Underwriter, Energy Casualty
Underwriter job in Houston, TX
Executive Underwriter - UW07CDSenior Underwriter - UW08CA
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
The Hartford's Energy team is growing! This position is being posted in advance of an anticipated new role in 2026
*The title of this role will be flexible depending on the candidate's level of experience.
As an Underwriter for Energy Casualty at The Hartford, your primary role will be to underwrite and actively pursue new business pricing, servicing the needs of our brokerage partners on an account by account basis. You'll analyze the agency book on quarter-to-quarter basis for potential action. In addition, you'll coaches and mentor staff on your team, providing support to junior underwriters.
Agency Management:
Typically manages higher volume and/or higher Total Written Premium goal compared to country-wide standard. May or may not act with high levels of Underwriting Authority. Creates, drives and executes on strategies for new and/or renewal accounts (prospective book management, executes on the mix strategy, low strategy, territorial and agency sales plans, etc.) Consults and provides solutions. Effectively provides excellent account management service of assigned division through strategic planning and operational excellence. Ensures the consistent delivery and execution of the Circle of Service process; tailoring a service plan for each client based on needs. Positively impacts and influences final account pricing and terms. Successfully sells the proposal. Responsible for, or influences, retention. Takes lead in communicating strategy to the agency; coordinates communications across the Enterprise; educates others on the strategy. Coaches and mentors others on Agency Management. Trusted advisor to agents and brokers; manages the book of business
Sales:
Establishes and maintains pipeline. Manages cross-sell and up-sell opportunities across team; generates cross-sell opportunities. Manages the sales process including planning, operating routines, and monitoring. Sources opportunities for other team members. Coaches and mentors others on sales practices. Is well versed about every aspect of The Hartford's Value proposition to best position us for success. Is professionally demanding and holds internal and external customers accountable.
Service:
Consulting with the agents to answer questions regarding coverage, explaining processes, directing the agents to appropriate resources within the Hartford based on their unique needs. Directs and coordinates identified service issues. Is highly familiar with how service operates. Makes recommendations to service; provides feedback to Service leaders
You're capable of underwriting highly complex business and will require limited support from senior underwriters and infrequent referral activity to complete quotes.
Qualifications:
5+ years of commercial underwriting experience; Experience underwriting General Liability and Umbrella preferred; candidates with less experience may be considered for an alternate titled position
Prior experience underwriting energy casualty operations (upstream & midstream oil & gas, renewables, alternative energy and/or mining) preferred
Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
Excellent communication, interpersonal and presentation skills
An ability to think analytically about business problems, make recommendations and propose solutions
High energy self-starter, who is resilient and has an entrepreneurial spirit
Demonstration of solid time, organizational, and desk management skills
Goal-oriented and delivers outcomes
Ability to challenge the status quo and compete to win
Superior technical knowledge and sound decision-making and analytical skills
* The Hartford is proud to offer our teammates a hybrid work environment. Selected candidate must be located in commuting distance to one of the listed locations and have the ability to travel within the assigned region given the broker facing sales nature of this role. *
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
98,800 to 196,800
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
Auto-ApplyUnderwriter
Underwriter job in Houston, TX
Company Details
Berkley Accident and Health is a risk management company that designs innovative solutions to address the unique challenges of each client. With our entrepreneurial culture and strong emphasis on analytics, we can help employers better manage their risk. We offer a broad range of products, including employer stop loss, benefit captives, provider stop loss, HMO reinsurance, and specialty accident. The key to Berkley's success is our nimble approach to risk - our ability to quickly understand, think through, and devise a plan that addresses each client's challenges, coupled with the strong backing of a Fortune 500 company. Our parent company, W. R. Berkley Corporation, is one of the largest and best managed property/casualty insurers in the United States.
#LI-AV1 #LI-Remote
This position can either be fully remote (if not within commutable distance to the office) or based in one of our offices:
Hamilton Square, NJ
Atlanta, GA
Kulpsville, PA
Midtown NYC (47th & 3rd)
Our offices offer a hybrid work schedule with 4 days in the office; and 1 day remote where it makes sense to do so.
The company is an equal employment opportunity employer.
Responsibilities
As a Senior Underwriter, you will seek profitable growth of the company's portfolio of
specialty accident business
by analyzing and selecting risks based on qualified underwriting criteria that adhere to the company's established underwriting guidelines. The Underwriter will work closely with more seasoned underwriting staff to develop more advanced underwriting acumen over time. You'll also gain a more thorough understanding of the Company's compliance, actuarial, claims and distribution departments, all of which will advance your experience and judgement level as an Underwriter.
This role will report to the AVP, Underwriting - Specialty Acccident. We'll trust you to manage your workload with a sense of urgency around quote deadlines and production targets. This role will require proactive collaboration with underwriting management to review more complex cases requiring a higher degree of underwriting authority.
What you can expect:
Culture of innovation, teamwork, supportive colleagues and leaders willing to invest in talent
Internal mobility opportunities
Visibility to senior leaders and partnership with cross functional teams
Opportunity to impact change
Benefits - competitive compensation, paid time off, comprehensive wellness benefits and programs, employer funded health savings account, profit sharing, 401k, paid parental leave, employee stock purchase plan, tuition assistance and professional continuing education
We'll count on you to:
Write and retain profitable accident cases adhering to the company's guidelines and within assigned letter of authority.
Be accountable for the Special Risk underwriting results for a region, including account retention, underwriting margin and book profitability targets
Exhibit and maintain high standards for underwriting including risk selection, pricing performance, and account documentation.
Ensure compliance with underwriting best practices and guidelines, ensuring they are implemented appropriately and consistently across the book of business
Partner with Director of Business Development to:
Establish and meet sales and underwriting goals
Manage workflow between underwriting and distribution to meet service level expectations, market expectations and brand promise
Deliver best-in-market service to our distribution partners without sacrificing profitability
Provide insight into continued development of automated and integrated underwriting administrative platform
Partner with operations/systems to develop and implement process and service improvement plans
Develop knowledge of and comfort with the full suite of A&H products, able to represent them all in your marketplace
Work on special projects as assigned
Qualifications
Minimum 2 - 5 years of experience as an Underwriter
Knowledge of Participant Accident and Corporate Accident (BTA) products are required.
Knowledge of K-12 and or Inter collegiate sports products are preferred but not required.
An understanding of the needs of our customers, both insureds and their agents alike. You will be an excellent, pro-active advocate for Berkley A&H customers and are passionate about their brand experience
Exceptional oral and written communication skills. Your communication style is flexible to the situation. You communicate clearly and with a purpose.
Calm under pressure. You have excellent organizational skills, integrity, and great follow-through on tasks. You are comfortable challenging norms while working collaboratively with colleagues at all levels of the organization.
A strong customer service bias. You are known for your super responsiveness. You can say no and preserve your relationships, but you want to get to yes.
An analytical mind. You love to dive into the details of an account in order to craft pricing and coverage that meet underwriting guidelines, profitability models and customer needs.
Proficiency with the Microsoft suite of products. Experience with policy management and underwriting systems a plus.
Establish and maintain positive working relationships with all operational areas, management and staff to further the company's mission
Strong consulting and interpersonal skills with an ability to interact with brokers, clients and service vendors.
Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role include:
• Base Salary Range: $100,000 - $120,000
• Eligible to participate in annual discretionary bonus.
• Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role
Auto-ApplyUnderwriter - Private/Non-Profit Management Liability Center
Underwriter job in Houston, TX
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
Under broad supervision, responsible for underwriting risks in a renewal book of business for Private/Non-Profit Management Liability. Works within limited authority on assignments of moderate technical complexity. Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations.
JOB DESCRIPTION:
Essential Duties & Responsibilities
Performs a combination of duties in accordance with departmental guidelines:
* Reviews applications and financial requirements for risks requiring moderate technical underwriting skills. Determines acceptability of risk in accordance with company guidelines and standards.
* Recommends appropriate pricing and coverage modifications or enhancements for risks after complete analysis and consideration of applicant documentation, business factors and competitive situations.
* Prepares quotes and answers questions from agencies, internal and external contacts and escalates issues as necessary.
* Prepares written communication on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations. Verbally notifies agents of decisions where appropriate in order to ensure clear understanding of the decision.
* Analyzes quality, quantity, and profitability of risks underwritten and prepares reports for management review.
* May assist in marketing products and services through agencies or through the brokerage community and makes field visits.
* Develops and maintains positive agency and/or broker relationships to ensure positive outcomes.
* Keeps current on state/territory issues, regulations and trends.
* Works with more senior underwriters or management on risks exceeding authority level or requiring special handling.
* Develop proficiency in all relevant CNA systems. Also, may update the underwriting systems.
Skills, Knowledge & Abilities
1. Knowledge of underwriting and insurance industry theories and practices.
2. Developing technical expertise and negotiation skills and product specific knowledge of Private/Non-Profit Management Liability.
3. Strong interpersonal and communication skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
4. Ability to work independently.
5. Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly, adapt quickly to change, and to manage and prioritize multiple concurrent projects.
6. Ability to exercise independent judgment and make sound business decisions effectively.
7. Knowledge of Microsoft Office Suite as well as other business-related software.
8. Demonstrated leadership skills
Education & Experience
1. Bachelor's degree or equivalent experience.
2. Completion of a formal underwriting training program or minimum one year underwriting experience.
#LI-KE1
#LI-Hybrid
In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $47,000 to $78,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com.
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.
Auto-ApplyUpstream Energy Underwriter
Underwriter job in Houston, TX
The Upstream Energy Underwriter is responsible for managing a portfolio of accounts and driving new and renewal business opportunities. The role assesses risks associated with insuring properties and liabilities, evaluates applications, analyzes data, and determines coverage terms and premiums to ensure sound underwriting decisions. They develop and maintain underwriting practices and guidelines as per delegated authority and build relationships with brokers and other stakeholders in the designated portfolio.
What will your job entail?
Job Responsibilities:
• Underwrites new and renewal upstream energy business, analyzes policy forms, broker endorsement requests, and submitted documentation as per company underwriting standards and guidelines and obtains additional information as needed.
• Determines whether to accept, modify or decline a risk through evaluation of the coverage value, location, usage, safety features, and other factors pertinent to the decision.
• Determines appropriate coverage limits and insurance premiums, policy terms and conditions based on risk assessment and underwriting guidelines and ensures active portfolio management of property and casualty accounts.
• Delivers services for new property and casualty business and renewals while demonstrating professionalism, technical knowledge, and adherence to underwriting guidelines.
• Examines, identifies, and evaluates exposures and ensures compliance with state and country laws and guidelines established by carriers and the organization.
• Provides premium forecasts and business plans to support budget and performance targets.
• Maintains existing broker relationships and collaborates across teams to manage production activities such as submissions, quotes, declines, binds, issuance to provide accurate, timely, and quality service to clients.
• Builds professional, long-term relationships in the designated portfolio and as per delegated authority limits and partners with brokers to create customized insurance solutions as needed to service a client.
• Creates opportunities for new business, maximizes retention of assigned portfolio and ensures timely review of renewal business to achieve business targets.
• Executes marketing activities, attends seminars and training, and stays abreast on market dynamics and property and casualty underwriting trends.
• Stays informed about industry trends, emerging risks in the property and casualty sector, terminology, regulations and adjusts underwriting strategies accordingly.
Work Experience and Education:
• Bachelor's degree or Master's degree in Risk Management, Actuarial and Business Administration required. Any other related discipline or commensurate work experience considered.
• 5+ years of experience in Underwriting, energy experience preferred.
Licenses & Certifications:
• Must meet minimum requirements for state P&C and/or surplus line licenses.
• Chartered Property Casualty Underwriter (CPCU) is a plus.
Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.
How We Support Our Teammates
Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.
The target salary range for this position is $85,855.00 - $100,000.00 annually.
The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website *****************************
We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at *************
The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Auto-ApplyE&S Underwriter
Underwriter job in Houston, TX
* This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.* About Us: Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous lines of business including professional liability, general liability, and commercial multi-peril risks. This structure provides maximum flexibility in responding to business opportunities as they arise. We pride ourselves on delivering exceptional service and innovative products to our clients. As part of our commitment to excellence, we are seeking a dynamic and experienced individual to join our team as an E&S Underwriter.
Role Overview:
As a Contract Bind Underwriter, you will play a critical role in driving the growth and profitability of our Contract Binding Division. You will be responsible for marketing our Property, Casualty and Inland Marine products to an exclusive wholesale broker, building and maintaining strong relationships, and underwriting risks in accordance with company guidelines and standards.
Responsibilities
* Develop and execute marketing strategies to promote our products to an exclusive wholesale broker.
* Build and nurture relationships with key stakeholders, including brokers, agents, and internal teams, to drive business growth and retention.
* Evaluate and underwrite P&C risks, ensuring adherence to underwriting guidelines, policies, and procedures.
* Analyze and interpret data to determine risks and potential exposures.
* Analyze market trends, competitive landscape, and emerging risks to identify opportunities for product enhancement and innovation.
* Collaborate with the underwriting team to assess and price risks effectively while maintaining profitability targets.
* Provide exceptional customer service by responding to inquiries, resolving issues, and delivering timely underwriting decisions.
Qualifications
* Bachelor's degree in Business, Finance, Insurance, or related field.
* 2-8 years of experience in the Excess & Surplus Lines Insurance Industry
* Strong knowledge of insurance principles, underwriting practices, and industry regulations.
* Proven track record of building and managing relationships with brokers and agents.
* Excellent analytical, negotiation, and decision-making skills.
* Ability to travel: 10 - 15%
* Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment.
* Effective communication and presentation skills, with the ability to influence and persuade stakeholders.
About Our Company
A premier national provider of property and casualty insurance, Atain is an A.M. Best "A" rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team!
Equal Opportunity Employer
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
Auto-ApplyField Underwriter
Underwriter job in Houston, TX
INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE!
We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals.
WHO WE ARE
We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve.
What do distributors do?
We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency.
The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales!
We have an unmatched and proven hiring and onboarding system in place.
Great carrier overrides and bonuses!
Job requirements
Life insurance license or willing to obtain one.
You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well.
What do we offer?
If you currently have a Life Insurance license, then you can be in the field within one week
If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less!
There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program.
Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position
Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office.
We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads.
Renewals are 100% vested from day one - there is no waiting period!
Flexible schedule - you are your own boss and you set your own schedule
Opportunity for advancement into leadership and management roles.
Underwriter
Underwriter job in Houston, TX
If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we're hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking an Underwriter. We are seeking a detail-oriented and analytical Homeowners Underwriter to evaluate risks, assess policy applications, and make sound underwriting decisions for homeowners insurance. The successful candidate will ensure that policies are issued within company guidelines while maintaining profitability and compliance standards.
What you'd be doing:
Review and analyze new and renewal applications for homeowners insurance coverage.
Evaluate risk characteristics of individuals and properties using internal guidelines, inspection reports, and external data sources (e.g., CLUE, ISO, property inspections).
Determine appropriate coverage limits, premium levels, and policy terms based on risk assessment.
Approve, modify, or decline insurance applications in accordance with company underwriting guidelines and state regulations.
Collaborate with agents and brokers to obtain necessary information, explain underwriting decisions, and develop strong working relationships.
Maintain accurate documentation of underwriting decisions and correspondence in the policy management system.
Stay current on industry trends, regulatory changes, and competitor practices to ensure underwriting practices remain competitive and compliant.
Participate in training and development activities to continually improve underwriting knowledge and skills.
We're looking for someone who has:
Bachelor's degree in business, finance, insurance, or a related field (preferred).
2-5 years of personal lines insurance underwriting experience, preferably in homeowners insurance.
Highly preferred candidates also have:
Industry certifications (e.g., CPCU, AINS, AU) are a plus.
Strong analytical and decision-making abilities.
Excellent communication and interpersonal skills.
Attention to detail with a focus on accuracy and risk assessment.
Ability to manage workload effectively and meet deadlines in a fast-paced environment.
Proficient in Microsoft Office and underwriting tools.
About SageSure:
Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed markets in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 50 competitively priced home, flood, earthquake, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $1.9 billion of inforce premium and helps protect 640,000 policyholders.
SageSure has more than 1000 employees working remotely or in-office across nine offices: Cheshire, Connecticut; Chicago, Illinois; Cincinnati, Ohio; Houston, Texas; Jersey City, New Jersey; Mountain View, California; Marlton, New Jersey; Tallahassee, Florida; and Seattle, Washington.
SageSure offers generous health benefits and perks, including tuition reimbursement, wellness allowance, paid volunteer time off, a matching 401K plan, and more.
SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.
Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.
Auto-ApplySenior Underwriter
Underwriter job in Humble, TX
Job Description
The Senior Underwriter will be a contributing member of the Commercial Underwriting team and will be viewed as a subject matter expert in a variety of industries and loan structures. This individual should have a diverse underwriting background with knowledge in C & I, CRE, OORE, NOORE, Private Wealth and Corporate Banking. The Senior Underwriter is responsible for managing the underwriting process while ensuring credit quality and adherence with Third Coast Bank's lending policy. The Underwriter will collaborate with all involved parties to ensure transactions are underwritten to meet the client's expectation. The Senior Underwriter will be a leader within the underwriting group and will play an active role in the development of best practices and in training more junior underwriters.
Essential Functions:
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Works independently with little or no oversight. Prepares credit packages and loan offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Serves as a subject matter expert for certain asset classes and may represent or lead department on special projects or assignments.
Support various lending departments including: Community Bank, C & I, CRE and Private Bank
Performs independent credit analysis and risk assessment on larger more complex credit relationships in a timely and efficient manner.
As a subject matter expert, Senior Underwriter will provide recommendations on credit structuring and will interact with internal and external clients.
Ability to prioritize multiple tasks to meet customer deadlines while ensuring the credit integrity of the transaction.
Proactive about identifying/delivering process improvements and helping establish best practices for the team.
Assist with the training and development of other more junior underwriters.
Build and maintain strong working relationships with the deal teams and client.
Attends in person client calls with the Line of Business to gain a better understanding on the lending relationship and proposed transactions.
This individual has recognized leadership capacity and will be viewed as a credit resource throughout the Bank.
Performs all other duties as assigned.
Supervisory Responsibility:
This position has no supervisory responsibilities.
Job Type:
This is a full-time, exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm.
Travel:
No travel is expected for this position.
Work Environment:
This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers.
Physical Demands:
This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching.
Mental Demands:
The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions.
Education and Experience:
Role requires a business degree preferably in Corporate Finance or Accounting and 7 + years of underwriting or commercial banking experience.
Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks.
Senior Underwriter-Primary Casualty Construction
Underwriter job in Houston, TX
About Everest Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling businesses to survive and thrive, and economies to function and flourish. We are underwriters of risk, growth, progress and opportunity. We are a global team focused on disciplined capital allocation and long-term value creation for all stakeholders, who care deeply about our impact on communities and the wider world.
About Everest Evolution
Everest Evolution is the Wholesale-Exclusive arm of Everest, serving the dynamic and rapidly growing US E&S market. Everest Evolution offers Property and Casualty insurance products across multiple business units, with wholesale-exclusivity for various products within the Construction, Energy, Environmental, Real Estate & Hospitality, and Public Entity sectors.
Overview:
Everest Evolution, a member of the Everest Group, Ltd. (Everest), is looking for a Senior Underwriter to join our Primary Construction Casualty team, with a position available in our New Jersey, New York, Atlanta, Los Angeles, San Francisco, Boston, Chicago, Philadelphia, or Houston office. This role will report to the Head of Primary Construction. In this role, you will possess a strong background in underwriting construction casualty risks, have established market relationships, and be committed to delivering outstanding service and underwriting results.
Responsibilities include but not limited to:
* Underwriting and pricing Primary Casualty policies for US construction-based risks for various program types.
* Cultivating strong relationships with brokers, clients and key industry stakeholders.
* Collaboratively working with our internal Claims, Actuarial, Risk Engineering, Regional Leadership and Sales & Distribution teams to effectively meet quality servicing standards and to achieve underwriting goals.
* Adhering to portfolio management goals and objectives to ensure underwriting discipline and book profitability.
* Conducting thorough risk assessments for construction-related accounts and ensuring timely and accurate file documentation.
* Growing the construction portfolio in preferred casualty construction business.
* Supporting construction industry practice initiatives across the broader organization and other underwriting business units.
* Participating in relevant industry events and conferences.
Qualifications, Education & Experience:
* Bachelor's Degree preferred.
* At least 4-7 years of casualty insurance industry underwriting experience, with construction experience preferred.
* Experience in working on various program types, such as wrap-up programs, project-specific placements and annual renewable contractor programs.
* Existing market relationships with construction casualty producers and agents.
* Strong analytical as well as communication and presentation skills.
* Able to think creatively around risks and program design.
The base salary range for this position is $120,000-$160,000 annually. The rate of compensation offered will be based on individual education, experience, qualifications and work location. All offers include access to a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO).
What if I don't meet every requirement? At Everest we are dedicated to building an inclusive and authentic workplace. So, if you are excited about this role but your past experience doesn't align perfectly with every element in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Please let us know if you need any accommodations throughout the application or interview process.
Our Culture
At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Click here to learn more about our culture.
* Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging.
* Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.
All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve.
Type:
Regular
Time Type:
Full time
Primary Location:
Warren, NJ
Additional Locations:
Atlanta, GA, Boston, MA, Chicago, IL - South Riverside, Houston, TX, Los Angeles, CA, New York, NY, Philadelphia, PA, San Francisco, CA
Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law. As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at *********************************.
Everest U.S. Privacy Notice | Everest (everestglobal.com)
Auto-ApplyLower Middle Market Energy Underwriter
Underwriter job in Houston, TX
Chubb's Energy Practice is an exciting and dynamic place for individuals who are seeking career opportunity and advancement. The Commercial Insurance team has an opening for an experienced Energy Underwriter to join our Energy Practice (salary and title commensurate with experience level). This is a high-impact role that is focused on growing a Property and Casualty book comprised of Package, Automobile, Pollution, Workers' Compensation, Umbrella and International.
Multi-line experience is encouraged. Ideally, the position will be housed in Chubb's Houston, TX. The candidate will be responsible for writing new business across the region.
Demonstration of the following skills and abilities:
Strong sales and marketing skills along with the ability to position accounts and close deals.
Demonstrated success in marketing, producer/book management and new business development.
Ability to successfully negotiate on all levels with both internal and external partners and nurture key producer relations.
High proficiency with the underwriting process and risk analysis.
Effective desk management.
Exemplary ability to effectively interact with customers and coworkers at all levels.
Knowledge and proficiency with underwriting technical issues, compliance, coverage, products, pricing & strategies.
Results orientation, entrepreneurial spirit, business acumen, self-motivation and strong ability to work in a collaborative team environment.
Responsible for the professional development, and performance assessment of team members.
3+ years underwriting experience within the Energy industry and/or Commercial experience with a desire to specialize in the Energy sectors of Power Generation, Petroleum, and Mining
Experience with multiple lines of insurance
Bachelor's degree
Auto-ApplyMortgage Underwriter
Underwriter job in Houston, TX
JOB TITLE: Loan Underwriter
SUMMARY: This position is responsible for underwriting mortgage loan applications and evaluation loans in order to maximize organizational profit and minimize risk or loss.
DUTIES AND RESPONSIBILITIES:
Reviews the automated decision and compares this decision to the facts and figures contained in the file.
Reviews credit history for acceptable credit.
Reviews investor guides to insure salability in the market.
Reviews and analyzes income and employment history.
Reviews assets available and funds sourced.
Reviews collateral to insure value of the property is acceptable.
Completes additional forms as required for review.
Conditions the loan for additional items needed to decision the loan.
Communicates effectively with Loan Officer, Loan Processor and Appraiser.
Reviews portions of the compliance requirements.
Performs other related duties as assigned by management.
QUALIFICATIONS:
Bachelor's Degree from four-year college or university preferred. Will consider a combination of education and experience.
A minimum of 4 years closer/funder or related experience.
Computer skills required: Microsoft Office Suite and Encompass preferred.
COMPETENCIES:
Adaptability - Adapts to changes in the work environment; manages competing demands.
Customer Service - Manages difficult or emotional customer situations; responds promptly to customer needs; solicits customer feedback to improve service; meets commitments.
Ethics - Treats people with respect; keeps commitments.
Interpersonal Skills - Focuses on solving conflict, maintains confidentiality.
Oral Communication - Speaks clearly and persuasively in positive or negative situations; responds well to questions.
Planning/Organizing - Prioritizes and plans work activities; uses time efficiently.
Problem Solving - Identifies and resolves problems in a timely manner; gathers and analyzes information skillfully; works well in group problem solving situations.
Written Communication - Writes clearly and informatively.
Disclaimer:
This position description highlights a general description of duties and responsibilities. Employee(s) may be assigned other duties, in addition to or in lieu of those described herein, and any duties are subject to change at any time, according to the needs of the location or Company.
Auto-ApplyAccount Underwriter - Management Liability
Underwriter job in Houston, TX
Who Are We?
Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
Job CategoryUnderwritingCompensation Overview
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
Salary Range$68,600.00 - $113,000.00Target Openings1What Is the Opportunity?Bond & Specialty Insurance provides management and professional liability insurance, as well as surety bonds to businesses and non-profit organizations of all sizes. As an underwriter, you will have a dynamic role that blends evaluating and analyzing financial and business risk, building relationships, and selling and negotiating with clients, agents, and brokers.
This role is part of the Private & Non-Profit Liability team which provides financial protection to private and non-profit companies. Team members work in a fast-paced environment that analyzes complex data related to financial performance, industry and economic exposures, and risk management practices. Coverages range from Directors and Officers Liability, Employment Practices Liability, Fiduciary Liability, CyberRisk, Kidnap and Ransom, Crime, and Identity Fraud Expense Reimbursement.
As an Account Underwriter, Private & Non-Profit, you will build relationships with agents and brokers to provide insurance or surety solutions to customers through various communication and collaboration platforms such as email, phone, Zoom, Microsoft Teams, and limited in-person engagements. You will work closely with assigned Account Executive(s) and enterprise partners to analyze and evaluate risk to achieve business goals within an assigned book of business.
As an Account Underwriter, you are decisive, detail-oriented, and are learning to build relationships internally and externally to drive results. As you develop the ability to assess risk and sell our products, you will contribute to the profitability and success of Travelers.What Will You Do?
Manage the profitability, growth, and retention of a typically smaller assigned book of business largely composed of existing accounts.
Underwrite and negotiate routine customer accounts to minimize risk and maximize profitability.
Partner with leadership to execute business unit underwriting strategies across your book of business to achieve profit and growth objectives.
Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to identify cross-selling opportunities.
Foster and maintain relationships with external partners through regular touchpoints and engagement. Travel to such touchpoints may be requested on a limited basis.
Learn to identify and capture new business opportunities using consultative marketing and sales skills.
Collaborate with assigned Account Executive(s) to execute agency, region, and group sales plans with guidance from management.
Complete underwriting support activities for assigned agents on a limited basis.
Perform other duties as assigned.
What Will Our Ideal Candidate Have?
Bachelor's degree.
One to three years of applicable underwriting experience.
Working knowledge of products, the regulatory environment, and local market conditions.
Critical thinking skills with the ability to underwrite, market products, identify financial challenges, and analyze available information to make decisions in alignment with our risk appetite.
Communication skills with the ability to negotiate with agents and brokers.
What is a Must Have?
One year of related professional experience.
What Is in It for You?
Health Insurance: Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
Employment Practices
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit *********************************************************
Auto-ApplyPersonal Lines Support
Underwriter job in Houston, TX
The Personal Lines Support Representative is responsible for assisting Personal Lines with administrative tasks.
Supervisory Responsibilities: None
Essential Tasks:
Assist customers with service requests by phone and email, process policy changes, assist with billing and claims
Provide proof of insurance
Identify opportunities to engage with customer
Enthusiastically engage in company culture and corporate goals
Identify complex requests and triage to designated Account Manager or carrier
Maintain updated customer file including policy information, correspondence, and contact information
Support Account Manager with processing changes and other tasks in the system
Various other clerical tasks as instructed
Core Competencies:
Ability to Analyze and Solve Problems: Skill in recognizing challenges, exploring options, and implementing effective solutions in a timely manner
Attention to Detail: A strong focus on completing tasks and projects accurately and thoroughly
Communication Skills: Capable of expressing ideas clearly in both verbal and written forms and engaging with various audiences
Timely Task Completion: Ability to finish tasks and projects efficiently, managing resources and priorities effectively
Team Collaboration: Willingness to work together with others, promoting teamwork and supporting shared goals
Client Focus: Dedication to understanding and addressing the needs of clients and stakeholders to ensure their satisfaction
Dependability: Acknowledgment of the importance of being present and punctual.
Creative Thinking: Openness to suggesting new ideas and methods to improve processes and outcome
Organizational Skills: Capability to prioritize tasks and manage multiple projects simultaneously
Adaptability: Willingness to adjust to changing situations and priorities, showing resilience in a dynamic work environment
Experience and Education:
High school diploma or equivalent
Licensing and Credentials:
None
Systems:
Experience with Microsoft Excel, Word, PowerPoint, and Outlook preferred
Physical Requirements:
Ability to lift 25 pounds
Repeated use of sight to read documents and computer screens
Repeated use of hearing and speech to communicate on telephone and in person
Repetitive hand movements, such as keyboarding, writing, 10-key
Walking, bending, sitting, reaching and stretching in all directions
Notice to Recruiters and Staffing Agencies: To protect the interests of all parties, Higginbotham Insurance Agency, Inc., and our partners, will not accept unsolicited potential placements from any source other than directly from the candidate or a vendor partner under MSA with Higginbotham. Please do not contact or send unsolicited potential placements to our team members.
Underwriting Specialist(Commercial Construction P&C)
Underwriter job in Houston, TX
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them - and their family members - achieve their physical, financial, emotional and social wellbeing goals.
For a detailed look at CNA's benefits, check out our Candidate Guide.
Under technical direction, responsible for underwriting risks in a book of business. Works within specific limits of authority on assignments requiring significant technical complexity and coordination. Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations.
JOB DESCRIPTION:
Essential Duties & Responsibilities
Performs a combination of duties in accordance with departmental guidelines:
Reviews applications and financial requirements for risks requiring complex underwriting skills. Determines acceptability of risk in accordance with company guidelines and standards. Also, determines the need for additional evidence of insurability and appropriate strategy.
Determines appropriate pricing based on financial and competitive analysis in line with compliance requirements.
Prepares quotes and answers questions from agencies, policyholders or other external contacts and escalates issues to management along with proposed solutions as necessary. Negotiates with agents to reach positive and profitable outcomes.
Notifies agencies of adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations.
Analyzes quality, quantity, and profitability of risks underwritten and prepares reports for management review.
Markets products and services through agencies or through the brokerage community and makes field visits. Develops and maintains agency and/or broker relationships.
May provide guidance and assistance to other underwriters and to other functional areas, particularly when related to cross-sell opportunities.
Keeps current on state/territory issues and regulations, industry activity and trends and freely shares information with others.
Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
Works with more senior underwriters or management on risks exceeding authority level or requiring special handling.
Skills, Knowledge & Abilities
1. Advanced knowledge of underwriting and insurance industry theories and practices.
2. Demonstrated high level of technical expertise and product specific knowledge.
3. Strong interpersonal, communication and negotiation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
4. Ability to work independently.
5. Strong analytical and problem solving skills.
6. Ability to exercise independent judgment and to make critical business decisions effectively.
7. Knowledge of Microsoft Office Suite as well as other business-related software.
8. Demonstrated leadership skills.
Education & Experience
1. Bachelor's degree or equivalent experience. Professional designations preferred.
2. Typically a minimum three to five years underwriting experience.
As determined by CNA and depending on the applicant's experience and/or qualifications, candidates may be hired into one of two Underwriter positions: Underwriting Specialist or Underwriting Consultant. Typically 3-10+ years of related experience.
#LI-ES1
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.
Auto-ApplyUnderwriting Specialist
Underwriter job in Houston, TX
Job Description
At Redstone Payment Solutions, we believe in the power of relationships, built on trust, honesty, and a commitment to delivering exceptional service. Since 1994, our family-owned business has been at the forefront of the payment processing industry, helping businesses grow by providing secure, cutting-edge solutions tailored to their needs.
The Underwriting Analyst is responsible for collecting, analyzing, and entering merchant information to support sound business decisions regarding short-term funding. This role requires strong analytical ability, diligence, and collaboration across teams to ensure accurate decisions.
Requirements
Prescreening & Prequalification:
Enter merchant application data accurately into internal systems
Retrieve and evaluate credit information from multiple credit sources
Review and analyze bank statements and credit reports
Underwriting Analysis & Decision-Making:
Assess all gathered information to determine business eligibility
Identify whether sufficient information exists to make decisions
Request additional documentation as needed
Make and document decisions to properly status an application to pend, decline, or approve based on underwriting criteria
Utilize the underwriting matrix and other company policies to guide decisions
Exercise judgment using client data, credit bureau information, reference checks, and other third-party resources
Collaboration & Communication:
Partner effectively with the underwriting and risk teams:
Identify and report any questionable business activities to the appropriate departments
Collaborate with merchants, ISOs, sales representatives, and internal operations teams
Application & Account Review:
Conduct reference checks with outside vendors as required
Perform quality assurance reviews post-transmission to ensure accuracy and completeness
Additional Responsibilities:
Provide secondary support by answering and directing incoming phone calls
Deliver excellent customer service to both internal and external partners
Perform other duties as assigned to support departmental and organizational objectives
Qualifications:
Associate or Bachelor's degree, or equivalent combination of education and work experience
Minimum of 3 years of experience in financial services, underwriting, or credit analysis
Strong ability to interpret and analyze credit reports and financial data
Exceptional diligence and accuracy in a demanding environment
Proficient data entry and organizational skills with the ability to manage multiple priorities
Elevated level of integrity and discretion when overseeing sensitive information
Excellent problem-solving, analytical, and decision-making abilities
Strong written and verbal communication skills
Demonstrated initiative, ownership, and sense of urgency in achieving results
Positive attitude with the ability to thrive in a dynamic environment
Benefits
Health and wellness:
Medical, dental, and vision insurance: Comprehensive medical, dental, and vision insurance plans with options for your dependents.
Mental health support: Access to mental health services and wellness programs.
Financial security:
Retirement plan: 401(k) retirement savings plan with a company match.
Life insurance: Employer-paid life insurance policy.
Disability insurance: Short-term and long-term disability insurance.
Work-life balance and time off:
Paid time off (PTO): Paid time off (PTO) plus paid sick leave and holidays.
Business Lending Services Underwriter II
Underwriter job in Houston, TX
Summary Performs underwriting duties for commercial loan relationships of $3 million or less in compliance with organizational policies/procedures and state and federal lending laws/regulations by performing the following duties. Essential Duties and Responsibilities include the following.
* Evaluates loan applications up to and including loan relationships of $3 million or less for business purposes.
* Analyzes income and debt levels to determine Debt Service Coverage (DSC) ratios which are critical when determining repayment ability.
* Spreads and analyzes financial statements and tax returns for potential and existing customers and guarantors.
* Prepares company cash flows, global cash flows, financial analysis, and collateral valuations for loan requests.
* Reviews and Interprets spreads and financial info using trend analysis, ratio analysis, and other financial analysis tools for use in evaluation larger and more complex credits.
* Decisions loan applications for either approval as submitted, conditional approval or denial.
* Evaluates an individual's credit score (or business credit score) and historical payment records.
* Assesses the risks associated with the pricing of the credit (interest rate risk), the current economic climate (market risk) and the industry or the occupation (industry risk) of the applicant.
* Provides written comments to support loan decisions with each loan application that will become a permanent part of the file.
* Builds and maintains strong relationships with lenders, loan assistants, and loan support staff.
* Provide guidance to lenders on loan policy requirements, structure, collateral, loan covenants, and monitoring requirements for new or existing business loan requests in order to maximize profitability and minimize risk and policy exceptions.
* Generally focuses on the underwriting of larger and more complex credits that require a more thorough and detailed analysis
* Attends risk department/division meetings as required to maintain a current working knowledge of substandard and other higher risk relationships.
Supervisory Responsibilities
This job has no supervisory responsibilities.
Competencies - To perform the job successfully, an individual should demonstrate the following competencies:
Analytical and Design - Synthesizes complex or diverse information; Collects and researches data; Demonstrates attention to detail.
Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully.
Project Management - Coordinates projects; Communicates changes and progress; Completes projects on time and budget.
Interpersonal Skills/Customer Service - Focuses on solving conflict, not blaming; Maintains confidentiality; Remains open to others' ideas and tries new things; Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service ; Responds to requests for service and assistance; Meets commitments.
Oral and Written Communication - Listens and gets clarification; Responds well to questions; Writes clearly and informatively; Edits work for spelling and grammar; Varies writing style to meet needs; Presents numerical data effectively; Able to read and interpret written information.
Teamwork - Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interests; Supports everyone's efforts to succeed.
Business Acumen - Understands business implications of decisions.
Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; supports organization's goals and values.
Judgment - Displays willingness to make decisions; Exhibits sound and accurate judgment; Includes appropriate people in decision-making process; Makes timely decisions.
Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently.
Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position.
Quality and Quantity - Demonstrates accuracy and thoroughness; Completes work in timely manner. Meets quarterly production goals.
Adaptability - Adapts to changes in the work environment; Manages competing demands; Changes approach or method to best fit the situation; Able to deal with frequent change, delays, or unexpected events.
Attendance/Punctuality and Dependability - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Follows instructions, responds to management direction.
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
Bachelor's degree (B. A.) from four-year college or university; minimum five years' experience as a business underwriter; or equivalent combination of education and experience.
Language Skills
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Mathematical Skills
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
Reasoning Ability
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Computer Skills
To perform this job successfully, an individual should have knowledge of the Internet, Outlook, Microsoft Excel and Word.
Customer Service Skills
Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank.
Other Skills
Must have strong working knowledge of the Origin Bank Lending Policy in order to provide proper decisioning of loan applications.
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to stand; walk; sit and use hands to finger, handle, or feel. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus.
Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
This reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion.
Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights
Remote positions are intended to be filled in states within our footprint, which includes: Alabama, Florida, Louisiana, Mississippi, and Texas. Any exception to this policy requires further regulatory review and approval by management.
Auto-ApplySr. Loan Processor
Underwriter job in Houston, TX
Job Description
Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep , Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.
Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.
Position Summary:
The Sr. Loan Processor will be responsible for processing auto loan contract packages to ensure each file is accurate and complete prior to funding by performing the following duties. Assists loan processing and funding managers with pipeline management, training of loan processors, handling complex loan files, responding to escalated calls, and may perform quality file reviews as needed.
Essential Duties and Responsibilities:
Reviews and ensures submitted contracts and loan packages are complete, accurate and reflect proper approval authorities.
Closely inspects loan package documentation for suspicious or fraudulent documentation.
Verifies calculations on the contracts prior to funding and prepares completed files for funding.
Performs financial calculations such as income, payoffs, rebates and cancellation quotes, verification of employment, vehicle registration, driver's license, residence, and insurance coverage.
Conducts customer interview to validate information contained in the loan documents.
Serves as a liaison between Dealer, Loan Officers and Dealer Relationship Managers and assists in resolving funding issues.
Maintain confidentiality when accessing personal information of consumers, including, but not limited to, Social Security numbers and dates of birth.
Perform other ad-hoc tasks and duties as assigned.
Qualifications and Competencies Required To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Required Experience:
Minimum 2 years' experience in auto finance industry as a Loan Processor, or a similar position.
Education:
High school diploma and or/GED.
Skills Required:
In-depth knowledge of loan processing procedures, regulations, and guidelines.
Strong analytical and mathematical skills.
Excellent communication and customer service skills.
Ability to work efficiently in a fast-paced environment.
Proficient in using lease software and Microsoft Office Suite.
Overtime required - required on an as needed basis.
Travel 0-10% - as required on an as needed basis.
Must have reliable transportation and live within a commutable distance to one of the following cities: Dallas, TX; Houston, TX; Phoenix, AZ.
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.
Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
Work Schedule This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8AM-6PM Monday through Friday and on weekends as needed. Travel is required 10% of the time.
Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.
Technical Property Underwriter
Underwriter job in Houston, TX
5+ years of Property Account Engineering experience
Desire to build wholesale broker relationships and be a production underwriter
Comfortable in a start-up environment
Entrepreneurial spirit
Growth mindset
Sr. A&E Underwriting Professional
Underwriter job in Houston, TX
Sr. A&E Underwriting Professional - (25000066) Description Senior A&E Underwriting ProfessionalLocation: The position can be located in any Allied World US office including New York, Iselin, NJ, Boston, Farmington, Houston, Dallas, Chicago, Philadelphia, Los Angeles, San Francisco, MiamiJob Summary:The AVP will be proficient in evaluating, analyzing and determining the appropriate terms and conditions for the various products within the A&E Division.
This will include A&E, Contractors, Project placements and Excess placements on all lines.
The position will focus, in part, on facilitating and developing producer and insured contacts specific to Architects and Engineers within the ENR 500 group.
Job Duties & Responsibilities:Job Duties & Responsibilities:· Review and analyze underwriting submissions· Establish a network of market contacts and act as the lead marketer of A&E and Construction Professional in your territory· Underwrite to appropriate terms and conditions following the Company business strategy to quote selected risks· Present accounts to customers· Price and analyze coverage, structure and exposures· Authorize quotes/binders/invoices as appropriate· Attend client/broker meetings as applicable· Negotiate with brokers and clients for new and renewal business· Assist in the development and formulation of data/reports as needed· Ensure that underwriting pricing and discipline are followed to meet profitability goals, complying with underwriting guidelines, systems and procedures· Attend underwriting audits as needed· Liaise with brokers, internal auditors and Claims, Accounting, IT and Legal departments as appropriate· Attend important industry conferences and seminars as appropriate Qualifications Compensation:The annualized base pay range is a broad range based on analysis of similar positions in the market.
The actual base pay for the position may be above or below he listed range and determined by a number of considerations, including but now limited to complexity, location, and scope of the role, along with experience, skills, education, training, and other conditions of employment.
Base salary represents one compensation of Allied World comprehensive total reward package, which may also include annual incentive compensation rewards.
The base salary range for this role is $150,000 - $210,000.
The base salary range for this role is $150,000 - $210,000.
Qualifications · 7+ years Professional liability underwriting experience, or equivalent broker experience· Experience in architects and engineers (A/E) exposure analysis, Contractors exposure analysis, project specific professional liability placements and a working knowledge of A/E/Contractors specialty producers and brokers· Solid communication skills, computer skills, and organizational skills· Insurance certification preferred (CPCU or RPLU) Allied World Assurance Company Holdings, Ltd, through its subsidiaries, is a global provider of insurance and reinsurance solutions.
We operate under the brand Allied World and have supported clients, cedents and trading partners with thoughtful service and meaningful coverages since 2001.
We are a subsidiary of Fairfax Financial Holdings, Limited and benefit from a strong capital base and a worldwide network of affiliated entities that allow us to think and respond in non-traditional ways.
Our generous benefits package includes: Health, Dental and Disability Insurance, a company match 401k plan, and Group Term Life Insurance.
Allied World is an Equal Opportunity Employer.
All qualified applicants will be considered for employment without consideration of any disability, veteran status or any other characteristic protected by law.
To learn more, visit awac.
com, or follow us on Facebook at facebook.
com/alliedworld and LinkedIn at linkedin.
com/company/allied-world.
Primary Location: US-NY-New YorkOther Locations: US-MA-Boston, US-CA-San Francisco, US-CT-Farmington, US-NJ-Iselin, US-NY-Jericho, US-PA-Philadelphia, US-FL-Miami, US-CA-Los Angeles, US-CA-Costa Mesa, US-TX-Dallas, US-IL-Chicago, US-TX-Houston, US-GA-AtlantaWork Locations: New York 199 Water Street New York 10038Job: UnderwritingEmployee Status:RegularJob Type:StandardJob Posting: Dec 12, 2025, 8:14:23 PMMaximum Salary210,000.
00Pay BasisYearly
Auto-ApplyLender Review Analyst
Underwriter job in Houston, TX
* Collaborates internally and externally with Associate Analysts, Consultants, Advisors, Lenders, Brokers and Legal Counsel to ensure all data is received for initial review. * Reviews insurance certificates and policies for any "red flag" issues and confirm all coverages, terms and conditions meet requirements for respective Lender.
* Drafts correspondence to Lender, borrower and broker outlining needed prior to closing to satisfy requirements.
* Authors detailed reports outlining findings, red flags/issues, recommendations and coverages for Lenders.
* Coordinates with outside insurance contact or broker to make necessary changes to insurance policies to effectively meet insurance programs.
* Audits property and casualty insurance certificates and closing documents for accuracy and completeness.
* Manages renewal transactions, certificate reviews, and Lender relationships.
* Attends and occasionally leads departmental meetings.
* Prepares invoices for Lenders based on fee agreements and follow up for payments.
* Makes a positive contribution to customer satisfaction and constantly strive to improve service.
* Other duties or tasks as assigned.