Underwriter jobs in Placentia, CA

Essential Functions Underwrite business purpose bridge or construction loans in compliance with credit guidelines. Review loan files for completeness, identify missing documentation, and approve borrower background. Collaborate with Sales, Processors, Managers and Closers to communicate guideline requirements and finalize loan scenarios. Must be able to prioritize time sensitive deadlines. Manage pipeline of 60+ loans with efficiency and accuracy. Analyze valuations for accuracy, risk and detail review of comparable market sales. Participate in weekly pipeline meeting. Identify and evaluate strengths, mitigating factors, and weaknesses of the loan request and escalate risks and issues. Prepare and submit exception memos for scenarios falling outside guidelines. Perform duties and responsibilities specific to department functions and activities. Performs other duties and responsibilities as required or assigned by Manager. Competencies/Skills Strong attention to detail with the ability to stay organized and problem solve in a fast-paced environment. Ability to articulate issues, problem solve and analyze with creative and outside of the box thinking. Strong communication skills (written and verbal) with internal and external partners; ability to convey findings in a concise and comprehensive manner. Effective organization and time management skills. Capability to build trusting relationships internally and externally and elicit confidence by demonstrating reliability. Strong team player with the ability to work effectively in a cooperative and diverse environment. Capacity to analyze processes, support change and think operationally and strategically to achieve business goals. Proven ability to partner with clients to identify business challenges and effective strategies/alternatives to mitigate them. Highly self-motivated and self-directed. Advanced use of Microsoft Office Suite with emphasis on advanced excel skills. Financial analytical analysis with math and general accounting knowledge. Education and Experience 2 years' experience underwriting business purpose and/or multifamily, commercial lending. 2 years' experience reviewing guarantor and borrower background reports, valuation analysis, including entity documentation to determine ownership and borrower structure. 5 years of analytical experience within financial services, commercial banking, or business purpose lending. Accessibility At Archwest, we will make reasonable accommodations to enable individuals with disabilities to perform essential functions. Please just let us know by contacting us at ***************************.

Come join our amazing team and work Remote ! We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan. What you'll do: A thorough knowledge of Non Agency or NON QM mortgage loan underwriting. Maintains highly confidential information concerning loan applicants. Requires high level of organizational skills and ability to work on several tasks simultaneously Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. Applies and interprets company underwriting guidelines and makes sound credit decision. Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. Determines any conditions, stipulations or pre-funding requirements. Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise What you'll need: 5+ years mortgage underwriting work experience. Experience Underwriting Non Agency or Non QM Loans Paperless Loan Origination System experience preferred. DU and LP experience required. Experience working in a paperless environment preferred. Our Company: Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: **************************** What is the value proposition to joining the team? Increased earning capacity due to access to our 48 state territory. Ability to market faster and more efficiently inside the operation. Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible. Professional account manager's partner with you and your brokers to add value every step of the way. Base pay plus an industry leading commission plan. Take over existing accounts. What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.

Job Type: Permanent Build a brilliant future with Hiscox Underwriter, Professional Risks - Allied Healthcare Underwriter Reporting to Regional Manager - AHC The Role: Hiscox USA is currently searching for a dynamic, engaging and solutions-oriented Underwriter to drive new business and underwrite complex renewal business within the Allied Healthcare sector. This position provides a unique opportunity for an Allied Healthcare specialist or a professional liability generalist to join a fast paced, dynamic team to write policies tailored to the specific requirements of the Allied Healthcare sector. We specialize in medical imaging centers, pharmacies, occupational/speech/physical therapists, home healthcare, counselors, medical consultants, medi spas, day spas, social services, dentists, veterinarians, staffing firms, and much more! Policies will be rooted in Allied Healthcare E&O, with cross sold SAM, Cyber, GL, and other PL coverages offered for qualifying risks. Risks vary greatly in size and complexity (from start-ups to large, multinational entities). We provide an entrepreneurial climate that values and rewards thoughtful risk taking, excellence in execution and ownership in body of work. What You'll Be Doing: Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the company's strategy and guidelines for the product line: *********************************************************************** Develop new broker relationships and increase depth of existing broker relationships throughout region to increase production Engage with the national Allied Healthcare team to learn and teach collaboratively Maintain excellent customer service standards Play a key role in executing on regional plan i.e. serving as relationship manager for several key Allied Healthcare brokers and spearheading broker turnarounds. Obtain & maintain underwriting authority in Allied Healthcare practice area. Spearhead in office quoting days with top broker partners Monitor product results and develop ideas to increase productivity and profitability Consistently exceed minimum quote output numbers established by national Allied Heathcare manager At times, regional travel required including industry events and broker visits **Please provide a cover letter and resume which clearly communicates that you are the person to take on this challenge at Hiscox USA** Here Are Some of The Requirements We Would Ideally Like to See: 2+ years of experience in Allied Healthcare coverage; experience preferred Customer-centric mind-set and passionate about the power of superior customer service and offerings Strong understanding of sales principles, presentation, negotiation skills and demonstrate a competitive drive Team-oriented, ability to collaborate and desire to share information across divisions and teams to further the overall goals of the company Proven track record of understanding and delivering meaningful underwriting profit Outgoing, driven, high attention to detail and results focused mentality The ability to identify business needs Excellent written and verbal communication skills Strong interpersonal skills and ability to work independently in a collaborative environment Innate service focus which enables one to effectively interact with all levels of internal and external customers and partners B.A./B.S degree is preferred Willingness to develop business, with travel throughout the U.S. up to 25%, required What We Offer: 401(k) with competitive company matching Comprehensive health insurance, vision, dental and FSA plans (medical, limited purpose, and dependent care) Company paid group term life, short- term disability and long-term disability coverage 24 Paid time off days plus 2 Hiscox days,10 paid holidays plus 1 paid floating holiday, and ability to purchase up to 5 PTO days Paid parental leave 4-week paid sabbatical after every 5 years of service Financial Adoption Assistance and Medical Travel Reimbursement Programs Annual reimbursement up to $600 for health club membership or fees associated with any fitness program Company paid subscription to Headspace to support employees' mental health and wellbeing 2023 Gold level recipient of Cigna's Healthy Workforce Designation for having a best-in-class health and wellness program Dynamic, creative, and values-driven culture Modern and open office spaces, complimentary drinks Spirit of volunteerism, social responsibility, and community involvement, including matching charitable donations for qualifying non-profits via our sister non-profit company, the Hiscox USA Foundation Salary Range: $100-$120k The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. **Please note that this position is hybrid and requires two (2) days in our office weekly** #LI-RM1 Work with amazing people and be part of a unique culture

Job Description Key responsibilities include but are not limited to: Underwrite mortgage loan files for agency compliance and investor guidelines Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents. Approve or approve with conditions loan submission after careful consideration and explore possible alternatives before resorting to a suspense or denial. Assess the risk to the company and our investors to ensure salability of the loan after closing Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan. 5 years of experience underwriting FNMA, FHLMC, and Non-Conforming mortgages is a plus Re-reviewing files, signing off on conditions, and moving files to clear to close Work closely with operations staff while identifying opportunities to mentor and coach them increasing their knowledge and efficiency Job Posted by ApplicantPro

Klassic Recruiting is partnering with Hiscox in the search for an Underwriter - General/Professional Liability to join their team based in Los Angeles, CA. Hiscox USA Hiscox USA was established in 2006 to focus primarily on the needs of small and middle market commercial clients, via both the broker and direct distribution channels. It is headquartered in New York City and is today the fastest-growing business unit within the Hiscox Group. Today, Hiscox USA has a talent force of about 350 employees mostly operating out of 5 major cities - New York, Atlanta, Chicago, Los Angeles and San Francisco. Hiscox USA offers a broad portfolio of commercial products, including technology, cyber & data risk, multiple professional liability lines, media, entertainment, management liability, crime, kidnap & ransom, commercial property and terrorism. If you thrive in a challenging and collaborative environment where you are trusted to work instinctively and know the company will stretch you to your full potential look no further. Job Description Underwriter - General/Professional Liability Summary: Hiscox USA is currently searching for an experienced, dynamic, engaging and sharp General Liability / Professional Liability Underwriter in Los Angeles to drive new business for the Southwest region. This position provides an opportunity to thrive in an entrepreneurial climate that values and rewards thoughtful risk-taking and excellence in execution. Underwriter - General/Professional Liability Responsibilities include: Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the company's strategy and guidelines for the Professional Risks and General Liability product lines Develop new relationships and maintain existing relationships with wholesale brokers throughout the Southwest Region (SoCal, AZ, NV, NM and HI) Work with operations, claims, finance and marketing to build or enhance products and contribute to the financial performance of the business unit Maintain excellent customer service standards Monitor product results and develop ideas to increase productivity and profitability Be part of a larger professional team in Los Angeles, collaborating to drive regional results and develop new opportunities At times, 10-25% travel required Qualifications Qualifications 3-5 years of general liability / professional liability insurance underwriting experience with strong Southwest US broker relationships B.A. / B.S degree from an accredited College or University required Outgoing, driven, high attention to detail and results-focused mentality Strong understanding of basic sales principles, negotiation skills and demonstrate a competitive drive Strong interpersonal skills and ability to work independently in a collaborative environment Innate service focus which enables one to effectively interact with all levels of internal and external customers and partners What Hiscox USA Offers: Competitive salary and bonus (based on personal & company performance) Comprehensive health insurance, Vision, Dental and FSA 401(k) with competitive company matching 24 Paid time off days 10 Paid Holidays Paid sabbaticals after 10 years of service Dynamic, creative and values-driven culture Modern and open office spaces, complimentary fruit and drinks Spirit of volunteerism, social responsibility and community involvement, including matching charitable donations for qualifying non-profits via our sister non-profit company, the Hiscox USA Foundation We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class. Job Type: Full-time Required education: Bachelor's Required experience: General Liability Underwriting: 3 years Property/Casualty Insurance Underwriting: 3 years Additional Information All your information will be kept confidential according to EEO guidelines.

Experienced Portfolio Officer/Manager CRE and/or C&I - (FT) positions open at our LA Headquarters Branch. Underwriting medium to large C&I or CRE loan portfolio. Participates in the development and recommendation of loan objectives. Only strong C&I and CRE experience welcomed. Qualifications Strong C&I and CRE experience Additional Information All your information will be kept confidential according to EEO guidelines.

The Merchant Cash Advance (MCA) Underwriter is responsible for evaluating and underwriting applications for merchant cash advances for short-term financing options in the merchant cash advance space in funding small businesses all over the United States. This role involves analyzing financial documents, assessing risk, and making informed decisions to approve or deny funding requests. The ideal candidate will possess strong analytical skills, attention to detail, and the ability to make sound judgments in a fast-paced environment. Key Responsibilities: 1. Application Review: Assess and analyze applications for merchant cash advances, including reviewing financial statements, credit reports, and other relevant documents. Evaluate the financial health and stability of applicants to determine the risk level associated with each advance. 2. Risk Assessment: Conduct thorough risk assessments by analyzing business revenue, cash flow, and other financial metrics. Utilize risk assessment tools and underwriting software to assist in decision-making. 3. Decision Making: Make informed decisions on whether to approve or deny merchant cash advance applications based on risk assessment and company guidelines. Provide recommendations for approval, denial, or modification of funding terms. 3. Communication: Communicate underwriting decisions and rationale to applicants and internal teams clearly and professionally. Collaborate with sales and customer service teams to address any issues or concerns related to the underwriting process. 4. Documentation and Reporting: Maintain accurate and detailed records of underwriting decisions, including documentation and rationale for each case. Prepare and submit reports on underwriting performance, trends, and potential areas for improvement. 5. Compliance and Procedures: Ensure adherence to company policies, industry regulations, and legal requirements during the underwriting process. Stay updated on industry trends and changes in regulations that may impact underwriting practices. 6. Continuous Improvement: Identify and recommend improvements to underwriting processes and procedures to enhance efficiency and effectiveness. Participate in training and development opportunities to stay current with best practices in underwriting. Qualifications: Education: Bachelor's degree in Finance, Accounting, Business Administration, or a related field. Relevant certifications are a plus. Experience: 5 years of experience in underwriting, preferably in merchant cash advances or a related field. Skills: Strong analytical and critical thinking skills. Proficiency in financial analysis and risk assessment. Excellent communication and interpersonal skills. Detail-oriented with strong organizational skills. Ability to make sound decisions under pressure. Technical Proficiency: Familiarity with underwriting software and financial analysis tools. College degree in finance is a plus Must be able to create underwriting polices and guidelines Must be able to create varying credit boxes

Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. Hours: Must work Pacific Standard time or Mountain Standard time schedule. The Group Underwriter II is responsible for determining acceptability of insurance risks and appropriate premium rates for renewal and prospect employer groups in accordance with corporate underwriting guidelines and authority limits. How you will make an impact: * Calculates renewal rates for group cases based on analysis of group's experience, industry and demographics. * Prepares annual settlements, ERISA reports, rate projections and post sale review. Minimum Requirements: Requires a BA/BS in a related field; Minimum 3 years of experience in underwriting; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities and Experiences: CPCU, CLU, LOMA, HIAA or other insurance related courses preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $61,404 to $87,720 Locations: California, Colorado, Nevada, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Bridge Specialty Group is seeking a Renewal Underwriter to join our growing team in Irvine, CA! The Renewal Underwriter is responsible for analyzing, underwriting, and servicing primarily renewal accounts, with support for new business as directed. This role evaluates risk exposures, determines appropriate premiums and terms, and ensures compliance with carrier guidelines and state regulations. The Renewal Underwriter works closely with brokers, agents, and internal teams to market and negotiate placements, issue accurate policies and supporting documents, and deliver exceptional service to clients. In addition to managing renewals, the position provides guidance and training to team members, contributes to departmental sales and production efforts, and fosters strong relationships with producers, carriers, and industry partners to support profitable growth. How You Will Contribute: Examine application forms, inspection reports, insurance maps, medical reports, and related documents to assess risk based on financial standing, age, occupation, accident history, and property value/condition. Review company records to confirm existing coverage on single risks or groups of related risks, while evaluating potential for catastrophic or excessive losses. Underwrite or broker renewal accounts, ensuring compliance with carrier guidelines, accuracy of applications, timely issuance of quotes, binders, and policies, and completion of state filings and tax payments. Assist Underwriters/Brokers with reviewing, analyzing, and underwriting renewal and new business accounts; determine premiums and terms, analyze exposures, and issue written indications, quotes, and binders. Utilize inspection companies to gather additional information, support rate development, and communicate company underwriting policies. Partner with Underwriters/Brokers to market services, meet with retail agency clients, and cultivate relationships that grow and retain business. Leverage binding authorities or broker risks when necessary to negotiate successful placements and support overall underwriting results. Ensure proper coding and completion of required forms and documentation. Service and maintain existing business with strong awareness of departmental priorities. Train and mentor processors and assistants by reviewing submissions, indications, quotes, binders, and policies for accuracy and completeness. Licenses and Certifications: P&C State licensed. Pursue the CIC or CPCU designation, thorough familiarity with applicable ISO manuals, forms, rating plans, policy forms i.e. coverages, exclusions, conditions, and terms. Skills & Experience to Be Successful: Bachelor's degree (B. A.) from four-year College or university is desired or five years insurance experience, two years of which is as an underwriting assistant Proficient with MS Office Suite Exceptional telephone demeanor. 1-3 years' experience with excess and surplus lines underwriting agency or company. About Us: Bridge Specialty Group creates a seamless way to connect the varying needs of our retail partners with the market clout and talents of our wholesale entities. Our more than 25 niche-focused brands reflect our deep experience and specialization in construction, general casualty, environmental liability, professional liability, health care, public entity, workers' comp, property and personal lines. With more than 50 locations and more than 2,000 team members throughout the United States and Europe, Bridge has access to more than 200 standard and excess & surplus lines carriers that support our $7+ billion premium book. Our focus is on bringing the power of collective size and specialty to the wholesale brokerage marketplace. Bridge Specialty Group - aligning risk with greater reach. Pay Range $75,000 - $100,000 Annual The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

Monterey Park, CA Financial Services - Commercial Banking Exp 10 -15 yrs Degree Bach Relo Bonus Job Description Responsible for making credit worthy decisions on complex commercial transactions to determine acceptability of risk in accordance with the company guidelines and standards. Advanced expertise on commercial loans Position Accountabilities Evaluates all financial statements (business and personal tax returns, fiscal year-end and interim statements and personal financial statements) for credit worthiness. Identifies recurring and non-recurring income/expenses. Comprehend all schedules, notes, and K-1's. Differentiates between cash and accrual method as well as comprehend UCA cash flow analysis. Consolidates related entities and summarizes results. Identifies credit strengths, weaknesses, industry risks, and anomalies that lead to further investigation. Determines or amends applicable loan agreement covenant and monitoring requirements. Collaborates with Relationship Managers on reasoning for a particular decision, answering potential loan request questions, identifiying/resolving potential problem loans. Prepares a comprehensive credit summary in conjunction with the Relationship Managers and Credit Manager to address all material aspect of the request. Supports management of the Relationship Manager portfolio by addressing convenant violations, completing annual review/renewals, and identifiying opportunities. Performs other duties as assigned. Qualifications Required Education or Equivalent Experience Bachelor's Degree Required Required Experience Years of functional/professional experience: At least 10 years Field of Experience Expert knowledge of information and data processing systems. Expert in evaluating business and credit reports Expert knowledge of our Policy and Procedures Expert understanding of various regulatory/compliance policy and procedure including but not limited to Fair Lending, OFAC, Flood, Regulation O, highly leveraged transactions, etc. Meet and/or exceed our Service Level Agreement commitment Proficiency in MS Office and other system applications Excellent written and verbal communication skills Excellent organizational skills Additional Information All your information will be kept confidential according to EEO guidelines. Direct Staffing Inc

Casualty Facultative Reinsurance Underwriter Los Angeles 2-15 years of production casualty, excess casualty, or package underwriting experience Great training program to aid in the transition to facultative underwriting. A++ carrier with a superior culture. Opportunity to market to clients/professional sporting games/30% travel.

Job Description Unlock your potential with Quantum ePay a fast growing fintech company that helps business owners lower costs, increase revenue, and improve their quality of life. We provide innovative payment processing solutions and an ever expanding suite of products that boost productivity, efficiency, and confidence. With a focus on exceptional merchant service, we value integrity, teamwork, passion, and reliability. As our company continues to grow, we are looking for driven professionals ready to take the next step in their career. If you are motivated by success and eager to grow, join us and maximize your potential with Quantum ePay. The Underwriter I plays a key role in reviewing merchant applications for payment processing, evaluating risk, and ensuring compliance with bank and industry requirements. This role is ideal for someone early in their underwriting career who is eager to learn, grow, and make an impact in a fast paced environment. ESSENTIAL DUTIES AND RESPONSIBILITIES Review merchant applications to assess risk and determine acceptance based on underwriting guidelines Interpret and analyze credit reports, business registrations, financial statements, and tax returns Verify and confirm information submitted on merchant applications Ensure daily applications are processed accurately and in a timely manner Communicate with agents regarding pending applications and required documentation Identify patterns, potential risks, and process improvements Navigate multiple systems and platforms to update and track application status Support team initiatives and perform additional duties as assigned QUALIFICATIONS Previous experience in credit, risk, finance, or a related field preferred Merchant underwriting experience a plus but not required Experience with TSYS a plus Strong working knowledge of Microsoft Office Suite and Adobe PDF Ability to quickly learn new proprietary software (CRM) and third party vendor systems Strong problem solving skills with the ability to apply innovative solutions Customer focused mindset with excellent verbal and written communication skills Strong research and analytical skills with great attention to detail Ability to read, interpret, and apply business documents, industry standards, and regulations Proficient in basic business math including percentages, ratios, and volume calculations SALARY: This role includes quarterly profit-sharing bonuses as part of a total compensation package, in addition to a full range of medical, dental, retirement planning, and/or other benefits. Base salary range: $48,000 - $55,000 Salary including quarterly profit-sharing bonus and comprehensive benefits program range (annualized): $67,725 - $ 73,725 WHY WORK HERE? Awarded Top Workplace of Orange County by the OC Register! New state of the art, open-concept facility with stand-up desks, balance boards, stationary bikes and more! Work hard, play hard culture! Monthly Beer Socials and BBQs! Proven "promote from within" mentality! Benefit offerings: Medical, dental, vision, acupuncture and chiropractic 401k Safe Harbor; 100% employer match processed semi-monthly, up to 4% Profit Sharing; paid on a quarterly basis

Mission Loans is seeking experienced mortgage professionals who thrive in a fast-paced environment without losing focus on quality of work and delivering an exceptional customer experience. As an Underwriter, your primary mission is to evaluate and decision borrower qualification for mortgage loans to ensure creditworthiness, ensure compliance with company, agency and investors standards and deliver a best-in-class customer experience. PRIMARY DUTIES & RESPONSIBILITIES: Overall responsibility for (i) evaluation and decision of borrower qualification for a mortgage loan to ensure creditworthiness, (ii) ensuring compliance with company, agency, and investors standards, and (iii) delivering a best-in-class customer experience. Verify borrower loan application contains all necessary documentation, credit, and financial information; calculate qualifying ratios; identify borrower risk profile. Perform thorough analysis of borrower's application such as: (i) income and expense data, (ii) asset documentation, (iii) credit reports, (iv) employment, (v) title and (vi) property valuations to affirm borrower stability, capacity to repay and qualification against company, agency and/or investor guidelines. Make and issue independent, compliant underwriting decisions detailing clear conditions necessary to clear the loan for closing. Partner with sales, customer relationship managers, and closers-funders to resolve problems, qualification issues, and clear conditions throughout the underwriting process. Manage underwriting pipeline queues (i.e., initial submissions, conditions, change requests, final approval) to deliver timely decisions that meet company-published service standards. Respond promptly to assist in resolving issues related to requests such as post-closing conditions, suspended loans, quality control audits, and investor audits/inquiries. Maintain current knowledge of company, agency, and investor underwriting guidelines and policies. Scenario support for production. Operate with a goal to meet and exceed internal and external customer expectations. Operate in a manner that promotes loan quality and compliance with lending laws. Maintain productivity and quality performance at or above required goals. SKILLS & ABILITIES: Subscribe to the mission of creating a truly customer and team member-centric environment. Love to come into work every day and win. Highly motivated self-starter who can work independently under minimal supervision and as a team player. Clear, effective interpersonal skills, written and verbal communication skills. Ability to work in a fast-paced, multi-tasking environment and manage multiple deadlines. Strong analytical, problem-solving, and creative thinking skills. Ability to learn and adapt to guideline changes. Strong organization, follow-through, and time management skills. Excellent attention to detail with commitment to accuracy and quality. Dependable, responsible, and able to use good judgment. QUALIFICATIONS & EXPERIENCE Bachelor's degree preferred. 2-5 years of underwriting experience in a high-volume mortgage setting. FHA DE or VA SAR certification. Experience in Loan Assumptions is a plus. Thorough understanding of agency & investor underwriting guidelines, policies, and procedures. Extensive knowledge in the following loan programs/products: conventional, FHA, VA, refinance and purchase, a plus - jumbo and non-QM. Advanced/Extensive knowledge and responsibility for compliance with state and federal regulations applicable to loan fulfillment. Advanced math skills; adept at calculating income from salaried and self-employed borrowers, qualifying ratios, and other relevant loan calculations. Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA). Basic proficiency in Microsoft Office products (Excel, Word, PowerPoint, etc.). Experience with Byte is a plus. Other Duties: This position profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may be asked to perform additional related duties, as assigned, in order to meet the needs of the organization. Compensation: $38.00-$40.00/hour + bonus. Location: Remote opportunity available. Notice to Agencies: Mission Loans, LLC. (the "Company") has an internal recruiting department. Mission Loans, LLC may supplement that internal capability from time to time with assistance from temporary staffing agencies, placement services, and professional recruiters ("Agency"). Agencies are hereby specifically directed NOT to contact Mission Loans, LLC. employees directly in an attempt to present candidates. The Company's policy is for the internal recruiting team or other authorized personnel to present ALL candidates to hiring managers. Any unsolicited resumes sent to Mission Loans, LLC. from a third party, such as an Agency, including unsolicited resumes sent to a Company mailing address, fax machine, or email address, directly to Company employees, or to the resume database, will be considered Company property. Mission Loans, LLC. will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Mission Loans, LLC. will consider any candidate for whom an Agency has submitted an unsolicited resume to have been referred by the Agency free of any charges or fees. Mission Loans, LLC. is proud to be an Equal Opportunity Employer. Mission Loans does not discriminate based on race, color, gender, disability, veteran, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law.

Marketing Statement: Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites commercial property/casualty and professional liability insurance products for select industries. We have been in operation since 1962 and are nationally recognized as a member of Ward's Top 50 and rated A++ by A.M.Best. We are looking for a Surety Underwriter II to join our team in Pasadena, CA! Summary: Under moderate direction and supervision, underwrites and markets assigned products by providing intermediate levels of risk assessment and technical underwriting expertise to determine underwriting acceptability. A typical day will include the following: Assists with the preparation and participates in marketing activities within the region to promote the development of new business. Gathers and analyzing information, applies appropriate underwriting techniques necessary to make an accurate evaluation of acceptability of risk. May evaluate credit quality. Prepares and participates in proposals to producers and/or accounts negotiating terms and conditions. May ensure credit quality of accounts managed while maintaining and updating underwriting files. Participates in the producer management process which may include, but is not limited to, premium collections. Prepares underwriting submissions, making recommendations and/or decisions within established authority limits. Minimum authority is $750,000 (Surety). Qualifications: Successful candidates will have the following - Bachelor's Degree At least three years of contract surety underwriting experience preferably with a carrier. AFSB designation preferred. The ability to manage multiple priorities, generate new business and be detail oriented. EEO Statement: Tokio Marine Group of Companies (including, but not limited to the Philadelphia Insurance Companies, Tokio Marine America, Inc., TMNA Services, LLC, TM Claims Service, Inc. and First Insurance Company of Hawaii, Ltd.) is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, sexual orientation and/or any other status protected by law. Benefits: We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. If you enjoy working in a fast paced work environment with growth potential please apply online. Additional information on Volunteer Benefits, Paid Vacation, Medical Benefits, Educational Incentives, Family Friendly Benefits and Investment Incentives can be found at *****************************************

at loan Depot Responsible for underwriting loans for successful transaction and sale. Ensures the performance of all duties in accordance with the company's policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates. Responsibilities: Underwrites 4 - 6 Conventional, USDA, FHA, and VA loans within company, investor, and industry guidelines per day with a standard turnaround time of 24 - 48 hours. Maintains a current knowledge of loan programs. Analyzes and issues credit decisions. Reviews and makes informed decisions on financial statements, credit reports and applicable ratios (i.e., DTI and LTV). Analyzes risk appropriately by assessing property information including: purchase contract, escrow instructions, and preliminary title report. Evaluates/examines transactions to ensure accuracy and completeness. Ensures documents are consistent and compliant. Identifies red flags on documentation. Assists with renegotiation of loans based on lending guidelines. Gathers information from agency materials to make appropriate decisions. Assigns and signs off on appropriate loan conditions. Assists Processing Department with problematic files to expedite submissions. Effectively explains rationale behind credit decision to internal customers and/or auditors. Answers program guideline and borrower qualification questions from loan consultants and processors. Communicates effectively with internal staff to maintain high level of customer service. Calculates complex income scenarios. Requirements: High School Degree or equivalent required and a minimum of six (6) + years of successful professional experience within the mortgage lending industry preferred. Bachelor's Degree preferred. Minimum of three (3) + years of successful Conventional, FHA, and VA underwriting experience required. Valid and current FHA Direct Endorsement (DE) certification required and SAR certification preferred. Proficiency in Desktop Underwriter (DU) and Loan Prospector (LP) Programs required. Why work for #teamloan Depot: Aggressive compensation package based on experience and skill set. Inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. Work with other passionate, purposeful, and customer-centric people. Extensive internal growth and professional development opportunities including tuition reimbursement. Comprehensive benefits package including Medical/Dental/Vision. Wellness program to support both mental and physical health. Generous paid time off for both exempt and non-exempt positions. About loan Depot: loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, as the nation's second largest non-bank retail mortgage lender, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts. Base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay for this role is between $33.00 and $50.00. Your base pay will depend on multiple individualized factors, including your job-related knowledge/skills, qualifications, experience, and market location. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

**Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The **National Accounts Strategic Underwriter** is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities. **How You Will Make an Impact** Primary duties may include, but are not limited to: + Create competitive, financially sound proposals for business growth and renewals. + Collaborate on RFPs. + Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation. + Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. **Minimum Requirements:** Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance. **Preferred Skills, Capabilities, and Experiences:** + ASA/FSA, CFA, or CEBS credentials preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864. Locations: California, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Must have reliable transportation Bi-lingual (English and Spanish) is a must Management opportunities Insurance and Tax Prep Specialist - Fiesta Insurance and Tax Service Are you highly skilled in insurance and tax preparation? Do you enjoy providing excellent customer service? If you answered yes, then we have the perfect opportunity for you! Fiesta Auto Insurance and Tax provides top notch, affordable insurance and tax products with a level of customer service that is second to none! Join our dynamic team and become part of a company that values its employees and offers a fun and loving work environment. We offer top pay and have room for quick advancement. At Fiesta we have a strong team environment and make it fun for the staff and customers. Job Overview: Prepare and file tax returns for individuals and small businesses Assist clients in selecting the right insurance products for their needs Provide exceptional customer service and build long-term relationships with clients What's in it for you: Competitive pay with commission and bonus opportunities 401K, Health, dental, and vision insurance Opportunity to learn and grow in the insurance and tax industry Requirements: No education required Experience in insurance and tax preparation is preferred Location: Locations thru out Los Angeles If you are a motivated and talented individual with a passion for insurance and tax preparation, apply now and join our team at Fiesta Insurance and Tax Service! Work schedule 8 hour shift Supplemental pay Commission pay Bonus pay Benefits Health insurance Dental insurance Vision insurance

At Amwins, we succeed together - and have a good time doing it. We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs. First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders. Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service. Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply. At Amwins, we win together - and have a good time doing it. Learn more about us at amwins.com. We see you in Amwins blue! Join our Amwins Access team in Los Angeles as an Associate Underwriter! This is a full-time, in office position in our downtown Los Angeles office with a hybrid schedule once training is complete. Snapshot of what Amwins provides to our team members: Compensation includes a salary commensurate with experience Annual bonus potential Broad benefits package available Most benefits available first day of employment Medical, Dental, Vision, Life, etc. Paternal Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc. Generous Paid Time Off and Company Holiday Schedule Collaborative, continuing education focused work environment Career advancement opportunities Each Associate Underwriter provides vital team functions: Review submission information required to issue new or renewal quotes Rating and preparation of new or renewal quotes as directed by Underwriter Review and handling of inspection recommendations and discrepancies Monitor various reports for consistency Potential for policy issuance and endorsement processing, including audits Assist in accounting procedures such as invoicing Data entry into multiple internet-based systems We are looking for people with: 1 year experience as support staff in an office environment or a Bachelor's degree from an accredited four-year university Prior insurance experience is a plus! Property and Casualty License or ability to earn a license within 90 days (cost reimbursed and study support provided by Amwins) Eagerness to learn and grow as a team Detail-oriented with strong work ethic Excellent computer skills including typing proficiency, Microsoft Office proficiency with an emphasis in Excel spreadsheets Pursuant to California regulation, the compensation for this position is $68,640 to $72,000 annually, and includes eligibility for performance-based bonuses. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

At Amwins, we succeed together - and have a good time doing it. We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs. First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders. Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service. Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply. Learn more about us at amwins.com. Join our Amwins Access team in Woodland Hills as an Associate Underwriter! This is a full-time, in office position in our Woodland Hills, CA office with a hybrid schedule (with 3 days per week in office required) once training is complete. Pursuant to California regulation, the compensation for this position is $68,640 to $72,000 annually, and includes eligibility for performance-based bonuses. We are looking for people with: At least 1 year experience as support staff in an office environment or a Bachelor's degree from an accredited four-year university Property and Casualty License or ability to earn a license within 90 days (cost reimbursed and study support provided by Amwins) Team focused mindset who is able to provide consistent, high-quality work Exceptional communication skills, attention to detail, organization, professionalism and customer-service mentality Microsoft Office proficiency with an emphasis in Excel spreadsheets Each Associate Underwriter provides vital team functions: Review submission information required to issue new or renewal quotes Rate and prepare new or renewal quotes as directed by Underwriter Review and handle inspection recommendations and discrepancies Monitor various reports for consistency Potential for policy issuance and endorsement processing, including audits Assist in accounting procedures such as invoicing Data entry into multiple internet based systems Snapshot of what Amwins provides to our team members: Compensation includes a salary commensurate with experience Annual bonus potential Broad benefits package available Most benefits available first day of employment Medical, Dental, Vision, Life, etc Paternal Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc Generous Paid Time Off and Company Holiday Schedule Collaborative, continuing education focused work environment Career advancement opportunities The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.