Underwriting account representative job description

As an Underwriter for Supplemental Benefits, you are part of a team assessing risk for Medicare Supplement and a portfolio of supplemental products including Whole Life and Cancer and Heart plans. This team interacts with agents and applicants regarding underwriting requirements and underwriting decisions. This is a remote position so bring your problem solving and analytical skills as well as your computer knowledge as we change people's lives for the better.
Schedule:



100% Remote



Schedule: Monday - Friday 8am - 5pm



PRIMARY DUTIES/RESPONSIBILITIES:


Accurately assess medical history according to established underwriting criteria. This will include review of the enrollment application and available third party data to assist with risk evaluation Understanding of the portfolio of product offerings and the different underwriting criteria used to accurately evaluate an enrollment application. Reach out to applicants for clarity regarding medical history. This will include asking additional probing questions related to medical history or prescription usage. Complete application reviews timely. This will include reviewing applications within established turnaround times to meet service level targets. Clearly communicate underwriting decision details for denied coverage. This will include creating accurate and complete written correspondence. Build and maintain relationships with other members of the new business team to include the UW Support Team.



Top Skills:


Prior medical insurance underwriting experience Stable internet connection Stable work space with no distractions Insurance related work experience preferred. Prior underwriting experience a plus. Above average knowledge of medical conditions/prescriptions Ability to work independently and as part of a team is essential Excellent verbal and written communication skills Proficiency using Microsoft Office, specifically Word and Excel Ability to meet production and quality standards



Education/Experience:



Minimum of a High School diploma or G.E.D. required



Note:
Prior Medical Insurance Underwriting required. At least 1 year of experience preferred

Chubb is the world's largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
Commercial Insurance - Los Angeles, CA

Position Responsibilities:

The Underwriting Account Representative (UAR) is responsible for supporting the underwriting process for New and Renewal Chubb Customers for multiple lines of insurance coverages, including: property, casualty, workers compensation, excess lines and automobile coverages. This position is also accountable for collaborating with team members to achieve growth, profit, renewal retention, service and producer/client management goals for an assigned book of business in the middle market segment of Commercial Insurance. The UAR will gather and analyze account information, interpret, and translate data into rating and issuance instructions as well as utilize federal and state compliance and regulatory rules to comply with corporate pricing strategies. In partnership with the Underwriter, the UAR will be accountable for documenting a risk narrative that conforms with the corporate audit as well as state market conduct exams.

Qualifications

Desired Qualifications:

The ideal candidate must possess the following skills:

* PC Skills: knowledge of Microsoft Office, Microsoft Word and Excel, Adobe Acrobat, and Internet navigation

* Excellent verbal and written communication skills

* Strong interpersonal skills and ability to establish and maintain effective working relations with internal and external partners in a multi-cultural environment.

* Proven analytical skills and mathematical aptitude (arithmetic, algebra and basic accounting principles)

* Strong business acumen and critical thinking skills which lead to confident decision making

* Ability to learn quickly, prioritize work, and perform within time constraints.

* Strong time and desk management skills and detail orientation will aid the candidate in meeting or exceed the established business goals.

* Basic knowledge of underwriting principles and policy forms is a plus

* Ability to work independently within a team/group environment with ability to collaborate with others.

* Ability to adapt to fast paced environment

Education and Experience:

* High School Diploma or Equivalent

* Associates Degree or equivalent, 4-Year degree preferred

* Minimum of 1-2 years relevant insurance experience will be considered.

Chubb strives to offer a diverse and inclusive and rewarding work environment. Teamwork and mutual respect are central to how Chubb operates and we believe the best solutions draw upon diverse perspectives, experiences and skills. We operate in such a way where everyone, regardless of their singular background has the opportunity to contribute to our collective success.

EEO Statement

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion,and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin,ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law.Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliationagainst any individual who reports discrimination or harassment.

Underwriting Assistant

Chubb is the world's largest publicly traded property and casualty insurer.With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

Major Duties and Responsibilities:

• Provide superior policy servicing and underwriting support to the Excess Casualty, Major Standardbusiness Unit.
• Complete registration and policy issuance activities; including post bind transactions timely and accurately.
• Performs loss run analysis and exposure review
• Assists Underwriters with setting up renewal quotes.
• Ensure achievement of contract certainty, premium registration and electronic file integrity.
• Communicate with branch offices to gather data and ensure accuracy of policy information.
• Maintain/exceed service standards in the areas of production, service, support and customer service/job approach.
• Monitor work queue items and take appropriate action to ensure timely processing of incoming requests and responses to all internal and external inquiries.
• Identify and communicate system related issues to appropriate areas.
• Provide training and assistance as required.
• Perform other duties and special projects as assigned.

Qualifications:

Qualifications:

Minimum Requirements:

• College degree preferred and underwriting support experience a plus.
• 1-2 years relevant experience within the property and casualty space.
• Ability to establish priorities, coordinate and monitor personal work plan while maintaining status and oversight of multiple tasks.
• Must be able to function effectively and efficiently in a time sensitive and high volume environment.
• Strong data entry and computer skills including MS Word, MS Excel -Windows 10
• Willingness to take ownership for assigned work and production output.
• Commitment to quality.
• Strong communication skills, written and verbal.

Desired Qualifications:

• Ability to work independently, but also support a team environment.
• Knowledge and understanding of Property and Casualty Insurance principles and practices a plus.
• Strong organizational and prioritization skills.
• Must be detail oriented.
• Flexible and adaptable to change.
• Must be able to multi-task and change direction quickly and efficiently.

Chubb strives to offer a diverse and inclusive and rewarding work environment.Teamwork and mutual respect are central to how Chubb operates and we believe the best solutions draw upon diverse perspectives, experiences and skills.We operate in such a way where everyone, regardless of their singular background has the opportunity to contribute to our collective success.