How to hire an underwriting internship

How to hire an underwriting internship, step by step

Here's a step-by-step underwriting internship hiring guide:

• Step 1: Identify your hiring needs
• Step 2: Create an ideal candidate profile
• Step 3: Make a budget
• Step 4: Write an underwriting internship job description
• Step 5: Post your job
• Step 6: Interview candidates
• Step 7: Send a job offer and onboard your new underwriting internship
• Step 8: Go through the hiring process checklist

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1. Identify your hiring needs

   First, determine the employments status of the underwriting internship you need to hire. Certain underwriting internship roles might require a full-time employee, whereas others can be done by part-time workers or contractors.

   Determine employee vs contractor status

   Is the person you're thinking of hiring a US citizen or green card holder?

   Yes

   No

   An underwriting internship's background is also an important factor in determining whether they'll be a good fit for the position. For example, underwriting interns from different industries or fields will have radically different experiences and will bring different viewpoints to the role. You also need to consider the candidate's previous level of experience to make sure they'll be comfortable with the job's level of seniority.

   This list shows salaries for various types of underwriting interns.

   Type of Underwriting Internship	Description	Hourly rate
   Underwriting Internship	Insurance underwriters decide whether to provide insurance and under what terms. They evaluate insurance applications and determine coverage amounts and premiums.	$14-36
   Summer Analyst	Summer analysts are people who undertake an internship within a banking institution. These professionals perform analyses of detailed financial and corporate information... Show more	$20-49
   Personal Lines Underwriter	A personal lines underwriter works at insurance companies to ensure that clients are eligible to receive insurance services. Their responsibilities include gathering and analyzing insurance applications, verifying client information, studying financial histories and occupational risks, and conducting interviews... Show more	$20-53

   Show more

2. Create an ideal candidate profile

   Common skills:

   • Internship Program
   • Risk Management
   • PowerPoint
   • Underwriting Process
   • Financial Statements
   • Real Estate
   • Data Analysis
   • Insurance Policies
   • Data Entry
   • Loss Runs
   • Due Diligence
   • Commercial Property
   • Insurance Business
   • Underwriting Guidelines

   Check all skills

   Responsibilities:

   • Assist underwriters in expediting new business, processing endorsements and/or modifying existing policies while achieving broker relationships.
   • Work directly with independent agents and BCBS marketing department to analyze information and make eligibility decisions with strict timelines.
   • Prepare promotional plans, sales literature, media kits, and sales contracts, using computer.

3. Make a budget

   Including a salary range in your underwriting internship job description is one of the best ways to attract top talent. An underwriting internship can vary based on:

   • Location. For example, underwriting interns' average salary in mississippi is 55% less than in massachusetts.
   • Seniority. Entry-level underwriting interns 61% less than senior-level underwriting interns.
   • Certifications. An underwriting internship with certifications usually earns a higher salary.
   • Company. Working for an established firm or a new start-up company can make a big difference in an underwriting internship's salary.

   Average underwriting internship salary

   $48,319yearly

   $23.23 hourly rate

   ---

   Entry-level underwriting internship salary

   $30,000 yearly salary

   Updated December 14, 2025

4. Writing an underwriting internship job description

   An underwriting internship job description should include a summary of the role, required skills, and a list of responsibilities. It's also good to include a salary range and the first name of the hiring manager. To help get you started, here's an example of an underwriting internship job description:

   Underwriting internship job description example

   Explore a variety of careers in insurance with EMC! By participating in our paid intern program, you'll develop industry-related knowledge, enhance skills that are transferable to any professional setting and do meaningful work to help achieve our goals. Your daily responsibilities, special projects and activities will provide both structured and unstructured opportunities to help you learn and grow as a professional. When you network with executives, connect with a mentor, explore other departments and volunteer in the community, you'll see your impact at EMC on a larger level. Plus, successful interns are invited to apply for regular full-time positions. Join us at EMC! You're going to love it here-you can count on it.
   Essential Functions:
   Collects, reviews, and enters rating information into the system to provide quotes to underwriters for complex new business, endorsements, renewals, cancellations and reinstatements Contacts agents and follows up for missing information Reviews and processes endorsements Develops relationships with agents to promote new accounts Participates in writing new business for basic accounts
   
   Education & Experience:
   Associate's degree or equivalent work experience One year of underwriting support experience
   
   Knowledge, Skills & Abilities:
   Keyboarding speed of 40 wpm with accurate data entry Good personal computer skills with proficiency in Microsoft Word Good problem-solving skills Ability to make sound decisions Self-direction and teamwork skills General knowledge of insurance terminology preferred
   
   Our employment practices are in accord with the laws which prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.
   
   All of our locations are tobacco free including in company vehicles.

   Copy this example

   

5. Post your job

   There are various strategies that you can use to find the right underwriting internship for your business:

   • Consider promoting from within or recruiting from your existing workforce.
   • Ask for referrals from friends, family members, and current employees.
   • Attend job fairs at local colleges to find candidates who meet your education requirements.
   • Use social media platforms like LinkedIn, Facebook, and Twitter to reach potential job candidates.

   Post your job online:

   • Post your underwriting internship job on Zippia to find and recruit underwriting internship candidates who meet your exact specifications.
   • Use field-specific websites.
   • Post a job on free websites.

6. Interview candidates

   Recruiting underwriting interns requires you to bring your A-game to the interview process. The first interview should introduce the company and the role to the candidate as much as they present their background experience and reasons for applying for the job. During later interviews, you can go into more detail about the technical details of the job and ask behavioral questions to gauge how they'd fit into your current company culture.

   Remember to include a few questions that allow candidates to expand on their strengths in their own words. Asking about their unique skills might reveal things you'd miss otherwise. At this point, good candidates can move on to the technical interview.

   The right interview questions can help you assess a candidate's hard skills, behavioral intelligence, and soft skills.

7. Send a job offer and onboard your new underwriting internship

   Once you have selected a candidate for the underwriting internship position, it is time to create an offer letter. In addition to salary, the offer letter should include details about benefits and perks that are available to the employee. Ensuring your offer is competitive is vital, as qualified candidates may be considering other job opportunities. The candidate may wish to negotiate the terms of the offer, and it is important to be open to discussion and reach a mutually beneficial agreement. After the offer has been accepted, it is a good idea to formalize the agreement with a contract.

   It's equally important to follow up with applicants who don't get the job with an email letting them know that the position has been filled.

   To prepare for the new employee's start date, you can create an onboarding schedule and complete any necessary paperwork, such as employee action forms and onboarding documents like I-9 forms, benefits enrollment, and federal and state tax forms. Human Resources should also ensure that a new employee file is created.

8. Go through the hiring process checklist

   • Determine employee type (full-time, part-time, contractor, etc.)
   • Submit a job requisition form to the HR department
   • Define job responsibilities and requirements
   • Establish budget and timeline
   • Determine hiring decision makers for the role
   • Write job description
   • Post job on job boards, company website, etc.
   • Promote the job internally
   • Process applications through applicant tracking system
   • Review resumes and cover letters
   • Shortlist candidates for screening
   • Hold phone/virtual interview screening with first round of candidates
   • Conduct in-person interviews with top candidates from first round
   • Score candidates based on weighted criteria (e.g., experience, education, background, cultural fit, skill set, etc.)
   • Conduct background checks on top candidates
   • Check references of top candidates
   • Consult with HR and hiring decision makers on job offer specifics
   • Extend offer to top candidate(s)
   • Receive formal job offer acceptance and signed employment contract
   • Inform other candidates that the position has been filled
   • Set and communicate onboarding schedule to new hire(s)
   • Complete new hire paperwork (i9, benefits enrollment, tax forms, etc.)

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