Senior Underwriter
Remote job
Commercial Lines Underwriter - Remote (Arkansas, Missouri, or Kansas City Metro)
A respected insurance organization is seeking an experienced Commercial Lines Underwriter to oversee a high-volume territory with significant underwriting authority. This position offers remote flexibility from Arkansas, Missouri, or the Kansas City Metro area, with occasional travel to support agency relationships and strategic initiatives.
Key Responsibilities
Select, grow, and maintain a profitable book of business across multiple commercial lines.
Evaluate complex accounts involving diverse operations, multiple lines of business, and specialized pricing requirements.
Analyze exposures, financials, risk appetite, and historical performance to determine appropriate coverage and pricing.
Ensure compliance with underwriting standards through accurate documentation and risk assessment.
Build and strengthen agency relationships through regular communication and strategic visits.
Provide education to agents on products, underwriting appetite, and systems.
Collaborate with marketing and leadership teams on agency planning and performance reviews.
Mentor and guide less experienced underwriters, offering expertise on complex accounts and agency strategies.
Qualifications
Bachelor's degree in insurance, business administration, or a related field.
Minimum of five years of experience in commercial lines underwriting.
Professional designations such as CPCU preferred.
Skills and Competencies
Advanced knowledge of underwriting and risk analysis.
Strong decision-making and problem-solving abilities.
Excellent written and verbal communication skills, with the ability to present effectively to groups.
Proficiency in Microsoft Office and related digital tools.
Ability to manage multiple priorities and meet deadlines.
Demonstrated leadership and collaboration skills.
Compensation and Benefits
Competitive compensation commensurate with experience.
Remote work flexibility with regional travel requirements.
Comprehensive benefits package including medical, dental, and vision coverage.
401(k) plan with employer match.
Generous paid time off and company-recognized holidays.
Professional development opportunities and pathways for career advancement.
Remote Financial Manager - AI Trainer ($150 per hour)
Remote job
Mercor is recruiting U.S./UK/Canada/Europe/Singapore/Dubai/Australia-based **Investment Banking or Private Equity Experts** for a research project with a leading foundational model AI lab.
You are a good fit if you: - Have **at least 2 years of experience** working at top firms in investment banking or private equity with deal experience (academic experience does not count, must be on desk) Here are more details about the role: - The work is **fully asynchronous** and can be done around your schedule - You will be **building financial models** from scratch that would be reflective of what you did on desk - You must be able to commit **at least 20 hours per week** for this role - This contract is till end of February (with the possibility of extension) - Successful contributions increase the odds that you are selected on future projects with Mercor - The vetting process involves: - ~10 minute behavioral interview asking about previous deals you've worked on - Technical assessment ( < 30 minutes) evaluating financial expertise With respect to pay and legal status: - **This role will pay $150/hour** - We will pay you out at the end of each week via Stripe Connect based on the number of hours you log - You will be classified as an “at-will” contractor to Mercor - Please note that we **cannot currently support H1-B or STEM OPT status candidates** Limited time referral bonus: - **$1,000 referral bonus** for anyone you refer between December 11th and December 14th that passes the work trial and works at least 10 hours on the project - After that, the referral bonus will go back to $500
Finance Manager (mostly remote, must live in Miami area)
Remote job
Korn Ferry has partnered with our client on their search for the role, Finance Manager (mostly remote, must live in Miami area).
The Finance Manager will support the Sr. Director of Finance in establishing, implementing, and managing the company's finance function. This role will be responsible for operational finance execution, cost accounting, market facing operating expenses, and retail/market-facing analysis. In addition, this role will serve as a Business Partner to the Market President.
The Finance Manager will supervise financial staff and work cross-functionally with manufacturing, supply chain, and retail leadership to ensure financial strategies are implemented effectively. This role requires strong expertise in manufacturing finance, retail analytics, and building reporting processes that measure KPIs and profitability drivers across the full sale cycle.
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Essential Duties and Responsibilities
Finance Function Support & Leadership
Assist the Sr. Director of Finance in setting up the finance department, including processes, tools, and reporting infrastructure.
Ensure timely and accurate execution of financial close, reporting, and compliance processes.
Financial Planning & Analysis (FP&A)
Lead the preparation of budgets, forecasts, and variance analyses.
Deliver insights into market facing operating expenses (OPEX) and profitability trends across manufacturing and retail.
Partner with the Sr. Director to develop financial models and business cases for strategic initiatives.
Cost Accounting & Manufacturing Support
Manage product costing, inventory valuation, and manufacturing variance reporting.
Partner with operations to identify efficiency opportunities and control production costs.
Monitor and report on inventory obsolescence and working capital impacts.
Retail & Market-Facing Finance
Partner with retail and sales leadership to evaluate store-level performance, pricing, promotions, and consumer activity.
Ensure financial strategies developed by leadership are implemented across retail channels.
Track and report on key retail performance drivers, including seasonality, product leaders, and loss leaders.
KPI Execution & Analytics
Implement and monitor KPIs defined by the Sr. Director of Finance & Massachusetts Market President
Develop and maintain dashboards and reporting packages to ensure accurate tracking of financial and operational metrics.
Ensure data-driven insights are integrated into decision-making at the retail and operational level.
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Qualifications
Education: Bachelor's degree in finance, Accounting, or related field required
Experience
6+ years of finance experience, including FP&A roles in manufacturing and retail/consumer goods.
Proven ability to lead teams and supervise staff.
Experience implementing and monitoring KPIs and Financial dashboards.
Technical Skills
Proficiency with ERP systems (SAP, Sage, JD Edwards, NetSuite, or equivalent).
Advanced Excel and financial modeling skills.
Familiarity with BI and analytics tools (Power BI, Tableau).
SE: 510768795
Manager, Large Group Underwriting
Remote job
HealthPartners is hiring a Manager of Large Group Underwriting. This leader directs the determination of rates, approval and renewal process for all group products. Establishes requirements for group composition, contribution, and eligibility provisions. The Manager of Large Group Underwriting works in the development of new group products and market strategies to attract and retain business that ensures the financial success of HealthPartners.
ACCOUNTABILITIES:
Responsible for the supervision of staff, including having the authority to hire, transfer, lay off, promote, discipline and discharge, train, reward and review performance of employees. Ensures compliance to organizational and departmental policies and procedures.
Establishes and maintains written HMO Standard, choice, self-funded medical and dental group underwriting rules, including “field underwriting” rules and procedures for initial consideration of new groups and renewal of inforce groups.
Manages the process whereby groups are initially considered as purchasers of our products.
Establishes and implements rules for assessing group composition, contribution levels, eligibility and other underwriting criteria for renewal of all group products to protect the company's financial interests and to ensure the profitability of these product lines.
Provides specific guidance to the Marketing, Sales and retention staff regarding the necessary rating and underwriting information which they must supply to determine rating and coverage strategies and methodologies for existing groups and potential new business.
Implements simultaneous offerings of multiple GHI products to maximize membership growth and minimize loss of profitability in existing groups. Directs the systems which control the release of (and contingencies for) group quotes.
Directs work objectives with other departments (I.S., Finance and others) to provide up-to-date information on the current and projected profitability of each product line.
Provides technical field support to the Sales and retention staff in the acquisition and retention of all group business. Presents to large external customers on Group Health's rating methodologies and underwriting philosophies. (Benefit Managers, consulting firms, brokerages, and other key business leaders).
Consults with Marketing and Sales Management Team in developing specific sales strategies for prospective and renewal group business.
Develops and proposes alternate funding and rating methodologies, strategies and tactics which are consistent with senior management objectives for the purpose of enhancing the marketability and profitability of GHI products.
Estimates the value and impact of proposed and legally required eligibility and administrative changes in all group coverage. Provides guidance and assistance in their implementation.
Actively participates in the creation, update and ongoing testing of business continuity and disaster recovery planning and preparation.
REQUIRED QUALIFICATIONS:
(Minimum qualifications needed for this position)
A Bachelor's Degree in a related field.
Ten or more years previous experience in underwriting group health coverage with direct responsibility for financial results and strategic planning.
Excellent oral and written communications ability.
Relevant math skills and computer experience.
Minimum of two years experience managing appropriate work group.
PREFERRED QUALIFICATIONS:
A Master's Degree or a professional benefits or insurance certification HMO or PPO experience.
DECISION MAKING:
This position requires decisions be made quickly and decisively, especially as it pertains to responding to questions from outside consultants, brokers and actuaries. Numerical interpretation as well as understanding the need of the customer are crucial for decisions which yield the desired effect for both GHI and the client.
Underwriting and pricing authority on groups of up to 1,000 contracts and annual premiums per group to approximately $3,000,000.
Auto-ApplyConventional Underwriter
Remote job
With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients.
The Opportunity:
The Conventional Underwriter will evaluate and analyze residential loan applications in line with investor, agency, and internal standards. Scrutinize loan documentation for accuracy and completeness to ensure compliance with eligibility criteria, thereby reducing the potential for risk or loss for the company. Must also collaborate effectively with wholesale brokers, Account Executives, and Operations personnel. All while delivering exceptional customer service through clear communication and close attention to detail.
This is a Full-Time/Remote opportunity offering competitive pay ranging from $77,000 to $92,000 annually plus bonus.
Key Responsibilities:
Conduct a meticulous and precise examination of all loan documents, including the AUS decision report, credit report, various income sources including complex personal and business tax returns, assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, and checks for red flags and potential fraud.
Enter data into DU/LP systems and execute the final AUS assessment.
Uphold the quality and production benchmarks established by management.
Review underwriter files and resolve conditions on loans with exceptional attention to detail and an urgent approach for the benefit of our customers.
Accurately input loan data and decisions into the current operating system.
Scrutinize transaction matrices and both internal and investor overlays to guarantee adherence to investor guidelines.
Implement and uphold fraud detection methods. Solicit additional information/documentation as needed and identify risk factors that may undermine the overall quality of the loan file.
Assist in resolving any pre-funding or post-purchase loan discrepancies by collaborating with the post-closing department to address any unresolved conditions or issues.
Communicate loan decisions clearly, either verbally or via email, in a professional and constructive manner to foster strong working relationships with coworkers and customers.
Maintain regular communication with brokers and sales personnel to ensure prompt responses to inquiries while exemplifying exceptional customer service skills.
Requirements
Candidate should possess recent underwriting experience with a variety of Conventional loan products for at least 2 years and should be up-to-date with all the latest guidelines, policies, and procedures.
The ability to juggle multiple tasks in a dynamic, fast-paced environment while ensuring the highest quality standards is essential.
In-depth understanding of all FNMA/FHLMC and investor guidelines is required.
Exceptional attention to detail, strong organizational skills, and excellent communication abilities are crucial.
Outstanding verbal and written communication skills are necessary to articulate complex issues clearly and gather insights from a diverse audience.
Benefits
Comprehensive Health Care Plan (including Medical, Dental, & Vision)
Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment)
Generous Paid Time Off (for Vacation & Holidays)
Secure Retirement Plan plus matching (401k)
Short-Term & Long-Term Disability Coverage
Family Leave Benefits
Access to Wellness Resources
JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
Auto-ApplyTerritory Underwriting Manager
Remote job
Company Details
Berkley Industrial Comp provides best in class workers' compensation insurance solutions to high hazard industries. BIN's mission is to provide an unparalleled customer experience within the high hazard workers' compensation market. BIN achieves its mission by focusing on the following core values:
Integrity - character without compromise
Agility - flexible and collaborative
Expertise - knowledge and skill
Ingenuity - solution and future focused
We believe in embracing the collective power of people committed to doing right by one another, our stakeholders, and communities. Our core values rest at the heart of this collective effort.
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Responsibilities
We are looking for a Territory Underwriting Manager who thrives on a collaborative, relationship driven underwriting approach to join our team. The successful candidate will be responsible for contributing to achieving and exceeding the regions' profitability goals through proper risk selection and account management. This individual will collaborate with Business Development to create and foster agency relationships in the Assigned Territory. This job is a work from home position with significant over the road travel, up to 25% of the time. A willingness to meet and travel to agencies is key to this role.
Key functions include but are not limited to the following:
Underwrites all new business and renewal risks for designated geographic region
Manages a book of business between $15 - $20 million
Develops and maintains relationships with agencies within a key geographic region
Works to achieve/exceed planned accident year loss ratio, rate change, renewal retention and enforce premium goals
Documents, analyzes and offers decisions with appropriate detail within underwriting authority levels
Takes initiative to recommend potential improvements in underwriting principles, techniques or appetite
Complies with insurance filings and regulatory requirements
Supports the company's business development strategies through exceptional responsiveness and communication, agency visits, and point-of-sale presentations if/when necessary
Demonstrates a working knowledge of our appetite and accurately conveys message to the agency plant; monitors and manages agency hit ratio metrics, new business volume, and overall profitability
Utilizes Berkley Industrial's internal tools to track book performance, ensuring new business target production volume is met throughout the term
Establishes a knowledge base of agency needs, staff, target markets, and contracted insurers; documents agency visits
Performs agency evaluations and works with Business Development to create and ensure agency goals are being met
Qualifications
Bachelor's degree
CPCU, CIC, or AU designation preferred
Strong background in Microsoft Office, Word, Excel
5 or more years of workers compensation underwriting experience with a focus in higher hazard industries, such as construction and heavy manufacturing
3-5 years of marketing experience working with independent agents
Strong interpersonal, analytical, and negotiation skills
Exceptional communication skills both oral and written are essential
Self-motivated and results oriented
Strong managerial skills with the ability to work independently and as a team member
Capable of working with internal and external teams and partners
Superior customer service skills
Excellent vendor management skills
Ability to remain positive and calm in times of stress
Ability to successfully engage and manage an assortment of personalities, work and communication styles, and be a preferred business partner to our agency plant
Demonstrated ability to meet deadlines, determine priorities and adapt to changing priorities as needed
Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role
Auto-ApplySenior Underwriting Director
Remote job
Manulife is a leading international financial services provider, helping people make decisions easier and lives better. Help shape the future you want to see - and discover that better can take you anywhere you want to go.
The Senior Underwriting Director provides guidance to more junior staff and assists Underwriting Management with research and training of Underwriting Staff. The incumbent will also take the lead on high scope and complex Underwriting department projects.
Position Responsibilities:
Manage all aspects of potentially unlimited total line in close association with reinsurers.
Select and classify risk according to company philosophy and standards.
Participate in and provide a leadership resource for projects in the Underwriting Department.
Be an information resource for underwriters at all levels.
Combine appropriate attention to established standards of turnaround with higher level of service and professionalism.
Analyze and interpret medical, non-medical, and financial information.
Make decisions within approval limits.
Ensure that complete and appropriate underwriting requirements are completed while at the same time practicing effective expense management.
Management of reinsurance process to ensure maximum capacity while avoiding reinsurance “gridlock”.
Management/control of diversification process as “lead” underwriter on very largest of cases.
Manage referral/consultation process to ensure that timely and accurate decisions are provided.
Manage mortality on preferred block of business, through flex guidelines to ensure pricing/mortality expectations are met.
Ensure consistency and adherence to established departmental guidelines though referral process.
Actively participate in the development, implementation and management of New Business initiatives.
Actively participate in the ongoing training and professional development of underwriting team.
Act as resource/mentor to other members of the underwriting team, particularly at the consultant level.
Champion appeals and business decisions in concert with the Chief Underwriter.
Maintain positive and effective relationships with internal and external partners.
Required Qualifications:
Post-secondary education or equivalent work experience.
Minimum 15 years underwriting experience.
Expert knowledge and understanding of medical, non-medical and financial underwriting principles and practices.
In depth knowledge of unique estate, business and insurance planning tools and techniques.
In depth/current knowledge of political, economic, financial and legislative events which may impact client needs.
Expert knowledge of company's insurance product portfolio and ability to marry that knowledge with an understanding of producer/client need.
Expert knowledge of reinsurance, market place treaties, agreements and available capacity.
Exceptional priority management with ability to work effectively under deadlines, balance published service times with an appropriate customer.
Strong organizational, analytical and problem-solving skills.
Effective presentation skills.
Strong written and verbal communication skills.
Strong customer service orientation.
Knowledge of and ability to apply project management skills.
Expert knowledge of insurance contract law and state legislative requirements as they relate to the underwriting and issue of insurance contracts.
High level understanding of product pricing principals.
Balance appropriate attention to expense management against the need to secure sufficient and appropriate underwriting information to make the best decision for the client and the company.
Actively assist field personnel in positioning the Company as the lead underwriter in the market.
Actively pursue opportunities for development of self and team.
Develop and maintain effective working relationships with all field personnel and reinsurers.
Keep current and up to date with the changing compliance and insurance regulatory environment.
Keep current and up to date with changes in estate/insurance planning strategies.
Identify departmental problems, recommend solutions and assist in implementation of change including manual updates
Preferred Qualifications:
Applicable underwriting and insurance designations preferred.
Working Conditions:
• Some travel
• Concentration
• Visual
• Exposure to Weather
When you join our team:
We'll empower you to learn and grow the career you want.
We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
As part of our global team, we'll support you in shaping the future you want to see.
About Manulife and John Hancock
Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit *************************************************
Manulife is an Equal Opportunity Employer
At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.
It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact ************************.
Referenced Salary Location
USA, Connecticut - Full Time Remote
Working Arrangement
Remote
Salary range is expected to be between
$114,900.00 USD - $206,820.00 USD
If you are applying for this role outside of the primary location, please contact ************************ for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.
Manulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension/401(k) savings plans and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days, 150 hours of vacation, and 40 hours of sick time (or more where required by law) each year, and we offer the full range of statutory leaves of absence.
Know Your Rights I Family & Medical Leave I Employee Polygraph Protection I Right to Work I E-Verify I Pay Transparency
Company: John Hancock Life Insurance Company (U.S.A.)
Auto-ApplyLIHTC Underwriter
Remote job
Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $80.9 billion and created 1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands - all to make home and community places of pride, power and belonging.
Join us at enterprisecommunity.org
Working at Enterprise
At Enterprise, you'll be part of a diverse, committed team making a difference every day. You will collaborate with some of the smartest minds and biggest hearts in our field. You'll be empowered to drive systems change and take bold steps to advance racial equity. And you will find a career home where you're valued and supported in your growth journey.
Enterprise offers career opportunities in our offices across the country with an exceptional benefits package.
Summary
Enterprise Community Investment is seeking an experienced individual with affordable housing and/or LIHTC experience to underwrite low-income housing tax credit investments. Extensive knowledge of LIHTC (Low Income Housing Tax Credits) along with strong financial analysis skill is required.
Job Description
Responsibilities:
Underwrite tax credit investments as assigned including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval and investor review including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment.
Under the direction of the originator and director of underwriting, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities.
Provide regular communication to originator and director of underwriting regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist.
Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator or director of underwriting) and help to complete and organize closed deal files for transition to Asset Management.
Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business).
Participate in and contribute to group meetings and discussions.
Performs other duties as assigned.
Qualifications:
Bachelor's degree in Business, Accounting or Finance, or related field required. Master's degree preferred.
3-5+ years' experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs
Extensive knowledge of LIHTC and strong financial analysis skill is required.
Experience in closing real estate transactions highly preferred.
Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines.
Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus.
Strong writing /editing skills needed to produce correspondence and reports.
Demonstrated verbal communication and interpersonal skills to represent company to all parties.
Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations.
Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines.
Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills.
Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member.
Ability to maintain big picture focus while attending to detailed work and providing thorough documentation.
Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines.
Ability to work evening and weekend hours during peak periods.
Total Rewards at Enterprise:
You will be working with a group of talented professionals who are motivated by serving the community and addressing the need for affordable housing.
Enterprise offers a comprehensive total rewards package for you and your family.
The base salary for this role is $116,000 to $130,000, depending on level of skills and experience.
The salary range for this position is represented by the low and high end of the range for the amount to be paid for the position. Salaries paid at Enterprise will vary based on factors that may include skills, education, location, experience, and performance. The salary range is just a part of the total rewards package provided to employees at Enterprise, and other rewards may include annual performance bonuses and generous paid leave programs.
At Enterprise, our benefits form a major component of our total rewards package. Benefits include dental, health, and vision care plans, as well as family-building benefits, such as adoption and surrogacy support. Enterprise allows flexible work arrangements to promote a better work-life balance. We offer health advocacy, EAP, and mental health benefits. We round out our total rewards package by offering financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions. Finally, you will have learning and development opportunities, including tuition reimbursement for job-related courses and certifications. Thank you for your interest in joining the Enterprise team in our effort and commitment to serve others.
#LI-JW1 #ID
Auto-ApplySenior Underwriting Consultant - Multi-Life & Policy Change
Remote job
Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own.
We're actively seeking a talented Multilife and Policy Change Life Underwriter to join our Consumer Markets Division. We are hiring at the Senior Underwriting Consultant level, and this role supports 100% remote work.
As a Senior Underwriting Consultant, you'll play a key role in Pacific Life's growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners.
Now is a great time to join our Underwriting team. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life.
How You'll Help Move Us Forward
Review and analyze prospects to determine eligibility for Guaranteed Issue/Simplified Issue.
Prepare offer letters for Multilife business.
Evaluate medical, non-medical and financial information to provide sound and competitive risk assessment on Policy Change, Reinstatement, and Multilife applications within review and signature authority.
Consult with superiors or medical department concerning any complex risk situations.
Provides Underwriting review for contestable death claims, as needed.
Develops and maintains strong relationships and open communication with field personnel to facilitate submission of business, promote trust, and make it easy to do business with Pacific Life.
Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.
The Experience You Bring
7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies
Established approval authority of $10M
Ability to work with multiple distribution channels and multiple products
Effective written and verbal communication skills with the ability to build relationships both internally and externally
Ability to develop specific goals, plan, and prioritize work
Ability to balance projects in addition to normal workload
What Makes You Stand Out
Bachelor's Degree
Experience underwriting Policy Changes and Reinstatements
An understanding of how life insurance is utilized to support Executive Benefit plans, and experience underwriting corporate-owned and corporate-sponsored life insurance
Completion of the following designations: FLMI and FALU
You can be who you are.
People come first here. We're committed to an inclusive workforce. Learn more about how we create a welcoming work environment at ******************** What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife.
Benefits start Day 1.
Your wellbeing is important. We're committed to providing flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.
• Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation.
#LI-AS1
Base Pay Range:
The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.
$122,040.00 - $149,160.00
Your Benefits Start Day 1
Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.
Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
Paid Parental Leave as well as an Adoption Assistance Program
Competitive 401k savings plan with company match and an additional contribution regardless of participation
EEO Statement:
Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.
Auto-ApplyUnderwriting Director (Excess Casualty)
Remote job
Are you looking to make an impactful difference in your work, yourself, and your community? Why settle for just a job when you can land a career? At ICW Group, we are hiring team members who are ready to use their skills, curiosity, and drive to be part of our journey as we strive to transform the insurance carrier space. We're proud to be in business for over 50 years, and its change agents like yourself that will help us continue to deliver our mission to create the best insurance experience possible.
Headquartered in San Diego with regional offices located throughout the United States, ICW Group has been named for ten consecutive years as a Top 50 performing P&C organization offering the stability of a large, profitable and growing company combined with a focus on all things people. It's our team members who make us an employer of choice and the vibrant company we are today. We strive to make both our internal and external communities better everyday! Learn more about why you want to be here!
Position Overview
The Regional Underwriting Director, Excess Casualty will be a key member of the ICW Specialty's newly launched Excess Casualty team catering exclusively to wholesale brokers in the E&S Marketplace. This director will be responsible for executing underwriting strategy, driving profitable growth, and building a best-in-class team of underwriters. As a visible market leader, the director will cultivate strong wholesaler relationships while ensuring consistent underwriting discipline and governance across the portfolio. This role combines deep technical underwriting expertise with data-driven portfolio management.
Equally important, this leader will be a cultural ambassador-fostering collaboration, inclusivity, accountability, and innovation across ICW Specialty. Success will be measured not only by portfolio performance, but by the ability to attract, develop, and inspire top underwriting talent while embodying ICW's values of integrity, teamwork, and growth.
Key Responsibilities
Strategic & Market Leadership
Continue to refine and execute the underwriting strategy for Excess Casualty, aligning with ICW Specialty's multi-year growth objectives.
Ensure marketplace is clear on appetite, product design, and distribution strategy across middle market and large account segments.
Build a profitable portfolio that aligns with the strategic business plan, goals and objectives.
Identify opportunities for continued product innovation and differentiation, including niche industries, emerging risks, and new solutions for wholesale brokers.
Represent ICW Specialty externally with brokers, clients, and reinsurers; act as a thought leader and brand ambassador in the marketplace.
Gather pertinent competitive and market information to assist in developing recommendations to evaluating new business and product development.
Underwriting & Portfolio Management
Oversee underwriting execution across all accounts, ensuring adherence to guidelines, pricing adequacy, and governance controls.
Manage portfolio performance with accountability for profitability, risk selection, and portfolio balance (by industry, geography, attachment, and limits).
Identify trends, emerging risks, and opportunities for improvement or innovation.
Partner with actuarial, claims, and reinsurance colleagues to maintain strong analytics, pricing discipline, and portfolio insights.
Ensure compliance with regulatory requirements, underwriting audits, and corporate governance standards.
Team Leadership & Management
Build, manage, and mentor a team of underwriters and underwriting assistants, fostering an environment of learning, accountability, and empowerment.
Set clear performance goals, provide coaching and development, and hold team members accountable to underwriting excellence.
Model and reinforce a culture where accountability, collaboration, inclusion, and innovation thrive.
Actively recruit and retain top underwriting talent, with a focus on diverse perspectives and growth mindset.
Cross-Functional Collaboration
Work closely with IT, Operations, and Finance to design and optimize the underwriting tech stack, workflow efficiency, and data capture.
Serve as a bridge between the underwriting team and broader ICW Specialty leadership, ensuring transparency, alignment, and shared accountability.
Candidate Profile
Experience & Expertise
Bachelors degree required.
Minimum 10-12 years of underwriting and leadership experience in casualty insurance, with deep expertise in Excess Casualty.
Proven track record of leading underwriting teams and managing profitable portfolios across multiple industries and account sizes.
Established relationships with wholesalers, with a reputation of credibility, urgency with a get things done attitude.
Strong grasp of underwriting governance, analytics, reinsurance, and regulatory requirements.
Experience building and scaling new teams or product lines is highly preferred.
Leadership & Cultural Fit
Collaborative: Thrives in a team-first culture, values input from colleagues, and prioritizes shared success.
Inclusive: Actively seeks diverse perspectives and fosters belonging within the team and organization.
Accountable: Demonstrates integrity, transparency, and ownership for decisions and outcomes.
Growth Mindset: Embraces innovation, continuous learning, and adaptation in a fast-evolving market.
People-Centric: Invests in the growth, development, and well-being of the team, balancing performance with humanity.
Market Presence: Inspires trust with brokers, reinsurers, and clients through authenticity, expertise, and professionalism.
#LI-DS1
#LI-Remote
The current range for this position is
$168,671.10 - $301,924.78
This range is exclusive of fringe benefits and potential bonuses. If hired at ICW Group, your final base salary compensation will be determined by factors unique to each candidate, including experience, education and the location of the role and considers employees performing substantially similar work.
WHY JOIN ICW GROUP?
• Challenging work and the ability to make a difference
• You will have a voice and feel a sense of belonging
• We offer a competitive benefits package, with generous medical, dental, and vision plans as well as 401K retirement plans and company match
• Bonus potential for all positions
• Paid Time Off with an accrual rate of 5.23 hours per pay period (equal to 17 days per year)
• 11 paid holidays throughout the calendar year
• Want to continue learning? We'll support you 100%
ICW Group is committed to creating a diverse environment and is proud to be an Equal Opportunity Employer. ICW Group will not discriminate against an applicant or employee on the basis of race, color, religion, national origin, ancestry, sex/gender, age, physical or mental disability, military or veteran status, genetic information, sexual orientation, gender identity, gender expression, marital status, or any other characteristic protected by applicable federal, state or local law.
___________________
Job Category
Underwriting
Auto-ApplyUnderwriting Director
Remote job
Who We Are At Corebridge Financial, we believe action is everything. That's why every day we partner with financial professionals and institutions to make it possible for more people to take action in their financial lives, for today and tomorrow. We align to a set of Values that are the core pillars that define our culture and help bring our brand purpose to life:
* We are stronger as one: We collaborate across the enterprise, scale what works and act decisively for our customers and partners.
* We deliver on commitments: We are accountable, empower each other and go above and beyond for our stakeholders.
* We learn, improve and innovate: We get better each day by challenging the status quo and equipping ourselves for the future.
* We are inclusive: We embrace different perspectives, enabling our colleagues to make an impact and bring their whole selves to work.
UW Director Job Description:
Who we are
Corebridge Financial is an outstanding franchise that brings together a broad portfolio of life insurance, retirement and institutional products offered through an extensive, multichannel distribution network. We hold long-standing, leading market positions in many of the markets we serve. With our strong capital position, customer orientation, breadth of product expertise and deep distribution relationships across various channels, we are well positioned to serve growing market needs.
We have a legacy of working to make the world a better place, and that begins with our most important asset, our employees. We're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection, and wellbeing.
About the role
Director, Life Underwriting
The underwriting organization is responsible for underwriting new life applications with a focus on delivering a best in class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance applications.
The primary responsibility of the Director, Life Underwriting is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales. Underwriting team members interact frequently with our customers and therefore the role requires a customer centric and relationship focused attitude, excellent communication skills as well as accountability for accurate and prompt processing.
Organizational Structure
This position reports to the Managing Underwriting Director and will work with Case Managers, Internal & External Wholesalers and NMO's/Firms.
We want to hear from you today if you can:
* Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines.
* Analyze complex information and interpret to reach comprehensive medical and financial assessments based on company guidelines and policy.
* Effectively manage change, defuse conflict and negotiate positive results.
* Able to take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made.
* Must be organized and able to manage a large caseload.
* Demonstrate superior technical underwriting knowledge and skills.
* Ability to provide training to internal and external customers on underwriting topics.
* Able to independently and effectively interact with a sophisticated field force dealing with an upscale market.
What we're looking for:
* Experience with brokerage distribution marketplace.
* 10+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases.
* Required Approval authority up to $10,000,000.
* FLMI, FALU and/or CLU designations preferred or progress toward these designations.
What our employees like most about working
* We care about your professional development. Our career progression program will provide you with the opportunity to develop your skills, strengthen your productivity and be eligible to progressively advance to positions with an increased responsibility and increased compensation.
* Our "Giving Back" policy is at the core of our daily operations and guides our future progress. We offer up to 16 hours a year paid time off to volunteer in the community.
* Our people are our most important asset therefore we provide a generous benefits plan; Medical, Dental and Vision, 401(k) and company match, paid time off (PTO) plus company paid holidays. We're proud to offer a range of competitive benefits, a summary of which can be viewed here: Benefits Overview.
Remote Role, Work from Home
#LI-SAFG #LI-Remote #LI-CBF
Why Corebridge?
At Corebridge Financial, we prioritize the health, well-being, and work-life balance of our employees. Our comprehensive benefits and wellness program is designed to support employees both personally and professionally, ensuring that they have the resources and flexibility needed to thrive.
Benefit Offerings Include:
* Health and Wellness: We offer a range of medical, dental and vision insurance plans, as well as mental health support and wellness initiatives to promote overall well-being.
* Retirement Savings: We offer retirement benefits options, which vary by location. In the U.S., our competitive 401(k) Plan offers a generous dollar-for-dollar Company matching contribution of up to 6% of eligible pay and a Company contribution equal to 3% of eligible pay (subject to annual IRS limits and Plan terms). These Company contributions vest immediately.
* Employee Assistance Program: Confidential counseling services and resources are available to all employees.
* Matching charitable donations: Corebridge matches donations to tax-exempt organizations 1:1, up to $5,000.
* Volunteer Time Off: Employees may use up to 16 volunteer hours annually to support activities that enhance and serve communities where employees live and work.
* Paid Time Off: Eligible employees start off with at least 24 Paid Time Off (PTO) days so they can take time off for themselves and their families when they need it.
Eligibility for and participation in employer-sponsored benefit plans and Company programs will be subject to applicable law, governing Plan document(s) and Company policy.
We are an Equal Opportunity Employer
Corebridge Financial, is committed to being an equal opportunity employer and we comply with all applicable federal, state, and local fair employment laws. All applicants will be considered for employment based on job-related qualifications and without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, disability, neurodivergence, age, veteran status, or any other protected characteristic. The Company is also committed to compliance with all fair employment practices regarding citizenship and immigration status. At Corebridge Financial, we believe that diversity and inclusion are critical to building a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our colleagues are respected as individuals and valued for their unique perspectives.
Corebridge Financial is committed to working with and providing reasonable accommodations to job applicants and employees, including any accommodations needed on the basis of physical or mental disabilities or sincerely held religious beliefs. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to ******************************************. Reasonable accommodations will be determined on a case-by-case basis, in accordance with applicable federal, state, and local law.
We will consider for employment qualified applicants with criminal histories, consistent with applicable law.
To learn more please visit: ***************************
Functional Area:
UW - Underwriting
Estimated Travel Percentage (%): Up to 25%
Relocation Provided: No
American General Life Insurance Company
Auto-ApplyMortgage Underwriter
Remote job
Job Description
Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You'll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today!
Remote work is available.
Compensation:
$75,000 plus per file bonus of underwritten files
Responsibilities:
Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines.
Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product.
Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists
Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files.
Responds to post-closing reviews and audits in a timely fashion.
Qualifications:
Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products
Knowledgeable in automated underwriting systems and Microsoft office
Strong decision-making and communication skills
B.S. in business or related field required
10+ Years of mortgage underwriting experience required
About Company
Choice Mortgage Group is not your typical lender. We're a forward-thinking, growth-driven company leveraging innovative technology and creative sales strategies to deliver a streamlined, customer-first mortgage experience. While others have slowed down, we've accelerated - and now we're looking for the right person to grow with us.
Our Core Values are simple: we want to create a WOW experience for clients, our referral partners, and our employees.
Manufacturing Underwriting Director (Commercial P&C)(Remote)
Remote job
Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best "A" (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.
We are recruiting for a Manufacturing Underwriting Director to join our team. This role can sit remote from most locations in the U.S.
Position Summary:
The Manufacturing Underwriting Director leads the strategic direction of the manufacturing market segment and the Workers' Compensation line of business. This role is accountable for developing and executing multi-year growth plans aligned with corporate initiatives to drive profitable growth. Key responsibilities include enhancing underwriting expertise, refining pricing and coverage, building guidance, and evolving product and risk appetite. Success is driven by leveraging industry trends, data analysis, customer insights, and agency feedback to improve underwriting performance.
Responsibilities:
* Lead strategy for the manufacturing market segment and workers' compensation line of business, including risk appetite, underwriting guidelines, tools, and book management.
* Develop and execute short- and long-term plans to drive growth, enhance specialization, and manage profitability in the manufacturing and workers' compensation portfolios.
* Direct the Manufacturing Underwriting project plan, coordinating with underwriting, risk management, and claims to set objectives, track progress, and ensure accountability.
* Collaborate with agency partners to understand market conditions, prioritize needs, and identify opportunities for differentiation.
* Enhance underwriting expertise through training, guidelines, and consultative support.
* Analyze portfolio performance, monitor market trends, and implement proactive strategies to maintain profitability and drive growth.
* Partner across segments to manage workers' compensation performance and uncover profitable growth opportunities beyond core markets, supported by data analysis and underwriting direction.
* Recommend strategic or tactical changes based on competitive intelligence, industry trends, and regulatory developments.
* Identify and implement underwriting controls, tools, and risk appetite guidelines in collaboration with product, field marketing, and industry practices teams.
* Review and approve complex accounts outside of field authority; place facultative reinsurance when necessary to safeguard financial integrity.
* Propose pricing strategies in alignment with company goals through collaboration with underwriting, actuarial, FP&A, and commercial leadership.
* Manage cross-functional projects to improve processes, enhance efficiency, and reduce expenses within the segment and line of business.
Requirements:
* Bachelor's degree or equivalent work-related experience
* 10 years commercial underwriting insurance experience with expertise insuring manufacturing exposures
* Ability to drive results through leading cross-functional teams and working collaboratively
* Expertise in multiple core lines of business preferred
* Intermediate proficiency with Microsoft Office Suite.
* Excellent organizational skills and ability to function in a fast paced, highly visible, and changing environment.
* Ability to think strategically with supporting analytical and problem-solving skills, including the ability to deal with ambiguity.
* Excellent verbal and written communication skills with the ability to interact with internal and external customers.
* Demonstrated successful capability to resolve conflict over sensitive or complex issues.
* Strong interpersonal skills including the ability to effectively build relationships across all levels of the organization.
* Experience influencing and collaborating at the executive level.
#LI-CR1 #LI-Remote
Just as we are committed to creating exceptional value for our Partners For Success agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.
Amerisure Insurance provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerisure Insurance complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Amerisure Insurance expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of Amerisure's employees to perform their job duties may result in discipline up to and including discharge.
Auto-ApplyCRE Credit Underwriter
Remote job
Amalgamated Bank (“AB”) is a socially conscious bank founded in 1923. AB is actively growing its CRE portfolio with multi-family, industrial, and other asset classes in the Northeast, Washington D.C, San Francisco, Chicago and other gateway cities. The Credit Underwriter I (AVP) will be an integral part of the loan review and approval process for new CRE loan transactions.
The Credit Underwriter I will work closely with the origination team and credit risk management in reviewing and analyzing financial statement reports, conducting due diligence, assessing credit risk, preparing deal screen presentations, writing credit approval memorandums, presenting recommendations to the credit committee, and monitoring and managing the credit portfolio.
The Credit Underwriter I will be expected to work on numerous deals simultaneously. The job requires a self-starter capable of independently completing work in a thoughtful and thorough manner, while evaluating all risks associated with complicated CRE credit transactions.
Essential Job Functions:
Prepare comprehensive credit memorandums that provide in-depth analysis of new credit requests and analyze risks and mitigants of loan structures.
Work with the origination team and credit as risks are uncovered during the underwriting/closing process.
Assist in the presentation of transactions to the credit committee in support of approval.
Complete annual credit reviews.
Maintain good working knowledge of the Bank's lending policies/ procedures and identify exceptions to credit policy.
Recommend appropriate risk ratings in accordance with credit policy guidelines.
Attend meetings and/or conference calls on transactions, lead due diligence discussions and guide the deal though the approval process.
Perform other duties as required by the job.
Knowledge, Skills and Experience Requirements:
Bachelor's degree in Finance, Real Estate, or other related field with proven academic excellence.
Formal credit training and 2 + years of underwriting experience within a Commercial Bank or other real estate credit lender.
Highly proficient financial analysis skills, including financial modeling and understanding of financial data for CRE loan transactions.
Ability to work well on a team with different personalities, adjust quickly to various work situations, and remain composed under pressure/in stressful situations.
Ability to work on multiple long-term transactions simultaneously, while prioritizing assignments to meet deadlines.
Strong verbal, written, inter-personal, and public presentation skills.
Proven organizational skills; able to work independently and be detail-oriented.
Our job titles may span more than one career level. The starting base salary for this role is between $90,000.00 - $120,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future.
Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas.
Hybrid Work Model
Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”.
Search Firm Representatives- Please Read Carefully
Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.
Auto-ApplyManager Underwriting
Remote job
Providence Health Plan caregivers are not simply valued - they're invaluable. Join our team in and thrive in our culture of patient-focused, whole-person care built on understanding, commitment, and mutual respect. Your voice matters here, because we know that to inspire and retain the best people, we must empower them.
In support of Plan Association Health Plan & Small Group revenue, profitability and membership goals, the Manager, Underwriting of Association Health Plans and Small Group performs all duties in a manner which promotes the development of Underwriters reporting to this role, maximizing underwriting team dynamic and reflecting the Mission and values of the Plan. The Manager, Underwriting of Association Health Plans & Small Group collaborates with key leaders, consulting on technical underwriting and detailed, complex concepts and implementations while engaging the technical expertise of Underwriters, Actuaries and other Business partners both internal and external to the Plan. Oversees underwriting risk, analysis, pricing models, process and procedures for our Association Health Plans and Small Group commercial fully insured line of business. Maintains a high degree of efficiency and accuracy in all areas of responsibility. Assures that both internal and external service standards are tracked, and that there is effective team management of Service Level Agreements (SLAs). Facilitates a smooth integration with other functional areas within the Plan.
_Providence Health Plan welcomes 100% remote work for applicants who reside in the following states:_
+ Washington
+ Oregon
+ California
Required Qualifications:
+ Bachelor's Degree Finance, Mathematics, or related field.
+ 5 years Management experience in underwriting.
+ 5 years Experienced in developing processes, guidelines, procedures and policies in collaboration with other impacted areas.
+ 5 years Extensive Underwriting and consulting experience in large group (including self-funded and other funding arrangements and association business) and Medicare product lines.
Salary Range by Location:
California: Humboldt: Min: $50.32, Max: $79.45
California: All Northern California - Except Humboldt: Min: $56.46, Max: $89.13
California: All Southern California - Except Bakersfield: Min: $50.32, Max: $79.45
California: Bakersfield: Min: $48.27, Max: $76.22
Oregon: Non-Portland Service Area: Min: $45.00, Max: $71.05
Oregon: Portland Service Area: Min: $48.27, Max: $76.22
Washington: Western - Except Tukwila: Min: $50.32, Max: $79.45
Washington: Southwest - Olympia, Centralia & Below: Min: $48.27, Max: $76.22
Washington: Tukwila: Min: $50.32, Max: $79.45
Washington: Eastern: Min: $42.96, Max: $67.82
Washington: Southeastern: Min: $45.00, Max: $71.05
Why Join Providence Health Plan?
Our best-in-class benefits are uniquely designed to support you and your family in staying well, growing professionally, and achieving financial security. We take care of you, so you can focus on delivering our Mission of caring for everyone, especially the most vulnerable in our communities.
Accepting a new position at another facility that is part of the Providence family of organizations may change your current benefits. Changes in benefits, including paid time-off, happen for various reasons. These reasons can include changes of Legal Employer, FTE, Union, location, time-off plan policies, availability of health and welfare benefit plan offerings, and other various reasons.
About Providence
At Providence, our strength lies in Our Promise of "Know me, care for me, ease my way." Working at our family of organizations means that regardless of your role, we'll walk alongside you in your career, supporting you so you can support others. We provide best-in-class benefits and we foster an inclusive workplace where diversity is valued, and everyone is essential, heard and respected. Together, our 120,000 caregivers (all employees) serve in over 50 hospitals, over 1,000 clinics and a full range of health and social services across Alaska, California, Montana, New Mexico, Oregon, Texas and Washington. As a comprehensive health care organization, we are serving more people, advancing best practices and continuing our more than 100-year tradition of serving the poor and vulnerable.
The amounts listed are the base pay range; additional compensation may be available for this role, such as shift differentials, standby/on-call, overtime, premiums, extra shift incentives, or bonus opportunities.
Providence offers a comprehensive benefits package including a retirement 401(k) Savings Plan with employer matching, health care benefits (medical, dental, vision), life insurance, disability insurance, time off benefits (paid parental leave, vacations, holidays, health issues), voluntary benefits, well-being resources and much more. Learn more at providence.jobs/benefits.
Applicants in the Unincorporated County of Los Angeles: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Unincorporated Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act."
Requsition ID: 402389
Company: Providence Jobs
Job Category: Underwriting
Job Function: Finance
Job Schedule: Full time
Job Shift: Day
Career Track: Leadership
Department: 5018 SALES UNDERWRITING OR REGION
Address: OR Portland 4400 NE Halsey St
Work Location: Providence Health Plaza (HR) Bldg 1-Portland
Workplace Type: Remote
Pay Range: $see posting - $see posting
The amounts listed are the base pay range; additional compensation may be available for this role, such as shift differentials, standby/on-call, overtime, premiums, extra shift incentives, or bonus opportunities.
Auto-ApplyMortgage Loan Underwriter - Remote Opportunity
Remote job
Town and Country Bank is seeking an experienced Mortgage Loan Underwriter with experience in conventional and government loan underwriting. This position may be worked out of one of our branch locations in Illinois or can be remote. ABOUT US: At Town and Country our mission is to empower the financial well-being of our communities, one person at a time.
The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team.
JOB SUMMARY:
Under limited supervision, decides on whether to lend on conventional residential loans. Provides teamwork to other mortgage operations' team members by helping dictate efficient workflow and keep loans moving forward in an efficient and effective manner. Directs the overall quality control function for secondary market loans by ensuring borrower meets standards of willingness and ability to repay debt. Embraces and promotes Town and Country's core values of teamwork, achievement, passion and positive thinking.
ESSENTIAL FUNCTIONS AND DUTIES:
· Reviews income, asset position, collateral, and credit profiles to determine loan approval acceptance for all residential related lending.
· Examines overall loan documentation, reviewing for acceptance as well as fraud mitigation
· Reviews work of appraiser prospects for recommendation of addition to approved appraiser's list
· Reviews Automated Underwriting System Findings such as FNMA DU, to ensure that all requirements have been satisfied prior to loan approval.
· Engages regularly with sales and other members of operations to ensure loan structure and requirements are understood and are in the best interest of the customer and the company.
· Monitors and reports any deficiencies in loan documentation as required by compliance to ensure continued relationships with mainly FNMA.
· Performs other job-related duties and special projects as assigned.
QUALIFICATIONS:
Minimum of 5 years experience in mortgage loan underwriting, including: FNMA conventional, CHUM's ID, SARS and be LAPP approved. Grant loans along with USDA loans.
Experience in Microsoft Office applications.
Excellent written and verbal communication skills.
Knowledge of financial analysis techniques.
Ability to work in a team-based, fast-paced work environment.
High degree of accuracy and strong organizational skills.
Ability to work under pressure and on deadline
EDUCATION:
Bachelor's degree in related field or equivalent experience.
Auto-ApplyDistributed Retail - Underwriter (Remote)
Remote job
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
About NEO Home Loans
NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence.
The Mortgage Underwriter is responsible for evaluating and assessing loan applications to determine borrower creditworthiness and compliance with company and investor guidelines. This role involves detailed analysis of financial documents, credit reports, and property appraisals to ensure sound lending decisions and mitigate risk.Essential Job Duties and Responsibilities
Review and analyze mortgage loan applications for completeness, accuracy, and compliance with underwriting standards (e.g., Fannie Mae, Freddie Mac, FHA, VA, and company-specific guidelines).
Evaluate borrower income, assets, credit history, and collateral to determine loan eligibility.
Review supporting documentation including tax returns, W-2s, pay stubs, bank statements, and credit reports.
Ensure all loans meet internal and regulatory requirements (e.g., RESPA, TILA, HMDA).
Issue conditional approvals, suspensions, or denials with clear, detailed explanations.
Collaborate with loan officers, processors, and closers to obtain required documentation and resolve issues.
Maintain knowledge of current underwriting guidelines, mortgage products, and investor requirements.
Manage a pipeline of loans efficiently to meet service level agreements and closing deadlines.
Participate in ongoing training and audits to ensure compliance and accuracy.
Non-Essential Job Duties and Responsibilities
Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions.
Promotes interdepartmental communication and culture.
Lead, develop and motivate the team across all locations and operational functions.
Continued focus to ensure all families (Internal and External) are receiving the best possible service
Qualifications and Skills
2-5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo).
DE/SAR/LAPP certification preferred for government loan programs.
Strong analytical and decision-making skills with attention to detail.
Excellent written and verbal communication abilities.
Ability to work independently in a fast-paced environment with strict deadlines.
Company Benefits
Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings:
- Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Auto-ApplyUnderwriting Consultant - Remote.
Remote job
Life Insurance Signature / Authority Limits
$5M Signature / $7.5M Authority
PLEASE NOTE: ONLY APPLICANTS WITH INDIVIDUAL LIFE UNDERWRITING EXPERIENCE WILL BE CONSIDERED FOR THIS ROLE.
Builds relationships with Financial Advisors and internal partners. Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met.
Primary Duties & Responsibilities
Field & Client Experience.
Responsible for credible and effective relations and communication with field and customer to include responding to case appeals/inquiries and assists with placing business.
Provides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisal.
Responsible for prescreen inquiries.
Underwriting
Responsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as needed.
Uses advanced UW knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWs .
Uses advanced skills to review applications and adheres to underwriting standards.
Solves complex problems and escalations.
Advanced level of experience with NM product types and changes
Models change agility while maintaining mortality and morbidity expectations.
Demonstrates continuous learning through the early adoption of new ways of underwriting.
Proficient with Reinsurance programs and able to determine where to best place a case.
Underwrites applications, maintaining industry-leading mortality and morbidity giving the best possible offer that can be made.
Provides active case and requirement management and provides customized service with guidance.
Demonstrates advanced ability to communicate & negotiate with Field Partners to explain modified or declined decisions & assist in policy placement.
Provides advanced financial, medical, and lay underwriting assessments and offers innovative solutions to keep Northwestern Mutual as the choice of our customers.
Actively utilizes the most effective means to obtain the necessary information, including Internet searches, direct contact with the insured, and communication with third party advisors (Accountants, Attorneys, etc.)
Collaborates with medical directors and technical staff.
Responsible for adherence to procedures and regulatory processes .
Understands and meets all quality, service, and production goals .
Partners with Underwriting Support for case management.
Cross-Functional leadership.
Subject matter expert in product process w/collaboration w/functional partners and participates in projects and department initiatives.
Collaborates and designs P3 curriculum with L&D/Tech Team .
Qualifications
A bachelor's degree preferred or demonstrated consistent success in prior Underwriting role as evidence by satisfactory case management and quality review.
Minimum of 5 years of underwriting experience.
Analytical skills with an established record to make independent decisions on complex cases and apply sound judgment in the application of rules.
Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness.
Proficient in computer skills and using various software packages.
Ability to work accurately while maintaining speed and flexibility in a team and independent production environment.
A high degree of organization and the ability to establish priorities and meet deadlines.
Demonstrated strong leadership skills and a high degree of self-motivation and initiative to lead projects or committees.
Displays agility to manage multiple tasks and adapt in a changing work environment.
#LI-Remote or LI-Hybrid
Compensation Range:
Pay Range - Start:
$76,650.00
Pay Range - End:
$142,350.00
Geographic Specific Pay Structure:
We believe in fairness and transparency. It's why we share the salary range for most of our roles. However, final salaries are based on a number of factors, including the skills and experience of the candidate; the current market; location of the candidate; and other factors uncovered in the hiring process. The standard pay structure is listed but if you're living in California, New York City or other eligible location, geographic specific pay structures, compensation and benefits could be applicable, click here to learn more.
Grow your career with a best-in-class company that puts our clients' interests at the center of all we do. Get started now!
Northwestern Mutual is an equal opportunity employer who welcomes and encourages diversity in the workforce. We are committed to creating and maintaining an environment in which each employee can contribute creative ideas, seek challenges, assume leadership and continue to focus on meeting and exceeding business and personal objectives.
Auto-ApplyRemote Mortgage Underwriter (DE/VA both designations required)
Remote job
An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration.
We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.
Responsibilities
Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations
Analyze borrower financials, credit reports, and property appraisals to determine eligibility
Assess risk and provide thorough loan decisions with clear explanations and conditions
Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process
Stay up-to-date with industry trends, guidelines, and best practices
Qualifications
Active DE and VA underwriting certification required
Must have used DE and VA designation within the last 11 months
Minimum 5 years of residential mortgage underwriting experience
Proven history of longevity in prior roles (average tenure, no frequent job changes)
Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products
Experience with Encompass strongly preferred
Excellent analytical, organizational, and problem-solving skills
Strong communication skills and ability to collaborate effectively in a team environment
Compensation & Benefits
Salary: $85,000 - $100,000 per year
Full benefits package including:
Medical, Dental, Vision, Life Insurance
401(k) with employer contribution
Paid vacation and sick time
Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Non-QM Underwriter
Remote job
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Non-QM Underwriter is responsible for underwriting and maintaining a loan pipeline while communicating with internal loan teams and external lenders. The Non-QM Underwriter maintains extensive product and guideline knowledge of all Non-QM lenders and assists loan teams and underwriting teams with questions and issue resolution.
Job Responsibilities:
Underwrite Non-QM and Non-Agency loan products, including but not limited to Bank Statement Income Analysis, Asset Depletion, DSCR No Ratio, Foreign National, and Self-Employment.
Maintain an underwriting pipeline of new loans and resubmissions that meet standard service level agreements.
Evaluate and examine loan files to ensure accuracy, completeness, and compliance with investor and agency guidelines.
Issue loan decisions to sales and operations staff in a clear and concise manner.
Communicate with operations, sales staff, business partners (lenders and investors), maintaining a high level of customer service.
Issue final approval by uploading all necessary approval documentation into the company's software systems with appropriate signatures.
Collaborate with the Post-Closing department on any stipulations for closed files; communicate process and outcome to underwriters and management.
Perform other related duties as assigned by management.
Qualifications and Skills:
Bachelor's degree and/or equivalent combination of education and experience.
4+ years of mortgage underwriting experience.
Experience with Non-QM and Non-Agency underwriting.
Experience with manual underwriting.
Experience with compliance and disclosure requirements.
Encompass LOS experience, a plus.
Advanced prioritization, time management, and problem-solving skills, maintaining attention to detail.
Excellent communication skills.
Proficient in Microsoft Word, Excel, and Outlook.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: 43.26 - 48.07
Bonus Eligible if applicable
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
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