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Underwriter jobs in Palm Beach Gardens, FL

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  • Government Underwriter, Correspondent Operations Non-Delegated

    Onity External

    Underwriter job in West Palm Beach, FL

    The Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Functions and Responsibilities: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor, company, VA and FHA guidelines Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms Sign off conditions in a timely manner set by management Work with staff and management to find solutions on escalated loans May be requested to make recommendations for improving Internal Audit's policies and practices Manage loans by using all functions of Encompass Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments Other duties as assigned Qualifications: To perform this job successfully, an individual must have the following education and/or experience: Two to four years related experience or equivalent, DE Underwriter as well as VA Credit and Appraisal authority required Must have mortgage industry experience. Thorough working knowledge of real estate documentation, policies, compliance, and procedures High level of proficiency with mortgage loan processing and underwriting systems Commitment to excellence and high standards Excellent written and oral communication skills Strong organizational, problem-solving, and analytical skills Ability to manage priorities and workflow Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm Acute attention to detail Proficient on computer programs required for position Excellent customer service skills Proven ability to handle multiple projects and meet deadlines Good judgment with the ability to make timely and sound decisions Ability to effectively present information and respond to questions Bilingual Spanish a plus Training/Licensing Requirements: Must pass the Company's Background Screening process prior to beginning employment. Additionally, as a condition of employment, you may be required to pass client-specific background check requirements or Federal/State licensing requirements, if applicable. Work Schedule: Work hours are 8 am to 5 pm PST Monday through Friday. The salary range for this position is expected to be $85,000 to $105,000 depending on geographic location, experience, and other qualifications of the successful candidate. #PHH
    $85k-105k yearly Auto-Apply 36d ago
  • Government Underwriter, Correspondent Operations Non-Delegated

    Onity

    Underwriter job in West Palm Beach, FL

    The Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Functions and Responsibilities: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor, company, VA and FHA guidelines Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms Sign off conditions in a timely manner set by management Work with staff and management to find solutions on escalated loans May be requested to make recommendations for improving Internal Audit's policies and practices Manage loans by using all functions of Encompass Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments Other duties as assigned Qualifications: To perform this job successfully, an individual must have the following education and/or experience: Two to four years related experience or equivalent, DE Underwriter as well as VA Credit and Appraisal authority required Must have mortgage industry experience. Thorough working knowledge of real estate documentation, policies, compliance, and procedures High level of proficiency with mortgage loan processing and underwriting systems Commitment to excellence and high standards Excellent written and oral communication skills Strong organizational, problem-solving, and analytical skills Ability to manage priorities and workflow Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm Acute attention to detail Proficient on computer programs required for position Excellent customer service skills Proven ability to handle multiple projects and meet deadlines Good judgment with the ability to make timely and sound decisions Ability to effectively present information and respond to questions Bilingual Spanish a plus Training/Licensing Requirements: Must pass the Company's Background Screening process prior to beginning employment. Additionally, as a condition of employment, you may be required to pass client-specific background check requirements or Federal/State licensing requirements, if applicable. Work Schedule: Work hours are 8 am to 5 pm PST Monday through Friday. The salary range for this position is expected to be $85,000 to $105,000 depending on geographic location, experience, and other qualifications of the successful candidate. #PHH
    $85k-105k yearly Auto-Apply 36d ago
  • Underwriter/Broker

    Arthur J Gallagher & Co 3.9company rating

    Underwriter job in Fort Lauderdale, FL

    Introduction At Risk Placement Services, we're more than just a team - we thrive on collaboration, creativity, and tackling challenges head-on. Our culture fosters an environment where every idea counts, and every individual's contribution matters. Step into a world of excitement and innovation as we work with top-rated carriers to design robust coverage for our clients. Unleash your potential and join our spirited team, where you'll have the freedom to explore and the support to grow. We believe that every candidate brings something special to the table, including you! So, even if you feel that you're close but not an exact match, we encourage you to apply. Overview The Underwriter/Broker is responsible for fostering revenue growth by delivering Retail Agents an efficient underwriting service and facilitating access to national markets through established relationships with Specialty Carriers. How you'll make an impact * Prospect for new business by actively networking and building relationships with Independent Retail Agents and Carrier Underwriters to achieve production goals. * Build strong relationships with Specialty Carriers to ensure competitive pricing and access to coverage on various types of risk. * Pre-qualify submissions and ensure focus on high probability sales opportunities, while following Carrier guidelines to maintain a profitable book of business. * Develop and maintain deep expertise on insurance solutions for specific product lines, industry segments and business types. * Analyze submissions from Retail Agents and quickly determine the best available Carrier, coverage, forms and premium. * Gather information on client risks and determine potential areas of exposure RPS could also quote. * Proactively stay abreast on relevant industry and market trends that impact underwriting guidelines, pricing and premiums. * Ensure business partners understand RPS' full-range of risk solutions as their business needs evolve. * May be assigned a support team to lead, train and oversee work product. * Able to travel as needed. * Detail-oriented; strong analytical skills and excellent communication and interpersonal skills. * Business development skills. Builds relationships with Retail Brokers. * Demonstrates appropriate urgency in driving towards production goals. * Sets challenging revenue growth goals and develops and executes sales plans to ensure success. * Leverages data and tools to identify client risks and develop a comprehensive insurance solution. * Sets a high standard for responsiveness and commitment to meet the needs of Retailers and their clients. * Conveys insurance and risk management expertise in ways that build trust, credibility and establishes RPS as the "one source" insurance provider. About You Required: Bachelor's degree and 3 years related experience required. Working knowledge of Microsoft Windows applications and Microsoft Office. Behaviors: Assignments are broad in nature and usually require originality and ingenuity. Compensation and benefits We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits. Below are the minimum core benefits you'll get, depending on your job level these benefits may improve: * Medical/dental/vision plans, which start from day one! * Life and accident insurance * 401(K) and Roth options * Tax-advantaged accounts (HSA, FSA) * Educational expense reimbursement * Paid parental leave Other benefits include: * Digital mental health services (Talkspace) * Flexible work hours (availability varies by office and job function) * Training programs * Gallagher Thrive program - elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing * Charitable matching gift program * And more... We value inclusion and diversity Click Here to review our U.S. Eligibility Requirements Inclusion and diversity (I&D) is a core part of our business, and it's embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work. Gallagher embraces our employees' diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest. Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as "protected characteristics") by applicable federal, state, or local laws. Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.
    $52k-95k yearly est. 21d ago
  • Auto Underwriter

    H Gregory 1 Inc.

    Underwriter job in West Palm Beach, FL

    ABOUT US: HGreg is one of the fastest growing automotive groups in North America. Founded in 1993, HGreg operates 31 new and used dealerships throughout the United States and Canada, and plans to continue expansion in the U.S. SUMMARY: The Auto Underwriter is responsible for facilitating the submission of credit applications to HGreg's preferred lenders with the aim of obtaining approval for car purchases. This position involves analyzing credit data, financial statements, income documents, proof of residency, and other pertinent documents of individuals to assess the level of risk involved in extending credit and securing loan approval. ESSENTIAL DUTIES: Submit credit applications to HGreg's preferred lenders to obtain approvals for car purchases. Analyze credit data, financial statements, income documents, proof of residency, and other relevant documents to determine the level of risk involved in extending credit. Review credit reports and ensure the accuracy of the information. Communicate with lenders, customers, and other departments to facilitate timely and efficient processing of credit applications. Maintain accurate records of credit applications, approvals, and rejections. Provide guidance and assistance to customers regarding credit requirements and loan options. Stay up-to-date with lending regulations and credit policies to ensure compliance. Collaborate with team members to optimize the credit application process and improve customer experience. Adhere to established performance metrics and goals. Possess basic knowledge of computers and programs such as Microsoft Office applications, Dealer socket, DealerTrack, Google applications and Reynolds. SCHEDULE: 5 days a week including weekends 2 days off. PAY: Salary plus commission up to $ 150,000.00 EXPERIENCE DESIRED: Minimum of three (3) years current Auto Credit experience with background in loan processing is preferred. Demonstrates analytical thinking - analyzes information, identifies key issues and draws logical conclusions Strategic thinker - identifies opportunities to achieve goals while anticipating impacts and consequences to the business Must be able to work independently in a fast-paced, goal-oriented environment LICENSE: Must maintain a valid in-state Driver's License and be considered insurable with the dealerships insurance policy. WHAT WE OFFER: Dental insurance 401(K) Health insurance Vision insurance Paid Time Off Paid Group Term Life Insurance Paid Training to promote professional growth Employee Assistance Program (EAP) Supplemental Personal Accident Insurance PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Sit and/or stand interchangeably throughout the day. Sit and/or stand for long periods at a time. Use hands, fingers and arms continually, frequently and throughout the day. Bend, crouch, crawl, stoop and kneel continually, frequently and throughout the day. Operate and drive vehicles or equipment in a safe manner. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Reasonable accommodation will be made to enable individuals with disabilities to perform the essential functions.
    $39k-70k yearly est. Auto-Apply 60d+ ago
  • Production Underwriter/Broker

    Bridge Specialty Group

    Underwriter job in Boca Raton, FL

    Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Hull and Company is seeking a Production Underwriter/Broker to join team in Boca Raton, FL. . How You Will Contribute Build agent and broker relationships Manage current book of business Provide excellent customer service Seek opportunities to access and cultivate new markets Effectively manage carrier relationships Provide guidance and training to Assistant Broker Review and analyze risks, ensuring all required information is obtained Foster and seek relationships with teammates across all levels of Hull & Company and Brown & Brown Ensure compliance with government agencies and corporate policies and procedures Attend training sessions, courses, etc. to maintain up-to-date skills Always conduct the highest level of confidentiality Other duties as needed Skills & Experience to Be Successful 2 - 5 years' experience in Commercial Multi-Line Insurance Sales and production driven mentality Experience working in a paperless environment preferred Must be detail-oriented and possess the ability to multi-task Proficiency in Microsoft Office 365 Exceptional customer service and interpersonal skills Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.
    $39k-70k yearly est. Auto-Apply 60d+ ago
  • Mortgage Underwriter - Government

    K. Hovnanian Companies 4.8company rating

    Underwriter job in Boynton Beach, FL

    K. Hovnanian American Mortgage is uniquely positioned to deliver the keys to making our customer's dream of home ownership a reality better than any other lender. Why? Because K. Hovnanian Homes is celebrating over 65 years of quality and leadership in the home building industry and their homebuyers are our exclusive clients. These families have put their dreams in our hands, and you can as well. Acceptance or denial of a loan rests upon your analysis. Applicants, inspectors and creditors alike await the judgments of your keen examination of their forms and reports. Your findings weigh heavily on decisions that mean profit or loss and your ability to reason, analyze, calculate and draw fair and valid conclusions is well documented. Not only are you adept at weighing a multitude of factors to determine the degree of risk, but you have the communication skills to effectively present this information and respond to questions from customers and the general public, as well as to groups of managers and other Associates. Qualifications for this position include high school diploma or general education degree (GED) and two years government and conventional experience and/or training with a minimum of two years underwriting government and conventional products. Our commitment K. Hovnanian American Mortgage, LLC, an indirect subsidiary of Hovnanian Enterprises, Inc., a well-respected publicly traded company, is committed to providing an environment and programs that help our associates flourish. You can look forward to professional support and extensive benefits-including medical/dental/vision coverage, discounts on mortgages and home appliances, and a 401(k) plan with company match. Note to Search Firms K. Hovnanian American Mortgage, LLC is not accepting unsolicited assistance from search firms for this employment opportunity. Please, no phone calls or emails. All resumes submitted by search firms to any associate at K. Hovnanian via email, the Internet or in any form and/or method without a valid written search agreement in place for this position will be deemed the sole property of K. Hovnanian. No fee will be paid in the event the candidate is hired by K. Hovnanian as a result of the referral or through other means.
    $57k-103k yearly est. 24d ago
  • Renewal Underwriter

    The Jonus Group 4.3company rating

    Underwriter job in Fort Lauderdale, FL

    ABOUT US: Our client is a leading commercial auto insurance carrier dedicated to providing tailored coverage and risk management solutions for fleet operators, owner-operators, and commercial transportation businesses across the country. A commitment to underwriting excellence and client service has made them a trusted partner in the industry. COMPENSATION: $55,000 - $60,000/year Full Medical Benefits Generous PTO Plan REQUIREMENTS: 1+ years of commercial underwriting experience, preferably in commercial auto or transportation lines Strong knowledge of commercial auto insurance coverage, rating methodologies, and risk assessment practices Excellent analytical and decision-making skills Ability to work independently and manage a high-volume renewal portfolio Proficient in underwriting software systems and Microsoft Office Suite Strong communication and relationship-building skills with brokers and internal teams Bachelor's degree in business, insurance, risk management, or a related field preferred CPCU, AU, or other relevant industry designations a plus JOB RESPONSIBILITIES: Evaluate and underwrite renewal policies for commercial auto accounts, ensuring adherence to underwriting guidelines, company risk appetite, and regulatory compliance Analyze loss history, risk characteristics, and coverage needs to determine pricing, terms, and conditions Collaborate with agents and brokers to negotiate renewals, clarify submissions, and maintain strong business relationships Identify accounts that require modifications or non-renewal due to risk exposure or loss performance Ensure timely processing of renewals and related documentation in internal systems Provide guidance and mentorship to underwriting assistants or junior underwriters as needed Participate in audit and quality review processes to ensure underwriting discipline and documentation standards #LI-PR1 INDTJG-CTT
    $55k-60k yearly 60d+ ago
  • Senior Environmental Underwriter (Sr. Level III or AVP Level IV)

    Zurich Na 4.8company rating

    Underwriter job in Fort Lauderdale, FL

    127364 Zurich is seeking an experienced Senior Environmental Underwriter, (Senior Level III or AVP Level IV)to join our National Accounts Environmental team in Zurich's Atlanta office.We may, at the sole discretion of the Hiring Manager, be willing to hire at other Zurich offices or remotely in the Southern territory. This role will be filled at either the Senior Environmental Underwriter (Level III) or AVP, Environmental Underwriter (Level IV). The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position. As a Senior Environmental Underwriter,(Sr. Level III or AVP Level IV)you will handle complex new and renewal domestic Environmental accounts and serve as a Subject Matter Expert on the team. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships with Select Brokers focused in the southern territory. In this role, you will: + Administer and monitor underwriting rules and guidelines, insurance laws and regulations, and rating annual rules. + Develop, maintain & collaborate with Line of Business representatives on referrals and other business related needs, as appropriate. + May provide guidance to lower level associates. + Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition and works with customers and distributors (agents & brokers) to determine their insurance related needs and provide solutions. + Supports the sales culture by being a Help Point for agents, brokers and customers. + Proactively seek renewal and new account opportunities. + Complete detailed opportunity assessment with key distributors to identify growth opportunities + Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity. + Make broker/customer and on-sight calls with a planned and well-prepared purpose Basic Qualifications, Senior Level III: + High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area OR + High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area AND + Knowledge of Microsoft Office + Experience working on time restraints for quotes on new and renewal business + Experience working in a team environment OR Basic Qualifications, AVP Level IV: + High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Market Facing area OR + High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area AND + Experience with Microsoft Office Preferred Qualifications (Both Levels): + Bachelor's Degree + Technical knowledge of Environmental Underwriting + Established broker relationships (retail brokers) within the south region + Sales execution mindset + Creative problem solving skills + Strong verbal and written communication skills At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere (****************************************** . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply as they will be considered based on their experience, skills, and education. The compensation indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The combined salary range for this position is $98,500.00- $215,000.00. The proposed salary range for the Senior is $98,500.00 - $165,000.00, with short-term incentive bonus eligibility set at 15%. For the AVP is $130,000.00- $215,000.00, with short-term incentive bonus eligibility set at 20%. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500 . Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere (********************************* to learn more. Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - Georgia Virtual Office, AM - Atlanta, AM - Dallas, AM - Houston, AM - Florida Virtual Office, AM - St. Louis, AM - Nashville, AM - Ft. Lauderdale, AM - Jacksonville, AM - Memphis, AM - Miami Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-BN1 #LI-DIRECTOR #LI-HYBRID EOE Disability / Veterans
    $40k-80k yearly est. 60d+ ago
  • Sr. CRE & C&I Underwriter

    Angott Search Group

    Underwriter job in West Palm Beach, FL

    Park Avenue Group, a subsidiary of Angott Search Group, is pleased to partner wit ha leading financial institution in their search for a skilled Senior Commercial Release and C&I Underwriter to lead a team in underwriting CRE and C&I loans up to $25 million. This role will focus on a variety of loan types including small construction projects, investment properties, retail centers, warehouses, and spec homes. Key Responsibilities: Lead and mentor a team of underwriters Underwrite complex CRE and C&I loans, ensuring sound credit decisions Analyze financial statements, market data, and collateral Collaborate with lenders and credit partners to structure deals that align with risk appetite Ensure compliance with internal policies and regulatory requirements Qualifications: 5+ years of experience in commercial credit underwriting (CRE and C&I focus) Strong knowledge of loan structures, financial analysis, and real estate markets Experience underwriting loans up to $25MM, including small construction and investment properties Leadership experience or strong leadership capabilities preferred Bachelor's degree in finance, accounting, or related field
    $42k-83k yearly est. 60d+ ago
  • Commercial Underwriter / Portfolio Management Officer

    Amerant Bancorp Inc.

    Underwriter job in West Palm Beach, FL

    This position is responsible for the overall management of the Commercial Banking Loan Portfolio. Assist in the maintenance of the credit quality, portfolio administration and monitoring of credit quality for the commercial loan portfolio and accounts for both C&I and CRE loans. Monitor portfolio and individual loan relationship trends, including to clear exceptions. Contribute to the quality and Credit Risk Management of the department's loan portfolio. Duties and responsibilities include: * Responsible for coordinating and streamlining Leap Process in order to facilitate the approval process. Reports to Commercial Banking Manager all Leap Process issues found in this area. * Responsible for administrating and monitoring the 30+ day delinquencies, risk rating process (CARs), as well as assisting in the identifying red flags or problems within the portfolio. Reports to Commercial Banking Manager all portfolio issues found in these areas. * Conduct analysis/underwriting functions, as needed * Responsible for monitoring exception, covenant and delinquent reports on a weekly basis. Reports to Commercial Banking Manager all portfolio issues and irregularities found in these reports. * On-going review of future maturities for timely disposition. * Provide support on new business activities by screening preliminary data and follow up in obtaining required documentation. * Identify, track and monitor loan policy exceptions, review credits with loan covenants and verify compliance. * Coordinate delinquent loan monitoring of assigned portfolio recommend appropriate action. Report status to supervisor. * Review Commitment Letters for accuracy and consistency with credit services / underwriting recommendations. * Attend seminars and training sessions to keep abreast of changing regulations, as well as industry/market trends and conditions. * Provide assistance in other areas within the department, as required, covering during vacation or absenteeism Minimum Education and/or Certifications Requirements: * Bachelor's in Accounting or Finance required or 8 years of portfolio management experience. * Formal credit training required. Minimum Work Experience Requirements: * 7+ years of professional experience in lending field, credit analysis/underwriting of loans. * 6+ years assisting in the maintenance of credit quality, portfolio administration and monitoring of credit quality for the commercial loan portfolio and accounts for both C&I and CRE loans. * Knowledge of Bank documentation and other bank products Technical and/or Other Essential Knowledge: * Previous knowledge with Fiserv EFT, Nautilus, CBS AS400, Datapro * Proficiency using Microsoft Office 365 products including MS Word, MS Visio, MS Excel, MS Teams, and MS PowerPoint
    $47k-80k yearly est. 11d ago
  • Commercial Underwriter III

    Seacoast National Bank 4.9company rating

    Underwriter job in Fort Lauderdale, FL

    Commercial Underwriters support the revenue growth and asset quality of the commercial lending line of business by participating in new client relationship development activities, functioning as part of the lending partnership, monitoring existing client relationships, and managing credit risk to ensure that loans are quality assets and well-structured so as to mitigate portfolio risk. Understand the nature of the businesses and industries which the line of business serves. Promote and support the loan policies, credit culture, and strategic initiatives of the bank. Examine, evaluate, authorize, or recommend approval of customer applications for commercial loans. Effectively manage a commercial loan portfolio. Underwriters will utilize strong analytical skills, high-level understanding of business finance, and extensive knowledge to propose and provide solutions to meet customer needs. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Analyze the financial information on existing and potential customers to assess the borrower's and guarantor's financial condition and ability to repay a loan request, perform periodic or annual reviews and covenant tests, or a loan modification. Investigate all available sources of credit and financial information including reporting services, credit bureaus, and other companies for trade references. Understand the market(s) and industry in which the customer does business. Assess the collateral pledged as security. Meet with and/or call borrower and accountants. * Prepare and present financial information, industry data, economic influences, and other market information in the required format and analyze in detail for trends, ratios, cash flow, etc. Prepare analytical credit memoranda which are accurate and insightful, which identify and examine all risks, analyze sources of repayment, cite policy exceptions, and evaluate collateral. Become subject matter expert. * Maintain a thorough understanding of the credit culture and loan policy to inform, articulate, and advise of risk appetite and policy adherence and exceptions. * Underwriters should be able to handle all loan types, including complex borrowers, with little to no direction, and should be able to negotiate structure with Commercial Bankers on underwriting assignments. * Ensure loan agreements are complete and accurate according to loan approval. Support timely loan closing and funding activities. * Manage loan portfolio to ensure conformity and servicing with approved terms and compliance with all loan documents. Be cognizant of any developing trends. Proactively work to identify weakness in loans to minimize the bank's exposure, reduce credit risk, and mitigate delinquency and loss. This includes an on-going understanding of any changes in the risk profile of all loans, monitoring borrowers' compliance to the loan documents, obtaining and reviewing any required documentation or reports in a timely fashion, monitoring loan payments, tracking covenant compliance, and performing periodic borrower reviews on a regular basis. * Utilize designated authorities judiciously. * Assist the Special Assets Department in the management of problem loans, supervision of Watch Loan plan execution, administration of non-accruals, and minimization of charge-offs. * Remain current on market and industry issues, trends, regulatory pronouncements, and analytical techniques. * Exercise time management and organizational skills. * Responsible for assisting other Underwriters to aid in covering overflow. * Adhere to Seacoast Bank's Code of Conduct. EDUCATION and/or EXPERIENCE: * A bachelor's degree (BS or BA) degree or higher from a four year accredited institution with a major in finance, accounting, or business preferred. * Minimum of ten years of relevant experience with commercial credit analysis, commercial lending, loan structuring, finance, underwriting, and portfolio management or equivalent. Competence may be demonstrated through one or a combination of the following: work experience, training, military experience, and/or education. Formal commercial credit training preferred. * Ability to develop and sustain analytic and risk management skills while actively participating in the successful execution of complex transactions. * Ability to apply sound judgment in the application of analytical conclusions to credit approval, loan structure, and management recommendations. * Familiarity with various industries and commercial property types. * Experience evaluating economic and market conditions in the markets or lines of business served. * Experience analyzing collateral and collateral valuation. * Knowledge of policies, procedures and operations of commercial lending including originations, underwriting, documentation, and credit risk analysis. * Formal credit training preferred. The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities. #LI-PF1
    $50k-72k yearly est. 55d ago
  • Loan Analyst

    Trinity Financial Services

    Underwriter job in Palm Beach Gardens, FL

    Trinity Financial Services, LLC. is a leading acquirer of distressed residential real estate. Trinity has developed into a diversified, vertically integrated company, expanding its business to include non-performing loans, residential property rehabilitation, residential sales and property management. Position Summary: The Loan Analyst is responsible for performing a timely compilation, review and processing of loan level characteristics and data, for individual loans as requested by management. The Analyst will develop their subject matter expertise to fulfillment of control objectives and oversight of departmental processes, either existing or in development. The Analyst will perform all duties for an assigned portfolio of loans regardless of geographic concentration or loan status. Responsibilities: Research characteristics of individual properties such as fair market value, property status and tax status; Analyze credit profiles; Develop detailed and accurate financial models; Perform required research on loans with questionable items (e.g. the application of payments, proper foreclosure notification, etc.). Escalate or resolve timely any matters that may pose a risk to the company in accordance with established policies and procedures. Accepts other duties as assigned. Knowledge & Skills: Knowledge of Real Estate / Loan documents, including loan closing and foreclosure. Excellent organizational and time management skills, with the ability to work well under pressure. Demonstrated ability to effectively communicate with both internal and external constituents. Ability to use sound judgment and make appropriate decisions. Detail oriented with effective verbal and written communication skills. Ability to multitask and meet critical deadlines while managing accuracy and quality. Ability to independently solve complex problems within set policy and procedures. Education and/or Experience: Bachelor's Degree preferred. High School Diploma or GED required. One (+) years mortgage servicing or lending experience. Industry experience in foreclosure, bankruptcy and/or loss mitigation preferred. Machines, Office Equipment & Software: Proficient with Microsoft Office applications; high level of proficiency with Microsoft Excel required. Familiar with loan servicing applications (BKFS LoanSphere; FiServ; Servicing Director)
    $33k-54k yearly est. 60d+ ago
  • Mortgage Analyst

    Quanta Search

    Underwriter job in Fort Lauderdale, FL

    We are seeking a Financial Analyst to analyze and interpret financial and market data. As a Financial Analyst you will be responsible for preparing financial reports, implementation of the budgeting and forecasting process, financial and variance analysis. Role Description This is a full-time role for a Mortgage Analyst at Mortgage Lender in Fort Lauderdale, FL. The Mortgage Analyst will be responsible for performing day-to-day tasks related to mortgage industry analysis and mortgage servicing. They will utilize their analytical skills to assess data, communicate effectively with stakeholders, and contribute to the underwriting process. Qualifications Mortgage Industry and Mortgage Servicing skills Strong analytical skills Effective communication skills Experience in underwriting Attention to detail Ability to work independently and collaboratively Proficient in relevant software and tools Knowledge of regulatory requirements Bachelor's degree in a related field YOU'RE GOING TO Assist in the preparation of financial reports With the help of computer spreadsheets, draw charts and graphs to illustrate technical reports Develop automated accounting and reporting applications to improve productivity Analyze and interpret key financial measurements (revenue, expense, profit, cash, yield, assets, liabilities) Interpret data on yield, price trends, risk, stability, economic influences, and other factors affecting company's investment programs Analyze financial performance and develop financial models Implement and perform budget and cashflow analysis Monitor variances, follow up on discrepancies Conduct business studies, review accounts, vendor reports, contractual terms, prices, and market oscillations Communicate or liaise with direct management, finance personnel and other analysts in meeting task assigned by the company Prepare ad-hoc analysis and reports as requested by the company IT'S IMPORTANT TO US THAT YOU HAVE Critical thinking and problem-solving abilities Data analytics and good IT skills Proficiency in SPSS, big data analysis, MS Access, Excel, Power-Point, accounting software (Oracle, Longvision), project management software, financial modelling, and analysis applications Good interpersonal skills, detail oriented, self-motivated, and organized Well-grounded in portfolio management, financial modelling, and statistical concepts Good research, quantitative, and analytical skills Good communication and presentation skills verbal and oral Ability to prioritize task, multitask, and work in a fast-paced environment Minimum of two year experience in a financial-related role is required, mortgage industry experience preferred Bachelor's degree in business, finance, accounting, or economics, or any finance related degree Thank you for illuminating hiring with Quanta Search! ********************
    $15k-52k yearly est. 60d+ ago
  • Service Finance Underwriter 1 or 2

    Truist Financial Corporation 4.5company rating

    Underwriter job in Boca Raton, FL

    The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Service Finance Consumer Loan Underwriter is responsible for the overall evaluation of the loan application to determine an approval or denial. Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Reviews and analyzes consumer credit reports 2. Ensures loans meet all program and product specifications 3. Ensures that documents are consistent and uphold to company and industry guidelines and uploaded for borrower signature 4. Communicates loan decisions and terms 5. Verifies accuracy of borrower's information on loan documents 6. Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Service Finance 7. Acts as a liaison with dealer and other departments within Service Finance Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. 3 years minimum related experience 2. High school diploma or GED 3. Experience reading and understanding credit report 4. Proficiency with Microsoft Office Suite Preferred Qualifications: 1. Knowledge of consumer finance 2. Customer service experience General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work
    $29k-40k yearly est. 26d ago
  • Underwriter Specialist Sr

    First Horizon Bank 3.9company rating

    Underwriter job in Fort Lauderdale, FL

    At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. Underwriter Specialist provides cursory analytical support for Consumer/Portfolio Mortgage underwriting groups including spreading and preliminary analysis of existing customers and prospects. **ESSENTIAL DUTIES AND RESPONSIBILITIES** + Ensures the consumer loan application information provided is accurate and complete + Performs credit analysis and makes credit decisions within authority limits + Ensures accuracy of any preliminary analysis presented + Reviews and analyzes applicable ratios (i.e., DTI, PTI, & LTV) + Reviews proof of income and financial statement documentation when required by policy + Provides financial statement spreading on loan request when necessary + Contacts bankers to gather information to make appropriate decisions and explains loan decision + Performs other duties as assigned **Requirements** + Bachelor (4-year college) degree and 5+ years of experience or equivalent combination of education and experience + Microsoft Office suite **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.
    $35k-45k yearly est. 29d ago
  • Remediation Specialist - Correspondent Underwriting

    Onity External

    Underwriter job in West Palm Beach, FL

    The Remediation Specialist will be responsible for resolving issues related to mortgage loan defects. The role requires strong technical knowledge of investor and agency guidelines, income analysis and high-risk property appraisal reviews. The Remediation Specialist will be responsible to resolve loan deficiencies and offer tailored alternatives that meet regulatory compliance and mitigate exposure. Job Functions and Responsibilities: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Perform quality work within deadlines with or without direct supervision Work independently while understanding the necessity for coordinating work efforts with other employees and organizations Ensure adherence to investor, PHH, and regulatory guidelines; identify and resolve discrepancies through cross-functional collaboration. Stay current on Agency guidelines and regulatory changes Provide technical expertise via evaluation and recommendation of FHA, VA and Conventional loan defects Review and analyze mortgage loan defects to ensure accuracy, with internal and regulatory guidelines to minimize risk factors eligibility Assist with reduction of suspended loans Ability to perform a cash flow income analysis and compare findings to those provided to identify discrepancies or inconsistencies Review and resolve complex quality defects within required SLA by offering solutions/alternatives that meet investor guidelines for defect remediation Ability to translate complex requirements into clear engaging language Provide responses to Quality Assurance, Quality Control and 3 rd party audits Respond to elevated loan questions and issues from team players and account executives. Review guideline exceptions with internal parties to ensure salability of closed loans - interaction with Credit Policy and Secondary. Review high-risk property appraisal reports according to agency and investor guidelines Qualifications: To perform this job successfully, an individual must have the following education and/or experience: Perform quality work within deadlines with or without direct supervision Work independently while understanding the necessity for coordinating work efforts with other employees and organizations Ensure adherence to investor, PHH, and regulatory guidelines; identify and resolve discrepancies through cross-functional collaboration. Stay current on Agency guidelines and regulatory changes Provide technical expertise via evaluation and recommendation of FHA, VA and Conventional loan defects Review and analyze mortgage loan defects to ensure accuracy, with internal and regulatory guidelines to minimize risk factors eligibility Assist with reduction of suspended loans Ability to perform a cash flow income analysis and compare findings to those provided to identify discrepancies or inconsistencies Review and resolve complex quality defects within required SLA by offering solutions/alternatives that meet investor guidelines for defect remediation Ability to translate complex requirements into clear engaging language Provide responses to Quality Assurance, Quality Control and 3 rd party audits Respond to elevated loan questions and issues from team players and account executives. Review guideline exceptions with internal parties to ensure salability of closed loans - interaction with Credit Policy and Secondary. Review high-risk property appraisal reports according to agency and investor guidelines Training / Licensing Requirements: Must pass the Company's Background Screening process prior to beginning employment. Additionally, as a condition of employment, you may be required to pass client-specific background check requirements or Federal/State licensing requirements, if applicable. The salary range for this position is expected to be $80,000 - $100,000 per year, depending on geographic location, experience, and other qualifications of the successful candidate.
    $80k-100k yearly Auto-Apply 58d ago
  • Remediation Specialist - Correspondent Underwriting

    Onity

    Underwriter job in West Palm Beach, FL

    The Remediation Specialist will be responsible for resolving issues related to mortgage loan defects. The role requires strong technical knowledge of investor and agency guidelines, income analysis and high-risk property appraisal reviews. The Remediation Specialist will be responsible to resolve loan deficiencies and offer tailored alternatives that meet regulatory compliance and mitigate exposure. Job Functions and Responsibilities: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Perform quality work within deadlines with or without direct supervision Work independently while understanding the necessity for coordinating work efforts with other employees and organizations Ensure adherence to investor, PHH, and regulatory guidelines; identify and resolve discrepancies through cross-functional collaboration. Stay current on Agency guidelines and regulatory changes Provide technical expertise via evaluation and recommendation of FHA, VA and Conventional loan defects Review and analyze mortgage loan defects to ensure accuracy, with internal and regulatory guidelines to minimize risk factors eligibility Assist with reduction of suspended loans Ability to perform a cash flow income analysis and compare findings to those provided to identify discrepancies or inconsistencies Review and resolve complex quality defects within required SLA by offering solutions/alternatives that meet investor guidelines for defect remediation Ability to translate complex requirements into clear engaging language Provide responses to Quality Assurance, Quality Control and 3 rd party audits Respond to elevated loan questions and issues from team players and account executives. Review guideline exceptions with internal parties to ensure salability of closed loans - interaction with Credit Policy and Secondary. Review high-risk property appraisal reports according to agency and investor guidelines Qualifications: To perform this job successfully, an individual must have the following education and/or experience: Perform quality work within deadlines with or without direct supervision Work independently while understanding the necessity for coordinating work efforts with other employees and organizations Ensure adherence to investor, PHH, and regulatory guidelines; identify and resolve discrepancies through cross-functional collaboration. Stay current on Agency guidelines and regulatory changes Provide technical expertise via evaluation and recommendation of FHA, VA and Conventional loan defects Review and analyze mortgage loan defects to ensure accuracy, with internal and regulatory guidelines to minimize risk factors eligibility Assist with reduction of suspended loans Ability to perform a cash flow income analysis and compare findings to those provided to identify discrepancies or inconsistencies Review and resolve complex quality defects within required SLA by offering solutions/alternatives that meet investor guidelines for defect remediation Ability to translate complex requirements into clear engaging language Provide responses to Quality Assurance, Quality Control and 3 rd party audits Respond to elevated loan questions and issues from team players and account executives. Review guideline exceptions with internal parties to ensure salability of closed loans - interaction with Credit Policy and Secondary. Review high-risk property appraisal reports according to agency and investor guidelines Training / Licensing Requirements: Must pass the Company's Background Screening process prior to beginning employment. Additionally, as a condition of employment, you may be required to pass client-specific background check requirements or Federal/State licensing requirements, if applicable. The salary range for this position is expected to be $80,000 - $100,000 per year, depending on geographic location, experience, and other qualifications of the successful candidate.
    $80k-100k yearly Auto-Apply 58d ago
  • Commercial Underwriter III

    Seacoast National Bank 4.9company rating

    Underwriter job in Delray Beach, FL

    Commercial Underwriters support the revenue growth and asset quality of the commercial lending line of business by participating in new client relationship development activities, functioning as part of the lending partnership, monitoring existing client relationships, and managing credit risk to ensure that loans are quality assets and well-structured so as to mitigate portfolio risk. Understand the nature of the businesses and industries which the line of business serves. Promote and support the loan policies, credit culture, and strategic initiatives of the bank. Examine, evaluate, authorize, or recommend approval of customer applications for commercial loans. Effectively manage a commercial loan portfolio. Underwriters will utilize strong analytical skills, high-level understanding of business finance, and extensive knowledge to propose and provide solutions to meet customer needs. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Analyze the financial information on existing and potential customers to assess the borrower's and guarantor's financial condition and ability to repay a loan request, perform periodic or annual reviews and covenant tests, or a loan modification. Investigate all available sources of credit and financial information including reporting services, credit bureaus, and other companies for trade references. Understand the market(s) and industry in which the customer does business. Assess the collateral pledged as security. Meet with and/or call borrower and accountants. * Prepare and present financial information, industry data, economic influences, and other market information in the required format and analyze in detail for trends, ratios, cash flow, etc. Prepare analytical credit memoranda which are accurate and insightful, which identify and examine all risks, analyze sources of repayment, cite policy exceptions, and evaluate collateral. Become subject matter expert. * Maintain a thorough understanding of the credit culture and loan policy to inform, articulate, and advise of risk appetite and policy adherence and exceptions. * Underwriters should be able to handle all loan types, including complex borrowers, with little to no direction, and should be able to negotiate structure with Commercial Bankers on underwriting assignments. * Ensure loan agreements are complete and accurate according to loan approval. Support timely loan closing and funding activities. * Manage loan portfolio to ensure conformity and servicing with approved terms and compliance with all loan documents. Be cognizant of any developing trends. Proactively work to identify weakness in loans to minimize the bank's exposure, reduce credit risk, and mitigate delinquency and loss. This includes an on-going understanding of any changes in the risk profile of all loans, monitoring borrowers' compliance to the loan documents, obtaining and reviewing any required documentation or reports in a timely fashion, monitoring loan payments, tracking covenant compliance, and performing periodic borrower reviews on a regular basis. * Utilize designated authorities judiciously. * Assist the Special Assets Department in the management of problem loans, supervision of Watch Loan plan execution, administration of non-accruals, and minimization of charge-offs. * Remain current on market and industry issues, trends, regulatory pronouncements, and analytical techniques. * Exercise time management and organizational skills. * Responsible for assisting other Underwriters to aid in covering overflow. * Adhere to Seacoast Bank's Code of Conduct. EDUCATION and/or EXPERIENCE: * A bachelor's degree (BS or BA) degree or higher from a four year accredited institution with a major in finance, accounting, or business preferred. * Minimum of ten years of relevant experience with commercial credit analysis, commercial lending, loan structuring, finance, underwriting, and portfolio management or equivalent. Competence may be demonstrated through one or a combination of the following: work experience, training, military experience, and/or education. Formal commercial credit training preferred. * Ability to develop and sustain analytic and risk management skills while actively participating in the successful execution of complex transactions. * Ability to apply sound judgment in the application of analytical conclusions to credit approval, loan structure, and management recommendations. * Familiarity with various industries and commercial property types. * Experience evaluating economic and market conditions in the markets or lines of business served. * Experience analyzing collateral and collateral valuation. * Knowledge of policies, procedures and operations of commercial lending including originations, underwriting, documentation, and credit risk analysis. * Formal credit training preferred. The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities. #LI-PF1
    $50k-71k yearly est. 55d ago
  • Service Finance Underwriter I

    Truist Financial Corporation 4.5company rating

    Underwriter job in Boca Raton, FL

    The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Service Finance Consumer Loan Underwriter is responsible for the overall evaluation of the loan application to determine an approval or denial. Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Reviews and analyzes consumer credit reports 2. Ensures loans meet all program and product specifications 3. Ensures that documents are consistent and uphold to company and industry guidelines and uploaded for borrower signature 4. Communicates loan decisions and terms 5. Verifies accuracy of borrower's information on loan documents 6. Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Service Finance 7. Acts as a liaison with dealer and other departments within Service Finance Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. 3 years minimum related experience 2. High school diploma or GED 3. Experience reading and understanding credit report 4. Proficiency with Microsoft Office Suite Preferred Qualifications: 1. Knowledge of consumer finance 2. Customer service experience General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work
    $29k-40k yearly est. 26d ago
  • Underwriter Specialist Sr

    First Horizon Corp 3.9company rating

    Underwriter job in Fort Lauderdale, FL

    At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. Underwriter Specialist provides cursory analytical support for Consumer/Portfolio Mortgage underwriting groups including spreading and preliminary analysis of existing customers and prospects. ESSENTIAL DUTIES AND RESPONSIBILITIES * Ensures the consumer loan application information provided is accurate and complete * Performs credit analysis and makes credit decisions within authority limits * Ensures accuracy of any preliminary analysis presented * Reviews and analyzes applicable ratios (i.e., DTI, PTI, & LTV) * Reviews proof of income and financial statement documentation when required by policy * Provides financial statement spreading on loan request when necessary * Contacts bankers to gather information to make appropriate decisions and explains loan decision * Performs other duties as assigned Requirements * Bachelor (4-year college) degree and 5+ years of experience or equivalent combination of education and experience * Microsoft Office suite About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube
    $35k-45k yearly est. 26d ago

Learn more about underwriter jobs

How much does an underwriter earn in Palm Beach Gardens, FL?

The average underwriter in Palm Beach Gardens, FL earns between $30,000 and $91,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Palm Beach Gardens, FL

$52,000

What are the biggest employers of Underwriters in Palm Beach Gardens, FL?

The biggest employers of Underwriters in Palm Beach Gardens, FL are:
  1. H Gregory 1 Inc.
  2. Onity
  3. Onity External
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