Underwriting Consultant Jobs Near Me

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own. We're actively seeking talented Life Insurance Underwriters to join our Consumer Markets Division. We are hiring at the Underwriting Consultant and Senior Underwriting Consultant level, and this role supports 100% remote work. As an Underwriting Consultant, you'll play a key role in Pacific Life's growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners. Now is a great time to join our Underwriting team. We have undertaken a transformational effort to update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life. How you'll help move us forward: Complete wing-to-wing underwriting decision: Starting with review of upfront underwriting data and tools Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection Finalizing cases Data enter medical history and use system workbenches to process and decision cases Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards. The experience you bring: 7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies Ability to handle advanced decision level authorities without a co-signature ($2.5 Million or higher) Effective written and verbal communication skills with the ability to build relationships both internally and externally Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used Ability to develop specific goals, plan, and prioritize work What make you stand out: Bachelor's Degree BGA and Trial Experience Preferred Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU Compensation As we are hiring at both the Underwriting Consultant and Senior Underwriting Consultant levels, we have two compensation ranges to post below. Level assessed for an offer will be commensurate with years of experience and qualifications, and salaries are also based on geographical location. Underwriting Consultant The base pay range below reflects the Senior Underwriting Consultant level, and represents the company's good faith minimum and maximum range for this role at that level at the time of posting. $98,190 - $120,010 Senior Underwriting Consultant The base pay range below reflects the Senior Underwriting Consultant level, and represents the company's good faith minimum and maximum range for this role at that level at the time of posting. $119,070 - $145,530 #LI-KB1 Base Pay Range: The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off Paid Parental Leave as well as an Adoption Assistance Program Competitive 401k savings plan with company match and an additional contribution regardless of participation EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own. We're actively seeking talented Life Insurance Underwriters to join our Consumer Markets Division. We are hiring at the Underwriting Consultant and Senior Underwriting Consultant level, and this role supports 100% remote work. As an Underwriting Consultant, you'll play a key role in Pacific Life's growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners. Now is a great time to join our Underwriting team. We have undertaken a transformational effort to update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life. How you'll help move us forward: Complete wing-to-wing underwriting decision: Starting with review of upfront underwriting data and tools Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection Finalizing cases Data enter medical history and use system workbenches to process and decision cases Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards. The experience you bring: 7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies Ability to handle advanced decision level authorities without a co-signature ($2.5 Million or higher) Effective written and verbal communication skills with the ability to build relationships both internally and externally Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used Ability to develop specific goals, plan, and prioritize work What make you stand out: Bachelor's Degree BGA and Trial Experience Preferred Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU Compensation As we are hiring at both the Underwriting Consultant and Senior Underwriting Consultant levels, we have two compensation ranges to post below. Level assessed for an offer will be commensurate with years of experience and qualifications, and salaries are also based on geographical location. Underwriting Consultant The base pay range below reflects the Senior Underwriting Consultant level, and represents the company's good faith minimum and maximum range for this role at that level at the time of posting. $98,190 - $120,010 Senior Underwriting Consultant The base pay range below reflects the Senior Underwriting Consultant level, and represents the company's good faith minimum and maximum range for this role at that level at the time of posting. $119,070 - $145,530 #LI-KB1 Base Pay Range: The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off Paid Parental Leave as well as an Adoption Assistance Program Competitive 401k savings plan with company match and an additional contribution regardless of participation EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. Individual contributor responsible for the overall management, business development, analysis and monitoring of a highly complex book of business. Recognized as a technical expert in an underwriting specialty. Under general management direction, works within broad limits of authority on assignments requiring a high degree of technical complexity and coordination. May have regional, industry segment or company-wide scope. JOB DESCRIPTION: Essential Duties & Responsibilities Performs a combination of duties in accordance with departmental guidelines: Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability. Develops specialized endorsement language for highly complex risk. Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors. Makes recommendations on underwriting policy and pricing strategy. Analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management. Markets products and services through agencies or through the brokerage community and makes field visits. Develops and maintains agency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business. Keeps current on state/territory issues and regulations, industry activity and trends. May participate in industry trade groups. Mentors and guides less experienced underwriters and assists in the development of underwriting training. Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities. Responsible for special underwriting projects and presentations. Reporting Relationship Manager or above Skills, Knowledge and Abilities 1. Advanced technical expertise, underwriting skill and high level of knowledge of insurance and underwriting principles, practices and procedures. 2. Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners. 3. Advanced analytical and problem solving skills, with the ability to manage and prioritize multiple projects. 4. Ability to deal with ambiguous situations and issues. 5. Creativity in resolving unique and challenging business problems. 6. Knowledge of Microsoft Office Suite and other business-related software. 7. Demonstrated leadership skills. Education and Experience 1. Bachelor's degree or equivalent experience. Professional designations preferred.2. Typically a minimum eight years underwriting experience. As determined by CNA and depending on the applicant's experience and/or qualifications, candidates may be hired into one of 3 Underwriter positions, Underwriting Specialist or Underwriting Consultant or Underwriting Consulting Director. Typically starting at 2 to 10+ years of related experience. #LI-KC2 #LI-Remote In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois , Maryland, Massachusetts , New York and Washington, the national base pay range for this job level is $72,000 to $141,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com. CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.

Underwrites and oversees the selection of risk of large complex life applications. Manages underwriting services to contribute to the achievement of financial objectives including profitability, production and persistency of clients; developing underwriting processes, standards and programs, and reporting results. Responsibilities Selects and classifies risks according to company philosophy and standards. Make decisions within approval and/or viewing limit up to $15,000,000, up to age 85, substandard approval limit up to 500%; limits established based on experience. Assists others with resolving complex issues while ensuring adherence to underwriting standards and objectives. Participates in department initiatives; assists in recommending/ implementing changes to improve productivity, profitability, growth and quality. Provides mentoring, training and coaching. Manages retention. Maintains profitable mortality experience. Analyzes and interprets medical, non-medical and financial information. Determines appropriate requirements. Reviews and provides signatures on referrals from underwriters. Identifies and provides solutions to work related problems and issues. Communicates and collaborates with the field and home office to provide the highest quality service levels to customers. Maintains positive and effective relationships with internal and external partners. Participates in major projects. Complies with all company and site policies and procedures. Remains current in profession and industry trends. Successfully completes regulatory and job training requirements. Performs other duties as assigned. Required Skills Highly developed knowledge of underwriting function. Large, complex case expertise with prior approval authority of at least $10M. Ability to adapt to change and excel in a fast-paced environment. General awareness of current affairs, industry issues and trends, both corporate and external. Solid knowledge of insurance contract law and state legislative requirements. Strong knowledge of insurance products (plans, riders, benefits) and illustrations and how they are marketed. Strong knowledge of reinsurance marketplace to work proactively with the field where reinsurance is an opportunity. Thorough understanding of automatic reinsurance agreements. Highly developed knowledge of medical science, technology and terminology and their impact on mortality. Highly developed knowledge of financial and other non-medical underwriting factors. Thorough knowledge of product pricing. Strong organizational, communication and interpersonal skills. Strong analytical kills, ability to define, research and resolve problems. Proven ability to work successfully in a remote environment Ability to create and maintain customer relationships. Ability to prioritize and work effectively under deadlines balancing published service times with an appropriate customer focus. Ability to comprehend, retain and apply current technical information to daily work issues. Ability to make a positive contribution as demonstrated by learning new skills and making suggestions for process/procedure improvement. Ability to work with others in a collaborative team environment. Required Experience Minimum 7 -10 years underwriting experience Education/Licenses/Professional Designations College degree required, equivalent work experience in life Underwriting may be considered FLMI, FALU and ACS designations or current coursework toward earning certificates Remote Systems Requirements High speed internet connection required Base Salary Range - $120,000 - $155,000 #hp For over 175 years, Penn Mutual has empowered individuals, families and businesses on the journey to achieve their financial goals. Through our partnership with Financial Professionals across the U.S., we help instill the confidence and reliability that comes from a stronger financial future. Penn Mutual and its affiliates offer a comprehensive suite of competitive products and services to meet the unique needs of Financial Professionals and their clients, including life insurance, annuities, wealth management and institutional asset management. To learn more, including current financial strength ratings, visit ******************* Penn Mutual is committed to Equal Employment Opportunity (EEO). We provide employment and advancement opportunities to all qualified applicants and associates, according to applicable laws. This is reflected in our practices for hiring, placement, promotion, transfer, demotion, layoff, termination, recruitment, compensation, selection or training, and all other terms and conditions of employment. All employment-related decisions and practices are free from unlawful discrimination. This includes: race, creed, color, national origin, ancestry, citizenship age, gender (including pregnancy), sexual orientation, gender identity or expression, domestic partnership or civil union status, marital status, genetic information, disability, religious observance or practice, liability, veteran status or any other classification protected under applicable law.

At Northwestern Mutual, we are strong, innovative and growing. We invest in our people. We care and make a positive difference. Life Insurance Signature / Authority Limits $5M Signature / $7.5M Authority PLEASE NOTE: ONLY APPLICANTS WITH INDIVIDUAL LIFE UNDERWRITING EXPERIENCE WILL BE CONSIDERED FOR THIS ROLE. Job Summary Builds relationships with Financial Advisors and internal partners. Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met. Primary Duties & Responsibilities Field & Client Experience. Responsible for credible and effective relations and communication with field and customer to include responding to case appeals/inquiries and assists with placing business. Provides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisal. Responsible for prescreen inquiries. Underwriting Responsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as needed. Uses advanced UW knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWs . Uses advanced skills to review applications and adheres to underwriting standards. Solves complex problems and escalations. Advanced level of experience with NM product types and changes Models change agility while maintaining mortality and morbidity expectations. Demonstrates continuous learning through the early adoption of new ways of underwriting. Proficient with Reinsurance programs and able to determine where to best place a case. Underwrites applications, maintaining industry-leading mortality and morbidity giving the best possible offer that can be made. Provides active case and requirement management and provides customized service with guidance. Demonstrates advanced ability to communicate & negotiate with Field Partners to explain modified or declined decisions & assist in policy placement. Provides advanced financial, medical, and lay underwriting assessments and offers innovative solutions to keep Northwestern Mutual as the choice of our customers. Actively utilizes the most effective means to obtain the necessary information, including Internet searches, direct contact with the insured, and communication with third party advisors (Accountants, Attorneys, etc.) Collaborates with medical directors and technical staff. Responsible for adherence to procedures and regulatory processes . Understands and meets all quality, service, and production goals . Partners with Underwriting Support for case management. Cross-Functional leadership. Subject matter expert in product process w/collaboration w/functional partners and participates in projects and department initiatives. Collaborates and designs P3 curriculum with L&D/Tech Team . Qualifications A bachelor's degree preferred or demonstrated consistent success in prior Underwriting role as evidence by satisfactory case management and quality review. Minimum of 5 years of underwriting experience. Analytical skills with an established record to make independent decisions on complex cases and apply sound judgment in the application of rules. Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness. Proficient in computer skills and using various software packages. Ability to work accurately while maintaining speed and flexibility in a team and independent production environment. A high degree of organization and the ability to establish priorities and meet deadlines. Demonstrated strong leadership skills and a high degree of self-motivation and initiative to lead projects or committees. Displays agility to manage multiple tasks and adapt in a changing work environment. #LI-Remote or LI-Hybrid Compensation Range: Pay Range - Start: $75,180.00 Pay Range - End: $139,620.00 Northwestern Mutual pays on a geographic-specific salary structure and placement in the salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity as well as the cost of labor in the market; and other conditions of employment. At Northwestern Mutual, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. Please note that the salary range listed in the posting is the standard pay structure. Positions in certain locations (such as California) may provide an increase on the standard pay structure based on the location. Please click here for additiona l information relating to location-based pay structures. Grow your career with a best-in-class company that puts our client's interests at the center of all we do. Get started now! We are an equal opportunity/affirmative action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender identity or expression, sexual orientation, national origin, disability, age or status as a protected veteran, or any other characteristic protected by law. If you work or would be working in California, Colorado, New York City, Washington or outside of a Corporate location, please click here for information pertaining to compensation and benefits.

Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community. Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It's our promise to you. Who we are At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Intact's Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team. The opportunity We currently have an opportunity for an Underwriting Consultant to join our Inland Marine team based remotely within the Midwest Region. This position underwrites risks including the selection and rejection of new and renewal business for the most complex, specialty accounts within the highest underwriting authority levels. Some of the Underwriting Consultant responsibilities include but are not limited to: Maximizes opportunities for underwriting profitable new and renewal business, as appropriate based on market conditions, by leveraging business relationships, product knowledge and underwriting acumen. Develops and maintains an active target account list tracking prospects and account rounding and/or missed opportunities. Manages financial performance of all assigned products in assigned territory including accident year loss ratio, premium plans (including new business, retention, and rate/exposure increases), and commission targets. Underwrites a book of business. Manages underwriting quality and book management. Executes underwriting strategy, including portfolio management, self-audits of new and renewal business and well documented approvals of underwriting edits. Ensures compliance with standards and assigned underwriting authorities. Demonstrates a strong understanding of exposures and key coverage issues. Makes underwriting decisions to accept, decline, or modify risks within the highest production underwriter authority levels. Implements underwriting decisions in compliance with state laws. Develops superior working relationships with producers to successfully promote achievement of mutual growth and profitability goals and to supply the appropriate products and services. From a sales perspective, has the ability to identify gaps in coverage and/or services, understands where the company can make a difference based on those gaps and uses that information to help retain or obtain a customer. Works closely with and establishes strong business partnerships with other departments, including claims, actuary, and risk control staff in an effort to better service producers and accounts. Regularly travels to key producers/accounts and remains highly visible in the marketplace. Anticipates the needs of the agency plant, analyzes trends, and implements proactive strategies that best position the business. Understands and communicates the company's underwriting appetite and generates qualified business in support of that appetite. Monitors agency action plans and participates in agency planning and marketing meetings to best position the business for the future. Gathers and analyzes competitor information and producer specific reports on assigned producers' new business flow, retention, profitability and potential, to support territorial rate reviews. Works with other underwriting staff to determine and make recommendations for marketing, pricing, products and systems. Maintains a strong professional knowledge of competitive, regulatory and legal environments and applies this information effectively. Responds to requests for assistance or consultation from other company businesses or home office staff and may participate on related projects and committees as a subject matter expert. May participate in industry events as a subject matter expert and representative of the company. Mentors and coaches less experienced underwriters. Develops and leads technical training and provides guidance to other departments within the company, as needed. The expertise you bring Bachelor's degree or equivalent experience. 7-10 years of progressively more complex specialty lines underwriting experience. Professional insurance designation is preferred (AICPCU, RPLU). Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires, but your recruiter will share more specific compensation information with you during the hiring process. The typical base salary range for this position is: $150,000 - $199,000, based on the factors aforementioned. For candidates located in San Francisco, CA; Hoboken, NJ; and the New York City metro area, the base salary range is $174,000 -$204,000. In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to: Comprehensive medical, dental and vision insurance with no waiting period Competitive paid time off programs 401(k) savings and annual contributions of up to 12% of annual salary Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits Why choose Intact We live our Values: We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility. Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what's right to build an inclusive society. Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance. Check out our Glassdoor reviews to see why people love working for Intact! Our promise to you Our Values are foundational to our success at Intact. You'll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself. In return, we promise you support, opportunities, and performance-led financial rewards in a flexible work environment where you can: Shape the future: Help us lead an insurance transformation to better protect people, businesses and society. Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right. Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow. About Intact At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services. #LI-US #LI-CC1 #LI-REMOTE

Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community. Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It's our promise to you. Who we are At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Intact's Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team. The opportunity We currently have an opportunity for an Underwriting Consultant to join our Inland Marine team based remotely within the Midwest Region. This position underwrites risks including the selection and rejection of new and renewal business for the most complex, specialty accounts within the highest underwriting authority levels. Some of the Underwriting Consultant responsibilities include but are not limited to: * Maximizes opportunities for underwriting profitable new and renewal business, as appropriate based on market conditions, by leveraging business relationships, product knowledge and underwriting acumen. Develops and maintains an active target account list tracking prospects and account rounding and/or missed opportunities. Manages financial performance of all assigned products in assigned territory including accident year loss ratio, premium plans (including new business, retention, and rate/exposure increases), and commission targets. * Underwrites a book of business. Manages underwriting quality and book management. Executes underwriting strategy, including portfolio management, self-audits of new and renewal business and well documented approvals of underwriting edits. Ensures compliance with standards and assigned underwriting authorities. * Demonstrates a strong understanding of exposures and key coverage issues. Makes underwriting decisions to accept, decline, or modify risks within the highest production underwriter authority levels. Implements underwriting decisions in compliance with state laws. * Develops superior working relationships with producers to successfully promote achievement of mutual growth and profitability goals and to supply the appropriate products and services. From a sales perspective, has the ability to identify gaps in coverage and/or services, understands where the company can make a difference based on those gaps and uses that information to help retain or obtain a customer. Works closely with and establishes strong business partnerships with other departments, including claims, actuary, and risk control staff in an effort to better service producers and accounts. * Regularly travels to key producers/accounts and remains highly visible in the marketplace. Anticipates the needs of the agency plant, analyzes trends, and implements proactive strategies that best position the business. Understands and communicates the company's underwriting appetite and generates qualified business in support of that appetite. Monitors agency action plans and participates in agency planning and marketing meetings to best position the business for the future. * Gathers and analyzes competitor information and producer specific reports on assigned producers' new business flow, retention, profitability and potential, to support territorial rate reviews. Works with other underwriting staff to determine and make recommendations for marketing, pricing, products and systems. * Maintains a strong professional knowledge of competitive, regulatory and legal environments and applies this information effectively. Responds to requests for assistance or consultation from other company businesses or home office staff and may participate on related projects and committees as a subject matter expert. May participate in industry events as a subject matter expert and representative of the company. * Mentors and coaches less experienced underwriters. Develops and leads technical training and provides guidance to other departments within the company, as needed. The expertise you bring * Bachelor's degree or equivalent experience. * 7-10 years of progressively more complex specialty lines underwriting experience. * Professional insurance designation is preferred (AICPCU, RPLU). Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires, but your recruiter will share more specific compensation information with you during the hiring process. The typical base salary range for this position is: $150,000 - $199,000, based on the factors aforementioned. For candidates located in San Francisco, CA; Hoboken, NJ; and the New York City metro area, the base salary range is $174,000 -$204,000. In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to: * Comprehensive medical, dental and vision insurance with no waiting period * Competitive paid time off programs * 401(k) savings and annual contributions of up to 12% of annual salary * Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits Why choose Intact We live our Values: We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility. Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what's right to build an inclusive society. Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance. Check out our Glassdoor reviews to see why people love working for Intact! Our promise to you Our Values are foundational to our success at Intact. You'll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself. In return, we promise you support, opportunities, and performance-led financial rewards in a flexible work environment where you can: * Shape the future: Help us lead an insurance transformation to better protect people, businesses and society. * Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right. * Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow. About Intact At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services. #LI-US #LI-CC1 #LI-REMOTE

Our Commercial Trucking Insurance Underwriters, fosters and maintains agency relationship including the development of new business and retention of existing business in California. Reviews, analyzes, approves or rejects complex business within letter of authority. Serve as liaison with company personnel regarding company business opportunities and problem resolution. Responsible for assisting in establishing the territory's overall agency plan. RESPONSIBILITIES/TASKS * Calculates, prepares and develops premium quotations using corporate underwriting guidelines within letter of authority. * Determines underwriting eligibility for prospective policyholders and develops appropriate pricing for new business, renewals, and endorsements. * Analyzes and reviews prospective accounts for insurability and accepts or rejects within letter of authority. * Develops and manages agency relationships. * Develops agency plans in cooperation with other staff. * Addresses agents' and policyholders' concerns/needs. * Responsible for development of new business, profitability and retention of existing business in a given territory or region. * Explains and emphasizes benefit of workers' compensation insurance products and services to customers. * Works with all internal departments to resolve problems and maintain company relations. * Participates as necessary on special committees and task forces. * Interprets and develops territory reports which reflect the status of the territory. * Participates in promotional plans for both company and agent activities * Analyzes and reviews production and loss information for agents, determines exposure and proper pricing to develop corrective action plans as needed to correct poor performance. . * Prepares periodic reports as requested. * Manages small territory or region under close supervision. * Researches and coordinates responses to agents, policyholders and regulatory entities. * Appoints and trains new agents and new agency employees on the use of company specific automation systems. * Reviews loss trends and develops action plans to correct problem areas. * Gathers competitive and product information from the field. * Represents company at trade associations and exhibits to promote corporate product. * Conducts annual agency audits. This position description identifies the responsibilities and tasks typically associated with the performance of the position. Other relevant essential functions may be required. EMPLOYMENT QUALIFICATIONS: EDUCATION: Bachelor's degree in marketing, insurance or related field. Combinations of relevant education and experience may be considered in lieu of a degree. Continuous learning required, as defined by the Company's learning philosophy. Certification, or progress toward, highly preferred and encouraged. MBA or other advanced degree is preferred. EXPERIENCE: A minimum of three years experience in an insurance organization with demonstrated technical knowledge in one or more of the following areas: underwriting, marketing, loss prevention, auditing or similar knowledge that provide the necessary skills and abilities. Commercial Trucking insurance experience preferred, or commercial auto experience will be considered. SKILLS/KNOWLEDGE/ABILITIES (SKA) REQUIRED: * Ability to exercise advanced judgment skills in evaluating and determining the proper pricing for prospective policyholders using corporate underwriting guidelines by accepting or rejecting risks for the purposes of issuing trucking/commercial auto insurance coverage. * Ability to manage agency relationships and demonstrated ability to make sound underwriting decisions. * Advanced knowledge of appropriate jurisdictional workers compensation laws. * Ability to calculate expected pricing, dividends, and premium quotations for agents and policyholders. * Ability to analyze territory or region in order to identify problems and take the appropriate corrective action. * Ability to comprehend the consequences of various problem situations and address them or refer them for appropriate decision making. * Ability to effectively exchange information clearly and concisely, and present ideas, reports, facts and other information, and respond to questions as appropriate. * Ability to be innovative and creative when presented with unique situations. * Excellent verbal and written communication skills with the ability to effectively communicate with agents, policyholders and internal customers. * Ability to analyze and solve practical problems which deal with a variety of variables. * Ability to make competent, independent decisions. * Ability to analyze and manage data. * Ability to meet customers changing needs. * Excellent time management and organizational skills with the ability to shift priorities appropriately. * Ability to understand and implement audit procedures and processes for agencies. WORKING CONDITIONS: Work is performed remote in a virtual home office with minimal hazards. Occasional travel to physical office in Orange County for team meetings. The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description. Pay Range - Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $68,200 and 114,100. We are an Equal Opportunity Employer. Diversity is valued and we will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract. #LI-TM1 #AFG

Our Commercial Trucking Insurance Underwriters, fosters and maintains agency relationship including the development of new business and retention of existing business in California. Reviews, analyzes, approves or rejects complex business within letter of authority. Serve as liaison with company personnel regarding company business opportunities and problem resolution. Responsible for assisting in establishing the territory's overall agency plan. RESPONSIBILITIES/TASKS Calculates, prepares and develops premium quotations using corporate underwriting guidelines within letter of authority. Determines underwriting eligibility for prospective policyholders and develops appropriate pricing for new business, renewals, and endorsements. Analyzes and reviews prospective accounts for insurability and accepts or rejects within letter of authority. Develops and manages agency relationships. Develops agency plans in cooperation with other staff. Addresses agents' and policyholders' concerns/needs. Responsible for development of new business, profitability and retention of existing business in a given territory or region. Explains and emphasizes benefit of workers' compensation insurance products and services to customers. Works with all internal departments to resolve problems and maintain company relations. Participates as necessary on special committees and task forces. Interprets and develops territory reports which reflect the status of the territory. Participates in promotional plans for both company and agent activities Analyzes and reviews production and loss information for agents, determines exposure and proper pricing to develop corrective action plans as needed to correct poor performance. . Prepares periodic reports as requested. Manages small territory or region under close supervision. Researches and coordinates responses to agents, policyholders and regulatory entities. Appoints and trains new agents and new agency employees on the use of company specific automation systems. Reviews loss trends and develops action plans to correct problem areas. Gathers competitive and product information from the field. Represents company at trade associations and exhibits to promote corporate product. Conducts annual agency audits. This position description identifies the responsibilities and tasks typically associated with the performance of the position. Other relevant essential functions may be required. EMPLOYMENT QUALIFICATIONS: EDUCATION: Bachelor's degree in marketing, insurance or related field. Combinations of relevant education and experience may be considered in lieu of a degree. Continuous learning required, as defined by the Company's learning philosophy. Certification, or progress toward, highly preferred and encouraged. MBA or other advanced degree is preferred. EXPERIENCE: A minimum of three years experience in an insurance organization with demonstrated technical knowledge in one or more of the following areas: underwriting, marketing, loss prevention, auditing or similar knowledge that provide the necessary skills and abilities. Commercial Trucking insurance experience preferred, or commercial auto experience will be considered. SKILLS/KNOWLEDGE/ABILITIES (SKA) REQUIRED: Ability to exercise advanced judgment skills in evaluating and determining the proper pricing for prospective policyholders using corporate underwriting guidelines by accepting or rejecting risks for the purposes of issuing trucking/commercial auto insurance coverage. Ability to manage agency relationships and demonstrated ability to make sound underwriting decisions. Advanced knowledge of appropriate jurisdictional workers compensation laws. Ability to calculate expected pricing, dividends, and premium quotations for agents and policyholders. Ability to analyze territory or region in order to identify problems and take the appropriate corrective action. Ability to comprehend the consequences of various problem situations and address them or refer them for appropriate decision making. Ability to effectively exchange information clearly and concisely, and present ideas, reports, facts and other information, and respond to questions as appropriate. Ability to be innovative and creative when presented with unique situations. Excellent verbal and written communication skills with the ability to effectively communicate with agents, policyholders and internal customers. Ability to analyze and solve practical problems which deal with a variety of variables. Ability to make competent, independent decisions. Ability to analyze and manage data. Ability to meet customers changing needs. Excellent time management and organizational skills with the ability to shift priorities appropriately. Ability to understand and implement audit procedures and processes for agencies. WORKING CONDITIONS: Work is performed remote in a virtual home office with minimal hazards. Occasional travel to physical office in Orange County for team meetings. The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description. Pay Range - Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $68,200 and 114,100. We are an Equal Opportunity Employer. Diversity is valued and we will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract. #LI-TM1 #AFG

Who we are Corebridge Financial is an outstanding franchise that brings together a broad portfolio of life insurance, retirement and institutional products offered through an extensive, multichannel distribution network. We hold long-standing, leading market positions in many of the markets we serve. With our strong capital position, customer orientation, breadth of product expertise and deep distribution relationships across various channels, we are well positioned to serve growing market needs. We have a legacy of working to make the world a better place, and that begins with our most important asset, our employees. We're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection, and wellbeing. About the role Sr. Underwriting Consultant - Life Underwriting The underwriting organization is responsible for underwriting new life applications with a focus on delivering a best in class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance applications. The primary responsibility of Sr. Underwriting Consultant, is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales. Underwriting team members interact frequently with our customers and therefore the role requires a customer centric and relationship focused attitude, excellent communication skills as well as accountability for accurate and prompt processing. Organizational Structure This position reports to the Underwriting Director and will work with Case Managers, Internal & External Wholesalers and NMO's/Firms. We want to hear from you today if you can: * Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines. * Analyze complex information and interpret to reach comprehensive medical and financial assessments based on company guidelines and policy. * Effectively manage change, defuse conflict and negotiate positive results. * Able to take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made. * Must be organized and able to manage a large caseload. * Demonstrate superior technical underwriting knowledge and skills. * Ability to provide training to internal and external customers on underwriting topics. * Able to independently and effectively interact with a sophisticated field force dealing with an upscale market. What we're looking for: * Experience with various distribution systems * 5+ years of life underwriting experience with demonstrated competence and experience handling mid-level face amount cases. * Approval authority up to $7,000,000. * FLMI, FALU and/or CLU designations preferred or progress towards these designations. What our employees like most about working * We care about your professional development. Our career progression program will provide you with the opportunity to develop your skills, strengthen your productivity and be eligible to progressively advance to positions with an increased responsibility and increased compensation. * Our "Giving Back" policy is at the core of our daily operations and guides our future progress. We offer up to 16 hours a year paid time off to volunteer in the community. * Our people are our most important asset therefore we provide a generous benefits plan; Medical, Dental and Vision, 401(k) and company match, paid time off (PTO) plus company paid holidays. We're proud to offer a range of competitive benefits, a summary of which can be viewed here: Benefits Overview. Remote Role, Work from Home #LI-SAFG #LI-CFB #LI-Remote We are an Equal Opportunity Employer Corebridge Financial, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation. At Corebridge Financial, we believe that diversity and inclusion are critical to our future and our mission - creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives. To learn more please visit: *************************** Corebridge Financial is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to ******************************************. Reasonable accommodations will be determined on a case-by-case basis. Functional Area: UW - Underwriting Estimated Travel Percentage (%): No Travel Relocation Provided: No American General Life Insurance Company

Taking care of people is at the heart of everything we do, and we start by taking care of you, our valued colleague. A career at Sedgwick means experiencing our culture of caring. It means having flexibility and time for all the things that are important to you. It's an opportunity to do something meaningful, each and every day. It's having support for your mental, physical, financial and professional needs. It means sharpening your skills and growing your career. And it means working in an environment that celebrates diversity and is fair and inclusive. A career at Sedgwick is where passion meets purpose to make a positive impact on the world through the people and organizations we serve. If you are someone who is driven to make a difference, who enjoys a challenge and above all, if you're someone who cares, there's a place for you here. Join us and contribute to Sedgwick being a great place to work. Great Place to Work Most Loved Workplace Forbes Best-in-State Employer Underwriting Consultant (Hybrid in Austin, TX) Are you looking for an impactful job where you can apply your knowledge and experience in the context of an energetic culture? Enjoy flexibility - This role is open to a hybrid setting 2 days in office / 3 days work at home. Be a part of a rapidly growing, industry-leading global company known for its excellence and customer service. Take advantage of a variety of professional development opportunities that help you perform your best work and grow your career. Relocation assistance may be available*. PRIMARY PURPOSE: To provide property, liability and/or workers' compensation underwriting and related services for accounts maintaining underwriting quality, proper rating classifications and targeted loss ratios for risks associated with liability, property, and/or workers' compensation coverage(s) for new pool prospects and renewals for existing pool and commercial accounts. ESSENTIAL FUNCTIONS and RESPONSIBILITIES Provides underwriting (property, liability and/or workers' compensation) and related services and oversight to assigned customers within delegated authority; seeks approval for exceptions. Reviews contract wording for clients to assess compliance with requirements for insurance coverage(s), limits, certificates of insurance, additional insured status and waivers of subrogation as well as make recommendations on hold harmless/indemnity clauses. Provides technical advice and assistance to Sedgwick colleagues and clients regarding coverage interpretations, policy and endorsement provisions, and underwriting acceptability. Acts as a liaison with other departments and partners including claims, loss control, and accounting departments as well as external contacts including reinsurers, marketers, and members. Participates in and leads key projects that impact underwriting and other related departments. Maintains and updates underwriting guideline & policy manuals for self-insured pools. Performs field activities such as attending client board meetings and marketing/sales meetings; assists in conducting educational clinics for pool members or agents and making inspection tours as needed and approved. ADDITIONAL FUNCTIONS and RESPONSIBILITIES Performs other duties as assigned. Travels as required. QUALIFICATIONS Education & Licensing Bachelor's degree in a related field from an accredited college or university preferred. Property casualty insurance agent license or obtain within 6 months. Valid driver's license required. Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (AU), Associate in Risk Management (ARM), Certified Insurance Counselor (CIC), and/or Certified Risk Manager (CRM) designations preferred. Experience Six (6) years of property/casualty and/or workers' compensation underwriting experience or equivalent combination of education and experience required. Underwriting experience with public entity pools and their respective expsoures and coverages preferred. Skills & Knowledge Understanding of the rating methodology of workers' compensation, property, and liability insurance coverage(s) Solid math skills including the ability to calculate figures accurately and efficiently Analytical and interpretive skills with strong attention to detail Ability to reason, solve practical problems, and interpret a variety of information and instructions Ability to lead projects and team initiatives Ability to develop and maintain effective working relationships with all levels of the organization and external customers Excellent oral and written communication skills, including presentation skills PC literate, including Microsoft Office and other system products Strong organizational skills Excellent interpersonal skills Ability to create and complete comprehensive, accurate and constructive written reports Ability to work in a team environment Ability to meet or exceed Performance Competencies TAKING CARE OF YOU BY Supporting meaningful work that promotes critical thinking and problem solving. Providing on-going learning and professional growth opportunities. Promoting a strong team environment and a culture of support. Recognizing your successes and celebrating your achievements. We offer a diverse and comprehensive benefits including medical, dental vision, 401K, PTO and more beginning your first day. WORK ENVIRONMENT When applicable and appropriate, consideration will be given to reasonable accommodations. Mental: Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines Physical: Computer keyboarding, travel as required Auditory/Visual: Hearing, vision and talking NOTE: Credit security clearance, confirmed via a background credit check, is required for this position. The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time. #LI-HYBRID Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace. If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.

Our Commercial Trucking Insurance Underwriters, fosters and maintains agency relationship including the development of new business and retention of existing business in California. Reviews, analyzes, approves or rejects complex business within letter of authority. Serve as liaison with company personnel regarding company business opportunities and problem resolution. Responsible for assisting in establishing the territory's overall agency plan. RESPONSIBILITIES/TASKS Calculates, prepares and develops premium quotations using corporate underwriting guidelines within letter of authority. Determines underwriting eligibility for prospective policyholders and develops appropriate pricing for new business, renewals, and endorsements. Analyzes and reviews prospective accounts for insurability and accepts or rejects within letter of authority. Develops and manages agency relationships. Develops agency plans in cooperation with other staff. Addresses agents' and policyholders' concerns/needs. Responsible for development of new business, profitability and retention of existing business in a given territory or region. Explains and emphasizes benefit of workers' compensation insurance products and services to customers. Works with all internal departments to resolve problems and maintain company relations. Participates as necessary on special committees and task forces. Interprets and develops territory reports which reflect the status of the territory. Participates in promotional plans for both company and agent activities Analyzes and reviews production and loss information for agents, determines exposure and proper pricing to develop corrective action plans as needed to correct poor performance. . Prepares periodic reports as requested. Manages small territory or region under close supervision. Researches and coordinates responses to agents, policyholders and regulatory entities. Appoints and trains new agents and new agency employees on the use of company specific automation systems. Reviews loss trends and develops action plans to correct problem areas. Gathers competitive and product information from the field. Represents company at trade associations and exhibits to promote corporate product. Conducts annual agency audits. This position description identifies the responsibilities and tasks typically associated with the performance of the position. Other relevant essential functions may be required. EMPLOYMENT QUALIFICATIONS: EDUCATION: Bachelor's degree in marketing, insurance or related field. Combinations of relevant education and experience may be considered in lieu of a degree. Continuous learning required, as defined by the Company's learning philosophy. Certification, or progress toward, highly preferred and encouraged. MBA or other advanced degree is preferred. EXPERIENCE: A minimum of three years experience in an insurance organization with demonstrated technical knowledge in one or more of the following areas: underwriting, marketing, loss prevention, auditing or similar knowledge that provide the necessary skills and abilities. Commercial Trucking insurance experience preferred, or commercial auto experience will be considered. SKILLS/KNOWLEDGE/ABILITIES (SKA) REQUIRED: Ability to exercise advanced judgment skills in evaluating and determining the proper pricing for prospective policyholders using corporate underwriting guidelines by accepting or rejecting risks for the purposes of issuing trucking/commercial auto insurance coverage. Ability to manage agency relationships and demonstrated ability to make sound underwriting decisions. Advanced knowledge of appropriate jurisdictional workers compensation laws. Ability to calculate expected pricing, dividends, and premium quotations for agents and policyholders. Ability to analyze territory or region in order to identify problems and take the appropriate corrective action. Ability to comprehend the consequences of various problem situations and address them or refer them for appropriate decision making. Ability to effectively exchange information clearly and concisely, and present ideas, reports, facts and other information, and respond to questions as appropriate. Ability to be innovative and creative when presented with unique situations. Excellent verbal and written communication skills with the ability to effectively communicate with agents, policyholders and internal customers. Ability to analyze and solve practical problems which deal with a variety of variables. Ability to make competent, independent decisions. Ability to analyze and manage data. Ability to meet customers changing needs. Excellent time management and organizational skills with the ability to shift priorities appropriately. Ability to understand and implement audit procedures and processes for agencies. WORKING CONDITIONS: Work is performed remote in a virtual home office with minimal hazards. Occasional travel to physical office in Orange County for team meetings. The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description. Pay Range - Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $68,200 and 114,100. We are an Equal Opportunity Employer. Diversity is valued and we will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract. #LI-TM1 #AFG

At Allstate, great things happen when our people work together to protect families and their belongings from life's uncertainties. And for more than 90 years our innovative drive has kept us a step ahead of our customers' evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection. Job Description Underwrites larger, more complex cases for new proposals and renewal business within expanded authority levels under minimal supervision. Developing and evaluating rates for risk and financial impact. Pricing add-on coverage to existing accounts and benefit changes. Review and approve contract revisions and other policyowner requests having a higher level of risk and financial impact to the company. Occasionally reviewing and/or approving the work of lower level UnderwritersKey Responsibilities • Adapts communication techniques for audiences at multiple internal levels • Prepares proposal and/or offer information and coordinates final proposal presentation, including preparation of all required exhibits • Conducts research to secure additional data needed to make determinations on benefits and premiums. • Using AB's workflow management tools, thoroughly document the thought processes to support decisions • Analyze all data related to the risk for mid-size cases, to determine what benefits, if any, can be offered and at what cost (rating) • Review and manipulate census data for input into various rating tools generating manual rates • Respond timely and accurately to requests made to the underwriting team while maintaining positive relationships with our internal and external customers through effective written and verbal communication. • Develop credibility with sales force, brokers, as well as internal and external customers. • Communicates with policy owners, applicants, brokers, agencies, and/or other sources concerning underwriting decisions and procedures. • Reviews requests for master policy changes to determine eligibility. Education • 4 year Bachelors Degree (Preferred) Experience • 2 or more years of experience (Preferred) Supervisory Responsibilities • This job does not have supervisory duties. Education & Experience (in lieu) • In lieu of the above education requirements, an equivalent combination of education and experience may be considered. Skills Compensation Compensation offered for this role is $47,440.00 - 81,902.50 annually and is based on experience and qualifications. The candidate(s) offered this position will be required to submit to a background investigation. Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. And one where you can impact the future for the greater good. You'll do all this in a flexible environment that embraces connection and belonging. And with the recognition of several inclusivity and diversity awards, we've proven that Allstate empowers everyone to lead, drive change and give back where they work and live. Good Hands. Greater Together. Allstate generally does not sponsor individuals for employment-based visas for this position. Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component. For jobs in San Francisco, please click “here” for information regarding the San Francisco Fair Chance Ordinance. For jobs in Los Angeles, please click “here” for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance. To view the “EEO is the Law” poster click “here”. This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs To view the FMLA poster, click “here”. This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint. It is the Company's policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee's ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.

Our client, an A+ rated insurance carrier, is seeking to add a Senior E&S Commercial Property Underwriting Consultant to their team. This person will be responsible for underwriting and pricing new and renewal shared and layered Commercial Property business within the Excess & Surplus (E&S) market. The ideal candidate will be well versed in CAT management strategy. Working closely with producers, this role focuses on soliciting new business, managing renewals, and ensuring underwriting profitability across an assigned regional territory. This is a fully remote position! Assess individual risk acceptability, pricing, coverage, terms, and conditions for complex shared and layered commercial property policies. Develop, analyze, and evaluate information to identify exposures and make well-informed underwriting decisions. Visit producers / brokers Build and maintain strong relationships with producers, assisting in client retention and achieving mutual business growth. Achieve established production and loss ratio targets for the assigned regional territory. Maintain awareness of market trends and competitive landscape to drive new business opportunities. Qualifications: 5 - 10+ years experience in Commercial Property underwriting, preferably in the E&S market. Must have experience underwriting Shared/Layered accounts. Strong analytical skills with the ability to evaluate complex risks. Excellent communication and interpersonal skills, with a focus on building producer relationships. Bachelor's degree highly preferred. Salary/Benefits: $150,000 to $190,000+ annual base salary plus lucrative production bonus Flex schedule and ability to work remotely Extremely competitive Medical, Dental, Vision and Life plans Employer matching 401(k) plan Generous PTO plan

NRECA is a unique national trade association providing advocacy, financial services and business support services to over 900 consumer owned electric cooperatives across the country. NRECA employees are united by our mission, inclusive culture, collaborative workplace and commitment to service excellence. As a “best place to work” employer, we operate with integrity, transparency and a spirit of innovation. One of the many unique services NRECA provides to its member are group insurance benefits, provided through a group Benefits Trust. This Trust provides members with access to medical, dental, Vision, Basic Life, Disability and Travel Accident benefits. Position Summary The Associate Underwriting Consultant works closely with the Director of Underwriting and Senior Underwriting Consultant to translate business rating requirements into rate actions for a Trust covering 100,000 lives. They establish proposal rates for various insurance lines and assist in determining and implementing appropriate group insurance rate actions. They also conduct data analysis, calculate new business and renewal rates, and communicate these proposals to internal staff. Additionally, they identify potential improvements to rating processes and ensure compliance with confidentiality and security policies. Purpose of Position To help ensure the Group Benefits Trust remains financially viable by ensuring enough premiums are generated and collected to offset our member's claims and out Trust's operational expenses. Essential Duties and Responsibilities: Perform research, assemble data, and analyze responses to inquiries Calculate new business rates and communicate them to internal staff Calculate renewal rates for various insurance products using appropriate Work on complex new business opportunities, evaluating and analyzing data for new proposal calculations under the guidance of the Senior Underwriting Consultant. Translate and organize underwriting results to update the member-facing rate modeling system. Conduct peer reviews for accuracy during the annual rerate process. Identify potential improvements to rating processes and reporting functionality. Qualifications Required Qualifications and Skills: A minimum of 3 years of experience in Underwriting, Marketplace Evaluations, Financial Analysis, or a related field. Knowledge of group health insurance products (e.g. PPO, HMO, EPO, etc. plans) Familiarity with all major group health insurers. Strong analytical and data interpretation skills. Advanced proficiency with Microsoft Excel. Ability to independently work with minimal direction. Excellent communication and collaboration abilities. Ability to manage multiple tasks and meet deadlines. Strong attention to detail and accuracy in work. Bachelor's degree in Business, Finance or related field Essential Physical Requirements: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal and extensive reading. Exerting up to 20 pounds of force occasionally, and/or up to 10 pounds of force frequently, and/or a negligible amount of force constantly to move objects. If the use of arm and/or leg controls requires exertion of forces greater than that for sedentary work and the worker sits most of the time, the job is rated for light work. Additional Requirement: The preceding job description has been written to reflect management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status. NRECA is committed to working with and providing reasonable accommodation to individuals with physical and mental disabilities. If you need special assistance or an accommodation while seeking employment, please e-mail ************************* or call: ************ - NRECA Arlington Human Resources. Please call ************ - NRECA Lincoln Human Resources, for Lincoln, NE employment opportunities. We will make a determination on your request for reasonable accommodation on a case-by-case basis. The U.S. Equal Employment Opportunity Commission (EEOC) recently released the 'Know Your Rights' poster, which updates and replaces the previous "EEO is the Law" poster and "EEO Is the Law Poster Supplement". Pay Transparency Non-Discrimination. NRECA will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay. Please see the Pay Transparency Nondiscrimination Provision for more information. E-Verify. As a Federal Contractor, NRECA is required to participate in the E-Verify Program to confirm eligibility to work in the United States. For information please click on the following link: E-Verify. For more information about life at NRECA please visit ******************

When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: + Award-winning culture + Inclusion and diversity as a priority + Performance Based Incentive Plans + Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability + Generous PTO (including paid time to volunteer!) + Up to 9.5% 401(k) employer contribution + Mental health support + Career advancement opportunities + Student loan repayment options + Tuition reimbursement + Flexible work environments **_*All the benefits listed above are subject to the terms of their individual Plans_** **.** And that's just the beginning... With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! **General Summary:** The Underwriting Consultant will demonstrate expert risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. This role may also assist with the training, technical development and mentoring of other underwriters. Additionally, the incumbent will lead and influence others in the organization to support change and drive profitable results. **Principal Duties and Responsibilities** + Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. + Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. + Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these + Contribute to the development of policies and procedures in support of product development initiatives. + Demonstrate a mastery of the Company's product portfolio, the sales, implementation, and enrollment processes, and market place influences + Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners + Act as a technical resource for junior underwriters and provide developmental feedback on case level decisions within the context of a mentoring relationship + Act as a mentor and coach, providing input to management regarding mentee performance **Job Specifications** + Bachelors degree or equivalent, relevant business experience + Demonstrated, consistent proficiency at Senior Underwriter level + Mastery of product provisions, plan designs, pricing and contractual benefits + Excellent technical expertise in risk selection + Demonstrated strong understanding of top-line and bottom-line objectives + Exhibit complete understanding of sales/distribution process and market trends + Strong mentoring and coaching skills + Strong creative problem solving skills + Strong critical thinking/analytical reasoning skills + Excellent communication skills, both verbal and written + Strong organizational skills and ability to handle multiple priorities + Highly skilled in persuasiveness and negotiation + Demonstrated ability to work both independently and in a team environment + Exhibit a strong commitment to quality and personal ownership of results \#LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $63,500.00-$120,000.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.

Location: Elevance Health operates in a Hybrid Workforce Strategy, providing various levels of flexibility while also ensuring that associates have opportunities to connect in-person. Unless in a designated virtual-eligible role and specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. Alternate locations may be considered. This position will work in a hybrid model (remote and office). The ideal candidate will live within 50 miles of one of our Elevance Health PulsePoint locations. The Group Underwriter Consultant, Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for large and complex group cases. Position is the most senior technical underwriting expert. How You Will Make an Impact Primary duties may include, but are not limited to: * Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc. * Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage. * Coordinates with other departments to ensure accuracy and consistency of overall account reporting. * Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. * Performs post-sale reviews. * Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements. * Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. * Assists in establishing rating and administrative procedures. * Participates in major multi-functional teams as underwriting representative. * Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. * Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements. Minimum Requirements: Requires a BA/BS in a related field; Minimum 7 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities and Experiences: CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred For candidates working in person or remotely in the below location(s), the salary* range for this specific position is $87,628.00 to $159,114.00 Locations: Colorado; Illinois, Minnesota, New York; Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. Candidates must reside within 50 miles or 1-hour commute each way of a relevant Elevance Health location. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Group Underwriting Consultant Senior Location: Elevance Health operates in a Hybrid Workforce Strategy, providing various levels of flexibility while also ensuring that associates have opportunities to connect in-person. Unless in a designated virtual-eligible role and specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. Alternate locations may be considered. This position will work in a hybrid model (remote and office). The ideal candidate will live within 50 miles of one of our Elevance Health PulsePoint locations. The Group Underwriting Consultant Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for large and complex group cases. Position is the most senior technical underwriting expert. How You Will Make an Impact Primary duties may include, but are not limited to: * Calculates stop loss rates for large complex cases based on thorough analysis of experience, location, demographics, etc. * Coordinates with other departments to ensure accuracy and consistency of overall account reporting. * Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. * Performs post-sale reviews. * Prepares or supervises preparation of annual settlements, rate projections, or benefit change increments and decrements. * Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. * Assists in establishing rating and administrative procedures. * Participates in major multi-functional teams as underwriting representative. * Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. * Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements. Minimum Requirements: Requires a BA/BS in a related field; Minimum 7 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: * CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred. * Stop Loss underwriting experience preferred * Demonstrated expertise, knowledge, and proficiency in Medical Stop Loss Underwriting. For candidates working in person or remotely in the below location(s), the salary* range for this specific position is $96,852 to $166,032. Locations: California, Colorado, District of Columbia (Washington, DC), Maryland, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Job Level: Non-Management Exempt Workshift: Job Family: UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. Candidates must reside within 50 miles or 1-hour commute each way of a relevant Elevance Health location. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start **Caring. Connecting. Growing together.** The Underwriting Consultant will play an active role in achieving OptumRx's sales and renewal financial targets with specific responsibility for the Health Plan Reseller Underwriting Team. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. **Primary Responsibilities:** + Active role in New Business and Renewals RFPs through an in-depth understanding of OptumRx and all competitors, industry trends, market dynamics and internal key performance indicators + Active collaboration and engagement with the Sales and Account Management leadership team; identify and prioritize key areas of focus + Pricing support in acquiring new clients and retaining existing clients You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. **Required Qualifications:** + 2+ years in financial pharmacy benefit management or other underwriting experience + Client-facing experience, including negotiating and consulting with clients + Solid business and financial acumen, including solid financial analysis experience + Experience collaborating cross-functionally and communicating effectively and efficiently at multiple levels of large, complex organizations + Intermediate skills in MS Excel, MS Office product suite + Ability to travel up to 10% **Preferred** **Qualifications** **:** + Experience working with Health Plan clients + Experience managing a P&L *All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy The salary range for this role is $71,600 to $140,600 annually based on full-time employment. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you'll find a far-reaching choice of benefits and incentives. **Application Deadline:** This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. _At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission._ _Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law._ _UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment._