Underwriter jobs in Syracuse, NY - 305 jobs

Introduction At RPS, we don't just embrace bold ideas, we make them happen. We're a team of entrepreneurs, big-picture thinkers, and passionate experts who thrive on possibility. Every day, we collaborate across teams, challenge convention, and push boundaries to design innovative solutions for our clients. With access to top-rated carriers and a dynamic marketplace, we bring strategy and creativity together to deliver what others might call impossible. Here, every voice counts, every perspective matters, and every challenge is an opportunity to grow. You'll be supported by a culture that celebrates ownership, curiosity, and high performance, where you're trusted to do your best work and encouraged to keep learning along the way. Overview The Underwriter/Broker is responsible for fostering revenue growth by delivering Retail Agents an efficient underwriting service and facilitating access to national markets through established relationships with Specialty Carriers. How you'll make an impact Prospect for new business by actively networking and building relationships with Independent Retail Agents and Carrier Underwriters to achieve production goals. Build strong relationships with Specialty Carriers to ensure competitive pricing and access to coverage on various types of risk. Pre-qualify submissions and ensure focus on high probability sales opportunities, while following Carrier guidelines to maintain a profitable book of business. Develop and maintain deep expertise on insurance solutions for specific product lines, industry segments and business types. Analyze submissions from Retail Agents and quickly determine the best available Carrier, coverage, forms and premium. Gather information on client risks and determine potential areas of exposure RPS could also quote. Proactively stay abreast on relevant industry and market trends that impact underwriting guidelines, pricing and premiums. Ensure business partners understand RPS' full-range of risk solutions as their business needs evolve. May be assigned a support team to lead, train and oversee work product. Able to travel as needed. Detail-oriented; strong analytical skills and excellent communication and interpersonal skills. Business development skills. Builds relationships with Retail Brokers. Demonstrates appropriate urgency in driving towards production goals. Sets challenging revenue growth goals and develops and executes sales plans to ensure success. Leverages data and tools to identify client risks and develop a comprehensive insurance solution. Sets a high standard for responsiveness and commitment to meet the needs of Retailers and their clients. Conveys insurance and risk management expertise in ways that build trust, credibility and establishes RPS as the “one source” insurance provider. About You Required: Bachelor's degree and 3 years related experience required. Working knowledge of Microsoft Windows applications and Microsoft Office. Behaviors: Assignments are broad in nature and usually require originality and ingenuity. Compensation and benefits We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits. Below are the minimum core benefits you'll get, depending on your job level these benefits may improve. Medical/dental/vision plans, which start from day one! Life and accident insurance 401(K) and Roth options Tax-advantaged accounts (HSA, FSA) Educational expense reimbursement Paid parental leave Other benefits include: Digital mental health services (Talkspace) Flexible work hours (availability varies by office and job function) Training programs Gallagher Thrive program - elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing Charitable matching gift program And more... **The benefits summary above applies to fulltime positions. If you are not applying for a fulltime position, details about benefits will be provided during the selection process. We value inclusion and diversity We value inclusion and diversity. Click Here to review our U.S. Eligibility Requirements Inclusion and diversity (I&D) is a core part of our business, and it's embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work. Gallagher embraces our employees' diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest. Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws. Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business. #J-18808-Ljbffr

A leading insurance company is seeking an Underwriting Director to lead the Ocean Marine Northeast underwriting group. This role involves managing staff, developing business strategies, and maintaining broker relationships. Candidates should possess a minimum of ten years' underwriting experience and an MBA. This hybrid position is based in Melville, NY, offering a competitive salary range of $97,000 to $189,000 annually and a comprehensive benefits package. #J-18808-Ljbffr

FM is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property insurance solutions. FM helps clients maintain continuity in their business operations by drawing upon state-of-the-art loss-prevention engineering and research; risk management skills and support services; tailored risk transfer capabilities; and superior financial strength. To do so, we rely on a dynamic, culturally diverse group of employees, working in more than 100 countries, in a variety of challenging roles. This exciting opportunity is with FM Affiliated, our “best-in-class” middle market property insurer. FM Affiliated is exploring new ways to expand and tailor coverage to meet our brokers' and client's ever-evolving business challenges. Drawing on the full strength of the FM Group, we help our clients choose how to best identify, prioritize and reduce future loss in a way that makes practical and affordable sense. We distribute our property insurance products and engineering solutions exclusively through a network of brokers. We value long-term relationships that provide the realization of greater value by deploying the skills of our highly trained Account Engineers and Production Underwriters. We are open to considering candidates with a variety of experience levels for this role. Both mid-level and senior-level candidates are encouraged to apply. In addition, the role works closely with Account Engineers to review renewal and new business opportunities to ensure proper risk identification, selection and assessment in order to ensure the development and growth of a profitable portfolio of business. FM Affiliated Production Underwriters primary relationships are with brokers and reinsurers for insurance related issues. Responsibilities include meeting specific profit, retention, and production goals. Business relationships and a network of contacts must be established and an effective program of calls must be executed to meet an average of 10 external calls a month to ensure high visibility. Travel is required for marketing and training including out of state travel. New risks must be pre-qualified based on acceptability today and its future potential, this includes a thorough analysis of the broker submission, desired pricing, terms and conditions, financial condition, adequacy of reported values, and loss experience. The company's assets must be protected by adhering to company underwriting standards and procedures, this will include determining the amount subject, net capacity commitment, checking cross liability, management of catastrophe aggregate retentions, negotiating and purchasing reinsurance and establishing commissions in a manner most advantageous to the company. This position requires someone with a bachelor's degree or equivalent. 2-5 Years industry experience (broker/insurance company) as Underwriter for commercial property accounts of varying occupancies and sizes. Candidate must also have experience dealing with a variety of occupancies as well as current engineering and underwriting issues such as current property coverages and forms, and/or quickly learn and keep updated on industry state of the art. Additionally, this person will be proficient in and have excellent organizational, time management, problem solving, decision making, interpersonal and selling skills and a working knowledge of MS Office products. The final salary offer will vary based on individual education, skills, and experience. The position is eligible to participate in FM's comprehensive Total Rewards program that includes an incentive plan, generous health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances and much more.

Brown & Brown is looking for a Commercial Lines Claims Assistant to join our Commercial Lines team in Somers, NY! Accept and handle all types of Commercial Lines claims for accounts assigned. Assist in servicing of consulting contracts. Provide prompt, accurate and courteous claim service to Profit Center's customers, both internal and external. Attend safety committee meetings. Coordinate annual training with carrier. WHAT YOU'LL DO: Acceptance of claims, making assignments to companies and /or independent services, discussions with insureds regarding coverage comparative negligence and processing of claims Research and review coverage, leases, contracts and participate in discussions with Account Managers and Producers Reading, analyzing and processing of legal paperwork Monitor reserves, exposures and communicate with insurance carrier and clients Provide assistance in claims management of our internal company claims Maintain a diary system regarding first party losses, claims in subrogation and open claims Complete reports as department policy dictates Assist CSR's/Producers with claim information relating to renewals and marketing WHAT YOU'LL NEED: Insurance certification or equivalent. NYS Broker's license or attainment thereof upon hire. Proficient with MS Office Suite Exceptional telephone demeanor Ability to maintain a high level of confidentiality 3-4 years' experience in a similar position THIS IS A PART-TIME ROLE WITH EXPECTATIONS OF WORKING 25 HOURS PER WEEK ON A HYBRID SCHEDULE AT OUR SOMERS, NY OFFICE. Target Pay $30.00 to $39.00 per hour

Job Description This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact. Essential Duties and Responsibilities: Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available. Evaluate the experience of a risk against the class of business under review. Evaluate the loss potential due to catastrophe, severity, and/or frequency. May rate policies or check previously rated policies for proper rating. Utilizes knowledge of automated systems to develop information for new or renewal policies. Prepares quotations for agents and answers questions from agents, policyholder, or prospects. Assists agents with comments or questions about applications and the likelihood of acceptance by the company. Reviews requests for cancellation, endorsements, etc. Reviews policies for renewal consideration. Request additional documentation necessary for the processing of an application, endorsement or cancellation. Conduct marketing visits to agents. Performs other duties as assigned. Qualifications/Requirements: Must have Producer's License. 3 plus years of insurance experience. Prior exposure to insurance underwriting type activities. Basic familiarity with computers. Good oral and written communications skills. Strong analytical skills and the ability to pay attention to details. Resourceful and controlled assertive behavior characteristics. Must have demonstrated negotiation skills Technical knowledge of insurance coverage forms and their application to exposure. Knowledge of departmental regulations and policies. Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices. Strong interpersonal skills working with Staff and Company Underwriters Experience in standard underwriting practices and procedures. Associated classes or courses and/or industry license, or designation. We offer a total compensation package which includes salary (range 65k-85k)plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. Visit Us On LinkedIn: ************************************************* View All Openings: ************************************ Website: ************** Powered by JazzHR wYuWhfCONY

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description Underwriter II - Seneca Specialty Package (Uniondale NY or New York, NY hybrid location) Summary: Performs risk selection and pricing on new business, renewals and endorsements, reviews quotes prior to issuance, and makes marketing calls. This position requires underwriting acumen and relationship management skills. Manages agency relationships through continued customer service and marketing activities. Responsibilities: Lines of business underwritten include: primary property, general liability, umbrella and other lines on occasion. Meet profitability, retention and written premium goals determined by the branch. Make independent decisions within underwriting letter of authority and maintain proper file documentation. Manage assigned agents efficiently including: Regular production visits Quarterly review of assigned brokers' profitability Identification to Profit Center Manager of potential broker conflicts & successes Focus on service and being responsive Work jointly with other profit centers within the organization as needed to promote cross selling and enterprise awareness. Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the branch. Has an in-depth knowledge of branch's products and services. Can clearly articulate Seneca's value proposition and underwriting appetite. Participate in training and initiatives to develop knowledge base. May participate in projects. Travel - up to 20%. Other duties as assigned. Requirements: Bachelor's degree and 4+ years of P&C underwriting experience. Possesses strong communication and analytical skills to pursue new business and manager overall relationships. Proficient in software needed to succeed. Excellent organizational and time management skills. Possesses, or is pursuing, underwriting and industry designations applicable to area of specialization. Will abide by branch policies and procedures, including authority levels, to comply with Seneca's risk control procedures. Knowledge of commercial insurance products. Hybrid work schedule with 3 days in a Seneca office, strong preference for Uniondale, LI office. What C&F will bring to you At C&F you will BELONG We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $76,700 to a maximum of $112,300. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. Flexible work arrangements. Competitive compensation package. Generous 401K employer match. Employee Stock Purchase plan with employer matching. Generous Paid Time Off. Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you. A dynamic, ambitious, fun and exciting work environment. A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving. #LI-JA1 #LI-Hybrid

Kismet client, Synergy Comp, an innovative, growing monoline Workers' Compensation Insurance Carrier, is seeking a Production Underwriter for the Upstate New York (NY) and Western Pennsylvania (PA) territory. Synergy Comp has an AM Best A (Excellent) VII rating. This role is a key opportunity for a dynamic individual to drive business growth and develop strong agency relationships. The position involves evaluating risks, growing premium volume, and communicating Synergy Comp's unique value proposition. Synergy Comp's focus is on accounts with premiums ranging from $100,000 to $2M. Key Responsibilities & Functions: Risk Management & Analysis: Maintain loss ratio profitability by conducting thorough risk assessments and risk analysis on new and renewal submissions. Agency & Broker Relationships: Develop, strengthen, and grow relationships with insurance agents and brokers who have a book in line with Synergy's target markets in the Upstate NY/W PA territory. Business Growth & Retention: Drive new business growth and ensure customer retention. Underwriting Review - New Submissions: Present account review details that meet growth and profitability expectations and model. Geographical Expansion - Field Representation & Education: Represent Synergy Comp in the field, educate agency partners, and ensure all activities adhere to compliance and regulatory requirements. Synergy Comp Offers (Benefits & Culture): Comprehensive Health Benefits: Medical, Dental, Vision insurance Work-Life Balance & PTO: Self-managed Paid Time Off (PTO) for necessary downtime Family-Focused Leave: 100% paid maternity, paternity, and parental leave Future Preparation: 401K contributions with company match and immediate vesting (no vesting period) Wellness and Self-Care: Personalized wellness coach and fitness facility reimbursement Career Investment: College loan and professional development reimbursement Performance Recognition: Profit sharing based on company performance Equal Opportunity Employer

Job Description At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities A Credit Underwriter 2 is responsible for spreading mid to complex financial statements in compliance with Bank standards; preparing Credit Offering Memorandums on mid to complex borrowers in concert with Commercial Lenders for consideration of commercial loan approval; compilation of the borrower's total bank relationship; managing personal workload to ensure completion of assignments within prescribed timelines, making recommendations to Commercial Lenders as to appropriate risk ratings and address of loan policy exceptions, structural weaknesses, appraisal exceptions and environmental waivers; preparing semi-annual reports on trends within industries in which the bank may have potential credit concentrations; and providing guidance and on-the-job training to Credit Underwriter 1s. Prepares financial spreadsheets on existing or potential borrowers using accountant-prepared or company-prepared financial statements, tax returns, budgets and/or projections. Gathers all additional credit information, environmental reports, etc. as required by the structure of the credit request. Prepares Credit Offering Memorandums on mid to complex borrowers, which includes a description of the credit request and all associated structural components; a detail of the borrower's Bank relationship (loans, deposits, cash management, RDC, etc.); corporate historical / projected and personal financial statement and cash flow analysis; detailed collateral evaluation and OCC stress testing on commercial real estate projects; identification of loan policy exceptions and regulatory structural weaknesses; and assessment of appropriate risk rating. Makes recommendations to commercial Lender as to appropriate risk rating and/or changes to the structural elements of the borrower's loan request to eliminate loan policy exceptions or regulatory structural weaknesses. Advises the Commercial Lender of appraisal or environmental requirements that must be approved by the Chief Credit Administrator prior to the loan proposal's submission for approval. Accompanies Commercial Lenders on customer informational calls, as requested. Coordinates the completion of credit assignments with Commercial Lenders and Credit Supervisors/Managers to ensure customer needs are being addressed in a timely manner. Provides basic on-the-job training and technical guidance to Credit Underwriter 1s. As an integral member of the Credit Administration Department, this position is also responsible to provide assistance wherever necessary to help the Credit Administration Department and the Bank in achieving their annual goals. Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner. Qualifications B.S. or B.A. degree in a business related field of study (finance, management, economics, accounting) with at least 6 credits in accounting. Specialized financial analysis training. Proficient reading, writing, grammar, and mathematics skills. Proficient interpersonal and communication skills (both verbal and written). A thorough knowledge of current lending and banking regulations, loan policies, and procedures. Proven ability to analyze and interpret financial statements and information. Moderate loan structuring skills. Technical supervisory skills sufficient to provide guidance and training to Credit Underwriter 1s. Proficient knowledge of Microsoft Word, Excel and all other departmental computer programs. Minimum of two (2) years experience as a Credit Underwriter 1 normally required. All applicants must be 18 years of age or older.

A Day in the Life of an Underwriter • Analyze business financial reports, bank and credit card statements, credit reports, and other information to determine the expected customer risk profile • Utilize the company's proprietary software and models to competitively price approvals • Evaluate each individual business based on multiple factors and provide recommendations for exceptions to senior management • Maintain a high level of accuracy, ensuring that appropriate information is provided to all departments to ensure a seamless funding process • Work closely with Sales and Business Development to provide insight into deal tracking and to answer questions for our customers and partners What You Have • Analytical, with strong attention to detail • 2+ years of Underwriting or relevant work experience • Comfortable conducting business on the phone • Articulate and well spoken • Self-motivated • Strong work ethic and professional attitude • Bachelor's degree required • Financial experience a plus **This role is not eligible for visa sponsorship. All applicants must be authorized to work for any employer in the US. Base Salary: $70,000 About Fora Financial Fora Financial is a technology enabled, leading provider of flexible financing to small and medium sized businesses. Since our inception in 2008, we have supported more than 55,000 merchants nationwide with over $4 billion of capital used for a variety of purposes, from funding everyday operating expenses to managing cash flow gaps to facilitating business expansion, and much more. Leveraging our proprietary technology, Fora Financial is able to deliver capital to our customers via a streamlined and simple process that can be completed in as little as 24 hours, compared with the weeks or even months it often takes for a business to receive a bank loan. Over the past seventeen years, Fora Financial has grown from two founders in a small Manhattan workspace to a company of nearly 200 employees. Fora Financial prides itself on being a partner-centric organization, offering a customized funding approach, collaborating with our small-business customers to understand their needs in a dynamic and ever-changing economic environment. We offer a competitive salary, growth potential, and a casual yet professional hybrid work environment. Located in the heart of midtown Manhattan, you can enjoy lunch downstairs listening to the summer band series or around the corner in Bryant Park. After work, you can hop on a Citi Bike to ride to the Hudson River Park, take a stroll to a show on Broadway or attend an event at Madison Square Garden. Our office sets the stage for our employees' success and well-being. We provide all the tools and support needed to maximize your career potential, in addition to perks and extras like daily breakfasts, endless snacks, catered lunches, a chill lounge/games area and more. While we work very hard, we do not take ourselves too seriously. We enjoy a family-like camaraderie that fosters a passion for success in each Fora Financial Team member. The Benefits of Working for Fora Financial: Opportunity for Advancement Medical, Dental, Vision Coverage 401k Plan with Company Match Gym Reimbursement for Employees on Medical Plans Life Insurance at No Cost to Employees Generous Time Off Plan Flexible Spending and Commuter Benefits Year End Bonus Eligibility Free breakfast, snacks, and weekly lunch in the office Hybrid work option Fora Financial is an Equal Opportunity Employer. We are committed to fostering a diverse and inclusive workplace where all individuals are treated with respect and dignity. We do not discriminate on the basis of race, color, religion, sex, gender identity, sexual orientation, national origin, disability, age, veteran status, or any other legally protected status under local, state, or federal law. Fora Financial provides reasonable accommodations for qualified individuals with disabilities. If you need assistance or accommodations due to a disability during the application process, please contact *********************************.

Mortgage Underwriter Schedule: Full-time- In Office | Monday-Friday, 9:00 AM-6:00 PM Compensation: Base salary up to $90,000 + bonus eligibility We are seeking an experienced Mortgage Underwriter to support increased loan volume across agency and Non-QM products. This role requires strong Encompass experience, the ability to underwrite efficiently, and a commitment to producing clean, thorough files across multiple investors. Responsibilities: Underwrite mortgage loan files with accuracy and efficiency Ensure files are clean, complete, and compliant with investor guidelines Review and underwrite FHA, VA, USDA, Conventional, DSCR loans, and other Non-QM Products Work across multiple investors and programs Collaborate with operations and underwriting leadership to support pipeline flow Maintain quality standards while managing volume Requirements: Minimum 3 years of mortgage underwriting experience At least 2 years underwriting in Encompass Experience with FHA, VA, USDA, Conventional, Non-QM, and DSCR loans Multi-investor underwriting experience Ability to Manually underwrite loans Helpful but not required Experience: RTO loans Ground-up construction Fix & flip National Mortgage Staffing does not set the requirements for this position. All hiring criteria are established by our client. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

Energetic is helping drive the energy transition by unlocking capital for clean energy projects. We're a diverse, mission-driven team building innovative credit insurance solutions for the energy sector. We're looking for an Underwriter to support the growth of our credit insurance platform. This role offers hands-on transactional exposure, direct interaction with brokers and clients, and close collaboration with senior leadership on strategy and execution. What you'll do*Underwrite and structure credit insurance solutions for energy transactions*Assess counterparty credit risk and complex financial structures*Work directly with brokers, clients, and internal stakeholders*Support strategic initiatives and process improvements What we're looking for*2-5 years of experience in financial services, with exposure to power markets, project finance, construction lending, or credit risk*Strong financial analysis and communication skills*Comfortable operating in a fast-paced, startup environment*Curious mindset, proactive attitude, and able to work independently Relevant experience may include*Credit insurance (junior/associate underwriter)*Energy project finance (analyst/associate)*Commodities trading in power or electricity markets (analyst/associate) Qualifications*Bachelor's degree in finance, business, or related field (or equivalent experience)*Experienced in financial statement analysis or formal credit training *CFA or similar designation (or in progress) a plus*Advanced proficiency in Microsoft Office applications (Excel, PowerPoint, Word) If you're excited about clean energy, structured finance, and building something new, we'd love to hear from you. Compensation commensurate with experience. Check out our website for info about working with Energetic.

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Position Summary: Are you tired of losing business to Group Captives? Well, come join our team! As an Underwriter within Arch Alternative Markets, this position is responsible for the technical underwriting, account management and client management of our casualty group captive programs. We have been growing steadily 20% per year with no shortage of opportunities. We exceeded $1 Billion of GWP and are looking for more team members. Responsibilities and Accountabilities: * Technical Underwriting - Solicits and reviews new and renewal account information required to evaluate a risk. Identifies all potential exposures and hazards in relation to coverage requested and individual and program risk characteristics. Assesses insurance and related financial risk in order to structure appropriate captive programs to effectively protect against frequency, severity, catastrophic and credit risk. Engage other internal resources as necessary. Underwrites, prices and prepares proposals within authority and with necessary input of Arch Actuarial, Credit and Alt Market team. Prepares program binders and presents to captive manager/producer and or prospective insured. Coordinates all administrative duties related to existing and prospective accounts. * Account Management - Quarterbacks all pre and post bind activities including policy production, compliance issues, audits and adjustments, legal agreements, receipt of collateral, legal agreement execution, TPA coordination and any other related items. Together with internal team members, takes responsibility to deliver promised service to customers. Responsible for the renewal and retention management and manages the renewal process to achieve targeted retention and price change goals. Initiates, coordinates and conducts a mid term account review. * Client Management - Develops and maintains relationships with producers and insured's to achieve overall production and profitability goals. Meets with producers and insureds to discuss individual account issues, uncover critical customer needs and financial buying characteristics. Develops a strategic plan for positioning and selling Arch at both the producer and the insured level. Engages and introduces other team members or management team as appropriate. Develops and maintains relationships with producers to generate a flow of qualified submissions. * Administrative - Responsible for all underwriting and policy file documentation which is in compliance with Arch's internal audit process. Completes ad hoc projects as assigned by management. Required Skills and Abilities: * Understanding and knowledge of the intent, scope and purpose of the Workers Compensation, General Liability, and Automobile coverage forms and endorsements with the ability to tailor to the sold captive program design. * Possess a thorough understanding of loss sensitive programs, excess & surplus lines programs. * An understanding of captive programs is desired, but not required. This would include products, pricing, expensing, actuarial loss projecting techniques, retention and aggregate setting, limit profiles, ALAE, credit risk, and effective utilization of facultative reinsurance. * Understanding and knowledge of exposure identification and analysis. * Possess a cross functional generalist knowledge of other disciplines including claims, risk control, audit, premium accounting, finance and legal. Knowledge of regulatory and compliance issues. Education & Experience: * Bachelor's degree or equivalent training required * CPCU or other similar designation a plus. * Three (3) to Five (5) years underwriting experience and/or experience in the Loss Sensitive, Excess & Surplus marketplace, or captive insurance marketplace. * Proficiency with Excel, Word and PowerPoint. * Established broker or captive program relationships not necessary. #LI-Remote #LI-AM3 For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible. $125,000 - $145,000/year + 10% target bonus * Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future. * Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits. Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team. 14400 Arch Insurance Group Inc.

At Amwins, we succeed together - and have a good time doing it.We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders.Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and yourdevelopment so opportunities for growth and career advancement are never in short supply.At Amwins, we win together - and have a good time doing it.Learn more about us at amwins.com.We see you in Amwins blue! Join our Amwins Access team in Wall Street Plaza as an Associate Underwriter! This is a full time in office position in our New York City location, with a hybrid schedule once training is complete (3 days per week in office, 2 days from home). We are looking for people with: At least 1 year of prior office experience or a Bachelor's degree from an accredited four-year university Coachable and eagerness to learn! Looking to build a long-term career in wholesale insurance Detail-oriented and organized Exceptional written and verbal communication skills, professionalism and customer-service mentality Excellent computer skills including Microsoft 365 proficiency with an emphasis in Excel spreadsheets Each Associate Underwriter provides vital team functions: Review submission information required to issue new or renewal quotes Rate and prepare new or renewal quotes as directed by Underwriter Review and handle inspection recommendations and discrepancies Monitor various reports for consistency Potential for policy issuance and endorsement processing, including audits Assist in accounting procedures such as invoicing Data entry into multiple internet based systems Snapshot of what Amwins provides to our team members: Compensation includes a salary commensurate with experience Annual bonus potential Broad benefits package available Most benefits available first day of employment Medical, Dental, Vision, Life, etc Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc. Generous Paid Time Off and Company Holiday Schedule Collaborative, continuing education focused work environment Career advancement opportunities The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Pursuant to New York regulation, the compensation range for this position is as stated and includes eligibility for performance-based bonuses. New York Pay Range$64,350-$70,000 USD

Aviation Insurance - Underwriter - New York City About Us America's First Name in Aviation Insurance -- Our tagline is far more than just a marketing slogan - it's literally true. In 1928, two enterprising pilots developed the idea of offering specialized insurance to the aviation industry. Working diligently, they established USAIG, an insurance pool composed of insurers dedicated to providing expertise in aviation underwriting and claims handling. USAIG quickly became and today remains a leading insurance provider to all segments of the aviation and aerospace industry. United States Aviation Underwriters, Inc. (USAU) manages an insurance pool of member companies, United States Aircraft Insurance Group (USAIG) and underwrites on behalf of the member companies within the USAIG pool. We are a subsidiary of General Re Corporation, a leading global reinsurer, and a member of the Berkshire Hathaway Inc. family of companies. Position Description Do you have a pilot's heart and an accountant's attention to detail? If so, we'd like to hear from you! We currently offer an excellent opportunity for an Aviation Insurance - Underwriter in our New York City Branch Office. The successful candidate will review general aviation insurance proposals to evaluate, classify and rate personal, corporate or commercial programs, accept or reject applications, negotiate pricing and coverage and perform various administrative functions by engaging in and performing duties and responsibilities which include but are not limited to the following: Position Responsibilities - Examine documents such as applications and inspection reports to analyze risk factors relating to the aircraft, factors such as applicant's use of aircraft, pilots and airports, financial standing, accident experience, and value and condition of aircraft. - Review company records to determine amount of insurance in force on single risk or group of closely related risks, and evaluate possibility of losses due to catastrophe. - Communicate with clients and brokers, insurance or inspection companies to obtain information, quote rates, or explain company underwriting policies. - Design customized insurance programs based upon risk assessment. - Decline undesirable risks based upon company designated criteria. - Create underwriting reports utilizing word processing, spreadsheet and data base software programs. - Initiate administrative processes such as generation of quotes, binders, invoices and insurance policies. - Create and maintain strong internal and external client relations. - Perform miscellaneous projects and administrative functions as assigned. Role Qualifications and Experience - Bachelor's Degree; aviation/business related concentration preferred. - Private pilot license with instrument rating desired. Approximately 300 plus flight hours preferred. - One to three years aviation insurance experience preferred. Prior aviation industry experience desired. - High quality underwriting and customer service skills required to handle complex coverage issues and challenging client relations. - Strong knowledge of industry issues and trends required. - Advanced analytical and mathematical proficiency preferred. - Solid computer skills required. Microsoft Office Word, Excel, PowerPoint and Access desired. - Excellent interpersonal skills and ability to handle challenging client relations necessary. - Strong communication skills including solid presentation skills required. - Solid negotiation skills and ability to exercise sound judgment and decision making necessary. - Independent thinker possessing self motivation, detail orientation, solid organization skills and ability to prioritize projects and work assignments needed. - Ability to work well under time constraints and meet deadlines required. - Ability to work well in a team environment and collaborate with internal and external business partners to ensure timely and appropriate management of service issues needed. - Attainment of insurance agent's license and continuing education requirements for license renewal necessary. - Ability to work from the Company's physical office location needed. - Flexibility to travel (some overnight travel); sometimes with short notice required. - Willingness to take professional development, insurance and aviation related courses necessary. Salary Range 70,000.00 - 120,000.00 USD The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training. Our Corporate Address United States Aircraft Insurance Group 125 Broad Street New York, NY 10004 At USAU and CAIM, we celebrate diversity and are committed to creating an inclusive environment for all employees. It is USAU and CAIM's continuing policy to afford equal employment opportunity to all employees and applicants for employment without regard to race, color, sex, (including childbirth or related medical conditions), religion, national origin or ancestry, age, past or present disability, marital status, liability for service in the armed forces, veterans' status, citizenship, sexual orientation, gender identity or any other characteristic protected by applicable law. In addition, USAU and CAIM provide reasonable accommodation for qualified individuals with disabilities in accordance with Americans with Disabilities Act and applicable Canadian law.

A leading insurance brokerage firm is seeking an Underwriter/Broker in New York to foster revenue growth through efficient underwriting services and building relationships with Retail Agents and Specialty Carriers. The ideal candidate will have a Bachelor's degree and at least 3 years of relevant experience. Responsibilities include business development, analyzing submissions, and ensuring competitive market access. We offer a competitive salary and comprehensive benefits, including medical coverage and flexible work hours. #J-18808-Ljbffr

This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact. Essential Duties and Responsibilities: Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available. Evaluate the experience of a risk against the class of business under review. Evaluate the loss potential due to catastrophe, severity, and/or frequency. May rate policies or check previously rated policies for proper rating. Utilizes knowledge of automated systems to develop information for new or renewal policies. Prepares quotations for agents and answers questions from agents, policyholder, or prospects. Assists agents with comments or questions about applications and the likelihood of acceptance by the company. Reviews requests for cancellation, endorsements, etc. Reviews policies for renewal consideration. Request additional documentation necessary for the processing of an application, endorsement or cancellation. Conduct marketing visits to agents. Performs other duties as assigned. Qualifications/Requirements: Must have Producer's License. 3 plus years of insurance experience. Prior exposure to insurance underwriting type activities. Basic familiarity with computers. Good oral and written communications skills. Strong analytical skills and the ability to pay attention to details. Resourceful and controlled assertive behavior characteristics. Must have demonstrated negotiation skills Technical knowledge of insurance coverage forms and their application to exposure. Knowledge of departmental regulations and policies. Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices. Strong interpersonal skills working with Staff and Company Underwriters Experience in standard underwriting practices and procedures. Associated classes or courses and/or industry license, or designation. We offer a total compensation package which includes salary (range 65k-85k)plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. Visit Us On LinkedIn: ************************************************* View All Openings: ************************************ Website: **************

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description Underwriter II - Seneca Specialty Package (Uniondale NY or New York, NY hybrid location) Summary: Performs risk selection and pricing on new business, renewals and endorsements, reviews quotes prior to issuance, and makes marketing calls. This position requires underwriting acumen and relationship management skills. Manages agency relationships through continued customer service and marketing activities. Responsibilities: Lines of business underwritten include: primary property, general liability, umbrella and other lines on occasion. Meet profitability, retention and written premium goals determined by the branch. Make independent decisions within underwriting letter of authority and maintain proper file documentation. Manage assigned agents efficiently including: Regular production visits Quarterly review of assigned brokers' profitability Identification to Profit Center Manager of potential broker conflicts & successes Focus on service and being responsive Work jointly with other profit centers within the organization as needed to promote cross selling and enterprise awareness. Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the branch. Has an in-depth knowledge of branch's products and services. Can clearly articulate Seneca's value proposition and underwriting appetite. Participate in training and initiatives to develop knowledge base. May participate in projects. Travel - up to 20%. Other duties as assigned. Requirements: Bachelor's degree and 4+ years of P&C underwriting experience. Possesses strong communication and analytical skills to pursue new business and manager overall relationships. Proficient in software needed to succeed. Excellent organizational and time management skills. Possesses, or is pursuing, underwriting and industry designations applicable to area of specialization. Will abide by branch policies and procedures, including authority levels, to comply with Seneca's risk control procedures. Knowledge of commercial insurance products. Hybrid work schedule with 3 days in a Seneca office, strong preference for Uniondale, LI office. What C&F will bring to you At C&F you will BELONG We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $76,700 to a maximum of $112,300. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. Flexible work arrangements. Competitive compensation package. Generous 401K employer match. Employee Stock Purchase plan with employer matching. Generous Paid Time Off. Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you. A dynamic, ambitious, fun and exciting work environment. A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving. #LI-JA1 #LI-Hybrid

Job Description At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities A Credit Underwriter III is responsible for spreading complex financial statements in accordance with Bank standards, while preparing Credit Offering Memorandums on complex borrowers in cooperation with Commercial Lenders for Bank approval. It is the responsibility of an Underwriter III to manage personal workload of complex borrowing relationships within short, prescribed timelines with minimal assistance from a Senior Underwriter/Manager. Making recommendations to Commercial Lenders regarding appropriate risk ratings as well as accurately addressing loan policy exceptions, structural weaknesses, appraisal exceptions, environmental waivers and loan coding are important duties of the position. A Credit Underwriter III is also responsible for providing guidance and on the job training to Credit Underwriter I's and II's. Essential Duties: Maintain extensive knowledge of and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls and meet all job specific training requirements in a timely fashion. Produce a high volume of loan requests with the ability to work independently and complete duties within short timeframes, with little or no oversight from a Supervisor/Manager. Prepare financial spreadsheets on complex relationships for existing or potential borrowers using accountant prepared and company prepared financial statements and tax returns. Prepare Credit Offering Memorandums on complex borrowers which includes the description of the credit request and all associated structural components, detail of the borrower's existing banking relationship (loans, deposits, cash management, RDC, etc.), financial statement analysis, corporate historical/projected and personal financial statement and cash flow analysis, detailed collateral evaluation and OCC stress testing on commercial real estate projects, accurate identification of loan policy exceptions, regulatory structural weaknesses, loan coding and assessment of appropriate risk rating. Accompanies Commercial Lenders on customer informational calls for complex relationships. Provides basic on the job training and guidance to Credit Underwriter I's and II's. Maintain the ability to quickly and accurately assess borrowing needs/causes, proper loan structure, well developed and accurate credit analysis techniques, knowledge of industry related issues, risk rating recommendations and a thorough understanding of loan policy and structural weaknesses. Advises Commercial Lenders of appraisal and environmental requirements that must be approved prior to the loan proposal's submission for approval. Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner. Ancillary Duties: As an integral member of the Credit Administration Department, this position is also responsible to provide assistance wherever necessary to help the Credit Administration Department and the Bank in achieving their annual goals. Qualifications Education/Training: B.S. or B.A. degree in a business related field of study (finance, management, economics, or accounting) with at least 6 credits in accounting; specialized financial analysis training. All applicants must be 18 years of age or older. Skills: Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal and communication skills (both verbal and written); a thorough knowledge of current lending and banking regulations, loan policies, and procedures; proven ability to analyze and interpret financial statements and information; advanced loan structuring skills; technical supervisory skills sufficient to provide guidance and training to Credit Underwriter I & II(s); proficient knowledge of Microsoft Word, Excel and all other departmental computer programs. Experience: Minimum of four (4) experience as a Credit Underwriter I/II normally required.