Underwriter, Ategrity Small Business
Underwriter job in Scottsdale, AZ
Company Overview: Ategrity Specialty Insurance Company specializes in property and casualty insurance, with a strong emphasis on the excess and surplus (“E&S”) lines market, partnering with brokers and wholesale agents throughout the U.S. to provide insurance solutions for small and medium-sized enterprises (SMEs). Our aim is to establish ourselves as the premier E&S carrier, leveraging robust technical underwriting, intelligent operational efficiencies, sound risk management, and intensive specialization to excel in the marketplace. We are firmly on track to achieve this success.
Ategrity is a proactive organization, driven by data obsession, and guided by a culture of innovation. Our team is comprised of individuals who take action with unwavering determination and conviction to establish our “right to win” in the SME space. Ategrity's underwriting strategy focused on becoming a leader in specific segments of E&S through efficient operationalization of technical underwriting practices and a strong value proposition.
Function
This function is responsible for the application of knowledge and understanding of coverage forms, rating plans and guidelines in the selection and pricing of individual risks. This role will ensure adequate pricing of individual risks through proper classification, accuracy of information and adherence to company underwriting standards and philosophies. The role will be responsible for the administration and management of insurance programs written through GA's, including production, underwriting, monitoring, and servicing the business in order to achieve profitability goals.
Role
The role will be responsible for managing production in a growing underwriting territory while utilizing marketing, and agency management skills in order to achieve profitability goals. Success in the role requires proficiency with interpersonal skills and the ability to work in a team environment which upholds adherence to underwriting standards. This is a fantastic opportunity to join Ategrity, a growing business where you will serve as a valuable asset to the underwriting team.
This role will report to the AVP, Small Business/Digital. There will be approximately 25% travel for this position.
Responsibilities
Underwriting
Assess new and renewal accounts to determine acceptability based on underwriting guidelines and authority granted. Underwrite and monitor various classes of insurance business while achieving profitability targets
Creates, analyzes, and interprets data from various systems and underwriting resources.
Responsible for monitoring production, profitability and maintaining agency relationships.
Effectively communicate (written/verbal) information to both internal and external customers to ensure our standards of excellence are maintained.
Promotes consistency among underwriting team by contributing knowledge and soliciting feedback relative to underwriting philosophy and company goals.
Provides guidance and support to our Service & Delivery team members
Develop, market, and maintain and enhance existing general agent relationships
Qualifications/Requirements
Minimum of two (2) years of experience as an Underwriter in P&C Insurance for an E&S carrier
Strong knowledge of General Liability and Property Insurance
Demonstrated knowledge of commercial lines underwriting, risk and agency
Strong interpersonal and team building skills
Effective written and verbal communication skills
Ability to maintain strong internal and external business relationships
Approximately 25% travel for this position
Organized with the ability to multi-task and independently prioritize competing demands/requests
CPCU, AU or CIC, continuing insurance education, preferred
Benefits:
Competitive salary commensurate with experience
Comprehensive benefits package including medical, dental, and vision coverage
401(k) retirement savings plan with employer match
Paid time off and company holidays
Professional development opportunities
Collaborative and inclusive work environment with opportunities for career growth and advancement
Ategrity Specialty Insurance Company is an equal opportunity employer and values diversity in the workplace. We encourage candidates from all backgrounds to apply.
Non-QM Underwriter
Underwriter job in Chandler, AZ
Responsible for performing a detailed review of mortgage documentation to ensure the loans meet applicable guidelines. Detailed review will include reviewing all documentation including but not limited to credit reports, income documentation, asset documentation, collateral, and other applicable documentation as required to render a decision consistent with internal policies and investor guidelines. Ensures the performance of all duties in accordance with the company's policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates
Responsibilities:
* Underwrites various loan products, within designated lending authority levels, to company, investor, and/or industry guidelines.
* Reviews and analyzes documentation provided on each loan including but not limited to the 1003, credit report, income and asset documentation, purchase agreement, title report, etc. to make an informed lending decision in compliance with company policies and guidelines.
* Documents lending decisions and completes required screens in the company's system of record, to include the accurate completion of the various forms as required, as well as adding and/or creating applicable conditions of the loan approval.
* Reviews conditions submitted on loans and signs off on the condition(s) when appropriate.
* Effectively explains rationale behind credit decision as necessary.
* Works closely with various internal team members to answer loan-specific underwriting questions, discuss specific conditions or documentation requested, and resolve problems as necessary.
* Runs, reads, and interprets Automated Underwriting Decision Results (such as Desktop Underwriter/Loan Prospector or other proprietary systems).
* Mentors and performs Second Sign reviews for as necessary.
* Provides active feedback to senior management on various topics, including methods of continual process improvement.
Requirements:
* Bachelor's Degree preferred and a minimum of two (2) + years' experience working in a similar field.
* Non-QM underwriting experience required.
* Current FHA and VA certification preferred.
Why work for #teamloan Depot:
* Aggressive compensation package based on experience and skill set.
* Inclusive, diverse, and collaborative culture where people from all backgrounds can thrive.
* Work with other passionate, purposeful, and customer-centric people.
* Extensive internal growth and professional development opportunities including tuition reimbursement.
* Comprehensive benefits package including Medical/Dental/Vision.
* Wellness program to support both mental and physical health.
* Generous paid time off for both exempt and non-exempt positions.
About loan Depot:
loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.
Base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay for this role is between $35.58 and $62.26/hr. Your base pay will depend on multiple individualized factors, including your job-related knowledge/skills, qualifications, experience, and market location.
We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Auto-ApplyUnderwriter III
Underwriter job in Scottsdale, AZ
Company Details
As an elite Excess and Surplus Lines market, Nautilus Insurance Group offers commercial property and casualty insurance solutions to appointed wholesale surplus lines producers countrywide. We have specialized in providing these solutions for more than 35 years.
We have more flexible policy terms and premium rates on a non-admitted basis. Our focus is small to medium Property and Casualty risks on both an admitted and a non-admitted basis.
Our offerings are distributed through partnerships with appointed wholesale surplus lines producers. Our relationships are defined by mutual success, speed to market, customer-centric focus and an expanded appetite.
Coverage placed by Nautilus Insurance Group is provided by Nautilus Insurance Company and Great Divide Insurance Company, both W. R. Berkley Corporation members with A.M. Best (Superior) A+ XV ratings.
Benefit Highlights:
Paid Parental Leave! At Nautilus, we offer Childbirth Recovery Leave as well as Primary Caregiver Leave, for up to a maximum of 12 weeks of paid leave.
Nautilus offers Medical, Dental, and Vision coverage options, along with Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) choices
We help our employees feel secure by providing a 401(k) program, profit sharing, stock purchase plan, life insurance, and travel accident insurance options.
One of our core values is “Committed to Serve” and these aren't idle words. We provide every employee one paid day off per year to volunteer at a local charity. That's serving with a smile!
We take risk management excellence and your professional growth seriously by offering Tuition Assistance and Industry-Related Education and Exam programs.
Can you hear us now? Employees are eligible for special cell phone service discounts with Verizon and AT&T. We've got a plum position for you! We participate in the Plum Benefits program offering employees cost-free access to thousands of exclusive travel and entertainment discounts.
Flexible work arrangements
On site newly renovated fitness center - free to use for employees. Yoga and other classes available for a nominal fee.
Responsibilities
Nautilus Insurance is seeking an Underwriter III for our Southeast Region.
The Underwriter III provides support to the underwriting process, making appropriate decisions within own underwriting assigned authority levels. Reviews insurance applications and processes accounts. Projects a professional company image through internal and external customer interaction.
This role can be located in our Scottsdale office on a hybrid schedule or remotely in the Southeast US.
Assesses new and renewal accounts to determine acceptability based upon NIC underwriting guidelines and authority granted.
Reviews new and renewal accounts to verify issuance is in compliance with NIC underwriting guidelines, addresses discrepancies as needed, and enters information into appropriate systems.
Establishes types and limits of coverage to be provided.
Creates, analyzes and interprets data from various systems and underwriting resources.
Responsible for monitoring production, profitability, and maintaining agency relationships.
Collaborates with underwriting team as well as other departments on underwriting philosophy.
Effectively communicates (written/verbal) information to both internal and external customers to ensure our standards of excellence are maintained.
Consults with agency staff to obtain additional information on existing accounts.
Promotes consistency amongst underwriting teams by contributing knowledge and soliciting feedback relative to underwriting philosophy and company goals.
Maintains confidentiality with discretion and integrity with both internal and external information.
Maintains familiarity with state laws and filing requirements within assigned territory to properly transact business within a state.
Consults with underwriting team to determine if reinsurance is needed, and negotiates terms with designated reinsurer companies.
Identifies and recommends changes to policy verbiage when standard text is not appropriate. Seeks manager approval before implementing.
Monitors the amount of insurance in force on a single risk or group of closely related risks. Evaluates possibility of catastrophe losses and takes necessary action, as needed.
Occasionally requested to assist with the development of special programs, underwriting procedures, and educational seminars.
Composes reports and business correspondence such as travel summaries, agendas, and meeting minutes.
Coordinates internal and/or external visits including but not limited to scheduling meetings, confirming staff availability, and arranging meals/entertainment.
Provides guidance and support to less experienced team members within the department.
Travel to agent offices and/or other external events is required.
Performs other duties as assigned.
LI#-RS1
LI#-Remote
LI#-Hybrid
Qualifications
Strong relationships with brokers in the Southeast United States.
Bachelor's degree; or at least two years of experience in a business or related field; or an equivalent combination of training and experience that provides the required knowledge, skills, and abilities.
AIS, ASLI, AU, and CPCU designations or completion of other insurance related classes is preferred.
A minimum of five (5) years of experience as an insurance underwriter in commercial property and casualty.
Basic knowledge of computer programs in a Windows environment, including Word, Excel and email.
Capability to learn and utilize various underwriting applications to determine accurate classifications and calculate rates and premium charges using approved rating methods.
Excess and Surplus lines background is beneficial.
Ability to compute rates, ratios, and percentages.
Additional Company Details The Company is an equal employment opportunity employer.
We do not accept any unsolicited resumes from external recruiting agencies or firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.
Auto-ApplyUnderwriter
Underwriter job in Chandler, AZ
Join the company defining what it means to be an Impact Lender!
Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending - a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender.
At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit.
Ready to disrupt the mortgage industry with us as a Mortgage Underwriter II? Then we think it's time to #join Movement What You Need To Know We don't need to tell you what a Mortgage Underwriter is, but we do want to tell you why underwriting at Movement is better. We have redefined the mortgage industry, and one of the ways that makes us unique is that our process starts with you! We have removed obstacles like appraisal and title so you can just focus on making the best decision for our customers and bring families home faster. A Movement Mortgage Underwriter acts as our gatekeeper with upfront underwriting. We truly value your knowledge, so we empower you to make critical judgments. All of this in a stable, high-growth environment filled with opportunity and strong values. What We Are Looking For
3+ years of front-end Mortgage Underwriter experience
DE and/or SAR Certification
Familiar with upfront review and makes the initial credit decision based on company checklists and guidelines
Issues loan approvals or escalates files to loan committee when necessary based on Company guidelines
Experience grading loan application quality based on criteria covered in training
Methodical and analytical personality with the ability to underwrite FHA loans using our unique, upfront method
Experience reviewing loan files for self-employed applicants and FHA loans and income analysis for self-employed applicants
Even Better
Associate's Degree in Business Management or related field
5+ years of mortgage industry experience
Experience with purchase loans is preferred
Ability to work extended hours (late evenings and weekend work may be required)
Sound like a good fit? Let's talk about how we can work together
The expected salary range for this position is between:
$73,400.00 - $99,400.00
The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law.
We also offer a benefits package that includes:
Competitive pay
Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE
Retirement plan: 401(k) and Roth
Paid Time Off: 16 days front loaded. Prorated based on the start date month
11.5 paid holidays per year
Employee assistance program
Excellent career growth opportunity
Fun, team-focused working environment
Employee driven community outreach program
Relocation packages available
The application window is anticipated to close on:
December 30, 2025
We're definitely not your average mortgage company. When you're ready to grow your career AND your impact, we're ready for you. We're also one of the nation's top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at *****************
Auto-ApplyUnderwriter I
Underwriter job in Arizona
Job Title: Underwriter I What you'll do: As a Mortgage Underwriter I you'll perform a limited review of Conventional (Conforming, Conforming-High Balance and Non-Conforming Jumbo), Non-Agency and Government (FHA, VA, and USDA) loans for specific issues such as appraisal, property flip, insurability, DTI, etc. Additionally, you'll be accountable for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.
* Manage individual pipeline on a daily basis by completing sufficient underwriting reviews, appraisal reviews, flip reviews, and conditions.
* Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from clients as needed. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.
* Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
What you'll need:
* 3+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field.
* High school diploma required.
* Intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations and/or other residential mortgage products and services.
* Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
* Entry level to intermediate knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines.
* Entry level to intermediate knowledge of MS Office products.
* Entry level to intermediate knowledge of Encompass.
* Intermediate speaking and writing communication skills.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
Auto-ApplyMortgage protection, Final expense, and IUL sales - We need YOU
Underwriter job in Arizona
Are you an agent who has yet to master virtual sales? Or perhaps a great sales professional who has never been given the opportunity to earn what you are worth? If you answer yes to either question, then continue reading.
Deeply committed to a culture of innovation and agent support, The Wells Agency offers agents a turnkey insurance sales method.
Why Work with The Wells Agency? Review our 15-minute overview below.
https://vimeo.com/917***********145acb?share=copy
If you find alignment please book into my calendar and we will be able to answer questions and get you moving forward.
*******************************************
· You will be trained to work with ready-to-purchase clients and have access to multiple A+ rated carriers.
· We specialize in UL's, Term, Whole Life, Annuities with a heavy emphasis on using IUL's for the tax free retirement planning process.
· We offer generous compensation up to 140% plus bonuses.
· Consultative approach. No pressure sales required.
· Agents will be trained in both tele sales and virtual presentations using Zoom.
· We work in the middle class and senior markets where families are UNDER insured.
· In-house and COMPLIANT marketing is offered.
Responsibilities:
· The ideal candidate will be willing to work a minimum of 20+ hours a week.
· Be willing to learn our company's selling system including phone script, virtual presentation & product placement.
· Team supported environment, communication and engagement is required with LMS (Learning Management System).
· Must be able to review underwriting guidelines and make product selection based on clients age, health, and desired insurance coverage.
Qualifications:
· Licensed Life Insurance or Health Agents or TOP sales rep or willing to become Licensed.
· Coachable, Patient, Ambitious and a Team Player mentality!
· Must have basic computer skills.
· Must have a smartphone and a laptop.
The Wells Agency's Core Values are integrity, intelligence and innovation. Although all our licensed agents are independent contractors, we take great pride in training our sales team to become experts in their field of work.
Auto-ApplyUnderwriter
Underwriter job in Scottsdale, AZ
-
The Underwriter will analyze Excess Casualty submissions from broker partners to determine eligibility of risk within Core Specialty Excess Casualty appetite and subsequently to determine appropriate limits, attachment point, pricing & terms that will provide Core Specialty with adequate underwriting profit on each risk. Execution of (LOB) business plans and objectives.
Key Accountabilities/Deliverables:
Enhance Core Specialty's reputation in the market
Provide prompt and accurate customer service on policy transactions
Ensure all risks considered and bound are within delegated authority, underwriting standards, risk selection, peer review and pricing methodologies
Provide documented evidence of underwriting activities and decisions in files as required
Support Company and Department goals and objectives
In addition to the above key responsibilities, you may be required to undertake other duties from time to time as the Company may reasonably require.
Carry out duties within our internal policies and procedures in accordance with applicable law, rules, regulation, good governance, and Core Specialty's shared values, including putting clients at the heart of our business.
Technical Knowledge and Understanding:
Knowledge of Excess Casualty underwriting industry & current market environment
Knowledge of Excess Casualty underwriting practices, coverage & pricing/rating methodologies
Knowledge of producer & competitor marketplace
Knowledge of targeted industries
Knowledge of insurance company operations
Familiarity with company systems, procedures & processes
Solid understanding of policy wordings and clauses
Understanding of all pricing/underwriting tools available
Experience:
Bachelor's degree (preferably with a Risk Management & Insurance Major)
Achieved or working towards an industry designation such as CPCU, CRM, ARM, CIC
Ability to travel monthly within the region to meet assigned brokers in the region
3+ years in the Casualty Underwriting or Broking field
Experience working with support services, including IT, claims, actuarial and operations
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa for this position.
#LI-Hybrid
#LI-Remote
-
At Core Specialty, you will receive a competitive salary and opportunities for professional development and advancement. We offer medical, dental, vision, and life insurances; short and long-term disability; a Company-match of 100% of a 6% contribution 401(k) plan; an Employee Assistance Plan; Health Savings Account, Flexible Spending Account, Health Reimbursement Account, and a wellness program
Auto-ApplyUnderwriter Trainee, Middle Market (Scottsdale, AZ)
Underwriter job in Scottsdale, AZ
As a leading provider of insurance and reinsurance with worldwide operations and employees in Bermuda, U.S., U.K., Continental Europe and Asia, we recognize that our success is derived directly from those who matter the most: our people. At Sompo International, our values of integrity, collaboration, agility, execution and excellence underpin our culture and our commitment to providing an employee experience that attracts and engages the best talent in the industry. As we continue to grow, we strive to find diverse, innovative and driven professionals to join our teams and offer a broad range of career and development opportunities at all levels, in multiple business areas, in each of our locations throughout the world. Our compensation and benefits programs are market driven and competitive, with excellent family friendly policies and flexible working provisions.
Job Description
Sompo has a unique opportunity for a 2026 Sompo Underwriting Trainee for our Middle Market Team in our in our Scottsdale, AZ office.
Our Trainee Program is an 18-month program beginning in July 2026 designed to equip you with the essential business and technical skills needed to build a successful career in insurance.
As an Underwriting Trainee you will work alongside the most experienced underwriters in the industry to gain in-depth knowledge of our business units and underwriting philosophy through on-the-job learning, workplace mentoring.
Our Trainees work directly on their products' accounts, building relationships and identifying customers' needs. This rigorous curriculum also includes training in negotiation, risk analysis and relationship management.
Sompo's Trainee Program serves as a launchpad for career advancement, empowering you to acquire the knowledge and skills essential for success in your respective field.
What can I expect as a Underwriting Trainee?
On-The-Job Learning
Insurance requires a high degree of experience and expertise - something you can't learn in the classroom. Sompo Trainees are immersed in the day-to-day activities of their team, assisting Underwriters in exposure analysis and operational analysis of insureds, compiling a competitor analysis from a publicly available database, working with Underwriting Assistants in developing renewal lists, contacting brokers for submissions, and accompany underwriters during internal meetings and occasional external marketing calls.
Activities, Learning and Development
Directed Self-Study
Professional designation courses give new Trainees professionals technical knowledge of insurance operations and industry practices. Sompo supports our employees pursuing continuing educations opportunities by covering the cost for fees and textbooks, offering time off work to take exams and providing additional compensation for successful completion of many courses.
Career Development Support
At Sompo, we are committed to developing our people. We encourage employees to strengthen their skills and expand their understanding of the business. Our Underwriting Trainees receive professional development training on a variety of topics aligned with their respective business unit.
What will I need to be an Underwriting Trainee?
Qualifications, Skills and Experience
Sompo employees are some of the best and brightest in the industry. When recruiting the next generation of Sompo employees, we consider graduating Seniors, and recent college graduates with previous internship experience working in insurance, financial services, marketing or sales.
Additional requirements include:
* Bachelor's degree
* Graduation date between May 2025 and May 2026
* Genuine interest in developing a career in the insurance industry
* Ability to articulate ideas clearly through written and verbal communication
* Solution-oriented mindset and data analytical skills
* Ability to work independently and collaborate with others
* Adaptability to new challenges and ability to thrive in a fast-paced environment
* Demonstrates integrity and reliability in fulfilling roles and responsibilities
* Detail-oriented, organized, and tech-savvy (Microsoft Excel, Word, PowerPoint)
* Local to the desired office location or able to arrange housing and transportation in the area to support an in-office working arrangement while in the Trainee Program
* Eligible candidates must be at least 18 years old and authorized to work in the United States without restriction
Salary Range: $70,000 - $77,500 Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience.
At Sompo, we recognize that the talent, skills, and commitment of our employees drive our success. This is why we offer competitive, high-quality compensation and benefit programs to eligible employees.
Our compensation program is built on a foundation that promotes a pay-for-performance culture, resulting in higher incentive awards, on average, when the Company does well and lower incentive awards when the Company underperforms. The total compensation opportunity for all regular, full-time employees is a combination of base salary and incentives that gets adjusted upfront based on overall Company performance with final awards based on individual performance.
We continuously evaluate and update our benefit programs to ensure that our plans remain competitive and meet the needs of our employees and their dependents. Below is a summary of our current comprehensive U.S. benefit programs:
* Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution
* Pharmacy benefits with mail order options
* Dental benefits including orthodontia benefits for adults and children
* Vision benefits
* Health Care & Dependent Care Flexible Spending Accounts
* Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children
* Company-paid Disability benefits with very competitive salary continuation payments
* 401(k) Retirement Savings Plan with competitive employer contributions
* Competitive paid-time-off programs, including company-paid holidays
* Competitive Parental Leave Benefits & Adoption Assistance program
* Employee Assistance Program
* Tax-Free Commuter Benefit
* Tuition Reimbursement & Professional Qualification benefits
In today's world, what do we stand for?
Ethics and integrity are the foundation of delivering on our commitment to you. We believe that core values drive success, and that when relationships are held in the highest regard, there is nothing that cannot be accomplished. At Sompo International, our ring is more than a logo, it is a symbol of our promise. Click here to learn more about life at Sompo.
Sompo International is an equal opportunity employer and we intentionally value inclusion and diversity. Above all, we want you to work in an environment that respects everyone's unique contributions - we are passionately committed to equal opportunities. We do not discriminate based on race, color, religion, sex orientation, national origin, or age.
Auto-ApplyUnderwriter I, Business Banking
Underwriter job in Phoenix, AZ
WHO ARE WE: Alerus is a commercial wealth bank and national retirement provider with one core purpose: helping clients achieve their financial goals. We are driven by a shared commitment to always do the right thing; leading with integrity and providing valued advice and guidance to our clients. We value the expertise and skillsets each team member provides and encourage collaboration, innovation, adaptability, and an entrepreneurial spirit at all levels of our company. By consistently seeking improvements and growth, we foster long-term relationships with clients and team members. We are proud to be recognized as a Top Workplace by numerous industry and regional outlets.
CORE VALUES: Passion for Excellence :: Success is Never Final :: Do the Right Thing :: One Aleru
ACCOUNTABILITIES:
Centralized Underwriting for new loans, modifications and renewals
Propose Lending Solutions
Underwrite Credit Risk
Complete Annual Reviews
Provides Support to the Commercial & Business Bankers
ABOUT THE ROLE:
The Business Banking Underwriter I is accountable for underwriting and monitoring a portfolio of business banking level commercial and industrial (C&I) loans ranging in size from $1,000,000 to $5,000,000. The portfolio may also include agricultural, owner occupied and/or small investor commercial real estate loans. Will partner with Commercial & Business Bankers to propose and negotiate lending solutions on new opportunities and underwrite credit risk. Responsible for determining the credit worthiness of borrowers and/or sponsors and recommending credit decisions. Monitors portfolio credit relationships for covenant compliance, collateral monitoring, and credit deterioration, as applicable. Keeps apprised of industry related issues to analyze and determine their impact on specific industries, clients, or Alerus C&I portfolios. Performs all duties in accordance with policies, procedures, and regulatory requirements.
WHAT YOU'LL BE DOING:
Performs financial analysis including forecasting and sensitivity analysis to assist in determining borrower capacity to repay.
Develop a comprehensive understanding of customer's financial needs and formulate a plan for loan structure and servicing.
Writes cogent credit narratives and perform advanced risk assessments of products, policy, structure, terms and financial strength with minimal to moderate guidance/feedback.
Collaborate with bankers and Regional Credit Officers to structure loan terms that align with the bank's risk appetite and client needs.
Independently grades all credits in accordance with Bank's credit classification system.
Monitor existing loan portfolio performance and proactively identify early warning signs of credit deterioration or covenant breaches.
Ensures loan requests adhere and comply with applicable bank regulations, policies and procedures.
Stay updated on economic trends, industry developments, and regulatory changes impacting credit underwriting and commercial lending practices.
WHAT YOU SHOULD HAVE:
Bachelor's degree or equivalent education including upper-level courses in finance and accounting
1-3 years of experience in a previous credit analyst or underwriter position
1+ years of experience working with commercial and industrial, commercial real estate and agricultural lending preferred
In-depth knowledge of straightforward to medium complexity loan documentation, banking laws, and regulations preferred
WHAT WE BRING TO THE TABLE:
Competitive compensation including base salary, bonus and/or incentive opportunities.
Comprehensive benefits package providing a wide range of health and well-being benefits, including medical, dental, vision, life and long-term disability insurance; and 401(k) and ESOP for retirement savings.
Generous paid time off programs such as flexible time off, company-paid holidays, parental and bereavement leave.
Learning and development resources for personal and professional career development, and advancement opportunities.
Access to financial experts for guidance, financial wellness tools, and discounts on Alerus products and services.
Support for the communities we live in through paid volunteer time and a company donation match opportunity.
WORK ENVIRONMENT: Work is typically performed in an office setting. The employee is regularly required to sit for extended periods of time. The employee is occasionally required to move about the office utilizing proper ergonomic safeguards when doing so. Additionally, the employee must occasionally lift or move supplies and materials up to 20 pounds.
BASE PAY RANGE:
$60,000 - $80,000 per year
The above information in this description has been designed to indicate the general nature and level of work performed by employees in this position. It is not designed to contain or be interpreted as an exhaustive list of all responsibilities, duties, and qualifications required of employees assigned to this job.
Alerus is an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Mortgage Underwriter
Underwriter job in Phoenix, AZ
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Moorpark, CA
Pasadena, CA
Essential Duties:
- Decisions full range of mortgage loans, preferably including FHA loans.
- Review all mortgage applications and documentation for accuracy and completeness.
- Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues.
- Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials.
- Approve or deny mortgages on a timely basis.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Bachelor's degree or equivalent work experience.
- 3+ years of mortgage underwriting experience required.
- Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act.
- Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful.
Skills and Job-Specific Competencies:
- Solid knowledge of mortgage underwriting and basic automated underwriting systems.
- Proficiency with basic automated underwriting systems.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141866
### Place of Work
On-site
### Requisition ID
141866
### Application Email
****************************
Easy ApplyNon-QM Underwriter
Underwriter job in Chandler, AZ
at loan Depot
Responsible for performing a detailed review of mortgage documentation to ensure the loans meet applicable guidelines. Detailed review will include reviewing all documentation including but not limited to credit reports, income documentation, asset documentation, collateral, and other applicable documentation as required to render a decision consistent with internal policies and investor guidelines. Ensures the performance of all duties in accordance with the company's policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates Responsibilities:
Underwrites various loan products, within designated lending authority levels, to company, investor, and/or industry guidelines.
Reviews and analyzes documentation provided on each loan including but not limited to the 1003, credit report, income and asset documentation, purchase agreement, title report, etc. to make an informed lending decision in compliance with company policies and guidelines.
Documents lending decisions and completes required screens in the company's system of record, to include the accurate completion of the various forms as required, as well as adding and/or creating applicable conditions of the loan approval.
Reviews conditions submitted on loans and signs off on the condition(s) when appropriate.
Effectively explains rationale behind credit decision as necessary.
Works closely with various internal team members to answer loan-specific underwriting questions, discuss specific conditions or documentation requested, and resolve problems as necessary.
Runs, reads, and interprets Automated Underwriting Decision Results (such as Desktop Underwriter/Loan Prospector or other proprietary systems).
Mentors and performs Second Sign reviews for as necessary.
Provides active feedback to senior management on various topics, including methods of continual process improvement.
Requirements:
Bachelor's Degree preferred and a minimum of two (2) + years' experience working in a similar field.
Non-QM underwriting experience required.
Current FHA and VA certification preferred.
Why work for #teamloan Depot:
Aggressive compensation package based on experience and skill set.
Inclusive, diverse, and collaborative culture where people from all backgrounds can thrive.
Work with other passionate, purposeful, and customer-centric people.
Extensive internal growth and professional development opportunities including tuition reimbursement.
Comprehensive benefits package including Medical/Dental/Vision.
Wellness program to support both mental and physical health.
Generous paid time off for both exempt and non-exempt positions.
About loan Depot: loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts. Base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay for this role is between $35.58 and $62.26/hr. Your base pay will depend on multiple individualized factors, including your job-related knowledge/skills, qualifications, experience, and market location. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Auto-ApplyE&S Regional Underwriter
Underwriter job in Scottsdale, AZ
Company Details
Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients.
From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers.
Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states.
Benefit Highlights
• Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro.
• Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding.
• We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire!
• Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together.
• We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun.
*********************
Responsibilities
The West Region E&S Regional Underwriter - Strategic Accounts supports new business production within an assigned regional underwriting territory.
This role may be located in AZ, NV, UT, ID, MT, WY, OR or surrounding states.
The West Region E&S Regional Underwriter - Strategic Accounts plays a key role in driving profitable growth by underwriting new business, identifying new opportunities, and managing agency relationships. This role will also underwrite new business submissions alongside the Business Development Underwriter and Small Business Underwriter.
Responsibilities:
Agency Engagement: Maintain strong agency relationships through regular outreach, education, and strategic collaboration.
Underwriting Excellence: Evaluate and underwrite new business within authority, maintaining a 30%+ quote-to-bind ratio and 50% or better loss ratio.
Performance Goals: Meet or exceed targets for new business production.
Service Standards:Deliver timely, accurate quotes ensuring expeditious response times and consistent service excellence.
Risk Management: Use underwriting tools to assess risk, pricing, and coverage; review inspections and endorsements to ensure premium adequacy.
Tools & Skills:
Experience: 10+ years in E&S underwriting; strong background in commercial P&C insurance and customer service.
Agency Relations: Skilled in working with independent agents and managing agency partnerships.
Technical Proficiency: Comfortable with Windows-based tools (Word, Excel, Outlook) and online underwriting platforms.
Communication: Strong written and verbal communication skills with a customer-first mindset.
Mindset: Entrepreneurial, adaptable, and collaborative with the ability to work independently or as part of a team.
Travel: Occasional travel may be required.
May perform other functions as assigned.
Qualifications
Bachelor's degree preferred.
10 plus years related insurance experience, or equivalent combination of education and experience.
Minimum ten years of experience in E&S underwriting.
Must have a strong customer service background in a professional environment.
Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done.
Fosters teamwork. Provides welcoming, open, honest, respectful, and constructive feedback.
Ability to work independently and in a team environment.
Ability to communicate effectively.
Demonstrate strong written and verbal communication skills.
Berkley Core Competencies
Accountability
Communication
Customer Focus and Teamwork
Flexibility
Innovation and Initiative
Additional Requirements • Travel may be required on occasion.
• While performing the duties of this job, the employee is typically required to sit and talk or listen. The employee is infrequently required to stand; walk; reach with hands and arms and stoop, kneel, crouch, or crawl.
• The employee must occasionally lift and/or move up to 10 pounds.
• Specific vision abilities required by this job typically include close vision, occasional use of depth perception, infrequent need for distance vision, color vision, and ability to adjust focus.
• The noise level in the work environment is usually moderate.
• Most functions of this position are completed while sitting at one's desk and working on a computer.
Sponsorship Details Sponsorship Offered for this Role
Auto-ApplyUnderwriter II
Underwriter job in Chandler, AZ
Join the company defining what it means to be an Impact Lender!
Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending - a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender.
At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit.
Ready to disrupt the mortgage industry with us as a Mortgage Underwriter II? Then we think it's time to #join Movement What You Need To Know We don't need to tell you what a Mortgage Underwriter is, but we do want to tell you why underwriting at Movement is better. We have redefined the mortgage industry, and one of the ways that makes us unique is that our process starts with you! We have removed obstacles like appraisal and title so you can just focus on making the best decision for our customers and bring families home faster. A Movement Mortgage Underwriter acts as our gatekeeper with upfront underwriting. We truly value your knowledge, so we empower you to make critical judgments. All of this in a stable, high-growth environment filled with opportunity and strong values. What We Are Looking For
3+ years of front-end Mortgage Underwriter experience
DE and/or SAR Certification
Familiar with upfront review and makes the initial credit decision based on company checklists and guidelines
Issues loan approvals or escalates files to loan committee when necessary based on Company guidelines
Experience grading loan application quality based on criteria covered in training
Methodical and analytical personality with the ability to underwrite FHA loans using our unique, upfront method
Experience reviewing loan files for self-employed applicants and FHA loans and income analysis for self-employed applicants
Even Better
Associate's Degree in Business Management or related field
5+ years of mortgage industry experience
Experience with purchase loans is preferred
Ability to work extended hours (late evenings and weekend work may be required)
Sound like a good fit? Let's talk about how we can work together
The expected salary range for this position is between:
$73,400.00 - $99,400.00
The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law.
We also offer a benefits package that includes:
Competitive pay
Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE
Retirement plan: 401(k) and Roth
Paid Time Off: 16 days front loaded. Prorated based on the start date month
11.5 paid holidays per year
Employee assistance program
Excellent career growth opportunity
Fun, team-focused working environment
Employee driven community outreach program
Relocation packages available
The application window is anticipated to close on:
November 1, 2025
We're definitely not your average mortgage company. When you're ready to grow your career AND your impact, we're ready for you. We're also one of the nation's top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at *****************
Auto-ApplyUnderwriter III
Underwriter job in Arizona
Job Title: Underwriter III What you'll do: As a Mortgage Underwriter III you'll responsible for underwriting Government and Conventional loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards. You'll be responsible for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.
* Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable.
* Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.
* Validate critical borrower data components such as, income, assets, credit, and occupancy within loan origination and underwriting systems in a quality assurance capacity.
* Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
* Other duties as assigned.
What you'll need:
* 7+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field.
* High school diploma required.
* Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending;, including sales, operations, capital markets and/or other residential mortgage products and services.
* Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
* Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines.
* Intermediate knowledge of MS Office products.
* Intermediate knowledge of Encompass.
* Advanced speaking and writing communication skills.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
Auto-ApplyUnderwriter II, CRE
Underwriter job in Phoenix, AZ
WHO ARE WE: Alerus is a commercial wealth bank and national retirement provider with one core purpose: helping clients achieve their financial goals. We are driven by a shared commitment to always do the right thing; leading with integrity and providing valued advice and guidance to our clients. We value the expertise and skillsets each team member provides and encourage collaboration, innovation, adaptability, and an entrepreneurial spirit at all levels of our company. By consistently seeking improvements and growth, we foster long-term relationships with clients and team members. We are proud to be recognized as a Top Workplace by numerous industry and regional outlets.
CORE VALUES: Passion for Excellence :: Success is Never Final :: Do the Right Thing :: One Alerus
ABOUT THE ROLE:
The Underwriter II, CRE is accountable for portfolio of commercial loans generally varying in loan relationships size of $750,000 to $3,500,000, including underwriting credit risk and granting credit approval within prescribed level of loan authority in conjunction with Lead or Senior Underwriters, or presenting credit recommendation to Loan Committee; facilitating loan closing; and servicing booked loans. Contributes to effective risk management through ordering and execution of loan documentation and ongoing monitoring of customer-supplied information and collateral administration.
WHAT YOU'LL BE DOING:
Provide in-depth credit and risk analysis and communicate underwriting results with Financial Guide and customer.
Approve or decline commercial credit applications to contribute to sound loan portfolio management.
Develop a comprehensive understanding of customer's financial needs and formulate a plan for loan structure and servicing.
Perform financial statement forecasting and sensitivity analysis to determine borrower's capacity to repay debt.
Write credit narratives and perform risk assessments of product, policy, structure, terms, and customer financial strength.
Independently grade all credits in accordance with the bank's credit classification system.
Ensure proper documentation and closing of loan transactions and conduct ongoing account monitoring.
Meet with customers to close loan transactions and maintain consulting credit relationships.
Identify potential new lending needs in existing relationships and suggest solutions.
Participate in research projects and maintain industry knowledge.
WHAT YOU SHOULD HAVE:
Bachelor's degree or equivalent education to include upper-level courses in finance and accounting.
5-7 years of experience working with Ag or commercial loans.
In-depth knowledge of advanced loan documentation, banking laws, and regulations preferred.
Experience assessing, selling, and closing all types of agricultural, commercial, and commercial real estate loans.
WHAT WE BRING TO THE TABLE:
Competitive compensation including base salary, bonus and/or incentive opportunities.
Comprehensive benefits package providing a wide range of health and well-being benefits, including medical, dental, vision, life and long-term disability insurance; and 401(k) and ESOP for retirement savings.
Generous paid time off programs such as flexible time off, company-paid holidays, parental and bereavement leave.
Learning and development resources for personal and professional career development, and advancement opportunities.
Access to financial experts for guidance, financial wellness tools, and discounts on Alerus products and services.
Support for the communities we live in through paid volunteer time and a company donation match opportunity.
WORK ENVIRONMENT: Work is typically performed in an office setting. The employee is regularly required to sit for extended periods of time. The employee is occasionally required to move about the office utilizing proper ergonomic safeguards when doing so. Additionally, the employee must occasionally lift or move supplies and materials up to 20 pounds.
BASE PAY RANGE:
$80,000 - $110,000 annually
The above information in this description has been designed to indicate the general nature and level of work performed by employees in this position. It is not designed to contain or be interpreted as an exhaustive list of all responsibilities, duties, and qualifications required of employees assigned to this job.
Alerus is an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Casualty Underwriter
Underwriter job in Scottsdale, AZ
Company Details
At Verus Specialty Insurance, a proud member of the esteemed W.R. Berkley Corporation (NYSE: WRB), we stand as a leading Excess and Surplus Lines provider delivering comprehensive solutions across the United States. Backed by the formidable strength of a Fortune 500 titan and operating with the agility of a nimble startup, we blend the best of both worlds to foster innovation and excellence in everything we do.
Our nationwide operations are supported by a robust network of select wholesale producers, ensuring that our reach and capabilities are always close at hand. We are driven by a forward-thinking leadership that champions a dynamic culture where questioning the norm is not just welcomed but expected. This ethos empowers our team to consistently surpass customer expectations and drive the industry forward.
At Verus, we are more than just a company; we are a community that thrives on collaboration, growth, and taking ownership of our actions. We are constantly on the lookout for exceptional talent who are eager to contribute, innovate, and grow with us. If you are passionate about making a mark in the insurance industry and align with our vision, we eagerly await your application. Join us and be a part of a team where your contributions are valued, and your potential fully realized!
The Company is an equal employment opportunity employer.
*************************
Responsibilities
Under broad supervision, responsible for underwriting risks in a book of business. Works within limited authority on assignments utilizing underwriting policies and guidelines, rating manual rules and insurance laws and regulations.
Skill and knowledge of broker/agency management and relationship building.
Expected to maintain and develop broker relationships.
Track record of uncovering, researching and putting together new product line opportunities by applying appropriate underwriting strategies and standards to qualify risk acceptability.
Ability to work effectively and within an assigned level of underwriting authority.
Experience planning, orchestrating, and leading highly effective broker meetings.
Negotiates standard coverage issues, closes sale, and gauges customer satisfaction.
Ability to meet or exceed designated LOB production metrics.
Strong technical knowledge regarding underwriting, coverage and pricing within a particular product line.
Proven ability to build and maintain strong productive relationships with individual brokers.
Provide timely, courteous and efficient service to all internal and external clients.
Ability to identify and call appropriate attention to broker performance issues.
Understanding of pricing and risk selection criteria.
Perform other duties as assigned.
Qualifications
College degree or equivalent work experience with demonstrated involvement in insurance industry education. CPCU designation a plus.
A minimum of 3 years' relevant industry experience.
Resourceful, analytical, with the ability to execute tasks through to resolution.
Strong oral/written communication skills with a positive attitude.
Detail-oriented with initiative and ability to work in fast-paced team environment.
A focus on delivering exceptional customer service.
Excellent communication and interpersonal skills.
Ability to work independently as well as part of a team.
High sense of urgency and need to identify and resolve issues.
Ability to travel, as needed.
Computer literate including use of Word, Excel and various project management tools.
Working knowledge of and contacts within the wholesale agency distribution system strongly preferred.
#LI-FL1 #LI-HYBRID
Additional Company Details We do not accept any unsolicited resumes from external recruiting firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role
Auto-ApplyUnderwriter I
Underwriter job in Arizona
Job Title: Underwriter I What you'll do: As a Mortgage Underwriter I you'll perform a limited review of Conventional (Conforming, Conforming-High Balance and Non-Conforming Jumbo), Non-Agency and Government (FHA, VA, and USDA) loans for specific issues such as appraisal, property flip, insurability, DTI, etc. Additionally, you'll be accountable for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.
* Manage individual pipeline on a daily basis by completing sufficient underwriting reviews, appraisal reviews, flip reviews, and conditions.
* Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from clients as needed. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.
* Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
What you'll need:
* 3+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field.
* High school diploma required.
* Intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations and/or other residential mortgage products and services.
* Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
* Entry level to intermediate knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines.
* Entry level to intermediate knowledge of MS Office products.
* Entry level to intermediate knowledge of Encompass.
* Intermediate speaking and writing communication skills.
Compensation: Hourly range for new hires is generally $31.00 for Nevada. Salary amount is determined by specific job location.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
Auto-ApplyE&S Regional Underwriter
Underwriter job in Arizona
Company Details
Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients.
From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers.
Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states.
Benefit Highlights
• Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro.
• Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding.
• We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire!
• Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together.
• We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun.
*********************
Responsibilities
The West Region E&S Regional Underwriter - Strategic Accounts supports new business production within an assigned regional underwriting territory.
This role may be located in AZ, NV, UT, ID, MT, WY, OR or surrounding states.
The West Region E&S Regional Underwriter - Strategic Accounts plays a key role in driving profitable growth by underwriting new business, identifying new opportunities, and managing agency relationships. This role will also underwrite new business submissions alongside the Business Development Underwriter and Small Business Underwriter.
Responsibilities:
Agency Engagement: Maintain strong agency relationships through regular outreach, education, and strategic collaboration.
Underwriting Excellence: Evaluate and underwrite new business within authority, maintaining a 30%+ quote-to-bind ratio and 50% or better loss ratio.
Performance Goals: Meet or exceed targets for new business production.
Service Standards:Deliver timely, accurate quotes ensuring expeditious response times and consistent service excellence.
Risk Management: Use underwriting tools to assess risk, pricing, and coverage; review inspections and endorsements to ensure premium adequacy.
Tools & Skills:
Experience: 10+ years in E&S underwriting; strong background in commercial P&C insurance and customer service.
Agency Relations: Skilled in working with independent agents and managing agency partnerships.
Technical Proficiency: Comfortable with Windows-based tools (Word, Excel, Outlook) and online underwriting platforms.
Communication: Strong written and verbal communication skills with a customer-first mindset.
Mindset: Entrepreneurial, adaptable, and collaborative with the ability to work independently or as part of a team.
Travel: Occasional travel may be required.
May perform other functions as assigned.
Qualifications
Bachelor's degree preferred.
10 plus years related insurance experience, or equivalent combination of education and experience.
Minimum ten years of experience in E&S underwriting.
Must have a strong customer service background in a professional environment.
Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done.
Fosters teamwork. Provides welcoming, open, honest, respectful, and constructive feedback.
Ability to work independently and in a team environment.
Ability to communicate effectively.
Demonstrate strong written and verbal communication skills.
Berkley Core Competencies
Accountability
Communication
Customer Focus and Teamwork
Flexibility
Innovation and Initiative
Additional Requirements • Travel may be required on occasion.
• While performing the duties of this job, the employee is typically required to sit and talk or listen. The employee is infrequently required to stand; walk; reach with hands and arms and stoop, kneel, crouch, or crawl.
• The employee must occasionally lift and/or move up to 10 pounds.
• Specific vision abilities required by this job typically include close vision, occasional use of depth perception, infrequent need for distance vision, color vision, and ability to adjust focus.
• The noise level in the work environment is usually moderate.
• Most functions of this position are completed while sitting at one's desk and working on a computer.
Sponsorship Details Sponsorship Offered for this Role Not ready to apply? Connect with us for general consideration.
Auto-ApplyUnderwriter III
Underwriter job in Arizona
Company Details
As an elite Excess and Surplus Lines market, Nautilus Insurance Group offers commercial property and casualty insurance solutions to appointed wholesale surplus lines producers countrywide. We have specialized in providing these solutions for more than 35 years.
We have more flexible policy terms and premium rates on a non-admitted basis. Our focus is small to medium Property and Casualty risks on both an admitted and a non-admitted basis.
Our offerings are distributed through partnerships with appointed wholesale surplus lines producers. Our relationships are defined by mutual success, speed to market, customer-centric focus and an expanded appetite.
Coverage placed by Nautilus Insurance Group is provided by Nautilus Insurance Company and Great Divide Insurance Company, both W. R. Berkley Corporation members with A.M. Best (Superior) A+ XV ratings.
Benefit Highlights:
Paid Parental Leave! At Nautilus, we offer Childbirth Recovery Leave as well as Primary Caregiver Leave, for up to a maximum of 12 weeks of paid leave.
Nautilus offers Medical, Dental, and Vision coverage options, along with Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) choices
We help our employees feel secure by providing a 401(k) program, profit sharing, stock purchase plan, life insurance, and travel accident insurance options.
One of our core values is “Committed to Serve” and these aren't idle words. We provide every employee one paid day off per year to volunteer at a local charity. That's serving with a smile!
We take risk management excellence and your professional growth seriously by offering Tuition Assistance and Industry-Related Education and Exam programs.
Can you hear us now? Employees are eligible for special cell phone service discounts with Verizon and AT&T. We've got a plum position for you! We participate in the Plum Benefits program offering employees cost-free access to thousands of exclusive travel and entertainment discounts.
Flexible work arrangements
On site newly renovated fitness center - free to use for employees. Yoga and other classes available for a nominal fee.
Responsibilities
Nautilus Insurance is seeking an Underwriter III for our Southeast Region.
The Underwriter III provides support to the underwriting process, making appropriate decisions within own underwriting assigned authority levels. Reviews insurance applications and processes accounts. Projects a professional company image through internal and external customer interaction.
This role can be located in our Scottsdale office on a hybrid schedule or remotely in the Southeast US.
Assesses new and renewal accounts to determine acceptability based upon NIC underwriting guidelines and authority granted.
Reviews new and renewal accounts to verify issuance is in compliance with NIC underwriting guidelines, addresses discrepancies as needed, and enters information into appropriate systems.
Establishes types and limits of coverage to be provided.
Creates, analyzes and interprets data from various systems and underwriting resources.
Responsible for monitoring production, profitability, and maintaining agency relationships.
Collaborates with underwriting team as well as other departments on underwriting philosophy.
Effectively communicates (written/verbal) information to both internal and external customers to ensure our standards of excellence are maintained.
Consults with agency staff to obtain additional information on existing accounts.
Promotes consistency amongst underwriting teams by contributing knowledge and soliciting feedback relative to underwriting philosophy and company goals.
Maintains confidentiality with discretion and integrity with both internal and external information.
Maintains familiarity with state laws and filing requirements within assigned territory to properly transact business within a state.
Consults with underwriting team to determine if reinsurance is needed, and negotiates terms with designated reinsurer companies.
Identifies and recommends changes to policy verbiage when standard text is not appropriate. Seeks manager approval before implementing.
Monitors the amount of insurance in force on a single risk or group of closely related risks. Evaluates possibility of catastrophe losses and takes necessary action, as needed.
Occasionally requested to assist with the development of special programs, underwriting procedures, and educational seminars.
Composes reports and business correspondence such as travel summaries, agendas, and meeting minutes.
Coordinates internal and/or external visits including but not limited to scheduling meetings, confirming staff availability, and arranging meals/entertainment.
Provides guidance and support to less experienced team members within the department.
Travel to agent offices and/or other external events is required.
Performs other duties as assigned.
LI#-RS1
LI#-Remote
LI#-Hybrid
Qualifications
Strong relationships with brokers in the Southeast United States.
Bachelor's degree; or at least two years of experience in a business or related field; or an equivalent combination of training and experience that provides the required knowledge, skills, and abilities.
AIS, ASLI, AU, and CPCU designations or completion of other insurance related classes is preferred.
A minimum of five (5) years of experience as an insurance underwriter in commercial property and casualty.
Basic knowledge of computer programs in a Windows environment, including Word, Excel and email.
Capability to learn and utilize various underwriting applications to determine accurate classifications and calculate rates and premium charges using approved rating methods.
Excess and Surplus lines background is beneficial.
Ability to compute rates, ratios, and percentages.
Additional Company Details The Company is an equal employment opportunity employer.
We do not accept any unsolicited resumes from external recruiting agencies or firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Not ready to apply? Connect with us for general consideration.
Auto-ApplyCasualty Underwriter
Underwriter job in Arizona
Company Details
At Verus Specialty Insurance, a proud member of the esteemed W.R. Berkley Corporation (NYSE: WRB), we stand as a leading Excess and Surplus Lines provider delivering comprehensive solutions across the United States. Backed by the formidable strength of a Fortune 500 titan and operating with the agility of a nimble startup, we blend the best of both worlds to foster innovation and excellence in everything we do.
Our nationwide operations are supported by a robust network of select wholesale producers, ensuring that our reach and capabilities are always close at hand. We are driven by a forward-thinking leadership that champions a dynamic culture where questioning the norm is not just welcomed but expected. This ethos empowers our team to consistently surpass customer expectations and drive the industry forward.
At Verus, we are more than just a company; we are a community that thrives on collaboration, growth, and taking ownership of our actions. We are constantly on the lookout for exceptional talent who are eager to contribute, innovate, and grow with us. If you are passionate about making a mark in the insurance industry and align with our vision, we eagerly await your application. Join us and be a part of a team where your contributions are valued, and your potential fully realized!
The Company is an equal employment opportunity employer.
*************************
Responsibilities
Under broad supervision, responsible for underwriting risks in a book of business. Works within limited authority on assignments utilizing underwriting policies and guidelines, rating manual rules and insurance laws and regulations.
Skill and knowledge of broker/agency management and relationship building.
Expected to maintain and develop broker relationships.
Track record of uncovering, researching and putting together new product line opportunities by applying appropriate underwriting strategies and standards to qualify risk acceptability.
Ability to work effectively and within an assigned level of underwriting authority.
Experience planning, orchestrating, and leading highly effective broker meetings.
Negotiates standard coverage issues, closes sale, and gauges customer satisfaction.
Ability to meet or exceed designated LOB production metrics.
Strong technical knowledge regarding underwriting, coverage and pricing within a particular product line.
Proven ability to build and maintain strong productive relationships with individual brokers.
Provide timely, courteous and efficient service to all internal and external clients.
Ability to identify and call appropriate attention to broker performance issues.
Understanding of pricing and risk selection criteria.
Perform other duties as assigned.
Qualifications
College degree or equivalent work experience with demonstrated involvement in insurance industry education. CPCU designation a plus.
A minimum of 3 years' relevant industry experience.
Resourceful, analytical, with the ability to execute tasks through to resolution.
Strong oral/written communication skills with a positive attitude.
Detail-oriented with initiative and ability to work in fast-paced team environment.
A focus on delivering exceptional customer service.
Excellent communication and interpersonal skills.
Ability to work independently as well as part of a team.
High sense of urgency and need to identify and resolve issues.
Ability to travel, as needed.
Computer literate including use of Word, Excel and various project management tools.
Working knowledge of and contacts within the wholesale agency distribution system strongly preferred.
#LI-FL1 #LI-HYBRID
Additional Company Details We do not accept any unsolicited resumes from external recruiting firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Not ready to apply? Connect with us for general consideration.
Auto-Apply