Underwriting consultant work from home jobs

This is a hybrid opportunity and this role requires onsite in-office presence approximately 2 to 3 days per week at one of our office locations in New York City, Uniondale, Hauppauge, Berkeley Heights, or Tinton Falls. The Underwriting Consultant plays a key role in shaping benefit strategies that make a real impact for clients. You'll apply your deep understanding of employer-sponsored health and welfare plans - including federal and state regulations - to deliver meaningful insights and recommendations. Your analytical and financial support expertise would contribute to retaining and growing a portfolio of clients, drive data-informed benefit decisions, and enhance collaboration to meet client goals in a role where your expertise truly makes a difference. Your Impact Underwrite group health plans across fully insured, minimum premium, level-funded, and self-insured arrangements. Project future plan costs and assess carrier renewal actions for accuracy and competitiveness. Use actuarial modeling tools to develop alternative funding strategies, assess financial impact of plan design changes, and support strategic decision-making. Analyze claims utilization data to identify cost drivers and recommend financial strategies. Model employee contribution scenarios to support equitable benefit structures. Conduct holistic reviews of new business opportunities and present insights and recommendations to prospective clients. Stay current on industry trends and emerging cost containment strategies. Successful Candidate Will Have 7+ years of experience in group medical underwriting at a carrier and/or consulting firm. Active Life, Accident, and Health Insurance License. Proficiency in Microsoft Office, with advanced Excel skills. Strong analytical, critical thinking, and problem-solving skills. Excellent communication and presentation abilities. Ability to work independently, as well as collaboratively in a team environment. Proven ability to manage multiple priorities in a fast-paced setting. At Risk Strategies Company, base pay is one part of our total compensation package, which also includes a comprehensive suite of benefits, including medical, dental, vision, disability, and life insurance, retirement savings, and paid time off and paid holidays for eligible employees. The total compensation for a position may also include other elements dependent on the position offered. The expected base pay range for this position is between $84,200 - $150,000 annually. The actual base pay offered may vary depending on multiple individualized factors, including geographical location, education, job-related knowledge, skills, and experience. Risk Strategies is the 9th largest privately held US brokerage firm offering comprehensive risk management advice, insurance and reinsurance placement for property & casualty, employee benefits, private client services, as well as consulting services and financial & wealth solutions. With more than 30 specialty practices, Risk Strategies serves commercial companies, nonprofits, public entities, and individuals, and has access to all major insurance markets. Risk Strategies has over 100 offices and over 5,000 employees across the US and Canada. Our industry recognition includes being named a Best Places to Work in Insurance for five consecutive years (2018-2022) and on the Inc. 5000 list as one of America's Fastest Growing Private Companies. We are committed to being good stewards for our company, culture, and communities by having a strong focus on Environmental, Social, and Governance issues. Pay Range: - The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for this role. Risk Strategies is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about working at Risk Strategies by visiting our careers page: ******************************** Personal information submitted by California applicants in response to a job posting is subject to Risk Strategies' California Job Applicant Privacy Notice.

Underwrites and oversees the selection of risk of large complex life applications. Manages underwriting services to contribute to the achievement of financial objectives including profitability, production and persistency of clients; developing underwriting processes, standards and programs, and reporting results. We've embraced a flexible, hybrid approach to work. Based on your role and personal preference, we empower you to choose where you work best. This model allows you to balance your life and bring your whole self to work. Responsibilities Analyzes qualitative and quantitative data and provides approval for risk selection and acceptance, coverage, and pricing. Analyzes quality and quantity of risks underwritten and prepares reports accordingly. Evaluate life insurance applications, including those with chronic illness riders, with a focus on both medical and financial risk assessment. Assists others with resolving complex issues while ensuring adherence to underwriting standards and objectives. Participates in business planning to support product, program and policy developmental efforts. Participates in department initiatives; assists in recommending/ implementing changes to improve productivity, profitability, growth and quality. Selects and classifies risks according to company philosophy and standards. May assist with training and developing underwriters. Manages retention. Maintains profitable mortality experience. Analyzes and interprets medical, non-medical and financial information. Make decisions within approval limits at 100% up to $15,000,000 standard to age 90. Determines appropriate requirements. Reviews and provides signatures on referrals from underwriters. Identifies and provides solutions to work related problems and issues. Communicates and collaborates with the field and home office to provide the highest quality service levels to customers. Maintains positive and effective relationships with internal and external partners. Participates in major projects. Complies with all company and site policies and procedures. Remains current in profession and industry trends. Successfully completes regulatory and job training requirements. Performs other duties as assigned. Skills and Abilities Highly developed knowledge of underwriting function General awareness of current affairs, industry issues and trends, both corporate and external. Solid knowledge of insurance contract law and state legislative requirements. Strong knowledge of insurance products (plans, riders, benefits) and illustrations and how they are marketed. Familiarity with chronic illness underwriting or long-term care rider principles, including strong knowledge of morbidity Strong knowledge of reinsurance marketplace to work proactively with the field where reinsurance is an opportunity. Thorough understanding of automatic reinsurance agreements. Highly developed knowledge of medical science, technology and terminology and their impact on mortality. Highly developed knowledge of financial and other non-medical underwriting factors. Thorough knowledge of financial and non-financial underwriting factors. Thorough knowledge of product pricing. Strong organizational, communication and interpersonal skills. Strong analytical skills, ability to define, research and resolve problems. Excellent knowledge of mainframe and PC environment. Ability to create and maintain customer relationships. Ability to prioritize and work effectively under deadlines balancing published service times with an appropriate customer focus. Ability to comprehend, retain and apply current technical information to daily work issues. Ability to make a positive contribution as demonstrated by learning new skills and making suggestions for process/procedure improvement. Ability to work with others in a collaborative team environment. Education College degree required, equivalent work experience in life Underwriting may be considered Required and FLMI, FALU and ACS designations or current coursework toward earning certificates Required Experience 7-10 Years underwriting experience Required Base Salary Range - $125,000 - $165,000 #hp For over 175 years, Penn Mutual has empowered individuals, families and businesses on the journey to achieve their financial goals. Through our partnership with Financial Professionals across the U.S., we help instill the confidence and reliability that comes from a stronger financial future. Penn Mutual and its affiliates offer a comprehensive suite of competitive products and services to meet the unique needs of Financial Professionals and their clients, including life insurance, annuities, wealth management and institutional asset management. To learn more, including current financial strength ratings, visit ******************* Penn Mutual is committed to Equal Employment Opportunity (EEO). We provide employment and advancement opportunities to all qualified applicants and associates, according to applicable laws. This is reflected in our practices for hiring, placement, promotion, transfer, demotion, layoff, termination, recruitment, compensation, selection or training, and all other terms and conditions of employment. All employment-related decisions and practices are free from unlawful discrimination. This includes: race, creed, color, national origin, ancestry, citizenship age, gender (including pregnancy), sexual orientation, gender identity or expression, domestic partnership or civil union status, marital status, genetic information, disability, religious observance or practice, liability, veteran status or any other classification protected under applicable law.

This is a remote role open to any location in continental US Manulife is a leading international financial services provider, helping people make decisions easier and lives better. Help shape the future you want to see - and discover that better can take you anywhere you want to go. The Senior Underwriting Consultant is responsible for evaluating applications of the highest financial impact and complexity. The incumbent will analyze decisions without compromising overall underwriting policies and should have the ability to work independently and guide more junior colleagues. Position Responsibilities: In addition to those performed by Underwriter Consultants - identify and provide solutions to work related problems and issues (i.e. Work flow, systems). Negotiate and manage time and resources to meet deadlines and service times. Provide training and act as an information resource for more junior underwriters. May process all aspects of auditing, formal appeal reviews and contestable claim review. Audit applications underwritten to ensure underwriting decisions, correspondence and administrative processing have been followed in accordance with established guidelines and policies. Audit medical record summaries to ensure documentation is in accordance with our established guidelines. Assist management with various research projects pertaining to risk assessment. Process formal underwriting appeals and complaints. Review underwriting fraud referrals for appropriateness and assist management with book of business reviews. Review contestable claims for potential misrepresentation during underwriting. Maintain good relationships within a self-directed team environment. Project a professional image and serve as an example to junior staff. Manage all aspects of underwriting process for most complex cases. Serve as a subject matter expert for more junior colleagues and management. Process formal underwriting appeals and complaints. Manage underwriting fraud referrals for appropriateness and assist management with book of business reviews. Assist management with staff training and consults. Required Qualifications: College graduate or business equivalent. Preferably 7 or more years of underwriting experience or exposure. Strong knowledge of underwriting function; Sound knowledge of John Hancock's various businesses. Strong knowledge of referral areas. Strong organizational, communication and interpersonal skills. Strong analytical skills; ability to define, research and resolve problems. Excellent ability to create and maintain customer relationships. Ability to prioritize and work effectively under deadlines balancing published service times with an appropriate customer focus. Strong ability to comprehend, retain and apply current technical information to daily work issues. Strong knowledge of company plans, riders, benefits and illustrations. Strong knowledge of medical science, technology and terminology and their impact on morbidity. When you join our team: We'll empower you to learn and grow the career you want. We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. As part of our global team, we'll support you in shaping the future you want to see. #LI-JH #LI-Remote About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit ************************************************* Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact ************************. Referenced Salary Location USA, Wisconsin - Full Time Remote Working Arrangement Remote Salary range is expected to be between $86,025.00 USD - $154,845.00 USD If you are applying for this role outside of the primary location, please contact ************************ for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Manulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension/401(k) savings plans and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days, 150 hours of vacation, and 40 hours of sick time (or more where required by law) each year, and we offer the full range of statutory leaves of absence. Know Your Rights I Family & Medical Leave I Employee Polygraph Protection I Right to Work I E-Verify I Pay Transparency Company: John Hancock Life Insurance Company (U.S.A.)

Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community. Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It's our promise to you. Who we are At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Intact's Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team. The opportunity We currently have an opportunity for an Underwriting Consultant to join our Inland Marine team located remotely in Ohio, Michigan or Pennsylvania. This position underwrites risks including the selection and rejection of new and renewal business for the most complex, specialty accounts within the highest underwriting authority levels. Some of the Underwriting Consultant responsibilities include but are not limited to: Maximizes opportunities for underwriting profitable new and renewal business, as appropriate based on market conditions, by leveraging business relationships, product knowledge and underwriting acumen. Develops and maintains an active target account list tracking prospects and account rounding and/or missed opportunities. Manages financial performance of all assigned products in assigned territory including accident year loss ratio, premium plans (including new business, retention, and rate/exposure increases), and commission targets. Underwrites a book of business. Manages underwriting quality and book management. Executes underwriting strategy, including portfolio management, self-audits of new and renewal business and well documented approvals of underwriting edits. Ensures compliance with standards and assigned underwriting authorities. Demonstrates a strong understanding of exposures and key coverage issues. Makes underwriting decisions to accept, decline, or modify risks within the highest production underwriter authority levels. Implements underwriting decisions in compliance with state laws. Develops superior working relationships with producers to successfully promote achievement of mutual growth and profitability goals and to supply the appropriate products and services. From a sales perspective, has the ability to identify gaps in coverage and/or services, understands where the company can make a difference based on those gaps and uses that information to help retain or obtain a customer. Works closely with and establishes strong business partnerships with other departments, including claims, actuary, and risk control staff in an effort to better service producers and accounts. Regularly travels to key producers/accounts and remains highly visible in the marketplace. Anticipates the needs of the agency plant, analyzes trends, and implements proactive strategies that best position the business. Understands and communicates the company's underwriting appetite and generates qualified business in support of that appetite. Monitors agency action plans and participates in agency planning and marketing meetings to best position the business for the future. Gathers and analyzes competitor information and producer specific reports on assigned producers' new business flow, retention, profitability and potential, to support territorial rate reviews. Works with other underwriting staff to determine and make recommendations for marketing, pricing, products and systems. Maintains a strong professional knowledge of competitive, regulatory and legal environments and applies this information effectively. Responds to requests for assistance or consultation from other company businesses or home office staff and may participate on related projects and committees as a subject matter expert. May participate in industry events as a subject matter expert and representative of the company. Mentors and coaches less experienced underwriters. Develops and leads technical training and provides guidance to other departments within the company, as needed. The expertise you bring Bachelor's degree or equivalent experience. 7-10 years of progressively more complex specialty lines underwriting experience. Professional insurance designation is preferred (AICPCU, RPLU). Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires, but your recruiter will share more specific compensation information with you during the hiring process. The typical base salary range for this position is: $150,000 - $199,000, based on the factors aforementioned. For candidates located in San Francisco, CA and the New York City metro area, the base salary range is $174,000 - $204,000. In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to: Comprehensive medical, dental and vision insurance with no waiting period Competitive paid time off programs 401(k) savings and annual contributions of up to 12% of annual salary Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits This position will remain posted until a final candidate is selected. Once the role is filled, this job posting will be removed. Why choose Intact We live our Values: We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility. Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what's right to build an inclusive society. Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance. Check out our Glassdoor reviews to see why people love working for Intact! Our promise to you Our Values are foundational to our success at Intact. You'll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself. In return, we promise you support, opportunities, and performance-led financial rewards in a flexible work environment where you can: Shape the future: Help us lead an insurance transformation to better protect people, businesses and society. Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right. Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow. About Intact At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services. #LI-DNP

Life Insurance Signature / Authority Limits $5M Signature / $7.5M Authority PLEASE NOTE: ONLY APPLICANTS WITH INDIVIDUAL LIFE UNDERWRITING EXPERIENCE WILL BE CONSIDERED FOR THIS ROLE. Builds relationships with Financial Advisors and internal partners. Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met. Primary Duties & Responsibilities Field & Client Experience. Responsible for credible and effective relations and communication with field and customer to include responding to case appeals/inquiries and assists with placing business. Provides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisal. Responsible for prescreen inquiries. Underwriting Responsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as needed. Uses advanced UW knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWs . Uses advanced skills to review applications and adheres to underwriting standards. Solves complex problems and escalations. Advanced level of experience with NM product types and changes Models change agility while maintaining mortality and morbidity expectations. Demonstrates continuous learning through the early adoption of new ways of underwriting. Proficient with Reinsurance programs and able to determine where to best place a case. Underwrites applications, maintaining industry-leading mortality and morbidity giving the best possible offer that can be made. Provides active case and requirement management and provides customized service with guidance. Demonstrates advanced ability to communicate & negotiate with Field Partners to explain modified or declined decisions & assist in policy placement. Provides advanced financial, medical, and lay underwriting assessments and offers innovative solutions to keep Northwestern Mutual as the choice of our customers. Actively utilizes the most effective means to obtain the necessary information, including Internet searches, direct contact with the insured, and communication with third party advisors (Accountants, Attorneys, etc.) Collaborates with medical directors and technical staff. Responsible for adherence to procedures and regulatory processes . Understands and meets all quality, service, and production goals . Partners with Underwriting Support for case management. Cross-Functional leadership. Subject matter expert in product process w/collaboration w/functional partners and participates in projects and department initiatives. Collaborates and designs P3 curriculum with L&D/Tech Team . Qualifications A bachelor's degree preferred or demonstrated consistent success in prior Underwriting role as evidence by satisfactory case management and quality review. Minimum of 5 years of underwriting experience. Analytical skills with an established record to make independent decisions on complex cases and apply sound judgment in the application of rules. Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness. Proficient in computer skills and using various software packages. Ability to work accurately while maintaining speed and flexibility in a team and independent production environment. A high degree of organization and the ability to establish priorities and meet deadlines. Demonstrated strong leadership skills and a high degree of self-motivation and initiative to lead projects or committees. Displays agility to manage multiple tasks and adapt in a changing work environment. #LI-Remote or LI-Hybrid Compensation Range: Pay Range - Start: $76,650.00 Pay Range - End: $142,350.00 Geographic Specific Pay Structure: We believe in fairness and transparency. It's why we share the salary range for most of our roles. However, final salaries are based on a number of factors, including the skills and experience of the candidate; the current market; location of the candidate; and other factors uncovered in the hiring process. The standard pay structure is listed but if you're living in California, New York City or other eligible location, geographic specific pay structures, compensation and benefits could be applicable, click here to learn more. Grow your career with a best-in-class company that puts our clients' interests at the center of all we do. Get started now! Northwestern Mutual is an equal opportunity employer who welcomes and encourages diversity in the workforce. We are committed to creating and maintaining an environment in which each employee can contribute creative ideas, seek challenges, assume leadership and continue to focus on meeting and exceeding business and personal objectives.

ATTENTION MILITARY AFFILIATED JOB SEEKERS - Our organization works with partner companies to source qualified talent for their open roles. The following position is available to Veterans, Transitioning Military, National Guard and Reserve Members, Military Spouses, Wounded Warriors, and their Caregivers . If you have the required skill set, education requirements, and experience, please click the submit button and follow the next steps. Candidates should be in the pacific time zone. 2 years of underwriting exp req. National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers' evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers. Job Description The Underwriting Consultant I actively participates on a team of underwriters with the responsibility of assessing risk and determining if the case is a good a match for the company. This role review less complex cases. *The hours for the role are 8 AM - 5 PM pacific time; with one day a week required to work 9 AM - 6 PM pacific time to cover the late shift.* Key Responsibilities: Answer underwriting calls. Documents and communicates underwriting guidelines, philosophies, and decisions across segments Handles risk selection decisions in a quality, timely and productive manner Underwrites new business, renewals, and endorsements in accordance with company guidelines, authority levels and procedures Aids agents and customers on underwriting issues Coaches agents on systems, products, and appetite Supports agents and sales to achieve financial objectives for loss ratio, retention, and new business. Develops and maintains relationships with independent agents and employees across all departments Additional Qualifications/Responsibilities Experience: • 2 or more years of relevant experience required Supervisory Responsibilities: • This job does not have supervisory duties. Compensation Base compensation offered for this role is $50,000 to $74,120.00 annually and is based on experience and qualifications.

Manulife's Underwriting team is renowned for thought leadership and innovative ways to underwrite complex files. We are looking for highly tenured Senior Underwriting Consultants with a growth-minded, service-oriented mindset to join our High Net Worth team! We offer industry-leading training and development opportunities within and beyond traditional underwriting roles. As a member of our exceptional team, you'll be part of shaping the future of insurance excellence. This is a work from home position, and we are open to candidates in any Canadian province. Position Responsibilities: * Communicate and collaborate with sales and head office colleagues to provide the highest quality and competitive decisions to our high-net-worth customers. * Conduct risk assessment and classification by Manulife's philosophy and standards. * Maintain positive and effective relationships with internal and external partners. * Consistently deliver the best customer experience by making every interaction significant. * Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure. * Identify and propose solutions to problems and procedures related to the underwriter's work. Required Qualifications: * Minimum of 5 years of individual life underwriting experience. * $5,000,000+ Life signing authority. * Experience and exposure working within the high net worth market specifically. * Sales and relationship-focused mindset with a drive for earning business and continuing to earn business in this competitive market. * Working towards, or completion of FALU, FLMI and ACS designations. * Strong knowledge of medical terminology including physiology, anatomy, pharmacology, imaging, diagnostic testing and treatments. * Strong knowledge in how non-medical risks impact mortality, including hazardous occupations, sports, avocations and lifestyle. * Experience with financial reports and training in anti-money laundering practices. * Excellent oral and written communication skills. Preferred Qualifications: * Bilingual (French & English) an asset - If in Québec, the successful candidate must communicate in English and French to support clients from various jurisdictions outside of Quebec. * Bilingual in English and Mandarin is an asset. * 100,000+ CI authority. * University or college degree in a related discipline such as medical, research or financial. * Strong negotiation skills. * Interest in representing the company via external presentations, panels, or conferences. * Experience in co-signing, referral reviews, mentoring, etc. When you join our team: * We'll empower you to learn and grow the career you want. * We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. * As part of our global team, we'll support you in shaping the future you want to see. #LI-Remote About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit ************************************************* Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact ************************. Referenced Salary Location CAN, Ontario - Full Time Remote Working Arrangement Remote Salary range is expected to be between $82,600.00 CAD - $132,600.00 CAD If you are applying for this role outside of the primary location, please contact ************************ for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact ************************ for more information about U.S.-specific paid time off provisions.

HealthPartners is hiring a Manager of Large Group Underwriting. This leader directs the determination of rates, approval and renewal process for all group products. Establishes requirements for group composition, contribution, and eligibility provisions. The Manager of Large Group Underwriting works in the development of new group products and market strategies to attract and retain business that ensures the financial success of HealthPartners. ACCOUNTABILITIES: Responsible for the supervision of staff, including having the authority to hire, transfer, lay off, promote, discipline and discharge, train, reward and review performance of employees. Ensures compliance to organizational and departmental policies and procedures. Establishes and maintains written HMO Standard, choice, self-funded medical and dental group underwriting rules, including “field underwriting” rules and procedures for initial consideration of new groups and renewal of inforce groups. Manages the process whereby groups are initially considered as purchasers of our products. Establishes and implements rules for assessing group composition, contribution levels, eligibility and other underwriting criteria for renewal of all group products to protect the company's financial interests and to ensure the profitability of these product lines. Provides specific guidance to the Marketing, Sales and retention staff regarding the necessary rating and underwriting information which they must supply to determine rating and coverage strategies and methodologies for existing groups and potential new business. Implements simultaneous offerings of multiple GHI products to maximize membership growth and minimize loss of profitability in existing groups. Directs the systems which control the release of (and contingencies for) group quotes. Directs work objectives with other departments (I.S., Finance and others) to provide up-to-date information on the current and projected profitability of each product line. Provides technical field support to the Sales and retention staff in the acquisition and retention of all group business. Presents to large external customers on Group Health's rating methodologies and underwriting philosophies. (Benefit Managers, consulting firms, brokerages, and other key business leaders). Consults with Marketing and Sales Management Team in developing specific sales strategies for prospective and renewal group business. Develops and proposes alternate funding and rating methodologies, strategies and tactics which are consistent with senior management objectives for the purpose of enhancing the marketability and profitability of GHI products. Estimates the value and impact of proposed and legally required eligibility and administrative changes in all group coverage. Provides guidance and assistance in their implementation. Actively participates in the creation, update and ongoing testing of business continuity and disaster recovery planning and preparation. REQUIRED QUALIFICATIONS: (Minimum qualifications needed for this position) A Bachelor's Degree in a related field. Ten or more years previous experience in underwriting group health coverage with direct responsibility for financial results and strategic planning. Excellent oral and written communications ability. Relevant math skills and computer experience. Minimum of two years experience managing appropriate work group. PREFERRED QUALIFICATIONS: A Master's Degree or a professional benefits or insurance certification HMO or PPO experience. DECISION MAKING: This position requires decisions be made quickly and decisively, especially as it pertains to responding to questions from outside consultants, brokers and actuaries. Numerical interpretation as well as understanding the need of the customer are crucial for decisions which yield the desired effect for both GHI and the client. Underwriting and pricing authority on groups of up to 1,000 contracts and annual premiums per group to approximately $3,000,000.

You desire impactful work. You're RGA ready RGA is a purpose-driven organization working to solve today's challenges through innovation and collaboration. A Fortune 200 Company and listed among its World's Most Admired Companies, we're the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all. Position Overview Under limited supervision, evaluates and classifies medical, non-medical, and financial risks on complex risks for life insurance up to $10,000,000 with approval authority up to $5,000,000. Ensures rate quotes are fair and equitable to clients, profitable to RGA Re, and completed within the required time frames. Maintains strong client relationships by providing underwriting solutions to client issues and communicating underwriting decisions, compromises and solutions in a professional, client-focused manner. Responsibilities * Appraises and underwrites complex risks for life insurance with approval authority up to $5,000,000 and ensures underwriting quotes are sound, competitive and profitable to RGA Re. * Processes casework load to ensure completion in a timely, efficient manner, meeting or exceeding time service/productivity goals and offer/decline ratios; and ensuring compliance with internal underwriting and audit guidelines. * Provides underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business results. * Builds and maintains strong working relationships with clients by gaining knowledge of clients' business and uses effective listening skills to understand their needs. Effectively communicates, sells and negotiates RGA Re's underwriting decisions. * Keeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting and maintains/updates professional development through study of literature and participation in seminars. * Identifies image system issues, sometimes on a remote basis, and reports inconsistencies or problems. * Collaborate with Medical Directors, other team members, internal departments and other RGA Re offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues resulting in quality results and client satisfaction. * Participates in special projects, committees, and meetings and assists in client presentations, as required. * Assists in department training, updating internal underwriting guidelines/procedures, gathering client profiles, audit reviews, and in other department areas as needed. * Maintains regular and predictable attendance. * Performs backup support and other duties as assigned. Qualifications * Bachelor's Degree or equivalent related work experience (minimum 8 years) * 4-6 years reinsurance Life underwriting experience or 7-8 years direct Life underwriting experience * Basic Word skills, intermediate SQL/Query and Excel skills * Competent ability to comprehend and interpret insurance and contract documents. * Advanced oral and written communication skills demonstrate the ability to share and impart knowledge. * Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions. * Advanced investigative, analytical and problem-solving skills * Advanced ability to set goals and handle multiple tasks, clients, and projects simultaneously; Ability to appropriately balance priorities, deadlines, and deliverables * Ability to work well within a team environment and participate in department/team projects * Ability to balance detail with departmental goals/objectives * Advanced ability to translate business needs and problems into viable/accepted solutions * Advanced skills in customer relationship management and change management * Ability to manage multiple projects or teams and set applicable goals * Advanced negotiating and persuasion skills * Ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines * General business knowledge * Advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis. * Advanced knowledge of medicine, law, accounting, finance as applied to the evaluation of life reinsurance risks and of life insurance risks. * Ability to comprehend, analyze and apply vast amounts of medical and financial information quickly to making sound financial underwriting and risk assessments. * Ability to work online, either at home or remote * Ability to travel occasionally #LI-SP2 #LI-REMOTE What you can expect from RGA: * Gain valuable knowledge from and experience with diverse, caring colleagues around the world. * Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought. * Join the bright and creative minds of RGA, and experience vast, endless career potential. Compensation Range: Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits. RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.

Who We Are At Corebridge Financial, we believe action is everything. That's why every day we partner with financial professionals and institutions to make it possible for more people to take action in their financial lives, for today and tomorrow. We align to a set of Values that are the core pillars that define our culture and help bring our brand purpose to life: * We are stronger as one: We collaborate across the enterprise, scale what works and act decisively for our customers and partners. * We deliver on commitments: We are accountable, empower each other and go above and beyond for our stakeholders. * We learn, improve and innovate: We get better each day by challenging the status quo and equipping ourselves for the future. * We are inclusive: We embrace different perspectives, enabling our colleagues to make an impact and bring their whole selves to work. UW Director Job Description: Who we are Corebridge Financial is an outstanding franchise that brings together a broad portfolio of life insurance, retirement and institutional products offered through an extensive, multichannel distribution network. We hold long-standing, leading market positions in many of the markets we serve. With our strong capital position, customer orientation, breadth of product expertise and deep distribution relationships across various channels, we are well positioned to serve growing market needs. We have a legacy of working to make the world a better place, and that begins with our most important asset, our employees. We're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection, and wellbeing. About the role Director, Life Underwriting The underwriting organization is responsible for underwriting new life applications with a focus on delivering a best in class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance applications. The primary responsibility of the Director, Life Underwriting is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales. Underwriting team members interact frequently with our customers and therefore the role requires a customer centric and relationship focused attitude, excellent communication skills as well as accountability for accurate and prompt processing. Organizational Structure This position reports to the Managing Underwriting Director and will work with Case Managers, Internal & External Wholesalers and NMO's/Firms. We want to hear from you today if you can: * Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines. * Analyze complex information and interpret to reach comprehensive medical and financial assessments based on company guidelines and policy. * Effectively manage change, defuse conflict and negotiate positive results. * Able to take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made. * Must be organized and able to manage a large caseload. * Demonstrate superior technical underwriting knowledge and skills. * Ability to provide training to internal and external customers on underwriting topics. * Able to independently and effectively interact with a sophisticated field force dealing with an upscale market. What we're looking for: * Experience with brokerage distribution marketplace. * 10+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases. * Required Approval authority up to $10,000,000. * FLMI, FALU and/or CLU designations preferred or progress toward these designations. What our employees like most about working * We care about your professional development. Our career progression program will provide you with the opportunity to develop your skills, strengthen your productivity and be eligible to progressively advance to positions with an increased responsibility and increased compensation. * Our "Giving Back" policy is at the core of our daily operations and guides our future progress. We offer up to 16 hours a year paid time off to volunteer in the community. * Our people are our most important asset therefore we provide a generous benefits plan; Medical, Dental and Vision, 401(k) and company match, paid time off (PTO) plus company paid holidays. We're proud to offer a range of competitive benefits, a summary of which can be viewed here: Benefits Overview. Remote Role, Work from Home #LI-SAFG #LI-Remote #LI-CBF Why Corebridge? At Corebridge Financial, we prioritize the health, well-being, and work-life balance of our employees. Our comprehensive benefits and wellness program is designed to support employees both personally and professionally, ensuring that they have the resources and flexibility needed to thrive. Benefit Offerings Include: * Health and Wellness: We offer a range of medical, dental and vision insurance plans, as well as mental health support and wellness initiatives to promote overall well-being. * Retirement Savings: We offer retirement benefits options, which vary by location. In the U.S., our competitive 401(k) Plan offers a generous dollar-for-dollar Company matching contribution of up to 6% of eligible pay and a Company contribution equal to 3% of eligible pay (subject to annual IRS limits and Plan terms). These Company contributions vest immediately. * Employee Assistance Program: Confidential counseling services and resources are available to all employees. * Matching charitable donations: Corebridge matches donations to tax-exempt organizations 1:1, up to $5,000. * Volunteer Time Off: Employees may use up to 16 volunteer hours annually to support activities that enhance and serve communities where employees live and work. * Paid Time Off: Eligible employees start off with at least 24 Paid Time Off (PTO) days so they can take time off for themselves and their families when they need it. Eligibility for and participation in employer-sponsored benefit plans and Company programs will be subject to applicable law, governing Plan document(s) and Company policy. We are an Equal Opportunity Employer Corebridge Financial, is committed to being an equal opportunity employer and we comply with all applicable federal, state, and local fair employment laws. All applicants will be considered for employment based on job-related qualifications and without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, disability, neurodivergence, age, veteran status, or any other protected characteristic. The Company is also committed to compliance with all fair employment practices regarding citizenship and immigration status. At Corebridge Financial, we believe that diversity and inclusion are critical to building a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our colleagues are respected as individuals and valued for their unique perspectives. Corebridge Financial is committed to working with and providing reasonable accommodations to job applicants and employees, including any accommodations needed on the basis of physical or mental disabilities or sincerely held religious beliefs. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to ******************************************. Reasonable accommodations will be determined on a case-by-case basis, in accordance with applicable federal, state, and local law. We will consider for employment qualified applicants with criminal histories, consistent with applicable law. To learn more please visit: *************************** Functional Area: UW - Underwriting Estimated Travel Percentage (%): Up to 25% Relocation Provided: No American General Life Insurance Company

Company Navitus About Us Navitus - Putting People First in Pharmacy - Navitus was founded as an alternative to traditional pharmacy benefit manager (PBM) models. We are committed to removing cost from the drug supply chain to make medications more affordable for the people who need them. At Navitus, our team members work in an environment that celebrates diversity, fosters creativity and encourages growth. We welcome new ideas and share a passion for excellent service to our customers and each other._____________________________________________________________________________________________________________________________________________________________________________________________________________. Current associates must use SSO login option at ************************************ to be considered for internal opportunities. Pay Range USD $128,961.00 - USD $170,000.00 /Yr. STAR Bonus % (At Risk Maximum) 15.00 - Director, GM of GP, PIC Work Schedule Description (e.g. M-F 8am to 5pm) M-F 8am-5pm, CT Remote Work Notification ATTENTION: Navitus is unable to offer remote work to residents of Alaska, Hawaii, Maine, Mississippi, New Hampshire, New Mexico, North Dakota, Rhode Island, South Carolina, South Dakota, West Virginia, and Wyoming. Overview Due to growth, Navitus Health Solutions is seeking a Director of Underwriting and Actuarial to join our team! The Director, Underwriting and Actuarial is responsible for guiding the actuarial and financial analytics, assumptions, and modeling to support the strategic objectives of Navitus. This leader directs the development, implementation, and monitoring of pricing models and strategies, financial forecasts, trend analytics, and risk modeling for all lines of business, including Medicare, Medicaid, Commercial, Self-Funded, EGWP, and Exchange products. The Director, Underwriting and Actuarial works collaboratively with executive leadership, underwriting, clinical, and operations teams to ensure that Navitus' products are competitive, financially sound, and aligned to client, market, and organizational strategic needs. This role also involves managing and mentoring a team of actuaries and analysts, fostering their professional growth and actuarial acumen, delivering high quality actuarial work. Is this you? Find out more below! Responsibilities How do I make an impact on my team? Serves as a primary point of contact for clients that utilize Navitus' actuarial services for pharmacy benefits cost forecasting and management. Participates in new business development activity with prospective clients as the lead subject matter expert for actuarial services offered by Navitus. Provides oversight, guidance, and models to facilitate the actuarial analysis needed to develop financial projections for alternative plan designs. Supports Finance projections of long-term revenues and profitability by LOB and client. Provides oversight, guidance, and models to analyze population and other changes to determine the impact on projected costs for a book of business. Understands drug trends, new drug pipelines, patent expirations, and other factors to guide best estimate thinking around projected trend. Contributes to the analytics strategy for the organization, working with leaders in Analytics, Sales Financial Support, and Underwriting. Leads development efforts of Navitus Health Solutions pricing and risk models. Ensures that those responsible for managing care and cost outcomes have the clinical and financial data needed to inform the development of strategies designed to manage care and cost outcomes for defined populations. This includes consideration of payer requirements that drive drug pricing and rebates. Establishes actuarial policies and standards that ensure effective controls and compliance with all applicable statutory, regulatory, professional, and corporate standards and regulations. Develops, leads, and guides the actuarial function for the organization, ensuring that the team meets client needs and that expenses are managed within budget. Participates in, adheres to and supports compliance, people and culture, and learning programs. Performs other duties as assigned. Qualifications What our team expects from you? Education: Bachelor's degree in Mathematics, Statistics, Actuarial Science, or a related field required. Certification/Licenses: Associate of the Society of Actuaries required. Fellowship preferred. Experience: 5+ years of progressive actuarial experience (preferably in Health Insurance, pharmacy benefits management, or comparable capacity) required. Experience in more than 2 functions (pricing, reserving, modeling, reporting and analysis) required. 5+ years of underwriting experience in a Pharmacy Benefit Management, Managed Care, or adjacent setting. Experience across multiple product offerings including Medicare, Medicaid, Commercially Insured, and Administrative Service only products required. 5 years of leadership experience managing people and work product for an actuarial team required. Experience in influencing leaders at a variety of levels and build consensus required. What can you expect from Navitus? Top of the industry benefits for Health, Dental, and Vision insurance 20 days paid time off 4 weeks paid parental leave 9 paid holidays 401K company match of up to 5% - No vesting requirement Adoption Assistance Program Flexible Spending Account Educational Assistance Plan and Professional Membership assistance Referral Bonus Program - up to $750! #LI-Remote Location : Address Remote Location : Country US

Are you looking to make an impactful difference in your work, yourself, and your community? Why settle for just a job when you can land a career? At ICW Group, we are hiring team members who are ready to use their skills, curiosity, and drive to be part of our journey as we strive to transform the insurance carrier space. We're proud to be in business for over 50 years, and its change agents like yourself that will help us continue to deliver our mission to create the best insurance experience possible. Headquartered in San Diego with regional offices located throughout the United States, ICW Group has been named for ten consecutive years as a Top 50 performing P&C organization offering the stability of a large, profitable and growing company combined with a focus on all things people. It's our team members who make us an employer of choice and the vibrant company we are today. We strive to make both our internal and external communities better everyday! Learn more about why you want to be here! Position Overview The Regional Underwriting Director, Excess Casualty will be a key member of the ICW Specialty's newly launched Excess Casualty team catering exclusively to wholesale brokers in the E&S Marketplace. This director will be responsible for executing underwriting strategy, driving profitable growth, and building a best-in-class team of underwriters. As a visible market leader, the director will cultivate strong wholesaler relationships while ensuring consistent underwriting discipline and governance across the portfolio. This role combines deep technical underwriting expertise with data-driven portfolio management. Equally important, this leader will be a cultural ambassador-fostering collaboration, inclusivity, accountability, and innovation across ICW Specialty. Success will be measured not only by portfolio performance, but by the ability to attract, develop, and inspire top underwriting talent while embodying ICW's values of integrity, teamwork, and growth. Key Responsibilities Strategic & Market Leadership Continue to refine and execute the underwriting strategy for Excess Casualty, aligning with ICW Specialty's multi-year growth objectives. Ensure marketplace is clear on appetite, product design, and distribution strategy across middle market and large account segments. Build a profitable portfolio that aligns with the strategic business plan, goals and objectives. Identify opportunities for continued product innovation and differentiation, including niche industries, emerging risks, and new solutions for wholesale brokers. Represent ICW Specialty externally with brokers, clients, and reinsurers; act as a thought leader and brand ambassador in the marketplace. Gather pertinent competitive and market information to assist in developing recommendations to evaluating new business and product development. Underwriting & Portfolio Management Oversee underwriting execution across all accounts, ensuring adherence to guidelines, pricing adequacy, and governance controls. Manage portfolio performance with accountability for profitability, risk selection, and portfolio balance (by industry, geography, attachment, and limits). Identify trends, emerging risks, and opportunities for improvement or innovation. Partner with actuarial, claims, and reinsurance colleagues to maintain strong analytics, pricing discipline, and portfolio insights. Ensure compliance with regulatory requirements, underwriting audits, and corporate governance standards. Team Leadership & Management Build, manage, and mentor a team of underwriters and underwriting assistants, fostering an environment of learning, accountability, and empowerment. Set clear performance goals, provide coaching and development, and hold team members accountable to underwriting excellence. Model and reinforce a culture where accountability, collaboration, inclusion, and innovation thrive. Actively recruit and retain top underwriting talent, with a focus on diverse perspectives and growth mindset. Cross-Functional Collaboration Work closely with IT, Operations, and Finance to design and optimize the underwriting tech stack, workflow efficiency, and data capture. Serve as a bridge between the underwriting team and broader ICW Specialty leadership, ensuring transparency, alignment, and shared accountability. Candidate Profile Experience & Expertise Bachelors degree required. Minimum 10-12 years of underwriting and leadership experience in casualty insurance, with deep expertise in Excess Casualty. Proven track record of leading underwriting teams and managing profitable portfolios across multiple industries and account sizes. Established relationships with wholesalers, with a reputation of credibility, urgency with a get things done attitude. Strong grasp of underwriting governance, analytics, reinsurance, and regulatory requirements. Experience building and scaling new teams or product lines is highly preferred. Leadership & Cultural Fit Collaborative: Thrives in a team-first culture, values input from colleagues, and prioritizes shared success. Inclusive: Actively seeks diverse perspectives and fosters belonging within the team and organization. Accountable: Demonstrates integrity, transparency, and ownership for decisions and outcomes. Growth Mindset: Embraces innovation, continuous learning, and adaptation in a fast-evolving market. People-Centric: Invests in the growth, development, and well-being of the team, balancing performance with humanity. Market Presence: Inspires trust with brokers, reinsurers, and clients through authenticity, expertise, and professionalism. #LI-DS1 #LI-Remote The current range for this position is $168,671.10 - $301,924.78 This range is exclusive of fringe benefits and potential bonuses. If hired at ICW Group, your final base salary compensation will be determined by factors unique to each candidate, including experience, education and the location of the role and considers employees performing substantially similar work. WHY JOIN ICW GROUP? • Challenging work and the ability to make a difference • You will have a voice and feel a sense of belonging • We offer a competitive benefits package, with generous medical, dental, and vision plans as well as 401K retirement plans and company match • Bonus potential for all positions • Paid Time Off with an accrual rate of 5.23 hours per pay period (equal to 17 days per year) • 11 paid holidays throughout the calendar year • Want to continue learning? We'll support you 100% ICW Group is committed to creating a diverse environment and is proud to be an Equal Opportunity Employer. ICW Group will not discriminate against an applicant or employee on the basis of race, color, religion, national origin, ancestry, sex/gender, age, physical or mental disability, military or veteran status, genetic information, sexual orientation, gender identity, gender expression, marital status, or any other characteristic protected by applicable federal, state or local law. ___________________ Job Category Underwriting

Sidecar Health is redefining health insurance. Our mission is to make excellent healthcare affordable and attainable for everyone. We know that to accomplish this lofty mission, we need driven people who will make things happen. The passionate people who make up Sidecar Health's team come from all over, with backgrounds as tech leaders, policy makers, healthcare professionals, and beyond. And they all have one thing in common-the desire to fix a broken system and make it more personalized, affordable, and transparent. If you want to use your talents to transform healthcare in the United States, come join us! About the Role The Director of Underwriting will lead Sidecar Health's group underwriting function while also serving as a hands-on contributor. Reporting to the VP of Actuarial & Underwriting, this role is both a player-coach and a growth partner - directly underwriting complex, high-value cases while managing, mentoring, and developing a team of underwriters. They will partner closely with Sales and Client Success to support new business opportunities, renewals, and finalist presentations, playing a critical role in driving profitable growth and strengthening Sidecar Health's presence in the market. What You'll Do Serve as both a leader and contributor, personally underwriting large and complex group cases while managing the day-to-day operations of the underwriting team Lead, mentor, and develop a team of group underwriters, fostering consistency, accuracy, and professional growth Establish and maintain underwriting guidelines, policies, and processes that balance competitiveness, risk, and profitability Partner with Sales to support new business growth, participating in finalist meetings and broker/consultant discussions as needed Provide creative underwriting solutions that help win new accounts while protecting financial performance Collaborate cross-functionally with Actuarial, Product, Finance, and Client Success to inform pricing strategies, renewals, and long-term client value Review and approve escalated underwriting decisions, applying expert judgment to ensure alignment with strategy Monitor underwriting performance and portfolio results, identifying trends and implementing corrective actions when necessary Build and maintain strong relationships with brokers, consultants, and reinsurers to enhance growth opportunities and support reinsurance strategies Promote a culture of accountability, collaboration, and continuous improvement within the underwriting function What You'll Bring 8+ years of experience in group underwriting within health insurance or healthcare-related financial services, with progressive responsibility in leadership and decision-making Proven ability as a “player-coach” - comfortable leading a team while directly underwriting complex, high-profile cases Demonstrated success partnering with Sales to win new business and support strategic client relationships Deep knowledge of group underwriting methodologies, funding arrangements (fully insured, self-funded/ASO), stop-loss, and healthcare cost drivers Strong analytical and problem-solving skills with the ability to balance growth opportunities against risk considerations Executive presence with excellent communication, negotiation, and relationship-building skills Familiarity with reinsurance markets and strategies preferred Comfort operating in a fast-paced, high-growth environment where adaptability is key Bachelor's degree What You'll Get Competitive salary, bonus opportunity, and equity package Comprehensive Medical, Dental, and Vision benefits A 401k retirement plan Paid vacation and company holidays Opportunity to make an impact at a rapidly growing mission-driven company transforming healthcare in the U.S. Sidecar Health is an Equal Opportunity employer committed to building a diverse team. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status or disability status.

Our client is seeking a highly skilled Underwriting Specialist with deep experience in merchant underwriting-ideally in environments involving ISO and ISV partnerships. This role is perfect for someone who can operate independently, make sound frontline risk decisions, and manage fast-moving, partner-driven underwriting workflows with confidence. You'll review new merchant applications, evaluate financial and risk profiles, enforce compliance standards, and collaborate closely with Sales and external partners. This is a high-impact role with significant autonomy and visibility across the organization. What You'll Do Review and underwrite merchant applications by evaluating business models, financials, credit reports, and compliance checks. Apply underwriting criteria to determine risk levels, required conditions (reserves, limits), and approval/decline decisions. Serve as the primary underwriting point of contact for ISO and ISV-driven referrals. Communicate underwriting decisions clearly to Sales and Account Managers, providing rationale and next steps. Ensure every decision is fully compliant with industry regulations and internal risk policies (e.g., NACHA, card network rules, KYC/AML). Conduct due diligence, including identity verification, OFAC/MATCH checks, and bank account validation. Identify prohibited or high-risk business types early and escalate as needed. Help refine underwriting procedures to support operational efficiency and evolving business needs. Participate in underwriting case reviews and collaborate on account updates. Maintain accurate documentation and defend underwriting decisions using risk-based rationale. Stay current with underwriting trends, tools, and best practices. Complete other related tasks as assigned. What We're Looking For Minimum Qualifications Bachelor's degree in an analytical field (mathematics, statistics, economics) or equivalent experience. 2-4 years of merchant underwriting or risk analytics experience. Preferred Qualifications Underwriting experience within fintech, payments, or financial services-particularly ACH, eCheck, or card-processing environments. Experience working within an ISO/ISV underwriting ecosystem. Familiarity with NACHA rules or Regional Payments Associations. Relevant certifications (CPP, AAP, APRP, ACAMS) are a plus. Skills & Abilities Strong analytical and problem-solving skills. Solid understanding of merchant risk, financial analysis, and underwriting tools (credit bureaus, MATCH, bank statements, scoring systems). Working knowledge of NACHA guidelines, payment regulations, and fraud/compliance frameworks. Ability to communicate complex risk decisions clearly. Proficient in Salesforce and Microsoft Office Suite. Highly organized, excellent written and verbal communication skills. Comfortable working independently in a remote environment. Work Environment Remote Work Requirements Dedicated, quiet workspace Reliable high-speed internet Ability to collaborate daily through virtual tools Regular communication with Underwriting and Sales teams Physical Requirements Extended periods of computer-based work Reasonable accommodations available upon request Benefits: Our client offers a competitive and comprehensive benefits package, which includes: Competitive salary Health, dental, and vision insurance (individual & family) Short-term and long-term disability 401(k) with employer match Generous Paid Time Off (PTO) Equal Opportunity Statement Our client is an Equal Employment Opportunity and Affirmative Action employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, identity, age, national origin, veteran status, or disability status. Reasonable accommodations are available throughout the application process.

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best "A" (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus. We are recruiting for a Manufacturing Underwriting Director to join our team. This role can sit remote from most locations in the U.S. Position Summary: The Manufacturing Underwriting Director leads the strategic direction of the manufacturing market segment and the Workers' Compensation line of business. This role is accountable for developing and executing multi-year growth plans aligned with corporate initiatives to drive profitable growth. Key responsibilities include enhancing underwriting expertise, refining pricing and coverage, building guidance, and evolving product and risk appetite. Success is driven by leveraging industry trends, data analysis, customer insights, and agency feedback to improve underwriting performance. Responsibilities: * Lead strategy for the manufacturing market segment and workers' compensation line of business, including risk appetite, underwriting guidelines, tools, and book management. * Develop and execute short- and long-term plans to drive growth, enhance specialization, and manage profitability in the manufacturing and workers' compensation portfolios. * Direct the Manufacturing Underwriting project plan, coordinating with underwriting, risk management, and claims to set objectives, track progress, and ensure accountability. * Collaborate with agency partners to understand market conditions, prioritize needs, and identify opportunities for differentiation. * Enhance underwriting expertise through training, guidelines, and consultative support. * Analyze portfolio performance, monitor market trends, and implement proactive strategies to maintain profitability and drive growth. * Partner across segments to manage workers' compensation performance and uncover profitable growth opportunities beyond core markets, supported by data analysis and underwriting direction. * Recommend strategic or tactical changes based on competitive intelligence, industry trends, and regulatory developments. * Identify and implement underwriting controls, tools, and risk appetite guidelines in collaboration with product, field marketing, and industry practices teams. * Review and approve complex accounts outside of field authority; place facultative reinsurance when necessary to safeguard financial integrity. * Propose pricing strategies in alignment with company goals through collaboration with underwriting, actuarial, FP&A, and commercial leadership. * Manage cross-functional projects to improve processes, enhance efficiency, and reduce expenses within the segment and line of business. Requirements: * Bachelor's degree or equivalent work-related experience * 10 years commercial underwriting insurance experience with expertise insuring manufacturing exposures * Ability to drive results through leading cross-functional teams and working collaboratively * Expertise in multiple core lines of business preferred * Intermediate proficiency with Microsoft Office Suite. * Excellent organizational skills and ability to function in a fast paced, highly visible, and changing environment. * Ability to think strategically with supporting analytical and problem-solving skills, including the ability to deal with ambiguity. * Excellent verbal and written communication skills with the ability to interact with internal and external customers. * Demonstrated successful capability to resolve conflict over sensitive or complex issues. * Strong interpersonal skills including the ability to effectively build relationships across all levels of the organization. * Experience influencing and collaborating at the executive level. #LI-CR1 #LI-Remote Just as we are committed to creating exceptional value for our Partners For Success agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you. Amerisure Insurance provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerisure Insurance complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Amerisure Insurance expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of Amerisure's employees to perform their job duties may result in discipline up to and including discharge.

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description Associate Underwriter - S&S Excess Transportation - remote The Associate Underwriter works closely with his/her manager and underwriters to provide excess transportation underwriting support within the standards and time frames in adherence to specific guidelines and procedures within the S&S Transportation division. Department: Surplus & Specialty Primary Location: Remote Duties and Assignments: Assist the underwriting team to evaluate and triage new business against strategy and guidelines as needed within assigned team. Handle binders as needed and assigned within team. Build skills to make underwriting decisions and maintain proper file documentation. Assist with endorsement processing and all accounting issues as they are needed. Assist with pricing needs and/or quote proposals, under direction and as needed, within the assigned underwriting team. May pursue industry designations via coursework completed during on-the-job training. May participate in projects. Proactively acquires knowledge and skill. Minimal travel may be required Other assigned duties. Recommended Education and Requirements: Bachelor's degree preferred, along with 1+ year of Property & Casualty experience. Pursuing insurance industry designations such as AINS, CPCU, CRIS, etc. a plus. Possesses strong communication and analytical skills. Self directed Ability to work autonomously in a remote work environment Proficient computer skills and use of Microsoft Office Program (Word, Excel, Outlook, etc.) Excellent organizational and time management skills. What C&F will bring to you At C&F you will BELONG We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $43,800 to a maximum of $82,400. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. Flexible work arrangements. Competitive compensation package. Generous 401K employer match. Employee Stock Purchase plan with employer matching. Generous Paid Time Off. Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you. A dynamic, ambitious, fun and exciting work environment. A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving. #LI-JA1 #LI-Remote

At DUAL North America, our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world. The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key. DUAL North America, Inc. is seeking a Associate Underwriter, Energy • Classification: Exempt/Full-Time • Reports to: Sr. Underwriter • Travel: 0-10% • Salary: $65,000.00-$75,000.00 Role overview DUAL North America is seeking an Associate Underwriter for the Energy division. At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle. Supporting a team of underwriters within the energy division, you will support underwriting risks associated with energy casualty, ocean marine, inland marine, and workers compensation. Your responsibilities include gathering technical and operational data to assist underwriters in risk evaluation and policy issuance. Role responsibilities • Process submissions by providing account triage for Underwriters • Provide backup support for Underwriters when traveling in the market • Gather and compile information required to quote and/or bind an account • Generate, edit, and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders • Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics • Learn market dynamics, competitive landscape, and product differences (attend weekly underwriting meetings if applicable, ask questions) - need to understand what business is selling (understanding why deals are lost and adjusting accordingly) • Provide customer service and underwriting support to help achieve new and renewal premium goals • Build relationships with producers with supervision from more senior underwriters • Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable • Assist Underwriters as requested • Complete other related clerical and administrative duties as assigned Underwriting Authority: • Working towards Underwriting Authority, but does not have it yet • Quote issuance as approved by senior underwriter • Binder issuance as approved by senior underwriter • Policy Issuance review • Conduct inspection review and analysis resulting in appropriate issue identification, and process post inspection changes as necessary Key requirements • Bachelor's degree in risk management, finance, business or a related field preferred • 0 - 1 year underwriter or insurance experience • Foundational knowledge of insurance principles • Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint) • Ability to follow policies and procedures • Complete assigned tasks correctly, on time and able to learn quickly • Self-motivated and demonstrating attention to detail • Be able to work independently for extended periods • Excellent written and verbal communication skills as well as general business understanding • Travel up to 10% with an underwriter to shadow and participate in interactions between Underwriters and brokers • Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment • If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team. What do we offer in return? A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more. What you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community. What we offer: A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more. We provide an environment where new ideas are encouraged and celebrated, where people who want to have a real hand in our success thrive. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community. EEO Statement: We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.

CK Specialty Insurance Associates is a rapidly growing, independently owned wholesale insurance brokerage committed to providing innovative and customized insurance solutions to retail agents and brokers across the country. Founded with a strong entrepreneurial spirit, CK Specialty was built on the foundation of speed, service, and partnership with our retail agents. Traits that remain at the core of everything we do. Since our inception in 1998, we have grown into a respected name in the Excess & Surplus (E&S) marketplace. We focus on a wide range of commercial and personal lines, offering access to top-rated carriers and niche products that meet the unique needs of today's insurance buyers. At CK Specialty, we operate with a 120% mentality; always going above and beyond in how we serve our clients, partners, and each other. We value precision, reliability, organization, and speed, which is why our team lives by the acronym PROS. We're a company for self-starters, problem-solvers, and professionals who want to be part of something fast-moving and impactful. Why Join CK Specialty? Supportive, high-energy team culture Room for growth and career development in a fast-scaling company Strong leadership that invests in training and development A voice at the table - your ideas matter here Whether you're new to the insurance industry or bringing years of experience, CK Specialty is a place where your contributions can make a real difference. We're proud of our track record, but even more excited about what's ahead. What You'll be Doing The Associate Underwriter plays a critical role in supporting the underwriting team by reviewing, processing, and analyzing insurance applications in accordance with company guidelines and state regulations. This entry- to mid-level position is ideal for someone with strong attention to detail, excellent organizational skills, and an eagerness to learn the full underwriting process. The Associate Underwriter will work closely with senior underwriters, brokers, and internal teams to ensure accurate, timely, and compliant policy issuance. Key Responsibilities Review and evaluate insurance applications and supporting documentation for completeness and accuracy. Assist in assessing risk exposures and determining eligibility in line with underwriting guidelines. Prepare and process quotes, binders, endorsements, and renewal documentation for underwriter approval. Communicate with brokers, agents, and clients to obtain required information and clarify submissions. Ensure accurate and timely data entry into underwriting systems and CRM platforms. Support compliance efforts by assisting with surplus lines tax filings, state reporting, and other regulatory requirements. Monitor pending submissions, track deadlines, and follow up on outstanding items to maintain workflow efficiency. Review inspection reports, flag discrepancies, and escalate underwriting concerns as needed. Collaborate with internal teams including: operations, policy services, and accounting, to resolve issues and support client needs. Participate in training programs and professional development to expand underwriting knowledge and career growth potential. Requirements Required Skills Proficient in computer applications and documentation management. Strong verbal and written communication skills. Excellent organizational and time-management abilities. Analytical and critical thinking skills with strong attention to detail. Ability to learn quickly and adapt to a fast-paced environment. Positive attitude and commitment to continuous growth and professional development. Intermediate-level knowledge of insurance products/coverage, underwriting, pricing, risk selection, market segments and marketplace Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals and solve complex problems Experience & Education High school diploma required; college degree preferred but not mandatory. Minimum 2 years of experience desk underwriting in excess and surplus insurance Plus to have experience with Lloyd's of London, Penn America, MUSIC, Century Surety, and Core Specialty Benefits Career Growth & Advancement This role provides a structured career path, including: Licensing and industry education to advance into an Production Underwriter or Broker position. The opportunity to build a book of business and develop a team with residual commission earnings. Exposure to a dynamic and fast-growing company, offering long-term financial independence and career flexibility. Benefits 401(k) retirement plan Health, dental, and vision insurance Generous Paid Time Off, Vacation, and Sick leave Tuition reimbursement Disability insurance Remote work flexibility

Job DescriptionOur client is expanding their Commercial P&C Insurance footprint in Idaho and seeking to add a Field Commercial Lines Underwriting Specialist. This person will primarily be responsible for driving New Business throughout the territory while managing and cultivating agency relationships. The ideal candidate will be a strategic thinker with excellent analytical skills and experience underwriting Commercial Lines products (GL, Auto, WC, and Property). This position offers a flexible remote schedule with occasional travel within a designed territory.Key Responsibilities Underwrite and manage a portfolio of commercial lines accounts to meet profitability and growth objectives. Review new and renewal submissions for coverage, pricing, and acceptability in accordance with company guidelines. Build and maintain strong relationships with independent agents and brokers to generate new business opportunities. Provide exceptional service and support to agency partners, including training and guidance on underwriting processes. Conduct agency visits to assess books of business, identify growth opportunities, and deliver market insights. Collaborate with internal teams - including product management and claims - to ensure effective policy management. Monitor market trends and the competitive landscape to adjust underwriting strategies and achieve business goals. Ensure compliance with all regulatory requirements and company standards. Qualifications 4 - 7+ years of Commercial Lines Field / Production Underwriting experience In-depth knowledge of commercial insurance products, coverages, and underwriting principles. Strong interpersonal and communication skills, with the ability to build lasting agency relationships. Bachelor's degree in business, finance, insurance, or related field preferred. Salary & Benefits $115,000 - $140,000 annual base salary + lucrative bonus potential Comprehensive benefits package including health, dental, vision, life, and retirement plans Generous PTO plan Flexible schedule with remote work options Collaborative and supportive work environment