Underwriter jobs in Washington, DC - 69 jobs

The Middle Market Field Underwriter represents the company within a defined territory of agencies, managing and servicing a profitable renewal book of commercial lines business using the highest level of technical underwriting ability. The role conducts territory planning, performance analysis and agency management to maximize production, profit and retention. This role also leads the analysis of new business opportunities from exposure, pricing, service and sales perspectives, drives collaboration meetings with independent agents and coaches less experienced field underwriters while mentoring agencies. Responsibilities: Underwrite and manage a commercial lines book of business for the assigned territory. Represent the company, build strong relationships, and manage the book of business to attain profit and revenue objectives. Act as the key contact for specified agencies, leading agency business planning and account inventory management. Build an account inventory of new business well in advance of expiration dates to achieve profit and revenue objectives. Coordinate monthly renewal strategy discussions with the underwriting and services team for individual renewals. Discuss new accounts in the pipeline consistently, review opportunities, determine the best approach and establish an underwriting relationship with policyholders. Underwrite and collaborate on new and renewal commercial lines accounts, pre-qualify customers and lead the account team to analyze new business opportunities. Coordinate collaboration meetings on large, more complex accounts in accordance with company guidelines. Evaluate exposures to loss, determine pricing, and accept or reject accounts based on the company's underwriting guidelines. Make risk acceptability and pricing decisions throughout the policy life cycle. Document underwriting decisions and maintain supporting information in accordance with audit standards. Complete the account summary document, record account details, complete and share a post-mortems on accounts that are not acquired to improve sales acumen and competitive intelligence. Review, approve or decline underwriting authority referrals from junior field underwriters or managers, and engage in the state planning process, including rate review process and annual projections. Serve as the account steward to ensure commitments on accounts are fulfilled and drive standard scheduled periodic communication with policyholders. Establish and maintain effective communication regarding underwriting procedures, practices, growth and profit goals, state and territory issues and regulations, industry activity and trends, and agency relations. Review quality assurance audits, participate in underwriting procedures and submit recommendations to improve department results, including coverage, pricing or competitive issues. Travel as needed, including regular utilization of the assigned fleet vehicle to cover the territory, which may involve traveling on short notice or other daily driving duties as assigned. Requirements: 8+ years of property and casualty commercial underwriting experience Bachelor's degree in business or related discipline and/or commensurate work experience Valid driver's license and a driving record that conforms to company standards Contact: Sal Monteleone ******************************

About Us HCIactive is a rapidly growing InsureTech company transforming how insurance products are built, underwritten, and delivered. We combine cutting-edge technology with deep industry expertise to streamline underwriting processes and enhance client experiences across multiple lines of business. We're currently seeking an Entry-Level Underwriter with a background in Actuarial Science who is interested in applying their analytical skills in a dynamic, client-facing role-without pursuing a traditional actuarial career path. This position offers the opportunity to collaborate directly with both our Implementation and Sales teams, playing a key role in helping bring new insurance products to market and supporting business growth. What You'll Do Support underwriting operations by reviewing submissions, verifying data, and applying basic risk assessment principles. Collaborate with the Implementation team to set up underwriting rules, configure decision logic, and onboard new products or clients. Partner with the Sales team to assess new opportunities, assist with quoting processes, and help craft client-specific solutions. Interpret actuarial models and data outputs to inform underwriting decisions and guide product customization. Contribute to documentation of underwriting guidelines, process improvements, and internal training materials. Communicate with clients, brokers, and internal stakeholders to clarify requirements, resolve issues, and ensure smooth implementation. Work in internal platforms (CRM, underwriting tools, product configurators) to manage workflows and track client progress. What We're Looking For Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field. Strong analytical skills and a foundational understanding of insurance principles and risk evaluation. Interest in insurance and technology, but not necessarily pursuing actuarial exams or a traditional actuarial career. Excellent communication skills and the ability to explain technical concepts to non-technical audiences. Detail-oriented with strong organizational and multitasking abilities. Collaborative mindset and ability to work across functions in a fast-paced startup environment. Familiarity with Excel and data tools; bonus points for any experience with underwriting software or SaaS platforms. Why Join Us? Unique opportunity for those with an actuarial background who want to explore a different path in the insurance ecosystem. Work alongside experts in underwriting, product, and sales to deliver innovative insurance solutions. Gain hands-on experience in an evolving field at the intersection of insurance and technology. Competitive compensation, benefits, and flexible work arrangements. A supportive, mission-driven team that values curiosity, learning, and collaboration. Various health insurance options (health, dental, vision) 401k plus company match Various supplemental plans Opportunities for advancement Join us as we reshape the future of insurance through smart technology, better risk insight, and customer-centric solutions. If you're curious, driven, and ready to start your career in insurance and tech, we'd love to meet you.

Our client, one of the top affordable housing lenders and investors nationwide, has a unique opportunity for a FHA MAP Underwriter with a strong focus on affordable transactions and 3-5 years' experience to join their growing FHA platform. Job Description The MAP Underwriter will be primarily responsible for underwriting and submitting assigned financing applications to the Department of Housing and Urban Development (HUD) in accordance with its MAP Guide, related HUD guidelines, Bank procedures and regulatory guidelines. They will also be responsible for assisting with the preliminary screening of new deals coming into the bank. Qualifications Deal Structuring: The Underwriter should understand the use of FHA with LIHTC equity, tax-exempt bond financing, and subordinate financing. Economic Feasibility Analysis: This includes all components of net operating income (NOI), proposed cost estimates and anticipated lease-up, as applicable. Candidate should have a working knowledge of affordable housing programs including LIHTC, HOME, RAD, HAP contracts and vouchers, ability to research and understand other federal and state programs and apply appropriately to FHA MAP lending guidelines. In addition, the underwriter should be able to understand and apply guidelines related to tax abatement programs and ground leases typical in the affordable housing arena. Appraisal Analysis and Review: The Underwriter will participate in the process of selecting and working with approved third-party appraisers. They will be responsible for review of the appraisal and related forms and for working with the appraiser to develop an accurate final appraisal. PCNA/AEC Review/Environmental: The Underwriter will participate in the selection process and work with the third-party toward a final product that meets all HUD guidelines and accurately reflects the transaction. Mortgage Credit Analysis: Utilizing HUD application documents and other Bank information, Underwriter must be able to analyze credit documentation, including REO schedules, to determine ownership structure and Active Principals, credit worthiness as well as capacity issues and other risks/mitigates to HUD and BANA. The Underwriter should understand the analysis required of LIHTC investors in affordable transactions as well as how to analyze non-profit financial statements and review non-profits. Underwriter's Narrative, Site Visit, Concept Meeting and HUD Forms: Underwriter is responsible, in conjunction with other team members, for completing the Underwriter's Narrative and required HUD forms pursuant to HUD guidelines. Underwriter is also responsible for conducting the site inspection and if applicable, preparing a concept meeting package and attending concept meeting with Borrower. Primary contact for HUD on a transaction basis: The Underwriter will serve as the primary HUD contact maintaining a positive relationship throughout. Facilitate Closing, as needed: Work closely with third-party closer/servicer, attorneys and HUD to facilitate closing. Travel required for site inspections, conferences, and meetings (20%) EDUCATION/ EXPERIENCE MAP Certified (LEAN not required) 3 -5 years of FHA lending experience or equivalent including affordable housing lending B.S./Master's degree in Accounting, Finance, Economics, Real Estate or other related field Additional Information All your information will be kept confidential according to EEO guidelines.

We are looking for a Project Finance Underwriter to join our team. Responsibilities Evaluate the risks and long-term cash flows of large-scale projects, with repayment analysis focused on the project's success and its own generated revenues, not just a single asset or the borrower's broader balance sheet. Conduct and evaluate comprehensive Credit Assessments for project finance opportunities, including infrastructure, energy, public-private partnerships (P3), and other complex, multi-party projects. Analyze and underwrite new and existing project finance transactions, applying strong financial modeling skills for cash flow projections, scenario analysis, and risk identification across the full project lifecycle. Support the project finance team with expertise in structuring, analysis, and credit documentation for project-based lending, including creation and review of term sheets, covenants, and risk mitigants tailored to project finance structures. Qualifications Bachelor's Degree in Business, Finance, Economics, or a related field. 5-10+ years of experience in Commercial Lending and Credit Analysis Strong analytical and communication skills. Experience in risk assessment and credit analysis for large-scale industrial loans. Proficiency in financial statement spreading, preparation of projections, and trailing twelve-month analysis. Completion of a credit training program. Ability to obtain and maintain necessary security clearances. Proficiency in Microsoft Office Suite (2016 or later). Ability to travel to Crystal City, Virginia, and other U.S. locations as needed. Additional Requirements Must sign a Non-Disclosure Agreement within five business days of award or onboarding. Ability to work in a high-paced team environment, multitasking effectively. Strong financial modeling skills, ability to structure, perform due diligence, document, and close complex transactions. EEO Compliance: Ryde is an Equal Employment Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other characteristic protected by law. Ryde will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law.

Shore United Bank is seeking a full-time Senior Mortgage Underwriter to join our team. This role involves assessing borrowers' financial positions to evaluate credit risk, managing loan applications to meet service level agreements, and ensuring compliance with regulatory requirements and bank standards. Additionally, the Senior Mortgage Underwriter will collaborate with internal teams, maintain certifications, and provide exceptional service while demonstrating expertise in agency products, income analysis, and mentoring peers. Essential Functions Include: Analyzes current financial position of borrowers to determine the degree of risk involved in extending credit. Makes decisions to approve, deny, or forward the loan request to a higher level for a decision. Monitors work queue to ensure loan applications are reviewed and underwritten in an acceptable time period and meets the SLA's (service level agreements) set forth for each loan product type. Collaborates with Sales, Operations, and Closing to provide exceptional internal and external customer service. Has detailed understanding of Agency products FNMA/FHLMC/FHA/VA/USDA Credit and collateral underwriting of FHA, VA, Conventional, VA SAR, CDA, USDA and Portfolio mortgage loans with a high degree of attention to detail. Perform income analysis which includes reviewing self-employment income for those borrowers with Schedule C, 1065, 1120 and/or 1120S Demonstrate ability to mentor peers in skill development Develops, maintains, and demonstrates a working knowledge of bank mortgage loan standards, policies, procedures, and applicable state and federal government rules. Underwrites all residential mortgage loans with compliance of Regulation Z-ATR and QM requirements. Maintain certifications in FHA, VA, and USDA underwriting Abide by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace. Cooperate with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, SAFE Act, etc.; ensures that the office and all personnel adhere to the same. Participate in required training sessions, including training for compliance with BSA/AML policies and procedures. Location: Westgate Building - 200 Westgate Circle, Annapolis, MD 21401 Position Type/Expected Hours of Work: Full-time. Non-exempt. Days of Work: Monday-Friday. Required Education and Experience: High school diploma/GED equivalent. Minimum of five years' experience underwriting mortgage loans. Working Knowledge of AUS, DU and GUS. Must currently have LAPP and DE certifications. Bachelor's degree or equivalent experience in residential mortgage underwriting/credit preferred Excellent working knowledge of all consumer and mortgage related regulatory requirements, including but not limited to: BSA, Reg B-ECOA, Reg C-HMDA, Dodd-Frank, Reg X-RESPA, Reg Z-TILA, SCRA, and UDAAP. Mortgage Credit regulatory knowledge and training. Compensation: The pay range for this position is $45.00 to $57.50 hourly. Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer. Company Benefits: Join a family and community-oriented workplace that offers a team environment, along with a collaborative and friendly place to work. Comprehensive benefits package for full-time employees including health, dental, vision, company-paid life insurance, mental health well-being, short-term and long-term disability, and much more! Paid parental leave 401k savings plan with up to a 4% company match Employee Stock Purchase Plan Employee perks such as: employee banking services, loan discount program, education assistance, career development program, Employee Assistance Program, and wellness initiatives. Opportunity for growth and advancement Paid training program and continuous training sessions throughout the year on various topics Generous paid time off and paid sick time Community involvement opportunities Shore United Bank is a full-service financial institution with a rich history dating back to 1876. In excess of $6 billion in assets, we offer innovative financial services delivered with the personal touch you expect. We serve a broad geographic area with branches in Maryland, Delaware, and Virginia, and we also provide a comprehensive suite of digital banking services that allow you to bank with us no matter where life takes you. In addition to banking, we offer trust and wealth management services through Wye Trust, a division of Shore United Bank. Together, our team of experienced professionals is dedicated to helping you achieve your financial goals. Shore United Bank is an Affirmative Action/Equal Opportunity Employer. Shore United Bank is an E-Verify participant.

We seek an Underwriter with a demonstrated track record of reviewing, analyzing, and decisioning BPL mortgage loan files to join our existing underwriting team. In this role, the Underwriter joins a team front line for our deal assessment and risk analysis-including but not limited to: credit assessment, borrower entity compliance, guarantor experience verification, data validation, and collateral analysis. TVC offers specialized programs for real estate investor clients requires an understanding of multiple program guidelines. The Underwriter must be able to keenly understand and reference guideline differences and apply appropriate guidelines to individual clients and loans. If you possess exceptional attention to detail, the ability to make sound and independent decisions, and the ability to self-manage a personal pipeline, we want you on our team. You should a have specific knowledge of the principal approaches to underwriting; Ideal candidates will have direct experience in the business purpose loan sector. You will work as part of a highly curated team responsible for development and maintenance of TVC's underwriting infrastructure and collaborating with Temple View Capital's Credit Risk, Valuations, Rehab/Construction, Legal, Sales/Processing, and Closing Departments. This opportunity offers a competitive compensation and benefits package. If you are a skilled residential property appraiser or valuations specialist looking to join a successful and expanding mortgage originator, we welcome hearing from you. Responsibilities / Essential Job Duties Evaluate/underwrite individual BPL mortgage loan files for qualification against various product guidelines Support a quality borrower/client experience using business history, appraisals, credit reports, asset statements, entity documentation and title documents, to accurately and quickly decision files Work closely with our processing team to review and clear all underwriting conditions to obtain a clear to close Push a daily pipeline of working files though origination milestones to completion Act as a resource of underwriting expertise to support our other TVC departments, particularly Sales, Processing, and Valuations teams Develop a strong working knowledge of all TVC loan programs and guidelines Assess LTV's and other relevant ratios as they relate to deal analysis Perform common sense research related to collateral value, client performance history, or other atypical scenarios as they arise Collaborate with all of TVC's team members as needed to make sound business decisions for every client Perform other duties as assigned to contribute to a best in class client experience Competencies/Skills Ability to meet established productivity standards while maintaining high quality file reviews Multi-tasking proficiency to manage immediate tasks along with a pipeline of various file types Excellent organization and computer skills, strong working knowledge of MS office (particularly Excel) Excellent written and oral communication skills and ability to work efficiently and collaboratively with other departments Motivated and organized self-starter with strong attention to detail Ability to exercise sound, independent judgement, reliable, and strong team player Comfortable working under pressure to balance production timelines with individual client needs Education and Experience Bachelor's degree preferred; Will also consider candidates with exceptional BPL mortgage experience Two to five years' experience as a residential mortgage underwriter preferred, but not required; may be offset by education and applicable training and experience Knowledge of mortgage underwriting concepts, best practices, and procedures About the Company Company website: ****************************** Benefits Salary: $80,000 - $90,000 pending experience, qualifications, and location Supplemental Pay: Discretionary annual bonus Benefits (waiting period may apply): 401(k) with matching Health insurance Dental insurance Vision insurance Life insurance Disability insurance Flexible schedule Paid time off Schedule: Full time Monday to Friday 9AM - 6PM Work Location: Bethesda, MD or hybird (2-3 days a week in the office) EEO Statement We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.

Job Responsibilities: Underwrites FHA/VA and Conventional loan applications ensuring adherence to Company and investor credit quality standards Maintain ACM mandated turn times for new reviews and conditions Analyzes mortgage loan files, which includes customer's application, income documentation, appraisal and title reports, to ensure compliance with the company's policies, as well as, state and federal regulations Analyzes loan attributes and documentation for soundness and accuracy Analyzes loan applications to identify any risk issues Evaluates overall income, credit and equity of each loan application Ensures all required documentation have been received and completed for the loan process approval Determines the amount of loan to be approved when all criteria for underwriting have been met. Makes recommendation for loan approval Supports Loan Officers during the qualification process and for turndown decisions. Provides support to Loan Officers and Processors regarding questions and/or clarification of inquiries, loan files, and underwriting guidelines Ensures timely review and follow-up steps in order to meet and exceed customer's expectations Keeps up-to-date on investor and regulatory policies, procedures and changes that affect mortgage underwriting Communicates with team members and management on outstanding requirements and conditions, as well as, the status of each loan application Analyzes appraisals (including FHA, under DE program, SAR under VA program and Portfolio Jumbo). Reviews the fee appraiser's reports for completeness and conformity with industry-accepted appraisal practices and techniques as well as all other Federal Housing Administration (FHA) and Veterans Administration (VA) requirements. Determines the reasonable value of the property and any conditions which must be met prior to VA guaranty of the loan Knowledge of FHA Streamline and VA IRRLS The candidate should be oriented toward a deal driven environment and capable of managing multiple transactions simultaneously under tight time pressure. Has thorough knowledge of all GSE underwriting requirements Possesses strong understanding of the operational responsibilities involved in the purchase and transfer of whole loan assets as it pertains to credit quality Skilled in negotiating issues and resolving problems Skilled in effective verbal and written communications, including active listening, and presenting findings and recommendations Ability to establish and maintain working relationships with co-workers, staff and external contacts, and to work effectively in a professional team environment Qualifications: FHA DE Designation (CHUMS#) VA SAR/LAP USDA/VHDA experience Experience working with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector Thorough knowledge and understanding of all federal and state guidelines Ability to read, analyze and interpret technical procedures and government regulations Superior internal and external customer service skills Exceptional written and verbal communication skills Exceptional organizational skills Ability to work independently and be a team player Exceptional attention to details

The Non-QM Underwriter is responsible for reviewing and underwriting complex Non-Qualified Mortgage (Non-QM) loan applications following NFM and investor guidelines. This role requires expertise in assessing unique income sources, complex financial scenarios, and risk factors specific to Non-QM and Jumbo loan products. The Non-QM Underwriter collaborates with loan officers, processors, and other stakeholders to ensure a smooth and compliant loan process. Qualifications: College degree in finance, business, or related field preferred. Commensurate work experience considered. Minimum five years of mortgage underwriting experience, with two years in Non-QM loan underwriting and one year in Jumbo loans. Experience underwriting DSCR, Asset Depletion, and Bank Statement loans. Proficient knowledge of Non-QM investor guidelines, lending practices, and compliance regulations. Excellent analytical and decision-making skills for complex financial scenarios. Proficiency in underwriting software and tools. Effective communication and collaboration skills. High attention to detail with a focus on accuracy and risk assessment. FHA DE and renovation loan experience (Homestyle, 203k) desired. Essential Job Functions include, but are not limited to: Review and analyze complex Non-QM loan applications for eligibility and compliance. Assess financial data, including alternative income sources, tax returns, and credit reports. Evaluate property appraisals to determine loan-to-value ratios and risk factors. Ensure adherence to investor guidelines, regulatory requirements, and company policies. Communicate with loan officers, processors, and other stakeholders to resolve conditions. Make informed underwriting decisions, including approvals, counter offers, or denials. Maintain up-to-date knowledge of Non-QM lending trends and guideline changes. Manage a pipeline of Non-QM and Jumbo loans while meeting turnaround times. Analyze and mitigate unique risk factors associated with Non-QM lending. Maintain service-level agreements for underwriting decisions and condition reviews. Guide team members on complex loan structuring and underwriting scenarios. Identify opportunities to enhance underwriting processes and efficiency. Ensure data accuracy and compliance in loan files and underwriting systems. Underwrite a minimum of 2.5 new loans per day while meeting quality benchmarks. Adhere to Fair Lending, ECOA, and all applicable regulatory requirements. Perform additional duties as assigned. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, skills, efforts, or working conditions associated with a job. Working Conditions Information: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is often required to walk; use hands to finger, handle, or operate computers, objects, tools, or controls; and reach with hands and arms. Specific vision abilities required by this job include close vision and the ability to adjust focus. This job description is not a contract of employment. The employer, in its sole discretion, may modify or adjust the position to meet the organization's changing needs. NFM Lending Inc. is an equal-opportunity employer. We value diversity and do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. NFM believes success is created by a diverse workforce of individuals with different ideas, strengths, interests, and cultural backgrounds. The range provided reflects the expected compensation for this role and is considered a general guideline. Actual compensation will be decided based on factors such as geographic location, skills, education, experience assessed during the interview process, and internal pay equity. Compensation may also include incentives such as per-file bonuses and discretionary bonuses as applicable to the role. Qualifying employees are eligible to participate in our Total Rewards program. Additional information can be found by clicking on the following link: Benefits and Total Rewards

WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

About Us Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey. Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker. Capital Bank Home Loans, a division of Capital Bank N.A., is a premier nationwide mortgage lender. We deliver over $1BLN in new mortgage originations annually with a 50 state platform, in house underwriting and closing, and excellent pricing and products. We invested in digitizing our online mortgage application process to help expedite home buying or refinancing for our customers. Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker. Many top ranked mortgage lenders have joined Capital Bank Home Loans and we are looking to grow the business further by bringing in branches or independent originators. Position Purpose The Mortgage Loan Underwriter is responsible for evaluating and analyzing mortgage loan applications to determine the creditworthiness of borrowers and ensure compliance with federal, state, and company regulations. This role involves assessing financial documents, credit reports, property appraisals, and income information to make informed decisions on loan approvals, conditions, or denials. The underwriter ensures that each loan meets the bank's risk standards while supporting a smooth and efficient loan origination process. Position Responsibilities Underwrite a minimum of three new loan files per day Review, analyze, and clear updated and conditioned loan files within required turn times Maintain CBHL-mandated turn times for new submissions, resubmissions, and condition reviews Monitor and respond to CSM scenarios within required timeframes Provide underwriting and eligibility support to other Capital Bank departments as needed Underwrite FHA, VA, USDA, Conventional, Non-Agency, and Jumbo loan products in accordance with company policy and investor overlays Perform new and established condominium project reviews, including warranty and eligibility determinations, in accordance with agency and investor guidelines Analyze loan documentation and data for accuracy, completeness, and overall soundness Identify and assess credit, income, asset, and collateral risk factors Review appraisals and collateral documentation, including condominium and PUD projects Support Loan Officers during the borrower qualification and structuring process Remain current on investor, agency, and regulatory guideline updates impacting underwriting and condominium project eligibility decisions Minimum Education and Experience Minimum Education and Experience High School Diploma or equivalent required Minimum of five years of experience underwriting agency mortgage loans Minimum of five years of experience underwriting secondary market guidelines Minimum of two years of experience with Jumbo and Non-Agency products FHA Direct Endorsement (CHUMS) designation required VA SAR/LAPP designation required USDA underwriting experience preferred Housing Finance Agency experience required (DC, DE, FL, VA, MD preferred) Bachelor's degree preferred Knowledge, Skills, and Abilities Strong teamwork and customer service orientation Excellent organizational skills and ability to manage multiple priorities High sense of urgency and accountability for deadlines and assignments Ability to work effectively in a fast-paced environment Proficiency with Fannie Mae Desktop Underwriter and Freddie Mac Loan Product Advisor Encompass LOS experience preferred Advanced income analysis, including complex self-employed and variable income scenarios Credit risk analysis and interpretation Appraisal and collateral review, including condominium and PUD projects Ability to accurately interpret and apply agency, investor, and condominium project guidelines Strong problem-solving, critical thinking, and decision-making skills Clear and professional written and verbal communication Constant and consistent attention to detail Compensation Base Salary Range: $80,000 - $105,000 annually (Rockville, MD salary range). Final determination of where you are at in the salary range is based on numerous factors such as geographic location, relevant experience, skill set, education, and ability to meet qualifications within the job description. We are hiring in: MD, DC, VA, PA, DE, NC, SC, FL, IN, IL. Candidates in other locations will receive the pay range tied to their specific area. Additional Compensation: This role will include a yearly annual target bonus based on individual performance. Additional Details This position will be a remote role. Supporting Businesses. Helping People. Strengthening Communities. Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

Farmer Mac is looking to hire a driven, analytical, and personable individual with five (5) or more years of credit, lending, and structuring experience or three (3) or more years of relevant renewable energy experience for the position of Credit Underwriter for its Infrastructure Finance team. Team Summary Farmer Mac's Infrastructure Finance team is a fast-paced, knowledgeable, mission-oriented team lending to organizations that finance renewable energy project finance transactions, power and utility entities and broadband companies, in addition to providing wholesale lending to a select group of financial institutions. Infrastructure Finance has delivered significant growth and is a crucial business in the execution of Farmer Mac's strategic plan. The segment's focus is on deepening existing client relationships, developing new customer relationships, and diversifying the products offered to clients. Position Summary The primary responsibilities of the Credit Underwriter include underwriting new loan opportunities, writing analytical credit recommendations, running sensitivity models, and portfolio management as it pertains to the Renewable Energy segment. The Credit Underwriter will maintain power and utilities industry knowledge with an emphasis on renewable energy and help to maintain key relationships with customers and business partners. The Credit Underwriter will develop internal relationships to help conduct portfolio activities leading up to credit approval, as well as post-approval processing; and be a part of the team driving new product innovation. This role is expected to contribute immediately towards accelerating growth within Farmer Mac's Renewable Energy segment and contribute significantly to Farmer Mac's strategic objectives and initiatives. Who You Will Work With The Renewable Energy Credit Underwriter will report directly to the Senior Director - Credit Underwriting. The position holds a high level of visibility within the company and will have regular interaction with Senior Managing Director of Infrastructure Finance, Managing Director of Renewable Energy, Relationship Managers, Transaction Management, and Farmer Mac internal and external counsel. The position will also have a high degree of interaction with Farmer Mac credit committee, including the Chief Credit Officer, and Farmer Mac clients. Where and When You Will Work The position can be remote or based in Farmer Mac's Washington, DC or Johnston, IA, locations. Work outside of core hours may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events. Key Responsibilities * Primary contributor in the underwriting, portfolio management process, serving as a direct point of contact for client interaction during the underwriting and structuring phase. * Review, analyze, and assess complex transactions from a variety of counterparties across project finance space within the United States, with a focus on renewable energy. * Review and critically evaluate potential transactions including structure, key counterparties, technology, contracts, and financial projection models. * Review loan documentation and consultant reports of potential opportunities for acceptability of terms and conditions and advise on structural considerations. * Prepare and conduct credit presentations, recommending new or incremental credit exposure to the credit committee. * Work with Relationship Manager, Transaction Management, Loan Operations, and Legal to coordinate the close of transactions. * Manage an existing portfolio of borrowers, track ongoing financial performance and trends, report on covenant compliance, and ensure accurate borrower risk ratings. * Secondary contributor in preparing annual reviews with risk rating rationale, managing portfolio credit actions including amendments, waivers, and consents. * Develop and maintain knowledge of specific industries, economy, market conditions, rates, and competition. Professional Experience/Qualifications * Bachelor's degree in finance, accounting or related. * Five (5) or more years of credit underwriting experience or three (3) or more years of relevant renewable experience (e.g. development, finance, project management). * General understanding or willingness to learn specific dynamics of power industries and project finance structures. * Ability and desire to eventually handle renewable energy deal opportunities largely autonomously, including sensitizing financial models, calculating financial ratios, reviewing third-party reports and financing agreements, having awareness of power industry technologies and key participants, identifying key strengths and weaknesses, developing reasonable credit solutions, and providing credit recommendations. * Excellent skills in credit analysis, quantitative and qualitative assessments, valuation, loan underwriting, and documentation review. * Ability to work well in a team environment. * Must have strong written and verbal communication abilities. * Self-starter with strong work ethic and the ability to work on one or more tasks efficiently and effectively with minimal supervision. * Broad knowledge of risk management processes and functions. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. The typical base pay range for this role is $115,000 to $145,000 per year. Compensation will vary based on experience and geographic work location.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

Responsibilities * Build, maintain, and grow a book of business * Manage agency relationships and serve as lead client contact * Create and execute marketing plan to increase new and renewal business * Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business * Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management * Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio * Lead, train, and develop Assistant and Associate Underwriters Qualifications * Bachelor's degree or equivalent combination of education and experience * Minimum 3 years of Personal lines underwriting or brokerage experience required, excess & surplus experience preferred * Demonstrated proficiency in sales and marketing * Proven organization skills and ability with a strong attention to detail * Interest in continued education and professional development * Insurance license, CPCU, CIC or comparable designations preferred Compensation Package: * Base compensation for the position ranges between $75,000 to $120,000 based on qualifications. The role will also be eligible for a sales incentive performance bonus. * Flexible, hybrid & remote options * Health benefits & 401K with employer match * Employer paid continuing education courses and designations * Many opportunities for career advancement About Our Company Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate. #LI-PD1

Requirements A day in the life of a Consumer Loan Servicer will include: Performing a variety of loan servicing duties such as collateral loan title tracking, maintaining insurance tracking for collateral loans, filing Uniform Commercial Code (UCC), and generating lien releases. Providing legendary service to members and third parties by resolving their inquiries such loan payment history, payment correction, generating payoff statements, processing payoff transactions, due date changes, interest rate discounts, loan amortization, and loan verification. Generating and reviewing Consumer loan reports, including but not limited to Funding reports, Paid in Full reports, Low Balance reports, UCC reports. Maintain tracking log for Auto, Boat and RV title, Insurance, and UCC. Performing quality control on all consumer loans and ensures data within the core system is aligned with the loan agreement. Reviewing third-party vendors' reports/invoices and auditing for accuracy to LFCU's data and for keeping update with the all-consumer loan servicing policies and procedures. Being responsible for collecting the required documents necessary for subordination request on loans held in Lafayette Federal portfolio and assisting the Investor Relations team for loans held by various Investors. Upon approval prepare the subordination agreement and update the tracker. Experience: Three to five years of similar or related experience Education: A high school education or GED. Top benefits or perks: Joining Lafayette Federal comes with perks to support you in your personal and professional journey. We provide employees with a generous benefits package including: Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan) Fully funded deductible (HMO Plan) 401k employer matching contribution Income protection with life insurance, short and long-term disability Paid time off, holiday leave & birthday leave Educational assistance Commuter benefits program and more! The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job. Pay: $54,000 - $57,500 annually depending on experience and qualifications. *Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer *EOE/AA/DISABILITY/VETERAN

The Senior Commercial Underwriter shall perform financial analysis and risk assessment on Commercial & Industrial and Commercial Real Estate transactions. This independent analysis function is designed to provide an in-depth evaluation of the strengths and weaknesses in commercial loan requests that will assist management in determining if the overall risk in a credit request is acceptable to the Bank. In addition, this position may be asked to apply their financial analysis skills to assist other areas of credit risk management. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Prepare timely, high quality credit analysis and recommendations that accurately describe the transaction along with risk and mitigating factors associated with the loan request. Prepare detailed analysis of historical property operations to make informed decisions about future performance. Utilize financial spreading software as well as other financial analysis tools to evaluate borrower's cash flow and determine adequacy of the borrower's primary and secondary repayment sources. For real estate transactions, in-depth understanding of property operating statements, leases, rent rolls, real estate schedules and the ability to perform detailed cash flow analysis using CRE templates. Ability to perform stress testing scenarios on construction projects and stabilized income producing real estate properties. For C&I transactions, ability to understand cash flow cycles, conduct sensitivity analysis, evaluate Borrower's cash flow and its ability to provide adequate debt coverage for the proposed transactions as well as determine cushions of protections. Research and investigate applicable market data using industry related tools such as Co Star and Vertical IQ. Analyze third-party reports and appraisals. Determine and obtain missing files and/or missing documentation as needed to complete the assignment. Experience in analyzing and interpreting all levels of financial statement quality. Ability to analyze complex personal financial statements and personal tax returns of sponsors/guarantors as well as contingent debt. Assign risk rating based on risk rating metrics and Bank loan policy. Monitor and measure financial covenants as well as Borrower operating performance. Assist with preparation of loan presentations for Executive and Board Loan Committees. Perform routine annual reviews of relationships within loan portfolio. Assist with training & mentoring of commercial underwriting team members. Attend client meetings, as appropriate, to support underwriting request. Other Duties Complies with all policies and procedures as applied to the Bank's BSA/AML policy. Perform other duties as assigned. Skills/Abilities High level of commercial loan underwriting expertise. Extensive knowledge of spreading and analyzing financial statements. Thorough understanding of financial accounting. Knowledge of applicable local market. Ability to work well under pressure and meet designated deadlines. Full understanding of loan documentation and applicable regulatory requirements. Excellent verbal and written communication skills. Computer literate with proficiency in Microsoft Office applications. Excellent organizational skills. Strong analytical skills and attention to detail. Ability to work independently while meeting processing standards for quality and quantity. Experience with Financial Spreading software. Experience with industry related tools (Vertical IQ & Co-Star preferred). Supervisory Responsibility This position has no supervisory responsibilities. Work Environment This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary. Travel Travel may be required for this position. Education and Experience Bachelor's degree (preferred Finance, Accounting, or equivalent industry experience). Formal Credit training or equivalent industry experience preferred. Minimum five years of experience in commercial underwriting/analysis role required. This position is classified as exempt, and as such it is paid on a salary basis. The pay range for this position is $80,000 to $130,000. This position is classified as full-time and the benefits package includes health insurance, dental insurance, vision insurance. Employees may select from coverage options which range from employee only to family coverage. Full-time employees receive either Paid Time Off (PTO) or separate paid vacation and paid illness leave accrual. This is in addition to a paid holiday schedule, paid bereavement, and paid parental leave. Benefits also include company paid life insurance and paid long-term disability coverage. Our bank also offers a 401(k) with a company match. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Employment Opportunity Employer/M/F/disability/protected veteran status. Equal Employment Opportunity Employer/M/F/disability/protected veteran status

FM is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property insurance solutions. FM helps clients maintain continuity in their business operations by drawing upon state-of-the-art loss-prevention engineering and research; risk management skills and support services; tailored risk transfer capabilities; and superior financial strength. To do so, we rely on a dynamic, culturally diverse group of employees, working in more than 100 countries, in a variety of challenging roles. In this role you will be responsible for developing skills in all three of the Company's key competencies while supporting the account managers, primarily on underwriting issues. Based on experience candidates will be considered for Underwriter I or Senior Underwriter. The position is located in Reston, VA but will consider Malvern, PA as well. + Providing technical assistance to account managers in handling underwriting details such as values analysis, linesetting, reinsurance needs and placement. As well as, rating and pricing, analysis of coverage, terms and conditions, and cross liability analysis. + Being a resource to the Client Service department by gaining and maintaining up-to-date knowledge of underwriting standards, policy forms and loss prevention practices. + Aiding the Client Service team in the development and implementation of the global insurance programs that satisfy customer needs. This is while adhering to company policies, procedures and guidelines. + Assisting account managers in the preparation and delivery of internal and external meetings, presentations, proposals and account servicing activities. + Keeping up to date on market trends, coverage, programs, reinsurance, and the new developments in the insurance market. + Managing client and broker relationships. + The expectation is that you will complete all necessary training in underwriting and other areas to attain underwriting binding authority and will develop the skills, experience, and knowledge required to ultimately advance to account manager. + Bachelor's degree or equivalent qualification + Experience working in the insurance industry with at least 2 years loss prevention engineering experience preferred! + Flexibility in prioritizing and handling diverse activities and workload. + Excellent communication skills-written, presentational and verbal. Strong analytical and problem-solving skills with considerable attention to detail. + Excellent computer skills. The position is eligible to participate in FM's comprehensive Total Rewards program that includes an incentive plan, generous health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances and much more. FM is an Equal Opportunity Employer and is committed to attracting, developing and retaining a diverse workforce.

Our client, one of the top affordable housing lenders and investors nationwide, has a unique opportunity for a FHA MAP Underwriter with a strong focus on affordable transactions and 3-5 years' experience to join their growing FHA platform. Job Description The MAP Underwriter will be primarily responsible for underwriting and submitting assigned financing applications to the Department of Housing and Urban Development (HUD) in accordance with its MAP Guide, related HUD guidelines, Bank procedures and regulatory guidelines. They will also be responsible for assisting with the preliminary screening of new deals coming into the bank. Qualifications Deal Structuring: The Underwriter should understand the use of FHA with LIHTC equity, tax-exempt bond financing, and subordinate financing. Economic Feasibility Analysis: This includes all components of net operating income (NOI), proposed cost estimates and anticipated lease-up, as applicable. Candidate should have a working knowledge of affordable housing programs including LIHTC, HOME, RAD, HAP contracts and vouchers, ability to research and understand other federal and state programs and apply appropriately to FHA MAP lending guidelines. In addition, the underwriter should be able to understand and apply guidelines related to tax abatement programs and ground leases typical in the affordable housing arena. Appraisal Analysis and Review: The Underwriter will participate in the process of selecting and working with approved third-party appraisers. They will be responsible for review of the appraisal and related forms and for working with the appraiser to develop an accurate final appraisal. PCNA/AEC Review/Environmental: The Underwriter will participate in the selection process and work with the third-party toward a final product that meets all HUD guidelines and accurately reflects the transaction. Mortgage Credit Analysis: Utilizing HUD application documents and other Bank information, Underwriter must be able to analyze credit documentation, including REO schedules, to determine ownership structure and Active Principals, credit worthiness as well as capacity issues and other risks/mitigates to HUD and BANA. The Underwriter should understand the analysis required of LIHTC investors in affordable transactions as well as how to analyze non-profit financial statements and review non-profits. Underwriter's Narrative, Site Visit, Concept Meeting and HUD Forms: Underwriter is responsible, in conjunction with other team members, for completing the Underwriter's Narrative and required HUD forms pursuant to HUD guidelines. Underwriter is also responsible for conducting the site inspection and if applicable, preparing a concept meeting package and attending concept meeting with Borrower. Primary contact for HUD on a transaction basis: The Underwriter will serve as the primary HUD contact maintaining a positive relationship throughout. Facilitate Closing, as needed: Work closely with third-party closer/servicer, attorneys and HUD to facilitate closing. Travel required for site inspections, conferences, and meetings (20%) EDUCATION/ EXPERIENCE MAP Certified (LEAN not required) 3 -5 years of FHA lending experience or equivalent including affordable housing lending B.S./Master's degree in Accounting, Finance, Economics, Real Estate or other related field Additional Information All your information will be kept confidential according to EEO guidelines.

Job Description We are looking for a Project Finance Underwriter to join our team. Responsibilities Evaluate the risks and long-term cash flows of large-scale projects, with repayment analysis focused on the project's success and its own generated revenues, not just a single asset or the borrower's broader balance sheet. Conduct and evaluate comprehensive Credit Assessments for project finance opportunities, including infrastructure, energy, public-private partnerships (P3), and other complex, multi-party projects. Analyze and underwrite new and existing project finance transactions, applying strong financial modeling skills for cash flow projections, scenario analysis, and risk identification across the full project lifecycle. Support the project finance team with expertise in structuring, analysis, and credit documentation for project-based lending, including creation and review of term sheets, covenants, and risk mitigants tailored to project finance structures. Qualifications Bachelor's Degree in Business, Finance, Economics, or a related field. 5-10+ years of experience in Commercial Lending and Credit Analysis Strong analytical and communication skills. Experience in risk assessment and credit analysis for large-scale industrial loans. Proficiency in financial statement spreading, preparation of projections, and trailing twelve-month analysis. Completion of a credit training program. Ability to obtain and maintain necessary security clearances. Proficiency in Microsoft Office Suite (2016 or later). Ability to travel to Crystal City, Virginia, and other U.S. locations as needed. Additional Requirements Must sign a Non-Disclosure Agreement within five business days of award or onboarding. Ability to work in a high-paced team environment, multitasking effectively. Strong financial modeling skills, ability to structure, perform due diligence, document, and close complex transactions. EEO Compliance: Ryde is an Equal Employment Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other characteristic protected by law. Ryde will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law.