Underwriter jobs in Spokane, WA - 91 jobs

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Underwriter I, II, III, or Senior
Cambia Health Solutions 3.9
Underwriter job in Spokane, WA
Work a Hybrid schedule within Oregon, Washington, Idaho or Utah Build a career with purpose. Join our Cause to create a person-focused and economically sustainable health care system. Who We Are Looking For: Every day, Cambia's dedicated team of Underwriters is living our mission to make health care easier and lives better. As a member of the Underwriting team, our Underwriters evaluates each assigned group's risk and attaches the appropriate rate- all in service of creating an economically sustainable health care system]. Do you have a passion for serving others and learning new things? Do you thrive as part of a collaborative, caring team? Then this role may be the perfect fit. What You Bring to Cambia: Qualifications: The Underwriter I would have a Bachelor's degree in business, math, statistics or related discipline or an equivalent combination of education and experience. The Underwriter II would have a Bachelor's degree in business, math, statistics or related discipline and a minimum of 2 years related experience or an equivalent combination of education and experience. The Underwriter III would have a Bachelor's degree in business, math, statistics or related discipline and a minimum of 4 years related experience or an equivalent combination of education and experience. The Underwriter Senior would have a Bachelor's degree in business, math, statistics or related discipline and a minimum of 6 years related experience or an equivalent combination of education and experience. Skills and Attributes: Demonstrated analytical and problem solving skills. Business sense including: finance, accounting, economics, and risk management principles. Effective verbal and written communications. Ability to build and maintain positive internal and external customer interactions. Ability to prioritize tasks and meet deadlines. Demonstrated technology proficiency, including Excel, Word, and applicable software applications. Experience with AI tools and technologies to enhance productivity and decision-making in professional settings highly desired Additional Requirements for Underwriter II: Demonstrated success with managing competing priorities and workload. Additional Requirements for Underwriter III: Demonstrated proficiency working with complex computer software systems and automation. Ability to effectively explain complex mathematical and abstract concepts to a variety of stakeholders, including those with less familiarity and/or understanding. Additional Requirements for Underwriter Senior: Proven understanding of business, including: finance, accounting, economics, and risk management. Demonstrated attainment of a high level of independent, consistent performance. Ability to organize, plan, prioritize and complete complex assignments with little or no supervision. Demonstrated ability to read the marketplace and competitive environment. What You Will Do at Cambia: Approves renewal changes after verifying rates and product selection. Audits both new and renewing groups as necessary. Determines rates for alternative benefit variations. Ensures that group participation requirements are met. Prepare rate filings. Follows underwriting guidelines, policies, procedures and formulas in developing rates for new and renewal groups. Gathers the appropriate data used to determine the status of account refunds. Maintains spreadsheet information on group renewal history. Prepares memos and other correspondence to communicate changes in rates or benefits which have been approved by underwriting management. Processes the appropriate paperwork associated with renewal rate action and proposal closing. Supports internal sales staff regarding underwriting questions and/or resolves issues. Effectively communicates Underwriting decisions to other departments when necessary. Additional Responsibilities for Underwriter II: May determine rates for alternative benefit variations and funding arrangements. Assist in the training process and mentoring of more junior level Underwriters. Prepares contingent premium settlements. Prepares the rate quotations and completes bid specifications. Processes group financial settlement calculations. Reviews and determines whether or not to grant exception requests. Supports management reporting efforts and the development of automated rating and analysis tools. Additional Responsibilities for Underwriter III: May determine rates for alternative benefit variations and more complex funding arrangements. Actively involved in the preparation and maintenance of underwriting guidelines and rating policy. Actively involved with testing new rating, underwriting and front end systems. Answers questions regarding the basic factors used in developing rates, (group size, type of benefits, age/gender composition, large claims, experience provided from the prior carrier, current rates). Answers questions regarding the rate model and how it impacts rates in accordance with particular group demographic changes. Assesses health risk in a group environment (performs large claim analysis for ongoing claim cost). Develops prospective and renewal rates for group accounts in accordance with corporate and underwriting guidelines. Reviews and determines whether or not to grant exceptions to underwriting policy. Ensures the proper administration of underwriting and legislative guidelines for new and renewing groups. Handles large volume production with account specific issues (I.e. reinstatements, eligibility standards, group identification criteria, etc) Maintains a working knowledge of State and Federal regulations affecting group rating. Prepares rate breakouts and hierarchy definitions for group setups. Reviews and directs the preparation of experience reports for fiscal, ERISA and contingent premium settlements. May meet with external customers, brokers or account representatives to review underwriting calculations and provide explanations for rating principles. May prepare written summaries of recommendations and/or conditions of coverage for the group after completion of each analysis. May prepare an explanation of the past rating history, documenting benefit and enrollment changes, and providing a recommendation for benefit and financial options. Additional Responsibilities for Underwriter Senior: Contribute to timely and accurate productivity by assisting the Manager in education to new Underwriters. Attends broker meetings, as well as meetings with sales executives, agents and/or groups to provide explanations of rating principles or rationale of rating positions. Contributes to the development of new rating formulas, methodologies and guidelines. Represent underwriting on Cambia workgroups and strategy sessions and serves as department representative where applicable. The expected hourly hiring range for a Underwriter I is $22.70 - $33.35 depending on skills, experience, education, and training; relevant licensure / certifications; performance history; and work location. The bonus target for this position is 5%. The current full hourly range for this role is $21.30 to $37.70. The expected hiring range for a Underwriter II is $58,000.00 - $77,050.00 depending on skills, experience, education, and training; relevant licensure / certifications; performance history; and work location. The bonus target for this position is 5%. The current full salary range for this role is $53,000.00 to $88,000.00. The expected hiring range for a Underwriter III is $68,900.00 - $93,150.00 depending on skills, experience, education, and training; relevant licensure / certifications; performance history; and work location. The bonus target for this position is 10%. The current full salary range for this role is $64,000.00 to $106,000.00. The expected hiring range for a Underwriter Sr is $83,300.00 - $111,600.00 depending on skills, experience, education, and training; relevant licensure / certifications; performance history; and work location. The bonus target for this position is 10%. The current full salary range for this role is $78,000.00 to $128,000.00. About Cambia Working at Cambia means being part of a purpose-driven, award-winning culture built on trust and innovation anchored in our 100+ year history. Our caring and supportive colleagues are some of the best and brightest in the industry, innovating together toward sustainable, person-focused health care. Whether we're helping members, lending a hand to a colleague or volunteering in our communities, our compassion, empathy and team spirit always shine through. Why Join the Cambia Team? At Cambia, you can: Work alongside diverse teams building cutting-edge solutions to transform health care. Earn a competitive salary and enjoy generous benefits while doing work that changes lives. Grow your career with a company committed to helping you succeed. Give back to your community by participating in Cambia-supported outreach programs. Connect with colleagues who share similar interests and backgrounds through our employee resource groups. We believe a career at Cambia is more than just a paycheck - and your compensation should be too. Our compensation package includes competitive base pay as well as a market-leading 401(k) with a significant company match, bonus opportunities and more. In exchange for helping members live healthy lives, we offer benefits that empower you to do the same. Just a few highlights include: Medical, dental and vision coverage for employees and their eligible family members, including mental health benefits. Annual employer contribution to a health savings account. Generous paid time off varying by role and tenure in addition to 10 company-paid holidays. Market-leading retirement plan including a company match on employee 401(k) contributions, with a potential discretionary contribution based on company performance (no vesting period). Up to 12 weeks of paid parental time off (eligibility requires 12 months of continuous service with Cambia immediately preceding leave). Award-winning wellness programs that reward you for participation. Employee Assistance Fund for those in need. Commute and parking benefits. Learn more about our benefits. We are happy to offer work from home options for most of our roles. To take advantage of this flexible option, we require employees to have a wired internet connection that is not satellite or cellular and internet service with a minimum upload speed of 5Mb and a minimum download speed of 10 Mb. We are an Equal Opportunity employer dedicated to a drug and tobacco-free workplace. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, age, sex, sexual orientation, gender identity, disability, protected veteran status or any other status protected by law. A background check is required. If you need accommodation for any part of the application process because of a medical condition or disability, please email ******************************. Information about how Cambia Health Solutions collects, uses, and discloses information is available in our Privacy Policy.
$83.3k-111.6k yearly Auto-Apply 57d ago

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Underwriter I
Premera Blue Cross
Underwriter job in Spokane, WA
**Workforce Classification:** Hybrid **Join Our Team: Do Meaningful Work and Improve People's Lives** Our purpose, to improve customers' lives by making healthcare work better, is far from ordinary. And so are our employees. Working at Premera means you have the opportunity to drive real change by transforming healthcare. Premera is committed to being a workplace where people feel empowered to grow, innovate, and lead with purpose. By investing in our employees and fostering a culture of collaboration and continuous development, we're able to better serve our customers. It's this commitment that has earned us recognition as one of the best companies to work for. Learn more about our recent awards and recognitions as a greatest workplace. (*********************************************** Learn how Premera supports our members, customers and the communities that we serve through our Healthsource blog: ********************************* . As an **Underwriter I** , you will support Premera's corporate financial and membership goals by evaluating and selecting risk, using internal systems, formulas, and data and data sources, in addition to external data and data sources. This role offers the opportunity to acquire a specialized skill set, continued career growth, and a collaborative work environment. **This is a hybrid role and can be located on either of our campuses (Mountlake Terrace or Spokane).** **What you'll do:** + Evaluate, develop rates, and accept or reject risk after examining appropriate information required to underwrite proposals and renewals. Work is often focused on smaller groups and support for senior underwriters on self-funding cases. + Use judgment (with appropriate level of peer/manager review) to evaluate system-generated rate calculations for reasonability of the risk. + Review requests for alternate benefit packages, determine feasibility and anticipated risk impact, and provide support for refunding and minimum premium cases. + Suggest alternative options as necessary and develop final rates for benefit offerings. + Verify sold group information for new and existing business. + Utilize applications to support the rating and underwriting process, including but not limited to systems, claims reporting, and reporting databases. + Under direction and approval by management, enforce underwriting guidelines and rules, and administrative rules under which Premera will accept a risk. + Monitor and direct activities on case specific issues and/or projects. + Test systems, update procedures before and after implementation, and troubleshoot/test errors/update with others. + Document procedures/processes for various rating and other systems. + Utilize data from Siebel, Trizetto, and Optum systems. Learn to navigate and extract data from the systems. + Recommend solutions to improve procedures/processes for various rating and other systems. + May participate on intradepartmental projects. **What you'll bring:** **Required Qualifications** + Bachelor's Degree in Business Administration, Mathematics, or related field of study, or (4) years of related work experience. + (1) year of underwriting or analytical experience. **Preferred Qualifications** + (3) years of health insurance underwriting experience. + Intermediate to advanced Excel skills. + Knowledge of self-funding arrangements and underwriting. + Ability to present to the underwriting department both internally and externally on case specific issues. **Knowledge, Skills, and Abilities** + In-depth knowledge of mathematical principles used in underwriting function. + General knowledge of healthcare/Life/DI benefits and programs. + Ability to process information using rating, pricing, and data gathering programs. + Ability to create ad hoc reports using spreadsheet and database applications, as well as third party software applications as required. + Strong data mining capabilities. + Strong verbal and written communication skills. **Physical Requirements** The following have been identified as essential physical requirements of this job and must be performed with or without an accommodation: + This is primarily a sedentary role which requires the ability to exert up to 10 lbs. of force occasionally and/or a negligible amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects, including the human body. + This role requires the ability to keyboard and to communicate clearly and understandably in person and over the telephone. **Premera total rewards** Our comprehensive total rewards package provides support, resources, and opportunities to help employees thrive and grow. Our total rewards are more than a collection of perks, they're a reflection of our commitment to your health and well-being. We offer a broad array of rewards including physical, financial, emotional, and community benefits, including: + Medical, vision, and dental coverage with low employee premiums. + Voluntary benefit offerings, including pet insurance for paw parents. + Life and disability insurance. + Retirement programs, including a 401K employer match and, believe it or not, a pension plan that is vested after 3 years of service. + Wellness incentives with a wide range of mental well-being resources for you and your dependents, including counseling services, stress management programs, and mindfulness programs, just to name a few. + Generous paid time off to reenergize. + Looking for continuing education? We have tuition assistance for both undergraduate and graduate degrees. + Employee recognition program to celebrate anniversaries, team accomplishments, and more. For our hybrid employees, our on-campus model provides flexibility to create your own routine with access to on-site resources, networking opportunities, and team engagement. + Commuter perks make your trip to work less impactful on the environment and your wallet. + Free convenient on-site parking. + Subsidized on-campus cafes make lunchtime connections with colleagues fun and affordable. + Participate in engaging on-site activities such as health and wellness events, coffee connects, disaster preparedness fairs and more. + Our complementary fitness & well-being center offers both in-person and virtual workouts and nutritional counseling. + Need a brain break? Challenge someone to a game of shuffleboard or ping pong while on campus. **Equal employment** **opportunity/affirmative** **action:** Premera is an equal opportunity/affirmative action employer. Premera seeks to attract and retain the most qualified individuals without regard to race, color, religion, sex, national origin, age, disability, marital status, veteran status, gender or gender identity, sexual orientation, genetic information or any other protected characteristic under applicable law. If you need an accommodation to apply online for positions at Premera, please contact Premera Human Resources via email at ******************* or via phone at ************. The pay for this role will vary based on a range of factors including, but not limited to, a candidate's geographic location, market conditions, and specific skills and experience. The salary range for this role is posted below; we generally target up to and around the midpoint of the range. **National Plus Salary Range:** $62,000.00 - $99,200.00 _*National Plus salary range is used in higher cost of labor markets including Western Washington and Alaska_ _._ We're happy to discuss compensation further during the interview because we believe that open communication leads to better outcomes for all. We're committed to creating an environment where all employees are celebrated for their unique skills and contributions. At Premera, we make healthcare work better. By focusing on improving our customers' experience purposefully and serving their needs passionately, we make the process easier, less costly, and more positive. Through empathy and advocacy, we change lives. As the leading health plan in the Pacific Northwest, we provide comprehensive health benefits and services to more than 2 million customers, from individuals to Fortune 100 companies. Our services include innovative programs focused on health management, wellness, prevention, and patient safety. We deliver these programs through health, life, vision, dental, disability, and other related products and services. Premera Blue Cross is headquartered in Mountlake Terrace, WA, with operations in Spokane and Anchorage. The company has operated in Washington since 1933 and in Alaska since 1952. With more than 80 years of experience in the region, we deliver innovation, choice, and expertise.
$62k-99.2k yearly 15d ago
Agency Underwriter - Affordable/Conventional
Northmarq 4.4
Underwriter job in Washington
At Northmarq, you can be part of something special. Northmarq is a unique capital markets resource for commercial real estate investors, providing our clients access to experts in debt, equity, investment sales, loan servicing, and fund management. We offer you a career path with best-in-class training, and we foster inclusive teams committed to collaboration, mentoring, and growth. At Northmarq, we will help you unlock your potential - whether you are an industry veteran or you're just getting started. Your new career is waiting. Start something special today. Northmarq was voted by Real Estate Forum as one of The Best Places to Work in Commercial Real Estate! Northmarq is seeking an experienced Underwriter with affordable experience to join our Agency team. This individual will play a key role in managing various aspects of the loan process, from application to closing. Responsibilities include providing analysis related to underwriting, due diligence, evaluating property and market data, and preparing comprehensive transaction narratives. The candidate will work closely with a diverse group including Production, Borrowers, Freddie Mac/Fannie Mae personnel, legal counsel, vendors, and asset management. This position requires a strong analytical mindset, exceptional attention to detail, excellent written and verbal communication skills, and a commitment to delivering top-tier customer service while upholding quality control standards. *This position is an in-office position, with an immediate start date. Position Responsibilities: Review prescreen packages for Affordable deals before they are submitted to the Freddie Mac TAH and Fannie Mae MAH team for a quote Prepare or review underwriting template and narratives summarizing the loan structure, transaction strengths and identified risks, and present the final package for internal and Agency approval. Ensure the underwriting package meets Agency requirements Analyze operating history, budget, property rent roll, and other financial information to verify the proforma and loan request aligns with Agency's quote and guidelines Review Borrower structure to identify all appropriate parties to complete mortgage credit due diligence, and complete an org chart to meet Agency requirements Review and analyze the Key Borrower Principal's real estate schedule, financial statements, and other due diligence documents to ensure compliance with Agency requirements Review third-party reports to ensure compliance with Agency guidelines (appraisal, environmental, engineering, zoning, etc.) Monitor transaction status to manage Production and Borrower expectations and anticipate, avoid, or solve any potential transaction-related problems Coordinate with the internal insurance team and Agency to obtain insurance approval, including waiver approval, if necessary Coordinate the closing of the transaction between Production, attorneys, and the title company on Freddie Mac transactions Participate in calls with Production and Borrower and/or legal to discuss transaction details, issues, and borrower structure. Conduct site visits with the Borrower, Production, and consultants, as needed. Draft Application and Commitment Letters, Rate Lock Agreements/Trade Authorizations Assist in final loan package delivery or pre-purchase matters. Keep apprised of shifts in the commercial real estate world, including Agency credit parameters and requirements. What We're Looking For: 3-5 years of Agency Underwriting experience, including Fannie MAH and Freddie TAH transactions Knowledge of Agency program requirements Bachelor's degree in Real Estate Finance, Accounting, Business Administration, or a related field Strong organizational skills with the ability to handle multiple assignments while meeting deadlines Client service-oriented mindset with excellent problem-solving abilities. Ability to manage/underwrite multiple transactions at once Demonstrated work ethic and willingness to work extended hours when necessary Excellent written and verbal communication skills High level of integrity, confidentiality, and professionalism Strong computer knowledge with Microsoft Office applications, in particular Word, Excel, and Adobe. Salesforce proficiency is a plus Ability to travel for site inspections, as required Northmarq offers a highly competitive benefits package including: medical, dental, vision, paid time off, 401K match and an annual discretionary contribution based on business performance, paid parental leave and adoption assistance, education assistance, volunteer paid time off, charitable contribution match and so much more! Washington DC Residents: Northmarq carefully considers multiple factors to determine compensation, including a candidate's education, training, and experience. The salary range for the Agency Underwriter - Affordable/Conventional position is $93,000.00 annually or [$44.71 per hour] to $120,000.00 annually [or $57.69 per hour]. This range is a good faith estimate and the actual compensation that is offered to a successful candidate will depend on the candidate's skills, qualifications, and experience. #LI-Onsite #LI-SY1
$93k-120k yearly Auto-Apply 43d ago
Mortgage Lending Underwriter - Residential Loans (Non-QM & Jumbo)
NW Recruiting Partners
Underwriter job in Kirkland, WA
Kirkland, WA Bring your residential underwriting experience to a lender focused on residential and construction mortgages. As a Mortgage Lending Underwriter, you will review complex mortgage applications submitted through internal and external channels. This role requires strong analytical expertise, attention to detail, and a solid understanding of credit risk and lending guidelines to make sound underwriting decisions. Mortgage Lending Underwriter Responsibilities: File Triage: Scrub mortgage packages for completeness and quality, pulling insights from income docs, statements, and credit data. Credit Judgment: Weigh borrower strength, deal context, and capacity to repay to form a clear go/no-go view. Policy Alignment: Keep decisions inside house credit guardrails, investor expectations, and applicable regs. Decision Messaging: Deliver outcomes and rationale to origination and ops so everyone knows the “why” and next steps. Valuation & Collateral Check: Validate property reports and supporting materials against program criteria and valuation logic. Disposition Calls: Greenlight, rework, or decline based on quantified risk and compensating factors. Market & Rule Tracking: Monitor shifts in underwriting norms, product overlays, and regulatory updates; adjust practices accordingly. Exit Financing Matchmaking: Pair eligible files with the right permanent/agency programs to ensure a viable take-out. Workflow Partnering: Coordinate with internal counterparts to keep files moving and cut cycle time. Mortgage Lending Underwriter Qualifications: At least 8 years of experience in mortgage underwriting (including conventional, non-QM, and construction loans) Bachelor's degree or equivalent experience in finance or related field Strong knowledge of underwriting principles, risk assessment, and industry regulations Experience with Encompass and must have manual underwriting experience Excellent analytical, communication, and problem-solving skills Detail-oriented with the ability to meet deadlines under pressure Company Benefits: Medical, Dental, and Vision Insurance Annual bonus 401k with a 3% match Compensation: $85k-$110k
$85k-110k yearly 60d+ ago
Mortgage Underwriter III
Sunflower Bank, N.A 4.3
Underwriter job in Spokane, WA
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank, N.A. at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Mortgage Underwriter III. The hourly rate for this position is $46.00 - $50.00 per hour depending on knowledge, skills, abilities, experience, and location. Description: The Mortgage Underwriter III renders a final decision (e.g., approval, disapproval, approval with conditions) for mortgage loan applications in a timely, accurate and compliant manner. This position reviews loan applications based on factors such as capacity, credit history, capital, and collateral in compliance with company policy, contracts, investor guidelines, lending programs and state and federal laws and regulations. Responsibilities: Render a final underwriting decision (e.g., approved, suspend, denied) for mortgage loan applications based on factors such as capacity, credit history, capital and collateral. Apply underwriting rules from multiple sources to accurately and consistently review individual loan applications. Formulate approval conditions, as appropriate. Review each loan file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for an underwriting decision. Review and reach an underwriting decision on the appraisal. Accurately answer questions from and educate loan officers, loan processors, and other appropriate personnel about underwriting rules and how they apply to individual loan applications. Review and answer loan scenario questions from loan officers. Perform necessary computer-based functions for both internal and external IT systems. Conduct online research. Meet ongoing, short deadlines with regard to underwriting, closing, etc. Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs and state and federal law and regulation. Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company. Education / Experience Preferred: Graduation from a 4-year college or university with related major, preferred At least 10+ years of underwriting experience, or a specific specialty (Construction and/or Jumbo Non-Conforming) FHA Direct Endorsement (DE) approved Veterans Administration (VA) Lender Appraisal Processing Program (LAPP/SAR) Must have a minimum of two of the following specialty areas Portfolio Lending Construction One Time and/or Two Time Close Jumbo Non-Conforming USDA preferred but not required Knowledge of Construction One Time and Two Time Close underwriting Knowledge of Jumbo Non-Conforming Service Release underwriting Must be proficient in Microsoft Office Suite. Must possess excellent verbal, written and interpersonal skills. Must possess excellent organization and multi-tasking skills. Ability to maintain confidentiality. Pay is dependent on knowledge, skills, abilities, experience, and location. Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: Rooted in Strength Propelled by Growth Individuals in a Great Whole Creating Possibility Community Focused Associates enjoy outstanding benefits, including: 401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more associate perks & incentives! If you qualify, apply online at ****************************** You've never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law. We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
$46-50 hourly 11d ago
Underwriter I
Gesa Credit Union
Underwriter job in Richland, WA
Take a leap and join our team! Please note that this position requires working rotating weekends (Saturdays and Sundays) as well as holidays. At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together. Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority. Get to know us: About - Gesa Credit Union Role Summary: Under the general supervision of the Underwriting Assistant Manager/Team Leader or Consumer Underwriting Manager/Team Leader, the Underwriter I is responsible for evaluating and making quality decisions on consumer loan applications (both direct and indirect). This role ensures adherence to Gesa Credit Union's established underwriting standards while identifying and proposing alternative financial solutions tailored to applicants' needs. Possessing intermediate knowledge in consumer lending, the Underwriter I also contribute to dealership outreach and the development of dealership portfolios and is responsible for cultivating and maintaining strong relationships with branch partners. This position requires demonstrated capability in managing moderate responsibilities beyond core underwriting duties. What You Will Be Doing: * Apply critical thinking skills and solid lending principles according to the needs of each applicant and their risk profile; construct and approve loan offers in accordance with delegated approval authority and loan policy under general guidance of a Sr. Underwriter or Manager * Evaluate and mitigate risk while maintaining profitability associated with extending credit requests. * Apply underwriting guidelines in making and defending loan decisions under moderate guidance of an immediate supervisor * Identify and recommend additional lending opportunities to increase relationships with members * Provide accurate pricing and terms to dealerships in a courteous/professional manner * Ensure compliance with legal requirements, lending regulations and internal policies and procedures * Maintain positive relationships with colleagues and business partners * Maintain the highest level of confidentiality relative to information received directly or indirectly * Adhere to all local, state, and federal laws/regulatory requirements as related to functional areas including Truth in Lending, Reg B, Reg Z, and Bank Secrecy Act * Ability to analyze, research and resolve medium complexity problems under moderate guidance of an immediate supervisor * Develop knowledge and skills through formal training classes or on-the-job experience * Serve as resource or Subject Matter Expert for team * Display mutual respect, trust, and dignity, acting in the best interest of the credit union. Lead by example by always displaying solid ethics and integrity. at all times * Ensure that all issues are handled in a fair, legal, and consistent manner About You: * Maintain up-to-date and comprehensive knowledge of all laws, credit union products, services, policies and procedures regarding areas of responsibility, and to remain highly tuned to the marketplace, member needs and patterns of external market changes * Participate in and support a team environment * Excellent interpersonal skills and ability to build and maintain positive working relationships with co-workers and business partners * Demonstrate ability to make decisions in a timely manner and articulate the reasoning for decisions * Demonstrate ability to prioritize and manage multiple demands effectively * Demonstrate ability to work effectively both collaboratively and independently, with moderate supervision * Ability to effectively communicate and receive ideas and information, both orally and in writing. * To effectively operate standard office equipment, computer and lending programs and programs related to areas of responsibility * To possess and display excellent customer service attributes * Ability to work outside of business hours, including weekends (Sundays included) and holidays * To demonstrate flexibility and openness; to willingly change priorities, accept and act on input from supervisor, and to meet changing demands * To develop and/or improve processes, implement, and administer policies and procedures, and organize and present information * To maintain a positive and professional image through effective verbal and written communication * To make quality judgments and decisions in a timely manner with extreme attention to detail
$52k-83k yearly est. 4d ago
Non-Delegated Mortgage Underwriter III
Amerihome Mortgage Company 4.0
Underwriter job in Idaho
Job Title: Non-Delegated Mortgage Underwriter III What you'll do: A Non-Delegated Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards. Manage individual pipeline on a daily basis by completing Conventional loans, simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times Identify any document deficiencies, request additional information and/or documentation from Clients as needed Expert ability to navigate and interpret all agency and company guidelines Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans Other duties as assigned What you'll need: 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment. Ability to communicate effectively and professionally Basic proficiency in Microsoft Office products (Excel, Word, etc.) Encompass LOS experience preferred Project management experience College degree preferred but not required Loan quality and risk management Knowledge of FNMA and FHLMC guidelines Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor Excellent Customer/Client service skills Ability to work in a fast paced production environment Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints Excellent written and verbal communication skills Prioritization and Time Management skills Ability to learn and adapt to guideline changes Compensation: Hourly range for new hires is generally $54.00 for Nevada. Salary amount is determined by specific job location. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation
$54 hourly Auto-Apply 33d ago
Case Underwriter II
Trustmark 4.6
Underwriter job in Helena, MT
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
$61.4k-88.7k yearly 60d+ ago
Renewal Underwriter
Bridge Specialty Group
Underwriter job in Missoula, MT
Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Bridge Specialty Group is seeking a Renewal Underwriter to join our growing team in Missoula, MT! The Renewal Underwriter is responsible for analyzing, underwriting, and servicing primarily renewal accounts, with support for new business as directed. This role evaluates risk exposures, determines appropriate premiums and terms, and ensures compliance with carrier guidelines and state regulations. The Renewal Underwriter works closely with brokers, agents, and internal teams to market and negotiate placements, issue accurate policies and supporting documents, and deliver exceptional service to clients. In addition to managing renewals, the position provides guidance and training to team members, contributes to departmental sales and production efforts, and fosters strong relationships with producers, carriers, and industry partners to support profitable growth. How You Will Contribute: Examine application forms, inspection reports, insurance maps, medical reports, and related documents to assess risk based on financial standing, age, occupation, accident history, and property value/condition. Review company records to confirm existing coverage on single risks or groups of related risks, while evaluating potential for catastrophic or excessive losses. Underwrite or broker renewal accounts, ensuring compliance with carrier guidelines, accuracy of applications, timely issuance of quotes, binders, and policies, and completion of state filings and tax payments. Assist Underwriters/Brokers with reviewing, analyzing, and underwriting renewal and new business accounts; determine premiums and terms, analyze exposures, and issue written indications, quotes, and binders. Utilize inspection companies to gather additional information, support rate development, and communicate company underwriting policies. Partner with Underwriters/Brokers to market services, meet with retail agency clients, and cultivate relationships that grow and retain business. Leverage binding authorities or broker risks when necessary to negotiate successful placements and support overall underwriting results. Ensure proper coding and completion of required forms and documentation. Service and maintain existing business with strong awareness of departmental priorities. Train and mentor processors and assistants by reviewing submissions, indications, quotes, binders, and policies for accuracy and completeness. Licenses and Certifications: P&C State licensed. Pursue the CIC or CPCU designation, thorough familiarity with applicable ISO manuals, forms, rating plans, policy forms i.e. coverages, exclusions, conditions, and terms. Skills & Experience to Be Successful: Bachelor's degree (B. A.) from four-year College or university is desired or five years insurance experience, two years of which is as an underwriting assistant Proficient with MS Office Suite Exceptional telephone demeanor. 1-3 years' experience with excess and surplus lines underwriting agency or company. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.
$41k-63k yearly est. Auto-Apply 41d ago
Mortgage Loan Underwriter Senior
City National Bank 4.9
Underwriter job in Boise, ID
WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
$41.8-66.8 hourly 60d+ ago
Dental Underwriter
Delta Dental of Idaho 3.6
Underwriter job in Boise, ID
Job Description Culture rules at Delta Dental. It's key to our becoming the leading dental benefits carrier in the state, reaching over 500,000 Idahoans with our dental plans and community outreach programs. We're small on ego and big on grins. You'll see us involved in community events and "Did you make someone smile today?" on our To-Do lists. Our employees have the opportunity to make a difference in people's lives while working in an environment full of challenge, collaboration, flexibility, and industry-leading growth potential. Join our team committed to better oral health for all Idahoans. The Dental Underwriter at Delta Dental of Idaho is responsible for executing a wide range of underwriting tasks, including rate analysis, Department of Insurance (DOI) and Affordable Care Act (ACA) compliance, regulatory form filings, and contract support management. In addition, this position will coordinate with third party actuaries and internal resources such as product managers, sales, IT and finance to ensure accuracy and timeliness in all underwriting activities. ESSENTIAL FUNCTIONS Develop an understanding of dental terminology, dental benefits, risk assessment, underwriting guidelines, contract language and the underwriting process and procedures. Analyze and set rates for pool-related plans, individual, ACA (Affordable Care Act), self-insured (ASC) and experience rated groups, and perform special rating requests as they arise. Identify and complete group renewals, including pools, Administrative Services Contract (ASC), and experience rated groups. Recommend renewal rating and quote alternate options as needed. Collaborate with the sales team to ensure new business quotes are accurate and timely. Review group termination requests for accuracy and to ensure contractual requirements are met. Support Underwriting Assistant with approving new group applications, terminating groups, producer appointments or reassignments. May supervise Underwriting Assistant, including hiring, coaching, developing, and engaging employees. Embrace and utilize AI to improve processes and drive efficiency. Develop a robust working knowledge of Proclaim and supporting software required to perform the underwriting and group setup activities. Coordinate with third party actuaries and finance to establish the IBNR reserves. Ensure regulatory and policy compliance by filing required rates and forms; adhering to DOI, CMS/ACA, and Delta Dental Plans Association (DDPA) guidelines; supporting audits; and staying current on regulatory changes. Demonstrate a commitment to the organization's vision, mission, values, code of ethics, and compliance/security standards. Other duties as assigned. Requirements KNOWLEDGE, SKILLS, AND ABILITIES Bachelor's degree in accounting, finance, math/statistics or equivalent experience required. 3 to 5 years' experience in insurance underwriting or a related industry. Strong analytical, organizational, and communication skills, with attention to detail and sound judgment. Experience with regulatory filings, rate analysis, and contract management. Ability to prioritize, work with deadlines, and manage multiple tasks. Proficiency in Microsoft Office (especially Excel) and ability to embrace new AI-enabled software tools to improve underwriting efficiency. Ability to use approved AI tools to extract, structure, and validate data from underwriting reports (including PDF-based outputs and ProClaim reporting) to reduce manual re-keying and support renewal rate analysis. Ability to apply AI-assisted analysis to identify renewal rate drivers, trends, and variances, including reconciling ProClaim outputs with Accounting/financial outputs and flagging anomalies for follow-up. Demonstrated responsible AI use in a regulated/confidential environment, including validating outputs for accuracy and following compliance/security standards when handling sensitive information. PHYSICAL AND MENTAL REQUIREMENTS Sitting/Standing (alternatively) continuously Keyboard Use/Repetitive Hand motion continuously Skill/ability related to comprehension, organization, reasoning/decision-making and communication appropriate to position/level Benefits Delta Dental of Idaho offers a competitive benefits plan including: Medical, dental, and vision 401K with up to 6% company contribution Generous PTO and up to 9 paid holidays Community Service Time Flexible schedule and 1/2 day Fridays Tuition and continuing education reimbursement Casual dress code ...and more! OUR CULTURE AHS/DDID seeks to provide a positive workplace where employees are treated with respect and all are accountable for living our values and Code of Ethics while empowered to help the organization succeed in achieving its mission and vision. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Individuals that may need assistance with the applicant or interview process may contact human resources at ************************ or by phone: ************.
$46k-67k yearly est. 13d ago
Mortgage Underwriter
Solomonedwards 4.5
Underwriter job in Helena, MT
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************
$26-36 hourly Easy Apply 60d+ ago
Underwriter
Primary Residential Careers 4.7
Underwriter job in Meridian, ID
- Responsibilities/Duties/Functions/Tasks The purpose of this position is to review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards. The processor will then approve or deny mortgage loans based on their evaluations. Evaluates acceptability of loan to corporations that buy real estate loans on secondary mortgage markets where existing mortgages are bought and sold by investors Determines acceptability of risk of prospective business Negotiates directly with mortgage loan officers and processors Reviews and completes a minimum of four loans each day or the department manager must be notified Reviews conditions for approved files the Junior Underwriter was unable to sign off on within the 24-hour review window Notifies the branch by fax, e-mail, or phone of the status of files and adds notes immediately to DataTrac Approves or rejects loan applications and requests additional information if necessary Records loan rejections, specifying investor and institution guidelines as the basis for declining application, such as insufficient cash reserves, etc. Assembles documents in loan files, including acceptance or denial and disposition sheet, for the originating mortgage loan office Maintains database on new and existing business Answers e-mails and phone calls within 1 hour to 2 hours of time received Assists the underwriting coordinator and Jr. Underwriter with status questions Qualifications 3 years (minimum) full time recent experience reviewing both credit applications and property appraisals Currently using DE Must be a reliable and responsible professional, skilled in mortgage evaluation Must be able to demonstrate knowledge and experience regarding the principles of mortgage underwriting Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. To maintain and ensure secure privacy of borrower (and other protected) information, an essential function of this job may require physical attendance in a defined office space. (i.e. branch or corporate office location). Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
$38k-53k yearly est. 60d+ ago
Senior Commercial Underwriter Middle Market Construction
Berkley 4.3
Underwriter job in Idaho
Company Details Berkley North Pacific is a regional insurance company that offers niche products and specialized coverages through local independent agency partners. We differentiate ourselves in the marketplace with our customer-obsessed approach that exceeds timeliness and responsiveness expectations. With local leadership, conversational underwriting, and responsive claims services, we truly are relationship driven. Our mission is to provide financial protection to our customers by offering premier insurance solutions, products, and services through our select independent agents. BNP is a proud member of W. R. Berkley Corporation, a Fortune 500 company. While we are regionally focused, we have the security and financial backing of one of the largest commercial lines' writers in the United States. In 2023, BNP was named in the annual Best Places to Work in Insurance program, which recognizes employers for their outstanding performance in establishing workplaces where employees can thrive, enjoy their work and help their companies grow. **************************** Responsibilities The Senior Commercial Underwriter Middle Market Construction directly impacts the company's growth and profitability goals within an assigned territory and book of business. Underwrites commercial property and casualty accounts by determining risk acceptability and pricing in accordance with established underwriting guidelines and within established authority level. Maintains autonomy in work and management of book of business in a fast-paced environment. Serves as the point of contact for assigned agencies and is responsible for the agency relationship. We'll count on you to: Manages a book of business with autonomy to make decisions within authority level consistently achieving company strategies and goals. Assesses Construction insurance risks and determines accurate classification of business, policy contract forms and pricing of risk. Accepts and prices risk in accordance with established underwriting guidelines and within authority level. Reviews renewal accounts for acceptability by examining business operations, classification, contract forms and loss activity. Determines price in accordance with established underwriting guidelines and within authority level. Reviews endorsement requests and takes appropriate action. Maintains accurate underwriting documentation and information to meet quality review standards. Develops, expands and enhances agency relationships to promote profitability and growth of new business and the retention of existing business. Travel within or to assigned territory to meet with agents to enhance business relationships. Leads or participates in agency training sessions. Leverages agent relationships to drive new business opportunities via existing relationships as well as where there is no existing relationship; continually prospects for new opportunities through pipeline development. Achieves or surpasses agency visibility goals to include both in person and virtual sales calls. Acts as a business partner to agents. Uses strong negotiation skills and deep product knowledge to meet the needs of the customer. Collaborates with claims, risk management and other underwriting team members as needed to ensure prompt and professional underwriting service is provided. Participates in, and may lead, underwriting and agency meetings. Identifies, innovates, and suggests new procedures, and opportunities to streamline department processes and workflows. Cultivates strong customer service skills including consistency, timeliness, and product knowledge. Qualifications Bachelor's Degree from a 4-year college or university; or more than five years related experience and/or training; or equivalent combination of education and experience. Advanced insurance education desired, i.e., CPCU, CIC, CRIS Ability to represent Berkley North Pacific to external customers in a positive and effective manner Thrive in a highly competitive and results-driven environment Effectively organize, prioritize and manage multiple priorities Communicate with a high level of professionalism with internal and external customers Develop and maintain strong business relationships; and travel on a regular basis, including overnight. Ability to work outside normal work schedule to fulfill responsibilities Reasonable, regular, predictable attendance is essential Familiarity with construction industry and corresponding insurance products The Company is an equal employment opportunity employer. Additional Company Details The Company is an equal employment opportunity employer. We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees including: • Benefits include Health, dental, vision, life, disability, wellness, paid time off, 401(k) and profit-sharing plans The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Not ready to apply? Connect with us for general consideration.
$60k-77k yearly est. Auto-Apply 13d ago
Mortgage Lending Underwriter - Residential Loans (Non-QM & Jumbo)
NW Recruiting Partners
Underwriter job in Kirkland, WA
Job Description Mortgage Lending Underwriter - Residential Loans (Non-QM & Jumbo) Kirkland, WA Bring your residential underwriting experience to a lender focused on residential and construction mortgages. As a Mortgage Lending Underwriter, you will review complex mortgage applications submitted through internal and external channels. This role requires strong analytical expertise, attention to detail, and a solid understanding of credit risk and lending guidelines to make sound underwriting decisions. Mortgage Lending Underwriter Responsibilities: File Triage: Scrub mortgage packages for completeness and quality, pulling insights from income docs, statements, and credit data. Credit Judgment: Weigh borrower strength, deal context, and capacity to repay to form a clear go/no-go view. Policy Alignment: Keep decisions inside house credit guardrails, investor expectations, and applicable regs. Decision Messaging: Deliver outcomes and rationale to origination and ops so everyone knows the “why” and next steps. Valuation & Collateral Check: Validate property reports and supporting materials against program criteria and valuation logic. Disposition Calls: Greenlight, rework, or decline based on quantified risk and compensating factors. Market & Rule Tracking: Monitor shifts in underwriting norms, product overlays, and regulatory updates; adjust practices accordingly. Exit Financing Matchmaking: Pair eligible files with the right permanent/agency programs to ensure a viable take-out. Workflow Partnering: Coordinate with internal counterparts to keep files moving and cut cycle time. Mortgage Lending Underwriter Qualifications: At least 8 years of experience in mortgage underwriting (including conventional, non-QM, and construction loans) Bachelor's degree or equivalent experience in finance or related field Strong knowledge of underwriting principles, risk assessment, and industry regulations Experience with Encompass and must have manual underwriting experience Excellent analytical, communication, and problem-solving skills Detail-oriented with the ability to meet deadlines under pressure Company Benefits: Medical, Dental, and Vision Insurance Annual bonus 401k with a 3% match Compensation: $85k-$110k
$85k-110k yearly 11d ago
Underwriter I
Premera Blue Cross
Underwriter job in Mountlake Terrace, WA
**Workforce Classification:** Hybrid **Join Our Team: Do Meaningful Work and Improve People's Lives** Our purpose, to improve customers' lives by making healthcare work better, is far from ordinary. And so are our employees. Working at Premera means you have the opportunity to drive real change by transforming healthcare. Premera is committed to being a workplace where people feel empowered to grow, innovate, and lead with purpose. By investing in our employees and fostering a culture of collaboration and continuous development, we're able to better serve our customers. It's this commitment that has earned us recognition as one of the best companies to work for. Learn more about our recent awards and recognitions as a greatest workplace. (*********************************************** Learn how Premera supports our members, customers and the communities that we serve through our Healthsource blog: ********************************* . As an **Underwriter I** , you will support Premera's corporate financial and membership goals by evaluating and selecting risk, using internal systems, formulas, and data and data sources, in addition to external data and data sources. This role offers the opportunity to acquire a specialized skill set, continued career growth, and a collaborative work environment. **This is a hybrid role and can be located on either of our campuses (Mountlake Terrace or Spokane).** **What you'll do:** + Evaluate, develop rates, and accept or reject risk after examining appropriate information required to underwrite proposals and renewals. Work is often focused on smaller groups and support for senior underwriters on self-funding cases. + Use judgment (with appropriate level of peer/manager review) to evaluate system-generated rate calculations for reasonability of the risk. + Review requests for alternate benefit packages, determine feasibility and anticipated risk impact, and provide support for refunding and minimum premium cases. + Suggest alternative options as necessary and develop final rates for benefit offerings. + Verify sold group information for new and existing business. + Utilize applications to support the rating and underwriting process, including but not limited to systems, claims reporting, and reporting databases. + Under direction and approval by management, enforce underwriting guidelines and rules, and administrative rules under which Premera will accept a risk. + Monitor and direct activities on case specific issues and/or projects. + Test systems, update procedures before and after implementation, and troubleshoot/test errors/update with others. + Document procedures/processes for various rating and other systems. + Utilize data from Siebel, Trizetto, and Optum systems. Learn to navigate and extract data from the systems. + Recommend solutions to improve procedures/processes for various rating and other systems. + May participate on intradepartmental projects. **What you'll bring:** **Required Qualifications** + Bachelor's Degree in Business Administration, Mathematics, or related field of study, or (4) years of related work experience. + (1) year of underwriting or analytical experience. **Preferred Qualifications** + (3) years of health insurance underwriting experience. + Intermediate to advanced Excel skills. + Knowledge of self-funding arrangements and underwriting. + Ability to present to the underwriting department both internally and externally on case specific issues. **Knowledge, Skills, and Abilities** + In-depth knowledge of mathematical principles used in underwriting function. + General knowledge of healthcare/Life/DI benefits and programs. + Ability to process information using rating, pricing, and data gathering programs. + Ability to create ad hoc reports using spreadsheet and database applications, as well as third party software applications as required. + Strong data mining capabilities. + Strong verbal and written communication skills. **Physical Requirements** The following have been identified as essential physical requirements of this job and must be performed with or without an accommodation: + This is primarily a sedentary role which requires the ability to exert up to 10 lbs. of force occasionally and/or a negligible amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects, including the human body. + This role requires the ability to keyboard and to communicate clearly and understandably in person and over the telephone. **Premera total rewards** Our comprehensive total rewards package provides support, resources, and opportunities to help employees thrive and grow. Our total rewards are more than a collection of perks, they're a reflection of our commitment to your health and well-being. We offer a broad array of rewards including physical, financial, emotional, and community benefits, including: + Medical, vision, and dental coverage with low employee premiums. + Voluntary benefit offerings, including pet insurance for paw parents. + Life and disability insurance. + Retirement programs, including a 401K employer match and, believe it or not, a pension plan that is vested after 3 years of service. + Wellness incentives with a wide range of mental well-being resources for you and your dependents, including counseling services, stress management programs, and mindfulness programs, just to name a few. + Generous paid time off to reenergize. + Looking for continuing education? We have tuition assistance for both undergraduate and graduate degrees. + Employee recognition program to celebrate anniversaries, team accomplishments, and more. For our hybrid employees, our on-campus model provides flexibility to create your own routine with access to on-site resources, networking opportunities, and team engagement. + Commuter perks make your trip to work less impactful on the environment and your wallet. + Free convenient on-site parking. + Subsidized on-campus cafes make lunchtime connections with colleagues fun and affordable. + Participate in engaging on-site activities such as health and wellness events, coffee connects, disaster preparedness fairs and more. + Our complementary fitness & well-being center offers both in-person and virtual workouts and nutritional counseling. + Need a brain break? Challenge someone to a game of shuffleboard or ping pong while on campus. **Equal employment** **opportunity/affirmative** **action:** Premera is an equal opportunity/affirmative action employer. Premera seeks to attract and retain the most qualified individuals without regard to race, color, religion, sex, national origin, age, disability, marital status, veteran status, gender or gender identity, sexual orientation, genetic information or any other protected characteristic under applicable law. If you need an accommodation to apply online for positions at Premera, please contact Premera Human Resources via email at ******************* or via phone at ************. The pay for this role will vary based on a range of factors including, but not limited to, a candidate's geographic location, market conditions, and specific skills and experience. The salary range for this role is posted below; we generally target up to and around the midpoint of the range. **National Plus Salary Range:** $62,000.00 - $99,200.00 _*National Plus salary range is used in higher cost of labor markets including Western Washington and Alaska_ _._ We're happy to discuss compensation further during the interview because we believe that open communication leads to better outcomes for all. We're committed to creating an environment where all employees are celebrated for their unique skills and contributions. At Premera, we make healthcare work better. By focusing on improving our customers' experience purposefully and serving their needs passionately, we make the process easier, less costly, and more positive. Through empathy and advocacy, we change lives. As the leading health plan in the Pacific Northwest, we provide comprehensive health benefits and services to more than 2 million customers, from individuals to Fortune 100 companies. Our services include innovative programs focused on health management, wellness, prevention, and patient safety. We deliver these programs through health, life, vision, dental, disability, and other related products and services. Premera Blue Cross is headquartered in Mountlake Terrace, WA, with operations in Spokane and Anchorage. The company has operated in Washington since 1933 and in Alaska since 1952. With more than 80 years of experience in the region, we deliver innovation, choice, and expertise.
$62k-99.2k yearly 15d ago
Non-Delegated Mortgage Underwriter III
Amerihome Mortgage Company 4.0
Underwriter job in Idaho
Job Title: Non-Delegated Mortgage Underwriter III What you'll do: A Non-Delegated Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards. * Manage individual pipeline on a daily basis by completing Conventional loans, simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times * Identify any document deficiencies, request additional information and/or documentation from Clients as needed * Expert ability to navigate and interpret all agency and company guidelines * Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. * Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans * Other duties as assigned What you'll need: * 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment. * Ability to communicate effectively and professionally * Basic proficiency in Microsoft Office products (Excel, Word, etc.) * Encompass LOS experience preferred * Project management experience * College degree preferred but not required * Loan quality and risk management * Knowledge of FNMA and FHLMC guidelines * Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor * Excellent Customer/Client service skills * Ability to work in a fast paced production environment * Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints * Excellent written and verbal communication skills * Prioritization and Time Management skills * Ability to learn and adapt to guideline changes Compensation: Hourly range for new hires is generally $54.00 for Nevada. Salary amount is determined by specific job location. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation
$54 hourly Auto-Apply 32d ago
Underwriter I
Gesa Credit Union
Underwriter job in Richland, WA
Take a leap and join our team! Please note that this position requires working rotating weekends (Saturdays and Sundays) as well as holidays. At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together. Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority. Get to know us: About - Gesa Credit Union Role Summary: Under the general supervision of the Underwriting Assistant Manager/Team Leader or Consumer Underwriting Manager/Team Leader, the Underwriter I is responsible for evaluating and making quality decisions on consumer loan applications (both direct and indirect). This role ensures adherence to Gesa Credit Union's established underwriting standards while identifying and proposing alternative financial solutions tailored to applicants' needs. Possessing intermediate knowledge in consumer lending, the Underwriter I also contribute to dealership outreach and the development of dealership portfolios and is responsible for cultivating and maintaining strong relationships with branch partners. This position requires demonstrated capability in managing moderate responsibilities beyond core underwriting duties. What You Will Be Doing: Apply critical thinking skills and solid lending principles according to the needs of each applicant and their risk profile; construct and approve loan offers in accordance with delegated approval authority and loan policy under general guidance of a Sr. Underwriter or Manager Evaluate and mitigate risk while maintaining profitability associated with extending credit requests. Apply underwriting guidelines in making and defending loan decisions under moderate guidance of an immediate supervisor Identify and recommend additional lending opportunities to increase relationships with members Provide accurate pricing and terms to dealerships in a courteous/professional manner Ensure compliance with legal requirements, lending regulations and internal policies and procedures Maintain positive relationships with colleagues and business partners Maintain the highest level of confidentiality relative to information received directly or indirectly Adhere to all local, state, and federal laws/regulatory requirements as related to functional areas including Truth in Lending, Reg B, Reg Z, and Bank Secrecy Act Ability to analyze, research and resolve medium complexity problems under moderate guidance of an immediate supervisor Develop knowledge and skills through formal training classes or on-the-job experience Serve as resource or Subject Matter Expert for team Display mutual respect, trust, and dignity, acting in the best interest of the credit union. Lead by example by always displaying solid ethics and integrity. at all times Ensure that all issues are handled in a fair, legal, and consistent manner About You: Maintain up-to-date and comprehensive knowledge of all laws, credit union products, services, policies and procedures regarding areas of responsibility, and to remain highly tuned to the marketplace, member needs and patterns of external market changes Participate in and support a team environment Excellent interpersonal skills and ability to build and maintain positive working relationships with co-workers and business partners Demonstrate ability to make decisions in a timely manner and articulate the reasoning for decisions Demonstrate ability to prioritize and manage multiple demands effectively Demonstrate ability to work effectively both collaboratively and independently, with moderate supervision Ability to effectively communicate and receive ideas and information, both orally and in writing. To effectively operate standard office equipment, computer and lending programs and programs related to areas of responsibility To possess and display excellent customer service attributes Ability to work outside of business hours, including weekends (Sundays included) and holidays To demonstrate flexibility and openness; to willingly change priorities, accept and act on input from supervisor, and to meet changing demands To develop and/or improve processes, implement, and administer policies and procedures, and organize and present information To maintain a positive and professional image through effective verbal and written communication To make quality judgments and decisions in a timely manner with extreme attention to detail Qualifications What You Will Need: High School degree, GED, or equivalent experience required A minimum of one (1) year in managing client relationships or handling document processing required One (1) to two (2) years of similar or related exposure to indirect lending/financial services preferred Advanced knowledge of FICO preferred Advanced knowledge of CUDL, Dealer Track and Route One programs preferred A valid Driver's License is required Our Team Member Value Proposition: In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer: Competitive Pay Medical, Dental, Vision, and Life Insurance 20 days/year of Paid Time Off - Plus 10 Paid Holidays! 401(k) Match Incentive Program Tuition Assistance and Student Loan Repayment Commuter Benefits Paid Time Off to Volunteer in the Community Product discounts Engaging Work Environment Rewards and Recognition Programs Full Salary Range: $22.92-$38.19 *While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications. This approach gives room to grow within the role as your career progresses with us!" Get wise to what's possible with a career at Gesa. Join us! We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at ************** or *************** to request an accommodation. Gesa Credit Union reserves the right to revise or change the as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment. Selected candidate(s) must be able to pass a pre-employment credit/background check. Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran. Equal Employment Opportunity (gesa.com)
$22.9-38.2 hourly 5d ago
Case Underwriter II
Trustmark 4.6
Underwriter job in Boise, ID
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
$61.4k-88.7k yearly 60d+ ago
Mortgage Underwriter
Solomonedwards 4.5
Underwriter job in Boise, ID
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************
$26-36 hourly Easy Apply 60d+ ago

Learn more about underwriter jobs

How much does an underwriter earn in Spokane, WA?

The average underwriter in Spokane, WA earns between $42,000 and $95,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Spokane, WA

$63,000

$42,00010%

$63,000Median

$95,00090%

What are the biggest employers of Underwriters in Spokane, WA?

The biggest employers of Underwriters in Spokane, WA are:

Premera Blue Cross

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Underwriter jobs in Spokane, WA - 91 jobs

Underwriter I, II, III, or Senior

Underwriter I

Agency Underwriter - Affordable/Conventional

Mortgage Lending Underwriter - Residential Loans (Non-QM & Jumbo)

Mortgage Underwriter III

Underwriter I

Non-Delegated Mortgage Underwriter III

Case Underwriter II

Renewal Underwriter

Mortgage Loan Underwriter Senior

Dental Underwriter

Mortgage Underwriter

Underwriter

Senior Commercial Underwriter Middle Market Construction

Mortgage Lending Underwriter - Residential Loans (Non-QM & Jumbo)

Underwriter I

Non-Delegated Mortgage Underwriter III

Underwriter I

Case Underwriter II

Mortgage Underwriter

Learn more about underwriter jobs

How much does an underwriter earn in Spokane, WA?

What are the biggest employers of Underwriters in Spokane, WA?