Underwriter jobs in Riverview, FL - 49 jobs

About Us: American Integrity Insurance (NYSE: AII) is a leading provider of homeowners insurance, proudly serving over 400,000 policyholders across the Southeast. Comprised of more than 300 insurance professionals, most of whom work in our Tampa-area headquarters, and exclusively represented by more than 3,000 independent agents, we offer sound and comprehensive property and dwelling insurance to families throughout Florida, Georgia, and South Carolina. Our organization derives its Strength From IntegrityTM, and we are proud to have been recognized as a Top Place to Work in Tampa by the Tampa Bay Times and a Best Place to Work in Insurance by Business Insurance Magazine for the past twelve years. We have also rated among the Top Workplaces in the USA by USA Today for the past five years. A Day in the Life: Who knew Insurance could be this fun? From company picnics to charity events, no one can ever say American Integrity Insurance doesn't understand the importance of having fun, helping others, or giving back. Our company culture is priceless, and it's built around our six core values: Integrity, Commitment, Teamwork, Humility, Passion, and Fun. As a team working to provide home insurance solutions to our policyholders, together we aim to achieve greater heights each day and celebrate each other's accomplishments along the way. It is our mission to continue providing reliable, customer-centric homeowners insurance and paying claims in a timely manner when our customers suffer a loss - and to do so with Integrity. Learn more about American Integrity Insurance and our job opportunities at ************************ Participate in the renewal and new business activities that support underwriting decisions which are consistent with growth, retention and expense management goals. Review and critique new and renewal business accounts including inspections, endorsements and cancellations. Meet with appropriate internal/external contacts to establish support needs for new and renewal policies, inspections and reports. Respond to inquiries and questions from agents, vendors, customers and internal departments. Research problems and assists with solutions. Provide administrative services as required to support the renewal and new business activities. Maintain superior level of customer service. Education: Bachelor's Degree in Business, Insurance, Risk Management or other related field preferred. Experience: Two (2) years of residential property insurance experience, or combination of education and experience. Licensure: Florida 20-44 license minimum requirement, with a preference towards Florida 2-20 license holders. Knowledge: Demonstrated skills in the use of computer software applications. Specific knowledge in a particular line of business and / or additional education may be required by the hiring business unit. Familiarity with various types of insurance policies preferred. Skills: Proven ability in customer service required. Strong decision-making skills. Ability to communicate interpersonally with individuals and groups via telephone and in writing. Ability to communicate effectively with a wide variety of technical / professional / consumer clients. Demonstrated ability to work independently and in a team environment. Ability to balance timeliness and accuracy. Aptitude to provide prompt, correct responses and documentation when requested. Ability to share information while determining and maintaining appropriate confidentiality. Innovative in developing new methods or approaches to tasks and / or processes. Resourceful in seeking information and gaining input to solve problems.

Overall Demeanor/Goals - Loan underwriting is one of the most essential components of the overall process and function for FBDC. Loan underwriting demonstrates one's institutional credit quality which is corollary to the loan portfolio's risk and return consistent to that of the Board's risk appetite, SBA objective, and basic sound credit analyses. As for any financial institution, underwriting sets the foundation in the process of defining the level of creditworthiness and standard to which we assess our loan portfolio's ability to withstand the anticipated or unforeseen changes to the economic and market conditions. At a minimum, it is expected that underwriters meet the requirements set forth in the FBDC credit policy. These standards comply with those identified in the SBA SOP and ratified by the Board. Additionally, it is absolute that each underwriter exert the desired characteristics and commitment to hard work, industry expertise, professionalism, integrity and dedication to excellence that is imbedded within our culture. The result of this commitment will be measured by how well we perform relative to our competition in terms of SBA 504 loan volume in dollars and units as well as on going audits both internal and external. Leadership - As a member of the FBDC team, we exhibit the standards of a well-established leader in the SBA 504 industry. For that reason, we must always represent FBDC in a professional and respectful manner, in and out of the office environment. Furthermore, as team members of one of the top performing CDCs in the nation, we must strive to meet our client's expectations and be a resource for those that need assistance and insight to the program. We are all equally accountable for the performance and reputation of FBDC. Underwriting/SBA Knowledge - It cannot be emphasized enough that all underwriters must adhere and effectively comply with all applicable FBDC policies and procedures. Underwriters must be able to comprehend and interpret the SBA SOP as this is essential to daily operations and defined role. Underwriters are held responsible to insure all necessary documents, with applicable signature(s), are in file in order to comply with random audits both internal and external. It is essential to keep abreast of economic conditions and changes in the market and SBA industry, including any updates to underwriting standards in order to deliver a sound risk decision. SBA eligibility requirements, risk identification, credit analysis, remediation, process loan package and procurement of an SBA guarantee is not the Business Development Officer's responsibility, this is a credit determination and accountability lies with the underwriting team. Performance - Responsibilities to include: •Effectively communicate with customers and fellow co-workers both written and verbally. •Understand and retain SBA eligibility/procedure requirements. •Must execute in a fast paced, high demand, environment while managing multiple obligations/tasks. •Ability to interpret and discuss analytical financial data and reports. •Ability to timely identify, document, and/or mitigate credit risk. •Ability to underwrite, structure, and determine credit worthiness while meeting lender and borrower expectations. •Thoroughly and independently analyze simple to complex credit situations and conform a sound credit decision/recommendation. •Comply with reasonable set expectations and completion of loan processing in all stages from initial underwriting, submission, authorization, verification, document storage and funding. •Must be able to excel in a team environment and be willing to take on additional tasks or roles for the betterment of the company. •Knowledge of FBDC's loan management software (currently Ventures+) Underwriter: (4+ years of SBA credit experience or equivalent): •Must possess the skills to underwrite the loan request and package the application according to SBA guidelines and FBDC standards. •Must perform all necessary tasks and responsibilities required to insure SBA and FBDC compliance which include but not limited to successfully obtain SBA authorization, perform 327 change action, review and receive acceptable appraisal and environmental reports, insure verification of necessary documentation, and other tasks as required. •Maintain all 327 action changes in the loan management software so that it reflects the Authorization requirements at all times. •Application packages are audited internally and externally. Exceptions are to be minimal. The underwriter will be held accountable for any and all exceptions to the application package. •Ability to assist in any additional project(s) or task(s) upon request. •Mentor or review loan requests and documentation of less experienced underwriter(s). •Share knowledge and expertise within the company. •Production volume - it is expected that a senior level underwriter(s) has capacity to perform all the above tasks and responsibilities for 48 loan requests per fiscal year. Market/Industry Intelligence - It is expected that every underwriter keeps abreast to the ever changing market and industry, not just SBA but all developments in their sector. There are several resources that all team members can take advantage of within the company and in the industry, such as RMA, Coleman, NAGGL, NADCO, etc. An underwriter should initiate insightful research in order to have a deeper analytical understanding of key industries. This continuous development and improvement of our knowledge along with sharing information, skills, and expertise is essential to our competitive advantage in the SBA 504 industry. Time Management - As our company environment allows to self-manage our time, it nonetheless requires delivery of quality write-ups to internal and external parties within deadlines. This requires that we all pay attention to details and are accountable for the accuracy of our work to ensure completion within expectations. We must always recognize the urgency of each situation and respond appropriately and efficiently in order to consistently deliver on time. The underwriter must possess the organizational skills to manage workflow efficiently as they should have multiple deals (including funding analyses and 327s) at a time in different stages of completion. It is imperative that an underwriter know how to prioritize various tasks. Management understands they will need to stop on one task and pick up on another based upon the situation. Conclusion - Every member of FBDC is essential to our operation but none more so than the underwriters as they are the primary liaisons between the BDO and the SBA. Based upon the high expectations FBDC has in terms of dollar volume and unit volume, it is inherent that each underwriter be an industry expert. Each credit we oversee makes an impact not just within the company but more so in our communities and in our States. Annual Production Expectation The expectation is to review 1 deal per week or 45 per year factoring in vacations & holidays. FBDC conducts annual performance reviews every September. Education/Experience • 4-year degree required in Finance, Business Administration or related field • Minimum 4 years of SBA 7a/504 experience required. Benefits • 100% company-paid healthcare, dental, vision for the entire family • Life insurance policy for the employee • Production bonuses paid bi-annually • 3% safe harbor 401(k) • Up to 9% profit sharing to the 401(k) based on company results • 15 paid vacation days and 7 sick days per year ************

HomeXpress - Your Leading Non-QM Mortgage Lender Join our growing team and be part of the Top Non-QM Lender in the Business We are known for closing mortgage loans with Speed, Ease, and Convenience Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, FNMA, & FHLMC HomeX also has a great company culture, tremendous growth opportunities, and competitive employee benefits Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel! Job Description ESSENTIAL DUTIES AND RESPONSIBILITIES: Clear conditions, including but not limited to credit and title conditions Prep loan files for review by an Underwriter to determine eligibility within HomeXpress' guidelines Assisting Underwriters as needed to move pipeline in a forward trajectory Verify completeness of credit file Calculate income Confirm qualified Change of Circumstances and reprice loans as needed Run reports and interact with various third-party vendors Job Functions: Capable of underwriting a minimum of 3-4 new loans per day. Review conditions in a timely manner to remain in compliance with posted turn times. Analyze all areas of the mortgage loan application; including credit, income, assets, collateral, and compliance documents to ensure loan meets company, investor and regulatory guidelines. Review Income documentation and calculate income per investor and company guidelines. Review Assets to determine reserves and cash to close per investor and company guidelines. Required Knowledge: Conforming and Non-QM Underwriting Guidelines Strong verbal & written communications skills Strong problem solving skills Excellent interpersonal, customer service and organizational skills High level math aptitude Ability to move between tasks quickly is preferred; being able to respond to pressure situations easily and work productively in a fast paced, sometimes stressful environment. Knowledge of Conventional loan products, underwriting procedures, creditor financial analysis techniques, investor requirements and escrow/title practices, as well as regulatory compliance laws as they apply to mortgage transactions. Superior knowledge of personal computers and applicable software. Job Type: Full-time Pay: $70,000.00 - $80,000.00 per year Benefits: 401(k) matching Dental insurance Health insurance Paid time off Vision insurance Schedule: Monday to Friday Experience: Wholesale Underwriting: 1 year (Required) Non-QM: 2 years (Required) Work Location: In person Additional Information All your information will be kept confidential according to EEO guidelines.

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Hull and Company is seeking an Underwriter/ Broker to join team in St. Petersburg, FL. How You Will Contribute: Build agent and broker relationships Manage current book of business Provide excellent customer service Seek opportunities to access and cultivate new markets Effectively manage carrier relationships Provide guidance and training to Assistant Broker Review and analyze risks, ensuring all required information is obtained Foster and seek relationships with teammates across all levels of Hull & Company and Brown & Brown Ensure compliance with government agencies and corporate policies and procedures Attend training sessions, courses, etc. to maintain up-to-date skills Always conduct the highest level of confidentiality Other duties as needed Skills and Experience to be Successful: 2 - 5 years' experience in Commercial Multi-Line Insurance Sales and production driven mentality Experience working in a paperless environment preferred Must be detail-oriented and possess the ability to multi-task Proficiency in Microsoft Office 365 Exceptional customer service and interpersonal skills Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

We are looking for a candidate who is highly motivated to succeed and is results oriented. Candidate must have experience in multi-line package underwriting. The lines of business included on the platform include but are not limited to: Package, Auto, Workers Compensation, and Umbrella. The position underwrites newline and renewal accounts submitted through the online platform. Responsible for $5-$7 MM renewal portfolio and $1.5MM new business production Execution on Individual growth plan to include Growth, New Business, Retention, Rate and Profitability Execution on Individual goals with respect to Policy Issuance and Underwriting File Integrity Ensure Data Integrity on assigned book of business Production focus on manufacturing, wholesale and professional services Execution of business strategy based upon portfolio class and customer type Developing relationships with brokers in assigned regions1 Travel to assigned local territory markets for broker/client/branch meetings Stewardship of large accounts Adherence to Delegated Authority Statement Bachelor's Degree 2+ Years carrier experience underwriting property- casualty new business and renewal, package, auto, workers compensation and umbrella, risks averaging $250,000 account premium 1+ year carrier experience underwriting property- casualty lines plus applicable risk management designations, such as AU, CPCU, etc.

The Mortgage Loan Underwriter position is responsible for underwriting Conventional, FHA, and VA loans following established company, agency and investor guidelines. The underwriter evaluates mortgage loan files and assesses risk based on compliance, agency, investor, and company guidelines to ensure salability with minimal loss. Individuals in this role are required to keep current with regulatory and market changes. Ideal candidates will be service-focused with superior time-management and communication skills, have the ability to multi-task. Key responsibilities Complete thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans Review resubmitted files and documents Make and issue independent compliant loan decisions Maintain company service level and turn-time standards Respond to audits and post-closing issues in a timely manner Maintain working knowledge of agency and investor guidelines and policies Mentor processing staff on underwriting deficiencies and calculation errors Other duties as assigned Compensation -Initial hours 9-5 + OT at month end. Ability to work from home after 6 months (with one day a week in office). -Starting salary begins at $36.00/hr+ based on credentials and interview -Quarterly bonuses offered -Full Benefit package offered Qualifications 2 years' experience underwriting with strong credit, collateral, and risk analysis background preferred FHA, VA designations preferred Strong analytical decision-making and problem-solving abilities Demonstrated success in a fast-paced, high-stakes environment Excellent verbal and written communication skills Additional Information All your information will be kept confidential according to EEO guidelines.

Working Title: AUDIT EVALUATION & REVIEW ANALYST - 41001236 1 1 Pay Plan: Career Service 41001236 Salary: $60,935.16 annually Total Compensation Estimator Tool This is a re-advertisement. Prior applicants need not re-apply Our Organization and Mission: The Office represents the State of Florida in state and federal civil and criminal courts, from trial courts to the Supreme Court of the United States. Position Summary: This Audit Evaluation & Review Analyst position is in the Office of the Attorney General within the Medicaid Fraud Control Unit in Tampa, Florida or Orlando Florida, and involves auditing complex multi-million-dollar healthcare fraud investigations that can result in criminal and/or civil litigation. Pay: $60,935.16 Annually Qualifications: * Six (6) years of work experience in the area of professional auditing or financial analysis experience; or * A bachelor's degree from an accredited college or university with a major in accounting, finance or a related area and at least two (2) years work experience as stated above; or * A master's or other advanced degree from an accredited college or university in accounting, finance, business or related area and one (1) year of work experience as stated above; * A Certified Public Accountant (C.P.A.) or Certified Internal Auditor (C.I.A.) license can substitute for one (1) year of required work experience. SKILLS VERIFICATION TEST All applicants who meet the screening criteria/minimum job requirements will be required to take a timed Skills Verification Test. Applicants must receive a core of at least 70% to move to the interview phase. The Work You Will Do: The responsibilities of this position include, but are not limited to the following: This position's primary duties require advance knowledge and educational requirements of a bachelor's degree with a major in accounting and five years of professional auditing or financial analysis experience. The ability to exercise discretion and judgement when applying the rules, regulations and laws of the Medicaid unit, both Federal and State. 40% Requires the use of professional judgement and experience regarding Medicaid Laws and Regulations and the ability to provide financial expertise to the investigative team by: 1) Reviewing resident trust accounts, 2) Guiding and directing Medicaid Analysts as needed 3) Conducting random sampling in accordance with HHS-OIG standards, 4) Calculating Medicaid overpayments and exploitation losses, 5) Providing financial interpretation and guidance as required by Assistant Attorneys General, Lead Investigators and Medical Investigators. 30% Serve as lead investigator on cases involving suspected Cost Report Fraud and Prospective Payment System Medicaid provider fraud involving: 1) Nursing Homes, 2) Hospitals, and 3) Intermediate Care Facilities for Individuals with Intellectually Disabilities (ICF/IID). In this capacity, an Auditor gathers or assists in gathering financial evidence; performs audits, examinations and reviews of financial evidence gathered in accordance with the Agency's and the Medicaid Fraud Control Unit's (MFCU) standard operating procedures, the U.S. Generally Accepted Accounting Principles (GAAP), the U.S. Generally Accepted Auditing Standards (GAAS), and other applicable financial standards/procedures governed by authorative bodies and organizations such as the Financial Accounting Standards Board (FASB), the Auditing Standards Board (ASB), the Accounting and Review Services Committee (ARSC), the Securities and Exchange Commission (SEC), the American Institute of Certified Public Accountants (AICPA). 25% Provide complex analysis ( including link analysis) and interpretation of: 1) Bank and credit card statements, 2) IRS tax returns, both corporate and individual, 3) Target assets subject to seizure, 4) Financial records, including general ledger, trial balance, income statement, balance sheet, and statement of cash flow. 5% Perform other related duties as assigned. Candidate Profile (application) must be completed in its entirety. * Include supervisor names and phone numbers for all periods of employment. * Account for and explain any gaps in employment so that the hiring process is not delayed. * Experience, education, training, knowledge, skills and/or abilities as well as responses to pre-qualifying questions must be verifiable to meet the minimum qualifications. * It is unacceptable to use the statement "See Resume" in place of entering work history. * If you experience problems applying online, please call the People First Service Center at **************. The Benefits of Working for the State of Florida: Working for the State of Florida is more than a paycheck. The State's total compensation package for employees features a highly competitive set of employee benefits including: * Annual and Sick Leave benefits. * Nine paid holidays and one Personal Holiday each year. * State Group Insurance coverage options, including health, life, dental, vision, and other supplemental insurance options. * Retirement plan options, including employer contributions (For more information, please click *************** * Flexible Spending Accounts * Tuition waivers. * And more! For a more complete list of benefits, visit ***************************** IMPORTANT NOTICE: To be considered for the position, all applicants must: Submit a complete and accurate application profile necessary for qualifying such as dates of service, reason for leaving, etc. In addition, all applicants must ensure all employment and/or detailed information about work experience is listed on the application (including military service, self-employment, job-related volunteer work, internships, etc.) and that gaps in employment are explained. NOTE: Any required experience and/or preferences listed in the advertisement must be verified at the time of application. * Ensure that applicant responses to qualifying questions are verifiable by skills and/or experience stated on the employment application and/or resume. Applicants who do not respond to the qualifying questions will not be considered for this position. * The elements of the selection process may include a skill assessment exercise. * Current and future vacancies may be filled from this advertisement for a period of up to six months. Following the six-month period, a new application must be submitted to an open advertisement to be considered for that vacancy. * OAG employees are paid biweekly. All state employees are required to participate in the direct deposit program pursuant to s. 110.113, Fs. CRIMINAL BACKGROUND CHECKS/ DRUG FREE WORKPLACE: All OAG positions are "sensitive or special trust" and require favorable results on a background investigation including fingerprinting, pursuant to s. 110.1127(2)(a), F.S. The State of Florida supports a Drug-Free Workplace, all employees are subject to reasonable suspicion or other drug testing in accordance with section 112.0455, F.S., Drug-Free Workplace Act. We hire only U.S. citizens and those lawfully authorized to work in the U.S. E-VERIFY STATEMENT: The Office of the Attorney General participates in the U.S. government's employment eligibility verification program (e-verify). E-verify is a program that electronically confirms an employee's eligibility to work in the United States after completion of the employment eligibility verification form (i-9). PERSONS WITH DISABILITY/ADA STATEMENT: The OAG supports the employment of individuals with disabilities and encourages them to seek employment within our agency. If you need an accommodation because of a disability, as defined by the Americans with Disabilities Act, in order to participate in the application process, please notify the people first service center at ************. If you need an accommodation during the selection process, please notify the hiring authority in advance to allow sufficient time to provide an accommodation. REMINDERS: Male applicants born on or after October 1, 1962, will not be eligible for hire or promotion unless they are registered with the Selective Service System (SSS) before their 26th birthday, or have a Letter of Registration Exemption from SSS. For more information, please visit the SSS website at: https: //************ If you are a retiree of the Florida Retirement System (FRS), please check with the FRS on how your current benefits will be affected if you are re-employed with the State of Florida. If you return to FRS employment before satisfying the required waiting period, your retirement may be voided, and you may have to repay all benefits you have received, including any Deferred Retirement Option Program (DROP) payout. The State of Florida is an Equal Opportunity Employer/Affirmative Action Employer, and does not tolerate discrimination or violence in the workplace. Candidates requiring a reasonable accommodation, as defined by the Americans with Disabilities Act, must notify the agency hiring authority and/or People First Service Center (***************. Notification to the hiring authority must be made in advance to allow sufficient time to provide the accommodation. The State of Florida supports a Drug-Free workplace. All employees are subject to reasonable suspicion drug testing in accordance with Section 112.0455, F.S., Drug-Free Workplace Act. VETERANS' PREFERENCE. Pursuant to Chapter 295, Florida Statutes, candidates eligible for Veterans' Preference will receive preference in employment for Career Service vacancies and are encouraged to apply. Certain service members may be eligible to receive waivers for postsecondary educational requirements. Candidates claiming Veterans' Preference must attach supporting documentation with each submission that includes character of service (for example, DD Form 214 Member Copy #4) along with any other documentation as required by Rule 55A-7, Florida Administrative Code. Veterans' Preference documentation requirements are available by clicking here. All documentation is due by the close of the vacancy announcement. Location:

Safepoint Insurance is a Property & Casualty insurance carrier seeking experienced Underwriters to support our Lightspeed Department! If you have a passion for risk analysis and a strong background in underwriting, we encourage you to apply! is 11:00 AM - 8:00 PM, Monday - Friday. Job Summary Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines. Duties and responsibilities Reviews exterior inspection reports, new business submissions, risk alerts as well as follow up tasks on accounts needing additional underwriting review/action. Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability. Interprets manuals and contracts for multiple lines of business in multiple states. Researches and correctly enters information into the company policy administration system. Communicates effectively internally and externally, escalating issues when warranted. Adheres to the established productivity and quality metrics established. Other tasks and projects may be assigned. Essential Functions Assists internal service associates via telephone and e-mail with exception requests beyond their authority level. Ability to think critically, assess risk, and make informed decisions Assists agents via telephone and e-mail with new business exception requests. Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company. Ability to obtain and maintain resident Property & Casualty insurance licensing through the Florida DFS, and reciprocal licenses in all 50 states in the continental United States Qualifications 3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance required FL resident 2-20 or 20-44 license and reciprocal licenses in all 50 states preferred Thorough knowledge of the underwriting process and the analytics involved Excellent communication and organizational skills Advanced computer skills and strong systems knowledge College degree preferred Licensing Requirements Please note that most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position. Physical Requirements While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle, or feel; and reach with hands and arms. Working Conditions This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines. Compensation and Benefits We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide: Market Competitive Wages commensurate with experience Prof. Development and Educational Assistance Programs Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution Paid Time-Off (Discretionary, PTO, Parental Leave, and others) Company Paid Holidays Health Insurance Dental Insurance Vison Insurance Short and Long Term Disability Insurance Flexible Spending Accounts with Company Contribution Health Savings Accounts with Company Contribution Employee Life and AD&D Insurance Dependent Life and AD&D Insurance Free AAA Membership Identity Theft Protection Other Ancillary Insurance Benefit Programs And more… Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.

Responsibilities * Build, maintain, and grow a book of business * Manage agency relationships and serve as lead client contact * Create and execute marketing plan to increase new and renewal business * Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business * Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management * Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio * Lead, train, and develop Assistant and Associate Underwriters Qualifications * Bachelor's degree or equivalent combination of education and experience * Minimum 3 years of commercial lines underwriting or brokerage experience required, excess & surplus experience preferred * Demonstrated proficiency in sales and marketing * Proven organization skills and ability with a strong attention to detail * Interest in continued education and professional development * Insurance license, CPCU, CIC or comparable designations preferred Compensation Package: * Competitive base compensation & sales incentive bonus plan * Flexible and hybrid work options * Health benefits & 401K with employer match * Employer paid continuing education courses and designations * Many opportunities for career advancement About Our Company Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate. #LI-BM1

At Amwins, we succeed together - and have a good time doing it.We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders.Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply.Learn more about us at amwins.com. Join our team in St. Petersburg, FL as a Commercial Lines Associate Underwriter! This is a full time, in office position in our St. Petersburg office with an opportunity for a hybrid schedule based on performance. Each Associate Underwriter provides vital team functions: Review submission information required to issue new or renewal quotes Rate and prepare new or renewal quotes as directed by Underwriter Review and handle inspection recommendations and discrepancies Monitor various reports for consistency Potential for policy issuance and endorsement processing, including audits Assist in accounting procedures such as invoicing Data entry into multiple internet based systems Snapshot of what Amwins provides to our team members: Compensation includes a salary commensurate with experience Annual bonus potential Broad benefits package available Most benefits available first day of employment Medical, Dental, Vision, Life, etc Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc. Generous Paid Time Off and Company Holiday Schedule Collaborative, continuing education focused work environment Career advancement opportunities We are looking for people with: 1-3 years of prior wholesale insurance experience required Prior commercial lines experience is a plus! Florida Property and Casualty License Highly organized with proactive mindset and strong problem-solving skills Strong written and verbal communication skills Ability to work within a fast paced environment and adapt to changes Microsoft Office proficiency with an emphasis in Excel spreadsheets The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! SUMMARY/OBJECTIVES Responsibilities for review and underwriting of all types of consumer loan products in accordance with established bank guidelines, State/Federal regulations, and Fair Lending practices. Communicates with the originating Loan Officer to request additional information, final loan decisions, and recommends alternative loan structures and/or products. Provides lender support to include interpretation of bank loan policies and procedures. ESSENTIAL FUNCTIONS Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Underwrite consumer loans in accordance with established bank policies and product guidelines. * Evaluate credit related information including credit histories, qualifying income, repayment capacity, and collateral valuations. * Performs analysis to determine borrowers qualifying income to include tax returns, paystubs, W2's, 1099's, verification of employment, retirement benefits, and all other forms of income sources. * Prepares cash flow analysis. * Review of all supporting documents related to the credit decision. * Achieves production, turnaround time, credit quality and support/service, based on established goals. * Communicates final loan decisions and delivers any negative responses in a positive, professional manner. * Provides lender support in the areas of loan product, policy, procedure, loan structure and pricing. * Renders decisions on miscellaneous credit requests to include modifications, renewals, and subordinations. OTHER DUTIES * Performs other duties, as assigned. COMPETENCIES * General consumer underwriting skills and knowledge, * Tax return and cash flow analysis, * Customer service, * General banking knowledge, * Ability to problem solve, multi-task and prioritize workload, and * Ability to perform in fast paced environment and adapt to constant changes. Qualifications and Education Requirements * Education: Bachelor's in business administration, Finance, Accounting, related field preferred, or 3 years in related position * Experience: Minimum of 3 years consumer real estate and non-real estate secured loan experience required. Centralized Underwriting experience preferred. * Knowledge: Excellent interpersonal skills, general computer skills, ability to read, write, speak, and understand English TRAINING REQUIREMENTS/CLASSES New Employee Training Required annual compliance training. RECOMMENDED ADDITIONAL TRAINING Supervisory Responsibility This position has no supervisory responsibilities. PHYSICAL DEMANDS/WORK ENVIRONMENT Must be able to effectively access and interpret information on computer screens, documents, and reports. TRAVEL This position does not require travel. Equal Opportunity Employer, including disabled/veterans.

What part will you play? If you're looking for a place where you can make a meaningful difference, you've found it. The work we do at Markel gives people the confidence to move forward and seize opportunities, and you'll find your fit amongst our global community of optimists and problem-solvers. We're always pushing each other to go further because we believe that when we realize our potential, we can help others reach theirs. Join us and play your part in something special! The primary purpose of this position is to underwrite new business and renewals in a profitable manner and according to authority level and established guidelines, and participate in special projects having an impact on the business. Assigned larger and more important agents/brokers. Utilize underwriting tools to determine accurate classifications, rates, and premium charges. Understand state laws, including cancellation and non-renewal, within assigned territory to properly transact business within each state. Knowledgeable in coverage forms and policy language; appropriate utilization of forms and exclusions. What you'll be doing: * Expert understanding and proven ability to allied/miscellaneous medical facility business. * Thorough grasp of policy language including primary, lead umbrella and excess. * Ability to analyze complex loss data and work with experience rating and loss rating; familiar with actuarial concepts and ability to work collaboratively with internal actuaries. * Actively participate in product meetings, providing input related to allied healthcare appetite. * Quote and bind new and renewal accounts according to our underwriting guidelines and strategy. * Maintain and adhere to all underwriting file documentation standards. * Cultivate and improve retail broker relationships across the east region of the US. * Present innovative marketing strategies with the casualty brokerage community. * Collaboration with Regional Leadership. What we're looking for: * 3+ years of underwriting experience preferred. * Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility. * Demonstrated marketing and relationship building skills. * Four-year college degree and/or RPLU or similar designation preferred. * Excellent oral and written communication skills. * Strong analytical and organizational skills. * Proven experience with Excel. * Must be a team player that enjoys a flexible and spontaneous business environment. * Ability to travel up to 25%. #LI-AB #LI-Hybrid US Work Authorization US Work Authorization required. Markel does not provide visa sponsorship for this position, now or in the future. Pay information: Who we are: Markel Group (NYSE - MKL) a fortune 500 company with over 60 offices in 20+ countries, is a holding company for insurance, reinsurance, specialist advisory and investment operations around the world. We're all about people | We win together | We strive for better We enjoy the everyday | We think further What's in it for you: In keeping with the values of the Markel Style, we strive to support our employees in living their lives to the fullest at home and at work. * We offer competitive benefit programs that help meet our diverse and changing environment as well as support our employees' needs at all stages of life. * All full-time employees have the option to select from multiple health, dental and vision insurance plan options and optional life, disability, and AD&D insurance. * We also offer a 401(k) with employer match contributions, an Employee Stock Purchase Plan, PTO, corporate holidays and floating holidays, parental leave. Are you ready to play your part? Choose 'Apply Now' to fill out our short application, so that we can find out more about you. Caution: Employment scams Markel is aware of employment-related scams where scammers will impersonate recruiters by sending fake job offers to those actively seeking employment in order to steal personal information. Frequently, the scammer will reach out to individuals who have posted their resume online. These "job offers" include convincing offer letters and frequently ask for confidential personal information. Therefore, for your safety, please note that: * All legitimate job postings with Markel will be posted on Markel Careers. No other URL should be trusted for job postings. * All legitimate communications with Markel recruiters will come from Markel.com email addresses. We would also ask that you please report any job employment scams related to Markel to ***********************. Markel is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of any protected characteristic. This includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Should you require any accommodation through the application process, please send an e-mail to the ***********************. No agencies please.

Job Description FrankCrum is a Top Workplace! Frank Winston Crum Insurance (FWCI) issues Workers' Compensation and General Liability policies by offering flexible coverage and payment options to meet the varied needs of businesses. Over the years, FWCI has grown from a single-state insurance carrier to one that is licensed in 42 states and continues to expand. In addition to regional and product line growth, FWCI has enhanced its value-added services. What has not changed though is the firm's commitment - echoed throughout the family of companies - “always to do the right things for the right reasons!” Click here to learn more about FrankCrum! The Role You'll Play to Create Success We are excited to announce our search for a full-time Commercial Lines Underwriter! In this role, you will have the opportunity to impact the FrankCrum business everyday by acquiring, developing and maintaining profitable new and renewal commercial lines accounts including, but not limited to workers compensation, monoline and packaged general liability, property, Inland Marine, crime, etc. through timely evaluation of individual risks, understanding market conditions and by providing good customer services for current and prospective clients. Provides guidance and serves as mentor to new hires, Underwriting Assistants, and Junior Underwriters. Reviews beyond individual account transactions and manages assigned agents / book of business to achieve new business, renewal retention, and loss ratio objectives in support of Strategic Planning Initiatives. Reviews new business application information, including STPs for completeness including verification that the exposure submitted is covered within FWCI Underwriting Guidelines. Coordinates with internal and external representatives, agents, and their assistants to obtain complete submission information to include but not limited to gathering missing details, clarify any inconsistencies, and validation of third-party information. Assembles information, analyzes loss experience, financial conditions, and physical characteristics of risks, develops recommendations, and clearly expresses decisions using sound reasoning and judgement in accordance with FWCI Underwriting Guidelines and established rating rules and regulations. Decides whether to approve, deny, or modify insurance policies based on risk assessment and set appropriate premiums, coverage, and deductible limits. Maintains accurate and detailed records of underwriting decisions and assessments. Ensure compliance with documentation standards and procedures. Communicates effectively and respond to agent / external representatives' inquiries regarding risk eligibility, underwriting appetite, new business, renewals, endorsements, rate changes, coverages, limits of insurance, and system navigation through verbal and/or written means. Supports Business Development Team by participating in telephone, video and in person meetings with agent personnel. Collaborates with other departments, such as claims and marketing, to ensure a coordinated approach to risk management. Reviews audit underwriting alerts to determine what actions and/or adjustments, if any, must be made to the current and expired policies. Reviews Loss Control and Injury Reports that have been completed by the FWCI Risk Management Department and responds with recommendations in accordance with FWCI underwriting guidelines. Reviews existing policies during renewals and endorsements and assesses if any modifications are necessary. Adjust premiums and coverage based on changes in risk factors. The Attributes We Seek Keys to success in this position include possessing the working knowledge of commercial casualty underwriting practices, workers' compensation laws and costs, as well as knowledge of Independent agent and broker distribution and operations. A minimum of three (3) years prior experience in commercial insurance to include agency and/or underwriting. Workers' Compensation and Commercial General Liability experience desired. An associate degree in Accounting, Finance, Management, Business Administration, a related field, or equivalent experience is preferred, a high school diploma or equivalent is required. Our Competitive Benefits Along with this great opportunity, FrankCrum also provides exceptional benefits from top carriers including: Health Insurance is zero dollar paycheck cost for employee's coverage and $195 a month for family! Dental and Vision Insurance Short Term Disability and Term Life Insurance at no cost to the employee Long Term Disability and Voluntary Term Life Insurance Supplemental insurance plans such as Accidental, Critical Illness, Hospital Indemnity, Legal Services and Pet Insurance 401(k) Retirement Plan where FrankCrum matches 100% of the first 4% the employee contributes, and the employee is immediately vested in the employer match Employee Assistance Program at no cost to the employee Flexible Spending Accounts for Medical and Dependent Care Reimbursement Health Savings Account funded by FrankCrum Paid time off and holiday pay Education reimbursement PTO cash out Tickets at Work Access to the Corporate America Family Credit Union Employee and client referral bonus programs Disaster Relief Fund for Employees What's Special About FrankCrum FrankCrum, a family-owned business-to-business entity since 1981 made of several companies: FrankCrum Corporate (a professional employer organization), FrankCrum Staffing, Frank Winston Crum Insurance Company, and the FrankCrum Insurance Agency - all based in Clearwater, Florida. This “family of employer solutions” employs approximately 400 people who serve over 4,000 clients throughout the United States. FrankCrum employees are trained to deliver high value through exceptional customer service and treat clients and coworkers like family. By living by our Brand Pillars (Integrity, Affinity, and Prosperity) employees are recognized at quarterly events for exceptional customer service and milestones in tenure. The FrankCrum headquarters spans 14 acres and includes a cafe, subsidized for employees. Menus include made-to-order breakfast, hot lunch options and even dinners that can be ordered to-go, all at very affordable prices. The cafe also plays host to monthly birthday and anniversary celebrations, eating and costume contests, and yearly holiday parties. Through the input of its own employees, The Tampa Bay Times has recognized FrankCrum as a Top Place to Work for more than 10 years in a row! FrankCrum also supports several community efforts through Trinity Café, the Homeless Empowerment Program, and Clearwater Free Clinic! If you want to play this role to positively impact our client's day-to-day business, then apply now! FrankCrum is an Equal Opportunity Employer that does not discriminate on the basis of actual or perceived race, color, creed, religion, national origin, ancestry, citizenship status, age, sex or gender (including pregnancy, childbirth and pregnancy-related conditions), gender identity or expression (including transgender status), sexual orientation, marital status, military service and veteran status, physical or mental disability, genetic information, or any other characteristic protected by applicable federal, state or local laws and ordinances. Powered by JazzHR X6EkBYm0Gi

Purpose/Duties Responsible for maintaining consistent quality of loan files through the Responsible to review, analyze and decision loan applications in accordance with established policies and procedures, provides a variety of mortgage services to the membership. Underwrites conventional, credit union portfolio, jumbo, construction, workout, modifications and FHA/VA loan applications. Has approval authority for more complex loan request and exceptions to policy. Assist with on-site investor audits and monthly Quality Control of closed loans, denied FHA loans and FNMA audit request. Maintains a working knowledge of all services and operations of the credit union. Must participate in training annually, or as required for BSA and the Privacy Act. Key Result Areas Performs complete thorough analyses of loan files to determine compliance with credit union, investor, FHA/VA, Federal and State guidelines. Underwrite Conforming, Jumbo, Portfolio, Construction, FHA & VA loans. Approve, decline or counter offer loans within limits of assigned authority. Underwrite a minimum of 45 loans per month. Maintain a daily workload as needed to ensure prompt turnaround time as indicated by VP of Real Estate. Must be responsible to meet deadlines when heavy periods of volume exist throughout the month. Function as technical resource to team. Assist in correction of Delivery issues on specific files as required. Support team members to identify potential solutions/alternatives for difficult/denied loans. Assist in orientation and training of department personnel. Maintain knowledge of underwriting guidelines and stay current with departmental requirements. Measure all mortgage loan submissions for underwriting decisions based on department quality control and investor/regulatory compliance. Ability to review complex tax returns personal and business related. Ability to review Condo/PUD projects to ensure they meet salable or non-warrantable guidelines. Verify that the rate lock matches the underwriting files with the correct program, LTV, credit score. Perform Second level reviews on loans recommended for denial. Evaluate the application to determine if three are any other products or alternative terms available before issuance of denial. Perform Second Level Review on loans recommended for approval above another underwriters lending authority. Evaluate the entire credit package and collateral for residential mortgage loans to ensure an investment quality loan product. Check accuracy of all calculations. Ensure that processing, closing and underwriting functions are performed in compliance with all investor, regulatory and credit union policies and procedures. Assist with training of new underwriters and development of mortgage staff to increase knowledge related to product guideline and compliance. Recommend the loan disposition of loan amounts in excess of authorized limit to VP of Real Estate Lending. Maintain a minimum productivity level of 3 files for complete underwrite and minimum of 3 files for conditions to clear. Comply with credit union underwriting turnaround time. Communicate loan decision to appropriate parties. Be available to processors, closers and loan officers for general guideline interpretations and questions on specific loan files. Respond to post closing reviews and audits in a timely fashion. Perform related duties as directed by VP Real Estate Lending. Attain and maintain knowledge of all credit union services. Ensure compliance with legal requirements, lending regulations and internal policies and procedures. Underwrite and approve 1st mortgage loan applications. Update staff on changes to product guidelines, compliance and process. Interface with other departments, vendors, and financial institutions to promote teamwork and high quality member service. Maintain member confidentiality. Attend required meetings and training sessions as requested. Perform other essential job functions as required or assigned. Responsible for upholding all credit union ethical standards. Represents the credit union in a courteous and professional manner. Perform other essential job functions as required or assigned. Required Education Associate's Degree in Business Administration or related field (or equivalent combination of education and experience) Required Experience Minimum of 5 years of recent Mortgage Underwriting experience (Conventional, FHA, VA, and Jumbo) with strong agency guideline knowledge. Proficient with Mortgage Origination systems Strong working knowledge of regulations and guidelines governing mortgage lending, inclusive of Fannie Mae/Freddie Mac, FHA/VA and private mortgage insurers as well as state and federal laws. Including ATR/QM Requirements. Required Skills Excellent Oral and Verbal communication Skills Demonstrated ability to plan and organize Demonstrated reasoning ability to collect data, establish facts and draw conclusions Demonstrated ability to plan, schedule and coordinate work of others High integrity and outstanding work ethic Ability to work in a fast paced, fluid environment and be held to meet minimum production standards. Must have proficient written and verbal communication skills Proven knowledge of compliance and disclosure requirements Proven knowledge of closing, post-closing & quality control responsibilities. Must have the ability to maintain highly confidential information Must be able to demonstrate strong analytical skills, and the ability to demonstrate initiative and ability to take action on information and resolve non-routine issues using sound business judgment. Licenses / Certifications NMLS required upon hire Achieva Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Achieva Participates in E-Verify.

A leading insurance brokerage firm is seeking an Underwriter/Broker in New York to foster revenue growth through efficient underwriting services and building relationships with Retail Agents and Specialty Carriers. The ideal candidate will have a Bachelor's degree and at least 3 years of relevant experience. Responsibilities include business development, analyzing submissions, and ensuring competitive market access. We offer a competitive salary and comprehensive benefits, including medical coverage and flexible work hours. #J-18808-Ljbffr

The Mortgage Loan Underwriter position is responsible for underwriting Conventional, FHA, and VA loans following established company, agency and investor guidelines. The underwriter evaluates mortgage loan files and assesses risk based on compliance, agency, investor, and company guidelines to ensure salability with minimal loss. Individuals in this role are required to keep current with regulatory and market changes. Ideal candidates will be service-focused with superior time-management and communication skills, have the ability to multi-task. Key responsibilities Complete thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans Review resubmitted files and documents Make and issue independent compliant loan decisions Maintain company service level and turn-time standards Respond to audits and post-closing issues in a timely manner Maintain working knowledge of agency and investor guidelines and policies Mentor processing staff on underwriting deficiencies and calculation errors Other duties as assigned Compensation -Initial hours 9-5 + OT at month end. Ability to work from home after 6 months (with one day a week in office). -Starting salary begins at $36.00/hr+ based on credentials and interview -Quarterly bonuses offered -Full Benefit package offered Qualifications 2 years' experience underwriting with strong credit, collateral, and risk analysis background preferred FHA, VA designations preferred Strong analytical decision-making and problem-solving abilities Demonstrated success in a fast-paced, high-stakes environment Excellent verbal and written communication skills Additional Information All your information will be kept confidential according to EEO guidelines.

Safepoint MGA is an admitted Property & Casualty insurance carrier seeking experienced Underwriters to support our Personal Lines Homeowners department. If you have a passion for risk analysis and a strong background in homeowners underwriting, we encourage you to apply! Why This Opportunity Stands Out: Competitive, Transparent Pay: Qualified, seasoned Underwriters can earn a base salary of up to $70,000.00 annually. Sign-On Bonus: Qualified Underwriters are eligible to earn a $2,000.00 sign‑on bonus following their introductory period. Crowned One of Florida Trend's Best Companies to Work For, 2025: We're proud to be recognized by Florida Trend in their annual Best Companies to Work For list, highlighting our standout workplace culture and employee satisfaction! Financial Stability and Employee Visibility: You're not a number here. Join a financially solid, mission-focused team where your contributions are noticed and your growth is supported. Job Summary Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines. Duties and responsibilities Reviews exterior inspection reports, new business submissions, risk alerts, as well as follow up tasks on accounts needing additional underwriting review/action. Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability. Interprets manuals and contracts for multiple lines of business in multiple states. Researches and correctly enters information into the company policy administration system. Communicates effectively internally and externally, escalating issues when warranted. Adheres to the established productivity and quality metrics established. Other tasks and projects may be assigned. Essential Functions Assists internal service associates via telephone and e-mail with exception requests beyond their authority level. Ability to think critically, assess risk, and make informed decisions Assists agents via telephone and e-mail with new business exception requests. Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company. Ability to obtain and maintain resident Property & Casualty insurance licensing through the Florida DFS, and reciprocal licenses in all 50 states in the continental United States Qualifications 3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance required FL resident 2-20 or 20-44 license and reciprocal licenses in all 50 states Thorough knowledge of the underwriting process and the analytics involved Excellent communication and organizational skills Advanced computer skills and strong systems knowledge College degree preferred Licensing Requirements Please note that most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position. Physical Requirements While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle, or feel; and reach with hands and arms. Working Conditions This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines. Compensation and Benefits We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide: Market Competitive Wages commensurate with experience Sign-on bonus potential Prof. Development and Educational Assistance Programs Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution Paid Time-Off (Discretionary, PTO, Parental Leave, and others) Company Paid Holidays Health Insurance Dental Insurance Vison Insurance Short and Long Term Disability Insurance Flexible Spending Accounts with Company Contribution Health Savings Accounts with Company Contribution Employee Life and AD&D Insurance Dependent Life and AD&D Insurance Free AAA Membership Identity Theft Protection Other Ancillary Insurance Benefit Programs And more… Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.

Job Description Safepoint MGA is an admitted Property & Casualty insurance carrier seeking experienced Underwriters to support our Personal Lines Homeowners department. If you have a passion for risk analysis and a strong background in homeowners underwriting, we encourage you to apply! Why This Opportunity Stands Out: Competitive, Transparent Pay: Qualified, seasoned Underwriters can earn a base salary of up to $70,000.00 annually. Sign-On Bonus: Qualified Underwriters are eligible to earn a $2,000.00 sign‑on bonus following their introductory period. Crowned One of Florida Trend's Best Companies to Work For, 2025: We're proud to be recognized by Florida Trend in their annual Best Companies to Work For list, highlighting our standout workplace culture and employee satisfaction! Financial Stability and Employee Visibility: You're not a number here. Join a financially solid, mission-focused team where your contributions are noticed and your growth is supported. Job Summary Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines. Duties and responsibilities Reviews exterior inspection reports, new business submissions, risk alerts, as well as follow up tasks on accounts needing additional underwriting review/action. Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability. Interprets manuals and contracts for multiple lines of business in multiple states. Researches and correctly enters information into the company policy administration system. Communicates effectively internally and externally, escalating issues when warranted. Adheres to the established productivity and quality metrics established. Other tasks and projects may be assigned. Essential Functions Assists internal service associates via telephone and e-mail with exception requests beyond their authority level. Ability to think critically, assess risk, and make informed decisions Assists agents via telephone and e-mail with new business exception requests. Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company. Ability to obtain and maintain resident Property & Casualty insurance licensing through the Florida DFS, and reciprocal licenses in all 50 states in the continental United States Qualifications 3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance required FL resident 2-20 or 20-44 license and reciprocal licenses in all 50 states Thorough knowledge of the underwriting process and the analytics involved Excellent communication and organizational skills Advanced computer skills and strong systems knowledge College degree preferred Licensing Requirements Please note that most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position. Physical Requirements While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle, or feel; and reach with hands and arms. Working Conditions This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines. Compensation and Benefits We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide: Market Competitive Wages commensurate with experience Sign-on bonus potential Prof. Development and Educational Assistance Programs Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution Paid Time-Off (Discretionary, PTO, Parental Leave, and others) Company Paid Holidays Health Insurance Dental Insurance Vison Insurance Short and Long Term Disability Insurance Flexible Spending Accounts with Company Contribution Health Savings Accounts with Company Contribution Employee Life and AD&D Insurance Dependent Life and AD&D Insurance Free AAA Membership Identity Theft Protection Other Ancillary Insurance Benefit Programs And more… Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications. Powered by JazzHR HLLzeYKZ2o

Perform duties of Conventional, USDA, FHA, and VA loan processing, closing and preliminary underwriting. Process loan applications from initial set-up through funding, striving to obtain loan approvals within 30 days of application date. Must have 18 months' experience as Loan Processor I or Loan Processor II roles, 18 months' experience of FHA/VA/Conventional loan closing, automated processing and closing experience. Qualifications Required Skills: High volume production experience Conventional, FHA, and VA experience (both purchases and refi's) Must be able to work overtime Exceptional attention to detail is required as is the ability to multi-task during the day. Strong typing skills. Solid computer skills with an emphasis on Microsoft Office. Strong verbal and written communication skills. Organizational skills are required due to the various tasks and attention to detail that each involves. Desired Skills: Processing experience Funding experience Loan document review experience Please submit a resume for consideration. Additional Information All your information will be kept confidential according to EEO guidelines.