Underwriter jobs in Portland, ME - 170 jobs

A leading insurance company in Boston is seeking an Executive Underwriter to independently underwrite energy accounts, primarily within the oil & gas sector. The successful candidate will manage broker portfolios, assess technical exposures, and mentor junior underwriters. With a strong focus on analytical skills and communication, this role provides the opportunity to contribute significantly to the company's success. Ideal candidates should have at least 7 years of experience in underwriting and a degree in business. #J-18808-Ljbffr

Consumer & Home Equity Underwriter Compensation: $70,000-$90,000 base + performance-based incentives tied to closed loans Interview Process: Initial phone/video screen followed by an onsite interview Overview This role is responsible for reviewing, analyzing, and underwriting a wide range of consumer and home equity lending products, including both secured and unsecured loans and lines of credit. The underwriter ensures lending decisions align with internal credit standards, regulatory requirements, and overall risk tolerance, while supporting a member-focused lending environment. Key Responsibilities Review, analyze, and underwrite residential home equity loans/lines and consumer loan applications Evaluate borrower creditworthiness using credit reports, income documentation, asset verification, and other financial data Assess credit risk and determine approval, denial, or escalation recommendations in accordance with lending authority Ensure lending decisions comply with applicable federal, state, and local regulations as well as internal policies Partner with branch teams and internal stakeholders to obtain additional documentation or clarification when needed Clearly communicate underwriting decisions and conditions in a timely and professional manner Maintain complete and accurate loan files and underwriting documentation Support internal staff by providing guidance on underwriting decisions and loan structure Prepare recurring reports for leadership and committee review as requested Perform additional related duties as assigned Qualifications & Experience Minimum of 3 years of experience underwriting consumer and home equity loans in a banking or credit union setting Strong knowledge of consumer and residential lending, credit analysis, and risk evaluation Working familiarity with loan origination systems and related financial software Solid understanding of applicable regulations including TRID, HMDA, Reg B, and Fair Lending Strong analytical skills with high attention to detail Clear, professional communication skills and a collaborative work style NMLS registration preferred or willingness to obtain Education Bachelor's degree in finance, business, or a related field, or equivalent relevant experience

General Job Title: Underwriter - Crime & Fidelity Division: Specialty Risk Key Relationships: Brokers, underwriters, claims, wordings, insureds, external clients and suppliers Job Summary: To underwrite a US Executive Risk account within Specialty Risks and provide counsel and advice on underwriting related issues. Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand. FLSA: Exempt Key Responsibilities: Underwriting Develop and underwrite a profitable portfolio of US Executive Risk business as part of Specialty Risks. Structure tailor-made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing. Manage innovation and development of non-insurance service offerings to insureds and others. Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level. Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability, using rating models as applicable. Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost effective administration of the US Executive Risk Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Specialty Risks. Comply with Beazley's underwriting control standards for business written through Lloyd's, Beazley's subsidiaries or internal MGAs. Develop a good working relationship with the claims managers on this class of business. Client Management Advise, assist and service clients on insurance and risk matters to ensure clients' satisfaction. Foster positive relationships with clients to get a mutual understanding of both their and Beazley's needs. Maintenance of good business relationships with brokers. Maintain awareness of overall Beazley product range and take advantages of opportunities to introduce other Beazley products to clients. General Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley. Develop best practice and disseminate business and class knowledge within US Executive Risk and Specialty Risks. Work with peers within the US Executive Risk and Specialty Risks to maximise business opportunities and profitability within the department. This will include but not be limited to sharing market information, marketing sources and cross selling opportunities. Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group. Production of presentations and marketing literature as required. Production of business plans/research documents for the US Executive Risk account as required. It is important that within all your interactions both internally and externally you adhere to Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers. We also expect Beazley employees to: Comply with Beazley procedures, policies and regulations including the code of conduct, which incorporates the PRA and FCA Conduct. Undertake training on Beazley policies and procedures as delivered by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system. Display business ethics that uphold the interests of all our customers. Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs. Comply with any specific responsibilities necessary for your role as outlined by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas. This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management. Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups. Personal Specification: Essential Criteria 3-5 years of direct underwriting experience in Crime or Crime & Fidelity products, with this line representing a significant portion of the candidate's portfolio. Proven experience in underwriting US Executive Risk accounts, including risk assessment, pricing, and portfolio management within a regulated insurance environment. Strong analytical and financial skills, advanced knowledge of underwriting policy and practice, and proficiency in Microsoft Excel (pivot tables, VLOOKUP, complex formulas) with excellent communication skills for broker and client negotiations. Skills & Abilities Proficient underwriting skills Accurate and numerate Strong analytical skills with attention to detail Able to communicate effectively with others, both verbally and in writing Ability to manage time, meet deadlines and prioritise Motivational skills Knowledge & Experience General commercial and financial knowledge Experience in insurance industry Experience of US Executive Risk underwriting or broking Thorough knowledge of underwriting policy, philosophy and practice Advanced knowledge of underwriting processes and systems Client service experience Aptitude & Disposition Result focused, self-motivated, flexible and enthusiastic Professional approach to interact successfully with managers/colleagues/external suppliers Team worker as well as able to work on own initiative Customer focused, with a strong ethic of service and fairness to the customer Competencies Achievement drive Analytical thinking Strategic thinking Service focus Team working Conceptual thinking Forward thinking Who We Are: Beazley is a specialist insurance company with over 30 years' experience helping people, communities and businesses to manage risk all around the world. Our mission is to inspire our clients and people with the confidence and freedom to explore, create and build - to enable businesses to thrive. Our clients want to live and work freely and fully, knowing they are benefitting from the most advanced thinking in the insurance market. Our goal is to become the highest performing sustainable specialist insurer. Our products are wide ranging, from cyber & tech insurance to marine, healthcare, financial institutions and contingency; covering risks such as the weather, film production or protection from deadly weapons. Our Culture We have a wonderful mix of cultures, experiences, and backgrounds at Beazley with over 2,000 of us working around the world. Employee's diversity, experience and passion allow us to keep innovating and moving forward, delivering the best. We are proud of our family-feel culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that is big on collaboration, diversity of thought and personal accountability. Our three core values inspire the way we work and how we treat our people and customers. Be bold Strive for better Do the right thing Upholding these values every day has enabled us to become an innovative and responsive organization in touch with the changing world around us - our ambitious inclusion & diversity and sustainability targets are testament to this. We are a flexible and innovative employer offering a friendly, collaborative, and inclusive working environment. We actively encourage and expect applications from all backgrounds. Our commitment to fostering a supportive and dynamic workplace ensures that every employee can thrive and contribute to our collective success. Explore a variety of networks to assist with professional and/or personal development. Our Employee Networks include: Beazley RACE - Including, understanding and celebrating People of Colour Beazley SHE - Successful, High potential, Empowered women in insurance Beazley Proud - Our global LGBTQ+ community Beazley Wellbeing - Supporting employees with their mental wellbeing Beazley Families - Supporting families and parents-to-be We encourage internal career progression at Beazley, giving you all the tools you need to drive your own career here, such as: Internal Pathways (helping you grow into an underwriting role) iLearn (our own learning & development platform) LinkedIn Learning Mentorship program External qualification sponsorship Continuing education and tuition reimbursement Secondment assignments The Rewards The opportunity to connect and build long-lasting professional relationships while advancing your career with a growing, dynamic organization Attractive base compensation and discretionary performance related bonus Competitively priced medical, dental and vision insurance Company paid life, and short- and long-term disability insurance 401(k) plan with 5% company match and immediate vesting 22 days PTO (prorated for 1st calendar year of employment), 11 paid holidays per year, with the ability to flex the religious bank holidays to suit your religious beliefs Up to $700 reimbursement for home office setup Free in-office lunch, travel reimbursement for travel to office, and monthly lifestyle allowance Up to 26 weeks of fully paid parental leave Up to 2.5 days paid annually for volunteering at a charity of your choice Flexible working policy, trusting our employees to do what works best for them and their teams Salary for this role will be tailored to the successful individual's location and experience. The expected compensation range for this position is $75,000 - $120,000 per year plus discretionary annual bonus. Don't meet all the requirements? At Beazley we're committed to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't perfectly align with every requirement and qualification in the job specification, we encourage you to apply anyway. You might just be the right candidate for this, or one of our other roles.

Site: Mass General Brigham Health Plan Holding Company, Inc. Mass General Brigham relies on a wide range of professionals, including doctors, nurses, business people, tech experts, researchers, and systems analysts to advance our mission. As a not-for-profit, we support patient care, research, teaching, and community service, striving to provide exceptional care. We believe that high-performing teams drive groundbreaking medical discoveries and invite all applicants to join us and experience what it means to be part of Mass General Brigham. Job Summary Responsible for evaluating and analyzing group insurance experience and community-rated fully and self-insured accounts. This role involves assessing the financial and operational aspects of group insurance proposals to determine coverage eligibility, pricing, and terms. The role operates with minimal supervision and is expected to be thoroughly versed in all concepts of claims analysis, claims projection, and benefit analysis. Consistently demonstrates a sound and thorough understanding of all Underwriting concepts to produce work with broad independence. Essential Functions -Review and analyze group insurance accounts, including medical, dental, and other health-related plans. -Evaluate risks associated with group applications, considering factors such as demographics, claims history, and market trends. -Assume full responsibility for some Underwriting standard processes as assigned by the manager. -Develop and present underwriting recommendations based on thorough analysis and risk assessment. -Collaborate with brokers, agents, and healthcare providers to gather necessary information and clarify underwriting requirements. -Comfortable collaborating with care management staff to leverage clinical data to improve underwriting projections. -Train and/or mentor junior Underwriters. -May help direct the workflow of more junior members of the team. -Produce high-quality, error-free analyses that are reliable and understandable. -Produce client-specific reporting promptly, ensuring data is consistent with prior distribution and other related Underwriting material. This reporting function will serve to support renewal underwriting as well as regular and ad-hoc client reporting. -Regularly attend external client and consultant meetings to explain, defend, and negotiate premiums and Underwriting methodologies for both renewing and prospective clients, rarely requiring support from the Underwriting manager. -Ensure compliance with regulatory standards and internal policies throughout the underwriting process. Qualifications Education Bachelor's Degree required (experience can be accepted in lieu of degree) Experience At least 3-5 years of experience in group underwriting required, Experience with the healthcare or insurance sector preferred Knowledge, Skills, and Abilities Excellent analytical and quantitative skills, with the ability to interpret complex data. Strong attention to detail and accuracy in evaluations and recommendations. Proficient in underwriting software and Microsoft Office Suite, particularly Excel. Effective communication skills, both written and verbal, to convey complex information clearly. Comfortable presenting and defending rating methodology to clients and consultant partners. Strong interpersonal skills to build and maintain relationships with internal and external stakeholders. Ability to work independently and manage multiple projects simultaneously. Additional Job Details (if applicable) Working Conditions This is a hybrid role with occasional team meetings at the office and visits to clients (in the Boston area) every couple of months Remote Type Remote Work Location 399 Revolution Drive Scheduled Weekly Hours 40 Employee Type Regular Work Shift Day (United States of America) Pay Range $78,000.00 - $113,453.60/Annual Grade 7 At Mass General Brigham, we believe in recognizing and rewarding the unique value each team member brings to our organization. Our approach to determining base pay is comprehensive, and any offer extended will take into account your skills, relevant experience if applicable, education, certifications and other essential factors. The base pay information provided offers an estimate based on the minimum job qualifications; however, it does not encompass all elements contributing to your total compensation package. In addition to competitive base pay, we offer comprehensive benefits, career advancement opportunities, differentials, premiums and bonuses as applicable and recognition programs designed to celebrate your contributions and support your professional growth. We invite you to apply, and our Talent Acquisition team will provide an overview of your potential compensation and benefits package. EEO Statement: Mass General Brigham Health Plan Holding Company, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, national origin, sex, age, gender identity, disability, sexual orientation, military service, genetic information, and/or other status protected under law. We will ensure that all individuals with a disability are provided a reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. To ensure reasonable accommodation for individuals protected by Section 503 of the Rehabilitation Act of 1973, the Vietnam Veteran's Readjustment Act of 1974, and Title I of the Americans with Disabilities Act of 1990, applicants who require accommodation in the job application process may contact Human Resources at **************. Mass General Brigham Competency Framework At Mass General Brigham, our competency framework defines what effective leadership “looks like” by specifying which behaviors are most critical for successful performance at each job level. The framework is comprised of ten competencies (half People-Focused, half Performance-Focused) and are defined by observable and measurable skills and behaviors that contribute to workplace effectiveness and career success. These competencies are used to evaluate performance, make hiring decisions, identify development needs, mobilize employees across our system, and establish a strong talent pipeline.

Job Description This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact. Essential Duties and Responsibilities: Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available. Evaluate the experience of a risk against the class of business under review. Evaluate the loss potential due to catastrophe, severity, and/or frequency. May rate policies or check previously rated policies for proper rating. Utilizes knowledge of automated systems to develop information for new or renewal policies. Prepares quotations for agents and answers questions from agents, policyholder, or prospects. Assists agents with comments or questions about applications and the likelihood of acceptance by the company. Reviews requests for cancellation, endorsements, etc. Reviews policies for renewal consideration. Request additional documentation necessary for the processing of an application, endorsement or cancellation. Conduct marketing visits to agents. Performs other duties as assigned. Qualifications/Requirements: Must have Producer's License. 3 plus years of insurance experience. Prior exposure to insurance underwriting type activities. Basic familiarity with computers. Good oral and written communications skills. Strong analytical skills and the ability to pay attention to details. Resourceful and controlled assertive behavior characteristics. Must have demonstrated negotiation skills Technical knowledge of insurance coverage forms and their application to exposure. Knowledge of departmental regulations and policies. Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices. Strong interpersonal skills working with Staff and Company Underwriters Experience in standard underwriting practices and procedures. Associated classes or courses and/or industry license, or designation. We offer a total compensation package which includes salary plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. Visit Us On LinkedIn: ************************************************* View All Openings: ************************************ Website: ************** Powered by JazzHR YtEuUZSbTS

Would you like to be a part of a team that delivers industry experience and creative solutions? Avondale seeks goal-driven professionals ready to take their career to the next level. Job Summary: We are looking for a detail-oriented and experienced General Liability Underwriter to join our dynamic underwriting team. In this role, you will be responsible for evaluating, assessing, and underwriting general liability insurance policies for commercial clients. Your expertise in risk analysis, pricing, and policy structuring will ensure that our company maintains profitability while managing risk effectively. You will also play a key role in building strong relationships with brokers and ensuring the proper application of underwriting guidelines and regulatory standards. Key Responsibilities: Underwrite and evaluate general liability insurance applications for a wide range of industries and businesses, ensuring risk is appropriately assessed and policies are priced correctly. Analyze and assess risk factors, such as company operations, industry type, claims history, safety protocols, and financial stability, to determine coverage, terms, and premium rates. Collaborate with brokers to gather detailed information for underwriting purposes, ensuring all relevant data is collected to make informed decisions. Apply underwriting guidelines and company policies while adhering to regulatory standards, making adjustments to policies as needed. Assess the adequacy of current policies and recommend modifications for renewals based on claims experience, risk exposure, and market conditions. Review complex insurance applications and provide clear communication to brokers about underwriting decisions, coverage options, exclusions, and pricing. Monitor industry trends, emerging risks, and competitor products to assist in pricing and underwriting strategies. Work closely with risk management teams to identify risk mitigation strategies and ensure the proper coverage is in place for clients. Maintain accurate underwriting records, decisions, and documentation for both new business and renewals. Provide mentorship and guidance to junior underwriters and assist in the development of team underwriting practices. Support claims departments with any relevant underwriting information and assist with the resolution of any claims issues related to general liability. Assist in handling some of the renewal book up to $10,000,000 annually Targeted new business production goal of $5,000,000 annually Qualifications: 3-5 years of experience in general liability underwriting or related insurance field. Strong understanding of general liability insurance products, underwriting guidelines, and industry regulations. Excellent risk assessment, analytical, and decision-making skills. Proficient in underwriting software and tools, as well as Microsoft Office Suite (Excel, Word, PowerPoint). Solid written and verbal communication skills, with the ability to interact with clients, brokers, and internal teams effectively. Strong negotiation skills and the ability to explain complex concepts clearly. Ability to work independently and manage multiple tasks in a fast-paced environment. Strong attention to detail, with an emphasis on accuracy and compliance. Preferred Skills: Bachelor's degree in Business, Finance, Insurance, Risk Management, or related field (or equivalent work experience) is a plus. Industry certifications such as CPCU, AINS, or ARM are a plus. Experience with niche general liability policies or specialized industries (e.g., construction, manufacturing, Real Estate). Pre-existing relationships with wholesale insurance brokers Knowledge of risk management strategies and loss control measures. Familiarity with claims handling processes and insurance policy language. Working Conditions: Full-time position, available in-office or hybrid (depending on location). Occasional travel may be required for client meetings or industry events. Compensation: Competitive salary based on experience, along with a performance-based bonus structure. Comprehensive benefits package, including health, dental, vision, and retirement plans. Who is Avondale? Established in 2006, Avondale Insurance Associates is an Excess and Surplus Lines Underwriting Management Company focused on small to mid-sized accounts across all property and general liability classes. What you'll get... At Avondale, you will have the opportunity to build a long-term career with unlimited growth potential. Aim high, work hard and we'll help you achieve your goals. At Avondale, you will experience our caring work environment. We care about our employees, we care about our customers, and we care about the world around us. At Avondale, you will achieve a work-life balance. We care about your physical and emotional well-being, so work-life balance is encouraged and practiced. We understand you have a life outside of work, and we want you to live it. At Avondale, you will have access to a world-class Total Rewards package. We truly value our people, which shows in our compensation, benefits, and perks. In addition to competitive pay, we have designed a performance-based annual incentive program. All employees are eligible to earn a bonus by meeting performance objectives. Comprehensive medical, dental and vision plans and numerous supplemental benefit offerings. Flexible Paid time off annually Assistance with parking expenses, discount programs for area services/experiences, and financial support for professional development and licensure/designations Access to specialized leadership development programming designed to take your career to the next level. And so much more! Avondale, a Unison Risk Advisors company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic.

Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Group Underwriter II (Stop Loss) is responsible for determining acceptability of insurance risks and appropriate premium rates for renewal and prospect employer groups in accordance with corporate underwriting guidelines and authority limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Calculates stop loss rates for group cases based on analysis of group's experience, industry and demographics. * Prepares post-sale reviews. Minimum Requirements: Requires a BA/BS in a related field; Minimum 3 years of experience in underwriting; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: * CPCU, CLU, LOMA, HIAA or other insurance related courses preferred. * Stop Loss underwriting experience preferred For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $61,404 to $105,264. Locations: California, Colorado, District of Columbia (Washington, DC), Maryland, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Company Details Acadia Insurance is a regional property casualty insurer with offices throughout the Northeast. As a member of W.R. Berkley Corporation (NYSE: WRB), one of the largest property casualty insurance holding companies in the United States, our financial strength and integrity are two of the main reasons why Independent Agents place business with us. Acadia is rated A+ (Superior) by A.M. Best, with an A+ claim paying ability rating by Standard & Poor's. At Acadia, we value our employees, our customers and our communities. Employees at Acadia are part of a progressive company where everyone can make a difference. We promote an inclusive environment which encourages continuous learning and the chance to grow and develop. Company URL: ******************************** Responsibilities The Underwriter builds dynamic relationships, maintains a strong distribution channel, drives written premium growth, and maximizes renewal retention while delivering a high degree of customer satisfaction within our footprint of Independent Agencies. Key functions will include but are not limited to: • Strengthens relationships and educates agents within agency plan to maximize opportunities and achieve profitable growth.• Achieves new business premium, renewal premium retention and rate change objectives.• Within company guidelines and granted underwriting authority, evaluates new and renewal information to determines risk acceptability terms/conditions to be quoted, and priced.• Utilizes various underwriting tools to: determine acceptable risk characteristics; determine accurate exposure classifications; set adequate property limits to accomplish appropriate insurance to value and rate and quote business to agents.• Orders and reviews inspections to confirm accounts written are consistent with preliminary underwriting information and acts when the inspection reveals unacceptable risk characteristics. Qualifications Bachelor's degree from four-year college or university and 2-5 years related experience and/or training; or equivalent combination of education and experience. We can consider a more senior position for someone with more experience. • Demonstrated success in developing and maintaining positive relationships.• Excellent communication skills, including listening for solutions.• Demonstrates a willingness to collaborate with colleagues and present in a way that influences others.,• An ability to think analytically about business problems, make recommendations and propose solutions.• High energy self-starter, who is resilient and has an entrepreneurial spirit.• Ability to sell and influence others.• Goal-oriented achiever who delivers results.• Basic knowledge of computer programs in a windows environment, including Word, Excel and Email is mandatory.• Prior experience working with on-line underwriting tools is preferred (e.g., Silver Plume, and Reference Connect).• Advanced professional insurance coursework (i.e., CPCU or AU) or completion of other insurance related classes is preferred.• BA/BS degree preferred.• 2-5 years of experience working as an Underwriter in Commercial Property & Casualty• Ability to travel in assigned territory • Valid driver's license required The Company is an equal employment opportunity employer. Sponsorship Details Sponsorship not Offered for this Role

Ready to help us transform healthcare? Bring your true colors to blue. What We Need: Financial Underwriting is instrumental to securing the financial wellbeing of insurance companies. At Blue Cross Blue Shield of Massachusetts, Underwriters are valued partners in contributing to the organization's success by influencing business segments such as Marketing, Product Portfolio, Infrastructure Planning and Network Planning. The Stop Loss Underwriter II will underwrite accounts of a variety of Stop Loss programs for self-funded accounts. This role is eligible for our Flex Persona. Your Day to Day Responsible for the accurate and timely calculation of New Business and Renewal quotations. Maintain adherence to Underwriting Guidelines and responsible for approval of exceptions. Prepare complete underwriting analyses for New Business prospects and renewals. Maintain consistent high level of service to our sales representatives and clients with respect to renewal and proposal timeliness and accuracy. We're Looking for: * Utilize Underwriting/Actuarial models to develop quotations and associated renewals, project future account performance, and propose alternative programs and/or financial arrangements when necessary. * Leverage working knowledge of account specific rating strategies including lasering, aggregating specific and other creative underwriting approaches to minimize adverse selection. * Make independent decisions consistent with stated UW guidelines and represent the financial needs of the Corporation at meetings with accounts and brokers/consultants. * Will be expected to partner directly with Sales Staff, and/or their Consultant(s) in a consultative capacity as needed. * Required strong oral and written communication skills to explain difficult technical concepts to clients, consultants, and sales staff. * Required working knowledge of health benefit programs and financial arrangements from both a risk and cash flow aspect. What You Bring: * Demonstrates strong initiative. * Has an analytic thought process with ability to work in a fast-paced environment. * Demonstrates an interest in professional development. * Employs functional and technical skills when performing all assignments. * Can apply changes to previously learned processes or adopt new ones. * Develops cooperative relationships with leaders and peers. * Recognizes and changes daily priorities to perform work routine and accomplish activities. * Proficiency in Excel and Word, and ability to learn new software/tools. * Creative problem-solving ability is required. * Minimum of three (3) years underwriting or related experience is required. * Stop-Loss Insurance experience is desired. What You'll Gain: * A collaborative department with a strong leadership team who embodies a growth mindset and authentically leads Blue Cross Blue Shield of Massachusetts in maintaining financial stability and balancing membership and affordability across all market segments. * Flexibility and work/life balance with the Blue Cross Blue Shield of Massachusetts hybrid work model. * A mission-driven organization with strong company values that provides comprehensive, holistic well-being benefits. It is our mission at Blue Cross Blue Shield of Massachusetts to foster a culture that enables associates to do their best work while living happy and healthy lives. That's why we offer you a variety of ways to support your best physical, emotional, financial, and social well-being. For more information on our benefit offerings, visit ********************************************** Minimum Education Requirements: High school degree or equivalent required unless otherwise noted above Location Boston Time Type Full time Salary Range: $74,790.00 - $91,410.00 The job posting range is the lowest to highest salary we in good faith believe we would pay for this role at the time of this posting. We may ultimately pay more or less than the posted range, and the range may be modified in the future. An employee's pay position within the salary range will be based on several factors including, but limited to, relevant education, qualifications, certifications, experience, skills, performance, shift, travel requirements, sales or revenue-based metrics, and business or organizational needs and affordability. This job is also eligible for variable pay. We offer comprehensive package of benefits including paid time off, medical/dental/vision insurance, 401(k), and a suite of well-being benefits to eligible employees. Note: No amount of pay is considered to be wages or compensation until such amount is earned, vested, and determinable. The amount and availability of any bonus, commission, or any other form of compensation that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. WHY Blue Cross Blue Shield of MA? We understand that the confidence gap and imposter syndrome can prevent amazing candidates coming our way, so please don't hesitate to apply. We'd love to hear from you. You might be just what we need for this role or possibly another one at Blue Cross Blue Shield of MA. The more voices we have represented and amplified in our business, the more we will all thrive, contribute, and be brilliant. We encourage you to bring us your true colors, , your perspectives, and your experiences. It's in our differences that we will remain relentless in our pursuit to transform healthcare for ALL. As an employer, we are committed to investing in your development and providing the necessary resources to enable your success. Learn how we are dedicated to creating an inclusive and rewarding workplace that promotes excellence and provides opportunities for employees to forge their unique career path by visiting our Company Culture page. If this sounds like something you'd like to be a part of, we'd love to hear from you. You can also join our Talent Community to stay "in the know" on all things Blue. At Blue Cross Blue Shield of Massachusetts, we believe in wellness and that work/life balance is a key part of associate wellbeing. For more information on how we work and support that work/life balance visit our "How We Work" Page.

Site: Mass General Brigham Health Plan Holding Company, Inc. Mass General Brigham relies on a wide range of professionals, including doctors, nurses, business people, tech experts, researchers, and systems analysts to advance our mission. As a not-for-profit, we support patient care, research, teaching, and community service, striving to provide exceptional care. We believe that high-performing teams drive groundbreaking medical discoveries and invite all applicants to join us and experience what it means to be part of Mass General Brigham. Job Summary Responsible for evaluating and analyzing group insurance experience and community-rated fully and self-insured accounts. This role involves assessing the financial and operational aspects of group insurance proposals to determine coverage eligibility, pricing, and terms. The role operates with minimal supervision and is expected to be thoroughly versed in all concepts of claims analysis, claims projection, and benefit analysis. Consistently demonstrates a sound and thorough understanding of all Underwriting concepts to produce work with broad independence. Essential Functions * Review and analyze group insurance accounts, including medical, dental, and other health-related plans. * Evaluate risks associated with group applications, considering factors such as demographics, claims history, and market trends. * Assume full responsibility for some Underwriting standard processes as assigned by the manager. * Develop and present underwriting recommendations based on thorough analysis and risk assessment. * Collaborate with brokers, agents, and healthcare providers to gather necessary information and clarify underwriting requirements. * Comfortable collaborating with care management staff to leverage clinical data to improve underwriting projections. * Train and/or mentor junior Underwriters. * May help direct the workflow of more junior members of the team. * Produce high-quality, error-free analyses that are reliable and understandable. * Produce client-specific reporting promptly, ensuring data is consistent with prior distribution and other related Underwriting material. This reporting function will serve to support renewal underwriting as well as regular and ad-hoc client reporting. * Regularly attend external client and consultant meetings to explain, defend, and negotiate premiums and Underwriting methodologies for both renewing and prospective clients, rarely requiring support from the Underwriting manager. * Ensure compliance with regulatory standards and internal policies throughout the underwriting process. Qualifications Education * Bachelor's Degree required (experience can be accepted in lieu of degree) Experience * At least 3-5 years of experience in group underwriting required, * Experience with the healthcare or insurance sector preferred Knowledge, Skills, and Abilities * Excellent analytical and quantitative skills, with the ability to interpret complex data. * Strong attention to detail and accuracy in evaluations and recommendations. * Proficient in underwriting software and Microsoft Office Suite, particularly Excel. * Effective communication skills, both written and verbal, to convey complex information clearly. * Comfortable presenting and defending rating methodology to clients and consultant partners. * Strong interpersonal skills to build and maintain relationships with internal and external stakeholders. * Ability to work independently and manage multiple projects simultaneously. Additional Job Details (if applicable) Working Conditions * This is a hybrid role with occasional team meetings at the office and visits to clients (in the Boston area) every couple of months Remote Type Remote Work Location 399 Revolution Drive Scheduled Weekly Hours 40 Employee Type Regular Work Shift Day (United States of America) Pay Range $78,000.00 - $113,453.60/Annual Grade 7 At Mass General Brigham, we believe in recognizing and rewarding the unique value each team member brings to our organization. Our approach to determining base pay is comprehensive, and any offer extended will take into account your skills, relevant experience if applicable, education, certifications and other essential factors. The base pay information provided offers an estimate based on the minimum job qualifications; however, it does not encompass all elements contributing to your total compensation package. In addition to competitive base pay, we offer comprehensive benefits, career advancement opportunities, differentials, premiums and bonuses as applicable and recognition programs designed to celebrate your contributions and support your professional growth. We invite you to apply, and our Talent Acquisition team will provide an overview of your potential compensation and benefits package. EEO Statement: Mass General Brigham Health Plan Holding Company, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, national origin, sex, age, gender identity, disability, sexual orientation, military service, genetic information, and/or other status protected under law. We will ensure that all individuals with a disability are provided a reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. To ensure reasonable accommodation for individuals protected by Section 503 of the Rehabilitation Act of 1973, the Vietnam Veteran's Readjustment Act of 1974, and Title I of the Americans with Disabilities Act of 1990, applicants who require accommodation in the job application process may contact Human Resources at **************. Mass General Brigham Competency Framework At Mass General Brigham, our competency framework defines what effective leadership "looks like" by specifying which behaviors are most critical for successful performance at each job level. The framework is comprised of ten competencies (half People-Focused, half Performance-Focused) and are defined by observable and measurable skills and behaviors that contribute to workplace effectiveness and career success. These competencies are used to evaluate performance, make hiring decisions, identify development needs, mobilize employees across our system, and establish a strong talent pipeline.

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

Job Classification: Operations - Insurance Operations Group Insurance is an operating unit within the U.S. Businesses Division that primarily focuses on creating, distributing, and administering a complex range of life, disability and supplemental health insurance products for many top Fortune 500 companies. Prudential has been underwriting group insurance plans since 1916. Today, our Group Insurance business unit is the nation's second largest group life carrier and a leading disability carrier, proudly servicing nearly 20,000 clients-and insuring more than 20 million employees and their families. Group Insurance has operation centers across the United States. The Senior Group Underwriter is accountable for underwriting Group Life, Disability, or Supplemental Health proposals, renewals and on-going case activity in accordance with statutory regulations and existing underwriting policies and practices, assessing risk and making and communicating decisions in a manner which contributes to the profitability of the product and reputation of the company. What you can expect: * Assesses, calculates and specifies the conditions under which Prudential is willing to accept risk on Group Life, Disability, and/or Supplemental Health business for prospective and in-force customers. This includes, but is not limited to, the review and analysis of risk criteria, demographic data, financial data, rating formulas, case specific experience, product filings and statutory requirements. * Independently applies Underwriting judgment, formulates pricing decisions, negotiates within their authority limit, handles standard reporting requests and has a strong command of rating/tools applications and policies and procedures. * Able to prioritize and balance multiple competing priorities independently. * Independently communicates and negotiates with internal partners. * Actively engages in supporting the positive consultative outcomes crucial to our long-term success * Creates accurate offers, standard experience reports and/or evaluations, projections for assigned accounts and handles more customized reporting requests. * Maintains updated records and case files in accordance with underwriting and records policies & procedures. * Demonstrates an awareness of regional trends, competitive landscape and factors that influence the marketplace and regulatory environment * Acts as a subject matter expert for low complexity topics. * May handle a limited number of customized reporting requests. * Serves as a resource for less experienced underwriters * Expected to contribute to projects as a team member What you'll need: * Group Life, Disability, and/or Supplemental Health underwriting experience, preferably 3+ years, * Bachelor's degree or equivalent work experience * Ability to work independently * Strong time management and organizational skills * Ability to prioritize work with limited oversight * Results and profit oriented * Strong Analytical and mathematical skills. * Proficient with Microsoft Office and email software * Excellent Excel skills * Excellent communication and collaboration skills * Ability to develop strong working relationships * Understands and adheres to policies and procedures * Exhibits behaviors aligned with leadership competencies What we offer you: Prudential is required by state specific laws to include the salary range for this role when hiring a resident in applicable locations. The salary range for this role is from $65,900.00 to $102,200.00. Specific pricing for the role may vary within the above range based on many factors including geographic location, candidate experience, and skills. * Market competitive base salaries, with a yearly bonus potential at every level. * Medical, dental, vision, life insurance, disability insurance, Paid Time Off (PTO), and leave of absences, such as parental and military leave. * 401(k) plan with company match (up to 4%). * Company-funded pension plan. * Wellness Programs including up to $1,600 a year for reimbursement of items purchased to support personal wellbeing needs. * Work/Life Resources to help support topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional and mental health, and career development. * Education Benefit to help finance traditional college enrollment toward obtaining an approved degree and many accredited certificate programs. * Employee Stock Purchase Plan: Shares can be purchased at 85% of the lower of two prices (Beginning or End of the purchase period), after one year of service. Eligibility to participate in a discretionary annual incentive program is subject to the rules governing the program, whereby an award, if any, depends on various factors including, without limitation, individual and organizational performance. To find out more about our Total Rewards package, visit Work Life Balance | Prudential Careers. Some of the above benefits may not apply to part-time employees scheduled to work less than 20 hours per week. Prudential Financial, Inc. of the United States is not affiliated with Prudential plc. which is headquartered in the United Kingdom. Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, ancestry, sex, sexual orientation, gender identity, national origin, genetics, disability, marital status, age, veteran status, domestic partner status, medical condition or any other characteristic protected by law. If you need an accommodation to complete the application process, please email accommodations.hw@prudential.com. If you are experiencing a technical issue with your application or an assessment, please email *************************************** to request assistance.

When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: * Award-winning culture * Inclusion and diversity as a priority * Performance Based Incentive Plans * Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability * Generous PTO (including paid time to volunteer!) * Up to 9.5% 401(k) employer contribution * Mental health support * Career advancement opportunities * Student loan repayment options * Tuition reimbursement * Flexible work environments * All the benefits listed above are subject to the terms of their individual Plans. And that's just the beginning… With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! General Summary: The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. Principal Duties and Responsibilities * Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. * Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. * Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these * Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences * Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners * Assist with training, technical development and mentoring more junior underwriters Job Specifications * Bachelors degree or equivalent, relevant business experience * Demonstrated, consistent proficiency at Underwriter level * Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits * Strong technical expertise in risk selection * Demonstrated understanding of top-line and bottom-line objectives * Exhibit strong knowledge of sales/distribution process and market trends * Solid mentoring and coaching skills * Strong creative problem solving skills * Strong critical thinking/analytical reasoning skills * Strong communication skills, both verbal and written * Strong organizational skills and ability to handle multiple priorities * Strong ability to be persuasive and to negotiate * Demonstrated ability to work both independently and in a team environment * Exhibit a strong commitment to quality and personal ownership of results #LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$100,700.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

The Consumer Loan Underwriter I is responsible for evaluating and approving consumer loan applications. This role involves assessing creditworthiness, ensuring compliance with lending policies, and providing exceptional service to members by facilitating their financial needs through sound lending decisions. *PLEASE NOTE: THIS IS AN ON-SITE, IN-PERSON POSITION. CANDIDATE MUST RESIDE IN STATE OF MAINE, POSSIBLE HYBRID OPPORTUNITY ONCE FULLY TRAINED* Qualifications Serve as the primary contact for dealerships and members with indirect loan needs Complete and respond to employee, member, and dealer loan decisioning and funding requests with varying degrees of complexity Maintain accurate records of loan decisions and ensure all documentation is complete and up to date Provide recommendations for loan approvals, denials, or alternative solutions to meet members' financial needs Individuals will go on dealership visits to engage in networking and support for our indirect partners Required Experience - Minimum of 1-2 years of experience in consumer loan underwriting or a related financial services role - Experience in evaluating creditworthiness and risk assessment for loan applicants - Familiarity with loan processing systems and financial software applications - Strong analytical skills to assess financial information and make informed decisions- Excellent communication skills for interacting with clients and team members. - Knowledge of state and federal regulations related to consumer lending. - Proficiency in Microsoft Office Suite, particularly Excel, for data analysis and reporting. Benefits of Employment with Maine State Credit Union: In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team. We are also proud of the benefits we offer: Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97% HSA - generous employer contribution Employer funded HRA Employer-subsidized Dental and Vision Insurance 100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance Accident Insurance Competitive wages, and annual evaluations with compensation adjustments Generous 401(k) employer match, plus annual discretionary contribution Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holidays Paid Parental Leave Education reimbursement - up to $5,000 annually for undergraduate Opportunities to volunteer in our local communities 100% Employer Paid EAP which includes 6 free mental health sessions Wellness Reimbursement of up to $150 Free coffee, tea, and hot chocolate and an abundance of food

We are an employee and customer focused savings bank and are looking for an energetic full time Mortgage Underwriter. We offer an environment of excellence where teamwork and accountability are a must! in our Loan Operations department in our Operations Center in Adams. If you have a TRUE passion for delivering exceptional customer service to your team - If you have a high attention detail and like analyzing financial documents - If you like having multiple projects going at the same time - If this describes you, we know that you will be surrounded by people who are passionate about what they do, committed to excellence, and know how to have fun doing their work. Please take a look at the job description below and if you are interested, please apply! ___________________________________________________________________________ Job Purpose: Actively participate in and foster the ACB Culture of excellence while supporting the Bank's strategic initiatives. Provide above and beyond customerservice to building solid and long lasting relationships by engaging allcustomers internal and external. Provide quality analyst and accurate review ofall ACB loan origination documentation. Consistently and effectively manage behavior within ACB's established customer service standards and core values while adhering to all established Bank Policy and procedures. Critical Drivers: Maintain productivity and response times as measured by the current underwriting guidelines Maintain quality of credit decisions as measured by current delinquency and loss ratios Duties and Precise Tasks: Commit to and live by a no excuses environment whereby all employees are held 100% accountable for behaviors, actions, performance & attitudes. Adhere to all ACB policies and procedures. Review credit applications on various types of loans; analyze applicant's financial status, credit and property evaluation, corporate tax returns, personal tax returns, personal financial statements, credit reports, business reports and legal documents. Perform credit analysis, analyze appraisals and approve or deny credit applications per authorized lending limits. Recommend credit decisions to management on requests exceeding assigned lending authority. Use discretionary judgment for approval of credit applications not meeting underwriting policies and procedures. Ensure proper documentation and sign-offs are made for credit exceptions. Maintain credit exception approval percentages within corporate approved guidelines. Ensure all secondary market requirements and other investor requirements are satisfied for loans to be sold. Verify the accuracy and consistency of the Loan Origination System in regards to properly assigning rates, initiating appropriate disclosures, following system parameters and that the calculations for DTI, LTV and credit are correctly populating. Maintain up to date knowledge of current Underwriting policies, guidelines and compliance issues using available resources. Including all lending related Federal and State regulations. Maintain up to date knowledge of secondary market investor requirements. Develop and maintain an excellent working relationship with customers and colleagues alike. Maintain a positive attitude within the Department by practicing team concepts to achieve common objectives and service standards. Provide training and support to all lending related functions of the bank on loan products, procedures, and system navigation. Participate with Learning and Development on credit and product development/training sessions as needed. Works under limited supervision or independently. Adhere to telephone and communication standards when interacting with customers to attract business. Perform additional duties as requested. 12. Conditions loans for Bank Portfolio, Agency, Investor acceptance, and acceptance of automated underwriting systems (AUS) decisions. 13. Manage very tight deadlines & quality of loans underwritten with an understanding of industry standards and documentation requirements for loans sold to investors, 14. Execute delivery of originated loans to investors. Utilize Loan Origination System to transmit loan delivery data to investors to minimize key-stroke error and processing time. 15. When further documentation is required to deliver a loan, work the manager and the investor to facilitate the delivery of required documents to the investor, with the goal of minimizing repurchase or post-purchase adjustment risk. 16. Assist the manager in completing various lending reports. Human Relations/Emotional/Mental Demands: Contact with existing /potential customers and employees through telephones, correspondence or personally interact with in all areas. Confidentiality of potential and existing client and employee information requires professionalism, discretion and diplomacy. Knowledge, Skills and Abilities: Must possess the ability to read, write and speak fluently in the English language, organization and customer service skills with both internal and external customers Excellent communication (written and verbal), organization and customer service skills with both internal and external customers Ability to: work in a fast-paced environment work well under pressure handle conflict resolutions in a professional manner handle highly confidential information Strong organizational, problem solving, multi-tasking and analytical skills Acute attention to detail Required Computer Skills: Microsoft Office, including Word, Excel, and Outlook Knowledge of applicable state and federal regulations and responsibilities relating to them Education and Experience: Minimum 4-5 years of experience in mortgage underwriting, including secondary market knowledge. Knowledge of Mortgage Industry, mortgage loan file documents, general knowledge of closing, insurance and mortgage insurance requirements Knowledge of and experience with property and credit underwriting requirements of FNMA, VA, as well as other secondary market loan programs Expertise in and familiarity with different AUS systems (i.e., Desktop Underwriter (“DU”). Minimum Education Associate's Degree in finance or business related field, or equivalent in work experience Preferred Education Bachelor's Degree in finance or business related field Working conditions: Time spent: in an office, banking environment attending conferences, meetings and community events Physical Demands: Employee will have the following physical demands: required to sit & stand and move throughout the location/branch occasionally required to climb & stoop: reach with hands & arms: use hand to finger objects & control occasionally lift & move up to 25 pounds data entry skills/typing utilize computer systems Vision abilities required: close, distance & peripheral Reading of written, printed or computer screen data Able to transport self, in a timely manner, to and from meetings, conferences & events Adams Community Bank is an Equal Opportunity Employer.

Kennebunk Savings operates on the shared belief that Helping One Another Is the Right Thing To Do.Our Core Values - Trust, Integrity, Proactive and Empathy provide the guide posts for how we support that belief. They guide our day to day actions - from the way we build relationships, to how we make decisions and problem solve, to how we interact with one another. Our Core Values form the foundation of our culture. Embodying them forms the basis of what makes for a successful employee at Kennebunk Savings. Scope of Work: Under the minimal guidance of the Commercial Credit Underwriting Manager, the incumbent performs independent financial analysis for all commercial loan request types regardless of size or complexity. This may include participation loans, specialized commercial & industrial and real estate investment / construction loans. Occasionally one may see tax credit (historical, state), municipal and non-profit lending requests. Accurately and consistently identifies underlying risks engaging in high level discussions with senior management as necessary. Incumbent ensures any deviations from commercial loan policy are noted and that work is in compliance with applicable laws, policies and regulations as detailed in the Commercial Loan Policy Manual. Incumbent serves as a mentor to junior analysts in the department, reviewing loan proposals as needed and preparing & facilitating departmental training. This individual would possess loan authority thereby having ability to approve or deny loan requests. Essential Functions (3): Manages Pipeline through use of workflow application: Adheres to established Service Level Agreements (SLAs) Manages timely receipt of current financial information and other pertinent information required to form complete loan package Provides proactive and on-going communication with lenders regarding the status of their loans in the department's pipeline Analyzes financial statements for guarantors and businesses: Recognizes trends and can formulate appropriate responses regarding the feasibility of credit requests Provides loan approval recommendations to the appropriate lending authority and as applicable, maintains lending authority over a level of their own work Identifies, quantifies and shares business risks as well as key drivers of risk with lenders and senior management as warranted Initiates discussions regarding the structure of complex loan requests including participations and multi-structure credit requests Maintains various reports and updates data used to track performance Other Duties & Responsibilities: Assists with coaching, training and leading staff or other bank personnel in credit and financial analysis techniques Promotes the Kennebunk Savings Brand by recommending our products and services, supporting our community focus & commitment to being a premier employer Understands, supports and adheres to applicable organizational policies/procedures and state/federal regulations Consistently emphasizes the importance of teamwork in the department and company at large Responsible for keeping abreast of company news and information Responsible for completing required training and policy review May serve on various committees Willingness to take on additional tasks and duties Certifications & Licenses Required: Not applicable Desired Knowledge, Skills & Abilities: Knowledge of financial accounting with ability to spread and analyze financial statements/tax returns from businesses and individuals Knowledge of loan programs offered by government agencies such as FAME and SBA Displays high level of regard for trust and confidentiality Proficient in Microsoft Office Products Displays strong written and verbal communication skills Displays strong organizational skills and the ability to multi-task to meet established deadlines Demonstrates a high level of accuracy and attention to detail Effectively uses analytical skills to solve technical, as well as, non-technical problems Prior knowledge of regulations within the financial services industry is preferred Ability to adapt to change Desired Job Experience: 5+ years of commercial lending/credit experience is preferred Experience in a professional, service focused and fast-paced environment Desired Education: Bachelor's Degree in Accounting or Business is preferred Working Conditions & Minimum Physical Requirements: Physical surroundings are generally pleasant and comfortable with minimal exposure to injury or other hazards Dexterity of hands and fingers to operate a computer and other office equipment Lifting and moving of moderately heavy objects on occasion Normally seated for extended periods of time External and internal applicants, as well as position incumbents who become disabled as defined under the Americans with Disabilities Act, or Maine/New Hampshire Human Rights Commissions, must be able to perform the essential job functions (as listed) either unaided or with the assistance of a reasonable accommodation to be determined by management on a case-by-case basis. Last Updated 12/12/2022

At Amwins, we succeed together - and have a good time doing it.We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders. Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service. Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. At Amwins, we win together - and have a good time doing it.Learn more about us at amwins.com. Join our Amwins Access team in Westborough as an Associate Underwriter! This is a full time, in office position in our Westborough, MA office with a hybrid schedule once training is complete. We are looking for people with: 1 year experience as support staff in an office environment or a Bachelor's degree from an accredited four-year university Prior insurance experience is a plus! Effective communication skills, verbal and in written Exceptional attention to detail and ability to multitask Excellent computer skills including Microsoft 365 proficiency with an emphasis in Excel spreadsheets Someone who enjoys mastering their craft, takes pride in their work, and is looking for a long-term home in a supportive team environment! Each Associate Underwriter provides vital team functions: Review submission information required to issue new or renewal quotes Rate and prepare new or renewal quotes as directed by Underwriter Review and handle inspection recommendations and discrepancies Monitor various reports for consistency Potential for policy issuance and endorsement processing, including audits Assist in accounting procedures such as invoicing Data entry into multiple internet based systems Snapshot of what Amwins provides to our team members: Compensation includes a salary commensurate with experience Annual bonus potential Broad benefits package available Most benefits available first day of employment Medical, Dental, Vision, Life, etc Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc. Generous Paid Time Off and Company Holiday Schedule Collaborative, continuing education focused work environment Career advancement opportunities The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Pursuant to Massachusetts regulation, the compensation range for this position is as stated and includes eligibility for performance-based bonuses. Massachusetts Pay Range$58,700-$60,000 USD

A leading insurance organization located in Boston seeks an experienced Inland Marine Underwriter to manage a diversified portfolio with a focus on Builder's Risk. The role involves underwriting complex policies and collaborating with brokers and risk engineers to maximize profitability and growth. Ideal candidates should have 5+ years of relevant experience, strong analytical and communication skills, along with a Bachelor's degree in a related field. This role offers competitive compensation and comprehensive benefits. #J-18808-Ljbffr