Underwriter jobs in Rochester, NY

About Us Handsome Homebuyer is one of Long Island's fastest-growing real estate investment companies. We acquire, renovate, build, and sell properties with speed, precision, and pride. Our vertically integrated model allows us to evaluate, purchase, and renovate homes efficiently while maintaining exceptional quality. About the Role We are seeking a highly skilled Real Estate Underwriter with a strong background in real estate valuation, acquisitions underwriting, appraisal, construction estimating, and investment analysis. This role is ideal for an experienced appraiser, underwriter, or valuation professional who wants to apply their analytical expertise to investment decisions, monetization strategy, and deal optimization. You will assess property value, evaluate zoning and market factors, develop renovation scopes, determine highest-and-best-use, and help shape acquisition strategy. Your valuation insights will directly influence purchase decisions, renovation plans, and profitability. Work Schedule Tuesday -Saturday, (9:00 AM-5:00PM) Saturday hours may vary and require flexibility. Day to Day Responsibilities Maintain and update CRM records to ensure data accuracy, workflows, lead information and full pipeline visibility. Provide valuation-based guidance to field representatives during negotiation and contract phases. Collaborate with the Construction team to create detailed scopes of work based on ROI and value impact. Communicate projected renovation costs and value lift to support purchase strategy. Collaborate with the Dispositions team to set strategic wholesale pricing and approve offers. Work with the Transaction Coordinator (TC) to determine list prices for renovated and new construction properties. Recommend pricing adjustments for properties on the market based on market conditions and feedback. Utilize Microsoft Office Suite, Excel and Google Sheets for data modeling, tracking, and analysis. Work with one KEY MLS to research property details and manage listing information. Review and interpret property records and parcel data using GeoData. Property Evaluation and Underwriting Analyze on- and off-market deals to determine offer/monetization strategy and Maximum Allowable Offer (MAO) Conduct Highest and Best Use analysis for: Wholesale, fix & flip, teardown & new builds, retail MLS resale, and rentals Prepare full valuation packets: After repair value (ARV) comps, land vs improvement value, rehab estimates, exit strategy analysis and risk assessment Construction & Renovation Estimates Prepare accurate repair estimates for: Cosmetic renovations, full gut rehab, additions/dormers and new construction. Identify major red flags such as foundation issues, mechanical problems and functional obsolescence. Market, Zoning and Trend Analysis Review local zoning, setbacks, and buildable areas Analyze market trends, supply/demand, local comps, and neighborhood and market shifts Offer and Deal Strategy Produce written MAO calculations for scenarios Recommend final offer & exit plans to leadership Support acquisition representatives during negotiation and contract phases Track deals from due diligence through closing Contracts, Legal, and Compliance Coordinate with the TC to ensure all contracts and documents for properties under contract move through the pipeline promptly. Ensure full compliance with applicable codes, ordinances, regulations, and laws. Required Skills & Qualifications Detail-oriented with strong analytical capabilities Excellent written and verbal communication skills High integrity with a team-first mindset Construction or Real Estate experience (hands-on or General Contracting-level estimating) or ability to manage construction budgets for flips and new builds. 3+ years of experience assessing property condition via photos/video and produce accurate repair estimates. Experience underwriting deals for investors, developers, fix & flip companies, or private lenders. Preferred Strong appraisal knowledge including comp selection, adjustments, and ARV modeling Strong understanding of cost differences between: light renovations vs full gut rehabs, extension dormers, ground up construction, mechanical, electrical, plumbing (MEP) upgrades Benefits Medical, Dental, and Vision coverage Generous paid time off Company-paid holidays Commuter and/or transit benefits Homebuyers Program Clear path for growth for high-performing candidate Compensation $65,000 to $80,000 annually. Actual compensation will be based on skills, experience, and qualifications. This is a bonus eligible role. Selection Process The application process begins with a brief initial screen phone interview for qualified candidates, a short assessment to evaluate skills and role fit, followed by a collaborative panel interview with key team members. EEO Statement Handsome Homebuyer is an Equal Opportunity Employer. We consider all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other characteristic protected by Federal, State, and/or Local law.

FM is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property insurance solutions. FM helps clients maintain continuity in their business operations by drawing upon state-of-the-art loss-prevention engineering and research; risk management skills and support services; tailored risk transfer capabilities; and superior financial strength. To do so, we rely on a dynamic, culturally diverse group of employees, working in more than 100 countries, in a variety of challenging roles. This exciting opportunity is with FM Affiliated, our “best-in-class” middle market property insurer. FM Affiliated is exploring new ways to expand and tailor coverage to meet our brokers' and client's ever-evolving business challenges. Drawing on the full strength of the FM Group, we help our clients choose how to best identify, prioritize and reduce future loss in a way that makes practical and affordable sense. We distribute our property insurance products and engineering solutions exclusively through a network of brokers. We value long-term relationships that provide the realization of greater value by deploying the skills of our highly trained Account Engineers and Production Underwriters. We are open to considering candidates with a variety of experience levels for this role. Both mid-level and senior-level candidates are encouraged to apply. In addition, the role works closely with Account Engineers to review renewal and new business opportunities to ensure proper risk identification, selection and assessment in order to ensure the development and growth of a profitable portfolio of business. FM Affiliated Production Underwriters primary relationships are with brokers and reinsurers for insurance related issues. Responsibilities include meeting specific profit, retention, and production goals. Business relationships and a network of contacts must be established and an effective program of calls must be executed to meet an average of 10 external calls a month to ensure high visibility. Travel is required for marketing and training including out of state travel. New risks must be pre-qualified based on acceptability today and its future potential, this includes a thorough analysis of the broker submission, desired pricing, terms and conditions, financial condition, adequacy of reported values, and loss experience. The company's assets must be protected by adhering to company underwriting standards and procedures, this will include determining the amount subject, net capacity commitment, checking cross liability, management of catastrophe aggregate retentions, negotiating and purchasing reinsurance and establishing commissions in a manner most advantageous to the company. This position requires someone with a bachelor's degree or equivalent. 2-5 Years industry experience (broker/insurance company) as Underwriter for commercial property accounts of varying occupancies and sizes. Candidate must also have experience dealing with a variety of occupancies as well as current engineering and underwriting issues such as current property coverages and forms, and/or quickly learn and keep updated on industry state of the art. Additionally, this person will be proficient in and have excellent organizational, time management, problem solving, decision making, interpersonal and selling skills and a working knowledge of MS Office products. The final salary offer will vary based on individual education, skills, and experience. The position is eligible to participate in FM's comprehensive Total Rewards program that includes an incentive plan, generous health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances and much more.

Brown & Brown is looking for a Commercial Lines Claims Assistant to join our Commercial Lines team in Somers, NY! Accept and handle all types of Commercial Lines claims for accounts assigned. Assist in servicing of consulting contracts. Provide prompt, accurate and courteous claim service to Profit Center's customers, both internal and external. Attend safety committee meetings. Coordinate annual training with carrier. WHAT YOU'LL DO: Acceptance of claims, making assignments to companies and /or independent services, discussions with insureds regarding coverage comparative negligence and processing of claims Research and review coverage, leases, contracts and participate in discussions with Account Managers and Producers Reading, analyzing and processing of legal paperwork Monitor reserves, exposures and communicate with insurance carrier and clients Provide assistance in claims management of our internal company claims Maintain a diary system regarding first party losses, claims in subrogation and open claims Complete reports as department policy dictates Assist CSR's/Producers with claim information relating to renewals and marketing WHAT YOU'LL NEED: Insurance certification or equivalent. NYS Broker's license or attainment thereof upon hire. Proficient with MS Office Suite Exceptional telephone demeanor Ability to maintain a high level of confidentiality 3-4 years' experience in a similar position THIS IS A PART-TIME ROLE WITH EXPECTATIONS OF WORKING 25 HOURS PER WEEK ON A HYBRID SCHEDULE AT OUR SOMERS, NY OFFICE. Target Pay $30.00 to $39.00 per hour

At Stewart, we know that success begins with great people. As a Stewart employee, you'll be joining a company that was named a 2024-2025 Best Company to Work For by U.S. News & World Report, and a 2025 Top Workplace by USA Today. We are committed to helping you own, develop, and nurture your career. We invest in your career journey because we understand that as you grow, so does our company. And our priority is smart growth - by attaining the best people, investing in tools and resources that enable success, and creating a better home for all. You will be part of an inclusive work environment that reflects the customers we serve. You'll be empowered to use your unique experiences, passion and skills to help our company and the communities we serve constantly evolve and improve. Together, we can achieve our vision of becoming the premier title and real estate services company. Stewart is a global real estate services company, providing title insurance, settlement, underwriting, and lender services through our family of companies. To learn more about Stewart, visit stewart.com/about. More information can be found on stewart.com. Get title industry information and insights at stewart.com/insights. Follow Stewart on Facebook @StewartTitleCo, on Instagram @StewartTitleCo and on LinkedIn @StewartTitle Job Description Job Summary Ensures accountable decisions are taken at the right level in the organization, and individuals making decisions are suitably informed about the level of legal risk on all legal related matters. Represents plaintiffs and defendants in civil cases and manages all phases of the litigation process from investigation, pleadings and discovery to pre-trial, trial, settlement and appeal. Job Responsibilities Reviews and evaluates title searches and insurance risk factors and must be able to justify and communicate underwriting requirements to counsel for buyers, sellers and lenders on real estate transactions Responsible for evaluating risk and exposures to determine acceptability of business Determines premiums, terms and conditions based established rules, rates, and guidelines May analyze data such as financial conditions of the organization, participation percentage, type of industry, characteristics of employee groups, or past claim experience Typically follows existing procedures to perform routine assignments and to solve standard problems Analyzes basic information and standard practices to make decisions impacting work performed Individual contributor working with direct oversight Performs all other duties as assigned by management Education Bachelor's degree in relevant field preferred Experience Typically requires 0-2 years of related work experience Equal Employment Opportunity Employer Stewart is committed to ensuring that its online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you have a disability and need assistance or an accommodation in the application process, please contact us by email at *******************. Pay Range & Benefits $77,717.77 - $129,529.61 Annually The base salary range provided is consistent with similar roles at the Company. The base salary range is not an absolute, but a guide, and actual offers will be based on the individual candidate's knowledge, skills, education, experience, location, market conditions, and other compensation components. Depending upon all of the preceding considerations, the base salary may be lower or higher than the stated range. Stewart offers eligible employees a competitive benefits package that includes, but is not limited to a variety of health and wellness insurance options and programs, paid time off, 401(k) with company match, employee stock purchase program, and employee discounts

This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact. Essential Duties and Responsibilities: Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available. Evaluate the experience of a risk against the class of business under review. Evaluate the loss potential due to catastrophe, severity, and/or frequency. May rate policies or check previously rated policies for proper rating. Utilizes knowledge of automated systems to develop information for new or renewal policies. Prepares quotations for agents and answers questions from agents, policyholder, or prospects. Assists agents with comments or questions about applications and the likelihood of acceptance by the company. Reviews requests for cancellation, endorsements, etc. Reviews policies for renewal consideration. Request additional documentation necessary for the processing of an application, endorsement or cancellation. Conduct marketing visits to agents. Performs other duties as assigned. Qualifications/Requirements: Must have Producer's License. 3 plus years of insurance experience. Prior exposure to insurance underwriting type activities. Basic familiarity with computers. Good oral and written communications skills. Strong analytical skills and the ability to pay attention to details. Resourceful and controlled assertive behavior characteristics. Must have demonstrated negotiation skills Technical knowledge of insurance coverage forms and their application to exposure. Knowledge of departmental regulations and policies. Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices. Strong interpersonal skills working with Staff and Company Underwriters Experience in standard underwriting practices and procedures. Associated classes or courses and/or industry license, or designation. We offer a total compensation package which includes salary (65k-85k) plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. Visit Us On LinkedIn: ************************************************* View All Openings: ************************************ Website: **************

Since 1999, Premium Mortgage Corporation has been providing residential mortgages across New York State and beyond, offering competitive interest rates and a wide variety of loan programs to fit the needs of homebuyers. Headquartered in Rochester, NY we have offices throughout New York and Florida, and are licensed in AL, CT, FL, MA, NE, NJ, NY, OH, PA, SC, TN, TX, and VT. As a mortgage lender, our number one goal is for every customer to feel comfortable, informed, and well taken care of. After all, a mortgage isn't just a transaction to us. It's a partnership for life. We accomplish this level of customer satisfaction by employing top tier talent-all of whom take part in our employee engagement program called the Premium Experience. This program allows our team members to live out our core values, while supporting them with opportunities for professional and personal growth. With hundreds of team members living out the Premium Experience every day, they are the driving force in making Premium Mortgage Corporation a leading lender in the communities we serve. All positions with Premium Mortgage operate on a Hybrid work schedule unless an exception has been granted by Upper Management. This posting is an evergreen posting. While the posting is open for applications, we may not be actively filling this roll. The Underwriter is responsible for evaluating risk and making loan decisions based on existing underwriting guidelines and information and documentation provided in the loan file. The Underwriter will be responsible for completing the following job duties. Reviews conditions on files within posted turn times Completes underwrite on files submitted to underwriting for approval within posted turn times Provides feedback on loan quality to the Underwriting Manager Mentors and develops processing staff and loan officers Maintains a unified voice with fellow underwriters on underwriting guidance Escalates files issues not covered in our guidelines to Underwriting Manager for guidance Communicates decisions to all internal parties Works jointly with co-workers to respond to concerns of quality on files, such as QC, PETR, NOR or audit/clarification requests from different managers or departments Stays up to date on changing rules and regulations pertaining to conventional and government-insured mortgages Meets the required KPI standards for the position (6 units per day based on weighted scale) Training as needed This job description reflects management's assignment of essential functions; and nothing in this herein restricts management's right to assign or reassign duties and responsibilities to this job at any time. The following qualification are required of the Underwriter. Education: A college degree with two years related experience and/or training. A combination of equivalent education and experience is acceptable. Experience: Previous experience in the mortgage industry with understanding of underwriting Skills: Customer service Time management Written communication Verbal communication Team player Able to multi-task Detail orientated Organizational Problem solving Independent Judgement The following equipment is used daily by the Underwriter and provided by Premium Mortgage. Computer Phone Printer/copier/fax machine Excel and word programs Encompass software The Underwriter is primarily in an office setting and may be exposed to outdoor conditions. The working conditions are classified as sedentary work: Sedentary work - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. The following is a description of the physical requirements on a daily basis for the Underwriter. While performing the duties of the job the employee is regularly expected to: Stand Sit Hear Walk Talk Stoop or kneel Repetitive motion This is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned. Premium Mortgage Corporation provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. The starting base salary range for this position is $75,000 - $90,000, yearly. This is the range of the base pay only, it does not include other components that make up the total compensation package of the position. If offered a position, your total compensation package will be determined by experience, location, skills and/or education which may result in a total compensation package that falls outside the provided range.

Company Details Berkley One exists to insure and protect the lifestyles of a modern generation of affluence who have unique exposures that are best served in the non-admitted market. We seek clients that are sophisticated individuals and families who require world-class risk and claims management customized to their needs, a team of select expert independent agents and innovative digital tools to keep it simple and easy. We'll blend our partners, products and capabilities with all that is Berkley, generating a modern solution for the customers we serve. This role will be based in one of our offices: New York City (47th & 3rd) Chicago, IL Morristown, NJ Scottsdale/Phoenix, AZ We offer a hybrid work schedule with 4 days in the office; and 1 day remote where it makes sense to do so. #LI-AV1 #LI-hybrid The company is an equal employment opportunity employer. Responsibilities As an Excess & Surplus Underwriter, you'll join a small yet dynamic and rapidly growing team. This is a unique opportunity for an entrepreneurial professional who thrives in a fast-paced environment and is eager to play a foundational role in building a best-in-class E&S underwriting practice. As an early member of our E&S team, you will be responsible for driving new business production, managing broker relationships, and underwriting complex risks with a focus on large accounts. Your expertise and sound judgment will be critical in selecting profitable risks, collaborating with risk management to enhance exposures, and leveraging advanced technology to monitor and manage your portfolio. We offer a high degree of autonomy, a collaborative culture, and the opportunity to make a meaningful impact. If you are a strategic thinker with a builder's mindset and a passion for underwriting excellence, we invite you to join us. What you can expect: Culture of innovation, teamwork, supportive colleagues and leaders willing to invest in talent Internal mobility opportunities Visibility to senior leaders and partnership with cross functional teams Opportunity to impact change Benefits - competitive compensation, paid time off, comprehensive wellness benefits and programs, employer funded health savings account, profit sharing, 401k, paid parental leave, employee stock purchase plan, tuition assistance and professional continuing education We'll count on you to: Collaborate with colleagues across the organization: Work with colleagues to deploy Berkley One's E&S Underwriting capability Use your previous extensive experience to determine individual risk acceptability, pricing, coverage, terms and conditions with a goal of growing a profitable portfolio Develop, analyze and evaluate information and exposures for complex risks Interface with Enterprise Risk Management, Actuarial and other business functions to actively manage CAT property exposure Measure and optimize portfolio progress by reviewing and analyzing underwriting data and monitoring industry best practices to identify opportunities for continuous improvement Partner with Brokers: Develop, maintain and manage broker relationships based on trust, the value of your expertise, and your responsiveness Work with producers to solicit, underwrite and price new and renewal surplus lines personal property and casualty business Create Berkley One agency champions by building strong relationships, coaching on new business solutions, and taking time to understand what's most important to the broker and client Implement annual goals and strategies for brokers and track progress to plan Other duties as assigned. Qualifications What you need to have: 5+ years of high net worth personal lines E&S or MGA underwriting experience required. Must hold appropriate agent/broker licensing (specifically, P&C and SL Broker licenses in your home state and non-resident licenses in other states in which we do business) Ability to travel as needed, including overnight travel. Exceptional verbal and written communication skills. Your communication style is flexible to the situation. You communicate clearly and with a purpose. A strong customer service bias. You want to get to yes. You are known for your super responsiveness. You can say no and preserve your relationships. An analytical mind. You love to dive into the details of an account in order to craft pricing and coverage that meet underwriting guidelines, profitability models and customer needs. What makes you stand out: Incredible empathy and understanding of the needs of our customers, both insureds and their brokers alike. You will be an excellent, pro-active advocate for Berkley One customers and are passionate about their brand experience. Calm under pressure. You have excellent organizational skills, integrity, and great follow-through on tasks. You are comfortable challenging norms while working collaboratively with colleagues at all levels of the organization. Natural curiosity. You love learning how things work and you are always looking for innovative improvements. You have a strong sense of accountability, fun and adventure. Additional Company Details We do not accept any unsolicited resumes from external recruiting firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees including: • Base Salary Range: $80,000 - $120,000 • Elgible to participate in annual discretionary bonus. • Benefits include: Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and generous profit-sharing plan The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Job Description 2025- E&S Underwriter

5+ years Cyber Liability Underwriting experience primary and excess experience a plus large account experience $250 million to $2 billion revenue production mindset leadership team is on the east coast compensation: depends on years of experience and production

Mortgage Underwriter - Onsite | Melville, NY An established mortgage banker in Long Island is seeking a proactive Mortgage Underwriter to join its growing team. This is a full-time, onsite role responsible for underwriting both Conventional and Non-QM loans. The ideal candidate will bring strong Encompass and Optimal Blue experience and a solution-oriented approach to getting deals funded. Responsibilities Underwrite Conventional and Non-QM residential loans Evaluate borrower documentation for accuracy, compliance, and eligibility Collaborate with the COO and team members to find solutions and move loans to funding Use Encompass and Optimal Blue to assess, structure, and price loans Ensure files are reviewed and cleared in a timely manner Proactively manage pipeline and escalate potential issues as needed Qualifications Minimum 4 years of residential mortgage underwriting experience Strong Non-QM underwriting experience required Proficiency in Encompass (required) and Optimal Blue Detail-oriented, proactive, and solution-driven mindset Strong communication skills and ability to work collaboratively Schedule/Location Onsite - Melville, Long Island, NY Monday-Friday, 9:00 AM - 5:00 PM Reports to: COO Compensation & Benefits Base salary: up to $85,000 annually- not including bonus Bonus per closed file (TBD by client) Full benefits package offered Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

**Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The **National Accounts Strategic Underwriter** is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities. **How You Will Make an Impact** Primary duties may include, but are not limited to: + Create competitive, financially sound proposals for business growth and renewals. + Collaborate on RFPs. + Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation. + Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. **Minimum Requirements:** Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance. **Preferred Skills, Capabilities, and Experiences:** + ASA/FSA, CFA, or CEBS credentials preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864. Locations: California, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

As a Senior Underwriter, responsibilities will include managing a renewal book and generating new business. The position will be responsible for driving profitable growth with assigned agents and brokers. Products include Package, Property, General Liability, Auto, Worker's Compensation, Umbrella/Excess and International. Programs are guaranteed cost and Loss Sensitive structures. We are looking for a candidate who is highly motivated, results oriented, with solid business and underwriting acumen. Knowledge, Skills, and Abilities Required: Candidate will have experience in both Property & Casualty lines of business. Familiarity with global programs is a plus. Underwriting duties will include developing and negotiating price, coverage, terms and conditions for all new business and renewals while actively identifying account rounding opportunities for other Chubb practices. This position must collaborate with other underwriters, operations, claims, marketing, and home office management as necessary. The underwriter must implement and manage effective pricing and rate strategies that will produce profitability, book growth, and successful producer relations. Strong sales and marketing skills are critical; must be able to demonstrate successful agency and broker management, including building, maintaining and managing producer and customer relationships. Ability to identify opportunities for growth within new and existing production sources. Knowledge of marketing principles, pricing/rate strategies and how to apply them to attain underwriting profit. Candidate must possess a high degree of proficiency with the underwriting process, with a solid background in risk analysis. Candidate must have ability to effectively interact with all levels of customers and collaborate with a team of underwriters, claims and loss control personnel. Knowledge and proficiency with technical issues, compliance, coverage, products and pricing strategies expected. 3+ years of experience. Must have proven marketing and negotiation skills Strong communication, interpersonal and time management skills The pay range for the role is $114,600 to $194,800. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package, more details on which can be found on our careers website. The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

Job Description Mercor is seeking experienced insurance underwriting professionals to collaborate with a technology-driven risk analytics partner. Freelancers will support the development and evaluation of automated insurance workflows, contributing expert insight to improve AI systems handling underwriting, risk assessment, and rating logic. This opportunity is ideal for professionals with property and casualty underwriting experience looking to apply their knowledge in a forward-looking, project-based environment. Key Responsibilities Evaluate application data, loss history, and third-party reports (e.g., CLUE, MVR, LexisNexis) to determine underwriting acceptability. Calculate insurance premiums using ISO manuals, class codes, and company-specific rating algorithms. Analyze historical claims to assess loss trends and calculate loss ratios against industry benchmarks. Draft policy terms and compile coverage documents including endorsements and declarations. Review referred cases and provide documented decisions with clear rationale and risk treatment recommendations. Ideal Qualifications 5+ years in commercial or personal lines underwriting, preferably with experience using platforms like Guidewire or Duck Creek. Familiarity with ISO classification codes, rating manuals, and policy forms. Strong attention to detail and ability to assess risk across various data inputs. Proven track record of working with multi-line policies (property, auto, general liability). Experience reviewing and interpreting third-party reports (CLUE, MVR, LexisNexis, etc.). More About the Opportunity Remote and asynchronous - control your own work schedule Expected commitment: min 30 hours/week Project duration: ~6 weeks Compensation & Contract Terms $50-80/hour Independent contractor arrangement Paid weekly via Stripe Connect Application Process Submit your resume followed by domain expertise interview and short form About Mercor Mercor is a talent marketplace that connects top experts with leading AI labs and research organizations. Our investors include Benchmark, General Catalyst, Adam D'Angelo, Larry Summers, and Jack Dorsey. Thousands of professionals across domains like law, creatives, engineering, and research have joined Mercor to work on frontier projects shaping the next era of AI

Job Description At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities A Credit Underwriter III is responsible for spreading complex financial statements in accordance with Bank standards, while preparing Credit Offering Memorandums on complex borrowers in cooperation with Commercial Lenders for Bank approval. It is the responsibility of an Underwriter III to manage personal workload of complex borrowing relationships within short, prescribed timelines with minimal assistance from a Senior Underwriter/Manager. Making recommendations to Commercial Lenders regarding appropriate risk ratings as well as accurately addressing loan policy exceptions, structural weaknesses, appraisal exceptions, environmental waivers and loan coding are important duties of the position. A Credit Underwriter III is also responsible for providing guidance and on the job training to Credit Underwriter I's and II's. Essential Duties: Maintain extensive knowledge of and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls and meet all job specific training requirements in a timely fashion. Produce a high volume of loan requests with the ability to work independently and complete duties within short timeframes, with little or no oversight from a Supervisor/Manager. Prepare financial spreadsheets on complex relationships for existing or potential borrowers using accountant prepared and company prepared financial statements and tax returns. Prepare Credit Offering Memorandums on complex borrowers which includes the description of the credit request and all associated structural components, detail of the borrower's existing banking relationship (loans, deposits, cash management, RDC, etc.), financial statement analysis, corporate historical/projected and personal financial statement and cash flow analysis, detailed collateral evaluation and OCC stress testing on commercial real estate projects, accurate identification of loan policy exceptions, regulatory structural weaknesses, loan coding and assessment of appropriate risk rating. Accompanies Commercial Lenders on customer informational calls for complex relationships. Provides basic on the job training and guidance to Credit Underwriter I's and II's. Maintain the ability to quickly and accurately assess borrowing needs/causes, proper loan structure, well developed and accurate credit analysis techniques, knowledge of industry related issues, risk rating recommendations and a thorough understanding of loan policy and structural weaknesses. Advises Commercial Lenders of appraisal and environmental requirements that must be approved prior to the loan proposal's submission for approval. Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner. Ancillary Duties: As an integral member of the Credit Administration Department, this position is also responsible to provide assistance wherever necessary to help the Credit Administration Department and the Bank in achieving their annual goals. Qualifications Education/Training: B.S. or B.A. degree in a business related field of study (finance, management, economics, or accounting) with at least 6 credits in accounting; specialized financial analysis training. All applicants must be 18 years of age or older. Skills: Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal and communication skills (both verbal and written); a thorough knowledge of current lending and banking regulations, loan policies, and procedures; proven ability to analyze and interpret financial statements and information; advanced loan structuring skills; technical supervisory skills sufficient to provide guidance and training to Credit Underwriter I & II(s); proficient knowledge of Microsoft Word, Excel and all other departmental computer programs. Experience: Minimum of four (4) experience as a Credit Underwriter I/II normally required.

Job Description This position is focused on generating opportunities, client relationships and brokerage placements of their area of coverage specialty. Creates relationships with existing and new brokerage carriers, to negotiate terms and pricing with a high sense of urgency. Interacts with Companies and Brokers via telephone, e-mail, in-person visits, networking and regular mail. Essential Duties and Responsibilities: Develop client relationships to generate submission opportunities and a regular flow of business. Review submission documents received to prepare additional information including; loss pics/summaries, loss stratifications, risk summaries, narratives, online research and requesting additional information needed from the client. Select and market the risk, by line of coverage, to markets to negotiate terms & pricing. Provide comparisons and illustrations to compare options and support client presentation process. Utilizes knowledge of automated systems to develop information for new or renewal policies. Prepares quotations for agents and answers inquiries from agents, policyholder, or prospects. Reviews requests for cancellation, endorsements, etc. Reviews policies for renewal consideration and remarketing. Request additional documentation necessary for the processing of an application, endorsement or cancellation. Conduct marketing visits to agents and attend industry events. Work with support associates, assistants and central processing to assure work is completed in a timely manor and with accuracy. This may include mentorship and guidance of the team member working with you on risks. Performs other duties as assigned. Qualifications/Requirements: Must have Producer's License. 3 plus years of insurance experience. Prior exposure to insurance brokerage type activities. Basic familiarity with computers. Good oral and written communications skills. Strong analytical skills and the ability to pay attention to details. A high sense of urgency. Resourceful and controlled assertive behavior characteristics. Must have demonstrated negotiation & sales skills. Technical knowledge of insurance coverage forms and their application to exposure. Knowledge of departmental regulations and policies. Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices. Strong interpersonal skills working with Staff and Company Underwriters Experience in standard underwriting practices and procedures. Associated classes or courses and/or industry license, or designation. We offer a total compensation package which includes salary (range 65k-85k) plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. Visit Us On LinkedIn: ************************************************* View All Openings: ************************************ Website: ************** Powered by JazzHR ja DljUTNbj

Company Details Berkley One exists to insure and protect the lifestyles of a modern generation of affluence who have unique exposures that are best served in the non-admitted market. We seek clients that are sophisticated individuals and families who require world-class risk and claims management customized to their needs, a team of select expert independent agents and innovative digital tools to keep it simple and easy. We'll blend our partners, products and capabilities with all that is Berkley, generating a modern solution for the customers we serve. This role will be based in one of our offices: New York City (47th & 3rd) Chicago, IL Morristown, NJ Scottsdale/Phoenix, AZ We offer a hybrid work schedule with 4 days in the office; and 1 day remote where it makes sense to do so. #LI-AV1 #LI-hybrid The company is an equal employment opportunity employer. Responsibilities As an Excess & Surplus Underwriter, you'll join a small yet dynamic and rapidly growing team. This is a unique opportunity for an entrepreneurial professional who thrives in a fast-paced environment and is eager to play a foundational role in building a best-in-class E&S underwriting practice. As an early member of our E&S team, you will be responsible for driving new business production, managing broker relationships, and underwriting complex risks with a focus on large accounts. Your expertise and sound judgment will be critical in selecting profitable risks, collaborating with risk management to enhance exposures, and leveraging advanced technology to monitor and manage your portfolio. We offer a high degree of autonomy, a collaborative culture, and the opportunity to make a meaningful impact. If you are a strategic thinker with a builder's mindset and a passion for underwriting excellence, we invite you to join us. What you can expect: Culture of innovation, teamwork, supportive colleagues and leaders willing to invest in talent Internal mobility opportunities Visibility to senior leaders and partnership with cross functional teams Opportunity to impact change Benefits - competitive compensation, paid time off, comprehensive wellness benefits and programs, employer funded health savings account, profit sharing, 401k, paid parental leave, employee stock purchase plan, tuition assistance and professional continuing education We'll count on you to: Collaborate with colleagues across the organization: Work with colleagues to deploy Berkley One's E&S Underwriting capability Use your previous extensive experience to determine individual risk acceptability, pricing, coverage, terms and conditions with a goal of growing a profitable portfolio Develop, analyze and evaluate information and exposures for complex risks Interface with Enterprise Risk Management, Actuarial and other business functions to actively manage CAT property exposure Measure and optimize portfolio progress by reviewing and analyzing underwriting data and monitoring industry best practices to identify opportunities for continuous improvement Partner with Brokers: Develop, maintain and manage broker relationships based on trust, the value of your expertise, and your responsiveness Work with producers to solicit, underwrite and price new and renewal surplus lines personal property and casualty business Create Berkley One agency champions by building strong relationships, coaching on new business solutions, and taking time to understand what's most important to the broker and client Implement annual goals and strategies for brokers and track progress to plan Other duties as assigned. Qualifications What you need to have: 5+ years of high net worth personal lines E&S or MGA underwriting experience required. Must hold appropriate agent/broker licensing (specifically, P&C and SL Broker licenses in your home state and non-resident licenses in other states in which we do business) Ability to travel as needed, including overnight travel. Exceptional verbal and written communication skills. Your communication style is flexible to the situation. You communicate clearly and with a purpose. A strong customer service bias. You want to get to yes. You are known for your super responsiveness. You can say no and preserve your relationships. An analytical mind. You love to dive into the details of an account in order to craft pricing and coverage that meet underwriting guidelines, profitability models and customer needs. What makes you stand out: Incredible empathy and understanding of the needs of our customers, both insureds and their brokers alike. You will be an excellent, pro-active advocate for Berkley One customers and are passionate about their brand experience. Calm under pressure. You have excellent organizational skills, integrity, and great follow-through on tasks. You are comfortable challenging norms while working collaboratively with colleagues at all levels of the organization. Natural curiosity. You love learning how things work and you are always looking for innovative improvements. You have a strong sense of accountability, fun and adventure. Additional Company Details We do not accept any unsolicited resumes from external recruiting firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees including: • Base Salary Range: $80,000 - $120,000 • Elgible to participate in annual discretionary bonus. • Benefits include: Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and generous profit-sharing plan The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Job Description 2025- E&S Underwriter Not ready to apply? Connect with us for general consideration.

Job Description This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact. Essential Duties and Responsibilities: Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available. Evaluate the experience of a risk against the class of business under review. Evaluate the loss potential due to catastrophe, severity, and/or frequency. May rate policies or check previously rated policies for proper rating. Utilizes knowledge of automated systems to develop information for new or renewal policies. Prepares quotations for agents and answers questions from agents, policyholder, or prospects. Assists agents with comments or questions about applications and the likelihood of acceptance by the company. Reviews requests for cancellation, endorsements, etc. Reviews policies for renewal consideration. Request additional documentation necessary for the processing of an application, endorsement or cancellation. Conduct marketing visits to agents. Performs other duties as assigned. Qualifications/Requirements: Must have Producer's License. 3 plus years of insurance experience. Prior exposure to insurance underwriting type activities. Basic familiarity with computers. Good oral and written communications skills. Strong analytical skills and the ability to pay attention to details. Resourceful and controlled assertive behavior characteristics. Must have demonstrated negotiation skills Technical knowledge of insurance coverage forms and their application to exposure. Knowledge of departmental regulations and policies. Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices. Strong interpersonal skills working with Staff and Company Underwriters Experience in standard underwriting practices and procedures. Associated classes or courses and/or industry license, or designation. We offer a total compensation package which includes salary (range 65k-85k) plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. Visit Us On LinkedIn: ************************************************* View All Openings: ************************************ Website: ************** Powered by JazzHR vg9X8Wxl4s

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