Underwriter jobs in Orlando, FL

**The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.** Need Help? (https://pp-cdn.phenompeople.com/CareerConnectResources/prod/TBJTBFUS/documents/Career\_site\_FAQ-17**********0.pdf) _If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to_ Accessibility (careers@truist.com?subject=Accommodation%20request) _(accommodation requests only; other inquiries won't receive a response)._ **Regular or Temporary:** Regular **Language Fluency:** English (Required) **Work Shift:** 1st shift (United States of America) **Please review the following job description:** Provide comprehensive and skilled underwriting and decisioning support to the Bank's Wealth Division Advisors and Lenders, focused on maximizing strategic Wealth Credit opportunities within acceptable risk and profitability expectations. Execute upon the Wealth Lending process with a focus on consistency, quality, growth, and profitability. **ESSENTIAL DUTIES AND RESPONSIBILITIES** Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Provide exceptional underwriting analysis, structuring, pricing and decisioning for all Wealth Division credit requests requiring co-approval within acceptable risk parameters. 2. Demonstrate a deep understanding of complex cash flow and tax returns for clients with multiple revenue streams. 3. Exhibit the knowledge and ability to underwrite "specialty products" to include marine, recreation vehicles, securities, Regulation O, Regulation U, and airplanes. Includes knowledge related to lending to non-US citizens. 4. Utilize high level of credit knowledge to understand and justify situations that would warrant policy exceptions based on appropriate compensating factors. 5. Facilitate coaching and training to new advisors and lenders, and reinforce where applicable, to appropriately structure and document complex credit facilities with emphasis on identifying and mitigating exceptions. 6. Assist in underwriting Premier segmented clients when necessary and maintain the knowledge to underwrite all consumer products offered by Consumer Lending. 7. Share feedback and ideas to management that would help improve process and decisioning functions of the Wealth Lending Process. 8. Complete annual regulatory, compliance, job-related and career advancing training. **QUALIFICATIONS** **Required Qualifications:** The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree in business or related field and seven years of wealth, commercial and/or complex retail lending experience or equivalent education with related training. 2. Proficient analytical and problem-solving ability 3. Excellent interpersonal, verbal, and written communication skills 4. Advanced proficiency in credit underwriting analysis, problem-solving, deal-making, and risk management 5. Demonstrated proficiency in basic computer applications such as Microsoft Officer software products 6. Ability to travel, occasionally overnight **Preferred Qualifications:** 1. Graduate of a Leadership Development Program or similar training program at a financial institution. 2. Knowledge of Bank's operations, systems, compliance and regulatory issues 3. Experience in credit administration, risk management, commercial or small business underwriting analysis and relationship management. **General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site (***************************** . Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. **_Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace._** EEO is the Law (************************************************************************************************** E-Verify (https://pp-cdn.phenompeople.com/CareerConnectResources/prod/TBJTBFUS/documents/E-Verify\_Participation\_Poster-17**********1.pdf) IER Right to Work (https://pp-cdn.phenompeople.com/CareerConnectResources/prod/TBJTBFUS/documents/IER\_RightToWorkPoster-17**********8.pdf)

*This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.* About Us: Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous lines of business including professional liability, general liability, and commercial multi-peril risks. This structure provides maximum flexibility in responding to business opportunities as they arise. We pride ourselves on delivering exceptional service and innovative products to our clients. As part of our commitment to excellence, we are seeking a dynamic and experienced individual to join our team as an E&S Underwriter. Role Overview: As a Contract Bind Underwriter, you will play a critical role in driving the growth and profitability of our Contract Binding Division. You will be responsible for marketing our Property, Casualty and Inland Marine products to an exclusive wholesale broker, building and maintaining strong relationships, and underwriting risks in accordance with company guidelines and standards. Responsibilities Develop and execute marketing strategies to promote our products to an exclusive wholesale broker. Build and nurture relationships with key stakeholders, including brokers, agents, and internal teams, to drive business growth and retention. Evaluate and underwrite P&C risks, ensuring adherence to underwriting guidelines, policies, and procedures. Analyze and interpret data to determine risks and potential exposures. Analyze market trends, competitive landscape, and emerging risks to identify opportunities for product enhancement and innovation. Collaborate with the underwriting team to assess and price risks effectively while maintaining profitability targets. Provide exceptional customer service by responding to inquiries, resolving issues, and delivering timely underwriting decisions. Qualifications Bachelor's degree in Business, Finance, Insurance, or related field. 2-8 years of experience in the Excess & Surplus Lines Insurance Industry Strong knowledge of insurance principles, underwriting practices, and industry regulations. Proven track record of building and managing relationships with brokers and agents. Excellent analytical, negotiation, and decision-making skills. Ability to travel: 10 - 15% Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment. Effective communication and presentation skills, with the ability to influence and persuade stakeholders. About Our Company A premier national provider of property and casualty insurance, Atain is an A.M. Best “A” rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team! Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

Job ID 227037 Posted 15-Oct-2025 Service line Advisory Segment Role type Full-time Areas of Interest Capital Markets **About the role:** As a Senior Underwriter at CBRE, you will work with the underwriting team to perform all due diligence vital to make informed recommendations to CBRE's loan committee regarding the risks and mitigates for securing multifamily bridge loans and permanent agency multifamily loans. **What you'll do:** + Lead the sizing/underwriting/presentation of CBRE's multifamily bridge loan program through interaction with Producers, Borrowers, Legal, Investors and CBRE's internal loan committee. + Prepare underwriting submissions ensuring internal credit quality and investor compliance. + Prepare borrower credit analysis including determination of net worth, liquidity, overall financial strength, experience owning multifamily assets and acceptability of proposed borrower structure. + Evaluate the risk involved with issuing short-term loans for multifamily properties. + Assess the property's worth, including its current market value and potential After Repair Value (ARV). + Examine the property's ability to generate sufficient income to cover loan payments and other expenses, often through discounted cash flow (DCF) modeling. + Act as primary liaison between loan producer, investor, legal counsel, and closing officer throughout the underwriting process. + Perform property and market level due diligence, review third party reports and legal documents to ensure compliance with internal credit tolerances as well as investor requirements. + Present loan transaction details to CBRE's loan committee for approval. + Active participant in developing analysts and other underwriters on our team. + Ensure all required documentation is in order and the loan complies with the applicable regulations and guidelines. + Other related tasks include processing incoming exhibits and preparing final delivery of investor packages. + Lead by example and model behaviors that are consistent with CBRE RISE values. + Explain complex information to others in straightforward situations. **What you'll need:** To perform this job successfully, an individual will need to perform each crucial duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. + Bachelor's Degree strongly preferred with 2-5 years of relevant experience. + Understanding of existing procedures and standards to solve slightly complex problems. + Ability to analyze possible solutions using technical experience to apply appropriate judgment and precedents. + In-depth knowledge of Microsoft Office products. Examples include Word, Excel, Outlook, etc. + Strong organizational skills with an inquisitive mindset. + Advanced math skills. Ability to calculate complicated figures such as percentages, fractions, and other financial-related calculations. **Why CBRE?** When you join CBRE, you become part of the global leader in commercial real estate services and investment that helps businesses and people thrive. We are dynamic problem solvers and forward-thinking professionals who create significant impact. Our collaborative culture is built on our shared values - respect, integrity, service and excellence - and we value the diverse perspectives, backgrounds and skillsets of our people. At CBRE, you have the opportunity to chart your own course and realize your potential. We welcome all applicants. **Our Values in Hiring** At CBRE, we are committed to fostering a culture where everyone feels they belong. We value diverse perspectives and experiences, and we welcome all applications. **Applicant AI Use Disclosure** We value human interaction to understand each candidate's unique experience, skills and aspirations. We do not use artificial intelligence (AI) tools to make hiring decisions, and we ask that candidates disclose any use of AI in the application and interview process. **Disclaimers** Applicants must be currently authorized to work in the United States without the need for visa sponsorship now or in the future. **About CBRE Group, Inc.** CBRE Group, Inc. (NYSE:CBRE), a Fortune 500 and S&P 500 company headquartered in Dallas, is the world's largest commercial real estate services and investment firm (based on 2024 revenue). The company has more than 140,000 employees (including Turner & Townsend employees) serving clients in more than 100 countries. CBRE serves clients through four business segments: Advisory (leasing, sales, debt origination, mortgage serving, valuations); Building Operations & Experience (facilities management, property management, flex space & experience); Project Management (program management, project management, cost consulting); Real Estate Investments (investment management, development). Please visit our website at ************* CBRE carefully considers multiple factors to determine compensation, including a candidate's education, training, and experience. The minimum salary for the Senior Underwriter position is $120,000 annually and the maximum salary for the position is $140,000 annually. The compensation that is offered to a successful candidate will depend on the candidate's skills, qualifications, and experience. Successful candidates will also be eligible for a discretionary bonus based on CBRE's applicable benefit program. **Equal Employment Opportunity:** CBRE has a long-standing commitment to providing equal employment opportunity to all qualified applicants regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, pregnancy, age, citizenship, marital status, disability, veteran status, political belief, or any other basis protected by applicable law. **Candidate Accommodations:** CBRE values the differences of all current and prospective employees and recognizes how every employee contributes to our company's success. CBRE provides reasonable accommodations in job application procedures for individuals with disabilities. If you require assistance due to a disability in the application or recruitment process, please submit a request via email at recruitingaccommodations@cbre.com or via telephone at *************** (U.S.) and *************** (Canada). CBRE, Inc. is an Equal Opportunity and Affirmative Action Employer (Women/Minorities/Persons with Disabilities/US Veterans)

Underwriter FLSA Status: Non - Exempt The primary function of the Underwriter is for underwriting residential mortgage loans for the New Home Co. Examine loan documentation for accuracy and completeness to ensure loans meet eligibility requirements and to mitigate risk or loss to the company. Essential Duties and Responsibilities. Review all loan submissions submitted by origination staff and generate initial credit decision in accordance with FNMA, FHLMC, FHA, VA, USDA, Bond and other investor guidelines as well as internal overlays. Evaluate mortgage loan applications to determine eligibility, acceptability, and compliance with applicable state, federal and investor guidelines. Perform credit and property analysis on conventional and government loan files. Analyze complex tax returns and accurately calculate income. Input data and notes into the Encompass loan system. Maintain quality and production standards as set forth by management. Effectively communicate, orally, in writing, and via email, the decisions reached as to maintain positive working relationships with coworkers and customers. Personal Professional Standards. Project an image of professionalism through demeanor and appearance while acting with integrity and honesty. Strive for teamwork and cooperation and actively participate in goals for self-improvement. Managerial Responsibility: This position does not supervise other employees. Position Qualifications Highschool diploma; or general education degree (GED) required 4-year college degree preferred Direct Endorsement (DE) and/or LAPP/SAR certifications Must have working knowledge of Encompass or other LOS systems Proficient in Excel, Word, Outlook, PowerPoint. Conventional and Government underwriting experience. Superior knowledge of and experience with property and credit underwriting requirements of FNMA, FHLMC, FHA and VA, as well as other loan programs and private mortgage insurance companies Capability of working in a fast-paced environment, under pressure and meet time-sensitive deadlines, all while maintaining a high level of professionalism Superior analytical, organizational and problem-solving abilities Ability to work independently, analyze data, take and recommend appropriate actions with minimal supervision. Ability to exhibit professional written and verbal communication Excellent organizational and time management skills Demonstrated ability to interact effectively with others both internal and external Demonstrated judgment and decision-making ability Strong attention to detail, organization skills and follow-through capabilities Base Salary: The compensation range for this position is between $80,000 and $90,000per year, depending on experience and skillset. Base Salary is paid bi-weekly, every other Friday with an opportunity for monthly or quarterly bonuses. The physical demands described below are representative of those that must be met by an employee to successfully perform the essential functions of this job. Similarly, the work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Physical Requirements Requires the ability to bend, lift 1-15 pounds, reach, see, stand, sit, walk, hear, type and talk. The primary work location is an office setting with low to moderate noise level. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required. Universal Lending Corporation retains the discretion to add or change job duties at any time. Why Work for Universal Lending Corporation Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. We offer an inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. At Universal Lending Corporation you can work with other passionate, purposeful, and customer-centric people all sharing the same goal of helping people achieve their dreams. Universal Lending Corporation offers an aggressive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.

* This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.* About Us: Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous lines of business including professional liability, general liability, and commercial multi-peril risks. This structure provides maximum flexibility in responding to business opportunities as they arise. We pride ourselves on delivering exceptional service and innovative products to our clients. As part of our commitment to excellence, we are seeking a dynamic and experienced individual to join our team as an E&S Underwriter. Role Overview: As a Contract Bind Underwriter, you will play a critical role in driving the growth and profitability of our Contract Binding Division. You will be responsible for marketing our Property, Casualty and Inland Marine products to an exclusive wholesale broker, building and maintaining strong relationships, and underwriting risks in accordance with company guidelines and standards. Responsibilities * Develop and execute marketing strategies to promote our products to an exclusive wholesale broker. * Build and nurture relationships with key stakeholders, including brokers, agents, and internal teams, to drive business growth and retention. * Evaluate and underwrite P&C risks, ensuring adherence to underwriting guidelines, policies, and procedures. * Analyze and interpret data to determine risks and potential exposures. * Analyze market trends, competitive landscape, and emerging risks to identify opportunities for product enhancement and innovation. * Collaborate with the underwriting team to assess and price risks effectively while maintaining profitability targets. * Provide exceptional customer service by responding to inquiries, resolving issues, and delivering timely underwriting decisions. Qualifications * Bachelor's degree in Business, Finance, Insurance, or related field. * 2-8 years of experience in the Excess & Surplus Lines Insurance Industry * Strong knowledge of insurance principles, underwriting practices, and industry regulations. * Proven track record of building and managing relationships with brokers and agents. * Excellent analytical, negotiation, and decision-making skills. * Ability to travel: 10 - 15% * Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment. * Effective communication and presentation skills, with the ability to influence and persuade stakeholders. About Our Company A premier national provider of property and casualty insurance, Atain is an A.M. Best "A" rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team! Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

Underwriter I - UO08KEUnderwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies. - In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves. - Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy - Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral. - Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers - Actively drive and participate in an assigned amount of project work and special assignments - Ensure data integrity reports are promptly completed - Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance - Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools) QUALIFICATIONS: - Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math - Strong interpersonal and business communication skills - Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred - Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables) - Strong communication, presentation, interpersonal, analytical and research skills **This position can be filled at different levels depending on experience** This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $49,920 - $83,160 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (********************************************* Every day, a day to do right. Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day. About Us (************************************* Our Culture What It's Like to Work Here (************************************************** Perks & Benefits Legal Notice (***************************************** Accessibility Statement Producer Compensation (************************************************** EEO Privacy Policy (************************************************** California Privacy Policy Your California Privacy Choices (****************************************************** International Privacy Policy Canadian Privacy Policy (**************************************************** Unincorporated Areas of LA County, CA (Applicant Information) MA Applicant Notice (******************************************** Hartford India Prospective Personnel Privacy Notice

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Braishfield Associates, a division of Hull & Company, LLC, is a member of Bridge Specialty Group, and we are seeking a Personal Lines Underwriter to join our team in Orlando, FL. The primary responsibility of this role is to review new and renewal insurance applications to evaluate, classify, and rate risks for insurance and accept or reject applications. How You Will Contribute: Collect, review and analyze an applicant's relevant history and records to determine the level of risk for insuring new business, renewals & policy changes. Make recommendations for risks on acceptance of an application, renewal or policy change. Provide quote proposals for New Business, Renewals & Policy changes that are clear, concise and address the needs of the customer per Quality Control guidelines. Follow Carrier's guidelines as well as State & Federal regulations. Discussing with Team Leader for opportunities for considerations. Identify retail agencies for growth potential. Assists retail agents in problems with an account including researching and discussing with carriers. Gather & Provide feedback from retail agents on their input on market conditions and reporting findings to Team Leader. Assist with ongoing performance of accounts as assigned by Team Leader. Evaluate insurance claims for modifications to accounts &/or determine if underwriting activity needed. Verifies complete and proper coding. Compliance with Quality Control guidelines Other activities, duties, projects or tasks as assigned Licenses and Certifications: 2-20 or other state Property & Casualty equivalent license Skills & Experience to Be Successful: High School or equivalent education 3 years of personal lines insurance experience with a Wholesale Broker, MGA or Carrier Sales & Production driven mentality Proficient with MS Office Suite Experience in working in a paperless environment - strong PC skills required Exceptional telephone demeanor Ability to maintain a high level of confidentiality Must be detail oriented and possess the ability to multi-task Commitment to excellent customer service About Us: Bridge Specialty Group creates a more seamless way to connect the varying needs of our retail partners with the market clout and talents of our wholesale entities. Our more than 25 niche-focused brands reflect our deep experience and specialization in construction, general casualty, environmental liability, professional liability, health care, public entity, workers' comp, property and personal lines. With more than 50 locations and more than 2,000 team members throughout the United States and Europe, Bridge has access to more than 200 standard and excess & surplus lines carriers that support our $7+ billion premium book. Our focus is on bringing the power of collective size and specialty to the wholesale brokerage marketplace. Bridge Specialty Group - aligning risk with greater reach. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

Please, review and apply for this position through the QCI system following the link below (Copy and Paste): http://jobs.qcitech.com/jobseeker/Underwriter__Personal_Lines_Homeowners_J02157683.aspx *You can apply through Indeed using mobile devices with this link. Additional Information

Title Senior Underwriter - Consumer Loans - FL #2828 Provides quality underwriting through timely and thorough evaluation of consumer, home equity and small business loan applications. The primary focus will be on indirect loan applications. Approves or rejects loans within limit of authority. Communicates directly with automotive dealer employees on loan decisions and program guidelines. Principal Duties and Responsibilities: * Analyzes loan applications, credit bureau reports, collateral evaluation, member account data, financial statements, tax returns and other loan documentation in order to make consistent, sound lending decisions on consumer, home equity and smaller member business loans. * Communicates directly with dealer employees on loan decisions and negotiates with them on stipulated loan decisions to mitigate the risk associated with the application. Clearly explains reasons for stipulating or denying the loan request. * Effectively educates dealer employees on indirect program guidelines and strengthens dealer relationships through regular verbal and written communication. * Maintains higher credit authority and decisions larger or more complicated loans. * Maintains loan approval portfolio delinquency and charge-off ratios within established standards. * Meets or exceeds the loan production standards established for reviewing loans that fall into the consumer underwriting review queue. * Maintains an acceptable level of quality as determined by established loan error standards. * Reviews, evaluates and properly documents decisions on loan applications within the established decision response standards * Assists with underwriting other Consumer Loan products as needed. Education and Training: High School plus additional course work gained through attendance at vocational, technical or business school or equivalent experience. Prior Experience: 5 to 7 years prior experience in consumer lending underwriting with full approval/denial authority. including a minimum of 2 years underwriting indirect loans through indirect dealers. Interpersonal Skills: Interaction is with a variety of people inside or outside the organization. Communications are often difficult or stressful in nature. Contact with others involves complex, detailed and often sensitive topics. The job requires a high degree of interpersonal skills to deal with a range of complicated problem situations. Interactions involve gaining the agreement of others. Other Special Skills and Abilities: Demonstrates strong consumer and credit knowledge, policy/procedures expertise and analytical abilities. Ability to thoroughly analyze financial statements, credit bureau reports and other financial data and document findings. Knowledge of automated underwriting tools and related technology. Knowledge of and ability to apply consumer lending criteria, products, rates, processes, procedures, policies, and regulations. Knowledge of government regulations and compliance issues. Knowledge of credit bureau terminology. Ability to communicate clearly and effectively, both verbally and in writing, while working with customers (internal and/or external, as appropriate) to ensure complete understanding and comprehension of the intent and content of the communication. Bottom line requirements we need notes on with candidate submittal: 1. 5 + years of prior experience in consumer lending underwriting with full approval/denial authority including a minimum of 2 years underwriting indirect loans through indirect dealers. 2. Experience in non-mortgage consumer underwriting (e.g, automobiles, boats, credit cards and home equity lines of credit). 3. Local or close enough for a short easy move. 4. Salary expectations. Additional Information All your information will be kept confidential according to EEO guidelines.

Job DescriptionStable commercial insurance carrier is seeking a skilled Production Commercial Underwriter to support new and renewal business for agents, while increasing the company's presence in the territory, and help drive in profitable business. This production-oriented underwriter should be able to build relationships with their agents and identify target accounts. Key Responsibilities Underwrite new and renewal commercial business; visit agents and develop relationships Analyze submissions, approve or deny coverage based on risk, while identifying new business opportunities Conduct regular agency meetings; educate agents on product offerings virtually and in person Make underwriting recommendations on coverages, limits, pricing, and terms Rate and process new business, renewals, endorsements, and inspections Professionally represent the company at agency meetings and industry events Qualifications 5+ years of experience in commercial underwriting insurance Background working with a P&C insurance carrier Strong commercial underwriting knowledge and relationship-building skills High-energy, personable approach to client interactions Self-motivated with passion for the insurance business Technical proficiency in Commercial product lines Excellent organizational and time management abilities Willingness to travel (25-30% travel required) Benefits Excellent comprehensive benefits package Competitive compensation structure Career growth opportunities

Our client is a consulting firm focusing on engineering and fire protection solutions nationwide. Role is remote with 25% travel nationwide. Roles are full time salary with full benefits. We are currently looking for a full-time consultant with dust hazard and hazmat consulting experience. Responsibilities: Conduct field survey on processes, hazards and existing mitigation methods Evaluate material test reports to determine classification and hazard level of combustible particulates Perform engineering calculations to determine severity of hazard and adequacy of existing and proposed protection Perform dust hazard analysis (DHA) for industrial/manufacturing and warehouse clients. Write and review DHA reports Subject matter expert for clients on combustible dust testing practices, material sampling, test methods and interpretation of results Lead training course for clients Qualifications: Bachelor's Degree in Engineering, Fire Protection, or related field required Minimum 7+ years of experience in process safety with combustible dust . Hazmat experience is a nice plus Professional Engineer license, PE

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. JOB DESCRIPTION: Under technical direction, responsible for underwriting risks in our Small Commercial Business Unit. Responsible for underwriting the Connect (BOP), Workers Compensation, Auto and Umbrella segments. Works within specific limits of authority on assignments requiring significant technical complexity and coordination. Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations. Essential Duties & Responsibilities Performs a combination of duties in accordance with departmental guidelines: Underwriting Expertise * A positive and engaged team member with a growth mindset who works with assigned agencies to write profitable business for the Small Business Unit * Reviews applications and financial requirements to determine acceptability of risk in accordance with CNA's underwriting guidelines and documentation standards * Understands pricing components and rating methodology as well as use of predictive modeling tools; prices risk based on underwriting analysis * Uses all appropriate underwriting tools, disciplines and knowledge of strategies to ensure underwriting guidelines are followed * Demonstrates technical underwriting skills through strategic, thorough referrals, account reviews and file documentation * Prepares or analyzes information on adverse underwriting decisions, pricing, underwriting requirements, large loss reviews, and declinations in order to drive results within the assigned territory * Adheres to CAT guidelines and underwriting discipline to minimize exposure and appropriately price risk * Keeps current on state/territory issues, regulations and trends Portfolio Management * Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business and portfolio management goals * Prioritizes time and resources to effectively manage and optimize agent performance * Operates with an enterprise perspective to identify cross sell opportunities and create growth within other lines of business and customer segments * Demonstrates in-depth knowledge of CNA's products and appetite while clearly communicating CNA's position at the point of sale Sales & Distribution Management * Builds/maintains rigorous sales practices using all CNA systems including SalesForce.com and other sales tools and disciplines * Develops strong agency relationships to build pipeline, agency intelligence, and drives performance to meet and exceed results * Develops and implements agency-specific plans, monitors performance, and adjusts plan to ensure a substantial pipeline for future profitable growth * Drives effective internal and external relationship management and customer activities to build trust, facilitate negotiation and secure commitment with the customer * Proactively identifies cross-sell opportunities and partners with other underwriters to deliver comprehensive insurance solutions for the customer Skills, Knowledge & Abilities * Advanced knowledge of underwriting and P&C insurance industry theories and practices * Ability to work efficiently in a high paced environment where hard work is rewarded * Demonstrated high level of technical expertise and product specific knowledge * Strong interpersonal, communication and negotiation skills * Ability to effectively interact with all levels of CNA's internal and external business partners * Ability to work both independently and collaborate with others * Strong analytical and problem-solving skills * Ability to exercise independent judgment and to make critical business decisions effectively * Knowledge of Microsoft Office Suite as well as other business-related software * Demonstrated leadership skills Education & Experience * Bachelor's degree or equivalent experience. Professional designations preferred. * Typically, a minimum of three to five years of underwriting experience #LI-SM1 #LI-HYBRID #LI-REMOTE In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $54,000 to $103,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com. CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.

Commercial Underwriters support the revenue growth and asset quality of the commercial lending line of business by participating in new client relationship development activities, functioning as part of the lending partnership, monitoring existing client relationships, and managing credit risk to ensure that loans are quality assets and well-structured so as to mitigate portfolio risk. Understand the nature of the businesses and industries which the line of business serves. Promote and support the loan policies, credit culture, and strategic initiatives of the bank. Examine, evaluate, authorize, or recommend approval of customer applications for commercial loans. Effectively manage a commercial loan portfolio. Underwriters will utilize strong analytical skills, high-level understanding of business finance, and extensive knowledge to propose and provide solutions to meet customer needs. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Analyze the financial information on existing and potential customers to assess the borrower's and guarantor's financial condition and ability to repay a loan request, perform periodic or annual reviews and covenant tests, or a loan modification. Investigate all available sources of credit and financial information including reporting services, credit bureaus, and other companies for trade references. Understand the market(s) and industry in which the customer does business. Assess the collateral pledged as security. Meet with and/or call borrower and accountants. * Prepare and present financial information, industry data, economic influences, and other market information in the required format and analyze in detail for trends, ratios, cash flow, etc. Prepare analytical credit memoranda which are accurate and insightful, which identify and examine all risks, analyze sources of repayment, cite policy exceptions, and evaluate collateral. Become subject matter expert. * Maintain a thorough understanding of the credit culture and loan policy to inform, articulate, and advise of risk appetite and policy adherence and exceptions. * Underwriters should be able to handle all loan types, including complex borrowers, with little to no direction, and should be able to negotiate structure with Commercial Bankers on underwriting assignments. * Ensure loan agreements are complete and accurate according to loan approval. Support timely loan closing and funding activities. * Manage loan portfolio to ensure conformity and servicing with approved terms and compliance with all loan documents. Be cognizant of any developing trends. Proactively work to identify weakness in loans to minimize the bank's exposure, reduce credit risk, and mitigate delinquency and loss. This includes an on-going understanding of any changes in the risk profile of all loans, monitoring borrowers' compliance to the loan documents, obtaining and reviewing any required documentation or reports in a timely fashion, monitoring loan payments, tracking covenant compliance, and performing periodic borrower reviews on a regular basis. * Assist the Special Assets Department in the management of problem loans, supervision of Watch Loan plan execution, administration of non-accruals, and minimization of charge-offs. * Remain current on market and industry issues, trends, regulatory pronouncements, and analytical techniques. * Exercise time management and organizational skills. * Responsible for assisting other Underwriters to aid in covering overflow. * Adhere to Seacoast Bank's Code of Conduct. EDUCATION and/or EXPERIENCE: * A bachelor's degree (BS or BA) degree or higher from a four year accredited institution with a major in finance, accounting, or business preferred. * Minimum of ten years of relevant experience with commercial credit analysis, commercial lending, loan structuring, finance, underwriting, and portfolio management or equivalent. Competence may be demonstrated through one or a combination of the following: work experience, training, military experience, and/or education. Formal commercial credit training preferred. * Ability to develop and sustain analytic and risk management skills while actively participating in the successful execution of complex transactions. * Ability to apply sound judgment in the application of analytical conclusions to credit approval, loan structure, and management recommendations. * Familiarity with various industries and commercial property types. * Experience evaluating economic and market conditions in the markets or lines of business served. * Experience analyzing collateral and collateral valuation. * Knowledge of policies, procedures and operations of commercial lending including originations, underwriting, documentation, and credit risk analysis. * Formal credit training preferred. The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities. #LI-PF1

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, check out our Candidate Guide. JOB DESCRIPTION: Grow your underwriting career at a company that offers access and collaboration with the home office, ample promotional opportunities and evolving underwriting centers that allow you to focus on larger accounts. CNA's Commercial Middle Markets team provides standard lines commercial property and casualty insurance products such as General Liability, Property, Inland Marine, Commercial Auto, Workers' Compensation, and Umbrella to businesses of all sizes. Our Middle Markets team underwrites a diverse mix of business and industry classes including Manufacturing, Professional Services, Financial Institutions, Real-estate, Distributors, Technology, Wholesale, and Retail. Typical account sizes range from $75,000 up to $2,000,000 and over in premium on a multi-line basis. Essential Duties and Responsibilities 1. Underwriting Expertise · Reviews applications and financial requirements to determine acceptability of risk in accordance with CNA's guidelines and standards · Understands pricing components and rating methodology as well as use of the predictive modeling tools; prices risk based on financial and competitive analysis · Uses all appropriate underwriting tools (e.g., RST, BPMT, Merlin, etc.), disciplines and knowledge of strategies to ensure underwriting guidelines are followed · Demonstrates technical underwriting skills through strategic, thorough account reviews and file documentation · Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory · Adheres to CAT guidelines and underwriting discipline to minimize exposure and appropriately price · Keeps current on state/territory issues, regulations and trends 2. Portfolio Management · Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business and portfolio management goals · Prioritizes time and resources to effectively manage and optimize producer performance · Operates with an Enterprise perspective to identify cross sell opportunities and create growth within other lines of business and customer segments · Demonstrates in-depth knowledge of CNA's products and appetite while clearly communicating CNA's position at the point of sale 3. Sales & Distribution Management · Builds/maintains rigorous sales practices using all CNA systems including SalesForce.com and other sales tools and disciplines · Develops producer relationships to build pipeline, agency intelligence, and drives performance to meet and exceed results · Develops and implements distributor specific plans, monitors performance, and adjusts plan to ensure a substantial pipeline for future profitable growth · Drives effective relationship management and customer activities to build trust, facilitate negotiation and secure commitment with the customer · Proactively identifies cross-sell opportunities and partners with other underwriters to deliver comprehensive insurance solutions for the customer Driven by our commitment to our customers, CNA's winning behaviors (externally focused, accountable, collaborative, innovative, and continuously learning) distinguish us from our competitors. CNA employees exemplify these behaviors in all responsibilities and interactions. Knowledge, Skills and Abilities · Knowledge of underwriting processes, coverages, and tools to gather and evaluate information in order to reach appropriate decisions on renewals and new business · Ability to effectively interact and communicate with all levels of external and/or internal business partners within scope of responsibility, team and/or matrix environment · Ability to uncover customer needs, position specific solutions, handle objections and close deals · Ability to exercise judgment, negotiate and make sound business decisions effectively based on level of authority · Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly, adapt quickly to change, exercise influence, and manage and prioritize multiple concurrent projects #LI-SM1 #LI-HYBRID As determined by CNA and depending on the applicant's experience and/or qualifications, candidates may be hired into one of three Underwriter positions: Underwriter, Underwriting Specialist or Underwriting Consultant.. Typically starting at 3+ years of related experience. CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.

127562 Zurich is currently hiring an experienced Construction Property Underwriter (Level II or Level III) to join the Construction Property team at one of our locations in the south: Addison, TX, Houston, TX, Atlanta, GA, Charlotte, NC or Maitland, FL. Zurich gives you the tools and support to construct a rewarding career in the Insurance industry. We are looking for a Construction Property Underwriter (Level II or Sr. Level III) to work out of one our offices in the south. Addison, TX, Houston, TX, Atlanta, GA, Charlotte, NC or Maitland, FL. While this position will be based out of one of these locations, you will have the flexibility to work on a hybrid basis. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role will require you to be visible in the marketplace to meet with our agents and brokers. In this role you will be working with national wholesalers to drive growth with a focus on profitability. As Construction Property Underwriter (Level II or Level III) you will have a chance to use your marketing and analytical skills along with your knowledge of buildings to analyze and underwrite new and renewal property business both in the US and internationally. This is a market facing position and we are seeking someone with a strong sales execution mindset and knowledge of commercial construction property policies. There will be 20%-25% travel for this position. This role will be filled at either the Construction Property Underwriter (Level II) or Construction Property Underwriter (Level III). The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position. Key Accountabilities of this role: + Administer and monitor underwriting rules and guidelines, rating manual rules, and insurance laws and regulations. + Develop, maintain & collaborate with Line of Business representatives and other business-related needs, as appropriate. + Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition and works with customers and distributors (agents & brokers) to determine their insurance related needs and provide solutions. + Support the organization's sales culture by being a Help Point for agents, brokers and customers. + Proactively seek renewal and new account opportunities. + Complete detailed opportunity assessment with key distributors to identify growth opportunities. + Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity. + Make broker/customer and on-sight calls with a planned and well-prepared purpose. Basic Qualifications: Construction Property Underwriter (Level II): + High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.OR + High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area AND + Knowledge of line/s of business and the legal and regulatory guidelines + Knowledge of time restraints for quotes on new and renewal business + Experience with Microsoft Office OR Construction Property Underwriter (Level III): + High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area OR + High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area AND + Knowledge of Microsoft Office + Experience working on time restraints for quotes on new and renewal business + Experience working in a team environment Preferred Qualifications: + Bachelor's Degree + Commercial Construction Property underwriting experience and broker relationships in the South/Southeastern region + Ability to effectively assess risk + Strong negotiation skills + Superior skills in relationship building, active listening, needs analysis, and win-win negotiating Possess knowledge of time restraints for quotes on new and renewal business + Excellent oral and written communication skills + Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines + Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility + PC and related software skills + CPCU and ARM a plus At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere (****************************************** . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply as they will be considered based on their experience, skills, and education. The compensation indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled.The combined salary range for this position is $75,000.00 - $165,000.00. The proposed salary range for the Underwriting Specialistis $75,000.00 - $125,000.00, with short-term incentive bonus eligibility set at 10%. For the Executive Underwriteris $98,500.00 - $165,000.00, with short-term incentive bonus eligibility set at 15%. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500 . Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere (********************************* to learn more. Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - Addison, AM - Atlanta, AM - Dallas, AM - Houston, AM - Maitland, AM - Charlotte Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-JR1 #LI-ASSOCIATE #LI-HYBRID EOE Disability / Veterans

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Provide comprehensive and skilled underwriting and decisioning support to the Bank's Wealth Division Advisors and Lenders, focused on maximizing strategic Wealth Credit opportunities within acceptable risk and profitability expectations. Execute upon the Wealth Lending process with a focus on consistency, quality, growth, and profitability. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Provide exceptional underwriting analysis, structuring, pricing and decisioning for all Wealth Division credit requests requiring co-approval within acceptable risk parameters. 2. Demonstrate a deep understanding of complex cash flow and tax returns for clients with multiple revenue streams. 3. Exhibit the knowledge and ability to underwrite "specialty products" to include marine, recreation vehicles, securities, Regulation O, Regulation U, and airplanes. Includes knowledge related to lending to non-US citizens. 4. Utilize high level of credit knowledge to understand and justify situations that would warrant policy exceptions based on appropriate compensating factors. 5. Facilitate coaching and training to new advisors and lenders, and reinforce where applicable, to appropriately structure and document complex credit facilities with emphasis on identifying and mitigating exceptions. 6. Assist in underwriting Premier segmented clients when necessary and maintain the knowledge to underwrite all consumer products offered by Consumer Lending. 7. Share feedback and ideas to management that would help improve process and decisioning functions of the Wealth Lending Process. 8. Complete annual regulatory, compliance, job-related and career advancing training. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree in business or related field and seven years of wealth, commercial and/or complex retail lending experience or equivalent education with related training. 2. Proficient analytical and problem-solving ability 3. Excellent interpersonal, verbal, and written communication skills 4. Advanced proficiency in credit underwriting analysis, problem-solving, deal-making, and risk management 5. Demonstrated proficiency in basic computer applications such as Microsoft Officer software products 6. Ability to travel, occasionally overnight Preferred Qualifications: 1. Graduate of a Leadership Development Program or similar training program at a financial institution. 2. Knowledge of Bank's operations, systems, compliance and regulatory issues 3. Experience in credit administration, risk management, commercial or small business underwriting analysis and relationship management. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work

Title Senior Underwriter - Consumer Loans - FL #2828 Provides quality underwriting through timely and thorough evaluation of consumer, home equity and small business loan applications. The primary focus will be on indirect loan applications. Approves or rejects loans within limit of authority. Communicates directly with automotive dealer employees on loan decisions and program guidelines. Principal Duties and Responsibilities: * Analyzes loan applications, credit bureau reports, collateral evaluation, member account data, financial statements, tax returns and other loan documentation in order to make consistent, sound lending decisions on consumer, home equity and smaller member business loans. * Communicates directly with dealer employees on loan decisions and negotiates with them on stipulated loan decisions to mitigate the risk associated with the application. Clearly explains reasons for stipulating or denying the loan request. * Effectively educates dealer employees on indirect program guidelines and strengthens dealer relationships through regular verbal and written communication. * Maintains higher credit authority and decisions larger or more complicated loans. * Maintains loan approval portfolio delinquency and charge-off ratios within established standards. * Meets or exceeds the loan production standards established for reviewing loans that fall into the consumer underwriting review queue. * Maintains an acceptable level of quality as determined by established loan error standards. * Reviews, evaluates and properly documents decisions on loan applications within the established decision response standards * Assists with underwriting other Consumer Loan products as needed. Education and Training: High School plus additional course work gained through attendance at vocational, technical or business school or equivalent experience. Prior Experience: 5 to 7 years prior experience in consumer lending underwriting with full approval/denial authority. including a minimum of 2 years underwriting indirect loans through indirect dealers. Interpersonal Skills: Interaction is with a variety of people inside or outside the organization. Communications are often difficult or stressful in nature. Contact with others involves complex, detailed and often sensitive topics. The job requires a high degree of interpersonal skills to deal with a range of complicated problem situations. Interactions involve gaining the agreement of others. Other Special Skills and Abilities: Demonstrates strong consumer and credit knowledge, policy/procedures expertise and analytical abilities. Ability to thoroughly analyze financial statements, credit bureau reports and other financial data and document findings. Knowledge of automated underwriting tools and related technology. Knowledge of and ability to apply consumer lending criteria, products, rates, processes, procedures, policies, and regulations. Knowledge of government regulations and compliance issues. Knowledge of credit bureau terminology. Ability to communicate clearly and effectively, both verbally and in writing, while working with customers (internal and/or external, as appropriate) to ensure complete understanding and comprehension of the intent and content of the communication. Bottom line requirements we need notes on with candidate submittal: 1. 5 + years of prior experience in consumer lending underwriting with full approval/denial authority including a minimum of 2 years underwriting indirect loans through indirect dealers. 2. Experience in non-mortgage consumer underwriting (e.g, automobiles, boats, credit cards and home equity lines of credit). 3. Local or close enough for a short easy move. 4. Salary expectations. Additional Information All your information will be kept confidential according to EEO guidelines.

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. JOB DESCRIPTION: When you join CNA an Underwriting Specialist you will be responsible for underwriting US risks produced from CNA Canada, CNA UK and CNA Europe for the underwriting lifecycle from submission through policy issuance, for both new business and renewal. Recognized as the technical expert in the international underwriting specialty, you will work within the broadest limits of authority requiring the highest degree of technical complexity and coordination. This hybrid position, three days per week in office, may be in any of the following metropolitan cities: Chicago, Radnor, PA or Lake Mary, FL. Essential Duties & Responsibilities Performs a combination of duties in accordance with departmental guidelines: 1. Reviews applications and financial requirements for risks requiring complex underwriting skills. 2. Determines acceptability of risk in accordance with company guidelines and standards. Also, determines the need for additional evidence of insurability and appropriate strategy. 3. Determines appropriate pricing based on financial and competitive analysis in line with compliance requirements. 4. Prepares quotes and answers questions from agencies, policyholders or other external contacts and escalates issues to management along with proposed solutions as necessary. 5. Negotiates with agents to reach positive and profitable outcomes. 6. Notifies agencies of adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations. 7. Analyzes quality, quantity, and profitability of risks underwritten and prepares reports for management review. 8. Markets products and services through agencies or through the brokerage community and makes field visits. 9. Develops and maintains agency and/or broker relationships. 10. May provide guidance and assistance to other underwriters and to other functional areas, particularly when related to cross-sell opportunities. 11. Keeps current on state/territory issues and regulations, industry activity and trends and freely shares information with others. 12. Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities. 13. Works with more senior underwriters or management on risks exceeding authority level or requiring special handling. Skills, Knowledge & Abilities 1. Advanced knowledge of underwriting and insurance industry theories and practices. 2. Demonstrated high level of technical expertise and product specific knowledge. 3. Strong interpersonal communication and negotiation skills. Ability to effectively interact with all levels of CNA's internal and external business partners. 4. Ability to work independently. 5. Strong analytical and problem-solving skills. 6. Ability to exercise independent judgment and to make critical business decisions effectively. 7. Knowledge of Microsoft Office Suite as well as other business-related software. 8. Demonstrated leadership skills. Education & Experience 1. Bachelor's degree or equivalent experience. Professional designations preferred. 2. Typically, three to five years' underwriting experience. As determined by CNA and depending on the applicant's experience and/or qualifications, candidates may be hired into one of three Underwriter positions: Underwriter, Underwriting Specialist, or Underwriting Consultant. Typically, 3+ years of related experience. #LI-MA1 #LI-Hybrid In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $54,000 to $103,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com. CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.

Commercial Underwriters support the revenue growth and asset quality of the commercial lending line of business by participating in new client relationship development activities, functioning as part of the lending partnership, monitoring existing client relationships, and managing credit risk to ensure that loans are quality assets and well-structured so as to mitigate portfolio risk. Understand the nature of the businesses and industries which the line of business serves. Promote and support the loan policies, credit culture, and strategic initiatives of the bank. Examine, evaluate, authorize, or recommend approval of customer applications for commercial loans. Effectively manage a commercial loan portfolio. Underwriters will utilize strong analytical skills, high-level understanding of business finance, and extensive knowledge to propose and provide solutions to meet customer needs. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Analyze the financial information on existing and potential customers to assess the borrower's and guarantor's financial condition and ability to repay a loan request, perform periodic or annual reviews and covenant tests, or a loan modification. Investigate all available sources of credit and financial information including reporting services, credit bureaus, and other companies for trade references. Understand the market(s) and industry in which the customer does business. Assess the collateral pledged as security. Meet with and/or call borrower and accountants. * Prepare and present financial information, industry data, economic influences, and other market information in the required format and analyze in detail for trends, ratios, cash flow, etc. Prepare analytical credit memoranda which are accurate and insightful, which identify and examine all risks, analyze sources of repayment, cite policy exceptions, and evaluate collateral. Become subject matter expert. * Maintain a thorough understanding of the credit culture and loan policy to inform, articulate, and advise of risk appetite and policy adherence and exceptions. * Underwriters should be able to handle all loan types, including complex borrowers, with little to no direction, and should be able to negotiate structure with Commercial Bankers on underwriting assignments. * Ensure loan agreements are complete and accurate according to loan approval. Support timely loan closing and funding activities. * Manage loan portfolio to ensure conformity and servicing with approved terms and compliance with all loan documents. Be cognizant of any developing trends. Proactively work to identify weakness in loans to minimize the bank's exposure, reduce credit risk, and mitigate delinquency and loss. This includes an on-going understanding of any changes in the risk profile of all loans, monitoring borrowers' compliance to the loan documents, obtaining and reviewing any required documentation or reports in a timely fashion, monitoring loan payments, tracking covenant compliance, and performing periodic borrower reviews on a regular basis. * Assist the Special Assets Department in the management of problem loans, supervision of Watch Loan plan execution, administration of non-accruals, and minimization of charge-offs. * Remain current on market and industry issues, trends, regulatory pronouncements, and analytical techniques. * Exercise time management and organizational skills. * Responsible for assisting other Underwriters to aid in covering overflow. * Adhere to Seacoast Bank's Code of Conduct. EDUCATION and/or EXPERIENCE: * A bachelor's degree (BS or BA) degree or higher from a four year accredited institution with a major in finance, accounting, or business preferred. * Minimum of ten years of relevant experience with commercial credit analysis, commercial lending, loan structuring, finance, underwriting, and portfolio management or equivalent. Competence may be demonstrated through one or a combination of the following: work experience, training, military experience, and/or education. Formal commercial credit training preferred. * Ability to develop and sustain analytic and risk management skills while actively participating in the successful execution of complex transactions. * Ability to apply sound judgment in the application of analytical conclusions to credit approval, loan structure, and management recommendations. * Familiarity with various industries and commercial property types. * Experience evaluating economic and market conditions in the markets or lines of business served. * Experience analyzing collateral and collateral valuation. * Knowledge of policies, procedures and operations of commercial lending including originations, underwriting, documentation, and credit risk analysis. * Formal credit training preferred. The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities. #LI-PF1