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Underwriting director skills for your resume and career

Updated January 8, 2025

4 min read

Below we've compiled a list of the most critical underwriting director skills. We ranked the top skills for underwriting directors based on the percentage of resumes they appeared on. For example, 10.9% of underwriting director resumes contained portfolio as a skill. Continue reading to find out what skills an underwriting director needs to be successful in the workplace.

15 underwriting director skills for your resume and career

1. Portfolio

Here's how underwriting directors use portfolio:

Organized a national training and development summit for all the portfolio analysts at Nationwide.
Developed new loan products and programs directly increase consumer loan portfolio at 300% within the first year.

2. Underwriting Policy

Here's how underwriting directors use underwriting policy:

Assisted Senior Management in the development and implementation of underwriting policy, business strategy, and product marketing.
Review, direct and audit the application of underwriting policy and pricing of risks within assigned book of business.

3. Product Development

Product development is the complete procedure of creating a product from concept until release of the final product. Product development has many stages after which a product is released into the market. Identifying the need, creating the opportunity, conceptualizing a product, and providing a solution, all are different stages of product development.

Here's how underwriting directors use product development:

Assisted secondary team with new product development.
Assisted in product development and expansion.

4. Life Insurance

Here's how underwriting directors use life insurance:

Reviewed and analyzed life insurance policy applications, achieving a track record for state insurance guideline compliance.
Evaluated and classified risks after developing complete underwriting information on new applications for life insurance.

5. Underwriting Guidelines

Underwriting guidelines are a set of rules and requirements an insurer provides to its agents and underwriters. The underwriter then uses these instructions to judge the prospective insured, whether to accept, modify or reject it. These guidelines help the insurers set the criteria for the customer and let them know the amount of money that should be offered to the client, or whether not to offer an insurance policy in the first place.

Here's how underwriting directors use underwriting guidelines:

Created new classifications and underwriting guidelines for the Retail and Wholesale programs which resulted in additional new business opportunities.
Developed and introduced underwriting guidelines, risk appetite and pricing models for traditional business and Alternative Market accounts.

6. Insurance Products

Here's how underwriting directors use insurance products:

Marketed insurance products and services to local and national wholesale brokerage facilities.
Promoted insurance products while meeting with old and new insurance agents and brokers.

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7. Membership Growth

Here's how underwriting directors use membership growth:

Increased overall book of business membership growth by 36% and average increase of 18% profitability over three years.
Achieved 178% membership growth through improved claims analysis, industry assessments and sales interactions.

8. Underwriting Process

Here's how underwriting directors use underwriting process:

Established quality-control procedures for the underwriting process.
Managed the underwriting process for the highest risk portfolios in the electronic payment industry for the global leader in payment processing.

9. Client Relationships

Here's how underwriting directors use client relationships:

Established and maintained client relationships for multiple underwriting campaigns.
Cultivated and grew client relationships, landed key accounts.

10. Business Relationships

Here's how underwriting directors use business relationships:

Assessed producer relationships with each underwriter to determine the future value of maintaining business relationships.

11. Business Development

Business development is the ideas or initiatives that work to make business work better. Selling, advertising, product development, supply chain management, and vendor management are only a few of the divisions involved with it. There is still a lot of networking, negotiating, forming alliances, and trying to save money. The goals set for business development guide and coordinate with all of these various operations and sectors.

Here's how underwriting directors use business development:

Restructured and engineered business development models and business plans to increase our profitability and expand our markets, while evaluating risk.
Directed Middle Markets underwriting group and lead all business development efforts to grow market share, profitability, and account retention.

12. Risk Selection

Here's how underwriting directors use risk selection:

Maintained full underwriting authority for risk selection.
Manage 12 underwriters with a focus on desk level execution for risk selection, retention, and underwriting quality.

13. Loss Ratio

Loss ratio is a term used in the insurance industry to represent the ratio of losses to earned premiums. The formula stands for adjustment expenses plus insurance claims divided by the total premiums.

Here's how underwriting directors use loss ratio:

Achieved continuous improvement in loss ratio performance.
Improved profitability and loss ratios 350 basis points in my first year.

14. Underwriting Authority

Here's how underwriting directors use underwriting authority:

Possessed underwriting authority up to $5M limits of Liability in extending coverage to D&O's.
Maintained the highest level of underwriting authority in the business centers and handled the most complex underwriting referrals.

15. Financial Analysis

Here's how underwriting directors use financial analysis:

Performed financial analysis of publicly traded companies and private enterprises.
Determine risk for large and small group plans through sound financial analysis and recommendations.

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List of underwriting director skills to add to your resume

The most important skills for an underwriting director resume and required skills for an underwriting director to have include:

Portfolio
Underwriting Policy
Product Development
Life Insurance
Underwriting Guidelines
Insurance Products
Membership Growth
Underwriting Process
Client Relationships
Business Relationships
Business Development
Risk Selection

Loss Ratio
Underwriting Authority
Financial Analysis
Real Estate
Direct Reports
Origination
Commercial Property
Financial Institutions
Executive Management
Financial Statements
Profitable Business
Pricing Strategy

WC
Credit Quality
FHA
Professional Liability
Credit Policy
Credit Analysis
Underwriting Functions
RFP
Local Businesses
Healthcare
Radio Station

Updated January 8, 2025

Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

Updated January 8, 2025

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