Underwriter jobs in Santa Cruz, CA - 339 jobs

Senior Underwriter - Team Lead, Property - Los Angeles or San Francisco, California As the world changes and markets become more competitive, and as our clients' needs become more complex, differentiation at all levels is of utmost importance. The Senior Underwriter in Property plays a critical role in evaluating and underwriting complex property insurance risks, with a deep understanding of risk assessment, pricing, and coverage terms to ensure profitability and adherence to underwriting guidelines. The Senior Underwriter collaborates closely with brokers and clients to develop customized insurance solutions, manage a diverse portfolio, and drive business growth. Strong analytical skills, industry expertise, and the ability to cultivate lasting relationships are essential for success in this role. What you'll be doing Provide leadership for the regional property team in the marketing and underwriting of new and renewal business opportunities for retail broker partners, focusing on Property and related product lines, while contributing to special projects as assigned by senior management. Lead the future development of the existing underwriting staff and the hiring of future underwriters in the southwest region. Contribute to regional planning by developing and executing an annual desk-level underwriting plan. Mentor and motivate team underwriters, working with underwriting assistants and other integral members of the team. Support the training and onboarding of new hires to foster a knowledgeable team. Analyze submission data including applications, policy wording, inspection reports, loss runs, and financial reports to determine degree of risk for each account. Utilize advanced underwriting tools and methodologies to evaluate complex property exposures. Adhere to underwriting guidelines, authorities and referral requirements as needed by regional management, product management and chief underwriting officers. Collaborate with internal colleagues to assess current and prospective risks, including actuarial, claims, legal and risk engineering. Provide proactive service with the Middle Office to ensure timely and accurate delivery of quotations, binders, policies and endorsements. Cross-sell with other business units to maximize deployment of AXA XL's capital and broaden product offerings. Monitor marketplace trends to stay informed about and ahead of emerging issues and opportunities within the Property sector. Maintain compliance with all internal and external underwriting guidelines and legal requirements. Assist in portfolio management regarding limit deployment, attachment point aggregation, pricing adequacy and policy terms and conditions. You will report to Head of Property, West What you'll bring We're looking for someone who has these abilities and skills: Required Skills and Abilities: A bachelor's degree or equivalent experience In-depth Property Underwriting expertise related to solutions to contribute to the underwriting of the full range of Property products. Strong insured and broker interaction in assigned geographic territory with the ability to effectively target current and prospective contacts in order to effectively promote offered products. The ability to travel a minimum of 25% of the time is anticipated. Desired Skills and Abilities: Exceptional organizational and time management skills with the ability to perform accurate mathematical calculations. Ability to work independently while being an open-minded team player, actively listening to comprehend unique circumstances that require practical and innovative solutions to complex issues. Excellent written and oral communication skills to work with both internal teams and external brokers as you will work in a team environment, assisting underwriters and/or deal administrators as part of their overall responsibility. Excellent collaborative skills in a fast-paced team-centric environment. The ability to demonstrate critical thinking, decision making, and problem-solving skills. What we offer Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. AXA XL supports an inclusive culture that enables business growth and success. Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 chapters around the globe; robust support for flexible working arrangements; enhanced family-friendly leave benefits; named to the Diversity Best Practices Index; signatory to the UK Women in Finance Charter. Learn more about Inclusion & Diversity at AXA XL. AXA XL is an Equal Opportunity Employer. Total Rewards AXA XL's rewards program is designed to take care of health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do, rewarding contributions for the long term. Sustainability AXA XL integrates sustainability into its business strategy. The “Roots of resilience” focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across operations. Pillars include: Valuing nature: Protecting and restoring nature to support a sustainable planet and society. Addressing climate change: Building a net zero strategy, developing insurance products, and mobilizing for societal-led solutions. Integrating ESG: Incorporating ESG into internal processes and governance. AXA Hearts in Action: Volunteering and charitable programs including Matching Gifts and volunteering days. For more information, see Sustainability at AXA XL. AXA XL is an Equal Opportunity Employer. Salary The U.S. base salary range for this position is $155,500 to $233,000 USD. Actual pay is based on skills, experience and location. We strive for market alignment and internal equity. AXA XL offers benefits including health and wellness programs and a range of learning opportunities. Details about benefits are available in US Benefits at a Glance 2025. Who we are AXA XL, the P&C and specialty risk division of AXA, solves complex risks for mid-sized companies, multinationals and individuals. We combine a capital platform, data-driven insights, leading technology, and top talent to deliver client service across property, casualty, professional, financial lines and specialty. Learn more at axaxl.com #J-18808-Ljbffr

Company Munich Re Specialty - North America E&S Casualty Underwriter Senior, VP The Company is open to considering candidates in numerous locations, including San Francisco (CA), Phoenix (AZ), Scottsdale (AZ), Dallas (TX), and Chicago (IL). We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our business units and clients. The Company Welcome to Munich Re Specialty - North America, a leading specialty insurance provider dedicated to delivering exceptional underwriting, claims, and risk management expertise to our partners and customers. As a trusted industry expert, we offer a broad range of comprehensive and customized solutions, including casualty, professional lines, property, surety, and public entity coverages. With the financial strength and global resources of our A+ Superior (A.M. Best) rated organization, we provide unmatched stability and reliability. Our team is committed to superior service levels, a distinctive approach to specialty solutions, and a deep understanding of the complex risks our clients face. Join our team and be part of a dynamic and experienced organization that is shaping the future of specialty insurance in North America. The Opportunity Future focused and always one step ahead! As a member of our E&S Casualty team, you\'ll be responsible for the production, underwriting and retention of profitable E&S primary casualty business through the cultivation and maintenance of broker relationships. Responsibilities Underwrite, market, quote, bind and retain a profitable book of excess and surplus lines business that meets profitability and growth targets. Operate within granted authority and guidelines and make referrals to underwriting leadership as appropriate. Development and execution of production strategies and business plans to implement and maximize growth objectives and rate goals. Coordination with other Munich Re business units is expected and encouraged to offer the best holistic solutions to our clients. Measure and optimize portfolio progress by reviewing and analyzing underwriting data and monitoring industry best practices to identify opportunities for continuous improvement Cultivate and maintain professional wholesale broker relationships. Represent the Munich Re brand and Munich Re Specialty Insurance at client events, seminars, meetings, etc. Assistance in day to day operations and projects as assigned which could have client, business group, divisional and corporate impact. Qualifications 7+ years of experience in insurance and/or reinsurance focusing on E&S casualty lines of business Excellent underwriting, marketing and analytical skills Advanced insurance certifications (e.g. CPCU) preferred Advanced working knowledge of Commercial P&C / E&S products and insurance concepts, UW processes and procedures, laws and regulations, terminology, and other relevant industry trends Proficiency in the use of pricing models, tools and other risk evaluation models Successful track record of developing and maintaining strong relationships with wholesale brokers Tech savviness and a willingness to experiment with and learn new technologies Ability to think strategically and function tactically Exceptional communication skills that energize and engage brokers, clients and colleagues and the ability to convey a vision and client-focused solutions Ability to present and negotiate complex agreements with brokers Effective time management and organizational skills Willingness to travel 20%-30% The Company is open to considering candidates in numerous locations, including San Francisco (CA), Phoenix (AZ), Scottsdale (AZ), Dallas (TX), and Chicago (IL). The salary range posted below reflects market variations across various locations. The offer will be adjusted per geography. The base salary range anticipated for this position is $135,600-$226,100, plus opportunity for company bonus based upon a percentage of eligible pay. In addition, the company makes available a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO). The salary estimate is adjusted to reflect the varying market conditions across different locations, with the with the higher end being more aligned with the San Francisco job market. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range. At Munich Re, we see Diversity, Equity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. #J-18808-Ljbffr

Salary Range:$90,000.00 To $150,000.00 Annually JOB SUMMARY With minimum supervision, provides direct support to Loan Officers to develop and analyze all relevant credit information pertaining to more complex commercial and business loans. Prepares or assists in the preparation of, Credit Authorizations in accordance with Bank's policies and procedures for presentation to senior credit personnel and/or credit committees. Spreads and analyzes financial statement information to determine financial capacity of borrowers. Prepares thorough analysis of business and/or personal financial statements and presents facts and is expected to provide personal analytical opinions, as appropriate, concerning creditworthiness of existing borrowers and prospects. PRIMARY FUNCTIONS Interacts directly with loan officers and customers/prospects regarding commercial business loans.Prepares accurate financial statement spreadsheets and debt service analysis derived from business and personal financial statements and tax returns.Prepares accurate Credit Authorization's in conjunction with loan officers and presents a complete and thorough analysis of existing and potential borrowers.Recognize and act on customer prospects, cross sell opportunities with existing customers.Make proper referral of loan opportunities to lending personnel.Interacts independently, without direction with customers/prospects to request financial information to complete spreading presentations and other financial analysis.Assists in the accurate determination of a borrower's debt service capacity in conformity to the type of credit analyzed.Reviews loan agreement covenants for verification of the compliance thereto.Accurately prepares financial projections as required.Maintains an accurate, up-to-date tracking log of all activity and credit arrangements in process.Collects industry information relevant to existing and proposed borrowers using internal & external sources.Consult with the President, Chief Credit Officer, Credit Administration Officers, and other Loan Officers, on credit structure, pricing, collateral and other credit consideration issues. Gather information from the Bank's LAS system to compute lending liability to the Bank.Conducts trade and reference checks on customers/prospects.Review documentation to ensure compliance with Bank policy and procedures.Performs special projects as designated by the Credit Administration. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND/OR EXPERIENCE: Bachelor's degree (B. A.) from four-year college or university; or 5+ years related experience and/or training; or equivalent combination of education and experience. Knowledge of: Basic knowledge and training in financial statements and tax return analysis typically from a combination of education in accounting, financial and/or credit analysis.Intermediate proficiency with Microsoft Office Suite (Word,Excel, PowerPoint, Outlook, Teams). Working knowledge of Abrigo a plus.Strong understanding of all related State and Federal lending regulations and Bank policies and procedures.Advanced knowledge of commercial, C&I, commercial real estate policies, practices and procedures. Abilities:Possess strong sales and marketing ability to sell Bank Services.Manage priorities to ensure effective accomplishment of objectives.Handle high volume of workflow from various sources.Plan, organize and prioritize tasks to meet deadlines.Lead and motivate employees to complete tasks in accordance with established standards.Analyze and solve work problems.Follow oral or written instructions.Communicate effectively with co-workers, consultants, regulators, and other parties.Prepare clear and concise reports and other documentation and correspondence.

A leading insurance provider is seeking an experienced Underwriter in San Francisco to underwrite new and renewal business, manage broker relationships, and achieve profitability goals. The ideal candidate has 4+ years of experience in Commercial Property & Casualty underwriting. This full-time position offers a competitive salary range of $129,500 - $174,800/year and a comprehensive benefits package. #J-18808-Ljbffr

What we're doing Owning a home is a huge step in many people's lives, and is also a foundational part of building financial security and wealth. However, the tools and technology supporting homeownership today are antiquated, dependent on things like fax machines, handwritten documentation, and hours of manual review. We're here to change that. Vesta is the next-generation system of record to power the multi-trillion mortgage market. We believe that we are overdue for a core transformation - that in order to build a fully automated process and fully digital customer journeys, lenders will have to adopt a system of record platform that is modern, open, and orchestrated by best-in-class software workflows. Who we are Our founding team is no stranger to the complexities of the financial industry. As early employees at Blend, they spent years together focused on creating modern cloud infrastructure for banks. Now, with Vesta, they are transforming the mortgage industry by creating the most flexible, open, and automated origination experience, benefitting financial institutions and their customers. And, we're not alone. We've raised $55M from top tier investors, including Andreessen Horowitz, Bain Capital Ventures, Conversion Capital, Zigg Capital, and Index Ventures. Our team is small, but mighty. We are a collection of humans who value humility, empathy, self-awareness, and an orientation towards action. If this sounds like you and you're excited by the idea of getting in at the ground level to build the infrastructure that will power the future of the financial industry, we would love to hear from you! About the role As one of our mortgage process specialists at Vesta, you'll work closely with our product, engineering, design, partnerships, and implementations teams across a variety of mission critical projects. In this role, you can expect to: become a Vesta product expert, deeply understanding all functionality in the product. diligently document test cases with a high attention to detail. work with our partner integrations team to help map data across platforms and, configure and test our integrations. partner with our customer implementation team to create canonical configuration around all aspects of loan fulfillment workflows. stay in lock step with our engineering, product, design, and partner teams, keeping them updated on testing and integration status. be an indispensable part of delivering industry-changing software to our customers! Who you are You have 5+ years of mortgage underwriting experience across several mortgage types (e.g. conventional, FHA, VA, non-QM). You are technically inclined and a quick learner. An understanding of APIs, familiarity with MISMO and XML, and experience with tools like Postman a plus, but not required as long as you have a willingness to learn. You are curious and hungry to identify, triage, and help solve any problem you come across, big or small, and you're excited to apply your depth of knowledge across a variety of projects. You are a self starter and team player who's comfortable flexing across a variety of problems and you do so while keeping an eye towards detail and executing with precision. You're looking to join an early-stage team to build something BIG, something industry-changing, and you're excited about being part of that quickly-moving, fast-growing journey. Benefits and Perks Robust medical, vision, & dental coverage (~100% of employee premiums are covered) 401(K) plan offering Meaningful parental leave - 16 weeks fully paid for all new parents, birthing & non-birthing parents (applies to adoptions as well!) Remote-first culture with hubs in New York & San Francisco Generous WFH & Wellness Benefits Monthly Doordash benefits Open & encouraged flexible time off Company offsites to get to know the team! Our cash compensation amount for this role is targeted at $100,000 - $135,000/yr. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above. At Vesta, we believe that the only way we can tackle the challenging problems in front of us is by having diverse perspectives and an environment that promotes inclusivity. We're committed to equal opportunity regardless of race, color, ancestry, religion, gender, gender identity, parental or pregnancy status, national origin, sexual orientation, age, citizenship, marital status, disability, or veteran status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. As part of our onboarding process, we participate in the E-Verify program. #J-18808-Ljbffr

121067 Zurich Middle Markets has delivered double-digit growth over the last four consecutive years, and we strive to exceed that growth in the years ahead! We've been committed to assembling a team of dedicated Middle Market leaders and underwriters who understand this space very deeply and who grasp the unique challenges of the various industry segments and the individual customers we serve. We are looking to add to our team in San Francisco, CA and hire an experienced Market Facing Property & Casualty Underwriter. In this role,you will serve as a customer advocate with a focus on improving the customer experience by understanding their unique risks and offering the best end-to-end solution for their Property & Casualty insurance needs. What you can expect in a Market Facing, Middle Markets Underwriting position at Zurich: + You will develop and maintain relationships with broker partners and customers across all industries in support of business objectives. + You will leverage your Property and Casualty underwriting acumen across risk assessment, exposure evaluation and pricing to generate and maintain a profitable book of new and renewal business. + You will work collaboratively across business units including but not limited to; claims, finance, risk engineering, actuary, and technical underwriting while gaining extensive knowledge in a growing and innovative industry. + You will be empowered to use your technical underwriting, negotiation, and interpersonal skills to grow and develop relationships with preferred distribution partners in an assigned territory. This role will be filled at either the Underwriting Specialist or Executive Underwriter Level. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position. Underwriting Specialist Basic Qualifications: + High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.OR + High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area AND + Knowledge of line/s of business and the legal and regulatory guidelines + Knowledge of time restraints for quotes on new and renewal business + Experience with Microsoft Office OR Executive Underwriter Basic Qualifications: + High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area.OR + High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support are AND + Knowledge of Microsoft Office + Experience working on time restraints for quotes on new and renewal business + Experience working in a team environment Preferred Qualifications: + Bachelors Degree + Strong verbal and written communication skills + Microsoft Office experience At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere (****************************************** . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply, as they will be considered based on their experience, skills, and education. The salary indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled.The combined salary range for this position is $75,000.00 - $165,000.00. The proposed salary range for the Underwriting Specialist is $75,000.00 - $125,000.00, with short-term incentive bonus eligibility set at 10%. For the Executive Underwriter is $98,500.00 - $165,000.00, with short-term incentive bonus eligibility set at 15%. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere (********************************* to learn more. Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - San Francisco, AM - Walnut Creek Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-WL1 #LI-ASSOCIATE #LI-HYBRID EOE Disability / Veterans

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono‑line property opportunities. However, the underwriter will be charged with cross‑selling and uncovering other lines of business for others within Commercial Insurance. The Senior Property Underwriter must develop book growth, maintain superior relationships, and implement effective and profitable pricing rate strategies. Underwriting will include marketing and servicing accounts based on Chubb guidelines. The candidate will be responsible for developing and implementing a business plan to grow the property book through prospect identification and pipeline development, new business production, and account management. The Senior Property Underwriter will have accountability for the financial performance of the property book of business, achieving growth for the assigned branch, region, and territory. They will identify opportunities for growth within new and existing production sources, identify cross‑sell opportunities, conduct agency planning/goal setting including monitoring of progress and make regular broker and insured visits. QUALIFICATIONS ABOUT US Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment. #J-18808-Ljbffr

Regional Underwriting Manager - Senior Construction Underwriter Join a highly rated A++ insurance carrier recognized for its exceptional, employee-focused culture. We are seeking an experienced Senior-Level Construction Underwriter with large lines casualty experience to lead production underwriting and manage a robust regional book of construction business. This role focuses on production and relationship management, not direct personnel supervision. The ideal candidate will have strong retail brokerage relationships and a proven track record of success in the construction segment. Key Responsibilities: Underwrite and manage large construction accounts within the assigned region Develop and maintain strong relationships with retail brokerage partners Drive profitable growth in Workers' Compensation, General Liability, Automobile, and Excess/Umbrella lines Provide high-level servicing and underwriting expertise to clients and brokers Strategically expand the region's book of business Qualifications: Large lines casualty underwriting experience (construction industry focus) Strong production orientation and established retail brokerage contacts Excellent analytical, communication, and negotiation skills Ability to work independently while collaborating across teams Why Join: A++ rated, financially strong, and employee-centered organization Generous compensation and benefits package Bonus eligibility Hybrid work flexibility (3 days in office)-remote possible For immediate confidential consideration, please contact LaMorte Search Associates, Inc., a national insurance executive search firm. All inquiries are strictly confidential.

Reporting to the Underwriting Manager and operating within guidelines established in the NIAC / ANI underwriting manual, performs risk selection and pricing on new business, renewals and endorsements. Reviews new business and renewal quotes prior to issuance. Makes marketing calls to members and brokers on an as needed basis. This position requires a great deal of creativity and latitude. Makes some marketing calls to members and brokers on an as needed basis. The requirements listed below are representative of the knowledge, skill, and/or ability required but are not all inclusive. Prior experience working remote out of a home office is required for remote positions. ResponsibilitiesThe Underwriter I responsibilities include but are not limited to: Assess and price new business, renewals and endorsements according to guidelines and authority as outlined in the underwriting manual. Lines of business to underwrite include general liability, auto liability and physical damage, improper sexual conduct, liquor liability, employee benefits liability, umbrella, property and crime, social service professional liability, directors' & officers, employment practices liability and accident Prepare the underwriting and rating work-up on all new business and renewal policies as assigned. Such work-up to include but is not limited to: Select and/or verify class code and premium base and rating exposure Calculate final premium including specialty charges (special events and additional insureds) Determine appropriate credits and/or debits to obtain a fair and sustained premium for risk Determine coverage forms and necessary endorsements Effectively communicate to broker quote conditions Provide accurate documentation in the file and/or in electronic notes of underwriting thought process Ability to think outside of the box and develop solutions for our members that address their specific insurance needs A personal commitment to providing Inspired Service in every internal and external client engagement Provide customer service by responding promptly and courteously to all requests for information Ensure timely and accurate preparation for issuance of policies Effectively communicate company standards, mission, underwriting guidelines, and requirements to brokers and/or members Provide accurate documentation in the file and/or in electronic notes of underwriting thought process. Order/review inspection reports to assess risk quality and to confirm exposure base accuracy Actively manage assigned book of business. Responsible for achieving company renewal retention ratio goal and amount of new business written on a monthly basis in addition to company profitability goals Actively manage relationships with assigned brokers, customers and members. Ensure that information available from internal and external resources is properly integrated into underwriting decision making Ensure that referral guidelines are properly followed regarding all lines of business underwritten Provides training and mentoring for other members of the Insurance Operations team when required Miscellaneous tasks - Any and all assignments related to the insurance operations department as requested Some travel required Required Skills Strong technical P&C underwriting knowledge and skills Intermediate knowledge of ISO commercial class codes and CLM rules, forms, rating and regulatory requirements Strong knowledge of NIAG polices and coverages and how they differ from competitor's forms and coverages. Strong knowledge of underwriting and pricing principles and the ability to use this knowledge to make underwriting and pricing decisions with little oversight Results-oriented, self-motivated problem solver with excellent verbal and written communication skills Consistent customer service focus for members and brokers Ability to organize and prioritize workload with little supervision and efficiently make sound business decisions within level of authority Capacity to manage multiple tasks in response to both written and verbal requests PC literate. Basic to intermediate skills with Word, Outlook and Power Point. Intermediate skills in Excel Should expect to assist with training and development of less experienced staff. This includes the ability to do formal and informal training sessions/classes Candidate should possess excellent written and verbal communication skills, and sharp attention to detail. This includes strong documentation skills Ability to collaborate with other staff members and external constituents While performing the duties of this job, the employee is required to climb, stoop, bend, reach or sit for up to 3 hours at a time. The employee must occasionally lift/and or move up to 20lbs Must have adequate vision (with corrective lenses if needed) to clearly view computer screen Must have adequate hearing to perform job tasks Experience 2-4 years working as an Underwriter I or have minimum 5 years as Commercial CSR or Associate Underwriter or equivalent preferred Experience in a multi-state and multi-line commercial insurance environment preferred Prior experience working remotely from a home office 100% of the time is required for remote positions Education 4-year degree (or directly-related equivalent experience) preferred CIC, AU, AINS or comparable designations preferred Compensation: The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors including the location, skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for additional incentive compensation upon achievement of individual and company goals. Salary Range $61,000 - $129,000

As a Part‑Time Residential Mortgage Loan Underwriter Consultant at JazzX AI, you will leverage your deep expertise in underwriting to build AI-technology to support mortgage underwriting activities. You will work closely with engineering, and product teams to convert real-world underwriting decisions into robust AI logic. Contract Duration: 3-6 months (potential to extend up to 12 months) Time Commitment: up to 20 hours/week (flexible) Key Responsibilities Underwriting & File Assessment Underwrite a variety of residential mortgage loan files (purchase, rate‑term refinance, cash‑out refinance) per Fannie Mae DU and Freddie Mac LP guidelines. Document underwriting rationale, risk profiles, and exception handling. Process Mapping & Rule Development Deconstruct end-to-end underwriting workflows-from borrower qualification and income/asset verification to AUS findings and final approval. Identify critical decision points and edge cases crucial for AI modeling. Model Validation & Feedback Blind-test AI-generated underwriting recommendations against manual assessments. Provide granular feedback to engineering teams to fine-tune decision rules and confidence thresholds. Knowledge Transfer & Training Create clear, actionable guides on complex topics (e.g., compensating factors, manual AUS overrides, GSE compliance). Host virtual workshops or Q&A sessions to transfer domain knowledge to cross-functional teams. Required Qualifications Experience: 5-10 years in residential mortgage underwriting at a senior or specialist level. GSE Mastery: Deep, hands-on knowledge of Fannie Mae DU and/or Freddie Mac LP guidelines. Analytical Acumen: Proven ability to assess borrower credit, income, assets, and collateral with accuracy and consistency. Communication: Exceptional verbal and written skills to articulate underwriting logic and decision processes. Consulting Approach: Comfortable in an iterative environment, providing structured feedback to product and engineering teams. Preferred Qualifications Experience at large retail or independent mortgage lenders (e.g., Wells Fargo, Rocket Mortgage, Chase). Background in manual underwriting, AUS overrides, or secondary market delivery. Familiarity with post-closing QC, servicing reviews, and secondary market delivery processes. Prior involvement in technology or automation initiatives within mortgage operations.

Casualty Facultative Reinsurance Underwriter Los Angeles 2-15 years of production casualty, excess casualty, or package underwriting experience Great training program to aid in the transition to facultative underwriting. A++ carrier with a superior culture. Opportunity to market to clients/professional sporting games/30% travel.

Non-QM Underwriter (DSCR / Bank Statement / Alt-Doc) - On-Site Our client, a growing California-based mortgage lender, is seeking an experienced Non-QM Underwriter with expertise in DSCR, Bank Statement, and alternative documentation loan products. Key Responsibilities Review and underwrite Non-QM, DSCR, Bank Statement, VOE, P&L, and Asset-based mortgage loans. Analyze self-employed and alternative documentation income calculations. Ensure all files meet company, investor, and regulatory guidelines. Run AUS findings and evaluate risk using DU, LPA, and Total Scorecard. Communicate effectively with processors, account managers, and loan officers to resolve file conditions. Manage a consistent underwriting pipeline, maintaining strong accuracy and turnaround times. Stay current on investor guidelines and evolving Non-QM products. Qualifications Minimum 5 years of residential mortgage underwriting experience. 3+ years of Non-QM underwriting experience (required). Advanced understanding of DSCR, Bank Statement, VOE, P&L, and Asset-based loans. Strong experience underwriting self-employed borrowers and complex income structures. Proficiency with Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard). Must have underwritten front line loans within the past 12 months. Compensation & Benefits Base salary: $70,000-$100,000 (DOE) Bonus: Monthly eligibility after 2 years based on funding quota Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year National Mortgage Staffing does not determine the requirements or compensation for this role. All criteria are set forth by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Job DescriptionActively seeking an experienced Commercial Loan Underwriter to: Evaluate commercial credit requests. Prepare and recommend credit authorizations. Analyze and interpret profitability, cash flow, credit reports and financial ratios to determine if they meet guidelines. Evaluate and verify collateral. Analyze borrower's competitive and economic sensitivities, general business conditions and management. Determine borrower credit worthiness/risk factors, and recommend risk mitigation measures. Prepare credit authorization memorandum (CAM) and recommend credit approval. Includes financial review report and opinion of credit risk. Prepare problem loan report and comment on current financial status of borrower. Assist account officers with management of loan portfolios. Job Requirements 5+ years of C&I and CRE loan underwriting experience Bachelor's degree in business, accounting or equivalent training and experience(preferred) Knowledge of commercial credit products, concepts, processes, and functions Knowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover Ability to analyze and interpret financial statements, business reports and legal documents Knowledge of applicable federal/state banking regulations Effective math skills, including ratios, percentages, interest and amortization Good judgment and problem solving skills For further consideration towards this and/or other opportunities please inquire confidentially to ********************* or call ************. All inquiries held in strict confidence. Thank you for your interest.

Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application. Using UACC's common-sense lending approach, you will build strong dealer relationships over the phone, deliver outstanding service, and help drive business growth while representing a trusted brand in the auto finance industry. Essential Duties and Responsibilities As a Junior Underwriter, you'll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships. You will: Close the loop - Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application. Match the right fit - Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly Be a trusted partner - Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success. Add value to every deal - Review deals with dealers and help structure or restructure them for the best possible outcome. Bring solutions to the table - Gather key information to recommend alternative products or programs when appropriate. Educate and empower - Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership. Aim high - Consistently hit or exceed monthly goals for production, quality, and customer satisfaction. Collaborate for success - Work closely with internal teams like Funding and Sales to keep deals moving smoothly. Stay adaptable - Jump in where needed to support the team and company goals. Qualifications We're looking for a motivated professional who thrives in a fast-paced, relationship-driven environment. Skills & Abilities Excellent communication and interpersonal skills Strong organizational and time management abilities Proven ability to build relationships with dealers, sales/marketing teams, and peers Skilled negotiator with a drive to win in a competitive market and ability to think outside the box Compensation Range: $17.00 - $21.00 an hour, based on Location and Experience Uncapped Bonuses, Averaging $1,100 - $1,500 monthly Expected Total Compensation including Average Bonuses = $50K - $60k Education/Experience Bachelor's degree preferred (or equivalent combination of education and experience) Auto finance or financial services experience preferred but not required No certifications or licenses required Technical Skills Proficient in Microsoft Office, Google G Suite, and Teams Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit. The employee is occasionally required to walk. Job Type: Full-time Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully. UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring. UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices. UACC complies with all applicable federal, state, and/or local laws relating to equal employment. Other Things to Note This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice. Please review our privacy and CCPA policies.

Senior Underwriter - Team Lead, Property - Los Angeles or San Francisco, California As the world changes and markets become more competitive, and as our clients' needs become more complex, differentiation at all levels is of utmost importance. The Senior Underwriter in Property plays a critical role in evaluating and underwriting complex property insurance risks, with a deep understanding of risk assessment, pricing, and coverage terms to ensure profitability and adherence to underwriting guidelines. The Senior Underwriter collaborates closely with brokers and clients to develop customized insurance solutions, manage a diverse portfolio, and drive business growth. Strong analytical skills, industry expertise, and the ability to cultivate lasting relationships are essential for success in this role. What you'll be doing Provide leadership for the regional property team in the marketing and underwriting of new and renewal business opportunities for retail broker partners, focusing on Property and related product lines, while contributing to special projects as assigned by senior management. Lead the future development of the existing underwriting staff and the hiring of future underwriters in the southwest region. Contribute to regional planning by developing and executing an annual desk-level underwriting plan. Mentor and motivate team underwriters, working with underwriting assistants and other integral members of the team. Support the training and onboarding of new hires to foster a knowledgeable team. Analyze submission data including applications, policy wording, inspection reports, loss runs, and financial reports to determine degree of risk for each account. Utilize advanced underwriting tools and methodologies to evaluate complex property exposures. Adhere to underwriting guidelines, authorities and referral requirements as needed by regional management, product management and chief underwriting officers. Collaborate with internal colleagues to assess current and prospective risks, including actuarial, claims, legal and risk engineering. Provide proactive service with the Middle Office to ensure timely and accurate delivery of quotations, binders, policies and endorsements. Cross-sell with other business units to maximize deployment of AXA XL's capital and broaden product offerings. Monitor marketplace trends to stay informed about and ahead of emerging issues and opportunities within the Property sector. Maintain compliance with all internal and external underwriting guidelines and legal requirements. Assist in portfolio management regarding limit deployment, attachment point aggregation, pricing adequacy and policy terms and conditions. You will report to Head of Property, West What you'll bring We're looking for someone who has these abilities and skills: Required Skills and Abilities: A bachelor's degree or equivalent experience In-depth Property Underwriting expertise related to solutions to contribute to the underwriting of the full range of Property products. Strong insured and broker interaction in assigned geographic territory with the ability to effectively target current and prospective contacts in order to effectively promote offered products. The ability to travel a minimum of 25% of the time is anticipated. Desired Skills and Abilities: Exceptional organizational and time management skills with the ability to perform accurate mathematical calculations. Ability to work independently while being an open-minded team player, actively listening to comprehend unique circumstances that require practical and innovative solutions to complex issues. Excellent written and oral communication skills to work with both internal teams and external brokers as you will work in a team environment, assisting underwriters and/or deal administrators as part of their overall responsibility. Excellent collaborative skills in a fast-paced team-centric environment. The ability to demonstrate critical thinking, decision making, and problem-solving skills. What we offer Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. AXA XL supports an inclusive culture that enables business growth and success. Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 chapters around the globe; robust support for flexible working arrangements; enhanced family-friendly leave benefits; named to the Diversity Best Practices Index; signatory to the UK Women in Finance Charter. Learn more about Inclusion & Diversity at AXA XL. AXA XL is an Equal Opportunity Employer. Total Rewards AXA XL's rewards program is designed to take care of health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do, rewarding contributions for the long term. Sustainability AXA XL integrates sustainability into its business strategy. The “Roots of resilience” focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across operations. Pillars include: Valuing nature: Protecting and restoring nature to support a sustainable planet and society. Addressing climate change: Building a net zero strategy, developing insurance products, and mobilizing for societal-led solutions. Integrating ESG: Incorporating ESG into internal processes and governance. AXA Hearts in Action: Volunteering and charitable programs including Matching Gifts and volunteering days. For more information, see Sustainability at AXA XL. AXA XL is an Equal Opportunity Employer. Salary The U.S. base salary range for this position is $155,500 to $233,000 USD. Actual pay is based on skills, experience and location. We strive for market alignment and internal equity. AXA XL offers benefits including health and wellness programs and a range of learning opportunities. Details about benefits are available in US Benefits at a Glance 2025. Who we are AXA XL, the P&C and specialty risk division of AXA, solves complex risks for mid-sized companies, multinationals and individuals. We combine a capital platform, data-driven insights, leading technology, and top talent to deliver client service across property, casualty, professional, financial lines and specialty. Learn more at axaxl.com #J-18808-Ljbffr

Select how often (in days) to receive an alert: Underwriting Specialist- Management Liability 129734 Zurich is currently looking for an Underwriting Specialist or Executive Underwriter Management Liability. As we are expanding we are looking for candidates to work out of our following location: San Francisco! As a Management Liability Underwriter, you will be responsible for utilizing your sales/marketing, relationship building and analytical skills to analyze and underwrite new and renewal business for Financial Lines Products (Directors and Officers, Employment Practices Liability, Fiduciary Liability and Crime Insurance) for private, nonprofit companies. This is a market facing position and we are looking for someone with a strong sales mindset who will proactively seek renewal and new account opportunities, as well as identify growth opportunities. Building strong relationships with retail distributors (agents and brokers) and our customers in support of business retention and acquisition of new business is a key responsibility of this role. Identifying growth opportunities by determining our customer's insurance needs and providing the right solutions will also be a critical responsibility of this position. Key Accountabilities of this role: Administer and monitor underwriting rules and guidelines, rating manual rules, and insurance laws and regulations. Develop, maintain & collaborate with Line of Business representatives and other business‑related needs, as appropriate. Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition and works with customers and distributors (agents & brokers) to determine their insurance related needs and provide solutions. Support the organization's sales culture by being a Help Point for agents, brokers and customers. Proactively seek renewal and new account opportunities. Complete detailed opportunity assessment with key distributors to identify growth opportunities. Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity. Make broker/customer and on‑sight calls with a planned and well‑prepared purpose. Mentor team members. This role will be filled at either the Underwriting Specialist or Executive Underwriter Level. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position. Basic Qualifications: Underwriting Specialist: High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area. OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area AND Knowledge of line/s of business and the legal and regulatory guidelines Knowledge of time restraints for quotes on new and renewal business Experience with Microsoft Office OR High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area. OR High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area AND Knowledge of Microsoft Office Experience working on time restraints for quotes on new and renewal business Experience working in a team environment Preferred Qualifications: Bachelor's Degree Strong verbal and written communication skills Strong relationship building skills Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us. The combined salary range for this position is $96,600.00 - $209,300.00. The proposed salary range for this Underwriting Specialist is $96,600.00 - $158,300.00, with short‑term incentive bonus eligibility set at 10%. The proposed salary range for the Executive Underwriter is $127,800.00 - $209,300.00, with short‑term incentive bonus eligibility set at 15%. We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.] At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500 . Join us for a brighter future-for yourself and our customers. Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets. Zurich complies with 18 U.S. Code § 1033. Please note:Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal. Location(s): AM - San Francisco Remote Working: Hybrid Schedule: Full TimeEmployment Sponsorship Offered:No #J-18808-Ljbffr

Salary Range:$90,000.00 To $150,000.00 Annually JOB SUMMARY With minimum supervision, provides direct support to Loan Officers to develop and analyze all relevant credit information pertaining to more complex commercial and business loans. Prepares or assists in the preparation of, Credit Authorizations in accordance with Bank's policies and procedures for presentation to senior credit personnel and/or credit committees. Spreads and analyzes financial statement information to determine financial capacity of borrowers. Prepares thorough analysis of business and/or personal financial statements and presents facts and is expected to provide personal analytical opinions, as appropriate, concerning creditworthiness of existing borrowers and prospects. PRIMARY FUNCTIONS Interacts directly with loan officers and customers/prospects regarding commercial business loans.Prepares accurate financial statement spreadsheets and debt service analysis derived from business and personal financial statements and tax returns.Prepares accurate Credit Authorization's in conjunction with loan officers and presents a complete and thorough analysis of existing and potential borrowers.Recognize and act on customer prospects, cross sell opportunities with existing customers.Make proper referral of loan opportunities to lending personnel.Interacts independently, without direction with customers/prospects to request financial information to complete spreading presentations and other financial analysis.Assists in the accurate determination of a borrower's debt service capacity in conformity to the type of credit analyzed.Reviews loan agreement covenants for verification of the compliance thereto.Accurately prepares financial projections as required.Maintains an accurate, up-to-date tracking log of all activity and credit arrangements in process.Collects industry information relevant to existing and proposed borrowers using internal & external sources.Consult with the President, Chief Credit Officer, Credit Administration Officers, and other Loan Officers, on credit structure, pricing, collateral and other credit consideration issues. Gather information from the Bank's LAS system to compute lending liability to the Bank.Conducts trade and reference checks on customers/prospects.Review documentation to ensure compliance with Bank policy and procedures.Performs special projects as designated by the Credit Administration. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND/OR EXPERIENCE: Bachelor's degree (B. A.) from four-year college or university; or 5+ years related experience and/or training; or equivalent combination of education and experience. Knowledge of: Basic knowledge and training in financial statements and tax return analysis typically from a combination of education in accounting, financial and/or credit analysis.Intermediate proficiency with Microsoft Office Suite (Word,Excel, PowerPoint, Outlook, Teams). Working knowledge of Abrigo a plus.Strong understanding of all related State and Federal lending regulations and Bank policies and procedures.Advanced knowledge of commercial, C&I, commercial real estate policies, practices and procedures. Abilities:Possess strong sales and marketing ability to sell Bank Services.Manage priorities to ensure effective accomplishment of objectives.Handle high volume of workflow from various sources.Plan, organize and prioritize tasks to meet deadlines.Lead and motivate employees to complete tasks in accordance with established standards.Analyze and solve work problems.Follow oral or written instructions.Communicate effectively with co-workers, consultants, regulators, and other parties.Prepare clear and concise reports and other documentation and correspondence.

.With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.**Job Summary*** Underwrite profitable new and renewal business to meet LoB targets regionally including global elements* Ownership of large accounts / clients including negotiation of participation, pricing and terms and conditions* Training and development resource for Underwriters & Senior Underwriters* Develop and maintain strong relationships with brokers and clients* Specialized technical expertise / lead for at least one sub-LoB, Industry, or Product Line such as General Liability, Umbrella, Commercial Auto, Commercial Property, Workers Compensation**Responsibilities:*** Manage assigned broker portfolio of accounts to achieve efficient returns of profitability and growth* Underwrite new and renewal accounts to meet top and bottom line targets* Negotiate price and terms and conditions with producers* Proactively manage capacity* Underwrite and evaluate Natural Catastrophe Accumulation, ensuring an understanding of catastrophe modeling and interpretation of scenarios (for relevant LoBs)* Specialist / Technical Expert in Product Line within Middle Market Business* Underwrite International Insurance Programs (for relevant LoBs)* Underwrite in line with LoB governance framework - e.g. Underwriting Authorities, global MSU, Underwriting Guidelines, Rules and Principles* Ensure placing and binding of FAC Reinsurance prior to policy inception* File maintenance - ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled* Proactively develop relationships with brokers and agents assigned within the territory to either pursue new business acquisition and / or large renewal retention* Acquisition of new business and retention of existing business including client and broker negotiations* Training, developing and coaching of less experienced staff (including Underwriters)* Manage complex referrals from underwriters and spokes and re-underwrite complex business as appropriate* Delegate work as appropriate* Positively represent Arch externally to the market* Proactively drive involvement of functional areas in Underwriting process, including e.g. MMC, ARC, Claims, Operations* Develop and maintain strong relationships with key brokers and clients and other relevant stakeholders (e.g. risk managers)**Skills:*** Risk Assessment and Management: Ability to assess risk inherent exposures and natural hazards relevant to LoB* Pricing and Market Mgt: Analyze current performance against benchmarks applying how the market operates and functions, the business needs and customer needs* Contract Drafting and Interpretation: Design, develop and implement consistent, robust wordings* Policy Management: Robust understanding of policy administration life cycle, information collection, policy issuance, premium bookings, credit control, cancellation.* Communication skills: Clearly and effectively express ideas and messages via speech or writing.* Influencing Skills: Ability to persuade and motivate others to act, without executive authority* Analytical Skills: Ability to effectively absorb information from various sources, then analyze, study or examine data in detail, and draw appropriate conclusions.* IT Skills (Office applications): Use general office application tools e.g. Power Point, Excel, Word.**Requirements:*** A minimum of 4+ years or Commercial Property & Casualty Underwriting experience. Middle Market experience is preferred* Recognized established relationships with brokers at peer group level and within market* Specialized understanding of regional / local insurance markets and competitor landscape* Good understanding of legal and regulatory framework* Undergraduate degree required. Economics, Finance, Insurance Management, or Business Administration is preferred* Completion of professional insurance qualification (e.g. CPCU) is preferred#LI-AM3#LI-HybridFor individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.$129,500 - $174,800/year* Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.* Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click to learn more on available benefits.If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our to share your preferences directly with Arch's Talent Acquisition team.14400 Arch Insurance Group Inc. #J-18808-Ljbffr

A leading insurance company is seeking a Senior Property Underwriter located in San Francisco, California. The successful candidate will manage a property renewal book and produce new business. Responsibilities include developing growth strategies, maintaining client relationships, and implementing pricing strategies. The ideal candidate will have experience in property underwriting and possess strong relationship management skills. This role is vital for achieving the financial performance of the property book and expanding the business through cross-selling opportunities. #J-18808-Ljbffr