FM Affiliated Production Underwriter (I, II, III, SR.)
Underwriter job in New York, NY
FM is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property insurance solutions. FM helps clients maintain continuity in their business operations by drawing upon state-of-the-art loss-prevention engineering and research; risk management skills and support services; tailored risk transfer capabilities; and superior financial strength. To do so, we rely on a dynamic, culturally diverse group of employees, working in more than 100 countries, in a variety of challenging roles.
This exciting opportunity is with FM Affiliated, our “best-in-class” middle market property insurer. FM Affiliated is exploring new ways to expand and tailor coverage to meet our brokers' and client's ever-evolving business challenges. Drawing on the full strength of the FM Group, we help our clients choose how to best identify, prioritize and reduce future loss in a way that makes practical and affordable sense. We distribute our property insurance products and engineering solutions exclusively through a network of brokers. We value long-term relationships that provide the realization of greater value by deploying the skills of our highly trained Account Engineers and Production Underwriters.
We are open to considering candidates with a variety of experience levels for this role. Both mid-level and senior-level candidates are encouraged to apply.
In addition, the role works closely with Account Engineers to review renewal and new business opportunities to ensure proper risk identification, selection and assessment in order to ensure the development and growth of a profitable portfolio of business. FM Affiliated Production Underwriters primary relationships are with brokers and reinsurers for insurance related issues. Responsibilities include meeting specific profit, retention, and production goals. Business relationships and a network of contacts must be established and an effective program of calls must be executed to meet an average of 10 external calls a month to ensure high visibility. Travel is required for marketing and training including out of state travel. New risks must be pre-qualified based on acceptability today and its future potential, this includes a thorough analysis of the broker submission, desired pricing, terms and conditions, financial condition, adequacy of reported values, and loss experience. The company's assets must be protected by adhering to company underwriting standards and procedures, this will include determining the amount subject, net capacity commitment, checking cross liability, management of catastrophe aggregate retentions, negotiating and purchasing reinsurance and establishing commissions in a manner most advantageous to the company.
This position requires someone with a bachelor's degree or equivalent.
2-5 Years industry experience (broker/insurance company) as Underwriter for commercial property accounts of varying occupancies and sizes.
Candidate must also have experience dealing with a variety of occupancies as well as current engineering and underwriting issues such as current property coverages and forms, and/or quickly learn and keep updated on industry state of the art.
Additionally, this person will be proficient in and have excellent organizational, time management, problem solving, decision making, interpersonal and selling skills and a working knowledge of MS Office products.
The final salary offer will vary based on individual education, skills, and experience. The position is eligible to participate in FM's comprehensive Total Rewards program that includes an incentive plan, generous health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances and much more.
Auto-ApplyCommunity Development Finance Underwriter
Underwriter job in New York, NY
Community Development Finance UnderwriterCountry: United States of America
Your Journey Starts Here:
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
The Community Development Finance Underwriter is responsible for underwriting community development equity investments and loans for the Company's Community Reinvestment Act (CRA) Program. Will manage complex commercial accounts that meet the Company's community development investment and loan requirements and maximizes profitability while minimizing risk. Will be the primary credit contact for new, complex community development transactions including Low-Income Housing Tax Credit (LIHTC), New Market Tax Credit and Small Business Investment Company investments, Community Development Financial Institution (CDFI) loans and LIHTC lending.
Leads the due diligence process on new investments and loans including conducting due diligence and financial analysis and working with credit professionals to produce summary memos for new investments and loans.
Develops and maintains relationships with community based organizations, public sector leaders and private sector organizations developing affordable housing and economic development projects.
Identifies, evaluates, structures and documents new investments and loans. Performs site visits to investment opportunities.
Works with credit, compliance, and internal and external auditors to ensure investments and loans are originated and managed within policy and applicable laws and regulations.
Monitors transactions within assigned portfolios, in partnership with Finance, portfolio management and underwriting, and takes action as appropriate.
Ensures own work is in compliance with applicable laws, regulations and guidelines, as detailed in policies located on the Company Intranet; policies include but are not limited to Fair Lending, Know Your Customer, Bank Secrecy Act and other applicable anti-money-laundering policies.
Ensures documentation complies with internal policies and procedures and facilitates management and regulatory reporting.
Participates in preparing, interpreting and communicating periodic self-assessments of the Company's Community Development Finance portfolio.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
3-5+ Years experience in affordable housing, economic development or other community development origination, underwriting or portfolio management.
Extensive experience developing and structuring community development finance transactions including LIHTC, NMTC or CDFI lending and investment.
Bachelor's Degree or equivalent work experience: Finance, Business, Political Science or other equivalent field - Required.
3-5+ Years experience in similar role.
Excellent, sales, persuasion and negotiation skills required to represent the Company's interests in negotiations.
Demonstrated ability to manage public/private partnerships including excellent project management skills, and the ability to build relationships across public, private and not-for-profit sectors.
In-depth knowledge of CRA and Fair Lending regulations required, including HMDA and ECOA.
Ability to communicate the organizational CRA strategies, goals, current needs and risk/reward appetite for community development loans and investments to market leadership and business unit managers.
Certifications:
No Certifications listed for this job.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
Experience in Microsoft Office products.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range
Minimum:
$71,250.00 USD
Maximum:
$122,500.00 USD
Link to Santander Benefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.
Primary Location: New York, NY, Madison Ave Corp
Other Locations: New York-New York
Organization: Santander Bank N.A.
Underwriter, New York City
Underwriter job in New York, NY
This position is focused on generating opportunities, client relationships and brokerage placements of their area of coverage specialty. Creates relationships with existing and new brokerage carriers, to negotiate terms and pricing with a high sense of urgency. Interacts with Companies and Brokers via telephone, e-mail, in-person visits, networking and regular mail.
Essential Duties and Responsibilities:
Develop client relationships to generate submission opportunities and a regular flow of business.
Review submission documents received to prepare additional information including; loss pics/summaries, loss stratifications, risk summaries, narratives, online research and requesting additional information needed from the client.
Select and market the risk, by line of coverage, to markets to negotiate terms & pricing.
Provide comparisons and illustrations to compare options and support client presentation process.
Utilizes knowledge of automated systems to develop information for new or renewal policies.
Prepares quotations for agents and answers inquiries from agents, policyholder, or prospects.
Reviews requests for cancellation, endorsements, etc.
Reviews policies for renewal consideration and remarketing.
Request additional documentation necessary for the processing of an application, endorsement or cancellation.
Conduct marketing visits to agents and attend industry events.
Work with support associates, assistants and central processing to assure work is completed in a timely manor and with accuracy. This may include mentorship and guidance of the team member working with you on risks.
Performs other duties as assigned.
Qualifications/Requirements:
Must have Producer's License.
3 plus years of insurance experience.
Prior exposure to insurance brokerage type activities.
Basic familiarity with computers.
Good oral and written communications skills.
Strong analytical skills and the ability to pay attention to details.
A high sense of urgency.
Resourceful and controlled assertive behavior characteristics.
Must have demonstrated negotiation & sales skills.
Technical knowledge of insurance coverage forms and their application to exposure.
Knowledge of departmental regulations and policies.
Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices.
Strong interpersonal skills working with Staff and Company Underwriters
Experience in standard underwriting practices and procedures.
Associated classes or courses and/or industry license, or designation.
We offer a total compensation package which includes salary (range 65k-85k) plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More.
Visit Us On LinkedIn: *************************************************
View All Openings: ************************************
Website: **************
Auto-ApplyReinsurance Underwriter
Underwriter job in New York, NY
We are seeking a highly skilled and experienced Reinsurance Underwriter to join our dynamic team. As a Reinsurance Underwriter, you will play a crucial role in assessing and evaluating risks associated with reinsurance policies. Your expertise in analyzing data, conducting risk assessments, and making informed decisions will be essential in ensuring the profitability and sustainability of our reinsurance portfolio.
Responsibilities:
• Evaluate and underwrite reinsurance policies, considering factors such as risk exposure, coverage limits, and pricing.
• Analyze complex data sets to assess risk levels and determine appropriate terms and conditions for reinsurance contracts.
• Collaborate with brokers and clients to negotiate terms, conditions, and pricing for reinsurance agreements.
• Conduct thorough research and stay updated on industry trends, regulations, and market conditions affecting reinsurance underwriting.
• Monitor and review existing reinsurance contracts, making recommendations for adjustments or renewals as necessary.
• Maintain accurate documentation and records of underwriting decisions, ensuring compliance with internal policies and regulatory requirements.
• Provide guidance and support to junior underwriters, sharing knowledge and best practices to enhance team performance.
Requirements:
• Bachelor's degree in a relevant field (e.g., finance, economics, mathematics, or insurance).
• Proficiency in analyzing complex data sets and utilizing underwriting software and tools.
• Excellent analytical and problem-solving skills, with the ability to make sound underwriting decisions.
• Strong communication and negotiation skills, with the ability to build and maintain relationships with brokers and clients.
• Detail-oriented mindset with a focus on accuracy and compliance.
• Professional certifications such as CPCU or ARM are preferred but not required.
Join our team as a Reinsurance Underwriter and contribute to our mission of providing exceptional risk management solutions. Apply now and take the next step in your underwriting career! Compensation: $150,000.00 - $200,000.00 per year
About Us Our mission is to place skilled candidates in a well-matched position that is beneficial to both candidate and employer. We value our privileged partnership in your career pursuits and want to help propel you toward the next level of your professional development. That is why we focus on placing you in a position that will challenge your skills, achieve your goals, and provide the greatest potential for career satisfaction
Auto-ApplyUnderwriter
Underwriter job in New York, NY
About SBG FundingSBG Funding is one of the nation's leading sources for business funding. We are a niche financing firm with years of experience in the commercial lending arena. Our mission is to provide fast, flexible, and affordable capital to small businesses nationwide.Job DescriptionAs an Underwriter at SBG, you'll play a vital role in helping us shape the future of business funding. Your responsibilities will include evaluating funding applications, financial information, credit reports, and other relevant documents to assess the creditworthiness of businesses seeking financing.Position Responsibilities:· Funding Evaluation: Evaluate funding applications for business-to-business (B2B) lending by analyzing financial statements, credit reports, bank statements, and other relevant documentation to assess creditworthiness.· Risk Assessment: Perform detailed risk analyses to identify potential credit risks and propose appropriate mitigation strategies.· Underwriting Guidelines: Consistently apply underwriting guidelines and policies to funding applications, making informed decisions within established approval limits.· Collaboration: Collaborate closely with sales and other internal teams to gather necessary information and ensure accuracy and efficiency in the underwriting process.· Regulatory Compliance: Ensure all underwriting activities comply with regulatory standards, lending policies, and internal compliance requirements.· Credit Review: Conduct regular credit reviews to monitor portfolio credit quality and proactively identify emerging risks.· Documentation and Reporting: Maintain meticulous records of underwriting decisions, prepare comprehensive reports, and provide insightful recommendations to senior management.
Candidate Qualifications:· Bachelor's degree in Finance, Economics, Statistics, or a related field.· Minimum of 5 years' experience in underwriting roles within B2B lending.· Extensive knowledge of lending principles, credit risk assessment methodologies, and underwriting practices.· Proficiency in financial statement analysis, credit evaluation, and risk assessment.· Comprehensive understanding of lending regulatory guidelines and compliance requirements.· Strong analytical capabilities, decision-making aptitude, and problem-solving skills.· Independent working style with effective time management and multitasking abilities.· Exceptional communication and interpersonal skills to collaborate across diverse teams. Why You'll Love UsBy joining SBG Funding, you will have the unique opportunity to lead underwriting strategies in the exciting and dynamic field of B2B lending. You'll be part of a team that is passionate about making a real difference in the world of business finance and contributing to the growth of countless businesses. SBG Funding offers a competitive salary, comprehensive benefits, and a stimulating work environment that encourages innovation and professional development.
Auto-ApplyUnderwriter
Underwriter job in New York, NY
At Coaction, we're a unique mix of leaders, achievers, thinkers, and team players with a high-performance mindset and a diverse skillset. We bring our industry expertise together to continually push the boundaries of what insurance can be for our clients.
Underwriter - Professional Liability (Tech E&O, Misc. E&O, Cyber, A&E)
The Underwriter for Professional Liability plays a critical role in driving profitable growth and maintaining underwriting excellence across multiple specialty segments, including Technology Errors & Omissions, Miscellaneous Professional Liability, Cyber, and Architects & Engineers (A&E). This role requires deep expertise in professional lines, strategic thinking, and strong analytical and interpersonal skills to position Coaction as a premier provider of comprehensive E&O and Cyber solutions.
This will be responsible for shaping underwriting strategy, establishing measurable production goals, and fostering relationships with key brokers and distribution partners. You will serve as a subject matter expert on emerging trends, regulatory developments, and evolving risk exposures across the broader professional liability landscape, ensuring that Coaction's product offerings remain competitive, innovative, and responsive to market needs.
Additionally, you will lead and mentor underwriting staff, promoting technical excellence, sound risk selection, and consistent adherence to underwriting guidelines. This position requires a proactive approach to navigating market dynamics, identifying strategic growth opportunities, and supporting product evolution to meet the changing demands of insureds across diverse industries.
Job Description
Risk Analysis & Underwriting
Assess, evaluate, and underwrite complex risks across Tech E&O, Misc. E&O, Cyber, and A&E segments, ensuring profitable growth and alignment with underwriting guidelines and portfolio objectives.
Market Leadership
Position Coaction as a market leader in Professional Liability by staying ahead of industry trends, competitive pressures, technology-driven exposures, cyber threats, and evolving client needs.
Broker Relationship Management
Build and maintain strong relationships with key brokers and distribution partners, acting as a primary point of contact for submissions, negotiations, and product or coverage education across all supported Professional Lines segments.
Team Leadership & Development
Mentor and guide underwriting team members on technical underwriting concepts, risk analysis, emerging exposures, and best practices across Tech E&O, Misc. E&O, Cyber, and A&E lines.
Strategic Growth
Drive profitable growth across the Professional Lines portfolio by identifying new business opportunities, evaluating distribution strategies, and implementing targeted marketing and portfolio-development initiatives.
Qualifications
* Minimum of 5 years' experience underwriting professional liability lines of business
* Bachelor's degree or equivalent experience preferably in finance, insurance, risk management, accounting, economics or related field of study
* Proven ability to underwrite complex E&O, Architects & Engineers, and Cyber risks
* Strong negotiation skills
* Superior communication and organizational skills
* Strong decision-making skills
* RPLU and/or CPCU
Salary range specific to for this role : $80,000-$130,000 + discretionary incentive bonus + benefits depends on various factors including, without limitation, individual and organizational performance. The offered rate of compensation will be based on individual education, experience, and qualifications. In addition, employees are eligible for standard benefits package including paid time off, medical, dental and retirement.
Equal Opportunity Employer
Coaction is an Equal Employment Opportunity employer. Coaction's policy is not to discriminate against any applicant or employee based on race, color, religion, national origin, gender, age, sexual orientation, gender identity or expression, marital status, mental or physical disability, and genetic information, or any other basis protected by applicable law. Coaction also prohibits harassment of applicants or employees based on any of these protected categories.
If your application is selected, you will receive an email directly from the Coaction Recruiting Team at ********************** asking you to contact a member of the Coaction Recruiting Team. Any other method of contact may be fraudulent.
Auto-ApplyUnderwriter II - Seneca Specialty Package
Underwriter job in New York, NY
Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.
Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion.
C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: **************
Job Description
Underwriter - Seneca (New York, NY) - hybrid role in our NYC, Uniondale NY, or Morristown NJ office 3 days per week, remote balance of week.
Summary:
Performs risk selection and pricing on new business, renewals and endorsements, reviews quotes prior to issuance and makes marketing calls to agents. This position requires underwriting acumen and relationship management skills. Manages agency relationships through continued customer service and marketing activities.
Responsibilities:
• Lines of business underwritten include: primary property, general liability, umbrella and other lines on occasion.
• Meet profitability, retention and written premium goals determined by the branch.
• Make independent decisions within underwriting letter of authority and maintain proper file documentation.
• Manage assigned agents efficiently including:
o Regular production visits
o Quarterly review of assigned brokers' profitability
o Identification to Profit Center Manager of potential broker conflicts & successes
o Focus on service and being responsive
o Work jointly with other profit centers within the organization as needed to promote cross selling and enterprise awareness.
• Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the branch.
• Has an in-depth knowledge of branch's products and services.
• Can clearly articulate Seneca's value proposition and underwriting appetite.
• Participate in training and initiatives to develop knowledge base.
• May participate in projects.
• Travel - up to 20%.
• Other duties as assigned.
Requirements:
• Bachelor's degree and 4+ years of P&C underwriting experience.
• Possesses strong communication and analytical skills to pursue new business and manager overall relationships.
• Proficient in software needed to succeed.
• Excellent organizational and time management skills.
• Possesses, or is pursuing, underwriting and industry designations applicable to area of specialization.
• Will abide by branch policies and procedures, including authority levels, to comply with Seneca's risk control procedures.
• Knowledge of commercial insurance products.
What C&F will bring to you
At C&F you will BELONG
We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.
For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information.
Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $71,600 to a maximum of $112,300. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.
Flexible work arrangements.
Competitive compensation package.
Generous 401K employer match.
Employee Stock Purchase plan with employer matching.
Generous Paid Time Off.
Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing
A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.
A dynamic, ambitious, fun and exciting work environment.
A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving.
#LI-JA1
#LI-Hybrid
Auto-ApplyCredit Underwriter
Underwriter job in New York, NY
About Rippling Rippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system.
Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365-all within 90 seconds.
Based in San Francisco, CA, Rippling has raised $1.4B+ from the world's top investors-including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock-and was named one of America's best startup employers by Forbes.
We prioritize candidate safety. Please be aware that all official communication will only be sent from @Rippling.com addresses.
About the role
The Risk team is looking for an Associate to conduct customer level credit risk assessments and support risk mitigation initiatives across numerous Rippling products, including but not limited to the Spend Management corporate card portfolio. The Associate will play a crucial role in supporting and carrying out risk control functions according to internal policies as Rippling continues to expand its offerings to new customer segments.
What you will do
* Learn, understand, and implement Rippling's risk policies and procedures across all relevant products.
* Perform customer-level credit reviews using both external and proprietary data sources.
* Oversee customer escalations and respond to questions/requests from the Sales + Support functions.
* Investigate and take action on high-risk customer credit situations, as needed.
* Formulate and present credit recommendations to senior team members and credit committee.
* Monitor portfolio-level performance against internal targets and required thresholds.
* Work effectively with cross-functional partners to resolve credit issues.
* Help drive projects related to improving efficiency and scalability of risk control practices.
What you will need
* Strong financial analytics background: degree in Finance, Economics, or related field, progress towards CFA charter, or relevant on-the-job experience.
* Minimum 4 years of credit risk experience, ideally related to SMB/MM commercial lending; working knowledge of financial and bank statements.
* Experience working cross-functionally with Sales and/or Support teams.
* Highly organized with the ability to deliver on multiple priorities simultaneously.
* Ability to operate independently in a fast-paced environment and meet aggressive deadlines.
* SQL acumen is highly-valued but not required.
Additional Information
Rippling is an equal opportunity employer. We are committed to building a diverse and inclusive workforce and do not discriminate based on race, religion, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, veteran or military status, or any other legally protected characteristics, Rippling is committed to providing reasonable accommodations for candidates with disabilities who need assistance during the hiring process. To request a reasonable accommodation, please email accommodations@rippling.com
Rippling highly values having employees working in-office to foster a collaborative work environment and company culture. For office-based employees (employees who live within a defined radius of a Rippling office), Rippling considers working in the office, at least three days a week under current policy, to be an essential function of the employee's role.
This role will receive a competitive salary + benefits + equity. The salary for US-based employees will be aligned with one of the ranges below based on location; see which tier applies to your location here.
A variety of factors are considered when determining someone's compensation-including a candidate's professional background, experience, and location. Final offer amounts may vary from the amounts listed below.
Construction Underwriter II
Underwriter job in New York, NY
Job Description
ABOUT PARK PLACE FINANCE
Park Place Finance is a fast-growing, nationwide private lender specializing in non-owner-occupied residential fix-and-flips, ground-up construction, and DSCR loans. But what truly sets us apart is how we do it.. You'll find a team that rallies together, celebrates wins, and keeps raising the bar.
With a focus on health, wealth, and professional development, we're not just funding deals - we're building careers & long-lasting relationships.
POSITION OVERVIEW
We are looking for a detail-oriented, analytical Construction Underwriter II to join our operations team. This individual will play a key role in the evolution of our Multi-Family and Mixed-Use construction department. The candidate for this role should have a minimum of 3 years experience in the direct underwriting and credit analysis for construction lending. A Bachelor's degree in Finance, Urban Development, Construction Management, Civil Engineering, or Risk Management is a plus. Evaluation of pro formas, construction budgets, and stabilization NOI (Net Operating Income) projections. Analysis of multi-layered risk based on audited financials, net worth, liquidity, portfolio performance, project feasibility cash-flow and debt coverage will be required. Our full suite of Business Purpose Loans also includes Residential Transitional Loans (RTL), DSCR (non-consumer), Bridge, Ground-Up Construction, and Portfolio products.
Responsibilities will include analysis of multi-layered risk based on audited financials, net worth, liquidity, portfolio performance, project feasibility, cash-flow, and debt coverage. Assessment of collateral using both cost and income approaches along with complex entity structures, and construction team evaluation (license, bonding, insurance compliance, plans, permits, construction contract - GMP or fixed-price preferred).
RESPONSIBILITIES
Perform complete risk assessments (borrower, market, collateral, and construction).
Prepare comprehensive credit memos summarizing all findings.
Recommend loan structure to mitigate identified risks.
Coordinate third-party reports (appraisal, environmental, cost review).
Underwrite Bridge, Renovation, Ground-Up Construction, and DSCR loans in accordance with company guidelines and investor overlays, as needed.
Analyze construction budgets, scopes of work, and project timelines to ensure feasibility of projects.
Maintain clear, actionable documentation supporting all underwriting decisions
Apply judgment on exceptions and propose well-supported decisions for approval, counteroffer, or decline.
Partner with originators, processors, and leadership to ensure smooth file flow and pipeline efficiency.
Communicate proactively to resolve conditions, meet deadlines, and accelerate closing timelines
Requirements
KNOWLEDGE, SKILLS, & ABILITIES
Required:
3+ years of underwriting experience in Multi-Unit and Multi-use residential construction.
Familiarity with entity structures (LLCs, Corporations, Trusts).
Strong analytical, critical thinking, and problem-solving abilities.
High attention to detail and a risk-management mindset.
Excellent written and verbal communication skills.
Ability to work independently in a deadline-driven, high-volume environment.
Preferred:
Experience with Loan Origination Systems (e.g., LendingWise, Encompass, Salesforce, or custom LOS platforms).
Experience working with brokers and investor guidelines.
Benefits
WHY JOIN PARK PLACE FINANCE?
At Park Place Finance, we invest just as much in our people as we do in our borrowers. If you're ready to accelerate your career in a collaborative, fast-paced environment where performance and innovation are celebrated - this is where you belong.
Competitive Compensation Package
100% Company-Paid Health Insurance (Medical, Dental & Vision)
Retirement Plan with 4% Company Match
Entrepreneurial Culture with a Focus on Growth & Excellence
Opportunities to Expand Skillset Across Multiple Loan Products
MCA Underwriter
Underwriter job in New York, NY
About the Role
We are seeking a motivated and detail-oriented MCA (Merchant Cash Advance) Underwriter to join our growing team. The ideal candidate has a strong understanding of MCA deals and the ability to evaluate applications with precision and sound judgment. This role requires a balance of analytical thinking, intellectual curiosity, and professionalism to make confident funding decisions that support both our clients and company goals.
Key Responsibilities
Review and analyze incoming MCA deals to assess risk, cash flow, and creditworthiness.
Underwrite MCA applications in accordance with company policies and industry standards.
Evaluate bank statements, financials, and business performance metrics to determine funding eligibility.
Communicate with brokers and internal teams to clarify deal details and documentation.
Make recommendations on deal structures, funding amounts, and terms.
Maintain accurate records and ensure compliance with underwriting procedures.
Qualifications
Minimum 1 year of MCA underwriting experience required.
Strong analytical and decision-making skills.
Driven, results-oriented, and able to meet deadlines in a fast-paced environment.
Humble team player with strong interpersonal communication skills.
Intellectually curious and eager to learn and grow within the MCA industry.
Proficient with Excel and underwriting software tools.
Underwriter (Brick City Capital)
Underwriter job in Newark, NJ
We are seeking a detail-oriented Real Estate Loan Underwriter to support our underwriting and loan processing functions. This role involves reviewing new loan files, issuing underwriting conditions, coordinating with third-party reviewers, and assisting in post-close conditions for loan sales. The ideal candidate will have strong analytical skills, a keen eye for risk assessment, and a continuous improvement mindset to enhance underwriting and loan processing efficiency.
The anticipated annual base cash compensation for this role is $60,000 per year.
This role also has a variable cash compensation component, making the total on-target cash compensation from $80,000 - $100,000
What you will do:
Underwriting & Condition Review:
Underwrite new loan files and issue underwriting conditions based on loan requirements.
Review borrower and property-related documentation to ensure compliance with lending guidelines.
Pre-Close & Post-Close Coordination:
Clear pre-close conditions in collaboration with third-party reviewers.
Assist in post-close requirements to satisfy note buyer conditions for loan sales.
Maintain underwriting SLA within 1 business day.
Process Improvement & Risk Assessment:
Identify areas for improvement in underwriting and loan processing procedures.
Work closely with internal teams to enhance efficiency and streamline workflows.
Ensure LOS (loan operating system) accuracy with deal economics and figures.
Collaboration & Communication:
Coordinate with internal teams and third-party stakeholders to facilitate smooth loan transactions.
Maintain clear documentation and communication regarding loan conditions and underwriting decisions.
Create credit memos for the investment committee to review for more complex files that require escalated reviews.
Full Ownership of the Underwriting Process
Assemble, underwrite, and delivery full packages, coordinating with Brick City Capital sales, processing, capital markets, and closing teams.
Exert creativeness to underwrite - full ownership of the underwriting process allows maximum flexibility to creatively underwrite in accordance to Brick City Capital's guidelines.
What you will bring to the table:
We encourage you to apply, even if you don't meet all of the listed criteria.
Bachelor's degree in finance, real estate, business, or a related field (or equivalent experience).
2-4+ years of experience in real estate underwriting or private lending, experience in DSCR loans is a plus.
Strong knowledge of investment property lending and loan structuring.
Ability to analyze risk factors and apply lending guidelines effectively.
Excellent attention to detail, organizational, and communication skills.
Proficiency in loan origination systems and underwriting software.
Experience working with private lenders or note buyers is a plus.
Knowledge of real estate market trends and investment financing.
What we bring to the table:
A company culture that you can actually enjoy being immersed in.
Direct access to executive leadership and strategic decision-making.
Opportunity to grab destiny by its horns and to create your own path.
Fast-paced, mission-driven environment with serious growth opportunity.
A team that values integrity, entrepreneurialspirit, overall excellence, accountability, and ownership.
What we look for in all our staff:
A demonstrated track record of winning; we never stop at "just enough".
An insatiable eagerness to continuously learn and to be coached; we are lifelong learners and always make ourselves available to others to teach us something new.
A possession of strong entrepreneurial spirit; we have a burning passion for building something great out of nothing.
A big vision for themselves and those around them; we always strive to be the best version of ourselves and help those around us do the same.
An unwavering sense of integrity; an individual who roots oneself with a core belief that how one does anything is how one does everything.
Additional Information
Leverage Companies is an equal opportunity and an E-verify employer. We are committed to building a diverse, inclusive, and equitable workforce and do not discriminate based on characteristics of any kind. Leverage Companies is committed to providing reasonable accommodations for any candidates with disabilities who may need assistance during the talent acquisition process. To request a reasonable accommodation, pleaseemail ************************
Leverage Companies highly values having employees working in-office to foster a collaborative work environment and company culture. Under certain circumstances, a hybrid working arrangement with a minimum of 3 days in office in Newark, NJ may be arranged.
Field Underwriter
Underwriter job in Woodcliff Lake, NJ
Colonial Surety Company is a digital Insurance Company located in Woodcliff Lake, NJ. We are currently expanding all product lines, while looking to maintain our competitive reputation as a direct writer of Contract Surety.
We are searching for entrepreneurial executives who are experienced, licensed property and casualty insurance agents, with solid Contract Surety experience. This is a home-based commission driven position that allows for an independent and flexible work schedule. You will be elusively representing Colonial Surety Company in your defined geographic territory. We will provide you with the necessary training on our proprietary systems, give you access to already identified leads of public contractors (CRM), which will set you up to overachieve in your exclusive territory.
You must live within a 45-minute radius of Woodcliff Lake, NJ and able to commute to the office when needed. Hours of the position are 8am - 5pm unless you are in the field.
Experience Required
• BA in Business, Finance or related field
• 5-10 years of insurance sales experience
• Experience in Contract Surety
• Property and Casualty insurance license - active and up to date.
• Strong interpersonal and negotiation skills
• Proficient in MS Office, CRM, or Salesforce
• Demonstrated presentation skills
• Strong phone skills
Job Requirements
• Colonial Surety Company's personnel policy requires all staff to wear business attire, to include wearing suite and tie and clean shaven for males. Females must dress in business attire, to include suits, business dresses, etc. Please only apply if you can meet these position requirements. No exceptions will be made to this policy at this time.
• Must be willing to use your own vehicle to travel to business appointments in your assigned territory, which is within a 2 hour radius from our office. Some overnight travel.
Personal Skills Needed to be Successful at Colonial Surety Company
Comfort with - and enthusiasm for - working in a fast-paced environment
Ability to organize and prioritize work while accomplishing goals under tight time constraints
Ability to communicate professionally
Strong interpersonal skills, including relationship building, customer service, empathy, and resilience
Ambitious, proactive, and detail-oriented
Ability to learn quickly and retain information
Willingness to work hard, maintain a positive attitude, and overcome challenges
Solution-oriented, problem-solving skills with the ability to prioritize according to current and changing business goals
Conviction, integrity, honesty, and maturity in all situations
Positive approach and enthusiasm to learn, retain and grow professional skill sets to take on
more responsibility and demonstrate value with the intent to gain higher levels of opportunity
within the business structure
Benefits
We offer competitive salary, ongoing training and support, as well as opportunities for career advancement.
• 401(k)
• Flexible schedule
• Health, Dental, Vision insurance
• Life insurance
• Paid time off
• Work from home
• Bonus pay
• Commission pay uncapped
Only qualified applicants will be reviewed and responded to.
Underwriter, Energy
Underwriter job in Morristown, NJ
As a leading provider of insurance and reinsurance with worldwide operations and employees in Bermuda, U.S., U.K., Continental Europe and Asia, we recognize that our success is derived directly from those who matter the most: our people. At Sompo International, our values of integrity, collaboration, agility, execution and excellence underpin our culture and our commitment to providing an employee experience that attracts and engages the best talent in the industry. As we continue to grow, we strive to find diverse, innovative and driven professionals to join our teams and offer a broad range of career and development opportunities at all levels, in multiple business areas, in each of our locations throughout the world. Our compensation and benefits programs are market driven and competitive, with excellent family friendly policies and flexible working provisions.
Job Description
Are you looking for your next opportunity?
Sompo has a unique opportunity for an Underwriter in our Energy team.
This position will support the North America Energy Team to service, develop premium quote, and bind business in accordance to the underwriting strategy that identifies profitable market opportunities, in addition to working with a select group of wholesale and retail brokers and our experienced specialists tailor solutions to meet the unique needs of each client. Providing individual risk policies as well as products for niche classes, we deliver risk solutions effectively and responsively.
Location: This position will be based in our Morristown, NJ office. We strive for collaboration, which is why we offer a work environment where our employees thrive and develop long-lasting careers.
Our business, your impact, our opportunity:
What you'll be doing:
* Able to quickly review applications and financial requirements to determine acceptability of risk in accordance with Sompo guidelines and standards;
* Understand pricing components, rating methodology and use of rating tools to price risks based on exposures and risk analysis.
* Demonstrate technical underwriting skills through strategic, thorough account review and file documentation.
* Use all appropriate underwriting tools, disciplines, and knowledge of strategies to ensure underwriting guidelines are followed.
* Prepare quote for new and renewal business, service accounts throughout the policy term, provide exemplary service to brokers.
* Keep current on state/territory Insurance issues, trends, and regulations.
What you'll bring:
* 3+ years of Energy underwriting experience
* Bachelor's Degree preferred
* Experience in working, production; and underwriting all sizes of accounts with large brokerage houses and specialty retailers
* Experience successfully underwriting, quoting, and binding profitable business
* Proficiency in Microsoft Office Suite (Excel, Word and PowerPoint);
* Excellent communication (both written and verbal) skills;
* Strong analytical and organizational skills;
* Strong negotiation skills;
* Team player willing to contribute to the whole of the company
Salary Range: $65,000 - $125,000 Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience.
At Sompo, we recognize that the talent, skills, and commitment of our employees drive our success. This is why we offer competitive, high-quality compensation and benefit programs to eligible employees.
Our compensation program is built on a foundation that promotes a pay-for-performance culture, resulting in higher incentive awards, on average, when the Company does well and lower incentive awards when the Company underperforms. The total compensation opportunity for all regular, full-time employees is a combination of base salary and incentives that gets adjusted upfront based on overall Company performance with final awards based on individual performance.
We continuously evaluate and update our benefit programs to ensure that our plans remain competitive and meet the needs of our employees and their dependents. Below is a summary of our current comprehensive U.S. benefit programs:
* Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution
* Pharmacy benefits with mail order options
* Dental benefits including orthodontia benefits for adults and children
* Vision benefits
* Health Care & Dependent Care Flexible Spending Accounts
* Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children
* Company-paid Disability benefits with very competitive salary continuation payments
* 401(k) Retirement Savings Plan with competitive employer contributions
* Competitive paid-time-off programs, including company-paid holidays
* Competitive Parental Leave Benefits & Adoption Assistance program
* Employee Assistance Program
* Tax-Free Commuter Benefit
* Tuition Reimbursement & Professional Qualification benefits
In today's world, what do we stand for?
Ethics and integrity are the foundation of delivering on our commitment to you. We believe that core values drive success, and that when relationships are held in the highest regard, there is nothing that cannot be accomplished. At Sompo, our ring is more than a logo, it is a symbol of our promise. Click here to learn more about life at Sompo.
Sompo is an equal opportunity employer and we intentionally value inclusion and diversity. Above all, we want you to work in an environment that respects everyone's unique contributions - we are passionately committed to equal opportunities. We do not discriminate based on race, color, religion, sex orientation, national origin, or age.
Auto-ApplyHealthcare Underwriter
Underwriter job in Paramus, NJ
Park Avenue Group is pleased to partner with a global bank in New Jersey in their search for a Healthcare Underwriter. This is a critical role responsible for underwriting a wide range of healthcare loans, with a focus on transactions from $5 million to $30 million. The ideal candidate will have a strong background in credit analysis and a deep understanding of the unique financial dynamics of the healthcare industry.
You'll be working on a variety of healthcare sub-sectors, including senior living, physician and dental practices, pharmaceutical companies, and behavioral health facilities. This position offers the opportunity to play a key role in the bank's growth within this specialized and vital sector.
MCA Loan Underwriter
Underwriter job in Jersey City, NJ
Our client, a company specializing in private lending for businesses, is seeking a meticulous Senior Underwriter with expertise in private loan underwriting and risk assessment within the financial services industry.
The ideal candidate will be responsible for reviewing loan requests, evaluating financial information, and approving loans to support business growth while ensuring minimal risk exposure for the company.
Responsibilities:
Review and analyze loan requests, assessing the financial health and creditworthiness of applicants.
Evaluate business financial statements, credit reports, and other relevant data to determine loan eligibility.
Approve or deny loan applications based on thorough analysis and established lending criteria.
Ensure compliance with company policies, industry regulations, and legal requirements throughout the underwriting process.
Prepare detailed underwriting reports and documentation to support loan decisions.
Collaborate with sales and customer service teams to provide clear and accurate information regarding loan approvals and denials.
Stay informed about industry trends, market conditions, and regulatory changes to maintain up-to-date underwriting practices.
Provide guidance and support to junior underwriters, fostering a collaborative and knowledgeable team environment.
Qualifications:
Minimum of 5 years of experience in private loan underwriting, with a focus on cash advance or private lending for businesses.
Strong understanding of financial statements, credit analysis, and risk assessment to make informed underwriting decisions.
Exceptional attention to detail and analytical skills, ensuring accurate evaluations and minimal risk exposure.
Proficiency in underwriting software and financial analysis tools to streamline the review process.
Excellent communication and interpersonal skills, capable of conveying complex financial concepts to stakeholders.
Proven ability to work independently and manage a high volume of loan requests efficiently.
Strong organizational and time management skills, enabling the handling of multiple tasks and priorities.
In-depth knowledge of industry regulations and compliance requirements, ensuring adherence to legal standards.
Location: Jersey City, NJ
Salary: $75K
Credit Risk Underwriter
Underwriter job in Bogota, NJ
Jeeves is a groundbreaking financial operating system built for global businesses that provides corporate cards, cross-border payments, and spend management software within one unified platform. The company operates across 20+ countries including Brazil, Canada, Colombia, Mexico, the United Kingdom, across Europe, and the United States, and serves over 5,000 clients ranging from venture-backed startups to SMBs around the world. With a mission to empower businesses with more efficient and cost-effective financial solutions worldwide, Jeeves combines cutting-edge financial technology with exceptional team expertise to transform the business financial landscape. Jeeves has been recognized as one of The Information's 50 Most Promising Startups in 2023, as well as a Y Combinator Top Company 2021-2023 and won "Fintech of the Year" at the European Fintech Awards.
Since graduating from Y Combinator in 2020, Jeeves has successfully raised over $380 million and is backed by top world-class investors including Andreessen Horowitz, Y Combinator, CRV, Tencent, Stanford University, Clocktower Ventures, and founders of more than 15 unicorns including David Velez (Nubank), Carlos Garcia (Kavak) and Sebastián Mejía (Rappi).
We are looking for a seasoned Credit Underwriter to join our team, focusing on supporting the expansion of Jeeves' global credit portfolio within the Colombian market. In this role, you will be responsible for commercial credit underwriting, leveraging cutting-edge models and alternative data to assess risk and structure deals for businesses of various scales. A key part of your contribution will involve continuously enhancing our underwriting policies and processes to ensure risk assessment quality while improving efficiency. You will combine local market expertise with advanced underwriting practices to ensure robust risk assessment and portfolio health.
As a global organization, Jeeves is committed to building a team as diverse as the companies we serve. Jeeves is a global company and English is the language we use internally to communicate between regions therefore, fluency in English is required for this position.
Location: This role is based out of Bogotá, Colombia, and is a full-time hybrid position where it is required to come into our office in the Parque de la 93 area (2-3 days/week). #LI-HYBRID
Job Responsibilities:
* Responsible for underwriting commercial loans for new and existing customers leveraging provided software cutting-edge models and alternative data to assess businesses of various scales.
* Conduct in-depth analysis of financial statements (Balance Sheet, P&L, Cash Flow) to determine debt service capacity, leverage, and liquidity positions.
* Prepare comprehensive credit memos and present recommendations to the Credit Committee, clearly articulating key risks, mitigants, and structuring rationales.
* Structure complex credit facilities, including recommending appropriate covenants, collateral requirements, and terms that align with the borrower's risk profile Assists team members in evaluating new data sources in Colombia.
* Provide input for improving efficiency for the underwriting team.
* Establishes rapport; maintains and grows important relationship within the portfolio.
Requirements:
* 5+ years in credit underwriting, with experience in commercial credit risk in the Colombian market.
* Solid understanding of the Colombian regulatory landscape (e.g., SARLAFT) and legal frameworks regarding commercial lending, guarantees, and collateral enforcement.
* Expertise working with local credit bureaus (e.g., DataCrédito, TransUnion) and interpreting local tax/legal documents (Rut, Cámara de Comercio, Declaración de Renta).
* Advanced proficiency in financial modeling and 'spreading' financial statements; ability to reconstruct cash flows from raw data.
* Understanding of how risk models operate and how to explain components of underwriting assessment.
* Must have the ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower's ability to repay loans.
* Demonstrated ability to work well with internal sales teams and balance need for prudent underwriting and following guidelines with a mindset and bias to enable growth.
* Experience with corporate credit cards, payments, lending, or related industries.
* Intellectual curiosity.
* Excellent written and verbal communication skills conducted in English.
* Strong interpersonal skills to develop and maintain internal and external relationships within their portfolio.
* Experience in high growth startups preferred.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
Insurance Underwriters
Underwriter job in New York, NY
Job Description
Mercor is seeking experienced insurance underwriting professionals to collaborate with a technology-driven risk analytics partner. Freelancers will support the development and evaluation of automated insurance workflows, contributing expert insight to improve AI systems handling underwriting, risk assessment, and rating logic. This opportunity is ideal for professionals with property and casualty underwriting experience looking to apply their knowledge in a forward-looking, project-based environment.
Key Responsibilities
Evaluate application data, loss history, and third-party reports (e.g., CLUE, MVR, LexisNexis) to determine underwriting acceptability.
Calculate insurance premiums using ISO manuals, class codes, and company-specific rating algorithms.
Analyze historical claims to assess loss trends and calculate loss ratios against industry benchmarks.
Draft policy terms and compile coverage documents including endorsements and declarations.
Review referred cases and provide documented decisions with clear rationale and risk treatment recommendations.
Ideal Qualifications
5+ years in commercial or personal lines underwriting, preferably with experience using platforms like Guidewire or Duck Creek.
Familiarity with ISO classification codes, rating manuals, and policy forms.
Strong attention to detail and ability to assess risk across various data inputs.
Proven track record of working with multi-line policies (property, auto, general liability).
Experience reviewing and interpreting third-party reports (CLUE, MVR, LexisNexis, etc.).
More About the Opportunity
Remote and asynchronous - control your own work schedule
Expected commitment: min 30 hours/week
Project duration: ~6 weeks
Compensation & Contract Terms
$50-80/hour
Independent contractor arrangement
Paid weekly via Stripe Connect
Application Process
Submit your resume followed by domain expertise interview and short form
About Mercor
Mercor is a talent marketplace that connects top experts with leading AI labs and research organizations.
Our investors include Benchmark, General Catalyst, Adam D'Angelo, Larry Summers, and Jack Dorsey.
Thousands of professionals across domains like law, creatives, engineering, and research have joined Mercor to work on frontier projects shaping the next era of AI
Underwriter, Montvale
Underwriter job in Montvale, NJ
Job Description
This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact.
Essential Duties and Responsibilities:
Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available.
Evaluate the experience of a risk against the class of business under review.
Evaluate the loss potential due to catastrophe, severity, and/or frequency.
May rate policies or check previously rated policies for proper rating.
Utilizes knowledge of automated systems to develop information for new or renewal policies.
Prepares quotations for agents and answers questions from agents, policyholder, or prospects.
Assists agents with comments or questions about applications and the likelihood of acceptance by the company.
Reviews requests for cancellation, endorsements, etc.
Reviews policies for renewal consideration.
Request additional documentation necessary for the processing of an application, endorsement or cancellation.
Conduct marketing visits to agents.
Performs other duties as assigned.
Qualifications/Requirements:
Must have Producer's License.
3 plus years of insurance experience.
Prior exposure to insurance underwriting type activities.
Basic familiarity with computers.
Good oral and written communications skills.
Strong analytical skills and the ability to pay attention to details.
Resourceful and controlled assertive behavior characteristics.
Must have demonstrated negotiation skills
Technical knowledge of insurance coverage forms and their application to exposure.
Knowledge of departmental regulations and policies.
Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices.
Strong interpersonal skills working with Staff and Company Underwriters
Experience in standard underwriting practices and procedures.
Associated classes or courses and/or industry license, or designation.
We offer a total compensation package which includes salary (range 65k-85k) plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More.
Visit Us On LinkedIn: *************************************************
View All Openings: ************************************
Website: **************
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Underwriter
Underwriter job in Morristown, NJ
At Coaction, we're a unique mix of leaders, achievers, thinkers, and team players with a high-performance mindset and a diverse skillset. We bring our industry expertise together to continually push the boundaries of what insurance can be for our clients.
Underwriter - Professional Liability (Tech E&O, Misc. E&O, Cyber, A&E)
The Underwriter for Professional Liability plays a critical role in driving profitable growth and maintaining underwriting excellence across multiple specialty segments, including Technology Errors & Omissions, Miscellaneous Professional Liability, Cyber, and Architects & Engineers (A&E). This role requires deep expertise in professional lines, strategic thinking, and strong analytical and interpersonal skills to position Coaction as a premier provider of comprehensive E&O and Cyber solutions.
This will be responsible for shaping underwriting strategy, establishing measurable production goals, and fostering relationships with key brokers and distribution partners. You will serve as a subject matter expert on emerging trends, regulatory developments, and evolving risk exposures across the broader professional liability landscape, ensuring that Coaction's product offerings remain competitive, innovative, and responsive to market needs.
Additionally, you will lead and mentor underwriting staff, promoting technical excellence, sound risk selection, and consistent adherence to underwriting guidelines. This position requires a proactive approach to navigating market dynamics, identifying strategic growth opportunities, and supporting product evolution to meet the changing demands of insureds across diverse industries.
Job Description
Risk Analysis & Underwriting
Assess, evaluate, and underwrite complex risks across Tech E&O, Misc. E&O, Cyber, and A&E segments, ensuring profitable growth and alignment with underwriting guidelines and portfolio objectives.
Market Leadership
Position Coaction as a market leader in Professional Liability by staying ahead of industry trends, competitive pressures, technology-driven exposures, cyber threats, and evolving client needs.
Broker Relationship Management
Build and maintain strong relationships with key brokers and distribution partners, acting as a primary point of contact for submissions, negotiations, and product or coverage education across all supported Professional Lines segments.
Team Leadership & Development
Mentor and guide underwriting team members on technical underwriting concepts, risk analysis, emerging exposures, and best practices across Tech E&O, Misc. E&O, Cyber, and A&E lines.
Strategic Growth
Drive profitable growth across the Professional Lines portfolio by identifying new business opportunities, evaluating distribution strategies, and implementing targeted marketing and portfolio-development initiatives.
Qualifications
• Minimum of 5 years' experience underwriting professional liability lines of business
• Bachelor's degree or equivalent experience preferably in finance, insurance, risk management, accounting, economics or related field of study
• Proven ability to underwrite complex E&O, Architects & Engineers, and Cyber risks
• Strong negotiation skills
• Superior communication and organizational skills
• Strong decision-making skills
• RPLU and/or CPCU
Salary range specific to for this role : $80,000-$130,000 + discretionary incentive bonus + benefits depends on various factors including, without limitation, individual and organizational performance. The offered rate of compensation will be based on individual education, experience, and qualifications. In addition, employees are eligible for standard benefits package including paid time off, medical, dental and retirement.
Equal Opportunity Employer
Coaction is an Equal Employment Opportunity employer. Coaction's policy is not to discriminate against any applicant or employee based on race, color, religion, national origin, gender, age, sexual orientation, gender identity or expression, marital status, mental or physical disability, and genetic information, or any other basis protected by applicable law. Coaction also prohibits harassment of applicants or employees based on any of these protected categories.
If your application is selected, you will receive an email directly from the Coaction Recruiting Team at ********************** asking you to contact a member of the Coaction Recruiting Team. Any other method of contact may be fraudulent.
Auto-ApplyUnderwriter II - Seneca Specialty Package
Underwriter job in Morristown, NJ
Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.
Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion.
C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: **************
Job Description
Underwriter - Seneca (New York, NY) - hybrid role in our NYC, Uniondale NY, or Morristown NJ office 3 days per week, remote balance of week.
Summary:
Performs risk selection and pricing on new business, renewals and endorsements, reviews quotes prior to issuance and makes marketing calls to agents. This position requires underwriting acumen and relationship management skills. Manages agency relationships through continued customer service and marketing activities.
Responsibilities:
• Lines of business underwritten include: primary property, general liability, umbrella and other lines on occasion.
• Meet profitability, retention and written premium goals determined by the branch.
• Make independent decisions within underwriting letter of authority and maintain proper file documentation.
• Manage assigned agents efficiently including:
o Regular production visits
o Quarterly review of assigned brokers' profitability
o Identification to Profit Center Manager of potential broker conflicts & successes
o Focus on service and being responsive
o Work jointly with other profit centers within the organization as needed to promote cross selling and enterprise awareness.
• Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the branch.
• Has an in-depth knowledge of branch's products and services.
• Can clearly articulate Seneca's value proposition and underwriting appetite.
• Participate in training and initiatives to develop knowledge base.
• May participate in projects.
• Travel - up to 20%.
• Other duties as assigned.
Requirements:
• Bachelor's degree and 4+ years of P&C underwriting experience.
• Possesses strong communication and analytical skills to pursue new business and manager overall relationships.
• Proficient in software needed to succeed.
• Excellent organizational and time management skills.
• Possesses, or is pursuing, underwriting and industry designations applicable to area of specialization.
• Will abide by branch policies and procedures, including authority levels, to comply with Seneca's risk control procedures.
• Knowledge of commercial insurance products.
What C&F will bring to you
At C&F you will BELONG
We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.
For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information.
Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $71,600 to a maximum of $112,300. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.
Flexible work arrangements.
Competitive compensation package.
Generous 401K employer match.
Employee Stock Purchase plan with employer matching.
Generous Paid Time Off.
Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing
A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.
A dynamic, ambitious, fun and exciting work environment.
A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving.
#LI-JA1
#LI-Hybrid
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