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  • Underwriter III

    Nations Lending 3.8company rating

    Underwriter job in Independence, OH

    Nations Lending Corporation™ is one of the fastest-growing mortgage lenders in the US. We're headquartered in the Cleveland, Ohio area and licensed to lend in all 50 states. With more than 90 branches, we employ more than 1,000 talented people. We empower our employees to pursue their career goals by supporting their unique and creative ideas while making our mission of "home loans. made human.™" an integral part of our company culture. We want you to Join The Nation! The Underwriter Level III is responsible for the analysis of submitted conventional, USDA, FHA Total Scorecard and Manual, VA Test Cases, HMFA/DPA Products for repayment capacity, capital, character, collateral, and property condition while adhering to Nations Lending Corp credit policies, agency guidelines, and investor overlays ESSENTIAL FUNCITONS Review initial submission loan files for completeness, accuracy and compliance with Company, Agency and/or Investor guidelines. Review and clear conditions Develops and maintains an up to date and sound knowledge of multiple loan product guidelines offered by the Company, DU/LP Guidelines, and risk assessment tools used to decision mortgage loans. Reworks loans to new terms, identified additional conditions as needed to insure a viable credit decision Reviews and evaluates borrower(s) profile including but not limited to all income documentation, tax returns, credit reports, preliminary title report, judgments, bankruptcy documents and appraisals Analyzes and calculates income documentation such as personal and business income statements and ensures all necessary documentation is requested to support final loan decisions Exercises good judgment, conducts reasonableness tests and issues quality decisions Determines accuracy and completeness of files; ensures processes are consistent Demonstrates proficiency in automated underwriting systems (DU/LP) Maintains pre-established service level standard of decisions within time-frame set by Company Communicates regularly with sales team, processors and management Assists in the preparation of repurchase responses and/or rebuttal reviews Use all automated underwriting engine to review, analyze and underwrite loan files on first mortgage loans. Check to ensure chain of title meets agency requirements and verify no unpaid liens or judgments. Qualifications and Education Requirements: Ability to prioritize and be organized. Excellent problem resolution and consultative skills Preferred Skills: Encompass LOS experience is a plus. Ability to work in a fast paced, fluid environment and be held to minimum production standards Bachelor's Degree or equivalent combination of education and underwriting experience 3+ years of recent Mortgage Underwriting Experience. Ability to calculate figures and amounts such as discount, etc. Working knowledge of ATR/QM Requirements. Strong computer skills; proficient in Microsoft Word, Excel and Outlook, DU / LP AUS systems Skilled and professional written and verbal communication skills Must be detail oriented, critical thinker, have strong analytical skills, good communication skills and an excellent customer service orientation. Integrity and outstanding work ethic required Nations Lending expressly prohibits any form of discrimination or unlawful harassment based on race, color, religion, gender, national origin, age, genetic information, disability, veteran status, sex (including marital status, family status, pregnancy, sexual orientation, gender identity or gender expression). Improper interference with the ability of Nations Lending employees to perform their expected job duties is absolutely not tolerated. Nations Lending expressly prohibits any form of retaliation against individuals who raise any concerns regarding equal employment opportunities with the Company.
    $60k-103k yearly est. Auto-Apply 60d+ ago
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  • Underwriter

    Builders Capital Exchange 2.8company rating

    Underwriter job in Cleveland, OH

    Casa Lending is one of the fastest-growing private money lending firms in the United States. Our mission is to help real estate investors profitably scale their business by offering a best-in-class suite of loan products and leveraging top talent. As a Underwriter, you'll play a crucial role in ensuring the efficient management of underwriting and closing pipelines while minimizing risk and maximizing loan recovery. Your responsibilities will include: At Casa Lending, we pride ourselves on providing an exceptional borrower experience and maintaining healthy loan performance. As an Underwriter, you'll play a critical role in loan closings by ensuring timely and accurate loan reviews and approvals. You'll become an expert in evaluating credit risk and determining property valuations. We're looking for detail-oriented, proactive professionals who excel in fast-paced environments while managing risk effectively. What You'll Do: Pipeline Management: Support the efficient management of both the underwriting and closing pipelines, ensuring timely desk underwrites and successful loan closings, measured by the number and dollar value of completed loans. Property Valuation: Utilize various resources, including public records, Zillow, Redfin, Realtor, and Trulia, to analyze comparable sales data and determine accurate property values (as-is and after-repair value). Risk Mitigation: Follow standard procedures to mitigate risks and improve the likelihood of principal recovery by: Developing a comprehensive analysis of project risks for each new loan. Reviewing borrower-related documentation (e.g., credit reports, liquidity statements) to ensure alignment with established criteria. Judging borrowers' creditworthiness based on thorough analysis of associated risks. Collaborating with the production team to develop terms and pricing for pre-qualified loans. Clearly presenting feedback and recommendations on funding decisions, supported by data. Reviewing loan structure to define conditions that align with valuation and established criteria. Documentation and Compliance: Assist the loan production team by ensuring all necessary documents are collected for properties associated with loans. Third-Party Coordination: Work with third-party appraisal firms when discrepancies in valuation methods arise. Policy Exceptions: Identify, review, and approve or reject policy exceptions and material issues, escalating to management when required. Due Diligence: Complete property-related research in unique situations and document clear notes on findings during the due diligence process. Delegated Work: Take on larger portions of delegated work assignments, including more complex loan scenarios. Team Support: Assist team leads and managers in hiring, training, and onboarding new Real Estate Analysts. Process Improvement: Serve as a curator for ideas to enhance operational efficiency, delivery, and employee experiences. Requirements Detail-Oriented: You have an eye for precision and ensure that all loan-related documentation and processes are handled accurately. Risk Management: A strong focus on risk, developing strategies to mitigate it while ensuring the timely closing of loans. Team Player: Collaborative mindset, working with multiple teams to ensure smooth operations and loan progression. Proactive: You take initiative and work independently to solve complex loan scenarios and improve workflows. Adaptability: Take on additional responsibilities as needed, with job duties subject to change. Benefits Innovative Environment: Be part of a forward-thinking company at the forefront of the construction finance industry, with access to cutting-edge technology and resources. Work Flexibility: Enjoy a flexible work environment that allows you to balance professional success with your personal life. National Impact: Join a nationwide operation making a significant impact on real estate development and home building across the U.S. Health Insurance: Builders Capital pays 100% of your medical insurance premiums, offering both PPO and HSA plans. Competitive Compensation: We offer competitive salaries that reflect your expertise and contributions. Paid Time Off: Take time to recharge with 3 weeks of paid time off each year. Paid Holidays: Enjoy 10 paid holidays annually to spend quality time with family, friends, or on personal interests. At Casa Lending, we support you professionally and personally-because when you thrive, we all thrive. Casa Lending is an Equal Opportunity Employer (EEO) and welcomes all qualified applicants. This is a full-time, exempt position. The job description is not intended to be an exhaustive list of duties and responsibilities and may be modified as needed.
    $69k-106k yearly est. 14d ago
  • Government Underwriter - Buffalo, NY or Cleveland, OH

    Keybank 4.4company rating

    Underwriter job in Brooklyn, OH

    requires a DE, SARS or LAPP certification. ABOUT THE JOB (JOB BRIEF) The Mortgage Senior Underwriter is responsible for reviewing, analyzing and approving residential loan applications. The Mortgage Senior Underwriter is also responsible for verifying income, assets, credit and collateral documents including self-employed personal and business tax returns. The Mortgage Senior Underwriter may be involved in one or several types of mortgage lending (agency conventional, portfolio conventional, FHA/VA MI etc.). This position will also lend support to other underwriters on complex loan submissions. Lending authority to include conventional, government and jumbo loan programs for up to $750,000. Excellent phone and communication skills and the value of providing superior customer service to internal and external customers required. An exemplary customer service-oriented attitude and the ability to work effectively in a Team Environment is essential. This is a hybrid role that will require office attendance 2 days a week. It is imperative to be at a commutable distance from one of the following offices: 4910 Tiedeman Road, Brooklyn, OH 4224 Ridge Lea Road, Amherst, NY ESSENTIAL JOB FUNCTIONS Evaluate creditworthiness of borrowers to render a credit decision. This includes but is not limited to the review of paystubs, W2's, financial statements, tax returns, asset statements, bank account statements, credit reports etc. Must ensure all loans meet or exceed corporate credit policy and be in compliance with the Ability to Repay (ATR) and Qualified Mortgage provisions of the Dodd-Frank Act. Ensure compliance with appropriate company and Agency/Investor/FHA/VA guidelines. Review transmittal & 1003 to make sure it is accurate and complete and matches the final AUS findings Review credit report and compare to liabilities on 1003. Verify the investor guidelines for outstanding derogatory items and requirement payment or satisfaction if needed. Calculate income/self-employed cash flow using documentation and methodology required per investor, and CFPB regulations. Analyze the business's financial strength by examining annual earnings to determine stability and validity. Income must be verifiable, stable and ongoing. Review assets to ensure adequate funds to close and required reserves. Ability to analyze bank statements for any recent large deposits and possible other debts that might impact ATR. Review appraisal to ensure the report is accurate, complete and the value is supported, and the collateral is acceptable. Recognize when additional field reviews may be necessary to support value Ability to review Condo/PUD projects to ensure they meet salable or non-warrantable guidelines Review file to make sure state regulatory guidelines have been met and federal (Patriot Act) Calculate net tangible benefit for those states that require this test Ensure all tax, title, insurance and closing documentation is accurate and complete Verify that the rate lock matches the underwriting file with the correct program, LTV, credit score and pre-payment penalty Review final conditions submitted to Underwriting Final Approval within SLA Re-review all Suspended loans within SLA Review a minimum number of files per month as determined by management which would include new submissions, re-submissions & final conditions Maintain current fluid knowledge of investor and agency guidelines and adapt to changes quickly Communicate effectively and engage proactively with mortgage loan officers, processors, branch managers, funders and post-closers in regard to loan decisions, assignment of loan conditions, investor guidelines/documentation requirements and possible loan scenarios Assists in the training of Key Bank Mortgage employees as needed Perform other related duties as assigned Work “underwriting help desk” on a rotational basis answering emails and phone calls from the sales force. Demonstrate exceptional service philosophy in all interactions with internal peers and partners Perform second level review on loans recommended for denial. Evaluate the application to determine if there are any other products or alternative terms available before issuance of denial. Perform Second Level One Up Reviews on those loans recommended for approval above someone's lending authority. Once approved, it has lending authority up to $750,000 REQUIRED QUALIFICATIONS Bachelor's Degree or equivalent work experience 5+ years of recent Mortgage Underwriting Experience (FHA, VA and Conventional) with strong agency guideline knowledge DE, SAR and LAPP certifications strongly preferred; experience with USDA is a plus Strong working knowledge of ATR/QM Requirements Proven knowledge of Mortgage Insurance Guidelines and rates Working knowledge of Empower LOS is a plus Strong analytical skills: accuracy, consistency and completeness are critical Ability to work in a fast paced, fluid environment and be held to meet minimum production standards High integrity and outstanding work ethic Strong computer skills; proficient in Microsoft Word, Excel and Outlook Must have proficient written and verbal communication skills Proven knowledge of compliance and disclosure requirements Proven knowledge of closing, post-closing & quality control responsibilities COMPENSATION AND BENEFITS This position is eligible to earn a base hourly rate in the range of $32.69 - $49.52 per hour. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes incentive compensation which may include production, commission, and/or discretionary incentives. Please click here for a list of benefits for which this position is eligible. Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment. Job Posting Expiration Date: 02/27/2026 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_**********************. #LI-Hybrid
    $32.7-49.5 hourly Auto-Apply 60d+ ago
  • Jr. Underwriter

    Roundstone 3.9company rating

    Underwriter job in Cleveland, OH

    Junior Underwriter Founded in 2003, Roundstone is not your typical insurance company. We're on a mission to help employers save on healthcare benefits so they can put those savings towards bettering their businesses and taking care of their employees. Role Description As a Junior Underwriter, you are responsible for the first steps in the underwriting process. This includes regular communication with internal sales and external brokers. Scrubbing all submitted data and ensuring all required data has been received. You will work closely with the Underwriters to set up and update proposals. Finally, you'll support quality assurance and accountability by compiling reporting and analysis of the medical expense stop loss program's results. This role is an excellent professional development opportunity for someone with strong math skills and an interest in learning Underwriting. Key Duties & Responsibilities: Gather, organize, and validate data submitted for RFPs and renewals. Contact sales team, brokers, and TPA's regarding gaps and errors in data. Enter data to key underwriting systems and ensure clean handoff to Underwriters. Assist with RFP inbox & work distribution. Assist team lead in assembling and auditing ongoing quality assurance reports Learning other areas of our business by assisting on projects and with other departments outside of the Underwriting busy season Desired Qualifications: Consistency, accuracy & timeliness Proactive and self-motivated problem solver Knowledgeable with Excel (formulas, pivot tables, Vlookups) Organized person who follows up and follows through Adapts to policy and process changes Bachelor's degree in business, finance, math, statistics, or experience in a related field Analytical ability and attention to detail Interpersonal and communication skills to coordinate across departments and with external stakeholders Better Benefits: We're leaders in our industry, so naturally we look out for our employees' best interests with a robust benefits package. Roundstone employees are eligible for: Medical, dental and vision benefits Annual bonus Dependent care 100% match up to max allowable PTO beginning on Day 1 Tuition reimbursement Health work/life balance Hybrid office schedule 401(k) plan with company match Employee Assistance Program On-site gym with personal trainer access Life insurance and short term disability insurance More About Roundstone Headquartered in Rocky River, Ohio, Roundstone is proud to be a Northeast Ohio Top Workplace as recognized by The Plain Dealer and cleveland.com , based on anonymous employee feedback. We foster a supportive, values-driven culture where employees feel engaged, valued, and celebrated. Roundstone has also been named an Inc. 5000 award recipient for eight consecutive years, reflecting our continued growth and success. Our Core Values Live well: Be healthier and bring positive energy to all you do. Work smarter: Get things done, better. Own it: Accountability is your middle name. Be on time, do what you say, and finish what you start. Be intellectually curious: Always be learning. See opportunity everywhere and have a drive to know. Culture and fit are integral to success and in an effort to achieve a better match both from a candidate's perspective and our organization, please take a minute, click on the link and take the really brief survey: ************************* VvHYlaw Don't meet every single requirement? Studies have shown that women and people of color are less likely to apply to jobs unless they meet every single qualification. At Roundstone Insurance we are dedicated to building a diverse, inclusive, and authentic workplace, so if you're excited about this role but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.
    $53k-82k yearly est. 6d ago
  • Mortgage Senior Underwriter - Mortgage Underwriting

    Wesbanco 4.3company rating

    Underwriter job in Cleveland, OH

    Responsible for managing and monitoring daily work flow of assigned residential loan files. The senior underwriter is to make sound decisions within the risk parameters, investor guidelines and WesBanco Credit Policy. ESSENTIAL FUNCTION: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. ESSENTIAL DUTIES AND RESPONSIBLITIES: Managing and monitoring daily workflow of assigned files. Make sound underwriting decisions on loans regarding credit worthiness. Work closely with MLOs, processors and the senior management team. Assist processors and MLOs with complex questions. Ability to review and comprehend complex personal and business tax returns. Consistently meet underwriting milestones as established by the bank. Complete all bank training courses that are required in a timely manner. Must provide exceptional, professional service to mortgage customers, originators, processors and closers. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. CERTIFICATES, LICENSES, REGISTRATIONS: FHA delegated underwriter VA automatic underwriter VA staff appraisal reviewer Able to obtain approval from secondary market investors as delegated underwriter if needed OTHER SKILLS AND ABILITIES: Strong customer service skills Ability to process all portfolio and all secondary market loans Ability to review personal and business tax returns to determine qualifying income Strong organizational and management skills Ability to multi-task under sometimes stressful conditions PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. ADDITIONAL INFORMATION: The wage range for the Mortgage Senior Underwriter position is between $42.00-$47.00 per hour and eligible for approved overtime. The position includes 22 Days of PTO (Paid Time Off), 5 days of STD (Short Term Disability), 11 annual paid holidays, and 1 floating holiday. WesBanco has an excellent benefits package to include medical, dental, and vision, Health Care Flexible Spending, Dependent Care Flexible Spending, Transportation Fringe Benefit Plan, Group Life, Long Term Disability, Optional Life, access to voluntary benefit products such as Cancer, Term & Universal Life Accident, Short-Term Disability and Critical Illness policies, and other ancillary benefit products. WesBanco also offers 401(k) with employee match.
    $42-47 hourly 18h ago
  • Business Banking Underwriter IV

    Huntington Bancshares Inc. 4.4company rating

    Underwriter job in Cleveland, OH

    The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: * Supports Business Banking production by maintaining an individual pipeline of work. * Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. * Utilizes single approval authority up to $4MM. * Appropriately assess risk profile of borrower. * Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed. * Tasks as needed to support the line of business and job family. * Act as primary back up for their manager as needed for team huddles & meetings. * Is positioned with knowledge and expertise to represent direct manager outside of function group as needed. * Collaborate with both credit and segment risk to meet or exceed department goals. * Performs other duties as assigned. Basic Qualifications: * Bachelor's degree * 7+years' experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: * Bachelor's degree in business related field * 3-4 years leadership / management experience * Ability to underwrite credit exposures in excess of $4MM. * Previous authority to underwrite and decision credits without additional signers. * Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner. * Proficient use of Microsoft Office and other internet resources * Excellence in customer service, highly motivated, focused and goal oriented. * Excellent written and verbal communication skills, including grammar and demeanor. * Strong organizational skills with attention to detail, planning and follow-up. * Ability to work independently on multiple tasks without compromising quality. * Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Applications Accepted Through: 02/02/2026 Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled. Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000-$140,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
    $70k-140k yearly Auto-Apply 18d ago
  • Senior Underwriter, Middle Market Multi-Industry

    Liberty Mutual 4.5company rating

    Underwriter job in Cleveland, OH

    The Senior Underwriter for Middle Market Multi-Industry underwrites policies within underwriting authority, with limited guidance from leadership as needed. Makes decisions on whether to underwrite business by making analytical, data-driven decisions based on data and information provided, including pricing the risk. Responsibilities Manages portfolio of brokers/agents and clients. Leverages market presence and knowledge to develop and underwrite profitable business, acting as a representative for Liberty. Maintains a strong market presence, including established relationships with agents and brokers. Looks to strengthen these relationships and develop new ones. Contributes ideas for product development and participates in development and execution. Contributes to team projects (e.g., process / tool improvement). Understands the work implications of relevant legislation and regulation. Collaborates effectively across teams, stakeholders, and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwriting in GRS North America). Mentors junior underwriters and new hires (not as a line manager). May analyze department`s portfolio and make suggestions for development. May recognize and communicate emerging trends of exposures within line of business expertise. Qualifications Degree in Business or equivalent typically required A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience CPCU or professional insurance designation preferred Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues Proven track record of developing and underwriting profitable business About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.
    $62k-85k yearly est. Auto-Apply 1d ago
  • Part Time Mortgage Underwriter - In Office

    National Mortgage Staffing 3.9company rating

    Underwriter job in Mentor, OH

    Mortgage Underwriter Schedule: Part-Time - 16 hours per week Work Days: Monday & Tuesday or Thursday & Friday Compensation: $70,000 annually (prorated) Our client is seeking a part-time Mortgage Underwriter to support increased production volume within their mortgage department. This role is responsible for evaluating and decisioning mortgage loan applications in compliance with established policies, FNMA guidelines, and applicable government regulations. Key Responsibilities: • Review and evaluate mortgage loan files to ensure borrower, property, and loan terms meet underwriting standards • Approve, suspend, or decline loan applications based on guidelines • Review documentation including 1003 and 1008 forms, title reports, trust documentation, and insurance policies • Ensure closing documents are complete, accurate, and compliant within required timeframes • Communicate underwriting decisions clearly and professionally to all involved parties • Maintain strict adherence to regulatory and internal compliance standards • Respond to messages and correspondence within 24 hours • Meet established quality and productivity expectations Qualifications: • Minimum 2 years of mortgage underwriting experience or related lending role • Working knowledge of FNMA underwriting guidelines • Strong communication and organizational skills • Proficiency with underwriting systems such as Desktop Underwriter (DU) • Ability to work on-site and maintain consistent part-time schedule National Mortgage Staffing does not set the requirements for this role. All criteria is established by the hiring company. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $70k yearly 2d ago
  • Inland Marine Underwriter, Account Executive

    The Travelers Companies 4.4company rating

    Underwriter job in Independence, OH

    Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Job Category Underwriting Compensation Overview The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. Salary Range $89,800.00 - $148,300.00 Target Openings 1 What Is the Opportunity? Inland Marine provides protection for business properties that are mobile in nature or require unique valuation. Coverages extend to properties that are owned or in a business's care related to construction, transportation, fine art, and renewable energy. The Account Executive (AE), Inland Marine will partner with agents and brokers to provide coverage for new and renewal business based on customers' needs. As an AE, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to assess risk and sell our products will contribute to the profitability and success of Travelers. What Will You Do? * Manage the profitability, growth, and retention of an assigned book of business. * Underwrite and skillfully negotiate customer accounts to minimize risk and maximize profitability. * Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales plans and identify cross-selling opportunities. * Foster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to such meetings. * Identify and capture new business opportunities using consultative marketing and sales skills. * Develop and execute agency sales plans. Execute region/group sales plans. * Perform other duties as assigned. What Will Our Ideal Candidate Have? * Bachelor's degree. * Three to five years of relevant underwriting experience with experience in inland marine. * Knowledge of inland marine products, the regulatory environment, and the local insurance market. * Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite. * Communication skills with the ability to successfully negotiate with agents and brokers. * CPCU designation. What is a Must Have? * Two years of underwriting, claim, operations, risk assessment, actuarial, sales, product, or finance experience. What Is in It for You? * Health Insurance: Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. * Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. * Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. * Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. * Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit *********************************************************
    $89.8k-148.3k yearly 24d ago
  • Small Business Senior Underwriter

    Westfield Group, Insurance

    Underwriter job in Westfield Center, OH

    The Commercial Lines Small Business Senior Underwriter, working under minimal supervision, represents the company among a defined territory of agencies with responsibility for the managing and servicing of a profitable renewal book of Commercial Lines business, while working to grow and strengthen technical underwriting ability. The role focuses on learning and mastering underwriting skills and actively participate in the monthly renewal strategy meeting. The role acts as an Account Steward for the customer and as a key point of contact for the agency, maintaining and implementing appropriate service strategies to deliver our customer service commitment to the customer. The role makes responsible decisions regarding risk acceptability and pricing and escalate issues as needed. The role also provides an agency service and maintain intra-company communications. Job Responsibilities * Manages the underwriting profitability growth and retention of new and renewal business that is consistent with underwriting strategies. * Collects appropriate and accurate information required to assess potential clients and decides on the acceptable risk for a policy. * Compares various policies having similar risk undertaking and conducts actuarial studies to decide on the company's loss records. * Develops relationships with agencies, producers, and other distribution partners (producers) and works to understand their needs. * Leverages portfolio underwriting of the book and territory leveraging analytics and information garnered through BI and other sources. * Provides leadership with feedback on product, pricing and rate/rule activities of the competition and reviews high value inspections for assigned agencies. * Strives to create and build effective communication externally (between agents and company) and internally (within the company) regarding underwriting procedures and practices, growth/profit goals and objectives, and agency relations. * Negotiates with agents to reach positive and profitable outcomes and coordinates and owns agency business plans and key activities with oversight from Region Leader. * Develops and maintains an operating knowledge of Westfield standardized hardware, software programs, third party software, and processing procedures. * Influences current and prospective agencies, producers, and other distribution partners to represent and promote Westfield products and services to customers. * Answers questions from agencies, producers, distribution partners policyholders or other external contacts and escalates issues to leadership as necessary. * Collaborates with and leverages corporate shared services functions to bring the competitive strategy to life and achieve results; aligns with corporate governance while maintaining a singular focus on the customer. Job Qualifications * 3-5 years of Commercial Underwriting experience. * Bachelor's degree in related field and/or commensurate work experience. Location Hybrid- defined as working three or more days per week in the office if the employee's residence is within 50 miles of Westfield Center, OH; OR Remote-if the employee resides more than 50 miles from Westfield Center, OH. Behavioral Competencies * Collaborates * Customer focus * Communicates effectively * Decision quality * Nimble learning Technical Skills * Insurance Industry Knowledge * Financial Controls * Commercial Lines Underwriting * Underwriting Strategy * Data Analysis and Reporting * Risk Management * Customer Service Management This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.
    $49k-83k yearly est. 60d+ ago
  • Underwriter, Commercial Insurance Specialty

    Chubb 4.3company rating

    Underwriter job in Cleveland, OH

    Chubb Commercial Insurance is seeking a motivated, results-driven professional to join our team as a Core Commercial Property and Casualty Production Underwriter. This role focuses on underwriting and growing a diverse book of business, including Manufacturing, Wholesale Distribution, Professional Services, Food, Real Estate, Cultural Institutions, and other Middle Market industries. With clients generating revenues up to $1B, we offer both guaranteed cost and loss-sensitive program structures. This position involves building strong relationships with agency and broker partners, marketing Chubb's full suite of products, and driving profitable growth in the Commercial Insurance portfolio. You will collaborate closely with local branch teams, Territory Underwriting Managers, Industry Practice/Line of Business leaders, and Home Office personnel. Key Responsibilities Build and maintain strong relationships with key distribution partners to drive submission activity in target industry segments. Achieve new business production goals of $1.0M-$1.5M while maintaining profitability and adhering to underwriting strategies. Develop a robust prospect pipeline (5X production goal) using advanced prospecting tools and maintain strong marketplace visibility with 12+ external visits per month. Manage the profitability, growth, and retention of an assigned book of business. Meet or exceed rate, exposure, and retention goals on renewals by retaining key accounts and coordinating value-added services (e.g. Loss Control, Claims). Analyze submissions, quote ratios, hit ratios, and efficiency metrics to ensure profitable growth. Leverage client and broker relationships to cross-sell Chubb's full range of products, including Multinational, Environmental, Ocean Cargo, Financial Lines, Product Recall, E&O, A&H and more. Partner with internal team, including branch staff, Territory Underwriting Managers, and Line of Business/Industry Practice leaders, to deliver tailored solutions. Bachelor's degree or higher. 1+ years of commercial underwriting experience, preferably in the core middle market property and casualty segment. Strong understanding of Property, General Liability, Auto, Workers Compensation, Umbrella, and International lines of business. Proven marketing and negotiation skills with a focus on building and maintaining external relationships. Technical underwriting expertise, including exposure/control analysis, coverage forms, policy structure, loss picks and profitability analysis. Ability to thrive in a fast-paced, team-oriented environment. General understanding of insurance business, regulatory environment, and adherence to underwriting authority. Proficiency in Microsoft Office Suite.
    $95k-133k yearly est. Auto-Apply 60d+ ago
  • Field Commercial Underwriting Specialist - Northeast Ohio

    Northeastern Ohio

    Underwriter job in Cleveland, OH

    Build agency partnerships and shape profitable growth in the field. Schedule: Monday-Friday, 8:00 a.m. to 4:30 p.m. (field-based with regional travel) The Commercial Field Specialist is a key member of our Commercial Underwriting team responsible for generating new business and maintaining strong agency relationships within Northeast Ohio. This field-based role complements our internal underwriting operations, balancing sound risk selection with the development of new agency partnerships. You'll serve as Hastings' in-person representative in the region, providing guidance, collaboration, and underwriting expertise to help drive profitability and growth. What You'll Do: Review, evaluate, and process commercial insurance applications in accordance with underwriting guidelines. Conduct agency visits and strengthen relationships across your assigned territory. Maintain in-depth knowledge of commercial products, pricing, and coverages. Communicate effectively with agents, policyholders, and internal partners to deliver service-oriented underwriting support. Provide input on product pricing, coverage interpretation, and training of departmental peers. Ensure compliance with manual rules and underwriting directives regarding risk selection and pricing. Partner with Marketing and Loss Control during field visits to support corporate goals. Participate in professional development and continuing education opportunities. Additional Role Highlights: Home-based position requiring regular travel throughout Northeast Ohio. Occasional overnight travel and visits to the Hastings Home Office may be required. Frequent collaboration with Commercial Underwriting, Marketing, and Loss Control teams. What You'll Bring: Bachelor's degree in Insurance, Business, or Finance preferred, or equivalent experience. 5-8 years of successful commercial lines underwriting experience. Proven ability to build and maintain strong agency relationships. AU or CPCU designations preferred. Proficiency with Microsoft Office and underwriting systems. Excellent communication, organization, and time management skills. Valid driver's license and ability to travel regularly within the territory. About Us: At Hastings Insurance, we're more than an insurance provider, we're a trusted partner to our agents, policyholders, and the communities we serve. For over 135 years, we've been helping individuals, families, and businesses protect what matters most and rebuild after loss. We're proud to be rated A (Excellent) by A.M. Best Company, recognizing our enduring financial strength and stability. While our heritage runs deep, we're always looking ahead. We embrace emerging technologies, cultivate strong partnerships with independent agents, and continuously evolve our products to meet the needs of today's customers. Our strategy is focused on responsible growth, expanding our reach while staying innovative, agile, and committed to personalized service. Our people are the heart of everything we do. Our talented team members, many recognized as industry experts, are passionate about delivering exceptional service, driving progress, and making a real impact. At Hastings Insurance, we foster a culture of collaboration, continuous learning, and appreciation for the diverse skills and ideas our employees bring. Our Commitment as an Employer: We believe that diverse perspectives and inclusive teams drive innovation and strengthen our organization. We're committed to fostering a workplace where every employee feels valued, respected, and empowered to contribute their best. We are proud to be an equal opportunity employer, and we make employment decisions based on business needs, role requirements, and individual qualifications, without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, appearance, disability, veteran status, family status, marital status, or any other legally protected characteristic. We also understand the importance of providing a welcoming and accessible experience for all candidates. If you require accommodation during the application or interview process, please reach out to our Talent Acquisition Specialist or contact us at ************.
    $57k-94k yearly est. 60d+ ago
  • Middle Market Senior Underwriter (OH Territory)

    Westfield High School 3.3company rating

    Underwriter job in Westfield Center, OH

    The Middle Market Senior Underwriter, working under minimal supervision, represents the company among a defined territory of agencies with responsibility for the managing and servicing of a profitable renewal book of Commercial Lines business, while working to grow and strengthen technical underwriting ability. The role focuses on learning and mastering underwriting skills and actively participate in the monthly renewal strategy meeting. The role acts as an Account Steward for the customer and as a key point of contact for the agency, maintaining and implementing appropriate service strategies to deliver our customer service commitment to the customer. The role makes responsible decisions regarding risk acceptability and pricing and escalate issues as needed. The role also provides an agency service and maintain intra-company communications. Job Responsibilities Manages the underwriting profitability growth and retention of new and renewal business that is consistent with underwriting strategies. Collects appropriate and accurate information required to assess potential clients and decides on the acceptable risk for a policy. Compares various policies having similar risk undertaking and conducts actuarial studies to decide on the company's loss records. Develops relationships with agencies, producers, and other distribution partners (producers) and works to understand their needs. Leverages portfolio underwriting of the book and territory leveraging analytics and information garnered through BI and other sources. Provides leadership with feedback on product, pricing and rate/rule activities of the competition and reviews high value inspections for assigned agencies. Strives to create and build effective communication externally (between agents and company) and internally (within the company) regarding underwriting procedures and practices, growth/profit goals and objectives, and agency relations. Negotiates with agents to reach positive and profitable outcomes and coordinates and owns agency business plans and key activities with oversight from Region Leader. Develops and maintains an operating knowledge of Westfield standardized hardware, software programs, third party software, and processing procedures. Influences current and prospective agencies, producers, and other distribution partners to represent and promote Westfield products and services to customers. Answers questions from agencies, producers, distribution partners policyholders or other external contacts and escalates issues to leadership as necessary. Collaborates with and leverages corporate shared services functions to bring the competitive strategy to life and achieve results; aligns with corporate governance while maintaining a singular focus on the customer. Job Qualifications 3-5 years of Commercial Underwriting experience. Bachelor's degree in related field and/or commensurate work experience. Location Hybrid - defined as working three or more days per week in the office if the employee's residence is within 50 miles of Westfield Center, OH; OR Remote-if the employee resides more than 50 miles from Westfield Center, OH. Behavioral Competencies Collaborates Customer focus Communicates effectively Decision quality Nimble learning Technical Skills Insurance Industry Knowledge Financial Controls Commercial Lines Underwriting Underwriting Strategy Data Analysis and Reporting Risk Management Customer Service Management This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.
    $43k-52k yearly est. Auto-Apply 60d+ ago
  • Part Time Mortgage Underwriter

    Cardinal Credit Union 3.6company rating

    Underwriter job in Mentor, OH

    Part-time Description Our Mortgage Underwriter is responsible for decisioning loan applications within the mortgage department. The underwriter evaluates and verifies loan documents to determine the applicant's ability to repay the mortgage loan. The role requires strong competency with FNMA underwriting guidelines. Responsibilities include reviewing the 1003 and 1008 forms, trust documentation, title reports, homeowner and condo master policies, and insurance documentation. The underwriter ensures that loan terms and property specifications comply with credit union policies and applicable government regulations. 16 hours a week 2 days back to back MT or RF Requirements Our Mortgage Underwriter reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet Credit Union and government standards. Approves or rejects loan application or requests additional information. Evaluates acceptability of loan to corporation that buy real estate loans on secondary mortgage markets (where existing mortgages are bought and sold by investors). Our Mortgage Underwriter assembles documents in loan file, including acceptance or denial and returns file to originating mortgage loan department. Records loan rejection, specifying investor and Credit Union guidelines and basis for declining application. 16 hours a week 2 days back to back MT or RF
    $49k-62k yearly est. 7d ago
  • Sr. Corporate Loan Processor

    Crosscountry Mortgage 4.1company rating

    Underwriter job in Cleveland, OH

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Sr. Corporate Loan Processor is responsible for obtaining and verifying necessary documentation for underwriting the loan file and communicating directly with the customer and/or Loan Officer to obtain documentation for final loan approval. The Sr. Corporate Loan Processor works with dedicated branches at CrossCountry Mortgage. Job Responsibilities: Communicate with various companies to obtain vendor information including, but not limited to, verification of employment, title commitment, and payoff information. Verify vendor orders are completed and returned, and invoices are received and documented. Perform a thorough review and analysis of borrower's credit, income and assets as required by loan program before submitting the file to underwriting. Obtain a complete loan package before submitting to underwriting. Verify all required documentation in the file is complete and accurate and identifies any potential issues that may arise before submitting to underwriting. Prepare a loan approval summary for missing documentation before submitting to underwriting for Loan Officer/Branch Manager to review. Transfer a completely documented file to the underwriter to be approved or denied. Directly communicate with customers to obtain missing documentation required for the loan. Consistently manage a pipeline of 40 active loans and fund a minimum of 27 units per month. Manage pipeline within allotted turn times, prioritizing loans based on the department's Service Level Agreements (SLAs) and estimated close dates. Participate in branch pipeline calls, as necessary. Complete all training classes assigned by CrossCountry Mortgage, LLC before the due date. Review loans for compliance within RESPA, TIL, HMDA, Reg. B, etc. (all mortgage related regulations). Prepare proper disclosures and re-disclosures as required by regulations. Complete required loan submission, re-submission, and closing checklists. Document all communication related to the loan application in the LOS system's conversation log. Assist in coverage of co-worker's pipelines when needed. Assist closing, secondary, and servicing to obtain documentation needed to clear outstanding suspense items for personal loans worked on and/or loans worked on from other team members. Modify work schedule and occasionally work overtime as needed to fulfill responsibilities based on business needs. Performs other duties as required. Qualifications and Skills: High School Diploma or equivalent. 3-5 years' residential mortgage processing experience. Knowledge of RESPA guidelines, all mortgage and consumer lending regulations, Regulation Z and Regulation B requirements, and loan documents. Previous experience with Encompass. Excellent math and analytical skills. Excellent communication skills. Skilled at prioritizing to meet deadlines. Proficient knowledge of DU, LP, Microsoft Outlook, and Windows. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 21.00-24.00 Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $46k-62k yearly est. Auto-Apply 55d ago
  • Senior Underwriter, Middle Market Multi-Industry

    Liberty Mutual 4.5company rating

    Underwriter job in Cleveland, OH

    The Senior Underwriter for Middle Market Multi-Industry underwrites policies within underwriting authority, with limited guidance from leadership as needed. Makes decisions on whether to underwrite business by making analytical, data-driven decisions based on data and information provided, including pricing the risk. Responsibilities * Manages portfolio of brokers/agents and clients. Leverages market presence and knowledge to develop and underwrite profitable business, acting as a representative for Liberty. * Maintains a strong market presence, including established relationships with agents and brokers. Looks to strengthen these relationships and develop new ones. * Contributes ideas for product development and participates in development and execution. Contributes to team projects (e.g., process / tool improvement). * Understands the work implications of relevant legislation and regulation. Collaborates effectively across teams, stakeholders, and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwriting in GRS North America). * Mentors junior underwriters and new hires (not as a line manager). * May analyze department`s portfolio and make suggestions for development. May recognize and communicate emerging trends of exposures within line of business expertise. Qualifications * Degree in Business or equivalent typically required * A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience * CPCU or professional insurance designation preferred * Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques * Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues * Proven track record of developing and underwriting profitable business About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices * California * Los Angeles Incorporated * Los Angeles Unincorporated * Philadelphia * San Francisco
    $62k-85k yearly est. Auto-Apply 5d ago
  • Business Banking Underwriter IV

    Huntington Bancshares Inc. 4.4company rating

    Underwriter job in Akron, OH

    The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: * Supports Business Banking production by maintaining an individual pipeline of work. * Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. * Utilizes single approval authority up to $4MM. * Appropriately assess risk profile of borrower. * Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed. * Tasks as needed to support the line of business and job family. * Act as primary back up for their manager as needed for team huddles & meetings. * Is positioned with knowledge and expertise to represent direct manager outside of function group as needed. * Collaborate with both credit and segment risk to meet or exceed department goals. * Performs other duties as assigned. Basic Qualifications: * Bachelor's degree * 7+years' experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: * Bachelor's degree in business related field * 3-4 years leadership / management experience * Ability to underwrite credit exposures in excess of $4MM. * Previous authority to underwrite and decision credits without additional signers. * Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner. * Proficient use of Microsoft Office and other internet resources * Excellence in customer service, highly motivated, focused and goal oriented. * Excellent written and verbal communication skills, including grammar and demeanor. * Strong organizational skills with attention to detail, planning and follow-up. * Ability to work independently on multiple tasks without compromising quality. * Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000 - $140,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
    $70k-140k yearly Auto-Apply 19d ago
  • Small Business Senior Underwriter

    Westfield High School 3.3company rating

    Underwriter job in Westfield Center, OH

    The Commercial Lines Small Business Senior Underwriter, working under minimal supervision, represents the company among a defined territory of agencies with responsibility for the managing and servicing of a profitable renewal book of Commercial Lines business, while working to grow and strengthen technical underwriting ability. The role focuses on learning and mastering underwriting skills and actively participate in the monthly renewal strategy meeting. The role acts as an Account Steward for the customer and as a key point of contact for the agency, maintaining and implementing appropriate service strategies to deliver our customer service commitment to the customer. The role makes responsible decisions regarding risk acceptability and pricing and escalate issues as needed. The role also provides an agency service and maintain intra-company communications. Job Responsibilities Manages the underwriting profitability growth and retention of new and renewal business that is consistent with underwriting strategies. Collects appropriate and accurate information required to assess potential clients and decides on the acceptable risk for a policy. Compares various policies having similar risk undertaking and conducts actuarial studies to decide on the company's loss records. Develops relationships with agencies, producers, and other distribution partners (producers) and works to understand their needs. Leverages portfolio underwriting of the book and territory leveraging analytics and information garnered through BI and other sources. Provides leadership with feedback on product, pricing and rate/rule activities of the competition and reviews high value inspections for assigned agencies. Strives to create and build effective communication externally (between agents and company) and internally (within the company) regarding underwriting procedures and practices, growth/profit goals and objectives, and agency relations. Negotiates with agents to reach positive and profitable outcomes and coordinates and owns agency business plans and key activities with oversight from Region Leader. Develops and maintains an operating knowledge of Westfield standardized hardware, software programs, third party software, and processing procedures. Influences current and prospective agencies, producers, and other distribution partners to represent and promote Westfield products and services to customers. Answers questions from agencies, producers, distribution partners policyholders or other external contacts and escalates issues to leadership as necessary. Collaborates with and leverages corporate shared services functions to bring the competitive strategy to life and achieve results; aligns with corporate governance while maintaining a singular focus on the customer. Job Qualifications 3-5 years of Commercial Underwriting experience. Bachelor's degree in related field and/or commensurate work experience. Location Hybrid- defined as working three or more days per week in the office if the employee's residence is within 50 miles of Westfield Center, OH; OR Remote-if the employee resides more than 50 miles from Westfield Center, OH. Behavioral Competencies Collaborates Customer focus Communicates effectively Decision quality Nimble learning Technical Skills Insurance Industry Knowledge Financial Controls Commercial Lines Underwriting Underwriting Strategy Data Analysis and Reporting Risk Management Customer Service Management This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.
    $43k-52k yearly est. Auto-Apply 60d+ ago
  • Sr. Corporate Loan Processor

    Crosscountry Mortgage 4.1company rating

    Underwriter job in Cleveland, OH

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Sr. Corporate Loan Processor is responsible for obtaining and verifying necessary documentation for underwriting the loan file and communicating directly with the customer and/or Loan Officer to obtain documentation for final loan approval. The Sr. Corporate Loan Processor works with dedicated branches at CrossCountry Mortgage. Job Responsibilities: * Communicate with various companies to obtain vendor information including, but not limited to, verification of employment, title commitment, and payoff information. Verify vendor orders are completed and returned, and invoices are received and documented. * Perform a thorough review and analysis of borrower's credit, income and assets as required by loan program before submitting the file to underwriting. * Obtain a complete loan package before submitting to underwriting. Verify all required documentation in the file is complete and accurate and identifies any potential issues that may arise before submitting to underwriting. * Prepare a loan approval summary for missing documentation before submitting to underwriting for Loan Officer/Branch Manager to review. Transfer a completely documented file to the underwriter to be approved or denied. * Directly communicate with customers to obtain missing documentation required for the loan. * Consistently manage a pipeline of 40 active loans and fund a minimum of 27 units per month. * Manage pipeline within allotted turn times, prioritizing loans based on the department's Service Level Agreements (SLAs) and estimated close dates. * Participate in branch pipeline calls, as necessary. * Complete all training classes assigned by CrossCountry Mortgage, LLC before the due date. * Review loans for compliance within RESPA, TIL, HMDA, Reg. B, etc. (all mortgage related regulations). * Prepare proper disclosures and re-disclosures as required by regulations. * Complete required loan submission, re-submission, and closing checklists. * Document all communication related to the loan application in the LOS system's conversation log. * Assist in coverage of co-worker's pipelines when needed. * Assist closing, secondary, and servicing to obtain documentation needed to clear outstanding suspense items for personal loans worked on and/or loans worked on from other team members. * Modify work schedule and occasionally work overtime as needed to fulfill responsibilities based on business needs. * Performs other duties as required. Qualifications and Skills: * High School Diploma or equivalent. * 3-5 years' residential mortgage processing experience. * Knowledge of RESPA guidelines, all mortgage and consumer lending regulations, Regulation Z and Regulation B requirements, and loan documents. * Previous experience with Encompass. * Excellent math and analytical skills. * Excellent communication skills. * Skilled at prioritizing to meet deadlines. * Proficient knowledge of DU, LP, Microsoft Outlook, and Windows. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: * Hourly Rate: 21.00-24.00 * Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $46k-62k yearly est. 53d ago
  • Personal Lines Market Underwriter

    Westfield High School 3.3company rating

    Underwriter job in Westfield Center, OH

    In Personal Lines, your work contributes to something bigger. You are part of a team that values your voice, champions your growth, and provides room to work in ways that drive success. Guided by a clear strategy and strong partnerships, your work makes a meaningful difference for agents, our customers, and each other. Rooted in Westfield's culture of trust, collaboration, and doing what's right, you are empowered to bring ideas forward and help shape what comes next. Job Summary The Personal Lines Market Underwriter, working under close supervision, is responsible for reviewing and analyzing insurance applications, generating profitable growth, and serving as the primary Personal Lines contact for an assigned group of agencies. The role pursues leads for new business pipeline, proactively engages and builds relationships with agencies in an assigned territory, reviews and approves new business within assigned authority level, analyzes books of business for assigned agencies and provides excellent customer service to agency partners. Job Responsibilities Generates profitable growth and makes sound underwriting decisions for assigned agencies within clearly established guidelines. Ensures that policies are written in compliance with state and federal regulations regarding insurance policies. Serves as the primary contact for assigned agencies and serves as representative on cross-functional teams. Works closely with agents and brokers to ensure that policies are written correctly and in accordance with company guidelines, provides guidance on policy language, endorsements, and modifications to coverage. Works with other underwriters and managers to develop underwriting acumen, industry knowledge and overall understanding of Westfield business operations. Reviews insurance applications submitted by agents to determine whether the applicant meets the company's underwriting guidelines and assesses the risks associated with insuring them. Evaluates large losses and refers to the Leader for approval, performs future status evaluations and documents for appropriate action, sets up and issues non-renewals, cancellations, and direct notices. Uses various data sources to determine appropriate premiums and coverage levels, such as loss history, driving records, and risk exposures. Identifies and completes required analysis to develop, deliver, and monitor agency business plans for key agencies. Identifies potential risks associated with insuring an individual or property and recommends ways to mitigate those risks, such as adding endorsements or modifying policy language. Provides excellent customer service to agents, answers questions, and resolves issues. Develops and maintains relationships with agents and brokers to promote the company's products and services. Coordinates with assigned agencies as needed, evaluates and prepares relevant information while ensuring proper procedures and processes are followed. Understands and applies the company's agency compensation philosophy including commissions, ACCP/supplemental compensation, and custom compensation options. Stays up to date on industry trends, market conditions, and competitor intelligence to identify areas for growth or where the company may need to adjust its underwriting practices. Travels occasionally in order to support essential functions of the role. This may involve traveling on short notice or other daily driving duties as assigned. Job Qualifications 3+ years of experience in Personal Lines Underwriting. Bachelor's degree in Business Administration, Risk Management, Finance, Economics, or a related field and /or commensurate experience. Location Hybrid - defined as working three or more days per week in the office Licenses and Certifications Working towards or possess a CPCU, AU, CIC, API, and/or AINS designation. Behavioral Competencies Collaborates Communicates Effectively Customer Focus Decision Quality Nimble Learning Technical Skills Personal Lines Underwriting Property and Casualty Insurance Insurance Industry Knowledge Insurance Underwriting Agency Management Data Analysis and Reporting Customer Service Management Risk Management Personal Lines Strategy Knowledge Of State Specific Underwriting Statues This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.
    $43k-51k yearly est. Auto-Apply 60d+ ago

Learn more about underwriter jobs

How much does an underwriter earn in Parma, OH?

The average underwriter in Parma, OH earns between $38,000 and $105,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Parma, OH

$64,000

What are the biggest employers of Underwriters in Parma, OH?

The biggest employers of Underwriters in Parma, OH are:
  1. Huntington National Bank
  2. The Builders Exchange
  3. Nations Lending
  4. KeyBank
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