Underwriting manager work from home jobs - 599 jobs
Remote Accounting Manager - AI Trainer ($50-$60/hour)
Data Annotation
Remote job
We are looking for a finance professional to join our team to train AI models. You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of each model.
In this role you will need to hold an expert level of financial reasoning- a completed or in progress Bachelor level of education or higher. Other related fields include, but are not limited to: Financial Accounting, Investment Banking, Wealth Management, and Insurance Planning.
Benefits:
â—Ź This is a full-time or part-time REMOTE position
â—Ź You'll be able to choose which projects you want to work on
â—Ź You can work on your own schedule
â—Ź Projects are paid hourly starting at $50-$60 USD per hour, with bonuses on high-quality and high-volume work
Responsibilities:
â—Ź Give AI chatbots diverse and complex problems and evaluate their outputs
â—Ź Evaluate the quality produced by AI models for correctness and performance
Qualifications:
â—Ź Fluency in English (native or bilingual level)
â—Ź Detail-oriented
â—Ź Proficient in financial analysis, financial modeling, data analysis, and other reasoning exercises related to finance management
â—Ź A current, in progress, or completed Bachelors level education or higher
Note: Payment is made via PayPal. We will never ask for any money from you. PayPal will handle any currency conversions from USD. This is an independent contract position.
A leading insurance provider is seeking an experienced Executive Underwriter specializing in Excess Casualty to manage broker relationships and underwrite complex risks. The candidate should have over 7 years of underwriting experience, particularly within the E&S marketplace, and possess strong sales and technical skills. This role offers competitive compensation and a full benefits package, emphasizing a culture of collaboration and accountability.
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$70k-103k yearly est. 4d ago
Asset Manager - Distressed Assets
Talently
Remote job
Job Title: Asset Manager
Salary: $130,000-$155,000
Skills: Turnaround Asset Management, Distressed Assets, Value-Add Strategies, Financial Analysis, Property Management
About the Real Estate Company / The Opportunity:
Seize the opportunity to lead the recovery and repositioning of complex real estate assets for a forward-thinking organization in the real estate industry. As an Asset Manager specializing in distressed assets, you will play a pivotal role in restoring value and stabilizing performance across a portfolio of underperforming or distressed multifamily, commercial, and mixed-use properties. This remote position requires extensive travel nationwide, direct engagement with senior leadership, and the chance to drive meaningful impact through expertise in operational execution and financial oversight.
Responsibilities:
Conduct deep financial and operational reviews of distressed properties to diagnose causes of underperformance.
Evaluate rent rolls, occupancy, expense trends, tenant quality, and market positioning to develop effective turnaround strategies.
Create and implement comprehensive asset recovery plans, including leasing initiatives, expense controls, capital improvements, and management changes.
Lead repositioning efforts for value-add assets with renovations, amenity upgrades, and rebranding.
Partner with leasing, property management, and capital project teams to optimize rent pricing, marketing, and tenant retention.
Monitor day-to-day property operations, recommending staffing changes, process improvements, and vendor renegotiations.
Prepare and present asset updates and financial reports to leadership and external partners.
Oversee CapEx planning and support refinancing, sale preparation, or recapitalization as assets stabilize.
Must-Have Skills:
4+ years of experience in real estate asset management, specifically dealing with distressed asset turnaround
Strong proficiency in financial modeling
Ability to lead cross-functional teams and enact influence
Bachelor's degree in Real Estate, Finance, Business, or related field.
$130k-155k yearly 4d ago
Remote Tax Manager-Lead In-House Tax Team
Solid Rock Recruiting LLC
Remote job
A rapidly growing financial services company is seeking a Tax Manager to lead and build in-house tax services. This role offers a unique opportunity for growth and ownership in shaping a new department. Ideal candidates will have CPA qualifications, strong tax experience, and leadership skills. Compensation ranges from $120,000-$170,000+ based on experience, alongside comprehensive benefits and performance bonuses.
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$120k-170k yearly 5d ago
SEC Financial Reporting Manager ($120,000 - $150,000 plus bonus)
Korn Ferry 4.9
Remote job
Our client is an integrated service provider and marketplace for the real estate and mortgage industries. Combining operational excellence with a suite of innovative products and technologies, this company helps solve the demands of the ever-changing market.
We are seeking a highly skilled SEC Financial Reporting Manager to lead our financial reporting function. This role is responsible for ensuring accurate, timely, and compliant financial statements and disclosures in accordance with U.S. GAAP and SEC requirements. The ideal candidate will bring strong technical accounting expertise, leadership skills, and the ability to manage complex reporting processes. This position is U.S.-based and offers flexibility with remote work options to support work-life balance.
Key Responsibilities:
Oversee preparation and review of quarterly and annual financial statements and disclosures.
Ensure compliance with U.S. GAAP, SEC regulations, and internal control requirements.
Lead technical accounting research and implementation of new standards.
Manage financial consolidation and reporting processes across multiple entities.
Coordinate with internal and external auditors during audits.
Maintain SOX compliance and strengthen internal control frameworks.
Provide financial analysis and insights to support executive decision-making.
Mentor and develop the financial reporting team.
Qualifications:
Bachelor's degree in Accounting, Master's degree or MBA preferred.
CPA required; additional certifications (CMA, CIA) a plus.
3-5 years of progressive experience in accounting or financial reporting, including SEC reporting and public accounting.
Advanced knowledge of U.S. GAAP and SEC reporting requirements.
Strong leadership, analytical, and communication skills.
Proficiency in Excel and financial reporting systems.
Preferred Attributes:
Experience with IFRS and international reporting standards.
Familiarity with SOX compliance and internal controls.
Ability to manage multiple priorities under tight deadlines.
Big 4 experience
Experience reporting for a global publicly traded company
Compensation: $120,000 - $150,000 salary plus bonus
SE: 510775260
$120k-150k yearly 3d ago
Seasonal Tax Manager: Banking & Capital Markets (Remote)
Ernst & Young Oman 4.7
Remote job
A global consulting firm is seeking a Seasonal Tax Manager specializing in Banking and Capital Markets. The role involves providing tax guidance and consulting, preparing tax provisions, and enhancing controls. Candidates should have a bachelor's degree, a valid CPA license, and at least 5 years of tax experience. The position supports a flexible work model, with most engagements requiring in-person collaboration 40-60% of the time. Competitive hourly compensation of $90-$120 inclusive of diverse benefits is offered.
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$90-120 hourly 5d ago
Tax Manager
Councilor, Buchanan & Mitchell, P.C 3.7
Remote job
Councilor, Buchanan & Mitchell, P.C. (CBM), a leading accounting and business advisory firm serving clients across Washington, DC, Baltimore, and the Mid-Atlantic region, is currently seeking an experienced senior tax professional. The ideal candidate will have a minimum of six years of public accounting and tax experience and will work on compilation, review, and tax engagements - primarily for clients in the auto dealership industry. Remote work and flexible schedule are available. Anticipated start date for this position is early 2026.
Essential Functions
Manage tax related processes, procedures, and team
Prepare personal, corporate, estate, and trust tax returns, including more complex cases
Review and approve all returns, with the exception of those dealing with specialized issues requiring the expertise of another manager or director
Review tax accruals and associated working papers
Assume responsibility for the smooth flow of tax returns
Act as director-in-charge for a variety of clients, and act as key client for a variety of engagements
Bill and discuss fees with clients
Complete complex tax planning, including preparation of BNA projections
Analyze IRS notices and draft responses
Review IRS notice responses prepared by other tax personnel
Represent clients before the IRS
Communicate tax developments to the firm
Perform more complex tax research and review the research projects of others
Assist accounting and auditing staff members in client meetings
Delegate work to and supervise/manage work of tax staff, senior tax accountants, and tax supervisors
Participate in tax department administrative projects
Work with directors to establish standards for the tax staff and evaluate and counsel tax staff members
Act as a resource for tax team
Contribute to the client service team by producing quality work with quick turnaround and attentive service
Develop a general understanding of the firm\'s philosophy and tax opinions
Establish good working relationships with all directors and staff members
Other Functions
Possess time management and organization skills
Demonstrate industry expertise
Assist with recruitment and training of other tax department personnel
Develop an entrepreneurial approach to client service and develop good working relationships with client personnel
Maintain contacts with peers, develop a network of business contacts, meet with prospective clients, and cultivate referrals
Write articles and make presentations
Develop a broad general knowledge of economic, political, and business conditions
Accept volunteer positions in community organizations
Perform other duties as assigned
Job Qualifications
Bachelor\'s degree in accounting or another related program
Advanced degree (generally a law degree or a master\'s in taxation) is strongly desired
CPA certification
At least six years of recent relevant public accounting, tax, and review experience (experience with pass-through entities is preferred)
At least two years of management experience and the ability to lead and develop professional staff
Proficiency in the use of computers and tax software programs (Document, Engagement, CCH Suite - Axcess Tax, QuickBooks, etc.)
Ability to manage multiple client engagements and prioritize work
About CBM
At CBM, it is our goal to hire talented, energetic people who are enthusiastic about what they do. We offer a mentorship program to encourage individuals to grow professionally and develop in their careers. CBM offers today\'s accounting professionals opportunities for advancement in a fast-paced environment that allows for both professional success and work-life balance.
CBM offers a diverse, flexible work environment, and we are proud to offer a competitive salary, a comprehensive benefits package, growth opportunities, and a team-oriented environment.
Company Benefits
401(k) and Profit-Sharing Plan
10 Paid Holidays
Paid Time Off
Bereavement/Jury Duty Leave
Paid Parental Leave
FSA/Dependent Care
Life Insurance
Short and Long-Term Disability
Volunteer Community Service Day
Healthcare Benefits - medical, dental, vision & other programs
Paid Parking & Metro
S subsidized Employee Wellness and Fitness Program
Mentorship Program - Project Clear Path
Professional Training & Development
Tuition Reimbursement
CPA and Other Certifications Assistance
Professional Memberships
Business Casual Work Environment
Fun Firm Activities
CBM is an Equal Opportunity Employer dedicated to diversity and inclusion
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A leading outdoor exploration platform is seeking an Accounting Manager in San Francisco. The ideal candidate will have extensive experience in accounting management, oversee financial operations, and ensure compliance with US GAAP. Key responsibilities include managing accounts payable, leading the financial close process, and supervising the accounting team. The role offers a competitive salary ranging from $140,000 to $170,000, along with benefits that support professional growth and well-being.
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$140k-170k yearly 1d ago
Manager, Large Group Underwriting
Healthpartners 4.2
Remote job
HealthPartners is hiring a Manager of Large Group Underwriting. This leader directs the determination of rates, approval and renewal process for all group products. Establishes requirements for group composition, contribution, and eligibility provisions. The Manager of Large Group Underwriting works in the development of new group products and market strategies to attract and retain business that ensures the financial success of HealthPartners.
ACCOUNTABILITIES:
Responsible for the supervision of staff, including having the authority to hire, transfer, lay off, promote, discipline and discharge, train, reward and review performance of employees. Ensures compliance to organizational and departmental policies and procedures.
Establishes and maintains written HMO Standard, choice, self-funded medical and dental group underwriting rules, including “field underwriting” rules and procedures for initial consideration of new groups and renewal of inforce groups.
Manages the process whereby groups are initially considered as purchasers of our products.
Establishes and implements rules for assessing group composition, contribution levels, eligibility and other underwriting criteria for renewal of all group products to protect the company's financial interests and to ensure the profitability of these product lines.
Provides specific guidance to the Marketing, Sales and retention staff regarding the necessary rating and underwriting information which they must supply to determine rating and coverage strategies and methodologies for existing groups and potential new business.
Implements simultaneous offerings of multiple GHI products to maximize membership growth and minimize loss of profitability in existing groups. Directs the systems which control the release of (and contingencies for) group quotes.
Directs work objectives with other departments (I.S., Finance and others) to provide up-to-date information on the current and projected profitability of each product line.
Provides technical field support to the Sales and retention staff in the acquisition and retention of all group business. Presents to large external customers on Group Health's rating methodologies and underwriting philosophies. (Benefit Managers, consulting firms, brokerages, and other key business leaders).
Consults with Marketing and Sales Management Team in developing specific sales strategies for prospective and renewal group business.
Develops and proposes alternate funding and rating methodologies, strategies and tactics which are consistent with senior management objectives for the purpose of enhancing the marketability and profitability of GHI products.
Estimates the value and impact of proposed and legally required eligibility and administrative changes in all group coverage. Provides guidance and assistance in their implementation.
Actively participates in the creation, update and ongoing testing of business continuity and disaster recovery planning and preparation.
REQUIRED QUALIFICATIONS:
(Minimum qualifications needed for this position)
A Bachelor's Degree in a related field.
Ten or more years previous experience in underwriting group health coverage with direct responsibility for financial results and strategic planning.
Excellent oral and written communications ability.
Relevant math skills and computer experience.
Minimum of two years experience managing appropriate work group.
PREFERRED QUALIFICATIONS:
A Master's Degree or a professional benefits or insurance certification HMO or PPO experience.
DECISION MAKING:
This position requires decisions be made quickly and decisively, especially as it pertains to responding to questions from outside consultants, brokers and actuaries. Numerical interpretation as well as understanding the need of the customer are crucial for decisions which yield the desired effect for both GHI and the client.
Underwriting and pricing authority on groups of up to 1,000 contracts and annual premiums per group to approximately $3,000,000.
$71k-94k yearly est. Auto-Apply 48d ago
Senior Underwriting Consultant
Pacific Life 4.5
Remote job
Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own.
We're actively seeking talented Life Insurance Underwriters to join our Consumer Markets Division. We are hiring at the Underwriting Consultant and Senior Underwriting Consultant level, and this role supports 100% remote work.
As an Underwriting Consultant, you'll play a key role in Pacific Life's growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners.
Now is a great time to join our Underwriting team. We have undertaken a transformational effort to update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life.
How you'll help move us forward:
Complete wing-to-wing underwriting decision:
Starting with review of upfront underwriting data and tools
Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection
Finalizing cases
Data enter medical history and use system workbenches to process and decision cases
Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.
The experience you bring:
7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies
Ability to handle advanced decision level authorities without a co-signature ($2.5 Million or higher)
Effective written and verbal communication skills with the ability to build relationships both internally and externally
Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events
Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used
Ability to develop specific goals, plan, and prioritize work
What make you stand out:
Bachelor's Degree
BGA and Trial Experience Preferred
Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU
Compensation
As we are hiring at both the Underwriting Consultant and Senior Underwriting Consultant levels, we have two compensation ranges to post below. Level assessed for an offer will be commensurate with years of experience and qualifications, and salaries are also based on geographical location.
Underwriting Consultant
The base pay range below reflects the Senior Underwriting Consultant level, and represents the company's good faith minimum and maximum range for this role at that level at the time of posting.
$98,190 - $120,010
Senior Underwriting Consultant
The base pay range below reflects the Senior Underwriting Consultant level, and represents the company's good faith minimum and maximum range for this role at that level at the time of posting.
$119,070 - $145,530
You can be who you are.
People come first here. We're committed to an inclusive workforce. Learn more about how we create a welcoming work environment at ******************** What's life like at Pacific Life?
Visit Instagram.com/lifeatpacificlife.
Benefits start Day 1.
Your wellbeing is important. We're committed to providing flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.
• Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation.
#LI-AS1
Base Pay Range:
The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.
Your Benefits Start Day 1
Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.
Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
Paid Parental Leave as well as an Adoption Assistance Program
Competitive 401k savings plan with company match and an additional contribution regardless of participation
EEO Statement:
Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.
$119.1k-145.5k yearly Auto-Apply 60d+ ago
Mortgage Underwriting Specialist
Vesta 4.8
Remote job
What we're doing Owning a home is a huge step in many people's lives, and is also a foundational part of building financial security and wealth. However, the tools and technology supporting homeownership today are antiquated, dependent on things like fax machines, handwritten documentation, and hours of manual review.
We're here to change that.
Vesta is the next-generation system of record to power the multi-trillion mortgage market. We believe that we are overdue for a core transformation - that in order to build a fully automated process and fully digital customer journeys, lenders will have to adopt a system of record platform that is modern, open, and orchestrated by best-in-class software workflows.
Who we are Our founding team is no stranger to the complexities of the financial industry. As early employees at Blend, they spent years together focused on creating modern cloud infrastructure for banks. Now, with Vesta, they are transforming the mortgage industry by creating the most flexible, open, and automated origination experience, benefitting financial institutions and their customers.
And, we're not alone.
We've raised $55M from top tier investors, including Andreessen Horowitz, Bain Capital Ventures, Conversion Capital, Zigg Capital, and Index Ventures.
Our team is small, but mighty. We are a collection of humans who value humility, empathy, self-awareness, and an orientation towards action. If this sounds like you and you're excited by the idea of getting in at the ground level to build the infrastructure that will power the future of the financial industry, we would love to hear from you!
About the role As one of our mortgage process specialists at Vesta, you'll work closely with our product, engineering, design, partnerships, and implementations teams across a variety of mission critical projects. In this role, you can expect to:
become a Vesta product expert, deeply understanding all functionality in the product.
diligently document test cases with a high attention to detail.
work with our partner integrations team to help map data across platforms and, configure and test our integrations.
partner with our customer implementation team to create canonical configuration around all aspects of loan fulfillment workflows.
stay in lock step with our engineering, product, design, and partner teams, keeping them updated on testing and integration status.
be an indispensable part of delivering industry-changing software to our customers!
Who you are
You have 5+ years of mortgage underwriting experience across several mortgage types (e.g. conventional, FHA, VA, non-QM).
You are technically inclined and a quick learner. An understanding of APIs, familiarity with MISMO and XML, and experience with tools like Postman a plus, but not required as long as you have a willingness to learn.
You are curious and hungry to identify, triage, and help solve any problem you come across, big or small, and you're excited to apply your depth of knowledge across a variety of projects.
You are a self starter and team player who's comfortable flexing across a variety of problems and you do so while keeping an eye towards detail and executing with precision.
You're looking to join an early-stage team to build something BIG, something industry-changing, and you're excited about being part of that quickly-moving, fast-growing journey.
Benefits and Perks
Robust medical, vision, & dental coverage (~100% of employee premiums are covered)
401(K) plan offering
Meaningful parental leave - 16 weeks fully paid for all new parents, birthing & non-birthing parents (applies to adoptions as well!)
Remote-first culture with hubs in New York & San Francisco
Generous WFH & Wellness Benefits
Monthly Doordash benefits
Open & encouraged flexible time off
Company offsites to get to know the team!
Our cash compensation amount for this role is targeted at $100,000 - $135,000/yr. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above.
At Vesta, we believe that the only way we can tackle the challenging problems in front of us is by having diverse perspectives and an environment that promotes inclusivity. We're committed to equal opportunity regardless of race, color, ancestry, religion, gender, gender identity, parental or pregnancy status, national origin, sexual orientation, age, citizenship, marital status, disability, or veteran status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. As part of our onboarding process, we participate in the E-Verify program.
$100k-135k yearly Auto-Apply 60d+ ago
Non-Conforming Underwriter
JMAC Lending 3.8
Remote job
With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients.
The Opportunity:
This role entails underwriting agency and non-agency loans (including both Manual and AUS), alongside Alternative Doc loans. You'll play a crucial part in evaluating supporting documentation to determine borrowers' creditworthiness and their capacity to fulfill mortgage obligations. This includes reviewing a variety of documents such as credit reports, income and asset documentation, appraisals, collateral reports, and fraud prevention tools, as well as any other necessary paperwork to make informed decisions.
This is a Full-Time/Fully Remote opportunity with working hours from 8:00am-5:00pm PT Monday-Friday offering competitive pay ranging from $90,000 to $110,000 annually plus bonus.
Key Responsibilities:
Conduct a comprehensive and precise analysis of all loan documents, including the AUS decision report, credit report, various income sources (both complex personal and business returns), assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, as well as performing checks for red flags and potential fraud.
Underwrite NON-QM, Jumbo, and Fixed Rate Second Mortgage programs.
Review multiple income types including Full Doc, DSCR, Asset Utilization, Asset Depletion, Bank Statements(Business, Personal, and Co-mingled), P&L, 1099, Foreign National.
Complete income calculations using both manual and system-based methods for all listed income types.
Meticulously manage loan files and clear any conditions, demonstrating both attention to detail and a sense of urgency to meet customer needs.
Accurately log loan data and decisions into our operating system, ensuring precision at every step.
Review transaction matrices and internal investor overlays to guarantee compliance with all investor guidelines.
Apply and uphold effective fraud detection methods. Proactively request additional information or documentation as needed, and identify risk factors that may affect the quality of the loan file.
Assist in resolving any pre-funding or post-purchase loan issues by collaborating with the post-closing department to address any outstanding conditions or concerns.
Communicate loan decisions clearly and professionally via phone or email to foster positive and productive relationships with colleagues and clients.
Maintain open channels of communication with brokers and sales staff to ensure all inquiries are addressed promptly, showcasing exceptional customer service skills.
Requirements
Must have recent underwriting experience with all Conventional loans products for a minimum of 5 years and is current on all updated guidelines, policies, and procedures.
Current jumbo, non-agency, and alternative document experience for at least 3 years.
Must be able to multi-task in a fast-paced environment while maintaining a high level of quality.
Extensive knowledge of all FNMA/FHLMC and investor guidelines.
Extensive knowledge of complex tax returns including multiple businesses and multiple financed properties.
Able to multitask within multiple product suites.
Maintain quality and production standards as set forth by management.
Strong attention to detail, organization, and communication skills.
Ability to work independently and adapt to a constantly changing environment
Communication skills, verbal and written, capable of expressing complex issues and soliciting input from a broad audience.
Must comply with all BSA/AML requirements as well as any mandatory changes.
Benefits
Comprehensive Health Care Plan (including Medical, Dental, & Vision)
Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment)
Generous Paid Time Off (for Vacation & Holidays)
Secure Retirement Plan (401k)
Short-Term & Long-Term Disability Coverage
Family Leave Benefits
Access to Wellness Resources
JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
$90k-110k yearly Auto-Apply 6d ago
Underwriting Consultant - Remote.
Northwestern Mutual 4.5
Remote job
Life Insurance Signature / Authority Limits
$5M Signature / $7.5M Authority
PLEASE NOTE: ONLY APPLICANTS WITH INDIVIDUAL LIFE UNDERWRITING EXPERIENCE WILL BE CONSIDERED FOR THIS ROLE.
Builds relationships with Financial Advisors and internal partners. Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met.
Primary Duties & Responsibilities
Field & Client Experience.
Responsible for credible and effective relations and communication with field and customer to include responding to case appeals/inquiries and assists with placing business.
Provides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisal.
Responsible for prescreen inquiries.
Underwriting
Responsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as needed.
Uses advanced UW knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWs .
Uses advanced skills to review applications and adheres to underwriting standards.
Solves complex problems and escalations.
Advanced level of experience with NM product types and changes
Models change agility while maintaining mortality and morbidity expectations.
Demonstrates continuous learning through the early adoption of new ways of underwriting.
Proficient with Reinsurance programs and able to determine where to best place a case.
Underwrites applications, maintaining industry-leading mortality and morbidity giving the best possible offer that can be made.
Provides active case and requirement management and provides customized service with guidance.
Demonstrates advanced ability to communicate & negotiate with Field Partners to explain modified or declined decisions & assist in policy placement.
Provides advanced financial, medical, and lay underwriting assessments and offers innovative solutions to keep Northwestern Mutual as the choice of our customers.
Actively utilizes the most effective means to obtain the necessary information, including Internet searches, direct contact with the insured, and communication with third party advisors (Accountants, Attorneys, etc.)
Collaborates with medical directors and technical staff.
Responsible for adherence to procedures and regulatory processes .
Understands and meets all quality, service, and production goals .
Partners with Underwriting Support for case management.
Cross-Functional leadership.
Subject matter expert in product process w/collaboration w/functional partners and participates in projects and department initiatives.
Collaborates and designs P3 curriculum with L&D/Tech Team .
Qualifications
A bachelor's degree preferred or demonstrated consistent success in prior Underwriting role as evidence by satisfactory case management and quality review.
Minimum of 5 years of underwriting experience.
Analytical skills with an established record to make independent decisions on complex cases and apply sound judgment in the application of rules.
Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness.
Proficient in computer skills and using various software packages.
Ability to work accurately while maintaining speed and flexibility in a team and independent production environment.
A high degree of organization and the ability to establish priorities and meet deadlines.
Demonstrated strong leadership skills and a high degree of self-motivation and initiative to lead projects or committees.
Displays agility to manage multiple tasks and adapt in a changing work environment.
#LI-Remote or LI-Hybrid
Compensation Range:
Pay Range - Start:
$76,650.00
Pay Range - End:
$142,350.00
Geographic Specific Pay Structure:
Structure 110:
$84,350.00 USD - $156,650.00 USD
Structure 115:
$88,130.00 USD - $163,670.00 USD
We believe in fairness and transparency. It's why we share the salary range for most of our roles. However, final salaries are based on a number of factors, including the skills and experience of the candidate; the current market; location of the candidate; and other factors uncovered in the hiring process. The standard pay structure is listed but if you're living in California, New York City or other eligible location, geographic specific pay structures, compensation and benefits could be applicable, click here to learn more.
Grow your career with a best-in-class company that puts our clients' interests at the center of all we do. Get started now!
Northwestern Mutual is an equal opportunity employer who welcomes and encourages diversity in the workforce. We are committed to creating and maintaining an environment in which each employee can contribute creative ideas, seek challenges, assume leadership and continue to focus on meeting and exceeding business and personal objectives.
$76.7k-163.7k yearly Auto-Apply 20d ago
Case Underwriter
Capital Rx 4.1
Remote job
About Judi Health
Judi Health is an enterprise health technology company providing a comprehensive suite of solutions for employers and health plans, including:
Capital Rx, a public benefit corporation delivering full-service pharmacy benefit management (PBM) solutions to self-insured employers,
Judi Health™, which offers full-service health benefit management solutions to employers, TPAs, and health plans, and
Judi , the industry's leading proprietary Enterprise Health Platform (EHP), which consolidates all claim administration-related workflows in one scalable, secure platform.
Together with our clients, we're rebuilding trust in healthcare in the U.S. and deploying the infrastructure we need for the care we deserve. To learn more, visit ****************
Position Summary:
This role supports pricing and underwriting and ensuring timely and accurate RFP responses. The position involves collaborating with various teams to refine financial models and reporting, presenting final underwriting to leadership, and driving continuous improvement in pricing and underwriting practices.
Position Responsibilities:
Direct and execute day-to-day pricing and underwriting for new and renewing business opportunities
Coordinate with Sales, RFP response, and other business functions to submit timely and complete RFP responses
Collaborate with Executive Team and other business functions to design, refine, and maintain internal underwriting, financial modeling, and financial reporting SOPs
Support client contracting, including validation that contract terms align with proposal underwriting parameters
Present final underwriting to Sales and Executive Team and be able to articulate any potential risk
Support continued development and maintenance of underwriting and financial reporting system infrastructure
Mine external data to determine best underwriting practices for each business opportunity
Manage multiple projects and deadlines as needed
Work collaboratively across the organization to communicate and support ongoing financial analytics and reporting needs
Support analysis and development of pricing models for new products
Support general business needs, as required
Responsible for adherence to the Capital Rx Code of Conduct including reporting of noncompliance
Required Qualifications
Bachelor's degree, with record of strong academic performance in Accounting, Finance, Actuarial Science, Statistics, or Economics (In lieu of a degree, equivalent relevant work experience may be considered)
2+ years of proven experience in financial analysis, actuarial services, accounting, pricing & underwriting
Pharmacy, PBM, or Health Plan experience required
Knowledge of risk management, statistics, financial modeling
Experience manipulating large data sets, including the ability to analyze and interpret historical claims data
Proficient in Excel and data visualization tools
Experience in either SQL, SAS, or R preferred
Track record of leading cross-functional initiatives, driving high performance, meeting deadlines, and executing on deliverables
Ability to balance multiple complex projects simultaneously
Exceptional technical, analytical, and problem-solving skills
Exceptional written and verbal communication skills
Extremely flexible, highly organized, and able to shift priorities easily
Attention to detail & commitment to delivering high quality work product
Salary Range$95,000-$110,000 USD
All employees are responsible for adherence to the Capital Rx Code of Conduct including the reporting of non-compliance. This position description is designed to be flexible, allowing management the opportunity to assign or reassign duties and responsibilities as needed to best meet organizational goals.
Judi Health values a diverse workplace and celebrates the diversity that each employee brings to the table. We are proud to provide equal employment opportunities to all employees and applicants for employment and prohibit discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, medical condition, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
By submitting an application, you agree to the retention of your personal data for consideration for a future position at Judi Health. More details about Judi Health's privacy practices can be found at *********************************************
$95k-110k yearly Auto-Apply 4d ago
Remote Mortgage Underwriter (DE/VA both designations required)
National Mortgage Staffing 3.9
Remote job
An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration.
We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.
Responsibilities
Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations
Analyze borrower financials, credit reports, and property appraisals to determine eligibility
Assess risk and provide thorough loan decisions with clear explanations and conditions
Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process
Stay up-to-date with industry trends, guidelines, and best practices
Qualifications
Active DE and VA underwriting certification required
Must have used DE and VA designation within the last 11 months
Minimum 5 years of residential mortgage underwriting experience
Proven history of longevity in prior roles (average tenure, no frequent job changes)
Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products
Experience with Encompass strongly preferred
Excellent analytical, organizational, and problem-solving skills
Strong communication skills and ability to collaborate effectively in a team environment
Compensation & Benefits
Salary: $85,000 - $105,000 per year
Exempt role (no paid overtime0
Discretionary bonus
Full benefits package including:
Medical, Dental, Vision, Life Insurance
401(k) with employer contribution
Paid vacation and sick time
Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
$85k-105k yearly 6d ago
Territory Underwriter
Berkley 4.3
Remote job
Company Details
Berkley Industrial Comp provides best in class workers' compensation insurance solutions to high hazard industries. BIN's mission is to provide an unparalleled customer experience within the high hazard workers' compensation market. BIN achieves its mission by focusing on the following core values:
Integrity - character without compromise
Agility - flexible and collaborative
Expertise - knowledge and skill
Ingenuity - solution and future focused
We believe in embracing the collective power of people committed to doing right by one another, our stakeholders, and communities. Our core values rest at the heart of this collective effort.
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Responsibilities
We are looking for a Territory UnderwritingManager who thrives on a collaborative, relationship driven underwriting approach to join our team. The successful candidate will be responsible for contributing to achieving and exceeding the regions' profitability goals through proper risk selection and account management. This individual will collaborate with Business Development to create and foster agency relationships in the Assigned Territory. This job is a work from home position with significant over the road travel, up to 25% of the time. A willingness to meet and travel to agencies is key to this role.
Key functions include but are not limited to the following:
Underwrites all new business and renewal risks for designated geographic region
Manages a book of business between $15 - $20 million
Develops and maintains relationships with agencies within a key geographic region
Works to achieve/exceed planned accident year loss ratio, rate change, renewal retention and enforce premium goals
Documents, analyzes and offers decisions with appropriate detail within underwriting authority levels
Takes initiative to recommend potential improvements in underwriting principles, techniques or appetite
Complies with insurance filings and regulatory requirements
Supports the company's business development strategies through exceptional responsiveness and communication, agency visits, and point-of-sale presentations if/when necessary
Demonstrates a working knowledge of our appetite and accurately conveys message to the agency plant; monitors and manages agency hit ratio metrics, new business volume, and overall profitability
Utilizes Berkley Industrial's internal tools to track book performance, ensuring new business target production volume is met throughout the term
Establishes a knowledge base of agency needs, staff, target markets, and contracted insurers; documents agency visits
Performs agency evaluations and works with Business Development to create and ensure agency goals are being met
Qualifications
Bachelor's degree
CPCU, CIC, or AU designation preferred
Strong background in Microsoft Office, Word, Excel
5 or more years of workers compensation underwriting experience with a focus in higher hazard industries, such as construction and heavy manufacturing
3-5 years of marketing experience working with independent agents
Strong interpersonal, analytical, and negotiation skills
Exceptional communication skills both oral and written are essential
Self-motivated and results oriented
Strong managerial skills with the ability to work independently and as a team member
Capable of working with internal and external teams and partners
Superior customer service skills
Excellent vendor management skills
Ability to remain positive and calm in times of stress
Ability to successfully engage and manage an assortment of personalities, work and communication styles, and be a preferred business partner to our agency plant
Demonstrated ability to meet deadlines, determine priorities and adapt to changing priorities as needed
Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role include:
• Base Salary Range: $70,000 - $100,000
• Eligible to participate in annual discretionary bonus.
• Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role
$70k-100k yearly Auto-Apply 5d ago
Senior Mortgage Underwriter - Mt Pleasant, SC or Remote
First Reliance Bank 3.9
Remote job
Job Title: Senior Mortgage Underwriter
Division: Operations
Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss.
Direct Reports:
None
Core Responsibilities:
Underwriting
Respond to investor repurchase and quality review requests.
Support loan shipping process to clear underwriting purchase issues.
Underwrite residential loans while ensuring compliance with appropriate company and secondary market investor standards as well as compliance with lending regulations.
Render underwriting decisions and subsequent clearing conditions to ensure credit and investor guidelines are met.
Evaluate and examine transactions to ensure accuracy and completeness
Contact customers and partners to gather information to make appropriate decisions
Proactively communicate the decisions to the Residential Lending Specialists and Community Bank Partners with an explanation behind credit decision
2.Training/Help Desk
Serve as a resource to Residential Mortgage personnel on underwriting questions and provide training for investor, underwriting and compliance related issues.
Recommends modifications to underwriting procedures.
Provide training as needed to Residential Lending Specialists and Community Bank Partners as requested by Channel Manager.
UnderwritingManagement
Prepare formal reports for review.
Provide feedback on new investor candidates as it relates to underwriting guidelines and delivery procedures.
Coordinate third party quality control of mortgage loans and evaluate reports providing feedback concerning closed loan quality and process improvements.
Ensure that contractors are trained on investor specific eligibility requirements and guidelines.
Negotiate with third party service providers and manage contracts.
Compliance
Implement fraud detection techniques and other evaluation tools to mitigate mortgage lending risk.
Performing compliance reviews and comply with regulatory requirements
Respond to individual and investor audits
Coordinate HMDA reporting and evaluation.
Role Specific Competencies
Computer Skills
Skilled in the use of computers, adapts to new technology, keeps abreast of changes, learns new programs quickly, use computers to improve productivity.
Job Knowledge
Understands duties and responsibilities, has necessary job knowledge, has necessary technical skills, understands company mission/values, keeps job knowledge current, is in command of critical issues.
Personal Organization
Keeps information organized and accessible, maintains clean/functional work space, works systematically/efficiently, and manages time well.
Minimum Requirements:
Bachelor's degree or equivalent experience
3 - 5 years underwriting experience
DE Certification with a CHUMS number and VA LAPP Approval including FHA and/or VA underwriting experience.
Extensive knowledge of quality service discipline.
Retail banking experience.
Proven communication and customer relation skills.
Ability and desire to interact and contribute in a team environment.
Ability to use a variety of software tools.
$41k-52k yearly est. 12d ago
Condo Underwriter
Crosscountry Mortgage 4.1
Remote job
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Condo Underwriter is responsible for reviewing documentation for all new and existing condominium and cooperative projects to ensure compliance with internal policies and procedures, as well as the requirements of Fannie Mae, Freddie Mac, FHA and VA.
This position primarily operates within Pacific Time zone working hours to support the West Coast region.
Job Responsibilities:
Ensure condominium and cooperative projects are underwritten accurately and in a timely manner.
Maintain approved and declined condominium and cooperative projects lists and manage expiration dates.
Manage lender concentration.
Maintain condominium and cooperative projects documentation and requirements as dictated by the agencies and investors.
Retain and manage project files.
Ensure cooperatives meet Fannie Mae and Freddie Mac guidelines.
Ensure condominiums meet Fannie Mae, Freddie Mac, and FHA/ VA guidelines.
Determine eligibility of a project (underwrite budget, financials, questionnaire, etc.).
Perform legal reviews of the projects (i.e. review by laws, offering plan, etc.).
Deliver excellent customer service to Sales and Operations staff.
Qualifications and Skills:
5+ years' project review experience.
5+ years' experience related to mortgage credit guidelines, policies and procedures.
5 years' experience with FNMA/ Freddie/ FHA underwriting guidelines.
Experience with investor guidelines.
Knowledge of Fannie Mae, Freddie Mac and FHA/ VA condominium's websites and all regulations.
Excellent organizational skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: 33.65 - 38.46
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
$45k-73k yearly est. Auto-Apply 35d ago
Underwriter
Neighborhood Housing Services of Chicago 3.9
Remote job
BASIC JOB FUNCTION Evaluate and analyze mortgage loan requests for all Conventional mortgage products, and Portfolio mortgage products to ensure they meet all investor guidelines, regulatory requirements, and Neighborhood Lending Services (NLS) policies. Approve or deny applications according to the terms of NLS's standards, procedures, regulatory underwriting guidelines, and secondary market requirements while meeting the commitment of delivering high-quality loans that satisfy our applicant's financial needs while mitigating risk.
PRINCIPAL JOB DUTIES & RESPONSIBILITIES
Underwrite mortgage loans in accordance with NLS and investor guidelines and timelines.
Recommend approval, modification and/or denial of loans for potential sale to Freddie Mac, other investors or for retention in the NLS Portfolio.
Complete understanding and adherence to mortgage loan policies, investor requirements, compliance standards and lending procedures; allowing NLS to sell loans directly into secondary markets, correspondent investors, or consider for portfolio lending.
Make recommendations to NLS's Real Estate Loan Policy and update underwriting and quality control procedures to maintain compliance with industry guidelines and standards in a timely manner.
Assist in training processors, loan officers, and other front line origination sources to maintain compliance with changes in guidelines, quality control standards, and policy/procedures.
Actively participate in our pre-close and post-close quality control process and vendor relationship.
Maintains required job skills and core professional competencies. Attends and participates in required educational programs and staff meetings.
Performs other duties as assigned.
COMPENSATION & BENEFITS:
$75,000 annually
Health, vision, and dental insurance
Paid time off
We also offer a team spirit, which strives for excellence in customer service.
POSITION QUALIFICATIONS
Education
Bachelor's degree (preferred).
Experience
Minimum of 3 years of underwriting experience.
Desired Skills
Experience working with Encompass loan software preferred
Experience with automated underwriting systems such as DU/LPA
Familiar with Freddie Mac/Fannie Mae underwriting, and quality control standards
Ability to adapt to change within working responsibilities, be it internal, market, or regulatory driven
Excellent credit analysis skills and knowledge of loan products and policy
Technology: Proficiency in MS Office; database systems.
COMPENTENCIES To succeed in this role, an individual must demonstrate the following competencies:
Ability to work effectively and communicate with management, members, internal/external contacts and vendors.
Ability to perform in a multi-tasked environment while effectively prioritizing workload and maintaining a high level of service.
PERFORMANCE MEASURES:
Timely, courteous, and informative responses and follow-up on customers' requests.
Timely and accurate execution of disclosures.
Applications underwritten according to established guidelines and timelines.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is:
Regularly required to talk or hear.
Frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms.
The employee may occasionally lift and/or move up to 25 pounds.
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate and is of a typical office environment.
REMOTE WORK POLICY
The Lending Department staff work on a 3/2 schedule requiring a minimum of 3 days in-office, in addition to any in-office time as necessary for important meetings, team meetings, all staff meetings, audits, site visits by funders, agency events, etc., including twice monthly in-person team meetings.
NHS' COMMITMENT TO DIVERSITY, RACIAL EQUITY, AND INCLUSION
Neighborhood Housing Services of Chicago (NHS) is deeply committed to building and sustaining a diverse, equitable, and inclusive organization that reflects the communities we serve. We believe that diversity of backgrounds, perspectives, and experiences strengthens our work and advances our mission. NHS provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, age, disability, veteran status, genetic information, or any other characteristic protected by federal, state, or local law.
$75k yearly 40d ago
Loss Mitigation Underwriter, II
Carrington Mortgage 4.5
Remote job
Come join our amazing team and work remote from home!
The Loss Mitigation Underwriter II will be responsible for underwriting loss mitigation applications in accordance with Treasury, Company and Investor guidelines while following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter II level is the Intermediate level role in the job family and generally handles the moderately complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $25.00-$27.00 per hour.
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What you'll do:
Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines.
Conduct Verification of Income (VOI).
Calculate customer's front and back-end debt to income ratio.
Verify occupancy, hardship and income.
Apply payment waterfall to determine workout eligibility (repurchase plans, forbearances, modifications or liquidation options).
If applicable, identify the type(s) and amounts of liquid assets the borrower holds.
Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.).
Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines.
Document final decision and update system of record.
Perform other duties as assigned.
What you'll need:
High school diploma or equivalent required.
Two (2) to three (3) years of underwriting background or servicing/loss mitigation experience
Our Company:
Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: ***************************
What We Offer:
Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
Customized training programs to help you advance your career.
Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
Educational Reimbursement.
Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
#LI-GV1