity employer and affords employment to all persons regardless of race, color, religion, sex, national origin, age, marital status, disability, or genetic information. We know that the sky is the limit with the right team in place.

INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app. Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you'll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer's needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education. Learn more about our purpose and how you can bring it to life as an Ameris Bank teammate. Responsible for working with Credit Administration and the Market Bank on loan structure and terms, with a focus on medium to large complex C&I and Middle Market C&I credit opportunities inclusive of pre-screening opportunities and full underwriting on new and existing commercial relationships, leading loan requests through the credit approval process, and assisting with the overall portfolio management. The Portfolio Manager will require direct client contact, providing financial analysis to maximize profitability, and is a valuable member of the support team for the client. Performs other projects and duties as assigned. Essential Functions, Duties, and Responsibilities: * Provide loan structure guidance and apply analytical assistance to mitigate risks in relationships consistent with Ameris Bank loan policies. * Work with Relationship Manager and Regional Credit Officer in recommending appropriate structure, e.g., financial and non-financial covenants, and any special approval conditions. * Facilitate the receipt of financial updates on lending relationships. * Assist with the preparation of detailed analysis of borrower's financials for highly complexity new and renewal loans, and prepare Loan Committee approvals and updates as needed. * Prepare or assist in the preparation of concise, well-reasoned, credit memorandums to maintain timely administration of the loan portfolio. * Assist with the monitoring of the loan portfolio through report preparation and maintenance. * Perform financial covenant testing for borrowers. * Communicate material financial changes or covenant non-compliance within existing relationships to the Regional Credit Officer. * Prepare Market Studies and Annual Reviews as needed. * Manage all needed resources that will efficiently obtain the credit approval of loans requiring approvals above individual officer limits. * Assist with the presentation of loan requests to the respective committees for approval. * Work with Commercial Banking Assistants, Account Officers, and other providers to manage the closure and funding of loans. * Participate in business development efforts with Account Officers which would include prospect call support and identifying potential additional product needs during underwriting. * Exhibit a thorough understanding of the Ameris Bank credit culture and the terms and conditions under which loans should be presented and closed. * Maintain awareness of Ameris Bank products and services and how they can be offered to clients and prospects. Required Knowledge, Skills and Competencies: * Strong interpersonal skills with emphasis on relationship building both internally and with Ameris clients and prospects. * Exceptional credit and analytical skills inclusive of extensive experience in the medium to large C&I/Middle Market space. * Highly developed communication skills including the ability to write clear and concise credit correspondence. * Capability to independently and proactively manage various relationships and effectively manage multiple priorities. * Ability to advocate persuasively. * Highly proficient in Moody's software and cash flow analyses. * Expertise in financial computer applications (primarily Microsoft Excel) and database management tools. Industry and Work Experience: * Minimum of 5 years' experience analyzing and/or structuring complex commercial loan transactions in a corporate lending environment and C&I and/or Middle Market space, including developing complex cash flows and analyses Academic: * An undergraduate degree is required with focus in the areas of finance, economics, or accounting preferred. Benefits Available to Employees: Ameris Bank provides a comprehensive employee benefit package to all eligible employees. * Medical, Dental and Vision Insurance * Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment * Life Insurance provided at no additional cost to employees * Accidental Death & Dismemberment Coverage * Long-Term Disability Coverage * Paid Sick and Vacation Leave * 11 Holidays * Volunteer/Service Day * Employee Stock Purchase Plan * 401(k) Retirement Plan * Ameris Bank matches 50% of your first 8% of contributions to the plan * Flexible Spending Accounts * Health Savings Account * Health Reimbursement Arrangement * Supplemental Life & Other Insurance Plans * Identity Theft Protection * Pet Insurance * Legal Insurance * Employee Assistance Program * Employee Advocacy Program * Tickets at Work (Entertainment discounts for Ameris Bank Employees) * AT&T Employee Discount * Wellness Discounts for Medical Premiums and Other Rewards * Employee Referral Incentive * Education Assistance * Employee Resource Groups Banking Advantages for Employees: In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services. * Free Interest Checking * Free Safe Deposit Box * Free Money Orders, Travelers' Checks and Cashier Checks * Discount on Mortgage Origination Fee * Free Online Banking and Free Unlimited Online Bill Payment * Employee Banking Perks Disclaimer: The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position. All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.

Join the company defining what it means to be an Impact Lender! Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending - a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender. At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit. Ready to disrupt the mortgage industry with us as a Mortgage Jumbo Underwriter? Then we think it's time to #join Movement What You Need To Know Reviews complex conventional/conforming Jumbo loan submissions, ensures company guidelines are met, and evaluates loans to maximize company profit and minimize company risk exposure Weighs credit risk to ensure liability taken on by the company results in saleable loans Performs complex self-employed income analysis Reviews and calculates all income types, including complicated tax returns Methodical and analytical personality with the ability to underwrite Jumbo loans using our unique, upfront method Provides excellent customer service to internal and external customers Remote work may be considered for the right candidate What We Are Looking For 5+ years of front-end Jumbo underwriting experience required 6+ years of front end, retail purchase mortgage experience Exceptional attention to detail Ability to work under tight timelines, balancing multiple projects at once Proficient in Microsoft Office Excellent communication with sales and operations partners Even Better Associate's Degree in Business Management or related field preferred 6+ years of mortgage industry experience preferred Experience with purchase loans preferred Ability to work extended hours (late evenings and weekend work may be required) Sound like a good fit? Let's talk about how we can work together. The expected salary range for this position is between: $75,500.00 - $106,100.00 The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law. We also offer a benefits package that includes: Competitive pay Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE Retirement plan: 401(k) and Roth Paid Time Off: 16 days front loaded. Prorated based on the start date month 11.5 paid holidays per year Employee assistance program Excellent career growth opportunity Fun, team-focused working environment Employee driven community outreach program Relocation packages available The application window is anticipated to close on: October 1, 2025 We're definitely not your average mortgage company. When you're ready to grow your career AND your impact, we're ready for you. We're also one of the nation's top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at *****************

Job Description Senior Underwriter - Factoring/Asset Based Lending Location: Dallas, Texas/Charleston, SC or may consider remote | Type: Full-time | Experience Level: Senior About the Role We are seeking an experienced Senior Underwriter specializing in Factoring/ABL to join our growing team. This role is critical in evaluating, structuring, and approving credit facilities for small to mid-sized businesses. The ideal candidate will bring a deep knowledge of Factoring with the ability to balance credit risk with business growth objectives. Key Responsibilities Transaction Underwriting & Credit Analysis Lead the underwriting process for Factoring credit facilities, from initial assessment through final approval. Conduct in-depth analysis of client and account debtor financials, cash flow trends, debt levels, and liquidity to determine repayment capacity. Evaluate collateral quality, with an emphasis on accounts receivable verification, debtor concentrations, and invoice aging reports. Risk Assessment & Structuring Identify potential risks, including credit, operational, legal, and fraud-related risks, and recommend appropriate mitigants. Structure facilities in alignment with company credit policies, capital requirements, and regulatory guidelines. Recommend advance rates, reserves, and concentration limits based on client profile and collateral quality. Credit Memo Preparation & Presentation Prepare comprehensive credit memoranda that clearly outline client strengths, weaknesses, and risk factors. Present and defend underwriting recommendations to the Credit Committee, senior management, and executive leadership. Cross-Functional Collaboration Partner with the Sales team to structure competitive yet risk-appropriate proposals. Work closely with legal counsel to ensure loan documents, factoring agreements, and collateral filings are accurate and enforceable. Support operations and account management teams during onboarding to ensure smooth client transitions. Portfolio Management & Monitoring Provide ongoing oversight of approved facilities, monitoring client performance against projections and covenants. Analyze trends in client AR quality and debtor payment performance. Recommend facility modifications, risk rating changes or exit strategies as needed. Mentorship & Leadership Provide training, guidance, and coaching to junior underwriters and analysts. Help standardize underwriting best practices, credit risk frameworks, and approval processes. Contribute to continuous improvement initiatives within the Credit & Risk department. Market & Industry Insight Stay informed on economic conditions, industry trends, and competitive practices impacting factoring. Leverage industry knowledge to anticipate risks and identify new underwriting opportunities. Qualifications Bachelor's degree in Finance, Accounting, Business, or related field (MBA or CPA preferred). 7+ years of underwriting experience in, factoring, or commercial finance. Strong analytical and financial modeling skills. In-depth knowledge of UCC filings, lien searches, and collateral documentation. Proven ability to assess risk and structure transactions within policy and compliance frameworks. Excellent communication skills, both written and verbal, with the ability to present findings to executives and committees. Detail-oriented, organized, and able to handle multiple transactions simultaneously. What We Offer Competitive compensation and performance-based incentives Comprehensive benefits package (medical, dental, vision, 401k and matching, life, short-term disability, paid time off) A collaborative and growth-oriented company culture

A leading insurance organization is seeking a Senior Field Underwriter to join their team. This individual will be responsible for underwriting Workers' Compensation business with a focus on the construction industry and related sectors. The role emphasizes strong agency relationship management, risk evaluation, pricing, and book of business growth. The ideal candidate will have established agency relationships in North Carolina and surrounding states and will play a key role in shaping the future direction of an existing portfolio. Key Responsibilities: Develop, maintain, and strengthen agency relationships to drive qualified submissions, quotes, and bindable business in support of profitable growth goals. Collaborate with in-house underwriters and cross-functional departments to manage a designated book of business, ensuring exceptional client service. Conduct regular agency visits and represent the company at seminars, conferences, and industry events. Underwrite and negotiate new and renewal business within established authority, ensuring compliance with company guidelines for pricing and profitability. Document underwriting files in accordance with internal standards. Prepare monthly reports and contribute to special projects and presentations as needed. Travel regionally as required. Qualifications: Bachelor's degree in Business, Marketing, or related field (advanced designations such as CPCU or ARM preferred but not required). 10+ years of Workers' Compensation underwriting experience with a carrier, ideally with expertise in the construction industry. Strong knowledge of Workers' Compensation insurance in South Carolina; additional experience in Tennessee and other Southeast regions (e.g., GA, SC, TX, AL) preferred. Demonstrated ability to build and maintain agency relationships, particularly in South Carolina and surrounding markets. Strong organizational skills with the ability to manage multiple priorities in a fast-paced environment. Excellent communication, presentation, and computer skills. Work Environment: This position requires regular interaction with agency partners and regional travel. Candidates must be able to manage multiple deadlines independently while contributing to a collaborative team culture. Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion. #LI-PR1

Spieldenner Financial Group is a part of the fastest-growing insurance organization in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success. Job Duties: Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage. Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability. Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage. Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting Qualifications: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position. What We Do: We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation. We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income. We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community! What Sets us Apart: We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work If you feel this might be the home you have been looking for. Click APPLY! Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results. ***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: * Award-winning culture * Inclusion and diversity as a priority * Performance Based Incentive Plans * Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability * Generous PTO (including paid time to volunteer!) * Up to 9.5% 401(k) employer contribution * Mental health support * Career advancement opportunities * Student loan repayment options * Tuition reimbursement * Flexible work environments * All the benefits listed above are subject to the terms of their individual Plans. And that's just the beginning… With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! General Summary: The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. Principal Duties and Responsibilities * Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. * Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. * Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these * Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences * Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners * Assist with training, technical development and mentoring more junior underwriters Job Specifications * Bachelors degree or equivalent, relevant business experience * Demonstrated, consistent proficiency at Underwriter level * Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits * Strong technical expertise in risk selection * Demonstrated understanding of top-line and bottom-line objectives * Exhibit strong knowledge of sales/distribution process and market trends * Solid mentoring and coaching skills * Strong creative problem solving skills * Strong critical thinking/analytical reasoning skills * Strong communication skills, both verbal and written * Strong organizational skills and ability to handle multiple priorities * Strong ability to be persuasive and to negotiate * Demonstrated ability to work both independently and in a team environment * Exhibit a strong commitment to quality and personal ownership of results #LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$100,700.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum

At EMC, we're all about working together to make an impact. As part of our team, you'll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts-always supporting each other to do our best work. Join us, and let's improve lives together. **To be considered, candidates must reside in North Carolina, South Carolina, or Virginia** Essential Functions: Selects, grows, and maintains a profitable book of business for assigned territory within underwriting authority. Evaluates complex accounts, such as different business operations, multiple lines of business or special pricing requirements, for risk selection and pricing purposes. Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies. Offers appropriate coverage for exposures. Maintains proper file documentation in connection with accounts. Develops and fosters agency relationships. Educates agents on EMC products, underwriting appetite, systems, and services. Visits agencies to discuss accounts and provide agents with updates at EMC. Communicates with agents proactively. Identifies opportunities and potential barriers within agency relationships. Collaborates with marketing representatives to ensure agents receive excellent customer experiences, responsiveness, and select EMC as their insurer of choice. Effectively explains decisions to accept or reject a risk to agents. Coordinates with marketing and branch management in the agency planning and review processes. Monitors progress of assigned agents and guides agents in achieving annual goals. Seeks feedback from agents and takes action to improve their experience and grow strong books of business. Researches industry changes, competition, target markets and new products. Answers questions, shares recommendations for complex situations and explains rationale for recommendations for less experienced underwriters. Education & Experience: Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience Three years of experience in commercial lines underwriting Insurance designations, such as CPCU preferred Knowledge, Skills & Abilities: Strong knowledge of underwriting and risk analysis Excellent problem-solving skills and the ability to make sound decisions Ability to work effectively with others, as well as independently Ability to maintain high standards of professional competence Strong customer service skills Strong computer skills, including knowledge of Microsoft Office and social media Ability to work on multiple projects while meeting deadlines Ability to effectively communicate products, procedures, business planning and system information necessary to positively influence production within assigned territory Strong written and verbal communication skills, including the ability to speak in front of others Strong presentation skills preferred Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if traveling The hiring salary range for this position will vary based on geographic location, falling within either of the following: $70,646 - $97,367 or $77,900 - $107,353 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit *********************** Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws. All of our locations are tobacco free including in company vehicles.

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: * Supports Business Banking production by maintaining an individual pipeline of work. * Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. * Utilizes single approval authority up to $4MM. * Appropriately assess risk profile of borrower. * Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed. * Tasks as needed to support the line of business and job family. * Act as primary back up for their manager as needed for team huddles & meetings. * Is positioned with knowledge and expertise to represent direct manager outside of function group as needed. * Collaborate with both credit and segment risk to meet or exceed department goals. * Performs other duties as assigned. Basic Qualifications: * Bachelor's degree * 7+years' experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: * Bachelor's degree in business related field * 3-4 years leadership / management experience * Ability to underwrite credit exposures in excess of $4MM. * Previous authority to underwrite and decision credits without additional signers. * Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner. * Proficient use of Microsoft Office and other internet resources * Excellence in customer service, highly motivated, focused and goal oriented. * Excellent written and verbal communication skills, including grammar and demeanor. * Strong organizational skills with attention to detail, planning and follow-up. * Ability to work independently on multiple tasks without compromising quality. * Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

The Field Underwriter serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect application information, and evaluate initial risk factors. This role involves conducting in-person or virtual consultations, ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting guidelines. Key Responsibilities Conduct client interviews to gather personal, financial, and medical information for insurance applications. Explain insurance products, coverage options, and policy terms clearly and accurately. Assess potential risks and identify factors that may influence underwriting decisions. Complete and submit applications in compliance with company policies and industry regulations. Act as a liaison between clients and the underwriting department to resolve questions or obtain additional information. Maintain accurate and confidential client records. Stay informed about industry trends, underwriting guidelines, and product updates. Qualifications High school diploma or equivalent; bachelor's degree preferred. Prior experience in insurance sales, underwriting, or financial services is highly desirable. State insurance license (Life/Health) or ability to obtain one. Strong communication, presentation, and interpersonal skills. Detail-oriented with excellent organizational abilities. Proficient in using CRM software and digital applications for client management. Work Environment Combination of fieldwork (meeting clients at their location) and remote/office-based work. May require evening or weekend availability to accommodate client schedules as needed.

At Amwins, we succeed together - and have a good time doing it. We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs. First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders. Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service. Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply. At Amwins, we win together - and have a good time doing it. Learn more about us at amwins.com. We see you in Amwins blue! Join our Amwins Access team in Mount Pleasant, SC as an Associate Underwriter! This is a full time, in office position in our Mt. Pleasant, SC office. We are looking for people with: 1 or more years of prior insurance experience and/or related degree from an accredited four-year university Ability to earn a Property & Casualty License within 90 days, cost reimbursed and study support provided by Amwins Excellent computer skills including Microsoft 365 proficiency with an emphasis in Excel spreadsheets Effective communication skills, verbal and in written Exceptional attention to detail and ability to multitask Ability to prioritize important and pressing tasks Each Associate Underwriter provides vital team functions: Review submission information required to issue new or renewal quotes Rate and prepare new or renewal quotes as directed by Underwriter Review and handle inspection recommendations and discrepancies Monitor various reports for consistency Potential for policy issuance and endorsement processing, including audits Assist in accounting procedures such as invoicing Data entry into multiple internet based systems Snapshot of what Amwins provides to our team members: Compensation includes a salary commensurate with experience Annual bonus potential Broad benefits package available Most benefits available first day of employment Medical, Dental, Vision, Life, etc Paternal Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc. Generous Paid Time Off and Company Holiday Schedule Collaborative, continuing education focused work environment Career advancement opportunities The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Work Schedule: Friday-Sunday 6:00 am-6:00 pm In this role, you will impact the overall efficiency of our production line, ensuring that processes run smoothly and that products meet the required specifications, ultimately driving customer satisfaction and business success. YOU MUST HAVE High school diploma or equivalent. Strong knowledge of processing equipment and manufacturing processes. Ability to perform routine maintenance and troubleshooting on processing equipment. Familiarity with safety protocols and quality control standards in a manufacturing setting. WE VALUE Experience in a fast-paced manufacturing environment. Attention to detail and a commitment to quality. Ability to work collaboratively in a team-oriented environment. Knowledge of Lean Manufacturing principles is a plus. U.S. PERSON REQUIREMENTS Due to compliance with U.S. export control laws and regulations, candidate must be a U.S. person, which is defined as, a U.S. citizen, a U.S. permanent resident, or have protected status in the U.S. under asylum or refugee status. BENEFITS OF WORKING FOR HONEYWELL In addition to a performance-driven salary, cutting-edge work, and developing solutions side-by-side with dedicated experts in their fields, Honeywell employees are eligible for a comprehensive benefits package. This package includes employer-subsidized Medical, Dental, Vision, and Life Insurance; Short-Term and Long-Term Disability; 401(k) match, Flexible Spending Accounts, Health Savings Accounts, EAP, and Educational Assistance; Parental Leave, Paid Time Off (for vacation, personal business, sick time, and parental leave), and 12 Paid Holidays. For more information visit: Benefits at Honeywell The application period for the job is estimated to be 40 days from the job posting date; however, this may be shortened or extended depending on business needs and the availability of qualified candidates. Posting Date: 12/11/2025 ABOUT HONEYWELL Honeywell International Inc. (Nasdaq: HON) invents and commercializes technologies that address some of the world's most critical challenges around energy, safety, security, air travel, productivity, and global urbanization. We are a leading software-industrial company committed to introducing state-of-the-art technology solutions to improve efficiency, productivity, sustainability, and safety in high-growth businesses in broad-based, attractive industrial end markets. Our products and solutions enable a safer, more comfortable, and more productive world, enhancing the quality of life of people around the globe. Learn more about Honeywell click here: Honeywell - The Future Is What We Make It THE BUSINESS UNIT Honeywell Aerospace Technologies (AT) products and services are found on virtually every commercial, defense, and space aircraft in the world. We build aircraft engines, cockpit and cabin electronics, wireless engage systems, mechanical components, and more, and engage many of them via our high-speed Wi-Fi offerings. Our solutions create healthier air travel, more fuel-efficient and better-maintained aircraft, more direct and on-time flight arrivals, safer skies and airports, and more comfortable flights, along with several innovations and services that reflect exciting and emerging new transportation methods such as self-reliant and supersonic flight. Revenues in 2023 for Honeywell Aerospace Technology were $14B and there are approximately 21,000 employees globally. Operate and monitor processing equipment to ensure optimal performance and quality output. Conduct routine inspections and maintenance of equipment to prevent downtime and ensure safety. Collaborate with team members to troubleshoot and resolve any processing issues that arise during production.

Job Description Embark on an exhilarating journey with Gilbert Motor Company in Chesnee, SC as a full-time Sales - Undewriting Manager! Are you ready to merge your passion for cars with your expertise in sales and finance? Look no further - we're searching for a driven individual like you to join our team. With competitive compensation of $45,000+/year, depending on experience, and comprehensive benefits and perks such as special events, flexible schedules, PTO, paid holidays, retirement with a 3% match, and a culture that fosters growth and success, this opportunity is bound to accelerate your career. Start your engines and apply now to become a key player in our dynamic dealership! OUR MISSION: At Gilbert Motors, we're more than a business; we're a family. Our mission is to redefine the automotive experience, offering a one-stop destination for all our customers' needs. With a close-knit team of 5, we've created a culture that values autonomy, fosters collaboration, and celebrates the joy of a job well done. Closed on weekends, we honor a work/life balance that sets us apart from the rest. Join us and become a vital part of a company where your skills make an impact, and your individuality is celebrated. YOUR ROLE: Each day, you arrive at the dealership, greeted by the buzz of excitement and possibility. As a Sales - Underwriting Manager, you're at the helm, steering customers toward their dream vehicles while navigating the intricacies of financing with finesse. From building relationships with clients to tailoring financing solutions to meet their needs, you're the ultimate problem-solver and trusted advisor. As the day unfolds, you'll immerse yourself in our extensive inventory, guide customers through their options, and celebrate each successful sale with a sense of pride and accomplishment. With every interaction, you're shaping the future of automotive sales and finance - and leaving a lasting impression on our valued clientele. TO SUCCEED, YOU NEED: 3+ years of customer service and automotive sales experience Strong understanding of automotive finance and lending practices Self-motivated personality with a drive to exceed sales targets Knowledge to understand pay stubs, fraud awareness, and verify documents submitted Must know how to structure an auto loan Proficiency in debt-to-income calculations This position is for underwriting auto loans for out related finance company. Prior experience in franchise dealerships and retail dealerships that submit deals to outside lenders will NOT be considered experience required for the open position. Preferred qualifications: Work experience in finance and insurance departments A financing background is highly desired Background in automotive loans and financing 3+ years of automotive finance experience YOUR TYPICAL SCHEDULE: Position Type: Full-time Schedule: Monday to Friday, 8:30 AM - 5:00 PM ELEVATE YOUR CAREER TO NEW HEIGHTS WITH GILBERT MOTOR COMPANY! Don't miss this chance to join a team that's revolutionizing the automotive industry. Our streamlined initial application process makes it easy to get started - simply click the link below to take the first step toward your future success. Apply now and unlock a world of opportunities as a Sales - Underwriting Manager! Job Posted by ApplicantPro

Jacksonville, Florida, United States of America **Hours:** 40 **Pay Details:** $43.75 - $70.00 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Credit Management **Job Description:** The Underwriter IV underwrites and evaluates the most complex conventional, FHA, VA, and CRA Residential Mortgage applications in compliance with bank policies and procedures. This job also underwrites and evaluates Home Equity and Consumer Loans. **Depth & Scope:** + Underwrites complex residential mortgage loans and evaluates risk while ensuring the quality of each loan submitted + Senior level loan decision authority, reviews and underwrites most complex portfolio loans - CEMA, Med/Pro, Construction, Jumbo and Wealth + Approves loans, issues alternative options, or adverse action accordingly using sound judgment while applying bank policies and procedures within risk tolerance + Independently considers, recommends and discusses alternative structures and overall assessments + Evaluates all documents and conditions loan accordingly + Identifies loans for exceptions while ensuring proper procedures are followed for approval and documentation; clears or resolves any issues + Escalates integrity issues as appropriate and ensures files are compliant to internal guidelines and external regulatory requirements + Maintains knowledge of loan product guidelines, internal policies and procedures, and regulatory requirements. + Indirect supervisory authority; coaches and mentors junior underwriters; assists with training and assesses analysis prepared for accuracy and compliance with policy, guidelines and procedures in all prepared loan recommendations to arrive at an appropriate credit decision + Obtains and reviews financial information and provide in-depth credit analysis practices + Acts as a subject matter expert in the most complex lanes or work **Education & Experience:** + 4 Year Degree or equivalent experience preferred + 5-7 Years of related experience + Strong knowledge of local market sector and industry trends + Ability to understand and interpret real estate appraisals + Ability to identify, analyze and mitigate project risks + Advanced written and verbal communication skill + General knowledge of Microsoft Office Suite + Strong interpersonal and negotiation skills + Strong Focus on documentation and risk management + Demonstrated ability to complete complex tax return analysis to determine cash flow income + History of underwriting complex jumbo loans in addition to thorough knowledge of agency guidelines **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.