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Underwriter jobs in Spring, TX

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  • Inside Underwriter

    Crump Group, Inc. 3.7company rating

    Underwriter job in Spring, TX

    The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America) Please review the following : Supports a team by identifying, soliciting, and arranging appropriate insurance coverage for clients by accessing binding authority and brokerage markets. Responsibilities include but not limited to underwriting new and renewal business, ensuring adherence to binding authority carrier guidelines, approving policy changes, maintaining workload, solving coverage issues, monitoring claims and managing written business up to and including the time of binding according to company guidelines and established CRC procedures.Job Description ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Manage the underwriting process ensuring adherence to carrier underwriting guidelines and CRC policies and procedures. 2. Submitting appropriate information to brokerage markets for accounts that do not fit binding authority markets 3. Make underwriting decisions and solve difficult underwriting and coverage problems for retail agencies 4. Develop, maintain and cultivate strong relationships with binding-authority and brokerage carriers 5. Solicit, market, quote, bind and confirm new and existing business. 6. Negotiate the best terms and coverages available with accessible markets while properly communicating with all producers regarding submissions and decisions for new or renewal business in a timely manner. 7. Approve and disapprove endorsement requests according to internal and carrier guidelines. 8. Monitor accounts to ensure compliance with the firm's policies and procedures. 9. Meet or exceed company file documentation standards, comply with underwriting authority level standards and pass all audits performed by markets and our Internal Review Department. 10. Maintain necessary licenses. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's Degree or appropriate insurance designation 2. Three years of experience in underwriting or brokering E&S or specialty insurance products 3. Must be licensed in corresponding areas of insurance 4. Must be able to understand and independently manage the underwriting and brokerage process including analyze necessary components of insurance policies, determine terms and conditions, and price insurance products 5. Ability to understand the client's needs and have knowledge of the risk profiles associated 6. Recognize new trends and developments to the insurance industry and be able to incorporate into underwriting strategies 7. Possess strong knowledge of and experience in underwriting the types of accounts handled by the team on which they support 8. Ability to provide excellent customer service for retail insurance agencies 9. Team skills 10. Maintain current knowledge of the insurance industry 11. Good written and verbal skills General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify
    $64k-112k yearly est. Auto-Apply 14d ago
  • Underwriter, Energy Casualty

    The Hartford 4.5company rating

    Underwriter job in Houston, TX

    Executive Underwriter - UW07CDSenior Underwriter - UW08CA We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. The Hartford's Energy team is growing! This position is being posted in advance of an anticipated new role in 2026 As an Underwriter for Energy Casualty at The Hartford, your primary role will be to underwrite and actively pursue new business pricing, servicing the needs of our brokerage partners on an account by account basis. You'll analyze the agency book on quarter-to-quarter basis for potential action. In addition, you'll coaches and mentor staff on your team, providing support to junior underwriters. Agency Management: Typically manages higher volume and/or higher Total Written Premium goal compared to country-wide standard. May or may not act with high levels of Underwriting Authority. Creates, drives and executes on strategies for new and/or renewal accounts (prospective book management, executes on the mix strategy, low strategy, territorial and agency sales plans, etc.) Consults and provides solutions. Effectively provides excellent account management service of assigned division through strategic planning and operational excellence. Ensures the consistent delivery and execution of the Circle of Service process; tailoring a service plan for each client based on needs. Positively impacts and influences final account pricing and terms. Successfully sells the proposal. Responsible for, or influences, retention. Takes lead in communicating strategy to the agency; coordinates communications across the Enterprise; educates others on the strategy. Coaches and mentors others on Agency Management. Trusted advisor to agents and brokers; manages the book of business Sales: Establishes and maintains pipeline. Manages cross-sell and up-sell opportunities across team; generates cross-sell opportunities. Manages the sales process including planning, operating routines, and monitoring. Sources opportunities for other team members. Coaches and mentors others on sales practices. Is well versed about every aspect of The Hartford's Value proposition to best position us for success. Is professionally demanding and holds internal and external customers accountable. Service: Consulting with the agents to answer questions regarding coverage, explaining processes, directing the agents to appropriate resources within the Hartford based on their unique needs. Directs and coordinates identified service issues. Is highly familiar with how service operates. Makes recommendations to service; provides feedback to Service leaders You're capable of underwriting highly complex business and will require limited support from senior underwriters and infrequent referral activity to complete quotes. Qualifications: 5+ years of commercial underwriting experience; Experience underwriting General Liability and Umbrella preferred; candidates with less experience may be considered for an alternate titled position Prior experience underwriting energy casualty operations (upstream & midstream oil & gas, renewables, alternative energy and/or mining) preferred Demonstrated success in developing and maintaining solid relationships with all internal and external business partners Excellent communication, interpersonal and presentation skills An ability to think analytically about business problems, make recommendations and propose solutions High energy self-starter, who is resilient and has an entrepreneurial spirit Demonstration of solid time, organizational, and desk management skills Goal-oriented and delivers outcomes Ability to challenge the status quo and compete to win Superior technical knowledge and sound decision-making and analytical skills * The Hartford is proud to offer our teammates a hybrid work environment. Selected candidate must be located in commuting distance to one of the listed locations and have the ability to travel within the assigned region given the broker facing sales nature of this role. * Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: 98,800 to 196,800 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
    $73k-101k yearly est. Auto-Apply 4d ago
  • Inside Underwriter

    CRC Insurance Services, Inc. 4.3company rating

    Underwriter job in Spring, TX

    The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America) Please review the following : Supports a team by identifying, soliciting, and arranging appropriate insurance coverage for clients by accessing binding authority and brokerage markets. Responsibilities include but not limited to underwriting new and renewal business, ensuring adherence to binding authority carrier guidelines, approving policy changes, maintaining workload, solving coverage issues, monitoring claims and managing written business up to and including the time of binding according to company guidelines and established CRC procedures. Job Description ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Manage the underwriting process ensuring adherence to carrier underwriting guidelines and CRC policies and procedures. 2. Submitting appropriate information to brokerage markets for accounts that do not fit binding authority markets 3. Make underwriting decisions and solve difficult underwriting and coverage problems for retail agencies 4. Develop, maintain and cultivate strong relationships with binding-authority and brokerage carriers 5. Solicit, market, quote, bind and confirm new and existing business. 6. Negotiate the best terms and coverages available with accessible markets while properly communicating with all producers regarding submissions and decisions for new or renewal business in a timely manner. 7. Approve and disapprove endorsement requests according to internal and carrier guidelines. 8. Monitor accounts to ensure compliance with the firm's policies and procedures. 9. Meet or exceed company file documentation standards, comply with underwriting authority level standards and pass all audits performed by markets and our Internal Review Department. 10. Maintain necessary licenses. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's Degree or appropriate insurance designation 2. Three years of experience in underwriting or brokering E&S or specialty insurance products 3. Must be licensed in corresponding areas of insurance 4. Must be able to understand and independently manage the underwriting and brokerage process including analyze necessary components of insurance policies, determine terms and conditions, and price insurance products 5. Ability to understand the client's needs and have knowledge of the risk profiles associated 6. Recognize new trends and developments to the insurance industry and be able to incorporate into underwriting strategies 7. Possess strong knowledge of and experience in underwriting the types of accounts handled by the team on which they support 8. Ability to provide excellent customer service for retail insurance agencies 9. Team skills 10. Maintain current knowledge of the insurance industry 11. Good written and verbal skills General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify
    $69k-115k yearly est. Auto-Apply 13d ago
  • Inside Underwriter

    CRC Group 4.4company rating

    Underwriter job in Spring, TX

    The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America) Please review the following : Supports a team by identifying, soliciting, and arranging appropriate insurance coverage for clients by accessing binding authority and brokerage markets. Responsibilities include but not limited to underwriting new and renewal business, ensuring adherence to binding authority carrier guidelines, approving policy changes, maintaining workload, solving coverage issues, monitoring claims and managing written business up to and including the time of binding according to company guidelines and established CRC procedures.Job Description ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Manage the underwriting process ensuring adherence to carrier underwriting guidelines and CRC policies and procedures. 2. Submitting appropriate information to brokerage markets for accounts that do not fit binding authority markets 3. Make underwriting decisions and solve difficult underwriting and coverage problems for retail agencies 4. Develop, maintain and cultivate strong relationships with binding-authority and brokerage carriers 5. Solicit, market, quote, bind and confirm new and existing business. 6. Negotiate the best terms and coverages available with accessible markets while properly communicating with all producers regarding submissions and decisions for new or renewal business in a timely manner. 7. Approve and disapprove endorsement requests according to internal and carrier guidelines. 8. Monitor accounts to ensure compliance with the firm's policies and procedures. 9. Meet or exceed company file documentation standards, comply with underwriting authority level standards and pass all audits performed by markets and our Internal Review Department. 10. Maintain necessary licenses. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's Degree or appropriate insurance designation 2. Three years of experience in underwriting or brokering E&S or specialty insurance products 3. Must be licensed in corresponding areas of insurance 4. Must be able to understand and independently manage the underwriting and brokerage process including analyze necessary components of insurance policies, determine terms and conditions, and price insurance products 5. Ability to understand the client's needs and have knowledge of the risk profiles associated 6. Recognize new trends and developments to the insurance industry and be able to incorporate into underwriting strategies 7. Possess strong knowledge of and experience in underwriting the types of accounts handled by the team on which they support 8. Ability to provide excellent customer service for retail insurance agencies 9. Team skills 10. Maintain current knowledge of the insurance industry 11. Good written and verbal skills General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify
    $51k-90k yearly est. Auto-Apply 11d ago
  • E&S Underwriter

    Kaufman Financial Group

    Underwriter job in Houston, TX

    * This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.* About Us: Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous lines of business including professional liability, general liability, and commercial multi-peril risks. This structure provides maximum flexibility in responding to business opportunities as they arise. We pride ourselves on delivering exceptional service and innovative products to our clients. As part of our commitment to excellence, we are seeking a dynamic and experienced individual to join our team as an E&S Underwriter. Role Overview: As a Contract Bind Underwriter, you will play a critical role in driving the growth and profitability of our Contract Binding Division. You will be responsible for marketing our Property, Casualty and Inland Marine products to an exclusive wholesale broker, building and maintaining strong relationships, and underwriting risks in accordance with company guidelines and standards. Responsibilities * Develop and execute marketing strategies to promote our products to an exclusive wholesale broker. * Build and nurture relationships with key stakeholders, including brokers, agents, and internal teams, to drive business growth and retention. * Evaluate and underwrite P&C risks, ensuring adherence to underwriting guidelines, policies, and procedures. * Analyze and interpret data to determine risks and potential exposures. * Analyze market trends, competitive landscape, and emerging risks to identify opportunities for product enhancement and innovation. * Collaborate with the underwriting team to assess and price risks effectively while maintaining profitability targets. * Provide exceptional customer service by responding to inquiries, resolving issues, and delivering timely underwriting decisions. Qualifications * Bachelor's degree in Business, Finance, Insurance, or related field. * 2-8 years of experience in the Excess & Surplus Lines Insurance Industry * Strong knowledge of insurance principles, underwriting practices, and industry regulations. * Proven track record of building and managing relationships with brokers and agents. * Excellent analytical, negotiation, and decision-making skills. * Ability to travel: 10 - 15% * Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment. * Effective communication and presentation skills, with the ability to influence and persuade stakeholders. About Our Company A premier national provider of property and casualty insurance, Atain is an A.M. Best "A" rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team! Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
    $46k-82k yearly est. Auto-Apply 29d ago
  • Field Underwriter

    Luminous Financial

    Underwriter job in Houston, TX

    INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.
    $46k-82k yearly est. 60d+ ago
  • Senior Underwriter

    Third Coast Bank 4.1company rating

    Underwriter job in Humble, TX

    The Senior Underwriter will be a contributing member of the Commercial Underwriting team and will be viewed as a subject matter expert in a variety of industries and loan structures. This individual should have a diverse underwriting background with knowledge in C & I, CRE, OORE, NOORE, Private Wealth and Corporate Banking. The Senior Underwriter is responsible for managing the underwriting process while ensuring credit quality and adherence with Third Coast Bank's lending policy. The Underwriter will collaborate with all involved parties to ensure transactions are underwritten to meet the client's expectation. The Senior Underwriter will be a leader within the underwriting group and will play an active role in the development of best practices and in training more junior underwriters. Essential Functions: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Works independently with little or no oversight. Prepares credit packages and loan offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Serves as a subject matter expert for certain asset classes and may represent or lead department on special projects or assignments. * Support various lending departments including: Community Bank, C & I, CRE and Private Bank * Performs independent credit analysis and risk assessment on larger more complex credit relationships in a timely and efficient manner. * As a subject matter expert, Senior Underwriter will provide recommendations on credit structuring and will interact with internal and external clients. * Ability to prioritize multiple tasks to meet customer deadlines while ensuring the credit integrity of the transaction. * Proactive about identifying/delivering process improvements and helping establish best practices for the team. * Assist with the training and development of other more junior underwriters. * Build and maintain strong working relationships with the deal teams and client. * Attends in person client calls with the Line of Business to gain a better understanding on the lending relationship and proposed transactions. * This individual has recognized leadership capacity and will be viewed as a credit resource throughout the Bank. * Performs all other duties as assigned. Supervisory Responsibility: This position has no supervisory responsibilities. Job Type: This is a full-time, exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm. Travel: No travel is expected for this position. Work Environment: This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers. Physical Demands: This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching. Mental Demands: The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions. Education and Experience: * Role requires a business degree preferably in Corporate Finance or Accounting and 7 + years of underwriting or commercial banking experience. * Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks.
    $65k-119k yearly est. 7d ago
  • Lower Middle Market Energy Underwriter

    Chubb 4.3company rating

    Underwriter job in Houston, TX

    Chubb's Energy Practice is an exciting and dynamic place for individuals who are seeking career opportunity and advancement. The Commercial Insurance team has an opening for an experienced Energy Underwriter to join our Energy Practice (salary and title commensurate with experience level). This is a high-impact role that is focused on growing a Property and Casualty book comprised of Package, Automobile, Pollution, Workers' Compensation, Umbrella and International. Multi-line experience is encouraged. Ideally, the position will be housed in Chubb's Houston, TX. The candidate will be responsible for writing new business across the region. Demonstration of the following skills and abilities: Strong sales and marketing skills along with the ability to position accounts and close deals. Demonstrated success in marketing, producer/book management and new business development. Ability to successfully negotiate on all levels with both internal and external partners and nurture key producer relations. High proficiency with the underwriting process and risk analysis. Effective desk management. Exemplary ability to effectively interact with customers and coworkers at all levels. Knowledge and proficiency with underwriting technical issues, compliance, coverage, products, pricing & strategies. Results orientation, entrepreneurial spirit, business acumen, self-motivation and strong ability to work in a collaborative team environment. Responsible for the professional development, and performance assessment of team members. 3+ years underwriting experience within the Energy industry and/or Commercial experience with a desire to specialize in the Energy sectors of Power Generation, Petroleum, and Mining Experience with multiple lines of insurance Bachelor's degree
    $86k-121k yearly est. Auto-Apply 60d+ ago
  • Mortgage Underwriter

    Amcap 4.8company rating

    Underwriter job in Houston, TX

    JOB TITLE: Loan Underwriter SUMMARY: This position is responsible for underwriting mortgage loan applications and evaluation loans in order to maximize organizational profit and minimize risk or loss. DUTIES AND RESPONSIBILITIES: Reviews the automated decision and compares this decision to the facts and figures contained in the file. Reviews credit history for acceptable credit. Reviews investor guides to insure salability in the market. Reviews and analyzes income and employment history. Reviews assets available and funds sourced. Reviews collateral to insure value of the property is acceptable. Completes additional forms as required for review. Conditions the loan for additional items needed to decision the loan. Communicates effectively with Loan Officer, Loan Processor and Appraiser. Reviews portions of the compliance requirements. Performs other related duties as assigned by management. QUALIFICATIONS: Bachelor's Degree from four-year college or university preferred. Will consider a combination of education and experience. A minimum of 4 years closer/funder or related experience. Computer skills required: Microsoft Office Suite and Encompass preferred. COMPETENCIES: Adaptability - Adapts to changes in the work environment; manages competing demands. Customer Service - Manages difficult or emotional customer situations; responds promptly to customer needs; solicits customer feedback to improve service; meets commitments. Ethics - Treats people with respect; keeps commitments. Interpersonal Skills - Focuses on solving conflict, maintains confidentiality. Oral Communication - Speaks clearly and persuasively in positive or negative situations; responds well to questions. Planning/Organizing - Prioritizes and plans work activities; uses time efficiently. Problem Solving - Identifies and resolves problems in a timely manner; gathers and analyzes information skillfully; works well in group problem solving situations. Written Communication - Writes clearly and informatively. Disclaimer: This position description highlights a general description of duties and responsibilities. Employee(s) may be assigned other duties, in addition to or in lieu of those described herein, and any duties are subject to change at any time, according to the needs of the location or Company.
    $61k-78k yearly est. Auto-Apply 60d+ ago
  • Sr Production Underwriter

    UFG Career

    Underwriter job in Houston, TX

    UFG is looking for a Sr Production Underwriter to join our team in the Southwest Region! In this role you will work as a multi-line, multi-industry underwriter responsible for attracting and underwriting middle market business, deploying effective account management while fostering strong working relationships with agency partners. This role executes underwriting strategy to achieve profit and premium plans. The Sr. Production Underwriter will handle a renewal book in their territory as assigned. This role assists with the resolution of escalated issues, and mentors and coaches team members. Responsibilities: Profitably underwrite complex new and renewal business through risk selection, pricing, contractual integrity, and account management, in accordance with delegated authority, and ensuring regulatory compliance. Demonstrate critical thinking in assessing the risk and identifying exposures and controls. Price risk commensurate with exposures and controls. Set appropriate terms and conditions to deliver a profitable portfolio Document assigned files with underwriting thought process. Serve as a subject matter expert to assist team members with complex risks. Through effective portfolio management skills, achieve profit and premium plans for prescribed business unit strategies. Achieve production goals within assigned territory Responsible for marketing, which includes both in-person and virtual sales calls with agencies and insureds. Prospecting and developing a strong pipeline of new business opportunities. Develop and maintain successful relationships with producers and agencies. Represent UFG in the marketplace, articulating the company's capabilities in underwriting, risk control, and claims, across all business units at UFG. Collaborate with Business Unit and Line of Business underwriting, Sales and Distribution, Underwriting Center, Underwriting Support, Risk Control, Legal, Claims, and other internal partners to ensure optimal stakeholder management. Complete agency reviews, capturing appropriate intel around market opportunities. Provide feedback to management on the current state of the marketplace, agencies, and competition. Mentor and train team members, acting as a resource for the team to answer questions, resolve escalated issues, and provide guidance. Represent the field underwriter perspective in key corporate initiatives and projects. Support and participate in the deployment of technical underwriting training/content. Qualifications: Education: Four-year college degree preferred. Completion of or working towards AU, CIC and/or CPCU designations preferred. Experience: 5+ years commercial lines underwriting experience preferred. Knowledge, skills & abilities: Advanced risk evaluation skills and insurance contract knowledge. Capability to execute current underwriting strategy for assigned territory to make effective underwriting decisions. Strong leadership skillset to include ability to mentor, coach, and train. Ability to work in a fast-paced environment while prioritizing and completing work efficiently and effectively. Excellent customer service skills. Effective stakeholder management skillset to include ability to establish high degree of trust with internal and external partners. Analytical and problem-solving skills with an affinity for detailed accuracy. Advanced communication and negotiation skills. Strong time-management skills with the ability to meet deadlines and effective dates. Advanced knowledge of agency force and current market environment. Excellent sales skills, with proven track record of growing a profitable book of business. Working Conditions: General office conditions; remote, in-person, and hybrid options determined by manager. Travel required, as per assigned book of business and territory. Driver's license and acceptable MVR required. Disclaimer: The above statements are intended to describe the general nature and level of work being performed by individuals assigned to this job. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and skills required. Additional tasks and requirements may be assigned, as necessitated by business need. UFG retains the right to modify the description of this job at any time.
    $47k-89k yearly est. 60d+ ago
  • Group Underwriter, Senior

    Elevance Health

    Underwriter job in Houston, TX

    **Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The **Group Underwriter, Sr** is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. **How You Will Make an Impact** Primary duties may include, but are not limited to: + Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage. + Coordinates with other departments to ensure accuracy and consistency of overall account reporting. + Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. + Performs post-sale reviews. + Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. **Minimum Requirements:** Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. **Preferred Skills, Capabilities and Experiences:** + CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred + Level Funded medical underwriting experience strongly preferred. + Small group experience preferred. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $47k-89k yearly est. 3d ago
  • Account Underwriter - Management Liability

    Travelers 4.8company rating

    Underwriter job in Houston, TX

    Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Job CategoryUnderwritingCompensation Overview The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. Salary Range$68,600.00 - $113,000.00Target Openings1What Is the Opportunity?Bond & Specialty Insurance provides management and professional liability insurance, as well as surety bonds to businesses and non-profit organizations of all sizes. As an underwriter, you will have a dynamic role that blends evaluating and analyzing financial and business risk, building relationships, and selling and negotiating with clients, agents, and brokers. This role is part of the Private & Non-Profit Liability team which provides financial protection to private and non-profit companies. Team members work in a fast-paced environment that analyzes complex data related to financial performance, industry and economic exposures, and risk management practices. Coverages range from Directors and Officers Liability, Employment Practices Liability, Fiduciary Liability, CyberRisk, Kidnap and Ransom, Crime, and Identity Fraud Expense Reimbursement. As an Account Underwriter, Private & Non-Profit, you will build relationships with agents and brokers to provide insurance or surety solutions to customers through various communication and collaboration platforms such as email, phone, Zoom, Microsoft Teams, and limited in-person engagements. You will work closely with assigned Account Executive(s) and enterprise partners to analyze and evaluate risk to achieve business goals within an assigned book of business. As an Account Underwriter, you are decisive, detail-oriented, and are learning to build relationships internally and externally to drive results. As you develop the ability to assess risk and sell our products, you will contribute to the profitability and success of Travelers.What Will You Do? Manage the profitability, growth, and retention of a typically smaller assigned book of business largely composed of existing accounts. Underwrite and negotiate routine customer accounts to minimize risk and maximize profitability. Partner with leadership to execute business unit underwriting strategies across your book of business to achieve profit and growth objectives. Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to identify cross-selling opportunities. Foster and maintain relationships with external partners through regular touchpoints and engagement. Travel to such touchpoints may be requested on a limited basis. Learn to identify and capture new business opportunities using consultative marketing and sales skills. Collaborate with assigned Account Executive(s) to execute agency, region, and group sales plans with guidance from management. Complete underwriting support activities for assigned agents on a limited basis. Perform other duties as assigned. What Will Our Ideal Candidate Have? Bachelor's degree. One to three years of applicable underwriting experience. Working knowledge of products, the regulatory environment, and local market conditions. Critical thinking skills with the ability to underwrite, market products, identify financial challenges, and analyze available information to make decisions in alignment with our risk appetite. Communication skills with the ability to negotiate with agents and brokers. What is a Must Have? One year of related professional experience. What Is in It for You? Health Insurance: Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit *********************************************************
    $68.6k-113k yearly Auto-Apply 60d+ ago
  • Personal Lines Support

    Higginbotham 4.5company rating

    Underwriter job in Houston, TX

    The Personal Lines Support Representative is responsible for assisting Personal Lines with administrative tasks. Supervisory Responsibilities: None Essential Tasks: Assist customers with service requests by phone and email, process policy changes, assist with billing and claims Provide proof of insurance Identify opportunities to engage with customer Enthusiastically engage in company culture and corporate goals Identify complex requests and triage to designated Account Manager or carrier Maintain updated customer file including policy information, correspondence, and contact information Support Account Manager with processing changes and other tasks in the system Various other clerical tasks as instructed Core Competencies: Ability to Analyze and Solve Problems: Skill in recognizing challenges, exploring options, and implementing effective solutions in a timely manner Attention to Detail: A strong focus on completing tasks and projects accurately and thoroughly Communication Skills: Capable of expressing ideas clearly in both verbal and written forms and engaging with various audiences Timely Task Completion: Ability to finish tasks and projects efficiently, managing resources and priorities effectively Team Collaboration: Willingness to work together with others, promoting teamwork and supporting shared goals Client Focus: Dedication to understanding and addressing the needs of clients and stakeholders to ensure their satisfaction Dependability: Acknowledgment of the importance of being present and punctual. Creative Thinking: Openness to suggesting new ideas and methods to improve processes and outcome Organizational Skills: Capability to prioritize tasks and manage multiple projects simultaneously Adaptability: Willingness to adjust to changing situations and priorities, showing resilience in a dynamic work environment Experience and Education: High school diploma or equivalent Licensing and Credentials: None Systems: Experience with Microsoft Excel, Word, PowerPoint, and Outlook preferred Physical Requirements: Ability to lift 25 pounds Repeated use of sight to read documents and computer screens Repeated use of hearing and speech to communicate on telephone and in person Repetitive hand movements, such as keyboarding, writing, 10-key Walking, bending, sitting, reaching and stretching in all directions Notice to Recruiters and Staffing Agencies: To protect the interests of all parties, Higginbotham Insurance Agency, Inc., and our partners, will not accept unsolicited potential placements from any source other than directly from the candidate or a vendor partner under MSA with Higginbotham. Please do not contact or send unsolicited potential placements to our team members.
    $62k-109k yearly est. 60d+ ago
  • Underwriting Specialist(Commercial Construction P&C)

    CNA Holding Corporation 4.7company rating

    Underwriter job in Houston, TX

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, check out our Candidate Guide. Under technical direction, responsible for underwriting risks in a book of business. Works within specific limits of authority on assignments requiring significant technical complexity and coordination. Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations. JOB DESCRIPTION: Essential Duties & Responsibilities Performs a combination of duties in accordance with departmental guidelines: Reviews applications and financial requirements for risks requiring complex underwriting skills. Determines acceptability of risk in accordance with company guidelines and standards. Also, determines the need for additional evidence of insurability and appropriate strategy. Determines appropriate pricing based on financial and competitive analysis in line with compliance requirements. Prepares quotes and answers questions from agencies, policyholders or other external contacts and escalates issues to management along with proposed solutions as necessary. Negotiates with agents to reach positive and profitable outcomes. Notifies agencies of adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations. Analyzes quality, quantity, and profitability of risks underwritten and prepares reports for management review. Markets products and services through agencies or through the brokerage community and makes field visits. Develops and maintains agency and/or broker relationships. May provide guidance and assistance to other underwriters and to other functional areas, particularly when related to cross-sell opportunities. Keeps current on state/territory issues and regulations, industry activity and trends and freely shares information with others. Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities. Works with more senior underwriters or management on risks exceeding authority level or requiring special handling. Skills, Knowledge & Abilities 1. Advanced knowledge of underwriting and insurance industry theories and practices. 2. Demonstrated high level of technical expertise and product specific knowledge. 3. Strong interpersonal, communication and negotiation skills. Ability to effectively interact with all levels of CNA's internal and external business partners. 4. Ability to work independently. 5. Strong analytical and problem solving skills. 6. Ability to exercise independent judgment and to make critical business decisions effectively. 7. Knowledge of Microsoft Office Suite as well as other business-related software. 8. Demonstrated leadership skills. Education & Experience 1. Bachelor's degree or equivalent experience. Professional designations preferred. 2. Typically a minimum three to five years underwriting experience. As determined by CNA and depending on the applicant's experience and/or qualifications, candidates may be hired into one of two Underwriter positions: Underwriting Specialist or Underwriting Consultant. Typically 3-10+ years of related experience. #LI-ES1 CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.
    $63k-107k yearly est. Auto-Apply 60d+ ago
  • Underwriting Specialist

    Redstone Payment Solutions 4.5company rating

    Underwriter job in Houston, TX

    Job Description At Redstone Payment Solutions, we believe in the power of relationships, built on trust, honesty, and a commitment to delivering exceptional service. Since 1994, our family-owned business has been at the forefront of the payment processing industry, helping businesses grow by providing secure, cutting-edge solutions tailored to their needs. The Underwriting Analyst is responsible for collecting, analyzing, and entering merchant information to support sound business decisions regarding short-term funding. This role requires strong analytical ability, diligence, and collaboration across teams to ensure accurate decisions. Requirements Prescreening & Prequalification: Enter merchant application data accurately into internal systems Retrieve and evaluate credit information from multiple credit sources Review and analyze bank statements and credit reports Underwriting Analysis & Decision-Making: Assess all gathered information to determine business eligibility Identify whether sufficient information exists to make decisions Request additional documentation as needed Make and document decisions to properly status an application to pend, decline, or approve based on underwriting criteria Utilize the underwriting matrix and other company policies to guide decisions Exercise judgment using client data, credit bureau information, reference checks, and other third-party resources Collaboration & Communication: Partner effectively with the underwriting and risk teams: Identify and report any questionable business activities to the appropriate departments Collaborate with merchants, ISOs, sales representatives, and internal operations teams Application & Account Review: Conduct reference checks with outside vendors as required Perform quality assurance reviews post-transmission to ensure accuracy and completeness Additional Responsibilities: Provide secondary support by answering and directing incoming phone calls Deliver excellent customer service to both internal and external partners Perform other duties as assigned to support departmental and organizational objectives Qualifications: Associate or Bachelor's degree, or equivalent combination of education and work experience Minimum of 3 years of experience in financial services, underwriting, or credit analysis Strong ability to interpret and analyze credit reports and financial data Exceptional diligence and accuracy in a demanding environment Proficient data entry and organizational skills with the ability to manage multiple priorities Elevated level of integrity and discretion when overseeing sensitive information Excellent problem-solving, analytical, and decision-making abilities Strong written and verbal communication skills Demonstrated initiative, ownership, and sense of urgency in achieving results Positive attitude with the ability to thrive in a dynamic environment Benefits Health and wellness: Medical, dental, and vision insurance: Comprehensive medical, dental, and vision insurance plans with options for your dependents. Mental health support: Access to mental health services and wellness programs. Financial security: Retirement plan: 401(k) retirement savings plan with a company match. Life insurance: Employer-paid life insurance policy. Disability insurance: Short-term and long-term disability insurance. Work-life balance and time off: Paid time off (PTO): Paid time off (PTO) plus paid sick leave and holidays.
    $57k-90k yearly est. 2d ago
  • Business Lending Services Underwriter II

    Origin Bank 4.0company rating

    Underwriter job in Houston, TX

    Summary Performs underwriting duties for commercial loan relationships of $3 million or less in compliance with organizational policies/procedures and state and federal lending laws/regulations by performing the following duties. Essential Duties and Responsibilities include the following. * Evaluates loan applications up to and including loan relationships of $3 million or less for business purposes. * Analyzes income and debt levels to determine Debt Service Coverage (DSC) ratios which are critical when determining repayment ability. * Spreads and analyzes financial statements and tax returns for potential and existing customers and guarantors. * Prepares company cash flows, global cash flows, financial analysis, and collateral valuations for loan requests. * Reviews and Interprets spreads and financial info using trend analysis, ratio analysis, and other financial analysis tools for use in evaluation larger and more complex credits. * Decisions loan applications for either approval as submitted, conditional approval or denial. * Evaluates an individual's credit score (or business credit score) and historical payment records. * Assesses the risks associated with the pricing of the credit (interest rate risk), the current economic climate (market risk) and the industry or the occupation (industry risk) of the applicant. * Provides written comments to support loan decisions with each loan application that will become a permanent part of the file. * Builds and maintains strong relationships with lenders, loan assistants, and loan support staff. * Provide guidance to lenders on loan policy requirements, structure, collateral, loan covenants, and monitoring requirements for new or existing business loan requests in order to maximize profitability and minimize risk and policy exceptions. * Generally focuses on the underwriting of larger and more complex credits that require a more thorough and detailed analysis * Attends risk department/division meetings as required to maintain a current working knowledge of substandard and other higher risk relationships. Supervisory Responsibilities This job has no supervisory responsibilities. Competencies - To perform the job successfully, an individual should demonstrate the following competencies: Analytical and Design - Synthesizes complex or diverse information; Collects and researches data; Demonstrates attention to detail. Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully. Project Management - Coordinates projects; Communicates changes and progress; Completes projects on time and budget. Interpersonal Skills/Customer Service - Focuses on solving conflict, not blaming; Maintains confidentiality; Remains open to others' ideas and tries new things; Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service ; Responds to requests for service and assistance; Meets commitments. Oral and Written Communication - Listens and gets clarification; Responds well to questions; Writes clearly and informatively; Edits work for spelling and grammar; Varies writing style to meet needs; Presents numerical data effectively; Able to read and interpret written information. Teamwork - Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interests; Supports everyone's efforts to succeed. Business Acumen - Understands business implications of decisions. Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; supports organization's goals and values. Judgment - Displays willingness to make decisions; Exhibits sound and accurate judgment; Includes appropriate people in decision-making process; Makes timely decisions. Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently. Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position. Quality and Quantity - Demonstrates accuracy and thoroughness; Completes work in timely manner. Meets quarterly production goals. Adaptability - Adapts to changes in the work environment; Manages competing demands; Changes approach or method to best fit the situation; Able to deal with frequent change, delays, or unexpected events. Attendance/Punctuality and Dependability - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Follows instructions, responds to management direction. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience Bachelor's degree (B. A.) from four-year college or university; minimum five years' experience as a business underwriter; or equivalent combination of education and experience. Language Skills Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public. Mathematical Skills Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry. Reasoning Ability Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Computer Skills To perform this job successfully, an individual should have knowledge of the Internet, Outlook, Microsoft Excel and Word. Customer Service Skills Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank. Other Skills Must have strong working knowledge of the Origin Bank Lending Policy in order to provide proper decisioning of loan applications. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to stand; walk; sit and use hands to finger, handle, or feel. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. This reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion. Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights Remote positions are intended to be filled in states within our footprint, which includes: Alabama, Florida, Louisiana, Mississippi, and Texas. Any exception to this policy requires further regulatory review and approval by management.
    $46k-57k yearly est. Auto-Apply 4d ago
  • Sr. Loan Processor

    Stellantis Financial Services

    Underwriter job in Houston, TX

    Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citro n, Dodge, DS Automobiles, Fiat, Jeep , Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys. Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience. Position Summary: The Sr. Loan Processor will be responsible for processing auto loan contract packages to ensure each file is accurate and complete prior to funding by performing the following duties. Assists loan processing and funding managers with pipeline management, training of loan processors, handling complex loan files, responding to escalated calls, and may perform quality file reviews as needed. Essential Duties and Responsibilities: Reviews and ensures submitted contracts and loan packages are complete, accurate and reflect proper approval authorities. Closely inspects loan package documentation for suspicious or fraudulent documentation. Verifies calculations on the contracts prior to funding and prepares completed files for funding. Performs financial calculations such as income, payoffs, rebates and cancellation quotes, verification of employment, vehicle registration, driver s license, residence, and insurance coverage. Conducts customer interview to validate information contained in the loan documents. Serves as a liaison between Dealer, Loan Officers and Dealer Relationship Managers and assists in resolving funding issues. Maintain confidentiality when accessing personal information of consumers, including, but not limited to, Social Security numbers and dates of birth. Perform other ad-hoc tasks and duties as assigned. Qualifications and Competencies Required To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Required Experience: Minimum 2 years experience in auto finance industry as a Loan Processor, or a similar position. Education: High school diploma and or/GED. Skills Required: In-depth knowledge of loan processing procedures, regulations, and guidelines. Strong analytical and mathematical skills. Excellent communication and customer service skills. Ability to work efficiently in a fast-paced environment. Proficient in using lease software and Microsoft Office Suite. Overtime required required on an as needed basis. Travel 0-10% - as required on an as needed basis. Must have reliable transportation and live within a commutable distance to one of the following cities: Dallas, TX; Houston, TX; Phoenix, AZ. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. Work Schedule This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8AM-6PM Monday through Friday and on weekends as needed. Travel is required 10% of the time. Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.
    $46k-80k yearly est. 45d ago
  • Technical Property Underwriter

    South Bay Search 4.0company rating

    Underwriter job in Houston, TX

    5+ years of Property Account Engineering experience Desire to build wholesale broker relationships and be a production underwriter Comfortable in a start-up environment Entrepreneurial spirit Growth mindset
    $52k-87k yearly est. 60d+ ago
  • Underwriter, Energy Casualty

    The Hartford 4.5company rating

    Underwriter job in Houston, TX

    Executive Underwriter - UW07CDSenior Underwriter - UW08CA We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. The Hartford's Energy team is growing! This position is being posted in advance of an anticipated new role in 2026 As an Underwriter for Energy Casualty at The Hartford, your primary role will be to underwrite and actively pursue new business pricing, servicing the needs of our brokerage partners on an account by account basis. You'll analyze the agency book on quarter-to-quarter basis for potential action. In addition, you'll coaches and mentor staff on your team, providing support to junior underwriters. Agency Management:Typically manages higher volume and/or higher Total Written Premium goal compared to country-wide standard. May or may not act with high levels of Underwriting Authority. Creates, drives and executes on strategies for new and/or renewal accounts (prospective book management, executes on the mix strategy, low strategy, territorial and agency sales plans, etc.) Consults and provides solutions. Effectively provides excellent account management service of assigned division through strategic planning and operational excellence. Ensures the consistent delivery and execution of the Circle of Service process; tailoring a service plan for each client based on needs. Positively impacts and influences final account pricing and terms. Successfully sells the proposal. Responsible for, or influences, retention. Takes lead in communicating strategy to the agency; coordinates communications across the Enterprise; educates others on the strategy. Coaches and mentors others on Agency Management. Trusted advisor to agents and brokers; manages the book of business Sales: Establishes and maintains pipeline. Manages cross-sell and up-sell opportunities across team; generates cross-sell opportunities. Manages the sales process including planning, operating routines, and monitoring. Sources opportunities for other team members. Coaches and mentors others on sales practices. Is well versed about every aspect of The Hartford's Value proposition to best position us for success. Is professionally demanding and holds internal and external customers accountable. Service: Consulting with the agents to answer questions regarding coverage, explaining processes, directing the agents to appropriate resources within the Hartford based on their unique needs. Directs and coordinates identified service issues. Is highly familiar with how service operates. Makes recommendations to service; provides feedback to Service leaders You're capable of underwriting highly complex business and will require limited support from senior underwriters and infrequent referral activity to complete quotes. Qualifications: + 5+ years of commercial underwriting experience; Experience underwriting General Liability and Umbrella preferred; candidates with less experience may be considered for an alternate titled position + Prior experience underwriting energy casualty operations (upstream & midstream oil & gas, renewables, alternative energy and/or mining) preferred + Demonstrated success in developing and maintaining solid relationships with all internal and external business partners + Excellent communication, interpersonal and presentation skills + An ability to think analytically about business problems, make recommendations and propose solutions + High energy self-starter, who is resilient and has an entrepreneurial spirit + Demonstration of solid time, organizational, and desk management skills + Goal-oriented and delivers outcomes + Ability to challenge the status quo and compete to win + Superior technical knowledge and sound decision-making and analytical skills * The Hartford is proud to offer our teammates a hybrid work environment. Selected candidate must be located in commuting distance to one of the listed locations and have the ability to travel within the assigned region given the broker facing sales nature of this role. * Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: 98,800 to 196,800 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (********************************************* Every day, a day to do right. Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day. About Us (************************************* Our Culture What It's Like to Work Here (************************************************** Perks & Benefits Legal Notice (***************************************** Accessibility Statement Producer Compensation (************************************************** EEO Privacy Policy (************************************************** California Privacy Policy Your California Privacy Choices (****************************************************** International Privacy Policy Canadian Privacy Policy (**************************************************** Unincorporated Areas of LA County, CA (Applicant Information) MA Applicant Notice (******************************************** Hartford India Prospective Personnel Privacy Notice
    $73k-101k yearly est. 3d ago
  • Commercial Lines Support

    Higginbotham 4.5company rating

    Underwriter job in Houston, TX

    The Commercial Lines Support Representative is responsible for assisting Commercial Lines with administrative tasks. Supervisory Responsibilities: None Essential Tasks: Copy jobs with provided specific instructions Typing/preparing proposal tabs as instructed Printing proposals as instructed Compiling proposals in either binders or by using binding machine Assist customers with service requests by phone and email, process policy changes, assist with billing and claims Provide proof of insurance Identify opportunities to engage with customer Enthusiastically engage in company culture and corporate goals Identify complex requests and triage to designated Account Manager or carrier Maintain updated customer file including policy information, correspondence, and contact information Support Account Manager with processing changes and other tasks in the system Various other clerical tasks as instructed Core Competencies: Ability to Analyze and Solve Problems: Skill in recognizing challenges, exploring options, and implementing effective solutions in a timely manner Attention to Detail: A strong focus on completing tasks and projects accurately and thoroughly Communication Skills: Capable of expressing ideas clearly in both verbal and written forms and engaging with various audiences Timely Task Completion: Ability to finish tasks and projects efficiently, managing resources and priorities effectively Team Collaboration: Willingness to work together with others, promoting teamwork and supporting shared goals Client Focus: Dedication to understanding and addressing the needs of clients and stakeholders to ensure their satisfaction Dependability: Acknowledgment of the importance of being present and punctual. Creative Thinking: Openness to suggesting new ideas and methods to improve processes and outcome Organizational Skills: Capability to prioritize tasks and manage multiple projects simultaneously Adaptability: Willingness to adjust to changing situations and priorities, showing resilience in a dynamic work environment Experience and Education: High school diploma or equivalent Licensing and Credentials: None Systems: Experience with Microsoft Excel, Word, PowerPoint, and Outlook preferred Physical Requirements: Ability to lift 25 pounds Repeated use of sight to read documents and computer screens Repeated use of hearing and speech to communicate on telephone and in person Repetitive hand movements, such as keyboarding, writing, 10-key Walking, bending, sitting, reaching and stretching in all directions Notice to Recruiters and Staffing Agencies: To protect the interests of all parties, Higginbotham Insurance Agency, Inc., and our partners, will not accept unsolicited potential placements from any source other than directly from the candidate or a vendor partner under MSA with Higginbotham. Please do not contact or send unsolicited potential placements to our team members.
    $59k-100k yearly est. 60d+ ago

Learn more about underwriter jobs

How much does an underwriter earn in Spring, TX?

The average underwriter in Spring, TX earns between $36,000 and $105,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Spring, TX

$62,000

What are the biggest employers of Underwriters in Spring, TX?

The biggest employers of Underwriters in Spring, TX are:
  1. CRC Insurance Services Inc
  2. CRC Companies
  3. Crump Group, Inc.
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