Underwriting consultant work from home jobs - 64 jobs

This is a remote role open to any location in continental US Key to John Hancock's success is maintaining the core competency of Underwriting expertise which relies on a strategy of continual enhancements to our proprietary underwriting approaches and keeping current with medical, lifestyle and technological advances that can further advance our underwriting expertise. We are seeking a Senior Underwriting consultant, Research & Development, with a history of making sound underwriting decisions, building strong relationships and communicating effectively to join us on our transformation journey to simplify the insurance process for our customers. This role is accountable for providing underwriting subject matter expertise and collaborating with cross-functional teams comprised of actuaries, operations specialists, data scientists, and developers. The successful candidate will demonstrate proven research and development capabilities, out-of-the-box thinking, and creative problem-solving skills. Position Responsibilities: Research, analyze, and make recommendations on the effectiveness of new data sources and underwriting techniques. Collaborate with teams to develop innovative, data-driven underwriting solutions and capabilities that ensure seamless experience for a broad customer base. Support product development work for targeted initiatives. Analyze underwriting data through various studies and claims experience if applicable. Prioritize project work, focusing on generating the most value for the business. Keep abreast of external factors that may affect underwriting (e.g. medical and technical advancements, industry rules, compliance and regulations). Keep abreast of competitor actions and industry trends Work with internal stakeholders to recommend and implement underwriting guideline changes. Work with external vendors, partners and technologies that support business capabilities. Apply innovative thinking and creative problem-solving to address complex underwriting challenges. Contribute to the continuous improvement of underwriting practices and procedures. Clearly communicate results and progress to senior management. Required Qualifications: Knowledge and experience of underwriting risk assessment - medical, non-medical, financial. Experience with tech implementations, communicating requirements, and testing. Highly engaged: able to self-manage work, problem solve, and execute projects under deadline pressure. Excellent interpersonal, oral and written (technical) communication skills and comfort presenting to senior leaders on technical topics. Ability to convey complex underwriting concepts to diverse stakeholders. Exceptional collaboration skills, demonstrated through experience working with various technical audiences and across multiple functions such as actuaries, medical, data scientists, operations, legal and compliance teams. Excellent MS Office Skills, Excel, Powerpoint, Teams and web tools. Undergraduate and/or post graduate degree in science, medical or related field or minimum of 5-10 years' experience in underwriting and/or research experience. FALU/FLMI a plus. Ability to work across virtual teams and sites and in open and collaborative workspaces. Occasional travel may be required. When you join our team: We'll empower you to learn and grow the career you want. We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. As part of our global team, we'll support you in shaping the future you want to see #LI-JH #LI-Remote About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit ************************************************* Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact ************************. Referenced Salary Location USA, Massachusetts - Full Time Remote Working Arrangement Remote Salary range is expected to be between $90,225.00 USD - $162,405.00 USD If you are applying for this role outside of the primary location, please contact ************************ for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Manulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension/401(k) savings plans and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days, 150 hours of vacation, and 40 hours of sick time (or more where required by law) each year, and we offer the full range of statutory leaves of absence. Know Your Rights I Family & Medical Leave I Employee Polygraph Protection I Right to Work I E-Verify Company: John Hancock Life Insurance Company (U.S.A.)

Life Insurance Signature / Authority Limits $5M Signature / $7.5M Authority PLEASE NOTE: ONLY APPLICANTS WITH INDIVIDUAL LIFE UNDERWRITING EXPERIENCE WILL BE CONSIDERED FOR THIS ROLE. Builds relationships with Financial Advisors and internal partners. Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met. Primary Duties & Responsibilities Field & Client Experience. Responsible for credible and effective relations and communication with field and customer to include responding to case appeals/inquiries and assists with placing business. Provides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisal. Responsible for prescreen inquiries. Underwriting Responsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as needed. Uses advanced UW knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWs . Uses advanced skills to review applications and adheres to underwriting standards. Solves complex problems and escalations. Advanced level of experience with NM product types and changes Models change agility while maintaining mortality and morbidity expectations. Demonstrates continuous learning through the early adoption of new ways of underwriting. Proficient with Reinsurance programs and able to determine where to best place a case. Underwrites applications, maintaining industry-leading mortality and morbidity giving the best possible offer that can be made. Provides active case and requirement management and provides customized service with guidance. Demonstrates advanced ability to communicate & negotiate with Field Partners to explain modified or declined decisions & assist in policy placement. Provides advanced financial, medical, and lay underwriting assessments and offers innovative solutions to keep Northwestern Mutual as the choice of our customers. Actively utilizes the most effective means to obtain the necessary information, including Internet searches, direct contact with the insured, and communication with third party advisors (Accountants, Attorneys, etc.) Collaborates with medical directors and technical staff. Responsible for adherence to procedures and regulatory processes . Understands and meets all quality, service, and production goals . Partners with Underwriting Support for case management. Cross-Functional leadership. Subject matter expert in product process w/collaboration w/functional partners and participates in projects and department initiatives. Collaborates and designs P3 curriculum with L&D/Tech Team . Qualifications A bachelor's degree preferred or demonstrated consistent success in prior Underwriting role as evidence by satisfactory case management and quality review. Minimum of 5 years of underwriting experience. Analytical skills with an established record to make independent decisions on complex cases and apply sound judgment in the application of rules. Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness. Proficient in computer skills and using various software packages. Ability to work accurately while maintaining speed and flexibility in a team and independent production environment. A high degree of organization and the ability to establish priorities and meet deadlines. Demonstrated strong leadership skills and a high degree of self-motivation and initiative to lead projects or committees. Displays agility to manage multiple tasks and adapt in a changing work environment. #LI-Remote or LI-Hybrid Compensation Range: Pay Range - Start: $76,650.00 Pay Range - End: $142,350.00 Geographic Specific Pay Structure: Structure 110: $84,350.00 USD - $156,650.00 USD Structure 115: $88,130.00 USD - $163,670.00 USD We believe in fairness and transparency. It's why we share the salary range for most of our roles. However, final salaries are based on a number of factors, including the skills and experience of the candidate; the current market; location of the candidate; and other factors uncovered in the hiring process. The standard pay structure is listed but if you're living in California, New York City or other eligible location, geographic specific pay structures, compensation and benefits could be applicable, click here to learn more. Grow your career with a best-in-class company that puts our clients' interests at the center of all we do. Get started now! Northwestern Mutual is an equal opportunity employer who welcomes and encourages diversity in the workforce. We are committed to creating and maintaining an environment in which each employee can contribute creative ideas, seek challenges, assume leadership and continue to focus on meeting and exceeding business and personal objectives.

Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community. Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It's our promise to you. Who we are At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Intact's Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team. The opportunity We currently have an opportunity for an Underwriting Consultant to join our Technology team located remotely in the Southwest territory. This position underwrites risks including the selection and rejection of new and renewal business for the most complex, specialty accounts within the highest underwriting authority levels. Some of the Underwriting Consultant responsibilities include but are not limited to: Maximizes opportunities for underwriting profitable new and renewal business, as appropriate based on market conditions, by leveraging business relationships, product knowledge and underwriting acumen. Develops and maintains an active target account list tracking prospects and account rounding and/or missed opportunities. Manages financial performance of all assigned products in assigned territory including accident year loss ratio, premium plans (including new business, retention, and rate/exposure increases), and commission targets. Underwrites a book of business. Manages underwriting quality and book management. Executes underwriting strategy, including portfolio management, self-audits of new and renewal business and well documented approvals of underwriting edits. Ensures compliance with standards and assigned underwriting authorities. Demonstrates a strong understanding of exposures and key coverage issues. Makes underwriting decisions to accept, decline, or modify risks within the highest production underwriter authority levels. Implements underwriting decisions in compliance with state laws. Develops superior working relationships with producers to successfully promote achievement of mutual growth and profitability goals and to supply the appropriate products and services. From a sales perspective, has the ability to identify gaps in coverage and/or services, understands where the company can make a difference based on those gaps and uses that information to help retain or obtain a customer. Works closely with and establishes strong business partnerships with other departments, including claims, actuary, and risk control staff in an effort to better service producers and accounts. Regularly travels to key producers/accounts and remains highly visible in the marketplace. Anticipates the needs of the agency plant, analyzes trends, and implements proactive strategies that best position the business. Understands and communicates the company's underwriting appetite and generates qualified business in support of that appetite. Monitors agency action plans and participates in agency planning and marketing meetings to best position the business for the future. Gathers and analyzes competitor information and producer specific reports on assigned producers' new business flow, retention, profitability and potential, to support territorial rate reviews. Works with other underwriting staff to determine and make recommendations for marketing, pricing, products and systems. Maintains a strong professional knowledge of competitive, regulatory and legal environments and applies this information effectively. Responds to requests for assistance or consultation from other company businesses or home office staff and may participate on related projects and committees as a subject matter expert. May participate in industry events as a subject matter expert and representative of the company. Mentors and coaches less experienced underwriters. Develops and leads technical training and provides guidance to other departments within the company, as needed. The expertise you bring Bachelor's degree or equivalent experience. 7-10 years of progressively more complex specialty lines underwriting experience. Professional insurance designation is preferred (AICPCU, RPLU). Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires; however, your recruiter will provide more specific compensation details during the hiring process. The typical base salary range for this position is: $151,000 - $201,000 based on the factors aforementioned. For candidates located in San Francisco, CA; Washington DC; our Massachusetts based offices and the New York City metro area, the base salary range is $176,000 - $206,000. In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to: Comprehensive medical, dental and vision insurance with no waiting period Competitive paid time off programs 401(k) savings and annual contributions of up to 12% of annual salary Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits This position will remain posted until a final candidate is selected. Once the role is filled, this job posting will be removed. Why choose Intact We live our Values: We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility. Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what's right to build an inclusive society. Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance. Check out our Glassdoor reviews to see why people love working for Intact! Our promise to you Our Values are foundational to our success at Intact. You'll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself. In return, we promise you support, opportunities, and performance-led financial rewards in a flexible work environment where you can: Shape the future: Help us lead an insurance transformation to better protect people, businesses and society. Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right. Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow. About Intact At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services. #LI-DNP

Manulife's Underwriting team is renowned for thought leadership and innovative ways to underwrite complex files. We are looking for highly tenured Senior Underwriting Consultants with a growth-minded, service-oriented mindset to join our High Net Worth team! We offer industry-leading training and development opportunities within and beyond traditional underwriting roles. As a member of our exceptional team, you'll be part of shaping the future of insurance excellence. This is a work from home position, and we are open to candidates in any Canadian province. Position Responsibilities: * Communicate and collaborate with sales and head office colleagues to provide the highest quality and competitive decisions to our high-net-worth customers. * Conduct risk assessment and classification by Manulife's philosophy and standards. * Maintain positive and effective relationships with internal and external partners. * Consistently deliver the best customer experience by making every interaction significant. * Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure. * Identify and propose solutions to problems and procedures related to the underwriter's work. Required Qualifications: * Minimum of 5 years of underwriting experience. * $5,000,000+ Life signing authority. * Experience and exposure working within the high net worth market specifically. * Sales and relationship-focused mindset with a drive for earning business and continuing to earn business in this competitive market. * Working towards, or completion of FALU, FLMI and ACS designations. * Strong knowledge of medical terminology including physiology, anatomy, pharmacology, imaging, diagnostic testing and treatments. * Strong knowledge in how non-medical risks impact mortality, including hazardous occupations, sports, avocations and lifestyle. * Experience with financial reports and training in anti-money laundering practices. * Excellent oral and written communication skills. Preferred Qualifications: * Bilingualism (English and French) is a strong asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec. * 100,000+ CI authority. * University or college degree in a related discipline such as medical, research or financial. * Strong negotiation skills. * Interest in representing the company via external presentations, panels, or conferences. * Experience in co-signing, referral reviews, mentoring, etc. When you join our team: * We'll empower you to learn and grow the career you want. * We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. * As part of our global team, we'll support you in shaping the future you want to see. About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit ************************************************* Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact ************************. Referenced Salary Location CAN, Ontario - Full Time Remote Working Arrangement Remote Salary range is expected to be between $85,300.00 CAD - $135,300.00 CAD If you are applying for this role outside of the primary location, please contact ************************ for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact ************************ for more information about U.S.-specific paid time off provisions.

HealthPartners is hiring a Manager of Large Group Underwriting. This leader directs the determination of rates, approval and renewal process for all group products. Establishes requirements for group composition, contribution, and eligibility provisions. The Manager of Large Group Underwriting works in the development of new group products and market strategies to attract and retain business that ensures the financial success of HealthPartners. ACCOUNTABILITIES: Responsible for the supervision of staff, including having the authority to hire, transfer, lay off, promote, discipline and discharge, train, reward and review performance of employees. Ensures compliance to organizational and departmental policies and procedures. Establishes and maintains written HMO Standard, choice, self-funded medical and dental group underwriting rules, including “field underwriting” rules and procedures for initial consideration of new groups and renewal of inforce groups. Manages the process whereby groups are initially considered as purchasers of our products. Establishes and implements rules for assessing group composition, contribution levels, eligibility and other underwriting criteria for renewal of all group products to protect the company's financial interests and to ensure the profitability of these product lines. Provides specific guidance to the Marketing, Sales and retention staff regarding the necessary rating and underwriting information which they must supply to determine rating and coverage strategies and methodologies for existing groups and potential new business. Implements simultaneous offerings of multiple GHI products to maximize membership growth and minimize loss of profitability in existing groups. Directs the systems which control the release of (and contingencies for) group quotes. Directs work objectives with other departments (I.S., Finance and others) to provide up-to-date information on the current and projected profitability of each product line. Provides technical field support to the Sales and retention staff in the acquisition and retention of all group business. Presents to large external customers on Group Health's rating methodologies and underwriting philosophies. (Benefit Managers, consulting firms, brokerages, and other key business leaders). Consults with Marketing and Sales Management Team in developing specific sales strategies for prospective and renewal group business. Develops and proposes alternate funding and rating methodologies, strategies and tactics which are consistent with senior management objectives for the purpose of enhancing the marketability and profitability of GHI products. Estimates the value and impact of proposed and legally required eligibility and administrative changes in all group coverage. Provides guidance and assistance in their implementation. Actively participates in the creation, update and ongoing testing of business continuity and disaster recovery planning and preparation. REQUIRED QUALIFICATIONS: (Minimum qualifications needed for this position) A Bachelor's Degree in a related field. Ten or more years previous experience in underwriting group health coverage with direct responsibility for financial results and strategic planning. Excellent oral and written communications ability. Relevant math skills and computer experience. Minimum of two years experience managing appropriate work group. PREFERRED QUALIFICATIONS: A Master's Degree or a professional benefits or insurance certification HMO or PPO experience. DECISION MAKING: This position requires decisions be made quickly and decisively, especially as it pertains to responding to questions from outside consultants, brokers and actuaries. Numerical interpretation as well as understanding the need of the customer are crucial for decisions which yield the desired effect for both GHI and the client. Underwriting and pricing authority on groups of up to 1,000 contracts and annual premiums per group to approximately $3,000,000.

You desire impactful work. You're RGA ready RGA is a purpose-driven organization working to solve today's challenges through innovation and collaboration. A Fortune 200 Company and listed among its World's Most Admired Companies, we're the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all. Position Overview Under limited supervision, evaluates and classifies medical, non-medical, and financial risks on complex risks for life insurance up to $10,000,000 with approval authority up to $5,000,000. Ensures rate quotes are fair and equitable to clients, profitable to RGA Re, and completed within the required time frames. Maintains strong client relationships by providing underwriting solutions to client issues and communicating underwriting decisions, compromises and solutions in a professional, client-focused manner. Responsibilities * Appraises and underwrites complex risks for life insurance with approval authority up to $5,000,000 and ensures underwriting quotes are sound, competitive and profitable to RGA Re. * Processes casework load to ensure completion in a timely, efficient manner, meeting or exceeding time service/productivity goals and offer/decline ratios; and ensuring compliance with internal underwriting and audit guidelines. * Provides underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business results. * Builds and maintains strong working relationships with clients by gaining knowledge of clients' business and uses effective listening skills to understand their needs. Effectively communicates, sells and negotiates RGA Re's underwriting decisions. * Keeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting and maintains/updates professional development through study of literature and participation in seminars. * Identifies image system issues, sometimes on a remote basis, and reports inconsistencies or problems. * Collaborate with Medical Directors, other team members, internal departments and other RGA Re offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues resulting in quality results and client satisfaction. * Participates in special projects, committees, and meetings and assists in client presentations, as required. * Assists in department training, updating internal underwriting guidelines/procedures, gathering client profiles, audit reviews, and in other department areas as needed. * Maintains regular and predictable attendance. * Performs backup support and other duties as assigned. Qualifications * Bachelor's Degree or equivalent related work experience (minimum 8 years) * 4-6 years reinsurance Life underwriting experience or 7-8 years direct Life underwriting experience * Basic Word skills, intermediate SQL/Query and Excel skills * Competent ability to comprehend and interpret insurance and contract documents. * Advanced oral and written communication skills demonstrate the ability to share and impart knowledge. * Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions. * Advanced investigative, analytical and problem-solving skills * Advanced ability to set goals and handle multiple tasks, clients, and projects simultaneously; Ability to appropriately balance priorities, deadlines, and deliverables * Ability to work well within a team environment and participate in department/team projects * Ability to balance detail with departmental goals/objectives * Advanced ability to translate business needs and problems into viable/accepted solutions * Advanced skills in customer relationship management and change management * Ability to manage multiple projects or teams and set applicable goals * Advanced negotiating and persuasion skills * Ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines * General business knowledge * Advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis. * Advanced knowledge of medicine, law, accounting, finance as applied to the evaluation of life reinsurance risks and of life insurance risks. * Ability to comprehend, analyze and apply vast amounts of medical and financial information quickly to making sound financial underwriting and risk assessments. * Ability to work online, either at home or remote * Ability to travel occasionally #LI-SP2 #LI-REMOTE What you can expect from RGA: * Gain valuable knowledge from and experience with diverse, caring colleagues around the world. * Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought. * Join the bright and creative minds of RGA, and experience vast, endless career potential. We're excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience-without considering name, gender, or other personal details-and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you. Compensation Range: Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits. RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.

What we're doing Owning a home is a huge step in many people's lives, and is also a foundational part of building financial security and wealth. However, the tools and technology supporting homeownership today are antiquated, dependent on things like fax machines, handwritten documentation, and hours of manual review. We're here to change that. Vesta is the next-generation system of record to power the multi-trillion mortgage market. We believe that we are overdue for a core transformation - that in order to build a fully automated process and fully digital customer journeys, lenders will have to adopt a system of record platform that is modern, open, and orchestrated by best-in-class software workflows. Who we are Our founding team is no stranger to the complexities of the financial industry. As early employees at Blend, they spent years together focused on creating modern cloud infrastructure for banks. Now, with Vesta, they are transforming the mortgage industry by creating the most flexible, open, and automated origination experience, benefitting financial institutions and their customers. And, we're not alone. We've raised $55M from top tier investors, including Andreessen Horowitz, Bain Capital Ventures, Conversion Capital, Zigg Capital, and Index Ventures. Our team is small, but mighty. We are a collection of humans who value humility, empathy, self-awareness, and an orientation towards action. If this sounds like you and you're excited by the idea of getting in at the ground level to build the infrastructure that will power the future of the financial industry, we would love to hear from you! About the role As one of our mortgage process specialists at Vesta, you'll work closely with our product, engineering, design, partnerships, and implementations teams across a variety of mission critical projects. In this role, you can expect to: become a Vesta product expert, deeply understanding all functionality in the product. diligently document test cases with a high attention to detail. work with our partner integrations team to help map data across platforms and, configure and test our integrations. partner with our customer implementation team to create canonical configuration around all aspects of loan fulfillment workflows. stay in lock step with our engineering, product, design, and partner teams, keeping them updated on testing and integration status. be an indispensable part of delivering industry-changing software to our customers! Who you are You have 5+ years of mortgage underwriting experience across several mortgage types (e.g. conventional, FHA, VA, non-QM). You are technically inclined and a quick learner. An understanding of APIs, familiarity with MISMO and XML, and experience with tools like Postman a plus, but not required as long as you have a willingness to learn. You are curious and hungry to identify, triage, and help solve any problem you come across, big or small, and you're excited to apply your depth of knowledge across a variety of projects. You are a self starter and team player who's comfortable flexing across a variety of problems and you do so while keeping an eye towards detail and executing with precision. You're looking to join an early-stage team to build something BIG, something industry-changing, and you're excited about being part of that quickly-moving, fast-growing journey. Benefits and Perks Robust medical, vision, & dental coverage (~100% of employee premiums are covered) 401(K) plan offering Meaningful parental leave - 16 weeks fully paid for all new parents, birthing & non-birthing parents (applies to adoptions as well!) Remote-first culture with hubs in New York & San Francisco Generous WFH & Wellness Benefits Monthly Doordash benefits Open & encouraged flexible time off Company offsites to get to know the team! Our cash compensation amount for this role is targeted at $100,000 - $135,000/yr. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above. At Vesta, we believe that the only way we can tackle the challenging problems in front of us is by having diverse perspectives and an environment that promotes inclusivity. We're committed to equal opportunity regardless of race, color, ancestry, religion, gender, gender identity, parental or pregnancy status, national origin, sexual orientation, age, citizenship, marital status, disability, or veteran status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. As part of our onboarding process, we participate in the E-Verify program.

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. Leads and directs an underwriting group and is accountable for business results through overall management, profitability, and business development of a book of business for Private/Non-Profit Management Liability. In conjunction with senior management, works within the highest limits of authority. Has regional, industry segment or company-wide scope of responsibility. JOB DESCRIPTION: **This role will be hybrid and candidate must be able to commute to one of CNA's offices in the US at least 2 times a week.** Essential Duties & Responsibilities Performs a combination of duties in accordance with departmental guidelines: Exclusive New Business focus with emphasis on growing the small business portfolio Directs the work activities and has full management responsibility for the performance and development of subordinate staff in accordance with corporate strategic direction. Coaches, leads and develops underwriters and directs the development of underwriting training. Participates with senior management in the development and implementation of underwriting policy, marketing and business strategy. Develops and implements operating plans for enhancing the business and meeting strategic objectives. Reviews and directs the application of underwriting policy and pricing for all risks within an assigned book of business. May market products and services through agencies or through the brokerage community. Develops and maintains agency and/or broker relationships to ensure positive and profitable outcomes. Reports business progress to senior management. Keeps current on state/territory issues and regulations, industry activity and trends. May represent the company in industry trade groups. Reporting Relationship AVP or above Skills, Knowledge and Abilities 1. Ability to effectively lead, coach and develop an underwriting group. 2. Excellent communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners. 3. Senior level technical and business management acumen, underwriting skill and knowledge of insurance and underwriting principles, practices and procedures. 4. Excellent analytical and problem solving skills, with the ability to manage multiple projects and teams. 5. Ability to deal with ambiguous situations and issues. 6. Creativity in resolving unique and challenging business problems. 7. Ability to achieve results by taking a proactive long-term view of business goals and objectives. 8. Knowledge of Microsoft Office Suite and other business-related software. Education and Experience 1. MBA or its equivalent in experience. Professional designations preferred. 2. Typically a minimum of ten years of underwriting experience with a proven track record of results. In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois , Maryland, Massachusetts , New York and Washington, the national base pay range for this job level is $97,000 to $189,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com. CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.

Who We Are At Corebridge Financial, we believe action is everything. That's why every day we partner with financial professionals and institutions to make it possible for more people to take action in their financial lives, for today and tomorrow. We align to a set of Values that are the core pillars that define our culture and help bring our brand purpose to life: We are stronger as one: We collaborate across the enterprise, scale what works and act decisively for our customers and partners. We deliver on commitments: We are accountable, empower each other and go above and beyond for our stakeholders. We learn, improve and innovate: We get better each day by challenging the status quo and equipping ourselves for the future. We are inclusive: We embrace different perspectives, enabling our colleagues to make an impact and bring their whole selves to work. UW Director Job Description: Who we are Corebridge Financial is an outstanding franchise that brings together a broad portfolio of life insurance, retirement and institutional products offered through an extensive, multichannel distribution network. We hold long-standing, leading market positions in many of the markets we serve. With our strong capital position, customer orientation, breadth of product expertise and deep distribution relationships across various channels, we are well positioned to serve growing market needs. We have a legacy of working to make the world a better place, and that begins with our most important asset, our employees. We're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection, and wellbeing. About the role Director, Life Underwriting The underwriting organization is responsible for underwriting new life applications with a focus on delivering a best in class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance applications. The primary responsibility of the Director, Life Underwriting is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales. Underwriting team members interact frequently with our customers and therefore the role requires a customer centric and relationship focused attitude, excellent communication skills as well as accountability for accurate and prompt processing. Organizational Structure This position reports to the Managing Underwriting Director and will work with Case Managers, Internal & External Wholesalers and NMO's/Firms. We want to hear from you today if you can: • Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines. • Analyze complex information and interpret to reach comprehensive medical and financial assessments based on company guidelines and policy. • Effectively manage change, defuse conflict and negotiate positive results. • Able to take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made. • Must be organized and able to manage a large caseload. • Demonstrate superior technical underwriting knowledge and skills. • Ability to provide training to internal and external customers on underwriting topics. • Able to independently and effectively interact with a sophisticated field force dealing with an upscale market. What we're looking for: • Experience with brokerage distribution marketplace. • 10+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases. • Required Approval authority up to $10,000,000. • FLMI, FALU and/or CLU designations preferred or progress toward these designations. What our employees like most about working We care about your professional development. Our career progression program will provide you with the opportunity to develop your skills, strengthen your productivity and be eligible to progressively advance to positions with an increased responsibility and increased compensation. Our “Giving Back” policy is at the core of our daily operations and guides our future progress. We offer up to 16 hours a year paid time off to volunteer in the community. Our people are our most important asset therefore we provide a generous benefits plan; Medical, Dental and Vision, 401(k) and company match, paid time off (PTO) plus company paid holidays. We're proud to offer a range of competitive benefits, a summary of which can be viewed here: Benefits Overview. Remote Role, Work from Home #LI-SAFG #LI-Remote #LI-CBF Why Corebridge? At Corebridge Financial, we prioritize the health, well-being, and work-life balance of our employees. Our comprehensive benefits and wellness program is designed to support employees both personally and professionally, ensuring that they have the resources and flexibility needed to thrive. Benefit Offerings Include: Health and Wellness: We offer a range of medical, dental and vision insurance plans, as well as mental health support and wellness initiatives to promote overall well-being. Retirement Savings: We offer retirement benefits options, which vary by location. In the U.S., our competitive 401(k) Plan offers a generous dollar-for-dollar Company matching contribution of up to 6% of eligible pay and a Company contribution equal to 3% of eligible pay (subject to annual IRS limits and Plan terms). These Company contributions vest immediately. Employee Assistance Program: Confidential counseling services and resources are available to all employees. Matching charitable donations: Corebridge matches donations to tax-exempt organizations 1:1, up to $5,000. Volunteer Time Off: Employees may use up to 16 volunteer hours annually to support activities that enhance and serve communities where employees live and work. Paid Time Off: Eligible employees start off with at least 24 Paid Time Off (PTO) days so they can take time off for themselves and their families when they need it. Eligibility for and participation in employer-sponsored benefit plans and Company programs will be subject to applicable law, governing Plan document(s) and Company policy. We are an Equal Opportunity Employer Corebridge Financial, is committed to being an equal opportunity employer and we comply with all applicable federal, state, and local fair employment laws. All applicants will be considered for employment based on job-related qualifications and without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, disability, neurodivergence, age, veteran status, or any other protected characteristic. The Company is also committed to compliance with all fair employment practices regarding citizenship and immigration status. At Corebridge Financial, we believe that diversity and inclusion are critical to building a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our colleagues are respected as individuals and valued for their unique perspectives. Corebridge Financial is committed to working with and providing reasonable accommodations to job applicants and employees, including any accommodations needed on the basis of physical or mental disabilities or sincerely held religious beliefs. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to ******************************************. Reasonable accommodations will be determined on a case-by-case basis, in accordance with applicable federal, state, and local law. We will consider for employment qualified applicants with criminal histories, consistent with applicable law. To learn more please visit: *************************** Functional Area: UW - UnderwritingEstimated Travel Percentage (%): Up to 25%Relocation Provided: NoAmerican General Life Insurance Company

Company Navitus About Us Navitus - Putting People First in Pharmacy - Navitus was founded as an alternative to traditional pharmacy benefit manager (PBM) models. We are committed to removing cost from the drug supply chain to make medications more affordable for the people who need them. At Navitus, our team members work in an environment that celebrates diversity, fosters creativity and encourages growth. We welcome new ideas and share a passion for excellent service to our customers and each other._____________________________________________________________________________________________________________________________________________________________________________________________________________. Current associates must use SSO login option at ************************************ to be considered for internal opportunities. Pay Range USD $128,961.00 - USD $170,000.00 /Yr. STAR Bonus % (At Risk Maximum) 15.00 - Director, GM of GP, PIC Work Schedule Description (e.g. M-F 8am to 5pm) M-F 8am-5pm, CT Remote Work Notification ATTENTION: Navitus is unable to offer remote work to residents of Alaska, Hawaii, Maine, Mississippi, New Hampshire, New Mexico, North Dakota, Rhode Island, South Carolina, South Dakota, West Virginia, and Wyoming. Overview Due to growth, Navitus Health Solutions is seeking a Director of Underwriting and Actuarial to join our team! The Director, Underwriting and Actuarial is responsible for guiding the actuarial and financial analytics, assumptions, and modeling to support the strategic objectives of Navitus. This leader directs the development, implementation, and monitoring of pricing models and strategies, financial forecasts, trend analytics, and risk modeling for all lines of business, including Medicare, Medicaid, Commercial, Self-Funded, EGWP, and Exchange products. The Director, Underwriting and Actuarial works collaboratively with executive leadership, underwriting, clinical, and operations teams to ensure that Navitus' products are competitive, financially sound, and aligned to client, market, and organizational strategic needs. This role also involves managing and mentoring a team of actuaries and analysts, fostering their professional growth and actuarial acumen, delivering high quality actuarial work. Is this you? Find out more below! Responsibilities How do I make an impact on my team? Serves as a primary point of contact for clients that utilize Navitus' actuarial services for pharmacy benefits cost forecasting and management. Participates in new business development activity with prospective clients as the lead subject matter expert for actuarial services offered by Navitus. Provides oversight, guidance, and models to facilitate the actuarial analysis needed to develop financial projections for alternative plan designs. Supports Finance projections of long-term revenues and profitability by LOB and client. Provides oversight, guidance, and models to analyze population and other changes to determine the impact on projected costs for a book of business. Understands drug trends, new drug pipelines, patent expirations, and other factors to guide best estimate thinking around projected trend. Contributes to the analytics strategy for the organization, working with leaders in Analytics, Sales Financial Support, and Underwriting. Leads development efforts of Navitus Health Solutions pricing and risk models. Ensures that those responsible for managing care and cost outcomes have the clinical and financial data needed to inform the development of strategies designed to manage care and cost outcomes for defined populations. This includes consideration of payer requirements that drive drug pricing and rebates. Establishes actuarial policies and standards that ensure effective controls and compliance with all applicable statutory, regulatory, professional, and corporate standards and regulations. Develops, leads, and guides the actuarial function for the organization, ensuring that the team meets client needs and that expenses are managed within budget. Participates in, adheres to and supports compliance, people and culture, and learning programs. Performs other duties as assigned. Qualifications What our team expects from you? Education: Bachelor's degree in Mathematics, Statistics, Actuarial Science, or a related field required. Certification/Licenses: Associate of the Society of Actuaries required. Fellowship preferred. Experience: 5+ years of progressive actuarial experience (preferably in Health Insurance, pharmacy benefits management, or comparable capacity) required. Experience in more than 2 functions (pricing, reserving, modeling, reporting and analysis) required. 5+ years of underwriting experience in a Pharmacy Benefit Management, Managed Care, or adjacent setting. Experience across multiple product offerings including Medicare, Medicaid, Commercially Insured, and Administrative Service only products required. 5 years of leadership experience managing people and work product for an actuarial team required. Experience in influencing leaders at a variety of levels and build consensus required. What can you expect from Navitus? Top of the industry benefits for Health, Dental, and Vision insurance 20 days paid time off 4 weeks paid parental leave 9 paid holidays 401K company match of up to 5% - No vesting requirement Adoption Assistance Program Flexible Spending Account Educational Assistance Plan and Professional Membership assistance Referral Bonus Program - up to $750! #LI-Remote Location : Address Remote Location : Country US

Sidecar Health is redefining health insurance. Our mission is to make excellent healthcare affordable and accessible for everyone. We know that to accomplish this lofty mission, we need driven people who will make things happen. The passionate people who make up Sidecar Health's team come from all over, with backgrounds as tech leaders, policy makers, healthcare professionals, and beyond. And they all have one thing in common-the desire to fix a broken system and make it more personalized, affordable, and transparent. If you want to use your talents to transform healthcare in the United States, come join us! About the Role The Director of Underwriting will lead Sidecar Health's group underwriting function while also serving as a hands-on contributor. Reporting to the VP of Actuarial & Underwriting, this role is both a player-coach and a growth partner - directly underwriting complex, high-value cases while managing, mentoring, and developing a team of underwriters. They will partner closely with Sales and Client Success to support new business opportunities, renewals, and finalist presentations, playing a critical role in driving profitable growth and strengthening Sidecar Health's presence in the market. What You'll Do Serve as both a leader and contributor, personally underwriting large and complex group cases while managing the day-to-day operations of the underwriting team Lead, mentor, and develop a team of group underwriters, fostering consistency, accuracy, and professional growth Establish and maintain underwriting guidelines, policies, and processes that balance competitiveness, risk, and profitability Partner with Sales to support new business growth, participating in finalist meetings and broker/consultant discussions as needed Provide creative underwriting solutions that help win new accounts while protecting financial performance Collaborate cross-functionally with Actuarial, Product, Finance, and Client Success to inform pricing strategies, renewals, and long-term client value Review and approve escalated underwriting decisions, applying expert judgment to ensure alignment with strategy Monitor underwriting performance and portfolio results, identifying trends and implementing corrective actions when necessary Build and maintain strong relationships with brokers, consultants, and reinsurers to enhance growth opportunities and support reinsurance strategies Promote a culture of accountability, collaboration, and continuous improvement within the underwriting function What You'll Bring 8+ years of experience in group underwriting within health insurance or healthcare-related financial services, with progressive responsibility in leadership and decision-making Proven ability as a “player-coach” - comfortable leading a team while directly underwriting complex, high-profile cases Demonstrated success partnering with Sales to win new business and support strategic client relationships Deep knowledge of group underwriting methodologies, funding arrangements (fully insured, self-funded/ASO), stop-loss, and healthcare cost drivers Strong analytical and problem-solving skills with the ability to balance growth opportunities against risk considerations Executive presence with excellent communication, negotiation, and relationship-building skills Familiarity with reinsurance markets and strategies preferred Comfort operating in a fast-paced, high-growth environment where adaptability is key Bachelor's degree What You'll Get Competitive salary, bonus opportunity, and equity package Comprehensive Medical, Dental, and Vision benefits A 401k retirement plan Paid vacation and company holidays Opportunity to make an impact at a rapidly growing mission-driven company transforming healthcare in the U.S. Sidecar Health is an Equal Opportunity employer committed to building a diverse team. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status or disability status.

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best "A" (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus. We are recruiting for a Manufacturing Underwriting Director to join our team. This role can sit remote from most locations in the U.S. Position Summary: The Manufacturing Underwriting Director leads the strategic direction of the manufacturing market segment and the Workers' Compensation line of business. This role is accountable for developing and executing multi-year growth plans aligned with corporate initiatives to drive profitable growth. Key responsibilities include enhancing underwriting expertise, refining pricing and coverage, building guidance, and evolving product and risk appetite. Success is driven by leveraging industry trends, data analysis, customer insights, and agency feedback to improve underwriting performance. Responsibilities: * Lead strategy for the manufacturing market segment and workers' compensation line of business, including risk appetite, underwriting guidelines, tools, and book management. * Develop and execute short- and long-term plans to drive growth, enhance specialization, and manage profitability in the manufacturing and workers' compensation portfolios. * Direct the Manufacturing Underwriting project plan, coordinating with underwriting, risk management, and claims to set objectives, track progress, and ensure accountability. * Collaborate with agency partners to understand market conditions, prioritize needs, and identify opportunities for differentiation. * Enhance underwriting expertise through training, guidelines, and consultative support. * Analyze portfolio performance, monitor market trends, and implement proactive strategies to maintain profitability and drive growth. * Partner across segments to manage workers' compensation performance and uncover profitable growth opportunities beyond core markets, supported by data analysis and underwriting direction. * Recommend strategic or tactical changes based on competitive intelligence, industry trends, and regulatory developments. * Identify and implement underwriting controls, tools, and risk appetite guidelines in collaboration with product, field marketing, and industry practices teams. * Review and approve complex accounts outside of field authority; place facultative reinsurance when necessary to safeguard financial integrity. * Propose pricing strategies in alignment with company goals through collaboration with underwriting, actuarial, FP&A, and commercial leadership. * Manage cross-functional projects to improve processes, enhance efficiency, and reduce expenses within the segment and line of business. Requirements: * Bachelor's degree or equivalent work-related experience * 10 years commercial underwriting insurance experience with expertise insuring manufacturing exposures * Ability to drive results through leading cross-functional teams and working collaboratively * Expertise in multiple core lines of business preferred * Intermediate proficiency with Microsoft Office Suite. * Excellent organizational skills and ability to function in a fast paced, highly visible, and changing environment. * Ability to think strategically with supporting analytical and problem-solving skills, including the ability to deal with ambiguity. * Excellent verbal and written communication skills with the ability to interact with internal and external customers. * Demonstrated successful capability to resolve conflict over sensitive or complex issues. * Strong interpersonal skills including the ability to effectively build relationships across all levels of the organization. * Experience influencing and collaborating at the executive level. #LI-CR1 #LI-Remote Just as we are committed to creating exceptional value for our Partners For Success agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you. Amerisure Insurance provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerisure Insurance complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Amerisure Insurance expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of Amerisure's employees to perform their job duties may result in discipline up to and including discharge.

Our client is seeking a highly skilled Underwriting Specialist with deep experience in merchant underwriting-ideally in environments involving ISO and ISV partnerships. This role is perfect for someone who can operate independently, make sound frontline risk decisions, and manage fast-moving, partner-driven underwriting workflows with confidence. You'll review new merchant applications, evaluate financial and risk profiles, enforce compliance standards, and collaborate closely with Sales and external partners. This is a high-impact role with significant autonomy and visibility across the organization. What You'll Do Review and underwrite merchant applications by evaluating business models, financials, credit reports, and compliance checks. Apply underwriting criteria to determine risk levels, required conditions (reserves, limits), and approval/decline decisions. Serve as the primary underwriting point of contact for ISO and ISV-driven referrals. Communicate underwriting decisions clearly to Sales and Account Managers, providing rationale and next steps. Ensure every decision is fully compliant with industry regulations and internal risk policies (e.g., NACHA, card network rules, KYC/AML). Conduct due diligence, including identity verification, OFAC/MATCH checks, and bank account validation. Identify prohibited or high-risk business types early and escalate as needed. Help refine underwriting procedures to support operational efficiency and evolving business needs. Participate in underwriting case reviews and collaborate on account updates. Maintain accurate documentation and defend underwriting decisions using risk-based rationale. Stay current with underwriting trends, tools, and best practices. Complete other related tasks as assigned. What We're Looking For Minimum Qualifications Bachelor's degree in an analytical field (mathematics, statistics, economics) or equivalent experience. 2-4 years of merchant underwriting or risk analytics experience. Preferred Qualifications Underwriting experience within fintech, payments, or financial services-particularly ACH, eCheck, or card-processing environments. Experience working within an ISO/ISV underwriting ecosystem. Familiarity with NACHA rules or Regional Payments Associations. Relevant certifications (CPP, AAP, APRP, ACAMS) are a plus. Skills & Abilities Strong analytical and problem-solving skills. Solid understanding of merchant risk, financial analysis, and underwriting tools (credit bureaus, MATCH, bank statements, scoring systems). Working knowledge of NACHA guidelines, payment regulations, and fraud/compliance frameworks. Ability to communicate complex risk decisions clearly. Proficient in Salesforce and Microsoft Office Suite. Highly organized, excellent written and verbal communication skills. Comfortable working independently in a remote environment. Work Environment Remote Work Requirements Dedicated, quiet workspace Reliable high-speed internet Ability to collaborate daily through virtual tools Regular communication with Underwriting and Sales teams Physical Requirements Extended periods of computer-based work Reasonable accommodations available upon request Benefits: Our client offers a competitive and comprehensive benefits package, which includes: Competitive salary Health, dental, and vision insurance (individual & family) Short-term and long-term disability 401(k) with employer match Generous Paid Time Off (PTO) Equal Opportunity Statement Our client is an Equal Employment Opportunity and Affirmative Action employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, identity, age, national origin, veteran status, or disability status. Reasonable accommodations are available throughout the application process.

Company Details Berkley Industrial Comp provides best in class workers' compensation insurance solutions to high hazard industries. BIN's mission is to provide an unparalleled customer experience within the high hazard workers' compensation market. BIN achieves its mission by focusing on the following core values: Integrity - character without compromise Agility - flexible and collaborative Expertise - knowledge and skill Ingenuity - solution and future focused We believe in embracing the collective power of people committed to doing right by one another, our stakeholders, and communities. Our core values rest at the heart of this collective effort. **************************** Responsibilities We are looking for a Territory Underwriting Manager who thrives on a collaborative, relationship driven underwriting approach to join our team. The successful candidate will be responsible for contributing to achieving and exceeding the regions' profitability goals through proper risk selection and account management. This individual will collaborate with Business Development to create and foster agency relationships in the Assigned Territory. This job is a work from home position with significant over the road travel, up to 25% of the time. A willingness to meet and travel to agencies is key to this role. Key functions include but are not limited to the following: Underwrites all new business and renewal risks for designated geographic region Manages a book of business between $15 - $20 million Develops and maintains relationships with agencies within a key geographic region Works to achieve/exceed planned accident year loss ratio, rate change, renewal retention and enforce premium goals Documents, analyzes and offers decisions with appropriate detail within underwriting authority levels Takes initiative to recommend potential improvements in underwriting principles, techniques or appetite Complies with insurance filings and regulatory requirements Supports the company's business development strategies through exceptional responsiveness and communication, agency visits, and point-of-sale presentations if/when necessary Demonstrates a working knowledge of our appetite and accurately conveys message to the agency plant; monitors and manages agency hit ratio metrics, new business volume, and overall profitability Utilizes Berkley Industrial's internal tools to track book performance, ensuring new business target production volume is met throughout the term Establishes a knowledge base of agency needs, staff, target markets, and contracted insurers; documents agency visits Performs agency evaluations and works with Business Development to create and ensure agency goals are being met Qualifications Bachelor's degree CPCU, CIC, or AU designation preferred Strong background in Microsoft Office, Word, Excel 5 or more years of workers compensation underwriting experience with a focus in higher hazard industries, such as construction and heavy manufacturing 3-5 years of marketing experience working with independent agents Strong interpersonal, analytical, and negotiation skills Exceptional communication skills both oral and written are essential Self-motivated and results oriented Strong managerial skills with the ability to work independently and as a team member Capable of working with internal and external teams and partners Superior customer service skills Excellent vendor management skills Ability to remain positive and calm in times of stress Ability to successfully engage and manage an assortment of personalities, work and communication styles, and be a preferred business partner to our agency plant Demonstrated ability to meet deadlines, determine priorities and adapt to changing priorities as needed Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and optimized. Ready to make a difference? Join us to start Caring. Connecting. Growing together The Underwriting Consultant will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. This individual will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. Will utilize established underwriting criteria and policies to provide proper rating methodologies. Will build and maintain models to assist in the economic analysis of market alternatives. The Underwriting Consultant will evaluate and recommend alternative pricing options and plan design changes based on economic analysis and trends. This individual will also prepare financial modeling for reserve calculation, budget calculation, and other ongoing reviews that directly aligns with client strategies. They will validate renewals and request for proposals for accuracy including utilization & experience reporting. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. Primary Responsibilities: * Primary focus will be on a National Accounts book of business * Intricate focus on product integration to maximize company financials * Work closely with underwriting and National Accounts account management to derive competitive financial responses * Meets quarterly reporting requirements * Anticipates customer needs and proactively develops solutions to meet them * Serves as a key resource on complex and/or critical issues * Solves complex problems, develops innovative solutions, and performs complex analyses * Reviews work performed by others and provides recommendations for improvement * Forecasts and plans resource requirements * Authorizes deviations from standards * May lead functional or segment teams or projects * Provides explanations and information to others on the most complex issues * Motivates and inspires other team members * Develops innovative approaches * Sought out as an expert and serves as a leader/ mentor You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: * 3+ years of experience in the healthcare industry underwriting/managing financials for a defined book of business for any variety of products: PPO, HMO, Stop Loss, Pharmacy, Dental, Vision, Ancillary, Self-Funded, ASO/Fully-Insured for group or individual clients * 1+ years of experience with Risk Management * Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint) * Proven excellent communication skills, both orally and in writing Preferred Qualification: * Ability to understand and calculate revenue, expense, risk and profit * All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $71,200 to $127,200 annually based on full-time employment. We comply with all minimum wage laws as applicable. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Jumbo Regional Underwriting Manager is responsible for supporting the underwriting department in their day-to-day requirements while ensuring service level agreements are being maintained. The Jumbo Regional Underwriting Manager provides solutions and assistance to loan level questions/escalations from the Underwriters, complex scenarios, and 2nd level mortgage reviews. Reporting directly to the VP of underwriting the Jumbo Regional Underwriting Manager will also assist in special projects as directed by management. Job Responsibilities: Provide individual Underwriter coaching, mentoring, and training on the expectations, processes, guidelines, system work (Encompass), etc., escalating questions as needed for clarification. Serve as the primary point of contact for all questions, clarification, and instruction for Underwriters. Ensure Underwriters understand, apply, and grow their knowledge base of guidelines, processes, and procedures at CCM. Complete CTC reviews until Underwriters have earned lending authority. Review the CR Lending Authority, ACES, Denial, Suspense, Failed, and 2nd Tier Review Pipeline reports daily. Provide valid findings, training, and coaching issues weekly to the VP. Complete at least 2 spot reviews per week on files not reviewed by another department/team (i.e. QC, CRUM, etc.). Assist with the review of reports and findings regarding Underwriter quality as needed. Manage the pipeline making sure loans for all areas are within SLA, and all loans placed in any external Underwriter status are for no more than 24 hours (for branch rebuttal, 72 hours). Communicate all load balancing, designated underwriting assignments, and rush/priority reviews (VIP, Transition, etc.) to the Production Coordinators. Assist with loan level production (underwriting, clearing conditions) based on staffing/volume needs. Review and complete non-health/safety escrow holdbacks. Review loan scenarios as needed/required. Review post-closing/credit risk findings to identify and determine training needs. Conduct new branch welcome calls and existing branch calls as needed (daily, weekly, monthly). Report on Underwriter final bonus numbers; communicate to the VP. Interview prospective Underwriters for hire. Review and approve timecards and PTO requests. Attend weekly meetings with the VP and Monthly National Underwriting department calls conducted by the SVP of Underwriting; hold bi-weekly team meetings with direct reports. Qualifications and Skills: Bachelor's Degree or equivalent combination of education/experience. DE, SAR and LAPP certifications are required; experience with USDA is a plus. 5+ years of Mortgage Underwriting Experience (FHA, VA and Conventional) with agency guideline knowledge. 5+ years of underwriting supervisory experience. Encompass LOS experience. Knowledge of ATR/QM requirements. Knowledge of compliance and disclosure requirements. Excellent communication and organizational skills. Proficient in Microsoft Office Suite (Word, Excel and Outlook). This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Annual Salary: 140,000.00 - 150,000.00 Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

CK Specialty Insurance Associates is a rapidly growing, independently owned wholesale insurance brokerage committed to providing innovative and customized insurance solutions to retail agents and brokers across the country. Founded with a strong entrepreneurial spirit, CK Specialty was built on the foundation of speed, service, and partnership with our retail agents. Traits that remain at the core of everything we do. Since our inception in 1998, we have grown into a respected name in the Excess & Surplus (E&S) marketplace. We focus on a wide range of commercial and personal lines, offering access to top-rated carriers and niche products that meet the unique needs of today's insurance buyers. At CK Specialty, we operate with a 120% mentality; always going above and beyond in how we serve our clients, partners, and each other. We value precision, reliability, organization, and speed, which is why our team lives by the acronym PROS. We're a company for self-starters, problem-solvers, and professionals who want to be part of something fast-moving and impactful. Why Join CK Specialty? Supportive, high-energy team culture Room for growth and career development in a fast-scaling company Strong leadership that invests in training and development A voice at the table - your ideas matter here Whether you're new to the insurance industry or bringing years of experience, CK Specialty is a place where your contributions can make a real difference. We're proud of our track record, but even more excited about what's ahead. What You'll be Doing The Associate Underwriter plays a critical role in supporting the underwriting team by reviewing, processing, and analyzing insurance applications in accordance with company guidelines and state regulations. This entry- to mid-level position is ideal for someone with strong attention to detail, excellent organizational skills, and an eagerness to learn the full underwriting process. The Associate Underwriter will work closely with senior underwriters, brokers, and internal teams to ensure accurate, timely, and compliant policy issuance. Key Responsibilities Review and evaluate insurance applications and supporting documentation for completeness and accuracy. Assist in assessing risk exposures and determining eligibility in line with underwriting guidelines. Prepare and process quotes, binders, endorsements, and renewal documentation for underwriter approval. Communicate with brokers, agents, and clients to obtain required information and clarify submissions. Ensure accurate and timely data entry into underwriting systems and CRM platforms. Support compliance efforts by assisting with surplus lines tax filings, state reporting, and other regulatory requirements. Monitor pending submissions, track deadlines, and follow up on outstanding items to maintain workflow efficiency. Review inspection reports, flag discrepancies, and escalate underwriting concerns as needed. Collaborate with internal teams including: operations, policy services, and accounting, to resolve issues and support client needs. Participate in training programs and professional development to expand underwriting knowledge and career growth potential. Requirements Required Skills Proficient in computer applications and documentation management. Strong verbal and written communication skills. Excellent organizational and time-management abilities. Analytical and critical thinking skills with strong attention to detail. Ability to learn quickly and adapt to a fast-paced environment. Positive attitude and commitment to continuous growth and professional development. Intermediate-level knowledge of insurance products/coverage, underwriting, pricing, risk selection, market segments and marketplace Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals and solve complex problems Experience & Education High school diploma required; college degree preferred but not mandatory. Minimum 2 years of experience desk underwriting in excess and surplus insurance Plus to have experience with Lloyd's of London, Penn America, MUSIC, Century Surety, and Core Specialty Benefits Career Growth & Advancement This role provides a structured career path, including: Licensing and industry education to advance into an Production Underwriter or Broker position. The opportunity to build a book of business and develop a team with residual commission earnings. Exposure to a dynamic and fast-growing company, offering long-term financial independence and career flexibility. Benefits 401(k) retirement plan Health, dental, and vision insurance Generous Paid Time Off, Vacation, and Sick leave Tuition reimbursement Disability insurance Remote work flexibility

Providence Health Plan caregivers are not simply valued - they're invaluable. Join our team in and thrive in our culture of patient-focused, whole-person care built on understanding, commitment, and mutual respect. Your voice matters here, because we know that to inspire and retain the best people, we must empower them. In support of Plan Association Health Plan & Small Group revenue, profitability and membership goals, the Manager, Underwriting of Association Health Plans and Small Group performs all duties in a manner which promotes the development of Underwriters reporting to this role, maximizing underwriting team dynamic and reflecting the Mission and values of the Plan. The Manager, Underwriting of Association Health Plans & Small Group collaborates with key leaders, consulting on technical underwriting and detailed, complex concepts and implementations while engaging the technical expertise of Underwriters, Actuaries and other Business partners both internal and external to the Plan. Oversees underwriting risk, analysis, pricing models, process and procedures for our Association Health Plans and Small Group commercial fully insured line of business. Maintains a high degree of efficiency and accuracy in all areas of responsibility. Assures that both internal and external service standards are tracked, and that there is effective team management of Service Level Agreements (SLAs). Facilitates a smooth integration with other functional areas within the Plan. _Providence Health Plan welcomes 100% remote work for applicants who reside in the following states:_ + Washington + Oregon + California Required Qualifications: + Bachelor's Degree Finance, Mathematics, or related field or an equivalent combination of education and experience + 5 years Management experience in underwriting. + 5 years Experienced in developing processes, guidelines, procedures and policies in collaboration with other impacted areas. + 5 years Extensive Underwriting and consulting experience in large group (including self-funded and other funding arrangements and association business) and Medicare product lines. Salary Range by Location: California: Humboldt: Min: $50.32, Max: $79.45 California: All Northern California - Except Humboldt: Min: $56.46, Max: $89.13 California: All Southern California - Except Bakersfield: Min: $50.32, Max: $79.45 California: Bakersfield: Min: $48.27, Max: $76.22 Oregon: Non-Portland Service Area: Min: $45.00, Max: $71.05 Oregon: Portland Service Area: Min: $48.27, Max: $76.22 Washington: Western - Except Tukwila: Min: $50.32, Max: $79.45 Washington: Southwest - Olympia, Centralia & Below: Min: $48.27, Max: $76.22 Washington: Tukwila: Min: $50.32, Max: $79.45 Washington: Eastern: Min: $42.96, Max: $67.82 Washington: Southeastern: Min: $45.00, Max: $71.05 Why Join Providence Health Plan? Our best-in-class benefits are uniquely designed to support you and your family in staying well, growing professionally, and achieving financial security. We take care of you, so you can focus on delivering our Mission of caring for everyone, especially the most vulnerable in our communities. Accepting a new position at another facility that is part of the Providence family of organizations may change your current benefits. Changes in benefits, including paid time-off, happen for various reasons. These reasons can include changes of Legal Employer, FTE, Union, location, time-off plan policies, availability of health and welfare benefit plan offerings, and other various reasons. About Providence At Providence, our strength lies in Our Promise of "Know me, care for me, ease my way." Working at our family of organizations means that regardless of your role, we'll walk alongside you in your career, supporting you so you can support others. We provide best-in-class benefits and we foster an inclusive workplace where diversity is valued, and everyone is essential, heard and respected. Together, our 120,000 caregivers (all employees) serve in over 50 hospitals, over 1,000 clinics and a full range of health and social services across Alaska, California, Montana, New Mexico, Oregon, Texas and Washington. As a comprehensive health care organization, we are serving more people, advancing best practices and continuing our more than 100-year tradition of serving the poor and vulnerable. Posted are the minimum and the maximum wage rates on the wage range for this position. The successful candidate's placement on the wage range for this position will be determined based upon relevant job experience and other applicable factors. These amounts are the base pay range; additional compensation may be available for this role, such as shift differentials, standby/on-call, overtime, premiums, extra shift incentives, or bonus opportunities. Providence offers a comprehensive benefits package including a retirement 401(k) Savings Plan with employer matching, health care benefits (medical, dental, vision), life insurance, disability insurance, time off benefits (paid parental leave, vacations, holidays, health issues), voluntary benefits, well-being resources and much more. Learn more at providence.jobs/benefits. Applicants in the Unincorporated County of Los Angeles: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Unincorporated Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Requsition ID: 402389 Company: Providence Jobs Job Category: Underwriting Job Function: Finance Job Schedule: Full time Job Shift: Day Career Track: Leadership Department: 5018 SALES UNDERWRITING OR REGION Address: OR Portland 4400 NE Halsey St Work Location: Providence Health Plaza (HR) Bldg 1-Portland Workplace Type: Remote Pay Range: $see posting - $see posting The amounts listed are the base pay range; additional compensation may be available for this role, such as shift differentials, standby/on-call, overtime, premiums, extra shift incentives, or bonus opportunities.

Job DescriptionOur client is expanding their Commercial P&C Insurance footprint in Idaho and seeking to add a Field Commercial Lines Underwriting Specialist. This person will primarily be responsible for driving New Business throughout the territory while managing and cultivating agency relationships. The ideal candidate will be a strategic thinker with excellent analytical skills and experience underwriting Commercial Lines products (GL, Auto, WC, and Property). This position offers a flexible remote schedule with occasional travel within a designed territory.Key Responsibilities Underwrite and manage a portfolio of commercial lines accounts to meet profitability and growth objectives. Review new and renewal submissions for coverage, pricing, and acceptability in accordance with company guidelines. Build and maintain strong relationships with independent agents and brokers to generate new business opportunities. Provide exceptional service and support to agency partners, including training and guidance on underwriting processes. Conduct agency visits to assess books of business, identify growth opportunities, and deliver market insights. Collaborate with internal teams - including product management and claims - to ensure effective policy management. Monitor market trends and the competitive landscape to adjust underwriting strategies and achieve business goals. Ensure compliance with all regulatory requirements and company standards. Qualifications 4 - 7+ years of Commercial Lines Field / Production Underwriting experience In-depth knowledge of commercial insurance products, coverages, and underwriting principles. Strong interpersonal and communication skills, with the ability to build lasting agency relationships. Bachelor's degree in business, finance, insurance, or related field preferred. Salary & Benefits $115,000 - $140,000 annual base salary + lucrative bonus potential Comprehensive benefits package including health, dental, vision, life, and retirement plans Generous PTO plan Flexible schedule with remote work options Collaborative and supportive work environment