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Underwriter jobs in Tampa, FL

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  • Senior Credit Underwriter

    Fintrust Connect

    Underwriter job in Tampa, FL

    For more Job Opportunities follow FINTRUST CONNECT here: FinTrust Connect: Jobs | LinkedIn Senior Credit Underwriter -CRE -Tampa, FL FinTrust Connect has partnered with a community-focused regional banking institution to identify a skilled Senior Credit Underwriter specializing in Commercial Real Estate. This is a hybrid role based in Tampa, FL, ideal for a candidate who thrives on analyzing complex CRE transactions and supporting portfolio performance in a dynamic, deal-driven environment. Why this opportunity? Culture: Credit-first institution with collaborative deal teams and a focus on responsible lending practices Workplace: Hybrid in Tampa, FL Function: CRE underwriting and portfolio oversight for new originations, renewals, and ongoing risk management Requirements: Minimum of 5 years of experience underwriting CRE loans in a commercial banking environment Bachelor's degree and formal credit training program preferred Proficiency in financial statement analysis, loan structuring, and real estate valuation methods Experience with borrowing base certificates, appraisals, rent rolls, and third-party CRE reports Knowledge of regulatory guidelines and risk rating methodologies Strong Excel and credit modeling skills Description: Underwrite and structure commercial real estate transactions including acquisitions, refinances, construction loans, and extensions Participate in client meetings and internal credit discussions to assess risk, guide loan structure, and ensure compliance with policy Prepare credit presentations and submit recommendations to appropriate credit authorities Monitor ongoing CRE loan portfolios for financial covenant compliance, maturing debt, collateral performance, and reporting requirements Analyze borrower financials, appraisals, rent rolls, and third-party reports to validate underwriting assumptions and risk exposure Maintain accurate and timely internal reports including criticized asset monitoring and risk ratings Coordinate with relationship managers, risk officers, and asset managers to support deal execution and portfolio performance Contribute to special projects and portfolio reviews focused on CRE credit exposure and strategic risk management
    $44k-84k yearly est. 21h ago
  • SBA Underwriter

    Florida Business Development Corp 3.6company rating

    Underwriter job in Tampa, FL

    Overall Demeanor/Goals - Loan underwriting is one of the most essential components of the overall process and function for FBDC. Loan underwriting demonstrates one's institutional credit quality which is corollary to the loan portfolio's risk and return consistent to that of the Board's risk appetite, SBA objective, and basic sound credit analyses. As for any financial institution, underwriting sets the foundation in the process of defining the level of creditworthiness and standard to which we assess our loan portfolio's ability to withstand the anticipated or unforeseen changes to the economic and market conditions. At a minimum, it is expected that underwriters meet the requirements set forth in the FBDC credit policy. These standards comply with those identified in the SBA SOP and ratified by the Board. Additionally, it is absolute that each underwriter exert the desired characteristics and commitment to hard work, industry expertise, professionalism, integrity and dedication to excellence that is imbedded within our culture. The result of this commitment will be measured by how well we perform relative to our competition in terms of SBA 504 loan volume in dollars and units as well as on going audits both internal and external. Leadership - As a member of the FBDC team, we exhibit the standards of a well-established leader in the SBA 504 industry. For that reason, we must always represent FBDC in a professional and respectful manner, in and out of the office environment. Furthermore, as team members of one of the top performing CDCs in the nation, we must strive to meet our client's expectations and be a resource for those that need assistance and insight to the program. We are all equally accountable for the performance and reputation of FBDC. Underwriting/SBA Knowledge - It cannot be emphasized enough that all underwriters must adhere and effectively comply with all applicable FBDC policies and procedures. Underwriters must be able to comprehend and interpret the SBA SOP as this is essential to daily operations and defined role. Underwriters are held responsible to insure all necessary documents, with applicable signature(s), are in file in order to comply with random audits both internal and external. It is essential to keep abreast of economic conditions and changes in the market and SBA industry, including any updates to underwriting standards in order to deliver a sound risk decision. SBA eligibility requirements, risk identification, credit analysis, remediation, process loan package and procurement of an SBA guarantee is not the Business Development Officer's responsibility, this is a credit determination and accountability lies with the underwriting team. Performance - Responsibilities to include: •Effectively communicate with customers and fellow co-workers both written and verbally. •Understand and retain SBA eligibility/procedure requirements. •Must execute in a fast paced, high demand, environment while managing multiple obligations/tasks. •Ability to interpret and discuss analytical financial data and reports. •Ability to timely identify, document, and/or mitigate credit risk. •Ability to underwrite, structure, and determine credit worthiness while meeting lender and borrower expectations. •Thoroughly and independently analyze simple to complex credit situations and conform a sound credit decision/recommendation. •Comply with reasonable set expectations and completion of loan processing in all stages from initial underwriting, submission, authorization, verification, document storage and funding. •Must be able to excel in a team environment and be willing to take on additional tasks or roles for the betterment of the company. •Knowledge of FBDC's loan management software (currently Ventures+) Underwriter: (4+ years of SBA credit experience or equivalent): •Must possess the skills to underwrite the loan request and package the application according to SBA guidelines and FBDC standards. •Must perform all necessary tasks and responsibilities required to insure SBA and FBDC compliance which include but not limited to successfully obtain SBA authorization, perform 327 change action, review and receive acceptable appraisal and environmental reports, insure verification of necessary documentation, and other tasks as required. •Maintain all 327 action changes in the loan management software so that it reflects the Authorization requirements at all times. •Application packages are audited internally and externally. Exceptions are to be minimal. The underwriter will be held accountable for any and all exceptions to the application package. •Ability to assist in any additional project(s) or task(s) upon request. •Mentor or review loan requests and documentation of less experienced underwriter(s). •Share knowledge and expertise within the company. •Production volume - it is expected that a senior level underwriter(s) has capacity to perform all the above tasks and responsibilities for 48 loan requests per fiscal year. Market/Industry Intelligence - It is expected that every underwriter keeps abreast to the ever changing market and industry, not just SBA but all developments in their sector. There are several resources that all team members can take advantage of within the company and in the industry, such as RMA, Coleman, NAGGL, NADCO, etc. An underwriter should initiate insightful research in order to have a deeper analytical understanding of key industries. This continuous development and improvement of our knowledge along with sharing information, skills, and expertise is essential to our competitive advantage in the SBA 504 industry. Time Management - As our company environment allows to self-manage our time, it nonetheless requires delivery of quality write-ups to internal and external parties within deadlines. This requires that we all pay attention to details and are accountable for the accuracy of our work to ensure completion within expectations. We must always recognize the urgency of each situation and respond appropriately and efficiently in order to consistently deliver on time. The underwriter must possess the organizational skills to manage workflow efficiently as they should have multiple deals (including funding analyses and 327s) at a time in different stages of completion. It is imperative that an underwriter know how to prioritize various tasks. Management understands they will need to stop on one task and pick up on another based upon the situation. Conclusion - Every member of FBDC is essential to our operation but none more so than the underwriters as they are the primary liaisons between the BDO and the SBA. Based upon the high expectations FBDC has in terms of dollar volume and unit volume, it is inherent that each underwriter be an industry expert. Each credit we oversee makes an impact not just within the company but more so in our communities and in our States. Annual Production Expectation The expectation is to review 1 deal per week or 45 per year factoring in vacations & holidays. FBDC conducts annual performance reviews every September. Education/Experience • 4-year degree required in Finance, Business Administration or related field • Minimum 4 years of SBA 7a/504 experience required. Benefits • 100% company-paid healthcare, dental, vision for the entire family • Life insurance policy for the employee • Production bonuses paid bi-annually • 3% safe harbor 401(k) • Up to 9% profit sharing to the 401(k) based on company results • 15 paid vacation days and 7 sick days per year ************
    $54k-97k yearly est. 60d+ ago
  • Underwriter I

    Integrity Marketing Group 3.7company rating

    Underwriter job in Clearwater, FL

    Insurance Administrative Solutions Clearwater, FL About Insurance Administrative Solutions Insurance Administrative Solutions, L.L.C. ("IAS"), an Integrity company headquartered in Clearwater, Florida, is a third-party administrator providing business process outsourcing for insurance carriers. Formed in 2002, IAS administers policies for insureds residing all across the United States. JOB SUMMARY: Interviewing applicants for Medicare Supplement insurance in a professional, patient, honest, confidential, and efficient manner. Primary Responsibilities other duties may be assigned as necessary: * Responsible for conducting phone interviews on both outbound and inbound telephone calls. * Verify all necessary information from the application over the phone with an applicant * Follow a telephone script and when appropriate, use supplemental questionnaires for medical conditions and certain medications to obtain detailed information about the condition/medication in question. * Carefully listen to the applicant's responses to ensure the accuracy of the information gathered. * Identify and request any outstanding underwriting requirements to complete the processing of an application. * Enter completed interviews and underwriting requirements in the admin system. * Determine if an applicant meets the underwriting guidelines set forth by our clients. * Comfortable working in a face paced environment while demonstrating critical and analytical thinking capabilities. Primary Skills & Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. * High school diploma or GED equivalent with 1 year of proven experience in insurance, medical field, or customer service * Medical insurance background preferred * Proven prescription drug knowledge required; Pharmacy background preferred * Strong phone contact handling skills and active listening * Familiarity with Microsoft Office products * Ability to adapt and respond to different types of people and tasks * Excellent communication and documentation skills * Problem solving ability with high level of attention to detail * Ability to exercise good judgment, maintain confidentiality, and uphold ethical standards * Confident, self-motivated individual who thrives both independently and within a team environment * Ability to multi-task, prioritize, and manage time effectively and efficiently * Reliable transportation and the ability to be punctual and dependable * Ability to work scheduled shifts, rotate schedules with other employees for proper department staffing needs and work overtime as needed Benefits Available * Medical/Dental/Vision Insurance * 401(k) Retirement Plan * Paid Holidays * PTO * Community Service PTO * FSA/HSA * Life Insurance * Short-Term and Long-Term Disability About Integrity Integrity is one of the nation's leading independent distributors of life, health and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and wealth so they can prepare for the good days ahead. Integrity offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. Why? Because we put our people first! At Integrity, you can start a new career path at company you'll love, and we'll love you back. We're proud of the work we do and the culture we've built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with tons of professional opportunities for you to accelerate your career. Integrity offers our people a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind. Headquartered in Dallas, Texas, Integrity is committed to meeting Americans wherever they are - in person, over the phone or online. Integrity's employees support hundreds of thousands of independent agents who serve the needs of millions of clients nationwide. For more information, visit Integrity.com. Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Integrity, LLC will provide reasonable accommodations for qualified individuals with disabilities.
    $57k-100k yearly est. Auto-Apply 7d ago
  • Underwriter/Broker

    Bridge Specialty Group

    Underwriter job in Saint Petersburg, FL

    Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Hull and Company is seeking an Underwriter/ Broker to join team in St. Petersburg, FL. How You Will Contribute: Build agent and broker relationships Manage current book of business Provide excellent customer service Seek opportunities to access and cultivate new markets Effectively manage carrier relationships Provide guidance and training to Assistant Broker Review and analyze risks, ensuring all required information is obtained Foster and seek relationships with teammates across all levels of Hull & Company and Brown & Brown Ensure compliance with government agencies and corporate policies and procedures Attend training sessions, courses, etc. to maintain up-to-date skills Always conduct the highest level of confidentiality Other duties as needed Skills and Experience to be Successful: 2 - 5 years' experience in Commercial Multi-Line Insurance Sales and production driven mentality Experience working in a paperless environment preferred Must be detail-oriented and possess the ability to multi-task Proficiency in Microsoft Office 365 Exceptional customer service and interpersonal skills Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.
    $39k-70k yearly est. Auto-Apply 60d+ ago
  • Underwriter

    Heritage Mga LLC

    Underwriter job in Tampa, FL

    Reviews, evaluates, and rates insurance applications. Determines eligibility of risks when compared to guidelines of programs available. Evaluates the degree of risk involved anddetermine appropriate course(s) of action. Participates in surveys and studies to produce production and loss analysis reports as required. Essential Duties and Responsibilities: Teamwork Communicates with co-workers, management, vendors, and others in a courteous and professional manner. Effectively collaborate within the Underwriting, Operations, Product Management, Claims, and Sales teams. Proactively initiates and participates in various Underwriting related projects. Customer Focus Build, maintain, and manage successful producer relationships to achieve new business development and retention. Assist agents with comments or questions about applications and the likelihood of acceptance by the company. Participates in agency management activities. Answers questions from policyholders and prospects. Risk Evaluation Reviews applications and additional information to determine risk acceptability for the program(s)available within underwriting authority. Evaluate individual prior loss experience for selected risks. Evaluate the loss potential due to catastrophe, severity, and/or frequency. Handles high value risks and exceptions within authority. Reviews requests for cancellation, endorsements, etc. Reviews inspections for eligibility. Reviews policies for renewal consideration. Rate policies or check previously rated policies for proper rating. Utilizes knowledge of available systems to develop information for new or renewal policies. Requests additional documentation necessary for the processing of an application, endorsement or cancellation. Maintains the integrity of the company and products offered by complying with federal and state regulations as well as company policies and procedures. Job Qualifications: Associate's Degree or Bachelor's Degree preferred. 2-20, 20-44PL, or 4-40 Licensure preferred. Three years of property and casualty agency or company experience required. One year of property and casualty underwriting experience required. Knowledge of departmental regulations and policies and standard accepted underwriting practices. Proficiency with Microsoft Office products and internet research tools required. Excellent communication skills and ability to interact on a professional level with internal and external personnel. Demonstrated customer service focus / superior customer service skills. Resourceful and skilled in gaining consensus to solve problems. Results driven with strong problem solving and analytical skills. Ability to work independently in afast-pacedenvironment; and manages changingpriorities effectively. Detail-oriented and exceptionally organized. Collaborative partner; ability to contribute to a positive work environment. General Information: All employees must pass a pre-employment background check. Other checks may be needed based on position: driving history, credit report, etc. The preceding has been designed to indicate the general nature of work performed; the level of knowledge and skills typically required; and usual working conditions of this position. It is not designed to contain, or be interpreted as, a comprehensive listing of all requirements or responsibilities that may be required by employees in this job. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Heritage Insurance Holdings, Inc. is an Equal Opportunity Employer. We will not discriminate unlawfully against qualified applicants or employees with respect to any term or condition of employment based on race, color, national origin, ancestry, sex, sexual orientation, age, religion, physical or mental disability, marital status, place of birth, military service status, or other basis protected by law.
    $40k-70k yearly est. Auto-Apply 60d+ ago
  • Underwriter

    Auto-Owners Insurance 4.3company rating

    Underwriter job in Lakeland, FL

    We offer a merit-based work-from-home program based on job responsibilities. After initial in-person training of up to 6 months, you could have the flexibility of work-from-home time up to 3 days per week. Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to: Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment Analyze loss experience, financial conditions and physical characteristics of risks Acquire a working knowledge of supporting sections of the underwriting department Effectively communicate with independent agents and other associates through verbal and/or written means Participate in and successfully complete the Company underwriter training program Desired Skills & Experience Bachelor's degree or direct equivalent experience with property/casualty underwriting Ability to organize data, multi-task and make decisions independently Above average communication skills (written and verbal) Ability to write reports and compose correspondence Ability to resolve complex issues Continually develop product knowledge through participation in approved educational programs Benefits Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you! Equal Employment Opportunity Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law. *Please note that the ability to work in the U.S. without current or future sponsorship is a requirement. #LI-DNI
    $30k-54k yearly est. Auto-Apply 60d+ ago
  • Underwriter I

    Insurance Administrative Solutions 4.3company rating

    Underwriter job in Clearwater, FL

    Insurance Administrative Solutions Clearwater, FL Insurance Administrative Solutions, L.L.C. ("IAS"), an Integrity company headquartered in Clearwater, Florida, is a third-party administrator providing business process outsourcing for insurance carriers. Formed in 2002, IAS administers policies for insureds residing all across the United States. JOB SUMMARY: Interviewing applicants for Medicare Supplement insurance in a professional, patient, honest, confidential, and efficient manner. Primary Responsibilities other duties may be assigned as necessary: * Responsible for conducting phone interviews on both outbound and inbound telephone calls. * Verify all necessary information from the application over the phone with an applicant * Follow a telephone script and when appropriate, use supplemental questionnaires for medical conditions and certain medications to obtain detailed information about the condition/medication in question. * Carefully listen to the applicant's responses to ensure the accuracy of the information gathered. * Identify and request any outstanding underwriting requirements to complete the processing of an application. * Enter completed interviews and underwriting requirements in the admin system. * Determine if an applicant meets the underwriting guidelines set forth by our clients. * Comfortable working in a face paced environment while demonstrating critical and analytical thinking capabilities. Primary Skills & Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. * High school diploma or GED equivalent with 1 year of proven experience in insurance, medical field, or customer service * Medical insurance background preferred * Proven prescription drug knowledge required; Pharmacy background preferred * Strong phone contact handling skills and active listening * Familiarity with Microsoft Office products * Ability to adapt and respond to different types of people and tasks * Excellent communication and documentation skills * Problem solving ability with high level of attention to detail * Ability to exercise good judgment, maintain confidentiality, and uphold ethical standards * Confident, self-motivated individual who thrives both independently and within a team environment * Ability to multi-task, prioritize, and manage time effectively and efficiently * Reliable transportation and the ability to be punctual and dependable * Ability to work scheduled shifts, rotate schedules with other employees for proper department staffing needs and work overtime as needed Benefits Available * Medical/Dental/Vision Insurance * 401(k) Retirement Plan * Paid Holidays * PTO * Community Service PTO * FSA/HSA * Life Insurance * Short-Term and Long-Term Disability About Integrity Integrity is one of the nation's leading independent distributors of life, health and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and wealth so they can prepare for the good days ahead. Integrity offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. Why? Because we put our people first! At Integrity, you can start a new career path at company you'll love, and we'll love you back. We're proud of the work we do and the culture we've built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with tons of professional opportunities for you to accelerate your career. Integrity offers our people a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind. Headquartered in Dallas, Texas, Integrity is committed to meeting Americans wherever they are - in person, over the phone or online. Integrity's employees support hundreds of thousands of independent agents who serve the needs of millions of clients nationwide. For more information, visit Integrity.com. Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Integrity, LLC will provide reasonable accommodations for qualified individuals with disabilities.
    $43k-73k yearly est. Auto-Apply 7d ago
  • Underwriter

    Chubb 4.3company rating

    Underwriter job in Tampa, FL

    We are looking for a candidate who is highly motivated to succeed and is results oriented. Candidate must have experience in multi-line package underwriting. The lines of business included on the platform include but are not limited to: Package, Auto, Workers Compensation, and Umbrella. The position underwrites newline and renewal accounts submitted through the online platform. Responsible for $5-$7 MM renewal portfolio and $1.5MM new business production Execution on Individual growth plan to include Growth, New Business, Retention, Rate and Profitability Execution on Individual goals with respect to Policy Issuance and Underwriting File Integrity Ensure Data Integrity on assigned book of business Production focus on manufacturing, wholesale and professional services Execution of business strategy based upon portfolio class and customer type Developing relationships with brokers in assigned regions1 Travel to assigned local territory markets for broker/client/branch meetings Stewardship of large accounts Adherence to Delegated Authority Statement Bachelor's Degree 2+ Years carrier experience underwriting property- casualty new business and renewal, package, auto, workers compensation and umbrella, risks averaging $250,000 account premium 1+ year carrier experience underwriting property- casualty lines plus applicable risk management designations, such as AU, CPCU, etc.
    $75k-105k yearly est. Auto-Apply 60d+ ago
  • MFD Senior Underwriter

    Pennymac 4.7company rating

    Underwriter job in Tampa, FL

    PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U. S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The Senior Underwriter will be responsible for underwriting agency, jumbo, and FHA loans to established company and investor guidelines. As the Underwriter, you must be able to clearly communicate underwriting decisions and stipulations to sales, processing staff and Clients. The Senior Underwriter will: Review all mortgage applications and documentation for accuracy and completeness Perform a risk based review on all loans based on expected performance and ability to repay, aside from GSE or HUD specific requirements Input all required information into underwriting module accurately and within established time frames Compliance reviews that fall into the Underwriting purview must be accurately performed and escalated as required Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring 2+ years experience at underwriting borrowers with complex financial and income statements 2+ years experience preparing cash flows on partnerships, s-corporations and corporations Experience working with automated loan origination systems Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector Knowledge of mortgage lending laws and regulations Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: ********************* page. link/benefits For residents with state required benefit information, additional information can be found at: ************ pennymac. com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $65,000 - $100,000 Work Model REMOTE
    $65k-100k yearly Auto-Apply 53d ago
  • Mortgage Underwriter

    Zentech Consulting 3.9company rating

    Underwriter job in Clearwater, FL

    The Mortgage Loan Underwriter position is responsible for underwriting Conventional, FHA, and VA loans following established company, agency and investor guidelines. The underwriter evaluates mortgage loan files and assesses risk based on compliance, agency, investor, and company guidelines to ensure salability with minimal loss. Individuals in this role are required to keep current with regulatory and market changes. Ideal candidates will be service-focused with superior time-management and communication skills, have the ability to multi-task. Key responsibilities Complete thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans Review resubmitted files and documents Make and issue independent compliant loan decisions Maintain company service level and turn-time standards Respond to audits and post-closing issues in a timely manner Maintain working knowledge of agency and investor guidelines and policies Mentor processing staff on underwriting deficiencies and calculation errors Other duties as assigned Compensation -Initial hours 9-5 + OT at month end. Ability to work from home after 6 months (with one day a week in office). -Starting salary begins at $36.00/hr+ based on credentials and interview -Quarterly bonuses offered -Full Benefit package offered Qualifications 2 years' experience underwriting with strong credit, collateral, and risk analysis background preferred FHA, VA designations preferred Strong analytical decision-making and problem-solving abilities Demonstrated success in a fast-paced, high-stakes environment Excellent verbal and written communication skills Additional Information All your information will be kept confidential according to EEO guidelines.
    $36 hourly 16h ago
  • Underwriter Trainee - Casualty and Professional Lines

    Berkley 4.3company rating

    Underwriter job in Tampa, FL

    Company Details Berkley Edge offers solutions for hard-to-place and distressed risks for both professional and casualty lines of business. Edge will focus on small to mid-sized risks through a wholesale only distribution model. Founded in 1967, W. R. Berkley Corporation has grown from a small investment management firm into one of the largest commercial lines property and casualty insurers in the United States. Along the way, we have been listed on the New York Stock Exchange, seen our revenue soar well past $10 billion, and become a well-respected Fortune 500 Company. Responsibilities This is an entry level position within insurance underwriting. The Underwriter Trainee will be focused on learning the underwriting practices and the application of building and growing the Edge business. In this role, trainees will participate in formal or on-the-job training, developing a working knowledge of product language, underwriting practices, policies and guidelines. This position has a defined career path and is a great first step in the insurance industry. Key functions will include but are not limited to: Industry/Practice/Knowledge Links line of business policies and practices to company strategies Identifies and acts on opportunities to share knowledge with clients and customers Networks with peers and outside resources to exchange ideas and information Product Skills Compares company coverages to competitors and differentiates our company from others Identifies new product opportunities Explains company service capability and applies to specific client needs, including coordination of standard service delivery to customers Book Management/Pricing Skills Applies standard pricing to exposures Applies individual loss and expense factors, when applicable Utilizes internal information systems to measure results Analyzes and evaluates impact of producer performance on assigned book Applies key expense components, influencing controllable elements according to plans and strategies Identifies and evaluates influence of competitor strategies in local territory or line of business and its effects on the company's business Consulting Provides appropriate input for written premium and expense budget planning Offers creative solutions that contribute to the achievement of business results Risk Selection Applies underwriting strategies and standards to pre-qualify risk acceptability Identifies and assesses exposures for each risk Performs detail analysis utilizing appropriate information (exposure/rate/financial & loss) to determine account acceptability, taking customer needs into consideration Assesses rate adequacy relative to exposure Client Management Identifies clients' needs and recommends solutions Handles or refers as appropriate cross selling opportunities Negotiates standard coverage issues, closes sale, and gauges customer satisfaction Identifies and accesses basic underwriting/service resources and associated cost benefit Demonstrates knowledge of competitors products, strategies, strengths, weaknesses, position within agencies/in marketplace, financial picture Develops and pursues prospective clients Follows-up on prospective and incumbent clients' needs Qualifications Bachelor's degree in business, Risk Management, Insurance, or a related field (or equivalent experience) Prior experience in insurance a plus. Strong analytical, organizational, and communication skills. Proficiency in Microsoft Office Suite (Excel, Word, Outlook). Eagerness to learn and grow within the insurance industry. Ability to work both independently and collaboratively in a fast-paced environment. Computer literate including use of Word, Excel and various project management tools Flexible and open to change and enhancements to help evolving in a competitive market Adaptive to adjusting priorities and/or work on multiple tasks Strong sense of ownership and accountability as a result of being highly motivated The Company is an Equal Employment Opportunity Employer Additional Company Details We do not accept unsolicited resumes from third party recruiting agencies or firms. Sponsorship Details Sponsorship not Offered for this Role
    $70k-99k yearly est. Auto-Apply 37d ago
  • AUDIT EVALUATION & REVIEW ANALYST - 41001236 1

    State of Florida 4.3company rating

    Underwriter job in Tampa, FL

    Working Title: AUDIT EVALUATION & REVIEW ANALYST - 41001236 1 Pay Plan: Career Service 41001236 Salary: $60,935.16 annually Total Compensation Estimator Tool This is a re-advertisement. Prior applicants need not re-apply Our Organization and Mission: The Office represents the State of Florida in state and federal civil and criminal courts, from trial courts to the Supreme Court of the United States. Position Summary: This Audit Evaluation & Review Analyst position is in the Office of the Attorney General within the Medicaid Fraud Control Unit in Tampa, Florida or Orlando Florida, and involves auditing complex multi-million-dollar healthcare fraud investigations that can result in criminal and/or civil litigation. Pay: $60,935.16 Annually Qualifications: * Six (6) years of work experience in the area of professional auditing or financial analysis experience; or * A bachelor's degree from an accredited college or university with a major in accounting, finance or a related area and at least two (2) years work experience as stated above; or * A master's or other advanced degree from an accredited college or university in accounting, finance, business or related area and one (1) year of work experience as stated above; * A Certified Public Accountant (C.P.A.) or Certified Internal Auditor (C.I.A.) license can substitute for one (1) year of required work experience. SKILLS VERIFICATION TEST All applicants who meet the screening criteria/minimum job requirements will be required to take a timed Skills Verification Test. Applicants must receive a core of at least 70% to move to the interview phase. The Work You Will Do: The responsibilities of this position include, but are not limited to the following: This position's primary duties require advance knowledge and educational requirements of a bachelor's degree with a major in accounting and five years of professional auditing or financial analysis experience. The ability to exercise discretion and judgement when applying the rules, regulations and laws of the Medicaid unit, both Federal and State. 40% Requires the use of professional judgement and experience regarding Medicaid Laws and Regulations and the ability to provide financial expertise to the investigative team by: 1) Reviewing resident trust accounts, 2) Guiding and directing Medicaid Analysts as needed 3) Conducting random sampling in accordance with HHS-OIG standards, 4) Calculating Medicaid overpayments and exploitation losses, 5) Providing financial interpretation and guidance as required by Assistant Attorneys General, Lead Investigators and Medical Investigators. 30% Serve as lead investigator on cases involving suspected Cost Report Fraud and Prospective Payment System Medicaid provider fraud involving: 1) Nursing Homes, 2) Hospitals, and 3) Intermediate Care Facilities for Individuals with Intellectually Disabilities (ICF/IID). In this capacity, an Auditor gathers or assists in gathering financial evidence; performs audits, examinations and reviews of financial evidence gathered in accordance with the Agency's and the Medicaid Fraud Control Unit's (MFCU) standard operating procedures, the U.S. Generally Accepted Accounting Principles (GAAP), the U.S. Generally Accepted Auditing Standards (GAAS), and other applicable financial standards/procedures governed by authorative bodies and organizations such as the Financial Accounting Standards Board (FASB), the Auditing Standards Board (ASB), the Accounting and Review Services Committee (ARSC), the Securities and Exchange Commission (SEC), the American Institute of Certified Public Accountants (AICPA). 25% Provide complex analysis ( including link analysis) and interpretation of: 1) Bank and credit card statements, 2) IRS tax returns, both corporate and individual, 3) Target assets subject to seizure, 4) Financial records, including general ledger, trial balance, income statement, balance sheet, and statement of cash flow. 5% Perform other related duties as assigned. Candidate Profile (application) must be completed in its entirety. * Include supervisor names and phone numbers for all periods of employment. * Account for and explain any gaps in employment so that the hiring process is not delayed. * Experience, education, training, knowledge, skills and/or abilities as well as responses to pre-qualifying questions must be verifiable to meet the minimum qualifications. * It is unacceptable to use the statement "See Resume" in place of entering work history. * If you experience problems applying online, please call the People First Service Center at **************. The Benefits of Working for the State of Florida: Working for the State of Florida is more than a paycheck. The State's total compensation package for employees features a highly competitive set of employee benefits including: * Annual and Sick Leave benefits. * Nine paid holidays and one Personal Holiday each year. * State Group Insurance coverage options, including health, life, dental, vision, and other supplemental insurance options. * Retirement plan options, including employer contributions (For more information, please click *************** * Flexible Spending Accounts * Tuition waivers. * And more! For a more complete list of benefits, visit ***************************** IMPORTANT NOTICE: To be considered for the position, all applicants must: Submit a complete and accurate application profile necessary for qualifying such as dates of service, reason for leaving, etc. In addition, all applicants must ensure all employment and/or detailed information about work experience is listed on the application (including military service, self-employment, job-related volunteer work, internships, etc.) and that gaps in employment are explained. NOTE: Any required experience and/or preferences listed in the advertisement must be verified at the time of application. * Ensure that applicant responses to qualifying questions are verifiable by skills and/or experience stated on the employment application and/or resume. Applicants who do not respond to the qualifying questions will not be considered for this position. * The elements of the selection process may include a skill assessment exercise. * Current and future vacancies may be filled from this advertisement for a period of up to six months. Following the six-month period, a new application must be submitted to an open advertisement to be considered for that vacancy. * OAG employees are paid biweekly. All state employees are required to participate in the direct deposit program pursuant to s. 110.113, Fs. CRIMINAL BACKGROUND CHECKS/ DRUG FREE WORKPLACE: All OAG positions are "sensitive or special trust" and require favorable results on a background investigation including fingerprinting, pursuant to s. 110.1127(2)(a), F.S. The State of Florida supports a Drug-Free Workplace, all employees are subject to reasonable suspicion or other drug testing in accordance with section 112.0455, F.S., Drug-Free Workplace Act. We hire only U.S. citizens and those lawfully authorized to work in the U.S. E-VERIFY STATEMENT: The Office of the Attorney General participates in the U.S. government's employment eligibility verification program (e-verify). E-verify is a program that electronically confirms an employee's eligibility to work in the United States after completion of the employment eligibility verification form (i-9). PERSONS WITH DISABILITY/ADA STATEMENT: The OAG supports the employment of individuals with disabilities and encourages them to seek employment within our agency. If you need an accommodation because of a disability, as defined by the Americans with Disabilities Act, in order to participate in the application process, please notify the people first service center at ************. If you need an accommodation during the selection process, please notify the hiring authority in advance to allow sufficient time to provide an accommodation. REMINDERS: Male applicants born on or after October 1, 1962, will not be eligible for hire or promotion unless they are registered with the Selective Service System (SSS) before their 26th birthday, or have a Letter of Registration Exemption from SSS. For more information, please visit the SSS website at: https: //************ If you are a retiree of the Florida Retirement System (FRS), please check with the FRS on how your current benefits will be affected if you are re-employed with the State of Florida. If you return to FRS employment before satisfying the required waiting period, your retirement may be voided, and you may have to repay all benefits you have received, including any Deferred Retirement Option Program (DROP) payout. The State of Florida is an Equal Opportunity Employer/Affirmative Action Employer, and does not tolerate discrimination or violence in the workplace. Candidates requiring a reasonable accommodation, as defined by the Americans with Disabilities Act, must notify the agency hiring authority and/or People First Service Center (***************. Notification to the hiring authority must be made in advance to allow sufficient time to provide the accommodation. The State of Florida supports a Drug-Free workplace. All employees are subject to reasonable suspicion drug testing in accordance with Section 112.0455, F.S., Drug-Free Workplace Act. VETERANS' PREFERENCE. Pursuant to Chapter 295, Florida Statutes, candidates eligible for Veterans' Preference will receive preference in employment for Career Service vacancies and are encouraged to apply. Certain service members may be eligible to receive waivers for postsecondary educational requirements. Candidates claiming Veterans' Preference must attach supporting documentation with each submission that includes character of service (for example, DD Form 214 Member Copy #4) along with any other documentation as required by Rule 55A-7, Florida Administrative Code. Veterans' Preference documentation requirements are available by clicking here. All documentation is due by the close of the vacancy announcement. Location:
    $60.9k yearly 8d ago
  • Underwriter, Homeowners Insurance

    Slide Insurance

    Underwriter job in Tampa, FL

    Slide Insurance - Fun. Innovation Driven. Fueled by Passion, Purpose and Technology. At Slide, you will not only be part of a successful team, but you will also be a part of our Slide Vibe/award winning culture where collaboration and innovation are expected, recognized and awarded! What you will be doing: Review inspections, process changes, process cancellations and non-renewals. Analyze new and existing personal lines business to evaluate degree of risk and potential exposure. Obtain and analyze additional applicant information to determine coverage needs. Evaluate the level of risk for insuring each property. Provide recommendations regarding the approval of an application. Assist agents with premium cost determination. Evaluate insurance claims for accuracy and ensure appropriate coverage amounts. Perform other duties, as assigned What you already have: Education, Experience, and Licensing: Bachelor's degree or an equivalent combination of a High School diploma and pertinent work experience is required. Minimum 3 years' experience in the Property & Casualty Homeowner's insurance industry. Minimum 1-2 years of personal lines underwriting experience. Qualifications/Skills and Competencies: In-depth understanding of insurance coverage and policy writing. Proficiency in technical underwriting and associated skills. Ability to make complex decisions using critical thinking in the assessment and management of risk according to established guidelines and authority. Strong written and verbal communication skills with the ability to interact on a professional level. Ability and desire to deliver exceptional customer service. Exceptional organizational and time management skills with the ability to plan and prioritize effectively. Project management and organization skills. Proficient in MSO/365 applications such as Microsoft Teams, SharePoint, Word, Excel, PowerPoint, and Outlook. Desire to live Slide's Core Values. What Slide offers to you: The Slide Vibe - An opportunity to be a part of a fun and innovation-driven culture fueled by Passion, Purpose and Technology! Slide offers many opportunities to collaborate and innovate across the company and departments, as well as get to know other Sliders. From coffee chats, to clubs, to social events - we plan it, so all Sliders feel included and Enjoy their Journey. Benefits - Created using Slider feedback, Slide offers a comprehensive and affordable benefits package to cover all aspects of health...Physical, Emotional, Financial, Social and Professional. A Lifestyle Spending Account is set up for each Slider and Slide contributes to it monthly for use on any benefit that individually suits you - Health Your Way! 2023, 2024 & 2025 BEST PLACE TO WORK - Tampa Bay Business Journal 2024 & 2025 TOP WORKPLACE - Tampa Bay Times (Local) & 2024 TOP WORKPLACE - USA Today (National)
    $37k-85k yearly est. Auto-Apply 33d ago
  • Personal Lines Underwriter - Lightspeed

    Safepoint MGA

    Underwriter job in Tampa, FL

    Safepoint Insurance is a Property & Casualty insurance carrier seeking experienced Underwriters to support our Lightspeed Department! If you have a passion for risk analysis and a strong background in underwriting, we encourage you to apply! is 11:00 AM - 8:00 PM, Monday - Friday. Job Summary Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines. Duties and responsibilities Reviews exterior inspection reports, new business submissions, risk alerts as well as follow up tasks on accounts needing additional underwriting review/action. Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability. Interprets manuals and contracts for multiple lines of business in multiple states. Researches and correctly enters information into the company policy administration system. Communicates effectively internally and externally, escalating issues when warranted. Adheres to the established productivity and quality metrics established. Other tasks and projects may be assigned. Essential Functions Assists internal service associates via telephone and e-mail with exception requests beyond their authority level. Ability to think critically, assess risk, and make informed decisions Assists agents via telephone and e-mail with new business exception requests. Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company. Ability to obtain and maintain resident Property & Casualty insurance licensing through the Florida DFS, and reciprocal licenses in all 50 states in the continental United States Qualifications 3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance required FL resident 2-20 or 20-44 license and reciprocal licenses in all 50 states preferred Thorough knowledge of the underwriting process and the analytics involved Excellent communication and organizational skills Advanced computer skills and strong systems knowledge College degree preferred Licensing Requirements Please note that most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position. Physical Requirements While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle, or feel; and reach with hands and arms. Working Conditions This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines. Compensation and Benefits We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide: Market Competitive Wages commensurate with experience Prof. Development and Educational Assistance Programs Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution Paid Time-Off (Discretionary, PTO, Parental Leave, and others) Company Paid Holidays Health Insurance Dental Insurance Vison Insurance Short and Long Term Disability Insurance Flexible Spending Accounts with Company Contribution Health Savings Accounts with Company Contribution Employee Life and AD&D Insurance Dependent Life and AD&D Insurance Free AAA Membership Identity Theft Protection Other Ancillary Insurance Benefit Programs And more… Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.
    $44k-82k yearly est. Auto-Apply 60d+ ago
  • Commercial Underwriter / Portfolio Management Officer

    Amerant Bancorp Inc.

    Underwriter job in Tampa, FL

    This position is responsible for the overall management of the Commercial Banking Loan Portfolio. Assist in the maintenance of the credit quality, portfolio administration and monitoring of credit quality for the commercial loan portfolio and accounts for both C&I and CRE loans. Monitor portfolio and individual loan relationship trends, including to clear exceptions. Contribute to the quality and Credit Risk Management of the department's loan portfolio. Duties and responsibilities include: * Responsible for coordinating and streamlining Leap Process in order to facilitate the approval process. Reports to Commercial Banking Manager all Leap Process issues found in this area. * Responsible for administrating and monitoring the 30+ day delinquencies, risk rating process (CARs), as well as assisting in the identifying red flags or problems within the portfolio. Reports to Commercial Banking Manager all portfolio issues found in these areas. * Conduct analysis/underwriting functions, as needed * Responsible for monitoring exception, covenant and delinquent reports on a weekly basis. Reports to Commercial Banking Manager all portfolio issues and irregularities found in these reports. * On-going review of future maturities for timely disposition. * Provide support on new business activities by screening preliminary data and follow up in obtaining required documentation. * Identify, track and monitor loan policy exceptions, review credits with loan covenants and verify compliance. * Coordinate delinquent loan monitoring of assigned portfolio recommend appropriate action. Report status to supervisor. * Review Commitment Letters for accuracy and consistency with credit services / underwriting recommendations. * Attend seminars and training sessions to keep abreast of changing regulations, as well as industry/market trends and conditions. * Provide assistance in other areas within the department, as required, covering during vacation or absenteeism Minimum Education and/or Certifications Requirements: * Bachelor's in Accounting or Finance required or 8 years of portfolio management experience. * Formal credit training required. Minimum Work Experience Requirements: * 7+ years of professional experience in lending field, credit analysis/underwriting of loans. * 6+ years assisting in the maintenance of credit quality, portfolio administration and monitoring of credit quality for the commercial loan portfolio and accounts for both C&I and CRE loans. * Knowledge of Bank documentation and other bank products Technical and/or Other Essential Knowledge: * Previous knowledge with Fiserv EFT, Nautilus, CBS AS400, Datapro * Proficiency using Microsoft Office 365 products including MS Word, MS Visio, MS Excel, MS Teams, and MS PowerPoint
    $48k-80k yearly est. 11d ago
  • Assistant Underwriter for Wholesale Insurance Company

    Novatae Risk Group

    Underwriter job in Tampa, FL

    Underwriting Assistant We are seeking an underwriting assistant candidate who can manage a substantial book of renewal business while also handling tasks associated with new and renewal accounts. This would be an office role in Tallahassee with a range of $45-$50k. The successful candidate understands the importance of personal responsibility and resourcefulness while demonstrating the following: Qualifications: Ability to prioritize tasks so that work is done quickly and at the highest quality Owning processes/tasks/issues from start to finish Openness to learning new ways of working Produce error-free work Receptive to constructive criticism as a means to continually improve the quality of work Instill a sense of urgency in self and in others A self-starter that demonstrates a high level of initiative and can confidently manage their time and workload Creates trust through transparent practices such as sharing information and honest communication Being definite and decisive, but not inflexible Requirements: Property & Casualty License required, or agreement to obtain within 3-6 months of employment Valid driver's license and insurance Possess strong administrative and computing skills, including Microsoft Office (Word, Excel and Power Point) Able to work independently and enjoy a high degree of interaction with team members. Self-motivated and driven. Maintain a sense of urgency and ability to work with and meet deadlines. Demonstrate effective written and verbal communication The ability to multi-task, prioritize, and use discretion surrounding sensitive information. Equal Employment Opportunity At Novatae, we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our products, and our community to flourish. Novatae is honored to be an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, color, ancestry, religion, sex, national orientation, age, citizenship, marital status, disability, gender identity, sexual orientation, or Veteran status. In addition, Novatae makes reasonable accommodations to known physical or mental limitations of an otherwise qualified applicant or employee with a disability, unless the accommodation would impose an undue hardship on the operation of our business.
    $45k-50k yearly Auto-Apply 60d+ ago
  • Underwriting Specialist/Executive Underwriter, Healthcare

    Markel Corporation 4.8company rating

    Underwriter job in Tampa, FL

    What part will you play? If you're looking for a place where you can make a meaningful difference, you've found it. The work we do at Markel gives people the confidence to move forward and seize opportunities, and you'll find your fit amongst our global community of optimists and problem-solvers. We're always pushing each other to go further because we believe that when we realize our potential, we can help others reach theirs. Join us and play your part in something special! The primary purpose of this position is to underwrite new business and renewals for Healthcare Risk Solutions in the Southeast Region. You will write profitable business, operating within your authority level and established guidelines, and drive initiatives that impact the business. This role will involve handling larger and more complex accounts. It requires the ability to use underwriting tools to determine accurate classifications, rates, and premium charges. In-depth knowledge of coverage forms, policy language, and the appropriate use of forms and exclusions is essential. This position also offers the opportunity to train and develop less experienced underwriters. What you'll be doing: * Possess an expert understanding and proven ability to underwrite hospitals, hospital systems, allied/miscellaneous medical facility businesses, and complex healthcare risks. * Demonstrate a thorough grasp of policy language, including primary, lead umbrella, excess follow form, and captive reinsurance. * Analyze complex loss data and work with experience rating and loss rating; familiarity with actuarial concepts and the ability to collaborate effectively with internal actuaries. * Present confidently at underwriting meetings with senior executives from existing and prospective insureds. * Provide policy review and rating guidance. * Actively participate in claims meetings and reviews. * Quote and bind new and renewal accounts in accordance with our underwriting guidelines and strategy. * Maintain and adhere to all underwriting file documentation standards. * Cultivate and improve broker relationships across the Southeast Region, demonstrating tangible results. * Collaborate with regional leadership, product leadership, actuarial, claims, finance, and clients/brokers to ensure optimal solutions for Markel and the client. What we're looking for: * 8+ years of healthcare professional liability underwriting experience. * Demonstrated technical knowledge and skills reflecting a progression through positions of increasing responsibility. * Proven marketing and relationship-building skills. * A four-year college degree and/or CPCU or similar designation preferred. * Excellent oral and written communication skills. * Proficiency in Microsoft Office, including MS Word and MS Excel. * Strong analytical and organizational skills. * A team player who thrives in a flexible and dynamic business environment with a desire to succeed. * Up to 25% travel (when appropriate). #LI-AB US Work Authorization US Work Authorization required. Markel does not provide visa sponsorship for this position, now or in the future. Pay information: Who we are: Markel Group (NYSE - MKL) a fortune 500 company with over 60 offices in 20+ countries, is a holding company for insurance, reinsurance, specialist advisory and investment operations around the world. We're all about people | We win together | We strive for better We enjoy the everyday | We think further What's in it for you: In keeping with the values of the Markel Style, we strive to support our employees in living their lives to the fullest at home and at work. * We offer competitive benefit programs that help meet our diverse and changing environment as well as support our employees' needs at all stages of life. * All full-time employees have the option to select from multiple health, dental and vision insurance plan options and optional life, disability, and AD&D insurance. * We also offer a 401(k) with employer match contributions, an Employee Stock Purchase Plan, PTO, corporate holidays and floating holidays, parental leave. Are you ready to play your part? Choose 'Apply Now' to fill out our short application, so that we can find out more about you. Caution: Employment scams Markel is aware of employment-related scams where scammers will impersonate recruiters by sending fake job offers to those actively seeking employment in order to steal personal information. Frequently, the scammer will reach out to individuals who have posted their resume online. These "job offers" include convincing offer letters and frequently ask for confidential personal information. Therefore, for your safety, please note that: * All legitimate job postings with Markel will be posted on Markel Careers. No other URL should be trusted for job postings. * All legitimate communications with Markel recruiters will come from Markel.com email addresses. We would also ask that you please report any job employment scams related to Markel to ***********************. Markel is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of any protected characteristic. This includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Should you require any accommodation through the application process, please send an e-mail to the ***********************. No agencies please.
    $79k-98k yearly est. Auto-Apply 60d+ ago
  • Property Insurance Underwriter

    West Point Underwriters 3.8company rating

    Underwriter job in Pinellas Park, FL

    We are growing and looking for an underwriter to join our team! Who are we? Created in 1999, West Point is committed to providing both technical and business services to insurance carriers in the insurance industry including our sister company American Traditions Insurance Company. Why work with us? We are a family-oriented organization committed to providing competitive compensation and benefit packages to our employees including: This is an hourly, non-exempt position with a starting rate of $25.00-$30.00 per hour. Medical, Dental, Vision, starting day 1 of employment! Multiple plans to choose from in order to fit your needs 401k plan participation available the 1st quarter after hire with 100% match of 3% and then 50% on the next 2%...fully vested! Generous PTO and paid holiday schedule 1 day of paid volunteer time off per year Onsite workout facility Casual dress code (work appropriate) 7.5 hour work days, 37.5 hour weeks! What will you be doing? This position is in an office setting and is not able to be remote. Some daily responsibilities include: Answers calls from field representatives, insurance agents or brokers and other insurance or inspection companies to obtain further information, quote rates or explain company underwriting policies. Execute guidelines and procedures regarding risk exposure, application renewal, acceptance, modification, and denials for Property and Casualty insurance lines, focus on Homeowners and Mobile home lines. Ability to assimilate and retain information from several different companies and disseminate that to agents and customers in an efficient and effective manner. Participate in the implementation of business strategies to effectively achieve policy service objectives and maintain a profitable book of business. Act in a collaborative capacity with both internal and external customers and coworkers to resolve problems/issues quickly. Act in a proactive manner; resolve matters resulting in bottleneck situations to assure business results are not negatively affected by operational problems. Ensures both agent and company concerns are met by providing outstanding knowledgeable customer service. Determines whether to accept, modify or decline risks. Calculates standard rates and premium charges by using approved formulas and tables. Accurately process all endorsements, including cancellations and reinstatements in accordance with the company service standards. Review inspections and recommendations received from inspectors to determine eligibility. Review policies for renewal in accordance with the company underwriting and service standards. Be able to work assigned projects in addition to everyday workload. Requirements What will the ideal candidate possess? Minimum 3 to 5 years' experience within a Property and Casualty Insurance carrier or Insurance Agency. (Underwriting experience preferred) Current 4-40 and/or 2-20 Insurance license required. Computer literate, knowledge of Windows, Excel and working with rating engines utilized n the Underwriting process. Possess solid research and writing skills. Outstanding Customer Service skills required. Extensive knowledge of Homeowners and Mobile Homeowners Insurance procedures and rules regarding the handling of these types of accounts. Must be able to handle a heavy workload with heavy call volumes and meet minimum production requirements. Additional info: Our offices are located in Pinellas Park, FL. At this time we are not considering remote applicants. Our typical office hours are 8:30-5:00pm Monday-Friday. Physical requirement This position is in an office environment and would require: Must be able to remain in a stationary position for 50%- 75% of the time. Must be able to speak and communicate clearly to other team members. Constantly operates a computer and other office machinery such as a copy machine, phone/headset, and keyboard. West Point Insurance Services is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.
    $25-30 hourly 1d ago
  • CC Junior Health Insurance Underwriter

    Integrity Marketing Group 3.7company rating

    Underwriter job in Clearwater, FL

    About Insurance Administrative Solutions Insurance Administrative Solutions (IAS) is a third-party provider of comprehensive administrative solutions for our clients in the insurance industry. We offer a business process outsourcing solution that helps insurers optimize administrative workload, bolster their industry expertise, leverage emerging technologies, and streamline operations. With strong industry knowledge, we deliver value to our customers by providing compassionate customer service, efficient processing, and quality results. Here at IAS, we embrace the fact that great things are only accomplished by working as a team. We believe that all of our employees have valuable input no matter the level. Our highly collaborative team environment offers each of our employees a place where they can excel. Job Summary Work directly with an Underwriter to learn how to review an application for insurance coverage against a carrier's guidelines to determine eligibility. Candidate must be local. This is not a remote position, at this time. Primary Responsibilities: Must be able to work your scheduled shift and if needed, rotate schedules with other employees for proper departmental staffing needs, work overtime if needed and (including mandatory AEP overtime). Must be detailed oriented and possess good verbal/written/typed communication skills. Must be able to work in a work environment where procedures change frequently. Must be able to work independently and efficiently to meet contractual time service agreements. Assist agents with comments or questions about applications and the likelihood of acceptance by the company. Using the main frame computer system, log applications using automated log/proposal program, ensuring that agent is appointed in the state where the application was written, application was signed by both the agent and applicant, and the correct state-approved application and required miscellaneous forms are submitted and complete. Calculate modal premium due, noting any shortage or overage, and prepare and balance CWA Input Form. Using the main frame computer system input CWA into the CWA database, when applicable. Make out going calls to agents or applicants to verify information that is left blank or unclear on the application. Complete non-medical telephone interviews with applicants when necessary. Order and follow up on requirements pre and post issue. Learn and understand the differences between Federal and State Open Enrollment, Guarantee Issue and Standard applications. Primary Skills & Requirements: High School Diploma/GED with one (1) year experience in insurance, the medical field or customer service. Language skills: ability to read and interpret documents such as procedure manuals and written handouts. Reasoning ability: need to apply common sense to carry out written and/or verbal instructions. Must be able to deal with problems containing multiple variables. Must be a team player, also multi-tasked, organized, and work efficiently. Exhibit self-direction and proactive problem solving. Uses tact when expressing ideas or opinions to respond to objections successfully. Work in a timely manner to meet deadlines, while maintaining a high level of accuracy and quality. Calculate figures and amounts, with and without use of an adding machine. Must be able to type at least 40 wpm. Must have knowledge of Microsoft Word, Microsoft Outlook (email), and other computer systems. Pharmacy and/or insurance background is preferred. Honesty, as well as respect, for the company and its policies & procedures is crucial. Schedule: Monday to Friday 37 hour work week About Integrity Integrity is one of the nation's leading independent distributors of life, health and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and wealth so they can prepare for the good days ahead. Integrity offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. Why? Because we put our people first! At Integrity, you can start a new career path at company you'll love, and we'll love you back. We're proud of the work we do and the culture we've built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with tons of professional opportunities for you to accelerate your career. Integrity offers our people a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind. Headquartered in Dallas, Texas, Integrity is committed to meeting Americans wherever they are - in person, over the phone or online. Integrity's employees support hundreds of thousands of independent agents who serve the needs of millions of clients nationwide. For more information, visit Integrity.com. Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Integrity, LLC will provide reasonable accommodations for qualified individuals with disabilities.
    $47k-104k yearly est. Auto-Apply 60d+ ago
  • Personal Lines Underwriter

    Safepoint MGA

    Underwriter job in Tampa, FL

    Safepoint MGA is an admitted Property & Casualty insurance carrier seeking experienced Underwriters to support our Personal Lines Homeowners department. If you have a passion for risk analysis and a strong background in homeowners underwriting, we encourage you to apply! Why This Opportunity Stands Out: Competitive, Transparent Pay: Qualified, seasoned Underwriters can earn a base salary of up to $70,000.00 annually. Sign-On Bonus: Qualified Underwriters are eligible to earn a $2,000.00 sign‑on bonus following their introductory period. Crowned One of Florida Trend's Best Companies to Work For, 2025: We're proud to be recognized by Florida Trend in their annual Best Companies to Work For list, highlighting our standout workplace culture and employee satisfaction! Financial Stability and Employee Visibility: You're not a number here. Join a financially solid, mission-focused team where your contributions are noticed and your growth is supported. Job Summary Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines. Duties and responsibilities Reviews exterior inspection reports, new business submissions, risk alerts, as well as follow up tasks on accounts needing additional underwriting review/action. Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability. Interprets manuals and contracts for multiple lines of business in multiple states. Researches and correctly enters information into the company policy administration system. Communicates effectively internally and externally, escalating issues when warranted. Adheres to the established productivity and quality metrics established. Other tasks and projects may be assigned. Essential Functions Assists internal service associates via telephone and e-mail with exception requests beyond their authority level. Ability to think critically, assess risk, and make informed decisions Assists agents via telephone and e-mail with new business exception requests. Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company. Ability to obtain and maintain resident Property & Casualty insurance licensing through the Florida DFS, and reciprocal licenses in all 50 states in the continental United States Qualifications 3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance required FL resident 2-20 or 20-44 license and reciprocal licenses in all 50 states Thorough knowledge of the underwriting process and the analytics involved Excellent communication and organizational skills Advanced computer skills and strong systems knowledge College degree preferred Licensing Requirements Please note that most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position. Physical Requirements While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle, or feel; and reach with hands and arms. Working Conditions This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines. Compensation and Benefits We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide: Market Competitive Wages commensurate with experience Sign-on bonus potential Prof. Development and Educational Assistance Programs Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution Paid Time-Off (Discretionary, PTO, Parental Leave, and others) Company Paid Holidays Health Insurance Dental Insurance Vison Insurance Short and Long Term Disability Insurance Flexible Spending Accounts with Company Contribution Health Savings Accounts with Company Contribution Employee Life and AD&D Insurance Dependent Life and AD&D Insurance Free AAA Membership Identity Theft Protection Other Ancillary Insurance Benefit Programs And more… Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.
    $70k yearly Auto-Apply 60d+ ago

Learn more about underwriter jobs

How much does an underwriter earn in Tampa, FL?

The average underwriter in Tampa, FL earns between $30,000 and $91,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Tampa, FL

$53,000

What are the biggest employers of Underwriters in Tampa, FL?

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