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  • Retail Excess Casualty Underwriter

    The Hartford 4.5company rating

    Underwriter job in Philadelphia, PA

    Executive Underwriter - UW07CD Senior Underwriter - UW08CA We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. The Hartford's Umbrella and Excess team provides a valuable risk management tool that can help midsize and large businesses survive a significant liability claim that exceeds the limits of primary coverage. We deliver specialized umbrella and excess solutions in a variety of industries for middle and large business clients. And our highly experienced, responsive and accessible team is the driving force behind our best-in-class underwriting, claim and risk engineering capabilities. Responsibilities: * Providing technical underwriting expertise in the risk selection, pricing, administration and account management of the Umbrella and Excess book of business. * Profitably write and balance the book. * Identify appropriate opportunities consistent with risk appetite. * Creates, drives and executes on strategies for new and renewal accounts. * Consults and provides solutions. * Effectively provides excellent account management service of an assigned territory through strategic planning and operational excellence. Has the ability to tailor a service plan for each client based on their individual needs. * Positively impacts and influences final account pricing and terms. * Establishes and maintains a strong account pipeline. * Manages the sales process including planning, operating routines, and monitoring. * Is well versed about every aspect of The Hartford's Value proposition to best position us for success. * Being professionally demanding and holding internal and external customers accountable. Qualifications: * 3 + years of Commercial P&C Carrier Umbrella, Excess and/or Primary Casualty Underwriting experience * Demonstrated success in developing and maintaining solid relationships with all internal and external business partners * Excellent communication, interpersonal and presentation skills * An ability to think analytically about business problems, make recommendations and propose solutions * High energy self-starter, who is resilient and has an entrepreneurial spirit * Demonstration of solid time, organizational, and desk management skills * Goal-oriented and delivers outcomes * Ability to challenge the status quo and strong desire to win * Superior technical knowledge and sound decision-making and analytical skills * Valid driver's license for territory travel * Position title and level will be determined upon careful review of the selected candidate's qualifications and experience* Location: This role will have a Hybrid work arrangement, with the expectation of working in the King of Prussia, PA office three days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $98,800 - $184,800 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
    $98.8k-184.8k yearly Auto-Apply 8d ago
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  • Middle Market/Core Contract Surety Underwriter

    The Jonus Group 4.3company rating

    Underwriter job in Philadelphia, PA

    ABOUT US: The Jonus Group is a specialized insurance staffing firm that connects top talent with industry-leading clients. We are seeking an experienced Large Contract Surety Underwriter to join our A-Rated international client's team. COMPENSATION: $150,000 - $210,000/year Annual Bonus 401(k) with company match Full medical benefits Professional development and career growth opportunities. REQUIREMENTS: Bachelor's degree in Finance, Business, Economics, or a related field. Minimum of 5-7 years of contract surety underwriting experience, preferably with large contract accounts. Strong knowledge of financial analysis, credit risk assessment, and construction industry dynamics. Excellent negotiation, communication, and relationship management skills. Ability to work independently and collaboratively within a team-oriented environment. Strong decision-making skills with a results-driven approach. RESPONSIBILITIES: Underwrite and manage a portfolio of large contract surety accounts, ensuring compliance with underwriting guidelines and risk appetite. Analyze financial statements, credit reports, and other relevant data to assess risk and make informed underwriting decisions. Evaluate contractors' financial strength, management capabilities, and operational history to determine surety bond eligibility. Collaborate with brokers, agents, and internal stakeholders to structure competitive and profitable surety bond programs. Develop and maintain strong relationships with key industry players, including brokers, agents, and construction firms. Monitor market trends, industry developments, and regulatory changes affecting the surety business. #LI-PF1
    $150k-210k yearly 36d ago
  • Underwriter- New Business

    Paretohealth

    Underwriter job in Philadelphia, PA

    We're in this for the greater good at ParetoHealth. Our mission is collective greatness, nothing less will do. Our team is a single force united in the drive to transform employee health benefits. The company was founded in 2011 to help small and medium-sized businesses fight the rising cost of employee health benefits. We blazed the trail with financing innovations that reduce the risks in self-insurance and deliver significant savings-and we continue to lead with a growing ecosystem of partners and world-class cost control solutions. But success is measured by more than dollars alone and we measure ours by the good that comes from knowing that every client and all their employees can count on effective, affordable healthcare for years to come. Please note that ParetoHealth does not provide employment visa sponsorship for this position. Candidates must be authorized to work in the United States without sponsorship both now or in the future. Position Overview: Pareto Health is seeking a dedicated and detail-oriented Underwriter to join our team. This role is crucial in assessing and managing the risks associated with self-funded and fully insured health plans, using stoploss insurance. The ideal candidate will bring a foundational understanding of analyzing health risks and developing stoploss strategies that align with our commitment to providing innovative and cost-effective healthcare solutions to our clients. Key Responsibilities: Support the underwriting process using a best-in-class captive offering to create profitable stoploss offerings for prospective captive members. Conduct preliminary risk assessments of prospective Pareto captive members, who are currently both fully insured and self-funded health plans, to assist in determining appropriate stoploss coverage levels and premiums. Assist in analyzing healthcare data, including claims and utilization patterns, to forecast potential risks and cost implications. Collaborate with the Sales team to provide consultants with the necessary financial information required to join the captive. Adapt to working in an environment of incomplete information. Stay informed about competitive market dynamics and respond appropriately. Work under the guidance of senior underwriters to enhance underwriting skills and knowledge. Participate in ongoing training to develop a deeper understanding of medical treatments and projected costs in partnership with the clinical risk team. Ensure adherence to industry standards and legal requirements in all underwriting decisions and practices. Required Skills & Qualifications: Bachelor's degree in finance, economics, actuarial science, or a related field or equivalent work experience; relevant professional certifications are a plus. Minimum of 2-3 years of experience in underwriting, preferably with some exposure to stoploss insurance and health risks. Experience with captives is a plus but not required. Basic proficiency in underwriting software, data analysis tools, and Microsoft Office Suite. Ability to analyze data, identify trends, and support underwriting decisions. Good communication and negotiation skills, with the ability to articulate technical concepts to a non-technical audience. Team player, capable of working effectively in a dynamic and collaborative environment. Basic understanding of stoploss products, self-funding, healthcare industry trends, and the regulatory landscape. Perks & Benefits: Fully paid medical, dental, and vision benefits. Flexible PTO 401k company contribution Tuition reimbursement Professional development allowance Transportation allowance and daily parking reimbursement Engaging hybrid work environment We are guided by our values: Fire in the belly The drive to learn, to improve, and to deliver outstanding value every day. See the field The ability to see the big picture and prepare to meet tomorrow's needs. Get it done right The passion to produce at higher rates and to the highest standards. For the greater good A united community creating better health benefit solutions for all. Please note that any communication from our recruiters and hiring managers at ParetoHealth about a job opportunity will only be made by a ParetoHealth employee with ******************** address. ParetoHealth does not conduct text message or chat-based interviews. Any other email addresses, agencies, or forums may be phishing scams designed to obtain your personal information. We will not ask you to provide personal or financial information, including, but not limited to, your social security number, online account passwords, credit card numbers, passport information, and other related banking information until we begin onboarding activities, which will be coordinated by a member of the ParetoHealth People Ops Team with ******************** email address. Disclosures: ParetoHealth is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations. These activities include, but are not limited to, hiring and firing of staff, selection of volunteers and vendors, and provision of services. We are committed to providing an inclusive and welcoming environment for all members of our staff, clients, volunteers, subcontractors, vendors, and clients. California Applicants: See Pareto's CCPA Notice of Collection for California Employees and Applicants for information about how Pareto Captive Services, LLC, Pareto Health, LLC, and Pareto Underwriting Partners, LLC, together with their respective subsidiaries (collectively, “Pareto”) collects and uses personal information submitted by employment applicants.
    $55k-95k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Underwriter Senior

    City National Bank 4.9company rating

    Underwriter job in Wilmington, DE

    WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
    $41.8-66.8 hourly 60d+ ago
  • Senior Underwriter

    R t Specialty, LLC 3.9company rating

    Underwriter job in Exton, PA

    The Senior Property and Casualty Underwriter is responsible for overseeing and managing property and casualty business workflows, providing technical expertise and ensuring adherence to underwriting guidelines. The role develops strategies for new business opportunities and portfolio retention and actively contributes to achieving business targets. They cultivate long-term broker relationships, while also supporting training for new staff in underwriting processes. What will your job entail? Job Responsibilities: • Oversees and strategically manages workflows for new property and casualty business and renewals, showcasing advanced professionalism, technical expertise, and adherence to underwriting guidelines. • Evaluates, prioritizes, and selects submissions and prices risks that will develop an underwriting profit for the carrier, refers or declines risks that present excessive risk. • Drives risk assessment comprehensively, evaluating factors such as coverage value, location, usage, safety features, and other considerations to make informed decisions on risk acceptance. • Determines appropriate coverage limits, insurance premiums, policy terms based on risk assessment, ensuring active portfolio management of complex property and casualty accounts. • Negotiates terms and conditions with the broker, recognizes and creates cross sell opportunities for other products while ensuring compliance with regulations and guidelines. • Develops strategic initiatives to create new business opportunities, maximizes retention of assigned portfolios and contributes significantly to achieving business targets. • Manages internal and external relationships that will deliver superior customer service. Develops professional, long-term relationships with brokers and agents, expanding the book of business and operating within delegated authority limits. • Partners with underwriting teams, fosters seamless communication, and optimizes task coordination to support the overall underwriting process. • Provides accurate premium forecasts and business plans, contributes to budgeting processes and supports the achievement of performance targets. • Optimizes underwriting processes, introduces new technologies, and aligns the department with broader organizational goals. Delivers training for new underwriters on underwriting guidelines, processes, and systems. • Attends industry events and stays abreast of property and casualty underwriting trends, emerging risks in the sector, regulatory changes, and adjust underwriting strategies, accordingly. Work Experience and Education: • Minimum of 8 years of experience in Property and Casualty Underwriting. • Bachelor's degree required, Risk Management, Actuarial and Business Administration preferred. Any other related discipline or commensurate work experience considered. Licenses & Certifications: • Prescribed: Must meet minimum requirements for state P&C and/or surplus line licenses. • Preferred: Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC) Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment. How We Support Our Teammates Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more. The target salary range for this position is $124,000.00 - $155,000.00 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website ***************************** We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at ************* The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
    $124k-155k yearly Auto-Apply 33d ago
  • Underwriter, Wholesale, Specialty Products

    Carrington 4.4company rating

    Underwriter job in Cherry Hill, NJ

    **Come join our amazing team and work Remote !** We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan. **What you'll do:** + A thorough knowledge of **Non Agency or NON QM** mortgage loan underwriting. + Maintains highly confidential information concerning loan applicants. + Requires high level of organizational skills and ability to work on several tasks simultaneously + Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. + Applies and interprets company underwriting guidelines and makes sound credit decision. + Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. + Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. + Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. + Determines any conditions, stipulations or pre-funding requirements. + Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. + Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise **What you'll need:** + 5+ years mortgage underwriting work experience. + Experience Underwriting Non Agency or Non QM Loans + Paperless Loan Origination System experience preferred. + DU and LP experience required. + Experience working in a paperless environment preferred. **Our Company:** Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** . **What is the value proposition to joining the team?** + Increased earning capacity due to access to our 48 state territory. + Ability to market faster and more efficiently inside the operation. + Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible. + Professional account manager's partner with you and your brokers to add value every step of the way. + Base pay plus an industry leading commission plan. + Take over existing accounts. **What We Offer:** + Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. + Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. + Customized training programs to help you advance your career. + Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. + Educational Reimbursement. + Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.
    $90k-120k yearly 60d+ ago
  • Senior Underwriter

    Ryan Specialty Group 4.6company rating

    Underwriter job in Exton, PA

    The Senior Property and Casualty Underwriter is responsible for overseeing and managing property and casualty business workflows, providing technical expertise and ensuring adherence to underwriting guidelines. The role develops strategies for new business opportunities and portfolio retention and actively contributes to achieving business targets. They cultivate long-term broker relationships, while also supporting training for new staff in underwriting processes. What will your job entail? Job Responsibilities: * Oversees and strategically manages workflows for new property and casualty business and renewals, showcasing advanced professionalism, technical expertise, and adherence to underwriting guidelines. * Evaluates, prioritizes, and selects submissions and prices risks that will develop an underwriting profit for the carrier, refers or declines risks that present excessive risk. * Drives risk assessment comprehensively, evaluating factors such as coverage value, location, usage, safety features, and other considerations to make informed decisions on risk acceptance. * Determines appropriate coverage limits, insurance premiums, policy terms based on risk assessment, ensuring active portfolio management of complex property and casualty accounts. * Negotiates terms and conditions with the broker, recognizes and creates cross sell opportunities for other products while ensuring compliance with regulations and guidelines. * Develops strategic initiatives to create new business opportunities, maximizes retention of assigned portfolios and contributes significantly to achieving business targets. * Manages internal and external relationships that will deliver superior customer service. Develops professional, long-term relationships with brokers and agents, expanding the book of business and operating within delegated authority limits. * Partners with underwriting teams, fosters seamless communication, and optimizes task coordination to support the overall underwriting process. * Provides accurate premium forecasts and business plans, contributes to budgeting processes and supports the achievement of performance targets. * Optimizes underwriting processes, introduces new technologies, and aligns the department with broader organizational goals. Delivers training for new underwriters on underwriting guidelines, processes, and systems. * Attends industry events and stays abreast of property and casualty underwriting trends, emerging risks in the sector, regulatory changes, and adjust underwriting strategies, accordingly. Work Experience and Education: * Minimum of 8 years of experience in Property and Casualty Underwriting. * Bachelor's degree required, Risk Management, Actuarial and Business Administration preferred. Any other related discipline or commensurate work experience considered. Licenses & Certifications: * Prescribed: Must meet minimum requirements for state P&C and/or surplus line licenses. * Preferred: Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC) Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment. How We Support Our Teammates Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more. The target salary range for this position is $124,000.00 - $155,000.00 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website ***************************** We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at ************* The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
    $124k-155k yearly 32d ago
  • Sr Production Underwriter

    UFG Insurance 4.7company rating

    Underwriter job in Philadelphia, PA

    UFG is looking for a Sr. Production Underwriter to join our team in a multi-line, multi-industry opportunity. In this role you will be responsible for attracting and underwriting middle market business, deploying effective account management while fostering strong working relationships with agency partners. This role executes underwriting strategy to achieve profit and premium plans. The Sr. Production Underwriter will handle a renewal book in their territory as assigned. This role assists with the resolution of escalated issues, and mentors and coaches team members. The individual in this role will have a Southeastern PA territory. Responsibilities: * Profitably underwrite complex new and renewal business through risk selection, pricing, contractual integrity, and account management, in accordance with delegated authority, and ensuring regulatory compliance. * Demonstrate critical thinking in assessing the risk and identifying exposures and controls. * Price risk commensurate with exposures and controls. * Set appropriate terms and conditions to deliver a profitable portfolio * Document assigned files with underwriting thought process. * Serve as a subject matter expert to assist team members with complex risks. * Through effective portfolio management skills, achieve profit and premium plans for prescribed business unit strategies. * Achieve production goals within assigned territory * Responsible for marketing, which includes both in-person and virtual sales calls with agencies and insureds. * Prospecting and developing a strong pipeline of new business opportunities. * Develop and maintain successful relationships with producers and agencies. * Represent UFG in the marketplace, articulating the company's capabilities in underwriting, risk control, and claims, across all business units at UFG. * Collaborate with Business Unit and Line of Business underwriting, Sales and Distribution, Underwriting Center, Underwriting Support, Risk Control, Legal, Claims, and other internal partners to ensure optimal stakeholder management. * Complete agency reviews, capturing appropriate intel around market opportunities. Provide feedback to management on the current state of the marketplace, agencies, and competition. * Mentor and train team members, acting as a resource for the team to answer questions, resolve escalated issues, and provide guidance. * Represent the field underwriter perspective in key corporate initiatives and projects. * Support and participate in the deployment of technical underwriting training/content. Qualifications: Education: * Four-year college degree preferred. * Completion of or working towards AU, CIC and/or CPCU designations preferred. Experience: * 5+ years commercial lines underwriting experience preferred. Knowledge, skills & abilities: * Advanced risk evaluation skills and insurance contract knowledge. * Capability to execute current underwriting strategy for assigned territory to make effective underwriting decisions. * Strong leadership skillset to include ability to mentor, coach, and train. * Ability to work in a fast-paced environment while prioritizing and completing work efficiently and effectively. * Excellent customer service skills. * Effective stakeholder management skillset to include ability to establish high degree of trust with internal and external partners. * Analytical and problem-solving skills with an affinity for detailed accuracy. * Advanced communication and negotiation skills. * Strong time-management skills with the ability to meet deadlines and effective dates. * Advanced knowledge of agency force and current market environment. * Excellent sales skills, with proven track record of growing a profitable book of business. Working Conditions: * General office conditions; remote, in-person, and hybrid options determined by manager. * Travel required, as per assigned book of business and territory. * Driver's license and acceptable MVR required. Pay Transparency Statement UFG Insurance is committed to fair and equitable compensation practices. The base salary range for this position is $103,221.75 - $136,105.25 annually, which represents the typical range for new hires in this role. Individual pay within this range will be determined based on a variety of factors, including relevant experience, education, certifications, skills, internal equity, geography and market data. In addition to base salary, UFG Insurance offers a comprehensive total rewards package that includes: * Annual incentive compensation * Medical, dental, vision & life insurance * Accident, critical Illness & short-term disability insurance * Retirement plans with employer contributions * Generous time-off program * Programs designed to support the employee well-being and financial security. This pay range disclosure is provided in accordance with applicable state and local pay transparency laws.
    $103.2k-136.1k yearly 60d+ ago
  • Sr. Underwriter

    W.R. Berkley Corporation 4.2company rating

    Underwriter job in Philadelphia, PA

    Company Details W. R. Berkley Corporation, founded in 1967, is one of the nation's premier commercial lines property casualty insurance providers. Founded in 2004, Berkley Environmental has underwriting and account executive units in seven regions. Berkley Environmental offers an array of coverages for virtually all classes traditionally known to have environmental liability exposures on both an admitted and non-admitted basis. We provide a comprehensive portfolio of commercial property casualty insurance, automobile liability and workers' compensation, along with claim services, providing expertise to meet the unique business needs of our customers. Company URL: ********************************* The company is an equal opportunity employer. Responsibilities We are currently seeking a Sr. Underwriter. Within authority, the incumbent will manage assigned brokers to underwrite and process environmental and/or casualty lines for the Environmental Services Industry and/or Environmental lines for any industry segment. Key functions include but are not limited to the following: * Work with assigned brokers to underwrite Pollution, Professional Liability, General Liability, Automobile, Worker Compensation and Excess lines focused on the Environmental industry. * Visit existing and potential new brokers to discuss our products and procedures such as; underwriting appetite, premium collection policy, profitability issues, pricing and coverage issues. * Possess the capability to handle all lines of business and all types of rating programs * Capable of looking beyond individual account transactions; managing a book of business to achieve new business, renewal retention and ROE objectives in support of the Division. * Handle all aspects of processing the Broker accounts. * Perform financial analysis on the audited/reviewed financials or other financial information of insures using appropriate tools. * Create and solicit renewal applications from the broker after reviewing the expiring policy and loss information. * Underwrite endorsement requests from brokers and sign-off where required. * May assist other underwriters in processing renewals, new business and endorsements. Qualifications * Bachelor's degree (Prefer in Risk Management or Environmental Sciences) * 5-10 years of commercial underwriting experience as well as multi-line rating experience. * Capable of working in a "paperless" work environment. * Proficient in Excel, Word, Spreadsheets, PowerPoint and email systems. * Experience with utilizing available tools in risk selection, pricing and account management. * The Company is an equal employment opportunity employer. Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Responsibilities We are currently seeking a Sr. Underwriter. Within authority, the incumbent will manage assigned brokers to underwrite and process environmental and/or casualty lines for the Environmental Services Industry and/or Environmental lines for any industry segment. Key functions include but are not limited to the following: • Work with assigned brokers to underwrite Pollution, Professional Liability, General Liability, Automobile, Worker Compensation and Excess lines focused on the Environmental industry. • Visit existing and potential new brokers to discuss our products and procedures such as; underwriting appetite, premium collection policy, profitability issues, pricing and coverage issues. • Possess the capability to handle all lines of business and all types of rating programs • Capable of looking beyond individual account transactions; managing a book of business to achieve new business, renewal retention and ROE objectives in support of the Division. • Handle all aspects of processing the Broker accounts. • Perform financial analysis on the audited/reviewed financials or other financial information of insures using appropriate tools. • Create and solicit renewal applications from the broker after reviewing the expiring policy and loss information. • Underwrite endorsement requests from brokers and sign-off where required. • May assist other underwriters in processing renewals, new business and endorsements.
    $94k-122k yearly est. Auto-Apply 33d ago
  • Sr Production Underwriter

    UFG Career

    Underwriter job in Philadelphia, PA

    UFG is looking for a Sr. Production Underwriter to join our team in a multi-line, multi-industry opportunity. In this role you will be responsible for attracting and underwriting middle market business, deploying effective account management while fostering strong working relationships with agency partners. This role executes underwriting strategy to achieve profit and premium plans. The Sr. Production Underwriter will handle a renewal book in their territory as assigned. This role assists with the resolution of escalated issues, and mentors and coaches team members. The individual in this role will have a Southeastern PA territory. Responsibilities: Profitably underwrite complex new and renewal business through risk selection, pricing, contractual integrity, and account management, in accordance with delegated authority, and ensuring regulatory compliance. Demonstrate critical thinking in assessing the risk and identifying exposures and controls. Price risk commensurate with exposures and controls. Set appropriate terms and conditions to deliver a profitable portfolio Document assigned files with underwriting thought process. Serve as a subject matter expert to assist team members with complex risks. Through effective portfolio management skills, achieve profit and premium plans for prescribed business unit strategies. Achieve production goals within assigned territory Responsible for marketing, which includes both in-person and virtual sales calls with agencies and insureds. Prospecting and developing a strong pipeline of new business opportunities. Develop and maintain successful relationships with producers and agencies. Represent UFG in the marketplace, articulating the company's capabilities in underwriting, risk control, and claims, across all business units at UFG. Collaborate with Business Unit and Line of Business underwriting, Sales and Distribution, Underwriting Center, Underwriting Support, Risk Control, Legal, Claims, and other internal partners to ensure optimal stakeholder management. Complete agency reviews, capturing appropriate intel around market opportunities. Provide feedback to management on the current state of the marketplace, agencies, and competition. Mentor and train team members, acting as a resource for the team to answer questions, resolve escalated issues, and provide guidance. Represent the field underwriter perspective in key corporate initiatives and projects. Support and participate in the deployment of technical underwriting training/content. Qualifications: Education: Four-year college degree preferred. Completion of or working towards AU, CIC and/or CPCU designations preferred. Experience: 5+ years commercial lines underwriting experience preferred. Knowledge, skills & abilities: Advanced risk evaluation skills and insurance contract knowledge. Capability to execute current underwriting strategy for assigned territory to make effective underwriting decisions. Strong leadership skillset to include ability to mentor, coach, and train. Ability to work in a fast-paced environment while prioritizing and completing work efficiently and effectively. Excellent customer service skills. Effective stakeholder management skillset to include ability to establish high degree of trust with internal and external partners. Analytical and problem-solving skills with an affinity for detailed accuracy. Advanced communication and negotiation skills. Strong time-management skills with the ability to meet deadlines and effective dates. Advanced knowledge of agency force and current market environment. Excellent sales skills, with proven track record of growing a profitable book of business. Working Conditions: General office conditions; remote, in-person, and hybrid options determined by manager. Travel required, as per assigned book of business and territory. Driver's license and acceptable MVR required. Pay Transparency Statement UFG Insurance is committed to fair and equitable compensation practices. The base salary range for this position is $103,221.75 - $136,105.25 annually, which represents the typical range for new hires in this role. Individual pay within this range will be determined based on a variety of factors, including relevant experience, education, certifications, skills, internal equity, geography and market data. In addition to base salary, UFG Insurance offers a comprehensive total rewards package that includes: Annual incentive compensation Medical, dental, vision & life insurance Accident, critical Illness & short-term disability insurance Retirement plans with employer contributions Generous time-off program Programs designed to support the employee well-being and financial security. This pay range disclosure is provided in accordance with applicable state and local pay transparency laws.
    $103.2k-136.1k yearly 60d+ ago
  • E&S Small Business Underwriter

    Chubb 4.3company rating

    Underwriter job in Malvern, PA

    Become part of Westchester's expert underwriting team as a Small Business E&S Underwriter. In this role, you will focus on evaluating and underwriting excess and surplus (E&S) lines for small business clients, helping deliver tailored insurance solutions for unique and complex risks. Working at Westchester means joining a culture that values craftsmanship, collaboration, and continuous professional growth. You'll have the opportunity to work alongside industry leaders, leverage advanced tools and resources, and contribute to our reputation for underwriting excellence. Ideal candidates bring strong analytical skills, attention to detail, and a commitment to delivering exceptional service to brokers and clients. Key Responsibilities: Analyze insurance applications and evaluate risks associated with small business accounts in the E&S market Determine appropriate rates, terms, and conditions for coverage based on risk analysis and market trends Collaborate with brokers to gather necessary information, provide clarification, and negotiate terms and conditions Utilize underwriting guidelines and company standards to make sound underwriting decisions Maintain up-to-date knowledge of industry trends, competitive landscape, and regulatory changes affecting the E&S market Build and maintain strong relationships with brokers and internal stakeholders to promote effective communication and collaboration Assist in developing and implementing underwriting strategies to achieve profitability and growth objectives Review and approve endorsements, audits, and other policy changes as necessary Travel as needed for client meetings, training sessions, and industry events Understanding of insurance principles, practices, and regulations related to E&S lines Excellent analytical and problem-solving skills, with a keen attention to detail Proven ability to assess risk and make informed underwriting decisions Exceptional verbal and written communication skills Ability to work both independently and collaboratively within a team environment Education & Experience: Bachelor's degree 2-3 years underwriting experience, preferrably with multiple lines Professional certifications (e.g., CPCU, AU, or others) are a plus Experience underwriting E&S Small business preferred Excellent Skills with Microsoft Word, Excel, and Outlook
    $92k-127k yearly est. Auto-Apply 40d ago
  • Underwriter I

    A-G Specialty Insurance, LLC

    Underwriter job in Berwyn, PA

    A-G Specialty Insurance, LLC designs, markets and underwrites specialty sports, accident, and general liability insurance products. We have been in operation since 1983 and are nationally recognized as a leader in the sports insurance industry. Job Summary The Underwriter I assists in writing, managing, and servicing new and renewal business to include all lines of sports, accident, and general liability insurance. This position is also responsible for policy issuance and endorsement processing. Essential Duties & Functions Reasonable accommodations may be made to enable individuals to perform the essential functions. Underwriting Authority Limit of $100,000 Assists in determining the acceptability, conditions and pricing of specific risks and associated coverage, focusing on Participant Accident insurance. Maintains familiarity with the products, services, priorities and target markets in the K-12 and ICS line of business or insurance segment. Maintains familiarity with the loss experience and business conditions of key accounts as well as loss trends and any major legal or economic factors affecting the line of business. Manages the monthly special risk renewals by owning the workflow as well as assigning procedural duties to Associate Underwriters, Underwriting Assistants, and Interns. Communicates effectively with colleagues in underwriting and all support areas in order to meet the insurance needs of customers. Provide accurate quoting and loss reporting upon request Interacts with sales team, brokers, and carriers with a focus on developing market summaries of premium pricing. May assist senior underwriters or program managers on high priority accounts. Proactively problem solve to balance and manage client/broker expectations with internal service standards Accurately write policies in accordance with contracted carrier policies and state mandated guidelines Work well and continually show respect for colleagues at all levels Manage workflow in order to meet all internal and external underwriting deadlines Job Skills Excellent communication skills, both written and verbal Proficient with the Microsoft Office suite of products Self-motivated and self-starter Strong multi-tasking skills and organization Job Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Required/Preferred Education and Experience Required Education: Bachelor's Degree Required Experience: 1-3 years' underwriting experience Work Environment This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and scanners. Position Type and Expected Hours of Work This is a full-time position that may be remote or hybrid. Days and hours of work are Monday through Friday, 8:30 a.m. to 5 p.m. The schedule for this role can be contingent upon Supervisor and Human Resources approval. Some evening and weekend work may be required. Travel Occasional travel may be expected for this position. EEO Statement A-G is committed to the principles of equal employment. We are committed to complying with all federal, state, and local laws providing equal employment opportunities, and all other employment laws and regulations. It is our intent to maintain a work environment that is free of harassment, discrimination, or retaliation based on the following protected classes: age (40 and older), race, color, national origin, ancestry, religion, sex, sexual orientation (including transgender status, gender identity or expression), pregnancy (including childbirth, lactation, and related medical conditions), physical or mental disability, genetic information (including testing and characteristics), veteran status, uniformed servicemember status, or any other status protected by federal, state, or local laws. A-G is dedicated to the fulfillment of this policy in regard to all aspects of employment, including, but not limited to, recruiting, hiring, placement, transfer, training, promotion, rates of pay, other compensation, termination, and all other terms, conditions, and privileges of employment. A-G will conduct a prompt and thorough investigation of all allegations of discrimination, harassment, or retaliation, or any violation of the Equal Employment Opportunity Policy in a confidential manner. A-G will take appropriate corrective action, if and where warranted. A-G prohibits retaliation against team members who provide information about, complain about, or assist in the investigation of any complaint of discrimination or violation of the Equal Employment Opportunity Policy.
    $100k yearly Auto-Apply 10d ago
  • Sr. Underwriter, Excess Casualty

    Allied World Assurance Company 4.5company rating

    Underwriter job in Philadelphia, PA

    Requirements: Excellent communication skills for both internal and external clients Ability to work independently in a fast paced, high-pressure environment 5+ years' experience in General Casualty underwriting Proficient in Microsoft applications including Word, Outlook, and Excel Excellent organizational skills and ability to multitask Willingness to travel for client meetings and broker visits CPCU designation or other applicable insurance designations are preferred About Fairfax Fairfax is a holding company which, through its subsidiaries, is engaged in property and casualty insurance and reinsurance and investment management. About Allied World Allied World Assurance Company Holdings, Ltd, through its subsidiaries, is a global provider of insurance and reinsurance solutions. We operate under the brand Allied World and have supported clients, cedents and trading partners with thoughtful service and meaningful coverages since 2001. We are a subsidiary of Fairfax Financial Holdings Limited, and we benefit from a worldwide network of affiliated entities that allow us to think and respond in non-traditional ways. Our capital base is strong, our solutions anticipate rather than react to changing trends, and our teams are focused on establishing long-term relationships that are mutually beneficial. Learn more about how we can help you manage your risk by visiting\: Web\: ************ | Facebook\: **************************** | LinkedIn\: https\://************************************* Our generous benefits package includes\: Health, Dental and Disability Insurance, a company match 401k plan, and Group Term Life Insurance. Allied World is an Equal Opportunity Employer. All qualified applicants will be considered for employment without consideration of any disability, veteran status or any other characteristic protected by law. To learn more, visit awac.com, or follow us on Facebook at facebook.com/alliedworld and LinkedIn at linkedin.com/company/allied-world. Job Objectives\: As an Sr. Underwriter on the Excess Casualty team, you will manage and grow a portfolio of general casualty business by exercising proper underwriting discipline, and by marketing and servicing both existing and potential retail clients. This position focuses on retail distribution with a targeted approach on construction, real estate, and products liability risks. Duties and Responsibilities\: Specific responsibilities of this position include: Perform account analysis according to Allied World (US) General Casualty guidelines Develop account pricing, structure and terms and make recommendations Perform and document referrals Prepare quotes, binders, and underwriting worksheets within company guidelines Maintain files in an orderly manner consistent with company guidelines Delegate and supervise work to Account Coordinators as needed Attend client meetings, lunches, dinners, and other social outings as applicable Market to retailers within assigned region and engage production meetings Work with Legal department for manuscript wording analysis and preparation as needed Ability to interact with senior management on referral items, and willingness to train and work with UW Trainee and Junior Underwriters.
    $75k-104k yearly est. Auto-Apply 60d+ ago
  • Group Underwriter, Senior

    Carebridge 3.8company rating

    Underwriter job in Wilmington, DE

    Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. The Group Underwriter, Sr is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage. * Coordinates with other departments to ensure accuracy and consistency of overall account reporting. * Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. * Performs post-sale reviews. * Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. Minimum Requirements: Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities and Experiences: * CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred * Level Funded medical underwriting experience strongly preferred. * Small group experience preferred. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $74k-112k yearly est. Auto-Apply 60d+ ago
  • Group Underwriter, Senior

    Elevance Health

    Underwriter job in Wilmington, DE

    Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Group Underwriter, Sr is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage. * Coordinates with other departments to ensure accuracy and consistency of overall account reporting. * Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. * Performs post-sale reviews. * Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. Minimum Requirements: Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities and Experiences: * CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred * Level Funded medical underwriting experience strongly preferred. * Small group experience preferred. Job Level: Non-Management Exempt Workshift: 1st Shift (United States of America) Job Family: UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $57k-96k yearly est. 2d ago
  • Senior Underwriter, Surety

    Trisura Group J

    Underwriter job in Philadelphia, PA

    At Trisura, we expect more because we believe it can be done better. Trisura brings innovative solutions and expertise through a select network of both national and regional brokerage firms. The company, founded in 2006, and operating across North America with offices throughout Canada and the United States, we are uniquely positioned to satisfy all varieties of risk in Contract, Commercial and Developer Surety, Directors' and Officers' Liability, Fidelity, Professional Liability and Media Liability. We are currently seeking a qualified individual to join our dynamic, forward-thinking team of Surety Underwriters. This position ideally would be based in New Jersey. SENIOR UNDERWRITER, SURETY As an integral member of the team, you will bring Demonstrated capability for outstanding customer service and building long-term relationships Proven track record for quick, accurate problem resolution Exceptional financial statement analysis skills Ability to thrive in a fast-paced environment with multiple priorities Excellent communication skills - both written and verbal Strong work ethic, good organizational skills and the ability to work well, both independently and in a team-based environment Strong decision-making skills Exceptional working knowledge of Word, Excel and Outlook Responsibilities Underwrite new business applications for Surety according to company standards Analyze, assess and monitor the financial strength of new and existing account business Negotiate specific terms and conditions for the issuance of surety bonds Regular monitoring of various construction developments, projects and exposures Develop new business through networking and marketing with clients, consultants, lawyers, etc. Represent Trisura at various associations and industry related functions Search for solutions to complex problems with the ability to bring creativity to underwriting risks Expand upon industry knowledge to improve underwriting decisions through courses and training Accurately communicate knowledge of accounts to Branch Manager and Home Office personnel via written and verbal means. Qualifications Education: Bachelor's Degree or equivalent experience. Experience: 4+ years' experience in Surety, Accounting, Finance or Banking Associate in Surety and Fidelity Bonding (AFSB) Designation is preferred. If you are looking for a career in an exciting and rewarding company, are driven to excel, thrive in a team environment and want to contribute to the success of an organization that values your contribution, we would like to hear from you! We thank all candidates for their interest, however only those selected for an interview will be contacted. Here at Trisura, we are committed to an inclusive and barrier-free workplace that reflects diversity. Accommodation will be provided on request for candidates taking part in all aspects of our recruitment and selection process. All qualified applications will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identify, national origin, disability or protected veteran status. The salary range is expected to be $85,000 to $175,000 plus bonus within the terms of the company plan. Trisura offers a comprehensive benefit package that includes medical, dental, and vision insurance, as well as 401(k) with company match and Employee Stock Purchase Plan.
    $59k-98k yearly est. 4d ago
  • Sr. Underwriter, Excess Casualty

    Awac

    Underwriter job in Philadelphia, PA

    Sr. Underwriter, Excess Casualty - (2400004N) Description Job Objectives: As an Sr. Underwriter on the Excess Casualty team, you will manage and grow a portfolio of general casualty business by exercising proper underwriting discipline, and by marketing and servicing both existing and potential retail clients. This position focuses on retail distribution with a targeted approach on construction, real estate, and products liability risks. Duties and Responsibilities: Specific responsibilities of this position include: Perform account analysis according to Allied World (US) General Casualty guidelines Develop account pricing, structure and terms and make recommendations Perform and document referrals Prepare quotes, binders, and underwriting worksheets within company guidelines Maintain files in an orderly manner consistent with company guidelines Delegate and supervise work to Account Coordinators as needed Attend client meetings, lunches, dinners, and other social outings as applicable Market to retailers within assigned region and engage production meetings Work with Legal department for manuscript wording analysis and preparation as needed Ability to interact with senior management on referral items, and willingness to train and work with UW Trainee and Junior Underwriters. Qualifications Requirements: Excellent communication skills for both internal and external clients Ability to work independently in a fast paced, high-pressure environment 5+ years' experience in General Casualty underwriting Proficient in Microsoft applications including Word, Outlook, and Excel Excellent organizational skills and ability to multitask Willingness to travel for client meetings and broker visits CPCU designation or other applicable insurance designations are preferred About FairfaxFairfax is a holding company which, through its subsidiaries, is engaged in property and casualty insurance and reinsurance and investment management. About Allied WorldAllied World Assurance Company Holdings, Ltd, through its subsidiaries, is a global provider of insurance and reinsurance solutions. We operate under the brand Allied World and have supported clients, cedents and trading partners with thoughtful service and meaningful coverages since 2001. We are a subsidiary of Fairfax Financial Holdings Limited, and we benefit from a worldwide network of affiliated entities that allow us to think and respond in non-traditional ways. Our capital base is strong, our solutions anticipate rather than react to changing trends, and our teams are focused on establishing long-term relationships that are mutually beneficial. Learn more about how we can help you manage your risk by visiting: Web: ************ | Facebook: **************************** | LinkedIn: ********************************************* Our generous benefits package includes: Health, Dental and Disability Insurance, a company match 401k plan, and Group Term Life Insurance. Allied World is an Equal Opportunity Employer. All qualified applicants will be considered for employment without consideration of any disability, veteran status or any other characteristic protected by law. To learn more, visit awac.com, or follow us on Facebook at facebook.com/alliedworld and LinkedIn at linkedin.com/company/allied-world. Primary Location: US-PA-PhiladelphiaWork Locations: Philadelphia 30 S. 17th Street Suite 160016th Floor Philadelphia 19102Job: UnderwritingEmployee Status:RegularJob Type:StandardJob Posting: Sep 17, 2025, 6:27:26 PMPay BasisYearly
    $59k-98k yearly est. Auto-Apply 6h ago
  • Senior Underwriter

    Sompo International

    Underwriter job in Conshohocken, PA

    As a leading provider of insurance and reinsurance with worldwide operations and employees in Bermuda, U.S., U.K., Continental Europe and Asia, we recognize that our success is derived directly from those who matter the most: our people. At Sompo International, our values of integrity, collaboration, agility, execution and excellence underpin our culture and our commitment to providing an employee experience that attracts and engages the best talent in the industry. As we continue to grow, we strive to find diverse, innovative and driven professionals to join our teams and offer a broad range of career and development opportunities at all levels, in multiple business areas, in each of our locations throughout the world. Our compensation and benefits programs are market driven and competitive, with excellent family friendly policies and flexible working provisions. Job Description Sompo has a unique opportunity for a Sr. Underwriter in our Large Property team. This position will support our Industry Practice business. Sompo North America provides a client-centric white-glove service approach by offering comprehensive multi-line capabilities to accounts in select industry verticals including real estate, hospitality, financial institutions, and professional services. Taking a holistic approach to risk management, the unit offers commercial property, primary casualty (general liability, commercial auto, workers' compensation), lead umbrella, and environmental coverages, as well as parametric natural catastrophe products to small, middle-market and large accounts across target industry verticals in the U.S. We also offer the same level of sophisticated services and coverages to Asian-interest accounts in the U.S. Location: This position will be based out of one of our Alpharetta, GA, Conshohocken, PA and Charlotte, NC offices. We strive for collaboration which is why we offer a work environment where our employees thrive and develop long lasting careers. Our business, your impact, our opportunity: What you'll be doing: * Effectively drive acceptable submission activity and quickly determine acceptability of risk in accordance with Sompo guidelines and standards; * Good understanding of pricing components and rating methodology; prices risk based on financial and competitive analysis; * Ability to analyze joint venture partners and underwrite foreign parents of US subsidiaries on reverse flow business. * Uses all appropriate underwriting tools, disciplines and knowledge of strategies to ensure underwriting guidelines are followed; * Exhibits strong technical underwriting skills through strategic, thorough account reviews and file documentation; * Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory; * Adheres to guidelines and underwriting discipline to minimize exposure and appropriately price risks; * Keeps current on state/territory issues, regulations and trends; and * Complete understanding and ability to use sophisticated pricing models across various structures: guaranteed cost, captives, SIRs, deductibles, etc. * Ability to navigate varying program structures: shared and layered (primary, excess or quota share) placements or single carrier placements What you'll bring: * Minimum 5 plus years of underwriting/insurance experience * Bachelor's Degree preferred * Shared and layered experience, preferably in a primary position * Well versed and experienced in working, producing, and underwriting all sizes of accounts with the large brokerage houses, agents and specialty retailers * Experience in underwriting real estate, hospitality, financial institutions and professional services * Established underwriting, quoting, and binding track record of profitable business * Well established relationships with brokers and agents on both a regional and national level * Ability to thrive in a fast-paced and dynamic environment * Strong expertise in working with broker manuscript forms and have exposure to top-tier brokers, demonstrating a deep understanding of the insurance market and client needs. * This role involves a blend of field marketing with broker partners and direct client interactions * Strong negotiation skills * Team player and collaborative by nature * Strong attention to detail * Hybrid work model Salary Range: Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience. At Sompo, we recognize that the talent, skills, and commitment of our employees drive our success. This is why we offer competitive, high-quality compensation and benefit programs to eligible employees. Our compensation program is built on a foundation that promotes a pay-for-performance culture, resulting in higher incentive awards, on average, when the Company does well and lower incentive awards when the Company underperforms. The total compensation opportunity for all regular, full-time employees is a combination of base salary and incentives that gets adjusted upfront based on overall Company performance with final awards based on individual performance. We continuously evaluate and update our benefit programs to ensure that our plans remain competitive and meet the needs of our employees and their dependents. Below is a summary of our current comprehensive U.S. benefit programs: * Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution * Pharmacy benefits with mail order options * Dental benefits including orthodontia benefits for adults and children * Vision benefits * Health Care & Dependent Care Flexible Spending Accounts * Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children * Company-paid Disability benefits with very competitive salary continuation payments * 401(k) Retirement Savings Plan with competitive employer contributions * Competitive paid-time-off programs, including company-paid holidays * Competitive Parental Leave Benefits & Adoption Assistance program * Employee Assistance Program * Tax-Free Commuter Benefit * Tuition Reimbursement & Professional Qualification benefits In today's world, what do we stand for? Ethics and integrity are the foundation of delivering on our commitment to you. We believe that core values drive success, and that when relationships are held in the highest regard, there is nothing that cannot be accomplished. At Sompo, our ring is more than a logo, it is a symbol of our promise. Click here to learn more about life at Sompo. Sompo is an equal opportunity employer and we intentionally value inclusion and diversity. Above all, we want you to work in an environment that respects everyone's unique contributions - we are passionately committed to equal opportunities. We do not discriminate based on race, color, religion, sex orientation, national origin, or age.
    $59k-98k yearly est. Auto-Apply 60d+ ago
  • Senior Casualty Underwriter - General Liability & Excess E&S Wholesale

    Liberty Mutual 4.5company rating

    Underwriter job in Philadelphia, PA

    As a Senior Production Underwriter specializing in Wholesale Excess & Surplus (E&S) Casualty, you will underwrite policies within delegated authority, exercising sound judgment and analytical rigor to assess and price complex risks. This role requires making data-driven decisions based on available information, ensuring alignment with underwriting standards and profitability goals. In certain North American markets, you will frequently handle complex or unusual risks, including high-value policies and accounts requiring nuanced analysis. Key Responsibilities * Portfolio Management: Oversees a portfolio of brokers, agents, and clients, leveraging market insights to develop and maintain profitable business. Acts as a trusted representative of Liberty Mutual in all interactions. * Market Presence & Relationship Building: Maintains strong relationships with agents and brokers, actively seeking opportunities to deepen existing partnerships and cultivate new ones. * Strategic Contribution: Provides input on product development and participates in execution strategies. Contributes to team initiatives such as process and tool enhancements. * Regulatory Awareness: Understands and applies relevant legislation and regulatory requirements to underwriting decisions and practices. * Cross-Functional Collaboration: Works closely with internal stakeholders, including Underwriting Support, Claims, Actuarial, and Directors of Underwriting across GRS North America, to ensure seamless execution and alignment. * Mentorship & Development: Supports the growth of junior underwriters and new hires through guidance and knowledge sharing (non-managerial capacity). * Portfolio Analysis & Trend Recognition: May analyze departmental portfolio performance and recommend improvements. Identifies and communicates emerging risk trends within the line of business. Qualifications * Degree in Business or equivalent typically required * A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience * CPCU or professional insurance designation preferred * Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques * Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues * Proven track record of developing and underwriting profitable business About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices * California * Los Angeles Incorporated * Los Angeles Unincorporated * Philadelphia * San Francisco
    $75k-102k yearly est. Auto-Apply 27d ago
  • Commercial Underwriter III

    PNC 4.1company rating

    Underwriter job in Cherry Hill, NJ

    Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Commercial Underwriter III within PNC's Regional Credit Products Group organization, you will be based in Cherry Hill, NJ or Philadelphia, PA. This position is primarily based in a location within PNC's footprint.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.Job Description Works independently with little or no oversight. Exercises exception and elevated approval authority. Prepares loan offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Interacts with internal/external customers. Serves as a subject matter expert for certain asset classes, and may represent or lead the department on special projects or assignments. Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. May coach and/or review the work of other underwriters and fill in for manager as required. Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information. Performs relevant pre-approval and post-approval activities. Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed. Makes recommendations on credit decisions or makes credit decisions directly, as appropriate. Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred SkillsCredit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk AssessmentsCompetenciesAccuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Knowledge of Underwriting, Managing Multiple Priorities, Office Support Tools, Operational FunctionsWork ExperienceRoles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationBachelorsCertificationsNo Required Certification(s) LicensesNo Required License(s) Pay TransparencyBase Salary: $93,500.00 - $126,500.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.Application WindowGenerally, this opening is expected to be posted for two business days from 01/06/2026, although it may be longer with business discretion.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
    $93.5k-126.5k yearly Auto-Apply 6d ago

Learn more about underwriter jobs

How much does an underwriter earn in Wilmington, DE?

The average underwriter in Wilmington, DE earns between $40,000 and $112,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Wilmington, DE

$67,000

What are the biggest employers of Underwriters in Wilmington, DE?

The biggest employers of Underwriters in Wilmington, DE are:
  1. City National Bank
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